Bankers Trust Company Mortgage Rates, Fees & Info

Des Moines, IA

LEI: II61D6IY86YZ37HBBL25

Tax ID: 42-0127385

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bankers Trust Company is a smaller bank specializing in Refi and Home Purchase loans. Bankers Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Des Moines, Phoenix, Ames, Cedar Rapids, and Iowa City among others. We have data for 37 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bankers Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bankers Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 12/2/24
    30 Year Conventional Purchase 6.05% 12/2/24
    30 Year Conventional Refi 6.01% 12/2/24
    30 Year Cash-out Refi 6.41% 12/2/24
    30 Year FHA Purchase 7.05% 12/2/24
    30 Year FHA Refi 6.27% 12/2/24
    30 Year VA Purchase 6.27% 12/2/24
    30 Year USDA Purchase 6.20% 12/2/24
    15 Year Conventional Purchase 5.48% 12/2/24
    15 Year Conventional Refi 5.43% 12/2/24
    15 Year Cash-out Refi 5.43% 12/2/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bankers Trust Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bankers Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    957

    Origination Dollar Volume (All Markets)

    $303,405,000

    Employee count

    518 Show all (8) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 494 $140,970,000 $285,364 $1,981 3.14%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 177 $76,585,000 $432,684 $3,536 3.18%
    AMES, IA (FHA|USDA|VA) 78 $31,590,000 $405,000 $1,841 2.92%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 125 $30,225,000 $241,800 $1,842 3.25%
    IOWA CITY, IA (FHA|USDA|VA) 17 $4,195,000 $246,765 $2,120 2.88%
    Outside of Metro Areas 17 $3,905,000 $229,706 $2,269 3.07%
    TUCSON, AZ (FHA|USDA|VA) 2 $1,700,000 $850,000 $4,531 2.50%
    Mason City, IA (FHA|USDA|VA) 5 $1,295,000 $259,000 $2,223 3.00%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $1,200,000 $600,000 $3,865 3.00%
    Pella, IA (FHA|USDA|VA) 4 $1,080,000 $270,000 $1,604 3.19%
    FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,780 2.88%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $870,000 $435,000 $2,412 3.25%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $750,000 $375,000 $3,434 2.88%
    Outside of Metro Areas 1 $745,000 $745,000 $6,369 3.25%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $685,000 $685,000 $2,488 3.00%
    Payson, AZ (FHA|USDA|VA) 2 $570,000 $285,000 $5,502 3.56%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $455,000 $455,000 $0 3.00%
    Spirit Lake, IA (FHA|USDA|VA) 1 $455,000 $455,000 $2,093 2.50%
    Marshalltown, IA (FHA|USDA|VA) 3 $425,000 $141,667 $890 2.83%
    Bozeman, MT (FHA|USDA|VA) 1 $415,000 $415,000 $2,531 2.88%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $385,000 $385,000 $1,911 2.00%
    Durango, CO (FHA|USDA|VA) 1 $345,000 $345,000 $2,204 2.49%
    MADISON, WI (FHA|USDA|VA) 1 $345,000 $345,000 $1,129 2.00%
    Oskaloosa, IA (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.00%
    DUBUQUE, IA (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.25%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $315,000 $315,000 $3,584 2.50%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $295,000 $295,000 $1,814 2.75%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $290,000 $145,000 $1,780 3.56%
    Fort Dodge, IA (FHA|USDA|VA) 1 $245,000 $245,000 $1,579 2.88%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $235,000 $235,000 $3,067 2.75%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.80%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $205,000 $205,000 $1,840 2.88%
    COLUMBIA, MO (FHA|USDA|VA) 1 $175,000 $175,000 $1,530 2.25%
    LAWRENCE, KS (FHA|USDA|VA) 1 $145,000 $145,000 $1,731 2.38%
    Show Low, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.00%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $125,000 $125,000 $2,787 2.88%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,459 2.75%
    Bankers Trust Company's top markets include Des Moines, Phoenix, Ames, Cedar Rapids, and Iowa City among others.

    Their top states include:
  • Iowa (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bankers Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    BankIowa of Cedar Rapids
    Similarity Rank: 75
    Bank
    Similarity Rank: 82
    Farmers & Merchants Savings Bank
    Similarity Rank: 240
    VisionBank of Iowa
    Similarity Rank: 286
    FIRST
    Similarity Rank: 308
    First Credit Union
    Similarity Rank: 378
    Fidelity Bank & Trust
    Similarity Rank: 390
    Fidelity Bank
    Similarity Rank: 392
    Community Savings Bank
    Similarity Rank: 399
    GREATER IOWA CREDIT UNION
    Similarity Rank: 414

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 680 $259,540,000 $381,676 $2,224 2.84%
    HELOC 267 $41,745,000 $156,348 n/a 3.89%
    FHA 10 $2,120,000 $212,000 $5,581 2.40%

    For 2021, Bankers Trust Company's most frequently originated type of loan was Conventional, with 680 originations. Their 2nd most popular type was HELOC, with 267 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 328 $123,060,000 $375,183 $1,958 2.91%
    Home Purchase 279 $95,735,000 $343,136 $2,622 3.01%
    Other 165 $32,215,000 $195,242 $2,267 3.86%
    Cash Out Refi 122 $41,850,000 $343,033 $2,293 2.71%
    Home Improvement 63 $10,545,000 $167,381 $1,329 3.73%

    For 2021, Bankers Trust Company's most frequently cited loan purpose was Refi, with 328 originations. The 2nd most popular reason was Home Purchase, with 279 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 400 $145,580,000 $363,950 $2,571 2.85%
    5 Year 185 $48,685,000 $263,162 $0 3.80%
    15 Year 146 $43,030,000 $294,726 $2,024 2.41%
    10 Year 132 $30,340,000 $229,848 $1,128 3.78%
    20 Year 67 $19,745,000 $294,701 $2,025 2.79%
    Other 26 $15,670,000 $602,692 $1,023 4.17%
    1 Year 1 $355,000 $355,000 $0 2.75%

    For 2021, Bankers Trust Company's most frequently cited loan duration was 30 Year, with 400 originations. The 2nd most popular length was 5 Year, with 185 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 612 $202,890,000 $331,520
    $1k-2k 14 $3,070,000 $219,286
    $2k-3k 8 $2,350,000 $293,750
    $5k+ 3 $2,435,000 $811,667
    $3k-4k 1 $125,000 $125,000
    $4k-5k 1 $355,000 $355,000

    Bankers Trust Company's average total fees were $2,571, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 612 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 381 $141,275,000 $370,801
    2.5-3% 280 $92,130,000 $329,036
    <2.5% 249 $65,795,000 $264,237
    4-5% 29 $1,945,000 $67,069
    5-6% 18 $2,260,000 $125,556

    During 2021, Bankers Trust Company's average interest rate for loans was 2.85%, while their most frequently originated rate bucket for loans was 3-4%, with 381 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 324 $92,580,000 $285,741 $2,229 2.90%
    $100k-200k 218 $31,980,000 $146,697 $2,002 2.98%
    $100,000 or less 199 $9,945,000 $49,975 $1,113 3.78%
    $400k-600k 147 $70,935,000 $482,551 $2,601 2.90%
    $600k-1MM 46 $33,830,000 $735,435 $2,888 3.27%
    $1MM+ 23 $64,135,000 $2,788,478 $6,319 3.40%

    2021 saw Bankers Trust Company place emphasis on $200k-400k loans with 324 originations, totaling $92,580,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 224 $101,600,000 $453,571 $2,590 3.18%
    $150k-250k 210 $61,360,000 $292,190 $2,261 3.12%
    $100k-150k 177 $42,735,000 $241,441 $2,222 3.12%
    $50k-75k 111 $18,285,000 $164,730 $2,155 2.97%
    $75k-100k 94 $17,470,000 $185,851 $2,269 3.13%
    $50k or less 75 $7,425,000 $99,000 $1,966 3.18%

    Bankers Trust Company lent most frequently to those with incomes in the $250k+ range, with 224 originations. The second most popular income band? $150k-250k, with 210 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 294 $88,480,000 $300,952 $2,278 2.99%
    30-36% 187 $51,225,000 $273,930 $2,341 3.16%
    <20% 172 $42,440,000 $246,744 $2,149 3.19%
    37% 38 $10,240,000 $269,474 $2,467 3.24%
    42% 33 $7,855,000 $238,030 $2,077 3.50%
    40% 30 $8,160,000 $272,000 $2,153 3.26%
    36% 26 $9,700,000 $373,077 $2,877 3.19%
    39% 23 $5,605,000 $243,696 $1,733 3.23%
    38% 21 $7,025,000 $334,524 $2,372 3.09%
    44% 18 $4,270,000 $237,222 $2,357 2.71%
    41% 18 $4,220,000 $234,444 $1,875 3.26%
    43% 14 $2,780,000 $198,571 $2,192 2.85%
    45% 12 $4,000,000 $333,333 $2,665 2.67%
    49% 12 $3,460,000 $288,333 $2,476 2.72%
    47% 9 $2,905,000 $322,778 $2,781 2.94%
    48% 8 $1,840,000 $230,000 $3,124 3.05%
    46% 4 $1,080,000 $270,000 $1,660 2.59%
    >60% 4 $290,000 $72,500 $0 4.88%

    Bankers Trust Company lent most frequently to those with DTI ratios of 20-30%, with 294 originations. The next most common DTI ratio? 30-36%, with 187 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 781 $207,465,000 $265,640 $2,258 3.15%
    Not applicable 28 $46,940,000 $1,676,429 $0 3.64%
    Not provided 102 $34,670,000 $339,902 $2,361 2.90%
    Asian 32 $10,410,000 $325,313 $2,299 2.85%
    Asian Indian 3 $1,915,000 $638,333 $2,109 2.83%
    Black 10 $1,610,000 $161,000 $2,506 3.41%
    Chinese 1 $395,000 $395,000 $0 3.25%

    Approval Rates

    Total approvals of all applications
    91.50%

    Bankers Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    84.95%

    Bankers Trust Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 957 $303,405,000 $317,038

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    957 $303,405,000 $317,038

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 136 $30,540,000 $224,559 $2,076 3.52%
    40-60% 159 $68,265,000 $429,340 $2,126 2.89%
    60-80% 299 $118,115,000 $395,033 $2,396 2.80%
    80-100% 224 $78,160,000 $348,929 $2,437 2.98%
    Under 20% 138 $7,990,000 $57,899 $185 3.97%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    BANCORPSOUTH BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 8.3%
    BANCORPSOUTH BANK Conventional home mortgage Incorrect information on your report 1 8.3%
    BANCORPSOUTH BANK Conventional home mortgage Trouble during payment process 7 58.3%
    BANCORPSOUTH BANK FHA mortgage Trouble during payment process 1 8.3%
    BANCORPSOUTH BANK Other type of mortgage Closing on a mortgage 1 8.3%
    BANCORPSOUTH BANK VA mortgage Struggling to pay mortgage 1 8.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bankers Trust Company 110 S E Main Street Grimes, IA 50111 Full Service B&M $93,801
    Bankers Trust Company 110 South East Main Grimes, IA 50111 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 11111 University Avenue Clive, IA 50325 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 11111 University Avenue Clive, IA 50325 Full Service B&M $182,633
    Bankers Trust Company 13731 Hickman Road Urbandale, IA 50323 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 14515 W Granite Valley Drive Sun City West, AZ 85375 Full Service B&M $30,237
    Bankers Trust Company 150 East Euclid Des Moines, IA 50313 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 150 East Euclid Des Moines, IA 50313 Full Service B&M $69,263
    Bankers Trust Company 1925 N Ankeny Blvd Ankeny, IA 50023 Full Service B&M $74,053
    Bankers Trust Company 201 1st Street Se Cedar Rapids, IA 52401 Full Service B&M $318,722
    Bankers Trust Company 201 1st Street, Se Cedar Rapids, IA 52401 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 2525 East Camelback, Suite 100 Phoenix, AZ 85016 Full Service B&M $430,762
    Bankers Trust Company 3725 Stange Road Ames, IA 50010 Full Service B&M $231,231
    Bankers Trust Company 3820 South West 8th Street Altoona, IA 50009 Full Service B&M $51,305
    Bankers Trust Company 3905 Merle Hay Road Des Moines, IA 50310 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 3905 Merle Hay Road Des Moines, IA 50310 Full Service B&M $149,841
    Bankers Trust Company 400 Blairs Ferry Road, Ne Cedar Rapids, IA 52402 Full Service B&M $26,964
    Bankers Trust Company 453 7th Street Des Moines, IA 50309 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 453 7th Street, P.O. Box 897 Des Moines, IA 50309 Full Service B&M $2,634,409
    Bankers Trust Company 4555 E Mayo Boulevard Phoenix, AZ 85050 Full Service B&M $18,408
    Bankers Trust Company 620 S. 60th Street West Des Moines, IA 50266 Full Service B&M $48,380
    Bankers Trust Company 655 East Army Post Road Des Moines, IA 50315 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 655 East Army Post Road Des Moines, IA 50315 Full Service B&M $110,586
    Bankers Trust Company 7000 University Avenue Des Moines, IA 50311 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 7000 University Avenue Des Moines, IA 50311 Full Service B&M $192,318
    Bankers Trust Company 717 7th Street Des Moines, IA 50309 Full Service B&M $34,787

    For 2021, Bankers Trust Company had 26 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $159,643
    Net interest income $140,825
    Total noninterest income $39,010
    Gross Fiduciary activities income $16,788
    Service charges on deposit accounts $7,464
    Trading account gains and fees $0
    Additional Noninterest Income $14,758
    Pre-tax net operating income $62,217
    Securities gains (or losses, -) $126
    Income before extraordinary items $50,205
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $50,205
    Minority interest net income $0
    Net income $50,205
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $50,102

    Bankers Trust Company's gross interest income from loans was $159,643,000.
    Bankers Trust Company's net interest income from loans was $140,825,000.
    Bankers Trust Company's fee based income from loans was $7,464,000.
    Bankers Trust Company's net income from loans was $50,205,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $18,818
    Provision for credit losses $6,400
    Total noninterest expense $111,218
    Salaries and employee benefits $63,262
    Premises and equipment expense $12,996
    Additional noninterest expense $34,960
    Applicable income taxes $12,138
    Net charge-offs $4,361
    Cash dividends $5,660

    Bankers Trust Company's interest expense for loans was $18,818,000.
    Bankers Trust Company's payroll and benefits expense were $63,262,000.
    Bankers Trust Company's property, plant and equipment expenses $12,996,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $5,023,633
    Deposits held in domestic offices $5,023,633
    Deposits by Individuals, partnerships, and corporations $4,414,380
    Deposits by U.S. Government $1
    Deposits by States and political subdivisions in the U.S. $591,897
    Deposits by Commercial banks and other depository institutions in U.S. $17,355
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $561,164
    Demand deposits $408,078
    Nontransaction accounts $4,462,469
    Money market deposit accounts (MMDAs) $3,637,058
    Other savings deposits (excluding MMDAs) $173,218
    Total time deposits $652,193
    Total time and savings deposits $4,615,555
    Noninterest-bearing deposits $1,747,359
    Interest-bearing deposits $3,276,274
    Retail deposits $4,843,077
    IRAs and Keogh plan accounts $55,615
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $6,001,858
    Cash & Balances due from depository institutions $933,509
    Interest-bearing balances $890,340
    Total securities $939,159
    Federal funds sold & reverse repurchase $6,000
    Net loans and leases $3,907,066
    Loan and leases loss allowance $59,171
    Trading account assets $0
    Bank premises and fixed assets $37,493
    Other real estate owned $6,012
    Goodwill and other intangibles $0
    All other assets $172,619

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $6,001,858
    Total Liabilities $5,447,197
    Total deposits $5,023,633
    Interest-bearing deposits $3,276,274
    Deposits held in domestic offices $5,023,633
    % insured (estimated) $31
    Federal funds purchased and repurchase agreements $345,950
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $77,614

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,907,066
    Loan and leases loss allowance $59,171
    Total loans and leases (domestic) $3,966,237
    All real estate loans $2,603,854
    Real estate loans in domestic offices $2,603,854
    Construction and development loans $221,575
    Residential 1-4 family construction $5,566
    Other construction, all land development and other land $216,009
    Loans secured by nonfarm nonresidential properties $1,841,283
    Nonfarm nonresidential secured by owner-occupied properties $259,751
    Commercial real estate & other non-farm, non-residential $1,581,532
    Multifamily residential real estate $159,695
    1-4 family residential loans $371,629
    Farmland loans $9,672
    Loans held in foreign offices $0
    Farm loans $4,253
    Commercial and industrial loans $1,019,205
    To non-U.S. addressees $0
    Loans to individuals $29,947
    Credit card loans $1,826
    Related Plans $19,109
    Consumer Auto Loans $2,199
    Other loans to individuals $6,813
    All other loans & leases $308,978
    Loans to foreign governments and official institutions $0
    Other loans $306,663
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $110,078
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $32,576
    Non 1-4 family restructured loans & leases $32,576
    Total loans and leases (foreign) $0

    Bankers Trust Company had $3,907,066,000 of loans outstanding in 2021. $2,603,854,000 of loans were in real estate loans. $221,575,000 of loans were in development loans. $159,695,000 of loans were in multifamily mortgage loans. $371,629,000 of loans were in 1-4 family mortgage loans. $4,253,000 of loans were in farm loans. $1,826,000 of loans were in credit card loans. $2,199,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 95 $35,591 $374,642
    Nonfarm, nonresidential loans - <$100k 6 $366 $61,000
    Nonfarm, nonresidential loans - $100-250k 16 $2,360 $147,500
    Nonfarm, nonresidential loans - $250k-1MM 73 $32,865 $450,205
    Commercial & Industrial, US addressed loans - <$1MM 287 $54,376 $189,463
    Commercial & Industrial, US addressed loans - <$100k 102 $3,564 $34,941
    Commercial & Industrial, US addressed loans - $100-250k 62 $6,963 $112,306
    Commercial & Industrial, US addressed loans - $250k-1MM 123 $43,849 $356,496
    Farmland loans - <$1MM 3 $614 $204,667
    Farmland loans - $100-250k 1 $85 $85,000
    Farmland loans - $250k-1MM 2 $529 $264,500