Banksouth Mortgage Company Rates, Fees & Info

Greensboro, GA

LEI: 549300ZN5MIVRMVHJS09

Tax ID: 27-4370581

4.1 stars - out of 5 stars, based on 80 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Banksouth Mortgage Company is a small bank specializing in loans. Banksouth Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Savannah, Augusta, Athens, and Seneca among others. We have data for 101 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Banksouth Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Banksouth Mortgage Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.98% 12/4/22
    30 Year Conventional Refi 6.94% 12/4/22
    30 Year Cash-out Refi 7.10% 12/4/22
    30 Year FHA Purchase 7.49% 12/4/22
    30 Year FHA Refi 7.19% 12/4/22
    30 Year VA Purchase 6.58% 12/4/22
    30 Year VA Refi 6.19% 12/4/22
    30 Year USDA Purchase 6.97% 12/4/22
    30 Year USDA Refi 7.09% 12/4/22
    15 Year Conventional Purchase 5.97% 12/4/22
    15 Year Conventional Refi 6.09% 12/4/22
    15 Year Cash-out Refi 6.09% 12/4/22
    15 Year VA Purchase 6.79% 12/4/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    6,408

    Origination Dollar Volume (All Markets)

    $2,018,910,000
    Show all (8) awards

    Relative Rate

    Banksouth Mortgage Company's average 30 year fixed mortgage rate was 3.05%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.1%.

    Relative Fees (Closing Costs)

    Banksouth Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $5,937.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3,502 $1,202,210,000 $343,292 $5,626 3.03%
    SAVANNAH, GA (FHA|USDA|VA) 1,050 $284,800,000 $271,238 $6,304 2.95%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 548 $140,860,000 $257,044 $6,543 2.91%
    Outside of Metro Areas 386 $131,590,000 $340,907 $5,305 3.04%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 268 $70,190,000 $261,903 $5,446 3.05%
    Seneca, SC (FHA|USDA|VA) 75 $25,495,000 $339,933 $3,790 2.89%
    GAINESVILLE, GA (FHA|USDA|VA) 40 $13,530,000 $338,250 $4,588 2.88%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 46 $10,960,000 $238,261 $3,806 2.95%
    HINESVILLE, GA (FHA|USDA|VA) 49 $10,355,000 $211,327 $7,877 2.79%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 30 $10,110,000 $337,000 $5,149 2.97%
    Jefferson, GA (FHA|USDA|VA) 35 $8,685,000 $248,143 $5,284 2.94%
    Statesboro, GA (FHA|USDA|VA) 36 $7,630,000 $211,944 $5,654 3.14%
    JACKSONVILLE, FL (FHA|USDA|VA) 8 $5,920,000 $740,000 $8,273 3.14%
    BRUNSWICK, GA (FHA|USDA|VA) 13 $5,775,000 $444,231 $5,843 3.00%
    Milledgeville, GA (FHA|USDA|VA) 17 $5,555,000 $326,765 $5,347 3.13%
    DALTON, GA (FHA|USDA|VA) 29 $5,305,000 $182,931 $5,906 2.99%
    VALDOSTA, GA (FHA|USDA|VA) 25 $5,095,000 $203,800 $5,801 2.92%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $4,505,000 $901,000 $9,561 3.15%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 17 $4,445,000 $261,471 $7,892 3.21%
    Calhoun, GA (FHA|USDA|VA) 17 $3,695,000 $217,353 $6,483 2.92%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 11 $3,505,000 $318,636 $6,346 2.90%
    Cullowhee, NC (FHA|USDA|VA) 7 $3,505,000 $500,714 $7,815 3.00%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 7 $2,665,000 $380,714 $3,711 3.09%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $2,625,000 $375,000 $5,278 2.93%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 7 $2,585,000 $369,286 $5,232 2.91%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $2,575,000 $858,333 $13,145 3.25%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 10 $2,470,000 $247,000 $5,451 3.09%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $2,335,000 $259,444 $6,260 2.86%
    ROME, GA (FHA|USDA|VA) 7 $2,035,000 $290,714 $7,869 2.96%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $1,915,000 $383,000 $5,695 3.03%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,875,000 $375,000 $5,792 3.00%
    LaGrange, GA-AL (FHA|USDA|VA) 7 $1,765,000 $252,143 $4,297 3.11%
    TALLAHASSEE, FL (FHA|USDA|VA) 4 $1,690,000 $422,500 $4,676 2.72%
    COLUMBUS, GA-AL (FHA|USDA|VA) 9 $1,525,000 $169,444 $5,092 3.47%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,465,000 $293,000 $3,557 3.13%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $17,441 3.00%
    ASHEVILLE, NC (FHA|USDA|VA) 5 $1,365,000 $273,000 $4,294 3.25%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $1,110,000 $555,000 $6,885 3.31%
    Vidalia, GA (FHA|USDA|VA) 5 $1,065,000 $213,000 $4,863 3.08%
    PANAMA CITY, FL (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,077 3.06%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $935,000 $935,000 $16,534 2.75%
    RALEIGH-CARY, NC (FHA|USDA|VA) 2 $890,000 $445,000 $4,879 2.56%
    WARNER ROBINS, GA (FHA|USDA|VA) 6 $890,000 $148,333 $3,791 3.10%
    Thomasville, GA (FHA|USDA|VA) 4 $860,000 $215,000 $5,806 3.16%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $815,000 $271,667 $5,581 2.75%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $785,000 $261,667 $3,071 3.67%
    COLUMBIA, SC (FHA|USDA|VA) 5 $775,000 $155,000 $4,211 2.83%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $720,000 $360,000 $6,290 3.06%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $705,000 $705,000 $4,967 2.88%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $635,000 $211,667 $3,115 3.13%
    GREENVILLE, NC (FHA|USDA|VA) 1 $595,000 $595,000 $4,075 2.88%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $580,000 $290,000 $3,593 3.31%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $510,000 $255,000 $7,052 2.94%
    ANCHORAGE, AK (FHA|USDA|VA) 1 $475,000 $475,000 $7,134 3.00%
    OCALA, FL (FHA|USDA|VA) 2 $460,000 $230,000 $7,353 2.69%
    Cedartown, GA (FHA|USDA|VA) 3 $445,000 $148,333 $5,586 2.96%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $405,000 $405,000 $3,609 3.38%
    KNOXVILLE, TN (FHA|USDA|VA) 2 $400,000 $200,000 $5,757 3.25%
    SPARTANBURG, SC (FHA|USDA|VA) 2 $400,000 $200,000 $2,505 3.13%
    Sevierville, TN (FHA|USDA|VA) 1 $375,000 $375,000 $7,843 2.88%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $365,000 $365,000 $4,733 3.50%
    Cordele, GA (FHA|USDA|VA) 1 $365,000 $365,000 $9,254 3.25%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $365,000 $365,000 $4,852 3.38%
    BATON ROUGE, LA (FHA|USDA|VA) 1 $355,000 $355,000 $3,640 3.25%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $345,000 $345,000 $4,811 2.13%
    CLEVELAND, TN (FHA|USDA|VA) 2 $340,000 $170,000 $3,946 3.31%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $325,000 $325,000 $0 3.63%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $315,000 $315,000 $0 2.63%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,936 3.13%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $300,000 $150,000 $3,778 3.31%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $285,000 $285,000 $6,207 3.00%
    Toccoa, GA (FHA|USDA|VA) 1 $275,000 $275,000 $5,612 3.38%
    TULSA, OK (FHA|USDA|VA) 1 $275,000 $275,000 $4,134 3.25%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $255,000 $255,000 $3,689 2.25%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $245,000 $245,000 $4,832 2.88%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.88%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $235,000 $235,000 $3,537 3.38%
    Dublin, GA (FHA|USDA|VA) 1 $235,000 $235,000 $6,812 2.50%
    ALBANY, GA (FHA|USDA|VA) 3 $225,000 $75,000 $4,921 3.50%
    Newberry, SC (FHA|USDA|VA) 1 $225,000 $225,000 $5,114 2.38%
    Brevard, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,704 3.50%
    MIDLAND, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,986 3.13%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $215,000 $215,000 $1,264 2.75%
    Tifton, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,664 3.38%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $5,129 3.50%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $195,000 $195,000 $4,670 3.25%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $185,000 $185,000 $5,365 2.88%
    Jesup, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,727 2.88%
    Thomaston, GA (FHA|USDA|VA) 1 $185,000 $185,000 $8,365 3.63%
    Boone, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,588 3.25%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,243 3.13%
    Cornelia, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,076 2.50%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,225 2.63%
    Morehead City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $1,795 3.50%
    Douglas, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,566 2.88%
    Athens, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,996 3.63%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,159 2.63%
    FLORENCE, SC (FHA|USDA|VA) 1 $75,000 $75,000 $3,281 3.13%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.88%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $65,000 $65,000 $3,210 3.25%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.38%
    Banksouth Mortgage Company's top markets include Atlanta, Savannah, Augusta, Athens, and Seneca among others.

    Their top states include:
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against BANKSOUTH MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    DADE COUNTY FEDERAL CREDIT UNION
    Similarity Rank: 167
    GEOVISTA
    Similarity Rank: 236
    Emory Alliance Credit Union
    Similarity Rank: 305
    S. C. STATE FEDERAL CREDIT UNION
    Similarity Rank: 323
    Community First Bank, Inc.
    Similarity Rank: 672
    Credence Funding Corporation
    Similarity Rank: 707
    POWER FINANCIAL
    Similarity Rank: 768
    AMERICAN HOME MORTGAGE, INC.
    Similarity Rank: 1218
    FIRST CHOICE MORTGAGE, INC.
    Similarity Rank: 1395

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,787 $1,586,655,000 $331,451 $4,774 3.09%
    FHA 925 $224,285,000 $242,470 $9,107 2.78%
    VA 583 $184,655,000 $316,732 $7,938 2.69%
    USDA 113 $23,315,000 $206,327 $6,245 2.75%

    For 2021, Banksouth Mortgage Company's most frequently originated type of loan was Conventional, with 4,787 originations. Their 2nd most popular type was FHA, with 925 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,868 $1,524,580,000 $313,184 $6,182 3.00%
    Refi 996 $321,730,000 $323,022 $4,168 2.90%
    Cash Out Refi 488 $153,920,000 $315,410 $4,851 3.21%
    Other 37 $10,135,000 $273,919 $4,832 3.29%
    Home Improvement 19 $8,545,000 $449,737 $9,728 3.72%

    For 2021, Banksouth Mortgage Company's most frequently cited loan purpose was Home Purchase, with 4,868 originations. The 2nd most popular reason was Refi, with 996 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,755 $1,849,325,000 $321,342 $5,937 3.05%
    15 Year 492 $122,920,000 $249,837 $3,943 2.49%
    20 Year 91 $23,275,000 $255,769 $4,162 2.93%
    30+ year 31 $15,385,000 $496,290 $10,157 3.92%
    Other 27 $6,495,000 $240,556 $3,428 2.92%
    10 Year 12 $1,510,000 $125,833 $3,270 2.64%

    For 2021, Banksouth Mortgage Company's most frequently cited loan duration was 30 Year, with 5,755 originations. The 2nd most popular length was 15 Year, with 492 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,005 $995,475,000 $331,273
    $2k-3k 954 $248,580,000 $260,566
    $3k-4k 913 $246,715,000 $270,225
    $<1k 509 $164,215,000 $322,623
    $4k-5k 361 $122,835,000 $340,263
    $5k+ 300 $165,510,000 $551,700

    Banksouth Mortgage Company's average total fees were $5,937, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,005 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 2,749 $896,055,000 $325,957
    3-4% 2,611 $848,965,000 $325,149
    <2.5% 910 $244,850,000 $269,066
    4-5% 136 $28,390,000 $208,750
    5-6% 2 $650,000 $325,000

    During 2021, Banksouth Mortgage Company's average interest rate for loans was 3.05%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,749 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,448 $963,740,000 $279,507 $6,141 2.97%
    $100k-200k 1,390 $222,290,000 $159,921 $4,566 3.05%
    $400k-600k 1,098 $532,040,000 $484,554 $5,607 3.00%
    $600k-1MM 239 $178,025,000 $744,874 $7,012 3.08%
    $100,000 or less 157 $12,575,000 $80,096 $3,467 3.18%
    $1MM+ 76 $110,240,000 $1,450,526 $10,649 3.13%

    2021 saw Banksouth Mortgage Company place emphasis on $200k-400k loans with 3,448 originations, totaling $963,740,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,526 $352,360,000 $230,904 $6,111 2.95%
    $100k-150k 1,386 $454,190,000 $327,698 $5,620 3.03%
    $75k-100k 1,196 $328,500,000 $274,666 $5,967 3.01%
    $150k-250k 999 $413,975,000 $414,389 $5,367 3.06%
    $50k or less 675 $115,085,000 $170,496 $5,398 2.96%
    $250k+ 545 $329,685,000 $604,927 $6,196 3.11%

    Banksouth Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 1,526 originations. The second most popular income band? $100k-150k, with 1,386 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,293 $420,435,000 $325,162 $5,016 3.01%
    30-36% 1,197 $392,485,000 $327,891 $5,460 3.05%
    <20% 494 $158,080,000 $320,000 $4,576 2.91%
    50-60% 335 $89,625,000 $267,537 $8,978 2.74%
    43% 264 $74,370,000 $281,705 $6,004 3.06%
    42% 263 $91,375,000 $347,433 $6,225 3.04%
    38% 256 $82,960,000 $324,063 $5,975 3.09%
    44% 252 $70,690,000 $280,516 $5,842 3.06%
    41% 248 $78,420,000 $316,210 $5,620 3.08%
    39% 241 $74,515,000 $309,191 $5,956 3.06%
    40% 238 $74,310,000 $312,227 $5,793 3.00%
    37% 231 $83,735,000 $362,489 $5,876 3.11%
    36% 226 $75,000,000 $331,858 $5,964 3.04%
    46% 174 $49,870,000 $286,609 $6,468 2.95%
    45% 172 $49,600,000 $288,372 $6,156 3.02%
    49% 162 $45,360,000 $280,000 $6,575 2.94%
    48% 160 $47,540,000 $297,125 $6,299 3.03%
    47% 152 $44,860,000 $295,132 $6,643 2.96%
    >60% 3 $1,275,000 $425,000 $10,585 2.83%

    Banksouth Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 1,293 originations. The next most common DTI ratio? 30-36%, with 1,197 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,317 $1,391,045,000 $322,225 $5,401 3.02%
    Black 1,040 $288,510,000 $277,413 $7,124 2.95%
    Not provided 762 $241,620,000 $317,087 $6,006 3.00%
    Asian 216 $74,470,000 $344,769 $5,439 3.02%
    Asian Indian 34 $12,230,000 $359,706 $4,838 2.99%
    American Indian 20 $4,900,000 $245,000 $6,058 2.93%
    Native Hawaiian or Islander 4 $1,670,000 $417,500 $8,424 2.72%
    Other Asian 6 $1,440,000 $240,000 $7,715 3.17%
    Chinese 4 $1,380,000 $345,000 $4,023 3.06%
    Other Pacific Islander 2 $590,000 $295,000 $9,001 3.06%
    Korean 1 $465,000 $465,000 $3,512 3.13%
    Vietnamese 1 $315,000 $315,000 $0 4.38%
    Filipino 1 $275,000 $275,000 $8,775 3.00%

    Approval Rates

    Total approvals of all applications
    95.71%

    Banksouth Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    84.14%

    Banksouth Mortgage Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,408 $2,018,910,000 $315,061

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,408 $2,018,910,000 $315,061

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 207 $49,015,000 $236,787 $3,834 2.85%
    40-60% 581 $175,495,000 $302,057 $4,059 2.92%
    60-80% 1,982 $679,480,000 $342,825 $4,866 3.14%
    80-100% 3,417 $1,047,475,000 $306,548 $6,248 2.97%
    Over 100% 205 $64,985,000 $317,000 $11,969 2.68%
    Under 20% 16 $2,460,000 $153,750 $3,120 2.74%