Credit Human Federal Credit Union Mortgage Rates, Fees & Info

San Antonio, TX

LEI: 549300Q3ROEQU3D1IW91

Tax ID: 74-0956027

5 stars - Updated: 4/14/24 - out of 5 stars, based on 53 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Credit Human Federal Credit Union is a smaller credit union specializing in Home Purchase loans. Credit Human Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: San Antonio, New Orleans, Riverside, Phoenix, and Los Angeles among others. We have data for 374 markets. (Some data included below & more in-depth data is available with an active subscription.)

Credit Human Federal Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Credit Human Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.39% 4/14/24
30 Year Conventional Refi 6.31% 4/14/24
30 Year Cash-out Refi 6.42% 4/14/24
15 Year Conventional Purchase 8.62% 4/14/24
15 Year Conventional Refi 8.19% 4/14/24
15 Year Cash-out Refi 8.19% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Credit Human Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Credit Human Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,833

Origination Dollar Volume (All Markets)

$315,215,000

Awards

CREDIT HUMAN FEDERAL CREDIT UNION 30 Year Conventional Loans silver CREDIT HUMAN FEDERAL CREDIT UNION 30 Year Conventional Loans gold
Show all (2) awards

Relative Rate

Credit Human Federal Credit Union's average 30 year fixed mortgage rate was 6.7%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.22%.

Relative Fees (Closing Costs)

Credit Human Federal Credit Union's average total fees/closing costs for a 30 year fixed rate mortgage were $4,296.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 308 $35,110,000 $113,994 $1,805 7.23%
Outside of Metro Areas 221 $24,395,000 $110,385 $5,139 8.07%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 131 $20,055,000 $153,092 $3,047 6.76%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 82 $9,500,000 $115,854 $9,477 8.54%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 88 $8,750,000 $99,432 $6,127 8.50%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 51 $8,155,000 $159,902 $0 8.69%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 62 $8,150,000 $131,452 $0 8.22%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 68 $7,730,000 $113,676 $0 8.55%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 63 $6,905,000 $109,603 $2,352 7.56%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 53 $5,935,000 $111,981 $8,331 8.24%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 25 $4,545,000 $181,800 $0 8.74%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 24 $4,420,000 $184,167 $12,260 8.45%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 26 $4,310,000 $165,769 $4,617 7.87%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 28 $3,890,000 $138,929 $0 8.03%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 28 $3,350,000 $119,643 $0 8.81%
SALISBURY, MD-DE (FHA|USDA|VA) 26 $3,160,000 $121,538 $6,796 8.42%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 30 $3,120,000 $104,000 $0 8.30%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 19 $2,835,000 $149,211 $0 8.86%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 30 $2,610,000 $87,000 $0 8.39%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 16 $2,570,000 $160,625 $0 9.03%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 18 $2,530,000 $140,556 $3,481 7.69%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 22 $2,330,000 $105,909 $6,326 8.50%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 23 $2,255,000 $98,043 $6,827 8.41%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 26 $2,230,000 $85,769 $0 8.42%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 24 $2,060,000 $85,833 $0 8.75%
YUMA, AZ (FHA|USDA|VA) 21 $1,995,000 $95,000 $6,263 8.36%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 22 $1,960,000 $89,091 $0 8.37%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $1,955,000 $150,385 $12,440 8.54%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 14 $1,810,000 $129,286 $0 8.20%
SALEM, OR (FHA|USDA|VA) 20 $1,790,000 $89,500 $5,360 8.71%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 24 $1,770,000 $73,750 $0 8.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 24 $1,770,000 $73,750 $0 8.90%
TULSA, OK (FHA|USDA|VA) 13 $1,605,000 $123,462 $0 7.99%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 19 $1,585,000 $83,421 $0 7.95%
SALT LAKE CITY, UT (FHA|USDA|VA) 18 $1,540,000 $85,556 $0 9.22%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $1,530,000 $109,286 $4,328 7.91%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 18 $1,490,000 $82,778 $0 8.20%
ALBANY-LEBANON, OR (FHA|USDA|VA) 13 $1,435,000 $110,385 $5,486 8.78%
London, KY (FHA|USDA|VA) 12 $1,360,000 $113,333 $4,440 7.83%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 17 $1,345,000 $79,118 $0 8.44%
STOCKTON, CA (FHA|USDA|VA) 14 $1,330,000 $95,000 $0 8.58%
Arcadia, FL (FHA|USDA|VA) 7 $1,305,000 $186,429 $0 8.09%
ROCHESTER, NY (FHA|USDA|VA) 22 $1,290,000 $58,636 $0 8.30%
LANCASTER, PA (FHA|USDA|VA) 13 $1,205,000 $92,692 $0 8.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $1,200,000 $120,000 $6,373 7.80%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 9 $1,165,000 $129,444 $0 8.26%
Moses Lake, WA (FHA|USDA|VA) 11 $1,125,000 $102,273 $0 8.30%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $1,095,000 $219,000 $11,957 8.74%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 9 $1,075,000 $119,444 $0 8.37%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $1,070,000 $178,333 $15,343 8.22%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $1,060,000 $106,000 $0 8.11%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 10 $1,060,000 $106,000 $0 7.53%
BATON ROUGE, LA (FHA|USDA|VA) 9 $1,035,000 $115,000 $2,402 7.24%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 9 $1,035,000 $115,000 $0 8.30%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 11 $1,025,000 $93,182 $0 7.96%
TUCSON, AZ (FHA|USDA|VA) 12 $1,020,000 $85,000 $4,468 8.15%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 11 $1,015,000 $92,273 $0 8.38%
Kerrville, TX (FHA|USDA|VA) 8 $1,010,000 $126,250 $0 8.05%
OCALA, FL (FHA|USDA|VA) 9 $935,000 $103,889 $0 8.98%
Brookings, OR (FHA|USDA|VA) 6 $920,000 $153,333 $0 7.93%
SYRACUSE, NY (FHA|USDA|VA) 11 $875,000 $79,545 $0 8.09%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 7 $855,000 $122,143 $0 9.17%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 12 $830,000 $69,167 $7,695 8.24%
JACKSON, MS (FHA|USDA|VA) 7 $815,000 $116,429 $0 7.66%
Centralia, WA (FHA|USDA|VA) 8 $810,000 $101,250 $0 8.23%
READING, PA (FHA|USDA|VA) 9 $805,000 $89,444 $0 8.86%
DOVER, DE (FHA|USDA|VA) 10 $800,000 $80,000 $8,127 8.22%
VISALIA, CA (FHA|USDA|VA) 7 $785,000 $112,143 $15,380 8.34%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 8 $780,000 $97,500 $0 8.45%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $780,000 $97,500 $0 7.80%
Fredericksburg, TX (FHA|USDA|VA) 6 $770,000 $128,333 $0 8.33%
Roseburg, OR (FHA|USDA|VA) 8 $760,000 $95,000 $0 8.44%
NAPA, CA (FHA|USDA|VA) 6 $750,000 $125,000 $0 9.08%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $740,000 $123,333 $0 8.78%
UTICA-ROME, NY (FHA|USDA|VA) 9 $735,000 $81,667 $0 7.83%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $730,000 $121,667 $0 7.98%
Las Vegas, NM (FHA|USDA|VA) 5 $725,000 $145,000 $0 8.00%
BELLINGHAM, WA (FHA|USDA|VA) 5 $725,000 $145,000 $0 8.10%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 9 $715,000 $79,444 $0 8.36%
Port Angeles, WA (FHA|USDA|VA) 6 $710,000 $118,333 $0 8.13%
KNOXVILLE, TN (FHA|USDA|VA) 7 $705,000 $100,714 $0 7.83%
TYLER, TX (FHA|USDA|VA) 7 $695,000 $99,286 $527 7.94%
YAKIMA, WA (FHA|USDA|VA) 7 $675,000 $96,429 $0 8.16%
LONGVIEW, TX (FHA|USDA|VA) 7 $675,000 $96,429 $500 8.01%
HAMMOND, LA (FHA|USDA|VA) 6 $670,000 $111,667 $2,403 7.45%
LAFAYETTE, LA (FHA|USDA|VA) 6 $670,000 $111,667 $0 7.93%
Sonora, CA (FHA|USDA|VA) 6 $650,000 $108,333 $0 8.15%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 6 $640,000 $106,667 $0 7.63%
LAKE CHARLES, LA (FHA|USDA|VA) 7 $635,000 $90,714 $2,420 8.14%
Enterprise, AL (FHA|USDA|VA) 5 $635,000 $127,000 $0 8.08%
Show Low, AZ (FHA|USDA|VA) 4 $630,000 $157,500 $8,869 7.55%
Cookeville, TN (FHA|USDA|VA) 5 $625,000 $125,000 $0 8.08%
MORRISTOWN, TN (FHA|USDA|VA) 6 $620,000 $103,333 $0 8.02%
BOISE CITY, ID (FHA|USDA|VA) 6 $610,000 $101,667 $7,855 8.13%
CORPUS CHRISTI, TX (FHA|USDA|VA) 8 $590,000 $73,750 $0 7.99%
Madisonville, KY (FHA|USDA|VA) 4 $580,000 $145,000 $0 7.83%
DOTHAN, AL (FHA|USDA|VA) 5 $575,000 $115,000 $0 7.62%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $575,000 $82,143 $6,756 8.14%
VALLEJO, CA (FHA|USDA|VA) 4 $570,000 $142,500 $0 9.45%
ABILENE, TX (FHA|USDA|VA) 5 $565,000 $113,000 $3,996 7.56%
CHICO, CA (FHA|USDA|VA) 7 $545,000 $77,857 $8,889 8.21%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 5 $545,000 $109,000 $0 8.52%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $545,000 $109,000 $6,982 8.64%
COLUMBUS, OH (FHA|USDA|VA) 8 $540,000 $67,500 $0 8.18%
Coos Bay, OR (FHA|USDA|VA) 7 $535,000 $76,429 $0 8.39%
ITHACA, NY (FHA|USDA|VA) 6 $530,000 $88,333 $0 8.40%
GAINESVILLE, FL (FHA|USDA|VA) 3 $525,000 $175,000 $0 7.70%
EL PASO, TX (FHA|USDA|VA) 4 $520,000 $130,000 $3,921 8.08%
CHARLESTON, WV (FHA|USDA|VA) 5 $515,000 $103,000 $0 8.02%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $515,000 $171,667 $14,429 8.40%
DeRidder, LA (FHA|USDA|VA) 5 $515,000 $103,000 $0 7.28%
MERCED, CA (FHA|USDA|VA) 4 $510,000 $127,500 $0 8.15%
LEBANON, PA (FHA|USDA|VA) 6 $510,000 $85,000 $0 8.25%
Bonham, TX (FHA|USDA|VA) 5 $505,000 $101,000 $0 7.90%
LOUISVILLE, KY (FHA|USDA|VA) 5 $505,000 $101,000 $0 7.86%
Lake City, FL (FHA|USDA|VA) 3 $485,000 $161,667 $0 8.00%
FORT COLLINS, CO (FHA|USDA|VA) 4 $480,000 $120,000 $8,593 7.95%
Aberdeen, WA (FHA|USDA|VA) 3 $475,000 $158,333 $8,494 8.17%
Palestine, TX (FHA|USDA|VA) 4 $470,000 $117,500 $0 8.18%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $470,000 $117,500 $0 7.65%
MONTGOMERY, AL (FHA|USDA|VA) 5 $465,000 $93,000 $0 8.22%
Beaver Dam, WI (FHA|USDA|VA) 5 $465,000 $93,000 $0 8.14%
PITTSBURGH, PA (FHA|USDA|VA) 4 $460,000 $115,000 $0 8.43%
KINGSTON, NY (FHA|USDA|VA) 4 $450,000 $112,500 $0 7.63%
Bogalusa, LA (FHA|USDA|VA) 2 $450,000 $225,000 $4,378 7.65%
Lufkin, TX (FHA|USDA|VA) 7 $445,000 $63,571 $2,335 7.56%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $445,000 $89,000 $0 8.52%
Rockport, TX (FHA|USDA|VA) 5 $435,000 $87,000 $0 8.16%
RALEIGH-CARY, NC (FHA|USDA|VA) 5 $435,000 $87,000 $4,733 8.64%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $435,000 $87,000 $0 7.82%
EAU CLAIRE, WI (FHA|USDA|VA) 6 $430,000 $71,667 $0 8.63%
LONGVIEW, WA (FHA|USDA|VA) 4 $430,000 $107,500 $0 8.53%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $425,000 $85,000 $0 8.74%
Brownwood, TX (FHA|USDA|VA) 2 $420,000 $210,000 $0 8.15%
LEWISTON, ID-WA (FHA|USDA|VA) 3 $415,000 $138,333 $0 7.87%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $415,000 $83,000 $0 7.96%
Alexander City, AL (FHA|USDA|VA) 3 $415,000 $138,333 $0 7.83%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $410,000 $102,500 $3,784 8.19%
Troy, AL (FHA|USDA|VA) 4 $410,000 $102,500 $0 7.35%
Outside of Metro Areas 4 $400,000 $100,000 $0 8.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $400,000 $100,000 $0 8.10%
SALINAS, CA (FHA|USDA|VA) 3 $395,000 $131,667 $0 8.93%
MODESTO, CA (FHA|USDA|VA) 5 $395,000 $79,000 $0 8.76%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 4 $390,000 $97,500 $0 8.45%
HATTIESBURG, MS (FHA|USDA|VA) 4 $390,000 $97,500 $0 8.40%
MISSOULA, MT (FHA|USDA|VA) 3 $385,000 $128,333 $0 8.23%
Gloversville, NY (FHA|USDA|VA) 4 $380,000 $95,000 $0 8.20%
Newport, OR (FHA|USDA|VA) 4 $380,000 $95,000 $0 8.43%
ERIE, PA (FHA|USDA|VA) 6 $380,000 $63,333 $0 8.08%
CORVALLIS, OR (FHA|USDA|VA) 3 $375,000 $125,000 $0 8.10%
MEDFORD, OR (FHA|USDA|VA) 3 $375,000 $125,000 $0 9.07%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $370,000 $92,500 $0 8.13%
RENO, NV (FHA|USDA|VA) 4 $370,000 $92,500 $0 8.20%
WACO, TX (FHA|USDA|VA) 5 $365,000 $73,000 $0 8.02%
WENATCHEE, WA (FHA|USDA|VA) 2 $360,000 $180,000 $0 7.70%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $355,000 $118,333 $8,149 8.23%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $350,000 $87,500 $0 8.05%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $345,000 $115,000 $0 8.30%
Olean, NY (FHA|USDA|VA) 3 $345,000 $115,000 $0 8.47%
Nacogdoches, TX (FHA|USDA|VA) 2 $340,000 $170,000 $4,265 7.64%
COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $340,000 $85,000 $0 8.43%
Auburn, NY (FHA|USDA|VA) 5 $335,000 $67,000 $0 8.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $330,000 $82,500 $0 8.60%
GRANTS PASS, OR (FHA|USDA|VA) 2 $330,000 $165,000 $0 8.35%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $325,000 $108,333 $0 8.07%
Alice, TX (FHA|USDA|VA) 2 $320,000 $160,000 $0 8.60%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $315,000 $105,000 $0 8.63%
Plattsburgh, NY (FHA|USDA|VA) 5 $315,000 $63,000 $0 8.48%
VICTORIA, TX (FHA|USDA|VA) 3 $315,000 $105,000 $0 7.43%
GREELEY, CO (FHA|USDA|VA) 3 $315,000 $105,000 $0 9.20%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $310,000 $155,000 $0 7.80%
Bartlesville, OK (FHA|USDA|VA) 1 $305,000 $305,000 $0 8.60%
Oak Harbor, WA (FHA|USDA|VA) 3 $305,000 $101,667 $0 8.17%
Jacksonville, TX (FHA|USDA|VA) 3 $305,000 $101,667 $0 7.50%
WILMINGTON, NC (FHA|USDA|VA) 3 $295,000 $98,333 $0 8.37%
Portsmouth, OH (FHA|USDA|VA) 3 $295,000 $98,333 $0 7.87%
El Campo, TX (FHA|USDA|VA) 3 $295,000 $98,333 $0 7.93%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $295,000 $98,333 $3,961 7.27%
AMARILLO, TX (FHA|USDA|VA) 3 $295,000 $98,333 $0 8.40%
LAREDO, TX (FHA|USDA|VA) 4 $290,000 $72,500 $535 7.27%
Crossville, TN (FHA|USDA|VA) 2 $280,000 $140,000 $0 7.80%
Brookhaven, MS (FHA|USDA|VA) 2 $280,000 $140,000 $0 7.85%
PANAMA CITY, FL (FHA|USDA|VA) 3 $275,000 $91,667 $0 8.30%
ELMIRA, NY (FHA|USDA|VA) 2 $270,000 $135,000 $0 8.30%
MORGANTOWN, WV (FHA|USDA|VA) 4 $270,000 $67,500 $0 8.43%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $265,000 $88,333 $0 8.23%
Huntsville, TX (FHA|USDA|VA) 3 $265,000 $88,333 $0 7.80%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $265,000 $88,333 $0 8.17%
Fitzgerald, GA (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.30%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $260,000 $65,000 $0 8.48%
Shelton, WA (FHA|USDA|VA) 2 $260,000 $130,000 $0 8.05%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $260,000 $65,000 $0 8.18%
MIDLAND, TX (FHA|USDA|VA) 3 $255,000 $85,000 $0 8.83%
Opelousas, LA (FHA|USDA|VA) 2 $250,000 $125,000 $0 8.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $250,000 $125,000 $0 8.10%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $245,000 $81,667 $0 8.27%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 8.30%
Sevierville, TN (FHA|USDA|VA) 3 $245,000 $81,667 $0 8.00%
REDDING, CA (FHA|USDA|VA) 4 $240,000 $60,000 $0 8.60%
McComb, MS (FHA|USDA|VA) 2 $240,000 $120,000 $0 9.40%
Eagle Pass, TX (FHA|USDA|VA) 2 $240,000 $120,000 $4,146 7.25%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $235,000 $78,333 $0 8.27%
Prineville, OR (FHA|USDA|VA) 1 $235,000 $235,000 $9,646 8.60%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $235,000 $78,333 $0 8.50%
Big Spring, TX (FHA|USDA|VA) 2 $230,000 $115,000 $0 8.35%
MOBILE, AL (FHA|USDA|VA) 2 $230,000 $115,000 $0 7.35%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $230,000 $115,000 $0 7.30%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $230,000 $115,000 $0 8.70%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $225,000 $75,000 $0 8.37%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $225,000 $75,000 $0 8.30%
SPARTANBURG, SC (FHA|USDA|VA) 3 $225,000 $75,000 $0 7.90%
PROVO-OREM, UT (FHA|USDA|VA) 3 $225,000 $75,000 $0 8.60%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $220,000 $110,000 $0 8.35%
Hudson, NY (FHA|USDA|VA) 2 $220,000 $110,000 $0 7.85%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $220,000 $110,000 $0 7.35%
FRESNO, CA (FHA|USDA|VA) 3 $215,000 $71,667 $0 8.07%
PINE BLUFF, AR (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.97%
DECATUR, AL (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.90%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.85%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.20%
Athens, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.70%
Ellensburg, WA (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.70%
Fort Polk South, LA (FHA|USDA|VA) 2 $210,000 $105,000 $0 9.15%
Tupelo, MS (FHA|USDA|VA) 2 $210,000 $105,000 $0 6.90%
Seneca Falls, NY (FHA|USDA|VA) 4 $210,000 $52,500 $0 8.23%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.20%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.70%
Muskogee, OK (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.80%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $190,000 $47,500 $0 8.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.95%
Sandpoint, ID (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.00%
Arkadelphia, AR (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.20%
Helena, MT (FHA|USDA|VA) 2 $190,000 $95,000 $0 9.25%
Greeneville, TN (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.75%
EL CENTRO, CA (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.80%
Paris, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.10%
ODESSA, TX (FHA|USDA|VA) 2 $180,000 $90,000 $0 8.35%
Batesville, AR (FHA|USDA|VA) 2 $180,000 $90,000 $0 8.20%
Forest City, NC (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.10%
Hobbs, NM (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.80%
BINGHAMTON, NY (FHA|USDA|VA) 3 $175,000 $58,333 $0 8.17%
Uvalde, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.00%
Vidalia, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.20%
Pottsville, PA (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.25%
Richmond-Berea, KY (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.80%
Española, NM (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.80%
Bay City, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.90%
ASHEVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.30%
Jackson, OH (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.85%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.05%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 10.20%
HINESVILLE, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,169 7.00%
Picayune, MS (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.70%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.90%
BILLINGS, MT (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.20%
Batavia, NY (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.15%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.05%
Middlesborough, KY (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.50%
ALBANY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.90%
Othello, WA (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.10%
Miami, OK (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.60%
Ukiah, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.80%
Brenham, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.40%
COLUMBIA, SC (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.10%
Sunbury, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.10%
BEND, OR (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.60%
Morehead City, NC (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.55%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.80%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.00%
Mayfield, KY (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.40%
LAS CRUCES, NM (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.20%
Kalispell, MT (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.40%
Vicksburg, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.60%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.20%
Forrest City, AR (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.80%
Beeville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.60%
Zanesville, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.90%
Shawnee, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.10%
TWIN FALLS, ID (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.60%
YUBA CITY, CA (FHA|USDA|VA) 2 $120,000 $60,000 $0 9.05%
Klamath Falls, OR (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.65%
TOLEDO, OH (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.75%
Silver City, NM (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.10%
Moultrie, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.10%
Moscow, ID (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.40%
Centralia, IL (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.05%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.00%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.00%
Jackson, WY-ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.20%
Mount Vernon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.90%
Taos, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.80%
Grants, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.80%
DALTON, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.20%
Mountain Home, AR (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.90%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.70%
Steamboat Springs, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.70%
LaGrange, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.30%
Crescent City, CA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.60%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.40%
Cañon City, CO (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.55%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.00%
THE VILLAGES, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.50%
Clearlake, CA (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.60%
Somerset, KY (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.90%
Athens, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.10%
Atmore, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.80%
Jennings, LA (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.00%
Jasper, IN (FHA|USDA|VA) 1 $95,000 $95,000 $3,405 7.70%
FARMINGTON, NM (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.00%
Meadville, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.30%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.10%
APPLETON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.60%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.00%
Pearsall, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.80%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.60%
Marietta, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.60%
LUBBOCK, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.90%
SANTA FE, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.60%
Tahlequah, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.70%
Granbury, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.20%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.20%
VALDOSTA, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.70%
WALLA WALLA, WA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.00%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.20%
Deming, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.90%
CARSON CITY, NV (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.10%
MADERA, CA (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.90%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.60%
La Grande, OR (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.10%
Oneonta, NY (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.20%
Laurel, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.90%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.60%
Thomasville, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.70%
Mountain Home, ID (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.20%
BOULDER, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.30%
Clovis, NM (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.80%
Bozeman, MT (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.30%
St. Marys, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.90%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.90%
Raymondville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.60%
CHEYENNE, WY (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.30%
West Point, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.80%
Riverton, WY (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.00%
Findlay, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.40%
Russellville, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.30%
Stephenville, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.40%
ROCKFORD, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.20%
Red Bluff, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.50%
ALTOONA, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.90%
FOND DU LAC, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.20%
Malvern, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.60%
Fernley, NV (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.40%
Coshocton, OH (FHA|USDA|VA) 1 $55,000 $55,000 $4,753 7.10%
Adrian, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.20%
Minden, LA (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.00%
Blytheville, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.70%
Murray, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.20%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.80%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.00%
Cambridge, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.50%
Malone, NY (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.20%
Pella, IA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.50%
SAVANNAH, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.80%
Andrews, TX (FHA|USDA|VA) 1 $45,000 $45,000 $3,326 7.60%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.40%
Rock Springs, WY (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.10%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.60%
LIMA, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.10%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.40%
IOWA CITY, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.00%
Paragould, AR (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.90%
Wooster, OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 8.60%
Credit Human Federal Credit Union's top markets include San Antonio, New Orleans, Riverside, Phoenix, and Los Angeles among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CREDIT HUMAN FEDERAL CREDIT UNION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    JEFFERSON FINANCIAL
    Similarity Rank: 80
    GREATER NEW ORLEANS
    Similarity Rank: 100
    Eureka Homestead
    Similarity Rank: 228
    KEESLER
    Similarity Rank: 231
    AMOCO
    Similarity Rank: 258
    SOUTHERN LENDING SERVICES, LTD.
    Similarity Rank: 296
    FIRST CONTINENTAL MORTGAGE, LTD.
    Similarity Rank: 300
    GIBRALTAR MORTGAGE SERVICES, LLC
    Similarity Rank: 360
    PRIORITY HOME MORTGAGE, L.P.
    Similarity Rank: 378
    America's Mortgage Resource, Inc.
    Similarity Rank: 595

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,833 $315,215,000 $111,265 $3,141 8.08%

    For 2023, Credit Human Federal Credit Union's most frequently originated type of loan was Conventional, with 2,833 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,499 $287,015,000 $114,852 $4,462 8.14%
    Home Improvement 113 $7,375,000 $65,265 $917 7.37%
    Other 105 $9,295,000 $88,524 $2,139 7.86%
    Cash Out Refi 70 $8,070,000 $115,286 $1,978 7.35%
    Refi 46 $3,460,000 $75,217 $5,561 7.99%

    For 2023, Credit Human Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 2,499 originations. The 2nd most popular reason was Home Improvement, with 113 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 2,278 $243,000,000 $106,673 $2,761 8.27%
    15 Year 168 $13,900,000 $82,738 $1,279 7.63%
    Other 140 $24,360,000 $174,000 $5,961 7.51%
    30 Year 123 $29,995,000 $243,862 $4,296 6.70%
    5 Year 67 $935,000 $13,955 $241 6.78%
    10 Year 57 $3,025,000 $53,070 $688 7.63%

    For 2023, Credit Human Federal Credit Union's most frequently cited loan duration was 20 Year, with 2,278 originations. The 2nd most popular length was 15 Year, with 168 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 250 $12,160,000 $48,640
    $1k-2k 207 $46,135,000 $222,874
    $5k+ 36 $8,670,000 $240,833
    $3k-4k 24 $3,230,000 $134,583
    $4k-5k 19 $2,665,000 $140,263
    $2k-3k 14 $1,590,000 $113,571

    Credit Human Federal Credit Union's average total fees were $4,296, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 250 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 1,467 $160,275,000 $109,254
    7-8% 1,037 $105,035,000 $101,287
    6-7% 317 $48,275,000 $152,287
    5-6% 12 $1,630,000 $135,833

    During 2023, Credit Human Federal Credit Union's average interest rate for loans was 6.70%, while their most frequently originated rate bucket for loans was Over 8%, with 1,467 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 1,503 $96,415,000 $64,148 $905 8.09%
    $100k-200k 1,080 $149,320,000 $138,259 $4,947 8.19%
    $200k-400k 229 $58,025,000 $253,384 $5,554 7.59%
    $400k-600k 18 $8,660,000 $481,111 $7,094 6.80%
    $600k-1MM 2 $1,740,000 $870,000 $7,830 7.65%
    $1MM+ 1 $1,055,000 $1,055,000 $0 8.70%

    2023 saw Credit Human Federal Credit Union place emphasis on $100,000 or less loans with 1,503 originations, totaling $96,415,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 903 $81,815,000 $90,604 $2,754 8.11%
    $75k-100k 673 $77,495,000 $115,149 $3,147 8.18%
    $100k-150k 569 $75,235,000 $132,223 $3,371 8.00%
    $50k or less 358 $22,880,000 $63,911 $1,966 8.02%
    $150k-250k 263 $43,425,000 $165,114 $4,335 7.98%
    $250k+ 57 $12,925,000 $226,754 $4,609 8.03%

    Credit Human Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 903 originations. The second most popular income band? $75k-100k, with 673 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 638 $71,040,000 $111,348 $3,232 8.07%
    20-30% 619 $65,445,000 $105,727 $2,633 7.97%
    <20% 199 $17,215,000 $86,508 $2,691 7.94%
    40% 134 $15,500,000 $115,672 $2,812 8.08%
    41% 132 $14,180,000 $107,424 $3,141 8.24%
    42% 124 $15,380,000 $124,032 $3,986 8.16%
    37% 123 $13,675,000 $111,179 $3,271 8.13%
    43% 123 $14,455,000 $117,520 $2,974 8.12%
    38% 108 $13,590,000 $125,833 $2,687 8.15%
    39% 107 $11,885,000 $111,075 $2,942 8.11%
    44% 103 $11,225,000 $108,981 $2,905 8.12%
    36% 101 $13,125,000 $129,950 $3,893 8.11%
    50-60% 86 $10,320,000 $120,000 $4,885 8.50%
    46% 72 $8,080,000 $112,222 $3,453 7.94%
    45% 61 $7,715,000 $126,475 $4,222 8.14%
    47% 40 $4,430,000 $110,750 $3,720 8.21%
    48% 33 $3,805,000 $115,303 $3,706 8.04%
    49% 28 $3,860,000 $137,857 $3,045 8.02%
    >60% 2 $290,000 $145,000 $4,468 6.90%

    Credit Human Federal Credit Union lent most frequently to those with DTI ratios of 30-36%, with 638 originations. The next most common DTI ratio? 20-30%, with 619 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,247 $246,525,000 $109,713 $3,264 8.11%
    Not provided 382 $43,350,000 $113,482 $2,915 8.04%
    Black 121 $14,915,000 $123,264 $2,686 7.40%
    Asian 42 $6,010,000 $143,095 $3,684 8.38%
    American Indian 34 $3,400,000 $100,000 $2,906 8.06%
    Asian Indian 1 $545,000 $545,000 $5,321 6.45%
    Native Hawaiian or Islander 5 $405,000 $81,000 $0 8.54%
    Filipino 1 $65,000 $65,000 $0 8.00%

    Approval Rates

    Total approvals of all applications
    23.74%

    Credit Human Federal Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -17.19%

    Credit Human Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1000.0 6 $500,000 $83,333
    1009.62 1 $145,000 $145,000
    1015.51 1 $105,000 $105,000
    1018.42 1 $105,000 $105,000
    1020.0 1 $35,000 $35,000
    1021.19 1 $105,000 $105,000
    1024.07 1 $115,000 $115,000
    1024.25 1 $105,000 $105,000
    1025.86 1 $35,000 $35,000
    1026.0 1 $105,000 $105,000
    1030.0 1 $105,000 $105,000
    1030.5 1 $105,000 $105,000
    1040.0 2 $210,000 $105,000
    1050.0 3 $195,000 $65,000
    1050.91 1 $115,000 $115,000
    1064.0 2 $130,000 $65,000
    1068.75 1 $35,000 $35,000
    1069.09 1 $115,000 $115,000
    1070.0 1 $105,000 $105,000
    1078.5 1 $35,000 $35,000
    1080.0 3 $165,000 $55,000
    1080.87 1 $115,000 $115,000
    1091.9 1 $115,000 $115,000
    1094.9 1 $55,000 $55,000
    1096.0 1 $55,000 $55,000
    1097.04 1 $35,000 $35,000
    1100.0 2 $230,000 $115,000
    1116.25 1 $115,000 $115,000
    1118.0 1 $65,000 $65,000
    1125.0 2 $150,000 $75,000
    1130.5 1 $115,000 $115,000
    1131.75 1 $125,000 $125,000
    1136.0 1 $115,000 $115,000
    1139.87 1 $135,000 $135,000
    1140.0 1 $35,000 $35,000
    1142.95 1 $115,000 $115,000
    1150.0 1 $115,000 $115,000
    1151.94 1 $155,000 $155,000
    1159.54 1 $145,000 $145,000
    1160.0 2 $150,000 $75,000
    1162.1 1 $65,000 $65,000
    1163.5 1 $115,000 $115,000
    1170.0 2 $160,000 $80,000
    1173.14 1 $135,000 $135,000
    1177.5 1 $115,000 $115,000
    1180.51 1 $135,000 $135,000
    1181.91 1 $135,000 $135,000
    1184.0 1 $125,000 $125,000
    1190.0 1 $115,000 $115,000
    1199.0 3 $265,000 $88,333
    1200.0 1 $35,000 $35,000
    1202.5 1 $125,000 $125,000
    1206.0 1 $45,000 $45,000
    1215.0 1 $125,000 $125,000
    1216.37 1 $125,000 $125,000
    1217.32 1 $125,000 $125,000
    1229.97 1 $45,000 $45,000
    1235.0 1 $125,000 $125,000
    1236.77 1 $125,000 $125,000
    1239.0 1 $95,000 $95,000
    1245.48 1 $45,000 $45,000
    1249.0 1 $135,000 $135,000
    1253.28 1 $145,000 $145,000
    1254.0 1 $45,000 $45,000
    1256.45 1 $145,000 $145,000
    1260.0 5 $355,000 $71,000
    1265.23 1 $145,000 $145,000
    1265.37 1 $145,000 $145,000
    1271.25 1 $125,000 $125,000
    1275.0 2 $260,000 $130,000
    1276.0 1 $125,000 $125,000
    1278.42 1 $135,000 $135,000
    1279.65 1 $45,000 $45,000
    1280.0 1 $65,000 $65,000
    1290.0 1 $45,000 $45,000
    1298.62 1 $145,000 $145,000
    1300.0 2 $170,000 $85,000
    1303.75 1 $135,000 $135,000
    1311.5 1 $105,000 $105,000
    1311.74 1 $135,000 $135,000
    1314.0 1 $135,000 $135,000
    1316.73 1 $45,000 $45,000
    1322.0 1 $145,000 $145,000
    1330.0 1 $135,000 $135,000
    1332.23 1 $135,000 $135,000
    1344.0 1 $45,000 $45,000
    1349.0 2 $270,000 $135,000
    1350.0 3 $135,000 $45,000
    1356.0 1 $35,000 $35,000
    1356.72 1 $155,000 $155,000
    1359.2 1 $135,000 $135,000
    1368.38 1 $145,000 $145,000
    1375.96 1 $35,000 $35,000
    1396.0 2 $80,000 $40,000
    1400.0 2 $180,000 $90,000
    1403.53 1 $145,000 $145,000
    1420.0 1 $45,000 $45,000
    1430.0 1 $145,000 $145,000
    1439.2 1 $145,000 $145,000
    1440.0 3 $235,000 $78,333
    1448.13 1 $145,000 $145,000
    1450.0 1 $145,000 $145,000
    1451.93 1 $165,000 $165,000
    1453.5 1 $145,000 $145,000
    1457.7 1 $55,000 $55,000
    1459.02 1 $155,000 $155,000
    1467.7 1 $155,000 $155,000
    1468.11 1 $175,000 $175,000
    1470.0 1 $55,000 $55,000
    1472.5 2 $290,000 $145,000
    1480.0 2 $190,000 $95,000
    1481.76 1 $55,000 $55,000
    1500.0 7 $555,000 $79,286
    1501.0 1 $155,000 $155,000
    1510.0 1 $155,000 $155,000
    1516.0 1 $45,000 $45,000
    1516.46 1 $155,000 $155,000
    1520.0 1 $45,000 $45,000
    1530.0 1 $155,000 $155,000
    1538.97 1 $55,000 $55,000
    1539.0 1 $155,000 $155,000
    1545.0 1 $55,000 $55,000
    1546.6 1 $75,000 $75,000
    1550.0 1 $155,000 $155,000
    1556.0 1 $45,000 $45,000
    1559.0 1 $125,000 $125,000
    1562.16 1 $175,000 $175,000
    1564.65 1 $55,000 $55,000
    1565.97 1 $165,000 $165,000
    1567.5 1 $155,000 $155,000
    1573.95 1 $55,000 $55,000
    1584.6 1 $55,000 $55,000
    1586.1 1 $55,000 $55,000
    1590.0 1 $55,000 $55,000
    1592.0 1 $165,000 $165,000
    1595.0 1 $65,000 $65,000
    1599.99 1 $165,000 $165,000
    1602.0 1 $85,000 $85,000
    1619.1 1 $165,000 $165,000
    1620.0 2 $110,000 $55,000
    1625.14 1 $85,000 $85,000
    1650.0 4 $340,000 $85,000
    1650.62 1 $65,000 $65,000
    1654.5 1 $65,000 $65,000
    1655.5 1 $65,000 $65,000
    1660.89 1 $165,000 $165,000
    1662.16 1 $45,000 $45,000
    1662.5 2 $330,000 $165,000
    1675.85 1 $65,000 $65,000
    1676.6 1 $165,000 $165,000
    1678.98 1 $65,000 $65,000
    1680.0 1 $165,000 $165,000
    1684.08 1 $65,000 $65,000
    1685.92 1 $65,000 $65,000
    1695.0 1 $175,000 $175,000
    1700.0 1 $175,000 $175,000
    1700.5 1 $175,000 $175,000
    1710.0 1 $55,000 $55,000
    1716.0 3 $165,000 $55,000
    1725.0 2 $260,000 $130,000
    1726.5 1 $175,000 $175,000
    1737.0 1 $65,000 $65,000
    1738.9 1 $195,000 $195,000
    1750.0 1 $175,000 $175,000
    1755.0 1 $65,000 $65,000
    1757.5 1 $175,000 $175,000
    1760.0 1 $45,000 $45,000
    1762.38 1 $205,000 $205,000
    1764.0 1 $65,000 $65,000
    1767.0 1 $65,000 $65,000
    1770.0 1 $185,000 $185,000
    1772.92 1 $65,000 $65,000
    1780.0 1 $55,000 $55,000
    1784.0 1 $75,000 $75,000
    1784.6 1 $205,000 $205,000
    1786.5 1 $65,000 $65,000
    1790.16 1 $65,000 $65,000
    1795.5 1 $175,000 $175,000
    1796.0 1 $45,000 $45,000
    1799.98 1 $95,000 $95,000
    1800.0 8 $590,000 $73,750
    1800.37 1 $215,000 $215,000
    1804.05 1 $185,000 $185,000
    1822.5 1 $65,000 $65,000
    1825.0 1 $65,000 $65,000
    1829.72 1 $75,000 $75,000
    1830.0 1 $185,000 $185,000
    1840.62 1 $85,000 $85,000
    1851.42 1 $65,000 $65,000
    1852.5 4 $260,000 $65,000
    1856.0 1 $45,000 $45,000
    1862.0 1 $55,000 $55,000
    1875.0 1 $185,000 $185,000
    1875.34 1 $75,000 $75,000
    1889.67 1 $215,000 $215,000
    1893.05 1 $45,000 $45,000
    1900.0 2 $250,000 $125,000
    1907.13 1 $195,000 $195,000
    1912.0 1 $195,000 $195,000
    1920.0 4 $250,000 $62,500
    1935.15 1 $65,000 $65,000
    1937.5 1 $115,000 $115,000
    1940.0 1 $55,000 $55,000
    1950.0 3 $195,000 $65,000
    1961.25 1 $75,000 $75,000
    1973.92 1 $75,000 $75,000
    1980.0 1 $45,000 $45,000
    1985.52 1 $225,000 $225,000
    1992.0 1 $205,000 $205,000
    1995.0 1 $75,000 $75,000
    1997.32 1 $75,000 $75,000
    2000.0 7 $665,000 $95,000
    2010.2 1 $55,000 $55,000
    2012.3 1 $85,000 $85,000
    2018.75 1 $85,000 $85,000
    2025.0 1 $205,000 $205,000
    2039.58 1 $225,000 $225,000
    2040.0 1 $75,000 $75,000
    2052.0 1 $205,000 $205,000
    2069.0 1 $85,000 $85,000
    2077.0 1 $85,000 $85,000
    2077.43 1 $215,000 $215,000
    2084.0 1 $55,000 $55,000
    2088.0 1 $75,000 $75,000
    2090.0 1 $105,000 $105,000
    2097.0 1 $55,000 $55,000
    2099.0 1 $215,000 $215,000
    2099.4 1 $85,000 $85,000
    2100.0 1 $75,000 $75,000
    2109.0 1 $75,000 $75,000
    2115.0 1 $75,000 $75,000
    2120.0 1 $55,000 $55,000
    2127.6 1 $75,000 $75,000
    2129.2 1 $85,000 $85,000
    2136.55 1 $215,000 $215,000
    2137.5 1 $75,000 $75,000
    2139.65 1 $85,000 $85,000
    2140.0 1 $65,000 $65,000
    2148.24 1 $85,000 $85,000
    2156.0 1 $55,000 $55,000
    2159.55 1 $215,000 $215,000
    2160.0 2 $130,000 $65,000
    2175.28 1 $55,000 $55,000
    2190.0 1 $65,000 $65,000
    2191.5 1 $225,000 $225,000
    2192.1 1 $95,000 $95,000
    2196.0 1 $65,000 $65,000
    2204.0 1 $65,000 $65,000
    2207.9 1 $255,000 $255,000
    2210.9 1 $85,000 $85,000
    2224.0 1 $125,000 $125,000
    2224.5 1 $65,000 $65,000
    2227.42 1 $85,000 $85,000
    2227.75 1 $65,000 $65,000
    2229.79 1 $85,000 $85,000
    2239.4 1 $95,000 $95,000
    2240.0 2 $120,000 $60,000
    2245.08 1 $95,000 $95,000
    2247.04 1 $95,000 $95,000
    2250.0 2 $150,000 $75,000
    2260.5 1 $85,000 $85,000
    2261.43 1 $45,000 $45,000
    2272.5 1 $75,000 $75,000
    2274.0 1 $75,000 $75,000
    2276.0 1 $55,000 $55,000
    2277.0 1 $75,000 $75,000
    2288.0 1 $55,000 $55,000
    2295.0 1 $75,000 $75,000
    2310.0 1 $85,000 $85,000
    2328.0 1 $85,000 $85,000
    2346.97 1 $85,000 $85,000
    2349.95 1 $245,000 $245,000
    2351.25 1 $85,000 $85,000
    2352.0 1 $75,000 $75,000
    2356.0 1 $65,000 $65,000
    2360.0 1 $55,000 $55,000
    2362.5 1 $85,000 $85,000
    2365.5 2 $470,000 $235,000
    2372.5 1 $235,000 $235,000
    2374.0 1 $105,000 $105,000
    2397.0 1 $85,000 $85,000
    2399.85 1 $85,000 $85,000
    2399.97 1 $85,000 $85,000
    2400.0 7 $695,000 $99,286
    2413.0 1 $125,000 $125,000
    2413.8 1 $135,000 $135,000
    2415.0 2 $170,000 $85,000
    2422.5 1 $85,000 $85,000
    2435.0 1 $105,000 $105,000
    2450.0 1 $245,000 $245,000
    2466.5 1 $55,000 $55,000
    2469.0 1 $105,000 $105,000
    2470.0 1 $245,000 $245,000
    2470.95 1 $85,000 $85,000
    2475.0 1 $85,000 $85,000
    2476.23 1 $105,000 $105,000
    2480.0 2 $140,000 $70,000
    2488.53 1 $65,000 $65,000
    2495.0 1 $105,000 $105,000
    2499.0 2 $190,000 $95,000
    250.0 2 $50,000 $25,000
    2502.88 1 $105,000 $105,000
    2530.0 1 $145,000 $145,000
    2531.0 1 $105,000 $105,000
    2561.22 1 $95,000 $95,000
    2561.46 1 $105,000 $105,000
    2570.7 1 $95,000 $95,000
    2576.75 1 $95,000 $95,000
    2600.0 5 $415,000 $83,000
    2601.0 2 $200,000 $100,000
    2603.31 1 $105,000 $105,000
    2612.0 1 $75,000 $75,000
    2620.5 1 $105,000 $105,000
    2622.0 1 $95,000 $95,000
    2625.0 1 $135,000 $135,000
    2631.0 1 $115,000 $115,000
    2636.0 1 $75,000 $75,000
    2640.0 3 $245,000 $81,667
    2652.0 1 $95,000 $95,000
    2655.19 1 $115,000 $115,000
    2660.0 1 $75,000 $75,000
    2667.0 1 $85,000 $85,000
    2669.69 1 $145,000 $145,000
    2679.0 1 $85,000 $85,000
    2696.15 1 $295,000 $295,000
    2700.0 2 $190,000 $95,000
    2707.5 1 $95,000 $95,000
    2720.0 2 $130,000 $65,000
    2727.0 1 $95,000 $95,000
    2730.0 1 $95,000 $95,000
    2732.0 1 $75,000 $75,000
    2736.0 1 $65,000 $65,000
    2737.28 1 $275,000 $275,000
    2739.0 1 $65,000 $65,000
    2744.84 1 $65,000 $65,000
    2753.64 1 $55,000 $55,000
    2754.96 1 $65,000 $65,000
    2755.0 1 $135,000 $135,000
    2760.0 1 $95,000 $95,000
    2777.56 1 $75,000 $75,000
    2790.0 1 $85,000 $85,000
    2800.0 2 $370,000 $185,000
    2815.0 1 $125,000 $125,000
    2843.38 1 $65,000 $65,000
    2850.0 1 $95,000 $95,000
    2851.28 1 $75,000 $75,000
    2858.42 1 $125,000 $125,000
    2875.67 1 $75,000 $75,000
    2880.0 2 $190,000 $95,000
    2893.45 1 $75,000 $75,000
    2896.72 1 $85,000 $85,000
    2922.0 1 $95,000 $95,000
    2956.35 1 $85,000 $85,000
    2959.0 1 $95,000 $95,000
    2968.6 1 $135,000 $135,000
    2970.0 1 $95,000 $95,000
    2977.36 1 $135,000 $135,000
    2990.0 1 $145,000 $145,000
    2997.0 1 $95,000 $95,000
    300.0 1 $35,000 $35,000
    3000.0 2 $180,000 $90,000
    3020.88 1 $135,000 $135,000
    3048.0 1 $85,000 $85,000
    3049.5 1 $105,000 $105,000
    3052.0 1 $85,000 $85,000
    3055.0 1 $155,000 $155,000
    30600.0 1 $1,055,000 $1,055,000
    3093.0 1 $105,000 $105,000
    3104.88 1 $85,000 $85,000
    3120.0 1 $105,000 $105,000
    3122.0 1 $165,000 $165,000
    3122.16 1 $145,000 $145,000
    3150.0 1 $105,000 $105,000
    3176.0 1 $85,000 $85,000
    3180.0 1 $155,000 $155,000
    3182.48 1 $75,000 $75,000
    3193.0 1 $145,000 $145,000
    3194.85 1 $115,000 $115,000
    3211.7 1 $145,000 $145,000
    3218.24 1 $85,000 $85,000
    3239.8 1 $85,000 $85,000
    324.0 1 $35,000 $35,000
    3244.81 1 $105,000 $105,000
    3246.25 1 $115,000 $115,000
    3255.78 1 $145,000 $145,000
    3278.74 1 $145,000 $145,000
    3294.0 1 $85,000 $85,000
    3300.0 1 $85,000 $85,000
    3321.0 1 $335,000 $335,000
    3324.26 1 $145,000 $145,000
    332.5 1 $35,000 $35,000
    3328.1 1 $145,000 $145,000
    3331.65 1 $115,000 $115,000
    3337.11 1 $115,000 $115,000
    3338.0 1 $85,000 $85,000
    3345.0 1 $145,000 $145,000
    3359.5 1 $145,000 $145,000
    3360.0 1 $115,000 $115,000
    3367.0 1 $85,000 $85,000
    3396.0 1 $115,000 $115,000
    3400.0 1 $85,000 $85,000
    3410.0 1 $115,000 $115,000
    3413.4 1 $95,000 $95,000
    3416.36 1 $145,000 $145,000
    3420.0 2 $230,000 $115,000
    3427.2 1 $145,000 $145,000
    3429.6 1 $115,000 $115,000
    3430.24 1 $85,000 $85,000
    3445.8 1 $115,000 $115,000
    3450.0 1 $125,000 $125,000
    3451.0 1 $85,000 $85,000
    3457.0 1 $155,000 $155,000
    3458.44 1 $75,000 $75,000
    3479.2 1 $95,000 $95,000
    3492.0 1 $125,000 $125,000
    3497.62 1 $125,000 $125,000
    350.0 1 $35,000 $35,000
    3509.01 1 $125,000 $125,000
    3513.07 1 $125,000 $125,000
    3516.81 1 $125,000 $125,000
    3519.0 1 $85,000 $85,000
    3527.0 1 $165,000 $165,000
    3537.32 1 $95,000 $95,000
    3540.38 1 $155,000 $155,000
    3558.75 1 $145,000 $145,000
    3564.6 1 $75,000 $75,000
    3570.0 1 $125,000 $125,000
    3572.9 1 $165,000 $165,000
    3587.44 1 $195,000 $195,000
    3597.6 1 $125,000 $125,000
    3598.28 1 $165,000 $165,000
    3599.96 1 $95,000 $95,000
    3600.0 5 $565,000 $113,000
    3605.25 1 $125,000 $125,000
    3613.52 1 $95,000 $95,000
    3617.0 1 $165,000 $165,000
    3618.0 1 $125,000 $125,000
    3633.75 1 $125,000 $125,000
    3648.0 1 $125,000 $125,000
    3664.04 1 $75,000 $75,000
    3672.0 1 $125,000 $125,000
    3675.0 2 $250,000 $125,000
    3697.52 1 $165,000 $165,000
    3699.0 1 $125,000 $125,000
    3700.68 1 $95,000 $95,000
    3729.0 1 $135,000 $135,000
    3747.0 1 $125,000 $125,000
    3750.0 1 $95,000 $95,000
    3762.0 1 $175,000 $175,000
    3762.5 1 $155,000 $155,000
    3781.0 1 $95,000 $95,000
    3800.0 1 $95,000 $95,000
    3802.6 1 $95,000 $95,000
    3813.52 1 $95,000 $95,000
    3840.0 1 $95,000 $95,000
    3860.9 1 $185,000 $185,000
    3867.82 1 $105,000 $105,000
    3880.5 1 $135,000 $135,000
    3897.0 1 $135,000 $135,000
    3897.31 1 $85,000 $85,000
    3898.5 1 $135,000 $135,000
    3899.0 1 $185,000 $185,000
    390.0 1 $45,000 $45,000
    3900.0 2 $270,000 $135,000
    3908.18 1 $175,000 $175,000
    3930.64 1 $95,000 $95,000
    3940.0 1 $105,000 $105,000
    3945.0 1 $135,000 $135,000
    3960.0 1 $135,000 $135,000
    3982.24 1 $115,000 $115,000
    3999.0 22 $2,990,000 $135,909
    4000.0 2 $310,000 $155,000
    4039.0 2 $340,000 $170,000
    4046.0 1 $165,000 $165,000
    4047.0 1 $135,000 $135,000
    4065.0 1 $145,000 $145,000
    4081.0 1 $95,000 $95,000
    4085.48 1 $125,000 $125,000
    4093.0 1 $95,000 $95,000
    410.0 1 $45,000 $45,000
    4102.84 1 $175,000 $175,000
    4120.0 1 $115,000 $115,000
    4123.0 1 $205,000 $205,000
    4125.0 1 $135,000 $135,000
    4136.94 1 $195,000 $195,000
    4140.0 1 $105,000 $105,000
    4144.98 1 $185,000 $185,000
    4150.31 1 $175,000 $175,000
    4197.0 1 $145,000 $145,000
    4200.0 1 $105,000 $105,000
    4251.0 1 $145,000 $145,000
    4281.1 1 $205,000 $205,000
    4285.8 1 $105,000 $105,000
    4323.0 1 $205,000 $205,000
    4328.18 1 $205,000 $205,000
    4350.0 1 $145,000 $145,000
    4356.0 1 $105,000 $105,000
    4391.25 1 $155,000 $155,000
    4475.6 1 $205,000 $205,000
    4498.8 1 $155,000 $155,000
    450.0 1 $45,000 $45,000
    4503.0 1 $155,000 $155,000
    4506.96 1 $175,000 $175,000
    4511.15 1 $165,000 $165,000
    4534.16 1 $115,000 $115,000
    4590.0 1 $155,000 $155,000
    4619.0 1 $115,000 $115,000
    4631.96 1 $135,000 $135,000
    4645.5 1 $165,000 $165,000
    465.0 1 $45,000 $45,000
    4680.0 1 $115,000 $115,000
    4702.5 1 $155,000 $155,000
    470.88 1 $15,000 $15,000
    4710.0 1 $155,000 $155,000
    4798.8 1 $155,000 $155,000
    4802.25 1 $165,000 $165,000
    4845.0 1 $165,000 $165,000
    4950.0 1 $175,000 $175,000
    4971.0 1 $175,000 $175,000
    498.75 1 $15,000 $15,000
    499.0 331 $34,035,000 $102,825
    5.0 1 $115,000 $115,000
    500.0 5 $215,000 $43,000
    5016.62 1 $245,000 $245,000
    502.5 1 $55,000 $55,000
    503.5 1 $55,000 $55,000
    5055.0 1 $175,000 $175,000
    508.8 1 $55,000 $55,000
    508.89 1 $25,000 $25,000
    5153.0 1 $125,000 $125,000
    520.0 1 $55,000 $55,000
    5200.0 1 $135,000 $135,000
    522.5 1 $55,000 $55,000
    5225.76 1 $195,000 $195,000
    5272.5 1 $175,000 $175,000
    5388.88 1 $135,000 $135,000
    540.0 2 $110,000 $55,000
    5400.0 1 $135,000 $135,000
    5430.58 1 $205,000 $205,000
    544.0 1 $55,000 $55,000
    5460.0 1 $195,000 $195,000
    5480.0 2 $680,000 $340,000
    550.0 2 $110,000 $55,000
    5522.15 1 $155,000 $155,000
    552.5 1 $55,000 $55,000
    5539.0 1 $135,000 $135,000
    5550.0 1 $195,000 $195,000
    5578.12 1 $125,000 $125,000
    560.0 1 $55,000 $55,000
    5697.0 1 $195,000 $195,000
    580.0 1 $55,000 $55,000
    5842.5 1 $195,000 $195,000
    585.0 1 $65,000 $65,000
    5865.3 1 $225,000 $225,000
    589.5 1 $65,000 $65,000
    5900.0 1 $175,000 $175,000
    5922.4 1 $145,000 $145,000
    600.0 3 $115,000 $38,333
    6019.96 1 $145,000 $145,000
    6040.0 1 $155,000 $155,000
    6069.0 1 $205,000 $205,000
    6209.85 1 $215,000 $215,000
    6225.0 1 $165,000 $165,000
    6264.4 1 $155,000 $155,000
    630.0 2 $130,000 $65,000
    632.0 2 $130,000 $65,000
    637.49 1 $65,000 $65,000
    6385.0 1 $165,000 $165,000
    6387.0 1 $165,000 $165,000
    640.0 2 $130,000 $65,000
    648.82 1 $85,000 $85,000
    650.0 1 $65,000 $65,000
    6510.0 1 $225,000 $225,000
    6720.0 2 $490,000 $245,000
    675.0 1 $65,000 $65,000
    6795.0 1 $175,000 $175,000
    680.0 1 $35,000 $35,000
    690.0 1 $75,000 $75,000
    700.0 5 $375,000 $75,000
    711.0 1 $75,000 $75,000
    712.5 2 $150,000 $75,000
    7337.2 1 $185,000 $185,000
    740.0 1 $75,000 $75,000
    7428.55 1 $295,000 $295,000
    747.0 1 $25,000 $25,000
    747.5 1 $75,000 $75,000
    748.0 1 $75,000 $75,000
    750.0 4 $180,000 $45,000
    755.25 1 $75,000 $75,000
    760.0 2 $150,000 $75,000
    770.0 1 $75,000 $75,000
    781.13 1 $95,000 $95,000
    784.0 1 $75,000 $75,000
    787.5 1 $85,000 $85,000
    796.0 1 $25,000 $25,000
    800.0 2 $170,000 $85,000
    801.0 1 $85,000 $85,000
    807.5 1 $85,000 $85,000
    810.0 1 $85,000 $85,000
    830.0 1 $85,000 $85,000
    837.0 1 $105,000 $105,000
    837.15 1 $85,000 $85,000
    8400.0 1 $295,000 $295,000
    8510.0 1 $215,000 $215,000
    8514.48 1 $205,000 $205,000
    856.62 1 $35,000 $35,000
    859.75 1 $105,000 $105,000
    865.0 1 $85,000 $85,000
    873.0 1 $95,000 $95,000
    873.94 1 $85,000 $85,000
    8799.8 1 $225,000 $225,000
    882.0 1 $55,000 $55,000
    884.0 1 $95,000 $95,000
    893.0 1 $85,000 $85,000
    899.0 2 $160,000 $80,000
    901.4 1 $105,000 $105,000
    907.25 1 $95,000 $95,000
    9103.29 1 $315,000 $315,000
    919.26 1 $105,000 $105,000
    922.5 1 $35,000 $35,000
    922.73 1 $95,000 $95,000
    9250.0 1 $935,000 $935,000
    9262.5 1 $305,000 $305,000
    930.0 1 $75,000 $75,000
    932.62 1 $95,000 $95,000
    934.06 1 $105,000 $105,000
    939.0 1 $65,000 $65,000
    940.0 1 $25,000 $25,000
    941.12 1 $105,000 $105,000
    943.2 1 $95,000 $95,000
    945.0 3 $285,000 $95,000
    950.0 2 $190,000 $95,000
    957.0 1 $35,000 $35,000
    960.0 2 $130,000 $65,000
    970.0 1 $105,000 $105,000
    975.0 1 $105,000 $105,000
    976.8 1 $35,000 $35,000
    980.0 1 $25,000 $25,000
    982.67 1 $95,000 $95,000
    983.0 1 $105,000 $105,000
    984.0 1 $55,000 $55,000
    994.9 1 $105,000 $105,000
    995.0 1 $95,000 $95,000
    996.0 1 $25,000 $25,000
    997.5 1 $95,000 $95,000
    9975.0 1 $335,000 $335,000
    999.0 19 $1,385,000 $72,895
    999.56 1 $115,000 $115,000
    NA 1,685 $192,155,000 $114,039

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,833 $315,215,000 $111,265

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 203 $14,405,000 $70,961 $1,495 7.80%
    40-60% 266 $25,760,000 $96,842 $3,487 8.02%
    60-80% 565 $64,615,000 $114,363 $5,668 8.15%
    80-100% 1,573 $197,145,000 $125,331 $5,280 8.17%
    Over 100% 66 $8,330,000 $126,212 $7,829 8.19%
    Under 20% 160 $4,960,000 $31,000 $468 7.25%