Bankers Trust Company Mortgage Rates, Fees & Info

Des Moines, IA

LEI: II61D6IY86YZ37HBBL25

Tax ID: 42-0127385

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bankers Trust Company is a smaller bank specializing in Home Purchase and Refi loans. Bankers Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Des Moines, Cedar Rapids, Phoenix, Iowa City, and Ames among others. We have data for 43 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bankers Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bankers Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 11/21/24
    30 Year Conventional Purchase 6.05% 11/21/24
    30 Year Conventional Refi 6.01% 11/21/24
    30 Year Cash-out Refi 6.41% 11/21/24
    30 Year FHA Purchase 7.05% 11/21/24
    30 Year FHA Refi 6.27% 11/21/24
    30 Year VA Purchase 6.27% 11/21/24
    30 Year USDA Purchase 6.20% 11/21/24
    15 Year Conventional Purchase 5.48% 11/21/24
    15 Year Conventional Refi 5.43% 11/21/24
    15 Year Cash-out Refi 5.43% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bankers Trust Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bankers Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,530

    Origination Dollar Volume (All Markets)

    $370,090,000

    Employee count

    564 Show all (9) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 927 $197,435,000 $212,983 $2,348 4.65%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 284 $50,170,000 $176,655 $1,847 4.62%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 92 $35,390,000 $384,674 $4,174 4.74%
    IOWA CITY, IA (FHA|USDA|VA) 44 $29,010,000 $659,318 $2,202 4.32%
    AMES, IA (FHA|USDA|VA) 103 $26,795,000 $260,146 $2,108 4.50%
    Outside of Metro Areas 26 $14,550,000 $559,615 $2,341 4.61%
    Sterling, IL (FHA|USDA|VA) 1 $3,735,000 $3,735,000 $0 4.95%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $1,200,000 $300,000 $1,799 4.75%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $915,000 $305,000 $3,967 4.50%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $825,000 $825,000 $0 4.65%
    Mason City, IA (FHA|USDA|VA) 4 $730,000 $182,500 $1,453 4.91%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $730,000 $365,000 $4,314 4.31%
    Show Low, AZ (FHA|USDA|VA) 2 $710,000 $355,000 $2,753 3.88%
    BOULDER, CO (FHA|USDA|VA) 2 $680,000 $340,000 $4,353 4.19%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $675,000 $675,000 $6,401 4.88%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $565,000 $565,000 $0 4.50%
    Pella, IA (FHA|USDA|VA) 3 $545,000 $181,667 $1,625 4.29%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $455,000 $455,000 $0 5.88%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $405,000 $405,000 $4,224 4.25%
    Port Angeles, WA (FHA|USDA|VA) 1 $385,000 $385,000 $3,008 5.00%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $350,000 $175,000 $4,178 4.36%
    Carroll, IA (FHA|USDA|VA) 1 $345,000 $345,000 $2,795 4.50%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $335,000 $335,000 $1,887 3.00%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1 $305,000 $305,000 $2,760 4.38%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $285,000 $285,000 $2,647 4.00%
    TUCSON, AZ (FHA|USDA|VA) 2 $250,000 $125,000 $3,116 5.00%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,808 3.50%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $225,000 $225,000 $2,984 3.75%
    ROCHESTER, MN (FHA|USDA|VA) 1 $215,000 $215,000 $4,709 4.50%
    Fort Dodge, IA (FHA|USDA|VA) 1 $215,000 $215,000 $1,944 4.13%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $215,000 $215,000 $1,967 2.63%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $205,000 $205,000 $2,876 4.38%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,087 4.63%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $145,000 $145,000 $3,711 4.63%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $145,000 $48,333 $0 5.75%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $135,000 $135,000 $2,455 4.25%
    ERIE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,688 3.38%
    WICHITA, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,991 4.50%
    Albert Lea, MN (FHA|USDA|VA) 1 $75,000 $75,000 $2,132 3.99%
    Platteville, WI (FHA|USDA|VA) 1 $65,000 $65,000 $2,772 4.38%
    Hannibal, MO (FHA|USDA|VA) 1 $45,000 $45,000 $1,684 4.38%
    Spirit Lake, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.50%
    Marshalltown, IA (FHA|USDA|VA) 1 $15,000 $15,000 $202 5.25%
    Bankers Trust Company's top markets include Des Moines, Cedar Rapids, Phoenix, Iowa City, and Ames among others.

    Their top states include:
  • Iowa (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bankers Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Charter Bank
    Similarity Rank: 36
    Citizens State Bank
    Similarity Rank: 68
    Farmers Savings Bank & Trust
    Similarity Rank: 76
    Raccoon Valley Bank
    Similarity Rank: 96
    FIRST
    Similarity Rank: 117
    Guthrie County State Bank
    Similarity Rank: 166
    Hills Bank and Trust Company
    Similarity Rank: 182
    Community Choice Credit Union
    Similarity Rank: 187
    CBI Bank & Trust
    Similarity Rank: 285
    Luana Savings Bank
    Similarity Rank: 289

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,205 $326,315,000 $270,801 $2,303 4.43%
    HELOC 299 $39,405,000 $131,789 n/a 5.43%
    FHA 19 $3,365,000 $177,105 $4,944 4.13%
    USDA 7 $1,005,000 $143,571 $3,553 4.13%

    For 2018, Bankers Trust Company's most frequently originated type of loan was Conventional, with 1,205 originations. Their 2nd most popular type was HELOC, with 299 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 919 $223,825,000 $243,553 $2,672 4.44%
    Refi 284 $106,330,000 $374,401 $1,705 4.70%
    Other 178 $19,410,000 $109,045 $477 5.11%
    Home Improvement 98 $8,710,000 $88,878 $264 5.34%
    Cash Out Refi 51 $11,815,000 $231,667 $2,292 4.33%

    For 2018, Bankers Trust Company's most frequently cited loan purpose was Home Purchase, with 919 originations. The 2nd most popular reason was Refi, with 284 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 705 $169,735,000 $240,759 $2,986 4.46%
    15 Year 244 $46,130,000 $189,057 $1,440 4.25%
    5 Year 231 $45,635,000 $197,554 $203 5.09%
    10 Year 156 $13,580,000 $87,051 $501 5.35%
    20 Year 141 $41,085,000 $291,383 $2,023 4.21%
    Other 43 $52,415,000 $1,218,953 $739 5.43%
    1 Year 7 $1,185,000 $169,286 $0 5.54%
    3 Year 3 $325,000 $108,333 $0 4.92%

    For 2018, Bankers Trust Company's most frequently cited loan duration was 30 Year, with 705 originations. The 2nd most popular length was 15 Year, with 244 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 548 $121,680,000 $222,044
    $1k-2k 391 $84,555,000 $216,253
    $2k-3k 129 $25,715,000 $199,341
    $3k-4k 37 $9,605,000 $259,595
    $5k+ 23 $11,405,000 $495,870
    $4k-5k 14 $5,260,000 $375,714

    Bankers Trust Company's average total fees were $2,986, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 548 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 864 $224,660,000 $260,023
    3-4% 313 $103,755,000 $331,486
    5-6% 290 $34,970,000 $120,586
    6-7% 47 $3,085,000 $65,638
    2.5-3% 7 $1,835,000 $262,143
    <2.5% 5 $1,595,000 $319,000
    7-8% 4 $190,000 $47,500

    During 2018, Bankers Trust Company's average interest rate for loans was 4.46%, while their most frequently originated rate bucket for loans was 4-5%, with 864 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 502 $140,510,000 $279,900 $2,776 4.40%
    $100k-200k 459 $67,615,000 $147,309 $2,356 4.56%
    $100,000 or less 426 $21,460,000 $50,376 $991 5.05%
    $400k-600k 96 $45,580,000 $474,792 $2,692 4.28%
    $600k-1MM 30 $22,410,000 $747,000 $4,646 4.33%
    $1MM+ 17 $72,515,000 $4,265,588 $8,366 4.57%

    2018 saw Bankers Trust Company place emphasis on $200k-400k loans with 502 originations, totaling $140,510,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 331 $65,625,000 $198,263 $2,376 4.65%
    $150k-250k 293 $66,765,000 $227,867 $2,162 4.56%
    $250k+ 238 $77,790,000 $326,849 $2,350 4.49%
    $75k-100k 217 $36,045,000 $166,106 $2,494 4.64%
    $50k-75k 203 $27,965,000 $137,759 $2,353 4.60%
    $50k or less 183 $19,555,000 $106,858 $2,435 4.71%

    Bankers Trust Company lent most frequently to those with incomes in the $100k-150k range, with 331 originations. The second most popular income band? $150k-250k, with 293 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 410 $80,210,000 $195,634 $2,122 4.58%
    30-36% 324 $61,880,000 $190,988 $2,305 4.62%
    <20% 206 $38,930,000 $188,981 $1,808 4.60%
    42% 66 $12,230,000 $185,303 $2,629 4.73%
    37% 59 $13,485,000 $228,559 $2,768 4.65%
    40% 57 $13,255,000 $232,544 $2,431 4.50%
    38% 56 $11,820,000 $211,071 $2,853 4.65%
    39% 53 $12,965,000 $244,623 $3,030 4.47%
    36% 48 $8,580,000 $178,750 $1,990 4.52%
    41% 41 $7,835,000 $191,098 $2,936 4.72%
    43% 36 $8,410,000 $233,611 $3,105 4.53%
    49% 20 $4,550,000 $227,500 $2,794 4.56%
    45% 19 $4,925,000 $259,211 $2,971 4.46%
    46% 17 $3,205,000 $188,529 $2,751 4.54%
    47% 17 $3,305,000 $194,412 $2,786 4.43%
    44% 16 $4,030,000 $251,875 $2,857 4.55%
    48% 14 $3,290,000 $235,000 $2,837 4.41%
    50-60% 5 $675,000 $135,000 $686 5.20%
    >60% 5 $1,405,000 $281,000 $584 5.00%

    Bankers Trust Company lent most frequently to those with DTI ratios of 20-30%, with 410 originations. The next most common DTI ratio? 30-36%, with 324 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,292 $255,920,000 $198,080 $2,335 4.60%
    Not applicable 51 $71,955,000 $1,410,882 $0 5.19%
    Not provided 87 $17,965,000 $206,494 $2,128 4.63%
    Asian 69 $16,705,000 $242,101 $2,717 4.54%
    Black 22 $5,450,000 $247,727 $2,674 4.74%
    American Indian 7 $1,375,000 $196,429 $3,381 4.70%
    Other Asian 2 $720,000 $360,000 $2,207 3.69%

    Approval Rates

    Total approvals of all applications
    93.87%

    Bankers Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.59%

    Bankers Trust Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,530 $370,090,000 $241,889

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 22 $67,450,000 $3,065,909
    Single Family (1-4 Units):Site-Built 1,508 $302,640,000 $200,690

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 192 $24,470,000 $127,448 $1,160 4.97%
    40-60% 141 $42,815,000 $303,652 $1,979 4.58%
    60-80% 370 $129,990,000 $351,324 $2,494 4.40%
    80-100% 578 $161,130,000 $278,772 $2,933 4.43%
    Over 100% 1 $185,000 $185,000 $3,563 4.25%
    Under 20% 241 $10,165,000 $42,178 $302 5.15%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    BANKERS MORTGAGE LENDING, INC. Conventional home mortgage Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bankers Trust Company 102 Northeast Trilein Ankeny, IA 50021 Full Service B&M $56,367
    Bankers Trust Company 110 S E Main Street Grimes, IA 50111 Full Service B&M $70,166
    Bankers Trust Company 110 South East Main Grimes, IA 50111 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 11111 University Avenue Clive, IA 50325 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 11111 University Avenue Clive, IA 50325 Full Service B&M $143,394
    Bankers Trust Company 13731 Hickman Road Urbandale, IA 50323 Limited, Mobile/Seasonal Office $8,400
    Bankers Trust Company 150 East Euclid Des Moines, IA 50313 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 150 East Euclid Des Moines, IA 50313 Full Service B&M $59,103
    Bankers Trust Company 201 1st Street Se Cedar Rapids, IA 52401 Full Service B&M $221,634
    Bankers Trust Company 201 1st Street, Se Cedar Rapids, IA 52401 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 2525 East Camelback Phoenix, AZ 85016 Full Service B&M $335,964
    Bankers Trust Company 3725 Stange Road Ames, IA 50010 Full Service B&M $178,256
    Bankers Trust Company 3820 South West 8th Street Altoona, IA 50009 Full Service B&M $42,624
    Bankers Trust Company 3905 Merle Hay Road Des Moines, IA 50310 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 3905 Merle Hay Road Des Moines, IA 50310 Full Service B&M $118,134
    Bankers Trust Company 400 Blairs Ferry Road, Ne Cedar Rapids, IA 52402 Full Service B&M $40,563
    Bankers Trust Company 453 7th Street Des Moines, IA 50309 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 453 7th Street Des Moines, IA 50309 Full Service B&M $1,815,779
    Bankers Trust Company 620 S. 60th Street West Des Moines, IA 50266 Full Service B&M $36,760
    Bankers Trust Company 655 East Army Post Road Des Moines, IA 50315 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 655 East Army Post Road Des Moines, IA 50315 Full Service B&M $92,283
    Bankers Trust Company 7000 University Avenue Des Moines, IA 50311 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 7000 University Avenue Des Moines, IA 50311 Full Service B&M $165,095
    Bankers Trust Company 717 7th Street Des Moines, IA 50309 Full Service B&M $30,157

    For 2018, Bankers Trust Company had 24 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $194,172
    Net interest income $151,444
    Total noninterest income $34,318
    Gross Fiduciary activities income $16,375
    Service charges on deposit accounts $6,567
    Trading account gains and fees $0
    Additional Noninterest Income $11,376
    Pre-tax net operating income $77,780
    Securities gains (or losses, -) $-220
    Income before extraordinary items $60,132
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $60,132
    Minority interest net income $0
    Net income $60,132
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $60,305

    Bankers Trust Company's gross interest income from loans was $194,172,000.
    Bankers Trust Company's net interest income from loans was $151,444,000.
    Bankers Trust Company's fee based income from loans was $6,567,000.
    Bankers Trust Company's net income from loans was $60,132,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $42,728
    Provision for credit losses $6,750
    Total noninterest expense $101,232
    Salaries and employee benefits $60,692
    Premises and equipment expense $10,329
    Additional noninterest expense $30,211
    Applicable income taxes $17,428
    Net charge-offs $5,610
    Cash dividends $12,864

    Bankers Trust Company's interest expense for loans was $42,728,000.
    Bankers Trust Company's payroll and benefits expense were $60,692,000.
    Bankers Trust Company's property, plant and equipment expenses $10,329,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,404,634
    Deposits held in domestic offices $3,404,634
    Deposits by Individuals, partnerships, and corporations $3,023,463
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $370,753
    Deposits by Commercial banks and other depository institutions in U.S. $10,418
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $392,497
    Demand deposits $309,896
    Nontransaction accounts $3,012,137
    Money market deposit accounts (MMDAs) $2,009,243
    Other savings deposits (excluding MMDAs) $106,685
    Total time deposits $896,209
    Total time and savings deposits $3,094,738
    Noninterest-bearing deposits $1,146,351
    Interest-bearing deposits $2,258,283
    Retail deposits $3,023,491
    IRAs and Keogh plan accounts $48,112
    Brokered deposits $45,992
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $4,512,819
    Cash & Balances due from depository institutions $111,737
    Interest-bearing balances $20,526
    Total securities $540,514
    Federal funds sold & reverse repurchase $385
    Net loans and leases $3,727,295
    Loan and leases loss allowance $56,446
    Trading account assets $0
    Bank premises and fixed assets $28,982
    Other real estate owned $2,497
    Goodwill and other intangibles $0
    All other assets $101,409

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $4,512,819
    Total Liabilities $4,087,105
    Total deposits $3,404,634
    Interest-bearing deposits $2,258,283
    Deposits held in domestic offices $3,404,634
    % insured (estimated) $42
    Federal funds purchased and repurchase agreements $258,693
    Trading liabilities $0
    Other borrowed funds $375,000
    Subordinated debt $0
    All other liabilities $48,778

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,727,295
    Loan and leases loss allowance $56,446
    Total loans and leases (domestic) $3,783,741
    All real estate loans $2,479,588
    Real estate loans in domestic offices $2,479,588
    Construction and development loans $254,573
    Residential 1-4 family construction $11,510
    Other construction, all land development and other land $243,063
    Loans secured by nonfarm nonresidential properties $1,546,435
    Nonfarm nonresidential secured by owner-occupied properties $221,704
    Commercial real estate & other non-farm, non-residential $1,324,731
    Multifamily residential real estate $186,243
    1-4 family residential loans $488,149
    Farmland loans $4,188
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $964,591
    To non-U.S. addressees $0
    Loans to individuals $15,845
    Credit card loans $1,701
    Related Plans $8,376
    Consumer Auto Loans $2,896
    Other loans to individuals $2,872
    All other loans & leases $323,717
    Loans to foreign governments and official institutions $0
    Other loans $323,642
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $83,262
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $39,197
    Non 1-4 family restructured loans & leases $39,197
    Total loans and leases (foreign) $0

    Bankers Trust Company had $3,727,295,000 of loans outstanding in 2018. $2,479,588,000 of loans were in real estate loans. $254,573,000 of loans were in development loans. $186,243,000 of loans were in multifamily mortgage loans. $488,149,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $1,701,000 of loans were in credit card loans. $2,896,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 140 $44,984 $321,314
    Nonfarm, nonresidential loans - <$100k 13 $501 $38,538
    Nonfarm, nonresidential loans - $100-250k 25 $3,854 $154,160
    Nonfarm, nonresidential loans - $250k-1MM 102 $40,629 $398,324
    Commercial & Industrial, US addressed loans - <$1MM 299 $52,737 $176,378
    Commercial & Industrial, US addressed loans - <$100k 95 $3,532 $37,179
    Commercial & Industrial, US addressed loans - $100-250k 86 $9,432 $109,674
    Commercial & Industrial, US addressed loans - $250k-1MM 118 $39,773 $337,059
    Farmland loans - <$1MM 3 $397 $132,333
    Farmland loans - $100-250k 2 $168 $84,000
    Farmland loans - $250k-1MM 1 $229 $229,000