Plattsburgh Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Plattsburgh averaged 6.88% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

    The average rate for the prior week (2025-05-01) was 6.98% and one month ago for the week of 2025-04-03, the average rate was 7.06%.

    Plattsburgh's average rate one year ago was 7.74%.

    For refis of the same type during the week of 2025-05-08, the average rate was 7.26%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-08 6.76%
    Plattsburgh 30 Year Fixed Rate 2025-05-08 6.88%
    Plattsburgh 30 Year Fixed Rate Refi 2025-05-08 7.26%
    Plattsburgh 15 Year Fixed Rate 2025-05-08 5.69%
    Plattsburgh 15 Year Fixed Rate Refi 2025-05-08 5.99%
    Plattsburgh 30 Year FHA 2025-05-08 6.96%
    Plattsburgh 30 Year FHA Refi 2025-05-08 6.58%
    Plattsburgh 30 Year USDA 2025-05-08 6.67%
    Plattsburgh 30 Year USDA Refi 2025-05-08 6.47%
    Plattsburgh 30 Year VA 2025-05-08 6.57%
    Plattsburgh 30 Year VA Refi 2025-05-08 6.47%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Plattsburgh, NY.

    Plattsburgh Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Plattsburgh, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Community Bank 151 7.23% $1,665
    QUICKEN LOANS, LLC 38 6.83% $6,896
    ABSOLUTE HOME MORTGAGE CORPORATION 35 7.21% $4,947
    Glens Falls National Bank and Trust Company 19 6.68% $3,651
    KeyBank 5 6.23% $5,331
    TD Bank 5 7.32% $3,257
    NAVY FEDERAL CREDIT UNION 4 7.19% $5,005
    NBT Bank 4 6.66% $3,595
    JPMorgan Chase Bank 4 7.15% $5,648
    Bank of America 4 6.38% $8,329
    AMERICU Credit Union 3 6.46% $6,433
    M&T Bank 3 7.21% $5,050
    HOMESTEAD FUNDING CORP. 3 6.46% $2,744
    UNITED WHOLESALE MORTGAGE, LLC 3 6.37% $9,351
    U.S. Bank 3 7.18% $3,474
    CMG MORTGAGE, INC. 2 6.06% $5,210
    Discover Bank 2 6.80% $0
    OWNERSCHOICE FUNDING, INCORPORATED 2 6.56% $4,856
    Premium Mortgage Corporation 2 7.06% $4,662
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.38% $5,040
    NEWREZ LLC 1 6.50% $7,140
    NORTH COUNTRY 1 6.13% $3,933
    NORTHERN CREDIT UNION 1 6.63% $9,407
    PENNYMAC LOAN SERVICES, LLC 1 6.62% $6,275
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $6,806
    PLAZA HOME MORTGAGE, INC. 1 5.63% $5,796
    RBC Bank, (Georgia) 1 6.13% $2,063
    SEFCU SERVICES, LLC 1 6.88% $6,565
    USAA Federal Savings Bank 1 7.13% $6,962
    21ST MORTGAGE CORPORATION 1 8.50% $7,000
    UTILITIES EMPLOYEES CREDIT UNION 1 6.63% $3,847
    Ally Bank 1 6.00% $4,605
    Bank of England 1 6.13% $9,234
    Berkshire Bank 1 7.38% $4,670
    BETTER MORTGAGE CORPORATION 1 7.38% $6,662
    CROSSCOUNTRY MORTGAGE, LLC 1 6.38% $4,810
    DELTA COMMUNITY CREDIT UNION 1 6.38% $5,831
    EMBRACE HOME LOANS, INC. 1 6.13% $7,568
    Empower Federal Credit Union 1 5.88% $8,120
    Farm Credit East, ACA 1 8.75% $6,615
    First National Bank of Pennsylvania 1 6.88% $4,785
    FREEDOM MORTGAGE CORPORATION 1 6.75% $7,590
    Genesee Regional Bank 1 6.75% $3,618
    GUARANTEED RATE, INC. 1 6.88% $6,172
    HUDSON VALLEY CREDIT UNION 1 6.00% $3,973
    HUNT MORTGAGE CORPORATION 1 6.63% $6,397
    Ixonia Bank 1 5.88% $6,301
    Mortgage Research Center, LLC 1 7.13% $5,638
    MOVEMENT MORTGAGE, LLC 1 6.44% $5,423
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $12,657

    Plattsburgh Average Closing Costs & Other Stats

    Plattsburgh, NY's 50 lenders originated 822 loans during 2024. The total origination value was $159,560,000, with an average loan value of $194,112.

    Plattsburgh's average closing costs are $4,588.

    The top Plattsburgh lender as defined by loan originations is Community Bank, with 151 loans originated. Their average total fees are $1,665, which is $5,230 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Plattsburgh lenders (with over 10 loans originated) are Community Bank ($1,665), Glens Falls National Bank and Trust Company ($3,651), ABSOLUTE HOME MORTGAGE CORPORATION ($4,947), QUICKEN LOANS, LLC ($6,896) and .

    The lowest rate Plattsburgh lenders (with over 10 loans originated) are Glens Falls National Bank and Trust Company (6.68%), QUICKEN LOANS, LLC (6.83%), ABSOLUTE HOME MORTGAGE CORPORATION (7.21%), Community Bank (7.23%) and .

    Plattsburgh, NY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Community Bank $39,285,000 $43,510,000 10.8% 27.3%
    QUICKEN LOANS, LLC $11,040,000 $18,510,000 67.7% 11.6%
    ABSOLUTE HOME MORTGAGE CORPORATION $8,480,000 $14,820,000 74.8% 9.3%
    Glens Falls National Bank and Trust Company $8,690,000 $10,125,000 16.5% 6.3%
    Wells Fargo Bank $335,000 $7,020,000 1,995.5% 4.4%
    NBT Bank $5,100,000 $5,545,000 8.7% 3.5%
    TD Bank $4,470,000 $5,300,000 18.6% 3.3%
    WALKER & DUNLOP, LLC $5,170,000 n/a 3.2%
    Mortgage Research Center, LLC $1,845,000 $3,820,000 107.0% 2.4%
    PENNYMAC LOAN SERVICES, LLC $975,000 $1,910,000 95.9% 1.2%
    Bank of America $100,000 $1,860,000 1,760.0% 1.2%
    Flagstar Bank, FSB $115,000 $1,810,000 1,473.9% 1.1%
    USAA Federal Savings Bank $1,555,000 $1,700,000 9.3% 1.1%
    NAVY FEDERAL CREDIT UNION $1,175,000 $1,605,000 36.6% 1.0%
    SEFCU SERVICES, LLC $1,520,000 $1,570,000 3.3% 1.0%
    AMERICU Credit Union $15,000 $1,365,000 9,000.0% 0.9%
    KeyBank $2,800,000 $1,325,000 -52.7% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $3,145,000 $1,190,000 -62.2% 0.7%
    JPMorgan Chase Bank $390,000 $1,170,000 200.0% 0.7%
    Citizens Bank $1,030,000 $1,150,000 11.7% 0.7%
    Discover Bank $670,000 $1,030,000 53.7% 0.6%
    PLAZA HOME MORTGAGE, INC. $875,000 $1,000,000 14.3% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $1,020,000 $935,000 -8.3% 0.6%
    NEWREZ LLC $190,000 $915,000 381.6% 0.6%
    21ST MORTGAGE CORPORATION $985,000 $900,000 -8.6% 0.6%
    Empower Federal Credit Union $885,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $145,000 $845,000 482.8% 0.5%
    NORTHERN CREDIT UNION $705,000 $825,000 17.0% 0.5%
    M&T Bank $535,000 $795,000 48.6% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $115,000 $750,000 552.2% 0.5%
    U.S. Bank $300,000 $710,000 136.7% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $230,000 $695,000 202.2% 0.4%
    HOMESTEAD FUNDING CORP. $710,000 $655,000 -7.7% 0.4%
    MOVEMENT MORTGAGE, LLC $240,000 $560,000 133.3% 0.4%
    CMG MORTGAGE, INC. $225,000 $545,000 142.2% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $945,000 $525,000 -44.4% 0.3%
    LOANDEPOT.COM, LLC $115,000 $520,000 352.2% 0.3%
    AMERICAN FEDERAL MORTGAGE CORPORATION $505,000 n/a 0.3%
    OWNERSCHOICE FUNDING, INCORPORATED $495,000 n/a 0.3%
    PENTAGON FEDERAL CREDIT UNION $1,095,000 $495,000 -54.8% 0.3%
    BETTER MORTGAGE CORPORATION $445,000 n/a 0.3%
    First National Bank of Pennsylvania $415,000 n/a 0.3%
    Premium Mortgage Corporation $370,000 n/a 0.2%
    Bank of England $515,000 $345,000 -33.0% 0.2%
    GUARANTEED RATE, INC. $370,000 $325,000 -12.2% 0.2%
    RELIANCE FIRST CAPITAL, LLC $760,000 $300,000 -60.5% 0.2%
    NORTH COUNTRY $280,000 n/a 0.2%
    PLANET HOME LENDING, LLC $260,000 n/a 0.2%
    EMBRACE HOME LOANS, INC. $255,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $595,000 $245,000 -58.8% 0.2%
    Carrington Mortgage Services, LLC $360,000 $235,000 -34.7% 0.1%
    DELTA COMMUNITY CREDIT UNION $225,000 n/a 0.1%
    DIGITAL Federal Credit Union $225,000 n/a 0.1%
    Farm Credit East, ACA $520,000 $225,000 -56.7% 0.1%
    Ixonia Bank $225,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $215,000 n/a 0.1%
    UTILITIES EMPLOYEES CREDIT UNION $500,000 $215,000 -57.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $65,000 $210,000 223.1% 0.1%
    STATE EMPLOYEES FEDERAL CREDIT UNION $130,000 $200,000 53.8% 0.1%
    Ally Bank $125,000 $185,000 48.0% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $155,000 $185,000 19.4% 0.1%
    RBC Bank, (Georgia) $225,000 $185,000 -17.8% 0.1%
    Berkshire Bank $185,000 $175,000 -5.4% 0.1%
    Genesee Regional Bank $175,000 n/a 0.1%
    Allied First Bank,sb $165,000 n/a 0.1%
    HUNT MORTGAGE CORPORATION $165,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $145,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $155,000 $115,000 -25.8% 0.1%
    HUDSON VALLEY CREDIT UNION $180,000 $105,000 -41.7% 0.1%
    Adirondack Bank $275,000 $90,000 -67.3% 0.1%

    Plattsburgh's top lender by overall market share is Community Bank, with 27.3% market share. In second place, with 11.6%, is QUICKEN LOANS, LLC, having originated $18,510,000 in loans. In third place, with 9.3%, is ABSOLUTE HOME MORTGAGE CORPORATION, having originated $14,820,000 in loans. In fourth place, with 6.3%, is Glens Falls National Bank and Trust Company, having originated $10,125,000 in loans. In fifth place, with 4.4%, is Wells Fargo Bank, having originated $7,020,000 in loans.

    Plattsburgh Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Plattsburgh (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $138,675 (-11.9%) $201,199 (-2.2%) 0.00 231
    2018-02-01 $139,900 (-7.2%) $206,617 (1.7%) 0.00 224
    2018-03-01 $154,900 (3.4%) $219,828 (9.4%) 0.00 221
    2018-04-01 $161,875 (8.6%) $233,205 (11.6%) 0.00 234
    2018-05-01 $169,925 (12.1%) $241,253 (7.7%) 0.00 250
    2018-06-01 $172,400 (6.1%) $242,173 (5.7%) 0.00 280
    2018-07-01 $179,900 (12.5%) $245,225 (9.4%) 0.00 288
    2018-08-01 $179,925 (12.5%) $245,997 (9.0%) 0.00 285
    2018-09-01 $175,000 (9.7%) $241,870 (11.1%) 0.00 269
    2018-10-01 $166,000 (4.2%) $238,755 (12.8%) 0.00 263
    2018-11-01 $172,325 (18.9%) $239,035 (16.7%) 0.00 237
    2018-12-01 $159,900 (14.3%) $219,611 (9.1%) 0.00 208
    2019-01-01 $156,569 (12.9%) $220,041 (9.4%) 0.00 181
    2019-02-01 $159,900 (14.3%) $221,689 (7.3%) 0.00 174
    2019-03-01 $159,943 (3.3%) $223,398 (1.6%) 0.00 170
    2019-04-01 $160,000 (-1.2%) $224,539 (-3.7%) 0.00 168
    2019-05-01 $169,950 (0.0%) $226,101 (-6.3%) 0.00 197
    2019-06-01 $169,900 (-1.5%) $228,621 (-5.6%) 0.00 238
    2019-07-01 $189,000 (5.1%) $239,961 (-2.2%) 0.00 269
    2019-08-01 $188,209 (4.6%) $234,857 (-4.5%) 0.00 278
    2019-09-01 $186,348 (6.5%) $233,584 (-3.4%) 0.00 273
    2019-10-01 $184,900 (11.4%) $232,735 (-2.5%) 0.00 260
    2019-11-01 $169,900 (-1.4%) $231,188 (-3.3%) 0.00 234
    2019-12-01 $167,450 (4.7%) $234,959 (7.0%) 0.00 194
    2020-01-01 $154,375 (-1.4%) $218,555 (-0.7%) 0.00 171
    2020-02-01 $159,450 (-0.3%) $226,183 (2.0%) 0.00 157
    2020-03-01 $189,675 (18.6%) $241,560 (8.1%) 0.00 169
    2020-04-01 $192,175 (20.1%) $242,578 (8.0%) 0.00 172
    2020-05-01 $189,000 (11.2%) $247,938 (9.7%) 0.00 152
    2020-06-01 $189,450 (11.5%) $244,837 (7.1%) 0.00 160
    2020-07-01 $200,000 (5.8%) $260,767 (8.7%) 0.00 166
    2020-08-01 $205,000 (8.9%) $269,342 (14.7%) 0.00 165
    2020-09-01 $202,450 (8.6%) $269,743 (15.5%) 0.00 172
    2020-10-01 $190,950 (3.3%) $262,285 (12.7%) 0.00 166
    2020-11-01 $192,175 (13.1%) $261,992 (13.3%) 0.00 163
    2020-12-01 $194,225 (16.0%) $260,107 (10.7%) 0.00 150
    2021-01-01 $189,000 (22.4%) $251,708 (15.2%) 0.00 133
    2021-02-01 $172,500 (8.2%) $238,214 (5.3%) 0.00 119
    2021-03-01 $200,125 (5.5%) $263,549 (9.1%) 0.00 94
    2021-04-01 $225,750 (17.5%) $285,342 (17.6%) 0.00 86
    2021-05-01 $239,000 (26.5%) $292,609 (18.0%) 0.00 86
    2021-06-01 $249,900 (31.9%) $292,594 (19.5%) 0.00 105
    2021-07-01 $230,000 (15.0%) $277,144 (6.3%) 0.00 110
    2021-08-01 $232,425 (13.4%) $263,006 (-2.4%) 0.00 106
    2021-09-01 $222,906 (10.1%) $244,814 (-9.2%) 0.00 102
    2021-10-01 $204,975 (7.3%) $260,171 (-0.8%) 0.00 102
    2021-11-01 $189,975 (-1.2%) $234,987 (-10.3%) 0.00 101
    2021-12-01 $189,925 (-2.2%) $224,896 (-13.5%) 0.00 89
    2022-01-01 $182,950 (-3.2%) $212,545 (-15.6%) 0.00 90
    2022-02-01 $191,700 (11.1%) $214,981 (-9.8%) 0.00 71
    2022-03-01 $188,450 (-5.8%) $209,525 (-20.5%) 0.00 67
    2022-04-01 $178,000 (-21.2%) $209,370 (-26.6%) 0.00 65
    2022-05-01 $202,100 (-15.4%) $247,623 (-15.4%) 0.00 82
    2022-06-01 $220,181 (-11.9%) $261,844 (-10.5%) 0.00 114
    2022-07-01 $223,725 (-2.7%) $266,831 (-3.7%) 0.00 128
    2022-08-01 $223,313 (-3.9%) $276,650 (5.2%) 0.00 121
    2022-09-01 $201,200 (-9.7%) $273,948 (11.9%) 0.00 111
    2022-10-01 $204,500 (-0.2%) $264,184 (1.5%) 0.00 111
    2022-11-01 $184,950 (-2.6%) $245,538 (4.5%) 0.00 101
    2022-12-01 $174,900 (-7.9%) $222,916 (-0.9%) 0.00 90
    2023-01-01 $182,498 (-0.3%) $225,298 (6.0%) 0.00 89
    2023-02-01 $182,425 (-4.8%) $230,622 (7.3%) 0.00 89
    2023-03-01 $219,306 (16.4%) $255,944 (22.2%) 0.00 83
    2023-04-01 $237,500 (33.4%) $271,604 (29.7%) 0.00 78
    2023-05-01 $238,900 (18.2%) $297,915 (20.3%) 0.00 91
    2023-06-01 $249,000 (13.1%) $299,077 (14.2%) 0.00 101
    2023-07-01 $235,000 (5.0%) $289,170 (8.4%) 0.00 120
    2023-08-01 $226,900 (1.6%) $289,084 (4.5%) 0.00 125
    2023-09-01 $225,000 (11.8%) $276,695 (1.0%) 0.00 120
    2023-10-01 $238,675 (16.7%) $284,636 (7.7%) 0.00 132
    2023-11-01 $239,925 (29.7%) $286,591 (16.7%) 0.00 116
    2023-12-01 $245,000 (40.1%) $302,758 (35.8%) 0.00 111
    2024-01-01 $239,950 (31.5%) $297,744 (32.2%) 0.00 100
    2024-02-01 $248,950 (36.5%) $302,437 (31.1%) 0.00 95
    2024-03-01 $269,950 (23.1%) $303,079 (18.4%) 0.00 88
    2024-04-01 $261,075 (9.9%) $297,693 (9.6%) 0.00 89
    2024-05-01 $261,000 (9.3%) $299,196 (0.4%) 0.00 94
    2024-06-01 $249,900 (0.4%) $314,251 (5.1%) 0.00 113
    2024-07-01 $247,450 (5.3%) $313,084 (8.3%) 0.00 129
    2024-08-01 $239,000 (5.3%) $297,958 (3.1%) 0.00 148
    2024-09-01 $231,875 (3.1%) $307,411 (11.1%) 0.00 149
    2024-10-01 $229,250 (-4.0%) $311,725 (9.5%) 0.00 149
    2024-11-01 $225,000 (-6.2%) $284,883 (-0.6%) 0.00 149
    2024-12-01 $220,500 (-10.0%) $283,695 (-6.3%) 0.00 138
    2025-01-01 $211,225 (-12.0%) $252,366 (-15.2%) 0.00 111
    2025-02-01 $204,950 (-17.7%) $264,048 (-12.7%) 0.00 96
    2025-03-01 $224,900 (-16.7%) $296,846 (-2.1%) 0.00 100
    2025-04-01 $229,450 (-12.1%) $304,669 (2.3%) 0.00 101
    Plattsburgh's median listing price for 2025-04-01 was $229,450, a difference of $-31,625 (-12.1%) versus the prior year and $4,550 versus the prior month.

    Plattsburgh's median listing price comes in at 0% of the national average.

    Plattsburgh's average listing price for 2025-04-01 was $304,669, a difference of $6,976 (2.3%) versus the prior year and $7,823 versus the prior month.

    For the 2025-04-01 period, Plattsburgh had 101 MLS listings, a difference of 1 listings (1%) versus the prior month and 12 listings (13%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Plattsburgh (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,620 sqft
    2018-02-01 0 days 1,625 sqft
    2018-03-01 0 days 1,639 sqft
    2018-04-01 0 days 1,690 sqft
    2018-05-01 0 days 1,704 sqft
    2018-06-01 0 days 1,732 sqft
    2018-07-01 0 days 1,755 sqft
    2018-08-01 0 days 1,747 sqft
    2018-09-01 0 days 1,745 sqft
    2018-10-01 0 days 1,742 sqft
    2018-11-01 0 days 1,780 sqft
    2018-12-01 0 days 1,744 sqft
    2019-01-01 0 days 1,743 sqft
    2019-02-01 0 days 1,714 sqft
    2019-03-01 0 days 1,725 sqft
    2019-04-01 0 days 1,725 sqft
    2019-05-01 0 days 1,713 sqft
    2019-06-01 0 days 1,658 sqft
    2019-07-01 0 days 1,708 sqft
    2019-08-01 0 days 1,712 sqft
    2019-09-01 0 days 1,708 sqft
    2019-10-01 0 days 1,705 sqft
    2019-11-01 0 days 1,700 sqft
    2019-12-01 0 days 1,701 sqft
    2020-01-01 0 days 1,644 sqft
    2020-02-01 0 days 1,652 sqft
    2020-03-01 0 days 1,800 sqft
    2020-04-01 0 days 1,821 sqft
    2020-05-01 0 days 1,782 sqft
    2020-06-01 0 days 1,736 sqft
    2020-07-01 0 days 1,740 sqft
    2020-08-01 0 days 1,773 sqft
    2020-09-01 0 days 1,747 sqft
    2020-10-01 0 days 1,712 sqft
    2020-11-01 0 days 1,749 sqft
    2020-12-01 0 days 1,742 sqft
    2021-01-01 0 days 1,669 sqft
    2021-02-01 0 days 1,683 sqft
    2021-03-01 0 days 1,726 sqft
    2021-04-01 0 days 1,818 sqft
    2021-05-01 0 days 1,887 sqft
    2021-06-01 0 days 1,801 sqft
    2021-07-01 0 days 1,815 sqft
    2021-08-01 0 days 1,779 sqft
    2021-09-01 0 days 1,798 sqft
    2021-10-01 0 days 1,728 sqft
    2021-11-01 0 days 1,670 sqft
    2021-12-01 0 days 1,670 sqft
    2022-01-01 0 days 1,666 sqft
    2022-02-01 0 days 1,672 sqft
    2022-03-01 0 days 1,615 sqft
    2022-04-01 0 days 1,536 sqft
    2022-05-01 0 days 1,558 sqft
    2022-06-01 0 days 1,634 sqft
    2022-07-01 0 days 1,699 sqft
    2022-08-01 0 days 1,715 sqft
    2022-09-01 0 days 1,659 sqft
    2022-10-01 0 days 1,614 sqft
    2022-11-01 0 days 1,633 sqft
    2022-12-01 0 days 1,554 sqft
    2023-01-01 0 days 1,563 sqft
    2023-02-01 0 days 1,577 sqft
    2023-03-01 0 days 1,713 sqft
    2023-04-01 0 days 1,708 sqft
    2023-05-01 0 days 1,780 sqft
    2023-06-01 0 days 1,835 sqft
    2023-07-01 0 days 1,835 sqft
    2023-08-01 0 days 1,676 sqft
    2023-09-01 0 days 1,609 sqft
    2023-10-01 0 days 1,715 sqft
    2023-11-01 0 days 1,748 sqft
    2023-12-01 0 days 1,800 sqft
    2024-01-01 0 days 1,790 sqft
    2024-02-01 0 days 1,637 sqft
    2024-03-01 0 days 1,684 sqft
    2024-04-01 0 days 1,730 sqft
    2024-05-01 0 days 1,772 sqft
    2024-06-01 0 days 1,647 sqft
    2024-07-01 0 days 1,651 sqft
    2024-08-01 0 days 1,648 sqft
    2024-09-01 0 days 1,702 sqft
    2024-10-01 0 days 1,684 sqft
    2024-11-01 0 days 1,576 sqft
    2024-12-01 0 days 1,582 sqft
    2025-01-01 0 days 1,595 sqft
    2025-02-01 0 days 1,550 sqft
    2025-03-01 0 days 1,564 sqft
    2025-04-01 0 days 1,598 sqft
    Plattsburgh's median listing age (time on market) for 2025-04-01 was 0 days.

    Plattsburgh's median square footage for active listings during the 2025-04-01 period was 1,598 sqft. One year prior, the average listing was 1,730 sqft.

    Plattsburgh, NY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 491 $113,105,000 $230,356
    Home Improvement 114 $9,470,000 $83,070
    Cash Out Refi 85 $17,275,000 $203,235
    Other 71 $5,815,000 $81,901
    Refi 61 $13,895,000 $227,787

    Plattsburgh's most frequently cited loan purpose was Home Purchase, with 491 originations. The 2nd most popular reason was Home Improvement, with 114 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 277 $64,125,000 $231,498
    7-8% 260 $46,410,000 $178,500
    Over 8% 140 $14,960,000 $106,857
    5-6% 98 $19,770,000 $201,735
    3-4% 22 $5,120,000 $232,727
    4-5% 10 $1,670,000 $167,000
    <2.5% 7 $295,000 $42,143

    During 2024, Plattsburgh's most frequently originated rate bucket was 6-7%, with 277 originations.

    Loan Sizing (Plattsburgh, NY MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 341 $51,095,000 $149,839
    $200k-400k 230 $60,910,000 $264,826
    $100,000 or less 215 $12,925,000 $60,116
    $400k-600k 24 $10,640,000 $443,333
    $Over $1MM 9 $21,765,000 $2,418,333
    $600k-1000k 3 $2,225,000 $741,667

    Plattsburgh's loan sizing saw the bucket of loans from $100k-200k with 341 originations, totaling $51,095,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 388 $80,820,000 $208,299
    60-80% 157 $38,365,000 $244,363
    20-40% 116 $10,820,000 $93,276
    40-60% 78 $10,300,000 $132,051
    Under 20% 65 $2,915,000 $44,846
    Over 100% 7 $8,645,000 $1,235,000

    Plattsburgh's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 388 originations, totaling $80,820,000 in origination value.