Home Mortgage Alliance Corp Rates, Fees & Info
Santa Ana, CALEI: 254900LTD432L5CHIZ48
Tax ID: 46-3331326
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Mortgage Data
Review & Overview
Home Mortgage Alliance Corp is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Home Mortgage Alliance Corp has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Riverside, Miami, San Francisco, and San Diego among others. We have data for 202 markets. (Some data included below & more in-depth data is available with an active subscription.)Home Mortgage Alliance Corp has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Home Mortgage Alliance Corp is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.79% | 5/20/25 |
| 30 Year Conventional Refi | 8.18% | 5/20/25 |
| 30 Year Cash-out Refi | 10.29% | 5/20/25 |
| 30 Year FHA Purchase | 7.70% | 5/20/25 |
| 30 Year FHA Refi | 6.97% | 5/20/25 |
| 30 Year VA Purchase | 6.76% | 5/20/25 |
| 30 Year VA Refi | 6.24% | 5/20/25 |
| 15 Year Conventional Purchase | 6.88% | 5/20/25 |
| 15 Year Conventional Refi | 6.72% | 5/20/25 |
| 15 Year Cash-out Refi | 6.72% | 5/20/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Home Mortgage Alliance Corp Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Home Mortgage Alliance Corp. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,060Origination Dollar Volume (All Markets)
$721,700,000Relative Rate
Home Mortgage Alliance Corp's average 30 year fixed mortgage rate was
7.91%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 1.36%.
Relative Fees (Closing Costs)
Home Mortgage Alliance Corp's average total fees/closing costs for a 30 year fixed rate
mortgage were $12,751.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 304 | $144,050,000 | $473,849 | $13,278 | 8.64% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 187 | $65,935,000 | $352,594 | $11,955 | 8.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 96 | $33,250,000 | $346,354 | $13,850 | 8.72% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 48 | $26,530,000 | $552,708 | $11,694 | 8.35% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 68 | $25,910,000 | $381,029 | $11,516 | 9.26% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 79 | $24,985,000 | $316,266 | $11,433 | 8.18% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 41 | $24,545,000 | $598,659 | $17,459 | 7.59% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 88 | $24,070,000 | $273,523 | $14,624 | 6.29% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 72 | $22,810,000 | $316,806 | $15,663 | 6.96% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 44 | $18,830,000 | $427,955 | $12,349 | 7.57% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 48 | $16,710,000 | $348,125 | $12,151 | 8.21% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 40 | $16,480,000 | $412,000 | $14,094 | 7.39% |
| REDDING, CA (FHA|USDA|VA) | 57 | $16,455,000 | $288,684 | $11,043 | 6.67% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 43 | $10,675,000 | $248,256 | $11,413 | 8.08% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 47 | $10,245,000 | $217,979 | $12,794 | 5.69% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 21 | $9,455,000 | $450,238 | $10,244 | 7.92% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 25 | $9,075,000 | $363,000 | $14,630 | 8.04% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 15 | $8,985,000 | $599,000 | $14,768 | 7.91% |
| Outside of Metro Areas | 32 | $8,360,000 | $261,250 | $9,867 | 8.01% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 27 | $7,575,000 | $280,556 | $12,801 | 9.73% |
| RICHMOND, VA (FHA|USDA|VA) | 29 | $7,265,000 | $250,517 | $9,832 | 6.51% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 12 | $6,880,000 | $573,333 | $14,732 | 8.18% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 20 | $6,810,000 | $340,500 | $12,703 | 8.06% |
| STOCKTON, CA (FHA|USDA|VA) | 18 | $6,780,000 | $376,667 | $12,467 | 7.05% |
| SALINAS, CA (FHA|USDA|VA) | 14 | $6,670,000 | $476,429 | $9,138 | 7.38% |
| VALLEJO, CA (FHA|USDA|VA) | 12 | $6,160,000 | $513,333 | $19,584 | 6.10% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 19 | $5,405,000 | $284,474 | $9,072 | 8.74% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $5,280,000 | $528,000 | $22,375 | 7.83% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 19 | $4,635,000 | $243,947 | $10,576 | 7.28% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $4,605,000 | $511,667 | $15,264 | 8.78% |
| FRESNO, CA (FHA|USDA|VA) | 18 | $4,540,000 | $252,222 | $10,621 | 8.48% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 15 | $4,375,000 | $291,667 | $12,689 | 7.51% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 19 | $4,335,000 | $228,158 | $11,115 | 9.46% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 13 | $4,145,000 | $318,846 | $11,553 | 9.18% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 17 | $4,025,000 | $236,765 | $9,358 | 7.29% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $3,480,000 | $580,000 | $12,163 | 7.71% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 9 | $3,015,000 | $335,000 | $11,201 | 8.36% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $3,005,000 | $429,286 | $16,862 | 7.95% |
| Hilo, HI (FHA|USDA|VA) | 9 | $2,945,000 | $327,222 | $10,139 | 8.43% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $2,915,000 | $323,889 | $19,353 | 6.92% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $2,635,000 | $527,000 | $5,196 | 7.93% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $2,375,000 | $339,286 | $15,255 | 7.30% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $2,330,000 | $388,333 | $12,083 | 7.67% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $9,747 | 7.40% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 14 | $2,100,000 | $150,000 | $5,957 | 6.72% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $9,022 | 8.91% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $11,831 | 6.00% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $9,815 | 7.50% |
| Red Bluff, CA (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $9,883 | 7.44% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $13,962 | 9.09% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $9,501 | 7.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $12,340 | 8.21% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $5,452 | 10.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $8,025 | 7.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $9,895 | 9.90% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,370,000 | $685,000 | $21,767 | 7.94% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $0 | 7.94% |
| Key West, FL (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $0 | 8.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $7,840 | 6.81% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $13,783 | 6.54% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $1,260,000 | $157,500 | $7,472 | 7.70% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $5,784 | 8.58% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $17,817 | 5.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $18,790 | 7.38% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,783 | 7.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $7,583 | 9.98% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $13,385 | 8.79% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $9,052 | 10.23% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $14,568 | 7.67% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $8,027 | 6.60% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $6,947 | 7.11% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $14,397 | 6.00% |
| RENO, NV (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,442 | 10.13% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $10,012 | 8.19% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $7,092 | 9.78% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,522 | 9.54% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $13,006 | 6.21% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $6,285 | 8.33% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $11,750 | 10.31% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,953 | 7.50% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $0 | 7.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $7,728 | 8.97% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $12,456 | 7.25% |
| BEND, OR (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $10,636 | 7.94% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $10,750 | 8.71% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $14,100 | 6.88% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $8,969 | 8.33% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $16,314 | 6.63% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,166 | 8.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $15,370 | 8.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $14,269 | 7.94% |
| SALEM, OR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $14,443 | 6.25% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $13,538 | 7.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,315 | 6.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $8,486 | 9.00% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $14,055 | 7.79% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,315 | 9.66% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,800 | 9.44% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $5,133 | 6.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,722 | 8.21% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $12,641 | 9.25% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $18,808 | 7.13% |
| MADERA, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $12,122 | 7.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,640 | 7.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $10,888 | 7.50% |
| Kinston, NC (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $22,872 | 10.38% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,934 | 8.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,957 | 8.71% |
| Dayton, TN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $23,381 | 10.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,260 | 9.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $19,038 | 7.38% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $16,721 | 7.00% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 7.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,440 | 7.31% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $21,613 | 7.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,532 | 8.56% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $18,535 | 7.38% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $22,386 | 6.63% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,206 | 7.50% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 4.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $12,835 | 10.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,804 | 10.79% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 7.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,817 | 8.88% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $15,457 | 6.13% |
| Tifton, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $23,769 | 5.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,087 | 9.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,458 | 9.00% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,099 | 6.25% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $13,025 | 7.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,618 | 6.25% |
| DALTON, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,584 | 7.13% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,165 | 8.75% |
| Hailey, ID (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,128 | 8.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $18,358 | 6.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 8.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,029 | 9.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,346 | 10.21% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,966 | 8.99% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,189 | 6.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,097 | 8.38% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $18,992 | 6.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,243 | 6.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $17,364 | 6.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $15,527 | 8.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,283 | 6.88% |
| CHICO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,657 | 6.00% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,504 | 10.25% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,765 | 7.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,383 | 6.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $18,460 | 6.25% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 11.00% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 4.63% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,476 | 6.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,914 | 9.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $17,575 | 5.63% |
| Granbury, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,668 | 7.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,419 | 6.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,139 | 6.99% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,934 | 7.50% |
| Crossville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $15,369 | 7.88% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,234 | 6.50% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,101 | 9.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,543 | 10.06% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,480 | 11.63% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,898 | 6.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.00% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,777 | 12.50% |
| Boone, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.63% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,743 | 7.13% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,802 | 8.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,364 | 6.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,487 | 5.88% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,695 | 8.13% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,093 | 6.63% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,201 | 8.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,973 | 7.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,801 | 6.63% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,091 | 10.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,107 | 6.88% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,739 | 4.13% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,987 | 10.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,254 | 7.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.75% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,383 | 9.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,343 | 7.13% |
| READING, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.99% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $4,351 | 8.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,177 | 9.75% |
| AKRON, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,696 | 11.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,527 | 9.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,596 | 10.13% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,788 | 10.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $2,816 | 8.13% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.63% |
| Outside of Metro Areas | 1 | $85,000 | $85,000 | $6,747 | 9.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,791 | 12.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,978 | 9.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,535 | 9.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,393 | 12.88% |
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Product Mix
For 2024, Home Mortgage Alliance Corp's most frequently originated type of loan was Conventional, with 1,555 originations. Their 2nd most popular type was FHA, with 443 originations.
Loan Reason
For 2024, Home Mortgage Alliance Corp's most frequently cited loan purpose was Home Purchase, with 1,127 originations. The 2nd most popular reason was Cash Out Refi, with 854 originations.
Loan Duration/Length
For 2024, Home Mortgage Alliance Corp's most frequently cited loan duration was 30 Year, with 1,961 originations. The 2nd most popular length was 10 Year, with 71 originations.
Origination Fees/Closing Costs
Home Mortgage Alliance Corp's average total fees were $12,751, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 973 originations.
Interest Rates
During 2024, Home Mortgage Alliance Corp's average interest rate for loans was 7.91%, while their most frequently originated rate bucket for loans was Over 8%, with 930 originations.
Loan Sizing
2024 saw Home Mortgage Alliance Corp place emphasis on $200k-400k loans with 737 originations, totaling $217,625,000 in origination value.
Applicant Income
Home Mortgage Alliance Corp lent most frequently to those with incomes in the $250k+ range, with 491 originations. The second most popular income band? $100k-150k, with 430 originations.
Applicant Debt to Income Ratio
Home Mortgage Alliance Corp lent most frequently to those with DTI ratios of 50-60%, with 191 originations. The next most common DTI ratio? 30-36%, with 186 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.10%
Home Mortgage Alliance Corp has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination15.49%
Home Mortgage Alliance Corp has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,060 | $721,700,000 | $350,340 |