Cibm Bank Mortgage Rates, Fees & Info

Champaign, IL

LEI: 549300RIPPSJXAQKZ383

Tax ID: 37-0158730

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Mortgage Data

Bank Data

Review & Overview

Cibm Bank is a smaller bank specializing in Home Purchase and Refi loans. Cibm Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Indianapolis, Milwaukee, Sheboygan, and Lansing among others. We have data for 54 markets. (Some data included below & more in-depth data is available with an active subscription.)

Cibm Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cibm Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.80% 3/28/24
30 Year Conventional Refi 6.60% 3/28/24
30 Year Cash-out Refi 6.84% 3/28/24
30 Year FHA Purchase 7.54% 3/28/24
30 Year VA Purchase 6.54% 3/28/24
30 Year VA Refi 6.43% 3/28/24
30 Year USDA Purchase 7.27% 3/28/24
15 Year Conventional Purchase 5.93% 3/28/24
15 Year Conventional Refi 5.95% 3/28/24
15 Year Cash-out Refi 5.95% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Cibm Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Cibm Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,832

Origination Dollar Volume (All Markets)

$405,180,000

Employee count

177 Show all (15) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 925 $227,555,000 $246,005 $3,581 3.05%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 243 $52,775,000 $217,181 $2,703 2.84%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 163 $39,525,000 $242,485 $2,229 3.08%
SHEBOYGAN, WI (FHA|USDA|VA) 181 $29,455,000 $162,735 $2,225 3.02%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 95 $16,715,000 $175,947 $3,390 3.07%
Outside of Metro Areas 22 $4,320,000 $196,364 $2,905 3.03%
Manitowoc, WI (FHA|USDA|VA) 17 $2,535,000 $149,118 $2,225 2.93%
DECATUR, IL (FHA|USDA|VA) 21 $2,505,000 $119,286 $3,448 3.10%
BLOOMINGTON, IL (FHA|USDA|VA) 18 $2,370,000 $131,667 $2,892 3.41%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 17 $2,285,000 $134,412 $3,409 2.97%
DANVILLE, IL (FHA|USDA|VA) 22 $2,040,000 $92,727 $3,027 2.98%
Whitewater, WI (FHA|USDA|VA) 6 $1,810,000 $301,667 $2,732 3.21%
MADISON, WI (FHA|USDA|VA) 5 $1,535,000 $307,000 $1,873 2.85%
RACINE, WI (FHA|USDA|VA) 5 $1,505,000 $301,000 $3,044 3.13%
JACKSON, MI (FHA|USDA|VA) 9 $1,385,000 $153,889 $2,769 2.86%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,315,000 $263,000 $2,782 3.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 7 $1,315,000 $187,857 $2,661 3.09%
FOND DU LAC, WI (FHA|USDA|VA) 5 $1,145,000 $229,000 $2,911 3.00%
Beaver Dam, WI (FHA|USDA|VA) 4 $1,030,000 $257,500 $2,590 3.25%
APPLETON, WI (FHA|USDA|VA) 5 $935,000 $187,000 $1,645 3.07%
Plymouth, IN (FHA|USDA|VA) 1 $785,000 $785,000 $2,236 2.25%
New Castle, IN (FHA|USDA|VA) 2 $720,000 $360,000 $2,309 3.06%
Alma, MI (FHA|USDA|VA) 4 $630,000 $157,500 $2,698 3.09%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $615,000 $205,000 $1,825 3.54%
PEORIA, IL (FHA|USDA|VA) 3 $565,000 $188,333 $3,358 2.83%
ROCKFORD, IL (FHA|USDA|VA) 5 $535,000 $107,000 $3,172 2.97%
Traverse City, MI (FHA|USDA|VA) 2 $530,000 $265,000 $2,881 2.88%
GREEN BAY, WI (FHA|USDA|VA) 2 $520,000 $260,000 $2,176 2.87%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $510,000 $127,500 $2,322 3.31%
KANKAKEE, IL (FHA|USDA|VA) 3 $425,000 $141,667 $3,553 3.04%
Connersville, IN (FHA|USDA|VA) 1 $405,000 $405,000 $1,449 3.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.00%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $345,000 $115,000 $2,023 3.83%
COLUMBUS, IN (FHA|USDA|VA) 1 $325,000 $325,000 $2,573 3.13%
Ludington, MI (FHA|USDA|VA) 1 $325,000 $325,000 $2,895 2.63%
Dixon, IL (FHA|USDA|VA) 1 $315,000 $315,000 $2,949 3.38%
FORT WAYNE, IN (FHA|USDA|VA) 1 $305,000 $305,000 $2,102 3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $305,000 $305,000 $3,360 3.00%
NILES, MI (FHA|USDA|VA) 2 $280,000 $140,000 $2,686 3.31%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,757 2.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $265,000 $265,000 $1,464 3.00%
Shawano, WI (FHA|USDA|VA) 1 $215,000 $215,000 $1,464 3.00%
Bedford, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,754 4.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,272 2.88%
Ottawa, IL (FHA|USDA|VA) 1 $185,000 $185,000 $6,201 3.75%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,341 3.25%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $135,000 $135,000 $6,171 3.50%
North Vernon, IN (FHA|USDA|VA) 2 $130,000 $65,000 $3,414 3.25%
Galesburg, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,505 2.63%
Seymour, IN (FHA|USDA|VA) 1 $115,000 $115,000 $1,765 2.63%
Greensburg, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,641 4.38%
Hillsdale, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,419 3.63%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,127 3.25%
KOKOMO, IN (FHA|USDA|VA) 1 $65,000 $65,000 $1,800 3.50%
Cibm Bank's top markets include Chicago, Indianapolis, Milwaukee, Sheboygan, and Lansing among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CIBM Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,597 $356,215,000 $223,053 $2,686 3.03%
    FHA 160 $31,690,000 $198,063 $6,777 3.15%
    VA 71 $16,575,000 $233,451 $3,702 2.78%
    USDA 4 $700,000 $175,000 $4,710 2.97%

    For 2021, Cibm Bank's most frequently originated type of loan was Conventional, with 1,597 originations. Their 2nd most popular type was FHA, with 160 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 811 $180,885,000 $223,039 $4,309 3.12%
    Refi 724 $158,460,000 $218,867 $2,047 2.85%
    Cash Out Refi 279 $61,995,000 $222,204 $2,541 3.19%
    Other 12 $2,650,000 $220,833 $2,375 3.19%
    Home Improvement 6 $1,190,000 $198,333 $1,702 3.55%

    For 2021, Cibm Bank's most frequently cited loan purpose was Home Purchase, with 811 originations. The 2nd most popular reason was Refi, with 724 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,350 $303,160,000 $224,563 $3,413 3.13%
    15 Year 263 $57,725,000 $219,487 $2,287 2.58%
    20 Year 96 $22,320,000 $232,500 $2,176 2.92%
    Other 85 $15,525,000 $182,647 $2,141 3.05%
    10 Year 34 $4,600,000 $135,294 $1,999 2.47%
    5 Year 3 $745,000 $248,333 $0 3.92%
    3 Year 1 $1,105,000 $1,105,000 $0 3.44%

    For 2021, Cibm Bank's most frequently cited loan duration was 30 Year, with 1,350 originations. The 2nd most popular length was 15 Year, with 263 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 847 $205,745,000 $242,910
    $<1k 778 $160,910,000 $206,825
    $2k-3k 36 $8,910,000 $247,500
    $3k-4k 19 $5,095,000 $268,158
    $4k-5k 4 $1,410,000 $352,500
    $5k+ 4 $1,500,000 $375,000

    Cibm Bank's average total fees were $3,413, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 847 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 806 $177,870,000 $220,682
    3-4% 782 $176,680,000 $225,934
    <2.5% 206 $43,220,000 $209,806
    4-5% 35 $6,975,000 $199,286
    5-6% 3 $435,000 $145,000

    During 2021, Cibm Bank's average interest rate for loans was 3.13%, while their most frequently originated rate bucket for loans was 2.5-3%, with 806 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 766 $115,920,000 $151,332 $2,905 3.04%
    $200k-400k 738 $201,150,000 $272,561 $3,352 3.04%
    $100,000 or less 182 $13,780,000 $75,714 $2,198 2.96%
    $400k-600k 129 $61,195,000 $474,380 $3,797 3.04%
    $600k-1MM 16 $12,030,000 $751,875 $4,449 2.86%
    $1MM+ 1 $1,105,000 $1,105,000 $0 3.44%

    2021 saw Cibm Bank place emphasis on $100k-200k loans with 766 originations, totaling $115,920,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 421 $74,655,000 $177,328 $3,436 3.06%
    $100k-150k 390 $98,030,000 $251,359 $2,949 3.03%
    $75k-100k 366 $75,720,000 $206,885 $3,142 3.06%
    $50k or less 289 $38,255,000 $132,370 $3,064 3.02%
    $150k-250k 244 $77,380,000 $317,131 $3,072 2.98%
    $250k+ 81 $31,215,000 $385,370 $2,923 3.01%

    Cibm Bank lent most frequently to those with incomes in the $50k-75k range, with 421 originations. The second most popular income band? $100k-150k, with 390 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 485 $104,685,000 $215,845 $2,733 2.98%
    30-36% 373 $85,025,000 $227,949 $2,986 3.03%
    <20% 181 $37,505,000 $207,210 $2,374 2.90%
    43% 75 $16,235,000 $216,467 $3,524 3.14%
    40% 66 $14,790,000 $224,091 $3,715 3.11%
    44% 66 $14,160,000 $214,545 $3,489 3.13%
    37% 65 $14,275,000 $219,615 $3,445 3.08%
    38% 61 $14,865,000 $243,689 $3,556 2.94%
    39% 61 $13,905,000 $227,951 $3,022 3.20%
    41% 61 $13,395,000 $219,590 $3,560 3.15%
    42% 51 $10,655,000 $208,922 $3,258 3.21%
    36% 51 $10,945,000 $214,608 $2,956 2.98%
    45% 38 $8,540,000 $224,737 $3,823 3.08%
    47% 35 $7,135,000 $203,857 $3,702 3.11%
    50-60% 34 $7,120,000 $209,412 $6,515 3.09%
    49% 32 $8,320,000 $260,000 $4,333 3.21%
    46% 30 $7,360,000 $245,333 $3,646 3.00%
    48% 24 $5,810,000 $242,083 $3,479 3.17%
    >60% 2 $530,000 $265,000 $7,814 2.94%

    Cibm Bank lent most frequently to those with DTI ratios of 20-30%, with 485 originations. The next most common DTI ratio? 30-36%, with 373 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,562 $348,910,000 $223,374 $3,026 3.02%
    Not provided 93 $20,415,000 $219,516 $3,492 3.11%
    Black 109 $19,845,000 $182,064 $4,105 3.08%
    Asian 56 $12,660,000 $226,071 $3,403 2.87%
    Not applicable 4 $1,850,000 $462,500 $0 3.80%
    Native Hawaiian or Islander 2 $630,000 $315,000 $1,899 3.31%
    American Indian 4 $550,000 $137,500 $2,300 3.16%
    Other Pacific Islander 1 $165,000 $165,000 $4,524 3.13%
    Other Asian 1 $155,000 $155,000 $1,821 2.75%

    Approval Rates

    Total approvals of all applications
    98.05%

    Cibm Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    82.59%

    Cibm Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,832 $405,180,000 $221,168

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,832 $405,180,000 $221,168

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 60 $8,080,000 $134,667 $1,982 2.82%
    40-60% 263 $55,255,000 $210,095 $2,296 2.77%
    60-80% 740 $168,800,000 $228,108 $2,445 3.07%
    80-100% 752 $170,000,000 $226,064 $3,994 3.10%
    Over 100% 9 $2,575,000 $286,111 $10,593 2.92%
    Under 20% 8 $470,000 $58,750 $922 3.17%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Cibm Bank 12700 W Bluemound Rd Ste 150 Elm Grove, WI 53122 Full Service B&M $88,995
    Cibm Bank 1514 North Cunningham Urbana, IL 61801 Full Service B&M $40,901
    Cibm Bank 1801 East Empire Street Bloomington, IL 61704 Full Service B&M $59,912
    Cibm Bank 19601 West Bluemound Road Brookfield, WI 53045 Full Service B&M $38,877
    Cibm Bank 204 South Market Street Monticello, IL 61856 Full Service B&M $40,799
    Cibm Bank 2490 North Vermillion Street Danville, IL 61832 Full Service B&M $29,478
    Cibm Bank 2913 West Kirby Avenue Champaign, IL 61821 Full Service B&M $210,146
    Cibm Bank 330 S. Naperville Road, Suite 100 Wheaton, IL 60187 Full Service B&M $18,786
    Cibm Bank 5120 East 82rd Street Indianapolis, IN 46250 Full Service B&M $37,010
    Cibm Bank 7815 N. Knoxville Avenue Peoria, IL 61614 Full Service B&M $49,764

    For 2021, Cibm Bank had 10 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $25,119
    Net interest income $23,323
    Total noninterest income $15,085
    Gross Fiduciary activities income $2
    Service charges on deposit accounts $366
    Trading account gains and fees $0
    Additional Noninterest Income $14,717
    Pre-tax net operating income $10,347
    Securities gains (or losses, -) $-71
    Income before extraordinary items $7,563
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $7,563
    Minority interest net income $0
    Net income $7,563
    Sale, conversion, retirement of capital stock, net $-18,000
    Net operating income $7,619

    Cibm Bank's gross interest income from loans was $25,119,000.
    Cibm Bank's net interest income from loans was $23,323,000.
    Cibm Bank's fee based income from loans was $366,000.
    Cibm Bank's net income from loans was $7,563,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $1,796
    Provision for credit losses $-1,194
    Total noninterest expense $29,255
    Salaries and employee benefits $21,558
    Premises and equipment expense $3,100
    Additional noninterest expense $4,597
    Applicable income taxes $2,713
    Net charge-offs $-426
    Cash dividends $0

    Cibm Bank's interest expense for loans was $1,796,000.
    Cibm Bank's payroll and benefits expense were $21,558,000.
    Cibm Bank's property, plant and equipment expenses $3,100,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $623,580
    Deposits held in domestic offices $623,580
    Deposits by Individuals, partnerships, and corporations $556,238
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $16,537
    Deposits by Commercial banks and other depository institutions in U.S. $50,805
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $188,760
    Demand deposits $139,200
    Nontransaction accounts $434,820
    Money market deposit accounts (MMDAs) $267,058
    Other savings deposits (excluding MMDAs) $21,357
    Total time deposits $146,404
    Total time and savings deposits $484,380
    Noninterest-bearing deposits $125,067
    Interest-bearing deposits $498,513
    Retail deposits $585,852
    IRAs and Keogh plan accounts $17,500
    Brokered deposits $27,737
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $737,465
    Cash & Balances due from depository institutions $59,184
    Interest-bearing balances $52,194
    Total securities $106,647
    Federal funds sold & reverse repurchase $0
    Net loans and leases $545,183
    Loan and leases loss allowance $8,338
    Trading account assets $0
    Bank premises and fixed assets $3,873
    Other real estate owned $0
    Goodwill and other intangibles $644
    All other assets $21,934

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $737,465
    Total Liabilities $657,806
    Total deposits $623,580
    Interest-bearing deposits $498,513
    Deposits held in domestic offices $623,580
    % insured (estimated) $71
    Federal funds purchased and repurchase agreements $22,048
    Trading liabilities $0
    Other borrowed funds $5,000
    Subordinated debt $0
    All other liabilities $7,178

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $545,183
    Loan and leases loss allowance $8,338
    Total loans and leases (domestic) $553,521
    All real estate loans $495,159
    Real estate loans in domestic offices $495,159
    Construction and development loans $18,556
    Residential 1-4 family construction $3,026
    Other construction, all land development and other land $15,530
    Loans secured by nonfarm nonresidential properties $267,046
    Nonfarm nonresidential secured by owner-occupied properties $79,165
    Commercial real estate & other non-farm, non-residential $187,881
    Multifamily residential real estate $41,591
    1-4 family residential loans $167,293
    Farmland loans $673
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $54,041
    To non-U.S. addressees $131
    Loans to individuals $232
    Credit card loans $0
    Related Plans $13
    Consumer Auto Loans $16
    Other loans to individuals $203
    All other loans & leases $4,089
    Loans to foreign governments and official institutions $0
    Other loans $4,089
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $413
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    CIBM Bank had $545,183,000 of loans outstanding in 2021. $495,159,000 of loans were in real estate loans. $18,556,000 of loans were in development loans. $41,591,000 of loans were in multifamily mortgage loans. $167,293,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $16,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 131 $41,070 $313,511
    Nonfarm, nonresidential loans - <$100k 10 $431 $43,100
    Nonfarm, nonresidential loans - $100-250k 36 $4,638 $128,833
    Nonfarm, nonresidential loans - $250k-1MM 85 $36,001 $423,541
    Commercial & Industrial, US addressed loans - <$1MM 282 $23,749 $84,216
    Commercial & Industrial, US addressed loans - <$100k 157 $5,127 $32,656
    Commercial & Industrial, US addressed loans - $100-250k 70 $7,142 $102,029
    Commercial & Industrial, US addressed loans - $250k-1MM 55 $11,480 $208,727
    Farmland loans - <$1MM 4 $671 $167,750
    Farmland loans - $100-250k 3 $322 $107,333
    Farmland loans - $250k-1MM 1 $349 $349,000