First United Bank And Trust Company Mortgage Rates, Fees & Info
Durant, OKLEI: 549300DMHEHNYZ2OLB41
Tax ID: 73-0222372
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Mortgage Data
Review & Overview
First United Bank And Trust Company is a small bank specializing in Home Purchase loans. First United Bank And Trust Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Austin, Oklahoma City, Tulsa, and Houston among others. We have data for 138 markets. (Some data included below & more in-depth data is available with an active subscription.)First United Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First United Bank And Trust Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.02% | 11/11/24 |
| 30 Year Conventional Purchase | 6.55% | 11/11/24 |
| 30 Year Conventional Refi | 6.56% | 11/11/24 |
| 30 Year Cash-out Refi | 6.70% | 11/11/24 |
| 30 Year FHA Purchase | 7.63% | 11/11/24 |
| 30 Year FHA Refi | 7.56% | 11/11/24 |
| 30 Year VA Purchase | 6.38% | 11/11/24 |
| 30 Year VA Refi | 6.40% | 11/11/24 |
| 30 Year USDA Purchase | 6.88% | 11/11/24 |
| 15 Year Conventional Purchase | 6.49% | 11/11/24 |
| 15 Year Conventional Refi | 6.47% | 11/11/24 |
| 15 Year Cash-out Refi | 6.47% | 11/11/24 |
| 15 Year FHA Purchase | 7.07% | 11/11/24 |
| 15 Year FHA Refi | 7.37% | 11/11/24 |
| 15 Year VA Purchase | 6.09% | 11/11/24 |
| 15 Year VA Refi | 5.69% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First United Bank And Trust Company Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from First United Bank And Trust Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,024Origination Dollar Volume (All Markets)
$2,472,510,000Awards
First United Bank and Trust Company - 2023
First United Bank and Trust Company is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
First United Bank And Trust Company's average 30 year fixed mortgage rate was
6.86%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.38%.
Relative Fees (Closing Costs)
First United Bank And Trust Company's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,441.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,366 | $740,380,000 | $542,006 | $9,997 | 7.18% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 542 | $437,240,000 | $806,716 | $10,425 | 6.82% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1,695 | $373,875,000 | $220,575 | $6,936 | 7.68% |
| TULSA, OK (FHA|USDA|VA) | 713 | $191,115,000 | $268,043 | $8,565 | 6.93% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 264 | $130,100,000 | $492,803 | $9,201 | 6.78% |
| Outside of Metro Areas | 529 | $118,245,000 | $223,526 | $6,389 | 8.02% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 187 | $83,195,000 | $444,893 | $10,760 | 7.07% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 276 | $67,220,000 | $243,551 | $7,106 | 7.89% |
| LAWTON, OK (FHA|USDA|VA) | 235 | $48,385,000 | $205,894 | $7,401 | 6.81% |
| Durant, OK (FHA|USDA|VA) | 291 | $46,975,000 | $161,426 | $5,246 | 8.53% |
| Shawnee, OK (FHA|USDA|VA) | 261 | $42,675,000 | $163,506 | $5,363 | 8.01% |
| WACO, TX (FHA|USDA|VA) | 10 | $19,750,000 | $1,975,000 | $8,976 | 7.57% |
| Ada, OK (FHA|USDA|VA) | 99 | $14,095,000 | $142,374 | $5,346 | 7.91% |
| Bonham, TX (FHA|USDA|VA) | 63 | $12,685,000 | $201,349 | $6,309 | 8.01% |
| Ardmore, OK (FHA|USDA|VA) | 56 | $12,270,000 | $219,107 | $6,859 | 7.64% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 44 | $11,720,000 | $266,364 | $10,952 | 7.19% |
| Fredericksburg, TX (FHA|USDA|VA) | 25 | $10,645,000 | $425,800 | $8,568 | 7.49% |
| Gainesville, TX (FHA|USDA|VA) | 29 | $9,675,000 | $333,621 | $7,219 | 7.68% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 12 | $7,200,000 | $600,000 | $13,160 | 7.14% |
| McAlester, OK (FHA|USDA|VA) | 41 | $6,715,000 | $163,780 | $6,210 | 7.84% |
| Granbury, TX (FHA|USDA|VA) | 15 | $4,445,000 | $296,333 | $8,185 | 7.18% |
| Athens, TX (FHA|USDA|VA) | 8 | $3,910,000 | $488,750 | $8,142 | 7.76% |
| Muskogee, OK (FHA|USDA|VA) | 15 | $3,385,000 | $225,667 | $8,056 | 6.88% |
| Mineral Wells, TX (FHA|USDA|VA) | 8 | $3,370,000 | $421,250 | $10,618 | 7.00% |
| Stillwater, OK (FHA|USDA|VA) | 15 | $3,235,000 | $215,667 | $7,988 | 7.19% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $2,490,000 | $415,000 | $8,134 | 6.45% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $2,185,000 | $728,333 | $6,896 | 7.21% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $2,175,000 | $435,000 | $5,862 | 6.88% |
| Duncan, OK (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $7,565 | 7.35% |
| ENID, OK (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $5,357 | 7.01% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $3,114 | 6.94% |
| LUBBOCK, TX (FHA|USDA|VA) | 11 | $1,625,000 | $147,727 | $10,662 | 8.22% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $5,008 | 7.04% |
| Kerrville, TX (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $7,787 | 7.18% |
| Brenham, TX (FHA|USDA|VA) | 1 | $1,565,000 | $1,565,000 | $13,558 | 6.19% |
| TYLER, TX (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $11,366 | 6.69% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $1,500,000 | $750,000 | $6,937 | 6.94% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $5,357 | 7.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $6,866 | 7.23% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $1,420,000 | $710,000 | $10,933 | 7.56% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $19,795 | 6.42% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $0 | 6.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $1,105,000 | $1,105,000 | $18,783 | 6.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $12,825 | 6.44% |
| Bartlesville, OK (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $6,972 | 7.30% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $7,254 | 6.83% |
| Altus, OK (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $8,033 | 6.56% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $9,011 | 7.88% |
| Tahlequah, OK (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $6,563 | 7.20% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,779 | 7.31% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $0 | 8.19% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $7,826 | 7.21% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $27,450 | 7.63% |
| Montrose, CO (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $6,751 | 7.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $12,022 | 7.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $5,572 | 6.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,919 | 6.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,825 | 7.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,233 | 6.81% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,115 | 7.50% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,829 | 6.97% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,715 | 7.06% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $12,523 | 6.94% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,185 | 8.13% |
| Albertville, AL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $7,792 | 6.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $10,307 | 7.13% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,810 | 6.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,581 | 5.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,279 | 7.58% |
| Ponca City, OK (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $6,237 | 7.91% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 8.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,871 | 8.13% |
| Paris, TX (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,790 | 8.31% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,420 | 6.38% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,880 | 7.88% |
| CHICO, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,096 | 7.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,021 | 6.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $16,851 | 7.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,171 | 7.21% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,868 | 7.13% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,167 | 6.69% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,149 | 6.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,506 | 6.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,876 | 8.13% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,923 | 6.94% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,083 | 6.88% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,306 | 6.56% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,792 | 6.19% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,584 | 7.06% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,609 | 7.50% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,719 | 7.19% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,178 | 6.88% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,709 | 8.63% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,399 | 7.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,057 | 6.63% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,735 | 7.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,739 | 6.13% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,976 | 6.50% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,741 | 6.75% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,940 | 7.19% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,465 | 7.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,198 | 6.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 8.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,224 | 7.50% |
| Bay City, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,904 | 7.38% |
| Woodward, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $13,918 | 8.19% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,508 | 6.50% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.63% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,092 | 7.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,306 | 7.50% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,511 | 7.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,682 | 7.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,299 | 7.25% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,364 | 5.88% |
| Parsons, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,767 | 6.75% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,901 | 7.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,259 | 6.38% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,944 | 7.13% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,228 | 6.50% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.13% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,289 | 6.38% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.25% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.63% |
| Miami, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,112 | 7.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,793 | 6.75% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,242 | 6.75% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,140 | 7.50% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,699 | 7.13% |
| Decatur, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,570 | 7.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.88% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,565 | 6.88% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.50% |
| Marion, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,071 | 7.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,638 | 7.50% |
| Palestine, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,889 | 11.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,784 | 8.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.13% |
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Product Mix
For 2023, First United Bank And Trust Company's most frequently originated type of loan was Conventional, with 4,472 originations. Their 2nd most popular type was HELOC, with 1,151 originations.
Loan Reason
For 2023, First United Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 5,321 originations. The 2nd most popular reason was Other, with 820 originations.
Loan Duration/Length
For 2023, First United Bank And Trust Company's most frequently cited loan duration was 30 Year, with 4,679 originations. The 2nd most popular length was Other, with 1,297 originations.
Origination Fees/Closing Costs
First United Bank And Trust Company's average total fees were $8,441, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,795 originations.
Interest Rates
During 2023, First United Bank And Trust Company's average interest rate for loans was 6.86%, while their most frequently originated rate bucket for loans was 6-7%, with 2,304 originations.
Loan Sizing
2023 saw First United Bank And Trust Company place emphasis on $200k-400k loans with 2,641 originations, totaling $754,135,000 in origination value.
Applicant Income
First United Bank And Trust Company lent most frequently to those with incomes in the $100k-150k range, with 1,527 originations. The second most popular income band? $150k-250k, with 1,360 originations.
Applicant Debt to Income Ratio
First United Bank And Trust Company lent most frequently to those with DTI ratios of 30-36%, with 1,124 originations. The next most common DTI ratio? 20-30%, with 1,074 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.67%
First United Bank And Trust Company has an average approval rate.
Pick Rate
Approvals leading to origination62.83%
First United Bank And Trust Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,024 | $2,472,510,000 | $352,009 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,024 | $2,472,510,000 | $352,009 |