Better Mortgage Corporation Rates, Fees & Info

Sacramento, CA

LEI: 549300XY701IELCE5Q08

Tax ID: 87-1691650

5 stars - Updated: 3/17/24 - out of 5 stars, based on 145 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Better Mortgage Corporation is a large mortgage company specializing in Home Purchase and Refi loans. Better Mortgage Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Dallas, Atlanta, Austin, and Seattle among others. We have data for 685 markets. (Some data included below & more in-depth data is available with an active subscription.)

Better Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Better Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.39% 3/17/24
30 Year Conventional Refi 6.25% 3/17/24
30 Year Cash-out Refi 6.47% 3/17/24
30 Year FHA Purchase 7.19% 3/17/24
30 Year FHA Refi 6.42% 3/17/24
30 Year VA Purchase 5.47% 3/17/24
30 Year VA Refi 6.27% 3/17/24
15 Year Conventional Purchase 5.82% 3/17/24
15 Year Conventional Refi 5.71% 3/17/24
15 Year Cash-out Refi 5.71% 3/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Better Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Better Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

21,063

Origination Dollar Volume (All Markets)

$7,865,335,000
Show all (592) awards

Relative Rate

Better Mortgage Corporation's average 30 year fixed mortgage rate was 3.89%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.87%.

Relative Fees (Closing Costs)

Better Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $5,749.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,114 $526,980,000 $473,052 $7,609 3.68%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 928 $342,530,000 $369,106 $6,018 3.73%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 846 $297,500,000 $351,655 $5,148 3.73%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 636 $269,480,000 $423,711 $6,705 3.66%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 525 $269,425,000 $513,190 $6,735 3.48%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 453 $260,825,000 $575,773 $7,715 3.40%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 602 $243,940,000 $405,216 $6,491 3.73%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 541 $241,035,000 $445,536 $5,761 3.45%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 601 $239,795,000 $398,993 $4,771 3.60%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 709 $238,935,000 $337,003 $5,875 3.66%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 334 $206,880,000 $619,401 $7,221 3.35%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 566 $191,300,000 $337,986 $5,257 3.81%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 494 $169,310,000 $342,733 $6,110 3.64%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 453 $166,325,000 $367,163 $4,779 3.69%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 345 $153,765,000 $445,696 $6,364 3.59%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 334 $149,190,000 $446,677 $5,240 3.50%
Outside of Metro Areas 507 $145,675,000 $287,327 $5,130 3.96%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 422 $141,700,000 $335,782 $5,294 3.87%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 318 $131,950,000 $414,937 $5,700 3.62%
RALEIGH-CARY, NC (FHA|USDA|VA) 316 $124,430,000 $393,766 $4,582 3.61%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 241 $110,955,000 $460,394 $5,248 3.52%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 307 $108,115,000 $352,166 $5,743 3.73%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 173 $94,685,000 $547,312 $5,700 3.25%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 191 $81,125,000 $424,738 $5,659 3.69%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 237 $80,595,000 $340,063 $4,621 3.62%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 212 $78,770,000 $371,557 $5,083 3.61%
JACKSONVILLE, FL (FHA|USDA|VA) 203 $74,435,000 $366,675 $6,047 3.70%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 195 $58,615,000 $300,590 $5,725 3.74%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 89 $57,875,000 $650,281 $7,685 3.32%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 190 $54,910,000 $289,000 $4,014 3.80%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 104 $52,150,000 $501,442 $7,878 3.58%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 106 $51,710,000 $487,830 $7,293 3.62%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 107 $39,015,000 $364,626 $5,115 3.84%
PITTSBURGH, PA (FHA|USDA|VA) 138 $35,900,000 $260,145 $5,021 3.99%
SALT LAKE CITY, UT (FHA|USDA|VA) 71 $35,675,000 $502,465 $5,501 3.52%
BOISE CITY, ID (FHA|USDA|VA) 80 $35,020,000 $437,750 $6,385 3.58%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 101 $35,005,000 $346,584 $4,434 3.84%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 117 $34,455,000 $294,487 $3,709 3.84%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 112 $34,380,000 $306,964 $4,250 3.67%
ST. LOUIS, MO-IL (FHA|USDA|VA) 121 $34,365,000 $284,008 $3,977 3.72%
KANSAS CITY, MO-KS (FHA|USDA|VA) 117 $34,195,000 $292,265 $4,098 3.93%
RICHMOND, VA (FHA|USDA|VA) 96 $31,750,000 $330,729 $4,419 3.62%
COLUMBUS, OH (FHA|USDA|VA) 119 $31,675,000 $266,176 $4,136 3.86%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 97 $30,335,000 $312,732 $4,732 3.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 92 $29,650,000 $322,283 $5,113 3.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 87 $29,155,000 $335,115 $4,898 3.78%
ASHEVILLE, NC (FHA|USDA|VA) 82 $29,120,000 $355,122 $6,006 3.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 78 $28,670,000 $367,564 $5,707 3.61%
TUCSON, AZ (FHA|USDA|VA) 97 $27,935,000 $287,990 $4,450 3.60%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 83 $26,905,000 $324,157 $5,171 3.83%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 70 $26,030,000 $371,857 $5,504 3.49%
FORT COLLINS, CO (FHA|USDA|VA) 57 $24,205,000 $424,649 $4,791 3.55%
COLORADO SPRINGS, CO (FHA|USDA|VA) 61 $23,695,000 $388,443 $4,752 3.58%
STOCKTON, CA (FHA|USDA|VA) 50 $23,330,000 $466,600 $4,233 3.26%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 94 $23,300,000 $247,872 $4,899 3.92%
OKLAHOMA CITY, OK (FHA|USDA|VA) 90 $23,160,000 $257,333 $4,666 4.07%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 38 $23,060,000 $606,842 $6,853 3.49%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 77 $22,425,000 $291,234 $4,870 3.85%
ALBUQUERQUE, NM (FHA|USDA|VA) 76 $22,100,000 $290,789 $4,971 3.68%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 66 $21,820,000 $330,606 $5,163 3.69%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 73 $20,415,000 $279,658 $3,993 3.84%
VALLEJO, CA (FHA|USDA|VA) 38 $20,200,000 $531,579 $5,860 3.23%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 53 $19,775,000 $373,113 $8,144 3.77%
KNOXVILLE, TN (FHA|USDA|VA) 56 $19,330,000 $345,179 $4,166 3.87%
PROVO-OREM, UT (FHA|USDA|VA) 40 $19,320,000 $483,000 $6,671 3.37%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 65 $19,025,000 $292,692 $3,954 4.02%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 61 $18,805,000 $308,279 $4,957 3.97%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 50 $18,790,000 $375,800 $5,578 3.53%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 39 $17,825,000 $457,051 $6,774 3.78%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 55 $17,775,000 $323,182 $6,008 3.70%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 65 $17,655,000 $271,615 $5,723 3.66%
BOULDER, CO (FHA|USDA|VA) 39 $17,415,000 $446,538 $5,152 3.65%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 34 $17,210,000 $506,176 $7,326 3.72%
BEND, OR (FHA|USDA|VA) 36 $16,830,000 $467,500 $7,327 3.58%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 58 $16,610,000 $286,379 $4,509 3.62%
LOUISVILLE, KY (FHA|USDA|VA) 54 $16,190,000 $299,815 $4,793 4.08%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 47 $15,515,000 $330,106 $5,628 3.53%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 53 $15,375,000 $290,094 $4,317 3.84%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 39 $15,345,000 $393,462 $6,356 3.43%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 39 $15,095,000 $387,051 $5,474 3.52%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 47 $14,575,000 $310,106 $4,880 3.70%
COLUMBIA, SC (FHA|USDA|VA) 54 $14,520,000 $268,889 $4,760 3.88%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 43 $14,415,000 $335,233 $3,903 3.35%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 54 $14,170,000 $262,407 $5,208 3.79%
WILMINGTON, NC (FHA|USDA|VA) 37 $14,095,000 $380,946 $4,390 4.20%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 34 $13,620,000 $400,588 $4,662 3.75%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 39 $13,405,000 $343,718 $4,421 4.04%
BAKERSFIELD, CA (FHA|USDA|VA) 46 $13,170,000 $286,304 $4,609 3.65%
TULSA, OK (FHA|USDA|VA) 50 $13,110,000 $262,200 $4,550 3.70%
PORT ST. LUCIE, FL (FHA|USDA|VA) 41 $12,895,000 $314,512 $5,989 3.77%
GREELEY, CO (FHA|USDA|VA) 30 $12,880,000 $429,333 $5,091 3.75%
ANCHORAGE, AK (FHA|USDA|VA) 36 $12,620,000 $350,556 $4,275 4.02%
FRESNO, CA (FHA|USDA|VA) 40 $12,540,000 $313,500 $5,068 3.58%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 41 $12,455,000 $303,780 $4,387 3.58%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 20 $12,250,000 $612,500 $8,011 3.52%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 49 $12,225,000 $249,490 $5,235 4.15%
HUNTSVILLE, AL (FHA|USDA|VA) 44 $11,730,000 $266,591 $3,994 3.86%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 26 $11,690,000 $449,615 $7,104 3.63%
MODESTO, CA (FHA|USDA|VA) 28 $11,620,000 $415,000 $4,316 3.63%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 30 $11,110,000 $370,333 $5,243 3.71%
ANN ARBOR, MI (FHA|USDA|VA) 33 $10,825,000 $328,030 $4,732 3.37%
TALLAHASSEE, FL (FHA|USDA|VA) 37 $10,375,000 $280,405 $5,547 3.86%
SALEM, OR (FHA|USDA|VA) 29 $10,295,000 $355,000 $5,237 3.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 40 $10,130,000 $253,250 $4,466 4.08%
SAVANNAH, GA (FHA|USDA|VA) 39 $10,055,000 $257,821 $4,736 3.93%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 29 $9,975,000 $343,966 $4,987 3.72%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 27 $9,975,000 $369,444 $4,544 3.93%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 26 $9,890,000 $380,385 $5,504 3.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 34 $9,830,000 $289,118 $4,043 3.83%
SALISBURY, MD-DE (FHA|USDA|VA) 30 $9,800,000 $326,667 $4,694 3.37%
BATON ROUGE, LA (FHA|USDA|VA) 37 $9,715,000 $262,568 $4,427 3.86%
GAINESVILLE, FL (FHA|USDA|VA) 34 $9,360,000 $275,294 $5,149 4.17%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 19 $9,315,000 $490,263 $5,075 3.39%
WORCESTER, MA-CT (FHA|USDA|VA) 28 $9,190,000 $328,214 $4,537 3.80%
BELLINGHAM, WA (FHA|USDA|VA) 22 $9,170,000 $416,818 $4,878 3.56%
MEDFORD, OR (FHA|USDA|VA) 25 $8,985,000 $359,400 $5,086 4.17%
LANCASTER, PA (FHA|USDA|VA) 33 $8,695,000 $263,485 $6,546 3.67%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 25 $8,525,000 $341,000 $5,907 3.54%
SANTA FE, NM (FHA|USDA|VA) 21 $8,515,000 $405,476 $5,754 3.24%
AKRON, OH (FHA|USDA|VA) 38 $8,430,000 $221,842 $3,536 3.97%
MADISON, WI (FHA|USDA|VA) 26 $8,240,000 $316,923 $4,333 3.74%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 22 $7,910,000 $359,545 $6,474 4.02%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 29 $7,865,000 $271,207 $4,725 3.88%
OCALA, FL (FHA|USDA|VA) 36 $7,750,000 $215,278 $4,369 4.03%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 15 $7,595,000 $506,333 $7,098 3.04%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 26 $7,540,000 $290,000 $6,636 4.40%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 22 $7,530,000 $342,273 $4,417 4.05%
EL PASO, TX (FHA|USDA|VA) 32 $7,430,000 $232,188 $5,124 3.74%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 23 $7,405,000 $321,957 $5,509 3.98%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 19 $7,355,000 $387,105 $4,769 3.76%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 31 $7,135,000 $230,161 $4,798 4.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 24 $6,660,000 $277,500 $3,685 4.13%
Boone, NC (FHA|USDA|VA) 15 $6,645,000 $443,000 $5,640 3.54%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 25 $6,545,000 $261,800 $4,612 3.91%
DAYTON-KETTERING, OH (FHA|USDA|VA) 32 $6,530,000 $204,063 $3,935 4.32%
Bozeman, MT (FHA|USDA|VA) 15 $6,265,000 $417,667 $5,132 3.41%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 18 $6,200,000 $344,444 $5,503 3.69%
JACKSON, MS (FHA|USDA|VA) 24 $6,120,000 $255,000 $4,691 4.00%
ROANOKE, VA (FHA|USDA|VA) 18 $5,840,000 $324,444 $5,811 3.90%
LAS CRUCES, NM (FHA|USDA|VA) 19 $5,805,000 $305,526 $6,744 4.65%
SPRINGFIELD, MO (FHA|USDA|VA) 24 $5,760,000 $240,000 $3,307 3.87%
Outside of Metro Areas 17 $5,745,000 $337,941 $6,821 3.44%
PANAMA CITY, FL (FHA|USDA|VA) 18 $5,670,000 $315,000 $6,313 3.95%
MIDLAND, TX (FHA|USDA|VA) 14 $5,630,000 $402,143 $5,147 4.08%
CORPUS CHRISTI, TX (FHA|USDA|VA) 19 $5,595,000 $294,474 $5,202 3.82%
EAST STROUDSBURG, PA (FHA|USDA|VA) 23 $5,545,000 $241,087 $5,601 4.26%
GAINESVILLE, GA (FHA|USDA|VA) 20 $5,520,000 $276,000 $4,164 4.08%
LAFAYETTE, LA (FHA|USDA|VA) 17 $5,465,000 $321,471 $4,623 4.25%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $5,395,000 $359,667 $6,825 3.64%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 14 $5,380,000 $384,286 $4,853 3.50%
SPARTANBURG, SC (FHA|USDA|VA) 20 $5,320,000 $266,000 $5,716 4.36%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 22 $5,280,000 $240,000 $4,788 3.73%
WINCHESTER, VA-WV (FHA|USDA|VA) 14 $5,240,000 $374,286 $6,632 3.76%
READING, PA (FHA|USDA|VA) 21 $5,235,000 $249,286 $5,721 3.80%
KINGSTON, NY (FHA|USDA|VA) 15 $5,185,000 $345,667 $9,906 4.32%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 14 $5,180,000 $370,000 $8,200 4.00%
OCEAN CITY, NJ (FHA|USDA|VA) 9 $5,135,000 $570,556 $8,727 3.40%
YORK-HANOVER, PA (FHA|USDA|VA) 22 $5,070,000 $230,455 $4,409 4.05%
Jefferson, GA (FHA|USDA|VA) 14 $5,020,000 $358,571 $6,003 3.71%
WENATCHEE, WA (FHA|USDA|VA) 14 $5,000,000 $357,143 $6,157 3.65%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 16 $4,950,000 $309,375 $3,572 4.15%
WACO, TX (FHA|USDA|VA) 18 $4,870,000 $270,556 $4,812 4.13%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 16 $4,710,000 $294,375 $4,281 3.86%
SHERMAN-DENISON, TX (FHA|USDA|VA) 13 $4,685,000 $360,385 $5,630 3.83%
Oak Harbor, WA (FHA|USDA|VA) 10 $4,680,000 $468,000 $3,727 3.30%
SALINAS, CA (FHA|USDA|VA) 10 $4,650,000 $465,000 $7,763 3.49%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 13 $4,645,000 $357,308 $4,866 3.65%
FAYETTEVILLE, NC (FHA|USDA|VA) 20 $4,540,000 $227,000 $3,626 3.96%
Truckee-Grass Valley, CA (FHA|USDA|VA) 13 $4,505,000 $346,538 $6,484 3.98%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 16 $4,500,000 $281,250 $7,887 4.42%
WICHITA, KS (FHA|USDA|VA) 15 $4,475,000 $298,333 $4,625 4.00%
Heber, UT (FHA|USDA|VA) 8 $4,170,000 $521,250 $5,266 3.89%
MADERA, CA (FHA|USDA|VA) 13 $4,155,000 $319,615 $5,544 3.82%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 12 $4,080,000 $340,000 $4,820 3.64%
YAKIMA, WA (FHA|USDA|VA) 12 $4,050,000 $337,500 $4,083 2.82%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 13 $3,975,000 $305,769 $4,682 3.63%
LYNCHBURG, VA (FHA|USDA|VA) 11 $3,935,000 $357,727 $3,908 3.57%
Edwards, CO (FHA|USDA|VA) 5 $3,925,000 $785,000 $2,130 3.10%
FLAGSTAFF, AZ (FHA|USDA|VA) 9 $3,835,000 $426,111 $4,455 3.74%
CHICO, CA (FHA|USDA|VA) 11 $3,765,000 $342,273 $5,396 3.66%
IDAHO FALLS, ID (FHA|USDA|VA) 13 $3,715,000 $285,769 $5,288 3.59%
Eureka-Arcata, CA (FHA|USDA|VA) 10 $3,660,000 $366,000 $8,399 3.70%
MOBILE, AL (FHA|USDA|VA) 13 $3,655,000 $281,154 $5,024 4.20%
COLUMBUS, GA-AL (FHA|USDA|VA) 14 $3,620,000 $258,571 $4,565 3.71%
YUBA CITY, CA (FHA|USDA|VA) 11 $3,565,000 $324,091 $2,932 3.48%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 11 $3,555,000 $323,182 $6,305 3.80%
Helena, MT (FHA|USDA|VA) 9 $3,465,000 $385,000 $4,554 3.76%
ST. GEORGE, UT (FHA|USDA|VA) 8 $3,460,000 $432,500 $3,162 3.45%
Breckenridge, CO (FHA|USDA|VA) 6 $3,460,000 $576,667 $4,505 3.71%
LONGVIEW, TX (FHA|USDA|VA) 12 $3,330,000 $277,500 $5,513 4.10%
Cullowhee, NC (FHA|USDA|VA) 11 $3,315,000 $301,364 $4,840 3.91%
Morehead City, NC (FHA|USDA|VA) 9 $3,285,000 $365,000 $5,843 3.57%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 13 $3,285,000 $252,692 $4,786 4.25%
FLINT, MI (FHA|USDA|VA) 14 $3,250,000 $232,143 $4,050 3.82%
SIOUX FALLS, SD (FHA|USDA|VA) 9 $3,245,000 $360,556 $3,822 4.18%
JOHNSON CITY, TN (FHA|USDA|VA) 13 $3,235,000 $248,846 $4,281 4.18%
NAPA, CA (FHA|USDA|VA) 8 $3,210,000 $401,250 $5,687 2.89%
LONGVIEW, WA (FHA|USDA|VA) 10 $3,130,000 $313,000 $4,103 3.56%
ROCHESTER, MN (FHA|USDA|VA) 10 $3,110,000 $311,000 $4,596 3.15%
Sevierville, TN (FHA|USDA|VA) 8 $3,110,000 $388,750 $8,444 4.53%
BLOOMINGTON, IN (FHA|USDA|VA) 10 $3,080,000 $308,000 $4,173 3.95%
TOLEDO, OH (FHA|USDA|VA) 12 $3,040,000 $253,333 $4,945 3.71%
TYLER, TX (FHA|USDA|VA) 11 $3,025,000 $275,000 $4,571 3.30%
Kill Devil Hills, NC (FHA|USDA|VA) 7 $3,025,000 $432,143 $3,234 3.84%
REDDING, CA (FHA|USDA|VA) 10 $3,000,000 $300,000 $4,203 3.49%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 14 $2,990,000 $213,571 $4,568 4.28%
BILLINGS, MT (FHA|USDA|VA) 8 $2,980,000 $372,500 $8,200 3.77%
HARRISONBURG, VA (FHA|USDA|VA) 9 $2,955,000 $328,333 $6,033 4.57%
BURLINGTON, NC (FHA|USDA|VA) 11 $2,885,000 $262,273 $5,773 3.65%
Lebanon, NH-VT (FHA|USDA|VA) 9 $2,855,000 $317,222 $7,538 4.39%
WALLA WALLA, WA (FHA|USDA|VA) 7 $2,795,000 $399,286 $5,194 3.68%
MERCED, CA (FHA|USDA|VA) 8 $2,780,000 $347,500 $6,895 3.47%
ALBANY-LEBANON, OR (FHA|USDA|VA) 9 $2,755,000 $306,111 $5,154 3.96%
Easton, MD (FHA|USDA|VA) 6 $2,750,000 $458,333 $4,123 3.35%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 14 $2,710,000 $193,571 $5,354 4.14%
CORVALLIS, OR (FHA|USDA|VA) 7 $2,685,000 $383,571 $9,071 3.09%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $2,670,000 $333,750 $6,112 3.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 12 $2,660,000 $221,667 $4,930 4.46%
Torrington, CT (FHA|USDA|VA) 7 $2,615,000 $373,571 $6,094 3.73%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 7 $2,515,000 $359,286 $6,593 2.71%
CLEVELAND, TN (FHA|USDA|VA) 9 $2,485,000 $276,111 $3,801 4.21%
LUBBOCK, TX (FHA|USDA|VA) 11 $2,475,000 $225,000 $4,956 3.70%
COLUMBIA, MO (FHA|USDA|VA) 12 $2,470,000 $205,833 $3,522 3.69%
GREENVILLE, NC (FHA|USDA|VA) 8 $2,440,000 $305,000 $4,105 4.34%
Key West, FL (FHA|USDA|VA) 5 $2,435,000 $487,000 $6,911 3.83%
LINCOLN, NE (FHA|USDA|VA) 9 $2,415,000 $268,333 $2,802 4.00%
FORT WAYNE, IN (FHA|USDA|VA) 13 $2,415,000 $185,769 $3,489 3.67%
PUEBLO, CO (FHA|USDA|VA) 10 $2,410,000 $241,000 $3,874 4.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 10 $2,400,000 $240,000 $3,037 4.21%
Juneau, AK (FHA|USDA|VA) 5 $2,395,000 $479,000 $4,783 3.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 11 $2,385,000 $216,818 $3,532 3.64%
MONTGOMERY, AL (FHA|USDA|VA) 10 $2,380,000 $238,000 $5,632 3.89%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 15 $2,365,000 $157,667 $2,762 3.88%
Durango, CO (FHA|USDA|VA) 7 $2,365,000 $337,857 $4,515 3.73%
NILES, MI (FHA|USDA|VA) 9 $2,365,000 $262,778 $2,896 3.97%
APPLETON, WI (FHA|USDA|VA) 9 $2,345,000 $260,556 $5,143 3.51%
Sanford, NC (FHA|USDA|VA) 9 $2,345,000 $260,556 $5,700 4.17%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 10 $2,320,000 $232,000 $3,417 3.86%
Hudson, NY (FHA|USDA|VA) 6 $2,320,000 $386,667 $8,181 4.23%
MORGANTOWN, WV (FHA|USDA|VA) 10 $2,320,000 $232,000 $5,643 4.09%
AMARILLO, TX (FHA|USDA|VA) 10 $2,290,000 $229,000 $4,892 4.46%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 5 $2,275,000 $455,000 $8,602 3.43%
ROCHESTER, NY (FHA|USDA|VA) 9 $2,245,000 $249,444 $5,051 4.89%
GRAND JUNCTION, CO (FHA|USDA|VA) 7 $2,245,000 $320,714 $3,330 3.02%
THE VILLAGES, FL (FHA|USDA|VA) 9 $2,245,000 $249,444 $4,465 4.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 13 $2,235,000 $171,923 $4,652 3.94%
Holland, MI (FHA|USDA|VA) 9 $2,185,000 $242,778 $3,051 3.93%
Jackson, WY-ID (FHA|USDA|VA) 3 $2,185,000 $728,333 $6,541 2.96%
Whitewater, WI (FHA|USDA|VA) 4 $2,170,000 $542,500 $6,663 3.69%
Shelton, WA (FHA|USDA|VA) 6 $2,140,000 $356,667 $5,833 4.38%
BANGOR, ME (FHA|USDA|VA) 7 $2,125,000 $303,571 $4,512 3.96%
BISMARCK, ND (FHA|USDA|VA) 5 $2,105,000 $421,000 $9,169 3.65%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 10 $2,060,000 $206,000 $5,645 3.91%
VISALIA, CA (FHA|USDA|VA) 10 $2,030,000 $203,000 $2,213 4.01%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 7 $2,015,000 $287,857 $4,478 3.45%
JONESBORO, AR (FHA|USDA|VA) 9 $1,995,000 $221,667 $4,722 3.85%
FAIRBANKS, AK (FHA|USDA|VA) 7 $1,975,000 $282,143 $5,658 3.80%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 8 $1,970,000 $246,250 $5,339 4.31%
WARNER ROBINS, GA (FHA|USDA|VA) 9 $1,965,000 $218,333 $5,388 4.43%
MISSOULA, MT (FHA|USDA|VA) 5 $1,955,000 $391,000 $3,105 3.98%
ROCKFORD, IL (FHA|USDA|VA) 11 $1,945,000 $176,818 $3,776 4.03%
LEBANON, PA (FHA|USDA|VA) 7 $1,935,000 $276,429 $5,899 3.38%
Kalispell, MT (FHA|USDA|VA) 4 $1,910,000 $477,500 $8,635 3.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 9 $1,905,000 $211,667 $3,412 4.44%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 9 $1,895,000 $210,556 $4,389 4.32%
Astoria, OR (FHA|USDA|VA) 4 $1,890,000 $472,500 $10,841 5.22%
ROME, GA (FHA|USDA|VA) 7 $1,885,000 $269,286 $4,331 3.91%
Carlsbad-Artesia, NM (FHA|USDA|VA) 7 $1,885,000 $269,286 $2,634 3.46%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $1,880,000 $470,000 $2,777 3.88%
Centralia, WA (FHA|USDA|VA) 6 $1,880,000 $313,333 $5,538 3.02%
EAU CLAIRE, WI (FHA|USDA|VA) 7 $1,865,000 $266,429 $4,078 3.54%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,855,000 $371,000 $6,005 4.05%
Athens, TX (FHA|USDA|VA) 7 $1,825,000 $260,714 $7,358 3.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 7 $1,815,000 $259,286 $2,814 4.25%
CHEYENNE, WY (FHA|USDA|VA) 5 $1,765,000 $353,000 $4,018 3.45%
VALDOSTA, GA (FHA|USDA|VA) 7 $1,725,000 $246,429 $3,185 4.14%
Durant, OK (FHA|USDA|VA) 5 $1,705,000 $341,000 $9,028 4.33%
Ellensburg, WA (FHA|USDA|VA) 4 $1,690,000 $422,500 $2,224 3.31%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 9 $1,675,000 $186,111 $3,442 4.64%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $1,650,000 $412,500 $5,549 4.97%
FARGO, ND-MN (FHA|USDA|VA) 6 $1,650,000 $275,000 $5,667 4.13%
Roseburg, OR (FHA|USDA|VA) 5 $1,645,000 $329,000 $6,585 3.40%
Thomasville, GA (FHA|USDA|VA) 4 $1,630,000 $407,500 $3,036 4.28%
Cookeville, TN (FHA|USDA|VA) 5 $1,625,000 $325,000 $3,022 3.85%
HOT SPRINGS, AR (FHA|USDA|VA) 6 $1,620,000 $270,000 $2,670 4.19%
Cornelia, GA (FHA|USDA|VA) 6 $1,620,000 $270,000 $3,580 3.29%
Sheridan, WY (FHA|USDA|VA) 5 $1,615,000 $323,000 $5,972 3.50%
Port Angeles, WA (FHA|USDA|VA) 4 $1,590,000 $397,500 $2,884 3.41%
Hood River, OR (FHA|USDA|VA) 3 $1,575,000 $525,000 $7,345 4.00%
Moses Lake, WA (FHA|USDA|VA) 5 $1,565,000 $313,000 $3,874 4.55%
Montrose, CO (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,361 3.53%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $1,555,000 $311,000 $4,816 4.85%
Glenwood Springs, CO (FHA|USDA|VA) 5 $1,545,000 $309,000 $2,366 2.98%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 7 $1,515,000 $216,429 $4,509 3.39%
STATE COLLEGE, PA (FHA|USDA|VA) 7 $1,505,000 $215,000 $3,882 3.07%
Cullman, AL (FHA|USDA|VA) 5 $1,505,000 $301,000 $4,720 3.85%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 6 $1,480,000 $246,667 $3,522 4.29%
LEWISTON, ID-WA (FHA|USDA|VA) 5 $1,475,000 $295,000 $7,850 4.18%
Oneonta, NY (FHA|USDA|VA) 4 $1,470,000 $367,500 $9,481 5.59%
TOPEKA, KS (FHA|USDA|VA) 7 $1,465,000 $209,286 $3,324 3.25%
Granbury, TX (FHA|USDA|VA) 5 $1,465,000 $293,000 $6,196 4.28%
Nogales, AZ (FHA|USDA|VA) 5 $1,455,000 $291,000 $4,102 4.08%
Show Low, AZ (FHA|USDA|VA) 5 $1,455,000 $291,000 $3,171 3.15%
MONROE, MI (FHA|USDA|VA) 6 $1,450,000 $241,667 $3,316 4.08%
Sonora, CA (FHA|USDA|VA) 4 $1,440,000 $360,000 $2,345 3.94%
FORT SMITH, AR-OK (FHA|USDA|VA) 6 $1,420,000 $236,667 $4,959 3.92%
JACKSON, TN (FHA|USDA|VA) 6 $1,410,000 $235,000 $4,150 3.81%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $1,410,000 $705,000 $5,830 3.75%
PEORIA, IL (FHA|USDA|VA) 5 $1,405,000 $281,000 $5,516 4.15%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,390,000 $347,500 $13,292 3.47%
EL CENTRO, CA (FHA|USDA|VA) 6 $1,380,000 $230,000 $3,987 4.54%
Cedar City, UT (FHA|USDA|VA) 4 $1,370,000 $342,500 $4,706 2.97%
PITTSFIELD, MA (FHA|USDA|VA) 3 $1,365,000 $455,000 $9,552 2.71%
RACINE, WI (FHA|USDA|VA) 7 $1,355,000 $193,571 $3,501 4.50%
FARMINGTON, NM (FHA|USDA|VA) 5 $1,355,000 $271,000 $5,092 4.48%
DALTON, GA (FHA|USDA|VA) 5 $1,355,000 $271,000 $3,094 3.63%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $1,345,000 $1,345,000 $37,108 4.50%
LOGAN, UT-ID (FHA|USDA|VA) 3 $1,325,000 $441,667 $3,798 3.75%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $1,320,000 $330,000 $4,128 3.25%
Sandpoint, ID (FHA|USDA|VA) 4 $1,290,000 $322,500 $4,184 2.97%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,738 3.54%
ALBANY, GA (FHA|USDA|VA) 7 $1,275,000 $182,143 $5,141 4.57%
Tullahoma-Manchester, TN (FHA|USDA|VA) 5 $1,245,000 $249,000 $3,311 4.25%
Traverse City, MI (FHA|USDA|VA) 5 $1,245,000 $249,000 $5,987 4.00%
GREAT FALLS, MT (FHA|USDA|VA) 4 $1,230,000 $307,500 $4,694 4.69%
DULUTH, MN-WI (FHA|USDA|VA) 3 $1,225,000 $408,333 $6,167 4.25%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,225,000 $408,333 $4,011 3.96%
FLORENCE, SC (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,141 3.41%
Taos, NM (FHA|USDA|VA) 4 $1,210,000 $302,500 $7,204 2.97%
CARBONDALE-MARION, IL (FHA|USDA|VA) 5 $1,185,000 $237,000 $4,097 3.88%
Alexander City, AL (FHA|USDA|VA) 2 $1,180,000 $590,000 $4,527 3.25%
NEW BERN, NC (FHA|USDA|VA) 6 $1,180,000 $196,667 $5,015 4.29%
Newport, OR (FHA|USDA|VA) 3 $1,175,000 $391,667 $6,464 3.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,154 3.10%
GREEN BAY, WI (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,705 4.05%
Calhoun, GA (FHA|USDA|VA) 4 $1,160,000 $290,000 $5,396 4.16%
Brevard, NC (FHA|USDA|VA) 3 $1,155,000 $385,000 $4,641 3.96%
Augusta-Waterville, ME (FHA|USDA|VA) 6 $1,150,000 $191,667 $3,661 3.52%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $4,550 3.59%
SYRACUSE, NY (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,208 4.60%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3 $1,135,000 $378,333 $6,933 6.21%
TWIN FALLS, ID (FHA|USDA|VA) 3 $1,135,000 $378,333 $6,314 4.29%
CASPER, WY (FHA|USDA|VA) 5 $1,125,000 $225,000 $2,473 3.70%
Athens, TN (FHA|USDA|VA) 3 $1,125,000 $375,000 $4,039 4.08%
Fort Payne, AL (FHA|USDA|VA) 4 $1,110,000 $277,500 $4,198 5.28%
TEXARKANA, TX-AR (FHA|USDA|VA) 6 $1,100,000 $183,333 $4,630 3.96%
Ukiah, CA (FHA|USDA|VA) 3 $1,095,000 $365,000 $4,699 3.29%
Tupelo, MS (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,484 3.88%
St. Marys, GA (FHA|USDA|VA) 3 $1,085,000 $361,667 $4,138 4.13%
Findlay, OH (FHA|USDA|VA) 3 $1,085,000 $361,667 $4,414 2.96%
Paris, TX (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,870 4.35%
LAREDO, TX (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,638 4.66%
WHEELING, WV-OH (FHA|USDA|VA) 4 $1,080,000 $270,000 $6,034 3.63%
Aberdeen, WA (FHA|USDA|VA) 3 $1,075,000 $358,333 $6,948 4.54%
YUMA, AZ (FHA|USDA|VA) 6 $1,070,000 $178,333 $4,323 3.71%
SAN ANGELO, TX (FHA|USDA|VA) 5 $1,065,000 $213,000 $3,356 3.20%
GRANTS PASS, OR (FHA|USDA|VA) 3 $1,065,000 $355,000 $4,716 3.38%
Steamboat Springs, CO (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,685 3.21%
Coos Bay, OR (FHA|USDA|VA) 5 $1,055,000 $211,000 $4,575 4.50%
GETTYSBURG, PA (FHA|USDA|VA) 5 $1,055,000 $211,000 $4,963 2.90%
Pottsville, PA (FHA|USDA|VA) 3 $1,055,000 $351,667 $9,491 3.71%
BINGHAMTON, NY (FHA|USDA|VA) 5 $1,035,000 $207,000 $7,691 4.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $1,035,000 $345,000 $5,188 2.46%
ERIE, PA (FHA|USDA|VA) 6 $1,020,000 $170,000 $6,502 4.35%
MORRISTOWN, TN (FHA|USDA|VA) 3 $1,015,000 $338,333 $5,606 3.42%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,777 3.59%
MUSKEGON, MI (FHA|USDA|VA) 4 $1,000,000 $250,000 $6,664 3.38%
POCATELLO, ID (FHA|USDA|VA) 4 $1,000,000 $250,000 $7,460 4.31%
Red Bluff, CA (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,008 4.28%
HATTIESBURG, MS (FHA|USDA|VA) 5 $995,000 $199,000 $4,677 4.08%
DOTHAN, AL (FHA|USDA|VA) 4 $990,000 $247,500 $3,118 4.06%
CHARLESTON, WV (FHA|USDA|VA) 5 $985,000 $197,000 $1,846 3.43%
Albemarle, NC (FHA|USDA|VA) 4 $980,000 $245,000 $5,074 3.97%
Bonham, TX (FHA|USDA|VA) 2 $980,000 $490,000 $6,555 3.94%
Silver City, NM (FHA|USDA|VA) 4 $980,000 $245,000 $6,328 3.16%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $975,000 $195,000 $3,784 3.38%
Pullman, WA (FHA|USDA|VA) 3 $945,000 $315,000 $6,965 3.88%
SUMTER, SC (FHA|USDA|VA) 5 $945,000 $189,000 $4,002 3.75%
Martinsville, VA (FHA|USDA|VA) 3 $945,000 $315,000 $6,979 3.58%
Altus, OK (FHA|USDA|VA) 4 $940,000 $235,000 $5,452 4.84%
Seneca, SC (FHA|USDA|VA) 4 $920,000 $230,000 $5,338 4.53%
London, KY (FHA|USDA|VA) 4 $920,000 $230,000 $4,409 3.53%
RAPID CITY, SD (FHA|USDA|VA) 3 $905,000 $301,667 $7,295 2.50%
Barre, VT (FHA|USDA|VA) 3 $905,000 $301,667 $5,575 3.04%
Ketchikan, AK (FHA|USDA|VA) 2 $900,000 $450,000 $7,124 3.63%
AMES, IA (FHA|USDA|VA) 3 $865,000 $288,333 $3,206 4.46%
Statesboro, GA (FHA|USDA|VA) 3 $855,000 $285,000 $3,863 2.92%
Mount Pleasant, TX (FHA|USDA|VA) 3 $855,000 $285,000 $5,377 3.17%
Oxford, MS (FHA|USDA|VA) 4 $840,000 $210,000 $3,357 4.22%
Adrian, MI (FHA|USDA|VA) 2 $840,000 $420,000 $2,140 4.50%
Hailey, ID (FHA|USDA|VA) 3 $835,000 $278,333 $6,844 2.67%
HINESVILLE, GA (FHA|USDA|VA) 5 $835,000 $167,000 $6,136 4.83%
TERRE HAUTE, IN (FHA|USDA|VA) 5 $825,000 $165,000 $1,474 5.65%
Bennington, VT (FHA|USDA|VA) 2 $820,000 $410,000 $6,556 3.44%
Rexburg, ID (FHA|USDA|VA) 2 $810,000 $405,000 $8,255 4.31%
Richmond, IN (FHA|USDA|VA) 3 $805,000 $268,333 $6,133 4.33%
Crescent City, CA (FHA|USDA|VA) 1 $805,000 $805,000 $6,201 5.38%
Blackfoot, ID (FHA|USDA|VA) 3 $805,000 $268,333 $3,107 3.88%
COLUMBUS, IN (FHA|USDA|VA) 4 $800,000 $200,000 $3,398 3.81%
Starkville, MS (FHA|USDA|VA) 2 $800,000 $400,000 $2,912 4.88%
Payson, AZ (FHA|USDA|VA) 2 $800,000 $400,000 $6,751 4.44%
Forest City, NC (FHA|USDA|VA) 3 $795,000 $265,000 $4,579 4.50%
Rutland, VT (FHA|USDA|VA) 4 $790,000 $197,500 $5,393 3.78%
Gallup, NM (FHA|USDA|VA) 3 $785,000 $261,667 $5,200 2.96%
Clewiston, FL (FHA|USDA|VA) 3 $785,000 $261,667 $8,609 3.25%
Lake City, FL (FHA|USDA|VA) 3 $785,000 $261,667 $6,474 3.04%
Owatonna, MN (FHA|USDA|VA) 3 $785,000 $261,667 $5,687 3.67%
DOVER, DE (FHA|USDA|VA) 4 $780,000 $195,000 $4,102 3.41%
Shelby, NC (FHA|USDA|VA) 3 $775,000 $258,333 $6,600 3.96%
Palatka, FL (FHA|USDA|VA) 3 $765,000 $255,000 $4,451 3.33%
Milledgeville, GA (FHA|USDA|VA) 3 $765,000 $255,000 $2,923 3.33%
Meadville, PA (FHA|USDA|VA) 3 $765,000 $255,000 $4,973 4.13%
Lewisburg, PA (FHA|USDA|VA) 2 $760,000 $380,000 $4,929 4.63%
Marquette, MI (FHA|USDA|VA) 3 $755,000 $251,667 $2,723 5.88%
UTICA-ROME, NY (FHA|USDA|VA) 3 $755,000 $251,667 $6,962 5.13%
Klamath Falls, OR (FHA|USDA|VA) 4 $740,000 $185,000 $2,491 3.81%
SPRINGFIELD, OH (FHA|USDA|VA) 4 $740,000 $185,000 $2,197 4.38%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $735,000 $245,000 $3,340 3.38%
Hilo, HI (FHA|USDA|VA) 1 $735,000 $735,000 $5,882 5.63%
Clearlake, CA (FHA|USDA|VA) 3 $715,000 $238,333 $5,040 3.96%
Picayune, MS (FHA|USDA|VA) 3 $705,000 $235,000 $4,310 3.29%
KANKAKEE, IL (FHA|USDA|VA) 4 $700,000 $175,000 $4,431 4.06%
Fergus Falls, MN (FHA|USDA|VA) 3 $695,000 $231,667 $4,300 2.25%
Scottsboro, AL (FHA|USDA|VA) 2 $690,000 $345,000 $1,949 3.88%
Somerset, KY (FHA|USDA|VA) 2 $680,000 $340,000 $4,844 5.19%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $660,000 $330,000 $3,094 3.88%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $660,000 $330,000 $3,268 4.06%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $660,000 $330,000 $12,310 4.44%
Alamogordo, NM (FHA|USDA|VA) 3 $655,000 $218,333 $3,145 4.46%
Lawrenceburg, TN (FHA|USDA|VA) 2 $650,000 $325,000 $5,527 3.88%
Grenada, MS (FHA|USDA|VA) 1 $645,000 $645,000 $8,677 2.75%
Brookings, OR (FHA|USDA|VA) 1 $645,000 $645,000 $18,243 2.75%
Brainerd, MN (FHA|USDA|VA) 1 $645,000 $645,000 $1,542 2.75%
Bluefield, WV-VA (FHA|USDA|VA) 3 $645,000 $215,000 $5,167 3.67%
Albertville, AL (FHA|USDA|VA) 4 $640,000 $160,000 $2,902 3.72%
Tahlequah, OK (FHA|USDA|VA) 3 $635,000 $211,667 $6,278 3.79%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $630,000 $315,000 $4,602 2.81%
Jesup, GA (FHA|USDA|VA) 2 $620,000 $310,000 $8,041 4.44%
Riverton, WY (FHA|USDA|VA) 2 $620,000 $310,000 $2,475 3.69%
Great Bend, KS (FHA|USDA|VA) 2 $620,000 $310,000 $2,996 3.31%
Alexandria, MN (FHA|USDA|VA) 2 $620,000 $310,000 $5,885 4.88%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $615,000 $205,000 $2,866 4.42%
Alma, MI (FHA|USDA|VA) 2 $610,000 $305,000 $6,118 4.19%
MANKATO, MN (FHA|USDA|VA) 2 $610,000 $305,000 $5,806 3.44%
Big Rapids, MI (FHA|USDA|VA) 3 $605,000 $201,667 $4,344 3.42%
The Dalles, OR (FHA|USDA|VA) 2 $600,000 $300,000 $4,164 3.88%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $600,000 $300,000 $5,208 3.06%
Los Alamos, NM (FHA|USDA|VA) 1 $595,000 $595,000 $3,750 2.75%
Shawnee, OK (FHA|USDA|VA) 2 $590,000 $295,000 $3,721 3.25%
GLENS FALLS, NY (FHA|USDA|VA) 3 $585,000 $195,000 $4,698 3.83%
Houghton, MI (FHA|USDA|VA) 2 $580,000 $290,000 $2,069 4.44%
VICTORIA, TX (FHA|USDA|VA) 2 $570,000 $285,000 $3,487 3.06%
Ogdensburg-Massena, NY (FHA|USDA|VA) 3 $565,000 $188,333 $4,360 4.42%
SAGINAW, MI (FHA|USDA|VA) 4 $560,000 $140,000 $3,143 4.09%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $560,000 $280,000 $2,084 3.69%
BRUNSWICK, GA (FHA|USDA|VA) 3 $545,000 $181,667 $2,761 4.46%
HAMMOND, LA (FHA|USDA|VA) 2 $540,000 $270,000 $7,069 3.38%
El Campo, TX (FHA|USDA|VA) 2 $540,000 $270,000 $6,203 4.13%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $530,000 $265,000 $3,763 2.88%
Huntsville, TX (FHA|USDA|VA) 2 $530,000 $265,000 $5,935 3.38%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $525,000 $175,000 $4,415 4.71%
Lufkin, TX (FHA|USDA|VA) 2 $520,000 $260,000 $5,971 5.56%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $515,000 $171,667 $1,511 4.71%
Greeneville, TN (FHA|USDA|VA) 1 $505,000 $505,000 $3,823 3.00%
Orangeburg, SC (FHA|USDA|VA) 3 $505,000 $168,333 $5,385 3.25%
Henderson, NC (FHA|USDA|VA) 1 $505,000 $505,000 $1,816 2.88%
Wauchula, FL (FHA|USDA|VA) 3 $495,000 $165,000 $4,592 3.00%
Ottawa, IL (FHA|USDA|VA) 3 $485,000 $161,667 $3,200 4.46%
Andrews, TX (FHA|USDA|VA) 2 $480,000 $240,000 $5,893 3.00%
MONROE, LA (FHA|USDA|VA) 2 $480,000 $240,000 $4,551 3.25%
Lebanon, MO (FHA|USDA|VA) 1 $475,000 $475,000 $13,206 2.50%
Hope, AR (FHA|USDA|VA) 2 $470,000 $235,000 $1,695 2.81%
ENID, OK (FHA|USDA|VA) 2 $460,000 $230,000 $5,371 3.31%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $450,000 $225,000 $4,166 6.00%
Jacksonville, TX (FHA|USDA|VA) 2 $450,000 $225,000 $7,451 4.44%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $450,000 $225,000 $4,912 3.94%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $450,000 $225,000 $3,470 3.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $445,000 $148,333 $4,688 4.21%
Angola, IN (FHA|USDA|VA) 1 $445,000 $445,000 $1,100 2.25%
Danville, VA (FHA|USDA|VA) 1 $445,000 $445,000 $11,650 1.75%
Stephenville, TX (FHA|USDA|VA) 2 $440,000 $220,000 $6,454 3.13%
LAWRENCE, KS (FHA|USDA|VA) 2 $440,000 $220,000 $5,211 2.75%
Gainesville, TX (FHA|USDA|VA) 1 $435,000 $435,000 $3,646 3.75%
Cambridge, OH (FHA|USDA|VA) 3 $435,000 $145,000 $3,215 2.71%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $435,000 $435,000 $1,402 3.75%
New Castle, PA (FHA|USDA|VA) 3 $425,000 $141,667 $3,577 3.50%
GADSDEN, AL (FHA|USDA|VA) 1 $425,000 $425,000 $19,247 5.25%
Celina, OH (FHA|USDA|VA) 2 $420,000 $210,000 $4,241 3.13%
Salem, OH (FHA|USDA|VA) 1 $415,000 $415,000 $3,005 6.50%
Nacogdoches, TX (FHA|USDA|VA) 2 $410,000 $205,000 $5,464 4.63%
Sunbury, PA (FHA|USDA|VA) 2 $410,000 $205,000 $6,259 4.19%
LAWTON, OK (FHA|USDA|VA) 2 $410,000 $205,000 $3,117 2.56%
Clovis, NM (FHA|USDA|VA) 2 $410,000 $205,000 $6,135 2.75%
Del Rio, TX (FHA|USDA|VA) 1 $405,000 $405,000 $8,498 2.75%
Roswell, NM (FHA|USDA|VA) 3 $405,000 $135,000 $5,154 4.25%
Decatur, IN (FHA|USDA|VA) 2 $400,000 $200,000 $3,579 4.06%
ST. CLOUD, MN (FHA|USDA|VA) 1 $395,000 $395,000 $9,594 4.50%
Jasper, IN (FHA|USDA|VA) 1 $395,000 $395,000 $1,332 3.38%
Fairmont, WV (FHA|USDA|VA) 3 $395,000 $131,667 $2,576 2.92%
Mountain Home, ID (FHA|USDA|VA) 1 $395,000 $395,000 $15,191 5.38%
Menomonie, WI (FHA|USDA|VA) 1 $395,000 $395,000 $11,008 2.75%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $390,000 $195,000 $1,585 5.75%
Pella, IA (FHA|USDA|VA) 2 $390,000 $195,000 $3,751 3.50%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $390,000 $195,000 $5,116 5.25%
Frankfort, KY (FHA|USDA|VA) 3 $385,000 $128,333 $4,262 3.71%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $385,000 $385,000 $8,707 4.88%
Willmar, MN (FHA|USDA|VA) 1 $385,000 $385,000 $1,662 3.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $380,000 $190,000 $4,024 3.75%
Thomaston, GA (FHA|USDA|VA) 2 $380,000 $190,000 $4,100 4.00%
ABILENE, TX (FHA|USDA|VA) 2 $380,000 $190,000 $7,320 3.44%
ODESSA, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,759 3.19%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $380,000 $190,000 $2,678 3.69%
Salina, KS (FHA|USDA|VA) 2 $380,000 $190,000 $3,789 4.00%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $380,000 $190,000 $3,831 4.81%
Hutchinson, KS (FHA|USDA|VA) 1 $375,000 $375,000 $2,254 3.88%
Hobbs, NM (FHA|USDA|VA) 2 $370,000 $185,000 $3,994 4.38%
Auburn, IN (FHA|USDA|VA) 2 $370,000 $185,000 $4,901 4.13%
BAY CITY, MI (FHA|USDA|VA) 2 $370,000 $185,000 $4,682 4.88%
Scottsbluff, NE (FHA|USDA|VA) 2 $360,000 $180,000 $3,248 3.69%
MIDLAND, MI (FHA|USDA|VA) 2 $360,000 $180,000 $2,873 2.75%
Shelbyville, TN (FHA|USDA|VA) 2 $360,000 $180,000 $3,008 3.81%
Okeechobee, FL (FHA|USDA|VA) 2 $360,000 $180,000 $3,915 3.19%
Stillwater, OK (FHA|USDA|VA) 1 $355,000 $355,000 $5,781 5.00%
Glasgow, KY (FHA|USDA|VA) 1 $355,000 $355,000 $5,239 5.88%
Rolla, MO (FHA|USDA|VA) 2 $350,000 $175,000 $3,585 3.44%
Morgan City, LA (FHA|USDA|VA) 2 $350,000 $175,000 $6,149 3.75%
GOLDSBORO, NC (FHA|USDA|VA) 2 $350,000 $175,000 $2,776 4.31%
Athens, OH (FHA|USDA|VA) 1 $345,000 $345,000 $6,918 2.88%
Douglas, GA (FHA|USDA|VA) 1 $345,000 $345,000 $1,683 2.75%
Kirksville, MO (FHA|USDA|VA) 1 $345,000 $345,000 $4,596 4.25%
Vineyard Haven, MA (FHA|USDA|VA) 1 $345,000 $345,000 $9,506 2.25%
Opelousas, LA (FHA|USDA|VA) 2 $340,000 $170,000 $2,059 3.38%
ELMIRA, NY (FHA|USDA|VA) 2 $340,000 $170,000 $5,808 4.81%
Gillette, WY (FHA|USDA|VA) 2 $340,000 $170,000 $3,027 3.19%
Beaver Dam, WI (FHA|USDA|VA) 2 $340,000 $170,000 $2,444 4.19%
ALTOONA, PA (FHA|USDA|VA) 2 $340,000 $170,000 $4,466 4.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $335,000 $335,000 $9,387 3.75%
La Grande, OR (FHA|USDA|VA) 1 $335,000 $335,000 $3,883 3.88%
Ardmore, OK (FHA|USDA|VA) 1 $335,000 $335,000 $4,834 2.75%
St. Marys, PA (FHA|USDA|VA) 2 $330,000 $165,000 $6,404 3.13%
Bartlesville, OK (FHA|USDA|VA) 2 $330,000 $165,000 $2,198 5.06%
Georgetown, SC (FHA|USDA|VA) 1 $325,000 $325,000 $2,582 4.13%
Gaffney, SC (FHA|USDA|VA) 1 $325,000 $325,000 $2,553 3.63%
Huron, SD (FHA|USDA|VA) 1 $325,000 $325,000 $3,145 2.00%
Indiana, PA (FHA|USDA|VA) 1 $325,000 $325,000 $5,496 5.50%
Moscow, ID (FHA|USDA|VA) 1 $325,000 $325,000 $9,758 2.50%
Plattsburgh, NY (FHA|USDA|VA) 1 $325,000 $325,000 $7,247 3.50%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $325,000 $325,000 $8,220 3.00%
Tifton, GA (FHA|USDA|VA) 1 $325,000 $325,000 $2,775 4.13%
Paducah, KY-IL (FHA|USDA|VA) 2 $320,000 $160,000 $4,640 4.75%
Maysville, KY (FHA|USDA|VA) 2 $320,000 $160,000 $3,598 4.13%
Warsaw, IN (FHA|USDA|VA) 1 $315,000 $315,000 $8,583 3.38%
Ada, OK (FHA|USDA|VA) 1 $315,000 $315,000 $3,273 7.13%
Warrensburg, MO (FHA|USDA|VA) 1 $315,000 $315,000 $745 3.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $315,000 $315,000 $12,161 5.25%
Lexington, NE (FHA|USDA|VA) 2 $310,000 $155,000 $5,640 3.38%
KOKOMO, IN (FHA|USDA|VA) 2 $310,000 $155,000 $2,943 2.88%
STAUNTON, VA (FHA|USDA|VA) 2 $310,000 $155,000 $3,311 3.31%
JOPLIN, MO (FHA|USDA|VA) 2 $310,000 $155,000 $4,539 4.69%
IOWA CITY, IA (FHA|USDA|VA) 1 $305,000 $305,000 $8,603 2.75%
Kinston, NC (FHA|USDA|VA) 1 $305,000 $305,000 $2,333 4.50%
Oil City, PA (FHA|USDA|VA) 1 $305,000 $305,000 $3,723 7.13%
Enterprise, AL (FHA|USDA|VA) 1 $305,000 $305,000 $2,931 3.88%
Rockport, TX (FHA|USDA|VA) 2 $300,000 $150,000 $3,565 3.88%
Laconia, NH (FHA|USDA|VA) 1 $295,000 $295,000 $5,030 6.13%
Oskaloosa, IA (FHA|USDA|VA) 2 $290,000 $145,000 $3,145 3.31%
Batesville, AR (FHA|USDA|VA) 2 $290,000 $145,000 $4,040 4.44%
Wooster, OH (FHA|USDA|VA) 1 $285,000 $285,000 $12,280 4.75%
ITHACA, NY (FHA|USDA|VA) 1 $285,000 $285,000 $14,437 4.38%
Concord, NH (FHA|USDA|VA) 1 $285,000 $285,000 $1,855 6.38%
Brookings, SD (FHA|USDA|VA) 1 $285,000 $285,000 $1,524 6.50%
Toccoa, GA (FHA|USDA|VA) 1 $285,000 $285,000 $6,244 4.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $275,000 $275,000 $3,539 3.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $275,000 $275,000 $2,079 3.00%
Crossville, TN (FHA|USDA|VA) 1 $275,000 $275,000 $3,428 6.50%
Brownwood, TX (FHA|USDA|VA) 1 $275,000 $275,000 $9,245 5.00%
Kerrville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $2,694 2.63%
Kingsville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $10,364 3.50%
Wapakoneta, OH (FHA|USDA|VA) 2 $270,000 $135,000 $3,864 3.50%
Corning, NY (FHA|USDA|VA) 2 $270,000 $135,000 $3,902 4.13%
Corinth, MS (FHA|USDA|VA) 1 $265,000 $265,000 $8,129 2.50%
Bardstown, KY (FHA|USDA|VA) 1 $265,000 $265,000 $14,930 5.75%
DANVILLE, IL (FHA|USDA|VA) 3 $265,000 $88,333 $3,362 4.38%
Corsicana, TX (FHA|USDA|VA) 1 $265,000 $265,000 $1,695 3.63%
Richmond-Berea, KY (FHA|USDA|VA) 2 $260,000 $130,000 $4,637 4.00%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $260,000 $130,000 $2,996 2.81%
Bay City, TX (FHA|USDA|VA) 1 $255,000 $255,000 $9,280 1.88%
Sturgis, MI (FHA|USDA|VA) 1 $255,000 $255,000 $950 2.75%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 2 $250,000 $125,000 $5,301 3.69%
Pahrump, NV (FHA|USDA|VA) 1 $245,000 $245,000 $8,293 6.13%
Cleveland, MS (FHA|USDA|VA) 1 $245,000 $245,000 $6,576 2.88%
Coldwater, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,541 2.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $245,000 $245,000 $7,354 3.13%
Safford, AZ (FHA|USDA|VA) 2 $240,000 $120,000 $4,520 3.56%
Norfolk, NE (FHA|USDA|VA) 2 $240,000 $120,000 $4,145 2.81%
Minot, ND (FHA|USDA|VA) 1 $235,000 $235,000 $3,363 5.25%
Greensburg, IN (FHA|USDA|VA) 1 $235,000 $235,000 $978 4.00%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,444 5.88%
Lumberton, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,118 3.75%
Ludington, MI (FHA|USDA|VA) 2 $230,000 $115,000 $3,789 4.75%
Bluffton, IN (FHA|USDA|VA) 1 $225,000 $225,000 $5,213 3.38%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $225,000 $225,000 $4,966 2.75%
DUBUQUE, IA (FHA|USDA|VA) 1 $225,000 $225,000 $1,947 6.13%
Susanville, CA (FHA|USDA|VA) 1 $225,000 $225,000 $5,768 5.50%
Farmington, MO (FHA|USDA|VA) 2 $220,000 $110,000 $2,179 4.13%
Elizabeth City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,213 3.25%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $215,000 $215,000 $7,416 4.88%
McPherson, KS (FHA|USDA|VA) 1 $205,000 $205,000 $7,603 4.75%
Ontario, OR-ID (FHA|USDA|VA) 1 $205,000 $205,000 $6,026 4.75%
Moultrie, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,914 3.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $205,000 $205,000 $4,376 2.88%
Wilmington, OH (FHA|USDA|VA) 1 $205,000 $205,000 $9,021 6.25%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $205,000 $205,000 $882 3.88%
Rochelle, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,322 6.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $195,000 $195,000 $3,802 3.38%
Portsmouth, OH (FHA|USDA|VA) 1 $195,000 $195,000 $3,854 3.13%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $195,000 $195,000 $10,027 4.25%
DECATUR, AL (FHA|USDA|VA) 1 $195,000 $195,000 $1,826 2.00%
Selma, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,722 4.63%
Ashland, OH (FHA|USDA|VA) 1 $185,000 $185,000 $1,468 3.88%
Vernal, UT (FHA|USDA|VA) 1 $185,000 $185,000 $4,887 3.25%
Cedartown, GA (FHA|USDA|VA) 1 $185,000 $185,000 $4,638 3.00%
Vincennes, IN (FHA|USDA|VA) 1 $185,000 $185,000 $3,734 5.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $180,000 $90,000 $3,056 3.88%
Spirit Lake, IA (FHA|USDA|VA) 1 $175,000 $175,000 $5,079 2.63%
Mason City, IA (FHA|USDA|VA) 1 $175,000 $175,000 $1,634 5.75%
Wilson, NC (FHA|USDA|VA) 1 $175,000 $175,000 $5,077 3.38%
Defiance, OH (FHA|USDA|VA) 1 $175,000 $175,000 $2,445 4.25%
Pittsburg, KS (FHA|USDA|VA) 1 $175,000 $175,000 $5,875 3.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $165,000 $165,000 $1,743 3.75%
Keene, NH (FHA|USDA|VA) 1 $165,000 $165,000 $2,696 6.88%
Natchitoches, LA (FHA|USDA|VA) 1 $155,000 $155,000 $4,315 2.13%
Olean, NY (FHA|USDA|VA) 1 $155,000 $155,000 $7,670 6.50%
Port Lavaca, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,889 4.00%
DuBois, PA (FHA|USDA|VA) 1 $155,000 $155,000 $6,444 5.50%
Chillicothe, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,028 2.88%
Shawano, WI (FHA|USDA|VA) 1 $145,000 $145,000 $4,306 2.50%
Lewisburg, TN (FHA|USDA|VA) 1 $145,000 $145,000 $1,565 3.00%
Bainbridge, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,248 2.13%
MANSFIELD, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,712 3.25%
Gloversville, NY (FHA|USDA|VA) 1 $145,000 $145,000 $5,318 6.00%
Newberry, SC (FHA|USDA|VA) 1 $145,000 $145,000 $4,412 3.00%
Mount Airy, NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,177 2.63%
Fremont, OH (FHA|USDA|VA) 1 $135,000 $135,000 $7,211 5.13%
Clarksburg, WV (FHA|USDA|VA) 1 $135,000 $135,000 $3,768 3.38%
North Vernon, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,997 3.63%
Mountain Home, AR (FHA|USDA|VA) 1 $135,000 $135,000 $895 3.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $135,000 $135,000 $4,122 3.38%
Sikeston, MO (FHA|USDA|VA) 1 $135,000 $135,000 $3,658 6.13%
Bedford, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,858 3.63%
Mount Sterling, KY (FHA|USDA|VA) 1 $125,000 $125,000 $4,362 4.63%
McComb, MS (FHA|USDA|VA) 1 $125,000 $125,000 $4,197 3.38%
Marietta, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,223 5.00%
Union, SC (FHA|USDA|VA) 1 $125,000 $125,000 $4,894 5.38%
Austin, MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,805 3.63%
Pampa, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,414 4.00%
Cadillac, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,585 5.75%
Searcy, AR (FHA|USDA|VA) 1 $125,000 $125,000 $2,260 3.63%
Huntington, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,982 5.63%
FOND DU LAC, WI (FHA|USDA|VA) 1 $125,000 $125,000 $5,119 7.00%
BECKLEY, WV (FHA|USDA|VA) 1 $125,000 $125,000 $4,060 2.50%
Galesburg, IL (FHA|USDA|VA) 1 $125,000 $125,000 $1,332 3.75%
Laurel, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,129 5.25%
JACKSON, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,978 2.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $115,000 $115,000 $3,628 3.38%
Sedalia, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,443 3.88%
Berlin, NH (FHA|USDA|VA) 1 $115,000 $115,000 $6,978 5.13%
Madisonville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $4,263 2.88%
Bennettsville, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,861 3.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,673 3.49%
Troy, AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,443 2.88%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,262 3.38%
Murray, KY (FHA|USDA|VA) 1 $105,000 $105,000 $3,363 3.25%
Dixon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,124 5.50%
West Plains, MO (FHA|USDA|VA) 1 $105,000 $105,000 $3,784 2.13%
Deming, NM (FHA|USDA|VA) 1 $105,000 $105,000 $4,246 2.75%
Urbana, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,554 3.75%
MUNCIE, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,766 4.75%
LIMA, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,034 5.88%
Arkadelphia, AR (FHA|USDA|VA) 1 $85,000 $85,000 $2,716 2.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $85,000 $85,000 $3,508 3.75%
Greenville, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,190 6.63%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $65,000 $65,000 $2,345 3.75%
Palestine, TX (FHA|USDA|VA) 1 $55,000 $55,000 $4,313 5.88%
Pontiac, IL (FHA|USDA|VA) 1 $55,000 $55,000 $3,601 5.63%
Better Mortgage Corporation's top markets include New York, Dallas, Atlanta, Austin, and Seattle among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 20,839 $7,807,505,000 $374,658 $5,543 3.70%
    FHA 218 $55,770,000 $255,826 $9,872 4.19%
    VA 6 $2,060,000 $343,333 $7,540 3.71%

    For 2022, Better Mortgage Corporation's most frequently originated type of loan was Conventional, with 20,839 originations. Their 2nd most popular type was FHA, with 218 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,311 $4,249,675,000 $412,150 $6,340 4.15%
    Refi 6,242 $2,106,180,000 $337,421 $4,705 3.06%
    Cash Out Refi 4,169 $1,411,385,000 $338,543 $5,108 3.53%
    Home Improvement 341 $98,095,000 $287,669 $4,971 4.15%

    For 2022, Better Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 10,311 originations. The 2nd most popular reason was Refi, with 6,242 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 17,197 $6,694,505,000 $389,283 $5,749 3.89%
    15 Year 2,831 $845,215,000 $298,557 $4,881 2.76%
    20 Year 1,035 $325,615,000 $314,604 $4,871 3.21%

    For 2022, Better Mortgage Corporation's most frequently cited loan duration was 30 Year, with 17,197 originations. The 2nd most popular length was 15 Year, with 2,831 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 8,573 $3,243,335,000 $378,320
    $<1k 7,955 $3,191,015,000 $401,133
    $1k-2k 1,183 $392,165,000 $331,500
    $3k-4k 1,011 $312,665,000 $309,263
    $2k-3k 963 $325,165,000 $337,658
    $4k-5k 933 $271,665,000 $291,174

    Better Mortgage Corporation's average total fees were $5,749, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 8,573 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 7,719 $2,882,135,000 $373,382
    2.5-3% 5,138 $2,045,740,000 $398,159
    4-5% 3,804 $1,434,330,000 $377,058
    <2.5% 1,862 $635,380,000 $341,235
    5-6% 1,782 $626,170,000 $351,386
    6-7% 648 $207,140,000 $319,660
    7-8% 108 $33,870,000 $313,611
    Over 8% 2 $570,000 $285,000

    During 2022, Better Mortgage Corporation's average interest rate for loans was 3.89%, while their most frequently originated rate bucket for loans was 3-4%, with 7,719 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 9,240 $2,736,360,000 $296,143 $5,087 3.68%
    $400k-600k 6,094 $3,011,300,000 $494,142 $6,207 3.66%
    $100k-200k 3,340 $516,440,000 $154,623 $3,743 3.81%
    $600k-1MM 1,951 $1,336,385,000 $684,974 $8,488 3.63%
    $100,000 or less 266 $22,610,000 $85,000 $3,253 4.59%
    $1MM+ 172 $242,240,000 $1,408,372 $15,489 3.74%

    2022 saw Better Mortgage Corporation place emphasis on $200k-400k loans with 9,240 originations, totaling $2,736,360,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 6,443 $2,413,135,000 $374,536 $5,406 3.69%
    $150k-250k 5,664 $2,542,440,000 $448,877 $6,235 3.73%
    $75k-100k 3,336 $994,780,000 $298,195 $5,013 3.65%
    $50k-75k 2,679 $626,075,000 $233,697 $4,504 3.67%
    $250k+ 1,987 $1,131,225,000 $569,313 $7,678 3.80%
    $50k or less 954 $157,680,000 $165,283 $3,850 3.77%

    Better Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 6,443 originations. The second most popular income band? $150k-250k, with 5,664 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,837 $1,770,975,000 $366,131 $5,351 3.54%
    30-36% 4,051 $1,554,585,000 $383,753 $5,576 3.67%
    <20% 1,588 $533,940,000 $336,234 $4,905 3.39%
    49% 991 $364,275,000 $367,583 $5,982 3.91%
    44% 806 $310,770,000 $385,571 $5,672 3.82%
    43% 788 $293,780,000 $372,817 $5,589 3.84%
    41% 784 $301,450,000 $384,503 $5,713 3.82%
    38% 760 $293,740,000 $386,500 $5,775 3.78%
    42% 755 $293,265,000 $388,430 $6,066 3.77%
    36% 739 $286,015,000 $387,030 $5,645 3.79%
    48% 728 $265,250,000 $364,354 $5,691 3.89%
    40% 724 $282,120,000 $389,669 $5,634 3.77%
    37% 723 $282,205,000 $390,325 $6,046 3.81%
    39% 702 $262,470,000 $373,889 $5,902 3.82%
    45% 673 $253,355,000 $376,456 $5,982 3.91%
    47% 656 $252,310,000 $384,619 $5,629 3.83%
    46% 609 $220,995,000 $362,882 $5,783 3.96%
    50-60% 128 $38,110,000 $297,734 $6,745 3.80%
    >60% 21 $5,725,000 $272,619 $5,031 3.40%

    Better Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 4,837 originations. The next most common DTI ratio? 30-36%, with 4,051 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12,048 $4,338,370,000 $360,090 $5,519 3.68%
    Not provided 4,094 $1,522,470,000 $371,878 $5,535 3.75%
    Asian Indian 1,711 $796,865,000 $465,731 $5,304 3.62%
    Black 1,166 $385,700,000 $330,789 $6,082 3.95%
    Chinese 515 $219,615,000 $426,437 $6,269 3.74%
    Other Asian 315 $128,835,000 $409,000 $5,859 3.64%
    Asian 297 $122,175,000 $411,364 $5,714 3.66%
    Korean 224 $96,010,000 $428,616 $6,221 3.56%
    Filipino 199 $77,435,000 $389,121 $6,404 3.57%
    Vietnamese 195 $73,975,000 $379,359 $6,009 3.74%
    American Indian 193 $62,125,000 $321,891 $5,672 3.70%
    Japanese 75 $28,965,000 $386,200 $6,358 3.58%
    Other Pacific Islander 14 $4,580,000 $327,143 $6,393 4.16%
    Native Hawaiian 7 $3,535,000 $505,000 $6,836 3.16%
    Guamanian 4 $2,400,000 $600,000 $10,424 3.94%
    Native Hawaiian or Islander 5 $1,985,000 $397,000 $5,329 4.68%
    Samoan 1 $295,000 $295,000 $5,030 6.13%

    Approval Rates

    Total approvals of all applications
    93.24%

    Better Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    35.12%

    Better Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 21,063 $7,865,335,000 $373,420

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    21,063 $7,865,335,000 $373,420

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,046 $304,540,000 $291,147 $4,426 3.13%
    40-60% 3,366 $1,077,050,000 $319,979 $4,742 3.26%
    60-80% 8,952 $3,327,390,000 $371,692 $5,741 3.66%
    80-100% 7,548 $3,110,250,000 $412,063 $5,964 4.04%
    Over 100% 50 $21,770,000 $435,400 $5,802 4.01%
    Under 20% 101 $24,335,000 $240,941 $3,950 3.19%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    Better Mortgage, Inc. Conventional home mortgage Closing on a mortgage 1 100.0%