Community First National Bank Mortgage Rates, Fees & Info
Manhattan, KSLEI: 549300KR4ZW8KJC82O47
Tax ID: 48-1238548
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Community First National Bank is a smaller bank specializing in Home Purchase loans. Community First National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Manhattan, Kansas City, Dallas, San Francisco, and St. Louis among others. We have data for 89 markets. (Some data included below & more in-depth data is available with an active subscription.)Community First National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
381Origination Dollar Volume (All Markets)
$119,535,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MANHATTAN, KS (FHA|USDA|VA) | 137 | $33,655,000 | $245,657 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 73 | $23,475,000 | $321,575 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 12 | $4,890,000 | $407,500 | $0 | 0.00% |
| Outside of Metro Areas | 12 | $4,080,000 | $340,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $2,285,000 | $761,667 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $0 | 0.00% |
| Juneau, AK (FHA|USDA|VA) | 5 | $2,125,000 | $425,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $2,050,000 | $512,500 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $1,950,000 | $975,000 | $0 | 0.00% |
| WICHITA, KS (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $0 | 0.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $1,815,000 | $605,000 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $0 | 0.00% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 0.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 0.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 0.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 0.00% |
| SALEM, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 0.00% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 0.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 0.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 0.00% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $445,000 | $445,000 | $0 | 0.00% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 0.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| Andrews, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Winfield, KS (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 0.00% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Paris, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Auburn, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| North Platte, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Community First National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 44
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 238 | $68,170,000 | $286,429 | $0 | 0.00% |
| VA | 122 | $44,850,000 | $367,623 | $0 | 0.00% |
| FHA | 21 | $6,515,000 | $310,238 | $0 | 0.00% |
For 2024, Community First National Bank's most frequently originated type of loan was Conventional, with 238 originations. Their 2nd most popular type was VA, with 122 originations.
Loan Reason
For 2024, Community First National Bank's most frequently cited loan purpose was Home Purchase, with 288 originations. The 2nd most popular reason was Refi, with 54 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 381 | $119,535,000 | $313,740 | $0 | 0.00% |
For 2024, Community First National Bank's most frequently cited loan duration was Other, with 381 originations.
Loan Sizing
2024 saw Community First National Bank place emphasis on $200k-400k loans with 161 originations, totaling $46,715,000 in origination value.
Applicant Income
Community First National Bank lent most frequently to those with incomes in the $150k-250k range, with 95 originations. The second most popular income band? $100k-150k, with 80 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 381 | $119,535,000 | $313,740 | $0 | 0.00% |
Community First National Bank lent most frequently to those with DTI ratios of Exempt%, with 381 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.33%
Community First National Bank has an average approval rate.
Pick Rate
Approvals leading to origination82.15%
Community First National Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 381 | $119,535,000 | $313,740 |