Strong Home Mortgage Rates, Fees & Info
Richmond, VALEI: 254900O28OG3UMHXQY81
Tax ID: 82-2650124
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Strong Home Mortgage is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. Strong Home Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Washington, Seattle, Los Angeles, San Francisco, and Phoenix among others. Strong Home Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Strong Home Mortgage is typically a low fee lendor.Originations
13,064Origination Dollar Volume (All Markets)
$5,094,180,000Awards
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Strong Home Mortgage - 2021
Strong Home Mortgage is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Strong Home Mortgage 's average 30 year fixed rate mortgage of loans were
2.88%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.27%.
Relative Fees
Strong Home Mortgage 's average total fees for a 30 year fixed rate
mortgage are $2,294.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,145 | $516,355,000 | $450,965 | $2,182 | 2.69% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 904 | $410,180,000 | $453,739 | $2,035 | 2.73% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 769 | $364,725,000 | $474,285 | $1,922 | 2.73% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 473 | $239,615,000 | $506,586 | $1,735 | 2.68% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 613 | $211,225,000 | $344,576 | $1,844 | 2.84% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 424 | $196,750,000 | $464,033 | $1,922 | 2.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 454 | $154,630,000 | $340,595 | $2,687 | 2.84% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 404 | $153,750,000 | $380,569 | $1,994 | 2.79% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 375 | $140,205,000 | $373,880 | $2,474 | 2.74% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 329 | $132,325,000 | $402,204 | $2,292 | 2.71% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 316 | $126,880,000 | $401,519 | $1,875 | 2.75% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 211 | $114,395,000 | $542,156 | $1,620 | 2.67% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 263 | $104,065,000 | $395,684 | $1,732 | 2.78% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 276 | $96,840,000 | $350,870 | $2,485 | 2.85% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 258 | $90,220,000 | $349,690 | $2,947 | 2.74% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 250 | $84,150,000 | $336,600 | $2,839 | 2.80% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 238 | $76,400,000 | $321,008 | $1,435 | 2.73% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 184 | $69,870,000 | $379,728 | $2,047 | 2.65% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 165 | $61,205,000 | $370,939 | $2,934 | 2.84% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 174 | $57,630,000 | $331,207 | $2,055 | 2.74% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 152 | $53,510,000 | $352,039 | $1,457 | 2.74% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 129 | $50,305,000 | $389,961 | $2,251 | 2.78% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 146 | $49,540,000 | $339,315 | $1,339 | 2.72% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 108 | $49,190,000 | $455,463 | $1,908 | 2.65% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 128 | $48,500,000 | $378,906 | $1,428 | 2.78% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 99 | $44,885,000 | $453,384 | $1,385 | 2.69% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 120 | $40,920,000 | $341,000 | $2,488 | 2.87% |
| Outside of Metro Areas | 125 | $39,935,000 | $319,480 | $2,736 | 2.81% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 116 | $39,550,000 | $340,948 | $2,157 | 2.81% |
| FRESNO, CA (FHA|USDA|VA) | 106 | $34,670,000 | $327,075 | $1,722 | 2.80% |
| STOCKTON, CA (FHA|USDA|VA) | 86 | $33,920,000 | $394,419 | $1,793 | 2.79% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 74 | $26,140,000 | $353,243 | $2,513 | 2.79% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 73 | $25,455,000 | $348,699 | $2,945 | 2.71% |
| RICHMOND, VA (FHA|USDA|VA) | 69 | $24,755,000 | $358,768 | $1,849 | 2.69% |
| PROVO-OREM, UT (FHA|USDA|VA) | 60 | $24,370,000 | $406,167 | $2,294 | 2.81% |
| VALLEJO, CA (FHA|USDA|VA) | 60 | $23,420,000 | $390,333 | $2,549 | 2.84% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 55 | $23,085,000 | $419,727 | $1,938 | 2.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 68 | $22,950,000 | $337,500 | $3,616 | 2.65% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 72 | $22,890,000 | $317,917 | $1,503 | 2.72% |
| BOISE CITY, ID (FHA|USDA|VA) | 65 | $22,745,000 | $349,923 | $3,401 | 2.78% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 61 | $22,175,000 | $363,525 | $1,923 | 2.81% |
| TUCSON, AZ (FHA|USDA|VA) | 72 | $21,650,000 | $300,694 | $1,994 | 2.79% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 58 | $20,800,000 | $358,621 | $1,610 | 2.80% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 66 | $20,680,000 | $313,333 | $2,717 | 2.73% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 57 | $19,145,000 | $335,877 | $1,331 | 2.78% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 39 | $18,435,000 | $472,692 | $3,257 | 2.62% |
| BEND, OR (FHA|USDA|VA) | 48 | $18,230,000 | $379,792 | $3,135 | 2.75% |
| MODESTO, CA (FHA|USDA|VA) | 54 | $16,680,000 | $308,889 | $2,032 | 2.78% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 46 | $16,500,000 | $358,696 | $1,954 | 2.73% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 55 | $16,455,000 | $299,182 | $1,229 | 2.91% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 44 | $15,270,000 | $347,045 | $2,988 | 2.67% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 44 | $15,230,000 | $346,136 | $1,246 | 2.75% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 40 | $15,070,000 | $376,750 | $1,827 | 2.66% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 34 | $15,050,000 | $442,647 | $1,613 | 2.70% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 35 | $14,695,000 | $419,857 | $1,691 | 2.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 44 | $14,270,000 | $324,318 | $3,433 | 2.77% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 32 | $14,000,000 | $437,500 | $3,017 | 2.71% |
| FORT COLLINS, CO (FHA|USDA|VA) | 36 | $12,510,000 | $347,500 | $1,808 | 2.83% |
| SALINAS, CA (FHA|USDA|VA) | 26 | $12,510,000 | $481,154 | $2,060 | 2.51% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 34 | $12,420,000 | $365,294 | $1,221 | 2.70% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 38 | $11,960,000 | $314,737 | $1,794 | 2.87% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 38 | $11,730,000 | $308,684 | $2,912 | 2.96% |
| SALEM, OR (FHA|USDA|VA) | 33 | $11,365,000 | $344,394 | $3,247 | 2.72% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 34 | $11,350,000 | $333,824 | $2,235 | 2.74% |
| KNOXVILLE, TN (FHA|USDA|VA) | 29 | $10,505,000 | $362,241 | $2,777 | 2.70% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 24 | $10,310,000 | $429,583 | $1,772 | 2.64% |
| ANCHORAGE, AK (FHA|USDA|VA) | 28 | $10,170,000 | $363,214 | $1,784 | 2.69% |
| BOULDER, CO (FHA|USDA|VA) | 26 | $10,010,000 | $385,000 | $1,659 | 2.66% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 21 | $9,805,000 | $466,905 | $3,424 | 2.71% |
| GREELEY, CO (FHA|USDA|VA) | 25 | $9,585,000 | $383,400 | $2,116 | 2.79% |
| COLUMBUS, OH (FHA|USDA|VA) | 25 | $9,135,000 | $365,400 | $2,035 | 2.68% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 30 | $9,130,000 | $304,333 | $1,883 | 2.71% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 25 | $9,035,000 | $361,400 | $1,208 | 2.59% |
| VISALIA, CA (FHA|USDA|VA) | 29 | $8,835,000 | $304,655 | $2,369 | 2.89% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 26 | $8,540,000 | $328,462 | $1,935 | 2.72% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 22 | $8,540,000 | $388,182 | $2,582 | 2.79% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 26 | $8,510,000 | $327,308 | $3,120 | 2.62% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 29 | $8,455,000 | $291,552 | $2,224 | 2.70% |
| BELLINGHAM, WA (FHA|USDA|VA) | 24 | $8,030,000 | $334,583 | $1,081 | 2.85% |
| NAPA, CA (FHA|USDA|VA) | 18 | $7,830,000 | $435,000 | $1,555 | 2.67% |
| Heber, UT (FHA|USDA|VA) | 15 | $7,675,000 | $511,667 | $1,808 | 2.72% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 22 | $7,660,000 | $348,182 | $1,411 | 2.54% |
| ST. GEORGE, UT (FHA|USDA|VA) | 20 | $7,330,000 | $366,500 | $1,779 | 2.95% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 19 | $6,975,000 | $367,105 | $1,278 | 2.76% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 21 | $6,975,000 | $332,143 | $2,186 | 2.72% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 19 | $6,695,000 | $352,368 | $1,604 | 2.86% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 18 | $6,660,000 | $370,000 | $1,774 | 2.73% |
| WILMINGTON, NC (FHA|USDA|VA) | 19 | $6,595,000 | $347,105 | $1,750 | 2.76% |
| CHICO, CA (FHA|USDA|VA) | 19 | $6,585,000 | $346,579 | $1,429 | 2.72% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 21 | $6,535,000 | $311,190 | $1,853 | 2.78% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 19 | $6,535,000 | $343,947 | $2,480 | 2.74% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 23 | $6,405,000 | $278,478 | $2,957 | 2.59% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 19 | $6,325,000 | $332,895 | $2,621 | 2.69% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 14 | $6,160,000 | $440,000 | $1,359 | 2.82% |
| Outside of Metro Areas | 17 | $6,105,000 | $359,118 | $3,890 | 2.89% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 19 | $6,045,000 | $318,158 | $1,456 | 2.73% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 17 | $5,815,000 | $342,059 | $5,382 | 2.76% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 20 | $5,750,000 | $287,500 | $1,321 | 3.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 18 | $5,650,000 | $313,889 | $2,260 | 2.84% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 12 | $5,360,000 | $446,667 | $4,550 | 2.56% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 18 | $5,340,000 | $296,667 | $1,834 | 2.68% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 17 | $5,255,000 | $309,118 | $1,565 | 2.90% |
| COLUMBIA, SC (FHA|USDA|VA) | 16 | $5,050,000 | $315,625 | $2,795 | 2.73% |
| ANN ARBOR, MI (FHA|USDA|VA) | 15 | $4,965,000 | $331,000 | $1,583 | 2.79% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 19 | $4,885,000 | $257,105 | $1,477 | 2.90% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 17 | $4,875,000 | $286,765 | $876 | 2.67% |
| Oak Harbor, WA (FHA|USDA|VA) | 14 | $4,780,000 | $341,429 | $1,514 | 2.78% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 14 | $4,570,000 | $326,429 | $1,500 | 2.68% |
| Hilo, HI (FHA|USDA|VA) | 10 | $4,280,000 | $428,000 | $2,578 | 2.71% |
| ASHEVILLE, NC (FHA|USDA|VA) | 12 | $4,280,000 | $356,667 | $2,708 | 2.88% |
| MADISON, WI (FHA|USDA|VA) | 12 | $4,100,000 | $341,667 | $1,627 | 2.59% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 11 | $4,015,000 | $365,000 | $993 | 2.84% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 10 | $4,000,000 | $400,000 | $4,944 | 2.76% |
| MERCED, CA (FHA|USDA|VA) | 13 | $3,935,000 | $302,692 | $2,279 | 2.96% |
| WENATCHEE, WA (FHA|USDA|VA) | 12 | $3,910,000 | $325,833 | $2,529 | 2.74% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 11 | $3,895,000 | $354,091 | $984 | 2.81% |
| MEDFORD, OR (FHA|USDA|VA) | 14 | $3,790,000 | $270,714 | $2,191 | 2.84% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 9 | $3,775,000 | $419,444 | $1,203 | 2.57% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 14 | $3,760,000 | $268,571 | $1,576 | 2.72% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $3,625,000 | $329,545 | $3,156 | 2.95% |
| CORVALLIS, OR (FHA|USDA|VA) | 11 | $3,505,000 | $318,636 | $2,078 | 2.53% |
| TULSA, OK (FHA|USDA|VA) | 11 | $3,485,000 | $316,818 | $2,429 | 2.59% |
| Port Angeles, WA (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $1,685 | 2.84% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $3,335,000 | $370,556 | $5,206 | 2.74% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 9 | $3,295,000 | $366,111 | $1,360 | 2.61% |
| LONGVIEW, WA (FHA|USDA|VA) | 10 | $3,290,000 | $329,000 | $983 | 3.04% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $3,270,000 | $408,750 | $1,764 | 2.67% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 11 | $3,215,000 | $292,273 | $1,941 | 2.74% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 10 | $3,130,000 | $313,000 | $1,290 | 2.86% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 7 | $3,085,000 | $440,714 | $1,810 | 2.61% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $3,015,000 | $335,000 | $3,605 | 2.69% |
| REDDING, CA (FHA|USDA|VA) | 8 | $2,980,000 | $372,500 | $961 | 2.89% |
| MADERA, CA (FHA|USDA|VA) | 9 | $2,955,000 | $328,333 | $1,255 | 2.72% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 7 | $2,945,000 | $420,714 | $1,867 | 2.57% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 9 | $2,865,000 | $318,333 | $1,899 | 2.74% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 7 | $2,845,000 | $406,429 | $2,858 | 2.66% |
| Edwards, CO (FHA|USDA|VA) | 7 | $2,735,000 | $390,714 | $1,409 | 2.71% |
| SANTA FE, NM (FHA|USDA|VA) | 7 | $2,615,000 | $373,571 | $2,670 | 2.96% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $2,590,000 | $431,667 | $1,851 | 2.77% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $2,555,000 | $283,889 | $1,711 | 2.64% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $2,893 | 2.63% |
| Sonora, CA (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $2,154 | 2.79% |
| Shelton, WA (FHA|USDA|VA) | 7 | $2,485,000 | $355,000 | $2,658 | 2.73% |
| AKRON, OH (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $973 | 2.46% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $3,236 | 2.62% |
| Durango, CO (FHA|USDA|VA) | 4 | $2,260,000 | $565,000 | $3,400 | 2.63% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 4 | $2,210,000 | $552,500 | $3,463 | 2.78% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $1,041 | 2.62% |
| YUBA CITY, CA (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $2,918 | 2.84% |
| TOLEDO, OH (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $2,957 | 2.89% |
| OCALA, FL (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $2,245 | 2.91% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $2,372 | 3.04% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $1,154 | 2.69% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $2,085,000 | $417,000 | $2,557 | 2.73% |
| EL PASO, TX (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $3,246 | 2.61% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $2,157 | 2.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $2,499 | 2.95% |
| THE VILLAGES, FL (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $2,327 | 2.80% |
| ROCHESTER, MN (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $1,311 | 2.76% |
| Show Low, AZ (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $1,906 | 2.92% |
| Centralia, WA (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $1,609 | 2.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $3,828 | 2.87% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $2,941 | 3.03% |
| Roseburg, OR (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $2,162 | 3.13% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $1,760,000 | $440,000 | $2,680 | 2.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $2,311 | 2.73% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $3,467 | 2.73% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $1,927 | 2.73% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $1,120 | 2.73% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $3,094 | 2.83% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $1,512 | 2.42% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $1,061 | 2.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $3,288 | 3.12% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $2,877 | 2.98% |
| YAKIMA, WA (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $2,775 | 2.64% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $889 | 2.69% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $2,802 | 2.65% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $514 | 2.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $2,444 | 2.50% |
| Brainerd, MN (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $1,784 | 3.10% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $1,698 | 2.65% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $3,303 | 3.07% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $4,974 | 2.72% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $2,788 | 2.95% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $2,591 | 3.18% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $3,473 | 3.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $2,116 | 2.65% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $2,595 | 3.02% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $5,209 | 2.96% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $2,591 | 2.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $2,288 | 2.87% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $953 | 2.96% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $1,680 | 2.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $2,859 | 2.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $1,079 | 2.75% |
| Crossville, TN (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $6,300 | 2.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $2,662 | 2.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $932 | 2.66% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $1,920 | 2.81% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,462 | 2.83% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $2,527 | 2.72% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $3,082 | 2.78% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $1,882 | 2.96% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $2,728 | 3.22% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $1,907 | 2.70% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $1,932 | 2.68% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $2,520 | 2.83% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $1,293 | 2.79% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,258 | 2.88% |
| READING, PA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $2,090 | 2.67% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $2,925 | 3.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $3,829 | 2.58% |
| Montrose, CO (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $1,102 | 2.67% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $2,052 | 3.16% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $753 | 2.69% |
| Prineville, OR (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,600 | 2.56% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $528 | 2.81% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $920 | 2.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $3,982 | 2.81% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $4,976 | 3.38% |
| Hood River, OR (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $3,432 | 2.56% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,626 | 3.04% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,571 | 3.00% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $1,369 | 2.79% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $2,822 | 2.96% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $1,018 | 2.66% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,694 | 2.81% |
| Rockport, TX (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,895 | 2.56% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $2,332 | 3.37% |
| Newport, OR (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $12,508 | 2.50% |
| Crescent City, CA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,494 | 2.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,714 | 2.90% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $201 | 2.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $2,983 | 2.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,509 | 2.62% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $105 | 2.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,037 | 2.88% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $1,100 | 2.92% |
| Torrington, CT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,073 | 2.19% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $1,231 | 2.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,237 | 2.83% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,247 | 2.56% |
| Boone, NC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $1,178 | 2.50% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,264 | 2.56% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,134 | 2.75% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,674 | 3.08% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,251 | 2.75% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,213 | 2.71% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $771 | 2.13% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,572 | 3.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,899 | 2.50% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,647 | 2.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $9,956 | 2.87% |
| Palatka, FL (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,553 | 2.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,803 | 2.99% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $374 | 2.62% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $1,371 | 2.69% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $1,679 | 2.62% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,242 | 2.87% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $1,813 | 2.25% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,024 | 2.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,493 | 2.19% |
| Roswell, NM (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $1,397 | 2.88% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,374 | 2.81% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,931 | 3.44% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,629 | 2.75% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $1,596 | 2.87% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,792 | 2.44% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,920 | 3.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $1,971 | 2.99% |
| Astoria, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,684 | 3.00% |
| Columbus, MS (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,888 | 2.56% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $1,260 | 2.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $500 | 2.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $1,173 | 2.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $625 | 3.25% |
| Salem, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $865 | 3.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,087 | 2.81% |
| Brookings, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $2,380 | 2.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,322 | 2.25% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,514 | 2.81% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 2.63% |
| WACO, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,058 | 2.81% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,950 | 2.75% |
| Athens, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,880 | 2.81% |
| Easton, MD (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,376 | 2.63% |
| Laconia, NH (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,577 | 3.58% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,042 | 2.88% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,780 | 3.06% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,614 | 2.75% |
| Winfield, KS (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,308 | 2.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,400 | 2.50% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,632 | 3.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $983 | 2.88% |
| Moscow, ID (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,127 | 2.50% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,439 | 2.88% |
| Payson, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $869 | 2.88% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $840 | 2.75% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,188 | 2.93% |
| Angola, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,104 | 3.06% |
| Danville, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,035 | 2.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,365 | 2.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,148 | 3.13% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,915 | 2.50% |
| Keene, NH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,823 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,558 | 1.88% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,798 | 2.38% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,654 | 2.63% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,164 | 3.19% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,666 | 2.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,349 | 2.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,637 | 3.06% |
| Othello, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,986 | 3.13% |
| Taos, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,950 | 2.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,250 | 2.88% |
| Wooster, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,459 | 2.75% |
| Findlay, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,664 | 2.75% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,214 | 2.63% |
| RACINE, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,039 | 2.99% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $621 | 2.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,266 | 2.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,882 | 2.99% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,469 | 2.75% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,351 | 2.63% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $543 | 2.25% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,252 | 2.94% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,080 | 3.13% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,609 | 3.25% |
| London, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,798 | 3.38% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.88% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,876 | 2.00% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $575 | 3.38% |
| MONROE, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $336 | 2.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,460 | 2.38% |
| Gallup, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,700 | 3.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $184 | 2.88% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $828 | 3.13% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,202 | 2.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $862 | 2.88% |
| New Castle, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,874 | 3.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,835 | 2.63% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $168 | 2.88% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,158 | 2.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,261 | 2.38% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $387 | 2.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,660 | 3.25% |
| MONROE, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $784 | 2.88% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $319 | 2.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,623 | 3.13% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,063 | 2.38% |
| Susanville, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,020 | 2.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $942 | 2.87% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,968 | 2.99% |
| Paris, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,726 | 3.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,748 | 2.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,578 | 2.13% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,668 | 2.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,168 | 2.50% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $923 | 2.88% |
| Somerset, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,564 | 2.99% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,921 | 3.25% |
| Burley, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,329 | 2.88% |
| NILES, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $758 | 2.75% |
| Española, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,192 | 2.13% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,461 | 3.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,129 | 2.13% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,696 | 2.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $734 | 2.13% |
| Helena, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,185 | 2.38% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,049 | 2.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $853 | 3.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,547 | 2.99% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,962 | 3.13% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,811 | 3.63% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,154 | 3.00% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,171 | 3.25% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,123 | 3.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,181 | 3.38% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,337 | 2.25% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,613 | 3.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,415 | 3.88% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,071 | 2.63% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,529 | 3.63% |
| Salina, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,603 | 3.38% |
Strong Home Mortgage 's top markets include Washington, Seattle, Los Angeles, San Francisco, and Phoenix among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 11,995 | $4,612,755,000 | $384,556 | $1,793 | 2.78% |
| VA | 928 | $433,120,000 | $466,724 | $5,710 | 2.39% |
| FHA | 141 | $48,305,000 | $342,589 | $7,115 | 2.63% |
For the 2021 period, Strong Home Mortgage 's most frequently originated loan type of loans were Conventional, with 11,995 originations. Their 2nd most popular type is VA, with 928 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 5,908 | $2,274,390,000 | $384,968 | $1,497 | 2.66% |
| Cash Out Refi | 4,703 | $1,819,025,000 | $386,780 | $2,466 | 2.84% |
| Home Purchase | 2,428 | $992,380,000 | $408,723 | $3,013 | 2.80% |
| Home Improvement | 25 | $8,385,000 | $335,400 | $2,030 | 2.98% |
For the 2021, Strong Home Mortgage 's most frequently cited loan purpose of loans were Refi, with 5,908 originations. The 2nd most popular reason of loans were Cash Out Refi, with 4,703 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 9,656 | $3,874,390,000 | $401,242 | $2,294 | 2.88% |
| 15 Year | 2,002 | $719,830,000 | $359,555 | $1,771 | 2.31% |
| 20 Year | 962 | $354,520,000 | $368,524 | $1,527 | 2.63% |
| 10 Year | 305 | $93,705,000 | $307,230 | $1,455 | 2.13% |
| Other | 139 | $51,735,000 | $372,194 | $1,448 | 2.70% |
For the 2021, Strong Home Mortgage 's most frequently cited loan length of loans were 30 Year, with 9,656 originations. The 2nd most popular length of loans were 15 Year, with 2,002 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 11,184 | $4,368,770,000 | $390,627 |
| $1k-2k | 864 | $312,170,000 | $361,308 |
| $2k-3k | 404 | $149,010,000 | $368,837 |
| $3k-4k | 334 | $130,820,000 | $391,677 |
| $5k+ | 278 | $133,410,000 | $479,892 |
$2,294 of loans were Strong Home Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 11,184 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 7,043 | $2,791,235,000 | $396,313 |
| <2.5% | 3,791 | $1,555,305,000 | $410,262 |
| 3-4% | 2,183 | $732,355,000 | $335,481 |
| 4-5% | 45 | $14,615,000 | $324,778 |
| 5-6% | 2 | $670,000 | $335,000 |
During 2021, Strong Home Mortgage 's average interest rate of loans were 2.88%, while their most frequently originated rate bucket of loans were 2.5-3%, with 7,043 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 6,426 | $1,976,110,000 | $307,518 | $2,006 | 2.78% |
| $400k-600k | 4,657 | $2,289,725,000 | $491,674 | $2,028 | 2.67% |
| $100k-200k | 1,018 | $170,070,000 | $167,063 | $1,778 | 2.94% |
| $600k-1MM | 882 | $623,180,000 | $706,553 | $3,813 | 2.75% |
| $100,000 or less | 56 | $4,440,000 | $79,286 | $1,661 | 3.27% |
| $1MM+ | 25 | $30,655,000 | $1,226,200 | $8,071 | 2.73% |
2021 saw Strong Home Mortgage place emphasis on $200k-400k loans with 6,426 originations, totaling $1,976,110,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 4,151 | $1,598,565,000 | $385,104 | $2,108 | 2.76% |
| $150k-250k | 3,750 | $1,673,390,000 | $446,237 | $2,080 | 2.71% |
| $75k-100k | 1,989 | $658,235,000 | $330,938 | $2,144 | 2.81% |
| $50k-75k | 1,289 | $360,105,000 | $279,368 | $2,143 | 2.87% |
| $250k+ | 1,151 | $562,125,000 | $488,380 | $2,294 | 2.67% |
| $50k or less | 357 | $82,185,000 | $230,210 | $2,087 | 2.92% |
Strong Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 4,151 originations. The second most popular income band? $150k-250k, with 3,750 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 3,428 | $1,322,790,000 | $385,878 | $1,851 | 2.70% |
| 30-36% | 2,537 | $1,012,955,000 | $399,273 | $2,034 | 2.76% |
| <20% | 1,069 | $375,495,000 | $351,258 | $1,552 | 2.67% |
| 44% | 495 | $193,425,000 | $390,758 | $2,278 | 2.89% |
| 43% | 464 | $180,030,000 | $387,996 | $2,431 | 2.86% |
| 37% | 460 | $181,190,000 | $393,891 | $2,096 | 2.78% |
| 41% | 443 | $172,705,000 | $389,853 | $2,376 | 2.81% |
| 42% | 440 | $175,250,000 | $398,295 | $2,619 | 2.86% |
| 40% | 439 | $169,455,000 | $386,002 | $2,441 | 2.85% |
| 36% | 432 | $171,850,000 | $397,801 | $2,127 | 2.79% |
| 38% | 427 | $169,865,000 | $397,810 | $2,158 | 2.80% |
| 39% | 425 | $168,745,000 | $397,047 | $2,236 | 2.79% |
| 45% | 363 | $138,835,000 | $382,466 | $2,248 | 2.82% |
| 49% | 360 | $141,180,000 | $392,167 | $2,701 | 2.80% |
| 47% | 310 | $122,980,000 | $396,710 | $2,555 | 2.82% |
| 46% | 290 | $112,900,000 | $389,310 | $2,206 | 2.79% |
| 48% | 286 | $113,480,000 | $396,783 | $2,582 | 2.74% |
| 50-60% | 102 | $44,150,000 | $432,843 | $6,903 | 2.60% |
| >60% | 2 | $1,070,000 | $535,000 | $2,574 | 2.75% |
Strong Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 3,428 originations. The next most common DTI ratio? 30-36%, with 2,537 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 7,327 | $2,793,065,000 | $381,202 | $2,180 | 2.76% |
| Not provided | 3,503 | $1,386,945,000 | $395,931 | $2,022 | 2.75% |
| Asian | 1,664 | $696,040,000 | $418,293 | $1,955 | 2.71% |
| Black | 390 | $146,800,000 | $376,410 | $2,959 | 2.83% |
| American Indian | 104 | $39,100,000 | $375,962 | $1,924 | 2.83% |
| Asian Indian | 32 | $13,880,000 | $433,750 | $1,802 | 2.49% |
| Native Hawaiian | 29 | $11,795,000 | $406,724 | $2,079 | 2.87% |
| Filipino | 5 | $2,285,000 | $457,000 | $1,830 | 2.40% |
| Chinese | 4 | $1,860,000 | $465,000 | $1,738 | 2.59% |
| Other Asian | 4 | $1,370,000 | $342,500 | $2,327 | 2.81% |
| Vietnamese | 1 | $725,000 | $725,000 | $1,066 | 2.63% |
| Japanese | 1 | $315,000 | $315,000 | $319 | 2.13% |
Approval Rates
Total approvals of all applications95.89%
Strong Home Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination49.46%
Strong Home Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 13,064 | $5,094,180,000 | $389,940 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 13,064 | $5,094,180,000 | $389,940 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,049 | $329,055,000 | $313,684 | $1,745 | 2.65% |
| 40-60% | 4,123 | $1,581,055,000 | $383,472 | $1,525 | 2.66% |
| 60-80% | 5,841 | $2,326,325,000 | $398,275 | $2,096 | 2.84% |
| 80-100% | 1,915 | $809,235,000 | $422,577 | $3,358 | 2.75% |
| Over 100% | 55 | $26,775,000 | $486,818 | $15,773 | 2.43% |
| Under 20% | 81 | $21,735,000 | $268,333 | $1,851 | 2.71% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| SOUTHERN TRUST MORTGAGE LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |
