Lendinghome Funding Corporation Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 5493006VAGP3GQ8FJT49
Tax ID: 46-3528270
2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Overview
Lendinghome Funding Corporation is a mid-sized mortgage company specializing in Home Purchase loans. Lendinghome Funding Corporation has a high proportion of conventional loans. Their top markets include Los Angeles, San Diego, San Francisco, Las Vegas, and Riverside among others. Lendinghome Funding Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors.Originations
12,148Origination Dollar Volume (All Markets)
$3,134,750,000Relative Rate
Lendinghome Funding Corporation's average 30 year fixed rate mortgage of loans were
5.54%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 2.39%.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 515 | $354,255,000 | $687,874 | $0 | 7.38% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 418 | $259,960,000 | $621,914 | $0 | 7.65% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 292 | $223,910,000 | $766,815 | $0 | 7.34% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 499 | $159,345,000 | $319,329 | $0 | 7.45% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 349 | $104,155,000 | $298,438 | $0 | 7.68% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 338 | $98,450,000 | $291,272 | $0 | 7.99% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 420 | $89,380,000 | $212,810 | $0 | 8.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 445 | $85,135,000 | $191,315 | $0 | 8.15% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 205 | $68,715,000 | $335,195 | $0 | 8.17% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 60 | $63,110,000 | $1,051,833 | $0 | 7.01% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 174 | $59,040,000 | $339,310 | $0 | 7.78% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 281 | $55,495,000 | $197,491 | $0 | 7.74% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 290 | $51,450,000 | $177,414 | $0 | 8.27% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 270 | $50,030,000 | $185,296 | $0 | 7.57% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 144 | $48,300,000 | $335,417 | $0 | 8.23% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 226 | $43,520,000 | $192,566 | $0 | 8.29% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 208 | $43,480,000 | $209,038 | $0 | 8.24% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 282 | $41,070,000 | $145,638 | $0 | 8.04% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 99 | $38,865,000 | $392,576 | $0 | 7.67% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 298 | $38,140,000 | $127,987 | $0 | 7.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 297 | $37,585,000 | $126,549 | $0 | 8.49% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 196 | $37,450,000 | $191,071 | $0 | 8.52% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 222 | $37,280,000 | $167,928 | $0 | 8.18% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 101 | $34,235,000 | $338,960 | $0 | 8.07% |
| RICHMOND, VA (FHA|USDA|VA) | 122 | $32,040,000 | $262,623 | $0 | 7.14% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 222 | $30,940,000 | $139,369 | $0 | 7.20% |
| COLUMBUS, OH (FHA|USDA|VA) | 201 | $28,065,000 | $139,627 | $0 | 8.32% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 69 | $27,655,000 | $400,797 | $0 | 7.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 215 | $27,285,000 | $126,907 | $0 | 7.85% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 84 | $27,090,000 | $322,500 | $0 | 7.62% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 88 | $24,440,000 | $277,727 | $0 | 8.20% |
| TUCSON, AZ (FHA|USDA|VA) | 115 | $24,245,000 | $210,826 | $0 | 6.62% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 95 | $23,855,000 | $251,105 | $0 | 8.06% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 87 | $19,905,000 | $228,793 | $0 | 8.32% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 146 | $19,390,000 | $132,808 | $0 | 8.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 164 | $19,080,000 | $116,341 | $0 | 7.92% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 126 | $17,400,000 | $138,095 | $0 | 7.54% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 105 | $17,145,000 | $163,286 | $0 | 7.52% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 69 | $17,095,000 | $247,754 | $0 | 8.27% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 71 | $16,345,000 | $230,211 | $0 | 8.51% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 85 | $16,115,000 | $189,588 | $0 | 7.80% |
| STOCKTON, CA (FHA|USDA|VA) | 56 | $14,710,000 | $262,679 | $0 | 7.99% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 85 | $14,525,000 | $170,882 | $0 | 8.11% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 119 | $13,585,000 | $114,160 | $0 | 8.39% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 50 | $13,410,000 | $268,200 | $0 | 8.20% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 122 | $13,300,000 | $109,016 | $0 | 8.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 90 | $13,240,000 | $147,111 | $0 | 8.04% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 27 | $13,025,000 | $482,407 | $0 | 7.94% |
| FRESNO, CA (FHA|USDA|VA) | 61 | $12,855,000 | $210,738 | $0 | 7.55% |
| RENO, NV (FHA|USDA|VA) | 40 | $12,520,000 | $313,000 | $0 | 7.87% |
| Outside of Metro Areas | 79 | $11,875,000 | $150,316 | $0 | 8.02% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 66 | $11,690,000 | $177,121 | $0 | 8.06% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 31 | $11,525,000 | $371,774 | $0 | 8.48% |
| MODESTO, CA (FHA|USDA|VA) | 46 | $11,010,000 | $239,348 | $0 | 7.97% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 67 | $10,615,000 | $158,433 | $0 | 8.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 60 | $10,570,000 | $176,167 | $0 | 7.61% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 26 | $9,780,000 | $376,154 | $0 | 8.42% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 17 | $9,385,000 | $552,059 | $0 | 7.59% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 61 | $9,185,000 | $150,574 | $0 | 8.12% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 55 | $8,785,000 | $159,727 | $0 | 8.57% |
| FORT COLLINS, CO (FHA|USDA|VA) | 21 | $8,705,000 | $414,524 | $0 | 8.41% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 16 | $8,610,000 | $538,125 | $0 | 7.57% |
| VALLEJO, CA (FHA|USDA|VA) | 23 | $8,385,000 | $364,565 | $0 | 7.61% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 55 | $8,045,000 | $146,273 | $0 | 9.20% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 28 | $7,710,000 | $275,357 | $0 | 7.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 35 | $7,595,000 | $217,000 | $0 | 7.59% |
| AKRON, OH (FHA|USDA|VA) | 58 | $7,340,000 | $126,552 | $0 | 7.85% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 47 | $7,285,000 | $155,000 | $0 | 8.01% |
| PUEBLO, CO (FHA|USDA|VA) | 42 | $7,240,000 | $172,381 | $0 | 7.84% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 41 | $7,205,000 | $175,732 | $0 | 7.90% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 17 | $7,115,000 | $418,529 | $0 | 7.70% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 21 | $6,835,000 | $325,476 | $0 | 8.31% |
| NAPA, CA (FHA|USDA|VA) | 10 | $6,560,000 | $656,000 | $0 | 7.48% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 42 | $6,550,000 | $155,952 | $0 | 6.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 23 | $6,005,000 | $261,087 | $0 | 8.09% |
| OCALA, FL (FHA|USDA|VA) | 38 | $5,820,000 | $153,158 | $0 | 8.40% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 35 | $5,685,000 | $162,429 | $0 | 7.55% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 28 | $5,670,000 | $202,500 | $0 | 8.57% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 35 | $5,085,000 | $145,286 | $0 | 8.58% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 21 | $5,015,000 | $238,810 | $0 | 8.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 20 | $5,000,000 | $250,000 | $0 | 8.74% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 41 | $4,925,000 | $120,122 | $0 | 8.06% |
| PANAMA CITY, FL (FHA|USDA|VA) | 26 | $4,820,000 | $185,385 | $0 | 8.73% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 16 | $4,640,000 | $290,000 | $0 | 8.29% |
| KNOXVILLE, TN (FHA|USDA|VA) | 31 | $4,465,000 | $144,032 | $0 | 8.05% |
| SAVANNAH, GA (FHA|USDA|VA) | 30 | $4,360,000 | $145,333 | $0 | 9.12% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 38 | $4,320,000 | $113,684 | $0 | 7.94% |
| COLUMBIA, SC (FHA|USDA|VA) | 29 | $4,105,000 | $141,552 | $0 | 7.81% |
| TULSA, OK (FHA|USDA|VA) | 28 | $3,910,000 | $139,643 | $0 | 7.89% |
| VISALIA, CA (FHA|USDA|VA) | 20 | $3,810,000 | $190,500 | $0 | 7.90% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $3,770,000 | $628,333 | $0 | 7.29% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 15 | $3,665,000 | $244,333 | $0 | 8.27% |
| LONGVIEW, WA (FHA|USDA|VA) | 19 | $3,615,000 | $190,263 | $0 | 7.46% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $3,615,000 | $516,429 | $0 | 6.12% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 25 | $3,605,000 | $144,200 | $0 | 7.91% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 26 | $3,360,000 | $129,231 | $0 | 7.26% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 31 | $3,315,000 | $106,935 | $0 | 8.07% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $3,260,000 | $271,667 | $0 | 8.18% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 26 | $3,190,000 | $122,692 | $0 | 8.18% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 16 | $3,090,000 | $193,125 | $0 | 8.28% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 28 | $3,080,000 | $110,000 | $0 | 8.77% |
| WILMINGTON, NC (FHA|USDA|VA) | 15 | $2,915,000 | $194,333 | $0 | 7.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 17 | $2,805,000 | $165,000 | $0 | 8.66% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $2,730,000 | $455,000 | $0 | 8.10% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 14 | $2,700,000 | $192,857 | $0 | 7.50% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $0 | 9.23% |
| GREELEY, CO (FHA|USDA|VA) | 13 | $2,685,000 | $206,538 | $0 | 8.04% |
| MADERA, CA (FHA|USDA|VA) | 13 | $2,515,000 | $193,462 | $0 | 7.33% |
| ASHEVILLE, NC (FHA|USDA|VA) | 13 | $2,475,000 | $190,385 | $0 | 6.82% |
| YUBA CITY, CA (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $0 | 7.60% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 20 | $2,460,000 | $123,000 | $0 | 8.49% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 18 | $2,460,000 | $136,667 | $0 | 7.81% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 20 | $2,440,000 | $122,000 | $0 | 6.61% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $2,385,000 | $216,818 | $0 | 8.76% |
| NEW BERN, NC (FHA|USDA|VA) | 13 | $2,255,000 | $173,462 | $0 | 6.68% |
| ANN ARBOR, MI (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $0 | 9.16% |
| MERCED, CA (FHA|USDA|VA) | 12 | $2,150,000 | $179,167 | $0 | 8.05% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 11 | $2,135,000 | $194,091 | $0 | 8.13% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 17 | $2,125,000 | $125,000 | $0 | 7.89% |
| CARSON CITY, NV (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $0 | 8.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 12 | $2,060,000 | $171,667 | $0 | 7.77% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 14 | $2,040,000 | $145,714 | $0 | 8.14% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 23 | $2,035,000 | $88,478 | $0 | 8.33% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $0 | 8.72% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 15 | $2,005,000 | $133,667 | $0 | 7.94% |
| BURLINGTON, NC (FHA|USDA|VA) | 18 | $1,990,000 | $110,556 | $0 | 8.19% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 13 | $1,975,000 | $151,923 | $0 | 8.07% |
| Key West, FL (FHA|USDA|VA) | 4 | $1,940,000 | $485,000 | $0 | 8.80% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $0 | 7.71% |
| GAINESVILLE, FL (FHA|USDA|VA) | 13 | $1,935,000 | $148,846 | $0 | 7.91% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $0 | 9.38% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $0 | 7.80% |
| FLINT, MI (FHA|USDA|VA) | 12 | $1,820,000 | $151,667 | $0 | 8.61% |
| Rockport, TX (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $0 | 6.54% |
| SPARTANBURG, SC (FHA|USDA|VA) | 14 | $1,800,000 | $128,571 | $0 | 7.99% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $0 | 7.86% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 11 | $1,725,000 | $156,818 | $0 | 8.39% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $0 | 8.41% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 12 | $1,650,000 | $137,500 | $0 | 8.93% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $0 | 8.44% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $0 | 8.24% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 16 | $1,600,000 | $100,000 | $0 | 7.87% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 19 | $1,575,000 | $82,895 | $0 | 6.76% |
| EL PASO, TX (FHA|USDA|VA) | 15 | $1,535,000 | $102,333 | $0 | 8.41% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $0 | 9.19% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $0 | 8.79% |
| GREENVILLE, NC (FHA|USDA|VA) | 13 | $1,505,000 | $115,769 | $0 | 8.02% |
| Clearlake, CA (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $0 | 7.99% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $0 | 8.82% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $0 | 6.98% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $0 | 6.64% |
| YUMA, AZ (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $0 | 7.45% |
| GOLDSBORO, NC (FHA|USDA|VA) | 11 | $1,225,000 | $111,364 | $0 | 7.54% |
| Centralia, WA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $0 | 8.40% |
| TOLEDO, OH (FHA|USDA|VA) | 12 | $1,200,000 | $100,000 | $0 | 7.26% |
| Moses Lake, WA (FHA|USDA|VA) | 8 | $1,190,000 | $148,750 | $0 | 6.85% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $0 | 8.06% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 10 | $1,160,000 | $116,000 | $0 | 7.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $0 | 6.52% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $1,145,000 | $127,222 | $0 | 8.43% |
| BAY CITY, MI (FHA|USDA|VA) | 16 | $1,140,000 | $71,250 | $0 | 7.64% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $0 | 7.33% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 9 | $1,105,000 | $122,778 | $0 | 7.28% |
| PITTSFIELD, MA (FHA|USDA|VA) | 8 | $1,090,000 | $136,250 | $0 | 9.52% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $0 | 8.67% |
| Torrington, CT (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $0 | 7.93% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 11 | $1,045,000 | $95,000 | $0 | 7.72% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $0 | 7.31% |
| WACO, TX (FHA|USDA|VA) | 9 | $1,035,000 | $115,000 | $0 | 9.29% |
| REDDING, CA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $0 | 7.42% |
| Fernley, NV (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $0 | 8.00% |
| Elko, NV (FHA|USDA|VA) | 7 | $955,000 | $136,429 | $0 | 7.94% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $0 | 7.40% |
| SAGINAW, MI (FHA|USDA|VA) | 12 | $930,000 | $77,500 | $0 | 6.90% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $0 | 8.52% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $0 | 9.50% |
| St. Marys, GA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $0 | 8.80% |
| Athens, TX (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $0 | 5.82% |
| JACKSON, TN (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $0 | 7.78% |
| BINGHAMTON, NY (FHA|USDA|VA) | 9 | $815,000 | $90,556 | $0 | 5.68% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $0 | 6.87% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $0 | 8.95% |
| READING, PA (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $0 | 8.37% |
| KINGSTON, NY (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $0 | 8.03% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $0 | 8.18% |
| Sanford, NC (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $0 | 7.07% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $0 | 8.34% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $0 | 8.34% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $0 | 8.03% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $0 | 7.95% |
| LAWTON, OK (FHA|USDA|VA) | 8 | $690,000 | $86,250 | $0 | 7.22% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $0 | 8.82% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $0 | 9.86% |
| Palatka, FL (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $0 | 7.62% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $0 | 6.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $0 | 6.50% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 6.75% |
| Holland, MI (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 9.40% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $0 | 8.24% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $0 | 9.31% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 8.11% |
| CHICO, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 5.31% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 8.78% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 8 | $540,000 | $67,500 | $0 | 7.55% |
| SALEM, OR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 9.62% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 8.98% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 7.85% |
| Sandusky, OH (FHA|USDA|VA) | 6 | $510,000 | $85,000 | $0 | 7.65% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 8.90% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $0 | 7.78% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 6.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 7.29% |
| Fallon, NV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 8.48% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 9.85% |
| MUSKEGON, MI (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $0 | 7.94% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 7.53% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 6.25% |
| AMARILLO, TX (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 7.51% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 6.27% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 9.27% |
| NILES, MI (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 8.31% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 7.73% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 8.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 7.48% |
| DALTON, GA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 7.61% |
| Sterling, CO (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 8.97% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 6.56% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 9.22% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 8.01% |
| Brenham, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 7.04% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 8.15% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 6.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 8.45% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 9.33% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 7.75% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 5.38% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 8.95% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 8.45% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 7.73% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 7.08% |
| Safford, AZ (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 8.63% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 8.73% |
| Bay City, TX (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 4.33% |
| ROME, GA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.63% |
| Shelby, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.60% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 9.45% |
| MONROE, MI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 7.88% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 9.20% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.95% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.25% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 5.38% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.25% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 9.95% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 6.73% |
| Durango, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.13% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 9.62% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 6.92% |
| KANKAKEE, IL (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 9.32% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.50% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 9.35% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 8.85% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.95% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.95% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.95% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.25% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 8.95% |
| Kinston, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 9.35% |
| Snyder, TX (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 7.23% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 8.35% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.44% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.00% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 8.35% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.70% |
| ERIE, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 6.50% |
| Athens, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 8.23% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.25% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.95% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.70% |
| DuBois, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.45% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.75% |
| Somerset, KY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 8.95% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 7.66% |
| Danville, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.95% |
| Findlay, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.70% |
| Americus, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.75% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 5.81% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.45% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.88% |
| LIMA, OH (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.63% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.45% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.45% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.75% |
| Plainview, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.00% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.00% |
| Cordele, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.45% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.50% |
| Athens, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.38% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.75% |
| Bonham, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.45% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.95% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.45% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.95% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.75% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.95% |
| Dayton, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.88% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.95% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
| Alpena, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.95% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.45% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.50% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.95% |
| Forest City, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.50% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.95% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.70% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.45% |
| Marion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.95% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.95% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.75% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.95% |
| Alice, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.50% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.45% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.50% |
| Sidney, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.95% |
| Auburn, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.75% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.25% |
| Salem, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.50% |
Lendinghome Funding Corporation's top markets include Los Angeles, San Diego, San Francisco, Las Vegas, and Riverside among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 12,148 | $3,134,750,000 | $258,047 | $0 | 7.91% |
For the 2021 period, Lendinghome Funding Corporation's most frequently originated loan type of loans were Conventional, with 12,148 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 9,559 | $2,620,705,000 | $274,161 | $0 | 8.40% |
| Refi | 2,588 | $513,040,000 | $198,238 | $0 | 6.11% |
| Cash Out Refi | 1 | $1,005,000 | $1,005,000 | $0 | 4.50% |
For the 2021, Lendinghome Funding Corporation's most frequently cited loan purpose of loans were Home Purchase, with 9,559 originations. The 2nd most popular reason of loans were Refi, with 2,588 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 1 Year | 9,394 | $2,587,040,000 | $275,393 | $0 | 8.43% |
| 30 Year | 2,188 | $379,010,000 | $173,222 | $0 | 5.54% |
| Other | 559 | $148,995,000 | $266,538 | $0 | 8.56% |
| 10 Year | 6 | $10,380,000 | $1,730,000 | $0 | 4.56% |
| 5 Year | 1 | $9,325,000 | $9,325,000 | $0 | 4.70% |
For the 2021, Lendinghome Funding Corporation's most frequently cited loan length of loans were 1 Year, with 9,394 originations. The 2nd most popular length of loans were 30 Year, with 2,188 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 5,779 | $1,272,715,000 | $220,231 |
| 7-8% | 2,610 | $873,590,000 | $334,709 |
| 6-7% | 2,063 | $624,225,000 | $302,581 |
| 5-6% | 1,134 | $221,680,000 | $195,485 |
| 4-5% | 561 | $142,325,000 | $253,699 |
| 3-4% | 1 | $215,000 | $215,000 |
During 2021, Lendinghome Funding Corporation's average interest rate of loans were 5.54%, while their most frequently originated rate bucket of loans were Over 8%, with 5,779 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-200k | 4,872 | $713,870,000 | $146,525 | $0 | 8.05% |
| $200k-400k | 3,359 | $917,685,000 | $273,202 | $0 | 8.05% |
| $100,000 or less | 1,970 | $155,640,000 | $79,005 | $0 | 7.61% |
| $400k-600k | 1,031 | $499,535,000 | $484,515 | $0 | 7.74% |
| $600k-1MM | 662 | $508,680,000 | $768,399 | $0 | 7.65% |
| $1MM+ | 254 | $339,340,000 | $1,335,984 | $0 | 7.22% |
2021 saw Lendinghome Funding Corporation place emphasis on $100k-200k loans with 4,872 originations, totaling $713,870,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 11,604 | $2,985,470,000 | $257,279 | $0 | 7.94% |
| Not provided | 322 | $100,840,000 | $313,168 | $0 | 7.43% |
| White | 164 | $33,850,000 | $206,402 | $0 | 7.00% |
| Asian | 33 | $9,915,000 | $300,455 | $0 | 5.77% |
| Black | 23 | $4,135,000 | $179,783 | $0 | 7.98% |
| Native Hawaiian | 1 | $295,000 | $295,000 | $0 | 6.75% |
| American Indian | 1 | $245,000 | $245,000 | $0 | 7.25% |
Approval Rates
Total approvals of all applications91.91%
Lendinghome Funding Corporation has an average approval rate.
Pick Rate
Approvals leading to origination67.14%
Lendinghome Funding Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,148 | $3,134,750,000 | $258,047 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 12,148 | $3,134,750,000 | $258,047 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 146 | $24,450,000 | $167,466 | $0 | 7.14% |
| 40-60% | 1,679 | $361,605,000 | $215,369 | $0 | 7.76% |
| 60-80% | 10,241 | $2,736,795,000 | $267,239 | $0 | 7.96% |
| 80-100% | 66 | $10,620,000 | $160,909 | $0 | 6.21% |
| Under 20% | 16 | $1,280,000 | $80,000 | $0 | 6.21% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lending Club Corp | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| Lending Club Corp | Other type of mortgage | Trouble during payment process | 1 | 50.0% |
