Lima One Capital Mortgage Rates, Fees & Info

Atlanta, GA

LEI: 254900FBWEZ3YUPOBN33

Tax ID: 27-2056826

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Lima One Capital is a small mortgage company specializing in Home Purchase loans. Lima One Capital has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, New York, Chicago, Los Angeles, and Philadelphia among others. We have data for 370 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lima One Capital has an above average approval rate when compared to the average across all lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 6/17/24
30 Year Conventional Refi 6.27% 6/17/24
30 Year Cash-out Refi 6.27% 6/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lima One Capital Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Lima One Capital. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,930

Origination Dollar Volume (All Markets)

$1,550,730,000

Relative Rate

Lima One Capital's average 30 year fixed mortgage rate was 8.41%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 1.93%.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 147 $102,685,000 $698,537 $0 10.27%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 105 $90,975,000 $866,429 $0 10.87%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 292 $78,750,000 $269,692 $0 10.38%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 27 $63,075,000 $2,336,111 $0 10.17%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 198 $40,700,000 $205,556 $0 9.87%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 55 $38,485,000 $699,727 $0 10.27%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 50 $38,480,000 $769,600 $0 9.77%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 99 $36,395,000 $367,626 $0 10.42%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 49 $31,795,000 $648,878 $0 10.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 68 $29,030,000 $426,912 $0 9.58%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 87 $28,595,000 $328,678 $0 9.62%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 26 $26,630,000 $1,024,231 $0 9.69%
JACKSONVILLE, FL (FHA|USDA|VA) 52 $26,000,000 $500,000 $0 9.77%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 23 $22,125,000 $961,957 $0 10.30%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 25 $20,845,000 $833,800 $0 10.18%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 117 $20,695,000 $176,880 $0 10.31%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 18 $20,040,000 $1,113,333 $0 10.45%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 127 $19,875,000 $156,496 $0 9.46%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 73 $19,775,000 $270,890 $0 9.37%
COLUMBIA, SC (FHA|USDA|VA) 26 $18,080,000 $695,385 $0 9.81%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 30 $16,690,000 $556,333 $0 10.17%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 92 $15,320,000 $166,522 $0 10.26%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 20 $14,680,000 $734,000 $0 9.86%
PITTSBURGH, PA (FHA|USDA|VA) 68 $14,100,000 $207,353 $0 9.77%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 60 $13,710,000 $228,500 $0 8.52%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 27 $13,695,000 $507,222 $0 10.15%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 10 $12,910,000 $1,291,000 $0 11.36%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 10 $12,240,000 $1,224,000 $0 10.90%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 14 $11,600,000 $828,571 $0 10.58%
Outside of Metro Areas 53 $11,405,000 $215,189 $0 10.09%
Seneca, SC (FHA|USDA|VA) 3 $11,275,000 $3,758,333 $0 11.02%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $10,970,000 $685,625 $0 9.68%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $10,635,000 $3,545,000 $0 11.12%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 49 $10,175,000 $207,653 $0 10.22%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 53 $9,795,000 $184,811 $0 9.37%
DAYTON-KETTERING, OH (FHA|USDA|VA) 38 $9,760,000 $256,842 $0 8.88%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $9,710,000 $2,427,500 $0 11.08%
LUBBOCK, TX (FHA|USDA|VA) 5 $9,615,000 $1,923,000 $0 9.02%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 18 $9,490,000 $527,222 $0 9.44%
BATON ROUGE, LA (FHA|USDA|VA) 8 $9,480,000 $1,185,000 $0 9.94%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 11 $9,135,000 $830,455 $0 10.97%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 43 $9,025,000 $209,884 $0 9.96%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 26 $8,780,000 $337,692 $0 10.81%
HINESVILLE, GA (FHA|USDA|VA) 2 $8,760,000 $4,380,000 $0 10.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 63 $8,425,000 $133,730 $0 9.82%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $7,995,000 $1,142,143 $0 10.16%
MORRISTOWN, TN (FHA|USDA|VA) 5 $7,785,000 $1,557,000 $0 9.08%
WORCESTER, MA-CT (FHA|USDA|VA) 6 $7,660,000 $1,276,667 $0 9.78%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $7,605,000 $2,535,000 $0 9.33%
COLUMBUS, OH (FHA|USDA|VA) 37 $7,485,000 $202,297 $0 9.69%
KNOXVILLE, TN (FHA|USDA|VA) 18 $7,460,000 $414,444 $0 10.23%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 9 $7,385,000 $820,556 $0 10.13%
EAST STROUDSBURG, PA (FHA|USDA|VA) 30 $7,320,000 $244,000 $0 8.57%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $7,250,000 $3,625,000 $0 9.83%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 12 $7,250,000 $604,167 $0 8.88%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 35 $7,195,000 $205,571 $0 10.57%
URBAN HONOLULU, HI (FHA|USDA|VA) 13 $6,755,000 $519,615 $0 9.95%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 6 $6,660,000 $1,110,000 $0 9.32%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 6 $6,590,000 $1,098,333 $0 10.96%
COLUMBUS, GA-AL (FHA|USDA|VA) 18 $6,440,000 $357,778 $0 10.05%
KANSAS CITY, MO-KS (FHA|USDA|VA) 37 $6,435,000 $173,919 $0 10.03%
OCALA, FL (FHA|USDA|VA) 16 $6,380,000 $398,750 $0 11.11%
FAYETTEVILLE, NC (FHA|USDA|VA) 47 $6,265,000 $133,298 $0 10.35%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 14 $6,100,000 $435,714 $0 8.81%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 14 $5,560,000 $397,143 $0 10.21%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $5,545,000 $504,091 $0 9.70%
Jacksonville, IL (FHA|USDA|VA) 1 $5,505,000 $5,505,000 $0 13.30%
JACKSONVILLE, NC (FHA|USDA|VA) 27 $5,475,000 $202,778 $0 9.19%
OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $5,385,000 $769,286 $0 8.65%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 7 $5,375,000 $767,857 $0 11.14%
Shelton, WA (FHA|USDA|VA) 2 $5,270,000 $2,635,000 $0 10.55%
SAVANNAH, GA (FHA|USDA|VA) 19 $5,075,000 $267,105 $0 9.84%
Greenwood, SC (FHA|USDA|VA) 1 $5,005,000 $5,005,000 $0 9.30%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 24 $4,890,000 $203,750 $0 10.19%
SYRACUSE, NY (FHA|USDA|VA) 10 $4,830,000 $483,000 $0 10.57%
RICHMOND, VA (FHA|USDA|VA) 31 $4,795,000 $154,677 $0 10.18%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 12 $4,760,000 $396,667 $0 10.46%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 10 $4,720,000 $472,000 $0 10.83%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 17 $4,665,000 $274,412 $0 8.79%
WINSTON-SALEM, NC (FHA|USDA|VA) 25 $4,655,000 $186,200 $0 10.42%
JACKSON, MS (FHA|USDA|VA) 18 $4,440,000 $246,667 $0 9.26%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 22 $4,410,000 $200,455 $0 9.33%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $4,395,000 $879,000 $0 10.47%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $4,240,000 $2,120,000 $0 8.35%
FLORENCE, SC (FHA|USDA|VA) 9 $4,165,000 $462,778 $0 10.45%
RALEIGH-CARY, NC (FHA|USDA|VA) 10 $4,150,000 $415,000 $0 10.63%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 13 $4,145,000 $318,846 $0 10.56%
MODESTO, CA (FHA|USDA|VA) 2 $4,050,000 $2,025,000 $0 11.68%
Heber, UT (FHA|USDA|VA) 1 $3,945,000 $3,945,000 $0 12.55%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $3,940,000 $656,667 $0 10.36%
ALBANY, GA (FHA|USDA|VA) 3 $3,915,000 $1,305,000 $0 10.69%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 28 $3,910,000 $139,643 $0 9.78%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $3,745,000 $749,000 $0 11.64%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 6 $3,730,000 $621,667 $0 8.73%
AKRON, OH (FHA|USDA|VA) 19 $3,715,000 $195,526 $0 9.39%
ALBUQUERQUE, NM (FHA|USDA|VA) 17 $3,705,000 $217,941 $0 9.93%
ABILENE, TX (FHA|USDA|VA) 3 $3,665,000 $1,221,667 $0 9.87%
LAFAYETTE, LA (FHA|USDA|VA) 6 $3,470,000 $578,333 $0 11.08%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 8 $3,430,000 $428,750 $0 9.48%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $3,395,000 $1,131,667 $0 9.63%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 27 $3,315,000 $122,778 $0 9.85%
MIDLAND, TX (FHA|USDA|VA) 3 $3,085,000 $1,028,333 $0 7.83%
VICTORIA, TX (FHA|USDA|VA) 1 $3,055,000 $3,055,000 $0 9.96%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $3,000,000 $300,000 $0 9.93%
WILMINGTON, NC (FHA|USDA|VA) 9 $2,965,000 $329,444 $0 9.90%
MOBILE, AL (FHA|USDA|VA) 10 $2,950,000 $295,000 $0 10.36%
TALLAHASSEE, FL (FHA|USDA|VA) 21 $2,945,000 $140,238 $0 11.33%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $2,925,000 $325,000 $0 9.94%
Hilo, HI (FHA|USDA|VA) 5 $2,775,000 $555,000 $0 10.75%
SPARTANBURG, SC (FHA|USDA|VA) 15 $2,705,000 $180,333 $0 10.62%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 19 $2,695,000 $141,842 $0 10.01%
PUNTA GORDA, FL (FHA|USDA|VA) 10 $2,650,000 $265,000 $0 10.70%
BOISE CITY, ID (FHA|USDA|VA) 7 $2,645,000 $377,857 $0 11.21%
Key West, FL (FHA|USDA|VA) 1 $2,595,000 $2,595,000 $0 10.75%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 11 $2,475,000 $225,000 $0 10.16%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $2,475,000 $2,475,000 $0 8.60%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $2,440,000 $305,000 $0 9.70%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $2,420,000 $403,333 $0 10.98%
Fitzgerald, GA (FHA|USDA|VA) 1 $2,375,000 $2,375,000 $0 10.74%
Sevierville, TN (FHA|USDA|VA) 7 $2,355,000 $336,429 $0 10.26%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 12 $2,340,000 $195,000 $0 10.31%
VALDOSTA, GA (FHA|USDA|VA) 1 $2,325,000 $2,325,000 $0 11.25%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $2,295,000 $765,000 $0 11.05%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 13 $2,295,000 $176,538 $0 8.70%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $2,220,000 $138,750 $0 9.92%
PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $2,215,000 $201,364 $0 9.22%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $2,190,000 $547,500 $0 10.23%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 5 $2,185,000 $437,000 $0 9.30%
WICHITA, KS (FHA|USDA|VA) 5 $2,165,000 $433,000 $0 7.94%
SUMTER, SC (FHA|USDA|VA) 2 $2,150,000 $1,075,000 $0 9.76%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $2,145,000 $715,000 $0 9.85%
LONGVIEW, TX (FHA|USDA|VA) 2 $2,120,000 $1,060,000 $0 11.17%
HARRISONBURG, VA (FHA|USDA|VA) 5 $1,965,000 $393,000 $0 8.27%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 7 $1,945,000 $277,857 $0 9.26%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,910,000 $477,500 $0 10.60%
Ellensburg, WA (FHA|USDA|VA) 4 $1,910,000 $477,500 $0 11.15%
UTICA-ROME, NY (FHA|USDA|VA) 4 $1,820,000 $455,000 $0 8.53%
GREELEY, CO (FHA|USDA|VA) 2 $1,810,000 $905,000 $0 12.10%
TOLEDO, OH (FHA|USDA|VA) 13 $1,785,000 $137,308 $0 9.72%
Danville, KY (FHA|USDA|VA) 2 $1,730,000 $865,000 $0 10.23%
Bozeman, MT (FHA|USDA|VA) 2 $1,640,000 $820,000 $0 10.46%
ROCHESTER, NY (FHA|USDA|VA) 12 $1,630,000 $135,833 $0 9.08%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,620,000 $202,500 $0 9.84%
ROCKY MOUNT, NC (FHA|USDA|VA) 11 $1,605,000 $145,909 $0 9.37%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $1,545,000 $309,000 $0 9.08%
Danville, VA (FHA|USDA|VA) 10 $1,530,000 $153,000 $0 8.81%
FRESNO, CA (FHA|USDA|VA) 3 $1,505,000 $501,667 $0 9.98%
Orangeburg, SC (FHA|USDA|VA) 10 $1,500,000 $150,000 $0 10.33%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 11 $1,485,000 $135,000 $0 11.20%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,480,000 $246,667 $0 9.84%
ASHEVILLE, NC (FHA|USDA|VA) 5 $1,425,000 $285,000 $0 9.93%
BINGHAMTON, NY (FHA|USDA|VA) 7 $1,415,000 $202,143 $0 9.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $1,410,000 $352,500 $0 11.56%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,405,000 $281,000 $0 9.10%
GREENVILLE, NC (FHA|USDA|VA) 3 $1,305,000 $435,000 $0 10.43%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,240,000 $310,000 $0 11.08%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $1,215,000 $405,000 $0 10.73%
Sandusky, OH (FHA|USDA|VA) 2 $1,200,000 $600,000 $0 8.08%
Shelby, NC (FHA|USDA|VA) 7 $1,195,000 $170,714 $0 9.94%
LIMA, OH (FHA|USDA|VA) 1 $1,195,000 $1,195,000 $0 10.95%
Starkville, MS (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $0 10.00%
Wilson, NC (FHA|USDA|VA) 6 $1,160,000 $193,333 $0 9.38%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $1,140,000 $570,000 $0 9.60%
MONTGOMERY, AL (FHA|USDA|VA) 7 $1,135,000 $162,143 $0 9.21%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $1,115,000 $159,286 $0 9.03%
Albemarle, NC (FHA|USDA|VA) 5 $1,095,000 $219,000 $0 10.38%
LOUISVILLE, KY (FHA|USDA|VA) 4 $1,090,000 $272,500 $0 8.70%
ST. GEORGE, UT (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $0 9.75%
BURLINGTON, NC (FHA|USDA|VA) 4 $1,060,000 $265,000 $0 8.71%
Pottsville, PA (FHA|USDA|VA) 4 $1,050,000 $262,500 $0 8.90%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $1,020,000 $255,000 $0 9.31%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $1,000,000 $500,000 $0 12.50%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 8 $970,000 $121,250 $0 9.46%
Seneca Falls, NY (FHA|USDA|VA) 2 $950,000 $475,000 $0 9.56%
PANAMA CITY, FL (FHA|USDA|VA) 4 $940,000 $235,000 $0 11.25%
GOLDSBORO, NC (FHA|USDA|VA) 5 $935,000 $187,000 $0 11.42%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $915,000 $183,000 $0 10.46%
BEND, OR (FHA|USDA|VA) 2 $910,000 $455,000 $0 9.55%
Paris, TX (FHA|USDA|VA) 1 $905,000 $905,000 $0 11.20%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $870,000 $435,000 $0 10.33%
New Castle, PA (FHA|USDA|VA) 1 $845,000 $845,000 $0 8.85%
Clarksburg, WV (FHA|USDA|VA) 4 $830,000 $207,500 $0 9.41%
Athens, TX (FHA|USDA|VA) 2 $830,000 $415,000 $0 10.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $825,000 $275,000 $0 10.95%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $815,000 $163,000 $0 10.49%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $800,000 $200,000 $0 9.34%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $785,000 $261,667 $0 10.31%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $780,000 $390,000 $0 10.99%
Martinsville, VA (FHA|USDA|VA) 1 $765,000 $765,000 $0 9.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $735,000 $245,000 $0 10.63%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $735,000 $735,000 $0 8.45%
LAWTON, OK (FHA|USDA|VA) 4 $720,000 $180,000 $0 8.97%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $715,000 $143,000 $0 10.51%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $715,000 $143,000 $0 11.12%
ODESSA, TX (FHA|USDA|VA) 2 $700,000 $350,000 $0 8.33%
ROME, GA (FHA|USDA|VA) 5 $685,000 $137,000 $0 10.24%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $675,000 $675,000 $0 9.79%
Cedartown, GA (FHA|USDA|VA) 4 $670,000 $167,500 $0 9.71%
Hailey, ID (FHA|USDA|VA) 1 $665,000 $665,000 $0 12.80%
Hudson, NY (FHA|USDA|VA) 2 $630,000 $315,000 $0 11.88%
Dyersburg, TN (FHA|USDA|VA) 1 $605,000 $605,000 $0 12.65%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $600,000 $100,000 $0 9.34%
TERRE HAUTE, IN (FHA|USDA|VA) 5 $595,000 $119,000 $0 10.90%
Lebanon, NH-VT (FHA|USDA|VA) 1 $585,000 $585,000 $0 11.50%
Alamogordo, NM (FHA|USDA|VA) 5 $585,000 $117,000 $0 9.23%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $565,000 $565,000 $0 7.65%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $560,000 $140,000 $0 10.56%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $555,000 $185,000 $0 11.82%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 5 $555,000 $111,000 $0 8.93%
MEDFORD, OR (FHA|USDA|VA) 1 $555,000 $555,000 $0 10.45%
Escanaba, MI (FHA|USDA|VA) 1 $555,000 $555,000 $0 9.20%
Torrington, CT (FHA|USDA|VA) 2 $550,000 $275,000 $0 8.68%
RACINE, WI (FHA|USDA|VA) 5 $535,000 $107,000 $0 8.83%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $530,000 $265,000 $0 9.95%
GLENS FALLS, NY (FHA|USDA|VA) 3 $515,000 $171,667 $0 8.72%
Adrian, MI (FHA|USDA|VA) 1 $485,000 $485,000 $0 9.30%
FLINT, MI (FHA|USDA|VA) 6 $480,000 $80,000 $0 10.94%
Rexburg, ID (FHA|USDA|VA) 1 $475,000 $475,000 $0 13.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $475,000 $158,333 $0 11.98%
SAGINAW, MI (FHA|USDA|VA) 2 $470,000 $235,000 $0 10.10%
SALEM, OR (FHA|USDA|VA) 1 $465,000 $465,000 $0 11.70%
Cullowhee, NC (FHA|USDA|VA) 1 $465,000 $465,000 $0 8.83%
Tupelo, MS (FHA|USDA|VA) 2 $460,000 $230,000 $0 8.78%
GREEN BAY, WI (FHA|USDA|VA) 3 $455,000 $151,667 $0 9.37%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $440,000 $220,000 $0 10.10%
MANHATTAN, KS (FHA|USDA|VA) 2 $440,000 $220,000 $0 10.38%
NEW BERN, NC (FHA|USDA|VA) 3 $425,000 $141,667 $0 11.51%
Manitowoc, WI (FHA|USDA|VA) 4 $420,000 $105,000 $0 8.89%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $415,000 $138,333 $0 11.40%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $410,000 $205,000 $0 8.85%
Astoria, OR (FHA|USDA|VA) 1 $405,000 $405,000 $0 9.05%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $400,000 $200,000 $0 13.25%
GAINESVILLE, GA (FHA|USDA|VA) 1 $385,000 $385,000 $0 12.30%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $385,000 $385,000 $0 10.89%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $375,000 $375,000 $0 9.80%
Newberry, SC (FHA|USDA|VA) 3 $365,000 $121,667 $0 7.83%
Marion, OH (FHA|USDA|VA) 2 $360,000 $180,000 $0 8.95%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 3 $355,000 $118,333 $0 8.18%
Show Low, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $0 8.40%
Auburn, NY (FHA|USDA|VA) 3 $355,000 $118,333 $0 11.55%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $350,000 $175,000 $0 8.90%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $345,000 $115,000 $0 9.28%
TUCSON, AZ (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.25%
CHARLESTON, WV (FHA|USDA|VA) 3 $335,000 $111,667 $0 10.63%
Lumberton, NC (FHA|USDA|VA) 2 $330,000 $165,000 $0 9.65%
AMARILLO, TX (FHA|USDA|VA) 1 $325,000 $325,000 $0 12.05%
Rock Springs, WY (FHA|USDA|VA) 2 $320,000 $160,000 $0 10.18%
ERIE, PA (FHA|USDA|VA) 3 $305,000 $101,667 $0 9.65%
WHEELING, WV-OH (FHA|USDA|VA) 2 $300,000 $150,000 $0 8.70%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $300,000 $150,000 $0 9.70%
Milledgeville, GA (FHA|USDA|VA) 1 $295,000 $295,000 $0 8.25%
Boone, NC (FHA|USDA|VA) 1 $295,000 $295,000 $0 10.10%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $295,000 $295,000 $0 11.40%
BAY CITY, MI (FHA|USDA|VA) 2 $290,000 $145,000 $0 9.17%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $285,000 $285,000 $0 11.35%
JOPLIN, MO (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.82%
Coshocton, OH (FHA|USDA|VA) 2 $280,000 $140,000 $0 9.08%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $280,000 $140,000 $0 10.38%
ROCKFORD, IL (FHA|USDA|VA) 2 $280,000 $140,000 $0 8.40%
Huntington, IN (FHA|USDA|VA) 1 $275,000 $275,000 $0 8.85%
PUEBLO, CO (FHA|USDA|VA) 1 $275,000 $275,000 $0 8.12%
LANCASTER, PA (FHA|USDA|VA) 1 $265,000 $265,000 $0 8.85%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $260,000 $130,000 $0 11.13%
CHICO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $0 0.00%
PEORIA, IL (FHA|USDA|VA) 3 $255,000 $85,000 $0 9.95%
Shawnee, OK (FHA|USDA|VA) 2 $250,000 $125,000 $0 11.15%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $250,000 $125,000 $0 8.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $245,000 $81,667 $0 12.45%
JACKSON, MI (FHA|USDA|VA) 1 $245,000 $245,000 $0 8.55%
GAINESVILLE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $0 8.70%
Ashland, OH (FHA|USDA|VA) 1 $245,000 $245,000 $0 9.40%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $0 9.25%
ST. CLOUD, MN (FHA|USDA|VA) 1 $245,000 $245,000 $0 10.70%
Henderson, NC (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.05%
FORT WAYNE, IN (FHA|USDA|VA) 1 $235,000 $235,000 $0 10.95%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.54%
Morehead City, NC (FHA|USDA|VA) 1 $225,000 $225,000 $0 9.75%
Elko, NV (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.90%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $225,000 $225,000 $0 10.80%
LEBANON, PA (FHA|USDA|VA) 1 $225,000 $225,000 $0 9.65%
JACKSON, TN (FHA|USDA|VA) 2 $220,000 $110,000 $0 8.30%
TYLER, TX (FHA|USDA|VA) 2 $220,000 $110,000 $0 9.43%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $220,000 $110,000 $0 8.17%
Brevard, NC (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.20%
BECKLEY, WV (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.90%
Mount Airy, NC (FHA|USDA|VA) 1 $215,000 $215,000 $0 10.60%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $210,000 $105,000 $0 9.90%
KANKAKEE, IL (FHA|USDA|VA) 2 $200,000 $100,000 $0 11.08%
AMES, IA (FHA|USDA|VA) 2 $200,000 $100,000 $0 12.53%
KOKOMO, IN (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.45%
Washington, NC (FHA|USDA|VA) 2 $190,000 $95,000 $0 10.05%
Easton, MD (FHA|USDA|VA) 1 $185,000 $185,000 $0 12.10%
Pontiac, IL (FHA|USDA|VA) 1 $185,000 $185,000 $0 11.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $180,000 $90,000 $0 10.82%
Kinston, NC (FHA|USDA|VA) 2 $180,000 $90,000 $0 10.43%
NILES, MI (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.80%
West Point, MS (FHA|USDA|VA) 1 $175,000 $175,000 $0 9.00%
Las Vegas, NM (FHA|USDA|VA) 1 $175,000 $175,000 $0 13.40%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $0 12.35%
Duncan, OK (FHA|USDA|VA) 2 $170,000 $85,000 $0 10.35%
Jesup, GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.00%
Newport, OR (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.75%
Thomaston, GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 12.00%
Port Lavaca, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 10.85%
DOVER, DE (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.05%
DECATUR, AL (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.95%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.00%
CASPER, WY (FHA|USDA|VA) 1 $165,000 $165,000 $0 12.45%
Selma, AL (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.95%
Seymour, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.98%
Marion, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.55%
Roswell, NM (FHA|USDA|VA) 1 $155,000 $155,000 $0 14.30%
North Wilkesboro, NC (FHA|USDA|VA) 1 $145,000 $145,000 $0 11.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.80%
Elizabeth City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $0 12.55%
Ontario, OR-ID (FHA|USDA|VA) 1 $145,000 $145,000 $0 10.00%
TWIN FALLS, ID (FHA|USDA|VA) 1 $145,000 $145,000 $0 10.40%
McMinnville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.15%
Corsicana, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 13.55%
Campbellsville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.70%
DeRidder, LA (FHA|USDA|VA) 1 $135,000 $135,000 $0 10.60%
STOCKTON, CA (FHA|USDA|VA) 1 $135,000 $135,000 $0 11.60%
Zanesville, OH (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.30%
PINE BLUFF, AR (FHA|USDA|VA) 1 $135,000 $135,000 $0 11.90%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.45%
LaGrange, GA-AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.99%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.75%
TULSA, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.60%
TOPEKA, KS (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.95%
ANN ARBOR, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.70%
Parsons, KS (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.05%
Enterprise, AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.80%
Bluefield, WV-VA (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.80%
Gaffney, SC (FHA|USDA|VA) 1 $115,000 $115,000 $0 11.99%
Cortland, NY (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.90%
Opelousas, LA (FHA|USDA|VA) 1 $115,000 $115,000 $0 13.00%
HATTIESBURG, MS (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.05%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.45%
Portsmouth, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.60%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $105,000 $105,000 $0 12.60%
Dublin, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.25%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.75%
Houghton, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.45%
Waycross, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.50%
Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.30%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.55%
Hillsdale, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.40%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 12.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.05%
MONROE, LA (FHA|USDA|VA) 1 $95,000 $95,000 $0 11.75%
Paris, TN (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.65%
Willmar, MN (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.20%
Sturgis, MI (FHA|USDA|VA) 1 $95,000 $95,000 $0 11.80%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.05%
Jennings, LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 12.60%
Oskaloosa, IA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.99%
Fairmont, WV (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.05%
Sayre, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.15%
Big Spring, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 12.45%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 13.30%
Urbana, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.25%
Wooster, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.20%
Hobbs, NM (FHA|USDA|VA) 1 $75,000 $75,000 $0 11.30%
Jackson, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 12.35%
Hutchinson, KS (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.73%
DECATUR, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.35%
Sterling, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.20%
Elk City, OK (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.55%
Cambridge, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.65%
Sunbury, PA (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
Lima One Capital's top markets include Atlanta, New York, Chicago, Los Angeles, and Philadelphia among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,930 $1,550,730,000 $394,588 $0 9.98%

    For 2023, Lima One Capital's most frequently originated type of loan was Conventional, with 3,930 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,465 $1,044,925,000 $423,905 $0 10.53%
    Cash Out Refi 1,041 $293,775,000 $282,205 $0 8.79%
    Refi 422 $206,700,000 $489,810 $0 9.68%
    Home Improvement 1 $5,325,000 $5,325,000 $0 9.77%
    NA 1 $5,000 $5,000 $0 0.00%

    For 2023, Lima One Capital's most frequently cited loan purpose was Home Purchase, with 2,465 originations. The 2nd most popular reason was Cash Out Refi, with 1,041 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 2,353 $1,174,825,000 $499,288 $0 11.03%
    30 Year 1,573 $359,295,000 $228,414 $0 8.41%
    3 Year 3 $12,555,000 $4,185,000 $0 10.09%
    5 Year 1 $4,055,000 $4,055,000 $0 7.50%

    For 2023, Lima One Capital's most frequently cited loan duration was Other, with 2,353 originations. The 2nd most popular length was 30 Year, with 1,573 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 3,477 $1,452,335,000 $417,698
    7-8% 405 $92,045,000 $227,272
    6-7% 11 $2,815,000 $255,909

    During 2023, Lima One Capital's average interest rate for loans was 8.41%, while their most frequently originated rate bucket for loans was Over 8%, with 3,477 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,552 $223,180,000 $143,802 $0 9.86%
    $200k-400k 1,039 $287,415,000 $276,627 $0 10.08%
    $100,000 or less 575 $47,215,000 $82,113 $0 9.76%
    $400k-600k 295 $141,995,000 $481,339 $0 10.12%
    $1MM+ 286 $713,240,000 $2,493,846 $0 10.31%
    $600k-1MM 183 $137,685,000 $752,377 $0 10.34%

    2023 saw Lima One Capital place emphasis on $100k-200k loans with 1,552 originations, totaling $223,180,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 3,930 $1,550,730,000 $394,588 $0 9.98%

    Approval Rates

    Total approvals of all applications
    100.00%

    Lima One Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,930 $1,550,730,000 $394,588

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,930 $1,550,730,000 $394,588

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 31 $13,755,000 $443,710 $0 10.32%
    40-60% 557 $292,705,000 $525,503 $0 10.49%
    60-80% 2,908 $1,024,350,000 $352,252 $0 9.96%
    80-100% 143 $56,985,000 $398,497 $0 9.88%
    Over 100% 270 $162,720,000 $602,667 $0 9.12%
    Under 20% 21 $215,000 $10,238 $0 10.00%