Atlantic Union Bank Mortgage Rates, Fees & Info

Richmond, VA

LEI: 549300ZTT08EKQRVTR15

Tax ID: 80-0463989

2.4 stars - out of 5 stars, based on 73 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Atlantic Union Bank is a small bank specializing in Home Purchase and Refi loans. Atlantic Union Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Richmond, Atlanta, Virginia Beach, and Nashville among others. We have data for 123 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Atlantic Union Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Atlantic Union Bank is typically an average fee lender. They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.87% 8/6/22
    30 Year Conventional Refi 5.80% 8/6/22
    30 Year Cash-out Refi 5.84% 8/6/22
    30 Year FHA Purchase 6.69% 8/6/22
    30 Year FHA Refi 6.39% 8/6/22
    30 Year VA Purchase 5.41% 8/6/22
    30 Year VA Refi 5.06% 8/6/22
    30 Year USDA Purchase 5.99% 8/6/22
    30 Year USDA Refi 5.86% 8/6/22
    15 Year Conventional Purchase 4.85% 8/6/22
    15 Year Conventional Refi 4.92% 8/6/22
    15 Year Cash-out Refi 4.92% 8/6/22
    15 Year FHA Purchase 5.91% 8/6/22
    15 Year FHA Refi 4.26% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    5,281

    Origination Dollar Volume (All Markets)

    $1,353,175,000

    Employee count

    1,876

    Awards

    Atlantic Union Bank 30 Year Conventional Loans gold
    Show all (1) awards

    Relative Rate

    Atlantic Union Bank's average 30 year fixed rate mortgage of loans were 3.72%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of 0.57%.

    Relative Fees

    Atlantic Union Bank's average total fees for a 30 year fixed rate mortgage are $5,637.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 1,045 $363,015,000 $347,383 $5,388 3.59%
    RICHMOND, VA (FHA|USDA|VA) » 936 $222,800,000 $238,034 $4,354 3.93%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 307 $119,025,000 $387,704 $7,317 3.32%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 440 $113,970,000 $259,023 $4,787 3.88%
    Outside of Metro Areas 598 $105,400,000 $176,254 $4,547 3.81%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 153 $64,395,000 $420,882 $8,006 3.45%
    ROANOKE, VA (FHA|USDA|VA) » 242 $42,340,000 $174,959 $4,855 3.77%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 165 $36,025,000 $218,333 $5,317 3.82%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » 182 $31,790,000 $174,670 $4,004 3.82%
    Bluefield, WV-VA (FHA|USDA|VA) » 214 $31,340,000 $146,449 $5,130 3.19%
    LYNCHBURG, VA (FHA|USDA|VA) » 153 $24,945,000 $163,039 $4,818 3.92%
    STAUNTON, VA (FHA|USDA|VA) » 192 $24,380,000 $126,979 $2,651 3.99%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 68 $17,930,000 $263,676 $3,147 3.25%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 35 $14,625,000 $417,857 $6,570 3.56%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 61 $13,185,000 $216,148 $4,852 3.23%
    HARRISONBURG, VA (FHA|USDA|VA) » 77 $13,095,000 $170,065 $3,737 4.10%
    Kill Devil Hills, NC (FHA|USDA|VA) » 36 $11,530,000 $320,278 $4,494 3.68%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 27 $5,945,000 $220,185 $5,359 3.64%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 33 $5,845,000 $177,121 $5,367 3.16%
    SALISBURY, MD-DE (FHA|USDA|VA) » 28 $5,060,000 $180,714 $4,064 3.89%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 17 $4,765,000 $280,294 $3,580 3.63%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 7 $4,745,000 $677,857 $4,123 3.14%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 15 $4,185,000 $279,000 $5,398 3.20%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) » 20 $3,820,000 $191,000 $5,355 3.14%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 7 $3,745,000 $535,000 $5,187 3.23%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 6 $3,310,000 $551,667 $10,515 3.23%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 8 $2,810,000 $351,250 $6,994 3.97%
    Roanoke Rapids, NC (FHA|USDA|VA) » 3 $2,655,000 $885,000 $5,369 3.21%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 7 $2,635,000 $376,429 $4,847 2.98%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 7 $2,605,000 $372,143 $8,373 3.25%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 8 $2,400,000 $300,000 $6,469 3.28%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 3 $2,315,000 $771,667 $5,236 4.04%
    Elizabeth City, NC (FHA|USDA|VA) » 16 $2,140,000 $133,750 $2,508 4.07%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 6 $2,070,000 $345,000 $6,810 3.48%
    Sevierville, TN (FHA|USDA|VA) » 4 $1,980,000 $495,000 $5,816 3.56%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 5 $1,625,000 $325,000 $5,002 3.10%
    GAINESVILLE, GA (FHA|USDA|VA) » 4 $1,580,000 $395,000 $6,548 3.44%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 4 $1,470,000 $367,500 $4,172 3.03%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 6 $1,450,000 $241,667 $5,038 3.08%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 6 $1,410,000 $235,000 $4,890 3.40%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 4 $1,220,000 $305,000 $7,376 3.53%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 3 $1,215,000 $405,000 $11,798 3.21%
    CEDAR RAPIDS, IA (FHA|USDA|VA) » 2 $1,090,000 $545,000 $3,358 2.88%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 2 $1,040,000 $520,000 $17,040 3.06%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 5 $1,035,000 $207,000 $6,313 3.20%
    URBAN HONOLULU, HI (FHA|USDA|VA) » 3 $1,025,000 $341,667 $0 4.00%
    Hilo, HI (FHA|USDA|VA) » 2 $990,000 $495,000 $11,364 3.00%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 3 $825,000 $275,000 $4,964 2.58%
    ASHEVILLE, NC (FHA|USDA|VA) » 3 $745,000 $248,333 $8,691 3.54%
    Easton, MD (FHA|USDA|VA) » 2 $720,000 $360,000 $4,575 3.06%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 2 $700,000 $350,000 $7,189 3.81%
    COLUMBIA, SC (FHA|USDA|VA) » 3 $685,000 $228,333 $3,724 3.08%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 1 $665,000 $665,000 $6,726 2.25%
    JACKSONVILLE, NC (FHA|USDA|VA) » 3 $665,000 $221,667 $4,844 3.29%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 2 $630,000 $315,000 $5,452 3.31%
    Lewisburg, TN (FHA|USDA|VA) » 2 $630,000 $315,000 $6,728 3.56%
    CUMBERLAND, MD-WV (FHA|USDA|VA) » 3 $625,000 $208,333 $3,319 3.29%
    SPARTANBURG, SC (FHA|USDA|VA) » 1 $625,000 $625,000 $4,518 3.38%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 2 $620,000 $310,000 $11,817 4.06%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 2 $600,000 $300,000 $4,241 3.69%
    MORGANTOWN, WV (FHA|USDA|VA) » 2 $580,000 $290,000 $5,256 3.06%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 1 $545,000 $545,000 $5,869 2.75%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 1 $535,000 $535,000 $6,596 2.25%
    BECKLEY, WV (FHA|USDA|VA) » 4 $520,000 $130,000 $4,305 3.28%
    Heber, UT (FHA|USDA|VA) » 1 $505,000 $505,000 $4,081 3.25%
    Danville, VA (FHA|USDA|VA) » 4 $470,000 $117,500 $4,233 3.59%
    OCALA, FL (FHA|USDA|VA) » 3 $465,000 $155,000 $3,425 2.92%
    KNOXVILLE, TN (FHA|USDA|VA) » 1 $465,000 $465,000 $4,244 3.13%
    Newberry, SC (FHA|USDA|VA) » 1 $455,000 $455,000 $4,648 3.88%
    LaGrange, GA-AL (FHA|USDA|VA) » 1 $455,000 $455,000 $6,168 3.38%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » 2 $450,000 $225,000 $6,200 3.50%
    Tullahoma-Manchester, TN (FHA|USDA|VA) » 1 $445,000 $445,000 $8,178 3.50%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 1 $435,000 $435,000 $8,529 3.38%
    Edwards, CO (FHA|USDA|VA) » 1 $415,000 $415,000 $3,135 2.88%
    Somerset, KY (FHA|USDA|VA) » 1 $405,000 $405,000 $16,277 2.75%
    WILMINGTON, NC (FHA|USDA|VA) » 2 $390,000 $195,000 $3,247 3.19%
    THE VILLAGES, FL (FHA|USDA|VA) » 2 $370,000 $185,000 $5,510 3.88%
    FORT COLLINS, CO (FHA|USDA|VA) » 1 $355,000 $355,000 $4,106 3.25%
    Traverse City, MI (FHA|USDA|VA) » 1 $355,000 $355,000 $2,030 2.50%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 2 $350,000 $175,000 $3,796 3.31%
    ANCHORAGE, AK (FHA|USDA|VA) » 1 $345,000 $345,000 $5,956 3.50%
    WICHITA, KS (FHA|USDA|VA) » 1 $325,000 $325,000 $6,202 3.63%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 1 $315,000 $315,000 $3,465 3.13%
    Cookeville, TN (FHA|USDA|VA) » 2 $310,000 $155,000 $4,326 2.94%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » 2 $270,000 $135,000 $3,179 3.13%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 1 $265,000 $265,000 $3,276 3.13%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) » 1 $255,000 $255,000 $3,669 3.50%
    Athens, TX (FHA|USDA|VA) » 1 $235,000 $235,000 $6,573 3.38%
    Martinsville, VA (FHA|USDA|VA) » 3 $235,000 $78,333 $5,063 4.12%
    MORRISTOWN, TN (FHA|USDA|VA) » 1 $235,000 $235,000 $5,137 3.38%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 1 $235,000 $235,000 $6,755 3.50%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) » 1 $215,000 $215,000 $7,036 2.50%
    JEFFERSON CITY, MO (FHA|USDA|VA) » 1 $205,000 $205,000 $2,408 2.50%
    BLOOMINGTON, IL (FHA|USDA|VA) » 1 $205,000 $205,000 $4,848 3.63%
    HUNTSVILLE, AL (FHA|USDA|VA) » 1 $195,000 $195,000 $4,041 3.38%
    LOGAN, UT-ID (FHA|USDA|VA) » 1 $195,000 $195,000 $3,829 3.00%
    GLENS FALLS, NY (FHA|USDA|VA) » 1 $185,000 $185,000 $4,164 2.88%
    Connersville, IN (FHA|USDA|VA) » 1 $175,000 $175,000 $2,802 3.88%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 1 $175,000 $175,000 $3,001 3.13%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 1 $165,000 $165,000 $5,006 3.13%
    JOHNSTOWN, PA (FHA|USDA|VA) » 1 $155,000 $155,000 $3,707 3.63%
    Morehead City, NC (FHA|USDA|VA) » 1 $155,000 $155,000 $0 3.38%
    JACKSONVILLE, FL (FHA|USDA|VA) » 1 $155,000 $155,000 $4,053 2.88%
    JOHNSON CITY, TN (FHA|USDA|VA) » 1 $155,000 $155,000 $4,693 2.88%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 1 $155,000 $155,000 $4,062 3.00%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) » 1 $145,000 $145,000 $5,794 3.50%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 1 $145,000 $145,000 $5,004 2.88%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 1 $145,000 $145,000 $2,839 2.50%
    Calhoun, GA (FHA|USDA|VA) » 1 $145,000 $145,000 $6,115 3.25%
    Jefferson, GA (FHA|USDA|VA) » 1 $135,000 $135,000 $0 3.38%
    MOBILE, AL (FHA|USDA|VA) » 1 $135,000 $135,000 $4,894 3.38%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) » 1 $125,000 $125,000 $6,142 3.25%
    JACKSON, TN (FHA|USDA|VA) » 1 $125,000 $125,000 $0 3.50%
    ANN ARBOR, MI (FHA|USDA|VA) » 1 $105,000 $105,000 $2,830 2.88%
    MONTGOMERY, AL (FHA|USDA|VA) » 1 $105,000 $105,000 $4,422 3.63%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 1 $105,000 $105,000 $3,078 2.88%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) » 1 $105,000 $105,000 $0 4.00%
    PITTSBURGH, PA (FHA|USDA|VA) » 1 $105,000 $105,000 $5,344 3.00%
    Kinston, NC (FHA|USDA|VA) » 1 $85,000 $85,000 $0 3.38%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 1 $75,000 $75,000 $3,548 3.88%
    MUNCIE, IN (FHA|USDA|VA) » 1 $75,000 $75,000 $2,568 3.88%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 1 $65,000 $65,000 $0 2.75%
    GREENVILLE, NC (FHA|USDA|VA) » 1 $65,000 $65,000 $0 4.75%

    Atlantic Union Bank's top markets include Washington, Richmond, Atlanta, Virginia Beach, and Nashville among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 4,804 $1,242,690,000 $258,678 $4,982 3.76%
    FHA » 219 $45,345,000 $207,055 $7,827 3.23%
    USDA » 137 $21,395,000 $156,168 $5,338 3.05%
    VA » 121 $43,745,000 $361,529 $6,952 2.80%

    For the 2021 period, Atlantic Union Bank's most frequently originated loan type of loans were Conventional, with 4,804 originations. Their 2nd most popular type is FHA, with 219 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase » 1,659 $549,445,000 $331,190 $6,315 3.38%
    Other » 1,483 $226,395,000 $152,660 $400 4.22%
    Refi » 1,024 $359,620,000 $351,191 $4,041 3.28%
    Home Improvement » 610 $69,270,000 $113,557 $321 4.35%
    Cash Out Refi » 505 $148,445,000 $293,950 $5,145 3.28%

    For the 2021, Atlantic Union Bank's most frequently cited loan purpose of loans were Home Purchase, with 1,659 originations. The 2nd most popular reason of loans were Other, with 1,483 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 4,466 $1,079,230,000 $241,655 $5,637 3.72%
    15 Year » 262 $63,300,000 $241,603 $3,815 2.88%
    Other » 136 $36,140,000 $265,735 $3,053 4.14%
    5 Year » 136 $54,490,000 $400,662 $296 3.99%
    20 Year » 125 $19,685,000 $157,480 $1,424 3.87%
    30+ year » 74 $53,210,000 $719,054 $11,041 3.32%
    10 Year » 73 $41,965,000 $574,863 $844 3.72%
    1 Year » 7 $4,225,000 $603,571 $0 4.39%
    3 Year » 2 $930,000 $465,000 $0 3.00%

    For the 2021, Atlantic Union Bank's most frequently cited loan length of loans were 30 Year, with 4,466 originations. The 2nd most popular length of loans were 15 Year, with 262 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k » 1,264 $407,540,000 $322,421
    $2k-3k » 470 $132,670,000 $282,277
    $5k+ » 286 $175,330,000 $613,042
    $3k-4k » 265 $71,655,000 $270,396
    $<1k » 239 $34,695,000 $145,167
    $4k-5k » 183 $64,225,000 $350,956

    $5,637 of loans were Atlantic Union Bank's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,264 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% » 3,202 $840,110,000 $262,370
    2.5-3% » 904 $361,520,000 $399,912
    4-5% » 669 $77,125,000 $115,284
    5-6% » 250 $16,250,000 $65,000
    <2.5% » 140 $52,510,000 $375,071
    6-7% » 93 $4,665,000 $50,161
    7-8% » 14 $640,000 $45,714
    Over 8% » 9 $355,000 $39,444

    During 2021, Atlantic Union Bank's average interest rate of loans were 3.72%, while their most frequently originated rate bucket of loans were 3-4%, with 3,202 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k » 1,602 $233,990,000 $146,061 $3,939 3.60%
    $200k-400k » 1,491 $418,925,000 $280,969 $5,553 3.41%
    $100,000 or less » 1,343 $80,825,000 $60,182 $2,304 4.44%
    $400k-600k » 508 $240,300,000 $473,031 $6,320 3.21%
    $600k-1MM » 211 $159,775,000 $757,227 $7,974 3.22%
    $1MM+ » 126 $219,360,000 $1,740,952 $13,560 3.16%

    2021 saw Atlantic Union Bank place emphasis on $100k-200k loans with 1,602 originations, totaling $233,990,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k » 992 $158,910,000 $160,192 $4,725 3.73%
    $100k-150k » 912 $212,580,000 $233,092 $5,303 3.71%
    $50k or less » 820 $90,780,000 $110,707 $4,086 3.75%
    $75k-100k » 816 $162,260,000 $198,848 $5,115 3.68%
    $150k-250k » 799 $242,725,000 $303,786 $6,002 3.64%
    $250k+ » 525 $327,315,000 $623,457 $8,603 3.48%

    Atlantic Union Bank lent most frequently to those with incomes in the $50k-75k range, with 992 originations. The second most popular income band? $100k-150k, with 912 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 1,113 $301,815,000 $271,173 $5,009 3.60%
    30-36% » 868 $209,360,000 $241,198 $5,339 3.68%
    <20% » 428 $123,700,000 $289,019 $4,861 3.48%
    49% » 396 $74,900,000 $189,141 $6,039 3.78%
    44% » 294 $57,490,000 $195,544 $5,676 3.86%
    39% » 206 $54,570,000 $264,903 $5,637 3.68%
    42% » 203 $45,645,000 $224,852 $6,255 3.94%
    40% » 185 $44,585,000 $241,000 $5,379 3.77%
    41% » 178 $42,340,000 $237,865 $5,880 3.78%
    43% » 174 $40,140,000 $230,690 $4,962 3.56%
    37% » 174 $43,150,000 $247,989 $5,835 3.86%
    38% » 165 $40,135,000 $243,242 $5,597 3.74%
    36% » 147 $35,205,000 $239,490 $5,672 3.79%
    47% » 105 $23,405,000 $222,905 $5,109 3.54%
    45% » 104 $22,700,000 $218,269 $4,970 3.50%
    48% » 90 $21,600,000 $240,000 $5,973 3.50%
    46% » 86 $23,430,000 $272,442 $5,999 3.49%
    50-60% » 38 $8,430,000 $221,842 $5,521 3.71%
    >60% » 15 $1,805,000 $120,333 $301 4.55%

    Atlantic Union Bank lent most frequently to those with DTI ratios of 20-30%, with 1,113 originations. The next most common DTI ratio? 30-36%, with 868 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 4,236 $1,013,120,000 $239,169 $5,206 3.68%
    Not applicable » 256 $121,700,000 $475,391 $0 4.05%
    Not provided » 356 $101,430,000 $284,916 $5,558 3.60%
    Black » 277 $63,345,000 $228,682 $5,880 3.74%
    Asian » 136 $48,890,000 $359,485 $6,835 3.65%
    American Indian » 13 $3,495,000 $268,846 $7,004 3.66%
    Native Hawaiian or Islander » 5 $1,015,000 $203,000 $3,304 3.86%
    Chinese » 1 $115,000 $115,000 $0 3.99%
    Filipino » 1 $65,000 $65,000 $0 3.99%

    Approval Rates

    Total approvals of all applications
    81.26%

    Atlantic Union Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    83.45%

    Atlantic Union Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,281 $1,353,175,000 $256,235

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 5,281 $1,353,175,000 $256,235

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 989 $149,455,000 $151,117 $2,703 3.93%
    40-60% » 747 $226,855,000 $303,688 $4,017 3.47%
    60-80% » 1,359 $490,305,000 $360,784 $5,475 3.44%
    80-100% » 1,349 $417,255,000 $309,307 $6,071 3.33%
    Over 100% » 19 $8,955,000 $471,316 $11,993 2.91%
    Under 20% » 810 $59,280,000 $73,185 $719 4.68%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Atlantic Union Bankshares, Inc. Home equity loan or line of credit (HELOC) Improper use of your report 1 33.3%
    Atlantic Union Bankshares, Inc. Conventional home mortgage Trouble during payment process 2 66.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Atlantic Union Bank 10131 Jefferson Davis Highway Fredericksburg, VA 22407 Full Service B&M $56,553
    Atlantic Union Bank 100 Dominion Drive Emporia, VA 23847 Full Service B&M $65,112
    Atlantic Union Bank 100 Lucy Lane Waynesboro, VA 22980 Full Service B&M $122,308
    Atlantic Union Bank 100 Moyock Commons Drive Moyock, NC 27958 Full Service B&M $24,158
    Atlantic Union Bank 1000 North Main Street Suffolk, VA 23434 Full Service B&M $155,158
    Atlantic Union Bank 10045 Kings Highway King George, VA 22485 Full Service B&M $153,592
    Atlantic Union Bank 1006 Hardy Road Vinton, VA 24179 Full Service B&M $40,913
    Atlantic Union Bank 13700 Midlothian Turnpike Midlothian, VA 23113 Full Service B&M $96,058
    Atlantic Union Bank 14739 Moneta Road Moneta, VA 24121 Full Service B&M $85,643
    Atlantic Union Bank 14915 Forest Road Forest, VA 24551 Full Service B&M $84,909
    Atlantic Union Bank 1503 South Salisbury Blvd. Salisbury, MD 21801 Full Service B&M $82,100
    Atlantic Union Bank 15043 Northumberland Highway Burgess, VA 22432 Full Service B&M $53,933
    Atlantic Union Bank 1580 Laskin Road Virginia Beach, VA 23451 Full Service B&M $146,105
    Atlantic Union Bank 1601 Willow Lawn Dr., Suite 701 Richmond, VA 23230 Full Service B&M $179,058
    Atlantic Union Bank 1649 Tappahannock Blvd Tappahannock, VA 22560 Full Service B&M $70,239
    Atlantic Union Bank 1658 State Farm Boulevard Charlottesville, VA 22911 Full Service B&M $166,610
    Atlantic Union Bank 17191 King's Hwy Montross, VA 22520 Full Service B&M $59,096
    Atlantic Union Bank 1738 Amherst Street Winchester, VA 22601 Full Service B&M $96,510
    Atlantic Union Bank 1800 Robert Fulton Drive, Suite 310 Reston, VA 20191 Full Service B&M $1,434,693
    Atlantic Union Bank 2307 West Beverley Street Staunton, VA 24401 Full Service B&M $42,874
    Atlantic Union Bank 231 Southgate Shopping Center Culpeper, VA 22701 Full Service B&M $258,978
    Atlantic Union Bank 239 Battlefield Boulevard South Chesapeake, VA 23322 Full Service B&M $85,462
    Atlantic Union Bank 24 South Augusta Street Staunton, VA 24401 Full Service B&M $154,943
    Atlantic Union Bank 25253 Lankford Highway Onley, VA 23418 Full Service B&M $79,838
    Atlantic Union Bank 2600 Stuarts Draft Hwy Stuarts Draft, VA 24477 Full Service B&M $47,009
    Atlantic Union Bank 2811 Fall Hill Avenue Fredericksburg, VA 22401 Full Service B&M $177,371
    Atlantic Union Bank 284 North Main Street Kilmarnock, VA 22482 Full Service B&M $62,413
    Atlantic Union Bank 302 Ashcake Road Ashland, VA 23005 Full Service B&M $216,635
    Atlantic Union Bank 3099 Boulevard Colonial Heights, VA 23834 Full Service B&M $119,894
    Atlantic Union Bank 322 S. Broad Street Edenton, NC 27932 Full Service B&M $44,961
    Atlantic Union Bank 3535 Bridge Road Suffolk, VA 23435 Full Service B&M $26,313
    Atlantic Union Bank 4109 Plank Rd Fredericksburg, VA 22407 Full Service B&M $289,199
    Atlantic Union Bank 4221 Walney Road, Suite 120 Chantilly, VA 20151 Full Service B&M $440,900
    Atlantic Union Bank 431 East Main Street Purcellville, VA 20132 Full Service B&M $131,980
    Atlantic Union Bank 43325 Junction Plaza Ashburn, VA 20147 Full Service B&M $100,617
    Atlantic Union Bank 4390 South Laburnum Avenue Richmond, VA 23231 Full Service B&M $51,056
    Atlantic Union Bank 440 South Main Street Harrisonburg, VA 22801 Full Service B&M $55,959
    Atlantic Union Bank 450 W Main St. Covington, VA 24426 Full Service B&M $79,779
    Atlantic Union Bank 473 South Street Front Royal, VA 22630 Full Service B&M $91,376
    Atlantic Union Bank 4805 Lassen Lane Fredericksburg, VA 22408 Full Service B&M $289,712
    Atlantic Union Bank 4960 Monticello Ave Williamsburg, VA 23188 Full Service B&M $37,445
    Atlantic Union Bank 50 North Franklin Street Christiansburg, VA 24073 Full Service B&M $159,645
    Atlantic Union Bank 5030 George Washington Memorial Hwy Yorktown, VA 23692 Full Service B&M $69,284
    Atlantic Union Bank 5125 John Tyler Highway Williamsburg, VA 23185 Full Service Retail $81,637
    Atlantic Union Bank 538 Fort Evans Rd. Ne Leesburg, VA 20176 Full Service B&M $102,449
    Atlantic Union Bank 539 West 21st Street Norfolk, VA 23517 Full Service Retail $95,384
    Atlantic Union Bank 5406 N Croatan Highway Kitty Hawk, NC 27949 Full Service B&M $80,640
    Atlantic Union Bank 5472 Indian River Road Virginia Beach, VA 23464 Full Service B&M $41,586
    Atlantic Union Bank 5510 Morris Road Spotsylvania, VA 22551 Full Service B&M $36,878
    Atlantic Union Bank 5803 Rolling Road Springfield, VA 22152 Full Service B&M $140,751
    Atlantic Union Bank 5839 Richmond Rd Warsaw, VA 22572 Full Service B&M $142,116
    Atlantic Union Bank 5980 Thomas Jefferson Pkwy Palmyra, VA 22963 Full Service B&M $75,440
    Atlantic Union Bank 601 North Main Street Blacksburg, VA 24060 Full Service B&M $131,482
    Atlantic Union Bank 7337 Williamson Road Nw Roanoke, VA 24019 Full Service B&M $67,952
    Atlantic Union Bank 7349 Ladysmith Road Ruther Glen, VA 22546 Full Service B&M $117,934
    Atlantic Union Bank 8190 Stonewall Shops Square Gainesville, VA 20155 Full Service B&M $44,113
    Atlantic Union Bank 8209 West Broad Street Richmond, VA 23294 Full Service B&M $162,260
    Atlantic Union Bank 8221 Old Courthouse Road Suite 100 Vienna, VA 22182 Full Service B&M $180,638
    Atlantic Union Bank 840 Mckinney Blvd. Colonial Beach, VA 22443 Full Service B&M $66,023
    Atlantic Union Bank 852 North George Washington Highway Chesapeake, VA 23323 Full Service B&M $64,847
    Atlantic Union Bank 8525 Rolling Road Manassas, VA 20110 Full Service B&M $54,709
    Atlantic Union Bank 8983 Staples Mill Road Richmond, VA 23228 Full Service B&M $92,421
    Atlantic Union Bank 900 North 4th Street Wytheville, VA 24382 Full Service B&M $87,997
    Atlantic Union Bank 9027 Forest Hill Avenue Richmond, VA 23235 Full Service B&M $114,140
    Atlantic Union Bank 9534 Chamberlayne Road Mechanicsville, VA 23116 Full Service B&M $163,566
    Atlantic Union Bank 9605 Gayton Rd Richmond, VA 23238 Full Service B&M $94,927
    Atlantic Union Bank 11101 Hull Street Midlothian, VA 23112 Full Service B&M $78,569
    Atlantic Union Bank 11101 Midlothian Turnpike Richmond, VA 23235 Full Service B&M $122,257
    Atlantic Union Bank 11163 Nuckols Road Glen Allen, VA 23059 Full Service B&M $81,723
    Atlantic Union Bank 11263 W. Broad St. Glen Allen, VA 23060 Full Service B&M $157,318
    Atlantic Union Bank 1145 North Road Street Elizabeth City, NC 27909 Full Service B&M $120,292
    Atlantic Union Bank 1174 N Main Street Madison, VA 22727 Full Service B&M $133,672
    Atlantic Union Bank 1197 North Lee Highway Lexington, VA 24450 Full Service B&M $56,242
    Atlantic Union Bank 12090 W Broad St Richmond, VA 23233 Full Service B&M $58,848
    Atlantic Union Bank 124 Main Street Lovingston, VA 22949 Full Service B&M $94,989
    Atlantic Union Bank 125 West Main Street Bedford, VA 24523 Full Service B&M $96,824
    Atlantic Union Bank 1251 West Main Street Salem, VA 24153 Full Service B&M $138,725
    Atlantic Union Bank 12601 Jeff Davis Highway Chester, VA 23831 Full Service Retail $49,037
    Atlantic Union Bank 134 W Main St Orange, VA 22960 Full Service B&M $63,394
    Atlantic Union Bank 2 Town Center Drive Dublin, VA 24084 Full Service B&M $141,966
    Atlantic Union Bank 201 Volvo Parkway Chesapeake, VA 23320 Full Service B&M $87,955
    Atlantic Union Bank 2050 Ballenger Avenue Alexandria, VA 22314 Full Service B&M $159,253
    Atlantic Union Bank 209 Stonebridge Plaza Avenue North Chesterfield, VA 23225 Full Service B&M $57,698
    Atlantic Union Bank 2098 Princess Anne Road Virginia Beach, VA 23456 Full Service B&M $61,956
    Atlantic Union Bank 2102 Langhorne Road Lynchburg, VA 24501 Full Service B&M $18,646
    Atlantic Union Bank 211 North Main Street Bowling Green, VA 22427 Full Service B&M $210,109
    Atlantic Union Bank 2151 Barracks Road Charlottesville, VA 22903 Full Service B&M $70,327
    Atlantic Union Bank 216 Broadview Avenue Warrenton, VA 20186 Full Service B&M $266,549
    Atlantic Union Bank 2235 Gateway Access Point Raleigh, NC 27607 Full Service B&M $43,446
    Atlantic Union Bank 22468 Lankford Highway Cape Charles, VA 23310 Full Service B&M $46,646
    Atlantic Union Bank 2300 Wilson Boulevard Arlington, VA 22201 Full Service B&M $135,282
    Atlantic Union Bank 3556 West Cary Street Richmond, VA 23221 Full Service B&M $136,608
    Atlantic Union Bank 3605 Electric Road Roanoke, VA 24018 Full Service B&M $86,726
    Atlantic Union Bank 36081 Goodwin Drive Locust Grove, VA 22508 Full Service B&M $104,258
    Atlantic Union Bank 369 Franklin St. Rocky Mount, VA 24151 Full Service B&M $46,693
    Atlantic Union Bank 3708 Richmond Tapahannock Highway King William, VA 23086 Full Service B&M $43,300
    Atlantic Union Bank 374 Lee Hwy Verona, VA 24482 Full Service B&M $88,955
    Atlantic Union Bank 3804 Brandon Avenue, Sw Roanoke, VA 24018 Full Service B&M $20,452
    Atlantic Union Bank 390 University Boulevard Harrisonburg, VA 22801 Full Service B&M $48,576
    Atlantic Union Bank 400 East Main Street Charlottesville, VA 22902 Full Service B&M $129,218
    Atlantic Union Bank 4055 Riner Road Riner, VA 24149 Full Service B&M $48,613
    Atlantic Union Bank 4071 Lankford Highway Exmore, VA 23350 Full Service B&M $80,457
    Atlantic Union Bank 410 Gander Drive Charlottesville, VA 22901 Full Service B&M $212,034
    Atlantic Union Bank 50 West Main Street Radford, VA 24141 Full Service B&M $84,778
    Atlantic Union Bank 603 Pilot House Drive, Suite 100 Newport News, VA 23606 Full Service B&M $54,306
    Atlantic Union Bank 6030 Harbour Park Dr Midlothian, VA 23112 Full Service B&M $126,883
    Atlantic Union Bank 605 Wenonah Avenue Pearisburg, VA 24134 Full Service B&M $49,700
    Atlantic Union Bank 6350 Maddox Blvd Chincoteague, VA 23336 Full Service B&M $53,429
    Atlantic Union Bank 6479 Mechanicsville Turnpike Mechanicsville, VA 23111 Full Service B&M $95,103
    Atlantic Union Bank 6720 Sutton Road Gloucester, VA 23061 Full Service B&M $83,622
    Atlantic Union Bank 680 E. Main Street Floyd, VA 24091 Full Service B&M $53,317
    Atlantic Union Bank 7 Bank Road Washington, VA 22747 Full Service B&M $111,098
    Atlantic Union Bank 7000 Three Chopt Road Richmond, VA 23226 Full Service Retail $182,985
    Atlantic Union Bank 713 Independence Boulevard Virginia Beach, VA 23455 Full Service B&M $442,094
    Atlantic Union Bank 717 James Madison Highway Culpeper, VA 22701 Full Service B&M $90,475
    Atlantic Union Bank 725 Kenmore Ave. Fredericksburg, VA 22401 Full Service B&M $214,541
    Atlantic Union Bank 9665 Sliding Hill Rd Ashland, VA 23005 Full Service B&M $183,563
    Atlantic Union Bank 999 Waterside Drive Norfolk, VA 23510 Full Service B&M $72,153
    Atlantic Union Bank 102 Catoctin Circle Southeast Leesburg, VA 20175 Full Service B&M $337,024
    Atlantic Union Bank 103 Pocomoke Marketplace Pocomoke City, MD 21851 Full Service B&M $36,273
    Atlantic Union Bank 10415 Courthouse Road Spotsylvania, VA 22553 Full Service B&M $76,719
    Atlantic Union Bank 1044 Warrenton Road Fredericksburg, VA 22406 Full Service B&M $75,203
    Atlantic Union Bank 105 Arbor Drive Christiansburg, VA 24073 Full Service B&M $245,463
    Atlantic Union Bank 1051 East Cary Street, Suite 1200 Richmond, VA 23219 Full Service B&M $1,463,507
    Atlantic Union Bank 106 Sixth Street Grottoes, VA 24441 Full Service B&M $48,770
    Atlantic Union Bank 10620 Iron Bridge Road Chester, VA 23831 Full Service B&M $55,455
    Atlantic Union Bank 111 Franklin Rd Suite 100 Roanoke, VA 24011 Full Service B&M $97,805
    Atlantic Union Bank 111 West Washington Street Middleburg, VA 20117 Full Service B&M $252,196

    For 2021, Atlantic Union Bank had 128 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $592,259
    Net interest income $564,370
    Total noninterest income $137,474
    Gross Fiduciary activities income $12,287
    Service charges on deposit accounts $29,445
    Trading account gains and fees $6,053
    Additional Noninterest Income $89,689
    Pre-tax net operating income $349,891
    Securities gains (or losses, -) $87
    Income before extraordinary items $281,605
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $281,605
    Minority interest net income $0
    Net income $281,605
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $281,535

    Atlantic Union Bank's gross interest income from loans was $592,259,000.
    Atlantic Union Bank's net interest income from loans was $564,370,000.
    Atlantic Union Bank's fee based income from loans was $29,445,000.
    Atlantic Union Bank's net income from loans was $281,605,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $27,889
    Provision for credit losses $-60,888
    Total noninterest expense $412,841
    Salaries and employee benefits $215,358
    Premises and equipment expense $45,380
    Additional noninterest expense $152,103
    Applicable income taxes $68,373
    Net charge-offs $1,865
    Cash dividends $119,500

    Atlantic Union Bank's interest expense for loans was $27,889,000.
    Atlantic Union Bank's payroll and benefits expense were $215,358,000.
    Atlantic Union Bank's property, plant and equipment expenses $45,380,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $16,718,291
    Deposits held in domestic offices $16,718,291
    Deposits by Individuals, partnerships, and corporations $15,480,877
    Deposits by U.S. Government $1
    Deposits by States and political subdivisions in the U.S. $1,171,651
    Deposits by Commercial banks and other depository institutions in U.S. $65,763
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $379,526
    Demand deposits $354,223
    Nontransaction accounts $16,338,766
    Money market deposit accounts (MMDAs) $4,249,858
    Other savings deposits (excluding MMDAs) $10,203,005
    Total time deposits $1,885,901
    Total time and savings deposits $16,364,069
    Noninterest-bearing deposits $5,313,816
    Interest-bearing deposits $11,404,475
    Retail deposits $16,280,762
    IRAs and Keogh plan accounts $269,438
    Brokered deposits $3
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $20,000,309
    Cash & Balances due from depository institutions $799,677
    Interest-bearing balances $618,714
    Total securities $4,108,010
    Federal funds sold & reverse repurchase $2,824
    Net loans and leases $13,116,917
    Loan and leases loss allowance $99,787
    Trading account assets $71,618
    Bank premises and fixed assets $181,966
    Other real estate owned $8,254
    Goodwill and other intangibles $978,872
    All other assets $732,171

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $20,000,309
    Total Liabilities $17,042,931
    Total deposits $16,718,291
    Interest-bearing deposits $11,404,475
    Deposits held in domestic offices $16,718,291
    % insured (estimated) $65
    Federal funds purchased and repurchase agreements $117,870
    Trading liabilities $48,383
    Other borrowed funds $9,477
    Subordinated debt $0
    All other liabilities $148,910

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $13,116,917
    Loan and leases loss allowance $99,787
    Total loans and leases (domestic) $13,216,704
    All real estate loans $9,462,574
    Real estate loans in domestic offices $9,462,574
    Construction and development loans $862,236
    Residential 1-4 family construction $186,988
    Other construction, all land development and other land $675,248
    Loans secured by nonfarm nonresidential properties $5,784,786
    Nonfarm nonresidential secured by owner-occupied properties $1,995,409
    Commercial real estate & other non-farm, non-residential $3,789,377
    Multifamily residential real estate $778,626
    1-4 family residential loans $2,005,518
    Farmland loans $31,408
    Loans held in foreign offices $0
    Farm loans $10,311
    Commercial and industrial loans $2,542,243
    To non-U.S. addressees $0
    Loans to individuals $638,044
    Credit card loans $0
    Related Plans $35,391
    Consumer Auto Loans $461,052
    Other loans to individuals $141,601
    All other loans & leases $563,531
    Loans to foreign governments and official institutions $0
    Other loans $275,683
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $113,144
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $8,823
    Non 1-4 family restructured loans & leases $1,027
    Total loans and leases (foreign) $0

    Atlantic Union Bank had $13,116,917,000 of loans outstanding in 2021. $9,462,574,000 of loans were in real estate loans. $862,236,000 of loans were in development loans. $778,626,000 of loans were in multifamily mortgage loans. $2,005,518,000 of loans were in 1-4 family mortgage loans. $10,311,000 of loans were in farm loans. $0 of loans were in credit card loans. $461,052,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,939 $954,441 $324,750
    Nonfarm, nonresidential loans - <$100k 262 $15,113 $57,683
    Nonfarm, nonresidential loans - $100-250k 790 $108,474 $137,309
    Nonfarm, nonresidential loans - $250k-1MM 1,887 $830,854 $440,304
    Commercial & Industrial, US addressed loans - <$1MM 4,935 $524,130 $106,207
    Commercial & Industrial, US addressed loans - <$100k 3,056 $93,413 $30,567
    Commercial & Industrial, US addressed loans - $100-250k 966 $112,652 $116,617
    Commercial & Industrial, US addressed loans - $250k-1MM 913 $318,065 $348,373
    Farmland loans - <$1MM 60 $8,367 $139,450
    Farmland loans - <$100k 16 $564 $35,250
    Farmland loans - $100-250k 27 $3,590 $132,963
    Farmland loans - $250k-1MM 17 $4,213 $247,824
    Agriculture operations loans - <$1MM 77 $2,305 $29,935
    Agriculture operations loans - <$100k 64 $1,132 $17,688
    Agriculture operations loans - $100-250k 9 $468 $52,000
    Agriculture operations loans - $250k-1MM 4 $705 $176,250