Lendinghome Funding Corporation Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 5493006VAGP3GQ8FJT49
Tax ID: 46-3528270
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Mortgage Data
Review & Overview
Lendinghome Funding Corporation is a mid-sized mortgage company specializing in Home Purchase loans. Lendinghome Funding Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Diego, San Francisco, Miami, and Atlanta among others. We have data for 442 markets. (Some data included below & more in-depth data is available with an active subscription.)Lendinghome Funding Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 4/22/24 |
| 30 Year Conventional Refi | 6.27% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lendinghome Funding Corporation Mortgage Calculator
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This is not an official calculator from Lendinghome Funding Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,101Origination Dollar Volume (All Markets)
$4,370,105,000Relative Rate
Lendinghome Funding Corporation's average 30 year fixed mortgage rate was
8.16%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 1.68%.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 664 | $500,130,000 | $753,208 | $0 | 9.75% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 444 | $350,730,000 | $789,932 | $0 | 9.47% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 245 | $195,735,000 | $798,918 | $0 | 9.53% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 420 | $166,410,000 | $396,214 | $0 | 10.78% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 652 | $158,110,000 | $242,500 | $0 | 10.59% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 425 | $151,455,000 | $356,365 | $0 | 10.22% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 353 | $139,505,000 | $395,198 | $0 | 10.14% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 458 | $132,990,000 | $290,371 | $0 | 10.74% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 551 | $105,925,000 | $192,241 | $0 | 10.71% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 255 | $100,865,000 | $395,549 | $0 | 10.56% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 70 | $83,450,000 | $1,192,143 | $0 | 9.24% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 361 | $83,305,000 | $230,762 | $0 | 9.96% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 347 | $75,575,000 | $217,795 | $0 | 9.64% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 180 | $71,520,000 | $397,333 | $0 | 10.27% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 487 | $70,865,000 | $145,513 | $0 | 10.39% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 175 | $62,555,000 | $357,457 | $0 | 10.78% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 236 | $61,120,000 | $258,983 | $0 | 10.97% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 269 | $51,725,000 | $192,286 | $0 | 10.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 263 | $49,375,000 | $187,738 | $0 | 10.51% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 222 | $48,060,000 | $216,486 | $0 | 10.20% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 107 | $46,675,000 | $436,215 | $0 | 11.29% |
| COLUMBUS, OH (FHA|USDA|VA) | 263 | $46,475,000 | $176,711 | $0 | 10.44% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 157 | $46,315,000 | $295,000 | $0 | 10.66% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 190 | $43,080,000 | $226,737 | $0 | 9.82% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 220 | $41,350,000 | $187,955 | $0 | 10.60% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 125 | $40,945,000 | $327,560 | $0 | 10.63% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 89 | $38,695,000 | $434,775 | $0 | 10.53% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 246 | $37,440,000 | $152,195 | $0 | 9.57% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 263 | $34,355,000 | $130,627 | $0 | 10.46% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 203 | $33,675,000 | $165,887 | $0 | 10.68% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 227 | $32,655,000 | $143,855 | $0 | 10.20% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 62 | $29,720,000 | $479,355 | $0 | 10.42% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 60 | $29,310,000 | $488,500 | $0 | 10.56% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 76 | $28,260,000 | $371,842 | $0 | 9.78% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 117 | $28,045,000 | $239,701 | $0 | 9.94% |
| RICHMOND, VA (FHA|USDA|VA) | 87 | $27,475,000 | $315,805 | $0 | 9.86% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 183 | $24,565,000 | $134,235 | $0 | 10.86% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 169 | $24,475,000 | $144,822 | $0 | 10.47% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 75 | $24,145,000 | $321,933 | $0 | 10.21% |
| TUCSON, AZ (FHA|USDA|VA) | 82 | $23,710,000 | $289,146 | $0 | 8.86% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 51 | $23,485,000 | $460,490 | $0 | 11.41% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 94 | $22,720,000 | $241,702 | $0 | 10.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 89 | $21,405,000 | $240,506 | $0 | 10.73% |
| PITTSBURGH, PA (FHA|USDA|VA) | 127 | $20,635,000 | $162,480 | $0 | 10.51% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 94 | $20,410,000 | $217,128 | $0 | 10.77% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 115 | $19,785,000 | $172,043 | $0 | 11.12% |
| FRESNO, CA (FHA|USDA|VA) | 83 | $18,715,000 | $225,482 | $0 | 10.42% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 70 | $17,730,000 | $253,286 | $0 | 10.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 86 | $17,600,000 | $204,651 | $0 | 10.43% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 64 | $16,640,000 | $260,000 | $0 | 10.40% |
| STOCKTON, CA (FHA|USDA|VA) | 56 | $16,110,000 | $287,679 | $0 | 10.56% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 21 | $15,515,000 | $738,810 | $0 | 11.19% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 81 | $14,875,000 | $183,642 | $0 | 10.74% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 59 | $14,815,000 | $251,102 | $0 | 10.62% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 64 | $14,460,000 | $225,938 | $0 | 10.60% |
| Outside of Metro Areas | 84 | $14,380,000 | $171,190 | $0 | 10.31% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 35 | $14,175,000 | $405,000 | $0 | 11.07% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 68 | $13,900,000 | $204,412 | $0 | 10.67% |
| COLUMBIA, SC (FHA|USDA|VA) | 79 | $13,675,000 | $173,101 | $0 | 10.62% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 74 | $13,540,000 | $182,973 | $0 | 10.66% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 50 | $13,150,000 | $263,000 | $0 | 10.27% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 61 | $12,765,000 | $209,262 | $0 | 10.74% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 89 | $12,325,000 | $138,483 | $0 | 10.93% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 67 | $12,215,000 | $182,313 | $0 | 10.34% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 67 | $11,785,000 | $175,896 | $0 | 10.57% |
| OCALA, FL (FHA|USDA|VA) | 66 | $11,690,000 | $177,121 | $0 | 10.37% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 50 | $11,190,000 | $223,800 | $0 | 10.72% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 78 | $11,090,000 | $142,179 | $0 | 10.24% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 68 | $11,090,000 | $163,088 | $0 | 9.86% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 83 | $10,635,000 | $128,133 | $0 | 10.91% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 40 | $10,360,000 | $259,000 | $0 | 10.38% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 37 | $10,265,000 | $277,432 | $0 | 11.56% |
| KNOXVILLE, TN (FHA|USDA|VA) | 47 | $10,215,000 | $217,340 | $0 | 10.33% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 63 | $10,055,000 | $159,603 | $0 | 10.47% |
| TULSA, OK (FHA|USDA|VA) | 61 | $9,595,000 | $157,295 | $0 | 10.63% |
| MODESTO, CA (FHA|USDA|VA) | 31 | $9,345,000 | $301,452 | $0 | 10.10% |
| AKRON, OH (FHA|USDA|VA) | 57 | $9,315,000 | $163,421 | $0 | 10.73% |
| VALLEJO, CA (FHA|USDA|VA) | 24 | $9,080,000 | $378,333 | $0 | 10.08% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 52 | $8,920,000 | $171,538 | $0 | 10.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 52 | $8,740,000 | $168,077 | $0 | 10.70% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 52 | $8,380,000 | $161,154 | $0 | 9.16% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 30 | $8,230,000 | $274,333 | $0 | 10.50% |
| FORT COLLINS, CO (FHA|USDA|VA) | 20 | $8,110,000 | $405,500 | $0 | 9.85% |
| PANAMA CITY, FL (FHA|USDA|VA) | 28 | $8,010,000 | $286,071 | $0 | 10.46% |
| SAVANNAH, GA (FHA|USDA|VA) | 37 | $7,845,000 | $212,027 | $0 | 10.61% |
| MONTGOMERY, AL (FHA|USDA|VA) | 53 | $7,575,000 | $142,925 | $0 | 10.87% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 11 | $7,385,000 | $671,364 | $0 | 10.06% |
| ASHEVILLE, NC (FHA|USDA|VA) | 19 | $7,315,000 | $385,000 | $0 | 9.46% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 35 | $7,265,000 | $207,571 | $0 | 10.55% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 26 | $7,260,000 | $279,231 | $0 | 10.58% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 34 | $7,220,000 | $212,353 | $0 | 11.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 26 | $6,760,000 | $260,000 | $0 | 10.21% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 16 | $6,550,000 | $409,375 | $0 | 10.73% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 9 | $6,435,000 | $715,000 | $0 | 10.71% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 42 | $6,260,000 | $149,048 | $0 | 9.94% |
| WILMINGTON, NC (FHA|USDA|VA) | 20 | $5,990,000 | $299,500 | $0 | 10.05% |
| PUEBLO, CO (FHA|USDA|VA) | 28 | $5,980,000 | $213,571 | $0 | 11.05% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 11 | $5,955,000 | $541,364 | $0 | 9.72% |
| VISALIA, CA (FHA|USDA|VA) | 28 | $5,820,000 | $207,857 | $0 | 10.05% |
| BOULDER, CO (FHA|USDA|VA) | 11 | $5,605,000 | $509,545 | $0 | 10.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 35 | $5,585,000 | $159,571 | $0 | 10.38% |
| EL PASO, TX (FHA|USDA|VA) | 35 | $5,395,000 | $154,143 | $0 | 10.54% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 14 | $5,170,000 | $369,286 | $0 | 10.43% |
| BURLINGTON, NC (FHA|USDA|VA) | 30 | $5,150,000 | $171,667 | $0 | 10.36% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 14 | $5,100,000 | $364,286 | $0 | 11.27% |
| GREELEY, CO (FHA|USDA|VA) | 18 | $4,830,000 | $268,333 | $0 | 9.09% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 28 | $4,830,000 | $172,500 | $0 | 11.21% |
| RENO, NV (FHA|USDA|VA) | 15 | $4,815,000 | $321,000 | $0 | 9.54% |
| LOUISVILLE, KY (FHA|USDA|VA) | 29 | $4,725,000 | $162,931 | $0 | 10.89% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 22 | $4,580,000 | $208,182 | $0 | 10.07% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $4,580,000 | $763,333 | $0 | 10.95% |
| NAPA, CA (FHA|USDA|VA) | 7 | $4,375,000 | $625,000 | $0 | 10.03% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 13 | $4,115,000 | $316,538 | $0 | 10.43% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 21 | $4,005,000 | $190,714 | $0 | 9.82% |
| READING, PA (FHA|USDA|VA) | 29 | $3,975,000 | $137,069 | $0 | 10.49% |
| SPARTANBURG, SC (FHA|USDA|VA) | 27 | $3,925,000 | $145,370 | $0 | 11.12% |
| GAINESVILLE, FL (FHA|USDA|VA) | 21 | $3,915,000 | $186,429 | $0 | 10.66% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 17 | $3,685,000 | $216,765 | $0 | 11.03% |
| Sevierville, TN (FHA|USDA|VA) | 8 | $3,560,000 | $445,000 | $0 | 11.01% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 19 | $3,535,000 | $186,053 | $0 | 10.77% |
| KINGSTON, NY (FHA|USDA|VA) | 11 | $3,455,000 | $314,091 | $0 | 10.31% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 22 | $3,430,000 | $155,909 | $0 | 10.58% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 17 | $3,235,000 | $190,294 | $0 | 10.15% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 21 | $3,215,000 | $153,095 | $0 | 10.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 15 | $3,025,000 | $201,667 | $0 | 10.31% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 18 | $2,930,000 | $162,778 | $0 | 10.61% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $2,865,000 | $318,333 | $0 | 11.03% |
| PITTSFIELD, MA (FHA|USDA|VA) | 16 | $2,850,000 | $178,125 | $0 | 10.72% |
| MERCED, CA (FHA|USDA|VA) | 11 | $2,805,000 | $255,000 | $0 | 10.09% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 18 | $2,800,000 | $155,556 | $0 | 10.76% |
| LONGVIEW, WA (FHA|USDA|VA) | 11 | $2,765,000 | $251,364 | $0 | 10.81% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 16 | $2,710,000 | $169,375 | $0 | 11.19% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 15 | $2,675,000 | $178,333 | $0 | 10.07% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 20 | $2,660,000 | $133,000 | $0 | 11.15% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 15 | $2,565,000 | $171,000 | $0 | 9.91% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 19 | $2,495,000 | $131,316 | $0 | 10.54% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 14 | $2,380,000 | $170,000 | $0 | 10.55% |
| ANN ARBOR, MI (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $0 | 11.09% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 9 | $2,295,000 | $255,000 | $0 | 9.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 22 | $2,260,000 | $102,727 | $0 | 10.22% |
| FLINT, MI (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $0 | 11.09% |
| MUSKEGON, MI (FHA|USDA|VA) | 18 | $2,160,000 | $120,000 | $0 | 11.11% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $0 | 11.15% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $2,140,000 | $535,000 | $0 | 8.80% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 15 | $2,095,000 | $139,667 | $0 | 10.53% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $0 | 9.33% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 14 | $2,050,000 | $146,429 | $0 | 11.34% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $2,030,000 | $507,500 | $0 | 11.49% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $0 | 11.03% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 16 | $1,950,000 | $121,875 | $0 | 10.20% |
| Sanford, NC (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $0 | 10.62% |
| Shelby, NC (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $0 | 9.98% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 15 | $1,925,000 | $128,333 | $0 | 10.01% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $0 | 9.71% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 14 | $1,850,000 | $132,143 | $0 | 10.38% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $0 | 9.69% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $0 | 12.23% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 11 | $1,785,000 | $162,273 | $0 | 11.28% |
| SYRACUSE, NY (FHA|USDA|VA) | 14 | $1,780,000 | $127,143 | $0 | 11.52% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $0 | 9.01% |
| GREENVILLE, NC (FHA|USDA|VA) | 12 | $1,780,000 | $148,333 | $0 | 9.84% |
| MOBILE, AL (FHA|USDA|VA) | 15 | $1,775,000 | $118,333 | $0 | 10.40% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $0 | 11.33% |
| FORT WAYNE, IN (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $0 | 11.28% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $0 | 11.10% |
| STAUNTON, VA (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $0 | 9.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $0 | 10.81% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 14 | $1,730,000 | $123,571 | $0 | 9.81% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $0 | 9.92% |
| Athens, TX (FHA|USDA|VA) | 14 | $1,720,000 | $122,857 | $0 | 8.81% |
| FLORENCE, SC (FHA|USDA|VA) | 17 | $1,645,000 | $96,765 | $0 | 10.12% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,635,000 | $545,000 | $0 | 9.08% |
| BAY CITY, MI (FHA|USDA|VA) | 15 | $1,605,000 | $107,000 | $0 | 10.94% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $0 | 9.89% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $0 | 10.20% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $0 | 11.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 13 | $1,555,000 | $119,615 | $0 | 9.81% |
| TOLEDO, OH (FHA|USDA|VA) | 15 | $1,545,000 | $103,000 | $0 | 10.86% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $0 | 11.32% |
| UTICA-ROME, NY (FHA|USDA|VA) | 14 | $1,480,000 | $105,714 | $0 | 9.76% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 13 | $1,455,000 | $111,923 | $0 | 10.79% |
| REDDING, CA (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $0 | 10.91% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $0 | 10.37% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $0 | 10.07% |
| Moses Lake, WA (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $0 | 10.81% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $0 | 11.22% |
| Rockport, TX (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $0 | 9.75% |
| Sterling, CO (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $0 | 11.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $0 | 12.05% |
| BRUNSWICK, GA (FHA|USDA|VA) | 13 | $1,365,000 | $105,000 | $0 | 10.28% |
| Boone, NC (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $0 | 9.09% |
| Sonora, CA (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $0 | 11.03% |
| Seneca, SC (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $0 | 10.61% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $0 | 10.19% |
| Torrington, CT (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $0 | 10.43% |
| GREEN BAY, WI (FHA|USDA|VA) | 9 | $1,265,000 | $140,556 | $0 | 10.69% |
| Palatka, FL (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $0 | 10.82% |
| WACO, TX (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $0 | 10.44% |
| CLEVELAND, TN (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $0 | 10.06% |
| Holland, MI (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $0 | 11.10% |
| Ozark, AL (FHA|USDA|VA) | 10 | $1,100,000 | $110,000 | $0 | 11.57% |
| APPLETON, WI (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $0 | 11.05% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $0 | 10.85% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 10 | $1,080,000 | $108,000 | $0 | 8.80% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $0 | 10.48% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 9 | $1,035,000 | $115,000 | $0 | 9.90% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $0 | 10.69% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $0 | 10.28% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $0 | 9.81% |
| MANSFIELD, OH (FHA|USDA|VA) | 10 | $990,000 | $99,000 | $0 | 11.22% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $0 | 10.02% |
| MONROE, MI (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $0 | 10.72% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $0 | 9.89% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $0 | 10.85% |
| Thomaston, GA (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $0 | 10.52% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $0 | 10.44% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $0 | 9.63% |
| ALBANY, GA (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $0 | 10.33% |
| Danville, VA (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $0 | 11.08% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $0 | 11.10% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $0 | 11.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $0 | 11.23% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $0 | 10.84% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $0 | 9.67% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $0 | 11.01% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $0 | 10.37% |
| Fernley, NV (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $0 | 9.00% |
| RACINE, WI (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $0 | 10.75% |
| Calhoun, GA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $0 | 10.09% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $0 | 10.95% |
| DOTHAN, AL (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $0 | 10.46% |
| ROME, GA (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $0 | 9.71% |
| Wilson, NC (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $0 | 9.55% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $0 | 9.76% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $0 | 10.09% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $0 | 11.30% |
| Urbana, OH (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $0 | 10.32% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $0 | 11.23% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 8 | $720,000 | $90,000 | $0 | 11.38% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $0 | 10.03% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $0 | 11.61% |
| Lake City, FL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $0 | 11.16% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $0 | 9.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 12.00% |
| Athens, TN (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $0 | 10.78% |
| Shelton, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 10.95% |
| TYLER, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $0 | 11.01% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 8.66% |
| Alpena, MI (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 10.93% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 10.58% |
| Forest City, NC (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 10.90% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 10.60% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 10.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 11.83% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 10.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $0 | 10.20% |
| Ponca City, OK (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 11.24% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 9.20% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $0 | 9.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 10.42% |
| Danville, KY (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 10.01% |
| CHICO, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 10.85% |
| BINGHAMTON, NY (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 8.71% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 10.05% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 11.73% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 10.87% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 10.85% |
| NILES, MI (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 11.29% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 11.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 10.75% |
| LIMA, OH (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $0 | 10.95% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 9.50% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 9.23% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 10.90% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 9.94% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 9.69% |
| Marion, OH (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 10.95% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 8.95% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 9.25% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 9.19% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 8.38% |
| Kinston, NC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 11.32% |
| Ashland, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 11.95% |
| BEND, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 11.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 11.50% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 10.48% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 9.10% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 9.88% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 10.13% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 10.95% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 9.97% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 10.54% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 11.50% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 11.25% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 8.43% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 11.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 10.80% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 10.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 10.60% |
| Durant, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 11.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 10.08% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 9.93% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 10.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 8.18% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 11.95% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 8.63% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 11.17% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 9.75% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 11.95% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 11.58% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 10.70% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 9.60% |
| KOKOMO, IN (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 9.51% |
| Montrose, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 10.95% |
| Easton, MD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 12.50% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 10.95% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 10.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 11.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 11.75% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 10.10% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 9.25% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 11.50% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 11.25% |
| Prineville, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 11.95% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.70% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 11.08% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 11.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 11.75% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 11.10% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 11.23% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 10.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 10.95% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 11.50% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 10.70% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 11.75% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 10.15% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 10.95% |
| Adrian, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 12.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 10.87% |
| Dayton, TN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.06% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 10.98% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 9.94% |
| Sidney, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 11.23% |
| Alice, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.19% |
| La Grande, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 11.95% |
| Decatur, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 10.95% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 10.50% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 11.75% |
| Waycross, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 9.41% |
| Elko, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.75% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 11.70% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.50% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 11.00% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 9.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 9.94% |
| Findlay, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 11.38% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 9.60% |
| Crossville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 11.74% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 11.95% |
| Duncan, OK (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 11.63% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 10.75% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 9.51% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 8.75% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.50% |
| Searcy, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 10.50% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 11.45% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.25% |
| Cullman, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 12.49% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.13% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 10.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 11.75% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.95% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 11.50% |
| Henderson, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.94% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.95% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 11.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.99% |
| Newport, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.75% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.00% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 11.95% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.70% |
| Cortland, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 13.50% |
| Sterling, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 11.19% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.88% |
| Vernon, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.65% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.45% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.75% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.95% |
| Salem, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.50% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.00% |
| Paragould, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.50% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.95% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.50% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.75% |
| Celina, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.75% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.88% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.70% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 11.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.55% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.65% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 11.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.00% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 11.99% |
| Farmington, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.00% |
| Marion, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.45% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.99% |
| Altus, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.75% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.63% |
| Huntington, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 12.50% |
| Rolla, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.25% |
| DALTON, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.70% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.38% |
| ENID, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.25% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.25% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.75% |
| Susanville, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.25% |
| Austin, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.38% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.95% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.95% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.75% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.75% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.75% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.75% |
| Pampa, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.45% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.00% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 13.75% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.15% |
| Ludington, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.50% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.65% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.75% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 15,101 | $4,370,105,000 | $289,392 | $0 | 10.36% |
For 2023, Lendinghome Funding Corporation's most frequently originated type of loan was Conventional, with 15,101 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 12,224 | $3,683,210,000 | $301,310 | $0 | 10.70% |
| Refi | 2,877 | $686,895,000 | $238,754 | $0 | 8.94% |
For 2023, Lendinghome Funding Corporation's most frequently cited loan purpose was Home Purchase, with 12,224 originations. The 2nd most popular reason was Refi, with 2,877 originations.
Loan Duration/Length
For 2023, Lendinghome Funding Corporation's most frequently cited loan duration was 1 Year, with 11,720 originations. The 2nd most popular length was 30 Year, with 2,053 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 13,808 | $4,034,400,000 | $292,178 |
| 7-8% | 1,208 | $311,960,000 | $258,245 |
| 6-7% | 85 | $23,745,000 | $279,353 |
During 2023, Lendinghome Funding Corporation's average interest rate for loans was 8.16%, while their most frequently originated rate bucket for loans was Over 8%, with 13,808 originations.
Loan Sizing
2023 saw Lendinghome Funding Corporation place emphasis on $100k-200k loans with 5,857 originations, totaling $867,045,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 15,101 | $4,370,105,000 | $289,392 | $0 | 10.36% |
Approval Rates
Total approvals of all applications87.34%
Lendinghome Funding Corporation has an average approval rate.
Pick Rate
Approvals leading to origination64.14%
Lendinghome Funding Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,101 | $4,370,105,000 | $289,392 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 15,101 | $4,370,105,000 | $289,392 |