Quad City Bank And Trust Company Mortgage Rates, Fees & Info
Bettendorf, IALEI: 549300DWS85AHLUZHB50
Tax ID: 42-1410409
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Mortgage Data
Review & Overview
Quad City Bank And Trust Company is a smaller bank specializing in Home Purchase loans. Quad City Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Davenport, Heber, North Port, Iowa City, and Austin among others. We have data for 28 markets. (Some data included below & more in-depth data is available with an active subscription.)Quad City Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
161Origination Dollar Volume (All Markets)
$49,885,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 119 | $29,175,000 | $245,168 | $0 | 0.00% |
| Heber, UT (FHA|USDA|VA) | 2 | $4,640,000 | $2,320,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $1,645,000 | $1,645,000 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $1,625,000 | $325,000 | $0 | 0.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 0.00% |
| FLINT, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Mason City, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| Clinton, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 161 | $49,885,000 | $309,845 | $0 | 0.00% |
For 2023, Quad City Bank And Trust Company's most frequently originated type of loan was Conventional, with 161 originations.
Loan Reason
For 2023, Quad City Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 132 originations. The 2nd most popular reason was Refi, with 16 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 161 | $49,885,000 | $309,845 | $0 | 0.00% |
For 2023, Quad City Bank And Trust Company's most frequently cited loan duration was Other, with 161 originations.
Loan Sizing
2023 saw Quad City Bank And Trust Company place emphasis on $100k-200k loans with 44 originations, totaling $6,290,000 in origination value.
Applicant Income
Quad City Bank And Trust Company lent most frequently to those with incomes in the $250k+ range, with 47 originations. The second most popular income band? $50k-75k, with 23 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 161 | $49,885,000 | $309,845 | $0 | 0.00% |
Quad City Bank And Trust Company lent most frequently to those with DTI ratios of Exempt%, with 161 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.39%
Quad City Bank And Trust Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.30%
Quad City Bank And Trust Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 161 | $49,885,000 | $309,845 |