Prudential Huntoon Paige Associates Mortgage Rates, Fees & Info

Newark, NJ

LEI: 549300DH8EI64ITBY388

Tax ID: 54-1598853

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Mortgage Data

Review & Overview

Prudential Huntoon Paige Associates is a mid-sized mortgage company specializing in Cash Out Refi and Home Purchase loans. Prudential Huntoon Paige Associates has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Tampa, Los Angeles, Atlanta, Washington, and Denver among others. We have data for 98 markets. (Some data included below & more in-depth data is available with an active subscription.)

Prudential Huntoon Paige Associates has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Cash-out Refi 6.27% 4/22/24
15 Year Conventional Refi 5.68% 4/22/24
15 Year Cash-out Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Prudential Huntoon Paige Associates Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Prudential Huntoon Paige Associates. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

303

Origination Dollar Volume (All Markets)

$7,024,845,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $667,040,000 $83,380,000 $0 4.86%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 6 $601,790,000 $100,298,333 $0 4.15%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 14 $452,630,000 $32,330,714 $0 4.75%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 9 $322,145,000 $35,793,889 $0 5.14%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $236,060,000 $59,015,000 $0 4.76%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 13 $224,315,000 $17,255,000 $0 4.74%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $209,265,000 $41,853,000 $0 4.93%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $207,500,000 $34,583,333 $0 5.14%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 21 $196,265,000 $9,345,952 $0 5.16%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 5 $195,415,000 $39,083,000 $0 4.61%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 12 $183,420,000 $15,285,000 $0 5.54%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $180,115,000 $60,038,333 $0 5.05%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 6 $178,900,000 $29,816,667 $0 4.26%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 6 $172,000,000 $28,666,667 $0 4.66%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 6 $169,540,000 $28,256,667 $0 4.69%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $165,930,000 $27,655,000 $0 4.02%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 7 $163,585,000 $23,369,286 $0 5.11%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $159,610,000 $39,902,500 $0 3.55%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $158,060,000 $39,515,000 $0 3.71%
PITTSBURGH, PA (FHA|USDA|VA) 13 $154,045,000 $11,849,615 $0 4.74%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $132,710,000 $66,355,000 $0 4.73%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $119,070,000 $29,767,500 $0 5.07%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $96,770,000 $48,385,000 $0 5.41%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $94,865,000 $31,621,667 $0 4.66%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 4 $90,430,000 $22,607,500 $0 5.29%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $82,105,000 $27,368,333 $0 4.47%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 11 $78,915,000 $7,174,091 $0 4.68%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $78,000,000 $39,000,000 $0 4.60%
RICHMOND, VA (FHA|USDA|VA) 3 $66,475,000 $22,158,333 $0 2.78%
KANKAKEE, IL (FHA|USDA|VA) 1 $63,195,000 $63,195,000 $0 3.71%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $62,545,000 $12,509,000 $0 4.64%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $59,135,000 $59,135,000 $0 4.66%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $57,490,000 $28,745,000 $0 4.38%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $56,120,000 $14,030,000 $0 3.34%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $53,550,000 $26,775,000 $0 4.03%
COLUMBIA, SC (FHA|USDA|VA) 3 $44,235,000 $14,745,000 $0 4.45%
SPARTANBURG, SC (FHA|USDA|VA) 5 $44,035,000 $8,807,000 $0 4.48%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $42,735,000 $42,735,000 $0 4.05%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $41,635,000 $41,635,000 $0 4.67%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $41,180,000 $10,295,000 $0 3.83%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $38,655,000 $38,655,000 $0 5.65%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $34,535,000 $6,907,000 $0 4.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $30,790,000 $15,395,000 $0 5.41%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $27,725,000 $27,725,000 $0 2.73%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $22,465,000 $22,465,000 $0 5.08%
ROCHESTER, NY (FHA|USDA|VA) 2 $22,100,000 $11,050,000 $0 5.65%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $21,310,000 $10,655,000 $0 4.79%
MOBILE, AL (FHA|USDA|VA) 1 $19,405,000 $19,405,000 $0 5.23%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $18,765,000 $6,255,000 $0 5.21%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $18,525,000 $6,175,000 $0 4.69%
GREELEY, CO (FHA|USDA|VA) 3 $17,865,000 $5,955,000 $0 4.63%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $17,815,000 $17,815,000 $0 2.88%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $16,905,000 $16,905,000 $0 6.22%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $16,005,000 $16,005,000 $0 2.72%
SYRACUSE, NY (FHA|USDA|VA) 1 $15,505,000 $15,505,000 $0 5.65%
PROVO-OREM, UT (FHA|USDA|VA) 1 $15,005,000 $15,005,000 $0 4.72%
Lebanon, NH-VT (FHA|USDA|VA) 1 $14,915,000 $14,915,000 $0 4.37%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $14,885,000 $14,885,000 $0 3.75%
TULSA, OK (FHA|USDA|VA) 2 $14,590,000 $7,295,000 $0 4.68%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $14,110,000 $7,055,000 $0 6.58%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $14,040,000 $7,020,000 $0 3.70%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $12,915,000 $12,915,000 $0 2.59%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $12,255,000 $12,255,000 $0 4.45%
Keene, NH (FHA|USDA|VA) 2 $12,000,000 $6,000,000 $0 4.56%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $11,525,000 $11,525,000 $0 3.87%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $10,840,000 $5,420,000 $0 5.24%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $10,485,000 $10,485,000 $0 5.42%
LEBANON, PA (FHA|USDA|VA) 1 $9,905,000 $9,905,000 $0 3.66%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $9,895,000 $3,298,333 $0 4.45%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $9,045,000 $9,045,000 $0 4.50%
COLUMBUS, OH (FHA|USDA|VA) 1 $8,705,000 $8,705,000 $0 4.53%
LUBBOCK, TX (FHA|USDA|VA) 1 $8,105,000 $8,105,000 $0 5.79%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $7,465,000 $7,465,000 $0 5.72%
Pottsville, PA (FHA|USDA|VA) 1 $6,685,000 $6,685,000 $0 3.40%
Ellensburg, WA (FHA|USDA|VA) 1 $6,485,000 $6,485,000 $0 5.08%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $6,310,000 $3,155,000 $0 5.61%
Sonora, CA (FHA|USDA|VA) 1 $5,735,000 $5,735,000 $0 5.69%
GAINESVILLE, FL (FHA|USDA|VA) 1 $5,645,000 $5,645,000 $0 5.75%
FRESNO, CA (FHA|USDA|VA) 2 $4,980,000 $2,490,000 $0 7.36%
READING, PA (FHA|USDA|VA) 1 $4,885,000 $4,885,000 $0 5.15%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $4,345,000 $4,345,000 $0 4.80%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $4,215,000 $4,215,000 $0 4.54%
EL PASO, TX (FHA|USDA|VA) 1 $3,285,000 $3,285,000 $0 4.73%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $2,985,000 $2,985,000 $0 4.63%
Rockingham, NC (FHA|USDA|VA) 1 $2,625,000 $2,625,000 $0 5.41%
BOULDER, CO (FHA|USDA|VA) 1 $2,255,000 $2,255,000 $0 6.55%
Gaffney, SC (FHA|USDA|VA) 1 $2,165,000 $2,165,000 $0 5.45%
Outside of Metro Areas 1 $2,105,000 $2,105,000 $0 4.82%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $1,390,000 $695,000 $0 4.73%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $1,310,000 $655,000 $0 4.00%
SUMTER, SC (FHA|USDA|VA) 1 $975,000 $975,000 $0 4.00%
Vermillion, SD (FHA|USDA|VA) 1 $895,000 $895,000 $0 5.13%
Cullowhee, NC (FHA|USDA|VA) 1 $755,000 $755,000 $0 4.00%
Wilson, NC (FHA|USDA|VA) 1 $705,000 $705,000 $0 4.00%
WILMINGTON, NC (FHA|USDA|VA) 1 $605,000 $605,000 $0 4.00%
GOLDSBORO, NC (FHA|USDA|VA) 1 $575,000 $575,000 $0 4.00%
NEW BERN, NC (FHA|USDA|VA) 1 $535,000 $535,000 $0 4.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $515,000 $515,000 $0 4.00%
Prudential Huntoon Paige Associates's top markets include Tampa, Los Angeles, Atlanta, Washington, and Denver among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 256 $6,310,320,000 $24,649,688 $0 4.89%
    FHA 47 $714,525,000 $15,202,660 $0 3.82%

    For 2022, Prudential Huntoon Paige Associates's most frequently originated type of loan was Conventional, with 256 originations. Their 2nd most popular type was FHA, with 47 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 153 $3,408,825,000 $22,279,902 $0 5.01%
    Refi 77 $1,253,655,000 $16,281,234 $0 4.48%
    Home Purchase 72 $2,350,140,000 $32,640,833 $0 4.38%
    Home Improvement 1 $12,225,000 $12,225,000 $0 5.04%

    For 2022, Prudential Huntoon Paige Associates's most frequently cited loan purpose was Cash Out Refi, with 153 originations. The 2nd most popular reason was Refi, with 77 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 150 $5,034,290,000 $33,561,933 $0 4.68%
    Other 103 $1,049,475,000 $10,189,078 $0 5.12%
    30+ year 31 $704,305,000 $22,719,516 $0 3.73%
    15 Year 14 $211,560,000 $15,111,429 $0 4.13%
    30 Year 3 $17,515,000 $5,838,333 $0 5.51%
    5 Year 2 $7,700,000 $3,850,000 $0 6.28%

    For 2022, Prudential Huntoon Paige Associates's most frequently cited loan duration was 10 Year, with 150 originations. The 2nd most popular length was Other, with 103 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 119 $3,611,265,000 $30,346,765
    5-6% 92 $1,872,180,000 $20,349,783
    3-4% 54 $982,390,000 $18,192,407
    2.5-3% 14 $294,980,000 $21,070,000
    6-7% 13 $151,515,000 $11,655,000
    7-8% 6 $19,120,000 $3,186,667
    <2.5% 4 $89,100,000 $22,275,000
    Over 8% 1 $4,295,000 $4,295,000

    During 2022, Prudential Huntoon Paige Associates's average interest rate for loans was 5.51%, while their most frequently originated rate bucket for loans was 4-5%, with 119 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 284 $7,012,420,000 $24,691,620 $0 4.76%
    $400k-600k 10 $5,090,000 $509,000 $0 4.15%
    $600k-1MM 9 $7,335,000 $815,000 $0 4.29%

    2022 saw Prudential Huntoon Paige Associates place emphasis on $1MM+ loans with 284 originations, totaling $7,012,420,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 303 $7,024,845,000 $23,184,307 $0 4.73%

    Approval Rates

    Total approvals of all applications
    100.00%

    Prudential Huntoon Paige Associates has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    84.49%

    Prudential Huntoon Paige Associates has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 303 $7,024,845,000 $23,184,307

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    303 $7,024,845,000 $23,184,307

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 9 $62,575,000 $6,952,778 $0 5.05%
    40-60% 107 $4,073,095,000 $38,066,308 $0 4.81%
    60-80% 94 $2,250,230,000 $23,938,617 $0 4.49%
    80-100% 19 $276,075,000 $14,530,263 $0 3.53%
    Over 100% 1 $3,545,000 $3,545,000 $0 5.12%
    Under 20% 73 $359,325,000 $4,922,260 $0 5.18%