Better Mortgage Corporation Rates, Fees & Info

Sacramento, CA

LEI: 549300XY701IELCE5Q08

Tax ID: 87-1691650

5 stars - Updated: 4/5/25 - out of 5 stars, based on 74 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Better Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Better Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: New York, Dallas, Atlanta, Seattle, and Washington among others. We have data for 500 markets. (Some data included below & more in-depth data is available with an active subscription.)

Better Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Better Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.69% 4/5/25
30 Year Conventional Refi 6.66% 4/5/25
30 Year Cash-out Refi 6.86% 4/5/25
30 Year FHA Purchase 6.81% 4/5/25
30 Year FHA Refi 6.54% 4/5/25
30 Year VA Purchase 6.10% 4/5/25
30 Year VA Refi 6.72% 4/5/25
15 Year Conventional Purchase 5.80% 4/5/25
15 Year Conventional Refi 5.81% 4/5/25
15 Year Cash-out Refi 5.81% 4/5/25
15 Year FHA Purchase 6.17% 4/5/25
15 Year FHA Refi 6.00% 4/5/25
15 Year VA Purchase 6.00% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Better Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Better Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,450

Origination Dollar Volume (All Markets)

$2,186,760,000
Show all (60) awards

Relative Rate

Better Mortgage Corporation's average 30 year fixed mortgage rate was 6.67%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.12%.

Relative Fees (Closing Costs)

Better Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $6,762.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 322 $164,710,000 $511,522 $8,033 6.69%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 223 $94,405,000 $423,341 $7,331 6.55%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 219 $92,635,000 $422,991 $6,075 6.60%
Outside of Metro Areas 245 $83,375,000 $340,306 $6,492 6.70%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 136 $77,840,000 $572,353 $6,728 6.63%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 163 $75,955,000 $465,982 $6,271 6.67%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 149 $71,825,000 $482,047 $7,021 6.65%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 171 $65,385,000 $382,368 $6,090 6.80%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 174 $63,660,000 $365,862 $7,728 6.50%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 95 $59,705,000 $628,474 $9,070 6.53%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 97 $54,665,000 $563,557 $8,294 6.88%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 116 $48,500,000 $418,103 $5,966 6.76%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 118 $47,570,000 $403,136 $5,977 6.61%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 101 $43,225,000 $427,970 $7,606 6.69%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 86 $35,900,000 $417,442 $7,137 6.45%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 69 $33,525,000 $485,870 $7,146 6.55%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 80 $31,190,000 $389,875 $7,079 6.54%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 78 $30,720,000 $393,846 $7,225 6.67%
RALEIGH-CARY, NC (FHA|USDA|VA) 71 $30,575,000 $430,634 $5,186 6.68%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 68 $28,570,000 $420,147 $6,350 6.85%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 64 $27,660,000 $432,188 $6,264 6.83%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 52 $27,290,000 $524,808 $6,492 6.69%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 56 $25,820,000 $461,071 $5,668 6.74%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 56 $24,580,000 $438,929 $8,513 6.50%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 40 $23,480,000 $587,000 $9,006 6.93%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 33 $22,955,000 $695,606 $6,879 6.98%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 52 $19,840,000 $381,538 $6,823 6.70%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 55 $16,985,000 $308,818 $5,028 6.56%
ST. LOUIS, MO-IL (FHA|USDA|VA) 48 $16,150,000 $336,458 $5,414 6.56%
PITTSBURGH, PA (FHA|USDA|VA) 48 $14,990,000 $312,292 $7,094 6.61%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 40 $14,610,000 $365,250 $5,024 6.42%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 38 $14,030,000 $369,211 $5,217 6.42%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 47 $12,465,000 $265,213 $4,880 6.73%
COLUMBUS, OH (FHA|USDA|VA) 42 $11,890,000 $283,095 $4,777 6.65%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 38 $11,010,000 $289,737 $4,112 6.51%
OKLAHOMA CITY, OK (FHA|USDA|VA) 36 $11,010,000 $305,833 $6,696 6.65%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 30 $10,690,000 $356,333 $4,236 7.06%
KANSAS CITY, MO-KS (FHA|USDA|VA) 37 $10,525,000 $284,459 $5,634 6.75%
ASHEVILLE, NC (FHA|USDA|VA) 26 $10,370,000 $398,846 $5,843 6.79%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 31 $10,285,000 $331,774 $3,937 6.42%
SALT LAKE CITY, UT (FHA|USDA|VA) 22 $9,920,000 $450,909 $6,747 6.72%
BOISE CITY, ID (FHA|USDA|VA) 21 $9,635,000 $458,810 $9,494 6.22%
RICHMOND, VA (FHA|USDA|VA) 25 $9,375,000 $375,000 $6,256 6.51%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 29 $9,255,000 $319,138 $8,032 6.31%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 16 $9,080,000 $567,500 $12,586 6.66%
ALBUQUERQUE, NM (FHA|USDA|VA) 25 $8,905,000 $356,200 $5,839 6.73%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 23 $8,585,000 $373,261 $6,297 6.37%
STOCKTON, CA (FHA|USDA|VA) 16 $8,270,000 $516,875 $2,743 6.84%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 25 $8,175,000 $327,000 $6,954 6.78%
JACKSONVILLE, FL (FHA|USDA|VA) 27 $7,995,000 $296,111 $6,070 6.76%
KNOXVILLE, TN (FHA|USDA|VA) 21 $7,585,000 $361,190 $4,291 6.80%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 32 $7,510,000 $234,688 $4,561 6.81%
LOUISVILLE, KY (FHA|USDA|VA) 20 $7,230,000 $361,500 $6,877 6.72%
WORCESTER, MA-CT (FHA|USDA|VA) 14 $6,640,000 $474,286 $6,697 6.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $6,610,000 $472,143 $8,394 6.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 21 $6,525,000 $310,714 $5,179 6.90%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 16 $6,320,000 $395,000 $7,445 6.58%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 19 $6,155,000 $323,947 $3,625 6.59%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $6,135,000 $471,923 $10,222 7.07%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 14 $6,110,000 $436,429 $5,617 6.70%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 20 $5,860,000 $293,000 $7,060 6.38%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 14 $5,840,000 $417,143 $5,622 6.68%
BEND, OR (FHA|USDA|VA) 10 $5,800,000 $580,000 $6,807 6.61%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 17 $5,785,000 $340,294 $5,764 7.26%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 14 $5,700,000 $407,143 $6,947 6.87%
PROVO-OREM, UT (FHA|USDA|VA) 12 $5,520,000 $460,000 $5,506 6.51%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $5,420,000 $387,143 $5,709 6.56%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 12 $5,320,000 $443,333 $4,718 6.39%
TUCSON, AZ (FHA|USDA|VA) 17 $5,225,000 $307,353 $6,745 6.50%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 12 $5,160,000 $430,000 $4,367 6.54%
URBAN HONOLULU, HI (FHA|USDA|VA) 7 $5,135,000 $733,571 $14,399 6.84%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 12 $5,060,000 $421,667 $4,130 6.77%
TULSA, OK (FHA|USDA|VA) 16 $4,770,000 $298,125 $7,018 6.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 12 $4,770,000 $397,500 $8,052 6.57%
SAVANNAH, GA (FHA|USDA|VA) 11 $4,695,000 $426,818 $7,447 6.40%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 12 $4,450,000 $370,833 $3,629 6.77%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $4,430,000 $553,750 $14,858 6.09%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 13 $4,355,000 $335,000 $8,953 6.41%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 13 $4,195,000 $322,692 $6,353 6.80%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $4,005,000 $572,143 $7,107 7.70%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 15 $3,985,000 $265,667 $4,285 7.11%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 11 $3,765,000 $342,273 $5,067 6.33%
SALISBURY, MD-DE (FHA|USDA|VA) 10 $3,760,000 $376,000 $8,596 6.59%
BELLINGHAM, WA (FHA|USDA|VA) 7 $3,655,000 $522,143 $5,649 6.39%
BAKERSFIELD, CA (FHA|USDA|VA) 11 $3,585,000 $325,909 $5,042 6.65%
CORVALLIS, OR (FHA|USDA|VA) 6 $3,570,000 $595,000 $5,600 6.69%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $3,535,000 $321,364 $8,016 6.41%
RENO, NV (FHA|USDA|VA) 10 $3,530,000 $353,000 $6,056 6.59%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $3,520,000 $440,000 $8,545 6.61%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $3,500,000 $350,000 $5,930 6.33%
GAINESVILLE, GA (FHA|USDA|VA) 6 $3,480,000 $580,000 $9,631 6.79%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $3,365,000 $373,889 $7,235 6.37%
BOULDER, CO (FHA|USDA|VA) 8 $3,290,000 $411,250 $3,997 6.95%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $3,135,000 $447,857 $6,780 6.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $3,075,000 $341,667 $6,709 6.53%
GREELEY, CO (FHA|USDA|VA) 8 $3,070,000 $383,750 $4,754 6.88%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 8 $3,000,000 $375,000 $9,101 6.41%
FORT COLLINS, CO (FHA|USDA|VA) 6 $2,990,000 $498,333 $6,094 6.23%
HUNTSVILLE, AL (FHA|USDA|VA) 9 $2,985,000 $331,667 $5,448 6.76%
MADISON, WI (FHA|USDA|VA) 7 $2,965,000 $423,571 $3,818 6.63%
AKRON, OH (FHA|USDA|VA) 9 $2,945,000 $327,222 $4,407 6.61%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $2,940,000 $490,000 $10,495 6.69%
VALLEJO, CA (FHA|USDA|VA) 6 $2,890,000 $481,667 $8,851 6.27%
WACO, TX (FHA|USDA|VA) 6 $2,820,000 $470,000 $5,463 6.27%
BATON ROUGE, LA (FHA|USDA|VA) 7 $2,785,000 $397,857 $5,077 6.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 12 $2,780,000 $231,667 $5,858 6.06%
YORK-HANOVER, PA (FHA|USDA|VA) 12 $2,710,000 $225,833 $9,917 6.56%
DAYTON-KETTERING, OH (FHA|USDA|VA) 12 $2,610,000 $217,500 $5,128 6.60%
PORT ST. LUCIE, FL (FHA|USDA|VA) 8 $2,570,000 $321,250 $6,070 6.42%
ANN ARBOR, MI (FHA|USDA|VA) 9 $2,535,000 $281,667 $5,512 6.25%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 6 $2,510,000 $418,333 $10,699 6.29%
EL PASO, TX (FHA|USDA|VA) 9 $2,505,000 $278,333 $7,201 6.63%
PANAMA CITY, FL (FHA|USDA|VA) 6 $2,470,000 $411,667 $11,540 6.85%
MEDFORD, OR (FHA|USDA|VA) 6 $2,460,000 $410,000 $8,346 6.19%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 12 $2,410,000 $200,833 $3,703 6.51%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $2,380,000 $595,000 $3,180 6.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $2,340,000 $390,000 $4,303 7.27%
SPRINGFIELD, MA (FHA|USDA|VA) 8 $2,300,000 $287,500 $8,850 5.92%
Bozeman, MT (FHA|USDA|VA) 3 $2,195,000 $731,667 $21,536 6.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $2,185,000 $437,000 $6,195 6.68%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $2,175,000 $310,714 $8,251 6.32%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $2,170,000 $542,500 $9,461 7.19%
WICHITA, KS (FHA|USDA|VA) 7 $2,165,000 $309,286 $6,140 6.55%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 8 $2,160,000 $270,000 $7,280 6.27%
NAPA, CA (FHA|USDA|VA) 2 $2,150,000 $1,075,000 $10,495 6.31%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $2,060,000 $343,333 $9,267 6.29%
THE VILLAGES, FL (FHA|USDA|VA) 6 $2,050,000 $341,667 $6,208 6.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $2,035,000 $290,714 $5,057 6.71%
WILMINGTON, NC (FHA|USDA|VA) 4 $2,020,000 $505,000 $2,647 6.19%
Sevierville, TN (FHA|USDA|VA) 5 $2,015,000 $403,000 $7,370 7.23%
JACKSON, MS (FHA|USDA|VA) 8 $2,000,000 $250,000 $8,844 6.61%
FRESNO, CA (FHA|USDA|VA) 7 $1,955,000 $279,286 $7,132 7.11%
Outside of Metro Areas 4 $1,900,000 $475,000 $7,674 6.63%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $1,900,000 $237,500 $4,636 6.83%
ANCHORAGE, AK (FHA|USDA|VA) 5 $1,885,000 $377,000 $7,391 7.10%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,785,000 $357,000 $4,932 6.28%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,750,000 $437,500 $17,073 6.03%
MERCED, CA (FHA|USDA|VA) 5 $1,735,000 $347,000 $6,501 6.43%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,720,000 $286,667 $4,169 6.71%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,700,000 $283,333 $5,600 6.27%
SPARTANBURG, SC (FHA|USDA|VA) 7 $1,685,000 $240,714 $5,367 6.70%
OCALA, FL (FHA|USDA|VA) 7 $1,645,000 $235,000 $7,185 6.18%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,625,000 $325,000 $2,351 6.88%
Los Alamos, NM (FHA|USDA|VA) 3 $1,625,000 $541,667 $5,999 6.17%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,625,000 $325,000 $4,831 6.73%
EAST STROUDSBURG, PA (FHA|USDA|VA) 6 $1,600,000 $266,667 $6,514 6.38%
Steamboat Springs, CO (FHA|USDA|VA) 1 $1,595,000 $1,595,000 $3,499 6.50%
ST. GEORGE, UT (FHA|USDA|VA) 5 $1,575,000 $315,000 $2,922 7.03%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 6 $1,550,000 $258,333 $4,773 6.60%
Heber, UT (FHA|USDA|VA) 3 $1,545,000 $515,000 $735 7.63%
Kalispell, MT (FHA|USDA|VA) 4 $1,530,000 $382,500 $2,866 6.75%
Taos, NM (FHA|USDA|VA) 2 $1,510,000 $755,000 $6,184 7.06%
SANTA FE, NM (FHA|USDA|VA) 4 $1,510,000 $377,500 $3,369 7.38%
Key West, FL (FHA|USDA|VA) 3 $1,465,000 $488,333 $10,272 7.58%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $1,435,000 $478,333 $4,642 6.17%
GRANTS PASS, OR (FHA|USDA|VA) 3 $1,425,000 $475,000 $14,271 5.79%
Rockport, TX (FHA|USDA|VA) 2 $1,400,000 $700,000 $6,754 6.94%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $1,395,000 $465,000 $10,560 6.04%
Jackson, WY-ID (FHA|USDA|VA) 2 $1,380,000 $690,000 $11,503 6.63%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,380,000 $690,000 $0 6.88%
MODESTO, CA (FHA|USDA|VA) 4 $1,370,000 $342,500 $8,265 6.72%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,355,000 $271,000 $5,203 7.03%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,350,000 $337,500 $3,578 7.84%
KINGSTON, NY (FHA|USDA|VA) 4 $1,350,000 $337,500 $5,282 6.56%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $1,350,000 $337,500 $3,123 6.72%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,320,000 $330,000 $7,199 6.88%
COLUMBIA, MO (FHA|USDA|VA) 4 $1,310,000 $327,500 $1,800 6.94%
TWIN FALLS, ID (FHA|USDA|VA) 4 $1,310,000 $327,500 $10,606 6.47%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,300,000 $216,667 $6,865 6.13%
LAS CRUCES, NM (FHA|USDA|VA) 6 $1,300,000 $216,667 $6,389 6.00%
Ellensburg, WA (FHA|USDA|VA) 2 $1,300,000 $650,000 $2,983 7.00%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,270,000 $211,667 $4,133 6.48%
TOPEKA, KS (FHA|USDA|VA) 4 $1,260,000 $315,000 $4,233 6.31%
JOHNSON CITY, TN (FHA|USDA|VA) 5 $1,245,000 $249,000 $5,065 6.53%
Lebanon, NH-VT (FHA|USDA|VA) 2 $1,200,000 $600,000 $3,824 5.56%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $1,195,000 $239,000 $4,570 6.25%
MIDLAND, TX (FHA|USDA|VA) 2 $1,190,000 $595,000 $11,309 7.06%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $1,190,000 $297,500 $4,565 6.47%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $1,180,000 $295,000 $4,021 6.88%
SALINAS, CA (FHA|USDA|VA) 3 $1,175,000 $391,667 $13,228 5.67%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $1,165,000 $166,429 $4,645 6.71%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $1,165,000 $388,333 $8,686 7.29%
Cullowhee, NC (FHA|USDA|VA) 3 $1,155,000 $385,000 $6,491 6.04%
Hilo, HI (FHA|USDA|VA) 2 $1,150,000 $575,000 $19,262 6.19%
MORGANTOWN, WV (FHA|USDA|VA) 2 $1,140,000 $570,000 $3,968 6.81%
Helena, MT (FHA|USDA|VA) 3 $1,125,000 $375,000 $4,911 6.42%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $1,120,000 $280,000 $6,601 6.41%
Laramie, WY (FHA|USDA|VA) 3 $1,105,000 $368,333 $2,332 6.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,402 6.28%
Hudson, NY (FHA|USDA|VA) 2 $1,100,000 $550,000 $4,724 7.00%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $1,080,000 $540,000 $1,328 6.75%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $1,065,000 $355,000 $4,671 7.00%
MOBILE, AL (FHA|USDA|VA) 2 $1,060,000 $530,000 $2,168 7.38%
GAINESVILLE, FL (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,834 6.71%
Newport, OR (FHA|USDA|VA) 2 $1,030,000 $515,000 $9,109 7.06%
FLINT, MI (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,172 6.44%
Vineyard Haven, MA (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $22,972 6.63%
SIOUX FALLS, SD (FHA|USDA|VA) 4 $1,020,000 $255,000 $7,120 5.78%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $1,020,000 $510,000 $3,000 6.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,688 6.88%
Juneau, AK (FHA|USDA|VA) 3 $1,005,000 $335,000 $5,634 7.08%
GREEN BAY, WI (FHA|USDA|VA) 4 $1,000,000 $250,000 $7,993 5.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $995,000 $331,667 $11,698 6.04%
Shelton, WA (FHA|USDA|VA) 2 $990,000 $495,000 $18,449 5.44%
LEBANON, PA (FHA|USDA|VA) 4 $970,000 $242,500 $3,747 6.69%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $970,000 $242,500 $8,701 6.53%
Boone, NC (FHA|USDA|VA) 3 $965,000 $321,667 $6,549 7.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $955,000 $318,333 $8,638 6.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $940,000 $235,000 $7,151 7.16%
Milledgeville, GA (FHA|USDA|VA) 2 $930,000 $465,000 $8,759 6.31%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $915,000 $305,000 $10,714 6.42%
Georgetown, SC (FHA|USDA|VA) 2 $910,000 $455,000 $29,390 6.38%
HARRISONBURG, VA (FHA|USDA|VA) 2 $910,000 $455,000 $9,345 6.38%
YAKIMA, WA (FHA|USDA|VA) 3 $905,000 $301,667 $5,265 6.88%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $905,000 $905,000 $3,927 6.38%
FORT WAYNE, IN (FHA|USDA|VA) 3 $895,000 $298,333 $2,384 6.46%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $895,000 $179,000 $6,583 6.35%
Durango, CO (FHA|USDA|VA) 2 $890,000 $445,000 $4,547 6.75%
Richmond-Berea, KY (FHA|USDA|VA) 2 $890,000 $445,000 $3,533 6.56%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $880,000 $440,000 $8,098 7.56%
LYNCHBURG, VA (FHA|USDA|VA) 3 $875,000 $291,667 $6,747 5.83%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $875,000 $291,667 $9,587 6.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $855,000 $171,000 $2,468 7.23%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $850,000 $212,500 $2,376 6.72%
Cullman, AL (FHA|USDA|VA) 2 $820,000 $410,000 $2,776 7.56%
TYLER, TX (FHA|USDA|VA) 3 $815,000 $271,667 $6,322 5.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $805,000 $268,333 $3,884 6.88%
BISMARCK, ND (FHA|USDA|VA) 2 $800,000 $400,000 $2,365 7.75%
BINGHAMTON, NY (FHA|USDA|VA) 3 $795,000 $265,000 $6,037 7.13%
ST. CLOUD, MN (FHA|USDA|VA) 2 $780,000 $390,000 $14,163 6.31%
TOLEDO, OH (FHA|USDA|VA) 4 $780,000 $195,000 $2,904 7.09%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $775,000 $258,333 $1,722 7.33%
Union, SC (FHA|USDA|VA) 2 $770,000 $385,000 $4,980 7.63%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $770,000 $192,500 $3,399 7.56%
VISALIA, CA (FHA|USDA|VA) 4 $760,000 $190,000 $3,093 6.94%
VALDOSTA, GA (FHA|USDA|VA) 2 $760,000 $380,000 $6,280 7.06%
YUMA, AZ (FHA|USDA|VA) 3 $755,000 $251,667 $8,211 6.21%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $755,000 $251,667 $7,206 6.08%
SALEM, OR (FHA|USDA|VA) 3 $745,000 $248,333 $3,101 7.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $745,000 $248,333 $7,699 6.92%
Rutland, VT (FHA|USDA|VA) 2 $740,000 $370,000 $4,446 6.25%
APPLETON, WI (FHA|USDA|VA) 3 $735,000 $245,000 $9,982 5.96%
DOTHAN, AL (FHA|USDA|VA) 2 $730,000 $365,000 $6,711 6.31%
Starkville, MS (FHA|USDA|VA) 3 $725,000 $241,667 $8,100 6.13%
JACKSON, MI (FHA|USDA|VA) 3 $715,000 $238,333 $8,624 6.42%
ROCHESTER, MN (FHA|USDA|VA) 1 $715,000 $715,000 $2,654 6.63%
PEORIA, IL (FHA|USDA|VA) 3 $705,000 $235,000 $4,790 6.46%
SYRACUSE, NY (FHA|USDA|VA) 2 $690,000 $345,000 $5,836 7.19%
Clearlake, CA (FHA|USDA|VA) 2 $690,000 $345,000 $11,856 5.88%
EL CENTRO, CA (FHA|USDA|VA) 2 $690,000 $345,000 $2,692 6.56%
UTICA-ROME, NY (FHA|USDA|VA) 2 $680,000 $340,000 $3,963 7.94%
Newberry, SC (FHA|USDA|VA) 1 $675,000 $675,000 $8,854 6.63%
DALTON, GA (FHA|USDA|VA) 2 $670,000 $335,000 $8,978 6.44%
DOVER, DE (FHA|USDA|VA) 3 $665,000 $221,667 $3,362 7.75%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $665,000 $665,000 $4,734 6.63%
Cookeville, TN (FHA|USDA|VA) 2 $660,000 $330,000 $5,257 6.75%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $660,000 $330,000 $5,738 6.56%
ROANOKE, VA (FHA|USDA|VA) 3 $655,000 $218,333 $6,863 6.25%
ROCKFORD, IL (FHA|USDA|VA) 3 $655,000 $218,333 $4,005 6.33%
REDDING, CA (FHA|USDA|VA) 2 $650,000 $325,000 $3,163 6.69%
Concord, NH (FHA|USDA|VA) 3 $645,000 $215,000 $3,087 7.08%
VICTORIA, TX (FHA|USDA|VA) 1 $645,000 $645,000 $5,286 7.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $640,000 $320,000 $3,094 6.75%
Clovis, NM (FHA|USDA|VA) 2 $620,000 $310,000 $0 6.38%
Meadville, PA (FHA|USDA|VA) 2 $620,000 $310,000 $12,229 5.44%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $620,000 $310,000 $2,384 7.94%
MISSOULA, MT (FHA|USDA|VA) 2 $620,000 $310,000 $2,984 6.31%
Alexander City, AL (FHA|USDA|VA) 1 $615,000 $615,000 $18,443 8.00%
Sturgis, MI (FHA|USDA|VA) 2 $610,000 $305,000 $2,066 7.38%
MONTGOMERY, AL (FHA|USDA|VA) 3 $605,000 $201,667 $19,069 7.08%
LUBBOCK, TX (FHA|USDA|VA) 4 $600,000 $150,000 $7,586 6.88%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $600,000 $300,000 $6,471 6.63%
READING, PA (FHA|USDA|VA) 2 $600,000 $300,000 $9,348 6.81%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $600,000 $300,000 $5,056 6.19%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $600,000 $300,000 $6,247 6.38%
Traverse City, MI (FHA|USDA|VA) 1 $595,000 $595,000 $26,279 5.38%
Montrose, CO (FHA|USDA|VA) 2 $590,000 $295,000 $1,419 6.75%
LINCOLN, NE (FHA|USDA|VA) 2 $580,000 $290,000 $7,277 7.63%
Kingsville, TX (FHA|USDA|VA) 2 $580,000 $290,000 $9,584 5.94%
Sonora, CA (FHA|USDA|VA) 2 $580,000 $290,000 $3,100 6.81%
Sanford, NC (FHA|USDA|VA) 2 $580,000 $290,000 $4,986 6.44%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $575,000 $191,667 $3,449 6.88%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $570,000 $285,000 $9,839 6.19%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $565,000 $188,333 $1,030 7.25%
WALLA WALLA, WA (FHA|USDA|VA) 2 $560,000 $280,000 $2,379 6.88%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $555,000 $185,000 $6,325 6.92%
St. Marys, GA (FHA|USDA|VA) 1 $555,000 $555,000 $5,219 6.63%
Whitewater, WI (FHA|USDA|VA) 1 $555,000 $555,000 $5,898 8.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $555,000 $185,000 $7,718 6.92%
Hannibal, MO (FHA|USDA|VA) 1 $555,000 $555,000 $16,995 6.13%
Moultrie, GA (FHA|USDA|VA) 1 $555,000 $555,000 $12,759 6.13%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $555,000 $185,000 $4,963 6.92%
Berlin, NH (FHA|USDA|VA) 2 $540,000 $270,000 $4,722 7.31%
Athens, TX (FHA|USDA|VA) 2 $540,000 $270,000 $9,311 6.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $535,000 $535,000 $1,031 6.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $535,000 $535,000 $11,402 7.13%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $530,000 $265,000 $3,838 7.69%
JONESBORO, AR (FHA|USDA|VA) 2 $530,000 $265,000 $5,765 6.31%
MONROE, MI (FHA|USDA|VA) 2 $530,000 $265,000 $3,731 6.06%
MANKATO, MN (FHA|USDA|VA) 1 $525,000 $525,000 $11,593 5.88%
Forest City, NC (FHA|USDA|VA) 1 $525,000 $525,000 $3,266 7.63%
Breckenridge, CO (FHA|USDA|VA) 1 $525,000 $525,000 $16,324 6.38%
Rexburg, ID (FHA|USDA|VA) 1 $515,000 $515,000 $8,896 6.63%
Danville, VA (FHA|USDA|VA) 3 $515,000 $171,667 $6,450 6.96%
Marinette, WI-MI (FHA|USDA|VA) 2 $510,000 $255,000 $3,057 7.63%
Norfolk, NE (FHA|USDA|VA) 1 $505,000 $505,000 $12,638 7.13%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $500,000 $250,000 $4,073 6.63%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $490,000 $245,000 $7,630 6.13%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $490,000 $245,000 $8,128 6.44%
Crossville, TN (FHA|USDA|VA) 2 $490,000 $245,000 $5,710 6.75%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $475,000 $158,333 $7,786 6.96%
Orangeburg, SC (FHA|USDA|VA) 1 $475,000 $475,000 $4,652 6.88%
FARGO, ND-MN (FHA|USDA|VA) 1 $475,000 $475,000 $19,832 5.50%
Angola, IN (FHA|USDA|VA) 1 $465,000 $465,000 $3,173 6.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $465,000 $465,000 $7,310 6.88%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $465,000 $155,000 $4,695 7.21%
Shelby, NC (FHA|USDA|VA) 2 $460,000 $230,000 $6,220 6.50%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $450,000 $225,000 $3,283 7.88%
PITTSFIELD, MA (FHA|USDA|VA) 2 $450,000 $225,000 $5,483 6.25%
Plattsburgh, NY (FHA|USDA|VA) 1 $445,000 $445,000 $6,662 7.38%
Auburn, NY (FHA|USDA|VA) 1 $445,000 $445,000 $6,621 6.13%
IOWA CITY, IA (FHA|USDA|VA) 1 $445,000 $445,000 $1,919 7.00%
Port Angeles, WA (FHA|USDA|VA) 1 $445,000 $445,000 $13,017 5.75%
ROCHESTER, NY (FHA|USDA|VA) 2 $440,000 $220,000 $4,547 7.13%
ERIE, PA (FHA|USDA|VA) 1 $435,000 $435,000 $7,968 5.38%
Rock Springs, WY (FHA|USDA|VA) 1 $435,000 $435,000 $2,504 6.50%
MUNCIE, IN (FHA|USDA|VA) 1 $435,000 $435,000 $3,479 6.63%
BURLINGTON, NC (FHA|USDA|VA) 2 $430,000 $215,000 $4,428 7.06%
Brookings, OR (FHA|USDA|VA) 1 $425,000 $425,000 $3,589 5.63%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $415,000 $415,000 $21,351 5.63%
YUBA CITY, CA (FHA|USDA|VA) 1 $415,000 $415,000 $2,267 7.00%
Centralia, WA (FHA|USDA|VA) 1 $415,000 $415,000 $2,883 7.13%
Marion, OH (FHA|USDA|VA) 1 $405,000 $405,000 $9,750 5.63%
Ruston, LA (FHA|USDA|VA) 1 $395,000 $395,000 $3,149 7.00%
Ottawa, IL (FHA|USDA|VA) 2 $390,000 $195,000 $2,730 7.13%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $390,000 $195,000 $7,418 6.38%
Opelousas, LA (FHA|USDA|VA) 1 $385,000 $385,000 $3,137 7.00%
RAPID CITY, SD (FHA|USDA|VA) 1 $385,000 $385,000 $2,061 6.13%
LAFAYETTE, LA (FHA|USDA|VA) 2 $380,000 $190,000 $2,830 6.81%
Minot, ND (FHA|USDA|VA) 1 $375,000 $375,000 $11,958 6.25%
LONGVIEW, TX (FHA|USDA|VA) 1 $375,000 $375,000 $4,756 6.63%
MORRISTOWN, TN (FHA|USDA|VA) 1 $375,000 $375,000 $14,499 6.00%
Warsaw, IN (FHA|USDA|VA) 1 $375,000 $375,000 $1,554 7.13%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $370,000 $185,000 $2,338 7.00%
Shelbyville, TN (FHA|USDA|VA) 2 $370,000 $185,000 $1,536 6.81%
ABILENE, TX (FHA|USDA|VA) 1 $365,000 $365,000 $3,742 6.88%
CHARLESTON, WV (FHA|USDA|VA) 2 $360,000 $180,000 $5,929 6.25%
Oak Harbor, WA (FHA|USDA|VA) 1 $355,000 $355,000 $0 6.50%
ALBANY, GA (FHA|USDA|VA) 1 $355,000 $355,000 $11,961 6.13%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $355,000 $355,000 $3,459 6.00%
BILLINGS, MT (FHA|USDA|VA) 1 $355,000 $355,000 $3,176 6.63%
Stillwater, OK (FHA|USDA|VA) 1 $355,000 $355,000 $3,590 6.63%
Greeneville, TN (FHA|USDA|VA) 2 $350,000 $175,000 $9,322 6.56%
Frankfort, KY (FHA|USDA|VA) 2 $340,000 $170,000 $6,354 6.50%
Albemarle, NC (FHA|USDA|VA) 1 $335,000 $335,000 $15,521 5.88%
Cornelia, GA (FHA|USDA|VA) 1 $335,000 $335,000 $11,473 6.13%
Quincy, IL-MO (FHA|USDA|VA) 1 $335,000 $335,000 $8,039 6.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $330,000 $165,000 $4,597 8.56%
Lewisburg, TN (FHA|USDA|VA) 1 $325,000 $325,000 $2,363 6.63%
Logansport, IN (FHA|USDA|VA) 1 $315,000 $315,000 $8,287 6.13%
Chillicothe, OH (FHA|USDA|VA) 1 $315,000 $315,000 $0 9.00%
Morehead City, NC (FHA|USDA|VA) 1 $315,000 $315,000 $13,237 5.99%
BAY CITY, MI (FHA|USDA|VA) 1 $315,000 $315,000 $10,420 6.63%
Statesboro, GA (FHA|USDA|VA) 1 $315,000 $315,000 $9,653 6.25%
JACKSON, TN (FHA|USDA|VA) 1 $305,000 $305,000 $5,333 5.63%
CHICO, CA (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.00%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $305,000 $305,000 $4,741 6.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $305,000 $305,000 $13,379 5.88%
Andrews, TX (FHA|USDA|VA) 1 $305,000 $305,000 $14,466 5.25%
CHEYENNE, WY (FHA|USDA|VA) 1 $295,000 $295,000 $10,800 6.75%
POCATELLO, ID (FHA|USDA|VA) 1 $295,000 $295,000 $4,115 6.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $295,000 $295,000 $8,198 6.00%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $290,000 $145,000 $4,819 7.63%
BRUNSWICK, GA (FHA|USDA|VA) 1 $285,000 $285,000 $7,064 7.38%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $285,000 $285,000 $15,666 6.25%
Madisonville, KY (FHA|USDA|VA) 1 $285,000 $285,000 $14,318 5.49%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $285,000 $285,000 $2,600 7.00%
MANHATTAN, KS (FHA|USDA|VA) 1 $285,000 $285,000 $9,700 6.13%
LIMA, OH (FHA|USDA|VA) 1 $285,000 $285,000 $13,448 4.75%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $285,000 $285,000 $10,384 6.99%
GREENVILLE, NC (FHA|USDA|VA) 2 $280,000 $140,000 $4,256 7.00%
Olean, NY (FHA|USDA|VA) 1 $275,000 $275,000 $4,167 7.25%
Hobbs, NM (FHA|USDA|VA) 1 $275,000 $275,000 $10,217 6.38%
Farmington, MO (FHA|USDA|VA) 1 $275,000 $275,000 $8,242 5.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $275,000 $275,000 $1,594 7.75%
Paris, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,885 6.13%
Weatherford, OK (FHA|USDA|VA) 1 $265,000 $265,000 $7,355 6.13%
Albert Lea, MN (FHA|USDA|VA) 1 $265,000 $265,000 $2,353 7.13%
Baraboo, WI (FHA|USDA|VA) 1 $265,000 $265,000 $4,287 6.13%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $265,000 $265,000 $1,333 6.50%
Albertville, AL (FHA|USDA|VA) 1 $265,000 $265,000 $13,581 6.00%
Aberdeen, WA (FHA|USDA|VA) 2 $260,000 $130,000 $4,337 8.25%
Altus, OK (FHA|USDA|VA) 1 $255,000 $255,000 $8,900 5.88%
Marion, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,445 5.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $255,000 $255,000 $5,456 7.63%
Payson, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $11,807 6.50%
Ashland, OH (FHA|USDA|VA) 1 $245,000 $245,000 $2,919 7.13%
Vincennes, IN (FHA|USDA|VA) 1 $245,000 $245,000 $9,381 6.00%
Vicksburg, MS (FHA|USDA|VA) 1 $245,000 $245,000 $11,988 5.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,871 7.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $245,000 $245,000 $4,672 7.00%
Riverton, WY (FHA|USDA|VA) 2 $240,000 $120,000 $4,919 6.44%
DuBois, PA (FHA|USDA|VA) 2 $240,000 $120,000 $2,781 7.88%
FLORENCE, SC (FHA|USDA|VA) 2 $240,000 $120,000 $0 6.44%
Pahrump, NV (FHA|USDA|VA) 1 $235,000 $235,000 $1,976 6.63%
Athens, OH (FHA|USDA|VA) 1 $235,000 $235,000 $3,705 6.88%
Roswell, NM (FHA|USDA|VA) 1 $235,000 $235,000 $1,182 6.50%
Adrian, MI (FHA|USDA|VA) 1 $235,000 $235,000 $4,787 6.88%
Manitowoc, WI (FHA|USDA|VA) 1 $235,000 $235,000 $7,818 6.13%
Gillette, WY (FHA|USDA|VA) 1 $225,000 $225,000 $6,693 6.00%
Newport, TN (FHA|USDA|VA) 1 $225,000 $225,000 $5,544 5.88%
Portsmouth, OH (FHA|USDA|VA) 1 $225,000 $225,000 $5,025 5.63%
Cortland, NY (FHA|USDA|VA) 1 $225,000 $225,000 $9,249 6.13%
Kearney, NE (FHA|USDA|VA) 1 $225,000 $225,000 $2,313 6.63%
Brownwood, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,792 5.50%
GLENS FALLS, NY (FHA|USDA|VA) 1 $215,000 $215,000 $8,175 7.00%
Ukiah, CA (FHA|USDA|VA) 1 $215,000 $215,000 $12,827 5.38%
Americus, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,377 6.50%
ALTOONA, PA (FHA|USDA|VA) 1 $215,000 $215,000 $2,089 7.38%
LANCASTER, PA (FHA|USDA|VA) 2 $210,000 $105,000 $5,318 6.94%
Fort Morgan, CO (FHA|USDA|VA) 1 $205,000 $205,000 $7,849 6.63%
Ada, OK (FHA|USDA|VA) 1 $205,000 $205,000 $11,376 5.13%
JOPLIN, MO (FHA|USDA|VA) 1 $205,000 $205,000 $7,098 5.88%
Jacksonville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.50%
Klamath Falls, OR (FHA|USDA|VA) 1 $205,000 $205,000 $7,149 6.63%
Palatka, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,354 6.50%
GREAT FALLS, MT (FHA|USDA|VA) 1 $195,000 $195,000 $1,799 7.63%
North Wilkesboro, NC (FHA|USDA|VA) 1 $195,000 $195,000 $11,191 6.00%
Ozark, AL (FHA|USDA|VA) 1 $185,000 $185,000 $3,698 6.13%
ROME, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.63%
STAUNTON, VA (FHA|USDA|VA) 1 $175,000 $175,000 $2,003 6.13%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $175,000 $175,000 $13,133 5.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,100 7.50%
Bennington, VT (FHA|USDA|VA) 1 $175,000 $175,000 $7,194 7.13%
London, KY (FHA|USDA|VA) 1 $165,000 $165,000 $9,144 5.25%
Zanesville, OH (FHA|USDA|VA) 1 $165,000 $165,000 $9,363 6.25%
Lewistown, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,897 7.13%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $165,000 $165,000 $5,774 6.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,700 7.13%
Wilson, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,639 6.25%
Bay City, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,598 6.50%
Guymon, OK (FHA|USDA|VA) 1 $165,000 $165,000 $7,820 6.25%
Jefferson, GA (FHA|USDA|VA) 1 $165,000 $165,000 $1,429 6.63%
Brookings, SD (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.63%
Paducah, KY-IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,293 6.38%
Enterprise, AL (FHA|USDA|VA) 1 $155,000 $155,000 $2,849 6.63%
FARMINGTON, NM (FHA|USDA|VA) 1 $155,000 $155,000 $8,309 6.00%
Nogales, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $6,654 5.99%
Elkins, WV (FHA|USDA|VA) 1 $155,000 $155,000 $2,163 7.00%
Barre, VT (FHA|USDA|VA) 1 $155,000 $155,000 $1,374 6.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $3,270 6.63%
Sterling, IL (FHA|USDA|VA) 1 $145,000 $145,000 $6,487 5.25%
Stevens Point, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,188 7.63%
Big Rapids, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,253 6.88%
SAGINAW, MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.63%
Ontario, OR-ID (FHA|USDA|VA) 1 $145,000 $145,000 $6,748 7.13%
Fergus Falls, MN (FHA|USDA|VA) 1 $145,000 $145,000 $7,686 5.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $145,000 $145,000 $7,634 6.63%
Searcy, AR (FHA|USDA|VA) 1 $135,000 $135,000 $4,076 7.13%
Rochelle, IL (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.50%
BECKLEY, WV (FHA|USDA|VA) 1 $135,000 $135,000 $2,369 8.13%
Marietta, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,598 6.63%
LAWRENCE, KS (FHA|USDA|VA) 1 $125,000 $125,000 $5,456 6.13%
Galesburg, IL (FHA|USDA|VA) 1 $125,000 $125,000 $1,437 6.63%
Wooster, OH (FHA|USDA|VA) 1 $125,000 $125,000 $1,885 7.00%
Plymouth, IN (FHA|USDA|VA) 1 $115,000 $115,000 $1,503 7.13%
Freeport, IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,079 8.13%
LAWTON, OK (FHA|USDA|VA) 1 $115,000 $115,000 $3,330 7.38%
MADERA, CA (FHA|USDA|VA) 1 $115,000 $115,000 $630 9.38%
FOND DU LAC, WI (FHA|USDA|VA) 1 $105,000 $105,000 $3,177 7.50%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.50%
West Point, MS (FHA|USDA|VA) 1 $105,000 $105,000 $4,291 7.13%
Lufkin, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,848 5.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.00%
Mayfield, KY (FHA|USDA|VA) 1 $105,000 $105,000 $5,411 6.13%
Holland, MI (FHA|USDA|VA) 1 $105,000 $105,000 $1,565 9.50%
Camden, AR (FHA|USDA|VA) 1 $105,000 $105,000 $5,484 7.88%
MIDLAND, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,842 8.50%
Burlington, IA-IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,179 7.50%
ENID, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.63%
Fairmont, WV (FHA|USDA|VA) 1 $85,000 $85,000 $703 9.75%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $85,000 $85,000 $6,137 7.13%
Lincoln, IL (FHA|USDA|VA) 1 $85,000 $85,000 $5,582 7.00%
Henderson, NC (FHA|USDA|VA) 1 $75,000 $75,000 $2,136 8.88%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $75,000 $75,000 $2,039 8.88%
Coos Bay, OR (FHA|USDA|VA) 1 $75,000 $75,000 $710 8.88%
Minden, LA (FHA|USDA|VA) 1 $75,000 $75,000 $3,341 6.63%
Selinsgrove, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.13%
MANSFIELD, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,393 9.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,874 7.38%
Bluefield, WV-VA (FHA|USDA|VA) 1 $65,000 $65,000 $3,665 7.13%
Williston, ND (FHA|USDA|VA) 1 $65,000 $65,000 $2,637 9.38%
DANVILLE, IL (FHA|USDA|VA) 1 $65,000 $65,000 $2,820 8.13%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $55,000 $55,000 $1,220 8.00%
Somerset, PA (FHA|USDA|VA) 1 $55,000 $55,000 $2,121 9.88%
Pittsburg, KS (FHA|USDA|VA) 1 $55,000 $55,000 $1,853 8.63%
Blackfoot, ID (FHA|USDA|VA) 1 $55,000 $55,000 $2,072 8.88%
Marion, NC (FHA|USDA|VA) 1 $55,000 $55,000 $1,755 9.00%
KOKOMO, IN (FHA|USDA|VA) 1 $55,000 $55,000 $1,954 8.25%
Cedar City, UT (FHA|USDA|VA) 1 $55,000 $55,000 $1,756 10.13%
Better Mortgage Corporation's top markets include New York, Dallas, Atlanta, Seattle, and Washington among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,999 $2,011,125,000 $402,305 $6,044 6.72%
    FHA 407 $158,895,000 $390,405 $12,277 5.94%
    VA 44 $16,740,000 $380,455 $9,684 5.95%

    For 2024, Better Mortgage Corporation's most frequently originated type of loan was Conventional, with 4,999 originations. Their 2nd most popular type was FHA, with 407 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,192 $1,790,490,000 $427,121 $7,138 6.49%
    Other 490 $71,750,000 $146,429 $3,028 8.48%
    Refi 451 $219,345,000 $486,353 $4,841 6.36%
    Cash Out Refi 317 $105,175,000 $331,782 $7,988 6.45%

    For 2024, Better Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 4,192 originations. The 2nd most popular reason was Other, with 490 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,929 $1,994,925,000 $404,732 $6,762 6.67%
    20 Year 272 $99,950,000 $367,463 $3,992 6.95%
    15 Year 233 $89,995,000 $386,245 $7,210 5.96%
    10 Year 16 $1,890,000 $118,125 $3,107 7.98%

    For 2024, Better Mortgage Corporation's most frequently cited loan duration was 30 Year, with 4,929 originations. The 2nd most popular length was 20 Year, with 272 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,490 $1,112,740,000 $446,884
    $5k+ 903 $431,285,000 $477,614
    $1k-2k 526 $158,740,000 $301,787
    $2k-3k 343 $100,505,000 $293,017
    $3k-4k 254 $87,000,000 $342,520
    $4k-5k 185 $64,765,000 $350,081

    Better Mortgage Corporation's average total fees were $6,762, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,490 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,927 $1,297,765,000 $443,377
    5-6% 1,168 $497,030,000 $425,539
    7-8% 829 $289,265,000 $348,932
    Over 8% 438 $66,810,000 $152,534
    4-5% 86 $35,030,000 $407,326
    3-4% 2 $860,000 $430,000

    During 2024, Better Mortgage Corporation's average interest rate for loans was 6.67%, while their most frequently originated rate bucket for loans was 6-7%, with 2,927 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,009 $601,555,000 $299,430 $6,342 6.53%
    $400k-600k 1,353 $662,265,000 $489,479 $7,307 6.41%
    $600k-1MM 951 $669,325,000 $703,812 $7,988 6.42%
    $100k-200k 756 $116,510,000 $154,114 $4,074 7.07%
    $100,000 or less 291 $20,805,000 $71,495 $2,377 8.43%
    $1MM+ 90 $116,300,000 $1,292,222 $16,817 6.57%

    2024 saw Better Mortgage Corporation place emphasis on $200k-400k loans with 2,009 originations, totaling $601,555,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 1,951 $857,365,000 $439,449 $6,774 6.68%
    $100k-150k 1,272 $422,020,000 $331,777 $6,291 6.63%
    $250k+ 1,121 $655,755,000 $584,973 $8,273 6.72%
    $75k-100k 597 $153,595,000 $257,278 $5,786 6.63%
    $50k-75k 390 $77,260,000 $198,103 $4,970 6.50%
    $50k or less 119 $20,765,000 $174,496 $5,068 6.36%

    Better Mortgage Corporation lent most frequently to those with incomes in the $150k-250k range, with 1,951 originations. The second most popular income band? $100k-150k, with 1,272 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 988 $400,700,000 $405,567 $6,415 6.62%
    20-30% 981 $367,425,000 $374,541 $6,144 6.61%
    49% 354 $138,730,000 $391,893 $6,490 6.86%
    43% 251 $101,985,000 $406,315 $6,082 6.77%
    42% 242 $115,090,000 $475,579 $6,660 6.69%
    48% 241 $96,315,000 $399,647 $7,282 6.66%
    47% 232 $95,100,000 $409,914 $7,463 6.78%
    44% 221 $88,155,000 $398,891 $6,170 6.77%
    41% 218 $94,080,000 $431,560 $6,726 6.71%
    46% 217 $87,335,000 $402,465 $6,517 6.76%
    <20% 216 $69,820,000 $323,241 $5,395 6.61%
    45% 195 $77,775,000 $398,846 $6,772 6.74%
    39% 194 $82,340,000 $424,433 $6,417 6.69%
    40% 186 $79,500,000 $427,419 $6,529 6.69%
    37% 186 $81,600,000 $438,710 $6,999 6.57%
    38% 184 $74,450,000 $404,620 $6,052 6.61%
    36% 182 $74,430,000 $408,956 $7,017 6.64%
    50-60% 159 $60,495,000 $380,472 $11,063 5.97%
    >60% 3 $1,435,000 $478,333 $8,746 5.83%

    Better Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 988 originations. The next most common DTI ratio? 20-30%, with 981 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,315 $887,955,000 $383,566 $6,693 6.65%
    Not provided 1,926 $777,800,000 $403,842 $6,596 6.67%
    Asian Indian 487 $235,425,000 $483,419 $5,942 6.68%
    Black 238 $81,080,000 $340,672 $7,080 6.65%
    Chinese 115 $52,635,000 $457,696 $5,866 6.57%
    Other Asian 92 $39,320,000 $427,391 $7,308 6.53%
    Asian 93 $37,915,000 $407,688 $5,278 6.68%
    Korean 52 $25,500,000 $490,385 $7,342 6.38%
    Vietnamese 40 $15,100,000 $377,500 $8,107 6.49%
    Filipino 31 $11,545,000 $372,419 $8,659 6.54%
    Japanese 24 $10,880,000 $453,333 $7,047 7.05%
    American Indian 32 $9,880,000 $308,750 $5,544 6.95%
    Other Pacific Islander 2 $830,000 $415,000 $6,053 6.00%
    Native Hawaiian or Islander 2 $560,000 $280,000 $10,655 6.25%
    Native Hawaiian 1 $335,000 $335,000 $0 6.50%

    Approval Rates

    Total approvals of all applications
    88.66%

    Better Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    23.50%

    Better Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,450 $2,186,760,000 $401,240

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,450 $2,186,760,000 $401,240

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 291 $67,725,000 $232,732 $4,234 7.57%
    40-60% 508 $189,320,000 $372,677 $6,037 6.40%
    60-80% 2,098 $913,620,000 $435,472 $6,796 6.57%
    80-100% 2,255 $982,655,000 $435,767 $7,361 6.42%
    Over 100% 9 $3,645,000 $405,000 $15,113 6.08%
    Under 20% 289 $29,795,000 $103,097 $2,233 8.66%