Securitynational Mortgage Company Rates, Fees & Info

Salt Lake City, UT

LEI: 549300VQUTI5IU7GXT57

Tax ID: 87-0512002

1 stars - Updated: 4/5/25 - out of 5 stars, based on 79 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Securitynational Mortgage Company is a small mortgage company specializing in Home Purchase loans. Securitynational Mortgage Company has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Salt Lake City, Phoenix, Provo, Las Vegas, and Dallas among others. We have data for 278 markets. (Some data included below & more in-depth data is available with an active subscription.)

Securitynational Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Securitynational Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.16% 4/5/25
30 Year Conventional Refi 7.50% 4/5/25
30 Year Cash-out Refi 7.64% 4/5/25
30 Year FHA Purchase 7.60% 4/5/25
30 Year FHA Refi 7.09% 4/5/25
30 Year VA Purchase 6.72% 4/5/25
30 Year VA Refi 6.27% 4/5/25
30 Year USDA Purchase 7.11% 4/5/25
15 Year Conventional Purchase 7.07% 4/5/25
15 Year Conventional Refi 6.00% 4/5/25
15 Year Cash-out Refi 6.00% 4/5/25
15 Year FHA Purchase 7.85% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Securitynational Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Securitynational Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,230

Origination Dollar Volume (All Markets)

$1,919,270,000

Awards

SECURITYNATIONAL MORTGAGE COMPANY FHA Loans gold SECURITYNATIONAL MORTGAGE COMPANY FHA Loans gold SECURITYNATIONAL MORTGAGE COMPANY FHA Loans gold SECURITYNATIONAL MORTGAGE COMPANY 30 Year Conventional Loans silver
Show all (4) awards

Relative Rate

Securitynational Mortgage Company's average 30 year fixed mortgage rate was 6.77%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.22%.

Relative Fees (Closing Costs)

Securitynational Mortgage Company's average total fees/closing costs for a 30 year fixed rate mortgage were $12,245.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SALT LAKE CITY, UT (FHA|USDA|VA) 843 $266,755,000 $316,435 $11,492 6.89%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 625 $207,625,000 $332,200 $12,894 6.94%
PROVO-OREM, UT (FHA|USDA|VA) 547 $171,995,000 $314,433 $10,910 6.89%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 334 $117,490,000 $351,766 $12,234 7.14%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 294 $96,620,000 $328,639 $13,488 6.86%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 294 $81,790,000 $278,197 $11,091 7.00%
Outside of Metro Areas 253 $65,545,000 $259,071 $8,999 6.70%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 179 $54,335,000 $303,547 $12,614 6.49%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 155 $52,245,000 $337,065 $13,376 6.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 56 $41,820,000 $746,786 $23,506 7.03%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 124 $40,410,000 $325,887 $10,892 6.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 96 $31,670,000 $329,896 $14,999 6.78%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 130 $30,230,000 $232,538 $11,899 6.77%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 49 $24,645,000 $502,959 $12,665 6.30%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 82 $23,550,000 $287,195 $15,475 6.53%
URBAN HONOLULU, HI (FHA|USDA|VA) 38 $22,510,000 $592,368 $31,602 6.87%
Kapaa, HI (FHA|USDA|VA) 48 $22,290,000 $464,375 $23,764 7.28%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 45 $19,495,000 $433,222 $16,596 6.64%
YUMA, AZ (FHA|USDA|VA) 59 $19,185,000 $325,169 $13,656 6.68%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 66 $17,910,000 $271,364 $12,442 6.71%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 28 $16,780,000 $599,286 $15,815 6.60%
COLORADO SPRINGS, CO (FHA|USDA|VA) 59 $16,665,000 $282,458 $11,485 4.65%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 78 $16,360,000 $209,744 $12,119 5.20%
Edwards, CO (FHA|USDA|VA) 28 $16,200,000 $578,571 $11,693 5.68%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 28 $15,630,000 $558,214 $14,021 6.24%
ST. GEORGE, UT (FHA|USDA|VA) 39 $14,235,000 $365,000 $11,073 6.89%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 58 $14,200,000 $244,828 $6,730 6.92%
MIDLAND, TX (FHA|USDA|VA) 48 $13,700,000 $285,417 $14,009 6.69%
EL PASO, TX (FHA|USDA|VA) 60 $13,480,000 $224,667 $11,343 6.94%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 52 $12,450,000 $239,423 $9,259 7.36%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 101 $12,235,000 $121,139 $9,245 7.07%
AMARILLO, TX (FHA|USDA|VA) 41 $10,185,000 $248,415 $9,903 6.97%
Stephenville, TX (FHA|USDA|VA) 33 $10,145,000 $307,424 $10,947 7.43%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 15 $9,845,000 $656,333 $30,939 6.62%
Pahrump, NV (FHA|USDA|VA) 31 $8,355,000 $269,516 $10,308 7.02%
SHEBOYGAN, WI (FHA|USDA|VA) 44 $8,220,000 $186,818 $7,988 7.52%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 27 $8,045,000 $297,963 $10,868 6.54%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 20 $7,970,000 $398,500 $11,911 6.86%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 14 $7,830,000 $559,286 $21,397 6.88%
KANSAS CITY, MO-KS (FHA|USDA|VA) 36 $7,120,000 $197,778 $7,405 7.39%
TUCSON, AZ (FHA|USDA|VA) 24 $7,040,000 $293,333 $9,747 7.00%
Heber, UT (FHA|USDA|VA) 14 $6,590,000 $470,714 $12,468 7.19%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 28 $6,490,000 $231,786 $14,450 7.21%
COLUMBUS, OH (FHA|USDA|VA) 19 $5,865,000 $308,684 $8,990 7.23%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 16 $5,330,000 $333,125 $10,212 7.17%
Hilo, HI (FHA|USDA|VA) 14 $5,190,000 $370,714 $16,829 6.32%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 21 $5,045,000 $240,238 $8,908 7.33%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 29 $4,945,000 $170,517 $5,930 5.99%
BOISE CITY, ID (FHA|USDA|VA) 15 $4,455,000 $297,000 $10,556 7.03%
Cedar City, UT (FHA|USDA|VA) 14 $4,370,000 $312,143 $9,209 6.79%
Granbury, TX (FHA|USDA|VA) 14 $4,270,000 $305,000 $10,062 7.21%
Big Spring, TX (FHA|USDA|VA) 19 $4,255,000 $223,947 $9,896 6.32%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 11 $4,175,000 $379,545 $15,814 6.35%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 6 $4,130,000 $688,333 $14,683 7.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 11 $4,025,000 $365,909 $11,485 6.49%
BILLINGS, MT (FHA|USDA|VA) 13 $4,005,000 $308,077 $11,463 6.90%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 13 $3,845,000 $295,769 $10,971 6.82%
Dumas, TX (FHA|USDA|VA) 18 $3,790,000 $210,556 $10,457 6.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 21 $3,685,000 $175,476 $7,156 7.13%
RACINE, WI (FHA|USDA|VA) 15 $3,615,000 $241,000 $6,565 6.55%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6 $3,600,000 $600,000 $25,441 7.46%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 14 $3,360,000 $240,000 $8,127 7.51%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $3,245,000 $295,000 $13,312 6.90%
Rexburg, ID (FHA|USDA|VA) 5 $3,185,000 $637,000 $17,873 7.47%
Carlsbad-Artesia, NM (FHA|USDA|VA) 18 $3,130,000 $173,889 $7,824 7.72%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 31 $3,065,000 $98,871 $0 6.35%
TUSCALOOSA, AL (FHA|USDA|VA) 15 $2,805,000 $187,000 $0 5.91%
JOHNSON CITY, TN (FHA|USDA|VA) 17 $2,755,000 $162,059 $7,130 6.95%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 9 $2,745,000 $305,000 $18,416 7.68%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 17 $2,715,000 $159,706 $7,484 7.03%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 15 $2,605,000 $173,667 $9,874 7.17%
JACKSONVILLE, FL (FHA|USDA|VA) 14 $2,420,000 $172,857 $12,396 5.52%
ODESSA, TX (FHA|USDA|VA) 10 $2,330,000 $233,000 $11,298 6.70%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6 $2,280,000 $380,000 $19,492 6.29%
Russellville, AR (FHA|USDA|VA) 13 $2,275,000 $175,000 $6,056 6.73%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $2,240,000 $560,000 $11,863 7.31%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 11 $2,215,000 $201,364 $11,262 5.24%
LOGAN, UT-ID (FHA|USDA|VA) 9 $2,195,000 $243,889 $8,381 7.49%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $2,185,000 $242,778 $10,079 8.40%
Elko, NV (FHA|USDA|VA) 7 $2,115,000 $302,143 $12,802 6.52%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 10 $2,000,000 $200,000 $5,295 6.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $1,890,000 $315,000 $10,211 6.75%
Glenwood Springs, CO (FHA|USDA|VA) 3 $1,885,000 $628,333 $13,607 4.33%
RENO, NV (FHA|USDA|VA) 4 $1,760,000 $440,000 $14,411 7.53%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,755,000 $351,000 $14,959 5.87%
Clearlake, CA (FHA|USDA|VA) 5 $1,745,000 $349,000 $10,318 6.17%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,705,000 $189,444 $7,206 6.97%
PUEBLO, CO (FHA|USDA|VA) 10 $1,670,000 $167,000 $10,660 4.00%
Whitewater, WI (FHA|USDA|VA) 8 $1,660,000 $207,500 $7,017 6.94%
Manitowoc, WI (FHA|USDA|VA) 9 $1,655,000 $183,889 $8,771 7.71%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $1,625,000 $1,625,000 $3,783 6.13%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $1,610,000 $402,500 $8,203 6.81%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $1,540,000 $256,667 $13,269 7.63%
HUNTSVILLE, AL (FHA|USDA|VA) 8 $1,440,000 $180,000 $10,578 6.58%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $1,430,000 $357,500 $17,855 6.31%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,415,000 $283,000 $23,243 7.15%
TULSA, OK (FHA|USDA|VA) 6 $1,380,000 $230,000 $8,825 7.02%
LAS CRUCES, NM (FHA|USDA|VA) 5 $1,365,000 $273,000 $13,259 6.90%
LOUISVILLE, KY (FHA|USDA|VA) 5 $1,345,000 $269,000 $9,375 6.60%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $1,340,000 $335,000 $15,392 5.31%
Jasper, AL (FHA|USDA|VA) 7 $1,325,000 $189,286 $0 5.57%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,320,000 $330,000 $8,748 8.28%
Fallon, NV (FHA|USDA|VA) 5 $1,315,000 $263,000 $9,403 7.55%
GREEN BAY, WI (FHA|USDA|VA) 5 $1,305,000 $261,000 $10,755 7.20%
ST. LOUIS, MO-IL (FHA|USDA|VA) 8 $1,290,000 $161,250 $9,299 7.39%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $1,280,000 $640,000 $12,966 7.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,250,000 $312,500 $13,804 6.88%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,230,000 $307,500 $19,949 6.03%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $1,220,000 $305,000 $13,155 6.81%
Fernley, NV (FHA|USDA|VA) 4 $1,180,000 $295,000 $10,372 6.50%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $1,180,000 $147,500 $7,694 7.48%
Winnemucca, NV (FHA|USDA|VA) 4 $1,150,000 $287,500 $11,997 6.72%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $1,145,000 $1,145,000 $40,008 6.88%
Show Low, AZ (FHA|USDA|VA) 4 $1,130,000 $282,500 $9,060 7.09%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 7 $1,105,000 $157,857 $8,221 7.20%
Mineral Wells, TX (FHA|USDA|VA) 1 $1,035,000 $1,035,000 $22,538 6.88%
LUBBOCK, TX (FHA|USDA|VA) 4 $1,020,000 $255,000 $8,566 6.97%
Payson, AZ (FHA|USDA|VA) 5 $955,000 $191,000 $7,958 7.22%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $950,000 $237,500 $11,595 6.44%
POCATELLO, ID (FHA|USDA|VA) 4 $950,000 $237,500 $10,467 6.91%
Evanston, WY (FHA|USDA|VA) 4 $950,000 $237,500 $8,166 6.94%
Ukiah, CA (FHA|USDA|VA) 3 $945,000 $315,000 $12,911 7.29%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $935,000 $311,667 $13,053 6.79%
GREELEY, CO (FHA|USDA|VA) 3 $935,000 $311,667 $11,870 6.58%
Price, UT (FHA|USDA|VA) 7 $925,000 $132,143 $7,172 7.30%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $910,000 $455,000 $12,857 6.44%
MISSOULA, MT (FHA|USDA|VA) 2 $890,000 $445,000 $19,427 5.93%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $885,000 $295,000 $12,735 6.50%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $880,000 $440,000 $14,900 6.69%
AKRON, OH (FHA|USDA|VA) 8 $870,000 $108,750 $0 7.38%
Jefferson, GA (FHA|USDA|VA) 3 $845,000 $281,667 $10,188 7.37%
FRESNO, CA (FHA|USDA|VA) 3 $845,000 $281,667 $9,563 6.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $840,000 $420,000 $9,412 6.81%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $830,000 $415,000 $17,521 6.69%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $815,000 $815,000 $14,684 7.49%
Cullman, AL (FHA|USDA|VA) 4 $810,000 $202,500 $0 5.56%
Gainesville, TX (FHA|USDA|VA) 2 $810,000 $405,000 $11,631 7.13%
SAVANNAH, GA (FHA|USDA|VA) 3 $785,000 $261,667 $8,307 6.17%
Greeneville, TN (FHA|USDA|VA) 4 $780,000 $195,000 $9,934 5.25%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $775,000 $258,333 $10,976 7.12%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $770,000 $128,333 $0 7.25%
Durango, CO (FHA|USDA|VA) 1 $765,000 $765,000 $15,021 7.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $760,000 $190,000 $10,440 6.25%
REDDING, CA (FHA|USDA|VA) 2 $750,000 $375,000 $9,951 6.43%
JACKSON, MS (FHA|USDA|VA) 10 $740,000 $74,000 $0 6.75%
Vernal, UT (FHA|USDA|VA) 3 $735,000 $245,000 $6,248 7.16%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $730,000 $365,000 $11,192 6.94%
BOULDER, CO (FHA|USDA|VA) 1 $705,000 $705,000 $12,692 6.62%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $705,000 $235,000 $9,435 6.96%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $700,000 $175,000 $0 7.62%
VICTORIA, TX (FHA|USDA|VA) 1 $675,000 $675,000 $24,148 7.13%
Muskogee, OK (FHA|USDA|VA) 2 $670,000 $335,000 $11,341 7.00%
ROCHESTER, MN (FHA|USDA|VA) 1 $645,000 $645,000 $13,658 7.49%
Shelby, NC (FHA|USDA|VA) 2 $640,000 $320,000 $0 5.99%
APPLETON, WI (FHA|USDA|VA) 3 $635,000 $211,667 $5,435 7.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $625,000 $208,333 $0 5.67%
WACO, TX (FHA|USDA|VA) 3 $605,000 $201,667 $7,927 6.67%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $585,000 $585,000 $24,961 6.25%
Rockport, TX (FHA|USDA|VA) 2 $580,000 $290,000 $5,949 7.06%
DECATUR, AL (FHA|USDA|VA) 4 $580,000 $145,000 $0 5.62%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $570,000 $285,000 $10,512 7.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $570,000 $285,000 $4,285 7.44%
Riverton, WY (FHA|USDA|VA) 1 $535,000 $535,000 $9,893 6.63%
SAN ANGELO, TX (FHA|USDA|VA) 2 $530,000 $265,000 $7,166 7.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $530,000 $265,000 $12,981 6.56%
Fredericksburg, TX (FHA|USDA|VA) 1 $525,000 $525,000 $9,047 6.88%
ABILENE, TX (FHA|USDA|VA) 2 $510,000 $255,000 $12,096 6.56%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $495,000 $165,000 $4,017 6.21%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $490,000 $245,000 $11,432 6.56%
Brenham, TX (FHA|USDA|VA) 2 $490,000 $245,000 $12,022 7.56%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $490,000 $245,000 $8,993 7.75%
Athens, TX (FHA|USDA|VA) 1 $485,000 $485,000 $16,048 6.63%
Cookeville, TN (FHA|USDA|VA) 1 $475,000 $475,000 $6,084 5.88%
Beaver Dam, WI (FHA|USDA|VA) 2 $470,000 $235,000 $5,878 6.38%
BELLINGHAM, WA (FHA|USDA|VA) 1 $465,000 $465,000 $5,354 7.63%
Baraboo, WI (FHA|USDA|VA) 1 $465,000 $465,000 $14,578 6.75%
Jacksonville, TX (FHA|USDA|VA) 1 $465,000 $465,000 $9,207 7.13%
MERCED, CA (FHA|USDA|VA) 2 $460,000 $230,000 $3,180 6.50%
TWIN FALLS, ID (FHA|USDA|VA) 2 $460,000 $230,000 $12,131 6.62%
SPARTANBURG, SC (FHA|USDA|VA) 2 $460,000 $230,000 $4,826 7.38%
SALEM, OR (FHA|USDA|VA) 1 $455,000 $455,000 $9,115 6.62%
MADISON, WI (FHA|USDA|VA) 1 $455,000 $455,000 $14,633 7.38%
Paris, TN (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.49%
Rock Springs, WY (FHA|USDA|VA) 2 $450,000 $225,000 $8,372 7.00%
Thomaston, GA (FHA|USDA|VA) 2 $450,000 $225,000 $9,934 6.31%
SALINAS, CA (FHA|USDA|VA) 1 $445,000 $445,000 $20,529 5.75%
Hobbs, NM (FHA|USDA|VA) 1 $445,000 $445,000 $9,001 6.75%
STAUNTON, VA (FHA|USDA|VA) 1 $435,000 $435,000 $17,489 6.25%
MORRISTOWN, TN (FHA|USDA|VA) 4 $420,000 $105,000 $4,354 5.00%
OCALA, FL (FHA|USDA|VA) 2 $420,000 $210,000 $0 8.69%
Andrews, TX (FHA|USDA|VA) 1 $415,000 $415,000 $22,096 6.50%
NILES, MI (FHA|USDA|VA) 1 $415,000 $415,000 $5,093 8.13%
Sevierville, TN (FHA|USDA|VA) 1 $415,000 $415,000 $0 7.62%
Alamogordo, NM (FHA|USDA|VA) 2 $410,000 $205,000 $12,360 6.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $410,000 $205,000 $8,446 6.56%
Corsicana, TX (FHA|USDA|VA) 2 $410,000 $205,000 $10,364 6.93%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $405,000 $81,000 $7,056 4.45%
Borger, TX (FHA|USDA|VA) 2 $390,000 $195,000 $6,875 6.94%
LAREDO, TX (FHA|USDA|VA) 2 $390,000 $195,000 $8,753 6.63%
Pecos, TX (FHA|USDA|VA) 2 $390,000 $195,000 $7,170 7.31%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $385,000 $128,333 $5,996 6.83%
Gillette, WY (FHA|USDA|VA) 2 $380,000 $190,000 $4,426 6.38%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $375,000 $375,000 $4,526 6.25%
LONGVIEW, WA (FHA|USDA|VA) 1 $375,000 $375,000 $14,526 7.00%
ROCKFORD, IL (FHA|USDA|VA) 3 $375,000 $125,000 $10,858 4.29%
MONTGOMERY, AL (FHA|USDA|VA) 4 $370,000 $92,500 $0 6.65%
CASPER, WY (FHA|USDA|VA) 1 $365,000 $365,000 $7,178 6.25%
Bonham, TX (FHA|USDA|VA) 2 $360,000 $180,000 $11,083 6.93%
Astoria, OR (FHA|USDA|VA) 1 $355,000 $355,000 $7,717 7.63%
LEBANON, PA (FHA|USDA|VA) 1 $355,000 $355,000 $10,531 6.63%
Shelton, WA (FHA|USDA|VA) 1 $355,000 $355,000 $7,304 7.13%
Vincennes, IN (FHA|USDA|VA) 2 $350,000 $175,000 $5,997 7.13%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $345,000 $345,000 $13,886 7.25%
WENATCHEE, WA (FHA|USDA|VA) 1 $345,000 $345,000 $14,785 7.13%
Sonora, CA (FHA|USDA|VA) 1 $345,000 $345,000 $13,252 5.63%
CaƱon City, CO (FHA|USDA|VA) 2 $340,000 $170,000 $12,866 3.00%
CORVALLIS, OR (FHA|USDA|VA) 1 $335,000 $335,000 $8,948 7.13%
LIMA, OH (FHA|USDA|VA) 2 $330,000 $165,000 $6,462 6.81%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $325,000 $325,000 $12,170 9.63%
Safford, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $15,056 6.25%
Mount Airy, NC (FHA|USDA|VA) 1 $325,000 $325,000 $3,983 6.63%
Minden, LA (FHA|USDA|VA) 1 $315,000 $315,000 $10,206 7.13%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $305,000 $305,000 $9,498 6.25%
FLORENCE, SC (FHA|USDA|VA) 1 $305,000 $305,000 $11,953 6.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $305,000 $305,000 $11,312 6.63%
Clewiston, FL (FHA|USDA|VA) 1 $295,000 $295,000 $16,907 7.13%
Palestine, TX (FHA|USDA|VA) 1 $285,000 $285,000 $14,324 7.00%
Lewisburg, TN (FHA|USDA|VA) 2 $280,000 $140,000 $5,302 6.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $275,000 $275,000 $8,794 9.00%
Red Bluff, CA (FHA|USDA|VA) 1 $265,000 $265,000 $14,457 6.00%
Shawnee, OK (FHA|USDA|VA) 2 $260,000 $130,000 $8,754 6.87%
Ruidoso, NM (FHA|USDA|VA) 1 $255,000 $255,000 $3,813 8.13%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $245,000 $245,000 $8,115 7.50%
TOLEDO, OH (FHA|USDA|VA) 2 $240,000 $120,000 $13,507 7.00%
Alice, TX (FHA|USDA|VA) 1 $235,000 $235,000 $9,953 7.88%
Palatka, FL (FHA|USDA|VA) 2 $230,000 $115,000 $4,769 3.25%
LONGVIEW, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,369 8.13%
ALBANY, GA (FHA|USDA|VA) 1 $225,000 $225,000 $4,020 7.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $225,000 $225,000 $11,369 6.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $215,000 $215,000 $11,685 6.25%
Calhoun, GA (FHA|USDA|VA) 1 $215,000 $215,000 $11,947 6.25%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $205,000 $205,000 $7,349 7.38%
Newport, OR (FHA|USDA|VA) 1 $205,000 $205,000 $7,211 7.99%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.63%
Washington, IN (FHA|USDA|VA) 1 $205,000 $205,000 $6,795 6.25%
KNOXVILLE, TN (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.88%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $195,000 $195,000 $6,799 6.63%
KOKOMO, IN (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.06%
Summerville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,546 7.13%
GAINESVILLE, GA (FHA|USDA|VA) 1 $185,000 $185,000 $8,476 6.63%
WICHITA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $6,185 8.13%
North Wilkesboro, NC (FHA|USDA|VA) 2 $180,000 $90,000 $6,098 8.31%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $180,000 $90,000 $9,764 2.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $9,423 6.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $165,000 $165,000 $8,484 7.25%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $165,000 $165,000 $6,990 7.50%
Bay City, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.38%
Rochelle, IL (FHA|USDA|VA) 1 $155,000 $155,000 $6,807 7.50%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $150,000 $75,000 $3,780 8.75%
LAFAYETTE, LA (FHA|USDA|VA) 1 $145,000 $145,000 $750 6.75%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,004 7.49%
Duncan, OK (FHA|USDA|VA) 1 $145,000 $145,000 $8,742 7.62%
Lake City, FL (FHA|USDA|VA) 2 $140,000 $70,000 $7,588 3.50%
PANAMA CITY, FL (FHA|USDA|VA) 1 $135,000 $135,000 $4,493 7.63%
MANSFIELD, OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,686 7.13%
Brownwood, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,911 5.99%
Lawrenceburg, TN (FHA|USDA|VA) 1 $125,000 $125,000 $7,160 6.99%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.38%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.13%
New Castle, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.63%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.62%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $85,000 $85,000 $5,502 7.50%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.13%
Norwalk, OH (FHA|USDA|VA) 1 $75,000 $75,000 $6,436 7.13%
Coldwater, MI (FHA|USDA|VA) 1 $75,000 $75,000 $4,869 7.00%
Securitynational Mortgage Company's top markets include Salt Lake City, Phoenix, Provo, Las Vegas, and Dallas among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • California (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,550 $973,880,000 $274,332 $8,189 7.00%
    FHA 2,360 $815,850,000 $345,699 $16,245 6.62%
    VA 279 $119,625,000 $428,763 $14,081 6.37%
    USDA 34 $8,560,000 $251,765 $9,329 6.33%
    FHA 3 $525,000 $175,000 $0 2.00%
    FHA 3 $535,000 $178,333 $0 2.58%
    Reverse Mortgage 1 $295,000 $295,000 $0 9.69%

    For 2024, Securitynational Mortgage Company's most frequently originated type of loan was Conventional, with 3,550 originations. Their 2nd most popular type was FHA, with 2,360 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,550 $1,704,710,000 $307,155 $12,053 6.78%
    Cash Out Refi 395 $115,045,000 $291,253 $11,571 7.24%
    Refi 202 $74,830,000 $370,446 $11,074 6.90%
    Home Improvement 83 $24,685,000 $297,410 $11,529 6.90%

    For 2024, Securitynational Mortgage Company's most frequently cited loan purpose was Home Purchase, with 5,550 originations. The 2nd most popular reason was Cash Out Refi, with 395 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,981 $1,892,055,000 $316,344 $12,245 6.77%
    10 Year 149 $2,335,000 $15,671 $112 8.37%
    15 Year 48 $11,280,000 $235,000 $7,514 6.90%
    20 Year 23 $5,025,000 $218,478 $7,392 8.27%
    30+ year 12 $3,380,000 $281,667 $5,836 7.74%
    Other 12 $2,720,000 $226,667 $9,981 5.07%
    5 Year 5 $2,475,000 $495,000 $0 9.95%

    For 2024, Securitynational Mortgage Company's most frequently cited loan duration was 30 Year, with 5,981 originations. The 2nd most popular length was 10 Year, with 149 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 3,097 $1,250,755,000 $403,860
    $<1k 827 $37,265,000 $45,060
    $4k-5k 577 $156,795,000 $271,742
    $3k-4k 468 $135,180,000 $288,846
    $2k-3k 352 $100,180,000 $284,602
    $1k-2k 346 $130,090,000 $375,983

    Securitynational Mortgage Company's average total fees were $12,245, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,097 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,745 $954,705,000 $347,798
    7-8% 2,245 $633,925,000 $282,372
    5-6% 715 $234,465,000 $327,923
    Over 8% 371 $88,795,000 $239,340
    <2.5% 133 $2,475,000 $18,609
    4-5% 15 $4,415,000 $294,333
    3-4% 4 $60,000 $15,000
    2.5-3% 2 $430,000 $215,000

    During 2024, Securitynational Mortgage Company's average interest rate for loans was 6.77%, while their most frequently originated rate bucket for loans was 6-7%, with 2,745 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,738 $819,290,000 $299,229 $12,307 6.87%
    $400k-600k 1,301 $617,545,000 $474,669 $16,825 6.77%
    $100,000 or less 923 $27,075,000 $29,334 $772 6.56%
    $100k-200k 869 $135,355,000 $155,759 $7,823 6.94%
    $600k-1MM 350 $249,780,000 $713,657 $18,316 6.94%
    $1MM+ 49 $70,225,000 $1,433,163 $26,871 7.25%

    2024 saw Securitynational Mortgage Company place emphasis on $200k-400k loans with 2,738 originations, totaling $819,290,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,752 $558,370,000 $318,704 $12,698 6.86%
    $75k-100k 1,649 $433,175,000 $262,690 $11,488 6.75%
    $50k-75k 1,041 $227,245,000 $218,295 $10,068 6.58%
    $150k-250k 934 $377,510,000 $404,186 $14,219 6.91%
    $50k or less 433 $101,255,000 $233,845 $8,006 7.02%
    $250k+ 408 $210,360,000 $515,588 $14,880 7.08%

    Securitynational Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 1,752 originations. The second most popular income band? $75k-100k, with 1,649 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,141 $351,095,000 $307,708 $14,642 6.63%
    30-36% 568 $161,070,000 $283,574 $10,142 6.86%
    49% 515 $180,115,000 $349,738 $12,756 6.79%
    20-30% 421 $121,395,000 $288,349 $10,042 6.87%
    46% 356 $115,260,000 $323,764 $12,909 6.80%
    48% 350 $109,000,000 $311,429 $11,859 6.75%
    47% 340 $105,350,000 $309,853 $12,130 6.81%
    44% 303 $85,595,000 $282,492 $10,897 6.78%
    43% 268 $74,600,000 $278,358 $10,750 6.77%
    45% 266 $79,160,000 $297,594 $12,203 6.73%
    42% 240 $77,850,000 $324,375 $11,670 7.02%
    41% 233 $67,595,000 $290,107 $11,357 6.78%
    40% 227 $67,205,000 $296,057 $11,071 6.89%
    39% 185 $56,565,000 $305,757 $11,337 6.73%
    38% 165 $51,405,000 $311,545 $10,126 6.79%
    <20% 151 $46,255,000 $306,325 $8,557 6.95%
    36% 145 $43,175,000 $297,759 $10,218 7.00%
    37% 142 $44,960,000 $316,620 $11,650 6.86%
    >60% 14 $7,080,000 $505,714 $16,940 5.40%

    Securitynational Mortgage Company lent most frequently to those with DTI ratios of 50-60%, with 1,141 originations. The next most common DTI ratio? 30-36%, with 568 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,476 $1,355,070,000 $302,741 $11,520 6.86%
    Not provided 885 $273,315,000 $308,831 $12,701 6.76%
    Asian 357 $126,705,000 $354,916 $13,439 6.92%
    Black 379 $115,785,000 $305,501 $13,458 6.44%
    Native Hawaiian or Islander 47 $18,645,000 $396,702 $20,530 6.79%
    American Indian 57 $17,175,000 $301,316 $13,805 6.26%
    Filipino 11 $5,035,000 $457,727 $15,760 6.77%
    Asian Indian 7 $3,165,000 $452,143 $10,822 6.84%
    Vietnamese 2 $1,310,000 $655,000 $11,715 7.13%
    Samoan 4 $900,000 $225,000 $10,313 7.44%
    Native Hawaiian 2 $860,000 $430,000 $31,767 6.94%
    Other Asian 1 $515,000 $515,000 $9,493 8.13%
    Guamanian 1 $445,000 $445,000 $13,380 6.13%
    Chinese 1 $345,000 $345,000 $16,400 6.25%

    Approval Rates

    Total approvals of all applications
    90.83%

    Securitynational Mortgage Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    55.04%

    Securitynational Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,230 $1,919,270,000 $308,069

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,230 $1,919,270,000 $308,069

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 136 $26,840,000 $197,353 $7,095 6.97%
    40-60% 338 $105,880,000 $313,254 $8,767 6.89%
    60-80% 1,281 $408,435,000 $318,841 $10,992 7.16%
    80-100% 3,615 $1,332,185,000 $368,516 $14,446 6.77%
    Over 100% 71 $28,955,000 $407,817 $20,410 6.42%
    Under 20% 789 $16,975,000 $21,515 $494 6.48%