Old Second National Bank Mortgage Rates, Fees & Info

Aurora, IL

LEI: B94HV8SXGDD3J5XESU08

Tax ID: 36-1577458

5 stars - out of 5 stars, based on 35 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Old Second National Bank is a smaller bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Old Second National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Chicago, Ottawa, Los Angeles, Rockford, and Milwaukee among others. Old Second National Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Old Second National Bank is typically an average fee lendor.


Originations

1,205

Origination Dollar Volume (All Markets)

$275,765,000

Employee count

891

Awards

Old Second National Bank 30 Year Conventional Loans silver Old Second National Bank 30 Year Conventional Loans bronze
Show all (2) awards

Relative Rate

Old Second National Bank's average 30 year fixed rate mortgage of loans were 3.29%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.14%.

Relative Fees

Old Second National Bank's average total fees for a 30 year fixed rate mortgage are $3,478.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,016 $230,070,000 $226,447 $2,884 3.19%
Ottawa, IL (FHA|USDA|VA) 49 $8,405,000 $171,531 $2,765 3.16%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $6,140,000 $1,535,000 $8,586 4.00%
Outside of Metro Areas 17 $3,255,000 $191,471 $2,938 3.04%
ROCKFORD, IL (FHA|USDA|VA) 17 $2,325,000 $136,765 $2,715 3.26%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $2,085,000 $695,000 $2,437 3.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $1,970,000 $328,333 $4,855 2.92%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,885,000 $377,000 $4,074 2.75%
Rochelle, IL (FHA|USDA|VA) 12 $1,710,000 $142,500 $3,025 3.26%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,460,000 $365,000 $4,708 2.94%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 7 $1,425,000 $203,571 $2,483 3.36%
NILES, MI (FHA|USDA|VA) 2 $900,000 $450,000 $3,535 3.00%
KANKAKEE, IL (FHA|USDA|VA) 5 $795,000 $159,000 $4,588 3.98%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $720,000 $360,000 $3,027 3.13%
Holland, MI (FHA|USDA|VA) 1 $685,000 $685,000 $0 4.50%
Whitewater, WI (FHA|USDA|VA) 3 $635,000 $211,667 $2,835 3.58%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $635,000 $211,667 $2,545 2.96%
Dixon, IL (FHA|USDA|VA) 5 $635,000 $127,000 $3,901 3.25%
TUCSON, AZ (FHA|USDA|VA) 1 $605,000 $605,000 $5,286 3.25%
Newberry, SC (FHA|USDA|VA) 1 $545,000 $545,000 $3,958 3.25%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1 $535,000 $535,000 $4,248 3.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $530,000 $265,000 $2,362 3.06%
Baraboo, WI (FHA|USDA|VA) 2 $510,000 $255,000 $2,327 2.94%
MADISON, WI (FHA|USDA|VA) 2 $510,000 $255,000 $2,172 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $510,000 $255,000 $2,503 3.06%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $435,000 $435,000 $2,992 3.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $410,000 $205,000 $2,789 3.25%
Red Wing, MN (FHA|USDA|VA) 1 $375,000 $375,000 $3,345 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $320,000 $160,000 $3,339 3.19%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $305,000 $305,000 $3,891 2.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $305,000 $305,000 $14,719 2.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $295,000 $295,000 $2,780 3.00%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,113 2.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $285,000 $285,000 $1,894 2.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $270,000 $135,000 $2,965 3.06%
MORRISTOWN, TN (FHA|USDA|VA) 1 $245,000 $245,000 $7,627 2.75%
Crossville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,437 3.13%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $245,000 $245,000 $7,872 2.63%
Mountain Home, AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,163 3.13%
FORT COLLINS, CO (FHA|USDA|VA) 1 $225,000 $225,000 $3,005 3.38%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,683 3.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $210,000 $105,000 $2,398 3.06%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,816 2.63%
TULSA, OK (FHA|USDA|VA) 1 $185,000 $185,000 $3,393 2.50%
KNOXVILLE, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,368 2.88%
ANCHORAGE, AK (FHA|USDA|VA) 1 $155,000 $155,000 $2,471 4.00%
AKRON, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,064 3.88%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,694 2.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $135,000 $135,000 $2,390 2.88%
Sterling, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,613 3.75%
Martin, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
BAY CITY, MI (FHA|USDA|VA) 1 $55,000 $55,000 $3,216 4.88%
DECATUR, IL (FHA|USDA|VA) 1 $35,000 $35,000 $2,540 3.13%

Old Second National Bank's top markets include Chicago, Ottawa, Los Angeles, Rockford, and Milwaukee among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 1,126 $259,300,000 $230,284 $2,633 3.21%
FHA 66 $13,230,000 $200,455 $7,441 3.01%
VA 13 $3,235,000 $248,846 $5,661 2.69%

For the 2021 period, Old Second National Bank's most frequently originated loan type of loans were Conventional, with 1,126 originations. Their 2nd most popular type is FHA, with 66 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 511 $107,805,000 $210,969 $2,006 3.00%
Home Purchase 389 $103,435,000 $265,900 $5,051 3.34%
Cash Out Refi 263 $58,605,000 $222,833 $2,240 3.24%
Other 33 $4,725,000 $143,182 $1,475 3.74%
Home Improvement 9 $1,195,000 $132,778 $1,313 3.90%

For the 2021, Old Second National Bank's most frequently cited loan purpose of loans were Refi, with 511 originations. The 2nd most popular reason of loans were Home Purchase, with 389 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 761 $179,505,000 $235,880 $3,478 3.29%
15 Year 239 $45,185,000 $189,059 $2,019 2.80%
20 Year 103 $20,805,000 $201,990 $2,049 3.10%
5 Year 36 $13,980,000 $388,333 $0 4.27%
10 Year 35 $5,565,000 $159,000 $1,870 2.72%
Other 25 $6,415,000 $256,600 $1,821 3.12%
3 Year 4 $3,220,000 $805,000 $0 4.31%
1 Year 2 $1,090,000 $545,000 $0 4.13%

For the 2021, Old Second National Bank's most frequently cited loan length of loans were 30 Year, with 761 originations. The 2nd most popular length of loans were 15 Year, with 239 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 1,011 $228,525,000 $226,039
$1k-2k 67 $10,395,000 $155,149
$2k-3k 28 $6,330,000 $226,071
$3k-4k 5 $1,335,000 $267,000
$5k+ 4 $1,450,000 $362,500

$3,478 of loans were Old Second National Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,011 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 570 $135,430,000 $237,596
2.5-3% 448 $99,310,000 $221,674
<2.5% 106 $24,010,000 $226,509
4-5% 72 $16,560,000 $230,000
5-6% 7 $405,000 $57,857
7-8% 2 $50,000 $25,000

During 2021, Old Second National Bank's average interest rate of loans were 3.29%, while their most frequently originated rate bucket of loans were 3-4%, with 570 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 549 $82,255,000 $149,827 $2,663 3.12%
$200k-400k 440 $119,320,000 $271,182 $3,379 3.10%
$100,000 or less 107 $7,505,000 $70,140 $2,048 3.80%
$400k-600k 83 $40,615,000 $489,337 $3,297 3.17%
$600k-1MM 19 $14,295,000 $752,368 $3,638 3.68%
$1MM+ 7 $11,775,000 $1,682,143 $8,586 4.00%

2021 saw Old Second National Bank place emphasis on $100k-200k loans with 549 originations, totaling $82,255,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 276 $45,880,000 $166,232 $3,270 3.18%
$100k-150k 258 $61,740,000 $239,302 $2,710 3.13%
$75k-100k 207 $40,995,000 $198,043 $2,894 3.12%
$150k-250k 176 $51,110,000 $290,398 $2,892 3.07%
$50k or less 163 $20,365,000 $124,939 $2,852 3.32%
$250k+ 75 $33,415,000 $445,533 $3,230 3.12%

Old Second National Bank lent most frequently to those with incomes in the $50k-75k range, with 276 originations. The second most popular income band? $100k-150k, with 258 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 265 $54,935,000 $207,302 $2,632 3.07%
30-36% 236 $49,950,000 $211,653 $2,931 3.21%
<20% 102 $21,280,000 $208,627 $2,376 3.11%
38% 50 $11,490,000 $229,800 $2,942 3.38%
43% 48 $11,360,000 $236,667 $3,663 3.16%
44% 43 $9,885,000 $229,884 $3,277 3.32%
40% 42 $8,680,000 $206,667 $2,830 3.22%
37% 42 $10,230,000 $243,571 $3,358 3.29%
48% 40 $9,090,000 $227,250 $3,002 2.98%
41% 38 $9,010,000 $237,105 $2,951 3.23%
39% 38 $8,150,000 $214,474 $3,244 3.21%
36% 35 $8,855,000 $253,000 $3,132 3.17%
45% 35 $7,385,000 $211,000 $3,002 3.25%
47% 35 $8,755,000 $250,143 $3,163 3.07%
42% 34 $7,890,000 $232,059 $2,842 3.18%
49% 32 $7,600,000 $237,500 $2,974 3.00%
46% 26 $5,490,000 $211,154 $3,131 3.21%
50-60% 16 $3,590,000 $224,375 $6,248 3.03%
>60% 2 $240,000 $120,000 $2,054 2.63%

Old Second National Bank lent most frequently to those with DTI ratios of 20-30%, with 265 originations. The next most common DTI ratio? 30-36%, with 236 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,031 $229,825,000 $222,915 $2,860 3.14%
Not applicable 37 $18,955,000 $512,297 $0 4.29%
Black 55 $9,405,000 $171,000 $4,590 3.43%
Not provided 50 $9,150,000 $183,000 $3,074 3.18%
Asian 29 $7,925,000 $273,276 $3,123 3.00%
Asian Indian 2 $480,000 $240,000 $3,037 3.44%
Other Asian 1 $25,000 $25,000 $0 3.25%

Approval Rates

Total approvals of all applications
91.65%

Old Second National Bank has an average approval rate.

Pick Rate

Approvals leading to origination
81.76%

Old Second National Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 1,205 $275,765,000 $228,851

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
1,205 $275,765,000 $228,851

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 69 $11,455,000 $166,014 $2,195 3.17%
40-60% 239 $47,395,000 $198,305 $2,145 3.00%
60-80% 537 $135,795,000 $252,877 $2,461 3.23%
80-100% 331 $78,105,000 $235,967 $4,444 3.18%
Over 100% 3 $685,000 $228,333 $8,399 3.08%
Under 20% 21 $1,485,000 $70,714 $528 4.56%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Old Second National Bank 1991 West Wilson Street Batavia, IL 60510 Full Service B&M $99,649
Old Second National Bank 1200 Douglas Road Oswego, IL 60543 Full Service B&M $138,486
Old Second National Bank 1230 N. Orchard Road Aurora, IL 60506 Full Service B&M $80,683
Old Second National Bank 1301-1305 West Taylor Street Chicago, IL 60607 Full Service B&M $9,249
Old Second National Bank 1350 North Farnsworth Avenue Aurora, IL 60505 Full Service B&M $94,801
Old Second National Bank 1810 Dekalb Avenue Sycamore, IL 60178 Full Service B&M $40,271
Old Second National Bank 194 South Main Street Burlington, IL 60109 Full Service B&M $100,218
Old Second National Bank 195 West Joe Orr Road Chicago Heights, IL 60411 Full Service B&M $122,613
Old Second National Bank 555 Redwood Drive Aurora, IL 60506 Full Service B&M $88,884
Old Second National Bank 6400 W. North Avenue Chicago, IL 60707 Full Service B&M $64,899
Old Second National Bank 7050 Burroughs Avenue Plano, IL 60545 Full Service B&M $41,560
Old Second National Bank 749 North Main Street Elburn, IL 60119 Full Service B&M $139,500
Old Second National Bank 801 S. Kirk Road Saint Charles, IL 60174 Full Service B&M $31,486
Old Second National Bank 850 Essington Joliet, IL 60435 Full Service B&M $30,357
Old Second National Bank 901 Essington Road Joliet, IL 60435 Full Service B&M $0
Old Second National Bank 9443 South Ashland Avenue Chicago, IL 60620 Full Service B&M $28,467
Old Second National Bank Cross Street At Illinois Route 47 Sugar Grove, IL 60554 Full Service B&M $83,210
Old Second National Bank Two South York Road Bensenville, IL 60106 Full Service B&M $68,356
Old Second National Bank 200 West John Street North Aurora, IL 60542 Full Service B&M $104,013
Old Second National Bank 20201 South La Grange Road Frankfort, IL 60423 Full Service B&M $106,995
Old Second National Bank 26 West Countryside Parkway Yorkville, IL 60560 Full Service B&M $168,673
Old Second National Bank 2s101 Harter Road Kaneville, IL 60144 Full Service B&M $23,740
Old Second National Bank 3101 Ogden Road Lisle, IL 60532 Full Service B&M $24,578
Old Second National Bank 323 East Norris Drive Ottawa, IL 61350 Full Service B&M $58,140
Old Second National Bank 3290 Us Highway 20 And Nesler Road Elgin, IL 60123 Full Service B&M $28,614
Old Second National Bank 333 West Wacker Drive, Suite 710 Chicago, IL 60606 Full Service Retail $167,599
Old Second National Bank 37-39 South River Street Aurora, IL 60506 Full Service B&M $716,693
Old Second National Bank 4080 Fox Valley Center Drive Aurora, IL 60504 Full Service B&M $50,417
Old Second National Bank 40w 422 Il-64 Wasco, IL 60183 Full Service B&M $61,551

For 2021, Old Second National Bank had 29 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $105,202
Net interest income $102,478
Total noninterest income $38,996
Gross Fiduciary activities income $7,348
Service charges on deposit accounts $5,408
Trading account gains and fees $0
Additional Noninterest Income $26,240
Pre-tax net operating income $40,264
Securities gains (or losses, -) $232
Income before extraordinary items $29,687
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $29,687
Minority interest net income $0
Net income $29,687
Sale, conversion, retirement of capital stock, net $0
Net operating income $29,503

Old Second National Bank's gross interest income from loans was $105,202,000.
Old Second National Bank's net interest income from loans was $102,478,000.
Old Second National Bank's fee based income from loans was $5,408,000.
Old Second National Bank's net income from loans was $29,687,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $2,724
Provision for credit losses $4,326
Total noninterest expense $96,884
Salaries and employee benefits $55,500
Premises and equipment expense $13,540
Additional noninterest expense $27,844
Applicable income taxes $10,809
Net charge-offs $4,444
Cash dividends $44,000

Old Second National Bank's interest expense for loans was $2,724,000.
Old Second National Bank's payroll and benefits expense were $55,500,000.
Old Second National Bank's property, plant and equipment expenses $13,540,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 1.0%
Real Estate loans 1.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 1.0%
Multifamily residential loans 0.0%
1-4 family residential loans 1.0%
HELOC loans 0.0%
All other family 2.0%
Commercial & industrial loans 1.0%
Personal loans 0.0%
Credit card loans 0.4%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $5,491,343
Deposits held in domestic offices $5,491,343
Deposits by Individuals, partnerships, and corporations $5,152,029
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $336,377
Deposits by Commercial banks and other depository institutions in U.S. $2,937
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $1,717,449
Demand deposits $1,438,356
Nontransaction accounts $3,773,894
Money market deposit accounts (MMDAs) $1,432,065
Other savings deposits (excluding MMDAs) $1,838,019
Total time deposits $503,810
Total time and savings deposits $4,052,987
Noninterest-bearing deposits $1,717,449
Interest-bearing deposits $3,773,894
Retail deposits $5,422,624
IRAs and Keogh plan accounts $150,070
Brokered deposits $0
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $6,214,413
Cash & Balances due from depository institutions $752,106
Interest-bearing balances $713,541
Total securities $1,692,488
Federal funds sold & reverse repurchase $0
Net loans and leases $3,382,404
Loan and leases loss allowance $44,281
Trading account assets $0
Bank premises and fixed assets $88,005
Other real estate owned $2,356
Goodwill and other intangibles $109,734
All other assets $187,320

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $6,214,413
Total Liabilities $5,588,867
Total deposits $5,491,343
Interest-bearing deposits $3,773,894
Deposits held in domestic offices $5,491,343
% insured (estimated) $74
Federal funds purchased and repurchase agreements $50,337
Trading liabilities $0
Other borrowed funds $6,073
Subordinated debt $0
All other liabilities $41,114

Issued Loan Types

Type Value (in 000's)
Net loans and leases $3,382,404
Loan and leases loss allowance $44,281
Total loans and leases (domestic) $3,426,685
All real estate loans $2,454,805
Real estate loans in domestic offices $2,454,805
Construction and development loans $206,132
Residential 1-4 family construction $37,541
Other construction, all land development and other land $168,591
Loans secured by nonfarm nonresidential properties $1,515,632
Nonfarm nonresidential secured by owner-occupied properties $558,560
Commercial real estate & other non-farm, non-residential $957,072
Multifamily residential real estate $308,355
1-4 family residential loans $408,506
Farmland loans $16,180
Loans held in foreign offices $0
Farm loans $3,750
Commercial and industrial loans $922,391
To non-U.S. addressees $0
Loans to individuals $12,635
Credit card loans $5,212
Related Plans $2,233
Consumer Auto Loans $3,659
Other loans to individuals $1,531
All other loans & leases $33,104
Loans to foreign governments and official institutions $0
Other loans $3,777
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $26,350
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $25
Non 1-4 family restructured loans & leases $0
Total loans and leases (foreign) $0

Old Second National Bank had $3,382,404,000 of loans outstanding in 2021. $2,454,805,000 of loans were in real estate loans. $206,132,000 of loans were in development loans. $308,355,000 of loans were in multifamily mortgage loans. $408,506,000 of loans were in 1-4 family mortgage loans. $3,750,000 of loans were in farm loans. $5,212,000 of loans were in credit card loans. $3,659,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 904 $274,083 $303,189
Nonfarm, nonresidential loans - <$100k 110 $4,395 $39,955
Nonfarm, nonresidential loans - $100-250k 264 $38,367 $145,330
Nonfarm, nonresidential loans - $250k-1MM 530 $231,321 $436,455
Commercial & Industrial, US addressed loans - <$1MM 2,175 $288,866 $132,812
Commercial & Industrial, US addressed loans - <$100k 1,038 $24,165 $23,280
Commercial & Industrial, US addressed loans - $100-250k 493 $62,005 $125,771
Commercial & Industrial, US addressed loans - $250k-1MM 644 $202,696 $314,745
Farmland loans - <$1MM 8 $1,505 $188,125
Farmland loans - <$100k 1 $38 $38,000
Farmland loans - $100-250k 3 $238 $79,333
Farmland loans - $250k-1MM 4 $1,229 $307,250
Agriculture operations loans - <$1MM 21 $1,423 $67,762
Agriculture operations loans - <$100k 8 $34 $4,250
Agriculture operations loans - $100-250k 9 $744 $82,667
Agriculture operations loans - $250k-1MM 4 $645 $161,250