Prudential Huntoon Paige Associates Mortgage Rates, Fees & Info

Newark, NJ

LEI: 549300DH8EI64ITBY388

Tax ID: 54-1598853

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Mortgage Data

Review & Overview

Prudential Huntoon Paige Associates is a mid-sized mortgage company specializing in Home Purchase and Cash Out Refi loans. Prudential Huntoon Paige Associates has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Dallas, Los Angeles, San Jose, and San Francisco among others. We have data for 81 markets. (Some data included below & more in-depth data is available with an active subscription.)

Prudential Huntoon Paige Associates has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.72% 4/17/25
15 Year Conventional Purchase 6.00% 4/17/25
15 Year Conventional Refi 6.00% 4/17/25
15 Year Cash-out Refi 6.00% 4/17/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Prudential Huntoon Paige Associates Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Prudential Huntoon Paige Associates. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

177

Origination Dollar Volume (All Markets)

$4,089,955,000

Relative Rate

Prudential Huntoon Paige Associates's average 30 year fixed mortgage rate was 6.22%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of -0.33%.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 10 $522,990,000 $52,299,000 $0 5.32%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 7 $243,345,000 $34,763,571 $0 5.41%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5 $222,945,000 $44,589,000 $0 5.25%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $210,985,000 $70,328,333 $0 5.30%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $181,700,000 $45,425,000 $0 5.54%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $161,395,000 $53,798,333 $0 5.55%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $152,545,000 $30,509,000 $0 5.46%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $142,080,000 $35,520,000 $0 5.70%
COLUMBIA, SC (FHA|USDA|VA) 5 $136,305,000 $27,261,000 $0 5.37%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 14 $136,070,000 $9,719,286 $0 5.85%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $130,370,000 $65,185,000 $0 5.04%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $100,080,000 $50,040,000 $0 5.31%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $82,715,000 $82,715,000 $0 5.77%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $76,870,000 $19,217,500 $0 5.20%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $66,550,000 $33,275,000 $0 5.92%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $66,275,000 $13,255,000 $0 5.68%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $62,490,000 $31,245,000 $0 5.50%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $58,805,000 $58,805,000 $0 5.97%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $57,585,000 $19,195,000 $0 5.80%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $57,350,000 $28,675,000 $0 5.46%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 6 $53,160,000 $8,860,000 $0 5.57%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $49,635,000 $49,635,000 $0 5.36%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4 $47,860,000 $11,965,000 $0 5.80%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $47,535,000 $47,535,000 $0 5.74%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $46,460,000 $23,230,000 $0 5.29%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $42,920,000 $21,460,000 $0 5.52%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $39,930,000 $19,965,000 $0 5.49%
CHICO, CA (FHA|USDA|VA) 1 $39,775,000 $39,775,000 $0 5.76%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $39,510,000 $19,755,000 $0 5.17%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $38,635,000 $12,878,333 $0 5.59%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $38,555,000 $38,555,000 $0 5.87%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $36,025,000 $12,008,333 $0 5.18%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $32,555,000 $32,555,000 $0 5.51%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $31,205,000 $31,205,000 $0 5.50%
TUCSON, AZ (FHA|USDA|VA) 2 $31,160,000 $15,580,000 $0 5.14%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $31,005,000 $31,005,000 $0 5.09%
Glenwood Springs, CO (FHA|USDA|VA) 1 $30,355,000 $30,355,000 $0 5.41%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $26,645,000 $26,645,000 $0 6.07%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $26,545,000 $26,545,000 $0 5.17%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $26,525,000 $26,525,000 $0 5.14%
Cedar City, UT (FHA|USDA|VA) 1 $23,225,000 $23,225,000 $0 5.87%
FRESNO, CA (FHA|USDA|VA) 1 $23,135,000 $23,135,000 $0 6.09%
LAWRENCE, KS (FHA|USDA|VA) 4 $23,100,000 $5,775,000 $0 5.14%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $21,005,000 $21,005,000 $0 5.27%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $20,765,000 $6,921,667 $0 4.89%
VALDOSTA, GA (FHA|USDA|VA) 1 $19,575,000 $19,575,000 $0 5.56%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $19,460,000 $9,730,000 $0 5.14%
BATON ROUGE, LA (FHA|USDA|VA) 2 $17,200,000 $8,600,000 $0 5.36%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $17,165,000 $17,165,000 $0 5.29%
Thomasville, GA (FHA|USDA|VA) 1 $16,965,000 $16,965,000 $0 5.56%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $16,795,000 $5,598,333 $0 5.14%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $15,315,000 $15,315,000 $0 5.85%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $14,435,000 $14,435,000 $0 5.14%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $13,805,000 $13,805,000 $0 3.24%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $13,710,000 $6,855,000 $0 6.02%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $13,225,000 $13,225,000 $0 5.44%
GREELEY, CO (FHA|USDA|VA) 1 $12,855,000 $12,855,000 $0 5.14%
WICHITA, KS (FHA|USDA|VA) 4 $11,760,000 $2,940,000 $0 5.14%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $11,055,000 $11,055,000 $0 5.14%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $10,725,000 $10,725,000 $0 6.19%
BOULDER, CO (FHA|USDA|VA) 1 $10,725,000 $10,725,000 $0 5.37%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $10,650,000 $5,325,000 $0 4.90%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $10,335,000 $10,335,000 $0 5.14%
FORT COLLINS, CO (FHA|USDA|VA) 1 $8,965,000 $8,965,000 $0 5.14%
DALTON, GA (FHA|USDA|VA) 2 $8,640,000 $4,320,000 $0 4.73%
OCALA, FL (FHA|USDA|VA) 1 $8,415,000 $8,415,000 $0 5.67%
GETTYSBURG, PA (FHA|USDA|VA) 1 $7,665,000 $7,665,000 $0 5.58%
Moses Lake, WA (FHA|USDA|VA) 1 $7,265,000 $7,265,000 $0 5.50%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $7,235,000 $7,235,000 $0 5.83%
RENO, NV (FHA|USDA|VA) 1 $6,375,000 $6,375,000 $0 5.61%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $6,145,000 $6,145,000 $0 5.75%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $6,105,000 $6,105,000 $0 5.80%
COLUMBUS, OH (FHA|USDA|VA) 1 $5,935,000 $5,935,000 $0 3.87%
LOUISVILLE, KY (FHA|USDA|VA) 1 $5,035,000 $5,035,000 $0 5.73%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $4,095,000 $4,095,000 $0 6.33%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $3,885,000 $3,885,000 $0 7.30%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $3,445,000 $3,445,000 $0 6.10%
TYLER, TX (FHA|USDA|VA) 1 $3,025,000 $3,025,000 $0 6.23%
Outside of Metro Areas 1 $2,895,000 $2,895,000 $0 4.45%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $0 5.81%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $1,195,000 $1,195,000 $0 7.37%
Prudential Huntoon Paige Associates's top markets include Seattle, Dallas, Los Angeles, San Jose, and San Francisco among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 169 $3,899,705,000 $23,075,178 $0 5.48%
    FHA 8 $190,250,000 $23,781,250 $0 5.24%

    For 2024, Prudential Huntoon Paige Associates's most frequently originated type of loan was Conventional, with 169 originations. Their 2nd most popular type was FHA, with 8 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 78 $1,615,500,000 $20,711,538 $0 5.34%
    Cash Out Refi 61 $1,710,975,000 $28,048,770 $0 5.70%
    Refi 37 $722,885,000 $19,537,432 $0 5.37%
    Home Improvement 1 $40,595,000 $40,595,000 $0 5.80%

    For 2024, Prudential Huntoon Paige Associates's most frequently cited loan purpose was Home Purchase, with 78 originations. The 2nd most popular reason was Cash Out Refi, with 61 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    5 Year 81 $1,869,715,000 $23,082,901 $0 5.41%
    10 Year 43 $1,022,825,000 $23,786,628 $0 5.56%
    Other 37 $941,535,000 $25,446,892 $0 5.51%
    30+ year 8 $190,250,000 $23,781,250 $0 5.24%
    15 Year 6 $43,370,000 $7,228,333 $0 5.37%
    3 Year 1 $8,245,000 $8,245,000 $0 7.08%
    30 Year 1 $14,015,000 $14,015,000 $0 6.22%

    For 2024, Prudential Huntoon Paige Associates's most frequently cited loan duration was 5 Year, with 81 originations. The 2nd most popular length was 10 Year, with 43 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 135 $3,303,775,000 $24,472,407
    6-7% 18 $277,220,000 $15,401,111
    4-5% 12 $430,730,000 $35,894,167
    7-8% 6 $23,820,000 $3,970,000
    3-4% 5 $47,655,000 $9,531,000
    <2.5% 1 $6,755,000 $6,755,000

    During 2024, Prudential Huntoon Paige Associates's average interest rate for loans was 6.22%, while their most frequently originated rate bucket for loans was 5-6%, with 135 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 177 $4,089,955,000 $23,107,090 $0 5.47%

    2024 saw Prudential Huntoon Paige Associates place emphasis on $1MM+ loans with 177 originations, totaling $4,089,955,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 177 $4,089,955,000 $23,107,090 $0 5.47%

    Approval Rates

    Total approvals of all applications
    100.00%

    Prudential Huntoon Paige Associates has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    79.66%

    Prudential Huntoon Paige Associates has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 177 $4,089,955,000 $23,107,090

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    177 $4,089,955,000 $23,107,090

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5 $99,215,000 $19,843,000 $0 5.22%
    40-60% 61 $1,024,105,000 $16,788,607 $0 5.49%
    60-80% 91 $2,543,795,000 $27,953,791 $0 5.38%
    80-100% 2 $58,210,000 $29,105,000 $0 4.85%
    Under 20% 18 $364,630,000 $20,257,222 $0 6.03%