Cibm Bank Mortgage Rates, Fees & Info

Champaign, IL

LEI: 549300RIPPSJXAQKZ383

Tax ID: 37-0158730

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Cibm Bank is a smaller bank specializing in Home Purchase and Refi loans. Cibm Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Indianapolis, Milwaukee, Sheboygan, and Lansing among others. We have data for 47 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Cibm Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cibm Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.80% 4/14/24
    30 Year Conventional Refi 6.60% 4/14/24
    30 Year Cash-out Refi 6.84% 4/14/24
    30 Year FHA Purchase 7.54% 4/14/24
    30 Year VA Purchase 6.54% 4/14/24
    30 Year VA Refi 6.43% 4/14/24
    30 Year USDA Purchase 7.27% 4/14/24
    15 Year Conventional Purchase 5.93% 4/14/24
    15 Year Conventional Refi 5.95% 4/14/24
    15 Year Cash-out Refi 5.95% 4/14/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Cibm Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Cibm Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,295

    Origination Dollar Volume (All Markets)

    $272,825,000

    Employee count

    176 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 666 $158,390,000 $237,823 $3,653 3.96%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 153 $35,235,000 $230,294 $3,001 3.91%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 75 $19,625,000 $261,667 $2,177 4.00%
    SHEBOYGAN, WI (FHA|USDA|VA) 123 $17,505,000 $142,317 $2,693 4.00%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 54 $9,160,000 $169,630 $3,719 4.09%
    DECATUR, IL (FHA|USDA|VA) 51 $4,845,000 $95,000 $3,082 4.30%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 49 $4,775,000 $97,449 $1,893 3.89%
    GREEN BAY, WI (FHA|USDA|VA) 2 $2,670,000 $1,335,000 $0 5.29%
    BLOOMINGTON, IL (FHA|USDA|VA) 28 $2,550,000 $91,071 $1,277 3.94%
    Whitewater, WI (FHA|USDA|VA) 5 $1,645,000 $329,000 $6,510 4.23%
    Manitowoc, WI (FHA|USDA|VA) 10 $1,500,000 $150,000 $2,907 4.06%
    Outside of Metro Areas 10 $1,420,000 $142,000 $2,816 4.07%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,380,000 $230,000 $3,323 3.71%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,570 3.97%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 5 $855,000 $171,000 $4,084 4.25%
    ROCKFORD, IL (FHA|USDA|VA) 5 $715,000 $143,000 $3,398 3.97%
    MADISON, WI (FHA|USDA|VA) 3 $615,000 $205,000 $2,331 4.42%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $480,000 $240,000 $2,439 4.31%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $475,000 $475,000 $3,885 2.63%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $475,000 $475,000 $4,934 3.25%
    FOND DU LAC, WI (FHA|USDA|VA) 2 $460,000 $230,000 $1,142 3.75%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $455,000 $455,000 $2,704 4.88%
    Ottawa, IL (FHA|USDA|VA) 3 $435,000 $145,000 $2,401 4.66%
    PEORIA, IL (FHA|USDA|VA) 5 $425,000 $85,000 $2,203 4.69%
    MUSKEGON, MI (FHA|USDA|VA) 1 $405,000 $405,000 $3,187 3.75%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $405,000 $405,000 $0 6.25%
    TERRE HAUTE, IN (FHA|USDA|VA) 2 $380,000 $190,000 $4,457 3.88%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $3,856 4.12%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $295,000 $295,000 $2,269 4.00%
    JACKSON, MI (FHA|USDA|VA) 2 $280,000 $140,000 $3,226 4.19%
    DANVILLE, IL (FHA|USDA|VA) 4 $280,000 $70,000 $1,179 2.71%
    RACINE, WI (FHA|USDA|VA) 1 $275,000 $275,000 $2,189 4.00%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $265,000 $265,000 $1,271 4.38%
    BATTLE CREEK, MI (FHA|USDA|VA) 2 $250,000 $125,000 $2,602 3.75%
    Beaver Dam, WI (FHA|USDA|VA) 1 $245,000 $245,000 $2,129 4.00%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $245,000 $245,000 $3,317 3.63%
    Plymouth, IN (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.00%
    MUNCIE, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,427 4.75%
    BLOOMINGTON, IN (FHA|USDA|VA) 1 $205,000 $205,000 $7,048 4.25%
    Seymour, IN (FHA|USDA|VA) 2 $200,000 $100,000 $1,982 4.31%
    COLUMBUS, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,726 3.63%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $185,000 $185,000 $1,301 4.13%
    KANKAKEE, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,717 5.25%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $175,000 $175,000 $5,375 3.75%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $165,000 $165,000 $7,131 4.00%
    Bedford, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,371 3.88%
    Logansport, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,927 4.38%
    Cibm Bank's top markets include Chicago, Indianapolis, Milwaukee, Sheboygan, and Lansing among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against CIBM Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,021 $230,165,000 $225,431 $2,803 4.01%
    FHA 142 $23,420,000 $164,930 $5,936 4.20%
    HELOC 67 $5,185,000 $77,388 n/a 3.25%
    VA 52 $12,140,000 $233,462 $4,467 3.95%
    USDA 13 $1,915,000 $147,308 $3,880 3.93%

    For 2019, Cibm Bank's most frequently originated type of loan was Conventional, with 1,021 originations. Their 2nd most popular type was FHA, with 142 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 684 $134,690,000 $196,915 $4,069 4.11%
    Refi 374 $99,940,000 $267,219 $2,167 3.81%
    Cash Out Refi 148 $30,240,000 $204,324 $2,501 4.00%
    Home Improvement 49 $4,135,000 $84,388 $1,557 3.56%
    Other 40 $3,820,000 $95,500 $1,782 3.99%

    For 2019, Cibm Bank's most frequently cited loan purpose was Home Purchase, with 684 originations. The 2nd most popular reason was Refi, with 374 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 970 $205,880,000 $212,247 $3,516 4.09%
    15 Year 155 $34,635,000 $223,452 $2,340 3.67%
    5 Year 72 $6,580,000 $91,389 $0 3.40%
    Other 47 $11,415,000 $242,872 $1,777 4.14%
    20 Year 30 $5,910,000 $197,000 $2,290 3.77%
    10 Year 19 $5,855,000 $308,158 $2,484 3.50%
    3 Year 2 $2,550,000 $1,275,000 $0 4.29%

    For 2019, Cibm Bank's most frequently cited loan duration was 30 Year, with 970 originations. The 2nd most popular length was 15 Year, with 155 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 602 $145,550,000 $241,777
    $<1k 568 $99,300,000 $174,824
    $2k-3k 26 $6,220,000 $239,231
    $3k-4k 10 $2,500,000 $250,000
    $5k+ 4 $1,280,000 $320,000
    $4k-5k 3 $565,000 $188,333

    Cibm Bank's average total fees were $3,516, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 602 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 708 $160,210,000 $226,285
    4-5% 451 $87,695,000 $194,446
    5-6% 46 $11,400,000 $247,826
    2.5-3% 44 $10,060,000 $228,636
    <2.5% 38 $2,660,000 $70,000
    6-7% 4 $540,000 $135,000
    7-8% 3 $215,000 $71,667
    Over 8% 1 $45,000 $45,000

    During 2019, Cibm Bank's average interest rate for loans was 4.09%, while their most frequently originated rate bucket for loans was 3-4%, with 708 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 503 $139,395,000 $277,127 $3,629 3.94%
    $100k-200k 471 $70,755,000 $150,223 $3,117 4.01%
    $100,000 or less 237 $15,625,000 $65,928 $2,462 4.07%
    $400k-600k 73 $32,785,000 $449,110 $3,518 3.93%
    $600k-1MM 8 $5,810,000 $726,250 $3,144 3.84%
    $1MM+ 3 $8,455,000 $2,818,333 $0 4.86%

    2019 saw Cibm Bank place emphasis on $200k-400k loans with 503 originations, totaling $139,395,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 313 $52,885,000 $168,962 $3,379 4.01%
    $100k-150k 302 $71,780,000 $237,682 $3,349 4.04%
    $75k-100k 228 $47,210,000 $207,061 $3,526 4.00%
    $50k or less 190 $20,410,000 $107,421 $2,884 4.02%
    $150k-250k 157 $39,375,000 $250,796 $3,079 3.89%
    $250k+ 78 $26,150,000 $335,256 $2,797 3.69%

    Cibm Bank lent most frequently to those with incomes in the $50k-75k range, with 313 originations. The second most popular income band? $100k-150k, with 302 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 308 $60,420,000 $196,169 $2,775 3.96%
    30-36% 301 $61,925,000 $205,731 $3,153 3.91%
    <20% 102 $19,190,000 $188,137 $2,515 3.73%
    38% 56 $10,860,000 $193,929 $3,414 3.98%
    39% 48 $8,670,000 $180,625 $3,285 4.16%
    42% 47 $10,205,000 $217,128 $3,104 3.93%
    41% 47 $9,875,000 $210,106 $3,461 4.21%
    36% 46 $8,860,000 $192,609 $3,116 3.89%
    40% 40 $8,810,000 $220,250 $3,865 4.16%
    43% 40 $8,050,000 $201,250 $3,565 4.02%
    37% 40 $8,300,000 $207,500 $3,239 4.06%
    44% 36 $7,150,000 $198,611 $4,040 4.05%
    50-60% 33 $7,035,000 $213,182 $6,241 4.07%
    47% 27 $6,635,000 $245,741 $4,637 4.20%
    46% 26 $5,760,000 $221,538 $3,679 4.27%
    45% 23 $4,905,000 $213,261 $3,395 4.11%
    48% 22 $5,100,000 $231,818 $3,814 4.14%
    49% 22 $4,970,000 $225,909 $3,776 4.13%
    >60% 3 $245,000 $81,667 $2,204 4.71%

    Cibm Bank lent most frequently to those with DTI ratios of 20-30%, with 308 originations. The next most common DTI ratio? 30-36%, with 301 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,098 $231,510,000 $210,847 $3,194 4.00%
    Not provided 98 $13,800,000 $140,816 $3,268 3.76%
    Not applicable 10 $10,600,000 $1,060,000 $0 5.41%
    Black 44 $8,910,000 $202,500 $4,943 4.05%
    Asian 20 $3,230,000 $161,500 $2,388 3.87%
    Other Asian 17 $2,635,000 $155,000 $2,713 3.95%
    Filipino 2 $580,000 $290,000 $7,276 4.00%
    Vietnamese 1 $355,000 $355,000 $5,397 3.88%
    American Indian 2 $350,000 $175,000 $3,172 3.94%
    Asian Indian 1 $345,000 $345,000 $2,601 3.00%
    Korean 1 $265,000 $265,000 $5,800 4.00%
    Chinese 1 $245,000 $245,000 $4,549 3.75%

    Approval Rates

    Total approvals of all applications
    95.52%

    Cibm Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.24%

    Cibm Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 63 $4,945,000 $78,492
    NA 1,232 $267,880,000 $217,435

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 7 $10,025,000 $1,432,143
    Single Family (1-4 Units):Manufactured 2 $200,000 $100,000
    Single Family (1-4 Units):Site-Built 1,286 $262,600,000 $204,199

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 57 $9,315,000 $163,421 $2,327 3.76%
    40-60% 89 $17,595,000 $197,697 $2,463 3.66%
    60-80% 463 $112,105,000 $242,127 $2,678 3.99%
    80-100% 618 $126,800,000 $205,178 $3,773 4.07%
    Over 100% 11 $4,085,000 $371,364 $9,947 4.05%
    Under 20% 57 $2,925,000 $51,316 $715 3.85%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    CIBM Bank 12700 W Bluemound Rd Ste 150 Elm Grove, WI 53122 Full Service B&M $78,065
    CIBM Bank 1514 North Cunningham Urbana, IL 61801 Full Service B&M $31,388
    CIBM Bank 1801 East Empire Street Bloomington, IL 61704 Full Service B&M $70,446
    CIBM Bank 19601 West Bluemound Road Brookfield, WI 53045 Full Service B&M $39,282
    CIBM Bank 204 South Market Street Monticello, IL 61856 Full Service B&M $42,524
    CIBM Bank 2490 North Vermillion Street Danville, IL 61832 Full Service B&M $31,836
    CIBM Bank 2913 West Kirby Avenue Champaign, IL 61821 Full Service B&M $116,625
    CIBM Bank 302 West Springfield Champaign, IL 61820 Full Service B&M $32,565
    CIBM Bank 330 S. Naperville Road, Suite 100 Wheaton, IL 60187 Full Service B&M $15,035
    CIBM Bank 4125 North Sheridan Road Peoria, IL 61614 Full Service B&M $60,066
    CIBM Bank 5120 East 82rd Street Indianapolis, IN 46250 Full Service B&M $21,571

    For 2019, Cibm Bank had 11 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $27,934
    Net interest income $19,288
    Total noninterest income $9,938
    Gross Fiduciary activities income $19
    Service charges on deposit accounts $377
    Trading account gains and fees $0
    Additional Noninterest Income $9,542
    Pre-tax net operating income $2,868
    Securities gains (or losses, -) $71
    Income before extraordinary items $2,265
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $2,265
    Minority interest net income $0
    Net income $2,265
    Sale, conversion, retirement of capital stock, net $-3,000
    Net operating income $2,208

    Cibm Bank's gross interest income from loans was $27,934,000.
    Cibm Bank's net interest income from loans was $19,288,000.
    Cibm Bank's fee based income from loans was $377,000.
    Cibm Bank's net income from loans was $2,265,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $8,646
    Provision for credit losses $821
    Total noninterest expense $25,537
    Salaries and employee benefits $17,993
    Premises and equipment expense $3,058
    Additional noninterest expense $4,486
    Applicable income taxes $674
    Net charge-offs $757
    Cash dividends $0

    Cibm Bank's interest expense for loans was $8,646,000.
    Cibm Bank's payroll and benefits expense were $17,993,000.
    Cibm Bank's property, plant and equipment expenses $3,058,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $532,479
    Deposits held in domestic offices $532,479
    Deposits by Individuals, partnerships, and corporations $504,499
    Deposits by U.S. Government $1
    Deposits by States and political subdivisions in the U.S. $11,480
    Deposits by Commercial banks and other depository institutions in U.S. $16,499
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $117,977
    Demand deposits $84,030
    Nontransaction accounts $414,502
    Money market deposit accounts (MMDAs) $189,023
    Other savings deposits (excluding MMDAs) $14,749
    Total time deposits $210,728
    Total time and savings deposits $448,449
    Noninterest-bearing deposits $72,464
    Interest-bearing deposits $460,014
    Retail deposits $476,064
    IRAs and Keogh plan accounts $19,757
    Brokered deposits $30,142
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $696,014
    Cash & Balances due from depository institutions $8,970
    Interest-bearing balances $2,116
    Total securities $120,399
    Federal funds sold & reverse repurchase $11,196
    Net loans and leases $522,404
    Loan and leases loss allowance $7,987
    Trading account assets $0
    Bank premises and fixed assets $4,061
    Other real estate owned $1,763
    Goodwill and other intangibles $153
    All other assets $27,068

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $696,014
    Total Liabilities $612,509
    Total deposits $532,479
    Interest-bearing deposits $460,014
    Deposits held in domestic offices $532,479
    % insured (estimated) $77
    Federal funds purchased and repurchase agreements $16,347
    Trading liabilities $0
    Other borrowed funds $57,500
    Subordinated debt $0
    All other liabilities $6,183

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $522,404
    Loan and leases loss allowance $7,987
    Total loans and leases (domestic) $530,391
    All real estate loans $488,105
    Real estate loans in domestic offices $488,105
    Construction and development loans $18,379
    Residential 1-4 family construction $2,577
    Other construction, all land development and other land $15,802
    Loans secured by nonfarm nonresidential properties $227,715
    Nonfarm nonresidential secured by owner-occupied properties $87,679
    Commercial real estate & other non-farm, non-residential $140,036
    Multifamily residential real estate $38,513
    1-4 family residential loans $202,742
    Farmland loans $756
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $41,220
    To non-U.S. addressees $183
    Loans to individuals $836
    Credit card loans $0
    Related Plans $20
    Consumer Auto Loans $42
    Other loans to individuals $774
    All other loans & leases $230
    Loans to foreign governments and official institutions $0
    Other loans $230
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,248
    Non 1-4 family restructured loans & leases $208
    Total loans and leases (foreign) $0

    CIBM Bank had $522,404,000 of loans outstanding in 2019. $488,105,000 of loans were in real estate loans. $18,379,000 of loans were in development loans. $38,513,000 of loans were in multifamily mortgage loans. $202,742,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $42,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 139 $41,501 $298,568
    Nonfarm, nonresidential loans - <$100k 14 $623 $44,500
    Nonfarm, nonresidential loans - $100-250k 42 $5,681 $135,262
    Nonfarm, nonresidential loans - $250k-1MM 83 $35,197 $424,060
    Commercial & Industrial, US addressed loans - <$1MM 174 $12,769 $73,385
    Commercial & Industrial, US addressed loans - <$100k 95 $2,654 $27,937
    Commercial & Industrial, US addressed loans - $100-250k 40 $3,096 $77,400
    Commercial & Industrial, US addressed loans - $250k-1MM 39 $7,019 $179,974
    Farmland loans - <$1MM 4 $756 $189,000
    Farmland loans - $100-250k 2 $240 $120,000
    Farmland loans - $250k-1MM 2 $516 $258,000