Cibm Bank Mortgage Rates, Fees & Info

Champaign, IL

LEI: 549300RIPPSJXAQKZ383

Tax ID: 37-0158730

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Cibm Bank is a smaller bank specializing in Home Purchase loans. Cibm Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Chicago, Indianapolis, Milwaukee, Lansing, and South Bend among others. We have data for 43 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Cibm Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cibm Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.80% 12/17/24
    30 Year Conventional Refi 6.60% 12/17/24
    30 Year Cash-out Refi 6.84% 12/17/24
    30 Year FHA Purchase 7.54% 12/17/24
    30 Year VA Purchase 6.54% 12/17/24
    30 Year VA Refi 6.43% 12/17/24
    30 Year USDA Purchase 7.27% 12/17/24
    15 Year Conventional Purchase 5.93% 12/17/24
    15 Year Conventional Refi 5.95% 12/17/24
    15 Year Cash-out Refi 5.95% 12/17/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Cibm Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Cibm Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    771

    Origination Dollar Volume (All Markets)

    $159,125,000

    Employee count

    183 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 394 $91,550,000 $232,360 $4,721 4.57%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 104 $21,870,000 $210,288 $3,559 4.69%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 34 $6,060,000 $178,235 $6,362 4.52%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 43 $5,625,000 $130,814 $3,858 4.75%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 25 $5,295,000 $211,800 $3,762 4.68%
    DECATUR, IL (FHA|USDA|VA) 53 $4,795,000 $90,472 $3,170 4.84%
    Outside of Metro Areas 16 $3,970,000 $248,125 $3,096 4.64%
    APPLETON, WI (FHA|USDA|VA) 1 $2,865,000 $2,865,000 $0 4.70%
    Ottawa, IL (FHA|USDA|VA) 14 $2,830,000 $202,143 $4,263 4.85%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 17 $2,355,000 $138,529 $2,644 4.89%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 9 $1,545,000 $171,667 $4,581 4.82%
    BLOOMINGTON, IL (FHA|USDA|VA) 12 $1,350,000 $112,500 $2,924 4.77%
    Whitewater, WI (FHA|USDA|VA) 2 $1,320,000 $660,000 $163,631 4.13%
    ROCKFORD, IL (FHA|USDA|VA) 4 $920,000 $230,000 $3,824 5.03%
    MADISON, WI (FHA|USDA|VA) 2 $680,000 $340,000 $2,478 4.25%
    RACINE, WI (FHA|USDA|VA) 3 $635,000 $211,667 $1,641 3.88%
    BATTLE CREEK, MI (FHA|USDA|VA) 2 $550,000 $275,000 $4,660 4.75%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $380,000 $190,000 $3,064 4.63%
    Plymouth, IN (FHA|USDA|VA) 1 $335,000 $335,000 $1,610 4.50%
    Dixon, IL (FHA|USDA|VA) 3 $335,000 $111,667 $4,865 4.71%
    BLOOMINGTON, IN (FHA|USDA|VA) 2 $320,000 $160,000 $4,512 4.88%
    NILES, MI (FHA|USDA|VA) 2 $290,000 $145,000 $5,241 4.81%
    LOUISVILLE, KY (FHA|USDA|VA) 1 $285,000 $285,000 $2,360 4.63%
    FLINT, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,070 4.25%
    PEORIA, IL (FHA|USDA|VA) 4 $220,000 $55,000 $377 5.25%
    Alma, MI (FHA|USDA|VA) 1 $215,000 $215,000 $3,678 5.00%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,082 4.88%
    MIDLAND, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,580 4.75%
    COLUMBUS, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,058 4.38%
    Pontiac, IL (FHA|USDA|VA) 1 $195,000 $195,000 $6,109 4.75%
    Rochelle, IL (FHA|USDA|VA) 2 $190,000 $95,000 $4,602 4.31%
    SPRINGFIELD, IL (FHA|USDA|VA) 2 $170,000 $85,000 $3,605 4.62%
    JACKSON, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,254 4.88%
    Taylorville, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,873 5.75%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,450 6.00%
    DANVILLE, IL (FHA|USDA|VA) 1 $115,000 $115,000 $6,357 3.75%
    Kendallville, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,060 5.00%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $115,000 $115,000 $5,357 5.13%
    Cadillac, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,534 3.88%
    KANKAKEE, IL (FHA|USDA|VA) 1 $85,000 $85,000 $6,340 5.13%
    Lincoln, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,447 4.75%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,607 4.88%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.25%
    Cibm Bank's top markets include Chicago, Indianapolis, Milwaukee, Lansing, and South Bend among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against CIBM Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    AppleTree Credit Union
    Similarity Rank: 10
    NORTHWESTERN MUTUAL
    Similarity Rank: 12
    UNITED
    Similarity Rank: 28
    UNITEDONE Credit Union
    Similarity Rank: 72
    Liberty Bank for Savings
    Similarity Rank: 104
    VERVE, A CREDIT UNION
    Similarity Rank: 105
    Empower Credit Union
    Similarity Rank: 135
    Prairie State Bank and Trust
    Similarity Rank: 138
    FOX COMMUNITIES
    Similarity Rank: 138
    HERITAGE CREDIT UNION
    Similarity Rank: 143

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 540 $118,640,000 $219,704 $4,197 4.61%
    FHA 196 $31,720,000 $161,837 $5,951 4.78%
    VA 35 $8,765,000 $250,429 $4,741 4.32%

    For 2018, Cibm Bank's most frequently originated type of loan was Conventional, with 540 originations. Their 2nd most popular type was FHA, with 196 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 625 $128,145,000 $205,032 $4,410 4.67%
    Cash Out Refi 73 $16,085,000 $220,342 $4,965 4.61%
    Refi 54 $11,580,000 $214,444 $2,438 4.38%
    Other 13 $2,605,000 $200,385 $1,193 4.53%
    Home Improvement 6 $710,000 $118,333 $55,233 4.78%

    For 2018, Cibm Bank's most frequently cited loan purpose was Home Purchase, with 625 originations. The 2nd most popular reason was Cash Out Refi, with 73 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 657 $134,785,000 $205,152 $4,536 4.68%
    15 Year 73 $13,335,000 $182,671 $7,173 4.24%
    Other 22 $2,220,000 $100,909 $1,286 4.70%
    20 Year 7 $1,685,000 $240,714 $3,030 4.39%
    10 Year 6 $4,600,000 $766,667 $1,741 4.65%
    5 Year 6 $2,500,000 $416,667 $0 5.19%

    For 2018, Cibm Bank's most frequently cited loan duration was 30 Year, with 657 originations. The 2nd most popular length was 15 Year, with 73 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 390 $68,750,000 $176,282
    $1k-2k 343 $77,495,000 $225,933
    $2k-3k 17 $3,555,000 $209,118
    $3k-4k 3 $485,000 $161,667
    $5k+ 3 $835,000 $278,333
    $4k-5k 1 $265,000 $265,000

    Cibm Bank's average total fees were $4,536, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 390 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 580 $122,420,000 $211,069
    5-6% 105 $17,535,000 $167,000
    3-4% 81 $18,945,000 $233,889
    6-7% 3 $155,000 $51,667
    <2.5% 1 $45,000 $45,000
    7-8% 1 $25,000 $25,000

    During 2018, Cibm Bank's average interest rate for loans was 4.68%, while their most frequently originated rate bucket for loans was 4-5%, with 580 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 297 $45,615,000 $153,586 $4,540 4.65%
    $200k-400k 294 $77,720,000 $264,354 $5,817 4.60%
    $100,000 or less 135 $9,125,000 $67,593 $2,735 4.79%
    $400k-600k 34 $14,830,000 $436,176 $3,759 4.47%
    $600k-1MM 8 $6,430,000 $803,750 $4,158 4.53%
    $1MM+ 3 $5,405,000 $1,801,667 $2,613 4.59%

    2018 saw Cibm Bank place emphasis on $100k-200k loans with 297 originations, totaling $45,615,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 205 $36,095,000 $176,073 $4,316 4.67%
    $75k-100k 146 $30,120,000 $206,301 $5,491 4.62%
    $50k or less 145 $15,415,000 $106,310 $3,622 4.70%
    $100k-150k 140 $32,260,000 $230,429 $4,135 4.63%
    $150k-250k 84 $23,870,000 $284,167 $7,731 4.56%
    $250k+ 40 $14,050,000 $351,250 $2,793 4.42%

    Cibm Bank lent most frequently to those with incomes in the $50k-75k range, with 205 originations. The second most popular income band? $75k-100k, with 146 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 168 $33,340,000 $198,452 $3,617 4.60%
    30-36% 145 $31,135,000 $214,724 $4,056 4.68%
    <20% 51 $7,855,000 $154,020 $2,751 4.57%
    50-60% 49 $8,335,000 $170,102 $5,422 4.77%
    37% 42 $9,610,000 $228,810 $4,457 4.63%
    42% 33 $6,895,000 $208,939 $4,341 4.64%
    44% 31 $6,955,000 $224,355 $5,201 4.66%
    40% 29 $6,625,000 $228,448 $8,943 4.56%
    36% 27 $6,435,000 $238,333 $15,859 4.41%
    41% 27 $5,115,000 $189,444 $4,369 4.76%
    39% 26 $5,030,000 $193,462 $4,207 4.66%
    43% 25 $3,815,000 $152,600 $3,516 4.61%
    38% 21 $3,435,000 $163,571 $3,990 4.65%
    48% 20 $3,720,000 $186,000 $4,931 4.78%
    47% 20 $3,770,000 $188,500 $4,295 4.72%
    46% 17 $3,865,000 $227,353 $5,089 4.69%
    49% 16 $3,290,000 $205,625 $3,688 4.57%
    45% 10 $2,100,000 $210,000 $3,945 4.61%
    >60% 3 $485,000 $161,667 $764 3.25%

    Cibm Bank lent most frequently to those with DTI ratios of 20-30%, with 168 originations. The next most common DTI ratio? 30-36%, with 145 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 688 $138,960,000 $201,977 $4,772 4.63%
    Not applicable 9 $6,935,000 $770,556 $0 5.37%
    Black 33 $6,115,000 $185,303 $5,039 4.78%
    Asian 16 $3,880,000 $242,500 $4,083 4.56%
    Not provided 14 $1,350,000 $96,429 $703 4.69%
    Filipino 3 $905,000 $301,667 $4,446 4.50%
    Vietnamese 1 $275,000 $275,000 $4,567 4.75%
    Asian Indian 1 $265,000 $265,000 $7,186 4.50%
    Native Hawaiian or Islander 1 $155,000 $155,000 $4,430 4.63%
    Other Asian 4 $150,000 $37,500 $1,353 4.63%
    Japanese 1 $135,000 $135,000 $2,172 5.00%

    Approval Rates

    Total approvals of all applications
    94.83%

    Cibm Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    78.86%

    Cibm Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 771 $159,125,000 $206,388

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 4 $4,580,000 $1,145,000
    Single Family (1-4 Units):Manufactured 9 $945,000 $105,000
    Single Family (1-4 Units):Site-Built 758 $153,600,000 $202,639

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 26 $5,010,000 $192,692 $1,919 4.33%
    40-60% 49 $8,865,000 $180,918 $2,979 4.48%
    60-80% 216 $52,900,000 $244,907 $4,165 4.59%
    80-100% 464 $89,240,000 $192,328 $5,262 4.70%
    Over 100% 6 $2,650,000 $441,667 $8,218 4.43%
    Under 20% 10 $460,000 $46,000 $1,032 4.90%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    CIBM Bank 12700 W Bluemound Rd Ste 150 Elm Grove, WI 53122 Full Service B&M $81,713
    CIBM Bank 1514 North Cunningham Urbana, IL 61801 Full Service B&M $31,457
    CIBM Bank 1801 East Empire Street Bloomington, IL 61704 Full Service B&M $65,529
    CIBM Bank 1930 West Bluemond Road, Suite D Waukesha, WI 53186 Full Service B&M $32,920
    CIBM Bank 204 South Market Street Monticello, IL 61856 Full Service B&M $38,074
    CIBM Bank 2490 North Vermillion Street Danville, IL 61832 Full Service B&M $30,446
    CIBM Bank 2913 West Kirby Avenue Champaign, IL 61821 Full Service B&M $122,668
    CIBM Bank 302 West Springfield Champaign, IL 61820 Full Service B&M $30,415
    CIBM Bank 330 S. Naperville Road Wheaton, IL 60187 Full Service B&M $10,332
    CIBM Bank 4125 North Sheridan Road Peoria, IL 61614 Full Service B&M $50,133
    CIBM Bank 5120 East 82rd Street Indianapolis, IN 46250 Full Service B&M $29,194

    For 2018, Cibm Bank had 11 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $26,296
    Net interest income $19,874
    Total noninterest income $9,413
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $405
    Trading account gains and fees $0
    Additional Noninterest Income $9,008
    Pre-tax net operating income $5,737
    Securities gains (or losses, -) $-38
    Income before extraordinary items $4,275
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $4,275
    Minority interest net income $0
    Net income $4,275
    Sale, conversion, retirement of capital stock, net $-5,000
    Net operating income $4,305

    Cibm Bank's gross interest income from loans was $26,296,000.
    Cibm Bank's net interest income from loans was $19,874,000.
    Cibm Bank's fee based income from loans was $405,000.
    Cibm Bank's net income from loans was $4,275,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,422
    Provision for credit losses $-1,174
    Total noninterest expense $24,724
    Salaries and employee benefits $17,317
    Premises and equipment expense $2,869
    Additional noninterest expense $4,538
    Applicable income taxes $1,424
    Net charge-offs $-1,426
    Cash dividends $0

    Cibm Bank's interest expense for loans was $6,422,000.
    Cibm Bank's payroll and benefits expense were $17,317,000.
    Cibm Bank's property, plant and equipment expenses $2,869,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 3.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $540,851
    Deposits held in domestic offices $540,851
    Deposits by Individuals, partnerships, and corporations $528,370
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $10,858
    Deposits by Commercial banks and other depository institutions in U.S. $1,623
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $101,088
    Demand deposits $67,428
    Nontransaction accounts $439,763
    Money market deposit accounts (MMDAs) $164,899
    Other savings deposits (excluding MMDAs) $15,348
    Total time deposits $259,516
    Total time and savings deposits $473,423
    Noninterest-bearing deposits $67,428
    Interest-bearing deposits $473,424
    Retail deposits $490,733
    IRAs and Keogh plan accounts $22,637
    Brokered deposits $23,293
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $716,388
    Cash & Balances due from depository institutions $13,037
    Interest-bearing balances $2,039
    Total securities $121,281
    Federal funds sold & reverse repurchase $58,662
    Net loans and leases $487,771
    Loan and leases loss allowance $7,923
    Trading account assets $0
    Bank premises and fixed assets $4,323
    Other real estate owned $1,782
    Goodwill and other intangibles $176
    All other assets $29,356

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $716,388
    Total Liabilities $633,594
    Total deposits $540,851
    Interest-bearing deposits $473,424
    Deposits held in domestic offices $540,851
    % insured (estimated) $85
    Federal funds purchased and repurchase agreements $16,210
    Trading liabilities $0
    Other borrowed funds $70,500
    Subordinated debt $0
    All other liabilities $6,033

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $487,771
    Loan and leases loss allowance $7,923
    Total loans and leases (domestic) $495,694
    All real estate loans $445,626
    Real estate loans in domestic offices $445,626
    Construction and development loans $22,253
    Residential 1-4 family construction $4,612
    Other construction, all land development and other land $17,641
    Loans secured by nonfarm nonresidential properties $210,465
    Nonfarm nonresidential secured by owner-occupied properties $84,058
    Commercial real estate & other non-farm, non-residential $126,407
    Multifamily residential real estate $34,138
    1-4 family residential loans $177,761
    Farmland loans $1,009
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $49,445
    To non-U.S. addressees $205
    Loans to individuals $485
    Credit card loans $0
    Related Plans $24
    Consumer Auto Loans $16
    Other loans to individuals $445
    All other loans & leases $138
    Loans to foreign governments and official institutions $0
    Other loans $138
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,226
    Non 1-4 family restructured loans & leases $85
    Total loans and leases (foreign) $0

    CIBM Bank had $487,771,000 of loans outstanding in 2018. $445,626,000 of loans were in real estate loans. $22,253,000 of loans were in development loans. $34,138,000 of loans were in multifamily mortgage loans. $177,761,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $16,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 128 $40,393 $315,570
    Nonfarm, nonresidential loans - <$100k 14 $683 $48,786
    Nonfarm, nonresidential loans - $100-250k 35 $4,790 $136,857
    Nonfarm, nonresidential loans - $250k-1MM 79 $34,920 $442,025
    Commercial & Industrial, US addressed loans - <$1MM 162 $14,663 $90,512
    Commercial & Industrial, US addressed loans - <$100k 76 $1,781 $23,434
    Commercial & Industrial, US addressed loans - $100-250k 40 $2,880 $72,000
    Commercial & Industrial, US addressed loans - $250k-1MM 46 $10,002 $217,435
    Farmland loans - <$1MM 4 $1,009 $252,250
    Farmland loans - $100-250k 2 $260 $130,000
    Farmland loans - $250k-1MM 2 $749 $374,500