Strong Home Mortgage Rates, Fees & Info
Richmond, VALEI: 254900O28OG3UMHXQY81
Tax ID: 82-2650124
5 stars - Updated: 11/30/23
-
out of 5 stars, based on 57 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Strong Home Mortgage is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. Strong Home Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Dallas, Phoenix, Seattle, and Los Angeles among others. We have data for 288 markets. (Some data included below & more in-depth data is available with an active subscription.)Strong Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Strong Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.36% | 11/30/23 |
| 30 Year Conventional Refi | 6.31% | 11/30/23 |
| 30 Year Cash-out Refi | 6.49% | 11/30/23 |
| 30 Year FHA Purchase | 6.77% | 11/30/23 |
| 30 Year FHA Refi | 6.70% | 11/30/23 |
| 30 Year VA Purchase | 5.77% | 11/30/23 |
| 30 Year VA Refi | 5.53% | 11/30/23 |
| 15 Year Conventional Purchase | 6.04% | 11/30/23 |
| 15 Year Conventional Refi | 5.80% | 11/30/23 |
| 15 Year Cash-out Refi | 5.80% | 11/30/23 |
| 15 Year VA Purchase | 5.74% | 11/30/23 |
| 15 Year VA Refi | 5.68% | 11/30/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Strong Home Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Strong Home Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,199Origination Dollar Volume (All Markets)
$1,235,505,000Awards
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Strong Home Mortgage - 2022
Strong Home Mortgage is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Strong Home Mortgage's average 30 year fixed mortgage rate was
4.04%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of -0.72%.
Relative Fees (Closing Costs)
Strong Home Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,227.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 242 | $119,750,000 | $494,835 | $5,526 | 4.01% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 169 | $62,955,000 | $372,515 | $4,712 | 4.02% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 154 | $53,670,000 | $348,506 | $4,421 | 4.04% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 121 | $53,655,000 | $443,430 | $4,724 | 3.99% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 97 | $50,045,000 | $515,928 | $4,981 | 3.85% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 111 | $42,775,000 | $385,360 | $5,451 | 4.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 78 | $31,820,000 | $407,949 | $4,427 | 3.64% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 92 | $31,240,000 | $339,565 | $5,374 | 4.15% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 63 | $30,925,000 | $490,873 | $4,750 | 3.45% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 80 | $26,850,000 | $335,625 | $4,891 | 4.14% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 69 | $26,125,000 | $378,623 | $5,242 | 3.85% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 60 | $25,070,000 | $417,833 | $4,249 | 3.76% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 59 | $24,755,000 | $419,576 | $5,236 | 4.10% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 57 | $24,325,000 | $426,754 | $4,967 | 3.52% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 50 | $24,170,000 | $483,400 | $5,096 | 3.52% |
| Outside of Metro Areas | 66 | $22,190,000 | $336,212 | $4,851 | 3.90% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 64 | $20,730,000 | $323,906 | $4,488 | 3.89% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 45 | $19,445,000 | $432,111 | $6,496 | 3.97% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 44 | $19,440,000 | $441,818 | $5,122 | 3.74% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 54 | $18,820,000 | $348,519 | $4,562 | 3.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 49 | $16,755,000 | $341,939 | $4,450 | 3.76% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 46 | $16,280,000 | $353,913 | $3,495 | 3.85% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 40 | $15,980,000 | $399,500 | $6,484 | 4.10% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 44 | $15,180,000 | $345,000 | $5,005 | 4.04% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 28 | $12,320,000 | $440,000 | $4,486 | 4.06% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 29 | $12,165,000 | $419,483 | $4,469 | 3.93% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 35 | $12,075,000 | $345,000 | $5,946 | 4.32% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 33 | $11,285,000 | $341,970 | $5,185 | 4.15% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 26 | $9,350,000 | $359,615 | $4,634 | 3.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 28 | $8,980,000 | $320,714 | $2,823 | 3.88% |
| RICHMOND, VA (FHA|USDA|VA) | 19 | $7,705,000 | $405,526 | $4,618 | 4.10% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 21 | $7,525,000 | $358,333 | $4,633 | 4.43% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 15 | $7,305,000 | $487,000 | $5,272 | 3.33% |
| FRESNO, CA (FHA|USDA|VA) | 21 | $6,925,000 | $329,762 | $4,978 | 3.62% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 16 | $6,880,000 | $430,000 | $6,273 | 3.75% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 14 | $6,570,000 | $469,286 | $2,868 | 3.75% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $6,090,000 | $380,625 | $5,626 | 4.61% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 18 | $6,000,000 | $333,333 | $4,743 | 3.84% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 18 | $5,930,000 | $329,444 | $3,997 | 3.50% |
| TUCSON, AZ (FHA|USDA|VA) | 20 | $5,890,000 | $294,500 | $5,788 | 3.89% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 16 | $5,790,000 | $361,875 | $4,027 | 3.49% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 17 | $5,605,000 | $329,706 | $4,221 | 4.29% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 16 | $5,460,000 | $341,250 | $6,671 | 4.45% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 14 | $5,000,000 | $357,143 | $3,099 | 3.91% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $4,940,000 | $411,667 | $3,230 | 4.14% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 13 | $4,685,000 | $360,385 | $5,302 | 4.13% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $4,655,000 | $517,222 | $3,068 | 3.96% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 15 | $4,655,000 | $310,333 | $5,005 | 3.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $4,650,000 | $387,500 | $5,520 | 3.94% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $4,635,000 | $421,364 | $3,183 | 3.56% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 15 | $4,425,000 | $295,000 | $5,026 | 4.19% |
| ASHEVILLE, NC (FHA|USDA|VA) | 14 | $4,320,000 | $308,571 | $4,462 | 4.31% |
| BELLINGHAM, WA (FHA|USDA|VA) | 10 | $4,310,000 | $431,000 | $5,350 | 3.40% |
| WILMINGTON, NC (FHA|USDA|VA) | 12 | $4,120,000 | $343,333 | $3,313 | 3.81% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $4,090,000 | $340,833 | $3,616 | 3.67% |
| ST. GEORGE, UT (FHA|USDA|VA) | 9 | $4,005,000 | $445,000 | $4,057 | 4.10% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $3,870,000 | $387,000 | $5,404 | 3.74% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $3,690,000 | $615,000 | $2,542 | 3.77% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 8 | $3,550,000 | $443,750 | $3,343 | 4.72% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $3,490,000 | $349,000 | $5,734 | 3.70% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $3,059 | 3.87% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 9 | $3,375,000 | $375,000 | $4,356 | 3.64% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $3,090,000 | $386,250 | $2,933 | 4.42% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $3,065,000 | $437,857 | $5,073 | 4.03% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $3,045,000 | $338,333 | $7,503 | 3.79% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $1,742 | 3.89% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 6 | $3,000,000 | $500,000 | $8,846 | 3.46% |
| Hilo, HI (FHA|USDA|VA) | 5 | $2,985,000 | $597,000 | $3,701 | 3.25% |
| SALINAS, CA (FHA|USDA|VA) | 7 | $2,955,000 | $422,143 | $1,347 | 3.30% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $2,950,000 | $245,833 | $5,652 | 3.72% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 7 | $2,905,000 | $415,000 | $4,465 | 4.32% |
| MODESTO, CA (FHA|USDA|VA) | 8 | $2,860,000 | $357,500 | $5,671 | 3.92% |
| BEND, OR (FHA|USDA|VA) | 6 | $2,840,000 | $473,333 | $4,009 | 3.25% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,820,000 | $470,000 | $10,025 | 4.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $2,820,000 | $282,000 | $3,104 | 4.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $2,800,000 | $466,667 | $4,740 | 5.01% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $2,790,000 | $348,750 | $6,562 | 3.97% |
| BOISE CITY, ID (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $4,011 | 4.07% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $2,640,000 | $330,000 | $5,579 | 4.72% |
| SANTA FE, NM (FHA|USDA|VA) | 6 | $2,610,000 | $435,000 | $4,658 | 4.12% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $2,545,000 | $509,000 | $8,460 | 3.85% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $8,970 | 4.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $11,322 | 4.17% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $2,375,000 | $475,000 | $4,200 | 4.40% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $4,260 | 3.48% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $2,285,000 | $457,000 | $6,044 | 4.32% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $2,230,000 | $557,500 | $7,315 | 3.15% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $2,170,000 | $542,500 | $2,684 | 3.53% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $4,961 | 3.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $5,038 | 3.82% |
| Key West, FL (FHA|USDA|VA) | 4 | $2,110,000 | $527,500 | $5,859 | 3.43% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $2,045,000 | $409,000 | $7,692 | 5.50% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $3,886 | 3.39% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $5,673 | 4.33% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $5,328 | 4.69% |
| MERCED, CA (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $3,042 | 3.44% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $6,101 | 3.53% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $6,568 | 4.00% |
| Athens, TX (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $17,129 | 3.97% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $5,548 | 4.05% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $7,816 | 4.02% |
| REDDING, CA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $3,475 | 4.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $8,007 | 4.19% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $5,836 | 4.40% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $3,157 | 4.55% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $3,939 | 4.40% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $5,307 | 4.20% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $5,364 | 3.44% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $1,709 | 4.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $5,832 | 3.85% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $3,511 | 5.22% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $3,815 | 4.12% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $9,514 | 4.84% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $3,708 | 3.83% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $1,680 | 3.94% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $5,788 | 5.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $3,781 | 3.32% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $6,456 | 5.04% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $2,848 | 3.43% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $2,203 | 3.91% |
| SALEM, OR (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $6,084 | 3.47% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $1,934 | 3.70% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $5,240 | 4.54% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $10,817 | 4.33% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $3,595 | 3.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $7,444 | 3.84% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $2,681 | 4.35% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $5,477 | 4.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $6,524 | 2.90% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $1,987 | 4.08% |
| CHICO, CA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $3,674 | 4.44% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $2,456 | 3.81% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $4,296 | 3.06% |
| Shelton, WA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,513 | 3.21% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,507 | 3.97% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $5,950 | 4.85% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $6,799 | 3.31% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $2,329 | 4.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $2,808 | 3.37% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $4,780 | 4.16% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $7,505 | 3.79% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $3,895 | 3.37% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $55,716 | 2.88% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $6,705 | 4.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $2,687 | 4.13% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $7,237 | 3.19% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $2,078 | 3.04% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $2,100 | 3.31% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $525 | 4.38% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $5,128 | 4.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $8,715 | 3.69% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $11,957 | 3.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $6,177 | 3.81% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,316 | 3.47% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $5,732 | 4.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $11,720 | 2.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,911 | 4.21% |
| MADERA, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $229 | 3.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,902 | 4.04% |
| TYLER, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $6,320 | 4.46% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $12,596 | 2.49% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,003 | 2.91% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,431 | 3.83% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,137 | 3.54% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,807 | 3.06% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,629 | 4.91% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,440 | 4.62% |
| AKRON, OH (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,118 | 2.56% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,022 | 3.88% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $2,339 | 4.40% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $2,683 | 4.25% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $894 | 2.99% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,039 | 3.81% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $1,896 | 2.88% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,568 | 3.19% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $1,892 | 3.37% |
| Heber, UT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,990 | 2.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,233 | 2.75% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,525 | 2.75% |
| Outside of Metro Areas | 1 | $595,000 | $595,000 | $1,328 | 3.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $2,236 | 3.25% |
| READING, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,427 | 4.94% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,316 | 3.31% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,882 | 4.31% |
| Silver City, NM (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,409 | 2.88% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $1,388 | 3.38% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,687 | 2.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,528 | 4.69% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $13,795 | 4.25% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,329 | 6.37% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $14,272 | 3.75% |
| DOVER, DE (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,614 | 4.68% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,086 | 4.19% |
| Brenham, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $20,470 | 3.50% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $12,951 | 3.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,839 | 2.63% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,497 | 4.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,412 | 3.50% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,197 | 3.06% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,638 | 5.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,827 | 5.63% |
| Clovis, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,968 | 4.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,491 | 5.63% |
| OCALA, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,884 | 3.81% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,525 | 3.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,139 | 4.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,552 | 2.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,209 | 4.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,122 | 2.25% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,575 | 3.25% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,194 | 2.25% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,316 | 5.75% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,484 | 2.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,995 | 4.50% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,946 | 4.25% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,085 | 2.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,996 | 2.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,193 | 3.63% |
| RACINE, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,129 | 4.75% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,149 | 3.49% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,695 | 2.50% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,206 | 2.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $825 | 2.75% |
| Torrington, CT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,436 | 3.99% |
| Bonham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,479 | 2.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,882 | 4.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $60 | 4.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,872 | 2.99% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $793 | 3.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,348 | 3.38% |
| Columbus, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,385 | 4.25% |
| Salem, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,864 | 3.25% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,646 | 2.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,544 | 3.50% |
| Indiana, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $16,491 | 4.50% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,533 | 3.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,273 | 2.50% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,709 | 4.25% |
| Newport, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,881 | 5.12% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,909 | 4.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,560 | 4.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,438 | 5.99% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,762 | 6.62% |
| Forest City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,137 | 4.75% |
| Holland, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,036 | 2.99% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,734 | 5.38% |
| Crossville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,906 | 2.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $729 | 2.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,396 | 3.50% |
| AMES, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,951 | 5.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,188 | 3.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,562 | 4.75% |
| DuBois, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,715 | 6.25% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,827 | 5.00% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,996 | 5.50% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,162 | 3.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,334 | 4.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $15,168 | 3.50% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $619 | 3.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,121 | 3.13% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,759 | 5.37% |
| Sanford, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,563 | 4.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,914 | 2.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,684 | 4.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,822 | 3.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,100 | 5.50% |
| Greenville, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,158 | 2.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,832 | 3.38% |
| ERIE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,065 | 3.88% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,321 | 4.49% |
| Angola, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,390 | 4.75% |
| Brevard, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,203 | 4.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,075 | 2.88% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,052 | 3.99% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,732 | 2.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,287 | 5.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,771 | 3.75% |
| Washington, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,724 | 3.99% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,758 | 3.88% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,033 | 3.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,015 | 5.00% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,949 | 5.99% |
| Seymour, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,482 | 4.99% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,398 | 3.25% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,539 | 3.63% |
| Adrian, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,878 | 6.13% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,358 | 5.50% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,955 | 6.12% |
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Product Mix
For 2022, Strong Home Mortgage's most frequently originated type of loan was Conventional, with 2,518 originations. Their 2nd most popular type was VA, with 528 originations.
Loan Reason
For 2022, Strong Home Mortgage's most frequently cited loan purpose was Cash Out Refi, with 1,798 originations. The 2nd most popular reason was Home Purchase, with 1,132 originations.
Loan Duration/Length
For 2022, Strong Home Mortgage's most frequently cited loan duration was 30 Year, with 2,663 originations. The 2nd most popular length was 15 Year, with 358 originations.
Origination Fees/Closing Costs
Strong Home Mortgage's average total fees were $5,227, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,907 originations.
Interest Rates
During 2022, Strong Home Mortgage's average interest rate for loans was 4.04%, while their most frequently originated rate bucket for loans was 3-4%, with 1,242 originations.
Loan Sizing
2022 saw Strong Home Mortgage place emphasis on $200k-400k loans with 1,546 originations, totaling $467,020,000 in origination value.
Applicant Income
Strong Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,011 originations. The second most popular income band? $150k-250k, with 804 originations.
Applicant Debt to Income Ratio
Strong Home Mortgage lent most frequently to those with DTI ratios of 30-36%, with 585 originations. The next most common DTI ratio? 20-30%, with 538 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.91%
Strong Home Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination17.57%
Strong Home Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,199 | $1,235,505,000 | $386,216 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,199 | $1,235,505,000 | $386,216 |