First United Bank And Trust Company Mortgage Rates, Fees & Info

Durant, OK

LEI: 549300DMHEHNYZ2OLB41

Tax ID: 73-0222372

4.1 stars - out of 5 stars, based on 125 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    First United Bank And Trust Company is a mid-sized bank specializing in Home Purchase and Refi loans. First United Bank And Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Austin, Houston, Oklahoma City, and Tulsa among others. We have data for 181 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First United Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First United Bank And Trust Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.02% 9/29/22
    30 Year Conventional Purchase 6.27% 9/29/22
    30 Year Conventional Refi 6.24% 9/29/22
    30 Year Cash-out Refi 6.41% 9/29/22
    30 Year FHA Purchase 7.24% 9/29/22
    30 Year FHA Refi 6.98% 9/29/22
    30 Year VA Purchase 6.08% 9/29/22
    30 Year VA Refi 5.90% 9/29/22
    30 Year USDA Purchase 6.48% 9/29/22
    30 Year USDA Refi 6.49% 9/29/22
    15 Year Conventional Purchase 6.10% 9/29/22
    15 Year Conventional Refi 5.87% 9/29/22
    15 Year Cash-out Refi 5.87% 9/29/22
    15 Year FHA Purchase 7.19% 9/29/22
    15 Year FHA Refi 6.33% 9/29/22
    15 Year VA Purchase 5.62% 9/29/22
    15 Year VA Refi 5.55% 9/29/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    15,556

    Origination Dollar Volume (All Markets)

    $6,059,050,000

    Employee count

    1,892 Show all (15) awards

    Relative Rate

    First United Bank And Trust Company's average 30 year fixed mortgage rate was 3.12%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.03%.

    Relative Fees (Closing Costs)

    First United Bank And Trust Company's average total fees/closing costs for a 30 year fixed rate mortgage were $5,760.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3,962 $1,831,630,000 $462,299 $6,311 3.19%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,666 $1,216,170,000 $729,994 $7,877 3.03%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,457 $871,055,000 $597,841 $7,408 3.03%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2,562 $558,610,000 $218,037 $4,562 3.36%
    TULSA, OK (FHA|USDA|VA) 1,629 $389,915,000 $239,359 $5,487 3.13%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 618 $290,620,000 $470,259 $7,090 3.09%
    Outside of Metro Areas 770 $193,250,000 $250,974 $4,827 3.60%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 489 $137,775,000 $281,748 $4,835 3.90%
    LAWTON, OK (FHA|USDA|VA) 444 $87,130,000 $196,239 $6,142 3.02%
    Shawnee, OK (FHA|USDA|VA) 460 $75,840,000 $164,870 $3,942 3.55%
    Durant, OK (FHA|USDA|VA) 369 $62,725,000 $169,986 $4,102 4.14%
    Fredericksburg, TX (FHA|USDA|VA) 85 $36,885,000 $433,941 $5,636 3.41%
    Ada, OK (FHA|USDA|VA) 155 $34,465,000 $222,355 $3,529 3.84%
    Bonham, TX (FHA|USDA|VA) 106 $20,720,000 $195,472 $4,301 3.93%
    Gainesville, TX (FHA|USDA|VA) 59 $17,495,000 $296,525 $5,191 3.68%
    Ardmore, OK (FHA|USDA|VA) 67 $14,115,000 $210,672 $4,104 3.50%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 35 $12,795,000 $365,571 $6,349 3.24%
    Huntsville, TX (FHA|USDA|VA) 19 $11,085,000 $583,421 $7,994 3.05%
    Mineral Wells, TX (FHA|USDA|VA) 21 $9,275,000 $441,667 $6,360 3.18%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 12 $9,270,000 $772,500 $8,296 3.23%
    McAlester, OK (FHA|USDA|VA) 45 $7,745,000 $172,111 $4,579 3.41%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $7,545,000 $685,909 $5,786 3.01%
    WACO, TX (FHA|USDA|VA) 17 $7,305,000 $429,706 $4,753 3.30%
    Granbury, TX (FHA|USDA|VA) 21 $6,695,000 $318,810 $5,509 3.30%
    Athens, TX (FHA|USDA|VA) 13 $6,545,000 $503,462 $7,776 3.38%
    Heber, UT (FHA|USDA|VA) 1 $6,165,000 $6,165,000 $15,861 3.25%
    Stillwater, OK (FHA|USDA|VA) 34 $6,140,000 $180,588 $5,096 3.38%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 17 $4,385,000 $257,941 $4,850 3.32%
    Muskogee, OK (FHA|USDA|VA) 20 $4,270,000 $213,500 $3,954 3.12%
    Duncan, OK (FHA|USDA|VA) 23 $3,275,000 $142,391 $4,108 3.34%
    Stephenville, TX (FHA|USDA|VA) 8 $2,920,000 $365,000 $5,320 3.17%
    Kerrville, TX (FHA|USDA|VA) 8 $2,890,000 $361,250 $4,898 3.08%
    Bartlesville, OK (FHA|USDA|VA) 18 $2,760,000 $153,333 $4,684 3.44%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $2,690,000 $672,500 $8,576 2.94%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 7 $2,665,000 $380,714 $4,143 2.86%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $2,580,000 $1,290,000 $3,980 3.06%
    TYLER, TX (FHA|USDA|VA) 11 $2,375,000 $215,909 $4,514 3.15%
    Brenham, TX (FHA|USDA|VA) 6 $2,360,000 $393,333 $6,774 3.06%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $2,255,000 $451,000 $9,128 2.90%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $2,205,000 $441,000 $7,247 3.05%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $2,075,000 $296,429 $4,889 3.27%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $2,050,000 $512,500 $5,009 3.34%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,900,000 $475,000 $7,253 3.73%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 6 $1,900,000 $316,667 $2,846 2.92%
    ABILENE, TX (FHA|USDA|VA) 10 $1,790,000 $179,000 $5,112 3.24%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $1,760,000 $440,000 $4,515 2.91%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 4 $1,690,000 $422,500 $4,199 3.28%
    Tahlequah, OK (FHA|USDA|VA) 9 $1,675,000 $186,111 $3,744 3.68%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,645,000 $329,000 $5,110 3.68%
    EL PASO, TX (FHA|USDA|VA) 5 $1,645,000 $329,000 $6,101 2.85%
    MIDLAND, TX (FHA|USDA|VA) 3 $1,625,000 $541,667 $7,914 3.21%
    Breckenridge, CO (FHA|USDA|VA) 2 $1,560,000 $780,000 $4,402 2.94%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 6 $1,530,000 $255,000 $3,837 2.94%
    LONGVIEW, TX (FHA|USDA|VA) 6 $1,520,000 $253,333 $4,442 3.10%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $1,505,000 $501,667 $10,806 2.58%
    FORT SMITH, AR-OK (FHA|USDA|VA) 5 $1,495,000 $299,000 $3,804 3.25%
    Paris, TX (FHA|USDA|VA) 7 $1,435,000 $205,000 $5,406 3.77%
    LUBBOCK, TX (FHA|USDA|VA) 6 $1,410,000 $235,000 $6,160 3.69%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $1,390,000 $347,500 $3,174 3.13%
    WICHITA FALLS, TX (FHA|USDA|VA) 4 $1,280,000 $320,000 $5,099 3.48%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $1,265,000 $421,667 $6,839 3.17%
    Ponca City, OK (FHA|USDA|VA) 5 $1,245,000 $249,000 $5,909 3.05%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $1,195,000 $1,195,000 $4,248 2.88%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,503 3.38%
    Woodward, OK (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,167 3.05%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $1,115,000 $371,667 $9,896 3.08%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $19,688 2.50%
    Jacksonville, TX (FHA|USDA|VA) 3 $1,095,000 $365,000 $6,759 3.92%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $1,075,000 $1,075,000 $9,226 2.75%
    Durango, CO (FHA|USDA|VA) 2 $1,070,000 $535,000 $4,425 2.69%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $1,060,000 $530,000 $0 3.31%
    ENID, OK (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,004 3.38%
    Ruidoso, NM (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,556 3.56%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $1,020,000 $510,000 $3,845 2.81%
    Taos, NM (FHA|USDA|VA) 2 $1,010,000 $505,000 $8,130 3.38%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $960,000 $240,000 $3,851 3.59%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $955,000 $318,333 $3,539 3.04%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $950,000 $475,000 $7,101 3.38%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $950,000 $475,000 $3,988 3.06%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $925,000 $308,333 $4,588 3.63%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $915,000 $305,000 $3,324 3.58%
    SAN ANGELO, TX (FHA|USDA|VA) 3 $895,000 $298,333 $4,498 2.92%
    Weatherford, OK (FHA|USDA|VA) 6 $850,000 $141,667 $3,787 3.73%
    Montrose, CO (FHA|USDA|VA) 1 $835,000 $835,000 $4,698 3.00%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $820,000 $410,000 $4,433 2.81%
    Outside of Metro Areas 2 $800,000 $400,000 $5,560 2.75%
    TUCSON, AZ (FHA|USDA|VA) 2 $760,000 $380,000 $4,918 2.88%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $730,000 $365,000 $4,506 3.00%
    LOGAN, UT-ID (FHA|USDA|VA) 1 $725,000 $725,000 $4,863 3.00%
    SANTA FE, NM (FHA|USDA|VA) 3 $715,000 $238,333 $3,195 3.25%
    AMARILLO, TX (FHA|USDA|VA) 4 $710,000 $177,500 $3,943 3.13%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $700,000 $350,000 $4,182 3.06%
    Los Alamos, NM (FHA|USDA|VA) 1 $685,000 $685,000 $7,358 2.63%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $620,000 $310,000 $4,740 2.81%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $610,000 $305,000 $8,714 2.81%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $570,000 $285,000 $2,927 2.81%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $565,000 $565,000 $24,300 3.38%
    Lufkin, TX (FHA|USDA|VA) 1 $545,000 $545,000 $6,244 3.25%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $535,000 $535,000 $4,531 2.88%
    WORCESTER, MA-CT (FHA|USDA|VA) 1 $535,000 $535,000 $3,222 2.88%
    GRANTS PASS, OR (FHA|USDA|VA) 1 $515,000 $515,000 $5,065 3.13%
    JACKSONVILLE, FL (FHA|USDA|VA) 1 $515,000 $515,000 $5,480 2.75%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $505,000 $505,000 $3,049 2.38%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $505,000 $505,000 $5,328 2.88%
    Kapaa, HI (FHA|USDA|VA) 1 $505,000 $505,000 $5,027 3.13%
    RENO, NV (FHA|USDA|VA) 2 $500,000 $250,000 $3,192 3.13%
    COLUMBUS, OH (FHA|USDA|VA) 2 $500,000 $250,000 $3,499 2.94%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $495,000 $495,000 $4,978 2.88%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $495,000 $495,000 $4,156 3.00%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $480,000 $240,000 $3,240 2.75%
    Altus, OK (FHA|USDA|VA) 2 $480,000 $240,000 $3,013 2.88%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $475,000 $475,000 $3,771 2.88%
    URBAN HONOLULU, HI (FHA|USDA|VA) 1 $475,000 $475,000 $4,033 2.88%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $465,000 $465,000 $0 3.63%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $455,000 $455,000 $3,931 3.13%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $445,000 $445,000 $11,749 2.25%
    Greenwood, SC (FHA|USDA|VA) 1 $445,000 $445,000 $3,851 3.50%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $440,000 $220,000 $4,356 3.13%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $435,000 $435,000 $6,206 2.38%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $430,000 $215,000 $2,436 2.88%
    Elk City, OK (FHA|USDA|VA) 2 $410,000 $205,000 $3,269 3.13%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $405,000 $405,000 $3,814 3.00%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $395,000 $395,000 $4,104 2.75%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $395,000 $395,000 $8,796 3.63%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $365,000 $365,000 $2,702 2.88%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $365,000 $365,000 $4,149 3.25%
    OCALA, FL (FHA|USDA|VA) 2 $360,000 $180,000 $4,142 3.56%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $355,000 $355,000 $3,494 3.38%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $355,000 $355,000 $16,385 2.75%
    PITTSFIELD, MA (FHA|USDA|VA) 1 $355,000 $355,000 $3,485 2.88%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $355,000 $355,000 $4,523 2.25%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $335,000 $335,000 $2,783 3.25%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $335,000 $335,000 $5,766 3.88%
    Rockport, TX (FHA|USDA|VA) 1 $325,000 $325,000 $5,095 2.63%
    SAVANNAH, GA (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.75%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $305,000 $305,000 $3,760 2.88%
    MANHATTAN, KS (FHA|USDA|VA) 1 $305,000 $305,000 $2,835 3.25%
    Nacogdoches, TX (FHA|USDA|VA) 2 $300,000 $150,000 $3,957 3.06%
    Morehead City, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,087 3.13%
    Bozeman, MT (FHA|USDA|VA) 1 $295,000 $295,000 $3,304 3.38%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $285,000 $285,000 $4,944 3.00%
    Palestine, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,964 3.00%
    ALBUQUERQUE, NM (FHA|USDA|VA) 1 $265,000 $265,000 $2,618 2.88%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $265,000 $265,000 $3,779 2.75%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $3,765 2.88%
    GADSDEN, AL (FHA|USDA|VA) 1 $265,000 $265,000 $3,416 3.00%
    Brownwood, TX (FHA|USDA|VA) 1 $255,000 $255,000 $8,744 2.88%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $255,000 $255,000 $4,085 2.88%
    Branson, MO (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.75%
    VICTORIA, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 3.75%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $235,000 $235,000 $2,872 3.13%
    Corsicana, TX (FHA|USDA|VA) 2 $230,000 $115,000 $3,379 2.94%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $225,000 $225,000 $4,609 3.25%
    TEXARKANA, TX-AR (FHA|USDA|VA) 1 $225,000 $225,000 $7,533 2.50%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $225,000 $225,000 $6,902 3.88%
    BATON ROUGE, LA (FHA|USDA|VA) 1 $215,000 $215,000 $4,277 3.63%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,966 2.88%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,578 3.00%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,042 2.88%
    Malvern, AR (FHA|USDA|VA) 1 $195,000 $195,000 $2,696 3.00%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.13%
    Pampa, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,752 3.00%
    LAREDO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $8,709 3.88%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $175,000 $175,000 $2,956 3.00%
    WICHITA, KS (FHA|USDA|VA) 1 $175,000 $175,000 $3,573 3.13%
    Ashtabula, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,938 3.00%
    El Campo, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,511 3.75%
    DOTHAN, AL (FHA|USDA|VA) 1 $155,000 $155,000 $3,638 3.38%
    ODESSA, TX (FHA|USDA|VA) 1 $145,000 $145,000 $9,414 2.75%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.63%
    Martin, TN (FHA|USDA|VA) 1 $145,000 $145,000 $4,001 3.75%
    JONESBORO, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,372 2.38%
    NILES, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,297 3.25%
    LAFAYETTE, LA (FHA|USDA|VA) 1 $115,000 $115,000 $3,584 2.88%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,585 4.00%
    GREELEY, CO (FHA|USDA|VA) 1 $105,000 $105,000 $2,594 3.38%
    Defiance, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,971 3.88%
    Indiana, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,189 3.25%
    Batavia, NY (FHA|USDA|VA) 1 $75,000 $75,000 $3,217 3.63%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $55,000 $55,000 $2,194 2.75%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $45,000 $45,000 $1,075 5.00%

    First United Bank And Trust Company's top markets include Dallas, Austin, Houston, Oklahoma City, and Tulsa among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 12,291 $5,345,415,000 $434,905 $5,698 3.23%
    FHA 1,361 $284,335,000 $208,916 $7,486 3.17%
    VA 1,003 $294,205,000 $293,325 $7,186 2.82%
    HELOC 765 $113,825,000 $148,791 n/a 4.70%
    USDA 136 $21,270,000 $156,397 $5,058 2.89%

    For 2021, First United Bank And Trust Company's most frequently originated type of loan was Conventional, with 12,291 originations. Their 2nd most popular type was FHA, with 1,361 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,374 $3,952,450,000 $421,640 $6,795 3.23%
    Refi 3,634 $1,270,540,000 $349,626 $4,280 3.14%
    Cash Out Refi 1,528 $610,610,000 $399,614 $5,363 3.19%
    Other 796 $195,890,000 $246,093 $4,858 4.00%
    Home Improvement 224 $29,560,000 $131,964 $4,259 4.65%

    For 2021, First United Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 9,374 originations. The 2nd most popular reason was Refi, with 3,634 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 11,108 $4,283,620,000 $385,634 $5,760 3.12%
    15 Year 1,554 $363,540,000 $233,938 $3,986 2.96%
    Other 909 $174,625,000 $192,107 $6,194 4.53%
    30+ year 796 $753,950,000 $947,173 $14,001 3.27%
    20 Year 543 $126,065,000 $232,164 $3,854 3.71%
    10 Year 274 $59,940,000 $218,759 $3,344 3.72%
    5 Year 214 $256,520,000 $1,198,692 $1,889 4.79%
    1 Year 145 $31,545,000 $217,552 $5,872 5.01%
    3 Year 13 $9,245,000 $711,154 $0 4.80%

    For 2021, First United Bank And Trust Company's most frequently cited loan duration was 30 Year, with 11,108 originations. The 2nd most popular length was 15 Year, with 1,554 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 8,810 $3,511,230,000 $398,551
    $1k-2k 2,603 $661,235,000 $254,028
    $5k+ 874 $817,420,000 $935,263
    $2k-3k 690 $237,980,000 $344,899
    $3k-4k 321 $119,095,000 $371,012
    $4k-5k 229 $112,385,000 $490,764

    First United Bank And Trust Company's average total fees were $5,760, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 8,810 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 6,542 $2,810,600,000 $429,624
    2.5-3% 6,181 $2,592,845,000 $419,486
    4-5% 1,488 $317,450,000 $213,340
    <2.5% 970 $290,190,000 $299,165
    5-6% 302 $42,440,000 $140,530
    6-7% 38 $3,520,000 $92,632
    7-8% 20 $1,030,000 $51,500
    Over 8% 15 $975,000 $65,000

    During 2021, First United Bank And Trust Company's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 3-4%, with 6,542 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,824 $1,651,590,000 $283,583 $5,355 3.13%
    $100k-200k 3,598 $548,720,000 $152,507 $4,218 3.34%
    $400k-600k 2,346 $1,151,180,000 $490,699 $6,231 3.10%
    $600k-1MM 1,575 $1,185,835,000 $752,911 $8,314 3.09%
    $100,000 or less 1,375 $89,705,000 $65,240 $3,158 4.23%
    $1MM+ 838 $1,432,020,000 $1,708,854 $13,833 3.11%

    2021 saw First United Bank And Trust Company place emphasis on $200k-400k loans with 5,824 originations, totaling $1,651,590,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,162 $947,350,000 $299,605 $5,327 3.22%
    $150k-250k 3,013 $1,345,655,000 $446,616 $6,185 3.18%
    $250k+ 2,706 $2,204,090,000 $814,520 $9,062 3.15%
    $50k-75k 2,404 $464,670,000 $193,290 $5,050 3.26%
    $75k-100k 2,163 $523,495,000 $242,023 $5,149 3.22%
    $50k or less 1,440 $196,740,000 $136,625 $4,348 3.38%

    First United Bank And Trust Company lent most frequently to those with incomes in the $100k-150k range, with 3,162 originations. The second most popular income band? $150k-250k, with 3,013 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,551 $1,395,635,000 $393,026 $5,735 3.18%
    30-36% 2,981 $1,212,325,000 $406,684 $6,005 3.20%
    <20% 1,415 $514,825,000 $363,834 $5,257 3.31%
    42% 705 $346,705,000 $491,780 $7,227 3.21%
    41% 585 $273,435,000 $467,410 $6,884 3.24%
    40% 574 $246,570,000 $429,564 $6,675 3.23%
    37% 560 $237,420,000 $423,964 $6,280 3.19%
    39% 545 $233,535,000 $428,505 $6,460 3.23%
    38% 535 $198,225,000 $370,514 $6,252 3.22%
    36% 519 $223,505,000 $430,645 $6,244 3.20%
    44% 457 $120,915,000 $264,584 $5,264 3.19%
    43% 409 $113,555,000 $277,641 $5,169 3.18%
    50-60% 382 $115,530,000 $302,435 $8,501 3.10%
    49% 329 $93,685,000 $284,757 $5,167 3.10%
    45% 308 $86,000,000 $279,221 $5,209 3.11%
    46% 282 $78,510,000 $278,404 $5,470 3.11%
    47% 270 $75,040,000 $277,926 $5,578 3.14%
    48% 259 $71,625,000 $276,544 $5,351 3.13%
    >60% 19 $8,445,000 $444,474 $7,356 3.22%

    First United Bank And Trust Company lent most frequently to those with DTI ratios of 20-30%, with 3,551 originations. The next most common DTI ratio? 30-36%, with 2,981 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 11,272 $4,237,540,000 $375,935 $5,883 3.23%
    Not provided 1,940 $783,030,000 $403,624 $6,226 3.23%
    Asian 774 $389,890,000 $503,734 $6,949 3.07%
    Not applicable 512 $340,510,000 $665,059 $0 4.57%
    Black 502 $174,870,000 $348,347 $6,477 3.24%
    American Indian 532 $126,550,000 $237,876 $5,341 3.21%
    Native Hawaiian or Islander 20 $5,750,000 $287,500 $6,325 3.10%
    Other Asian 4 $910,000 $227,500 $4,601 3.00%

    Approval Rates

    Total approvals of all applications
    94.73%

    First United Bank And Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    74.31%

    First United Bank And Trust Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 15,556 $6,059,050,000 $389,499

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    15,556 $6,059,050,000 $389,499

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 765 $163,945,000 $214,307 $4,194 3.64%
    40-60% 1,774 $680,160,000 $383,405 $4,942 3.16%
    60-80% 5,524 $2,631,000,000 $476,285 $5,953 3.25%
    80-100% 6,932 $2,487,980,000 $358,912 $6,169 3.21%
    Over 100% 232 $67,690,000 $291,767 $12,463 2.89%
    Under 20% 329 $28,275,000 $85,942 $3,709 4.59%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    FIRST UNITED BANK AND TRUST COMPANY Conventional home mortgage Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First United Bank and Trust Company 1 East Taft Avenue Sapulpa, OK 74066 Full Service B&M $8,408
    First United Bank and Trust Company 100 North Preston Road Prosper, TX 75078 Full Service B&M $62,028
    First United Bank and Trust Company 101 Burney Street Colbert, OK 74733 Full Service B&M $53,848
    First United Bank and Trust Company 101 East Broadway Gainesville, TX 76240 Full Service B&M $77,041
    First United Bank and Trust Company 102 East Main Street Holdenville, OK 74848 Full Service B&M $108,165
    First United Bank and Trust Company 102 West Main Street Bokchito, OK 74726 Full Service B&M $35,825
    First United Bank and Trust Company 1400 West Main Street Durant, OK 74701 Full Service B&M $1,896,997
    First United Bank and Trust Company 1403 West Chapman Drive Sanger, TX 76266 Full Service B&M $98,822
    First United Bank and Trust Company 1410 North First Avenue Durant, OK 74701 Full Service B&M $9,247
    First United Bank and Trust Company 1517 Centre Place Drive Denton, TX 76205 Full Service B&M $126,864
    First United Bank and Trust Company 1539 East Court Street Seguin, TX 78155 Full Service B&M $50,555
    First United Bank and Trust Company 1600 South Agnew Ave Oklahoma City, OK 73108 Full Service B&M $32,851
    First United Bank and Trust Company 1700 Redbud Blvd Mckinney, TX 75069 Full Service B&M $198,008
    First United Bank and Trust Company 1710 North Llano Fredericksburg, TX 78624 Full Service B&M $194,873
    First United Bank and Trust Company 1845 Woodall Rogers Freeway Dallas, TX 75201 Full Service B&M $83,824
    First United Bank and Trust Company 19099 Fm 2252 Garden Ridge, TX 78266 Full Service B&M $60,388
    First United Bank and Trust Company 1913 Ranch Road 620 South Lakeway, TX 78734 Full Service B&M $124,524
    First United Bank and Trust Company 200 North Austin Street Seguin, TX 78155 Full Service B&M $328,403
    First United Bank and Trust Company 2000 West Grant Pauls Valley, OK 73075 Full Service B&M $8,451
    First United Bank and Trust Company 201 N. Milt Phillips Seminole, OK 74868 Full Service B&M $68,729
    First United Bank and Trust Company 2025 West University Durant, OK 74701 Full Service B&M $51,905
    First United Bank and Trust Company 20480 Hwy 46 Spring Branch, TX 78070 Full Service B&M $42,764
    First United Bank and Trust Company 2101 S I-35 Frontage Road Moore, OK 73160 Full Service B&M $48,485
    First United Bank and Trust Company 221 West 12th Street Ada, OK 74820 Full Service B&M $1,152,915
    First United Bank and Trust Company 223 South Mekusukey Avenue Wewoka, OK 74884 Full Service B&M $37,818
    First United Bank and Trust Company 2600 N. Harrison St. Shawnee, OK 74804 Full Service B&M $177,475
    First United Bank and Trust Company 2725 Bee Caves Rd Austin, TX 78746 Full Service B&M $125,747
    First United Bank and Trust Company 2730 West University Drive Denton, TX 76201 Full Service B&M $78,075
    First United Bank and Trust Company 300 West Lillie Boulevard Madill, OK 73446 Full Service B&M $107,434
    First United Bank and Trust Company 301 North Broadway Tecumseh, OK 74873 Full Service B&M $61,964
    First United Bank and Trust Company 311 Ranch Road 2900 Kingsland, TX 78639 Full Service B&M $48,238
    First United Bank and Trust Company 315 East Dewey Sapulpa, OK 74066 Full Service B&M $87,768
    First United Bank and Trust Company 315 West Grant Avenue Pauls Valley, OK 73075 Full Service B&M $102,451
    First United Bank and Trust Company 317 6th Street Maysville, OK 73057 Full Service B&M $15,751
    First United Bank and Trust Company 324 West Main Street Purcell, OK 73080 Full Service B&M $122,808
    First United Bank and Trust Company 3326 Fm 120 Denison, TX 75020 Full Service B&M $87,787
    First United Bank and Trust Company 3712 West Main Street Durant, OK 74701 Full Service B&M $11,095
    First United Bank and Trust Company 3932 S. Boulevard Edmond, OK 73013 Full Service B&M $12,396
    First United Bank and Trust Company 400 North Travis Sherman, TX 75090 Full Service B&M $123,995
    First United Bank and Trust Company 4008 Medical Parkway Austin, TX 78756 Full Service B&M $37,454
    First United Bank and Trust Company 401 E Taylor St Sherman, TX 75090 Full Service B&M $419,800
    First United Bank and Trust Company 418 Highway 281 Marble Falls, TX 78654 Full Service B&M $242,802
    First United Bank and Trust Company 4439 North Kickapoo Avenue Shawnee, OK 74804 Full Service B&M $32,909
    First United Bank and Trust Company 4917 Fm 3009 Schertz, TX 78154 Full Service B&M $89,043
    First United Bank and Trust Company 4925 Southeast 44th Street Norman, OK 73072 Full Service B&M $37,473
    First United Bank and Trust Company 5000 Texoma Parkway Sherman, TX 75090 Limited, Drive-thru $25,987
    First United Bank and Trust Company 501 West Fm 120 Pottsboro, TX 75076 Full Service B&M $130,772
    First United Bank and Trust Company 512 North Broadway Avenue Oklahoma City, OK 73102 Full Service B&M $183,943
    First United Bank and Trust Company 570 Northwest 24th Avenue Norman, OK 73069 Full Service B&M $155,463
    First United Bank and Trust Company 6000 South Western Avenue Oklahoma City, OK 73139 Full Service B&M $84,283
    First United Bank and Trust Company 601 North Service Road Calera, OK 74730 Full Service B&M $95,548
    First United Bank and Trust Company 6100 Preston Road Frisco, TX 75034 Full Service B&M $93,438
    First United Bank and Trust Company 6401 South Custer Road Mckinney, TX 75071 Full Service B&M $261,929
    First United Bank and Trust Company 6905 W Fm 2147 Horseshoe Bay, TX 78657 Full Service B&M $118,535
    First United Bank and Trust Company 7050 Lebanon Road Frisco, TX 75034 Full Service B&M $23,834
    First United Bank and Trust Company 7286 West Adams Avenue Temple, TX 76502 Full Service B&M $55,509
    First United Bank and Trust Company 801 12th Avenue Northeast Norman, OK 73071 Full Service B&M $64,409
    First United Bank and Trust Company 801 East Jackson Hugo, OK 74743 Full Service B&M $118,866
    First United Bank and Trust Company 8201 Preston Road, Suite 265 Dallas, TX 75225 Full Service B&M $406,029
    First United Bank and Trust Company 851 Hwy. 377n Whitesboro, TX 76273 Full Service B&M $97,082
    First United Bank and Trust Company 901 North State Hwy 46 Seguin, TX 78155 Full Service B&M $24,153
    First United Bank and Trust Company 931 West Main Street Denison, TX 75020 Full Service B&M $297,134
    First United Bank and Trust Company 960 East Mccart Street Krum, TX 76249 Full Service B&M $75,849
    First United Bank and Trust Company 10526 West Parmer Lane Austin, TX 78717 Full Service B&M $62,230
    First United Bank and Trust Company 10731 South Western Avenue Oklahoma City, OK 73170 Full Service B&M $101,349
    First United Bank and Trust Company 1116 S. State Highway 16 Fredericksburg, TX 78624 Full Service B&M $58,370
    First United Bank and Trust Company 120 West Sam Rayburn Drive Bonham, TX 75418 Full Service B&M $114,930
    First United Bank and Trust Company 1221 Arlington Ada, OK 74820 Full Service B&M $19,090
    First United Bank and Trust Company 200 W Collins Street Leonard, TX 75452 Full Service B&M $49,320

    For 2021, First United Bank And Trust Company had 69 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $444,120
    Net interest income $400,019
    Total noninterest income $228,268
    Gross Fiduciary activities income $406
    Service charges on deposit accounts $17,719
    Trading account gains and fees $0
    Additional Noninterest Income $210,143
    Pre-tax net operating income $227,259
    Securities gains (or losses, -) $2,898
    Income before extraordinary items $184,422
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $184,422
    Minority interest net income $0
    Net income $184,422
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $182,103

    First United Bank And Trust Company's gross interest income from loans was $444,120,000.
    First United Bank And Trust Company's net interest income from loans was $400,019,000.
    First United Bank And Trust Company's fee based income from loans was $17,719,000.
    First United Bank And Trust Company's net income from loans was $184,422,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $44,101
    Provision for credit losses $12,726
    Total noninterest expense $388,302
    Salaries and employee benefits $243,753
    Premises and equipment expense $32,144
    Additional noninterest expense $112,405
    Applicable income taxes $45,735
    Net charge-offs $2,100
    Cash dividends $27,774

    First United Bank And Trust Company's interest expense for loans was $44,101,000.
    First United Bank And Trust Company's payroll and benefits expense were $243,753,000.
    First United Bank And Trust Company's property, plant and equipment expenses $32,144,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 2.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $10,613,920
    Deposits held in domestic offices $10,613,920
    Deposits by Individuals, partnerships, and corporations $8,029,065
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $2,476,189
    Deposits by Commercial banks and other depository institutions in U.S. $108,633
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $33
    Transaction accounts $2,248,226
    Demand deposits $1,482,296
    Nontransaction accounts $8,365,694
    Money market deposit accounts (MMDAs) $6,795,660
    Other savings deposits (excluding MMDAs) $650,648
    Total time deposits $919,386
    Total time and savings deposits $9,131,624
    Noninterest-bearing deposits $2,952,863
    Interest-bearing deposits $7,661,057
    Retail deposits $9,626,895
    IRAs and Keogh plan accounts $143,238
    Brokered deposits $696,042
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $12,464,313
    Cash & Balances due from depository institutions $603,045
    Interest-bearing balances $516,300
    Total securities $1,212,780
    Federal funds sold & reverse repurchase $81,659
    Net loans and leases $9,631,036
    Loan and leases loss allowance $98,562
    Trading account assets $0
    Bank premises and fixed assets $316,173
    Other real estate owned $9,695
    Goodwill and other intangibles $191,797
    All other assets $418,128

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $12,464,313
    Total Liabilities $11,342,425
    Total deposits $10,613,920
    Interest-bearing deposits $7,661,057
    Deposits held in domestic offices $10,613,920
    % insured (estimated) $56
    Federal funds purchased and repurchase agreements $114,401
    Trading liabilities $0
    Other borrowed funds $506,108
    Subordinated debt $3,093
    All other liabilities $104,903

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $9,631,036
    Loan and leases loss allowance $98,562
    Total loans and leases (domestic) $9,729,598
    All real estate loans $8,568,867
    Real estate loans in domestic offices $8,568,867
    Construction and development loans $2,175,570
    Residential 1-4 family construction $926,901
    Other construction, all land development and other land $1,248,669
    Loans secured by nonfarm nonresidential properties $2,608,411
    Nonfarm nonresidential secured by owner-occupied properties $644,793
    Commercial real estate & other non-farm, non-residential $1,963,618
    Multifamily residential real estate $467,879
    1-4 family residential loans $3,133,919
    Farmland loans $183,088
    Loans held in foreign offices $0
    Farm loans $63,369
    Commercial and industrial loans $868,868
    To non-U.S. addressees $0
    Loans to individuals $144,565
    Credit card loans $0
    Related Plans $8,781
    Consumer Auto Loans $54,290
    Other loans to individuals $81,494
    All other loans & leases $94,137
    Loans to foreign governments and official institutions $0
    Other loans $6,128
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $16,065
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,376
    Non 1-4 family restructured loans & leases $1,341
    Total loans and leases (foreign) $0

    First United Bank and Trust Company had $9,631,036,000 of loans outstanding in 2021. $8,568,867,000 of loans were in real estate loans. $2,175,570,000 of loans were in development loans. $467,879,000 of loans were in multifamily mortgage loans. $3,133,919,000 of loans were in 1-4 family mortgage loans. $63,369,000 of loans were in farm loans. $0 of loans were in credit card loans. $54,290,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,386 $343,380 $247,749
    Nonfarm, nonresidential loans - <$100k 279 $12,007 $43,036
    Nonfarm, nonresidential loans - $100-250k 429 $55,048 $128,317
    Nonfarm, nonresidential loans - $250k-1MM 678 $276,325 $407,559
    Commercial & Industrial, US addressed loans - <$1MM 6,003 $380,997 $63,468
    Commercial & Industrial, US addressed loans - <$100k 4,602 $109,322 $23,755
    Commercial & Industrial, US addressed loans - $100-250k 849 $96,921 $114,159
    Commercial & Industrial, US addressed loans - $250k-1MM 552 $174,754 $316,583
    Farmland loans - <$1MM 674 $78,315 $116,194
    Farmland loans - <$100k 308 $13,181 $42,795
    Farmland loans - $100-250k 271 $36,828 $135,897
    Farmland loans - $250k-1MM 95 $28,306 $297,958
    Agriculture operations loans - <$1MM 1,398 $53,789 $38,476
    Agriculture operations loans - <$100k 1,193 $27,190 $22,791
    Agriculture operations loans - $100-250k 164 $17,415 $106,189
    Agriculture operations loans - $250k-1MM 41 $9,184 $224,000