Lendinghome Funding Corporation Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 5493006VAGP3GQ8FJT49

Tax ID: 46-3528270

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Lendinghome Funding Corporation is a mid-sized mortgage company specializing in Home Purchase loans. Lendinghome Funding Corporation has a high proportion of conventional loans. Their top markets include Los Angeles, San Diego, San Francisco, Las Vegas, and Riverside among others. Lendinghome Funding Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors.


Originations

12,148

Origination Dollar Volume (All Markets)

$3,134,750,000

Relative Rate

Lendinghome Funding Corporation's average 30 year fixed rate mortgage of loans were 5.54%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 2.39%.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 515 $354,255,000 $687,874 $0 7.38%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 418 $259,960,000 $621,914 $0 7.65%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 292 $223,910,000 $766,815 $0 7.34%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 499 $159,345,000 $319,329 $0 7.45%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 349 $104,155,000 $298,438 $0 7.68%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 338 $98,450,000 $291,272 $0 7.99%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 420 $89,380,000 $212,810 $0 8.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 445 $85,135,000 $191,315 $0 8.15%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 205 $68,715,000 $335,195 $0 8.17%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 60 $63,110,000 $1,051,833 $0 7.01%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 174 $59,040,000 $339,310 $0 7.78%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 281 $55,495,000 $197,491 $0 7.74%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 290 $51,450,000 $177,414 $0 8.27%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 270 $50,030,000 $185,296 $0 7.57%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 144 $48,300,000 $335,417 $0 8.23%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 226 $43,520,000 $192,566 $0 8.29%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 208 $43,480,000 $209,038 $0 8.24%
JACKSONVILLE, FL (FHA|USDA|VA) 282 $41,070,000 $145,638 $0 8.04%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 99 $38,865,000 $392,576 $0 7.67%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 298 $38,140,000 $127,987 $0 7.68%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 297 $37,585,000 $126,549 $0 8.49%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 196 $37,450,000 $191,071 $0 8.52%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 222 $37,280,000 $167,928 $0 8.18%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 101 $34,235,000 $338,960 $0 8.07%
RICHMOND, VA (FHA|USDA|VA) 122 $32,040,000 $262,623 $0 7.14%
KANSAS CITY, MO-KS (FHA|USDA|VA) 222 $30,940,000 $139,369 $0 7.20%
COLUMBUS, OH (FHA|USDA|VA) 201 $28,065,000 $139,627 $0 8.32%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 69 $27,655,000 $400,797 $0 7.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 215 $27,285,000 $126,907 $0 7.85%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 84 $27,090,000 $322,500 $0 7.62%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 88 $24,440,000 $277,727 $0 8.20%
TUCSON, AZ (FHA|USDA|VA) 115 $24,245,000 $210,826 $0 6.62%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 95 $23,855,000 $251,105 $0 8.06%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 87 $19,905,000 $228,793 $0 8.32%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 146 $19,390,000 $132,808 $0 8.80%
PITTSBURGH, PA (FHA|USDA|VA) 164 $19,080,000 $116,341 $0 7.92%
ST. LOUIS, MO-IL (FHA|USDA|VA) 126 $17,400,000 $138,095 $0 7.54%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 105 $17,145,000 $163,286 $0 7.52%
RALEIGH-CARY, NC (FHA|USDA|VA) 69 $17,095,000 $247,754 $0 8.27%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 71 $16,345,000 $230,211 $0 8.51%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 85 $16,115,000 $189,588 $0 7.80%
STOCKTON, CA (FHA|USDA|VA) 56 $14,710,000 $262,679 $0 7.99%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 85 $14,525,000 $170,882 $0 8.11%
OKLAHOMA CITY, OK (FHA|USDA|VA) 119 $13,585,000 $114,160 $0 8.39%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 50 $13,410,000 $268,200 $0 8.20%
FAYETTEVILLE, NC (FHA|USDA|VA) 122 $13,300,000 $109,016 $0 8.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 90 $13,240,000 $147,111 $0 8.04%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 27 $13,025,000 $482,407 $0 7.94%
FRESNO, CA (FHA|USDA|VA) 61 $12,855,000 $210,738 $0 7.55%
RENO, NV (FHA|USDA|VA) 40 $12,520,000 $313,000 $0 7.87%
Outside of Metro Areas 79 $11,875,000 $150,316 $0 8.02%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 66 $11,690,000 $177,121 $0 8.06%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 31 $11,525,000 $371,774 $0 8.48%
MODESTO, CA (FHA|USDA|VA) 46 $11,010,000 $239,348 $0 7.97%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 67 $10,615,000 $158,433 $0 8.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 60 $10,570,000 $176,167 $0 7.61%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 26 $9,780,000 $376,154 $0 8.42%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 17 $9,385,000 $552,059 $0 7.59%
WINSTON-SALEM, NC (FHA|USDA|VA) 61 $9,185,000 $150,574 $0 8.12%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 55 $8,785,000 $159,727 $0 8.57%
FORT COLLINS, CO (FHA|USDA|VA) 21 $8,705,000 $414,524 $0 8.41%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 16 $8,610,000 $538,125 $0 7.57%
VALLEJO, CA (FHA|USDA|VA) 23 $8,385,000 $364,565 $0 7.61%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 55 $8,045,000 $146,273 $0 9.20%
PORT ST. LUCIE, FL (FHA|USDA|VA) 28 $7,710,000 $275,357 $0 7.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 35 $7,595,000 $217,000 $0 7.59%
AKRON, OH (FHA|USDA|VA) 58 $7,340,000 $126,552 $0 7.85%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 47 $7,285,000 $155,000 $0 8.01%
PUEBLO, CO (FHA|USDA|VA) 42 $7,240,000 $172,381 $0 7.84%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 41 $7,205,000 $175,732 $0 7.90%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 17 $7,115,000 $418,529 $0 7.70%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 21 $6,835,000 $325,476 $0 8.31%
NAPA, CA (FHA|USDA|VA) 10 $6,560,000 $656,000 $0 7.48%
BAKERSFIELD, CA (FHA|USDA|VA) 42 $6,550,000 $155,952 $0 6.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 23 $6,005,000 $261,087 $0 8.09%
OCALA, FL (FHA|USDA|VA) 38 $5,820,000 $153,158 $0 8.40%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 35 $5,685,000 $162,429 $0 7.55%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 28 $5,670,000 $202,500 $0 8.57%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 35 $5,085,000 $145,286 $0 8.58%
WORCESTER, MA-CT (FHA|USDA|VA) 21 $5,015,000 $238,810 $0 8.38%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 20 $5,000,000 $250,000 $0 8.74%
SPRINGFIELD, MO (FHA|USDA|VA) 41 $4,925,000 $120,122 $0 8.06%
PANAMA CITY, FL (FHA|USDA|VA) 26 $4,820,000 $185,385 $0 8.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 16 $4,640,000 $290,000 $0 8.29%
KNOXVILLE, TN (FHA|USDA|VA) 31 $4,465,000 $144,032 $0 8.05%
SAVANNAH, GA (FHA|USDA|VA) 30 $4,360,000 $145,333 $0 9.12%
DAYTON-KETTERING, OH (FHA|USDA|VA) 38 $4,320,000 $113,684 $0 7.94%
COLUMBIA, SC (FHA|USDA|VA) 29 $4,105,000 $141,552 $0 7.81%
TULSA, OK (FHA|USDA|VA) 28 $3,910,000 $139,643 $0 7.89%
VISALIA, CA (FHA|USDA|VA) 20 $3,810,000 $190,500 $0 7.90%
BOULDER, CO (FHA|USDA|VA) 6 $3,770,000 $628,333 $0 7.29%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 15 $3,665,000 $244,333 $0 8.27%
LONGVIEW, WA (FHA|USDA|VA) 19 $3,615,000 $190,263 $0 7.46%
Sevierville, TN (FHA|USDA|VA) 7 $3,615,000 $516,429 $0 6.12%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 25 $3,605,000 $144,200 $0 7.91%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 26 $3,360,000 $129,231 $0 7.26%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 31 $3,315,000 $106,935 $0 8.07%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 12 $3,260,000 $271,667 $0 8.18%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 26 $3,190,000 $122,692 $0 8.18%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 16 $3,090,000 $193,125 $0 8.28%
JACKSONVILLE, NC (FHA|USDA|VA) 28 $3,080,000 $110,000 $0 8.77%
WILMINGTON, NC (FHA|USDA|VA) 15 $2,915,000 $194,333 $0 7.50%
PUNTA GORDA, FL (FHA|USDA|VA) 17 $2,805,000 $165,000 $0 8.66%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $2,730,000 $455,000 $0 8.10%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 14 $2,700,000 $192,857 $0 7.50%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 9 $2,685,000 $298,333 $0 9.23%
GREELEY, CO (FHA|USDA|VA) 13 $2,685,000 $206,538 $0 8.04%
MADERA, CA (FHA|USDA|VA) 13 $2,515,000 $193,462 $0 7.33%
ASHEVILLE, NC (FHA|USDA|VA) 13 $2,475,000 $190,385 $0 6.82%
YUBA CITY, CA (FHA|USDA|VA) 10 $2,470,000 $247,000 $0 7.60%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 20 $2,460,000 $123,000 $0 8.49%
TALLAHASSEE, FL (FHA|USDA|VA) 18 $2,460,000 $136,667 $0 7.81%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 20 $2,440,000 $122,000 $0 6.61%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $2,385,000 $216,818 $0 8.76%
NEW BERN, NC (FHA|USDA|VA) 13 $2,255,000 $173,462 $0 6.68%
ANN ARBOR, MI (FHA|USDA|VA) 13 $2,225,000 $171,154 $0 9.16%
MERCED, CA (FHA|USDA|VA) 12 $2,150,000 $179,167 $0 8.05%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 11 $2,135,000 $194,091 $0 8.13%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 17 $2,125,000 $125,000 $0 7.89%
CARSON CITY, NV (FHA|USDA|VA) 8 $2,120,000 $265,000 $0 8.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $2,060,000 $171,667 $0 7.77%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $2,040,000 $145,714 $0 8.14%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 23 $2,035,000 $88,478 $0 8.33%
CANTON-MASSILLON, OH (FHA|USDA|VA) 10 $2,020,000 $202,000 $0 8.72%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 15 $2,005,000 $133,667 $0 7.94%
BURLINGTON, NC (FHA|USDA|VA) 18 $1,990,000 $110,556 $0 8.19%
CORPUS CHRISTI, TX (FHA|USDA|VA) 13 $1,975,000 $151,923 $0 8.07%
Key West, FL (FHA|USDA|VA) 4 $1,940,000 $485,000 $0 8.80%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,935,000 $387,000 $0 7.71%
GAINESVILLE, FL (FHA|USDA|VA) 13 $1,935,000 $148,846 $0 7.91%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,880,000 $470,000 $0 9.38%
Gardnerville Ranchos, NV (FHA|USDA|VA) 5 $1,865,000 $373,000 $0 7.80%
FLINT, MI (FHA|USDA|VA) 12 $1,820,000 $151,667 $0 8.61%
Rockport, TX (FHA|USDA|VA) 8 $1,810,000 $226,250 $0 6.54%
SPARTANBURG, SC (FHA|USDA|VA) 14 $1,800,000 $128,571 $0 7.99%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 5 $1,775,000 $355,000 $0 7.86%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 11 $1,725,000 $156,818 $0 8.39%
GRAND JUNCTION, CO (FHA|USDA|VA) 9 $1,655,000 $183,889 $0 8.41%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $1,650,000 $137,500 $0 8.93%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 9 $1,605,000 $178,333 $0 8.44%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $1,605,000 $321,000 $0 8.24%
COLUMBUS, GA-AL (FHA|USDA|VA) 16 $1,600,000 $100,000 $0 7.87%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 19 $1,575,000 $82,895 $0 6.76%
EL PASO, TX (FHA|USDA|VA) 15 $1,535,000 $102,333 $0 8.41%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $1,515,000 $303,000 $0 9.19%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $1,505,000 $215,000 $0 8.79%
GREENVILLE, NC (FHA|USDA|VA) 13 $1,505,000 $115,769 $0 8.02%
Clearlake, CA (FHA|USDA|VA) 9 $1,455,000 $161,667 $0 7.99%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $1,435,000 $205,000 $0 8.82%
EAST STROUDSBURG, PA (FHA|USDA|VA) 10 $1,300,000 $130,000 $0 6.98%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,295,000 $185,000 $0 6.64%
YUMA, AZ (FHA|USDA|VA) 8 $1,250,000 $156,250 $0 7.45%
GOLDSBORO, NC (FHA|USDA|VA) 11 $1,225,000 $111,364 $0 7.54%
Centralia, WA (FHA|USDA|VA) 5 $1,205,000 $241,000 $0 8.40%
TOLEDO, OH (FHA|USDA|VA) 12 $1,200,000 $100,000 $0 7.26%
Moses Lake, WA (FHA|USDA|VA) 8 $1,190,000 $148,750 $0 6.85%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,185,000 $169,286 $0 8.06%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 10 $1,160,000 $116,000 $0 7.75%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,160,000 $193,333 $0 6.52%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $1,145,000 $127,222 $0 8.43%
BAY CITY, MI (FHA|USDA|VA) 16 $1,140,000 $71,250 $0 7.64%
Sonora, CA (FHA|USDA|VA) 5 $1,105,000 $221,000 $0 7.33%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $1,105,000 $122,778 $0 7.28%
PITTSFIELD, MA (FHA|USDA|VA) 8 $1,090,000 $136,250 $0 9.52%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 7 $1,065,000 $152,143 $0 8.67%
Torrington, CT (FHA|USDA|VA) 7 $1,055,000 $150,714 $0 7.93%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 11 $1,045,000 $95,000 $0 7.72%
LUBBOCK, TX (FHA|USDA|VA) 4 $1,040,000 $260,000 $0 7.31%
WACO, TX (FHA|USDA|VA) 9 $1,035,000 $115,000 $0 9.29%
REDDING, CA (FHA|USDA|VA) 6 $1,000,000 $166,667 $0 7.42%
Fernley, NV (FHA|USDA|VA) 4 $960,000 $240,000 $0 8.00%
Elko, NV (FHA|USDA|VA) 7 $955,000 $136,429 $0 7.94%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $935,000 $133,571 $0 7.40%
SAGINAW, MI (FHA|USDA|VA) 12 $930,000 $77,500 $0 6.90%
WINCHESTER, VA-WV (FHA|USDA|VA) 5 $895,000 $179,000 $0 8.52%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $885,000 $126,429 $0 9.50%
St. Marys, GA (FHA|USDA|VA) 6 $880,000 $146,667 $0 8.80%
Athens, TX (FHA|USDA|VA) 6 $870,000 $145,000 $0 5.82%
JACKSON, TN (FHA|USDA|VA) 6 $830,000 $138,333 $0 7.78%
BINGHAMTON, NY (FHA|USDA|VA) 9 $815,000 $90,556 $0 5.68%
Pahrump, NV (FHA|USDA|VA) 5 $815,000 $163,000 $0 6.87%
SALINAS, CA (FHA|USDA|VA) 2 $800,000 $400,000 $0 8.95%
READING, PA (FHA|USDA|VA) 6 $780,000 $130,000 $0 8.37%
KINGSTON, NY (FHA|USDA|VA) 5 $765,000 $153,000 $0 8.03%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $750,000 $187,500 $0 8.18%
Sanford, NC (FHA|USDA|VA) 5 $745,000 $149,000 $0 7.07%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $735,000 $147,000 $0 8.34%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $730,000 $121,667 $0 8.34%
ROCKY MOUNT, NC (FHA|USDA|VA) 7 $725,000 $103,571 $0 8.03%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $715,000 $715,000 $0 7.95%
LAWTON, OK (FHA|USDA|VA) 8 $690,000 $86,250 $0 7.22%
Shelbyville, TN (FHA|USDA|VA) 6 $680,000 $113,333 $0 8.82%
JOPLIN, MO (FHA|USDA|VA) 5 $675,000 $135,000 $0 9.86%
Palatka, FL (FHA|USDA|VA) 7 $655,000 $93,571 $0 7.62%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $620,000 $155,000 $0 6.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $615,000 $123,000 $0 6.50%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $615,000 $615,000 $0 6.75%
Holland, MI (FHA|USDA|VA) 4 $610,000 $152,500 $0 9.40%
STAUNTON, VA (FHA|USDA|VA) 5 $595,000 $119,000 $0 8.24%
Aberdeen, WA (FHA|USDA|VA) 5 $595,000 $119,000 $0 9.31%
WENATCHEE, WA (FHA|USDA|VA) 3 $595,000 $198,333 $0 8.11%
CHICO, CA (FHA|USDA|VA) 2 $590,000 $295,000 $0 5.31%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $575,000 $191,667 $0 8.78%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 8 $540,000 $67,500 $0 7.55%
SALEM, OR (FHA|USDA|VA) 3 $535,000 $178,333 $0 9.62%
Show Low, AZ (FHA|USDA|VA) 2 $530,000 $265,000 $0 8.98%
Morehead City, NC (FHA|USDA|VA) 2 $510,000 $255,000 $0 7.85%
Sandusky, OH (FHA|USDA|VA) 6 $510,000 $85,000 $0 7.65%
Okeechobee, FL (FHA|USDA|VA) 3 $505,000 $168,333 $0 8.90%
SYRACUSE, NY (FHA|USDA|VA) 5 $505,000 $101,000 $0 7.78%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $500,000 $250,000 $0 6.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $500,000 $250,000 $0 7.29%
Fallon, NV (FHA|USDA|VA) 2 $490,000 $245,000 $0 8.48%
MEDFORD, OR (FHA|USDA|VA) 2 $490,000 $245,000 $0 9.85%
MUSKEGON, MI (FHA|USDA|VA) 6 $490,000 $81,667 $0 7.94%
EL CENTRO, CA (FHA|USDA|VA) 3 $485,000 $161,667 $0 7.53%
ODESSA, TX (FHA|USDA|VA) 3 $485,000 $161,667 $0 6.25%
AMARILLO, TX (FHA|USDA|VA) 6 $480,000 $80,000 $0 7.51%
SAN ANGELO, TX (FHA|USDA|VA) 4 $460,000 $115,000 $0 6.27%
Orangeburg, SC (FHA|USDA|VA) 5 $455,000 $91,000 $0 9.27%
NILES, MI (FHA|USDA|VA) 4 $440,000 $110,000 $0 8.31%
Ukiah, CA (FHA|USDA|VA) 2 $440,000 $220,000 $0 7.73%
Mount Airy, NC (FHA|USDA|VA) 3 $425,000 $141,667 $0 8.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $420,000 $105,000 $0 7.48%
DALTON, GA (FHA|USDA|VA) 4 $410,000 $102,500 $0 7.61%
Sterling, CO (FHA|USDA|VA) 3 $405,000 $135,000 $0 8.97%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $400,000 $100,000 $0 6.56%
MORRISTOWN, TN (FHA|USDA|VA) 3 $395,000 $131,667 $0 9.22%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $390,000 $97,500 $0 8.01%
Brenham, TX (FHA|USDA|VA) 2 $380,000 $190,000 $0 7.04%
Ottawa, IL (FHA|USDA|VA) 3 $375,000 $125,000 $0 8.15%
VALDOSTA, GA (FHA|USDA|VA) 2 $370,000 $185,000 $0 6.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $370,000 $185,000 $0 8.45%
CLEVELAND, TN (FHA|USDA|VA) 4 $370,000 $92,500 $0 9.33%
Kerrville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $0 7.75%
Toccoa, GA (FHA|USDA|VA) 4 $350,000 $87,500 $0 5.38%
Warrensburg, MO (FHA|USDA|VA) 2 $340,000 $170,000 $0 8.95%
LANCASTER, PA (FHA|USDA|VA) 2 $330,000 $165,000 $0 8.45%
Albemarle, NC (FHA|USDA|VA) 2 $320,000 $160,000 $0 7.73%
ROANOKE, VA (FHA|USDA|VA) 3 $315,000 $105,000 $0 7.08%
Safford, AZ (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.38%
GETTYSBURG, PA (FHA|USDA|VA) 2 $310,000 $155,000 $0 8.63%
Jefferson, GA (FHA|USDA|VA) 2 $300,000 $150,000 $0 8.73%
Bay City, TX (FHA|USDA|VA) 3 $295,000 $98,333 $0 4.33%
ROME, GA (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.63%
Shelby, NC (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.60%
Clewiston, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 9.45%
MONROE, MI (FHA|USDA|VA) 3 $285,000 $95,000 $0 7.88%
Frankfort, KY (FHA|USDA|VA) 2 $280,000 $140,000 $0 9.20%
MIDLAND, MI (FHA|USDA|VA) 2 $280,000 $140,000 $0 8.95%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.25%
ITHACA, NY (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.38%
Cambridge, MD (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.25%
YAKIMA, WA (FHA|USDA|VA) 2 $260,000 $130,000 $0 9.95%
ROCHESTER, NY (FHA|USDA|VA) 4 $250,000 $62,500 $0 6.73%
Durango, CO (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.13%
Pottsville, PA (FHA|USDA|VA) 3 $245,000 $81,667 $0 9.62%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $245,000 $81,667 $0 6.92%
KANKAKEE, IL (FHA|USDA|VA) 3 $235,000 $78,333 $0 9.32%
Mount Pleasant, MI (FHA|USDA|VA) 2 $230,000 $115,000 $0 5.50%
ABILENE, TX (FHA|USDA|VA) 2 $230,000 $115,000 $0 9.35%
BRUNSWICK, GA (FHA|USDA|VA) 2 $230,000 $115,000 $0 8.85%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 9.95%
North Wilkesboro, NC (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.95%
Oak Harbor, WA (FHA|USDA|VA) 1 $215,000 $215,000 $0 8.95%
CaƱon City, CO (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.25%
ALBANY, GA (FHA|USDA|VA) 3 $215,000 $71,667 $0 8.95%
Kinston, NC (FHA|USDA|VA) 2 $210,000 $105,000 $0 9.35%
Snyder, TX (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.23%
VICTORIA, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.35%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.44%
WALLA WALLA, WA (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.25%
Red Bluff, CA (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.00%
MIDLAND, TX (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.35%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $190,000 $95,000 $0 9.70%
ERIE, PA (FHA|USDA|VA) 2 $190,000 $95,000 $0 6.50%
Athens, TN (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.25%
LYNCHBURG, VA (FHA|USDA|VA) 2 $180,000 $90,000 $0 8.23%
Port Angeles, WA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.25%
Cedartown, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.95%
Bemidji, MN (FHA|USDA|VA) 1 $175,000 $175,000 $0 9.70%
DuBois, PA (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.25%
GRANTS PASS, OR (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.63%
Huntsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 9.45%
Sedalia, MO (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.75%
Somerset, KY (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.95%
CHARLESTON, WV (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.66%
Danville, VA (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.95%
Findlay, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.70%
Americus, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.75%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.81%
Fort Morgan, CO (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.45%
UTICA-ROME, NY (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.88%
LIMA, OH (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.63%
Cambridge, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.45%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.45%
McMinnville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.75%
Plainview, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.00%
Traverse City, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.00%
Cordele, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.45%
Bainbridge, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.50%
Athens, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.38%
Calhoun, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.75%
Bonham, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.45%
Wilmington, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.95%
LONGVIEW, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.45%
ST. CLOUD, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.95%
Lock Haven, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.95%
Dayton, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.88%
Greeneville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.95%
WHEELING, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.00%
HINESVILLE, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.50%
Alpena, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.95%
Stephenville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.45%
Lumberton, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.50%
SUMTER, SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.95%
Forest City, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.50%
Thomaston, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.95%
Big Rapids, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.63%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.70%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 11.45%
Marion, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.95%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.95%
Bellefontaine, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.75%
LEBANON, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.95%
Alice, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.50%
Greenwood, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.50%
FLORENCE, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.45%
PEORIA, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.50%
Sidney, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.88%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.95%
Auburn, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.75%
Brownsville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
Salem, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.50%

Lendinghome Funding Corporation's top markets include Los Angeles, San Diego, San Francisco, Las Vegas, and Riverside among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 12,148 $3,134,750,000 $258,047 $0 7.91%

For the 2021 period, Lendinghome Funding Corporation's most frequently originated loan type of loans were Conventional, with 12,148 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 9,559 $2,620,705,000 $274,161 $0 8.40%
Refi 2,588 $513,040,000 $198,238 $0 6.11%
Cash Out Refi 1 $1,005,000 $1,005,000 $0 4.50%

For the 2021, Lendinghome Funding Corporation's most frequently cited loan purpose of loans were Home Purchase, with 9,559 originations. The 2nd most popular reason of loans were Refi, with 2,588 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
1 Year 9,394 $2,587,040,000 $275,393 $0 8.43%
30 Year 2,188 $379,010,000 $173,222 $0 5.54%
Other 559 $148,995,000 $266,538 $0 8.56%
10 Year 6 $10,380,000 $1,730,000 $0 4.56%
5 Year 1 $9,325,000 $9,325,000 $0 4.70%

For the 2021, Lendinghome Funding Corporation's most frequently cited loan length of loans were 1 Year, with 9,394 originations. The 2nd most popular length of loans were 30 Year, with 2,188 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
Over 8% 5,779 $1,272,715,000 $220,231
7-8% 2,610 $873,590,000 $334,709
6-7% 2,063 $624,225,000 $302,581
5-6% 1,134 $221,680,000 $195,485
4-5% 561 $142,325,000 $253,699
3-4% 1 $215,000 $215,000

During 2021, Lendinghome Funding Corporation's average interest rate of loans were 5.54%, while their most frequently originated rate bucket of loans were Over 8%, with 5,779 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 4,872 $713,870,000 $146,525 $0 8.05%
$200k-400k 3,359 $917,685,000 $273,202 $0 8.05%
$100,000 or less 1,970 $155,640,000 $79,005 $0 7.61%
$400k-600k 1,031 $499,535,000 $484,515 $0 7.74%
$600k-1MM 662 $508,680,000 $768,399 $0 7.65%
$1MM+ 254 $339,340,000 $1,335,984 $0 7.22%

2021 saw Lendinghome Funding Corporation place emphasis on $100k-200k loans with 4,872 originations, totaling $713,870,000 in origination value.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
Not applicable 11,604 $2,985,470,000 $257,279 $0 7.94%
Not provided 322 $100,840,000 $313,168 $0 7.43%
White 164 $33,850,000 $206,402 $0 7.00%
Asian 33 $9,915,000 $300,455 $0 5.77%
Black 23 $4,135,000 $179,783 $0 7.98%
Native Hawaiian 1 $295,000 $295,000 $0 6.75%
American Indian 1 $245,000 $245,000 $0 7.25%

Approval Rates

Total approvals of all applications
91.91%

Lendinghome Funding Corporation has an average approval rate.

Pick Rate

Approvals leading to origination
67.14%

Lendinghome Funding Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 12,148 $3,134,750,000 $258,047

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
12,148 $3,134,750,000 $258,047

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 146 $24,450,000 $167,466 $0 7.14%
40-60% 1,679 $361,605,000 $215,369 $0 7.76%
60-80% 10,241 $2,736,795,000 $267,239 $0 7.96%
80-100% 66 $10,620,000 $160,909 $0 6.21%
Under 20% 16 $1,280,000 $80,000 $0 6.21%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Lending Club Corp Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
Lending Club Corp Other type of mortgage Trouble during payment process 1 50.0%