Jmac Lending Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 5493009B17HXCVXTD608

Tax ID: 26-0707492

3.1 stars - out of 5 stars, based on 65 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Jmac Lending is a small mortgage company specializing in Refi, Home Purchase, and Cash Out Refi loans. Jmac Lending has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Los Angeles, San Francisco, Riverside, San Jose, and San Diego among others. Jmac Lending has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Jmac Lending is typically a high fee lendor.


Originations

4,287

Origination Dollar Volume (All Markets)

$2,066,985,000
Show all (6) awards

Relative Rate

Jmac Lending 's average 30 year fixed rate mortgage of loans were 3.11%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.04%.

Relative Fees

Jmac Lending 's average total fees for a 30 year fixed rate mortgage are $6,743.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,542 $809,500,000 $524,968 $6,753 2.98%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 446 $290,050,000 $650,336 $6,407 3.08%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 426 $163,410,000 $383,592 $5,747 3.05%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 221 $150,605,000 $681,471 $6,118 3.07%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 194 $122,840,000 $633,196 $8,823 3.09%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 194 $76,490,000 $394,278 $5,989 3.06%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 133 $38,785,000 $291,617 $6,872 3.22%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 97 $34,645,000 $357,165 $7,840 3.42%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 72 $32,890,000 $456,806 $4,845 2.89%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 78 $26,750,000 $342,949 $4,029 2.92%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 30 $18,170,000 $605,667 $7,702 3.05%
RENO, NV (FHA|USDA|VA) 43 $14,735,000 $342,674 $4,046 3.17%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 40 $14,400,000 $360,000 $4,097 3.10%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 38 $13,320,000 $350,526 $5,908 3.14%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 33 $13,225,000 $400,758 $4,517 2.94%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 54 $12,930,000 $239,444 $5,432 3.01%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 27 $12,845,000 $475,741 $5,594 3.01%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 17 $12,125,000 $713,235 $10,654 2.81%
VALLEJO, CA (FHA|USDA|VA) 32 $11,690,000 $365,313 $4,795 3.12%
FRESNO, CA (FHA|USDA|VA) 35 $11,405,000 $325,857 $5,632 3.35%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 17 $10,455,000 $615,000 $6,688 2.96%
STOCKTON, CA (FHA|USDA|VA) 25 $10,425,000 $417,000 $4,978 3.29%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 22 $9,540,000 $433,636 $7,996 3.10%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $9,095,000 $699,615 $9,800 2.88%
Outside of Metro Areas 23 $7,575,000 $329,348 $5,397 3.32%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 15 $6,615,000 $441,000 $7,561 3.01%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 22 $6,100,000 $277,273 $7,162 2.93%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 21 $5,535,000 $263,571 $6,771 3.40%
BAKERSFIELD, CA (FHA|USDA|VA) 19 $5,265,000 $277,105 $4,098 3.02%
SALEM, OR (FHA|USDA|VA) 20 $5,130,000 $256,500 $6,964 2.76%
SALT LAKE CITY, UT (FHA|USDA|VA) 8 $4,800,000 $600,000 $9,482 3.22%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 12 $4,330,000 $360,833 $7,516 2.93%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 10 $4,320,000 $432,000 $7,145 3.06%
SALINAS, CA (FHA|USDA|VA) 7 $3,895,000 $556,429 $9,430 2.96%
Truckee-Grass Valley, CA (FHA|USDA|VA) 6 $3,360,000 $560,000 $4,552 2.89%
BEND, OR (FHA|USDA|VA) 9 $3,305,000 $367,222 $5,018 3.12%
MODESTO, CA (FHA|USDA|VA) 8 $3,250,000 $406,250 $3,675 3.17%
MIDLAND, TX (FHA|USDA|VA) 11 $3,175,000 $288,636 $6,025 3.01%
BOULDER, CO (FHA|USDA|VA) 4 $3,170,000 $792,500 $6,555 2.92%
JACKSONVILLE, FL (FHA|USDA|VA) 14 $3,130,000 $223,571 $5,699 3.47%
NAPA, CA (FHA|USDA|VA) 5 $3,085,000 $617,000 $9,431 2.97%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 13 $2,685,000 $206,538 $4,305 3.09%
PORT ST. LUCIE, FL (FHA|USDA|VA) 10 $2,620,000 $262,000 $6,659 3.06%
MERCED, CA (FHA|USDA|VA) 10 $2,610,000 $261,000 $5,472 3.42%
GREELEY, CO (FHA|USDA|VA) 8 $2,590,000 $323,750 $7,062 2.83%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 10 $2,530,000 $253,000 $3,629 2.85%
OCALA, FL (FHA|USDA|VA) 14 $2,440,000 $174,286 $4,530 3.17%
Ellensburg, WA (FHA|USDA|VA) 2 $2,350,000 $1,175,000 $10,444 2.81%
Outside of Metro Areas 4 $2,250,000 $562,500 $8,473 3.09%
FORT COLLINS, CO (FHA|USDA|VA) 4 $2,040,000 $510,000 $9,638 3.27%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $1,730,000 $216,250 $6,004 3.03%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $1,665,000 $555,000 $7,308 2.67%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,520,000 $380,000 $6,089 2.84%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,515,000 $505,000 $9,678 3.08%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,455,000 $291,000 $6,861 3.17%
REDDING, CA (FHA|USDA|VA) 5 $1,395,000 $279,000 $5,157 3.31%
ODESSA, TX (FHA|USDA|VA) 6 $1,390,000 $231,667 $8,322 3.33%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $1,380,000 $172,500 $4,438 3.42%
VISALIA, CA (FHA|USDA|VA) 5 $1,245,000 $249,000 $3,586 3.05%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $1,225,000 $408,333 $5,840 3.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,215,000 $405,000 $3,896 3.00%
MEDFORD, OR (FHA|USDA|VA) 3 $1,195,000 $398,333 $4,292 2.88%
TUCSON, AZ (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,550 2.98%
Fernley, NV (FHA|USDA|VA) 4 $1,180,000 $295,000 $3,379 3.28%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $1,115,000 $371,667 $3,419 2.83%
Cullowhee, NC (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $19,953 4.50%
Ukiah, CA (FHA|USDA|VA) 2 $1,050,000 $525,000 $7,732 3.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $1,035,000 $1,035,000 $16,564 3.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,644 3.50%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $1,020,000 $255,000 $2,160 3.41%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $995,000 $331,667 $12,475 3.08%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $895,000 $298,333 $2,171 3.29%
YUBA CITY, CA (FHA|USDA|VA) 4 $850,000 $212,500 $4,328 3.41%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $805,000 $805,000 $12,829 3.63%
Glenwood Springs, CO (FHA|USDA|VA) 2 $740,000 $370,000 $0 4.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $705,000 $235,000 $3,957 2.91%
Fallon, NV (FHA|USDA|VA) 4 $700,000 $175,000 $4,111 3.37%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $695,000 $231,667 $4,285 3.08%
SANTA FE, NM (FHA|USDA|VA) 2 $670,000 $335,000 $3,851 3.44%
Sandpoint, ID (FHA|USDA|VA) 1 $625,000 $625,000 $7,639 3.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $545,000 $545,000 $13,900 2.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $545,000 $545,000 $7,645 3.25%
Sonora, CA (FHA|USDA|VA) 2 $500,000 $250,000 $4,968 2.56%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $495,000 $495,000 $10,869 2.00%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $485,000 $161,667 $4,835 3.04%
PITTSBURGH, PA (FHA|USDA|VA) 2 $480,000 $240,000 $8,494 3.38%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $475,000 $475,000 $3,218 2.25%
YAKIMA, WA (FHA|USDA|VA) 1 $465,000 $465,000 $5,210 2.73%
COLUMBUS, OH (FHA|USDA|VA) 3 $465,000 $155,000 $6,873 3.54%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $445,000 $445,000 $2,335 2.38%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $440,000 $220,000 $2,788 2.75%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $400,000 $200,000 $2,210 3.25%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $380,000 $190,000 $3,575 3.25%
MADERA, CA (FHA|USDA|VA) 1 $335,000 $335,000 $10,372 3.00%
Roseburg, OR (FHA|USDA|VA) 1 $335,000 $335,000 $6,989 3.00%
WILMINGTON, NC (FHA|USDA|VA) 1 $325,000 $325,000 $2,631 2.63%
Hood River, OR (FHA|USDA|VA) 1 $315,000 $315,000 $3,184 2.63%
GRANTS PASS, OR (FHA|USDA|VA) 1 $315,000 $315,000 $4,444 2.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $310,000 $155,000 $3,316 3.69%
PROVO-OREM, UT (FHA|USDA|VA) 1 $305,000 $305,000 $0 3.25%
BELLINGHAM, WA (FHA|USDA|VA) 1 $295,000 $295,000 $6,189 2.63%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $7,629 2.88%
Clearlake, CA (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.63%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $285,000 $285,000 $2,155 3.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $285,000 $285,000 $2,172 2.73%
WENATCHEE, WA (FHA|USDA|VA) 1 $285,000 $285,000 $2,139 2.13%
Centralia, WA (FHA|USDA|VA) 1 $285,000 $285,000 $3,229 2.50%
Oak Harbor, WA (FHA|USDA|VA) 1 $275,000 $275,000 $2,171 2.88%
Newport, OR (FHA|USDA|VA) 1 $275,000 $275,000 $9,920 2.38%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $275,000 $275,000 $3,998 2.88%
LUBBOCK, TX (FHA|USDA|VA) 2 $260,000 $130,000 $0 3.63%
Huntsville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $4,229 3.13%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $245,000 $245,000 $3,318 3.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $235,000 $235,000 $4,568 3.25%
GAINESVILLE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $2,582 2.99%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.63%
Athens, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,605 2.50%
CHICO, CA (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.37%
Montrose, CO (FHA|USDA|VA) 1 $195,000 $195,000 $3,113 3.21%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,371 2.75%
Ontario, OR-ID (FHA|USDA|VA) 1 $185,000 $185,000 $4,574 2.50%
Show Low, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $7,887 3.25%
Red Bluff, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.88%
GAINESVILLE, GA (FHA|USDA|VA) 1 $155,000 $155,000 $5,485 2.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $4,954 2.75%
Moses Lake, WA (FHA|USDA|VA) 1 $145,000 $145,000 $3,082 3.25%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,299 3.25%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.49%
Hereford, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,735 3.25%
EL CENTRO, CA (FHA|USDA|VA) 1 $125,000 $125,000 $2,326 2.88%
SAVANNAH, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,278 2.75%
Albert Lea, MN (FHA|USDA|VA) 1 $75,000 $75,000 $3,604 3.13%

Jmac Lending 's top markets include Los Angeles, San Francisco, Riverside, San Jose, and San Diego among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 4,166 $2,024,750,000 $486,018 $6,255 3.05%
FHA 101 $33,355,000 $330,248 $10,340 2.95%
VA 20 $8,880,000 $444,000 $9,644 2.58%

For the 2021 period, Jmac Lending 's most frequently originated loan type of loans were Conventional, with 4,166 originations. Their 2nd most popular type is FHA, with 101 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 1,718 $775,280,000 $451,269 $5,209 2.88%
Home Purchase 1,285 $725,665,000 $564,720 $8,871 3.15%
Cash Out Refi 1,283 $565,615,000 $440,853 $5,460 3.16%
Home Improvement 1 $425,000 $425,000 $3,835 2.75%

For the 2021, Jmac Lending 's most frequently cited loan purpose of loans were Refi, with 1,718 originations. The 2nd most popular reason of loans were Home Purchase, with 1,285 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 3,760 $1,887,900,000 $502,101 $6,743 3.11%
15 Year 340 $102,600,000 $301,765 $3,593 2.45%
20 Year 131 $42,105,000 $321,412 $3,356 2.78%
10 Year 19 $3,645,000 $191,842 $3,061 2.27%
30+ year 19 $24,645,000 $1,297,105 $16,473 3.65%
Other 18 $6,090,000 $338,333 $3,823 2.80%

For the 2021, Jmac Lending 's most frequently cited loan length of loans were 30 Year, with 3,760 originations. The 2nd most popular length of loans were 15 Year, with 340 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 1,467 $566,975,000 $386,486
$5k+ 795 $588,445,000 $740,182
$1k-2k 558 $297,540,000 $533,226
$3k-4k 329 $157,655,000 $479,195
$2k-3k 235 $106,435,000 $452,915

$6,743 of loans were Jmac Lending 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,467 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 2,035 $993,905,000 $488,405
3-4% 1,607 $816,965,000 $508,379
<2.5% 502 $187,170,000 $372,849
4-5% 136 $64,640,000 $475,294
5-6% 7 $4,305,000 $615,000

During 2021, Jmac Lending 's average interest rate of loans were 3.11%, while their most frequently originated rate bucket of loans were 2.5-3%, with 2,035 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 1,689 $511,575,000 $302,886 $4,449 2.99%
$400k-600k 1,197 $580,065,000 $484,599 $5,490 3.03%
$600k-1MM 615 $474,325,000 $771,260 $10,188 3.16%
$100k-200k 430 $69,080,000 $160,651 $3,652 3.08%
$1MM+ 326 $429,340,000 $1,316,994 $13,562 3.17%
$100,000 or less 30 $2,600,000 $86,667 $3,276 3.17%

2021 saw Jmac Lending place emphasis on $200k-400k loans with 1,689 originations, totaling $511,575,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,097 $453,345,000 $413,259 $5,416 3.00%
$150k-250k 979 $545,025,000 $556,716 $7,394 3.06%
$250k+ 650 $567,140,000 $872,523 $10,548 3.10%
$75k-100k 635 $223,885,000 $352,575 $5,108 2.93%
$50k-75k 580 $168,990,000 $291,362 $4,694 2.97%
$50k or less 346 $108,600,000 $313,873 $4,249 3.44%

Jmac Lending lent most frequently to those with incomes in the $100k-150k range, with 1,097 originations. The second most popular income band? $150k-250k, with 979 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
30-36% 805 $407,955,000 $506,776 $6,745 3.01%
20-30% 766 $361,780,000 $472,298 $5,597 2.93%
<20% 237 $110,205,000 $465,000 $5,987 2.92%
44% 224 $101,590,000 $453,527 $5,966 3.15%
49% 194 $85,650,000 $441,495 $7,171 3.03%
37% 181 $97,355,000 $537,873 $6,266 3.03%
42% 179 $100,465,000 $561,257 $7,583 3.11%
39% 173 $92,685,000 $535,751 $6,872 2.98%
38% 171 $89,945,000 $525,994 $6,893 3.00%
36% 170 $86,000,000 $505,882 $7,120 3.00%
40% 169 $77,685,000 $459,675 $5,542 3.07%
41% 164 $82,080,000 $500,488 $7,197 3.10%
43% 160 $76,320,000 $477,000 $6,776 3.10%
45% 148 $62,400,000 $421,622 $5,310 3.03%
48% 139 $54,965,000 $395,432 $5,298 3.03%
47% 131 $55,895,000 $426,679 $6,407 3.02%
46% 95 $40,315,000 $424,368 $5,175 3.02%
50-60% 46 $20,640,000 $448,696 $11,109 3.04%

Jmac Lending lent most frequently to those with DTI ratios of 30-36%, with 805 originations. The next most common DTI ratio? 20-30%, with 766 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,906 $905,930,000 $475,304 $6,912 3.06%
Asian 1,372 $679,870,000 $495,532 $5,093 2.99%
Not provided 802 $404,040,000 $503,791 $7,056 3.09%
Black 173 $62,595,000 $361,821 $6,376 3.20%
American Indian 20 $7,410,000 $370,500 $7,593 3.02%
Native Hawaiian 12 $4,890,000 $407,500 $7,467 3.10%
Other Asian 1 $1,265,000 $1,265,000 $9,808 3.38%
Chinese 1 $985,000 $985,000 $14,177 2.88%

Approval Rates

Total approvals of all applications
81.00%

Jmac Lending has a below average approval rate.

Pick Rate

Approvals leading to origination
70.46%

Jmac Lending has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 4,287 $2,066,985,000 $482,152

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
4,287 $2,066,985,000 $482,152

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 555 $178,635,000 $321,865 $3,833 2.86%
40-60% 1,199 $544,225,000 $453,899 $4,812 2.93%
60-80% 1,763 $957,805,000 $543,281 $7,205 3.17%
80-100% 719 $373,815,000 $519,910 $8,497 3.10%
Over 100% 3 $1,425,000 $475,000 $19,426 2.75%
Under 20% 48 $11,080,000 $230,833 $3,732 2.87%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
JMAC LENDING INCORPORATED Conventional home mortgage Closing on a mortgage 1 100.0%