Strong Home Mortgage Rates, Fees & Info

Richmond, VA

LEI: 254900O28OG3UMHXQY81

Tax ID: 82-2650124

5 stars - out of 5 stars, based on 114 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Strong Home Mortgage is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. Strong Home Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Seattle, Los Angeles, San Francisco, and Phoenix among others. We have data for 384 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Strong Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Strong Home Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.32% 10/3/22
    30 Year Conventional Refi 6.26% 10/3/22
    30 Year Cash-out Refi 6.38% 10/3/22
    30 Year FHA Purchase 6.87% 10/3/22
    30 Year FHA Refi 6.79% 10/3/22
    30 Year VA Purchase 5.81% 10/3/22
    30 Year VA Refi 5.73% 10/3/22
    15 Year Conventional Purchase 5.91% 10/3/22
    15 Year Conventional Refi 5.97% 10/3/22
    15 Year Cash-out Refi 5.97% 10/3/22
    15 Year FHA Refi 5.96% 10/3/22
    15 Year VA Purchase 6.18% 10/3/22
    15 Year VA Refi 5.88% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    13,064

    Origination Dollar Volume (All Markets)

    $5,094,180,000
    Show all (166) awards

    Relative Rate

    Strong Home Mortgage 's average 30 year fixed mortgage rate was 2.88%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.27%.

    Relative Fees (Closing Costs)

    Strong Home Mortgage 's average total fees/closing costs for a 30 year fixed rate mortgage were $2,294.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,145 $516,355,000 $450,965 $2,182 2.69%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 904 $410,180,000 $453,739 $2,035 2.73%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 769 $364,725,000 $474,285 $1,922 2.73%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 473 $239,615,000 $506,586 $1,735 2.68%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 613 $211,225,000 $344,576 $1,844 2.84%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 424 $196,750,000 $464,033 $1,922 2.75%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 454 $154,630,000 $340,595 $2,687 2.84%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 404 $153,750,000 $380,569 $1,994 2.79%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 375 $140,205,000 $373,880 $2,474 2.74%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 329 $132,325,000 $402,204 $2,292 2.71%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 316 $126,880,000 $401,519 $1,875 2.75%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 211 $114,395,000 $542,156 $1,620 2.67%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 263 $104,065,000 $395,684 $1,732 2.78%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 276 $96,840,000 $350,870 $2,485 2.85%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 258 $90,220,000 $349,690 $2,947 2.74%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 250 $84,150,000 $336,600 $2,839 2.80%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 238 $76,400,000 $321,008 $1,435 2.73%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 184 $69,870,000 $379,728 $2,047 2.65%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 165 $61,205,000 $370,939 $2,934 2.84%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 174 $57,630,000 $331,207 $2,055 2.74%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 152 $53,510,000 $352,039 $1,457 2.74%
    SALT LAKE CITY, UT (FHA|USDA|VA) 129 $50,305,000 $389,961 $2,251 2.78%
    RALEIGH-CARY, NC (FHA|USDA|VA) 146 $49,540,000 $339,315 $1,339 2.72%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 108 $49,190,000 $455,463 $1,908 2.65%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 128 $48,500,000 $378,906 $1,428 2.78%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 99 $44,885,000 $453,384 $1,385 2.69%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 120 $40,920,000 $341,000 $2,488 2.87%
    Outside of Metro Areas 125 $39,935,000 $319,480 $2,736 2.81%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 116 $39,550,000 $340,948 $2,157 2.81%
    FRESNO, CA (FHA|USDA|VA) 106 $34,670,000 $327,075 $1,722 2.80%
    STOCKTON, CA (FHA|USDA|VA) 86 $33,920,000 $394,419 $1,793 2.79%
    JACKSONVILLE, FL (FHA|USDA|VA) 74 $26,140,000 $353,243 $2,513 2.79%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 73 $25,455,000 $348,699 $2,945 2.71%
    RICHMOND, VA (FHA|USDA|VA) 69 $24,755,000 $358,768 $1,849 2.69%
    PROVO-OREM, UT (FHA|USDA|VA) 60 $24,370,000 $406,167 $2,294 2.81%
    VALLEJO, CA (FHA|USDA|VA) 60 $23,420,000 $390,333 $2,549 2.84%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 55 $23,085,000 $419,727 $1,938 2.81%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 68 $22,950,000 $337,500 $3,616 2.65%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 72 $22,890,000 $317,917 $1,503 2.72%
    BOISE CITY, ID (FHA|USDA|VA) 65 $22,745,000 $349,923 $3,401 2.78%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 61 $22,175,000 $363,525 $1,923 2.81%
    TUCSON, AZ (FHA|USDA|VA) 72 $21,650,000 $300,694 $1,994 2.79%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 58 $20,800,000 $358,621 $1,610 2.80%
    ALBUQUERQUE, NM (FHA|USDA|VA) 66 $20,680,000 $313,333 $2,717 2.73%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 57 $19,145,000 $335,877 $1,331 2.78%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 39 $18,435,000 $472,692 $3,257 2.62%
    BEND, OR (FHA|USDA|VA) 48 $18,230,000 $379,792 $3,135 2.75%
    MODESTO, CA (FHA|USDA|VA) 54 $16,680,000 $308,889 $2,032 2.78%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 46 $16,500,000 $358,696 $1,954 2.73%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 55 $16,455,000 $299,182 $1,229 2.91%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 44 $15,270,000 $347,045 $2,988 2.67%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 44 $15,230,000 $346,136 $1,246 2.75%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 40 $15,070,000 $376,750 $1,827 2.66%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 34 $15,050,000 $442,647 $1,613 2.70%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 35 $14,695,000 $419,857 $1,691 2.80%
    PITTSBURGH, PA (FHA|USDA|VA) 44 $14,270,000 $324,318 $3,433 2.77%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 32 $14,000,000 $437,500 $3,017 2.71%
    FORT COLLINS, CO (FHA|USDA|VA) 36 $12,510,000 $347,500 $1,808 2.83%
    SALINAS, CA (FHA|USDA|VA) 26 $12,510,000 $481,154 $2,060 2.51%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 34 $12,420,000 $365,294 $1,221 2.70%
    BAKERSFIELD, CA (FHA|USDA|VA) 38 $11,960,000 $314,737 $1,794 2.87%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 38 $11,730,000 $308,684 $2,912 2.96%
    SALEM, OR (FHA|USDA|VA) 33 $11,365,000 $344,394 $3,247 2.72%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 34 $11,350,000 $333,824 $2,235 2.74%
    KNOXVILLE, TN (FHA|USDA|VA) 29 $10,505,000 $362,241 $2,777 2.70%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 24 $10,310,000 $429,583 $1,772 2.64%
    ANCHORAGE, AK (FHA|USDA|VA) 28 $10,170,000 $363,214 $1,784 2.69%
    BOULDER, CO (FHA|USDA|VA) 26 $10,010,000 $385,000 $1,659 2.66%
    URBAN HONOLULU, HI (FHA|USDA|VA) 21 $9,805,000 $466,905 $3,424 2.71%
    GREELEY, CO (FHA|USDA|VA) 25 $9,585,000 $383,400 $2,116 2.79%
    COLUMBUS, OH (FHA|USDA|VA) 25 $9,135,000 $365,400 $2,035 2.68%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 30 $9,130,000 $304,333 $1,883 2.71%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 25 $9,035,000 $361,400 $1,208 2.59%
    VISALIA, CA (FHA|USDA|VA) 29 $8,835,000 $304,655 $2,369 2.89%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 26 $8,540,000 $328,462 $1,935 2.72%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 22 $8,540,000 $388,182 $2,582 2.79%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 26 $8,510,000 $327,308 $3,120 2.62%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 29 $8,455,000 $291,552 $2,224 2.70%
    BELLINGHAM, WA (FHA|USDA|VA) 24 $8,030,000 $334,583 $1,081 2.85%
    NAPA, CA (FHA|USDA|VA) 18 $7,830,000 $435,000 $1,555 2.67%
    Heber, UT (FHA|USDA|VA) 15 $7,675,000 $511,667 $1,808 2.72%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 22 $7,660,000 $348,182 $1,411 2.54%
    ST. GEORGE, UT (FHA|USDA|VA) 20 $7,330,000 $366,500 $1,779 2.95%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 19 $6,975,000 $367,105 $1,278 2.76%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 21 $6,975,000 $332,143 $2,186 2.72%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 19 $6,695,000 $352,368 $1,604 2.86%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 18 $6,660,000 $370,000 $1,774 2.73%
    WILMINGTON, NC (FHA|USDA|VA) 19 $6,595,000 $347,105 $1,750 2.76%
    CHICO, CA (FHA|USDA|VA) 19 $6,585,000 $346,579 $1,429 2.72%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 21 $6,535,000 $311,190 $1,853 2.78%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 19 $6,535,000 $343,947 $2,480 2.74%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 23 $6,405,000 $278,478 $2,957 2.59%
    WINCHESTER, VA-WV (FHA|USDA|VA) 19 $6,325,000 $332,895 $2,621 2.69%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 14 $6,160,000 $440,000 $1,359 2.82%
    Outside of Metro Areas 17 $6,105,000 $359,118 $3,890 2.89%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 19 $6,045,000 $318,158 $1,456 2.73%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 17 $5,815,000 $342,059 $5,382 2.76%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 20 $5,750,000 $287,500 $1,321 3.00%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 18 $5,650,000 $313,889 $2,260 2.84%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 12 $5,360,000 $446,667 $4,550 2.56%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 18 $5,340,000 $296,667 $1,834 2.68%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 17 $5,255,000 $309,118 $1,565 2.90%
    COLUMBIA, SC (FHA|USDA|VA) 16 $5,050,000 $315,625 $2,795 2.73%
    ANN ARBOR, MI (FHA|USDA|VA) 15 $4,965,000 $331,000 $1,583 2.79%
    HUNTSVILLE, AL (FHA|USDA|VA) 19 $4,885,000 $257,105 $1,477 2.90%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 17 $4,875,000 $286,765 $876 2.67%
    Oak Harbor, WA (FHA|USDA|VA) 14 $4,780,000 $341,429 $1,514 2.78%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 14 $4,570,000 $326,429 $1,500 2.68%
    Hilo, HI (FHA|USDA|VA) 10 $4,280,000 $428,000 $2,578 2.71%
    ASHEVILLE, NC (FHA|USDA|VA) 12 $4,280,000 $356,667 $2,708 2.88%
    MADISON, WI (FHA|USDA|VA) 12 $4,100,000 $341,667 $1,627 2.59%
    Eureka-Arcata, CA (FHA|USDA|VA) 11 $4,015,000 $365,000 $993 2.84%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 10 $4,000,000 $400,000 $4,944 2.76%
    MERCED, CA (FHA|USDA|VA) 13 $3,935,000 $302,692 $2,279 2.96%
    WENATCHEE, WA (FHA|USDA|VA) 12 $3,910,000 $325,833 $2,529 2.74%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 11 $3,895,000 $354,091 $984 2.81%
    MEDFORD, OR (FHA|USDA|VA) 14 $3,790,000 $270,714 $2,191 2.84%
    FLAGSTAFF, AZ (FHA|USDA|VA) 9 $3,775,000 $419,444 $1,203 2.57%
    WINSTON-SALEM, NC (FHA|USDA|VA) 14 $3,760,000 $268,571 $1,576 2.72%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $3,625,000 $329,545 $3,156 2.95%
    CORVALLIS, OR (FHA|USDA|VA) 11 $3,505,000 $318,636 $2,078 2.53%
    TULSA, OK (FHA|USDA|VA) 11 $3,485,000 $316,818 $2,429 2.59%
    Port Angeles, WA (FHA|USDA|VA) 11 $3,465,000 $315,000 $1,685 2.84%
    LANCASTER, PA (FHA|USDA|VA) 9 $3,335,000 $370,556 $5,206 2.74%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 9 $3,295,000 $366,111 $1,360 2.61%
    LONGVIEW, WA (FHA|USDA|VA) 10 $3,290,000 $329,000 $983 3.04%
    SPARTANBURG, SC (FHA|USDA|VA) 8 $3,270,000 $408,750 $1,764 2.67%
    SPRINGFIELD, MA (FHA|USDA|VA) 11 $3,215,000 $292,273 $1,941 2.74%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 10 $3,130,000 $313,000 $1,290 2.86%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 7 $3,085,000 $440,714 $1,810 2.61%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $3,015,000 $335,000 $3,605 2.69%
    REDDING, CA (FHA|USDA|VA) 8 $2,980,000 $372,500 $961 2.89%
    MADERA, CA (FHA|USDA|VA) 9 $2,955,000 $328,333 $1,255 2.72%
    WORCESTER, MA-CT (FHA|USDA|VA) 7 $2,945,000 $420,714 $1,867 2.57%
    TALLAHASSEE, FL (FHA|USDA|VA) 9 $2,865,000 $318,333 $1,899 2.74%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 7 $2,845,000 $406,429 $2,858 2.66%
    Edwards, CO (FHA|USDA|VA) 7 $2,735,000 $390,714 $1,409 2.71%
    SANTA FE, NM (FHA|USDA|VA) 7 $2,615,000 $373,571 $2,670 2.96%
    Breckenridge, CO (FHA|USDA|VA) 6 $2,590,000 $431,667 $1,851 2.77%
    BATON ROUGE, LA (FHA|USDA|VA) 9 $2,555,000 $283,889 $1,711 2.64%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 8 $2,500,000 $312,500 $2,893 2.63%
    Sonora, CA (FHA|USDA|VA) 9 $2,485,000 $276,111 $2,154 2.79%
    Shelton, WA (FHA|USDA|VA) 7 $2,485,000 $355,000 $2,658 2.73%
    AKRON, OH (FHA|USDA|VA) 7 $2,455,000 $350,714 $973 2.46%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $2,420,000 $302,500 $3,236 2.62%
    Durango, CO (FHA|USDA|VA) 4 $2,260,000 $565,000 $3,400 2.63%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,210,000 $552,500 $3,463 2.78%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $2,170,000 $361,667 $1,041 2.62%
    YUBA CITY, CA (FHA|USDA|VA) 8 $2,120,000 $265,000 $2,918 2.84%
    TOLEDO, OH (FHA|USDA|VA) 8 $2,120,000 $265,000 $2,957 2.89%
    OCALA, FL (FHA|USDA|VA) 7 $2,115,000 $302,143 $2,245 2.91%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $2,105,000 $300,714 $2,372 3.04%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 9 $2,095,000 $232,778 $1,154 2.69%
    SALISBURY, MD-DE (FHA|USDA|VA) 5 $2,085,000 $417,000 $2,557 2.73%
    EL PASO, TX (FHA|USDA|VA) 8 $2,080,000 $260,000 $3,246 2.61%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $2,020,000 $252,500 $2,157 2.50%
    PANAMA CITY, FL (FHA|USDA|VA) 7 $2,015,000 $287,857 $2,499 2.95%
    THE VILLAGES, FL (FHA|USDA|VA) 7 $1,965,000 $280,714 $2,327 2.80%
    ROCHESTER, MN (FHA|USDA|VA) 7 $1,955,000 $279,286 $1,311 2.76%
    Show Low, AZ (FHA|USDA|VA) 6 $1,950,000 $325,000 $1,906 2.92%
    Centralia, WA (FHA|USDA|VA) 5 $1,925,000 $385,000 $1,609 2.50%
    STATE COLLEGE, PA (FHA|USDA|VA) 6 $1,910,000 $318,333 $3,828 2.87%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 8 $1,840,000 $230,000 $2,941 3.03%
    Roseburg, OR (FHA|USDA|VA) 6 $1,770,000 $295,000 $2,162 3.13%
    Bozeman, MT (FHA|USDA|VA) 4 $1,760,000 $440,000 $2,680 2.63%
    WALLA WALLA, WA (FHA|USDA|VA) 6 $1,700,000 $283,333 $2,311 2.73%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $1,675,000 $335,000 $3,467 2.73%
    Georgetown, SC (FHA|USDA|VA) 5 $1,665,000 $333,000 $1,927 2.73%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $1,640,000 $273,333 $1,120 2.73%
    LEWISTON, ID-WA (FHA|USDA|VA) 6 $1,580,000 $263,333 $3,094 2.83%
    ROANOKE, VA (FHA|USDA|VA) 5 $1,545,000 $309,000 $1,512 2.42%
    MONTGOMERY, AL (FHA|USDA|VA) 5 $1,535,000 $307,000 $1,061 2.75%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $1,515,000 $303,000 $3,288 3.12%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,500,000 $250,000 $2,877 2.98%
    YAKIMA, WA (FHA|USDA|VA) 6 $1,470,000 $245,000 $2,775 2.64%
    Ellensburg, WA (FHA|USDA|VA) 4 $1,470,000 $367,500 $889 2.69%
    Sevierville, TN (FHA|USDA|VA) 4 $1,470,000 $367,500 $2,802 2.65%
    Traverse City, MI (FHA|USDA|VA) 3 $1,465,000 $488,333 $514 2.38%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,435,000 $287,000 $2,444 2.50%
    Brainerd, MN (FHA|USDA|VA) 5 $1,395,000 $279,000 $1,784 3.10%
    OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,380,000 $345,000 $1,698 2.65%
    LUBBOCK, TX (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,303 3.07%
    GRANTS PASS, OR (FHA|USDA|VA) 5 $1,365,000 $273,000 $4,974 2.72%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $1,365,000 $273,000 $2,788 2.95%
    JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,355,000 $271,000 $2,591 3.18%
    FAYETTEVILLE, NC (FHA|USDA|VA) 6 $1,330,000 $221,667 $3,473 3.00%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,325,000 $265,000 $2,116 2.65%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,325,000 $265,000 $2,595 3.02%
    Key West, FL (FHA|USDA|VA) 3 $1,265,000 $421,667 $5,209 2.96%
    Los Alamos, NM (FHA|USDA|VA) 3 $1,255,000 $418,333 $2,591 2.63%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,230,000 $307,500 $2,288 2.87%
    ROCKY MOUNT, NC (FHA|USDA|VA) 3 $1,205,000 $401,667 $953 2.96%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $1,195,000 $239,000 $1,680 2.75%
    Ontario, OR-ID (FHA|USDA|VA) 3 $1,195,000 $398,333 $2,859 2.88%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $1,190,000 $297,500 $1,079 2.75%
    Crossville, TN (FHA|USDA|VA) 3 $1,185,000 $395,000 $6,300 2.75%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $1,165,000 $388,333 $2,662 2.75%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $1,150,000 $287,500 $932 2.66%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $1,130,000 $282,500 $1,920 2.81%
    GRAND JUNCTION, CO (FHA|USDA|VA) 3 $1,125,000 $375,000 $3,462 2.83%
    LEBANON, PA (FHA|USDA|VA) 4 $1,110,000 $277,500 $2,527 2.72%
    POCATELLO, ID (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,082 2.78%
    PUNTA GORDA, FL (FHA|USDA|VA) 3 $1,105,000 $368,333 $1,882 2.96%
    TYLER, TX (FHA|USDA|VA) 4 $1,090,000 $272,500 $2,728 3.22%
    HARRISONBURG, VA (FHA|USDA|VA) 5 $1,035,000 $207,000 $1,907 2.70%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $1,030,000 $257,500 $1,932 2.68%
    GAINESVILLE, FL (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,520 2.83%
    BLOOMINGTON, IN (FHA|USDA|VA) 3 $1,005,000 $335,000 $1,293 2.79%
    FORT WAYNE, IN (FHA|USDA|VA) 4 $990,000 $247,500 $3,258 2.88%
    READING, PA (FHA|USDA|VA) 3 $985,000 $328,333 $2,090 2.67%
    Sandpoint, ID (FHA|USDA|VA) 4 $980,000 $245,000 $2,925 3.00%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $945,000 $315,000 $3,829 2.58%
    Montrose, CO (FHA|USDA|VA) 3 $935,000 $311,667 $1,102 2.67%
    LINCOLN, NE (FHA|USDA|VA) 4 $930,000 $232,500 $2,052 3.16%
    STAUNTON, VA (FHA|USDA|VA) 4 $920,000 $230,000 $753 2.69%
    Prineville, OR (FHA|USDA|VA) 2 $910,000 $455,000 $3,600 2.56%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $910,000 $455,000 $528 2.81%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $905,000 $301,667 $920 2.75%
    CLEVELAND, TN (FHA|USDA|VA) 2 $870,000 $435,000 $3,982 2.81%
    IDAHO FALLS, ID (FHA|USDA|VA) 2 $870,000 $435,000 $4,976 3.38%
    Hood River, OR (FHA|USDA|VA) 2 $870,000 $435,000 $3,432 2.56%
    MISSOULA, MT (FHA|USDA|VA) 3 $865,000 $288,333 $2,626 3.04%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $860,000 $430,000 $3,571 3.00%
    Glenwood Springs, CO (FHA|USDA|VA) 3 $855,000 $285,000 $1,369 2.79%
    MIDLAND, TX (FHA|USDA|VA) 3 $845,000 $281,667 $2,822 2.96%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $835,000 $278,333 $1,018 2.66%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $820,000 $205,000 $2,694 2.81%
    Rockport, TX (FHA|USDA|VA) 2 $800,000 $400,000 $3,895 2.56%
    WICHITA, KS (FHA|USDA|VA) 4 $790,000 $197,500 $2,332 3.37%
    Newport, OR (FHA|USDA|VA) 2 $790,000 $395,000 $12,508 2.50%
    Crescent City, CA (FHA|USDA|VA) 3 $785,000 $261,667 $2,494 2.63%
    EL CENTRO, CA (FHA|USDA|VA) 4 $770,000 $192,500 $2,714 2.90%
    DULUTH, MN-WI (FHA|USDA|VA) 2 $770,000 $385,000 $201 2.63%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $770,000 $385,000 $2,983 2.75%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $765,000 $255,000 $3,509 2.62%
    Kapaa, HI (FHA|USDA|VA) 1 $755,000 $755,000 $105 2.25%
    LAS CRUCES, NM (FHA|USDA|VA) 2 $740,000 $370,000 $2,037 2.88%
    Whitewater, WI (FHA|USDA|VA) 3 $735,000 $245,000 $1,100 2.92%
    Torrington, CT (FHA|USDA|VA) 2 $730,000 $365,000 $2,073 2.19%
    SPRINGFIELD, OH (FHA|USDA|VA) 2 $730,000 $365,000 $1,231 2.25%
    ROCKFORD, IL (FHA|USDA|VA) 3 $725,000 $241,667 $1,237 2.83%
    Steamboat Springs, CO (FHA|USDA|VA) 2 $720,000 $360,000 $4,247 2.56%
    Boone, NC (FHA|USDA|VA) 2 $710,000 $355,000 $1,178 2.50%
    Morehead City, NC (FHA|USDA|VA) 2 $710,000 $355,000 $6,264 2.56%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $710,000 $355,000 $4,134 2.75%
    Aberdeen, WA (FHA|USDA|VA) 3 $705,000 $235,000 $1,674 3.08%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $705,000 $235,000 $3,251 2.75%
    PEORIA, IL (FHA|USDA|VA) 3 $705,000 $235,000 $1,213 2.71%
    GREENVILLE, NC (FHA|USDA|VA) 2 $680,000 $340,000 $771 2.13%
    Kerrville, TX (FHA|USDA|VA) 2 $680,000 $340,000 $3,572 3.00%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $680,000 $340,000 $1,899 2.50%
    Cookeville, TN (FHA|USDA|VA) 3 $665,000 $221,667 $5,647 2.88%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $660,000 $330,000 $9,956 2.87%
    Palatka, FL (FHA|USDA|VA) 1 $655,000 $655,000 $3,553 2.25%
    JOHNSON CITY, TN (FHA|USDA|VA) 2 $650,000 $325,000 $3,803 2.99%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $650,000 $325,000 $374 2.62%
    Ukiah, CA (FHA|USDA|VA) 2 $640,000 $320,000 $1,371 2.69%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $630,000 $315,000 $1,679 2.62%
    TWIN FALLS, ID (FHA|USDA|VA) 2 $620,000 $310,000 $4,242 2.87%
    IOWA CITY, IA (FHA|USDA|VA) 1 $615,000 $615,000 $1,813 2.25%
    CHEYENNE, WY (FHA|USDA|VA) 2 $610,000 $305,000 $2,024 2.75%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $610,000 $305,000 $2,493 2.19%
    Roswell, NM (FHA|USDA|VA) 2 $600,000 $300,000 $1,397 2.88%
    Grand Rapids, MN (FHA|USDA|VA) 2 $600,000 $300,000 $2,374 2.81%
    Blackfoot, ID (FHA|USDA|VA) 2 $590,000 $295,000 $1,931 3.44%
    WICHITA FALLS, TX (FHA|USDA|VA) 2 $590,000 $295,000 $3,629 2.75%
    Moses Lake, WA (FHA|USDA|VA) 3 $585,000 $195,000 $1,596 2.87%
    LOGAN, UT-ID (FHA|USDA|VA) 2 $560,000 $280,000 $7,792 2.44%
    Kalispell, MT (FHA|USDA|VA) 1 $545,000 $545,000 $2,920 3.75%
    COLUMBUS, IN (FHA|USDA|VA) 1 $545,000 $545,000 $1,971 2.99%
    Astoria, OR (FHA|USDA|VA) 2 $540,000 $270,000 $1,684 3.00%
    Columbus, MS (FHA|USDA|VA) 2 $530,000 $265,000 $5,888 2.56%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $525,000 $525,000 $1,260 2.13%
    FARGO, ND-MN (FHA|USDA|VA) 1 $515,000 $515,000 $500 2.75%
    Seneca, SC (FHA|USDA|VA) 1 $515,000 $515,000 $1,173 2.38%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $505,000 $505,000 $625 3.25%
    Salem, OH (FHA|USDA|VA) 2 $500,000 $250,000 $865 3.25%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $500,000 $250,000 $1,087 2.81%
    Brookings, OR (FHA|USDA|VA) 1 $485,000 $485,000 $2,380 2.88%
    Concord, NH (FHA|USDA|VA) 1 $485,000 $485,000 $4,322 2.25%
    Pottsville, PA (FHA|USDA|VA) 2 $480,000 $240,000 $5,514 2.81%
    LAKE CHARLES, LA (FHA|USDA|VA) 1 $465,000 $465,000 $0 2.63%
    WACO, TX (FHA|USDA|VA) 2 $460,000 $230,000 $1,058 2.81%
    Rexburg, ID (FHA|USDA|VA) 1 $455,000 $455,000 $9,950 2.75%
    Athens, TX (FHA|USDA|VA) 2 $450,000 $225,000 $1,880 2.81%
    Easton, MD (FHA|USDA|VA) 1 $445,000 $445,000 $1,376 2.63%
    Laconia, NH (FHA|USDA|VA) 3 $445,000 $148,333 $2,577 3.58%
    Fredericksburg, TX (FHA|USDA|VA) 1 $445,000 $445,000 $5,042 2.88%
    Clearlake, CA (FHA|USDA|VA) 2 $440,000 $220,000 $1,780 3.06%
    PITTSFIELD, MA (FHA|USDA|VA) 2 $440,000 $220,000 $1,614 2.75%
    Winfield, KS (FHA|USDA|VA) 1 $435,000 $435,000 $1,308 2.50%
    NEW BERN, NC (FHA|USDA|VA) 1 $425,000 $425,000 $5,400 2.50%
    Cullowhee, NC (FHA|USDA|VA) 1 $425,000 $425,000 $1,632 3.25%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $415,000 $415,000 $983 2.88%
    Moscow, ID (FHA|USDA|VA) 1 $415,000 $415,000 $3,127 2.50%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $395,000 $395,000 $2,439 2.88%
    Payson, AZ (FHA|USDA|VA) 2 $390,000 $195,000 $869 2.88%
    Gainesville, TX (FHA|USDA|VA) 1 $385,000 $385,000 $840 2.75%
    FAIRBANKS, AK (FHA|USDA|VA) 2 $380,000 $190,000 $2,188 2.93%
    Angola, IN (FHA|USDA|VA) 2 $370,000 $185,000 $1,104 3.06%
    Danville, VA (FHA|USDA|VA) 1 $365,000 $365,000 $3,035 2.25%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $365,000 $365,000 $6,365 2.25%
    Portsmouth, OH (FHA|USDA|VA) 1 $365,000 $365,000 $14,148 3.13%
    Wilmington, OH (FHA|USDA|VA) 1 $365,000 $365,000 $1,915 2.50%
    Keene, NH (FHA|USDA|VA) 1 $365,000 $365,000 $1,823 2.75%
    FLINT, MI (FHA|USDA|VA) 1 $355,000 $355,000 $1,558 1.88%
    ABILENE, TX (FHA|USDA|VA) 1 $355,000 $355,000 $1,798 2.38%
    Coos Bay, OR (FHA|USDA|VA) 1 $355,000 $355,000 $1,654 2.63%
    Fairmont, WV (FHA|USDA|VA) 2 $350,000 $175,000 $3,164 3.19%
    Albemarle, NC (FHA|USDA|VA) 1 $345,000 $345,000 $8,666 2.75%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $335,000 $335,000 $1,349 2.75%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $330,000 $165,000 $1,637 3.06%
    Othello, WA (FHA|USDA|VA) 1 $325,000 $325,000 $3,986 3.13%
    Taos, NM (FHA|USDA|VA) 1 $325,000 $325,000 $1,950 2.63%
    Elizabeth City, NC (FHA|USDA|VA) 1 $325,000 $325,000 $14,250 2.88%
    Wooster, OH (FHA|USDA|VA) 1 $315,000 $315,000 $1,459 2.75%
    Findlay, OH (FHA|USDA|VA) 1 $305,000 $305,000 $1,664 2.75%
    Alexandria, MN (FHA|USDA|VA) 1 $305,000 $305,000 $5,214 2.63%
    RACINE, WI (FHA|USDA|VA) 1 $305,000 $305,000 $1,039 2.99%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $295,000 $295,000 $621 2.75%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $295,000 $295,000 $7,266 2.88%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $295,000 $295,000 $2,882 2.99%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $295,000 $295,000 $6,469 2.75%
    Richmond-Berea, KY (FHA|USDA|VA) 1 $295,000 $295,000 $1,351 2.63%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $295,000 $295,000 $543 2.25%
    AMARILLO, TX (FHA|USDA|VA) 2 $290,000 $145,000 $2,252 2.94%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $285,000 $285,000 $2,080 3.13%
    Butte-Silver Bow, MT (FHA|USDA|VA) 1 $285,000 $285,000 $2,609 3.25%
    London, KY (FHA|USDA|VA) 1 $285,000 $285,000 $3,798 3.38%
    Norfolk, NE (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.88%
    Mountain Home, ID (FHA|USDA|VA) 1 $275,000 $275,000 $2,876 2.00%
    FLORENCE, SC (FHA|USDA|VA) 1 $265,000 $265,000 $575 3.38%
    MONROE, LA (FHA|USDA|VA) 1 $265,000 $265,000 $336 2.75%
    Cedar City, UT (FHA|USDA|VA) 1 $265,000 $265,000 $11,460 2.38%
    Gallup, NM (FHA|USDA|VA) 1 $265,000 $265,000 $2,700 3.25%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $255,000 $255,000 $184 2.88%
    Nogales, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $828 3.13%
    ODESSA, TX (FHA|USDA|VA) 1 $245,000 $245,000 $1,202 2.88%
    Clewiston, FL (FHA|USDA|VA) 1 $245,000 $245,000 $862 2.88%
    New Castle, PA (FHA|USDA|VA) 1 $245,000 $245,000 $3,874 3.75%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $235,000 $235,000 $5,835 2.63%
    MOBILE, AL (FHA|USDA|VA) 1 $235,000 $235,000 $168 2.88%
    SUMTER, SC (FHA|USDA|VA) 1 $235,000 $235,000 $1,158 2.75%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $225,000 $225,000 $1,261 2.38%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $225,000 $225,000 $387 2.88%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $225,000 $225,000 $1,660 3.25%
    MONROE, MI (FHA|USDA|VA) 1 $225,000 $225,000 $784 2.88%
    McMinnville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $319 2.88%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,623 3.13%
    Hobbs, NM (FHA|USDA|VA) 1 $215,000 $215,000 $6,063 2.38%
    Susanville, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,020 2.38%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $205,000 $205,000 $942 2.87%
    Cadillac, MI (FHA|USDA|VA) 1 $205,000 $205,000 $1,968 2.99%
    Paris, TN (FHA|USDA|VA) 1 $195,000 $195,000 $1,726 3.25%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,748 2.75%
    BURLINGTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $1,578 2.13%
    PUEBLO, CO (FHA|USDA|VA) 1 $195,000 $195,000 $1,668 2.25%
    MANHATTAN, KS (FHA|USDA|VA) 1 $185,000 $185,000 $1,168 2.50%
    Rockingham, NC (FHA|USDA|VA) 1 $185,000 $185,000 $923 2.88%
    Somerset, KY (FHA|USDA|VA) 1 $185,000 $185,000 $1,564 2.99%
    APPLETON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,921 3.25%
    Burley, ID (FHA|USDA|VA) 1 $175,000 $175,000 $2,329 2.88%
    NILES, MI (FHA|USDA|VA) 1 $175,000 $175,000 $758 2.75%
    EspaƱola, NM (FHA|USDA|VA) 1 $175,000 $175,000 $2,192 2.13%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $175,000 $175,000 $2,461 3.00%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $175,000 $175,000 $1,129 2.13%
    Wauchula, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,696 2.75%
    Lake City, FL (FHA|USDA|VA) 1 $165,000 $165,000 $734 2.13%
    Helena, MT (FHA|USDA|VA) 1 $165,000 $165,000 $1,185 2.38%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $2,049 2.75%
    SAGINAW, MI (FHA|USDA|VA) 1 $155,000 $155,000 $853 3.00%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,547 2.99%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $145,000 $145,000 $1,962 3.13%
    Van Wert, OH (FHA|USDA|VA) 1 $145,000 $145,000 $1,811 3.63%
    Warsaw, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,154 3.00%
    Sandusky, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,171 3.25%
    Scottsboro, AL (FHA|USDA|VA) 1 $135,000 $135,000 $1,123 3.13%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $135,000 $135,000 $2,181 3.38%
    Albert Lea, MN (FHA|USDA|VA) 1 $125,000 $125,000 $8,337 2.25%
    Bartlesville, OK (FHA|USDA|VA) 1 $105,000 $105,000 $2,613 3.25%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,415 3.88%
    Clarksdale, MS (FHA|USDA|VA) 1 $75,000 $75,000 $1,071 2.63%
    Martinsville, VA (FHA|USDA|VA) 1 $65,000 $65,000 $3,529 3.63%
    Salina, KS (FHA|USDA|VA) 1 $55,000 $55,000 $1,603 3.38%

    Strong Home Mortgage 's top markets include Washington, Seattle, Los Angeles, San Francisco, and Phoenix among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against Strong Home Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Monterey Credit Union
    Similarity Rank: 63
    First Credit Union
    Similarity Rank: 180
    SAFE 1 CREDIT UNION
    Similarity Rank: 228
    SPOKANE FIREFIGHTERS CREDIT UNION
    Similarity Rank: 360
    AAXY L.L.C.
    Similarity Rank: 486
    ARIZONA CENTRAL
    Similarity Rank: 506
    ABNB Federal Credit Union
    Similarity Rank: 544
    Cedar Point Federal Credit Union
    Similarity Rank: 546
    PIMA Federal Credit Union
    Similarity Rank: 549
    Columbia Bank
    Similarity Rank: 572

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,995 $4,612,755,000 $384,556 $1,793 2.78%
    VA 928 $433,120,000 $466,724 $5,710 2.39%
    FHA 141 $48,305,000 $342,589 $7,115 2.63%

    For 2021, Strong Home Mortgage 's most frequently originated type of loan was Conventional, with 11,995 originations. Their 2nd most popular type was VA, with 928 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 5,908 $2,274,390,000 $384,968 $1,497 2.66%
    Cash Out Refi 4,703 $1,819,025,000 $386,780 $2,466 2.84%
    Home Purchase 2,428 $992,380,000 $408,723 $3,013 2.80%
    Home Improvement 25 $8,385,000 $335,400 $2,030 2.98%

    For 2021, Strong Home Mortgage 's most frequently cited loan purpose was Refi, with 5,908 originations. The 2nd most popular reason was Cash Out Refi, with 4,703 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,656 $3,874,390,000 $401,242 $2,294 2.88%
    15 Year 2,002 $719,830,000 $359,555 $1,771 2.31%
    20 Year 962 $354,520,000 $368,524 $1,527 2.63%
    10 Year 305 $93,705,000 $307,230 $1,455 2.13%
    Other 139 $51,735,000 $372,194 $1,448 2.70%

    For 2021, Strong Home Mortgage 's most frequently cited loan duration was 30 Year, with 9,656 originations. The 2nd most popular length was 15 Year, with 2,002 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 11,184 $4,368,770,000 $390,627
    $1k-2k 864 $312,170,000 $361,308
    $2k-3k 404 $149,010,000 $368,837
    $5k+ 278 $133,410,000 $479,892
    $3k-4k 217 $83,585,000 $385,184
    $4k-5k 117 $47,235,000 $403,718

    Strong Home Mortgage 's average total fees were $2,294, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 11,184 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 7,043 $2,791,235,000 $396,313
    <2.5% 3,791 $1,555,305,000 $410,262
    3-4% 2,183 $732,355,000 $335,481
    4-5% 45 $14,615,000 $324,778
    5-6% 2 $670,000 $335,000

    During 2021, Strong Home Mortgage 's average interest rate for loans was 2.88%, while their most frequently originated rate bucket for loans was 2.5-3%, with 7,043 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,426 $1,976,110,000 $307,518 $2,006 2.78%
    $400k-600k 4,657 $2,289,725,000 $491,674 $2,028 2.67%
    $100k-200k 1,018 $170,070,000 $167,063 $1,778 2.94%
    $600k-1MM 882 $623,180,000 $706,553 $3,813 2.75%
    $100,000 or less 56 $4,440,000 $79,286 $1,661 3.27%
    $1MM+ 25 $30,655,000 $1,226,200 $8,071 2.73%

    2021 saw Strong Home Mortgage place emphasis on $200k-400k loans with 6,426 originations, totaling $1,976,110,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 4,151 $1,598,565,000 $385,104 $2,108 2.76%
    $150k-250k 3,750 $1,673,390,000 $446,237 $2,080 2.71%
    $75k-100k 1,989 $658,235,000 $330,938 $2,144 2.81%
    $50k-75k 1,289 $360,105,000 $279,368 $2,143 2.87%
    $250k+ 1,151 $562,125,000 $488,380 $2,294 2.67%
    $50k or less 357 $82,185,000 $230,210 $2,087 2.92%

    Strong Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 4,151 originations. The second most popular income band? $150k-250k, with 3,750 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,428 $1,322,790,000 $385,878 $1,851 2.70%
    30-36% 2,537 $1,012,955,000 $399,273 $2,034 2.76%
    <20% 1,069 $375,495,000 $351,258 $1,552 2.67%
    44% 495 $193,425,000 $390,758 $2,278 2.89%
    43% 464 $180,030,000 $387,996 $2,431 2.86%
    37% 460 $181,190,000 $393,891 $2,096 2.78%
    41% 443 $172,705,000 $389,853 $2,376 2.81%
    42% 440 $175,250,000 $398,295 $2,619 2.86%
    40% 439 $169,455,000 $386,002 $2,441 2.85%
    36% 432 $171,850,000 $397,801 $2,127 2.79%
    38% 427 $169,865,000 $397,810 $2,158 2.80%
    39% 425 $168,745,000 $397,047 $2,236 2.79%
    45% 363 $138,835,000 $382,466 $2,248 2.82%
    49% 360 $141,180,000 $392,167 $2,701 2.80%
    47% 310 $122,980,000 $396,710 $2,555 2.82%
    46% 290 $112,900,000 $389,310 $2,206 2.79%
    48% 286 $113,480,000 $396,783 $2,582 2.74%
    50-60% 102 $44,150,000 $432,843 $6,903 2.60%
    >60% 2 $1,070,000 $535,000 $2,574 2.75%

    Strong Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 3,428 originations. The next most common DTI ratio? 30-36%, with 2,537 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,327 $2,793,065,000 $381,202 $2,180 2.76%
    Not provided 3,503 $1,386,945,000 $395,931 $2,022 2.75%
    Asian 1,664 $696,040,000 $418,293 $1,955 2.71%
    Black 390 $146,800,000 $376,410 $2,959 2.83%
    American Indian 104 $39,100,000 $375,962 $1,924 2.83%
    Asian Indian 32 $13,880,000 $433,750 $1,802 2.49%
    Native Hawaiian or Islander 29 $11,795,000 $406,724 $2,079 2.87%
    Filipino 5 $2,285,000 $457,000 $1,830 2.40%
    Chinese 4 $1,860,000 $465,000 $1,738 2.59%
    Other Asian 4 $1,370,000 $342,500 $2,327 2.81%
    Vietnamese 1 $725,000 $725,000 $1,066 2.63%
    Japanese 1 $315,000 $315,000 $319 2.13%

    Approval Rates

    Total approvals of all applications
    94.51%

    Strong Home Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    52.36%

    Strong Home Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 13,064 $5,094,180,000 $389,940

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    13,064 $5,094,180,000 $389,940

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,049 $329,055,000 $313,684 $1,745 2.65%
    40-60% 4,123 $1,581,055,000 $383,472 $1,525 2.66%
    60-80% 5,841 $2,326,325,000 $398,275 $2,096 2.84%
    80-100% 1,915 $809,235,000 $422,577 $3,358 2.75%
    Over 100% 55 $26,775,000 $486,818 $15,773 2.43%
    Under 20% 81 $21,735,000 $268,333 $1,851 2.71%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    SOUTHERN TRUST MORTGAGE LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%