Prudential Huntoon Paige Associates Mortgage Rates, Fees & Info
Newark, NJLEI: 549300DH8EI64ITBY388
Tax ID: 54-1598853
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Mortgage Data
Review & Overview
Prudential Huntoon Paige Associates is a smaller mortgage company specializing in Home Purchase and Refi loans. They have a a high proportion of FHA loans. Their top markets by origination volume include: Washington, Orlando, Durham, Baltimore, and Seattle among others. We have data for 25 markets. (Some data included below & more in-depth data is available with an active subscription.)Prudential Huntoon Paige Associates has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Cash-out Refi | 6.27% | 5/5/24 |
| 15 Year Conventional Refi | 5.68% | 5/5/24 |
| 15 Year Cash-out Refi | 5.68% | 5/5/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Prudential Huntoon Paige Associates Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
30Origination Dollar Volume (All Markets)
$439,030,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $77,995,000 | $77,995,000 | $0 | 3.98% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $71,455,000 | $71,455,000 | $0 | 4.16% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $34,175,000 | $34,175,000 | $0 | 4.80% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $28,255,000 | $28,255,000 | $0 | 3.74% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $27,005,000 | $27,005,000 | $0 | 4.27% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $21,810,000 | $10,905,000 | $0 | 4.67% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $21,205,000 | $21,205,000 | $0 | 3.53% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $18,325,000 | $18,325,000 | $0 | 3.94% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $17,830,000 | $8,915,000 | $0 | 4.01% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $14,905,000 | $14,905,000 | $0 | 3.60% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $13,625,000 | $13,625,000 | $0 | 4.08% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $11,645,000 | $11,645,000 | $0 | 3.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $10,995,000 | $10,995,000 | $0 | 2.37% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $10,005,000 | $10,005,000 | $0 | 4.32% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $9,890,000 | $4,945,000 | $0 | 4.42% |
| Rolla, MO (FHA|USDA|VA) | 1 | $9,365,000 | $9,365,000 | $0 | 3.98% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $6,585,000 | $6,585,000 | $0 | 3.14% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $6,505,000 | $6,505,000 | $0 | 3.15% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $6,155,000 | $6,155,000 | $0 | 3.39% |
| Montrose, CO (FHA|USDA|VA) | 2 | $5,570,000 | $2,785,000 | $0 | 4.55% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $3,875,000 | $3,875,000 | $0 | 3.95% |
| MADISON, WI (FHA|USDA|VA) | 1 | $3,735,000 | $3,735,000 | $0 | 3.70% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $3,545,000 | $3,545,000 | $0 | 4.08% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $2,415,000 | $2,415,000 | $0 | 3.60% |
| Outside of Metro Areas | 2 | $2,160,000 | $1,080,000 | $0 | 5.95% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| FHA | 30 | $439,030,000 | $14,634,333 | $0 | 4.09% |
For 2018, Prudential Huntoon Paige Associates's most frequently originated type of loan was FHA, with 30 originations.
Loan Reason
For 2018, Prudential Huntoon Paige Associates's most frequently cited loan purpose was Home Purchase, with 14 originations. The 2nd most popular reason was Refi, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30+ year | 28 | $430,040,000 | $15,358,571 | $0 | 4.10% |
| Other | 2 | $8,990,000 | $4,495,000 | $0 | 3.95% |
For 2018, Prudential Huntoon Paige Associates's most frequently cited loan duration was 30+ year, with 28 originations. The 2nd most popular length was Other, with 2 originations.
Interest Rates
During 2018, Prudential Huntoon Paige Associates's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 3-4%, with 15 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $1MM+ | 28 | $437,100,000 | $15,610,714 | $0 | 3.96% |
| $600k-1MM | 2 | $1,930,000 | $965,000 | $0 | 5.90% |
2018 saw Prudential Huntoon Paige Associates place emphasis on $1MM+ loans with 28 originations, totaling $437,100,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 30 | $439,030,000 | $14,634,333 | $0 | 4.09% |
Approval Rates
Total approvals of all applications96.61%
Prudential Huntoon Paige Associates has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination10.00%
Prudential Huntoon Paige Associates has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 30 | $439,030,000 | $14,634,333 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 30 | $439,030,000 | $14,634,333 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Partners for Payment Relief | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 100.0% |