Plattsburgh Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Plattsburgh averaged 6.84% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.76% and one month ago for the week of 2025-03-06, the average rate was 6.85%.

Plattsburgh's average rate one year ago was 7.34%.

For refis of the same type during the week of 2025-04-10, the average rate was 6.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Plattsburgh 30 Year Fixed Rate 2025-04-10 6.84%
Plattsburgh 30 Year Fixed Rate Refi 2025-04-10 6.52%
Plattsburgh 15 Year Fixed Rate 2025-04-10 5.92%
Plattsburgh 15 Year Fixed Rate Refi 2025-04-10 5.82%
Plattsburgh 30 Year FHA 2025-04-10 6.91%
Plattsburgh 30 Year FHA Refi 2025-04-10 6.63%
Plattsburgh 30 Year USDA 2025-04-10 6.35%
Plattsburgh 30 Year USDA Refi 2025-04-10 6.25%
Plattsburgh 30 Year VA 2025-04-10 6.19%
Plattsburgh 30 Year VA Refi 2025-04-10 6.39%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Plattsburgh, NY.

Plattsburgh Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plattsburgh, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Community Bank 151 7.23% $1,665
QUICKEN LOANS, LLC 38 6.83% $6,896
ABSOLUTE HOME MORTGAGE CORPORATION 35 7.21% $4,947
Glens Falls National Bank and Trust Company 19 6.68% $3,651
KeyBank 5 6.23% $5,331
TD Bank 5 7.32% $3,257
NAVY FEDERAL CREDIT UNION 4 7.19% $5,005
NBT Bank 4 6.66% $3,595
JPMorgan Chase Bank 4 7.15% $5,648
Bank of America 4 6.38% $8,329
AMERICU Credit Union 3 6.46% $6,433
M&T Bank 3 7.21% $5,050
HOMESTEAD FUNDING CORP. 3 6.46% $2,744
UNITED WHOLESALE MORTGAGE, LLC 3 6.37% $9,351
U.S. Bank 3 7.18% $3,474
CMG MORTGAGE, INC. 2 6.06% $5,210
Discover Bank 2 6.80% $0
OWNERSCHOICE FUNDING, INCORPORATED 2 6.56% $4,856
Premium Mortgage Corporation 2 7.06% $4,662
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.38% $5,040
NEWREZ LLC 1 6.50% $7,140
NORTH COUNTRY 1 6.13% $3,933
NORTHERN CREDIT UNION 1 6.63% $9,407
PENNYMAC LOAN SERVICES, LLC 1 6.62% $6,275
PENTAGON FEDERAL CREDIT UNION 1 6.63% $6,806
PLAZA HOME MORTGAGE, INC. 1 5.63% $5,796
RBC Bank, (Georgia) 1 6.13% $2,063
SEFCU SERVICES, LLC 1 6.88% $6,565
USAA Federal Savings Bank 1 7.13% $6,962
21ST MORTGAGE CORPORATION 1 8.50% $7,000
UTILITIES EMPLOYEES CREDIT UNION 1 6.63% $3,847
Ally Bank 1 6.00% $4,605
Bank of England 1 6.13% $9,234
Berkshire Bank 1 7.38% $4,670
BETTER MORTGAGE CORPORATION 1 7.38% $6,662
CROSSCOUNTRY MORTGAGE, LLC 1 6.38% $4,810
DELTA COMMUNITY CREDIT UNION 1 6.38% $5,831
EMBRACE HOME LOANS, INC. 1 6.13% $7,568
Empower Federal Credit Union 1 5.88% $8,120
Farm Credit East, ACA 1 8.75% $6,615
First National Bank of Pennsylvania 1 6.88% $4,785
FREEDOM MORTGAGE CORPORATION 1 6.75% $7,590
Genesee Regional Bank 1 6.75% $3,618
GUARANTEED RATE, INC. 1 6.88% $6,172
HUDSON VALLEY CREDIT UNION 1 6.00% $3,973
HUNT MORTGAGE CORPORATION 1 6.63% $6,397
Ixonia Bank 1 5.88% $6,301
Mortgage Research Center, LLC 1 7.13% $5,638
MOVEMENT MORTGAGE, LLC 1 6.44% $5,423
Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $12,657

Plattsburgh Average Closing Costs & Other Stats

Plattsburgh, NY's 50 lenders originated 822 loans during 2024. The total origination value was $159,560,000, with an average loan value of $194,112.

Plattsburgh's average closing costs are $4,588.

The top Plattsburgh lender as defined by loan originations is Community Bank, with 151 loans originated. Their average total fees are $1,665, which is $5,230 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Plattsburgh lenders (with over 10 loans originated) are Community Bank ($1,665), Glens Falls National Bank and Trust Company ($3,651), ABSOLUTE HOME MORTGAGE CORPORATION ($4,947), QUICKEN LOANS, LLC ($6,896) and .

The lowest rate Plattsburgh lenders (with over 10 loans originated) are Glens Falls National Bank and Trust Company (6.68%), QUICKEN LOANS, LLC (6.83%), ABSOLUTE HOME MORTGAGE CORPORATION (7.21%), Community Bank (7.23%) and .

Plattsburgh, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Community Bank $39,285,000 $43,510,000 10.8% 27.3%
QUICKEN LOANS, LLC $11,040,000 $18,510,000 67.7% 11.6%
ABSOLUTE HOME MORTGAGE CORPORATION $8,480,000 $14,820,000 74.8% 9.3%
Glens Falls National Bank and Trust Company $8,690,000 $10,125,000 16.5% 6.3%
Wells Fargo Bank $335,000 $7,020,000 1,995.5% 4.4%
NBT Bank $5,100,000 $5,545,000 8.7% 3.5%
TD Bank $4,470,000 $5,300,000 18.6% 3.3%
WALKER & DUNLOP, LLC $5,170,000 n/a 3.2%
Mortgage Research Center, LLC $1,845,000 $3,820,000 107.0% 2.4%
PENNYMAC LOAN SERVICES, LLC $975,000 $1,910,000 95.9% 1.2%
Bank of America $100,000 $1,860,000 1,760.0% 1.2%
Flagstar Bank, FSB $115,000 $1,810,000 1,473.9% 1.1%
USAA Federal Savings Bank $1,555,000 $1,700,000 9.3% 1.1%
NAVY FEDERAL CREDIT UNION $1,175,000 $1,605,000 36.6% 1.0%
SEFCU SERVICES, LLC $1,520,000 $1,570,000 3.3% 1.0%
AMERICU Credit Union $15,000 $1,365,000 9,000.0% 0.9%
KeyBank $2,800,000 $1,325,000 -52.7% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $3,145,000 $1,190,000 -62.2% 0.7%
JPMorgan Chase Bank $390,000 $1,170,000 200.0% 0.7%
Citizens Bank $1,030,000 $1,150,000 11.7% 0.7%
Discover Bank $670,000 $1,030,000 53.7% 0.6%
PLAZA HOME MORTGAGE, INC. $875,000 $1,000,000 14.3% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $1,020,000 $935,000 -8.3% 0.6%
NEWREZ LLC $190,000 $915,000 381.6% 0.6%
21ST MORTGAGE CORPORATION $985,000 $900,000 -8.6% 0.6%
Empower Federal Credit Union $885,000 n/a 0.6%
FREEDOM MORTGAGE CORPORATION $145,000 $845,000 482.8% 0.5%
NORTHERN CREDIT UNION $705,000 $825,000 17.0% 0.5%
M&T Bank $535,000 $795,000 48.6% 0.5%
TRIAD FINANCIAL SERVICES, INC. $115,000 $750,000 552.2% 0.5%
U.S. Bank $300,000 $710,000 136.7% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $230,000 $695,000 202.2% 0.4%
HOMESTEAD FUNDING CORP. $710,000 $655,000 -7.7% 0.4%
MOVEMENT MORTGAGE, LLC $240,000 $560,000 133.3% 0.4%
CMG MORTGAGE, INC. $225,000 $545,000 142.2% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $945,000 $525,000 -44.4% 0.3%
LOANDEPOT.COM, LLC $115,000 $520,000 352.2% 0.3%
AMERICAN FEDERAL MORTGAGE CORPORATION $505,000 n/a 0.3%
OWNERSCHOICE FUNDING, INCORPORATED $495,000 n/a 0.3%
PENTAGON FEDERAL CREDIT UNION $1,095,000 $495,000 -54.8% 0.3%
BETTER MORTGAGE CORPORATION $445,000 n/a 0.3%
First National Bank of Pennsylvania $415,000 n/a 0.3%
Premium Mortgage Corporation $370,000 n/a 0.2%
Bank of England $515,000 $345,000 -33.0% 0.2%
GUARANTEED RATE, INC. $370,000 $325,000 -12.2% 0.2%
RELIANCE FIRST CAPITAL, LLC $760,000 $300,000 -60.5% 0.2%
NORTH COUNTRY $280,000 n/a 0.2%
PLANET HOME LENDING, LLC $260,000 n/a 0.2%
EMBRACE HOME LOANS, INC. $255,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $595,000 $245,000 -58.8% 0.2%
Carrington Mortgage Services, LLC $360,000 $235,000 -34.7% 0.1%
DELTA COMMUNITY CREDIT UNION $225,000 n/a 0.1%
DIGITAL Federal Credit Union $225,000 n/a 0.1%
Farm Credit East, ACA $520,000 $225,000 -56.7% 0.1%
Ixonia Bank $225,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $215,000 n/a 0.1%
UTILITIES EMPLOYEES CREDIT UNION $500,000 $215,000 -57.0% 0.1%
ROYAL UNITED MORTGAGE LLC $65,000 $210,000 223.1% 0.1%
STATE EMPLOYEES FEDERAL CREDIT UNION $130,000 $200,000 53.8% 0.1%
Ally Bank $125,000 $185,000 48.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $155,000 $185,000 19.4% 0.1%
RBC Bank, (Georgia) $225,000 $185,000 -17.8% 0.1%
Berkshire Bank $185,000 $175,000 -5.4% 0.1%
Genesee Regional Bank $175,000 n/a 0.1%
Allied First Bank,sb $165,000 n/a 0.1%
HUNT MORTGAGE CORPORATION $165,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $145,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $155,000 $115,000 -25.8% 0.1%
HUDSON VALLEY CREDIT UNION $180,000 $105,000 -41.7% 0.1%
Adirondack Bank $275,000 $90,000 -67.3% 0.1%

Plattsburgh's top lender by overall market share is Community Bank, with 27.3% market share. In second place, with 11.6%, is QUICKEN LOANS, LLC, having originated $18,510,000 in loans. In third place, with 9.3%, is ABSOLUTE HOME MORTGAGE CORPORATION, having originated $14,820,000 in loans. In fourth place, with 6.3%, is Glens Falls National Bank and Trust Company, having originated $10,125,000 in loans. In fifth place, with 4.4%, is Wells Fargo Bank, having originated $7,020,000 in loans.


Plattsburgh Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Plattsburgh (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $138,675 (-11.9%) $201,199 (-2.2%) 0.00 231
2018-02-01 $139,900 (-7.2%) $206,617 (1.7%) 0.00 224
2018-03-01 $154,900 (3.4%) $219,828 (9.4%) 0.00 221
2018-04-01 $161,875 (8.6%) $233,205 (11.6%) 0.00 234
2018-05-01 $169,925 (12.1%) $241,253 (7.7%) 0.00 250
2018-06-01 $172,400 (6.1%) $242,173 (5.7%) 0.00 280
2018-07-01 $179,900 (12.5%) $245,225 (9.4%) 0.00 288
2018-08-01 $179,925 (12.5%) $245,997 (9.0%) 0.00 285
2018-09-01 $175,000 (9.7%) $241,870 (11.1%) 0.00 269
2018-10-01 $166,000 (4.2%) $238,755 (12.8%) 0.00 263
2018-11-01 $172,325 (18.9%) $239,035 (16.7%) 0.00 237
2018-12-01 $159,900 (14.3%) $219,611 (9.1%) 0.00 208
2019-01-01 $156,569 (12.9%) $220,041 (9.4%) 0.00 181
2019-02-01 $159,900 (14.3%) $221,689 (7.3%) 0.00 174
2019-03-01 $159,943 (3.3%) $223,398 (1.6%) 0.00 170
2019-04-01 $160,000 (-1.2%) $224,539 (-3.7%) 0.00 168
2019-05-01 $169,950 (0.0%) $226,101 (-6.3%) 0.00 197
2019-06-01 $169,900 (-1.5%) $228,621 (-5.6%) 0.00 238
2019-07-01 $189,000 (5.1%) $239,961 (-2.2%) 0.00 269
2019-08-01 $188,209 (4.6%) $234,857 (-4.5%) 0.00 278
2019-09-01 $186,348 (6.5%) $233,584 (-3.4%) 0.00 273
2019-10-01 $184,900 (11.4%) $232,735 (-2.5%) 0.00 260
2019-11-01 $169,900 (-1.4%) $231,188 (-3.3%) 0.00 234
2019-12-01 $167,450 (4.7%) $234,959 (7.0%) 0.00 194
2020-01-01 $154,375 (-1.4%) $218,555 (-0.7%) 0.00 171
2020-02-01 $159,450 (-0.3%) $226,183 (2.0%) 0.00 157
2020-03-01 $189,675 (18.6%) $241,560 (8.1%) 0.00 169
2020-04-01 $192,175 (20.1%) $242,578 (8.0%) 0.00 172
2020-05-01 $189,000 (11.2%) $247,938 (9.7%) 0.00 152
2020-06-01 $189,450 (11.5%) $244,837 (7.1%) 0.00 160
2020-07-01 $200,000 (5.8%) $260,767 (8.7%) 0.00 166
2020-08-01 $205,000 (8.9%) $269,342 (14.7%) 0.00 165
2020-09-01 $202,450 (8.6%) $269,743 (15.5%) 0.00 172
2020-10-01 $190,950 (3.3%) $262,285 (12.7%) 0.00 166
2020-11-01 $192,175 (13.1%) $261,992 (13.3%) 0.00 163
2020-12-01 $194,225 (16.0%) $260,107 (10.7%) 0.00 150
2021-01-01 $189,000 (22.4%) $251,708 (15.2%) 0.00 133
2021-02-01 $172,500 (8.2%) $238,214 (5.3%) 0.00 119
2021-03-01 $200,125 (5.5%) $263,549 (9.1%) 0.00 94
2021-04-01 $225,750 (17.5%) $285,342 (17.6%) 0.00 86
2021-05-01 $239,000 (26.5%) $292,609 (18.0%) 0.00 86
2021-06-01 $249,900 (31.9%) $292,594 (19.5%) 0.00 105
2021-07-01 $230,000 (15.0%) $277,144 (6.3%) 0.00 110
2021-08-01 $232,425 (13.4%) $263,006 (-2.4%) 0.00 106
2021-09-01 $222,906 (10.1%) $244,814 (-9.2%) 0.00 102
2021-10-01 $204,975 (7.3%) $260,171 (-0.8%) 0.00 102
2021-11-01 $189,975 (-1.2%) $234,987 (-10.3%) 0.00 101
2021-12-01 $189,925 (-2.2%) $224,896 (-13.5%) 0.00 89
2022-01-01 $182,950 (-3.2%) $212,545 (-15.6%) 0.00 90
2022-02-01 $191,700 (11.1%) $214,981 (-9.8%) 0.00 71
2022-03-01 $188,450 (-5.8%) $209,525 (-20.5%) 0.00 67
2022-04-01 $178,000 (-21.2%) $209,370 (-26.6%) 0.00 65
2022-05-01 $202,100 (-15.4%) $247,623 (-15.4%) 0.00 82
2022-06-01 $220,181 (-11.9%) $261,844 (-10.5%) 0.00 114
2022-07-01 $223,725 (-2.7%) $266,831 (-3.7%) 0.00 128
2022-08-01 $223,313 (-3.9%) $276,650 (5.2%) 0.00 121
2022-09-01 $201,200 (-9.7%) $273,948 (11.9%) 0.00 111
2022-10-01 $204,500 (-0.2%) $264,184 (1.5%) 0.00 111
2022-11-01 $184,950 (-2.6%) $245,538 (4.5%) 0.00 101
2022-12-01 $174,900 (-7.9%) $222,916 (-0.9%) 0.00 90
2023-01-01 $182,498 (-0.3%) $225,298 (6.0%) 0.00 89
2023-02-01 $182,425 (-4.8%) $230,622 (7.3%) 0.00 89
2023-03-01 $219,306 (16.4%) $255,944 (22.2%) 0.00 83
2023-04-01 $237,500 (33.4%) $271,604 (29.7%) 0.00 78
2023-05-01 $238,900 (18.2%) $297,915 (20.3%) 0.00 91
2023-06-01 $249,000 (13.1%) $299,077 (14.2%) 0.00 101
2023-07-01 $235,000 (5.0%) $289,170 (8.4%) 0.00 120
2023-08-01 $226,900 (1.6%) $289,084 (4.5%) 0.00 125
2023-09-01 $225,000 (11.8%) $276,695 (1.0%) 0.00 120
2023-10-01 $238,675 (16.7%) $284,636 (7.7%) 0.00 132
2023-11-01 $239,925 (29.7%) $286,591 (16.7%) 0.00 116
2023-12-01 $245,000 (40.1%) $302,758 (35.8%) 0.00 111
2024-01-01 $239,950 (31.5%) $297,744 (32.2%) 0.00 100
2024-02-01 $248,950 (36.5%) $302,437 (31.1%) 0.00 95
2024-03-01 $269,950 (23.1%) $303,079 (18.4%) 0.00 88
2024-04-01 $261,075 (9.9%) $297,693 (9.6%) 0.00 89
2024-05-01 $261,000 (9.3%) $299,196 (0.4%) 0.00 94
2024-06-01 $249,900 (0.4%) $314,251 (5.1%) 0.00 113
2024-07-01 $247,450 (5.3%) $313,084 (8.3%) 0.00 129
2024-08-01 $239,000 (5.3%) $297,958 (3.1%) 0.00 148
2024-09-01 $231,875 (3.1%) $307,411 (11.1%) 0.00 149
2024-10-01 $229,250 (-4.0%) $311,725 (9.5%) 0.00 149
2024-11-01 $225,000 (-6.2%) $284,883 (-0.6%) 0.00 149
2024-12-01 $220,500 (-10.0%) $283,695 (-6.3%) 0.00 138
2025-01-01 $211,225 (-12.0%) $252,366 (-15.2%) 0.00 111
2025-02-01 $204,950 (-17.7%) $264,048 (-12.7%) 0.00 96
2025-03-01 $224,900 (-16.7%) $296,846 (-2.1%) 0.00 100
Plattsburgh's median listing price for 2025-03-01 was $224,900, a difference of $-45,050 (-16.7%) versus the prior year and $19,950 versus the prior month.

Plattsburgh's median listing price comes in at 0% of the national average.

Plattsburgh's average listing price for 2025-03-01 was $296,846, a difference of $-6,233 (-2.1%) versus the prior year and $32,798 versus the prior month.

For the 2025-03-01 period, Plattsburgh had 100 MLS listings, a difference of 4 listings (4%) versus the prior month and 12 listings (14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Plattsburgh (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,620 sqft
2018-02-01 0 days 1,625 sqft
2018-03-01 0 days 1,639 sqft
2018-04-01 0 days 1,690 sqft
2018-05-01 0 days 1,704 sqft
2018-06-01 0 days 1,732 sqft
2018-07-01 0 days 1,755 sqft
2018-08-01 0 days 1,747 sqft
2018-09-01 0 days 1,745 sqft
2018-10-01 0 days 1,742 sqft
2018-11-01 0 days 1,780 sqft
2018-12-01 0 days 1,744 sqft
2019-01-01 0 days 1,743 sqft
2019-02-01 0 days 1,714 sqft
2019-03-01 0 days 1,725 sqft
2019-04-01 0 days 1,725 sqft
2019-05-01 0 days 1,713 sqft
2019-06-01 0 days 1,658 sqft
2019-07-01 0 days 1,708 sqft
2019-08-01 0 days 1,712 sqft
2019-09-01 0 days 1,708 sqft
2019-10-01 0 days 1,705 sqft
2019-11-01 0 days 1,700 sqft
2019-12-01 0 days 1,701 sqft
2020-01-01 0 days 1,644 sqft
2020-02-01 0 days 1,652 sqft
2020-03-01 0 days 1,800 sqft
2020-04-01 0 days 1,821 sqft
2020-05-01 0 days 1,782 sqft
2020-06-01 0 days 1,736 sqft
2020-07-01 0 days 1,740 sqft
2020-08-01 0 days 1,773 sqft
2020-09-01 0 days 1,747 sqft
2020-10-01 0 days 1,712 sqft
2020-11-01 0 days 1,749 sqft
2020-12-01 0 days 1,742 sqft
2021-01-01 0 days 1,669 sqft
2021-02-01 0 days 1,683 sqft
2021-03-01 0 days 1,726 sqft
2021-04-01 0 days 1,818 sqft
2021-05-01 0 days 1,887 sqft
2021-06-01 0 days 1,801 sqft
2021-07-01 0 days 1,815 sqft
2021-08-01 0 days 1,779 sqft
2021-09-01 0 days 1,798 sqft
2021-10-01 0 days 1,728 sqft
2021-11-01 0 days 1,670 sqft
2021-12-01 0 days 1,670 sqft
2022-01-01 0 days 1,666 sqft
2022-02-01 0 days 1,672 sqft
2022-03-01 0 days 1,615 sqft
2022-04-01 0 days 1,536 sqft
2022-05-01 0 days 1,558 sqft
2022-06-01 0 days 1,634 sqft
2022-07-01 0 days 1,699 sqft
2022-08-01 0 days 1,715 sqft
2022-09-01 0 days 1,659 sqft
2022-10-01 0 days 1,614 sqft
2022-11-01 0 days 1,633 sqft
2022-12-01 0 days 1,554 sqft
2023-01-01 0 days 1,563 sqft
2023-02-01 0 days 1,577 sqft
2023-03-01 0 days 1,713 sqft
2023-04-01 0 days 1,708 sqft
2023-05-01 0 days 1,780 sqft
2023-06-01 0 days 1,835 sqft
2023-07-01 0 days 1,835 sqft
2023-08-01 0 days 1,676 sqft
2023-09-01 0 days 1,609 sqft
2023-10-01 0 days 1,715 sqft
2023-11-01 0 days 1,748 sqft
2023-12-01 0 days 1,800 sqft
2024-01-01 0 days 1,790 sqft
2024-02-01 0 days 1,637 sqft
2024-03-01 0 days 1,684 sqft
2024-04-01 0 days 1,730 sqft
2024-05-01 0 days 1,772 sqft
2024-06-01 0 days 1,647 sqft
2024-07-01 0 days 1,651 sqft
2024-08-01 0 days 1,648 sqft
2024-09-01 0 days 1,702 sqft
2024-10-01 0 days 1,684 sqft
2024-11-01 0 days 1,576 sqft
2024-12-01 0 days 1,582 sqft
2025-01-01 0 days 1,595 sqft
2025-02-01 0 days 1,550 sqft
2025-03-01 0 days 1,564 sqft
Plattsburgh's median listing age (time on market) for 2025-03-01 was 0 days.

Plattsburgh's median square footage for active listings during the 2025-03-01 period was 1,564 sqft. One year prior, the average listing was 1,684 sqft.

Plattsburgh, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 491 $113,105,000 $230,356
Home Improvement 114 $9,470,000 $83,070
Cash Out Refi 85 $17,275,000 $203,235
Other 71 $5,815,000 $81,901
Refi 61 $13,895,000 $227,787

Plattsburgh's most frequently cited loan purpose was Home Purchase, with 491 originations. The 2nd most popular reason was Home Improvement, with 114 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 277 $64,125,000 $231,498
7-8% 260 $46,410,000 $178,500
Over 8% 140 $14,960,000 $106,857
5-6% 98 $19,770,000 $201,735
3-4% 22 $5,120,000 $232,727
4-5% 10 $1,670,000 $167,000
<2.5% 7 $295,000 $42,143

During 2024, Plattsburgh's most frequently originated rate bucket was 6-7%, with 277 originations.

Loan Sizing (Plattsburgh, NY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 341 $51,095,000 $149,839
$200k-400k 230 $60,910,000 $264,826
$100,000 or less 215 $12,925,000 $60,116
$400k-600k 24 $10,640,000 $443,333
$Over $1MM 9 $21,765,000 $2,418,333
$600k-1000k 3 $2,225,000 $741,667

Plattsburgh's loan sizing saw the bucket of loans from $100k-200k with 341 originations, totaling $51,095,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 388 $80,820,000 $208,299
60-80% 157 $38,365,000 $244,363
20-40% 116 $10,820,000 $93,276
40-60% 78 $10,300,000 $132,051
Under 20% 65 $2,915,000 $44,846
Over 100% 7 $8,645,000 $1,235,000

Plattsburgh's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 388 originations, totaling $80,820,000 in origination value.