Better Mortgage Corporation Rates, Fees & Info

Sacramento, CA

LEI: 549300XY701IELCE5Q08

Tax ID: 87-1691650

5 stars - Updated: 6/24/24 - out of 5 stars, based on 72 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Better Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Better Mortgage Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Dallas, Atlanta, Seattle, and Miami among others. We have data for 489 markets. (Some data included below & more in-depth data is available with an active subscription.)

Better Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Better Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.39% 6/24/24
30 Year Conventional Refi 6.25% 6/24/24
30 Year Cash-out Refi 6.47% 6/24/24
30 Year FHA Purchase 7.19% 6/24/24
30 Year FHA Refi 6.42% 6/24/24
30 Year VA Purchase 5.47% 6/24/24
30 Year VA Refi 6.27% 6/24/24
15 Year Conventional Purchase 5.82% 6/24/24
15 Year Conventional Refi 5.71% 6/24/24
15 Year Cash-out Refi 5.71% 6/24/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Better Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Better Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,198

Origination Dollar Volume (All Markets)

$1,988,290,000
Show all (65) awards

Relative Rate

Better Mortgage Corporation's average 30 year fixed mortgage rate was 6.33%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.15%.

Relative Fees (Closing Costs)

Better Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $7,270.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 356 $182,670,000 $513,118 $9,583 6.13%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 241 $101,795,000 $422,386 $6,927 6.23%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 209 $79,145,000 $378,684 $6,326 6.25%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 130 $75,940,000 $584,154 $9,940 6.19%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 146 $72,410,000 $495,959 $8,557 6.27%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 159 $59,045,000 $371,352 $7,992 6.25%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 154 $52,900,000 $343,506 $6,910 6.41%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 111 $50,025,000 $450,676 $8,656 5.94%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 76 $48,370,000 $636,447 $12,418 6.26%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 120 $44,780,000 $373,167 $7,076 6.27%
Outside of Metro Areas 154 $44,500,000 $288,961 $7,240 6.34%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 86 $43,030,000 $500,349 $7,442 6.10%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 90 $40,140,000 $446,000 $8,827 6.32%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 101 $39,295,000 $389,059 $6,575 6.26%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 108 $38,950,000 $360,648 $7,616 6.17%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 78 $37,750,000 $483,974 $7,541 6.10%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 50 $32,440,000 $648,800 $11,816 6.28%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 80 $31,210,000 $390,125 $8,008 6.15%
RALEIGH-CARY, NC (FHA|USDA|VA) 73 $30,995,000 $424,589 $6,533 6.10%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 61 $29,405,000 $482,049 $5,935 6.14%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 48 $22,670,000 $472,292 $6,799 6.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 43 $21,185,000 $492,674 $8,709 6.08%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 51 $18,685,000 $366,373 $6,645 6.16%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 37 $17,005,000 $459,595 $6,840 6.23%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 53 $15,885,000 $299,717 $7,597 6.24%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 35 $15,335,000 $438,143 $6,017 5.99%
JACKSONVILLE, FL (FHA|USDA|VA) 50 $15,080,000 $301,600 $7,690 6.17%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 27 $14,565,000 $539,444 $13,588 6.27%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 30 $13,710,000 $457,000 $8,191 6.33%
KANSAS CITY, MO-KS (FHA|USDA|VA) 47 $13,385,000 $284,787 $4,025 6.30%
PITTSBURGH, PA (FHA|USDA|VA) 43 $12,855,000 $298,953 $7,139 6.21%
SALT LAKE CITY, UT (FHA|USDA|VA) 20 $12,500,000 $625,000 $5,798 6.15%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 35 $12,265,000 $350,429 $5,766 6.41%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 30 $12,160,000 $405,333 $6,774 6.40%
ST. LOUIS, MO-IL (FHA|USDA|VA) 40 $12,130,000 $303,250 $5,863 6.03%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 42 $11,710,000 $278,810 $5,142 6.37%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 32 $10,710,000 $334,688 $4,472 6.32%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 42 $10,470,000 $249,286 $3,319 6.27%
COLUMBUS, OH (FHA|USDA|VA) 31 $9,205,000 $296,935 $6,471 6.31%
RICHMOND, VA (FHA|USDA|VA) 23 $9,025,000 $392,391 $4,954 6.30%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 23 $8,985,000 $390,652 $6,677 6.27%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 24 $8,800,000 $366,667 $8,334 6.29%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 23 $8,715,000 $378,913 $6,492 6.20%
OKLAHOMA CITY, OK (FHA|USDA|VA) 34 $8,590,000 $252,647 $5,764 6.26%
ALBUQUERQUE, NM (FHA|USDA|VA) 21 $8,375,000 $398,810 $6,863 6.16%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $8,110,000 $506,875 $11,125 6.05%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 24 $8,090,000 $337,083 $7,970 6.33%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 28 $7,870,000 $281,071 $6,681 6.19%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 19 $7,415,000 $390,263 $8,201 6.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 30 $7,350,000 $245,000 $4,542 6.50%
KNOXVILLE, TN (FHA|USDA|VA) 24 $7,260,000 $302,500 $5,004 6.24%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 22 $7,040,000 $320,000 $7,333 6.18%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 13 $6,285,000 $483,462 $8,817 6.05%
HUNTSVILLE, AL (FHA|USDA|VA) 23 $6,255,000 $271,957 $6,935 6.33%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 18 $6,170,000 $342,778 $4,063 6.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 21 $5,845,000 $278,333 $7,044 6.10%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 13 $5,845,000 $449,615 $10,834 5.81%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $5,590,000 $698,750 $11,391 6.56%
BOISE CITY, ID (FHA|USDA|VA) 13 $5,435,000 $418,077 $10,543 6.20%
STOCKTON, CA (FHA|USDA|VA) 13 $5,415,000 $416,538 $4,780 6.36%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 14 $5,200,000 $371,429 $6,061 6.20%
COLORADO SPRINGS, CO (FHA|USDA|VA) 11 $5,125,000 $465,909 $5,557 6.02%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 17 $5,095,000 $299,706 $5,297 5.95%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 16 $5,010,000 $313,125 $8,318 6.45%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 14 $4,980,000 $355,714 $8,390 6.41%
PORT ST. LUCIE, FL (FHA|USDA|VA) 15 $4,875,000 $325,000 $7,346 6.37%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 15 $4,755,000 $317,000 $6,623 6.03%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $4,740,000 $474,000 $9,888 6.48%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 15 $4,655,000 $310,333 $7,212 6.48%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $4,545,000 $303,000 $5,368 6.00%
LOUISVILLE, KY (FHA|USDA|VA) 15 $4,535,000 $302,333 $5,696 6.75%
WORCESTER, MA-CT (FHA|USDA|VA) 11 $4,495,000 $408,636 $5,894 6.19%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $4,465,000 $343,462 $6,429 6.51%
ASHEVILLE, NC (FHA|USDA|VA) 10 $4,420,000 $442,000 $4,455 6.25%
GREELEY, CO (FHA|USDA|VA) 9 $4,145,000 $460,556 $9,509 5.79%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 12 $4,080,000 $340,000 $2,880 6.56%
OCALA, FL (FHA|USDA|VA) 17 $4,075,000 $239,706 $3,982 6.38%
TUCSON, AZ (FHA|USDA|VA) 15 $4,055,000 $270,333 $6,583 6.25%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 16 $4,030,000 $251,875 $5,522 6.37%
WILMINGTON, NC (FHA|USDA|VA) 10 $3,960,000 $396,000 $4,311 6.43%
KINGSTON, NY (FHA|USDA|VA) 10 $3,810,000 $381,000 $6,140 6.59%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 14 $3,700,000 $264,286 $5,905 6.30%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $3,690,000 $615,000 $7,595 6.29%
GAINESVILLE, FL (FHA|USDA|VA) 14 $3,660,000 $261,429 $5,894 6.26%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $3,620,000 $301,667 $5,491 5.93%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $3,450,000 $345,000 $6,549 6.25%
MADISON, WI (FHA|USDA|VA) 8 $3,410,000 $426,250 $8,605 6.25%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 9 $3,385,000 $376,111 $8,535 6.17%
BATON ROUGE, LA (FHA|USDA|VA) 11 $3,385,000 $307,727 $10,850 6.00%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 8 $3,360,000 $420,000 $8,361 6.33%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 10 $3,360,000 $336,000 $3,331 6.41%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $3,310,000 $275,833 $4,485 6.23%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 13 $3,265,000 $251,154 $2,970 6.63%
JACKSON, MS (FHA|USDA|VA) 14 $3,190,000 $227,857 $4,327 6.40%
FRESNO, CA (FHA|USDA|VA) 8 $3,170,000 $396,250 $11,564 6.30%
SALEM, OR (FHA|USDA|VA) 7 $3,165,000 $452,143 $6,255 6.14%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 10 $3,160,000 $316,000 $10,309 6.33%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 14 $3,150,000 $225,000 $5,813 6.52%
SALISBURY, MD-DE (FHA|USDA|VA) 10 $3,140,000 $314,000 $9,380 6.03%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $3,140,000 $523,333 $6,422 5.65%
TULSA, OK (FHA|USDA|VA) 15 $3,065,000 $204,333 $4,668 6.41%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $2,865,000 $409,286 $7,282 6.23%
DAYTON-KETTERING, OH (FHA|USDA|VA) 12 $2,800,000 $233,333 $5,728 6.43%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 5 $2,795,000 $559,000 $10,791 6.10%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $2,785,000 $397,857 $5,390 6.18%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $2,730,000 $341,250 $4,722 6.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $2,695,000 $385,000 $7,185 6.09%
FORT COLLINS, CO (FHA|USDA|VA) 6 $2,690,000 $448,333 $8,861 5.63%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 9 $2,655,000 $295,000 $7,822 6.21%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $2,575,000 $286,111 $5,125 6.60%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $2,525,000 $360,714 $10,030 5.82%
SAVANNAH, GA (FHA|USDA|VA) 8 $2,480,000 $310,000 $5,042 6.44%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $2,470,000 $411,667 $11,606 6.08%
BOULDER, CO (FHA|USDA|VA) 5 $2,445,000 $489,000 $6,163 6.28%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 10 $2,420,000 $242,000 $8,159 6.21%
MODESTO, CA (FHA|USDA|VA) 5 $2,385,000 $477,000 $3,951 6.65%
Sevierville, TN (FHA|USDA|VA) 6 $2,330,000 $388,333 $3,984 6.79%
BEND, OR (FHA|USDA|VA) 5 $2,325,000 $465,000 $8,959 7.00%
COLUMBIA, SC (FHA|USDA|VA) 8 $2,290,000 $286,250 $6,679 6.30%
SANTA FE, NM (FHA|USDA|VA) 5 $2,275,000 $455,000 $4,100 6.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $2,265,000 $251,667 $5,838 6.63%
WACO, TX (FHA|USDA|VA) 5 $2,135,000 $427,000 $11,240 5.58%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $2,035,000 $407,000 $5,909 6.28%
EL PASO, TX (FHA|USDA|VA) 8 $2,030,000 $253,750 $5,279 5.95%
PROVO-OREM, UT (FHA|USDA|VA) 3 $2,015,000 $671,667 $2,477 6.92%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 6 $1,980,000 $330,000 $11,004 5.73%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $1,965,000 $393,000 $2,816 6.33%
PANAMA CITY, FL (FHA|USDA|VA) 3 $1,955,000 $651,667 $10,790 6.17%
Torrington, CT (FHA|USDA|VA) 7 $1,885,000 $269,286 $6,140 6.64%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,880,000 $313,333 $6,265 5.98%
FAYETTEVILLE, NC (FHA|USDA|VA) 8 $1,860,000 $232,500 $7,619 5.98%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $1,850,000 $462,500 $3,537 6.50%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $1,715,000 $571,667 $5,210 6.58%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $1,715,000 $343,000 $2,179 6.00%
LYNCHBURG, VA (FHA|USDA|VA) 5 $1,715,000 $343,000 $4,513 5.55%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,700,000 $283,333 $2,997 6.77%
WENATCHEE, WA (FHA|USDA|VA) 3 $1,685,000 $561,667 $5,394 6.13%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,645,000 $235,000 $7,909 6.25%
YORK-HANOVER, PA (FHA|USDA|VA) 7 $1,625,000 $232,143 $9,811 6.36%
BILLINGS, MT (FHA|USDA|VA) 5 $1,595,000 $319,000 $3,646 6.60%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $1,565,000 $142,273 $3,827 6.77%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,560,000 $390,000 $6,718 6.06%
DALTON, GA (FHA|USDA|VA) 4 $1,530,000 $382,500 $9,193 5.78%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,520,000 $253,333 $4,440 6.52%
PEORIA, IL (FHA|USDA|VA) 6 $1,510,000 $251,667 $4,179 6.17%
Frankfort, KY (FHA|USDA|VA) 6 $1,510,000 $251,667 $5,105 6.40%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $1,495,000 $299,000 $19,940 6.28%
LANCASTER, PA (FHA|USDA|VA) 7 $1,485,000 $212,143 $4,747 6.11%
GREEN BAY, WI (FHA|USDA|VA) 6 $1,470,000 $245,000 $1,835 6.85%
ROCHESTER, MN (FHA|USDA|VA) 5 $1,455,000 $291,000 $3,461 6.20%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,420,000 $355,000 $4,478 6.44%
LAS CRUCES, NM (FHA|USDA|VA) 4 $1,410,000 $352,500 $4,878 6.34%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $1,410,000 $352,500 $8,892 5.88%
ROCHESTER, NY (FHA|USDA|VA) 6 $1,400,000 $233,333 $5,629 5.94%
Jefferson, GA (FHA|USDA|VA) 4 $1,370,000 $342,500 $7,340 6.22%
Brevard, NC (FHA|USDA|VA) 3 $1,295,000 $431,667 $5,413 5.88%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,295,000 $431,667 $4,077 6.79%
Boone, NC (FHA|USDA|VA) 5 $1,275,000 $255,000 $9,892 6.45%
Ellensburg, WA (FHA|USDA|VA) 3 $1,275,000 $425,000 $8,755 6.08%
TOLEDO, OH (FHA|USDA|VA) 6 $1,270,000 $211,667 $3,592 6.81%
TYLER, TX (FHA|USDA|VA) 4 $1,260,000 $315,000 $6,761 5.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $1,260,000 $315,000 $12,860 5.88%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $1,245,000 $415,000 $3,822 6.04%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,240,000 $310,000 $6,153 7.19%
Heber, UT (FHA|USDA|VA) 2 $1,230,000 $615,000 $10,683 5.94%
ANN ARBOR, MI (FHA|USDA|VA) 5 $1,225,000 $245,000 $6,615 5.78%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $1,210,000 $201,667 $7,986 6.63%
MERCED, CA (FHA|USDA|VA) 4 $1,210,000 $302,500 $7,532 6.56%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,170,000 $195,000 $4,319 6.58%
LUBBOCK, TX (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,576 6.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $1,145,000 $381,667 $5,883 5.54%
Keene, NH (FHA|USDA|VA) 2 $1,120,000 $560,000 $16,223 5.69%
CHICO, CA (FHA|USDA|VA) 3 $1,115,000 $371,667 $3,769 6.21%
Concord, NH (FHA|USDA|VA) 2 $1,110,000 $555,000 $2,383 6.19%
Astoria, OR (FHA|USDA|VA) 2 $1,110,000 $555,000 $4,615 6.00%
MISSOULA, MT (FHA|USDA|VA) 2 $1,110,000 $555,000 $5,111 6.38%
YUBA CITY, CA (FHA|USDA|VA) 3 $1,105,000 $368,333 $3,160 6.42%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $1,100,000 $275,000 $8,453 6.31%
READING, PA (FHA|USDA|VA) 4 $1,090,000 $272,500 $6,771 6.81%
Montrose, CO (FHA|USDA|VA) 2 $1,090,000 $545,000 $17,308 5.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $1,050,000 $525,000 $14,525 5.44%
Bozeman, MT (FHA|USDA|VA) 2 $1,040,000 $520,000 $12,197 5.81%
ROANOKE, VA (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,489 6.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $1,035,000 $147,857 $3,547 6.52%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $1,035,000 $207,000 $3,866 6.38%
Outside of Metro Areas 2 $1,030,000 $515,000 $5,740 5.94%
MOBILE, AL (FHA|USDA|VA) 4 $1,020,000 $255,000 $8,377 6.03%
ANCHORAGE, AK (FHA|USDA|VA) 2 $1,020,000 $510,000 $3,517 5.63%
BELLINGHAM, WA (FHA|USDA|VA) 2 $1,020,000 $510,000 $20,597 4.25%
Los Alamos, NM (FHA|USDA|VA) 2 $1,010,000 $505,000 $3,829 5.75%
Hilo, HI (FHA|USDA|VA) 2 $1,000,000 $500,000 $3,456 7.19%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $980,000 $245,000 $4,746 5.47%
Sanford, NC (FHA|USDA|VA) 4 $970,000 $242,500 $6,892 6.78%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $965,000 $321,667 $10,129 6.42%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $950,000 $475,000 $10,488 6.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $945,000 $315,000 $6,519 6.71%
FLORENCE, SC (FHA|USDA|VA) 6 $940,000 $156,667 $4,663 6.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $930,000 $232,500 $4,534 5.97%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $930,000 $465,000 $3,404 6.63%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $920,000 $460,000 $5,710 6.94%
WICHITA, KS (FHA|USDA|VA) 5 $915,000 $183,000 $1,726 6.45%
MORGANTOWN, WV (FHA|USDA|VA) 4 $910,000 $227,500 $5,371 6.09%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $910,000 $227,500 $3,826 6.44%
AKRON, OH (FHA|USDA|VA) 7 $905,000 $129,286 $3,337 6.98%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $905,000 $301,667 $5,276 6.46%
MONTGOMERY, AL (FHA|USDA|VA) 7 $895,000 $127,857 $6,094 7.09%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $895,000 $179,000 $3,726 6.85%
HARRISONBURG, VA (FHA|USDA|VA) 2 $890,000 $445,000 $2,542 7.00%
SYRACUSE, NY (FHA|USDA|VA) 6 $890,000 $148,333 $3,311 6.81%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $850,000 $212,500 $2,357 6.31%
AMARILLO, TX (FHA|USDA|VA) 2 $850,000 $425,000 $19,771 5.94%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $845,000 $281,667 $13,563 5.13%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $840,000 $140,000 $2,004 7.10%
GLENS FALLS, NY (FHA|USDA|VA) 2 $830,000 $415,000 $17,540 6.50%
Spearfish, SD (FHA|USDA|VA) 2 $820,000 $410,000 $6,870 6.50%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $805,000 $268,333 $4,762 6.08%
ABILENE, TX (FHA|USDA|VA) 3 $805,000 $268,333 $9,892 5.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $805,000 $268,333 $2,657 7.21%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $795,000 $265,000 $9,436 5.71%
MUNCIE, IN (FHA|USDA|VA) 2 $780,000 $390,000 $1,546 6.06%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $780,000 $390,000 $4,792 6.50%
Laramie, WY (FHA|USDA|VA) 1 $765,000 $765,000 $3,605 7.75%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $760,000 $190,000 $4,353 6.31%
LINCOLN, NE (FHA|USDA|VA) 4 $730,000 $182,500 $4,878 6.56%
GREENVILLE, NC (FHA|USDA|VA) 4 $730,000 $182,500 $2,765 6.59%
Oxford, MS (FHA|USDA|VA) 3 $725,000 $241,667 $2,867 6.96%
Newport, OR (FHA|USDA|VA) 2 $720,000 $360,000 $8,866 6.69%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $720,000 $180,000 $3,882 6.03%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $715,000 $238,333 $19,198 5.75%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $710,000 $355,000 $9,545 6.81%
JACKSON, MI (FHA|USDA|VA) 2 $710,000 $355,000 $3,015 6.63%
LAREDO, TX (FHA|USDA|VA) 1 $705,000 $705,000 $8,702 5.50%
MUSKEGON, MI (FHA|USDA|VA) 3 $705,000 $235,000 $5,028 6.13%
KANKAKEE, IL (FHA|USDA|VA) 4 $700,000 $175,000 $3,294 6.16%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $690,000 $172,500 $2,849 6.97%
PUEBLO, CO (FHA|USDA|VA) 2 $690,000 $345,000 $7,078 8.19%
Adrian, MI (FHA|USDA|VA) 3 $685,000 $228,333 $5,161 6.67%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $680,000 $340,000 $6,352 5.81%
Lebanon, NH-VT (FHA|USDA|VA) 4 $670,000 $167,500 $3,559 6.63%
Aberdeen, WA (FHA|USDA|VA) 3 $665,000 $221,667 $3,085 7.08%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $665,000 $221,667 $6,865 6.04%
MORRISTOWN, TN (FHA|USDA|VA) 3 $665,000 $221,667 $5,952 7.33%
NILES, MI (FHA|USDA|VA) 3 $665,000 $221,667 $2,314 6.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $655,000 $218,333 $1,421 6.96%
FORT WAYNE, IN (FHA|USDA|VA) 3 $655,000 $218,333 $5,597 6.29%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $650,000 $325,000 $2,065 7.00%
Olean, NY (FHA|USDA|VA) 2 $650,000 $325,000 $15,710 5.44%
STAUNTON, VA (FHA|USDA|VA) 2 $650,000 $325,000 $4,361 6.69%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $650,000 $325,000 $6,250 5.31%
JONESBORO, AR (FHA|USDA|VA) 1 $645,000 $645,000 $2,867 5.50%
CARSON CITY, NV (FHA|USDA|VA) 1 $645,000 $645,000 $3,308 8.13%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $635,000 $211,667 $7,974 6.42%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $625,000 $208,333 $4,464 6.42%
Rutland, VT (FHA|USDA|VA) 2 $620,000 $310,000 $12,774 5.75%
JACKSON, TN (FHA|USDA|VA) 2 $620,000 $310,000 $2,822 5.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $620,000 $310,000 $8,844 5.44%
Sandpoint, ID (FHA|USDA|VA) 2 $620,000 $310,000 $8,793 5.69%
Clearlake, CA (FHA|USDA|VA) 2 $610,000 $305,000 $3,733 6.75%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $600,000 $300,000 $5,423 6.13%
Jackson, WY-ID (FHA|USDA|VA) 1 $595,000 $595,000 $3,359 6.38%
COLUMBIA, MO (FHA|USDA|VA) 1 $595,000 $595,000 $1,978 5.38%
LONGVIEW, WA (FHA|USDA|VA) 1 $595,000 $595,000 $2,780 6.00%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $585,000 $585,000 $14,341 5.75%
Barre, VT (FHA|USDA|VA) 3 $585,000 $195,000 $5,420 5.54%
Brenham, TX (FHA|USDA|VA) 1 $585,000 $585,000 $3,655 5.25%
Oak Harbor, WA (FHA|USDA|VA) 2 $580,000 $290,000 $2,559 6.44%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $575,000 $575,000 $3,406 5.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $565,000 $188,333 $4,057 7.13%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $560,000 $280,000 $8,177 7.00%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $560,000 $280,000 $9,808 5.88%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $555,000 $185,000 $1,822 5.83%
Breckenridge, CO (FHA|USDA|VA) 1 $555,000 $555,000 $0 6.38%
ROCKFORD, IL (FHA|USDA|VA) 2 $550,000 $275,000 $11,282 6.38%
St. Marys, GA (FHA|USDA|VA) 3 $535,000 $178,333 $9,253 6.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $530,000 $265,000 $6,650 6.31%
RACINE, WI (FHA|USDA|VA) 2 $530,000 $265,000 $2,873 5.63%
DOVER, DE (FHA|USDA|VA) 1 $525,000 $525,000 $4,222 7.38%
Baraboo, WI (FHA|USDA|VA) 2 $520,000 $260,000 $7,044 6.75%
VALLEJO, CA (FHA|USDA|VA) 1 $515,000 $515,000 $4,674 6.50%
TOPEKA, KS (FHA|USDA|VA) 2 $510,000 $255,000 $4,396 5.88%
YAKIMA, WA (FHA|USDA|VA) 2 $510,000 $255,000 $2,239 6.44%
Juneau, AK (FHA|USDA|VA) 2 $510,000 $255,000 $2,359 6.38%
Evanston, WY (FHA|USDA|VA) 2 $510,000 $255,000 $11,182 5.69%
Whitewater, WI (FHA|USDA|VA) 2 $510,000 $255,000 $8,132 6.44%
Kalispell, MT (FHA|USDA|VA) 1 $505,000 $505,000 $15,968 6.38%
Shelby, NC (FHA|USDA|VA) 2 $500,000 $250,000 $9,867 5.69%
Statesboro, GA (FHA|USDA|VA) 2 $500,000 $250,000 $9,350 5.56%
FLINT, MI (FHA|USDA|VA) 3 $495,000 $165,000 $4,410 6.17%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $495,000 $165,000 $6,272 6.21%
Granbury, TX (FHA|USDA|VA) 2 $490,000 $245,000 $3,513 7.00%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $490,000 $245,000 $7,467 5.81%
BINGHAMTON, NY (FHA|USDA|VA) 3 $475,000 $158,333 $6,779 6.17%
LaGrange, GA-AL (FHA|USDA|VA) 1 $465,000 $465,000 $13,385 5.88%
SALINAS, CA (FHA|USDA|VA) 1 $465,000 $465,000 $20,377 4.63%
Hailey, ID (FHA|USDA|VA) 1 $465,000 $465,000 $13,093 6.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $460,000 $230,000 $3,526 6.38%
Picayune, MS (FHA|USDA|VA) 2 $460,000 $230,000 $5,538 5.94%
Price, UT (FHA|USDA|VA) 2 $460,000 $230,000 $12,176 5.31%
ST. GEORGE, UT (FHA|USDA|VA) 1 $455,000 $455,000 $7,489 6.00%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $455,000 $151,667 $5,227 6.79%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $450,000 $225,000 $12,155 5.38%
ITHACA, NY (FHA|USDA|VA) 2 $450,000 $225,000 $6,018 5.44%
PITTSFIELD, MA (FHA|USDA|VA) 1 $445,000 $445,000 $12,674 6.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $445,000 $445,000 $5,152 6.75%
London, KY (FHA|USDA|VA) 2 $440,000 $220,000 $7,499 5.63%
BECKLEY, WV (FHA|USDA|VA) 2 $440,000 $220,000 $2,958 6.00%
Houghton, MI (FHA|USDA|VA) 1 $435,000 $435,000 $3,520 6.63%
BURLINGTON, NC (FHA|USDA|VA) 2 $430,000 $215,000 $8,623 5.56%
CLEVELAND, TN (FHA|USDA|VA) 1 $425,000 $425,000 $3,426 5.88%
TWIN FALLS, ID (FHA|USDA|VA) 1 $425,000 $425,000 $9,258 5.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $425,000 $425,000 $0 7.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $420,000 $210,000 $4,490 6.19%
GETTYSBURG, PA (FHA|USDA|VA) 1 $415,000 $415,000 $15,889 5.75%
BISMARCK, ND (FHA|USDA|VA) 1 $415,000 $415,000 $3,448 6.00%
VISALIA, CA (FHA|USDA|VA) 1 $415,000 $415,000 $3,773 7.75%
MONROE, LA (FHA|USDA|VA) 3 $415,000 $138,333 $6,288 6.79%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $405,000 $405,000 $16,037 4.63%
Paducah, KY-IL (FHA|USDA|VA) 2 $400,000 $200,000 $1,910 7.75%
MANHATTAN, KS (FHA|USDA|VA) 2 $400,000 $200,000 $1,408 6.63%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $385,000 $385,000 $9,618 5.63%
CHARLESTON, WV (FHA|USDA|VA) 3 $385,000 $128,333 $1,943 7.04%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $385,000 $385,000 $3,090 6.75%
Bonham, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,958 6.94%
REDDING, CA (FHA|USDA|VA) 2 $380,000 $190,000 $7,066 6.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $380,000 $190,000 $1,725 6.88%
Ottawa, IL (FHA|USDA|VA) 3 $375,000 $125,000 $3,601 6.67%
Marinette, WI-MI (FHA|USDA|VA) 1 $375,000 $375,000 $1,547 5.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $375,000 $375,000 $7,809 5.88%
GRANTS PASS, OR (FHA|USDA|VA) 1 $375,000 $375,000 $4,071 5.88%
Bay City, TX (FHA|USDA|VA) 1 $375,000 $375,000 $2,950 5.38%
Altus, OK (FHA|USDA|VA) 1 $365,000 $365,000 $19,402 5.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $365,000 $365,000 $3,618 6.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $365,000 $365,000 $14,866 5.88%
KOKOMO, IN (FHA|USDA|VA) 2 $360,000 $180,000 $2,890 5.44%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $360,000 $180,000 $5,704 6.25%
GREAT FALLS, MT (FHA|USDA|VA) 2 $360,000 $180,000 $3,169 7.00%
Key West, FL (FHA|USDA|VA) 1 $355,000 $355,000 $3,149 8.13%
Danville, VA (FHA|USDA|VA) 1 $355,000 $355,000 $5,161 6.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $350,000 $175,000 $3,513 5.50%
West Plains, MO (FHA|USDA|VA) 2 $340,000 $170,000 $4,609 6.00%
Orangeburg, SC (FHA|USDA|VA) 1 $335,000 $335,000 $2,794 5.88%
Stephenville, TX (FHA|USDA|VA) 2 $330,000 $165,000 $9,227 6.94%
Forest City, NC (FHA|USDA|VA) 1 $325,000 $325,000 $4,674 5.75%
LEBANON, PA (FHA|USDA|VA) 1 $325,000 $325,000 $16,270 5.75%
Clarksburg, WV (FHA|USDA|VA) 1 $325,000 $325,000 $2,525 6.88%
Thomasville, GA (FHA|USDA|VA) 1 $325,000 $325,000 $2,323 5.88%
Pottsville, PA (FHA|USDA|VA) 2 $320,000 $160,000 $3,026 7.81%
Malone, NY (FHA|USDA|VA) 2 $320,000 $160,000 $4,182 6.19%
Cambridge, MD (FHA|USDA|VA) 1 $315,000 $315,000 $1,262 6.88%
Oneonta, NY (FHA|USDA|VA) 1 $315,000 $315,000 $4,287 7.38%
Fernley, NV (FHA|USDA|VA) 1 $315,000 $315,000 $0 4.50%
Shawnee, OK (FHA|USDA|VA) 1 $315,000 $315,000 $5,595 5.75%
Lake City, FL (FHA|USDA|VA) 2 $310,000 $155,000 $5,394 6.00%
Danville, KY (FHA|USDA|VA) 1 $305,000 $305,000 $8,959 7.25%
MEDFORD, OR (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.50%
Gallup, NM (FHA|USDA|VA) 1 $305,000 $305,000 $9,688 5.63%
CORVALLIS, OR (FHA|USDA|VA) 1 $305,000 $305,000 $15,495 6.00%
ST. CLOUD, MN (FHA|USDA|VA) 2 $300,000 $150,000 $2,038 6.00%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $4,842 6.50%
UTICA-ROME, NY (FHA|USDA|VA) 1 $295,000 $295,000 $10,102 7.63%
Duncan, OK (FHA|USDA|VA) 1 $295,000 $295,000 $1,987 7.38%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $295,000 $295,000 $2,967 6.25%
GAINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $8,461 7.25%
Ada, OK (FHA|USDA|VA) 1 $285,000 $285,000 $13,784 6.25%
Prineville, OR (FHA|USDA|VA) 1 $285,000 $285,000 $4,521 6.63%
Corsicana, TX (FHA|USDA|VA) 1 $285,000 $285,000 $8,703 6.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $280,000 $140,000 $2,284 6.63%
Crossville, TN (FHA|USDA|VA) 1 $275,000 $275,000 $1,500 4.88%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $275,000 $275,000 $1,659 7.25%
AMES, IA (FHA|USDA|VA) 1 $275,000 $275,000 $2,057 6.13%
Ashland, OH (FHA|USDA|VA) 1 $275,000 $275,000 $2,440 5.00%
DECATUR, IL (FHA|USDA|VA) 2 $270,000 $135,000 $5,485 6.50%
Hudson, NY (FHA|USDA|VA) 1 $265,000 $265,000 $3,801 5.88%
MIDLAND, TX (FHA|USDA|VA) 1 $265,000 $265,000 $2,414 5.63%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $265,000 $265,000 $11,300 5.88%
Sturgis, MI (FHA|USDA|VA) 1 $265,000 $265,000 $7,039 5.88%
Gloversville, NY (FHA|USDA|VA) 2 $260,000 $130,000 $5,175 6.94%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $260,000 $130,000 $2,915 6.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $255,000 $255,000 $6,848 5.38%
Bainbridge, GA (FHA|USDA|VA) 1 $245,000 $245,000 $7,201 7.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $245,000 $245,000 $964 5.50%
Nogales, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $5,107 5.63%
LAWRENCE, KS (FHA|USDA|VA) 1 $235,000 $235,000 $10,351 5.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $235,000 $235,000 $2,679 5.75%
Sidney, OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,596 6.38%
Big Rapids, MI (FHA|USDA|VA) 1 $235,000 $235,000 $6,864 6.25%
Washington, NC (FHA|USDA|VA) 1 $235,000 $235,000 $7,384 7.13%
Gainesville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,715 5.50%
Fort Morgan, CO (FHA|USDA|VA) 1 $225,000 $225,000 $1,867 6.50%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,401 5.75%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $225,000 $225,000 $7,561 6.63%
GADSDEN, AL (FHA|USDA|VA) 1 $225,000 $225,000 $5,623 6.00%
Ontario, OR-ID (FHA|USDA|VA) 1 $225,000 $225,000 $2,596 6.75%
Corinth, MS (FHA|USDA|VA) 1 $225,000 $225,000 $2,238 5.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $215,000 $215,000 $4,271 6.13%
VALDOSTA, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,579 6.63%
LOGAN, UT-ID (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.63%
Elizabeth City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,901 6.88%
Alexandria, MN (FHA|USDA|VA) 1 $215,000 $215,000 $8,204 7.13%
Kinston, NC (FHA|USDA|VA) 1 $215,000 $215,000 $15,337 5.50%
Natchitoches, LA (FHA|USDA|VA) 1 $215,000 $215,000 $2,818 7.25%
FARMINGTON, NM (FHA|USDA|VA) 1 $215,000 $215,000 $9,255 4.63%
GOLDSBORO, NC (FHA|USDA|VA) 1 $215,000 $215,000 $11,957 5.50%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $210,000 $105,000 $4,517 6.50%
Spirit Lake, IA (FHA|USDA|VA) 1 $205,000 $205,000 $1,710 6.63%
Corning, NY (FHA|USDA|VA) 1 $205,000 $205,000 $9,569 5.13%
Clewiston, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.38%
Mount Airy, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,262 5.38%
Emporia, KS (FHA|USDA|VA) 1 $205,000 $205,000 $8,816 5.50%
Shelbyville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $2,741 6.63%
Albemarle, NC (FHA|USDA|VA) 1 $195,000 $195,000 $6,008 5.25%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,100 6.50%
Findlay, OH (FHA|USDA|VA) 1 $195,000 $195,000 $2,533 6.25%
DULUTH, MN-WI (FHA|USDA|VA) 1 $195,000 $195,000 $2,363 7.63%
ROME, GA (FHA|USDA|VA) 1 $195,000 $195,000 $6,051 5.25%
SAGINAW, MI (FHA|USDA|VA) 1 $195,000 $195,000 $4,273 6.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $195,000 $195,000 $2,437 6.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.38%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $7,130 6.13%
Warsaw, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,956 6.88%
Lewisburg, PA (FHA|USDA|VA) 1 $195,000 $195,000 $6,155 6.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $195,000 $195,000 $897 7.13%
Coos Bay, OR (FHA|USDA|VA) 1 $185,000 $185,000 $7,607 5.75%
Sonora, CA (FHA|USDA|VA) 1 $185,000 $185,000 $8,350 5.50%
Fairmont, WV (FHA|USDA|VA) 1 $185,000 $185,000 $9,411 5.50%
Elk City, OK (FHA|USDA|VA) 1 $185,000 $185,000 $11,187 7.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $185,000 $185,000 $8,414 6.50%
Tupelo, MS (FHA|USDA|VA) 1 $175,000 $175,000 $2,587 6.25%
Martinsville, VA (FHA|USDA|VA) 1 $175,000 $175,000 $2,044 7.50%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $175,000 $175,000 $4,865 6.63%
Kearney, NE (FHA|USDA|VA) 1 $175,000 $175,000 $1,772 6.50%
Owatonna, MN (FHA|USDA|VA) 1 $175,000 $175,000 $2,449 6.88%
DANVILLE, IL (FHA|USDA|VA) 1 $175,000 $175,000 $4,537 5.88%
Marietta, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,522 5.75%
Elko, NV (FHA|USDA|VA) 1 $165,000 $165,000 $6,619 5.75%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $165,000 $165,000 $4,097 6.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $160,000 $80,000 $4,577 6.38%
Washington, IN (FHA|USDA|VA) 1 $155,000 $155,000 $8,444 7.00%
Huntingdon, PA (FHA|USDA|VA) 1 $155,000 $155,000 $2,474 6.50%
Beaver Dam, WI (FHA|USDA|VA) 1 $155,000 $155,000 $4,067 6.00%
JOPLIN, MO (FHA|USDA|VA) 1 $155,000 $155,000 $4,289 6.25%
Great Bend, KS (FHA|USDA|VA) 1 $145,000 $145,000 $6,005 7.13%
Stevens Point, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,207 7.63%
HAMMOND, LA (FHA|USDA|VA) 1 $145,000 $145,000 $5,861 5.63%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $145,000 $145,000 $7,800 4.88%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $145,000 $145,000 $7,850 6.00%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.00%
Roswell, NM (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.13%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,668 6.00%
Kendallville, IN (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.88%
Morehead City, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,189 5.75%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $135,000 $135,000 $8,065 7.00%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.25%
SUMTER, SC (FHA|USDA|VA) 1 $135,000 $135,000 $4,335 6.13%
Red Wing, MN (FHA|USDA|VA) 1 $135,000 $135,000 $1,964 7.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $135,000 $135,000 $3,100 6.25%
New Castle, PA (FHA|USDA|VA) 1 $135,000 $135,000 $4,426 5.75%
Parsons, KS (FHA|USDA|VA) 1 $135,000 $135,000 $6,608 5.75%
Brookings, SD (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.00%
Tifton, GA (FHA|USDA|VA) 1 $125,000 $125,000 $7,569 6.25%
El Campo, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,541 5.75%
Stillwater, OK (FHA|USDA|VA) 1 $125,000 $125,000 $5,213 4.75%
Laurel, MS (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.50%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $125,000 $125,000 $1,479 6.13%
Harrison, AR (FHA|USDA|VA) 1 $125,000 $125,000 $1,923 6.63%
LONGVIEW, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,297 7.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $115,000 $115,000 $1,372 5.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $115,000 $115,000 $5,186 4.38%
Madisonville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $1,719 6.38%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $115,000 $115,000 $5,414 5.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $115,000 $115,000 $3,566 7.00%
Klamath Falls, OR (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.25%
Hays, KS (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.13%
Selma, AL (FHA|USDA|VA) 1 $105,000 $105,000 $7,967 6.75%
Bellefontaine, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,094 6.50%
Jacksonville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.13%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,638 6.75%
Cedartown, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,916 7.00%
Escanaba, MI (FHA|USDA|VA) 1 $95,000 $95,000 $1,428 7.63%
Riverton, WY (FHA|USDA|VA) 1 $95,000 $95,000 $3,379 5.25%
Durant, OK (FHA|USDA|VA) 1 $95,000 $95,000 $1,601 7.50%
Washington Court House, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.63%
Clovis, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.13%
Natchez, MS-LA (FHA|USDA|VA) 1 $85,000 $85,000 $3,162 7.50%
ENID, OK (FHA|USDA|VA) 1 $85,000 $85,000 $2,425 6.75%
Bradford, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,198 6.00%
McAlester, OK (FHA|USDA|VA) 1 $65,000 $65,000 $4,770 6.63%
Sunbury, PA (FHA|USDA|VA) 1 $55,000 $55,000 $2,079 6.88%
Union, SC (FHA|USDA|VA) 1 $55,000 $55,000 $3,254 5.63%
Better Mortgage Corporation's top markets include New York, Dallas, Atlanta, Seattle, and Miami among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,032 $1,935,620,000 $384,662 $7,022 6.24%
    FHA 166 $52,670,000 $317,289 $12,910 6.21%

    For 2023, Better Mortgage Corporation's most frequently originated type of loan was Conventional, with 5,032 originations. Their 2nd most popular type was FHA, with 166 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,770 $1,859,960,000 $389,929 $7,244 6.25%
    Cash Out Refi 252 $66,880,000 $265,397 $7,522 6.39%
    Refi 132 $49,700,000 $376,515 $6,414 5.72%
    Home Improvement 44 $11,750,000 $267,045 $7,449 6.58%

    For 2023, Better Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 4,770 originations. The 2nd most popular reason was Cash Out Refi, with 252 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,746 $1,813,140,000 $382,035 $7,270 6.33%
    15 Year 361 $138,965,000 $384,945 $7,319 5.23%
    20 Year 88 $35,570,000 $404,205 $5,335 5.89%
    10 Year 3 $615,000 $205,000 $6,214 6.00%

    For 2023, Better Mortgage Corporation's most frequently cited loan duration was 30 Year, with 4,746 originations. The 2nd most popular length was 15 Year, with 361 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,265 $918,805,000 $405,653
    $5k+ 1,167 $507,325,000 $434,726
    $1k-2k 379 $139,345,000 $367,665
    $2k-3k 306 $107,840,000 $352,418
    $3k-4k 250 $82,160,000 $328,640
    $4k-5k 195 $66,835,000 $342,744

    Better Mortgage Corporation's average total fees were $7,270, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,265 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,018 $774,650,000 $383,870
    5-6% 2,013 $814,055,000 $404,399
    7-8% 801 $262,215,000 $327,360
    4-5% 298 $112,140,000 $376,309
    Over 8% 52 $17,840,000 $343,077
    3-4% 16 $7,390,000 $461,875

    During 2023, Better Mortgage Corporation's average interest rate for loans was 6.33%, while their most frequently originated rate bucket for loans was 6-7%, with 2,018 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,001 $590,595,000 $295,150 $6,479 6.24%
    $400k-600k 1,564 $773,480,000 $494,552 $7,781 6.12%
    $100k-200k 849 $131,725,000 $155,153 $4,428 6.43%
    $600k-1MM 622 $427,940,000 $688,006 $10,279 6.18%
    $100,000 or less 124 $10,370,000 $83,629 $3,654 6.81%
    $1MM+ 38 $54,180,000 $1,425,789 $26,577 6.49%

    2023 saw Better Mortgage Corporation place emphasis on $200k-400k loans with 2,001 originations, totaling $590,595,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 1,787 $807,645,000 $451,956 $7,940 6.26%
    $100k-150k 1,354 $475,450,000 $351,145 $6,942 6.22%
    $250k+ 775 $412,295,000 $531,994 $9,966 6.37%
    $75k-100k 590 $159,470,000 $270,288 $5,795 6.17%
    $50k-75k 546 $112,790,000 $206,575 $5,039 6.16%
    $50k or less 146 $20,640,000 $141,370 $4,560 6.15%

    Better Mortgage Corporation lent most frequently to those with incomes in the $150k-250k range, with 1,787 originations. The second most popular income band? $100k-150k, with 1,354 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 969 $344,405,000 $355,423 $6,890 6.13%
    30-36% 948 $369,100,000 $389,346 $7,078 6.24%
    49% 318 $127,180,000 $399,937 $7,780 6.30%
    <20% 255 $71,315,000 $279,667 $5,581 6.17%
    47% 252 $97,750,000 $387,897 $7,988 6.25%
    48% 214 $81,780,000 $382,150 $7,071 6.27%
    37% 211 $83,675,000 $396,564 $7,528 6.24%
    45% 210 $83,430,000 $397,286 $7,382 6.30%
    43% 210 $81,010,000 $385,762 $7,328 6.36%
    36% 209 $83,225,000 $398,206 $7,073 6.23%
    42% 208 $87,840,000 $422,308 $7,329 6.27%
    44% 204 $81,440,000 $399,216 $7,751 6.31%
    39% 203 $79,175,000 $390,025 $7,816 6.23%
    41% 189 $80,845,000 $427,751 $8,226 6.40%
    40% 186 $72,790,000 $391,344 $6,668 6.26%
    46% 184 $73,280,000 $398,261 $6,647 6.36%
    38% 183 $75,675,000 $413,525 $7,130 6.24%
    50-60% 44 $14,220,000 $323,182 $13,521 6.39%
    >60% 1 $155,000 $155,000 $7,702 6.00%

    Better Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 969 originations. The next most common DTI ratio? 30-36%, with 948 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,585 $961,235,000 $371,851 $7,054 6.20%
    Not provided 1,304 $495,290,000 $379,824 $7,472 6.37%
    Asian Indian 513 $225,655,000 $439,873 $6,311 6.23%
    Black 259 $89,025,000 $343,726 $7,771 6.30%
    Chinese 135 $59,845,000 $443,296 $9,743 6.10%
    Other Asian 86 $33,140,000 $385,349 $7,051 6.13%
    Korean 70 $32,570,000 $465,286 $8,941 6.14%
    Asian 75 $30,525,000 $407,000 $8,044 6.20%
    Vietnamese 66 $25,680,000 $389,091 $6,793 6.29%
    Filipino 46 $15,130,000 $328,913 $6,068 6.27%
    American Indian 41 $14,885,000 $363,049 $8,711 5.79%
    Japanese 14 $4,440,000 $317,143 $9,279 6.39%
    Other Pacific Islander 2 $400,000 $200,000 $5,972 5.38%
    Native Hawaiian or Islander 1 $245,000 $245,000 $0 6.25%
    Guamanian 1 $225,000 $225,000 $10,945 6.50%

    Approval Rates

    Total approvals of all applications
    93.41%

    Better Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    30.84%

    Better Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,198 $1,988,290,000 $382,511

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,198 $1,988,290,000 $382,511

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 132 $32,620,000 $247,121 $6,077 6.22%
    40-60% 404 $131,700,000 $325,990 $7,325 6.07%
    60-80% 1,840 $702,510,000 $381,799 $7,950 6.32%
    80-100% 2,806 $1,119,360,000 $398,917 $6,946 6.22%
    Over 100% 1 $245,000 $245,000 $5,366 6.13%
    Under 20% 15 $1,855,000 $123,667 $3,771 6.49%