Borger Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Borger averaged 7.02% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.64% and one month ago for the week of 2025-03-06, the average rate was 6.73%.

    Borger's average rate one year ago was 7.02%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.82%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Borger 30 Year Fixed Rate 2025-04-10 7.02%
    Borger 30 Year Fixed Rate Refi 2025-04-10 6.82%
    Borger 15 Year Fixed Rate 2025-04-10 5.82%
    Borger 15 Year Fixed Rate Refi 2025-04-10 6.32%
    Borger 30 Year FHA 2025-04-10 6.23%
    Borger 30 Year FHA Refi 2025-04-10 6.53%
    Borger 30 Year USDA 2025-04-10 6.35%
    Borger 30 Year USDA Refi 2025-04-10 6.55%
    Borger 30 Year VA 2025-04-10 6.29%
    Borger 30 Year VA Refi 2025-04-10 6.39%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Borger, TX.

    Borger Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Borger, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Amarillo National Bank 32 6.79% $4,291
    QUICKEN LOANS, LLC 9 7.25% $5,040
    Centennial Bank 6 7.13% $3,600
    Education Credit Union 4 8.20% $2,948
    U.S. Bank 4 7.03% $4,839
    Access Community Credit Union 3 7.63% $4,024
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 7.12% $5,709
    TEXAS TECH 3 6.58% $3,669
    UNITED WHOLESALE MORTGAGE, LLC 3 6.83% $5,547
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.68% $8,445
    EUSTIS AND AMERICAN MORTGAGE COMPANY 2 6.18% $6,892
    ROYAL UNITED MORTGAGE LLC 2 6.69% $8,039
    ASSOCIATED MORTGAGE CORPORATION 2 7.50% $5,348
    NBKC BANK 1 6.63% $3,162
    Paramount Residential Mortgage Group, Inc. 1 7.50% $7,196
    PREMIA MORTGAGE, LLC 1 7.38% $740
    PREMIER LENDING, INC. 1 7.50% $6,179
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.13% $7,862
    USAA Federal Savings Bank 1 6.63% $3,865
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $4,869
    Alliance Credit Union 1 6.25% $7,759
    Ally Bank 1 6.13% $5,759
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.13% $6,900
    Bank of America 1 5.63% $4,026
    BROKER SOLUTIONS, INC. 1 7.50% $4,205
    Discover Bank 1 7.35% $0
    First United Bank and Trust Company 1 6.50% $4,768
    HOMESIDE FINANCIAL, LLC 1 6.49% $7,478
    HOMETRUST MORTGAGE COMPANY 1 6.50% $6,544
    JPMorgan Chase Bank 1 6.99% $2,112
    LOANPAL, LLC 1 6.88% $6,373
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $7,012

    Borger Average Closing Costs & Other Stats

    Borger, TX's 32 lenders originated 279 loans during 2024. The total origination value was $42,835,000, with an average loan value of $153,530.

    Borger's average closing costs are $5,030.

    The top Borger lender as defined by loan originations is Amarillo National Bank, with 32 loans originated. Their average total fees are $4,291, which is $749 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Borger lenders (with over 10 loans originated) are Amarillo National Bank ($4,291), .

    The lowest rate Borger lenders (with over 10 loans originated) are Amarillo National Bank (6.79%), .

    Borger, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Amarillo National Bank $9,735,000 $10,950,000 12.5% 25.6%
    QUICKEN LOANS, LLC $2,955,000 $3,325,000 12.5% 7.8%
    ASSOCIATED MORTGAGE CORPORATION $1,805,000 $1,640,000 -9.1% 3.8%
    TEXAS TECH $1,230,000 $1,420,000 15.4% 3.3%
    Centennial Bank $1,725,000 $1,280,000 -25.8% 3.0%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $780,000 $1,235,000 58.3% 2.9%
    Mortgage Research Center, LLC $1,915,000 $1,185,000 -38.1% 2.8%
    PREMIA MORTGAGE, LLC $165,000 $1,175,000 612.1% 2.7%
    U.S. Bank $85,000 $920,000 982.4% 2.1%
    DAS Acquisition Company, LLC $915,000 n/a 2.1%
    Education Credit Union $980,000 $910,000 -7.1% 2.1%
    21ST MORTGAGE CORPORATION $230,000 $805,000 250.0% 1.9%
    UNITED WHOLESALE MORTGAGE, LLC $510,000 $785,000 53.9% 1.8%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $195,000 $720,000 269.2% 1.7%
    SOUTHWEST STAGE FUNDING, LLC $290,000 $670,000 131.0% 1.6%
    NATIONS RELIABLE LENDING, LLC $2,215,000 $640,000 -71.1% 1.5%
    VILLAGE CAPITAL MORTGAGE $630,000 n/a 1.5%
    FirstBank Southwest $510,000 $625,000 22.5% 1.5%
    FREEDOM MORTGAGE CORPORATION $265,000 $620,000 134.0% 1.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $530,000 n/a 1.2%
    Access Community Credit Union $620,000 $525,000 -15.3% 1.2%
    Bank of America $45,000 $450,000 900.0% 1.1%
    PNC Bank $35,000 $430,000 1,128.6% 1.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $135,000 $425,000 214.8% 1.0%
    CARDINAL FINANCIAL $505,000 $410,000 -18.8% 1.0%
    Alliance Credit Union $400,000 n/a 0.9%
    SECURITYNATIONAL MORTGAGE COMPANY $390,000 n/a 0.9%
    PREMIER LENDING, INC. $270,000 $370,000 37.0% 0.9%
    CALCON MUTUAL MORTGAGE LLC $185,000 $340,000 83.8% 0.8%
    AMERICAN PACIFIC MORTGAGE CORPORATION $330,000 n/a 0.8%
    ROYAL UNITED MORTGAGE LLC $450,000 $315,000 -30.0% 0.7%
    Paramount Residential Mortgage Group, Inc. $285,000 n/a 0.7%
    LOANDEPOT.COM, LLC $165,000 $270,000 63.6% 0.6%
    HOMESIDE FINANCIAL, LLC $265,000 n/a 0.6%
    First United Bank and Trust Company $255,000 n/a 0.6%
    Cornerstone First Mortgage, Inc $245,000 n/a 0.6%
    COUNTRYPLACE MORTGAGE, LTD. $245,000 n/a 0.6%
    AMERISAVE MORTGAGE CORPORATION $125,000 $225,000 80.0% 0.5%
    Herring Bank $205,000 $225,000 9.8% 0.5%
    HOMETRUST MORTGAGE COMPANY $165,000 $215,000 30.3% 0.5%
    Lakeview Community Capital, LLC $205,000 n/a 0.5%
    BROKER SOLUTIONS, INC. $485,000 $200,000 -58.8% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $360,000 $180,000 -50.0% 0.4%
    Barrington Bank & Trust Company, N.A. $175,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $650,000 $175,000 -73.1% 0.4%
    LOANPAL, LLC $160,000 n/a 0.4%
    1ST SIGNATURE LENDING, LLC $155,000 n/a 0.4%
    USAA Federal Savings Bank $175,000 $145,000 -17.1% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $115,000 $135,000 17.4% 0.3%
    NBKC BANK $295,000 $135,000 -54.2% 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $115,000 n/a 0.3%
    JPMorgan Chase Bank $115,000 n/a 0.3%
    TOWNE MORTGAGE COMPANY $115,000 n/a 0.3%
    Wells Fargo Bank $75,000 $115,000 53.3% 0.3%
    OCEANSIDE MORTGAGE COMPANY $105,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $480,000 $100,000 -79.2% 0.2%
    Ally Bank $85,000 n/a 0.2%
    VAN DYK MORTGAGE CORPORATION $75,000 n/a 0.2%
    Discover Bank $70,000 n/a 0.2%
    City Bank $55,000 n/a 0.1%
    First Financial Bank $55,000 n/a 0.1%
    The People's Federal Credit Union $55,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $250,000 $45,000 -82.0% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $255,000 $35,000 -86.3% 0.1%

    Borger's top lender by overall market share is Amarillo National Bank, with 25.6% market share. In second place, with 7.8%, is QUICKEN LOANS, LLC, having originated $3,325,000 in loans. In third place, with 3.8%, is ASSOCIATED MORTGAGE CORPORATION, having originated $1,640,000 in loans. In fourth place, with 3.3%, is TEXAS TECH, having originated $1,420,000 in loans. In fifth place, with 3.0%, is Centennial Bank, having originated $1,280,000 in loans.

    Borger Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Borger (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $88,075 (-12.1%) $106,090 (-11.2%) 0.00 81
    2018-02-01 $87,425 (-17.6%) $101,969 (-18.0%) 0.00 89
    2018-03-01 $84,450 (-28.0%) $98,229 (-24.2%) 0.00 89
    2018-04-01 $86,225 (-29.0%) $100,875 (-29.5%) 0.00 89
    2018-05-01 $87,050 (-25.4%) $111,068 (-16.1%) 0.00 93
    2018-06-01 $89,500 (-19.0%) $109,116 (-16.1%) 0.00 91
    2018-07-01 $89,000 (-10.7%) $110,589 (-10.0%) 0.00 102
    2018-08-01 $94,125 (-0.8%) $114,920 (0.6%) 0.00 109
    2018-09-01 $90,000 (-8.2%) $114,572 (-2.1%) 0.00 110
    2018-10-01 $91,500 (-6.9%) $112,572 (-1.5%) 0.00 118
    2018-11-01 $89,000 (-1.0%) $107,677 (1.5%) 0.00 114
    2018-12-01 $85,500 (-1.2%) $108,467 (5.1%) 0.00 109
    2019-01-01 $85,500 (-2.9%) $103,609 (-2.3%) 0.00 105
    2019-02-01 $89,975 (2.9%) $108,229 (6.1%) 0.00 103
    2019-03-01 $90,164 (6.8%) $104,930 (6.8%) 0.00 107
    2019-04-01 $91,725 (6.4%) $107,002 (6.1%) 0.00 107
    2019-05-01 $93,000 (6.8%) $107,617 (-3.1%) 0.00 109
    2019-06-01 $94,900 (6.0%) $109,285 (0.2%) 0.00 115
    2019-07-01 $95,700 (7.5%) $119,914 (8.4%) 0.00 108
    2019-08-01 $93,427 (-0.7%) $118,974 (3.5%) 0.00 108
    2019-09-01 $91,218 (1.4%) $116,841 (2.0%) 0.00 113
    2019-10-01 $85,750 (-6.3%) $113,203 (0.6%) 0.00 113
    2019-11-01 $74,900 (-15.8%) $106,775 (-0.8%) 0.00 116
    2019-12-01 $73,340 (-14.2%) $103,585 (-4.5%) 0.00 111
    2020-01-01 $73,900 (-13.6%) $96,826 (-6.6%) 0.00 99
    2020-02-01 $74,900 (-16.8%) $95,486 (-11.8%) 0.00 94
    2020-03-01 $59,900 (-33.6%) $89,095 (-15.1%) 0.00 76
    2020-04-01 $62,000 (-32.4%) $93,121 (-13.0%) 0.00 80
    2020-05-01 $79,925 (-14.1%) $102,216 (-5.0%) 0.00 91
    2020-06-01 $81,875 (-13.7%) $101,255 (-7.4%) 0.00 85
    2020-07-01 $89,950 (-6.0%) $110,059 (-8.2%) 0.00 85
    2020-08-01 $99,500 (6.5%) $121,145 (1.8%) 0.00 72
    2020-09-01 $101,975 (11.8%) $126,509 (8.3%) 0.00 70
    2020-10-01 $95,500 (11.4%) $118,247 (4.5%) 0.00 67
    2020-11-01 $99,375 (32.7%) $123,369 (15.5%) 0.00 65
    2020-12-01 $108,250 (47.6%) $130,570 (26.1%) 0.00 62
    2021-01-01 $93,850 (27.0%) $124,581 (28.7%) 0.00 58
    2021-02-01 $79,900 (6.7%) $105,430 (10.4%) 0.00 44
    2021-03-01 $80,600 (34.6%) $100,309 (12.6%) 0.00 35
    2021-04-01 $73,750 (19.0%) $95,029 (2.1%) 0.00 34
    2021-05-01 $88,750 (11.0%) $111,977 (9.6%) 0.00 32
    2021-06-01 $107,900 (31.8%) $116,603 (15.2%) 0.00 30
    2021-07-01 $81,500 (-9.4%) $112,186 (1.9%) 0.00 35
    2021-08-01 $92,500 (-7.0%) $121,041 (-0.1%) 0.00 47
    2021-09-01 $115,725 (13.5%) $138,446 (9.4%) 0.00 49
    2021-10-01 $120,000 (25.7%) $141,473 (19.6%) 0.00 57
    2021-11-01 $116,725 (17.5%) $133,324 (8.1%) 0.00 57
    2021-12-01 $119,450 (10.4%) $132,399 (1.4%) 0.00 50
    2022-01-01 $125,000 (33.2%) $135,441 (8.7%) 0.00 44
    2022-02-01 $130,750 (63.6%) $145,604 (38.1%) 0.00 33
    2022-03-01 $120,750 (49.8%) $136,269 (35.9%) 0.00 32
    2022-04-01 $135,000 (83.1%) $152,754 (60.7%) 0.00 38
    2022-05-01 $128,000 (44.2%) $134,694 (20.3%) 0.00 37
    2022-06-01 $127,500 (18.2%) $145,642 (24.9%) 0.00 42
    2022-07-01 $124,500 (52.8%) $149,711 (33.5%) 0.00 52
    2022-08-01 $115,175 (24.5%) $131,276 (8.5%) 0.00 54
    2022-09-01 $109,950 (-5.0%) $131,482 (-5.0%) 0.00 56
    2022-10-01 $119,900 (-0.1%) $137,148 (-3.1%) 0.00 62
    2022-11-01 $125,950 (7.9%) $147,166 (10.4%) 0.00 65
    2022-12-01 $125,000 (4.7%) $145,655 (10.0%) 0.00 61
    2023-01-01 $118,725 (-5.0%) $139,155 (2.7%) 0.00 55
    2023-02-01 $110,450 (-15.5%) $135,728 (-6.8%) 0.00 55
    2023-03-01 $141,165 (16.9%) $143,699 (5.5%) 0.00 56
    2023-04-01 $160,000 (18.5%) $156,701 (2.6%) 0.00 58
    2023-05-01 $165,000 (28.9%) $173,740 (29.0%) 0.00 54
    2023-06-01 $193,750 (52.0%) $184,678 (26.8%) 0.00 50
    2023-07-01 $166,750 (33.9%) $177,100 (18.3%) 0.00 43
    2023-08-01 $149,021 (29.4%) $176,076 (34.1%) 0.00 53
    2023-09-01 $165,000 (50.1%) $179,071 (36.2%) 0.00 56
    2023-10-01 $155,500 (29.7%) $180,574 (31.7%) 0.00 56
    2023-11-01 $161,750 (28.4%) $178,116 (21.0%) 0.00 53
    2023-12-01 $157,500 (26.0%) $173,626 (19.2%) 0.00 51
    2024-01-01 $163,725 (37.9%) $176,301 (26.7%) 0.00 53
    2024-02-01 $134,975 (22.2%) $170,142 (25.4%) 0.00 59
    2024-03-01 $125,000 (-11.5%) $161,584 (12.5%) 0.00 54
    2024-04-01 $135,725 (-15.2%) $171,744 (9.6%) 0.00 52
    2024-05-01 $134,675 (-18.4%) $167,696 (-3.5%) 0.00 51
    2024-06-01 $140,950 (-27.3%) $189,049 (2.4%) 0.00 56
    2024-07-01 $138,675 (-16.8%) $188,093 (6.2%) 0.00 67
    2024-08-01 $125,000 (-16.1%) $176,414 (0.2%) 0.00 69
    2024-09-01 $130,000 (-21.2%) $179,637 (0.3%) 0.00 79
    2024-10-01 $147,225 (-5.3%) $186,536 (3.3%) 0.00 79
    2024-11-01 $167,809 (3.8%) $188,390 (5.8%) 0.00 79
    2024-12-01 $158,202 (0.5%) $177,273 (2.1%) 0.00 85
    2025-01-01 $166,902 (1.9%) $178,186 (1.1%) 0.00 93
    2025-02-01 $169,500 (25.6%) $173,368 (1.9%) 0.00 97
    2025-03-01 $169,250 (35.4%) $174,461 (8.0%) 0.00 92
    Borger's median listing price for 2025-03-01 was $169,250, a difference of $44,250 (35.4%) versus the prior year and $-250 versus the prior month.

    Borger's median listing price comes in at 0% of the national average.

    Borger's average listing price for 2025-03-01 was $174,461, a difference of $12,877 (8.0%) versus the prior year and $1,093 versus the prior month.

    For the 2025-03-01 period, Borger had 92 MLS listings, a difference of -5 listings (-5%) versus the prior month and 38 listings (70%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Borger (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,595 sqft
    2018-02-01 0 days 1,509 sqft
    2018-03-01 0 days 1,537 sqft
    2018-04-01 0 days 1,557 sqft
    2018-05-01 0 days 1,584 sqft
    2018-06-01 0 days 1,562 sqft
    2018-07-01 0 days 1,548 sqft
    2018-08-01 0 days 1,619 sqft
    2018-09-01 0 days 1,598 sqft
    2018-10-01 0 days 1,579 sqft
    2018-11-01 0 days 1,577 sqft
    2018-12-01 0 days 1,568 sqft
    2019-01-01 0 days 1,513 sqft
    2019-02-01 0 days 1,626 sqft
    2019-03-01 0 days 1,563 sqft
    2019-04-01 0 days 1,642 sqft
    2019-05-01 0 days 1,558 sqft
    2019-06-01 0 days 1,585 sqft
    2019-07-01 0 days 1,595 sqft
    2019-08-01 0 days 1,508 sqft
    2019-09-01 0 days 1,443 sqft
    2019-10-01 0 days 1,390 sqft
    2019-11-01 0 days 1,379 sqft
    2019-12-01 0 days 1,360 sqft
    2020-01-01 0 days 1,361 sqft
    2020-02-01 0 days 1,348 sqft
    2020-03-01 0 days 1,348 sqft
    2020-04-01 0 days 1,381 sqft
    2020-05-01 0 days 1,558 sqft
    2020-06-01 0 days 1,519 sqft
    2020-07-01 0 days 1,504 sqft
    2020-08-01 0 days 1,648 sqft
    2020-09-01 0 days 1,770 sqft
    2020-10-01 0 days 1,740 sqft
    2020-11-01 0 days 1,789 sqft
    2020-12-01 0 days 1,776 sqft
    2021-01-01 0 days 1,599 sqft
    2021-02-01 0 days 1,462 sqft
    2021-03-01 0 days 1,405 sqft
    2021-04-01 0 days 1,281 sqft
    2021-05-01 0 days 1,438 sqft
    2021-06-01 0 days 1,513 sqft
    2021-07-01 0 days 1,361 sqft
    2021-08-01 0 days 1,454 sqft
    2021-09-01 0 days 1,688 sqft
    2021-10-01 0 days 1,682 sqft
    2021-11-01 0 days 1,546 sqft
    2021-12-01 0 days 1,650 sqft
    2022-01-01 0 days 1,747 sqft
    2022-02-01 0 days 1,835 sqft
    2022-03-01 0 days 1,579 sqft
    2022-04-01 0 days 1,816 sqft
    2022-05-01 0 days 1,734 sqft
    2022-06-01 0 days 1,667 sqft
    2022-07-01 0 days 1,647 sqft
    2022-08-01 0 days 1,566 sqft
    2022-09-01 0 days 1,455 sqft
    2022-10-01 0 days 1,439 sqft
    2022-11-01 0 days 1,593 sqft
    2022-12-01 0 days 1,555 sqft
    2023-01-01 0 days 1,486 sqft
    2023-02-01 0 days 1,482 sqft
    2023-03-01 0 days 1,510 sqft
    2023-04-01 0 days 1,673 sqft
    2023-05-01 0 days 1,796 sqft
    2023-06-01 0 days 1,795 sqft
    2023-07-01 0 days 1,714 sqft
    2023-08-01 0 days 1,595 sqft
    2023-09-01 0 days 1,650 sqft
    2023-10-01 0 days 1,646 sqft
    2023-11-01 0 days 1,649 sqft
    2023-12-01 0 days 1,599 sqft
    2024-01-01 0 days 1,652 sqft
    2024-02-01 0 days 1,547 sqft
    2024-03-01 0 days 1,547 sqft
    2024-04-01 0 days 1,606 sqft
    2024-05-01 0 days 1,599 sqft
    2024-06-01 0 days 1,636 sqft
    2024-07-01 0 days 1,555 sqft
    2024-08-01 0 days 1,475 sqft
    2024-09-01 0 days 1,477 sqft
    2024-10-01 0 days 1,497 sqft
    2024-11-01 0 days 1,646 sqft
    2024-12-01 0 days 1,646 sqft
    2025-01-01 0 days 1,671 sqft
    2025-02-01 0 days 1,651 sqft
    2025-03-01 0 days 1,668 sqft
    Borger's median listing age (time on market) for 2025-03-01 was 0 days.

    Borger's median square footage for active listings during the 2025-03-01 period was 1,668 sqft. One year prior, the average listing was 1,547 sqft.

    Borger, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 195 $32,325,000 $165,769
    Cash Out Refi 28 $3,620,000 $129,286
    Refi 27 $4,595,000 $170,185
    Other 25 $1,995,000 $79,800
    Home Improvement 4 $300,000 $75,000

    Borger's most frequently cited loan purpose was Home Purchase, with 195 originations. The 2nd most popular reason was Cash Out Refi, with 28 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 123 $20,115,000 $163,537
    7-8% 64 $10,150,000 $158,594
    Over 8% 50 $4,760,000 $95,200
    5-6% 33 $6,675,000 $202,273
    <2.5% 2 $10,000 $5,000
    4-5% 1 $275,000 $275,000

    During 2024, Borger's most frequently originated rate bucket was 6-7%, with 123 originations.

    Loan Sizing (Borger, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 122 $17,960,000 $147,213
    $100,000 or less 89 $5,965,000 $67,022
    $200k-400k 65 $16,975,000 $261,154
    $600k-1000k 2 $1,510,000 $755,000
    $400k-600k 1 $425,000 $425,000

    Borger's loan sizing saw the bucket of loans from $100k-200k with 122 originations, totaling $17,960,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 150 $25,250,000 $168,333
    60-80% 62 $10,110,000 $163,065
    40-60% 28 $3,110,000 $111,071
    20-40% 13 $845,000 $65,000
    Under 20% 10 $440,000 $44,000
    Over 100% 4 $800,000 $200,000

    Borger's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 150 originations, totaling $25,250,000 in origination value.