Swbc Mortgage Corporation Rates, Fees & Info

SAN ANTONIO, TX

LEI: 549300DMYENRV818D594

Tax ID: 74-2508160

5 stars - Updated: 12/17/24 - out of 5 stars, based on 83 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Swbc Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Swbc Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Dallas, Atlanta, Denver, and San Antonio among others. We have data for 248 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Swbc Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Swbc Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.63% 12/17/24
    30 Year Conventional Refi 6.61% 12/17/24
    30 Year Cash-out Refi 6.89% 12/17/24
    30 Year FHA Purchase 7.62% 12/17/24
    30 Year FHA Refi 7.51% 12/17/24
    30 Year VA Purchase 6.44% 12/17/24
    30 Year VA Refi 6.40% 12/17/24
    30 Year USDA Purchase 6.96% 12/17/24
    15 Year Conventional Purchase 6.23% 12/17/24
    15 Year Conventional Refi 6.17% 12/17/24
    15 Year Cash-out Refi 6.17% 12/17/24
    15 Year FHA Purchase 5.68% 12/17/24
    15 Year VA Purchase 6.42% 12/17/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Swbc Mortgage Corporation Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Swbc Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    6,858

    Origination Dollar Volume (All Markets)

    $2,116,200,000
    Show all (65) awards

    Relative Rate

    Swbc Mortgage Corporation's average 30 year fixed mortgage rate was 6.51%.

    The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

    This yields a difference of 0.03%.

    Relative Fees (Closing Costs)

    Swbc Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $6,413.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 673 $243,705,000 $362,117 $4,958 6.63%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 334 $133,380,000 $399,341 $8,245 6.77%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 383 $113,685,000 $296,828 $4,927 6.32%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 233 $108,135,000 $464,099 $4,914 6.59%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 206 $96,690,000 $469,369 $9,834 6.76%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 274 $85,700,000 $312,774 $7,478 6.40%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 231 $83,385,000 $360,974 $6,863 6.88%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 176 $79,840,000 $453,636 $8,225 6.63%
    WACO, TX (FHA|USDA|VA) 246 $66,890,000 $271,911 $6,333 6.85%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 258 $65,720,000 $254,729 $6,293 5.67%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 207 $61,875,000 $298,913 $8,726 6.81%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 249 $57,345,000 $230,301 $5,297 6.06%
    Outside of Metro Areas 213 $52,585,000 $246,878 $6,275 6.72%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 128 $51,010,000 $398,516 $8,703 6.49%
    JACKSONVILLE, FL (FHA|USDA|VA) 209 $47,835,000 $228,876 $4,491 5.41%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 100 $44,640,000 $446,400 $9,022 6.52%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 168 $42,890,000 $255,298 $7,562 6.83%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 92 $35,420,000 $385,000 $7,430 6.57%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 156 $33,170,000 $212,628 $5,511 5.68%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 76 $30,660,000 $403,421 $6,991 7.19%
    BOULDER, CO (FHA|USDA|VA) 40 $24,190,000 $604,750 $5,073 6.93%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 66 $23,320,000 $353,333 $5,451 6.76%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 72 $22,370,000 $310,694 $6,970 6.80%
    HOT SPRINGS, AR (FHA|USDA|VA) 95 $22,315,000 $234,895 $4,470 6.91%
    RICHMOND, VA (FHA|USDA|VA) 73 $20,515,000 $281,027 $5,901 6.87%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 80 $18,850,000 $235,625 $6,749 5.81%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 61 $18,765,000 $307,623 $7,834 6.37%
    MOBILE, AL (FHA|USDA|VA) 94 $18,290,000 $194,574 $3,437 6.81%
    ROANOKE, VA (FHA|USDA|VA) 72 $16,930,000 $235,139 $5,186 7.02%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 83 $16,115,000 $194,157 $5,565 7.05%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 70 $15,600,000 $222,857 $4,819 4.76%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 85 $15,485,000 $182,176 $4,242 5.12%
    SAVANNAH, GA (FHA|USDA|VA) 50 $15,380,000 $307,600 $6,110 6.81%
    HINESVILLE, GA (FHA|USDA|VA) 63 $15,195,000 $241,190 $6,168 6.86%
    ABILENE, TX (FHA|USDA|VA) 69 $15,185,000 $220,072 $5,943 6.94%
    FORT SMITH, AR-OK (FHA|USDA|VA) 69 $12,185,000 $176,594 $4,962 6.65%
    JACKSON, MS (FHA|USDA|VA) 73 $11,285,000 $154,589 $4,812 4.81%
    Kerrville, TX (FHA|USDA|VA) 37 $11,105,000 $300,135 $6,764 7.05%
    TEXARKANA, TX-AR (FHA|USDA|VA) 55 $10,555,000 $191,909 $5,513 6.51%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 32 $9,360,000 $292,500 $10,288 6.93%
    Calhoun, GA (FHA|USDA|VA) 37 $6,785,000 $183,378 $5,120 6.43%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 27 $6,665,000 $246,852 $7,375 6.95%
    ROME, GA (FHA|USDA|VA) 40 $6,620,000 $165,500 $3,802 5.16%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 16 $6,430,000 $401,875 $7,191 6.81%
    RALEIGH-CARY, NC (FHA|USDA|VA) 14 $6,360,000 $454,286 $9,162 6.44%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 17 $5,695,000 $335,000 $8,346 6.41%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 13 $5,465,000 $420,385 $5,784 7.07%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 31 $5,375,000 $173,387 $5,264 4.10%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 21 $5,015,000 $238,810 $5,673 6.87%
    FORT COLLINS, CO (FHA|USDA|VA) 9 $4,815,000 $535,000 $4,713 6.75%
    Lewisburg, TN (FHA|USDA|VA) 16 $4,740,000 $296,250 $4,755 6.67%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 13 $4,395,000 $338,077 $8,778 7.09%
    SALT LAKE CITY, UT (FHA|USDA|VA) 10 $4,380,000 $438,000 $3,449 7.06%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 14 $4,090,000 $292,143 $5,161 6.38%
    SALISBURY, MD-DE (FHA|USDA|VA) 9 $4,075,000 $452,778 $10,834 7.14%
    LYNCHBURG, VA (FHA|USDA|VA) 16 $3,970,000 $248,125 $6,212 6.95%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 15 $3,605,000 $240,333 $4,644 6.36%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 10 $3,470,000 $347,000 $9,188 6.34%
    HATTIESBURG, MS (FHA|USDA|VA) 17 $3,405,000 $200,294 $6,861 5.91%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 12 $3,390,000 $282,500 $4,810 5.66%
    Hope, AR (FHA|USDA|VA) 24 $3,360,000 $140,000 $4,299 6.57%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 16 $3,310,000 $206,875 $5,585 6.16%
    PANAMA CITY, FL (FHA|USDA|VA) 10 $3,280,000 $328,000 $13,531 6.44%
    Huntsville, TX (FHA|USDA|VA) 10 $3,210,000 $321,000 $7,373 6.75%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $3,070,000 $307,000 $10,383 6.79%
    Malvern, AR (FHA|USDA|VA) 15 $3,035,000 $202,333 $4,293 6.96%
    Shelbyville, TN (FHA|USDA|VA) 10 $2,910,000 $291,000 $2,990 6.74%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $2,905,000 $968,333 $10,718 7.17%
    Morehead City, NC (FHA|USDA|VA) 9 $2,725,000 $302,778 $7,130 6.96%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $2,715,000 $301,667 $5,905 6.72%
    BATON ROUGE, LA (FHA|USDA|VA) 12 $2,710,000 $225,833 $4,064 7.14%
    Cedartown, GA (FHA|USDA|VA) 14 $2,710,000 $193,571 $4,766 5.74%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $2,545,000 $363,571 $7,581 7.00%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $2,545,000 $2,545,000 $155 7.75%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $2,335,000 $333,571 $7,040 6.17%
    WINCHESTER, VA-WV (FHA|USDA|VA) 6 $2,210,000 $368,333 $7,711 6.29%
    GREELEY, CO (FHA|USDA|VA) 6 $2,060,000 $343,333 $3,086 6.54%
    MIDLAND, TX (FHA|USDA|VA) 5 $2,055,000 $411,000 $10,093 6.68%
    YORK-HANOVER, PA (FHA|USDA|VA) 8 $2,030,000 $253,750 $7,379 6.73%
    Key West, FL (FHA|USDA|VA) 2 $2,020,000 $1,010,000 $14,991 7.13%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 7 $1,985,000 $283,571 $4,923 7.13%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 10 $1,940,000 $194,000 $5,489 6.41%
    KNOXVILLE, TN (FHA|USDA|VA) 6 $1,870,000 $311,667 $7,862 6.52%
    PITTSBURGH, PA (FHA|USDA|VA) 7 $1,845,000 $263,571 $4,360 7.41%
    Granbury, TX (FHA|USDA|VA) 7 $1,835,000 $262,143 $6,065 6.66%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,800,000 $300,000 $9,173 6.92%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $1,790,000 $298,333 $8,017 6.63%
    Athens, TX (FHA|USDA|VA) 5 $1,665,000 $333,000 $7,337 7.38%
    Fredericksburg, TX (FHA|USDA|VA) 5 $1,655,000 $331,000 $10,880 6.58%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 4 $1,650,000 $412,500 $13,075 7.34%
    RENO, NV (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $23,723 7.25%
    SANTA FE, NM (FHA|USDA|VA) 1 $1,425,000 $1,425,000 $6,846 6.50%
    LOUISVILLE, KY (FHA|USDA|VA) 5 $1,405,000 $281,000 $4,948 6.80%
    Edwards, CO (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $9,135 7.13%
    Atmore, AL (FHA|USDA|VA) 8 $1,370,000 $171,250 $3,821 6.34%
    Heber, UT (FHA|USDA|VA) 2 $1,330,000 $665,000 $12,410 6.75%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,305,000 $186,429 $5,258 6.45%
    BRUNSWICK, GA (FHA|USDA|VA) 4 $1,280,000 $320,000 $3,993 7.03%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $1,240,000 $310,000 $6,839 6.56%
    Steamboat Springs, CO (FHA|USDA|VA) 3 $1,225,000 $408,333 $7,719 7.13%
    ST. GEORGE, UT (FHA|USDA|VA) 2 $1,220,000 $610,000 $5,396 7.25%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $1,165,000 $233,000 $6,002 6.65%
    Corsicana, TX (FHA|USDA|VA) 4 $1,160,000 $290,000 $9,071 6.78%
    Breckenridge, CO (FHA|USDA|VA) 3 $1,145,000 $381,667 $7,669 7.38%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 6 $1,130,000 $188,333 $7,248 6.02%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $1,115,000 $371,667 $7,818 6.83%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $1,090,000 $272,500 $7,736 6.22%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,347 7.19%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $1,045,000 $209,000 $6,032 6.80%
    GETTYSBURG, PA (FHA|USDA|VA) 3 $1,015,000 $338,333 $8,003 6.96%
    LaGrange, GA-AL (FHA|USDA|VA) 4 $990,000 $247,500 $5,072 6.59%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $935,000 $311,667 $7,747 6.42%
    Shawnee, OK (FHA|USDA|VA) 4 $930,000 $232,500 $9,940 6.25%
    LUBBOCK, TX (FHA|USDA|VA) 4 $910,000 $227,500 $4,811 6.59%
    COLUMBIA, SC (FHA|USDA|VA) 3 $905,000 $301,667 $9,722 6.63%
    TYLER, TX (FHA|USDA|VA) 3 $885,000 $295,000 $5,266 7.50%
    ST. CLOUD, MN (FHA|USDA|VA) 5 $855,000 $171,000 $5,136 5.70%
    NEW BERN, NC (FHA|USDA|VA) 4 $850,000 $212,500 $6,526 6.50%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $840,000 $420,000 $8,536 5.88%
    McMinnville, TN (FHA|USDA|VA) 6 $840,000 $140,000 $2,024 4.13%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $825,000 $825,000 $26,085 7.13%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $825,000 $275,000 $6,513 6.63%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $760,000 $380,000 $12,591 7.25%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $725,000 $725,000 $7,810 7.63%
    Brownwood, TX (FHA|USDA|VA) 1 $725,000 $725,000 $15,658 7.50%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $725,000 $725,000 $3,726 7.50%
    Summerville, GA (FHA|USDA|VA) 5 $715,000 $143,000 $3,696 5.55%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $700,000 $350,000 $4,414 7.25%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $690,000 $345,000 $3,586 7.00%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $680,000 $340,000 $5,962 7.19%
    THE VILLAGES, FL (FHA|USDA|VA) 4 $650,000 $162,500 $3,690 5.88%
    Jefferson, GA (FHA|USDA|VA) 2 $640,000 $320,000 $4,045 6.88%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $625,000 $625,000 $2,835 7.38%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $625,000 $208,333 $3,924 7.13%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $615,000 $615,000 $5,627 6.75%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $595,000 $595,000 $4,627 6.75%
    Okeechobee, FL (FHA|USDA|VA) 3 $585,000 $195,000 $5,278 4.25%
    Cookeville, TN (FHA|USDA|VA) 2 $580,000 $290,000 $1,946 6.63%
    FRESNO, CA (FHA|USDA|VA) 1 $575,000 $575,000 $8,823 6.50%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $570,000 $285,000 $7,175 7.19%
    LONGVIEW, TX (FHA|USDA|VA) 2 $560,000 $280,000 $7,828 6.94%
    ROCHESTER, MN (FHA|USDA|VA) 1 $555,000 $555,000 $2,464 7.50%
    Picayune, MS (FHA|USDA|VA) 3 $545,000 $181,667 $5,712 4.15%
    ALBANY, GA (FHA|USDA|VA) 3 $525,000 $175,000 $5,295 7.75%
    EL PASO, TX (FHA|USDA|VA) 2 $520,000 $260,000 $6,156 7.25%
    Vicksburg, MS (FHA|USDA|VA) 2 $510,000 $255,000 $6,212 7.00%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $510,000 $127,500 $4,608 7.50%
    JACKSON, TN (FHA|USDA|VA) 1 $505,000 $505,000 $2,752 6.50%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $505,000 $505,000 $10,890 6.00%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $500,000 $250,000 $5,766 6.88%
    Americus, GA (FHA|USDA|VA) 1 $495,000 $495,000 $12,917 6.50%
    Arkadelphia, AR (FHA|USDA|VA) 3 $485,000 $161,667 $4,098 7.00%
    SUMTER, SC (FHA|USDA|VA) 3 $475,000 $158,333 $4,196 6.79%
    Payson, AZ (FHA|USDA|VA) 1 $475,000 $475,000 $11,792 6.25%
    Sweetwater, TX (FHA|USDA|VA) 4 $470,000 $117,500 $3,583 7.59%
    EAU CLAIRE, WI (FHA|USDA|VA) 2 $460,000 $230,000 $8,401 6.88%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $450,000 $225,000 $4,805 7.31%
    OCALA, FL (FHA|USDA|VA) 3 $445,000 $148,333 $3,129 4.75%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $445,000 $445,000 $8,266 7.75%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $445,000 $445,000 $5,988 6.50%
    SPARTANBURG, SC (FHA|USDA|VA) 3 $425,000 $141,667 $5,568 6.79%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $425,000 $425,000 $2,669 6.38%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $425,000 $425,000 $6,217 6.63%
    Martinsville, VA (FHA|USDA|VA) 2 $420,000 $210,000 $3,108 7.81%
    Gainesville, TX (FHA|USDA|VA) 1 $415,000 $415,000 $16,253 7.25%
    Sevierville, TN (FHA|USDA|VA) 2 $400,000 $200,000 $1,081 7.25%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $395,000 $395,000 $1,750 5.63%
    Borger, TX (FHA|USDA|VA) 3 $395,000 $131,667 $6,514 7.25%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $395,000 $395,000 $0 6.38%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $385,000 $385,000 $5,338 6.63%
    Uvalde, TX (FHA|USDA|VA) 1 $365,000 $365,000 $9,332 6.50%
    Pahrump, NV (FHA|USDA|VA) 1 $365,000 $365,000 $14,776 7.25%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $365,000 $365,000 $8,157 7.50%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $360,000 $180,000 $1,709 3.50%
    Scottsboro, AL (FHA|USDA|VA) 1 $355,000 $355,000 $1,377 6.75%
    Jesup, GA (FHA|USDA|VA) 2 $350,000 $175,000 $5,304 7.13%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $350,000 $175,000 $2,364 6.88%
    Stillwater, OK (FHA|USDA|VA) 2 $340,000 $170,000 $5,182 7.00%
    Bogalusa, LA (FHA|USDA|VA) 1 $325,000 $325,000 $4,067 7.25%
    Troy, AL (FHA|USDA|VA) 1 $315,000 $315,000 $7,030 6.38%
    Mineral Wells, TX (FHA|USDA|VA) 1 $305,000 $305,000 $7,616 6.13%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $305,000 $305,000 $5,695 7.00%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,928 6.63%
    ODESSA, TX (FHA|USDA|VA) 1 $305,000 $305,000 $11,426 7.50%
    COLUMBUS, OH (FHA|USDA|VA) 1 $305,000 $305,000 $12,576 6.75%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $305,000 $305,000 $8,055 6.88%
    Cambridge, MD (FHA|USDA|VA) 1 $305,000 $305,000 $6,816 6.88%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $300,000 $150,000 $1,001 6.88%
    ANCHORAGE, AK (FHA|USDA|VA) 1 $295,000 $295,000 $5,115 7.25%
    Durango, CO (FHA|USDA|VA) 1 $295,000 $295,000 $4,527 6.50%
    Rockport, TX (FHA|USDA|VA) 2 $290,000 $145,000 $7,225 7.38%
    DALTON, GA (FHA|USDA|VA) 1 $285,000 $285,000 $555 8.13%
    Toccoa, GA (FHA|USDA|VA) 1 $275,000 $275,000 $6,224 6.75%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $275,000 $275,000 $6,349 6.38%
    Brenham, TX (FHA|USDA|VA) 1 $275,000 $275,000 $6,437 6.25%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $275,000 $275,000 $3,922 7.13%
    CLEVELAND, TN (FHA|USDA|VA) 1 $265,000 $265,000 $1,641 6.75%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $265,000 $265,000 $2,955 7.13%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $265,000 $265,000 $6,434 7.63%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $255,000 $255,000 $10,152 6.63%
    STOCKTON, CA (FHA|USDA|VA) 1 $255,000 $255,000 $8,589 7.38%
    Nacogdoches, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,196 6.38%
    El Campo, TX (FHA|USDA|VA) 1 $245,000 $245,000 $9,374 8.13%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $245,000 $245,000 $5,074 6.75%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $245,000 $245,000 $8,961 7.50%
    TUCSON, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $1,299 6.13%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $245,000 $245,000 $1,731 7.00%
    Montrose, CO (FHA|USDA|VA) 1 $245,000 $245,000 $2,170 6.75%
    Snyder, TX (FHA|USDA|VA) 1 $245,000 $245,000 $2,370 6.13%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $235,000 $235,000 $6,503 7.50%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $235,000 $235,000 $7,940 6.50%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $235,000 $235,000 $5,962 6.75%
    Crossville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $4,513 5.75%
    Danville, VA (FHA|USDA|VA) 1 $215,000 $215,000 $4,440 6.25%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $215,000 $215,000 $4,013 6.50%
    Palatka, FL (FHA|USDA|VA) 1 $205,000 $205,000 $8,439 6.75%
    Madisonville, KY (FHA|USDA|VA) 2 $200,000 $100,000 $1,575 5.00%
    Danville, KY (FHA|USDA|VA) 2 $200,000 $100,000 $2,115 5.50%
    Grenada, MS (FHA|USDA|VA) 2 $200,000 $100,000 $2,685 3.35%
    Clarksdale, MS (FHA|USDA|VA) 3 $195,000 $65,000 $3,943 4.38%
    Sayre, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,854 6.63%
    Cleveland, MS (FHA|USDA|VA) 1 $175,000 $175,000 $5,921 7.13%
    VICTORIA, TX (FHA|USDA|VA) 1 $175,000 $175,000 $740 7.25%
    WICHITA FALLS, TX (FHA|USDA|VA) 2 $170,000 $85,000 $5,548 7.13%
    Martin, TN (FHA|USDA|VA) 2 $170,000 $85,000 $3,228 5.88%
    DOTHAN, AL (FHA|USDA|VA) 1 $155,000 $155,000 $3,514 6.88%
    Woodward, OK (FHA|USDA|VA) 1 $155,000 $155,000 $10,238 7.00%
    Show Low, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $5,529 6.63%
    Frankfort, KY (FHA|USDA|VA) 1 $135,000 $135,000 $6,805 7.25%
    McAlester, OK (FHA|USDA|VA) 1 $135,000 $135,000 $6,044 7.50%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $130,000 $65,000 $612 3.44%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $125,000 $125,000 $4,899 7.25%
    Russellville, AR (FHA|USDA|VA) 1 $125,000 $125,000 $1,473 6.13%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,720 7.88%
    Statesboro, GA (FHA|USDA|VA) 1 $115,000 $115,000 $775 7.25%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $105,000 $105,000 $4,234 7.00%
    Cañon City, CO (FHA|USDA|VA) 1 $105,000 $105,000 $2,023 7.13%
    Brainerd, MN (FHA|USDA|VA) 1 $105,000 $105,000 $4,327 5.63%
    Greenwood, MS (FHA|USDA|VA) 1 $95,000 $95,000 $7,383 6.50%
    Greenwood, SC (FHA|USDA|VA) 1 $95,000 $95,000 $4,924 7.25%
    McComb, MS (FHA|USDA|VA) 1 $95,000 $95,000 $4,873 6.75%
    Vernon, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,539 6.63%
    Meridian, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,352 6.13%
    Oil City, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,514 6.25%
    Jacksonville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,596 8.63%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $75,000 $75,000 $1,644 6.38%
    Celina, OH (FHA|USDA|VA) 1 $55,000 $55,000 $3,684 7.75%
    Plainview, TX (FHA|USDA|VA) 1 $45,000 $45,000 $4,719 7.75%
    Swbc Mortgage Corporation's top markets include Nashville, Dallas, Atlanta, Denver, and San Antonio among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,502 $1,405,000,000 $312,084 $5,088 6.40%
    FHA 1,513 $411,805,000 $272,178 $8,407 6.72%
    VA 759 $282,045,000 $371,601 $9,141 6.40%
    USDA 84 $17,350,000 $206,548 $4,347 6.53%

    For 2023, Swbc Mortgage Corporation's most frequently originated type of loan was Conventional, with 4,502 originations. Their 2nd most popular type was FHA, with 1,513 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,390 $1,934,760,000 $302,779 $6,043 6.44%
    Cash Out Refi 180 $66,660,000 $370,333 $10,145 6.81%
    Refi 178 $75,390,000 $423,539 $9,238 6.69%
    Home Improvement 110 $39,390,000 $358,091 $9,318 7.12%

    For 2023, Swbc Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 6,390 originations. The 2nd most popular reason was Cash Out Refi, with 180 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,580 $2,074,010,000 $315,199 $6,413 6.51%
    10 Year 133 $3,535,000 $26,579 $430 4.80%
    15 Year 104 $27,620,000 $265,577 $5,746 5.97%
    20 Year 38 $10,430,000 $274,474 $5,509 6.70%
    Other 3 $605,000 $201,667 $9,924 6.71%

    For 2023, Swbc Mortgage Corporation's most frequently cited loan duration was 30 Year, with 6,580 originations. The 2nd most popular length was 10 Year, with 133 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,981 $805,435,000 $270,190
    $5k+ 1,217 $531,215,000 $436,495
    $1k-2k 907 $301,155,000 $332,034
    $3k-4k 603 $161,335,000 $267,554
    $2k-3k 541 $142,135,000 $262,726
    $4k-5k 479 $146,785,000 $306,441

    Swbc Mortgage Corporation's average total fees were $6,413, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,981 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 3,239 $1,062,905,000 $328,158
    7-8% 2,151 $694,175,000 $322,722
    5-6% 966 $297,170,000 $307,629
    <2.5% 306 $3,800,000 $12,418
    Over 8% 154 $47,670,000 $309,545
    4-5% 31 $10,355,000 $334,032
    3-4% 11 $125,000 $11,364

    During 2023, Swbc Mortgage Corporation's average interest rate for loans was 6.51%, while their most frequently originated rate bucket for loans was 6-7%, with 3,239 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,442 $997,550,000 $289,817 $6,529 6.76%
    $100k-200k 1,255 $199,995,000 $159,359 $4,657 6.79%
    $400k-600k 1,083 $517,145,000 $477,512 $8,268 6.76%
    $100,000 or less 595 $17,075,000 $28,697 $884 3.31%
    $600k-1MM 423 $301,805,000 $713,487 $10,013 6.78%
    $1MM+ 60 $82,630,000 $1,377,167 $15,487 6.93%

    2023 saw Swbc Mortgage Corporation place emphasis on $200k-400k loans with 3,442 originations, totaling $997,550,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,657 $340,595,000 $205,549 $5,092 6.09%
    $100k-150k 1,570 $520,210,000 $331,344 $6,881 6.69%
    $75k-100k 1,277 $335,245,000 $262,525 $5,804 6.41%
    $150k-250k 1,077 $481,045,000 $446,653 $7,844 6.86%
    $50k or less 795 $143,455,000 $180,447 $4,621 6.10%
    $250k+ 482 $295,650,000 $613,382 $9,181 6.96%

    Swbc Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,657 originations. The second most popular income band? $100k-150k, with 1,570 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,070 $327,650,000 $306,215 $5,995 6.33%
    20-30% 856 $238,280,000 $278,364 $5,085 6.20%
    50-60% 603 $195,675,000 $324,502 $8,915 6.55%
    49% 407 $133,205,000 $327,285 $6,468 6.77%
    44% 337 $104,995,000 $311,558 $6,608 6.71%
    43% 331 $104,375,000 $315,332 $6,482 6.56%
    48% 313 $103,845,000 $331,773 $6,163 6.64%
    42% 311 $98,745,000 $317,508 $6,454 6.34%
    45% 288 $89,970,000 $312,396 $5,804 6.56%
    41% 287 $85,525,000 $297,997 $5,626 6.32%
    46% 281 $87,365,000 $310,907 $6,816 6.63%
    40% 278 $83,700,000 $301,079 $6,204 6.54%
    38% 277 $88,025,000 $317,780 $5,889 6.43%
    47% 272 $87,040,000 $320,000 $6,460 6.69%
    39% 267 $81,605,000 $305,637 $5,384 6.51%
    37% 226 $65,280,000 $288,850 $5,938 6.48%
    36% 212 $59,550,000 $280,896 $6,052 6.35%
    <20% 205 $64,625,000 $315,244 $5,815 6.49%
    >60% 30 $14,890,000 $496,333 $12,008 6.23%

    Swbc Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,070 originations. The next most common DTI ratio? 20-30%, with 856 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,912 $1,532,300,000 $311,950 $6,148 6.55%
    Not provided 838 $265,620,000 $316,969 $6,967 6.40%
    Black 642 $171,160,000 $266,604 $6,492 6.05%
    Asian 344 $113,490,000 $329,913 $6,114 6.32%
    American Indian 72 $17,110,000 $237,639 $5,787 6.36%
    Native Hawaiian or Islander 18 $5,440,000 $302,222 $8,615 6.31%
    Other Asian 10 $3,460,000 $346,000 $8,405 6.68%
    Asian Indian 9 $3,305,000 $367,222 $5,932 6.83%
    Vietnamese 4 $1,390,000 $347,500 $10,881 6.97%
    Filipino 3 $1,115,000 $371,667 $5,413 7.46%
    Japanese 1 $725,000 $725,000 $11,442 6.38%
    Other Pacific Islander 3 $475,000 $158,333 $2,196 4.92%
    Korean 1 $415,000 $415,000 $6,163 7.25%
    Chinese 1 $195,000 $195,000 $5,155 6.38%

    Approval Rates

    Total approvals of all applications
    95.74%

    Swbc Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    72.06%

    Swbc Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,858 $2,116,200,000 $308,574

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,858 $2,116,200,000 $308,574

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 198 $42,380,000 $214,040 $4,389 6.64%
    40-60% 483 $145,905,000 $302,081 $5,621 6.71%
    60-80% 1,399 $492,475,000 $352,019 $6,644 6.89%
    80-100% 4,102 $1,357,340,000 $330,897 $6,728 6.76%
    Over 100% 202 $69,650,000 $344,802 $12,408 6.51%
    Under 20% 474 $8,450,000 $17,827 $262 2.38%