Verabank Mortgage Rates, Fees & Info

Henderson, TX

LEI: 54930087FQP1S845Z665

Tax ID: 75-0187835

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Verabank is a smaller bank specializing in Home Purchase loans. Verabank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Longview, Tyler, Athens, Dallas, and Lufkin among others. We have data for 29 markets. (Some data included below & more in-depth data is available with an active subscription.)

Verabank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Verabank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.54%	4/21/24
30 Year Conventional Refi	6.52%	4/21/24
30 Year Cash-out Refi	6.69%	4/21/24
30 Year VA Purchase	6.29%	4/21/24
30 Year USDA Purchase	7.03%	4/21/24
15 Year Conventional Purchase	5.80%	4/21/24
15 Year Conventional Refi	6.25%	4/21/24
15 Year Cash-out Refi	6.25%	4/21/24
15 Year FHA Purchase	5.68%	4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Verabank Mortgage Calculator

Purchase Price:

Loan Amount:

Deposit Amount:

% Deposit:

Interest Rate:

Loan Type:

Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Verabank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

572

Origination Dollar Volume (All Markets)

$96,460,000

Employee count

473

Awards

VeraBank 30 Year Conventional Loans bronze

VeraBank 30 Year Conventional Loans gold

Show all (3) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
LONGVIEW, TX (FHA\|USDA\|VA)	194	$28,300,000	$145,876	$2,349	5.24%
TYLER, TX (FHA\|USDA\|VA)	93	$16,675,000	$179,301	$2,838	5.16%
Athens, TX (FHA\|USDA\|VA)	54	$9,530,000	$176,481	$2,432	5.42%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	9	$6,315,000	$701,667	$11,170	5.38%
Lufkin, TX (FHA\|USDA\|VA)	30	$4,600,000	$153,333	$3,588	5.14%
Palestine, TX (FHA\|USDA\|VA)	34	$4,550,000	$133,824	$3,086	5.27%
Corsicana, TX (FHA\|USDA\|VA)	37	$4,385,000	$118,514	$1,876	5.54%
Outside of Metro Areas	32	$3,590,000	$112,188	$2,870	5.40%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	7	$3,015,000	$430,714	$2,034	4.56%
Mount Pleasant, TX (FHA\|USDA\|VA)	21	$2,925,000	$139,286	$2,753	5.67%
Huntsville, TX (FHA\|USDA\|VA)	13	$2,705,000	$208,077	$2,384	5.18%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	13	$1,975,000	$151,923	$2,938	5.37%
Jacksonville, TX (FHA\|USDA\|VA)	7	$1,395,000	$199,286	$2,212	4.87%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	8	$1,230,000	$153,750	$3,382	5.23%
Big Spring, TX (FHA\|USDA\|VA)	1	$1,195,000	$1,195,000	$0	5.50%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	4	$670,000	$167,500	$2,548	5.33%
Steamboat Springs, CO (FHA\|USDA\|VA)	1	$665,000	$665,000	$0	6.00%
MIDLAND, TX (FHA\|USDA\|VA)	2	$520,000	$260,000	$0	5.50%
SANTA FE, NM (FHA\|USDA\|VA)	1	$505,000	$505,000	$4,613	4.18%
LUBBOCK, TX (FHA\|USDA\|VA)	1	$335,000	$335,000	$4,837	4.88%
Fredericksburg, TX (FHA\|USDA\|VA)	1	$285,000	$285,000	$3,779	4.88%
Pecos, TX (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	5.85%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	1	$175,000	$175,000	$3,166	4.93%
Sulphur Springs, TX (FHA\|USDA\|VA)	2	$150,000	$75,000	$2,448	5.60%
ODESSA, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	5.50%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$2,710	4.88%
Bay City, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$2,809	4.38%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	1	$105,000	$105,000	$2,856	5.38%
Stillwater, OK (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	5.86%

Verabank's top markets include Longview, Tyler, Athens, Dallas, and Lufkin among others.

Their top states include:

Texas (FHA|USDA|VA)

Colorado (FHA|USDA|VA)

New Mexico (FHA|USDA|VA)

Utah (FHA|USDA|VA)

Oklahoma (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against VeraBank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

EAST TEXAS PROFESSIONAL Credit Union
Similarity Rank: 96

AB COMMUNITY INVESTMENT COMPANY
Similarity Rank: 111

Gilmer National Bank Gilmer Texas
Similarity Rank: 135

Community Bank
Similarity Rank: 152

NEIGHBORHOOD
Similarity Rank: 200

KELLY COMMUNITY FEDERAL CREDIT UNION
Similarity Rank: 224

CORNERSTONE MORTGAGE PROVIDERS
Similarity Rank: 291

Cooperative Teachers Credit Union
Similarity Rank: 333

SOUTHERN LENDING SERVICES, LTD.
Similarity Rank: 386

The Bank & Trust of Bryan/College Station
Similarity Rank: 396

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	565	$95,445,000	$168,929	$2,699	5.28%
USDA	6	$750,000	$125,000	$4,468	4.69%
VA	1	$265,000	$265,000	$4,715	4.38%

For 2018, Verabank's most frequently originated type of loan was Conventional, with 565 originations. Their 2nd most popular type was USDA, with 6 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	404	$76,720,000	$189,901	$3,119	5.20%
Refi	93	$13,385,000	$143,925	$2,019	5.30%
Home Improvement	55	$4,025,000	$73,182	$1,352	5.69%
Other	11	$1,045,000	$95,000	$1,368	6.21%
Cash Out Refi	8	$1,170,000	$146,250	$3,742	4.84%
NA	1	$115,000	$115,000	$3,115	4.75%

For 2018, Verabank's most frequently cited loan purpose was Home Purchase, with 404 originations. The 2nd most popular reason was Refi, with 93 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	240	$50,900,000	$212,083	$3,156	4.89%
15 Year	154	$21,200,000	$137,662	$2,246	5.50%
20 Year	73	$12,885,000	$176,507	$2,321	5.35%
10 Year	49	$2,845,000	$58,061	$1,676	5.66%
Other	30	$5,750,000	$191,667	$1,857	5.78%
5 Year	15	$725,000	$48,333	$1,048	6.09%
1 Year	9	$1,925,000	$213,889	$3,281	6.04%
30+ year	1	$205,000	$205,000	$5,352	4.96%
3 Year	1	$25,000	$25,000	$0	5.75%

For 2018, Verabank's most frequently cited loan duration was 30 Year, with 240 originations. The 2nd most popular length was 15 Year, with 154 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	374	$60,540,000	$161,872
$1k-2k	32	$7,150,000	$223,438
$3k-4k	4	$700,000	$175,000
$2k-3k	3	$795,000	$265,000
$4k-5k	3	$775,000	$258,333
$5k+	1	$3,705,000	$3,705,000

Verabank's average total fees were $3,156, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 374 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
4-5%	229	$46,995,000	$205,218
5-6%	216	$35,330,000	$163,565
6-7%	62	$5,280,000	$85,161
3-4%	36	$6,040,000	$167,778
7-8%	18	$2,070,000	$115,000
Over 8%	9	$515,000	$57,222
%	1	$195,000	$195,000

During 2018, Verabank's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 4-5%, with 229 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100,000 or less	249	$14,715,000	$59,096	$1,801	5.63%
$100k-200k	181	$25,745,000	$142,238	$2,878	5.11%
$200k-400k	99	$26,085,000	$263,485	$3,340	4.95%
$400k-600k	26	$12,090,000	$465,000	$3,551	4.57%
$600k-1MM	13	$9,235,000	$710,385	$3,094	4.77%
$1MM+	4	$8,590,000	$2,147,500	$42,904	5.44%

2018 saw Verabank place emphasis on $100,000 or less loans with 249 originations, totaling $14,715,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	124	$22,040,000	$177,742	$2,901	5.17%
$50k-75k	118	$12,370,000	$104,831	$2,379	5.32%
$75k-100k	88	$12,140,000	$137,955	$2,651	5.28%
$50k or less	83	$6,405,000	$77,169	$2,429	5.26%
$150k-250k	60	$12,860,000	$214,333	$2,692	5.16%
$250k+	40	$16,040,000	$401,000	$4,684	5.21%

Verabank lent most frequently to those with incomes in the $100k-150k range, with 124 originations. The second most popular income band? $50k-75k, with 118 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
30-36%	125	$19,645,000	$157,160	$2,745	5.26%
20-30%	108	$13,280,000	$122,963	$2,489	5.31%
<20%	50	$5,490,000	$109,800	$2,400	5.13%
42%	29	$4,825,000	$166,379	$2,452	4.97%
41%	25	$4,305,000	$172,200	$2,612	5.30%
39%	23	$3,585,000	$155,870	$2,638	5.07%
37%	21	$3,175,000	$151,190	$2,038	5.57%
36%	18	$2,560,000	$142,222	$2,475	5.45%
40%	17	$1,815,000	$106,765	$2,288	5.33%
38%	17	$2,845,000	$167,353	$2,470	4.77%
43%	14	$3,100,000	$221,429	$3,419	5.20%
45%	11	$3,215,000	$292,273	$3,133	5.04%
44%	10	$2,850,000	$285,000	$3,531	5.05%
48%	7	$1,205,000	$172,143	$3,606	4.92%
47%	6	$1,470,000	$245,000	$3,107	4.62%
46%	4	$680,000	$170,000	$3,001	4.58%
49%	3	$475,000	$158,333	$4,691	5.38%
50-60%	3	$765,000	$255,000	$955	5.43%
>60%	3	$4,055,000	$1,351,667	$23,203	4.98%

Verabank lent most frequently to those with DTI ratios of 30-36%, with 125 originations. The next most common DTI ratio? 20-30%, with 108 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	497	$79,265,000	$159,487	$2,727	5.23%
Not applicable	53	$13,675,000	$258,019	$0	5.64%
Not provided	7	$1,575,000	$225,000	$2,919	5.08%
Black	10	$1,090,000	$109,000	$2,202	5.63%
Asian	2	$390,000	$195,000	$3,664	4.81%
American Indian	2	$360,000	$180,000	$4,242	5.44%
Other Pacific Islander	1	$105,000	$105,000	$0	5.75%

Approval Rates

Total approvals of all applications
81.68%

Verabank has a below average approval rate.

Pick Rate

Approvals leading to origination
73.43%

Verabank has a below average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
105.0	1	$15,000	$15,000
NA	571	$96,445,000	$168,905

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
Multifamily:Manufactured	1	$825,000	$825,000
Multifamily:Site-Built	8	$6,730,000	$841,250
Single Family (1-4 Units):Manufactured	10	$420,000	$42,000
Single Family (1-4 Units):Site-Built	553	$88,485,000	$160,009

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	43	$6,285,000	$146,163	$1,568	5.74%
40-60%	77	$13,105,000	$170,195	$2,008	5.27%
60-80%	168	$30,490,000	$181,488	$3,315	5.18%
80-100%	260	$45,300,000	$174,231	$3,020	5.24%
Over 100%	2	$80,000	$40,000	$0	5.90%
Under 20%	22	$1,200,000	$54,545	$984	5.55%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
Citizens National Bank	100 North Main Street Corsicana, TX 75110	Full Service B&M	$122,708
Citizens National Bank	101 North Mckinney Street Mexia, TX 76667	Full Service B&M	$23,791
Citizens National Bank	105 Highway 31 East Chandler, TX 75758	Full Service B&M	$56,893
Citizens National Bank	107 Market Square Boulevard Tyler, TX 75703	Full Service B&M	$33,392
Citizens National Bank	109 East Broadway Jefferson, TX 75657	Full Service B&M	$62,642
Citizens National Bank	110 West Rust Street Mount Enterprise, TX 75681	Full Service B&M	$25,218
Citizens National Bank	1101 South White Oak Road White Oak, TX 75693	Full Service B&M	$46,000
Citizens National Bank	115 West Royall Boulevard Malakoff, TX 75148	Full Service B&M	$23,752
Citizens National Bank	165 North Hill Street Tatum, TX 75691	Full Service B&M	$44,538
Citizens National Bank	1708 East End Boulevard North Marshall, TX 75670	Full Service B&M	$48,663
Citizens National Bank	1718 Eleventh Street Huntsville, TX 77340	Full Service B&M	$114,836
Citizens National Bank	200 N. Fredonia St. Longview, TX 75601	Full Service B&M	$24,400
Citizens National Bank	201 West Main Street Henderson, TX 75653	Full Service B&M	$377,581
Citizens National Bank	207 West Spring Street Palestine, TX 75801	Full Service B&M	$94,398
Citizens National Bank	2217 W Grande Blvd Tyler, TX 75703	Full Service B&M	$31,223
Citizens National Bank	2320 Highway 79 South Henderson, TX 75652	Full Service B&M	$44,170
Citizens National Bank	302 North Jefferson Street Mount Pleasant, TX 75455	Full Service B&M	$53,641
Citizens National Bank	307 South Commerce Overton, TX 75684	Full Service B&M	$18,514
Citizens National Bank	3412 4th St. Longview, TX 75605	Full Service B&M	$31,662
Citizens National Bank	3590 West 7th Avenue Corsicana, TX 75110	Full Service B&M	$31,210
Citizens National Bank	410 North Kilgore Street Kilgore, TX 75662	Full Service B&M	$53,890
Citizens National Bank	415 South First Street Lufkin, TX 75901	Full Service B&M	$60,892
Citizens National Bank	5001 Estes Parkway Longview, TX 75603	Full Service B&M	$29,848
Citizens National Bank	601 Spur 156 Waskom, TX 75692	Full Service B&M	$40,950
Citizens National Bank	620 West Front Street Tyler, TX 75702	Full Service B&M	$8,495
Citizens National Bank	739 E Tyler St Athens, TX 75751	Full Service B&M	$59,569
Citizens National Bank	800 Gilmer Road Longview, TX 75604	Full Service B&M	$18,399
Citizens National Bank	805 South John Redditt Drive Lufkin, TX 75904	Full Service B&M	$48,949

For 2018, Verabank had 28 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$73,763
Net interest income	$68,670
Total noninterest income	$23,850
Gross Fiduciary activities income	$4,106
Service charges on deposit accounts	$8,121
Trading account gains and fees	$0
Additional Noninterest Income	$11,623
Pre-tax net operating income	$24,452
Securities gains (or losses, -)	$33
Income before extraordinary items	$19,623
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$19,623
Minority interest net income	$0
Net income	$19,623
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$19,596

Verabank's gross interest income from loans was $73,763,000.
Verabank's net interest income from loans was $68,670,000.
Verabank's fee based income from loans was $8,121,000.
Verabank's net income from loans was $19,623,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$5,093
Provision for credit losses	$3,000
Total noninterest expense	$65,068
Salaries and employee benefits	$34,549
Premises and equipment expense	$9,020
Additional noninterest expense	$21,499
Applicable income taxes	$4,862
Net charge-offs	$911
Cash dividends	$22,152

Verabank's interest expense for loans was $5,093,000.
Verabank's payroll and benefits expense were $34,549,000.
Verabank's property, plant and equipment expenses $9,020,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	0.0%
Real Estate loans	0.0%
Construction & Land Development loans	0.0%
Nonfarm, nonresidential loans	1.0%
Multifamily residential loans	0.0%
1-4 family residential loans	0.0%
HELOC loans	0.0%
All other family	0.0%
Commercial & industrial loans	2.0%
Personal loans	0.0%
Credit card loans	0.0%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$2,061,737
Deposits held in domestic offices	$2,061,737
Deposits by Individuals, partnerships, and corporations	$1,869,746
Deposits by U.S. Government	$0
Deposits by States and political subdivisions in the U.S.	$187,850
Deposits by Commercial banks and other depository institutions in U.S.	$4,141
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$15,452
Demand deposits	$8,604
Nontransaction accounts	$2,046,285
Money market deposit accounts (MMDAs)	$1,063,690
Other savings deposits (excluding MMDAs)	$711,799
Total time deposits	$270,796
Total time and savings deposits	$2,053,133
Noninterest-bearing deposits	$544,796
Interest-bearing deposits	$1,516,941
Retail deposits	$2,008,386
IRAs and Keogh plan accounts	$49,616
Brokered deposits	$0
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$2,308,542
Cash & Balances due from depository institutions	$286,774
Interest-bearing balances	$235,073
Total securities	$508,919
Federal funds sold & reverse repurchase	$324
Net loans and leases	$1,356,534
Loan and leases loss allowance	$13,888
Trading account assets	$0
Bank premises and fixed assets	$51,287
Other real estate owned	$1,393
Goodwill and other intangibles	$40,513
All other assets	$62,798

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$2,308,542
Total Liabilities	$2,085,588
Total deposits	$2,061,737
Interest-bearing deposits	$1,516,941
Deposits held in domestic offices	$2,061,737
% insured (estimated)	$79
Federal funds purchased and repurchase agreements	$7,528
Trading liabilities	$0
Other borrowed funds	$1,290
Subordinated debt	$0
All other liabilities	$15,033

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$1,356,534
Loan and leases loss allowance	$13,888
Total loans and leases (domestic)	$1,370,422
All real estate loans	$1,022,577
Real estate loans in domestic offices	$1,022,577
Construction and development loans	$160,714
Residential 1-4 family construction	$37,376
Other construction, all land development and other land	$123,338
Loans secured by nonfarm nonresidential properties	$397,616
Nonfarm nonresidential secured by owner-occupied properties	$200,263
Commercial real estate & other non-farm, non-residential	$197,353
Multifamily residential real estate	$63,169
1-4 family residential loans	$371,471
Farmland loans	$29,607
Loans held in foreign offices	$0
Farm loans	$12,833
Commercial and industrial loans	$217,442
To non-U.S. addressees	$0
Loans to individuals	$90,329
Credit card loans	$0
Related Plans	$661
Consumer Auto Loans	$48,010
Other loans to individuals	$41,658
All other loans & leases	$27,241
Loans to foreign governments and official institutions	$0
Other loans	$8,187
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$1,724
Loans secured by real estate to non-U.S. addressees	$0
Restructured Loans & leases	$101
Non 1-4 family restructured loans & leases	$0
Total loans and leases (foreign)	$0

VeraBank had $1,356,534,000 of loans outstanding in 2018. $1,022,577,000 of loans were in real estate loans. $160,714,000 of loans were in development loans. $63,169,000 of loans were in multifamily mortgage loans. $371,471,000 of loans were in 1-4 family mortgage loans. $12,833,000 of loans were in farm loans. $0 of loans were in credit card loans. $48,010,000 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	719	$139,719	$194,324
Nonfarm, nonresidential loans - <$100k	188	$7,730	$41,117
Nonfarm, nonresidential loans - $100-250k	278	$33,784	$121,525
Nonfarm, nonresidential loans - $250k-1MM	253	$98,205	$388,162
Commercial & Industrial, US addressed loans - <$1MM	3,193	$132,511	$41,500
Commercial & Industrial, US addressed loans - <$100k	2,703	$52,577	$19,451
Commercial & Industrial, US addressed loans - $100-250k	313	$31,873	$101,831
Commercial & Industrial, US addressed loans - $250k-1MM	177	$48,061	$271,531
Farmland loans - <$1MM	202	$13,640	$67,525
Farmland loans - <$100k	143	$5,248	$36,699
Farmland loans - $100-250k	49	$5,772	$117,796
Farmland loans - $250k-1MM	10	$2,620	$262,000
Agriculture operations loans - <$1MM	520	$12,831	$24,675
Agriculture operations loans - <$100k	489	$9,422	$19,268
Agriculture operations loans - $100-250k	26	$2,033	$78,192
Agriculture operations loans - $250k-1MM	5	$1,376	$275,200