Lima One Capital Mortgage Rates, Fees & Info
Atlanta, GALEI: 254900FBWEZ3YUPOBN33
Tax ID: 27-2056826
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Mortgage Data
Review & Overview
Lima One Capital is a small mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Lima One Capital has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, Charlotte, Portland, New York, and Washington among others. We have data for 357 markets. (Some data included below & more in-depth data is available with an active subscription.)Lima One Capital has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 4/5/25 |
| 30 Year Conventional Refi | 6.72% | 4/5/25 |
| 30 Year Cash-out Refi | 6.72% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lima One Capital Mortgage Calculator
Your Estimates
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This is not an official calculator from Lima One Capital. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,761Origination Dollar Volume (All Markets)
$1,291,125,000Relative Rate
Lima One Capital's average 30 year fixed mortgage rate was
7.87%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 1.32%.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 212 | $87,180,000 | $411,226 | $0 | 9.68% |
| Outside of Metro Areas | 161 | $68,685,000 | $426,615 | $0 | 9.93% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 122 | $56,370,000 | $462,049 | $0 | 9.92% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 49 | $51,735,000 | $1,055,816 | $0 | 10.18% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 50 | $50,460,000 | $1,009,200 | $0 | 9.88% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 86 | $40,990,000 | $476,628 | $0 | 9.85% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 148 | $30,650,000 | $207,095 | $0 | 8.94% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 34 | $30,140,000 | $886,471 | $0 | 9.85% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 46 | $29,550,000 | $642,391 | $0 | 9.85% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 64 | $27,830,000 | $434,844 | $0 | 9.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 52 | $26,820,000 | $515,769 | $0 | 9.53% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 58 | $26,330,000 | $453,966 | $0 | 9.39% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 112 | $25,950,000 | $231,696 | $0 | 8.82% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 18 | $25,430,000 | $1,412,778 | $0 | 10.26% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 23 | $18,485,000 | $803,696 | $0 | 10.73% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 98 | $18,370,000 | $187,449 | $0 | 8.67% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 140 | $18,150,000 | $129,643 | $0 | 8.24% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 85 | $17,855,000 | $210,059 | $0 | 8.82% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 46 | $16,510,000 | $358,913 | $0 | 9.12% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 23 | $14,305,000 | $621,957 | $0 | 9.14% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 62 | $13,630,000 | $219,839 | $0 | 10.64% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 30 | $13,200,000 | $440,000 | $0 | 9.23% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 86 | $13,000,000 | $151,163 | $0 | 8.75% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 34 | $12,650,000 | $372,059 | $0 | 9.12% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 14 | $12,220,000 | $872,857 | $0 | 10.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 14 | $11,780,000 | $841,429 | $0 | 10.54% |
| Heber, UT (FHA|USDA|VA) | 3 | $11,395,000 | $3,798,333 | $0 | 10.95% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 74 | $10,760,000 | $145,405 | $0 | 7.98% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 11 | $10,465,000 | $951,364 | $0 | 9.93% |
| BOISE CITY, ID (FHA|USDA|VA) | 16 | $10,250,000 | $640,625 | $0 | 10.53% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 17 | $10,225,000 | $601,471 | $0 | 10.16% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 20 | $10,130,000 | $506,500 | $0 | 10.65% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 24 | $10,040,000 | $418,333 | $0 | 10.51% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 29 | $10,025,000 | $345,690 | $0 | 10.33% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 19 | $9,365,000 | $492,895 | $0 | 9.66% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $9,235,000 | $3,078,333 | $0 | 2.77% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 38 | $9,100,000 | $239,474 | $0 | 8.64% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 18 | $8,850,000 | $491,667 | $0 | 9.86% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 11 | $8,465,000 | $769,545 | $0 | 9.74% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $8,385,000 | $2,795,000 | $0 | 9.53% |
| PITTSBURGH, PA (FHA|USDA|VA) | 39 | $7,645,000 | $196,026 | $0 | 8.37% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 25 | $7,545,000 | $301,800 | $0 | 10.33% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 25 | $6,715,000 | $268,600 | $0 | 10.24% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 15 | $6,715,000 | $447,667 | $0 | 8.52% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 17 | $6,675,000 | $392,647 | $0 | 11.16% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $6,520,000 | $652,000 | $0 | 9.62% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 35 | $6,125,000 | $175,000 | $0 | 9.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 34 | $5,990,000 | $176,176 | $0 | 9.18% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $5,865,000 | $837,857 | $0 | 9.77% |
| RICHMOND, VA (FHA|USDA|VA) | 31 | $5,785,000 | $186,613 | $0 | 9.11% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $5,775,000 | $825,000 | $0 | 9.72% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 31 | $5,565,000 | $179,516 | $0 | 8.97% |
| COLUMBIA, SC (FHA|USDA|VA) | 27 | $5,515,000 | $204,259 | $0 | 8.66% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 7 | $5,325,000 | $760,714 | $0 | 10.51% |
| Kalispell, MT (FHA|USDA|VA) | 10 | $5,290,000 | $529,000 | $0 | 10.69% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $5,275,000 | $753,571 | $0 | 10.74% |
| MONTGOMERY, AL (FHA|USDA|VA) | 10 | $5,220,000 | $522,000 | $0 | 8.45% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $5,105,000 | $1,701,667 | $0 | 10.98% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 25 | $5,045,000 | $201,800 | $0 | 9.16% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $4,835,000 | $371,923 | $0 | 10.22% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 31 | $4,815,000 | $155,323 | $0 | 9.01% |
| KNOXVILLE, TN (FHA|USDA|VA) | 18 | $4,690,000 | $260,556 | $0 | 10.26% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 34 | $4,350,000 | $127,941 | $0 | 8.24% |
| SPARTANBURG, SC (FHA|USDA|VA) | 22 | $4,320,000 | $196,364 | $0 | 10.15% |
| JACKSON, MS (FHA|USDA|VA) | 15 | $4,265,000 | $284,333 | $0 | 9.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 7 | $4,185,000 | $597,857 | $0 | 9.24% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $4,170,000 | $695,000 | $0 | 11.29% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 21 | $4,135,000 | $196,905 | $0 | 10.45% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 14 | $4,110,000 | $293,571 | $0 | 9.65% |
| Astoria, OR (FHA|USDA|VA) | 3 | $4,075,000 | $1,358,333 | $0 | 11.20% |
| OCALA, FL (FHA|USDA|VA) | 20 | $4,000,000 | $200,000 | $0 | 9.44% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 26 | $3,820,000 | $146,923 | $0 | 8.39% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $3,795,000 | $1,265,000 | $0 | 10.68% |
| SAVANNAH, GA (FHA|USDA|VA) | 15 | $3,785,000 | $252,333 | $0 | 9.50% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 17 | $3,765,000 | $221,471 | $0 | 8.16% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $3,635,000 | $727,000 | $0 | 10.78% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 13 | $3,635,000 | $279,615 | $0 | 8.09% |
| ANN ARBOR, MI (FHA|USDA|VA) | 11 | $3,605,000 | $327,727 | $0 | 10.52% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 9 | $3,545,000 | $393,889 | $0 | 9.32% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $3,420,000 | $1,710,000 | $0 | 10.85% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 20 | $3,420,000 | $171,000 | $0 | 9.34% |
| Elko, NV (FHA|USDA|VA) | 13 | $3,405,000 | $261,923 | $0 | 10.68% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $3,400,000 | $1,700,000 | $0 | 11.33% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 14 | $3,380,000 | $241,429 | $0 | 9.33% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $3,030,000 | $757,500 | $0 | 10.95% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $2,985,000 | $426,429 | $0 | 8.34% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 17 | $2,925,000 | $172,059 | $0 | 8.66% |
| LOUISVILLE, KY (FHA|USDA|VA) | 17 | $2,865,000 | $168,529 | $0 | 9.20% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 13 | $2,575,000 | $198,077 | $0 | 7.80% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $2,530,000 | $421,667 | $0 | 10.87% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 13 | $2,495,000 | $191,923 | $0 | 8.93% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 13 | $2,475,000 | $190,385 | $0 | 9.65% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $0 | 9.42% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 17 | $2,435,000 | $143,235 | $0 | 9.60% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $2,425,000 | $808,333 | $0 | 4.77% |
| AKRON, OH (FHA|USDA|VA) | 17 | $2,425,000 | $142,647 | $0 | 8.60% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $2,395,000 | $479,000 | $0 | 9.78% |
| Forest City, NC (FHA|USDA|VA) | 4 | $2,390,000 | $597,500 | $0 | 9.08% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $2,360,000 | $295,000 | $0 | 8.39% |
| COLUMBUS, OH (FHA|USDA|VA) | 18 | $2,330,000 | $129,444 | $0 | 8.84% |
| MOBILE, AL (FHA|USDA|VA) | 18 | $2,300,000 | $127,778 | $0 | 7.99% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 17 | $2,285,000 | $134,412 | $0 | 8.14% |
| HARRISONBURG, VA (FHA|USDA|VA) | 7 | $2,285,000 | $326,429 | $0 | 8.14% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $2,000,000 | $500,000 | $0 | 9.98% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,955,000 | $651,667 | $0 | 9.28% |
| RACINE, WI (FHA|USDA|VA) | 14 | $1,940,000 | $138,571 | $0 | 7.94% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $1,890,000 | $945,000 | $0 | 9.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $0 | 8.23% |
| TOLEDO, OH (FHA|USDA|VA) | 14 | $1,790,000 | $127,857 | $0 | 8.59% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $0 | 9.26% |
| Wilson, NC (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $0 | 8.39% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $0 | 8.90% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,680,000 | $840,000 | $0 | 10.65% |
| Clewiston, FL (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $0 | 10.20% |
| TULSA, OK (FHA|USDA|VA) | 10 | $1,570,000 | $157,000 | $0 | 8.34% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $1,565,000 | $1,565,000 | $0 | 12.05% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $0 | 10.26% |
| ROCHESTER, NY (FHA|USDA|VA) | 12 | $1,550,000 | $129,167 | $0 | 8.00% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $1,535,000 | $1,535,000 | $0 | 11.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $0 | 9.44% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $0 | 7.64% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 10 | $1,470,000 | $147,000 | $0 | 8.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 11 | $1,425,000 | $129,545 | $0 | 8.18% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $1,375,000 | $1,375,000 | $0 | 11.80% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $0 | 11.41% |
| ERIE, PA (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $0 | 8.24% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $0 | 9.03% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $0 | 9.39% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $0 | 10.53% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $0 | 10.45% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $0 | 9.59% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $0 | 9.75% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $0 | 11.98% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $0 | 9.21% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 11 | $1,235,000 | $112,273 | $0 | 8.73% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $0 | 10.10% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $0 | 8.73% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 10 | $1,160,000 | $116,000 | $0 | 8.62% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $0 | 9.26% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $0 | 8.66% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $0 | 10.55% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $0 | 9.24% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $0 | 11.38% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $0 | 12.30% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $0 | 9.72% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $0 | 10.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $0 | 7.56% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $0 | 9.61% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $0 | 7.71% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $0 | 10.30% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 8 | $970,000 | $121,250 | $0 | 8.29% |
| Hilo, HI (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $0 | 10.95% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $0 | 10.39% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $0 | 9.20% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $0 | 10.64% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $0 | 9.60% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $0 | 8.15% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $0 | 8.45% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $0 | 12.30% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 9.85% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $0 | 10.01% |
| ALBANY, GA (FHA|USDA|VA) | 8 | $820,000 | $102,500 | $0 | 7.46% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $0 | 11.13% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $0 | 9.10% |
| Seneca, SC (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $0 | 9.73% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $0 | 11.20% |
| VICTORIA, TX (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $0 | 8.91% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $0 | 8.33% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $0 | 7.28% |
| TYLER, TX (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $0 | 10.80% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $0 | 9.23% |
| MONROE, MI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $0 | 9.33% |
| Newberry, SC (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 10.15% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $0 | 7.98% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $0 | 9.68% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 8.70% |
| Sanford, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $0 | 9.92% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $0 | 9.85% |
| Clarksburg, WV (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $0 | 8.09% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 12.55% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 11.30% |
| Adrian, MI (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $0 | 7.69% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 12.15% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 10.33% |
| ROME, GA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 11.55% |
| Branson, MO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 7.75% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 9.50% |
| Norwalk, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $0 | 7.08% |
| Outside of Metro Areas | 2 | $580,000 | $290,000 | $0 | 9.30% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 9.29% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 7.60% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $0 | 9.85% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 8.39% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 7.76% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 8.75% |
| Kinston, NC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 9.54% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 8.90% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 8.38% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 10.90% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 8.20% |
| Russellville, AR (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 10.80% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 8.16% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 9.48% |
| New Castle, PA (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 8.09% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 11.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 8.38% |
| NILES, MI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 10.75% |
| READING, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 8.45% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 7.22% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 10.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 8.73% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 8.36% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 11.30% |
| Shelby, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 8.68% |
| Roswell, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 7.55% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 9.05% |
| Berlin, NH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 8.93% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 9.20% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 8.84% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 8.91% |
| Sonora, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 7.60% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 8.70% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 8.08% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 9.45% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 9.57% |
| REDDING, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 11.30% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 9.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 10.13% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 7.15% |
| Bonham, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 9.30% |
| BEND, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 9.30% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.95% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.00% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 12.80% |
| DOVER, DE (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.86% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 8.13% |
| Albertville, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 12.30% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 10.05% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 11.30% |
| Holland, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 11.70% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 8.93% |
| SALEM, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 10.60% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 9.08% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 9.45% |
| Sayre, PA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 9.37% |
| Paris, TX (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 8.72% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 11.05% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 7.42% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 10.45% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.75% |
| Newport, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 9.58% |
| Ozark, AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.50% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.45% |
| Salem, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 8.10% |
| Gloversville, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 8.28% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 11.45% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 8.23% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 6.78% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 10.18% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 13.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.90% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 11.55% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.31% |
| Dublin, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 8.08% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 13.30% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.95% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.63% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 11.60% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.35% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 8.85% |
| Washington, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.90% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.55% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 11.70% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.65% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 11.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 8.03% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.95% |
| Clovis, NM (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.65% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.90% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.65% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 10.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 11.45% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.75% |
| Houghton, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 11.45% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 11.60% |
| Danville, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.30% |
| Wooster, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 10.45% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 8.23% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.58% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 11.85% |
| Athens, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.40% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 11.80% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.15% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.40% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.60% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 10.95% |
| FLINT, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.28% |
| MERCED, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.80% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 12.23% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.10% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 11.30% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 10.80% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.45% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 10.05% |
| Union, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.40% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.95% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.05% |
| Fernley, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 12.05% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.05% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 13.00% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.80% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.15% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 11.50% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.45% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.00% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.10% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.45% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.30% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.10% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.40% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.83% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.15% |
| Laurel, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.35% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.65% |
| Bedford, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.95% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.95% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.40% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.20% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.70% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.55% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.70% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.10% |
| Selma, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.80% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.70% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.65% |
| Sidney, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.70% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.85% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.35% |
| Batavia, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.45% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.50% |
| Mexico, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 13.55% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.50% |
| Meridian, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.20% |
| Auburn, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.33% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.20% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.55% |
| McPherson, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.15% |
| Greenville, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.25% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.15% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.45% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.15% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,761 | $1,291,125,000 | $343,293 | $0 | 9.30% |
For 2024, Lima One Capital's most frequently originated type of loan was Conventional, with 3,761 originations.
Loan Reason
For 2024, Lima One Capital's most frequently cited loan purpose was Home Purchase, with 1,572 originations. The 2nd most popular reason was Cash Out Refi, with 1,236 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 1,945 | $955,865,000 | $491,447 | $0 | 10.65% |
| 30 Year | 1,816 | $335,260,000 | $184,615 | $0 | 7.87% |
For 2024, Lima One Capital's most frequently cited loan duration was Other, with 1,945 originations. The 2nd most popular length was 30 Year, with 1,816 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 2,594 | $1,045,680,000 | $403,115 |
| 7-8% | 1,028 | $175,750,000 | $170,963 |
| 6-7% | 130 | $30,920,000 | $237,846 |
| <2.5% | 9 | $38,775,000 | $4,308,333 |
During 2024, Lima One Capital's average interest rate for loans was 7.87%, while their most frequently originated rate bucket for loans was Over 8%, with 2,594 originations.
Loan Sizing
2024 saw Lima One Capital place emphasis on $100k-200k loans with 1,456 originations, totaling $209,270,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 3,761 | $1,291,125,000 | $343,293 | $0 | 9.30% |
Approval Rates
Total approvals of all applications79.17%
Lima One Capital has a below average approval rate.
Pick Rate
Approvals leading to origination68.49%
Lima One Capital has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,761 | $1,291,125,000 | $343,293 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,761 | $1,291,125,000 | $343,293 |