Swbc Mortgage Corporation Rates, Fees & Info
SAN ANTONIO, TXLEI: 549300DMYENRV818D594
Tax ID: 74-2508160
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Swbc Mortgage Corporation is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Swbc Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Nashville, Denver, Dallas, Washington, and Atlanta among others. Swbc Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Swbc Mortgage Corporation is typically an average fee lendor.Originations
21,077Origination Dollar Volume (All Markets)
$6,256,715,000Awards
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SWBC MORTGAGE CORPORATION - 2021
SWBC MORTGAGE CORPORATION is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Swbc Mortgage Corporation's average 30 year fixed rate mortgage of loans were
3.14%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.01%.
Relative Fees
Swbc Mortgage Corporation's average total fees for a 30 year fixed rate
mortgage are $4,637.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 2,553 | $802,845,000 | $314,471 | $4,203 | 3.01% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,227 | $488,525,000 | $398,146 | $3,050 | 2.99% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,198 | $405,960,000 | $338,865 | $5,149 | 3.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 959 | $404,055,000 | $421,330 | $5,524 | 3.02% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,416 | $368,520,000 | $260,254 | $3,556 | 3.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,034 | $333,260,000 | $322,302 | $4,424 | 3.05% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 948 | $294,650,000 | $310,812 | $5,650 | 3.24% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 842 | $260,700,000 | $309,620 | $5,591 | 3.12% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 944 | $257,700,000 | $272,987 | $5,492 | 3.12% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 616 | $256,280,000 | $416,039 | $5,526 | 3.08% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 621 | $151,475,000 | $243,921 | $5,008 | 3.11% |
| BOULDER, CO (FHA|USDA|VA) | 275 | $147,665,000 | $536,964 | $2,248 | 3.02% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 648 | $146,090,000 | $225,448 | $3,831 | 2.91% |
| Outside of Metro Areas | 575 | $140,705,000 | $244,704 | $4,106 | 3.19% |
| WACO, TX (FHA|USDA|VA) | 580 | $134,890,000 | $232,569 | $4,471 | 3.23% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 395 | $126,605,000 | $320,519 | $5,221 | 3.14% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 395 | $117,165,000 | $296,620 | $4,542 | 3.05% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 353 | $115,425,000 | $326,983 | $5,711 | 3.46% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 441 | $96,775,000 | $219,444 | $5,031 | 3.10% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 254 | $65,040,000 | $256,063 | $5,042 | 3.07% |
| SAVANNAH, GA (FHA|USDA|VA) | 236 | $61,030,000 | $258,602 | $4,064 | 3.03% |
| ROANOKE, VA (FHA|USDA|VA) | 277 | $58,705,000 | $211,931 | $3,701 | 3.10% |
| MOBILE, AL (FHA|USDA|VA) | 245 | $47,625,000 | $194,388 | $3,016 | 3.01% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 216 | $43,090,000 | $199,491 | $3,013 | 3.16% |
| ABILENE, TX (FHA|USDA|VA) | 186 | $41,400,000 | $222,581 | $4,949 | 3.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 234 | $39,130,000 | $167,222 | $4,094 | 3.33% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 181 | $36,825,000 | $203,453 | $4,251 | 3.11% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 158 | $36,030,000 | $228,038 | $4,493 | 2.92% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 92 | $32,060,000 | $348,478 | $3,547 | 3.04% |
| Kerrville, TX (FHA|USDA|VA) | 115 | $30,775,000 | $267,609 | $5,378 | 3.16% |
| BATON ROUGE, LA (FHA|USDA|VA) | 123 | $26,355,000 | $214,268 | $3,410 | 3.07% |
| RICHMOND, VA (FHA|USDA|VA) | 107 | $26,225,000 | $245,093 | $4,937 | 3.21% |
| HINESVILLE, GA (FHA|USDA|VA) | 125 | $25,695,000 | $205,560 | $5,100 | 3.11% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 127 | $22,435,000 | $176,654 | $3,842 | 3.11% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 84 | $20,920,000 | $249,048 | $4,815 | 3.14% |
| GREELEY, CO (FHA|USDA|VA) | 56 | $19,500,000 | $348,214 | $2,967 | 2.96% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 59 | $18,875,000 | $319,915 | $4,187 | 2.99% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 80 | $18,560,000 | $232,000 | $4,011 | 3.22% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 89 | $15,505,000 | $174,213 | $4,142 | 2.91% |
| Calhoun, GA (FHA|USDA|VA) | 77 | $14,205,000 | $184,481 | $3,439 | 3.02% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 37 | $13,305,000 | $359,595 | $3,400 | 2.98% |
| FORT COLLINS, CO (FHA|USDA|VA) | 33 | $11,685,000 | $354,091 | $2,870 | 3.14% |
| Pahrump, NV (FHA|USDA|VA) | 48 | $11,530,000 | $240,208 | $5,495 | 3.35% |
| Breckenridge, CO (FHA|USDA|VA) | 17 | $10,855,000 | $638,529 | $2,407 | 3.16% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 36 | $10,680,000 | $296,667 | $4,468 | 3.23% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 47 | $10,195,000 | $216,915 | $4,473 | 3.34% |
| LYNCHBURG, VA (FHA|USDA|VA) | 47 | $9,985,000 | $212,447 | $3,393 | 3.13% |
| BEND, OR (FHA|USDA|VA) | 26 | $9,560,000 | $367,692 | $7,024 | 3.14% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 43 | $9,055,000 | $210,581 | $3,376 | 3.12% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 34 | $8,300,000 | $244,118 | $3,115 | 2.92% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 48 | $8,280,000 | $172,500 | $3,995 | 3.10% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 31 | $8,265,000 | $266,613 | $3,554 | 3.25% |
| Outside of Metro Areas | 25 | $8,095,000 | $323,800 | $6,044 | 3.26% |
| ROME, GA (FHA|USDA|VA) | 41 | $7,645,000 | $186,463 | $3,943 | 3.16% |
| BRUNSWICK, GA (FHA|USDA|VA) | 27 | $7,615,000 | $282,037 | $3,561 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 42 | $7,470,000 | $177,857 | $4,620 | 2.78% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 23 | $7,175,000 | $311,957 | $4,056 | 3.07% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 27 | $7,095,000 | $262,778 | $3,897 | 3.22% |
| Hope, AR (FHA|USDA|VA) | 55 | $6,875,000 | $125,000 | $2,657 | 3.07% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 26 | $6,710,000 | $258,077 | $5,158 | 3.12% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 26 | $6,440,000 | $247,692 | $3,830 | 2.98% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $6,325,000 | $301,190 | $4,551 | 3.23% |
| WALLA WALLA, WA (FHA|USDA|VA) | 16 | $6,280,000 | $392,500 | $3,581 | 3.37% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 22 | $6,030,000 | $274,091 | $5,370 | 3.10% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 25 | $5,945,000 | $237,800 | $3,702 | 3.18% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 28 | $5,600,000 | $200,000 | $3,954 | 3.50% |
| Shelbyville, TN (FHA|USDA|VA) | 21 | $5,515,000 | $262,619 | $4,291 | 3.14% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 15 | $5,315,000 | $354,333 | $5,282 | 3.05% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 17 | $5,205,000 | $306,176 | $4,401 | 3.18% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 26 | $5,180,000 | $199,231 | $5,037 | 2.81% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 9 | $4,625,000 | $513,889 | $6,485 | 3.22% |
| SPARTANBURG, SC (FHA|USDA|VA) | 21 | $4,515,000 | $215,000 | $4,447 | 3.20% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 17 | $4,455,000 | $262,059 | $3,151 | 2.95% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 19 | $4,315,000 | $227,105 | $3,851 | 3.22% |
| Fredericksburg, TX (FHA|USDA|VA) | 11 | $4,265,000 | $387,727 | $5,566 | 3.33% |
| Athens, TX (FHA|USDA|VA) | 15 | $4,205,000 | $280,333 | $4,813 | 3.18% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $4,120,000 | $1,030,000 | $5,853 | 3.47% |
| Lewisburg, TN (FHA|USDA|VA) | 15 | $4,075,000 | $271,667 | $3,764 | 3.07% |
| Cedartown, GA (FHA|USDA|VA) | 21 | $4,055,000 | $193,095 | $3,713 | 3.06% |
| GAINESVILLE, GA (FHA|USDA|VA) | 11 | $4,015,000 | $365,000 | $3,940 | 3.08% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 12 | $3,980,000 | $331,667 | $4,037 | 3.24% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7 | $3,825,000 | $546,429 | $7,074 | 3.09% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $3,795,000 | $542,143 | $6,120 | 3.41% |
| ST. GEORGE, UT (FHA|USDA|VA) | 12 | $3,770,000 | $314,167 | $4,825 | 3.13% |
| Huntsville, TX (FHA|USDA|VA) | 19 | $3,685,000 | $193,947 | $4,327 | 3.24% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 15 | $3,675,000 | $245,000 | $3,300 | 3.07% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 10 | $3,670,000 | $367,000 | $5,170 | 3.08% |
| MIDLAND, TX (FHA|USDA|VA) | 8 | $3,640,000 | $455,000 | $7,754 | 3.19% |
| PROVO-OREM, UT (FHA|USDA|VA) | 12 | $3,550,000 | $295,833 | $5,702 | 3.10% |
| YAKIMA, WA (FHA|USDA|VA) | 14 | $3,550,000 | $253,571 | $4,078 | 3.35% |
| Granbury, TX (FHA|USDA|VA) | 14 | $3,540,000 | $252,857 | $4,982 | 3.06% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 8 | $3,470,000 | $433,750 | $8,626 | 3.17% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $3,225,000 | $460,714 | $5,148 | 2.91% |
| Edwards, CO (FHA|USDA|VA) | 6 | $3,130,000 | $521,667 | $2,152 | 3.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $3,075,000 | $236,538 | $4,369 | 3.00% |
| Malvern, AR (FHA|USDA|VA) | 18 | $3,060,000 | $170,000 | $2,999 | 3.40% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $3,045,000 | $276,818 | $5,737 | 3.05% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 11 | $3,045,000 | $276,818 | $3,862 | 3.03% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 14 | $2,950,000 | $210,714 | $3,945 | 3.10% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 12 | $2,840,000 | $236,667 | $4,680 | 3.19% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $2,740,000 | $342,500 | $3,460 | 3.28% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 8 | $2,660,000 | $332,500 | $6,996 | 2.80% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $2,405,000 | $481,000 | $5,140 | 3.18% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $7,087 | 3.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $2,390,000 | $239,000 | $5,398 | 2.85% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $2,380,000 | $595,000 | $8,452 | 3.25% |
| Uvalde, TX (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $5,268 | 3.17% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $3,593 | 3.22% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $2,190,000 | $156,429 | $3,643 | 3.32% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $3,360 | 3.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $3,917 | 3.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 9 | $2,135,000 | $237,222 | $6,578 | 3.11% |
| Cookeville, TN (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $3,693 | 3.02% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $2,020,000 | $505,000 | $2,631 | 2.91% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $5,797 | 3.15% |
| Statesboro, GA (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $5,327 | 3.06% |
| LUBBOCK, TX (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $5,770 | 3.33% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $6,560 | 3.67% |
| Durango, CO (FHA|USDA|VA) | 4 | $1,810,000 | $452,500 | $2,456 | 2.91% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $1,805,000 | $601,667 | $11,624 | 2.75% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $4,562 | 3.08% |
| LOGAN, UT-ID (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $3,550 | 3.02% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $5,814 | 2.81% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $4,673 | 3.19% |
| Lufkin, TX (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $3,814 | 3.27% |
| HAMMOND, LA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $7,353 | 2.90% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $3,881 | 3.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $1,495,000 | $135,909 | $4,106 | 3.76% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $3,651 | 2.90% |
| CLEVELAND, TN (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $3,249 | 3.23% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $6,191 | 3.35% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $5,611 | 3.08% |
| DALTON, GA (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $4,691 | 2.50% |
| Easton, MD (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $3,418 | 2.90% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $6,023 | 3.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $2,009 | 3.16% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $3,855 | 3.06% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $5,238 | 3.21% |
| Montrose, CO (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,156 | 3.09% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $7,598 | 3.00% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $4,555 | 3.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $5,227 | 3.29% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $4,384 | 3.29% |
| Lawrenceburg, TN (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,868 | 3.10% |
| SALEM, OR (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $6,438 | 3.13% |
| Corsicana, TX (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $4,949 | 2.90% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,364 | 3.18% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $5,476 | 3.06% |
| Brenham, TX (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $6,499 | 2.93% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $5,064 | 3.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,814 | 3.08% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,924 | 3.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $5,339 | 3.25% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $8,188 | 3.00% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $3,413 | 3.25% |
| RENO, NV (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $5,505 | 3.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $3,741 | 3.45% |
| Prineville, OR (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $6,983 | 3.03% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $4,619 | 3.00% |
| Bonham, TX (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $3,216 | 3.19% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $2,099 | 3.13% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $10,611 | 2.79% |
| Borger, TX (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $3,380 | 3.29% |
| Palatka, FL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,078 | 3.20% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $2,689 | 3.23% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $5,295 | 2.75% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,631 | 2.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,680 | 3.42% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $9,253 | 4.38% |
| TULSA, OK (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,694 | 3.25% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,124 | 3.08% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,467 | 3.03% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $9,168 | 3.06% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $5,034 | 3.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,914 | 3.22% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,089 | 2.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $5,643 | 3.44% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,072 | 3.08% |
| Dayton, TN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,617 | 2.94% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $7,566 | 2.67% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,611 | 3.21% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,490 | 3.25% |
| Fernley, NV (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $12,904 | 3.19% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,746 | 3.69% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,320 | 3.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,786 | 3.38% |
| Russellville, AR (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,446 | 3.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,294 | 2.92% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,037 | 3.00% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,085 | 3.33% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,221 | 3.16% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $206 | 3.13% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,973 | 3.08% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,472 | 3.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,083 | 3.38% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,410 | 2.91% |
| McAlester, OK (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,633 | 3.25% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,538 | 3.08% |
| Sweetwater, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,682 | 3.67% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,218 | 3.29% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,428 | 3.50% |
| Fallon, NV (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,890 | 3.50% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,666 | 2.71% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,573 | 3.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,697 | 2.88% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,950 | 3.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,457 | 2.88% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,519 | 3.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $3,632 | 3.28% |
| La Grande, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $8,014 | 3.63% |
| Seneca, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,498 | 3.00% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,090 | 3.33% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,979 | 2.88% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,222 | 3.00% |
| Alice, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,310 | 3.00% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,898 | 4.00% |
| Jesup, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,094 | 3.25% |
| London, KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,986 | 3.13% |
| Arkadelphia, AR (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,596 | 2.92% |
| Palestine, TX (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,698 | 3.17% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,541 | 3.25% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,060 | 3.06% |
| Crossville, TN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,017 | 3.13% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,285 | 3.50% |
| OCALA, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,112 | 3.25% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,418 | 2.88% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,708 | 3.25% |
| Summerville, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,937 | 3.00% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,250 | 4.38% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,600 | 3.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $631 | 3.38% |
| Oxford, MS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,997 | 3.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,081 | 3.50% |
| Selma, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,561 | 3.13% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,845 | 2.88% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,242 | 2.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $2,795 | 3.43% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,057 | 3.42% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,804 | 3.50% |
| El Campo, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,883 | 3.88% |
| Douglas, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,606 | 2.88% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,807 | 3.38% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,141 | 2.81% |
| Sanford, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,441 | 3.25% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,807 | 3.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,296 | 3.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,407 | 3.25% |
| Beeville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,374 | 3.38% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,135 | 2.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,945 | 3.25% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,344 | 3.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,896 | 3.38% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,465 | 2.75% |
| Murray, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,295 | 2.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,351 | 3.75% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,531 | 3.63% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,037 | 3.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,401 | 4.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,266 | 2.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,365 | 2.75% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,851 | 3.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,764 | 2.75% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,760 | 2.81% |
| Union, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,634 | 4.25% |
| Sayre, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,117 | 3.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,385 | 2.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,890 | 3.25% |
| Marion, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,905 | 3.13% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,562 | 2.75% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,839 | 3.63% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,736 | 4.38% |
| Andrews, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,108 | 3.63% |
| Paris, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,967 | 3.19% |
| Elko, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,267 | 3.25% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,841 | 2.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,863 | 2.88% |
| Martin, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,216 | 3.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,077 | 3.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,049 | 4.25% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,235 | 3.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,068 | 3.38% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,911 | 2.88% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,395 | 3.00% |
| Central City, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,244 | 3.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,786 | 3.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,251 | 2.75% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $679 | 3.25% |
| Jennings, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,768 | 2.63% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,923 | 3.25% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,581 | 2.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,387 | 3.13% |
| Athens, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,065 | 3.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,019 | 2.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,601 | 2.88% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,144 | 3.75% |
| Roswell, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,922 | 2.63% |
| Duncan, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,469 | 2.75% |
| DOVER, DE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,370 | 3.25% |
| Rockport, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,919 | 2.88% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,545 | 2.75% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,491 | 3.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,864 | 1.75% |
| Pampa, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,829 | 3.63% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,368 | 3.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,132 | 2.75% |
| Bay City, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,837 | 4.00% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $100 | 3.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,540 | 3.25% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,556 | 4.13% |
| Danville, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $641 | 3.13% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,679 | 3.13% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,624 | 2.75% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,176 | 2.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,618 | 3.13% |
| Danville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,347 | 2.63% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,685 | 3.25% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.25% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,269 | 3.25% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,340 | 4.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,989 | 3.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,959 | 3.50% |
| Sterling, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,267 | 3.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,897 | 3.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,642 | 3.50% |
| Lake City, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,863 | 3.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,693 | 2.75% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,874 | 3.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,304 | 3.38% |
| Somerset, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,792 | 3.25% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,162 | 2.75% |
| Clinton, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,269 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,596 | 3.63% |
Swbc Mortgage Corporation's top markets include Nashville, Denver, Dallas, Washington, and Atlanta among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 17,014 | $5,163,230,000 | $303,469 | $3,957 | 3.07% |
| FHA | 2,269 | $544,965,000 | $240,178 | $7,130 | 3.28% |
| VA | 1,512 | $497,130,000 | $328,790 | $6,759 | 3.02% |
| USDA | 282 | $51,390,000 | $182,234 | $3,337 | 3.08% |
For the 2021 period, Swbc Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 17,014 originations. Their 2nd most popular type is FHA, with 2,269 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 11,716 | $3,552,350,000 | $303,205 | $4,841 | 3.15% |
| Refi | 6,091 | $1,742,255,000 | $286,038 | $3,727 | 2.90% |
| Cash Out Refi | 2,837 | $842,135,000 | $296,840 | $4,688 | 3.18% |
| Home Improvement | 433 | $119,975,000 | $277,079 | $4,566 | 3.22% |
For the 2021, Swbc Mortgage Corporation's most frequently cited loan purpose of loans were Home Purchase, with 11,716 originations. The 2nd most popular reason of loans were Refi, with 6,091 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 18,391 | $5,643,735,000 | $306,875 | $4,637 | 3.14% |
| 15 Year | 1,602 | $356,470,000 | $222,516 | $3,556 | 2.57% |
| 20 Year | 704 | $175,470,000 | $249,247 | $3,589 | 2.93% |
| Other | 197 | $51,405,000 | $260,939 | $3,428 | 3.01% |
| 10 Year | 182 | $29,620,000 | $162,747 | $2,812 | 2.43% |
| 5 Year | 1 | $15,000 | $15,000 | $0 | 0.00% |
For the 2021, Swbc Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 18,391 originations. The 2nd most popular length of loans were 15 Year, with 1,602 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 10,538 | $3,034,530,000 | $287,961 |
| $<1k | 5,803 | $1,711,055,000 | $294,857 |
| $2k-3k | 2,131 | $597,295,000 | $280,289 |
| $3k-4k | 1,792 | $559,090,000 | $311,992 |
| $5k+ | 782 | $349,510,000 | $446,944 |
$4,637 of loans were Swbc Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 10,538 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 10,452 | $3,102,360,000 | $296,820 |
| 2.5-3% | 8,603 | $2,679,745,000 | $311,490 |
| <2.5% | 1,512 | $357,250,000 | $236,276 |
| 4-5% | 497 | $117,225,000 | $235,865 |
| 5-6% | 11 | $105,000 | $9,545 |
During 2021, Swbc Mortgage Corporation's average interest rate of loans were 3.14%, while their most frequently originated rate bucket of loans were 3-4%, with 10,452 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 10,847 | $3,070,565,000 | $283,080 | $4,642 | 3.10% |
| $100k-200k | 5,341 | $839,775,000 | $157,232 | $3,640 | 3.11% |
| $400k-600k | 3,194 | $1,536,220,000 | $480,971 | $5,139 | 3.07% |
| $100,000 or less | 811 | $53,015,000 | $65,370 | $2,410 | 2.83% |
| $600k-1MM | 706 | $514,950,000 | $729,391 | $6,976 | 3.07% |
| $1MM+ | 178 | $242,190,000 | $1,360,618 | $8,809 | 3.02% |
2021 saw Swbc Mortgage Corporation place emphasis on $200k-400k loans with 10,847 originations, totaling $3,070,565,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 5,114 | $1,197,900,000 | $234,239 | $4,415 | 3.11% |
| $100k-150k | 4,329 | $1,392,535,000 | $321,676 | $4,569 | 3.09% |
| $50k or less | 3,802 | $741,520,000 | $195,034 | $3,964 | 3.05% |
| $75k-100k | 3,663 | $1,008,175,000 | $275,232 | $4,504 | 3.10% |
| $150k-250k | 2,932 | $1,191,640,000 | $406,426 | $4,745 | 3.08% |
| $250k+ | 1,237 | $724,945,000 | $586,051 | $5,539 | 3.07% |
Swbc Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 5,114 originations. The second most popular income band? $100k-150k, with 4,329 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 4,402 | $1,308,160,000 | $297,174 | $4,004 | 3.02% |
| 30-36% | 3,810 | $1,145,360,000 | $300,619 | $4,280 | 3.08% |
| <20% | 1,560 | $464,640,000 | $297,846 | $3,813 | 2.97% |
| 44% | 941 | $272,095,000 | $289,155 | $4,839 | 3.19% |
| 42% | 899 | $291,175,000 | $323,888 | $4,709 | 3.14% |
| 43% | 859 | $243,775,000 | $283,789 | $4,688 | 3.15% |
| 41% | 842 | $252,090,000 | $299,394 | $4,832 | 3.13% |
| 37% | 801 | $237,185,000 | $296,111 | $4,364 | 3.11% |
| 39% | 783 | $236,745,000 | $302,356 | $4,525 | 3.12% |
| 50-60% | 780 | $222,540,000 | $285,308 | $7,250 | 3.17% |
| 40% | 760 | $226,810,000 | $298,434 | $4,432 | 3.15% |
| 36% | 714 | $215,380,000 | $301,653 | $4,356 | 3.09% |
| 38% | 712 | $210,000,000 | $294,944 | $4,411 | 3.14% |
| 49% | 651 | $189,655,000 | $291,329 | $5,008 | 3.11% |
| 45% | 596 | $165,430,000 | $277,567 | $4,766 | 3.13% |
| 48% | 584 | $170,020,000 | $291,130 | $4,803 | 3.13% |
| 46% | 540 | $157,630,000 | $291,907 | $4,771 | 3.12% |
| 47% | 527 | $151,775,000 | $287,998 | $4,938 | 3.16% |
| >60% | 163 | $53,525,000 | $328,374 | $5,228 | 2.81% |
Swbc Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 4,402 originations. The next most common DTI ratio? 30-36%, with 3,810 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 15,756 | $4,700,520,000 | $298,332 | $4,377 | 3.08% |
| Not provided | 2,601 | $781,865,000 | $300,602 | $4,701 | 3.11% |
| Black | 1,314 | $346,900,000 | $264,003 | $4,998 | 3.12% |
| Asian | 1,036 | $315,750,000 | $304,778 | $4,938 | 3.07% |
| American Indian | 162 | $43,780,000 | $270,247 | $4,932 | 3.19% |
| Asian Indian | 56 | $19,270,000 | $344,107 | $4,717 | 3.07% |
| Filipino | 42 | $12,830,000 | $305,476 | $6,160 | 3.30% |
| Native Hawaiian | 40 | $11,600,000 | $290,000 | $4,753 | 3.19% |
| Other Asian | 34 | $11,370,000 | $334,412 | $4,481 | 3.10% |
| Vietnamese | 13 | $3,975,000 | $305,769 | $3,732 | 3.04% |
| Chinese | 8 | $3,040,000 | $380,000 | $5,020 | 2.97% |
| Other Pacific Islander | 8 | $2,360,000 | $295,000 | $5,827 | 3.02% |
| Korean | 3 | $2,115,000 | $705,000 | $3,724 | 3.13% |
| Japanese | 3 | $795,000 | $265,000 | $4,880 | 3.00% |
| Native Hawiian | 1 | $545,000 | $545,000 | $940 | 3.63% |
Approval Rates
Total approvals of all applications97.18%
Swbc Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination79.71%
Swbc Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 21,077 | $6,256,715,000 | $296,850 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 21,077 | $6,256,715,000 | $296,850 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 733 | $150,845,000 | $205,791 | $3,291 | 2.81% |
| 40-60% | 2,678 | $725,180,000 | $270,792 | $3,472 | 2.92% |
| 60-80% | 7,169 | $2,259,035,000 | $315,112 | $4,224 | 3.12% |
| 80-100% | 9,928 | $3,004,500,000 | $302,629 | $4,912 | 3.15% |
| Over 100% | 358 | $110,150,000 | $307,682 | $10,437 | 3.06% |
| Under 20% | 211 | $7,005,000 | $33,199 | $761 | 1.90% |
