Swbc Mortgage Corporation Rates, Fees & Info

SAN ANTONIO, TX

LEI: 549300DMYENRV818D594

Tax ID: 74-2508160

5 stars - out of 5 stars, based on 145 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Swbc Mortgage Corporation is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Swbc Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Nashville, Denver, Dallas, Washington, and Atlanta among others. Swbc Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Swbc Mortgage Corporation is typically an average fee lendor.


Originations

21,077

Origination Dollar Volume (All Markets)

$6,256,715,000
Show all (73) awards

Relative Rate

Swbc Mortgage Corporation's average 30 year fixed rate mortgage of loans were 3.14%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.01%.

Relative Fees

Swbc Mortgage Corporation's average total fees for a 30 year fixed rate mortgage are $4,637.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 2,553 $802,845,000 $314,471 $4,203 3.01%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,227 $488,525,000 $398,146 $3,050 2.99%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,198 $405,960,000 $338,865 $5,149 3.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 959 $404,055,000 $421,330 $5,524 3.02%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,416 $368,520,000 $260,254 $3,556 3.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,034 $333,260,000 $322,302 $4,424 3.05%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 948 $294,650,000 $310,812 $5,650 3.24%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 842 $260,700,000 $309,620 $5,591 3.12%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 944 $257,700,000 $272,987 $5,492 3.12%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 616 $256,280,000 $416,039 $5,526 3.08%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 621 $151,475,000 $243,921 $5,008 3.11%
BOULDER, CO (FHA|USDA|VA) 275 $147,665,000 $536,964 $2,248 3.02%
JACKSONVILLE, FL (FHA|USDA|VA) 648 $146,090,000 $225,448 $3,831 2.91%
Outside of Metro Areas 575 $140,705,000 $244,704 $4,106 3.19%
WACO, TX (FHA|USDA|VA) 580 $134,890,000 $232,569 $4,471 3.23%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 395 $126,605,000 $320,519 $5,221 3.14%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 395 $117,165,000 $296,620 $4,542 3.05%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 353 $115,425,000 $326,983 $5,711 3.46%
OKLAHOMA CITY, OK (FHA|USDA|VA) 441 $96,775,000 $219,444 $5,031 3.10%
PORT ST. LUCIE, FL (FHA|USDA|VA) 254 $65,040,000 $256,063 $5,042 3.07%
SAVANNAH, GA (FHA|USDA|VA) 236 $61,030,000 $258,602 $4,064 3.03%
ROANOKE, VA (FHA|USDA|VA) 277 $58,705,000 $211,931 $3,701 3.10%
MOBILE, AL (FHA|USDA|VA) 245 $47,625,000 $194,388 $3,016 3.01%
HOT SPRINGS, AR (FHA|USDA|VA) 216 $43,090,000 $199,491 $3,013 3.16%
ABILENE, TX (FHA|USDA|VA) 186 $41,400,000 $222,581 $4,949 3.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 234 $39,130,000 $167,222 $4,094 3.33%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 181 $36,825,000 $203,453 $4,251 3.11%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 158 $36,030,000 $228,038 $4,493 2.92%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 92 $32,060,000 $348,478 $3,547 3.04%
Kerrville, TX (FHA|USDA|VA) 115 $30,775,000 $267,609 $5,378 3.16%
BATON ROUGE, LA (FHA|USDA|VA) 123 $26,355,000 $214,268 $3,410 3.07%
RICHMOND, VA (FHA|USDA|VA) 107 $26,225,000 $245,093 $4,937 3.21%
HINESVILLE, GA (FHA|USDA|VA) 125 $25,695,000 $205,560 $5,100 3.11%
FORT SMITH, AR-OK (FHA|USDA|VA) 127 $22,435,000 $176,654 $3,842 3.11%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 84 $20,920,000 $249,048 $4,815 3.14%
GREELEY, CO (FHA|USDA|VA) 56 $19,500,000 $348,214 $2,967 2.96%
SALT LAKE CITY, UT (FHA|USDA|VA) 59 $18,875,000 $319,915 $4,187 2.99%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 80 $18,560,000 $232,000 $4,011 3.22%
TEXARKANA, TX-AR (FHA|USDA|VA) 89 $15,505,000 $174,213 $4,142 2.91%
Calhoun, GA (FHA|USDA|VA) 77 $14,205,000 $184,481 $3,439 3.02%
COLORADO SPRINGS, CO (FHA|USDA|VA) 37 $13,305,000 $359,595 $3,400 2.98%
FORT COLLINS, CO (FHA|USDA|VA) 33 $11,685,000 $354,091 $2,870 3.14%
Pahrump, NV (FHA|USDA|VA) 48 $11,530,000 $240,208 $5,495 3.35%
Breckenridge, CO (FHA|USDA|VA) 17 $10,855,000 $638,529 $2,407 3.16%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 36 $10,680,000 $296,667 $4,468 3.23%
EAST STROUDSBURG, PA (FHA|USDA|VA) 47 $10,195,000 $216,915 $4,473 3.34%
LYNCHBURG, VA (FHA|USDA|VA) 47 $9,985,000 $212,447 $3,393 3.13%
BEND, OR (FHA|USDA|VA) 26 $9,560,000 $367,692 $7,024 3.14%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 43 $9,055,000 $210,581 $3,376 3.12%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 34 $8,300,000 $244,118 $3,115 2.92%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 48 $8,280,000 $172,500 $3,995 3.10%
Hermiston-Pendleton, OR (FHA|USDA|VA) 31 $8,265,000 $266,613 $3,554 3.25%
Outside of Metro Areas 25 $8,095,000 $323,800 $6,044 3.26%
ROME, GA (FHA|USDA|VA) 41 $7,645,000 $186,463 $3,943 3.16%
BRUNSWICK, GA (FHA|USDA|VA) 27 $7,615,000 $282,037 $3,561 3.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 42 $7,470,000 $177,857 $4,620 2.78%
RALEIGH-CARY, NC (FHA|USDA|VA) 23 $7,175,000 $311,957 $4,056 3.07%
Tullahoma-Manchester, TN (FHA|USDA|VA) 27 $7,095,000 $262,778 $3,897 3.22%
Hope, AR (FHA|USDA|VA) 55 $6,875,000 $125,000 $2,657 3.07%
CORPUS CHRISTI, TX (FHA|USDA|VA) 26 $6,710,000 $258,077 $5,158 3.12%
SALISBURY, MD-DE (FHA|USDA|VA) 26 $6,440,000 $247,692 $3,830 2.98%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 21 $6,325,000 $301,190 $4,551 3.23%
WALLA WALLA, WA (FHA|USDA|VA) 16 $6,280,000 $392,500 $3,581 3.37%
YORK-HANOVER, PA (FHA|USDA|VA) 22 $6,030,000 $274,091 $5,370 3.10%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 25 $5,945,000 $237,800 $3,702 3.18%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 28 $5,600,000 $200,000 $3,954 3.50%
Shelbyville, TN (FHA|USDA|VA) 21 $5,515,000 $262,619 $4,291 3.14%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 15 $5,315,000 $354,333 $5,282 3.05%
WINCHESTER, VA-WV (FHA|USDA|VA) 17 $5,205,000 $306,176 $4,401 3.18%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 26 $5,180,000 $199,231 $5,037 2.81%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 9 $4,625,000 $513,889 $6,485 3.22%
SPARTANBURG, SC (FHA|USDA|VA) 21 $4,515,000 $215,000 $4,447 3.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 17 $4,455,000 $262,059 $3,151 2.95%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 19 $4,315,000 $227,105 $3,851 3.22%
Fredericksburg, TX (FHA|USDA|VA) 11 $4,265,000 $387,727 $5,566 3.33%
Athens, TX (FHA|USDA|VA) 15 $4,205,000 $280,333 $4,813 3.18%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $4,120,000 $1,030,000 $5,853 3.47%
Lewisburg, TN (FHA|USDA|VA) 15 $4,075,000 $271,667 $3,764 3.07%
Cedartown, GA (FHA|USDA|VA) 21 $4,055,000 $193,095 $3,713 3.06%
GAINESVILLE, GA (FHA|USDA|VA) 11 $4,015,000 $365,000 $3,940 3.08%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 12 $3,980,000 $331,667 $4,037 3.24%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7 $3,825,000 $546,429 $7,074 3.09%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 7 $3,795,000 $542,143 $6,120 3.41%
ST. GEORGE, UT (FHA|USDA|VA) 12 $3,770,000 $314,167 $4,825 3.13%
Huntsville, TX (FHA|USDA|VA) 19 $3,685,000 $193,947 $4,327 3.24%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 15 $3,675,000 $245,000 $3,300 3.07%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 10 $3,670,000 $367,000 $5,170 3.08%
MIDLAND, TX (FHA|USDA|VA) 8 $3,640,000 $455,000 $7,754 3.19%
PROVO-OREM, UT (FHA|USDA|VA) 12 $3,550,000 $295,833 $5,702 3.10%
YAKIMA, WA (FHA|USDA|VA) 14 $3,550,000 $253,571 $4,078 3.35%
Granbury, TX (FHA|USDA|VA) 14 $3,540,000 $252,857 $4,982 3.06%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 8 $3,470,000 $433,750 $8,626 3.17%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 7 $3,225,000 $460,714 $5,148 2.91%
Edwards, CO (FHA|USDA|VA) 6 $3,130,000 $521,667 $2,152 3.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $3,075,000 $236,538 $4,369 3.00%
Malvern, AR (FHA|USDA|VA) 18 $3,060,000 $170,000 $2,999 3.40%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 11 $3,045,000 $276,818 $5,737 3.05%
ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $3,045,000 $276,818 $3,862 3.03%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 14 $2,950,000 $210,714 $3,945 3.10%
SHERMAN-DENISON, TX (FHA|USDA|VA) 12 $2,840,000 $236,667 $4,680 3.19%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $2,740,000 $342,500 $3,460 3.28%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 8 $2,660,000 $332,500 $6,996 2.80%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $2,405,000 $481,000 $5,140 3.18%
TUCSON, AZ (FHA|USDA|VA) 8 $2,400,000 $300,000 $7,087 3.50%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $2,390,000 $239,000 $5,398 2.85%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $2,380,000 $595,000 $8,452 3.25%
Uvalde, TX (FHA|USDA|VA) 9 $2,375,000 $263,889 $5,268 3.17%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,345,000 $260,556 $3,593 3.22%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $2,190,000 $156,429 $3,643 3.32%
KNOXVILLE, TN (FHA|USDA|VA) 8 $2,190,000 $273,750 $3,360 3.13%
GETTYSBURG, PA (FHA|USDA|VA) 8 $2,140,000 $267,500 $3,917 3.00%
LONGVIEW, TX (FHA|USDA|VA) 9 $2,135,000 $237,222 $6,578 3.11%
Cookeville, TN (FHA|USDA|VA) 7 $2,055,000 $293,571 $3,693 3.02%
Steamboat Springs, CO (FHA|USDA|VA) 4 $2,020,000 $505,000 $2,631 2.91%
PITTSBURGH, PA (FHA|USDA|VA) 6 $1,930,000 $321,667 $5,797 3.15%
Statesboro, GA (FHA|USDA|VA) 6 $1,930,000 $321,667 $5,327 3.06%
LUBBOCK, TX (FHA|USDA|VA) 8 $1,890,000 $236,250 $5,770 3.33%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,840,000 $306,667 $6,560 3.67%
Durango, CO (FHA|USDA|VA) 4 $1,810,000 $452,500 $2,456 2.91%
Mineral Wells, TX (FHA|USDA|VA) 3 $1,805,000 $601,667 $11,624 2.75%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,665,000 $333,000 $4,562 3.08%
LOGAN, UT-ID (FHA|USDA|VA) 6 $1,640,000 $273,333 $3,550 3.02%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $1,640,000 $410,000 $5,814 2.81%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,610,000 $268,333 $4,673 3.19%
Lufkin, TX (FHA|USDA|VA) 7 $1,545,000 $220,714 $3,814 3.27%
HAMMOND, LA (FHA|USDA|VA) 5 $1,505,000 $301,000 $7,353 2.90%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,881 3.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $1,495,000 $135,909 $4,106 3.76%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,495,000 $299,000 $3,651 2.90%
CLEVELAND, TN (FHA|USDA|VA) 6 $1,430,000 $238,333 $3,249 3.23%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,390,000 $231,667 $6,191 3.35%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,360,000 $226,667 $5,611 3.08%
DALTON, GA (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,691 2.50%
Easton, MD (FHA|USDA|VA) 5 $1,295,000 $259,000 $3,418 2.90%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,295,000 $259,000 $6,023 3.75%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,280,000 $320,000 $2,009 3.16%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,855 3.06%
LANCASTER, PA (FHA|USDA|VA) 3 $1,245,000 $415,000 $5,238 3.21%
Montrose, CO (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,156 3.09%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $1,235,000 $411,667 $7,598 3.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,555 3.13%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,227 3.29%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,195,000 $170,714 $4,384 3.29%
Lawrenceburg, TN (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,868 3.10%
SALEM, OR (FHA|USDA|VA) 3 $1,175,000 $391,667 $6,438 3.13%
Corsicana, TX (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,949 2.90%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,364 3.18%
TYLER, TX (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,476 3.06%
Brenham, TX (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,499 2.93%
EL PASO, TX (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,064 3.13%
Glenwood Springs, CO (FHA|USDA|VA) 3 $1,125,000 $375,000 $3,814 3.08%
LAFAYETTE, LA (FHA|USDA|VA) 4 $1,120,000 $280,000 $3,924 3.06%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,110,000 $555,000 $5,339 3.25%
HARRISONBURG, VA (FHA|USDA|VA) 3 $1,095,000 $365,000 $8,188 3.00%
Sevierville, TN (FHA|USDA|VA) 1 $1,095,000 $1,095,000 $3,413 3.25%
RENO, NV (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $5,505 3.38%
BOWLING GREEN, KY (FHA|USDA|VA) 5 $1,085,000 $217,000 $3,741 3.45%
Prineville, OR (FHA|USDA|VA) 4 $1,070,000 $267,500 $6,983 3.03%
Key West, FL (FHA|USDA|VA) 3 $1,065,000 $355,000 $4,619 3.00%
Bonham, TX (FHA|USDA|VA) 4 $1,060,000 $265,000 $3,216 3.19%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $985,000 $328,333 $2,099 3.13%
Shawnee, OK (FHA|USDA|VA) 3 $975,000 $325,000 $10,611 2.79%
Borger, TX (FHA|USDA|VA) 6 $940,000 $156,667 $3,380 3.29%
Palatka, FL (FHA|USDA|VA) 5 $925,000 $185,000 $4,078 3.20%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $915,000 $183,000 $2,689 3.23%
SALINAS, CA (FHA|USDA|VA) 2 $910,000 $455,000 $5,295 2.75%
Stephenville, TX (FHA|USDA|VA) 3 $895,000 $298,333 $4,631 2.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $885,000 $295,000 $3,680 3.42%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $840,000 $420,000 $9,253 4.38%
TULSA, OK (FHA|USDA|VA) 4 $840,000 $210,000 $5,694 3.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $835,000 $278,333 $8,124 3.08%
JACKSON, TN (FHA|USDA|VA) 4 $820,000 $205,000 $4,467 3.03%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $820,000 $410,000 $9,168 3.06%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $785,000 $785,000 $5,034 3.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $770,000 $192,500 $4,914 3.22%
Cambridge, MD (FHA|USDA|VA) 3 $755,000 $251,667 $3,089 2.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $750,000 $187,500 $5,643 3.44%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $715,000 $238,333 $4,072 3.08%
Dayton, TN (FHA|USDA|VA) 2 $690,000 $345,000 $1,617 2.94%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $685,000 $228,333 $7,566 2.67%
Jefferson, GA (FHA|USDA|VA) 3 $665,000 $221,667 $3,611 3.21%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $665,000 $221,667 $4,490 3.25%
Fernley, NV (FHA|USDA|VA) 2 $660,000 $330,000 $12,904 3.19%
Show Low, AZ (FHA|USDA|VA) 2 $650,000 $325,000 $1,746 3.69%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $645,000 $215,000 $3,320 3.25%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $645,000 $215,000 $5,786 3.38%
Russellville, AR (FHA|USDA|VA) 3 $635,000 $211,667 $4,446 3.13%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $635,000 $211,667 $2,294 2.92%
PUEBLO, CO (FHA|USDA|VA) 3 $625,000 $208,333 $4,037 3.00%
ODESSA, TX (FHA|USDA|VA) 3 $615,000 $205,000 $6,085 3.33%
JACKSON, MS (FHA|USDA|VA) 4 $610,000 $152,500 $3,221 3.16%
North Wilkesboro, NC (FHA|USDA|VA) 1 $605,000 $605,000 $206 3.13%
Klamath Falls, OR (FHA|USDA|VA) 3 $605,000 $201,667 $4,973 3.08%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $605,000 $201,667 $5,472 3.25%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $600,000 $300,000 $5,083 3.38%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 4 $600,000 $150,000 $3,410 2.91%
McAlester, OK (FHA|USDA|VA) 2 $590,000 $295,000 $4,633 3.25%
Okeechobee, FL (FHA|USDA|VA) 3 $585,000 $195,000 $5,538 3.08%
Sweetwater, TX (FHA|USDA|VA) 3 $575,000 $191,667 $5,682 3.67%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $575,000 $191,667 $3,218 3.29%
BOISE CITY, ID (FHA|USDA|VA) 2 $560,000 $280,000 $5,428 3.50%
Fallon, NV (FHA|USDA|VA) 2 $560,000 $280,000 $6,890 3.50%
LAREDO, TX (FHA|USDA|VA) 3 $545,000 $181,667 $3,666 2.71%
Greeneville, TN (FHA|USDA|VA) 1 $545,000 $545,000 $4,573 3.25%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $520,000 $260,000 $4,697 2.88%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $515,000 $515,000 $5,950 3.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $515,000 $515,000 $3,457 2.88%
STOCKTON, CA (FHA|USDA|VA) 1 $505,000 $505,000 $4,519 3.38%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $505,000 $101,000 $3,632 3.28%
La Grande, OR (FHA|USDA|VA) 1 $505,000 $505,000 $8,014 3.63%
Seneca, SC (FHA|USDA|VA) 2 $490,000 $245,000 $3,498 3.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $485,000 $161,667 $6,090 3.33%
GAINESVILLE, FL (FHA|USDA|VA) 2 $470,000 $235,000 $3,979 2.88%
SAN ANGELO, TX (FHA|USDA|VA) 2 $470,000 $235,000 $5,222 3.00%
Alice, TX (FHA|USDA|VA) 2 $470,000 $235,000 $4,310 3.00%
St. Marys, GA (FHA|USDA|VA) 2 $470,000 $235,000 $5,898 4.00%
Jesup, GA (FHA|USDA|VA) 2 $450,000 $225,000 $1,094 3.25%
London, KY (FHA|USDA|VA) 2 $440,000 $220,000 $1,986 3.13%
Arkadelphia, AR (FHA|USDA|VA) 3 $435,000 $145,000 $3,596 2.92%
Palestine, TX (FHA|USDA|VA) 3 $425,000 $141,667 $2,698 3.17%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $415,000 $415,000 $2,541 3.25%
MORGANTOWN, WV (FHA|USDA|VA) 2 $410,000 $205,000 $4,060 3.06%
Crossville, TN (FHA|USDA|VA) 3 $405,000 $135,000 $4,017 3.13%
FRESNO, CA (FHA|USDA|VA) 1 $395,000 $395,000 $6,285 3.50%
OCALA, FL (FHA|USDA|VA) 2 $390,000 $195,000 $6,112 3.25%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $385,000 $385,000 $3,418 2.88%
Los Alamos, NM (FHA|USDA|VA) 1 $385,000 $385,000 $3,708 3.25%
Summerville, GA (FHA|USDA|VA) 2 $380,000 $190,000 $2,937 3.00%
MISSOULA, MT (FHA|USDA|VA) 1 $375,000 $375,000 $8,250 4.38%
SUMTER, SC (FHA|USDA|VA) 1 $375,000 $375,000 $3,600 3.00%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $355,000 $355,000 $631 3.38%
Oxford, MS (FHA|USDA|VA) 2 $350,000 $175,000 $1,997 3.50%
ASHEVILLE, NC (FHA|USDA|VA) 1 $345,000 $345,000 $3,081 3.50%
Selma, AL (FHA|USDA|VA) 1 $345,000 $345,000 $4,561 3.13%
TWIN FALLS, ID (FHA|USDA|VA) 1 $345,000 $345,000 $3,845 2.88%
ALBANY, GA (FHA|USDA|VA) 2 $340,000 $170,000 $3,242 2.75%
VALDOSTA, GA (FHA|USDA|VA) 5 $335,000 $67,000 $2,795 3.43%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $325,000 $108,333 $4,057 3.42%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $315,000 $315,000 $3,804 3.50%
El Campo, TX (FHA|USDA|VA) 1 $315,000 $315,000 $5,883 3.88%
Douglas, GA (FHA|USDA|VA) 2 $310,000 $155,000 $3,606 2.88%
Greenwood, SC (FHA|USDA|VA) 2 $310,000 $155,000 $4,807 3.38%
Thomaston, GA (FHA|USDA|VA) 2 $310,000 $155,000 $3,141 2.81%
Sanford, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,441 3.25%
Pottsville, PA (FHA|USDA|VA) 2 $300,000 $150,000 $3,807 3.50%
Forest City, NC (FHA|USDA|VA) 1 $295,000 $295,000 $7,296 3.63%
Mount Pleasant, TX (FHA|USDA|VA) 2 $290,000 $145,000 $2,407 3.25%
Beeville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,374 3.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $285,000 $285,000 $3,135 2.50%
Gainesville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,945 3.25%
Cedar City, UT (FHA|USDA|VA) 2 $280,000 $140,000 $4,344 3.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $275,000 $275,000 $6,896 3.38%
Tahlequah, OK (FHA|USDA|VA) 1 $265,000 $265,000 $9,465 2.75%
Murray, KY (FHA|USDA|VA) 1 $265,000 $265,000 $3,295 2.75%
Payson, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $3,351 3.75%
Scottsburg, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,531 3.63%
Weatherford, OK (FHA|USDA|VA) 1 $255,000 $255,000 $1,037 3.38%
EL CENTRO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $8,401 4.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $245,000 $245,000 $5,266 2.75%
VICTORIA, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,365 2.75%
Fort Morgan, CO (FHA|USDA|VA) 1 $245,000 $245,000 $2,851 3.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $245,000 $245,000 $4,764 2.75%
AMARILLO, TX (FHA|USDA|VA) 2 $240,000 $120,000 $2,760 2.81%
Union, SC (FHA|USDA|VA) 1 $235,000 $235,000 $8,634 4.25%
Sayre, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,117 3.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $4,385 2.88%
STAUNTON, VA (FHA|USDA|VA) 1 $225,000 $225,000 $3,890 3.25%
Marion, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,905 3.13%
Jacksonville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,562 2.75%
Port Lavaca, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,839 3.63%
Mountain Home, AR (FHA|USDA|VA) 1 $225,000 $225,000 $4,736 4.38%
Andrews, TX (FHA|USDA|VA) 1 $225,000 $225,000 $8,108 3.63%
Paris, TN (FHA|USDA|VA) 2 $220,000 $110,000 $2,967 3.19%
Elko, NV (FHA|USDA|VA) 1 $215,000 $215,000 $3,267 3.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $215,000 $215,000 $3,841 2.25%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,863 2.88%
Martin, TN (FHA|USDA|VA) 1 $205,000 $205,000 $4,216 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 1 $205,000 $205,000 $2,077 3.00%
CARSON CITY, NV (FHA|USDA|VA) 1 $205,000 $205,000 $8,049 4.25%
Cornelia, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,235 3.25%
THE VILLAGES, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,068 3.38%
Bennettsville, SC (FHA|USDA|VA) 1 $195,000 $195,000 $5,911 2.88%
Ardmore, OK (FHA|USDA|VA) 1 $195,000 $195,000 $3,395 3.00%
Central City, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,244 3.13%
Fort Polk South, LA (FHA|USDA|VA) 1 $195,000 $195,000 $3,786 3.00%
WICHITA, KS (FHA|USDA|VA) 1 $195,000 $195,000 $3,251 2.75%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $185,000 $185,000 $679 3.25%
Jennings, LA (FHA|USDA|VA) 1 $185,000 $185,000 $6,768 2.63%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $185,000 $185,000 $3,923 3.25%
Stillwater, OK (FHA|USDA|VA) 1 $185,000 $185,000 $3,581 2.88%
Durant, OK (FHA|USDA|VA) 1 $175,000 $175,000 $6,387 3.13%
Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,065 3.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $175,000 $175,000 $5,019 2.75%
Vernal, UT (FHA|USDA|VA) 1 $175,000 $175,000 $4,601 2.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $175,000 $175,000 $7,144 3.75%
Roswell, NM (FHA|USDA|VA) 1 $165,000 $165,000 $2,922 2.63%
Duncan, OK (FHA|USDA|VA) 1 $165,000 $165,000 $9,469 2.75%
DOVER, DE (FHA|USDA|VA) 1 $165,000 $165,000 $3,370 3.25%
Rockport, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,919 2.88%
Bogalusa, LA (FHA|USDA|VA) 1 $165,000 $165,000 $2,545 2.75%
Martinsville, VA (FHA|USDA|VA) 1 $165,000 $165,000 $3,491 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $160,000 $80,000 $3,864 1.75%
Pampa, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,829 3.63%
Fort Payne, AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,368 3.00%
Mount Sterling, KY (FHA|USDA|VA) 1 $135,000 $135,000 $3,132 2.75%
Bay City, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,837 4.00%
Madisonville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $100 3.88%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,540 3.25%
Clewiston, FL (FHA|USDA|VA) 1 $135,000 $135,000 $7,556 4.13%
Danville, VA (FHA|USDA|VA) 1 $135,000 $135,000 $641 3.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,679 3.13%
Frankfort, KY (FHA|USDA|VA) 1 $125,000 $125,000 $4,624 2.75%
Milledgeville, GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,176 2.63%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,618 3.13%
Danville, KY (FHA|USDA|VA) 1 $125,000 $125,000 $1,347 2.63%
Ponca City, OK (FHA|USDA|VA) 1 $105,000 $105,000 $1,685 3.25%
Brownsville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.25%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,269 3.25%
Del Rio, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,340 4.75%
PINE BLUFF, AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,989 3.00%
SAGINAW, MI (FHA|USDA|VA) 1 $85,000 $85,000 $4,959 3.50%
Sterling, CO (FHA|USDA|VA) 1 $85,000 $85,000 $2,267 3.63%
Richmond-Berea, KY (FHA|USDA|VA) 1 $85,000 $85,000 $1,897 3.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,642 3.50%
Lake City, FL (FHA|USDA|VA) 1 $85,000 $85,000 $3,863 3.38%
CHARLESTON, WV (FHA|USDA|VA) 1 $75,000 $75,000 $1,693 2.75%
Brownwood, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,874 3.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,304 3.38%
Somerset, KY (FHA|USDA|VA) 1 $55,000 $55,000 $2,792 3.25%
Gaffney, SC (FHA|USDA|VA) 1 $55,000 $55,000 $4,162 2.75%
Clinton, IA (FHA|USDA|VA) 1 $55,000 $55,000 $3,269 3.25%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $45,000 $45,000 $2,596 3.63%

Swbc Mortgage Corporation's top markets include Nashville, Denver, Dallas, Washington, and Atlanta among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 17,014 $5,163,230,000 $303,469 $3,957 3.07%
FHA 2,269 $544,965,000 $240,178 $7,130 3.28%
VA 1,512 $497,130,000 $328,790 $6,759 3.02%
USDA 282 $51,390,000 $182,234 $3,337 3.08%

For the 2021 period, Swbc Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 17,014 originations. Their 2nd most popular type is FHA, with 2,269 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 11,716 $3,552,350,000 $303,205 $4,841 3.15%
Refi 6,091 $1,742,255,000 $286,038 $3,727 2.90%
Cash Out Refi 2,837 $842,135,000 $296,840 $4,688 3.18%
Home Improvement 433 $119,975,000 $277,079 $4,566 3.22%

For the 2021, Swbc Mortgage Corporation's most frequently cited loan purpose of loans were Home Purchase, with 11,716 originations. The 2nd most popular reason of loans were Refi, with 6,091 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 18,391 $5,643,735,000 $306,875 $4,637 3.14%
15 Year 1,602 $356,470,000 $222,516 $3,556 2.57%
20 Year 704 $175,470,000 $249,247 $3,589 2.93%
Other 197 $51,405,000 $260,939 $3,428 3.01%
10 Year 182 $29,620,000 $162,747 $2,812 2.43%
5 Year 1 $15,000 $15,000 $0 0.00%

For the 2021, Swbc Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 18,391 originations. The 2nd most popular length of loans were 15 Year, with 1,602 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 10,538 $3,034,530,000 $287,961
$<1k 5,803 $1,711,055,000 $294,857
$2k-3k 2,131 $597,295,000 $280,289
$3k-4k 1,792 $559,090,000 $311,992
$5k+ 782 $349,510,000 $446,944

$4,637 of loans were Swbc Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 10,538 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 10,452 $3,102,360,000 $296,820
2.5-3% 8,603 $2,679,745,000 $311,490
<2.5% 1,512 $357,250,000 $236,276
4-5% 497 $117,225,000 $235,865
5-6% 11 $105,000 $9,545

During 2021, Swbc Mortgage Corporation's average interest rate of loans were 3.14%, while their most frequently originated rate bucket of loans were 3-4%, with 10,452 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 10,847 $3,070,565,000 $283,080 $4,642 3.10%
$100k-200k 5,341 $839,775,000 $157,232 $3,640 3.11%
$400k-600k 3,194 $1,536,220,000 $480,971 $5,139 3.07%
$100,000 or less 811 $53,015,000 $65,370 $2,410 2.83%
$600k-1MM 706 $514,950,000 $729,391 $6,976 3.07%
$1MM+ 178 $242,190,000 $1,360,618 $8,809 3.02%

2021 saw Swbc Mortgage Corporation place emphasis on $200k-400k loans with 10,847 originations, totaling $3,070,565,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 5,114 $1,197,900,000 $234,239 $4,415 3.11%
$100k-150k 4,329 $1,392,535,000 $321,676 $4,569 3.09%
$50k or less 3,802 $741,520,000 $195,034 $3,964 3.05%
$75k-100k 3,663 $1,008,175,000 $275,232 $4,504 3.10%
$150k-250k 2,932 $1,191,640,000 $406,426 $4,745 3.08%
$250k+ 1,237 $724,945,000 $586,051 $5,539 3.07%

Swbc Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 5,114 originations. The second most popular income band? $100k-150k, with 4,329 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 4,402 $1,308,160,000 $297,174 $4,004 3.02%
30-36% 3,810 $1,145,360,000 $300,619 $4,280 3.08%
<20% 1,560 $464,640,000 $297,846 $3,813 2.97%
44% 941 $272,095,000 $289,155 $4,839 3.19%
42% 899 $291,175,000 $323,888 $4,709 3.14%
43% 859 $243,775,000 $283,789 $4,688 3.15%
41% 842 $252,090,000 $299,394 $4,832 3.13%
37% 801 $237,185,000 $296,111 $4,364 3.11%
39% 783 $236,745,000 $302,356 $4,525 3.12%
50-60% 780 $222,540,000 $285,308 $7,250 3.17%
40% 760 $226,810,000 $298,434 $4,432 3.15%
36% 714 $215,380,000 $301,653 $4,356 3.09%
38% 712 $210,000,000 $294,944 $4,411 3.14%
49% 651 $189,655,000 $291,329 $5,008 3.11%
45% 596 $165,430,000 $277,567 $4,766 3.13%
48% 584 $170,020,000 $291,130 $4,803 3.13%
46% 540 $157,630,000 $291,907 $4,771 3.12%
47% 527 $151,775,000 $287,998 $4,938 3.16%
>60% 163 $53,525,000 $328,374 $5,228 2.81%

Swbc Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 4,402 originations. The next most common DTI ratio? 30-36%, with 3,810 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 15,756 $4,700,520,000 $298,332 $4,377 3.08%
Not provided 2,601 $781,865,000 $300,602 $4,701 3.11%
Black 1,314 $346,900,000 $264,003 $4,998 3.12%
Asian 1,036 $315,750,000 $304,778 $4,938 3.07%
American Indian 162 $43,780,000 $270,247 $4,932 3.19%
Asian Indian 56 $19,270,000 $344,107 $4,717 3.07%
Filipino 42 $12,830,000 $305,476 $6,160 3.30%
Native Hawaiian 40 $11,600,000 $290,000 $4,753 3.19%
Other Asian 34 $11,370,000 $334,412 $4,481 3.10%
Vietnamese 13 $3,975,000 $305,769 $3,732 3.04%
Chinese 8 $3,040,000 $380,000 $5,020 2.97%
Other Pacific Islander 8 $2,360,000 $295,000 $5,827 3.02%
Korean 3 $2,115,000 $705,000 $3,724 3.13%
Japanese 3 $795,000 $265,000 $4,880 3.00%
Native Hawiian 1 $545,000 $545,000 $940 3.63%

Approval Rates

Total approvals of all applications
97.18%

Swbc Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
79.71%

Swbc Mortgage Corporation has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 21,077 $6,256,715,000 $296,850

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
21,077 $6,256,715,000 $296,850

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 733 $150,845,000 $205,791 $3,291 2.81%
40-60% 2,678 $725,180,000 $270,792 $3,472 2.92%
60-80% 7,169 $2,259,035,000 $315,112 $4,224 3.12%
80-100% 9,928 $3,004,500,000 $302,629 $4,912 3.15%
Over 100% 358 $110,150,000 $307,682 $10,437 3.06%
Under 20% 211 $7,005,000 $33,199 $761 1.90%