Lima One Capital Mortgage Rates, Fees & Info
Atlanta, GALEI: 254900FBWEZ3YUPOBN33
Tax ID: 27-2056826
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Mortgage Data
Review & Overview
Lima One Capital is a small mortgage company specializing in Home Purchase loans. Lima One Capital has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, New York, Chicago, Los Angeles, and Philadelphia among others. We have data for 370 markets. (Some data included below & more in-depth data is available with an active subscription.)Lima One Capital has an above average approval rate when compared to the average across all lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 12/16/24 |
| 30 Year Conventional Refi | 6.27% | 12/16/24 |
| 30 Year Cash-out Refi | 6.27% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lima One Capital Mortgage Calculator
Your Estimates
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This is not an official calculator from Lima One Capital. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,930Origination Dollar Volume (All Markets)
$1,550,730,000Relative Rate
Lima One Capital's average 30 year fixed mortgage rate was
8.41%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 1.93%.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 147 | $102,685,000 | $698,537 | $0 | 10.27% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 105 | $90,975,000 | $866,429 | $0 | 10.87% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 292 | $78,750,000 | $269,692 | $0 | 10.38% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 27 | $63,075,000 | $2,336,111 | $0 | 10.17% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 198 | $40,700,000 | $205,556 | $0 | 9.87% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 55 | $38,485,000 | $699,727 | $0 | 10.27% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 50 | $38,480,000 | $769,600 | $0 | 9.77% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 99 | $36,395,000 | $367,626 | $0 | 10.42% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 49 | $31,795,000 | $648,878 | $0 | 10.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 68 | $29,030,000 | $426,912 | $0 | 9.58% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 87 | $28,595,000 | $328,678 | $0 | 9.62% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 26 | $26,630,000 | $1,024,231 | $0 | 9.69% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 52 | $26,000,000 | $500,000 | $0 | 9.77% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 23 | $22,125,000 | $961,957 | $0 | 10.30% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 25 | $20,845,000 | $833,800 | $0 | 10.18% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 117 | $20,695,000 | $176,880 | $0 | 10.31% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $20,040,000 | $1,113,333 | $0 | 10.45% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 127 | $19,875,000 | $156,496 | $0 | 9.46% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 73 | $19,775,000 | $270,890 | $0 | 9.37% |
| COLUMBIA, SC (FHA|USDA|VA) | 26 | $18,080,000 | $695,385 | $0 | 9.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 30 | $16,690,000 | $556,333 | $0 | 10.17% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 92 | $15,320,000 | $166,522 | $0 | 10.26% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 20 | $14,680,000 | $734,000 | $0 | 9.86% |
| PITTSBURGH, PA (FHA|USDA|VA) | 68 | $14,100,000 | $207,353 | $0 | 9.77% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 60 | $13,710,000 | $228,500 | $0 | 8.52% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 27 | $13,695,000 | $507,222 | $0 | 10.15% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $12,910,000 | $1,291,000 | $0 | 11.36% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $12,240,000 | $1,224,000 | $0 | 10.90% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 14 | $11,600,000 | $828,571 | $0 | 10.58% |
| Outside of Metro Areas | 53 | $11,405,000 | $215,189 | $0 | 10.09% |
| Seneca, SC (FHA|USDA|VA) | 3 | $11,275,000 | $3,758,333 | $0 | 11.02% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 16 | $10,970,000 | $685,625 | $0 | 9.68% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $10,635,000 | $3,545,000 | $0 | 11.12% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 49 | $10,175,000 | $207,653 | $0 | 10.22% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 53 | $9,795,000 | $184,811 | $0 | 9.37% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 38 | $9,760,000 | $256,842 | $0 | 8.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $9,710,000 | $2,427,500 | $0 | 11.08% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $9,615,000 | $1,923,000 | $0 | 9.02% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 18 | $9,490,000 | $527,222 | $0 | 9.44% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $9,480,000 | $1,185,000 | $0 | 9.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 11 | $9,135,000 | $830,455 | $0 | 10.97% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 43 | $9,025,000 | $209,884 | $0 | 9.96% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 26 | $8,780,000 | $337,692 | $0 | 10.81% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $8,760,000 | $4,380,000 | $0 | 10.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 63 | $8,425,000 | $133,730 | $0 | 9.82% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $7,995,000 | $1,142,143 | $0 | 10.16% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $7,785,000 | $1,557,000 | $0 | 9.08% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $7,660,000 | $1,276,667 | $0 | 9.78% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $7,605,000 | $2,535,000 | $0 | 9.33% |
| COLUMBUS, OH (FHA|USDA|VA) | 37 | $7,485,000 | $202,297 | $0 | 9.69% |
| KNOXVILLE, TN (FHA|USDA|VA) | 18 | $7,460,000 | $414,444 | $0 | 10.23% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $7,385,000 | $820,556 | $0 | 10.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 30 | $7,320,000 | $244,000 | $0 | 8.57% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $7,250,000 | $3,625,000 | $0 | 9.83% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 12 | $7,250,000 | $604,167 | $0 | 8.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 35 | $7,195,000 | $205,571 | $0 | 10.57% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 13 | $6,755,000 | $519,615 | $0 | 9.95% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $6,660,000 | $1,110,000 | $0 | 9.32% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 6 | $6,590,000 | $1,098,333 | $0 | 10.96% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 18 | $6,440,000 | $357,778 | $0 | 10.05% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 37 | $6,435,000 | $173,919 | $0 | 10.03% |
| OCALA, FL (FHA|USDA|VA) | 16 | $6,380,000 | $398,750 | $0 | 11.11% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 47 | $6,265,000 | $133,298 | $0 | 10.35% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 14 | $6,100,000 | $435,714 | $0 | 8.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 14 | $5,560,000 | $397,143 | $0 | 10.21% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 11 | $5,545,000 | $504,091 | $0 | 9.70% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $5,505,000 | $5,505,000 | $0 | 13.30% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 27 | $5,475,000 | $202,778 | $0 | 9.19% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $5,385,000 | $769,286 | $0 | 8.65% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $5,375,000 | $767,857 | $0 | 11.14% |
| Shelton, WA (FHA|USDA|VA) | 2 | $5,270,000 | $2,635,000 | $0 | 10.55% |
| SAVANNAH, GA (FHA|USDA|VA) | 19 | $5,075,000 | $267,105 | $0 | 9.84% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $5,005,000 | $5,005,000 | $0 | 9.30% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 24 | $4,890,000 | $203,750 | $0 | 10.19% |
| SYRACUSE, NY (FHA|USDA|VA) | 10 | $4,830,000 | $483,000 | $0 | 10.57% |
| RICHMOND, VA (FHA|USDA|VA) | 31 | $4,795,000 | $154,677 | $0 | 10.18% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 12 | $4,760,000 | $396,667 | $0 | 10.46% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 10 | $4,720,000 | $472,000 | $0 | 10.83% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 17 | $4,665,000 | $274,412 | $0 | 8.79% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 25 | $4,655,000 | $186,200 | $0 | 10.42% |
| JACKSON, MS (FHA|USDA|VA) | 18 | $4,440,000 | $246,667 | $0 | 9.26% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 22 | $4,410,000 | $200,455 | $0 | 9.33% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $4,395,000 | $879,000 | $0 | 10.47% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $4,240,000 | $2,120,000 | $0 | 8.35% |
| FLORENCE, SC (FHA|USDA|VA) | 9 | $4,165,000 | $462,778 | $0 | 10.45% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 10 | $4,150,000 | $415,000 | $0 | 10.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 13 | $4,145,000 | $318,846 | $0 | 10.56% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $4,050,000 | $2,025,000 | $0 | 11.68% |
| Heber, UT (FHA|USDA|VA) | 1 | $3,945,000 | $3,945,000 | $0 | 12.55% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $3,940,000 | $656,667 | $0 | 10.36% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $3,915,000 | $1,305,000 | $0 | 10.69% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 28 | $3,910,000 | $139,643 | $0 | 9.78% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $3,745,000 | $749,000 | $0 | 11.64% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 6 | $3,730,000 | $621,667 | $0 | 8.73% |
| AKRON, OH (FHA|USDA|VA) | 19 | $3,715,000 | $195,526 | $0 | 9.39% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 17 | $3,705,000 | $217,941 | $0 | 9.93% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $3,665,000 | $1,221,667 | $0 | 9.87% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $3,470,000 | $578,333 | $0 | 11.08% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $3,430,000 | $428,750 | $0 | 9.48% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $3,395,000 | $1,131,667 | $0 | 9.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 27 | $3,315,000 | $122,778 | $0 | 9.85% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $3,085,000 | $1,028,333 | $0 | 7.83% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $3,055,000 | $3,055,000 | $0 | 9.96% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $3,000,000 | $300,000 | $0 | 9.93% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $2,965,000 | $329,444 | $0 | 9.90% |
| MOBILE, AL (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $0 | 10.36% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 21 | $2,945,000 | $140,238 | $0 | 11.33% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $0 | 9.94% |
| Hilo, HI (FHA|USDA|VA) | 5 | $2,775,000 | $555,000 | $0 | 10.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 15 | $2,705,000 | $180,333 | $0 | 10.62% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 19 | $2,695,000 | $141,842 | $0 | 10.01% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $0 | 10.70% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $2,645,000 | $377,857 | $0 | 11.21% |
| Key West, FL (FHA|USDA|VA) | 1 | $2,595,000 | $2,595,000 | $0 | 10.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 11 | $2,475,000 | $225,000 | $0 | 10.16% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $2,475,000 | $2,475,000 | $0 | 8.60% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $0 | 9.70% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $0 | 10.98% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $2,375,000 | $2,375,000 | $0 | 10.74% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $2,355,000 | $336,429 | $0 | 10.26% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $0 | 10.31% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $2,325,000 | $2,325,000 | $0 | 11.25% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $2,295,000 | $765,000 | $0 | 11.05% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 13 | $2,295,000 | $176,538 | $0 | 8.70% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 16 | $2,220,000 | $138,750 | $0 | 9.92% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $0 | 9.22% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $2,190,000 | $547,500 | $0 | 10.23% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $0 | 9.30% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $0 | 7.94% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $2,150,000 | $1,075,000 | $0 | 9.76% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $2,145,000 | $715,000 | $0 | 9.85% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $2,120,000 | $1,060,000 | $0 | 11.17% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $1,965,000 | $393,000 | $0 | 8.27% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $0 | 9.26% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,910,000 | $477,500 | $0 | 10.60% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $1,910,000 | $477,500 | $0 | 11.15% |
| UTICA-ROME, NY (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $0 | 8.53% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $1,810,000 | $905,000 | $0 | 12.10% |
| TOLEDO, OH (FHA|USDA|VA) | 13 | $1,785,000 | $137,308 | $0 | 9.72% |
| Danville, KY (FHA|USDA|VA) | 2 | $1,730,000 | $865,000 | $0 | 10.23% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,640,000 | $820,000 | $0 | 10.46% |
| ROCHESTER, NY (FHA|USDA|VA) | 12 | $1,630,000 | $135,833 | $0 | 9.08% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $0 | 9.84% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 11 | $1,605,000 | $145,909 | $0 | 9.37% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $0 | 9.08% |
| Danville, VA (FHA|USDA|VA) | 10 | $1,530,000 | $153,000 | $0 | 8.81% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $0 | 9.98% |
| Orangeburg, SC (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $0 | 10.33% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 11 | $1,485,000 | $135,000 | $0 | 11.20% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $0 | 9.84% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $0 | 9.93% |
| BINGHAMTON, NY (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $0 | 9.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $0 | 11.56% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $0 | 9.10% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $0 | 10.43% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $0 | 11.08% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $0 | 10.73% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $0 | 8.08% |
| Shelby, NC (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $0 | 9.94% |
| LIMA, OH (FHA|USDA|VA) | 1 | $1,195,000 | $1,195,000 | $0 | 10.95% |
| Starkville, MS (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $0 | 10.00% |
| Wilson, NC (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $0 | 9.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $0 | 9.60% |
| MONTGOMERY, AL (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $0 | 9.21% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $0 | 9.03% |
| Albemarle, NC (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $0 | 10.38% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $0 | 8.70% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $0 | 9.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $0 | 8.71% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $0 | 8.90% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $0 | 9.31% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $0 | 12.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $0 | 9.46% |
| Seneca Falls, NY (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $0 | 9.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $0 | 11.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $0 | 11.42% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $0 | 10.46% |
| BEND, OR (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $0 | 9.55% |
| Paris, TX (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 11.20% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $0 | 10.33% |
| New Castle, PA (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $0 | 8.85% |
| Clarksburg, WV (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $0 | 9.41% |
| Athens, TX (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $0 | 10.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $0 | 10.95% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $0 | 10.49% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $0 | 9.34% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $0 | 10.31% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $0 | 10.99% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $0 | 9.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $0 | 10.63% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 8.45% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $0 | 8.97% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $0 | 10.51% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $0 | 11.12% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $0 | 8.33% |
| ROME, GA (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $0 | 10.24% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $0 | 9.79% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $0 | 9.71% |
| Hailey, ID (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $0 | 12.80% |
| Hudson, NY (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 11.88% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 12.65% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $0 | 9.34% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $0 | 10.90% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 11.50% |
| Alamogordo, NM (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $0 | 9.23% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 7.65% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $0 | 10.56% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $0 | 11.82% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 8.93% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 10.45% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 9.20% |
| Torrington, CT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 8.68% |
| RACINE, WI (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 8.83% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 9.95% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 8.72% |
| Adrian, MI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 9.30% |
| FLINT, MI (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 10.94% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 13.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 11.98% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 10.10% |
| SALEM, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 11.70% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 8.83% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 8.78% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 9.37% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 10.10% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 10.38% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 11.51% |
| Manitowoc, WI (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 8.89% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 11.40% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 8.85% |
| Astoria, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 9.05% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 13.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 12.30% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 10.89% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 9.80% |
| Newberry, SC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 7.83% |
| Marion, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 8.95% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 8.18% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 8.40% |
| Auburn, NY (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 11.55% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 8.90% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 9.28% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 10.63% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 9.65% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 12.05% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 10.18% |
| ERIE, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 9.65% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 8.70% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 9.70% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 8.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 10.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 11.40% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 9.17% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 11.35% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.82% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 9.08% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 10.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.40% |
| Huntington, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.85% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.12% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.85% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 11.13% |
| CHICO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 9.95% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 11.15% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 8.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 12.45% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.55% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.70% |
| Ashland, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.40% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 10.70% |
| Henderson, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.05% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 10.95% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.54% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.75% |
| Elko, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.90% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 10.80% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.65% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.30% |
| TYLER, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 9.43% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.17% |
| Brevard, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.20% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.90% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 10.60% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 9.90% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 11.08% |
| AMES, IA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 12.53% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.45% |
| Washington, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 10.05% |
| Easton, MD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 12.10% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 11.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 10.82% |
| Kinston, NC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 10.43% |
| NILES, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.80% |
| West Point, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.00% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 13.40% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 12.35% |
| Duncan, OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 10.35% |
| Jesup, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.00% |
| Newport, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.75% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 12.00% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 10.85% |
| DOVER, DE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.05% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.95% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.00% |
| CASPER, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 12.45% |
| Selma, AL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.95% |
| Seymour, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.98% |
| Marion, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.55% |
| Roswell, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 14.30% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 11.25% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.80% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 12.55% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.00% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.40% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.15% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 13.55% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.70% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.60% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 11.60% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.30% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 11.90% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.45% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.99% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.75% |
| TULSA, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.60% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.95% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.70% |
| Parsons, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.05% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.80% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.80% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 11.99% |
| Cortland, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.90% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 13.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.05% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.45% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.60% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 12.60% |
| Dublin, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.75% |
| Houghton, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.45% |
| Waycross, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.30% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.55% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.40% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 12.00% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.05% |
| MONROE, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.65% |
| Willmar, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.20% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.80% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.05% |
| Jennings, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.60% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.99% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.05% |
| Sayre, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.15% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.45% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 13.30% |
| Urbana, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.25% |
| Wooster, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.20% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.30% |
| Jackson, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.35% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.73% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.35% |
| Sterling, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.20% |
| Elk City, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.55% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.65% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,930 | $1,550,730,000 | $394,588 | $0 | 9.98% |
For 2023, Lima One Capital's most frequently originated type of loan was Conventional, with 3,930 originations.
Loan Reason
For 2023, Lima One Capital's most frequently cited loan purpose was Home Purchase, with 2,465 originations. The 2nd most popular reason was Cash Out Refi, with 1,041 originations.
Loan Duration/Length
For 2023, Lima One Capital's most frequently cited loan duration was Other, with 2,353 originations. The 2nd most popular length was 30 Year, with 1,573 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 3,477 | $1,452,335,000 | $417,698 |
| 7-8% | 405 | $92,045,000 | $227,272 |
| 6-7% | 11 | $2,815,000 | $255,909 |
During 2023, Lima One Capital's average interest rate for loans was 8.41%, while their most frequently originated rate bucket for loans was Over 8%, with 3,477 originations.
Loan Sizing
2023 saw Lima One Capital place emphasis on $100k-200k loans with 1,552 originations, totaling $223,180,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 3,930 | $1,550,730,000 | $394,588 | $0 | 9.98% |
Approval Rates
Total approvals of all applications100.00%
Lima One Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,930 | $1,550,730,000 | $394,588 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,930 | $1,550,730,000 | $394,588 |