Borger Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Borger averaged 6.5% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.69% and one month ago for the week of 2024-11-07, the average rate was 6.69%.

    Borger's average rate one year ago was 7.13%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Borger 30 Year Fixed Rate 2024-12-12 6.5%
    Borger 30 Year Fixed Rate Refi 2024-12-12 6.5%
    Borger 15 Year Fixed Rate 2024-12-12 5.84%
    Borger 15 Year Fixed Rate Refi 2024-12-12 6.54%
    Borger 30 Year FHA 2024-12-12 6.42%
    Borger 30 Year FHA Refi 2024-12-12 6.58%
    Borger 30 Year USDA 2024-12-12 6.4%
    Borger 30 Year USDA Refi 2024-12-12 6.5%
    Borger 30 Year VA 2024-12-12 6.18%
    Borger 30 Year VA Refi 2024-12-12 5.88%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Borger, TX.

    Borger Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Borger, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Amarillo National Bank 30 6.98% $4,073
    QUICKEN LOANS, LLC 9 6.72% $5,714
    Education Credit Union 6 7.40% $2,808
    TEXAS TECH 4 6.00% $4,617
    Centennial Bank 2 7.06% $4,385
    CHURCHILL MORTGAGE CORPORATION 2 6.00% $7,955
    Truity Federal Credit Union 2 6.31% $2,749
    UNITED WHOLESALE MORTGAGE, LLC 2 7.25% $10,987
    ASSOCIATED MORTGAGE CORPORATION 2 6.56% $4,572
    NBKC BANK 1 7.50% $5,425
    PENNYMAC LOAN SERVICES, LLC 1 6.62% $4,944
    Plains Commerce Bank 1 6.88% $3,052
    PNC Bank 1 6.63% $2,722
    PREMIA MORTGAGE, LLC 1 6.50% $1,724
    PREMIER LENDING, INC. 1 6.63% $5,891
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.63% $5,122
    ROYAL UNITED MORTGAGE LLC 1 7.63% $6,975
    The Loan Store, Inc. 1 7.13% $4,975
    U.S. Bank 1 6.63% $2,810
    V.I.P. MORTGAGE, INC. 1 6.88% $3,483
    Access Community Credit Union 1 7.75% $8,616
    Wells Fargo Bank 1 7.50% $4,277
    AMERICAN FINANCING CORPORATION 1 6.75% $6,384
    CMG MORTGAGE, INC. 1 6.50% $4,527
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.99% $2,938
    EVERETT FINANCIAL, INC. 1 6.88% $6,672
    First United Bank 1 6.88% $5,284
    LOANDEPOT.COM, LLC 1 7.50% $3,903
    LOANPEOPLE, LLC 1 6.88% $3,776
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $6,694

    Borger Average Closing Costs & Other Stats

    Borger, TX's 30 lenders originated 275 loans during 2023. The total origination value was $40,385,000, with an average loan value of $146,855.

    Borger's average closing costs are $4,866.

    The top Borger lender as defined by loan originations is Amarillo National Bank, with 30 loans originated. Their average total fees are $4,073, which is $1,641 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Borger lenders (with over 10 loans originated) are Amarillo National Bank ($4,073), .

    The lowest rate Borger lenders (with over 10 loans originated) are Amarillo National Bank (6.98%), .

    Borger, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Amarillo National Bank $9,775,000 $9,735,000 -0.4% 24.1%
    QUICKEN LOANS, LLC $3,105,000 $2,955,000 -4.8% 7.3%
    AMCAP MORTGAGE, LTD. $690,000 $2,435,000 252.9% 6.0%
    NATIONS RELIABLE LENDING, LLC $810,000 $2,215,000 173.5% 5.5%
    Mortgage Research Center, LLC $2,110,000 $1,915,000 -9.2% 4.7%
    ASSOCIATED MORTGAGE CORPORATION $1,175,000 $1,805,000 53.6% 4.5%
    Centennial Bank $4,100,000 $1,725,000 -57.9% 4.3%
    TEXAS TECH $95,000 $1,230,000 1,194.7% 3.0%
    EVERETT FINANCIAL, INC. $230,000 $1,125,000 389.1% 2.8%
    Education Credit Union $565,000 $980,000 73.5% 2.4%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $2,030,000 $780,000 -61.6% 1.9%
    PENNYMAC LOAN SERVICES, LLC $650,000 n/a 1.6%
    Access Community Credit Union $620,000 n/a 1.5%
    Truity Federal Credit Union $85,000 $595,000 600.0% 1.5%
    FirstBank Southwest $630,000 $510,000 -19.0% 1.3%
    UNITED WHOLESALE MORTGAGE, LLC $175,000 $510,000 191.4% 1.3%
    CARDINAL FINANCIAL $75,000 $505,000 573.3% 1.3%
    First United Bank $375,000 $495,000 32.0% 1.2%
    BROKER SOLUTIONS, INC. $520,000 $485,000 -6.7% 1.2%
    GUILD MORTGAGE COMPANY $480,000 n/a 1.2%
    LEADERONE FINANCIAL CORPORATION $465,000 n/a 1.2%
    ROYAL UNITED MORTGAGE LLC $385,000 $450,000 16.9% 1.1%
    SWBC MORTGAGE CORPORATION $395,000 n/a 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $715,000 $360,000 -49.7% 0.9%
    CHURCHILL MORTGAGE CORPORATION $285,000 $310,000 8.8% 0.8%
    NBKC BANK $295,000 n/a 0.7%
    SOUTHWEST STAGE FUNDING, LLC $85,000 $290,000 241.2% 0.7%
    PREMIER LENDING, INC. $135,000 $270,000 100.0% 0.7%
    FREEDOM MORTGAGE CORPORATION $265,000 n/a 0.7%
    TRIAD FINANCIAL SERVICES, INC. $255,000 n/a 0.6%
    NAVY FEDERAL CREDIT UNION $320,000 $250,000 -21.9% 0.6%
    AMERICAN FINANCING CORPORATION $235,000 n/a 0.6%
    21ST MORTGAGE CORPORATION $1,060,000 $230,000 -78.3% 0.6%
    Herring Bank $540,000 $205,000 -62.0% 0.5%
    Peoples Bank $205,000 n/a 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,365,000 $195,000 -91.8% 0.5%
    CALCON MUTUAL MORTGAGE LLC $185,000 n/a 0.5%
    Bank of Colorado $175,000 n/a 0.4%
    USAA Federal Savings Bank $420,000 $175,000 -58.3% 0.4%
    HOMETRUST MORTGAGE COMPANY $400,000 $165,000 -58.8% 0.4%
    LOANDEPOT.COM, LLC $1,350,000 $165,000 -87.8% 0.4%
    PREMIA MORTGAGE, LLC $195,000 $165,000 -15.4% 0.4%
    GREENSTATE CREDIT UNION $155,000 n/a 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 n/a 0.4%
    The Federal Savings Bank $155,000 n/a 0.4%
    LOANPEOPLE, LLC $145,000 n/a 0.4%
    NTFN, INC. $145,000 n/a 0.4%
    Mid-Continent Funding, Inc. $135,000 n/a 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $135,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $145,000 $125,000 -13.8% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $140,000 $115,000 -17.9% 0.3%
    First FarmBank $115,000 n/a 0.3%
    V.I.P. MORTGAGE, INC. $105,000 n/a 0.3%
    The Loan Store, Inc. $95,000 n/a 0.2%
    THRIVE MORTGAGE, LLC $375,000 $95,000 -74.7% 0.2%
    U.S. Bank $135,000 $85,000 -37.0% 0.2%
    CMG MORTGAGE, INC. $75,000 n/a 0.2%
    Wells Fargo Bank $1,290,000 $75,000 -94.2% 0.2%
    Plains Commerce Bank $65,000 n/a 0.2%
    Truist $65,000 n/a 0.2%
    AMARILLO COMMUNITY $195,000 $55,000 -71.8% 0.1%
    Bank of America $225,000 $45,000 -80.0% 0.1%
    PNC Bank $35,000 n/a 0.1%

    Borger's top lender by overall market share is Amarillo National Bank, with 24.1% market share. In second place, with 7.3%, is QUICKEN LOANS, LLC, having originated $2,955,000 in loans. In third place, with 6.0%, is AMCAP MORTGAGE, LTD., having originated $2,435,000 in loans. In fourth place, with 5.5%, is NATIONS RELIABLE LENDING, LLC, having originated $2,215,000 in loans. In fifth place, with 4.7%, is Mortgage Research Center, LLC, having originated $1,915,000 in loans.

    Borger Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Borger (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $88,075 (-12.1%) $106,090 (-11.2%) 0.00 81
    2018-02-01 $87,425 (-17.6%) $101,969 (-18.0%) 0.00 89
    2018-03-01 $84,450 (-28.0%) $98,229 (-24.2%) 0.00 89
    2018-04-01 $86,225 (-29.0%) $100,875 (-29.5%) 0.00 89
    2018-05-01 $87,050 (-25.4%) $111,068 (-16.1%) 0.00 93
    2018-06-01 $89,500 (-19.0%) $109,116 (-16.1%) 0.00 91
    2018-07-01 $89,000 (-10.7%) $110,589 (-10.0%) 0.00 102
    2018-08-01 $94,125 (-0.8%) $114,920 (0.6%) 0.00 109
    2018-09-01 $90,000 (-8.2%) $114,572 (-2.1%) 0.00 110
    2018-10-01 $91,500 (-6.9%) $112,572 (-1.5%) 0.00 118
    2018-11-01 $89,000 (-1.0%) $107,677 (1.5%) 0.00 114
    2018-12-01 $85,500 (-1.2%) $108,467 (5.1%) 0.00 109
    2019-01-01 $85,500 (-2.9%) $103,609 (-2.3%) 0.00 105
    2019-02-01 $89,975 (2.9%) $108,229 (6.1%) 0.00 103
    2019-03-01 $90,164 (6.8%) $104,930 (6.8%) 0.00 107
    2019-04-01 $91,725 (6.4%) $107,002 (6.1%) 0.00 107
    2019-05-01 $93,000 (6.8%) $107,617 (-3.1%) 0.00 109
    2019-06-01 $94,900 (6.0%) $109,285 (0.2%) 0.00 115
    2019-07-01 $95,700 (7.5%) $119,914 (8.4%) 0.00 108
    2019-08-01 $93,427 (-0.7%) $118,974 (3.5%) 0.00 108
    2019-09-01 $91,218 (1.4%) $116,841 (2.0%) 0.00 113
    2019-10-01 $85,750 (-6.3%) $113,203 (0.6%) 0.00 114
    2019-11-01 $73,700 (-17.2%) $106,460 (-1.1%) 0.00 117
    2019-12-01 $72,115 (-15.7%) $103,290 (-4.8%) 0.00 112
    2020-01-01 $72,675 (-15.0%) $96,559 (-6.8%) 0.00 100
    2020-02-01 $72,450 (-19.5%) $95,219 (-12.0%) 0.00 95
    2020-03-01 $59,950 (-33.5%) $88,852 (-15.3%) 0.00 77
    2020-04-01 $64,475 (-29.7%) $92,831 (-13.2%) 0.00 81
    2020-05-01 $79,925 (-14.1%) $102,216 (-5.0%) 0.00 91
    2020-06-01 $81,875 (-13.7%) $101,255 (-7.4%) 0.00 85
    2020-07-01 $89,950 (-6.0%) $110,059 (-8.2%) 0.00 85
    2020-08-01 $99,500 (6.5%) $121,145 (1.8%) 0.00 72
    2020-09-01 $101,975 (11.8%) $126,509 (8.3%) 0.00 70
    2020-10-01 $95,500 (11.4%) $118,247 (4.5%) 0.00 67
    2020-11-01 $99,375 (34.8%) $123,369 (15.9%) 0.00 65
    2020-12-01 $108,250 (50.1%) $130,570 (26.4%) 0.00 62
    2021-01-01 $93,850 (29.1%) $124,581 (29.0%) 0.00 58
    2021-02-01 $79,900 (10.3%) $105,430 (10.7%) 0.00 44
    2021-03-01 $80,600 (34.5%) $100,309 (12.9%) 0.00 35
    2021-04-01 $73,750 (14.4%) $95,029 (2.4%) 0.00 34
    2021-05-01 $88,750 (11.0%) $111,977 (9.6%) 0.00 32
    2021-06-01 $107,900 (31.8%) $116,603 (15.2%) 0.00 30
    2021-07-01 $81,500 (-9.4%) $112,186 (1.9%) 0.00 35
    2021-08-01 $92,500 (-7.0%) $121,041 (-0.1%) 0.00 47
    2021-09-01 $115,725 (13.5%) $138,446 (9.4%) 0.00 49
    2021-10-01 $120,000 (25.7%) $141,473 (19.6%) 0.00 57
    2021-11-01 $116,725 (17.5%) $133,324 (8.1%) 0.00 57
    2021-12-01 $119,450 (10.4%) $132,399 (1.4%) 0.00 50
    2022-01-01 $125,000 (33.2%) $135,441 (8.7%) 0.00 44
    2022-02-01 $130,750 (63.6%) $145,604 (38.1%) 0.00 33
    2022-03-01 $120,750 (49.8%) $136,269 (35.9%) 0.00 32
    2022-04-01 $135,000 (83.1%) $152,754 (60.7%) 0.00 38
    2022-05-01 $128,000 (44.2%) $134,694 (20.3%) 0.00 37
    2022-06-01 $127,500 (18.2%) $145,642 (24.9%) 0.00 42
    2022-07-01 $124,500 (52.8%) $149,711 (33.5%) 0.00 52
    2022-08-01 $115,175 (24.5%) $131,276 (8.5%) 0.00 54
    2022-09-01 $109,950 (-5.0%) $131,482 (-5.0%) 0.00 56
    2022-10-01 $119,900 (-0.1%) $137,148 (-3.1%) 0.00 62
    2022-11-01 $125,950 (7.9%) $147,166 (10.4%) 0.00 65
    2022-12-01 $125,000 (4.7%) $145,655 (10.0%) 0.00 61
    2023-01-01 $118,725 (-5.0%) $139,155 (2.7%) 0.00 55
    2023-02-01 $110,450 (-15.5%) $135,728 (-6.8%) 0.00 55
    2023-03-01 $141,165 (16.9%) $143,699 (5.5%) 0.00 56
    2023-04-01 $160,000 (18.5%) $156,701 (2.6%) 0.00 58
    2023-05-01 $165,000 (28.9%) $173,740 (29.0%) 0.00 54
    2023-06-01 $193,750 (52.0%) $184,678 (26.8%) 0.00 50
    2023-07-01 $166,750 (33.9%) $177,100 (18.3%) 0.00 43
    2023-08-01 $149,021 (29.4%) $176,076 (34.1%) 0.00 53
    2023-09-01 $165,000 (50.1%) $179,071 (36.2%) 0.00 56
    2023-10-01 $155,500 (29.7%) $180,574 (31.7%) 0.00 56
    2023-11-01 $161,750 (28.4%) $178,116 (21.0%) 0.00 53
    2023-12-01 $157,500 (26.0%) $173,626 (19.2%) 0.00 51
    2024-01-01 $163,725 (37.9%) $176,301 (26.7%) 0.00 53
    2024-02-01 $134,975 (22.2%) $170,142 (25.4%) 0.00 59
    2024-03-01 $125,000 (-11.5%) $161,584 (12.5%) 0.00 54
    2024-04-01 $135,725 (-15.2%) $171,744 (9.6%) 0.00 52
    2024-05-01 $132,175 (-19.9%) $166,305 (-4.3%) 0.00 51
    2024-06-01 $140,950 (-27.3%) $189,049 (2.4%) 0.00 56
    2024-07-01 $138,675 (-16.8%) $188,093 (6.2%) 0.00 67
    2024-08-01 $125,000 (-16.1%) $176,414 (0.2%) 0.00 69
    2024-09-01 $130,000 (-21.2%) $179,637 (0.3%) 0.00 79
    2024-10-01 $147,225 (-5.3%) $186,536 (3.3%) 0.00 79
    2024-11-01 $167,809 (3.8%) $188,390 (5.8%) 0.00 79
    Borger's median listing price for 2024-11-01 was $167,809, a difference of $6,059 (3.8%) versus the prior year and $20,584 versus the prior month.

    Borger's median listing price comes in at 0% of the national average.

    Borger's average listing price for 2024-11-01 was $188,390, a difference of $10,274 (5.8%) versus the prior year and $1,854 versus the prior month.

    For the 2024-11-01 period, Borger had 79 MLS listings, a difference of 0 listings (0%) versus the prior month and 26 listings (49%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Borger (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,595 sqft
    2018-02-01 0 days 1,509 sqft
    2018-03-01 0 days 1,537 sqft
    2018-04-01 0 days 1,557 sqft
    2018-05-01 0 days 1,584 sqft
    2018-06-01 0 days 1,562 sqft
    2018-07-01 0 days 1,548 sqft
    2018-08-01 0 days 1,619 sqft
    2018-09-01 0 days 1,598 sqft
    2018-10-01 0 days 1,579 sqft
    2018-11-01 0 days 1,577 sqft
    2018-12-01 0 days 1,568 sqft
    2019-01-01 0 days 1,513 sqft
    2019-02-01 0 days 1,626 sqft
    2019-03-01 0 days 1,563 sqft
    2019-04-01 0 days 1,642 sqft
    2019-05-01 0 days 1,558 sqft
    2019-06-01 0 days 1,585 sqft
    2019-07-01 0 days 1,595 sqft
    2019-08-01 0 days 1,508 sqft
    2019-09-01 0 days 1,443 sqft
    2019-10-01 0 days 1,390 sqft
    2019-11-01 0 days 1,379 sqft
    2019-12-01 0 days 1,357 sqft
    2020-01-01 0 days 1,360 sqft
    2020-02-01 0 days 1,348 sqft
    2020-03-01 0 days 1,326 sqft
    2020-04-01 0 days 1,370 sqft
    2020-05-01 0 days 1,558 sqft
    2020-06-01 0 days 1,519 sqft
    2020-07-01 0 days 1,504 sqft
    2020-08-01 0 days 1,648 sqft
    2020-09-01 0 days 1,770 sqft
    2020-10-01 0 days 1,740 sqft
    2020-11-01 0 days 1,789 sqft
    2020-12-01 0 days 1,776 sqft
    2021-01-01 0 days 1,599 sqft
    2021-02-01 0 days 1,462 sqft
    2021-03-01 0 days 1,405 sqft
    2021-04-01 0 days 1,281 sqft
    2021-05-01 0 days 1,438 sqft
    2021-06-01 0 days 1,513 sqft
    2021-07-01 0 days 1,361 sqft
    2021-08-01 0 days 1,454 sqft
    2021-09-01 0 days 1,688 sqft
    2021-10-01 0 days 1,682 sqft
    2021-11-01 0 days 1,546 sqft
    2021-12-01 0 days 1,650 sqft
    2022-01-01 0 days 1,747 sqft
    2022-02-01 0 days 1,835 sqft
    2022-03-01 0 days 1,579 sqft
    2022-04-01 0 days 1,816 sqft
    2022-05-01 0 days 1,734 sqft
    2022-06-01 0 days 1,667 sqft
    2022-07-01 0 days 1,647 sqft
    2022-08-01 0 days 1,566 sqft
    2022-09-01 0 days 1,455 sqft
    2022-10-01 0 days 1,439 sqft
    2022-11-01 0 days 1,593 sqft
    2022-12-01 0 days 1,555 sqft
    2023-01-01 0 days 1,486 sqft
    2023-02-01 0 days 1,482 sqft
    2023-03-01 0 days 1,518 sqft
    2023-04-01 0 days 1,673 sqft
    2023-05-01 0 days 1,812 sqft
    2023-06-01 0 days 1,857 sqft
    2023-07-01 0 days 1,714 sqft
    2023-08-01 0 days 1,595 sqft
    2023-09-01 0 days 1,650 sqft
    2023-10-01 0 days 1,649 sqft
    2023-11-01 0 days 1,649 sqft
    2023-12-01 0 days 1,599 sqft
    2024-01-01 0 days 1,651 sqft
    2024-02-01 0 days 1,568 sqft
    2024-03-01 0 days 1,589 sqft
    2024-04-01 0 days 1,606 sqft
    2024-05-01 0 days 1,599 sqft
    2024-06-01 0 days 1,630 sqft
    2024-07-01 0 days 1,552 sqft
    2024-08-01 0 days 1,451 sqft
    2024-09-01 0 days 1,475 sqft
    2024-10-01 0 days 1,497 sqft
    2024-11-01 0 days 1,646 sqft
    Borger's median listing age (time on market) for 2024-11-01 was 0 days.

    Borger's median square footage for active listings during the 2024-11-01 period was 1,646 sqft. One year prior, the average listing was 1,649 sqft.

    Borger, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 224 $35,610,000 $158,973
    Other 21 $1,995,000 $95,000
    Cash Out Refi 16 $1,390,000 $86,875
    Refi 10 $1,080,000 $108,000
    Home Improvement 4 $310,000 $77,500

    Borger's most frequently cited loan purpose was Home Purchase, with 224 originations. The 2nd most popular reason was Other, with 21 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 106 $16,750,000 $158,019
    7-8% 80 $12,920,000 $161,500
    Over 8% 39 $4,175,000 $107,051
    5-6% 32 $4,780,000 $149,375
    <2.5% 5 $25,000 $5,000
    4-5% 3 $635,000 $211,667
    3-4% 1 $65,000 $65,000

    During 2023, Borger's most frequently originated rate bucket was 6-7%, with 106 originations.

    Loan Sizing (Borger, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 118 $17,500,000 $148,305
    $100,000 or less 94 $5,760,000 $61,277
    $200k-400k 60 $15,710,000 $261,833
    $400k-600k 3 $1,415,000 $471,667

    Borger's loan sizing saw the bucket of loans from $100k-200k with 118 originations, totaling $17,500,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 166 $27,880,000 $167,952
    60-80% 56 $8,000,000 $142,857
    20-40% 16 $1,010,000 $63,125
    40-60% 15 $1,165,000 $77,667
    Under 20% 7 $85,000 $12,143
    Over 100% 5 $1,205,000 $241,000

    Borger's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 166 originations, totaling $27,880,000 in origination value.