Bankers Trust Company Mortgage Rates, Fees & Info

Des Moines, IA

LEI: II61D6IY86YZ37HBBL25

Tax ID: 42-0127385

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bankers Trust Company is a smaller bank specializing in Refi and Home Purchase loans. Bankers Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Des Moines, Phoenix, Cedar Rapids, Iowa City, and Ames among others. We have data for 37 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bankers Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bankers Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/14/24
    30 Year Conventional Purchase 6.05% 4/14/24
    30 Year Conventional Refi 6.01% 4/14/24
    30 Year Cash-out Refi 6.41% 4/14/24
    30 Year FHA Purchase 7.05% 4/14/24
    30 Year FHA Refi 6.27% 4/14/24
    30 Year VA Purchase 6.27% 4/14/24
    30 Year USDA Purchase 6.20% 4/14/24
    15 Year Conventional Purchase 5.48% 4/14/24
    15 Year Conventional Refi 5.43% 4/14/24
    15 Year Cash-out Refi 5.43% 4/14/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bankers Trust Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bankers Trust Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,176

    Origination Dollar Volume (All Markets)

    $372,260,000

    Employee count

    526 Show all (12) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 590 $154,800,000 $262,373 $1,982 3.45%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 244 $100,290,000 $411,025 $3,185 3.19%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 155 $38,565,000 $248,806 $1,363 3.52%
    IOWA CITY, IA (FHA|USDA|VA) 20 $25,150,000 $1,257,500 $1,481 3.32%
    AMES, IA (FHA|USDA|VA) 92 $23,200,000 $252,174 $1,660 3.16%
    Outside of Metro Areas 17 $5,035,000 $296,176 $1,973 2.95%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $4,810,000 $1,202,500 $2,203 3.40%
    FLAGSTAFF, AZ (FHA|USDA|VA) 4 $3,070,000 $767,500 $4,117 3.06%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 7 $2,185,000 $312,143 $2,412 2.75%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $1,800,000 $900,000 $4,791 2.28%
    Clinton, IA (FHA|USDA|VA) 1 $1,375,000 $1,375,000 $0 3.45%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 4.00%
    Mason City, IA (FHA|USDA|VA) 4 $890,000 $222,500 $1,569 4.13%
    COLUMBIA, MO (FHA|USDA|VA) 4 $890,000 $222,500 $0 3.50%
    Show Low, AZ (FHA|USDA|VA) 2 $820,000 $410,000 $2,752 2.12%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $750,000 $375,000 $3,639 3.06%
    Spirit Lake, IA (FHA|USDA|VA) 2 $680,000 $340,000 $1,987 3.63%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $570,000 $285,000 $2,026 2.81%
    Payson, AZ (FHA|USDA|VA) 2 $560,000 $280,000 $4,557 2.69%
    TUCSON, AZ (FHA|USDA|VA) 3 $515,000 $171,667 $2,938 2.96%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $510,000 $255,000 $1,799 2.38%
    SANTA FE, NM (FHA|USDA|VA) 1 $495,000 $495,000 $3,831 2.38%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $485,000 $485,000 $2,496 2.38%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $475,000 $475,000 $2,026 2.50%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $445,000 $445,000 $3,037 3.50%
    Durango, CO (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.13%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $325,000 $325,000 $2,327 2.25%
    Brainerd, MN (FHA|USDA|VA) 1 $315,000 $315,000 $3,089 2.50%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $305,000 $305,000 $2,878 3.00%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $2,369 2.88%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $225,000 $225,000 $1,854 2.13%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $215,000 $215,000 $2,829 2.00%
    Fort Dodge, IA (FHA|USDA|VA) 1 $215,000 $215,000 $2,074 2.75%
    WILMINGTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,756 2.50%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,042 2.25%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.50%
    Branson, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,322 3.50%
    Bankers Trust Company's top markets include Des Moines, Phoenix, Cedar Rapids, Iowa City, and Ames among others.

    Their top states include:
  • Iowa (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bankers Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    FINANCIAL PLUS Credit Union
    Similarity Rank: 172
    CBI Bank & Trust
    Similarity Rank: 264
    Fidelity Bank & Trust
    Similarity Rank: 275
    GREATER IOWA CREDIT UNION
    Similarity Rank: 276
    Fidelity Bank
    Similarity Rank: 387
    Hills Bank and Trust Company
    Similarity Rank: 390
    FIRST
    Similarity Rank: 451
    LINN AREA
    Similarity Rank: 462
    BankIowa of Cedar Rapids
    Similarity Rank: 513
    UNIVERSAL LENDING CORPORATION
    Similarity Rank: 532

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 859 $311,915,000 $363,114 $2,100 3.06%
    HELOC 293 $55,615,000 $189,812 n/a 4.28%
    FHA 22 $4,360,000 $198,182 $5,228 2.68%
    USDA 2 $370,000 $185,000 $3,692 3.13%

    For 2020, Bankers Trust Company's most frequently originated type of loan was Conventional, with 859 originations. Their 2nd most popular type was HELOC, with 293 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 538 $205,640,000 $382,230 $1,861 3.21%
    Home Purchase 294 $90,720,000 $308,571 $2,863 3.19%
    Other 138 $22,130,000 $160,362 $1,090 4.11%
    Cash Out Refi 130 $46,610,000 $358,538 $2,156 2.93%
    Home Improvement 76 $7,160,000 $94,211 $642 4.35%

    For 2020, Bankers Trust Company's most frequently cited loan purpose was Refi, with 538 originations. The 2nd most popular reason was Home Purchase, with 294 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 465 $154,515,000 $332,290 $2,572 2.93%
    5 Year 253 $43,265,000 $171,008 $211 4.13%
    15 Year 206 $57,250,000 $277,913 $1,707 2.81%
    10 Year 117 $25,295,000 $216,197 $920 4.30%
    20 Year 105 $35,575,000 $338,810 $2,024 3.05%
    Other 24 $55,510,000 $2,312,917 $1,247 4.36%
    1 Year 5 $725,000 $145,000 $0 4.35%
    3 Year 1 $125,000 $125,000 $0 5.00%

    For 2020, Bankers Trust Company's most frequently cited loan duration was 30 Year, with 465 originations. The 2nd most popular length was 5 Year, with 253 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 761 $236,705,000 $311,045
    $1k-2k 19 $4,275,000 $225,000
    $2k-3k 9 $2,885,000 $320,556
    $5k+ 2 $990,000 $495,000

    Bankers Trust Company's average total fees were $2,572, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 761 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 486 $169,660,000 $349,095
    <2.5% 272 $79,120,000 $290,882
    2.5-3% 259 $92,545,000 $357,317
    4-5% 110 $12,190,000 $110,818
    5-6% 43 $18,525,000 $430,814
    6-7% 3 $95,000 $31,667
    7-8% 3 $125,000 $41,667

    During 2020, Bankers Trust Company's average interest rate for loans was 2.93%, while their most frequently originated rate bucket for loans was 3-4%, with 486 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 386 $108,740,000 $281,710 $2,268 2.95%
    $100k-200k 284 $42,070,000 $148,134 $2,039 3.36%
    $100,000 or less 264 $13,890,000 $52,614 $892 4.19%
    $400k-600k 170 $81,410,000 $478,882 $2,518 2.92%
    $600k-1MM 39 $27,335,000 $700,897 $2,937 3.32%
    $1MM+ 33 $98,815,000 $2,994,394 $3,752 3.52%

    2020 saw Bankers Trust Company place emphasis on $200k-400k loans with 386 originations, totaling $108,740,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 298 $122,210,000 $410,101 $2,368 3.40%
    $150k-250k 222 $61,710,000 $277,973 $2,049 3.27%
    $100k-150k 209 $44,785,000 $214,282 $1,980 3.28%
    $50k-75k 148 $24,130,000 $163,041 $2,298 3.43%
    $75k-100k 109 $20,295,000 $186,193 $2,405 3.29%
    $50k or less 65 $7,455,000 $114,692 $2,302 3.30%

    Bankers Trust Company lent most frequently to those with incomes in the $250k+ range, with 298 originations. The second most popular income band? $150k-250k, with 222 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 340 $92,390,000 $271,735 $2,083 3.28%
    <20% 254 $71,830,000 $282,795 $2,069 3.27%
    30-36% 202 $59,420,000 $294,158 $2,233 3.32%
    42% 42 $7,910,000 $188,333 $2,652 3.36%
    40% 36 $6,730,000 $186,944 $2,326 3.46%
    37% 34 $6,340,000 $186,471 $2,020 3.66%
    38% 31 $6,865,000 $221,452 $2,378 3.36%
    41% 29 $6,275,000 $216,379 $1,984 3.41%
    36% 29 $6,165,000 $212,586 $2,491 3.38%
    39% 28 $7,820,000 $279,286 $2,412 3.40%
    45% 14 $3,560,000 $254,286 $2,805 2.79%
    44% 13 $2,915,000 $224,231 $2,121 2.92%
    43% 11 $3,505,000 $318,636 $2,317 3.23%
    49% 11 $2,805,000 $255,000 $2,981 3.09%
    47% 7 $1,505,000 $215,000 $1,588 2.61%
    48% 5 $1,025,000 $205,000 $2,940 3.15%
    46% 5 $1,325,000 $265,000 $3,470 2.57%
    50-60% 4 $1,110,000 $277,500 $1,145 5.03%
    >60% 4 $1,450,000 $362,500 $1,382 4.19%

    Bankers Trust Company lent most frequently to those with DTI ratios of 20-30%, with 340 originations. The next most common DTI ratio? <20%, with 254 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 891 $222,775,000 $250,028 $2,149 3.37%
    Not applicable 67 $79,915,000 $1,192,761 $0 3.93%
    Not provided 165 $54,855,000 $332,455 $2,405 3.11%
    Asian 39 $11,165,000 $286,282 $1,896 3.20%
    Black 11 $2,655,000 $241,364 $2,571 3.03%
    American Indian 2 $670,000 $335,000 $2,748 2.75%
    Korean 1 $225,000 $225,000 $0 4.00%

    Approval Rates

    Total approvals of all applications
    92.75%

    Bankers Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    85.80%

    Bankers Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,176 $372,260,000 $316,548

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 19 $71,935,000 $3,786,053
    Single Family (1-4 Units):Site-Built 1,157 $300,325,000 $259,572

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 149 $27,425,000 $184,060 $1,609 3.97%
    40-60% 207 $77,885,000 $376,256 $2,000 3.02%
    60-80% 343 $142,055,000 $414,155 $2,199 2.93%
    80-100% 278 $96,740,000 $347,986 $2,641 3.13%
    Over 100% 2 $3,900,000 $1,950,000 $4,537 3.44%
    Under 20% 168 $19,310,000 $114,940 $335 4.34%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    BANCORPSOUTH BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 33.3%
    BANCORPSOUTH BANK Conventional home mortgage Trouble during payment process 2 33.3%
    BANCORPSOUTH BANK FHA mortgage Closing on a mortgage 1 16.7%
    BANCORPSOUTH BANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 16.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bankers Trust Company 110 S E Main Street Grimes, IA 50111 Full Service B&M $83,267
    Bankers Trust Company 110 South East Main Grimes, IA 50111 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 11111 University Avenue Clive, IA 50325 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 11111 University Avenue Clive, IA 50325 Full Service B&M $176,476
    Bankers Trust Company 13731 Hickman Road Urbandale, IA 50323 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 14515 W Granite Valley Drive Sun City West, AZ 85375 Full Service B&M $28,043
    Bankers Trust Company 150 East Euclid Des Moines, IA 50313 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 150 East Euclid Des Moines, IA 50313 Full Service B&M $63,831
    Bankers Trust Company 1925 N Ankeny Blvd Ankeny, IA 50023 Full Service B&M $75,210
    Bankers Trust Company 201 1st Street Se Cedar Rapids, IA 52401 Full Service B&M $275,733
    Bankers Trust Company 201 1st Street, Se Cedar Rapids, IA 52401 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 2525 East Camelback, Suite 100 Phoenix, AZ 85016 Full Service B&M $397,409
    Bankers Trust Company 3725 Stange Road Ames, IA 50010 Full Service B&M $224,160
    Bankers Trust Company 3820 South West 8th Street Altoona, IA 50009 Full Service B&M $49,450
    Bankers Trust Company 3905 Merle Hay Road Des Moines, IA 50310 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 3905 Merle Hay Road Des Moines, IA 50310 Full Service B&M $140,268
    Bankers Trust Company 400 Blairs Ferry Road, Ne Cedar Rapids, IA 52402 Full Service B&M $30,978
    Bankers Trust Company 453 7th Street Des Moines, IA 50309 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 453 7th Street, P.O. Box 897 Des Moines, IA 50309 Full Service B&M $2,380,838
    Bankers Trust Company 4555 E Mayo Boulevard Phoenix, AZ 85050 Full Service B&M $15,036
    Bankers Trust Company 620 S. 60th Street West Des Moines, IA 50266 Full Service B&M $50,482
    Bankers Trust Company 655 East Army Post Road Des Moines, IA 50315 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 655 East Army Post Road Des Moines, IA 50315 Full Service B&M $104,455
    Bankers Trust Company 7000 University Avenue Des Moines, IA 50311 Limited, Mobile/Seasonal Office $0
    Bankers Trust Company 7000 University Avenue Des Moines, IA 50311 Full Service B&M $179,636
    Bankers Trust Company 717 7th Street Des Moines, IA 50309 Full Service B&M $34,220

    For 2020, Bankers Trust Company had 26 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $179,460
    Net interest income $149,284
    Total noninterest income $36,921
    Gross Fiduciary activities income $13,977
    Service charges on deposit accounts $6,491
    Trading account gains and fees $0
    Additional Noninterest Income $16,453
    Pre-tax net operating income $55,999
    Securities gains (or losses, -) $442
    Income before extraordinary items $47,470
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $47,470
    Minority interest net income $0
    Net income $47,470
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $47,098

    Bankers Trust Company's gross interest income from loans was $179,460,000.
    Bankers Trust Company's net interest income from loans was $149,284,000.
    Bankers Trust Company's fee based income from loans was $6,491,000.
    Bankers Trust Company's net income from loans was $47,470,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $30,176
    Provision for credit losses $20,200
    Total noninterest expense $110,006
    Salaries and employee benefits $64,360
    Premises and equipment expense $12,330
    Additional noninterest expense $33,316
    Applicable income taxes $8,971
    Net charge-offs $18,380
    Cash dividends $27,090

    Bankers Trust Company's interest expense for loans was $30,176,000.
    Bankers Trust Company's payroll and benefits expense were $64,360,000.
    Bankers Trust Company's property, plant and equipment expenses $12,330,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 2.0%
    Personal loans 0.0%
    Credit card loans 1.3%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,692,621
    Deposits held in domestic offices $4,692,621
    Deposits by Individuals, partnerships, and corporations $4,182,991
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $496,703
    Deposits by Commercial banks and other depository institutions in U.S. $12,927
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $529,941
    Demand deposits $446,151
    Nontransaction accounts $4,162,680
    Money market deposit accounts (MMDAs) $3,183,053
    Other savings deposits (excluding MMDAs) $149,651
    Total time deposits $829,976
    Total time and savings deposits $4,246,470
    Noninterest-bearing deposits $1,594,740
    Interest-bearing deposits $3,097,881
    Retail deposits $4,389,754
    IRAs and Keogh plan accounts $56,994
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,796,998
    Cash & Balances due from depository institutions $838,013
    Interest-bearing balances $737,848
    Total securities $768,679
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,986,969
    Loan and leases loss allowance $57,132
    Trading account assets $0
    Bank premises and fixed assets $35,685
    Other real estate owned $525
    Goodwill and other intangibles $0
    All other assets $167,127

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,796,998
    Total Liabilities $5,272,054
    Total deposits $4,692,621
    Interest-bearing deposits $3,097,881
    Deposits held in domestic offices $4,692,621
    % insured (estimated) $33
    Federal funds purchased and repurchase agreements $302,677
    Trading liabilities $0
    Other borrowed funds $165,000
    Subordinated debt $0
    All other liabilities $111,756

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,986,969
    Loan and leases loss allowance $57,132
    Total loans and leases (domestic) $4,044,101
    All real estate loans $2,557,542
    Real estate loans in domestic offices $2,557,542
    Construction and development loans $234,462
    Residential 1-4 family construction $16,619
    Other construction, all land development and other land $217,843
    Loans secured by nonfarm nonresidential properties $1,730,988
    Nonfarm nonresidential secured by owner-occupied properties $237,874
    Commercial real estate & other non-farm, non-residential $1,493,114
    Multifamily residential real estate $154,719
    1-4 family residential loans $436,481
    Farmland loans $892
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $1,148,550
    To non-U.S. addressees $0
    Loans to individuals $23,384
    Credit card loans $1,596
    Related Plans $10,944
    Consumer Auto Loans $3,729
    Other loans to individuals $7,115
    All other loans & leases $314,625
    Loans to foreign governments and official institutions $0
    Other loans $312,214
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $128,356
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $29,030
    Non 1-4 family restructured loans & leases $29,030
    Total loans and leases (foreign) $0

    Bankers Trust Company had $3,986,969,000 of loans outstanding in 2020. $2,557,542,000 of loans were in real estate loans. $234,462,000 of loans were in development loans. $154,719,000 of loans were in multifamily mortgage loans. $436,481,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $1,596,000 of loans were in credit card loans. $3,729,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 102 $34,574 $338,961
    Nonfarm, nonresidential loans - <$100k 10 $546 $54,600
    Nonfarm, nonresidential loans - $100-250k 16 $2,124 $132,750
    Nonfarm, nonresidential loans - $250k-1MM 76 $31,904 $419,789
    Commercial & Industrial, US addressed loans - <$1MM 796 $108,967 $136,893
    Commercial & Industrial, US addressed loans - <$100k 459 $15,075 $32,843
    Commercial & Industrial, US addressed loans - $100-250k 144 $17,907 $124,354
    Commercial & Industrial, US addressed loans - $250k-1MM 193 $75,985 $393,705
    Farmland loans - <$1MM 3 $509 $169,667
    Farmland loans - $100-250k 2 $323 $161,500
    Farmland loans - $250k-1MM 1 $186 $186,000