Jlb Corporation Mortgage Rates, Fees & Info
Clayton, MOLEI: 549300DX0B304LAKUN93
Tax ID: 43-1901144
2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Overview
Jlb Corporation is a small mortgage company specializing in Cash Out Refi and Refi loans. Jlb Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets include St. Louis, Kansas City, Pittsburgh, Indianapolis, and Portland among others. Jlb Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Jlb Corporation is typically an average fee lendor.Originations
7,886Origination Dollar Volume (All Markets)
$1,505,450,000Awards
JLB CORPORATION - 2021
JLB CORPORATION is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for JLB CORPORATION?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Jlb Corporation's average 30 year fixed rate mortgage of loans were
3.13%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.02%.
Relative Fees
Jlb Corporation's average total fees for a 30 year fixed rate
mortgage are $4,918.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3,114 | $571,450,000 | $183,510 | $4,205 | 2.97% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1,387 | $262,105,000 | $188,973 | $4,605 | 3.02% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1,403 | $251,015,000 | $178,913 | $5,376 | 3.01% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 472 | $80,870,000 | $171,335 | $4,727 | 3.06% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 247 | $74,485,000 | $301,559 | $6,103 | 2.99% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 229 | $71,585,000 | $312,598 | $5,773 | 3.04% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 208 | $45,880,000 | $220,577 | $5,276 | 3.10% |
| Outside of Metro Areas | 121 | $19,295,000 | $159,463 | $4,556 | 3.03% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 102 | $16,620,000 | $162,941 | $4,951 | 3.07% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 46 | $9,360,000 | $203,478 | $4,516 | 2.92% |
| SALEM, OR (FHA|USDA|VA) | 36 | $8,740,000 | $242,778 | $5,803 | 2.95% |
| GREELEY, CO (FHA|USDA|VA) | 26 | $7,500,000 | $288,462 | $5,949 | 3.00% |
| New Castle, PA (FHA|USDA|VA) | 31 | $4,315,000 | $139,194 | $5,168 | 3.12% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 20 | $3,800,000 | $190,000 | $5,410 | 2.98% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 20 | $3,490,000 | $174,500 | $5,126 | 2.93% |
| Farmington, MO (FHA|USDA|VA) | 21 | $3,455,000 | $164,524 | $4,302 | 3.02% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 12 | $3,160,000 | $263,333 | $5,265 | 3.02% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 19 | $3,015,000 | $158,684 | $4,764 | 3.07% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 15 | $2,585,000 | $172,333 | $4,842 | 2.92% |
| FORT COLLINS, CO (FHA|USDA|VA) | 9 | $2,405,000 | $267,222 | $5,972 | 3.01% |
| LAWRENCE, KS (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $4,408 | 2.99% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 13 | $1,825,000 | $140,385 | $4,293 | 3.03% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 11 | $1,785,000 | $162,273 | $5,693 | 3.08% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $4,728 | 3.17% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $5,842 | 3.17% |
| AKRON, OH (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $5,735 | 2.89% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $5,057 | 2.73% |
| Warrensburg, MO (FHA|USDA|VA) | 8 | $1,410,000 | $176,250 | $4,449 | 3.09% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $4,770 | 3.15% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $5,978 | 3.25% |
| TOPEKA, KS (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $4,006 | 2.96% |
| MUNCIE, IN (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $4,520 | 3.20% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $4,637 | 3.14% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,416 | 3.00% |
| Indiana, PA (FHA|USDA|VA) | 8 | $1,130,000 | $141,250 | $4,592 | 2.88% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $7,004 | 3.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,150 | 3.13% |
| Ottawa, KS (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $5,208 | 2.96% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $4,759 | 2.88% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $10,489 | 2.46% |
| New Castle, IN (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $4,136 | 3.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,341 | 2.53% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $4,704 | 2.81% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $4,234 | 3.25% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,899 | 3.03% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $4,352 | 2.98% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $4,680 | 3.03% |
| COLUMBIA, MO (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,110 | 2.85% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,753 | 3.04% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $5,377 | 3.22% |
| Lewisburg, TN (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,612 | 3.15% |
| Prineville, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,397 | 3.56% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $6,546 | 3.25% |
| Oil City, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,588 | 3.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,195 | 3.21% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $4,557 | 3.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,199 | 3.00% |
| KOKOMO, IN (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $5,178 | 2.83% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,481 | 3.58% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,814 | 3.04% |
| OCALA, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,610 | 2.79% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,960 | 3.00% |
| BEND, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,606 | 3.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,758 | 3.44% |
| Montrose, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,704 | 3.25% |
| Centralia, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $10,978 | 3.25% |
| Meadville, PA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $4,191 | 3.10% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,175 | 3.31% |
| READING, PA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $6,173 | 3.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,285 | 2.63% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,607 | 2.69% |
| Salem, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,799 | 2.88% |
| Somerset, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,008 | 2.81% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,965 | 2.83% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,382 | 3.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,190 | 2.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,985 | 3.00% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,575 | 2.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,900 | 3.13% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,298 | 4.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,904 | 3.25% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,404 | 3.38% |
| Marion, IN (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,114 | 2.96% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,621 | 3.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,522 | 3.06% |
| Marshall, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,712 | 2.88% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,910 | 2.50% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,260 | 2.50% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,988 | 3.00% |
| Centralia, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,420 | 2.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,877 | 3.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,393 | 2.63% |
| Rolla, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,106 | 2.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,666 | 3.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,301 | 3.88% |
| RACINE, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,942 | 2.69% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,943 | 2.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,231 | 2.88% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,162 | 2.75% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,675 | 2.56% |
| Atchison, KS (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,403 | 3.25% |
| Seymour, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,121 | 2.50% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,946 | 3.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,187 | 2.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,947 | 2.88% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,934 | 2.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,003 | 3.00% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,576 | 2.75% |
| Celina, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,526 | 3.50% |
| Kennett, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,821 | 3.63% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,970 | 3.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,594 | 3.88% |
| DuBois, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,558 | 2.75% |
| Logansport, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,959 | 3.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,080 | 3.38% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,876 | 2.63% |
| Sterling, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,943 | 3.38% |
| Dayton, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,575 | 3.38% |
| Jasper, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,022 | 3.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,112 | 3.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,041 | 3.38% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,560 | 3.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,821 | 2.38% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,884 | 2.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,782 | 3.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,953 | 3.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,908 | 3.00% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,408 | 3.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,175 | 2.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,026 | 3.38% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,419 | 2.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,192 | 3.25% |
| Paris, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,251 | 2.63% |
Jlb Corporation's top markets include St. Louis, Kansas City, Pittsburgh, Indianapolis, and Portland among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 6,783 | $1,297,775,000 | $191,328 | $4,322 | 3.04% |
| FHA | 1,103 | $207,675,000 | $188,282 | $7,221 | 2.79% |
For the 2021 period, Jlb Corporation's most frequently originated loan type of loans were Conventional, with 6,783 originations. Their 2nd most popular type is FHA, with 1,103 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 4,204 | $793,660,000 | $188,787 | $4,968 | 3.11% |
| Refi | 3,129 | $590,045,000 | $188,573 | $4,368 | 2.85% |
| Home Purchase | 553 | $121,745,000 | $220,154 | $4,928 | 3.11% |
For the 2021, Jlb Corporation's most frequently cited loan purpose of loans were Cash Out Refi, with 4,204 originations. The 2nd most popular reason of loans were Refi, with 3,129 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 5,428 | $1,087,200,000 | $200,295 | $4,918 | 3.13% |
| 15 Year | 1,928 | $312,540,000 | $162,106 | $4,252 | 2.64% |
| 20 Year | 351 | $69,585,000 | $198,248 | $4,552 | 3.02% |
| Other | 136 | $29,940,000 | $220,147 | $4,521 | 3.05% |
| 10 Year | 43 | $6,185,000 | $143,837 | $4,038 | 2.58% |
For the 2021, Jlb Corporation's most frequently cited loan length of loans were 30 Year, with 5,428 originations. The 2nd most popular length of loans were 15 Year, with 1,928 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $2k-3k | 5,260 | $920,250,000 | $174,952 |
| $3k-4k | 1,669 | $350,645,000 | $210,093 |
| $1k-2k | 548 | $110,750,000 | $202,099 |
| $5k+ | 297 | $96,025,000 | $323,316 |
| $<1k | 112 | $27,780,000 | $248,036 |
$4,918 of loans were Jlb Corporation's average total fees, while their most frequently occuring range of origination fees were in the $2k-3k bucket, with 5,260 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 3,438 | $642,400,000 | $186,853 |
| 3-4% | 3,192 | $638,840,000 | $200,138 |
| <2.5% | 1,142 | $202,890,000 | $177,662 |
| 4-5% | 114 | $21,320,000 | $187,018 |
During 2021, Jlb Corporation's average interest rate of loans were 3.13%, while their most frequently originated rate bucket of loans were 2.5-3%, with 3,438 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-200k | 4,083 | $603,145,000 | $147,721 | $4,415 | 2.98% |
| $200k-400k | 2,594 | $695,110,000 | $267,968 | $5,369 | 3.04% |
| $100,000 or less | 934 | $75,380,000 | $80,707 | $3,896 | 2.98% |
| $400k-600k | 270 | $128,690,000 | $476,630 | $6,138 | 3.09% |
| $600k-1MM | 5 | $3,125,000 | $625,000 | $5,825 | 3.30% |
2021 saw Jlb Corporation place emphasis on $100k-200k loans with 4,083 originations, totaling $603,145,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 2,264 | $374,260,000 | $165,309 | $4,633 | 3.02% |
| $100k-150k | 1,751 | $404,015,000 | $230,734 | $4,897 | 2.99% |
| $50k or less | 1,560 | $199,190,000 | $127,686 | $4,448 | 3.01% |
| $75k-100k | 1,520 | $293,270,000 | $192,941 | $4,778 | 3.00% |
| $150k-250k | 697 | $200,425,000 | $287,554 | $5,080 | 2.98% |
| $250k+ | 89 | $33,395,000 | $375,225 | $5,014 | 2.90% |
Jlb Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,264 originations. The second most popular income band? $100k-150k, with 1,751 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 1,915 | $352,495,000 | $184,070 | $4,369 | 2.96% |
| 30-36% | 1,557 | $302,135,000 | $194,049 | $4,612 | 3.02% |
| <20% | 690 | $115,850,000 | $167,899 | $4,109 | 2.88% |
| 44% | 351 | $71,505,000 | $203,718 | $4,986 | 3.17% |
| 41% | 325 | $65,435,000 | $201,338 | $4,906 | 3.09% |
| 43% | 318 | $61,920,000 | $194,717 | $4,840 | 3.11% |
| 40% | 317 | $62,355,000 | $196,703 | $4,830 | 3.02% |
| 50-60% | 291 | $52,835,000 | $181,564 | $7,014 | 2.77% |
| 39% | 284 | $56,100,000 | $197,535 | $4,904 | 3.11% |
| 38% | 281 | $54,675,000 | $194,573 | $4,683 | 3.12% |
| 42% | 277 | $59,195,000 | $213,700 | $5,152 | 3.09% |
| 36% | 270 | $52,880,000 | $195,852 | $4,783 | 3.02% |
| 37% | 270 | $50,150,000 | $185,741 | $4,735 | 3.03% |
| 49% | 185 | $37,465,000 | $202,514 | $5,256 | 3.00% |
| 45% | 149 | $29,935,000 | $200,906 | $5,056 | 3.03% |
| 47% | 140 | $27,080,000 | $193,429 | $5,004 | 2.99% |
| 46% | 139 | $28,515,000 | $205,144 | $5,030 | 2.98% |
| 48% | 126 | $24,540,000 | $194,762 | $4,777 | 2.99% |
| >60% | 1 | $385,000 | $385,000 | $8,425 | 3.00% |
Jlb Corporation lent most frequently to those with DTI ratios of 20-30%, with 1,915 originations. The next most common DTI ratio? 30-36%, with 1,557 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 6,838 | $1,308,260,000 | $191,322 | $4,723 | 3.00% |
| Not provided | 700 | $137,470,000 | $196,386 | $4,750 | 3.00% |
| Black | 275 | $44,415,000 | $161,509 | $4,697 | 3.02% |
| Asian | 52 | $10,510,000 | $202,115 | $4,833 | 2.91% |
| American Indian | 16 | $3,760,000 | $235,000 | $5,456 | 2.98% |
| Native Hawaiian | 5 | $1,035,000 | $207,000 | $6,057 | 3.05% |
Approval Rates
Total approvals of all applications98.45%
Jlb Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination67.19%
Jlb Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,886 | $1,505,450,000 | $190,902 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,886 | $1,505,450,000 | $190,902 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 296 | $36,680,000 | $123,919 | $4,015 | 2.79% |
| 40-60% | 1,381 | $222,785,000 | $161,322 | $4,161 | 2.87% |
| 60-80% | 4,617 | $910,825,000 | $197,276 | $4,652 | 3.07% |
| 80-100% | 1,583 | $334,405,000 | $211,248 | $5,578 | 2.98% |
| Under 20% | 9 | $755,000 | $83,889 | $3,994 | 2.74% |
