Quad City Bank And Trust Company Mortgage Rates, Fees & Info
Bettendorf, IALEI: 549300DWS85AHLUZHB50
Tax ID: 42-1410409
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Mortgage Data
Review & Overview
Quad City Bank And Trust Company is a smaller bank specializing in Home Purchase loans. Quad City Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Davenport, Chicago, Austin, Bridgeport, and Los Angeles among others. We have data for 25 markets. (Some data included below & more in-depth data is available with an active subscription.)Quad City Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
135Origination Dollar Volume (All Markets)
$39,905,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 97 | $23,315,000 | $240,361 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 6 | $2,250,000 | $375,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $0 | 0.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $1,765,000 | $1,765,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $1,375,000 | $1,375,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $1,245,000 | $1,245,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $735,000 | $245,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 0.00% |
| Torrington, CT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 0.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 0.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 0.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 0.00% |
| Clinton, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 135 | $39,905,000 | $295,593 | $0 | 0.00% |
For 2022, Quad City Bank And Trust Company's most frequently originated type of loan was Conventional, with 135 originations.
Loan Reason
For 2022, Quad City Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 101 originations. The 2nd most popular reason was Refi, with 15 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 135 | $39,905,000 | $295,593 | $0 | 0.00% |
For 2022, Quad City Bank And Trust Company's most frequently cited loan duration was Other, with 135 originations.
Loan Sizing
2022 saw Quad City Bank And Trust Company place emphasis on $100,000 or less loans with 42 originations, totaling $2,710,000 in origination value.
Applicant Income
Quad City Bank And Trust Company lent most frequently to those with incomes in the $250k+ range, with 27 originations. The second most popular income band? $50k-75k, with 21 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 135 | $39,905,000 | $295,593 | $0 | 0.00% |
Quad City Bank And Trust Company lent most frequently to those with DTI ratios of Exempt%, with 135 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.41%
Quad City Bank And Trust Company has an average approval rate.
Pick Rate
Approvals leading to origination90.37%
Quad City Bank And Trust Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 135 | $39,905,000 | $295,593 |