Plattsburgh Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Plattsburgh averaged 6.65% for the week of 2024-02-29, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-02-22) was 6.61% and one month ago for the week of 2024-01-25, the average rate was 6.6%.

Plattsburgh's average rate one year ago was 6.64%.

For refis of the same type during the week of 2024-02-29, the average rate was 7.44%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-29 6.94%
Plattsburgh 30 Year Fixed Rate 2024-02-29 6.65%
Plattsburgh 30 Year Fixed Rate Refi 2024-02-29 7.44%
Plattsburgh 15 Year Fixed Rate 2024-02-29 6.26%
Plattsburgh 15 Year Fixed Rate Refi 2024-02-29 6.76%
Plattsburgh 30 Year FHA 2024-02-29 6.14%
Plattsburgh 30 Year FHA Refi 2024-02-29 6.49%
Plattsburgh 30 Year USDA 2024-02-29 6.53%
Plattsburgh 30 Year USDA Refi 2024-02-29 6.93%
Plattsburgh 30 Year VA 2024-02-29 6.42%
Plattsburgh 30 Year VA Refi 2024-02-29 6.32%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Plattsburgh, NY.

Plattsburgh Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plattsburgh, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Community Bank 130 5.14% $1,007
PARAGON HOME LOANS INC. 48 5.03% $4,282
CROSSCOUNTRY MORTGAGE, LLC 47 5.48% $5,313
QUICKEN LOANS, LLC 40 4.96% $6,091
Glens Falls National Bank and Trust Company 31 4.75% $3,415
KeyBank 8 3.98% $4,188
TD Bank 7 4.46% $5,253
JPMorgan Chase Bank 6 4.52% $5,707
NAVY FEDERAL CREDIT UNION 5 5.55% $3,596
HOMESTEAD FUNDING CORP. 4 5.38% $4,408
Wells Fargo Bank 4 3.75% $5,045
NBT Bank 4 4.31% $3,958
Citizens Bank 3 3.96% $4,926
Mr. Cooper ( Nationstar Mortgage ) 3 3.83% $8,511
M&T Bank 3 5.38% $4,528
U.S. Bank 3 4.58% $4,609
INLAND BANK & TRUST 3 6.92% $5,962
Bank of America 2 3.94% $4,592
ABSOLUTE HOME MORTGAGE CORPORATION 2 6.63% $6,902
LOANDEPOT.COM, LLC 2 3.75% $4,951
NEWREZ LLC 2 5.19% $9,046
UNITED WHOLESALE MORTGAGE, LLC 2 4.42% $6,280
Farm Credit East, ACA 1 5.50% $6,419
Evolve Bank & Trust 1 5.63% $8,216
EVERETT FINANCIAL, INC. 1 5.63% $3,035
Adirondack Bank 1 4.13% $5,331
Luxury Mortgage Corp. 1 4.63% $6,536
MLB RESIDENTIAL LENDING, LLC 1 3.63% $8,570
MOVEMENT MORTGAGE, LLC 1 5.63% $4,739
Discover Bank 1 3.69% $0
CCFCU FUNDING, LLC 1 3.00% $3,336
Carrington Mortgage Services, LLC 1 5.88% $5,318
NBKC BANK 1 3.88% $3,432
CALIBER HOME LOANS, INC. 1 6.13% $13,007
AMERICAN FINANCIAL RESOURCES, INC. 1 6.63% $6,098
NORTHERN CREDIT UNION 1 4.75% $3,052
BETTER MORTGAGE CORPORATION 1 3.50% $7,247
21ST MORTGAGE CORPORATION 1 5.50% $7,061
ROYAL UNITED MORTGAGE LLC 1 5.13% $7,187
SEFCU SERVICES, LLC 1 6.13% $3,848
ARC HOME LLC 1 2.99% $4,671
The Federal Savings Bank 1 5.00% $10,939
TOGETHER CREDIT UNION 1 6.27% $1,984
TrustCo Bank 1 6.38% $2,327
Flagstar Bank, FSB 1 3.50% $6,118
First National Bank of America 1 7.50% $10,962
First Home Bank 1 6.88% $8,521

Plattsburgh Average Closing Costs & Other Stats

Plattsburgh, NY's 47 lenders originated 974 loans during 2022. The total origination value was $161,580,000, with an average loan value of $165,893.

Plattsburgh's average closing costs are $4,460.

The top Plattsburgh lender as defined by loan originations is Community Bank, with 130 loans originated. Their average total fees are $1,007, which is $3,275 lower than the next largest lender, PARAGON HOME LOANS INC..

The lowest fee Plattsburgh lenders (with over 10 loans originated) are Community Bank ($1,007), Glens Falls National Bank and Trust Company ($3,415), PARAGON HOME LOANS INC. ($4,282), CROSSCOUNTRY MORTGAGE, LLC ($5,313) and QUICKEN LOANS, LLC ($6,091).

The lowest rate Plattsburgh lenders (with over 10 loans originated) are Glens Falls National Bank and Trust Company (4.75%), QUICKEN LOANS, LLC (4.96%), PARAGON HOME LOANS INC. (5.03%), Community Bank (5.14%) and CROSSCOUNTRY MORTGAGE, LLC (5.48%).

Plattsburgh, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Community Bank $40,830,000 $35,480,000 -13.1% 22.0%
QUICKEN LOANS, LLC $40,210,000 $16,070,000 -60.0% 9.9%
CROSSCOUNTRY MORTGAGE, LLC $32,610,000 $15,735,000 -51.7% 9.7%
Glens Falls National Bank and Trust Company $22,330,000 $14,580,000 -34.7% 9.0%
PARAGON HOME LOANS INC. $27,365,000 $14,060,000 -48.6% 8.7%
TD Bank $7,140,000 $9,135,000 27.9% 5.7%
KeyBank $13,465,000 $5,275,000 -60.8% 3.3%
NBT Bank $7,745,000 $4,595,000 -40.7% 2.8%
UNITED WHOLESALE MORTGAGE, LLC $4,715,000 $3,910,000 -17.1% 2.4%
NAVY FEDERAL CREDIT UNION $1,990,000 $3,245,000 63.1% 2.0%
Mortgage Research Center, LLC $2,445,000 $2,590,000 5.9% 1.6%
LOANDEPOT.COM, LLC $1,175,000 $2,520,000 114.5% 1.6%
Wells Fargo Bank $4,795,000 $2,400,000 -49.9% 1.5%
Mr. Cooper ( Nationstar Mortgage ) $4,360,000 $2,325,000 -46.7% 1.4%
HOMESTEAD FUNDING CORP. $2,080,000 $2,110,000 1.4% 1.3%
Citizens Bank $2,240,000 $1,885,000 -15.8% 1.2%
INLAND BANK & TRUST $745,000 $1,810,000 143.0% 1.1%
The Upstate National Bank $1,680,000 n/a 1.0%
AMERICAN FINANCIAL RESOURCES, INC. $965,000 $1,540,000 59.6% 1.0%
USAA Federal Savings Bank $2,165,000 $1,235,000 -43.0% 0.8%
FREEDOM MORTGAGE CORPORATION $6,025,000 $1,215,000 -79.8% 0.8%
NBKC BANK $350,000 $1,055,000 201.4% 0.7%
Bank of America $845,000 $1,015,000 20.1% 0.6%
JPMorgan Chase Bank $2,050,000 $980,000 -52.2% 0.6%
Adirondack Bank $780,000 $940,000 20.5% 0.6%
Carrington Mortgage Services, LLC $915,000 $895,000 -2.2% 0.6%
M&T Bank $2,455,000 $850,000 -65.4% 0.5%
PLAZA HOME MORTGAGE, INC. $1,015,000 $800,000 -21.2% 0.5%
21ST MORTGAGE CORPORATION $1,350,000 $755,000 -44.1% 0.5%
U.S. Bank $495,000 $735,000 48.5% 0.5%
GUARANTEED RATE, INC. $645,000 n/a 0.4%
The Federal Savings Bank $570,000 n/a 0.4%
NEWREZ LLC $3,185,000 $565,000 -82.3% 0.3%
RELIANCE FIRST CAPITAL, LLC $145,000 $485,000 234.5% 0.3%
ABSOLUTE HOME MORTGAGE CORPORATION $430,000 n/a 0.3%
HOME POINT FINANCIAL CORPORATION $225,000 $430,000 91.1% 0.3%
Flagstar Bank, FSB $1,165,000 $420,000 -63.9% 0.3%
CCFCU FUNDING, LLC $2,175,000 $415,000 -80.9% 0.3%
NATIONWIDE MORTGAGE BANKERS, INC. $125,000 $410,000 228.0% 0.3%
CALIBER HOME LOANS, INC. $620,000 $365,000 -41.1% 0.2%
UTILITIES EMPLOYEES CREDIT UNION $260,000 $350,000 34.6% 0.2%
BETTER MORTGAGE CORPORATION $800,000 $325,000 -59.4% 0.2%
EVERETT FINANCIAL, INC. $325,000 n/a 0.2%
First National Bank of America $325,000 n/a 0.2%
Discover Bank $305,000 n/a 0.2%
Farm Credit East, ACA $270,000 n/a 0.2%
Evolve Bank & Trust $265,000 n/a 0.2%
NORTHERN CREDIT UNION $955,000 $265,000 -72.3% 0.2%
People's United Bank $255,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $260,000 $220,000 -15.4% 0.1%
MOVEMENT MORTGAGE, LLC $195,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $195,000 n/a 0.1%
Bank of England $145,000 $190,000 31.0% 0.1%
ARC HOME LLC $180,000 n/a 0.1%
CAPITAL COMMUNICATIONS Federal Credit Union $440,000 $165,000 -62.5% 0.1%
First Home Bank $165,000 n/a 0.1%
Luxury Mortgage Corp. $165,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $380,000 $155,000 -59.2% 0.1%
GUIDANCE RESIDENTIAL, LLC $155,000 n/a 0.1%
TOGETHER CREDIT UNION $145,000 n/a 0.1%
ARK MORTGAGE, INC. $135,000 n/a 0.1%
MLB RESIDENTIAL LENDING, LLC $3,710,000 $135,000 -96.4% 0.1%
SEFCU SERVICES, LLC $1,155,000 $135,000 -88.3% 0.1%
TrustCo Bank $135,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,375,000 $125,000 -90.9% 0.1%
Deere Employees Credit Union $65,000 n/a 0.0%
1ST ADVANTAGE FEDERAL CREDIT UNION $55,000 n/a 0.0%
AMERICAN ADVISORS GROUP $25,000 n/a 0.0%

Plattsburgh's top lender by overall market share is Community Bank, with 22.0% market share. In second place, with 9.9%, is QUICKEN LOANS, LLC, having originated $16,070,000 in loans. In third place, with 9.7%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $15,735,000 in loans. In fourth place, with 9.0%, is Glens Falls National Bank and Trust Company, having originated $14,580,000 in loans. In fifth place, with 8.7%, is PARAGON HOME LOANS INC., having originated $14,060,000 in loans.


Plattsburgh Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Plattsburgh (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $138,675 (-12.2%) $201,199 (-2.4%) 0.00 231
2018-02-01 $139,900 (-8.1%) $206,617 (1.5%) 0.00 224
2018-03-01 $154,900 (3.4%) $219,828 (9.4%) 0.00 221
2018-04-01 $161,875 (8.6%) $233,205 (11.6%) 0.00 234
2018-05-01 $169,925 (12.1%) $241,253 (7.7%) 0.00 250
2018-06-01 $172,400 (6.1%) $242,173 (5.7%) 0.00 280
2018-07-01 $179,900 (12.5%) $245,225 (9.4%) 0.00 288
2018-08-01 $179,925 (12.5%) $245,997 (9.0%) 0.00 285
2018-09-01 $175,000 (9.7%) $241,870 (11.1%) 0.00 269
2018-10-01 $166,000 (4.2%) $238,755 (12.8%) 0.00 263
2018-11-01 $172,325 (18.9%) $239,035 (16.7%) 0.00 237
2018-12-01 $159,900 (14.3%) $219,647 (9.1%) 0.00 207
2019-01-01 $158,000 (13.9%) $220,760 (9.7%) 0.00 180
2019-02-01 $159,900 (14.3%) $222,477 (7.7%) 0.00 173
2019-03-01 $160,371 (3.5%) $224,273 (2.0%) 0.00 169
2019-04-01 $160,921 (-0.6%) $225,011 (-3.5%) 0.00 167
2019-05-01 $169,950 (0.0%) $226,101 (-6.3%) 0.00 197
2019-06-01 $169,900 (-1.5%) $229,341 (-5.3%) 0.00 237
2019-07-01 $189,000 (5.1%) $240,684 (-1.9%) 0.00 268
2019-08-01 $188,536 (4.8%) $235,525 (-4.3%) 0.00 277
2019-09-01 $186,491 (6.6%) $234,251 (-3.2%) 0.00 272
2019-10-01 $184,900 (11.4%) $233,252 (-2.3%) 0.00 260
2019-11-01 $169,900 (-1.4%) $231,188 (-3.3%) 0.00 234
2019-12-01 $167,450 (4.7%) $234,959 (7.0%) 0.00 194
2020-01-01 $154,375 (-2.3%) $218,555 (-1.0%) 0.00 171
2020-02-01 $159,450 (-0.3%) $226,183 (1.7%) 0.00 157
2020-03-01 $189,675 (18.3%) $241,560 (7.7%) 0.00 169
2020-04-01 $192,175 (19.4%) $242,578 (7.8%) 0.00 172
2020-05-01 $189,000 (11.2%) $247,938 (9.7%) 0.00 152
2020-06-01 $189,450 (11.5%) $244,837 (6.8%) 0.00 160
2020-07-01 $200,000 (5.8%) $260,767 (8.3%) 0.00 166
2020-08-01 $205,000 (8.7%) $263,833 (12.0%) 0.00 164
2020-09-01 $201,200 (7.9%) $264,597 (13.0%) 0.00 171
2020-10-01 $190,950 (3.3%) $262,285 (12.5%) 0.00 166
2020-11-01 $192,175 (13.1%) $261,992 (13.3%) 0.00 163
2020-12-01 $194,225 (16.0%) $260,107 (10.7%) 0.00 150
2021-01-01 $189,000 (22.4%) $251,708 (15.2%) 0.00 133
2021-02-01 $175,625 (10.1%) $238,784 (5.6%) 0.00 118
2021-03-01 $201,375 (6.2%) $265,237 (9.8%) 0.00 94
2021-04-01 $225,750 (17.5%) $285,342 (17.6%) 0.00 86
2021-05-01 $239,000 (26.5%) $292,609 (18.0%) 0.00 86
2021-06-01 $249,900 (31.9%) $292,594 (19.5%) 0.00 105
2021-07-01 $230,000 (15.0%) $277,144 (6.3%) 0.00 110
2021-08-01 $232,425 (13.4%) $263,006 (-0.3%) 0.00 106
2021-09-01 $222,881 (10.8%) $244,483 (-7.6%) 0.00 102
2021-10-01 $204,975 (7.3%) $260,171 (-0.8%) 0.00 102
2021-11-01 $189,975 (-1.2%) $234,987 (-10.3%) 0.00 101
2021-12-01 $189,925 (-2.2%) $224,896 (-13.5%) 0.00 89
2022-01-01 $182,950 (-3.2%) $212,545 (-15.6%) 0.00 90
2022-02-01 $191,700 (9.2%) $214,981 (-10.0%) 0.00 71
2022-03-01 $188,450 (-6.4%) $209,525 (-21.0%) 0.00 67
2022-04-01 $178,000 (-21.2%) $209,370 (-26.6%) 0.00 64
2022-05-01 $197,200 (-17.5%) $247,650 (-15.4%) 0.00 81
2022-06-01 $218,000 (-12.8%) $261,978 (-10.5%) 0.00 113
2022-07-01 $219,363 (-4.6%) $267,004 (-3.7%) 0.00 128
2022-08-01 $223,313 (-3.9%) $276,650 (5.2%) 0.00 121
2022-09-01 $201,200 (-9.7%) $273,948 (12.1%) 0.00 111
2022-10-01 $204,500 (-0.2%) $264,184 (1.5%) 0.00 111
2022-11-01 $184,950 (-2.6%) $245,538 (4.5%) 0.00 101
2022-12-01 $174,900 (-7.9%) $222,916 (-0.9%) 0.00 90
2023-01-01 $182,498 (-0.3%) $225,298 (6.0%) 0.00 89
2023-02-01 $182,425 (-4.8%) $230,622 (7.3%) 0.00 89
2023-03-01 $219,306 (16.4%) $255,944 (22.2%) 0.00 83
2023-04-01 $237,500 (33.4%) $271,604 (29.7%) 0.00 78
2023-05-01 $238,900 (21.2%) $297,915 (20.3%) 0.00 91
2023-06-01 $249,000 (14.2%) $299,077 (14.2%) 0.00 101
2023-07-01 $235,000 (7.1%) $289,170 (8.3%) 0.00 120
2023-08-01 $226,900 (1.6%) $289,084 (4.5%) 0.00 125
2023-09-01 $225,000 (11.8%) $276,695 (1.0%) 0.00 120
2023-10-01 $238,675 (16.7%) $284,636 (7.7%) 0.00 132
2023-11-01 $239,925 (29.7%) $286,591 (16.7%) 0.00 116
2023-12-01 $245,000 (40.1%) $302,758 (35.8%) 0.00 111
2024-01-01 $239,950 (31.5%) $297,744 (32.2%) 0.00 100
Plattsburgh's median listing price for 2024-01-01 was $239,950, a difference of $57,452 (31.5%) versus the prior year and $-5,050 versus the prior month.

Plattsburgh's median listing price comes in at 0% of the national average.

Plattsburgh's average listing price for 2024-01-01 was $297,744, a difference of $72,446 (32.2%) versus the prior year and $-5,014 versus the prior month.

For the 2024-01-01 period, Plattsburgh had 100 MLS listings, a difference of -11 listings (-10%) versus the prior month and 11 listings (12%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Plattsburgh (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,620 sqft
2018-02-01 0 days 1,625 sqft
2018-03-01 0 days 1,639 sqft
2018-04-01 0 days 1,690 sqft
2018-05-01 0 days 1,704 sqft
2018-06-01 0 days 1,732 sqft
2018-07-01 0 days 1,755 sqft
2018-08-01 0 days 1,747 sqft
2018-09-01 0 days 1,745 sqft
2018-10-01 0 days 1,742 sqft
2018-11-01 0 days 1,780 sqft
2018-12-01 0 days 1,739 sqft
2019-01-01 0 days 1,740 sqft
2019-02-01 0 days 1,705 sqft
2019-03-01 0 days 1,724 sqft
2019-04-01 0 days 1,724 sqft
2019-05-01 0 days 1,711 sqft
2019-06-01 0 days 1,659 sqft
2019-07-01 0 days 1,713 sqft
2019-08-01 0 days 1,717 sqft
2019-09-01 0 days 1,711 sqft
2019-10-01 0 days 1,707 sqft
2019-11-01 0 days 1,700 sqft
2019-12-01 0 days 1,701 sqft
2020-01-01 0 days 1,644 sqft
2020-02-01 0 days 1,652 sqft
2020-03-01 0 days 1,800 sqft
2020-04-01 0 days 1,821 sqft
2020-05-01 0 days 1,782 sqft
2020-06-01 0 days 1,736 sqft
2020-07-01 0 days 1,740 sqft
2020-08-01 0 days 1,750 sqft
2020-09-01 0 days 1,747 sqft
2020-10-01 0 days 1,712 sqft
2020-11-01 0 days 1,746 sqft
2020-12-01 0 days 1,742 sqft
2021-01-01 0 days 1,669 sqft
2021-02-01 0 days 1,690 sqft
2021-03-01 0 days 1,728 sqft
2021-04-01 0 days 1,818 sqft
2021-05-01 0 days 1,886 sqft
2021-06-01 0 days 1,801 sqft
2021-07-01 0 days 1,815 sqft
2021-08-01 0 days 1,779 sqft
2021-09-01 0 days 1,798 sqft
2021-10-01 0 days 1,728 sqft
2021-11-01 0 days 1,670 sqft
2021-12-01 0 days 1,670 sqft
2022-01-01 0 days 1,666 sqft
2022-02-01 0 days 1,672 sqft
2022-03-01 0 days 1,615 sqft
2022-04-01 0 days 1,536 sqft
2022-05-01 0 days 1,581 sqft
2022-06-01 0 days 1,637 sqft
2022-07-01 0 days 1,699 sqft
2022-08-01 0 days 1,715 sqft
2022-09-01 0 days 1,659 sqft
2022-10-01 0 days 1,614 sqft
2022-11-01 0 days 1,633 sqft
2022-12-01 0 days 1,554 sqft
2023-01-01 0 days 1,563 sqft
2023-02-01 0 days 1,577 sqft
2023-03-01 0 days 1,713 sqft
2023-04-01 0 days 1,708 sqft
2023-05-01 0 days 1,780 sqft
2023-06-01 0 days 1,835 sqft
2023-07-01 0 days 1,835 sqft
2023-08-01 0 days 1,676 sqft
2023-09-01 0 days 1,609 sqft
2023-10-01 0 days 1,715 sqft
2023-11-01 0 days 1,748 sqft
2023-12-01 0 days 1,800 sqft
2024-01-01 0 days 1,790 sqft
Plattsburgh's median listing age (time on market) for 2024-01-01 was 0 days.

Plattsburgh's median square footage for active listings during the 2024-01-01 period was 1,790 sqft. One year prior, the average listing was 1,563 sqft.

Plattsburgh, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 542 $103,740,000 $191,402
Refi 148 $23,890,000 $161,419
Home Improvement 124 $10,330,000 $83,306
Cash Out Refi 120 $20,410,000 $170,083
Other 40 $3,210,000 $80,250

Plattsburgh's most frequently cited loan purpose was Home Purchase, with 542 originations. The 2nd most popular reason was Refi, with 148 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 251 $41,115,000 $163,805
3-4% 223 $43,065,000 $193,117
4-5% 200 $34,360,000 $171,800
6-7% 107 $16,725,000 $156,308
2.5-3% 78 $12,500,000 $160,256
<2.5% 53 $6,395,000 $120,660
7-8% 44 $6,320,000 $143,636
Over 8% 17 $1,095,000 $64,412

During 2022, Plattsburgh's most frequently originated rate bucket was 5-6%, with 251 originations.

Loan Sizing (Plattsburgh, NY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 468 $68,180,000 $145,684
$100,000 or less 255 $15,725,000 $61,667
$200k-400k 225 $58,645,000 $260,644
$400k-600k 17 $8,305,000 $488,529
$Over $1MM 5 $7,645,000 $1,529,000
$600k-1000k 4 $3,080,000 $770,000

Plattsburgh's loan sizing saw the bucket of loans from $100k-200k with 468 originations, totaling $68,180,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 457 $87,905,000 $192,352
60-80% 221 $45,165,000 $204,367
20-40% 110 $9,040,000 $82,182
40-60% 108 $14,100,000 $130,556
Under 20% 65 $2,315,000 $35,615
Over 100% 9 $2,285,000 $253,889

Plattsburgh's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 457 originations, totaling $87,905,000 in origination value.