Credit Human Federal Credit Union Mortgage Rates, Fees & Info

San Antonio, TX

LEI: 549300Q3ROEQU3D1IW91

Tax ID: 74-0956027

5 stars - Updated: 4/5/25 - out of 5 stars, based on 54 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Credit Human Federal Credit Union is a smaller credit union specializing in Home Purchase loans. Credit Human Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: San Antonio, New Orleans, Riverside, San Jose, and Phoenix among others. We have data for 378 markets. (Some data included below & more in-depth data is available with an active subscription.)

Credit Human Federal Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Credit Human Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.75% 4/5/25
30 Year Conventional Refi 6.89% 4/5/25
30 Year Cash-out Refi 6.86% 4/5/25
15 Year Conventional Purchase 8.59% 4/5/25
15 Year Conventional Refi 8.44% 4/5/25
15 Year Cash-out Refi 8.44% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Credit Human Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Credit Human Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,953

Origination Dollar Volume (All Markets)

$334,495,000

Awards

CREDIT HUMAN FEDERAL CREDIT UNION 30 Year Conventional Loans gold CREDIT HUMAN FEDERAL CREDIT UNION 30 Year Conventional Loans gold CREDIT HUMAN FEDERAL CREDIT UNION 30 Year Conventional Loans gold
Show all (3) awards

Relative Rate

Credit Human Federal Credit Union's average 30 year fixed mortgage rate was 6.68%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 0.13%.

Relative Fees (Closing Costs)

Credit Human Federal Credit Union's average total fees/closing costs for a 30 year fixed rate mortgage were $4,308.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 273 $32,005,000 $117,234 $1,708 7.24%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 141 $23,115,000 $163,936 $3,288 6.87%
Outside of Metro Areas 177 $18,995,000 $107,316 $4,267 8.35%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 113 $13,045,000 $115,442 $8,600 9.07%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 55 $10,725,000 $195,000 $0 9.07%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 114 $10,630,000 $93,246 $6,761 8.77%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 73 $10,595,000 $145,137 $0 9.07%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 73 $10,005,000 $137,055 $0 8.89%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 60 $8,290,000 $138,167 $2,314 7.78%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 73 $8,285,000 $113,493 $0 8.98%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 51 $7,575,000 $148,529 $8,668 9.20%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 65 $5,665,000 $87,154 $0 9.06%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 32 $4,580,000 $143,125 $0 9.11%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 25 $4,255,000 $170,200 $0 9.27%
SALISBURY, MD-DE (FHA|USDA|VA) 35 $4,185,000 $119,571 $4,353 8.72%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 28 $3,660,000 $130,714 $0 9.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 26 $3,090,000 $118,846 $6,017 8.45%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 29 $3,015,000 $103,966 $0 8.87%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 27 $2,975,000 $110,185 $0 8.54%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 34 $2,970,000 $87,353 $0 9.18%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 16 $2,840,000 $177,500 $6,420 7.90%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 30 $2,550,000 $85,000 $12,937 8.89%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 17 $2,385,000 $140,294 $4,952 8.26%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 19 $2,235,000 $117,632 $0 8.79%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 17 $2,205,000 $129,706 $7,325 8.68%
BAKERSFIELD, CA (FHA|USDA|VA) 21 $2,175,000 $103,571 $5,525 9.10%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 24 $2,150,000 $89,583 $10,951 8.89%
Kerrville, TX (FHA|USDA|VA) 17 $1,965,000 $115,588 $2,801 8.54%
ROCHESTER, NY (FHA|USDA|VA) 30 $1,840,000 $61,333 $0 8.60%
YUMA, AZ (FHA|USDA|VA) 20 $1,780,000 $89,000 $5,980 8.53%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 22 $1,710,000 $77,727 $0 8.64%
SALEM, OR (FHA|USDA|VA) 13 $1,655,000 $127,308 $0 8.94%
TUCSON, AZ (FHA|USDA|VA) 24 $1,620,000 $67,500 $0 8.51%
TULSA, OK (FHA|USDA|VA) 11 $1,615,000 $146,818 $0 8.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 14 $1,600,000 $114,286 $0 8.76%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 24 $1,580,000 $65,833 $5,928 8.58%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 17 $1,545,000 $90,882 $0 8.81%
Show Low, AZ (FHA|USDA|VA) 12 $1,540,000 $128,333 $4,286 9.09%
BEND, OR (FHA|USDA|VA) 11 $1,535,000 $139,545 $8,367 8.99%
Outside of Metro Areas 13 $1,455,000 $111,923 $0 8.94%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 19 $1,435,000 $75,526 $0 9.13%
UTICA-ROME, NY (FHA|USDA|VA) 13 $1,425,000 $109,615 $0 8.85%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 12 $1,410,000 $117,500 $6,884 8.59%
Newport, OR (FHA|USDA|VA) 9 $1,375,000 $152,778 $0 8.78%
LANCASTER, PA (FHA|USDA|VA) 17 $1,345,000 $79,118 $0 9.18%
STOCKTON, CA (FHA|USDA|VA) 11 $1,285,000 $116,818 $0 9.15%
DOVER, DE (FHA|USDA|VA) 14 $1,280,000 $91,429 $0 8.90%
SALINAS, CA (FHA|USDA|VA) 8 $1,190,000 $148,750 $0 9.35%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $1,180,000 $118,000 $0 8.80%
MODESTO, CA (FHA|USDA|VA) 12 $1,160,000 $96,667 $0 8.76%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 14 $1,120,000 $80,000 $0 8.51%
Shelton, WA (FHA|USDA|VA) 5 $1,075,000 $215,000 $8,830 8.90%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 15 $1,055,000 $70,333 $6,905 9.20%
SALT LAKE CITY, UT (FHA|USDA|VA) 11 $1,025,000 $93,182 $0 9.07%
Brookings, OR (FHA|USDA|VA) 6 $1,010,000 $168,333 $0 8.77%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $970,000 $121,250 $0 9.38%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 8 $960,000 $120,000 $0 8.26%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $945,000 $105,000 $0 8.43%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $935,000 $187,000 $0 8.76%
BOISE CITY, ID (FHA|USDA|VA) 10 $930,000 $93,000 $0 8.85%
Lufkin, TX (FHA|USDA|VA) 6 $930,000 $155,000 $0 8.30%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 12 $900,000 $75,000 $0 8.65%
Arcadia, FL (FHA|USDA|VA) 6 $900,000 $150,000 $0 8.72%
FLAGSTAFF, AZ (FHA|USDA|VA) 9 $885,000 $98,333 $3,831 8.91%
SYRACUSE, NY (FHA|USDA|VA) 12 $870,000 $72,500 $0 8.57%
WENATCHEE, WA (FHA|USDA|VA) 5 $865,000 $173,000 $0 9.36%
ALBUQUERQUE, NM (FHA|USDA|VA) 11 $865,000 $78,636 $0 8.77%
Moses Lake, WA (FHA|USDA|VA) 7 $855,000 $122,143 $0 9.13%
OCALA, FL (FHA|USDA|VA) 13 $835,000 $64,231 $0 8.58%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 6 $830,000 $138,333 $0 8.15%
Roseburg, OR (FHA|USDA|VA) 8 $820,000 $102,500 $0 8.93%
BELLINGHAM, WA (FHA|USDA|VA) 7 $815,000 $116,429 $0 9.61%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $800,000 $100,000 $0 8.85%
YAKIMA, WA (FHA|USDA|VA) 7 $795,000 $113,571 $0 8.69%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 5 $785,000 $157,000 $0 9.50%
BATON ROUGE, LA (FHA|USDA|VA) 5 $785,000 $157,000 $2,516 7.73%
READING, PA (FHA|USDA|VA) 10 $780,000 $78,000 $0 9.06%
SAN ANGELO, TX (FHA|USDA|VA) 3 $775,000 $258,333 $6,319 7.83%
LONGVIEW, WA (FHA|USDA|VA) 9 $775,000 $86,111 $0 8.71%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $750,000 $93,750 $0 9.16%
PITTSBURGH, PA (FHA|USDA|VA) 10 $740,000 $74,000 $6,786 8.68%
VISALIA, CA (FHA|USDA|VA) 8 $730,000 $91,250 $0 8.93%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $715,000 $102,143 $0 8.34%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $715,000 $143,000 $0 8.34%
RALEIGH-CARY, NC (FHA|USDA|VA) 7 $705,000 $100,714 $0 8.56%
REDDING, CA (FHA|USDA|VA) 6 $690,000 $115,000 $9,348 8.87%
HAMMOND, LA (FHA|USDA|VA) 6 $680,000 $113,333 $2,418 8.13%
Nacogdoches, TX (FHA|USDA|VA) 4 $680,000 $170,000 $4,595 7.78%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $680,000 $85,000 $0 8.83%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $675,000 $96,429 $0 8.81%
COLUMBUS, OH (FHA|USDA|VA) 7 $645,000 $92,143 $0 8.54%
Payson, AZ (FHA|USDA|VA) 7 $645,000 $92,143 $0 9.03%
BILLINGS, MT (FHA|USDA|VA) 10 $640,000 $64,000 $0 9.40%
LAS CRUCES, NM (FHA|USDA|VA) 7 $635,000 $90,714 $0 8.61%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $630,000 $105,000 $0 8.27%
BINGHAMTON, NY (FHA|USDA|VA) 7 $625,000 $89,286 $0 8.50%
Sandpoint, ID (FHA|USDA|VA) 4 $620,000 $155,000 $0 8.68%
London, KY (FHA|USDA|VA) 6 $620,000 $103,333 $0 8.67%
FRESNO, CA (FHA|USDA|VA) 5 $615,000 $123,000 $9,263 8.72%
NAPA, CA (FHA|USDA|VA) 6 $600,000 $100,000 $0 9.62%
LAFAYETTE, LA (FHA|USDA|VA) 7 $595,000 $85,000 $0 8.07%
Port Angeles, WA (FHA|USDA|VA) 3 $595,000 $198,333 $5,471 9.27%
RENO, NV (FHA|USDA|VA) 6 $580,000 $96,667 $0 8.67%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $580,000 $145,000 $0 8.50%
JACKSON, MS (FHA|USDA|VA) 5 $575,000 $115,000 $0 8.10%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $570,000 $95,000 $0 8.62%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $570,000 $71,250 $0 9.14%
Centralia, WA (FHA|USDA|VA) 4 $550,000 $137,500 $0 8.73%
ASHEVILLE, NC (FHA|USDA|VA) 6 $530,000 $88,333 $0 8.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $525,000 $175,000 $0 9.43%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $525,000 $105,000 $0 8.20%
Greeneville, TN (FHA|USDA|VA) 4 $520,000 $130,000 $3,558 8.90%
Coos Bay, OR (FHA|USDA|VA) 6 $510,000 $85,000 $5,456 8.37%
VICTORIA, TX (FHA|USDA|VA) 3 $505,000 $168,333 $2,793 7.56%
VALLEJO, CA (FHA|USDA|VA) 4 $500,000 $125,000 $0 9.20%
Russellville, AR (FHA|USDA|VA) 5 $475,000 $95,000 $0 8.34%
Oak Harbor, WA (FHA|USDA|VA) 5 $475,000 $95,000 $0 8.66%
CHICO, CA (FHA|USDA|VA) 8 $460,000 $57,500 $0 9.15%
Huntsville, TX (FHA|USDA|VA) 2 $460,000 $230,000 $4,176 7.38%
CARSON CITY, NV (FHA|USDA|VA) 4 $450,000 $112,500 $0 8.55%
Athens, TX (FHA|USDA|VA) 4 $450,000 $112,500 $0 8.55%
MORGANTOWN, WV (FHA|USDA|VA) 5 $445,000 $89,000 $2,785 8.82%
GREELEY, CO (FHA|USDA|VA) 3 $445,000 $148,333 $4,785 9.00%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $440,000 $110,000 $0 8.65%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 4 $440,000 $110,000 $0 8.60%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $435,000 $145,000 $0 8.97%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $435,000 $145,000 $0 7.80%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $430,000 $71,667 $0 8.43%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $430,000 $107,500 $0 9.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $425,000 $85,000 $0 8.36%
FARMINGTON, NM (FHA|USDA|VA) 3 $425,000 $141,667 $0 8.50%
ANN ARBOR, MI (FHA|USDA|VA) 4 $420,000 $105,000 $0 8.48%
LONGVIEW, TX (FHA|USDA|VA) 4 $410,000 $102,500 $6,651 7.70%
ERIE, PA (FHA|USDA|VA) 8 $400,000 $50,000 $0 8.74%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $400,000 $100,000 $2,396 8.23%
YUBA CITY, CA (FHA|USDA|VA) 4 $400,000 $100,000 $0 8.90%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $390,000 $65,000 $0 8.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $390,000 $97,500 $3,826 7.91%
Sonora, CA (FHA|USDA|VA) 4 $390,000 $97,500 $0 8.68%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $385,000 $77,000 $0 8.06%
EAU CLAIRE, WI (FHA|USDA|VA) 5 $385,000 $77,000 $0 8.50%
KINGSTON, NY (FHA|USDA|VA) 4 $380,000 $95,000 $0 8.90%
YORK-HANOVER, PA (FHA|USDA|VA) 7 $375,000 $53,571 $0 9.29%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $375,000 $125,000 $2,967 8.73%
MIDLAND, TX (FHA|USDA|VA) 3 $375,000 $125,000 $0 8.53%
CHARLESTON, WV (FHA|USDA|VA) 3 $365,000 $121,667 $0 8.27%
DeRidder, LA (FHA|USDA|VA) 3 $365,000 $121,667 $0 8.33%
TYLER, TX (FHA|USDA|VA) 4 $360,000 $90,000 $0 8.00%
MEDFORD, OR (FHA|USDA|VA) 4 $360,000 $90,000 $0 9.00%
The Dalles, OR (FHA|USDA|VA) 4 $360,000 $90,000 $0 8.73%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $355,000 $118,333 $0 9.10%
WALLA WALLA, WA (FHA|USDA|VA) 5 $355,000 $71,000 $0 8.66%
Palestine, TX (FHA|USDA|VA) 2 $350,000 $175,000 $0 8.30%
MONTGOMERY, AL (FHA|USDA|VA) 4 $350,000 $87,500 $0 8.60%
Corning, NY (FHA|USDA|VA) 2 $350,000 $175,000 $0 7.70%
Alamogordo, NM (FHA|USDA|VA) 3 $345,000 $115,000 $0 8.57%
Elko, NV (FHA|USDA|VA) 3 $345,000 $115,000 $6,508 10.17%
CORVALLIS, OR (FHA|USDA|VA) 3 $345,000 $115,000 $0 8.73%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $335,000 $111,667 $0 9.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $330,000 $82,500 $0 9.10%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $315,000 $105,000 $0 9.53%
Aberdeen, WA (FHA|USDA|VA) 4 $310,000 $77,500 $0 8.80%
AMARILLO, TX (FHA|USDA|VA) 4 $310,000 $77,500 $3,960 8.48%
KNOXVILLE, TN (FHA|USDA|VA) 2 $310,000 $155,000 $10,763 8.60%
LEBANON, PA (FHA|USDA|VA) 4 $310,000 $77,500 $0 9.20%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $295,000 $98,333 $0 8.33%
SPARTANBURG, SC (FHA|USDA|VA) 3 $295,000 $98,333 $0 8.90%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $290,000 $145,000 $2,900 8.35%
THE VILLAGES, FL (FHA|USDA|VA) 2 $280,000 $140,000 $0 9.10%
TEXARKANA, TX-AR (FHA|USDA|VA) 4 $280,000 $70,000 $1,777 7.74%
PROVO-OREM, UT (FHA|USDA|VA) 3 $265,000 $88,333 $0 8.53%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $265,000 $88,333 $3,858 8.07%
Lewisburg, TN (FHA|USDA|VA) 1 $265,000 $265,000 $0 9.10%
ABILENE, TX (FHA|USDA|VA) 3 $265,000 $88,333 $0 8.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $260,000 $130,000 $0 8.55%
Bozeman, MT (FHA|USDA|VA) 1 $255,000 $255,000 $10,574 9.30%
Paris, TN (FHA|USDA|VA) 3 $255,000 $85,000 $0 8.50%
Troy, AL (FHA|USDA|VA) 2 $250,000 $125,000 $0 8.85%
Somerset, KY (FHA|USDA|VA) 2 $250,000 $125,000 $0 8.05%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $245,000 $81,667 $0 8.90%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $245,000 $245,000 $0 8.50%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $240,000 $120,000 $3,147 7.90%
EL PASO, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 8.10%
MOBILE, AL (FHA|USDA|VA) 3 $235,000 $78,333 $0 8.40%
Kalispell, MT (FHA|USDA|VA) 1 $235,000 $235,000 $12,750 9.30%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $235,000 $235,000 $0 8.60%
Hudson, NY (FHA|USDA|VA) 2 $230,000 $115,000 $0 8.75%
Ellensburg, WA (FHA|USDA|VA) 2 $230,000 $115,000 $0 8.75%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $225,000 $75,000 $0 8.20%
PANAMA CITY, FL (FHA|USDA|VA) 2 $220,000 $110,000 $0 7.45%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $215,000 $71,667 $0 8.27%
CHEYENNE, WY (FHA|USDA|VA) 3 $215,000 $71,667 $0 8.70%
Oneonta, NY (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.35%
Brownwood, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.50%
Glenwood Springs, CO (FHA|USDA|VA) 2 $210,000 $105,000 $3,291 7.85%
Crescent City, CA (FHA|USDA|VA) 2 $210,000 $105,000 $6,300 8.85%
Sulphur Springs, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.10%
FLORENCE, SC (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.70%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.40%
Olean, NY (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.90%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $200,000 $100,000 $2,510 8.55%
Lake City, FL (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.90%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.00%
Bartlesville, OK (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.60%
Morehead City, NC (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.55%
Ontario, OR-ID (FHA|USDA|VA) 2 $190,000 $95,000 $3,961 8.75%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.55%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.55%
Athens, TN (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.60%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.20%
Fredericksburg, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.10%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.70%
Bonham, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 8.40%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $180,000 $90,000 $0 8.55%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.90%
Granbury, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,767 9.60%
McComb, MS (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.80%
MORRISTOWN, TN (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.90%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.50%
SANTA FE, NM (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.00%
EspaƱola, NM (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.50%
Laurel, MS (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.50%
WACO, TX (FHA|USDA|VA) 2 $170,000 $85,000 $531 7.83%
Jennings, LA (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.90%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.55%
Georgetown, SC (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.30%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.50%
Ozark, AL (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.60%
PUEBLO, CO (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.30%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 8.70%
Port Lavaca, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.05%
GLENS FALLS, NY (FHA|USDA|VA) 2 $160,000 $80,000 $0 9.50%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,772 7.63%
BOULDER, CO (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.00%
OWENSBORO, KY (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.20%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.10%
PEORIA, IL (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $155,000 $51,667 $0 8.63%
Palatka, FL (FHA|USDA|VA) 1 $155,000 $155,000 $8,403 8.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $155,000 $51,667 $0 8.93%
Amsterdam, NY (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.95%
TWIN FALLS, ID (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.85%
Klamath Falls, OR (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.45%
GETTYSBURG, PA (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.45%
Ukiah, CA (FHA|USDA|VA) 2 $150,000 $75,000 $0 9.55%
Union, SC (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.60%
New Castle, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.10%
Snyder, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.60%
JACKSON, TN (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.10%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.30%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.55%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.20%
Batavia, NY (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.65%
POCATELLO, ID (FHA|USDA|VA) 2 $140,000 $70,000 $0 9.15%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $140,000 $70,000 $4,041 8.80%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.10%
Pottsville, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.50%
Astoria, OR (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.10%
DOTHAN, AL (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.50%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.30%
Gainesville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.70%
Alice, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.60%
Centralia, IL (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.60%
Statesboro, GA (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.00%
Red Bluff, CA (FHA|USDA|VA) 3 $135,000 $45,000 $0 9.37%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.80%
HATTIESBURG, MS (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.65%
Malvern, AR (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.20%
TOLEDO, OH (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.65%
Gaffney, SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.00%
Tifton, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.70%
STAUNTON, VA (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.90%
GAINESVILLE, FL (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.60%
GRANTS PASS, OR (FHA|USDA|VA) 1 $125,000 $125,000 $6,015 9.20%
SAVANNAH, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.90%
RAPID CITY, SD (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.95%
ST. GEORGE, UT (FHA|USDA|VA) 1 $115,000 $115,000 $6,752 8.50%
McMinnville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.10%
Borger, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.40%
Hood River, OR (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.00%
Magnolia, AR (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.30%
Auburn, NY (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.80%
MISSOULA, MT (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.50%
Cadillac, MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.00%
ITHACA, NY (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.55%
MERCED, CA (FHA|USDA|VA) 2 $110,000 $55,000 $0 9.40%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.65%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.65%
Beeville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.70%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.60%
Spirit Lake, IA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.30%
Grants, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.60%
Bardstown, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.60%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.60%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.70%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $100,000 $50,000 $0 9.05%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.00%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.90%
EL CENTRO, CA (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.10%
ALBANY, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.40%
CLEVELAND, TN (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.20%
Cullowhee, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.00%
Fort Polk South, LA (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.10%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.50%
Nogales, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $4,810 9.90%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.80%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $90,000 $45,000 $0 9.90%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.30%
Fallon, NV (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.60%
Ruston, LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.20%
Helena, MT (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.30%
Richmond-Berea, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.00%
Gloversville, NY (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.70%
LOUISVILLE, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.60%
LUBBOCK, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.90%
Prineville, OR (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.30%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.50%
Portsmouth, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.50%
BECKLEY, WV (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.20%
APPLETON, WI (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.30%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.60%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.00%
FOND DU LAC, WI (FHA|USDA|VA) 2 $80,000 $40,000 $0 8.35%
Picayune, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.90%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.00%
Mount Sterling, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.60%
Tahlequah, OK (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.70%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.70%
Dumas, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.70%
Celina, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.00%
Safford, AZ (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.90%
Corsicana, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.80%
FORT COLLINS, CO (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.60%
Searcy, AR (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.80%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.30%
Rockport, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.30%
AMES, IA (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.10%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.50%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $70,000 $35,000 $0 8.70%
BURLINGTON, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.10%
Bogalusa, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.50%
ODESSA, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.60%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.60%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.20%
Moscow, ID (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.70%
LAWTON, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.20%
LAREDO, TX (FHA|USDA|VA) 2 $60,000 $30,000 $273 7.46%
Sturgis, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.30%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.30%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.30%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.90%
Marion, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.20%
Pearsall, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.10%
Clearlake, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.40%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.10%
Evanston, WY (FHA|USDA|VA) 1 $55,000 $55,000 $3,860 8.60%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.10%
Madison, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.60%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.40%
Sidney, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.60%
ELMIRA, NY (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.90%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.20%
Menomonie, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.10%
Blytheville, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.70%
Rock Springs, WY (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.10%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.70%
LIMA, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.10%
Kearney, NE (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.10%
Adrian, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.60%
Meridian, MS (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.70%
BAY CITY, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.90%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.60%
Enterprise, AL (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.70%
Credit Human Federal Credit Union's top markets include San Antonio, New Orleans, Riverside, San Jose, and Phoenix among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,953 $334,495,000 $113,273 $3,249 8.52%

    For 2024, Credit Human Federal Credit Union's most frequently originated type of loan was Conventional, with 2,953 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,625 $306,995,000 $116,950 $4,706 8.61%
    Other 115 $7,315,000 $63,609 $845 8.17%
    Home Improvement 112 $7,750,000 $69,196 $838 7.38%
    Cash Out Refi 58 $7,660,000 $132,069 $2,082 7.20%
    Refi 43 $4,775,000 $111,047 $5,480 8.33%

    For 2024, Credit Human Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 2,625 originations. The 2nd most popular reason was Other, with 115 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 2,347 $254,025,000 $108,234 $2,277 8.75%
    15 Year 171 $12,065,000 $70,556 $1,141 7.85%
    Other 167 $26,755,000 $160,210 $5,894 8.30%
    30 Year 142 $36,070,000 $254,014 $4,308 6.68%
    10 Year 74 $4,900,000 $66,216 $573 7.76%
    5 Year 52 $680,000 $13,077 $220 6.91%

    For 2024, Credit Human Federal Credit Union's most frequently cited loan duration was 20 Year, with 2,347 originations. The 2nd most popular length was 15 Year, with 171 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 262 $16,180,000 $61,756
    $1k-2k 205 $46,065,000 $224,707
    $5k+ 38 $8,540,000 $224,737
    $4k-5k 36 $4,900,000 $136,111
    $3k-4k 25 $3,095,000 $123,800
    $2k-3k 18 $2,160,000 $120,000

    Credit Human Federal Credit Union's average total fees were $4,308, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 262 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 2,312 $249,980,000 $108,123
    7-8% 377 $37,375,000 $99,138
    6-7% 249 $43,825,000 $176,004
    5-6% 15 $3,315,000 $221,000

    During 2024, Credit Human Federal Credit Union's average interest rate for loans was 6.68%, while their most frequently originated rate bucket for loans was Over 8%, with 2,312 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 1,550 $99,990,000 $64,510 $1,072 8.54%
    $100k-200k 1,115 $155,705,000 $139,646 $5,286 8.64%
    $200k-400k 263 $66,665,000 $253,479 $5,388 8.07%
    $400k-600k 23 $10,925,000 $475,000 $6,499 6.66%
    $600k-1MM 2 $1,210,000 $605,000 $5,979 6.54%

    2024 saw Credit Human Federal Credit Union place emphasis on $100,000 or less loans with 1,550 originations, totaling $99,990,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 844 $75,230,000 $89,135 $3,165 8.58%
    $75k-100k 700 $77,560,000 $110,800 $3,409 8.60%
    $100k-150k 684 $93,500,000 $136,696 $3,103 8.48%
    $50k or less 339 $22,215,000 $65,531 $2,878 8.43%
    $150k-250k 311 $50,495,000 $162,363 $3,382 8.43%
    $250k+ 68 $14,040,000 $206,471 $5,016 8.21%

    Credit Human Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 844 originations. The second most popular income band? $75k-100k, with 700 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 696 $75,720,000 $108,793 $3,421 8.46%
    30-36% 662 $71,700,000 $108,308 $3,544 8.57%
    <20% 176 $15,710,000 $89,261 $2,300 8.27%
    41% 139 $15,795,000 $113,633 $3,043 8.46%
    40% 129 $14,665,000 $113,682 $2,565 8.62%
    43% 123 $14,605,000 $118,740 $3,860 8.50%
    37% 123 $15,425,000 $125,407 $2,700 8.37%
    42% 120 $14,240,000 $118,667 $2,579 8.40%
    39% 116 $13,540,000 $116,724 $2,750 8.57%
    36% 114 $13,370,000 $117,281 $2,675 8.60%
    38% 111 $13,645,000 $122,928 $2,995 8.70%
    44% 109 $12,275,000 $112,615 $3,377 8.58%
    50-60% 78 $11,010,000 $141,154 $0 8.79%
    45% 78 $10,720,000 $137,436 $3,741 8.31%
    46% 58 $7,330,000 $126,379 $5,111 8.66%
    47% 55 $6,495,000 $118,091 $3,258 8.66%
    48% 37 $4,605,000 $124,459 $4,526 8.60%
    49% 26 $3,280,000 $126,154 $8,201 8.76%
    >60% 3 $365,000 $121,667 $0 8.56%

    Credit Human Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 696 originations. The next most common DTI ratio? 30-36%, with 662 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,309 $255,525,000 $110,665 $3,370 8.56%
    Not provided 406 $47,050,000 $115,887 $3,225 8.52%
    Black 128 $15,960,000 $124,688 $2,621 7.70%
    Asian 68 $11,030,000 $162,206 $3,208 8.66%
    American Indian 37 $4,185,000 $113,108 $2,386 8.43%
    Native Hawaiian or Islander 4 $540,000 $135,000 $8,403 8.88%
    Asian Indian 1 $205,000 $205,000 $0 8.80%

    Approval Rates

    Total approvals of all applications
    24.34%

    Credit Human Federal Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -30.04%

    Credit Human Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 477 $52,655,000 $110,388
    1000.0 10 $910,000 $91,000
    1005.0 1 $35,000 $35,000
    1005.44 1 $135,000 $135,000
    1008.0 3 $245,000 $81,667
    1011.75 1 $105,000 $105,000
    1012.5 1 $105,000 $105,000
    1016.5 1 $105,000 $105,000
    1020.0 3 $245,000 $81,667
    1022.38 1 $105,000 $105,000
    1024.21 1 $105,000 $105,000
    1026.0 1 $35,000 $35,000
    1029.0 1 $105,000 $105,000
    1029.88 1 $105,000 $105,000
    1030.0 1 $105,000 $105,000
    1032.0 2 $140,000 $70,000
    1035.0 1 $35,000 $35,000
    1040.0 3 $185,000 $61,667
    1044.0 1 $105,000 $105,000
    1045.0 3 $315,000 $105,000
    1047.0 1 $35,000 $35,000
    1050.0 7 $605,000 $86,429
    1051.5 1 $45,000 $45,000
    1053.5 1 $105,000 $105,000
    1055.0 1 $115,000 $115,000
    1056.4 1 $105,000 $105,000
    1062.6 1 $35,000 $35,000
    1063.25 1 $115,000 $115,000
    1063.35 1 $55,000 $55,000
    1069.53 1 $125,000 $125,000
    10709.4 1 $275,000 $275,000
    1075.0 1 $105,000 $105,000
    1079.0 1 $105,000 $105,000
    1079.96 1 $115,000 $115,000
    1080.0 7 $535,000 $76,429
    1089.48 1 $125,000 $125,000
    1091.0 1 $105,000 $105,000
    1092.5 1 $105,000 $105,000
    1096.0 1 $25,000 $25,000
    1097.25 1 $35,000 $35,000
    1100.0 5 $415,000 $83,000
    1102.04 1 $125,000 $125,000
    1106.15 1 $115,000 $115,000
    1107.0 1 $35,000 $35,000
    1109.5 1 $115,000 $115,000
    1111.5 1 $115,000 $115,000
    1112.0 2 $230,000 $115,000
    1116.3 1 $115,000 $115,000
    1119.2 1 $115,000 $115,000
    1124.0 1 $115,000 $115,000
    1125.0 3 $275,000 $91,667
    1134.12 1 $125,000 $125,000
    1140.0 4 $460,000 $115,000
    1150.0 4 $460,000 $115,000
    1151.96 1 $35,000 $35,000
    1152.7 1 $105,000 $105,000
    1156.0 1 $35,000 $35,000
    1161.55 1 $125,000 $125,000
    1166.75 1 $115,000 $115,000
    1169.97 1 $115,000 $115,000
    1170.0 1 $125,000 $125,000
    1170.06 1 $125,000 $125,000
    1176.2 1 $115,000 $115,000
    1180.0 2 $240,000 $120,000
    1183.11 1 $135,000 $135,000
    1185.0 2 $240,000 $120,000
    1187.5 3 $345,000 $115,000
    1187.93 1 $155,000 $155,000
    1189.05 1 $55,000 $55,000
    1190.0 2 $230,000 $115,000
    1192.0 1 $125,000 $125,000
    1192.5 1 $115,000 $115,000
    1192.63 1 $115,000 $115,000
    1200.0 2 $170,000 $85,000
    1204.0 1 $125,000 $125,000
    1208.0 1 $35,000 $35,000
    1209.0 1 $125,000 $125,000
    1210.0 1 $35,000 $35,000
    1213.96 1 $125,000 $125,000
    1214.33 1 $55,000 $55,000
    1214.55 1 $125,000 $125,000
    1215.0 1 $45,000 $45,000
    1220.0 3 $285,000 $95,000
    1221.6 1 $45,000 $45,000
    1228.0 1 $135,000 $135,000
    1233.0 1 $125,000 $125,000
    1233.8 1 $125,000 $125,000
    1234.43 1 $125,000 $125,000
    1235.0 1 $125,000 $125,000
    1239.87 1 $45,000 $45,000
    1240.0 1 $35,000 $35,000
    1244.68 1 $175,000 $175,000
    1248.3 1 $125,000 $125,000
    1251.96 1 $35,000 $35,000
    1253.97 1 $145,000 $145,000
    1257.0 1 $45,000 $45,000
    1257.97 1 $155,000 $155,000
    1260.0 1 $45,000 $45,000
    1264.21 1 $145,000 $145,000
    1269.0 1 $45,000 $45,000
    1272.0 1 $45,000 $45,000
    1275.0 3 $305,000 $101,667
    1280.0 2 $80,000 $40,000
    1282.5 3 $295,000 $98,333
    1284.61 1 $135,000 $135,000
    1290.0 3 $135,000 $45,000
    1292.1 1 $155,000 $155,000
    1298.0 1 $125,000 $125,000
    1299.0 1 $125,000 $125,000
    1300.0 3 $405,000 $135,000
    1300.51 1 $135,000 $135,000
    1305.0 1 $135,000 $135,000
    1311.0 1 $45,000 $45,000
    1314.0 1 $45,000 $45,000
    1317.0 1 $45,000 $45,000
    1319.55 1 $135,000 $135,000
    1320.0 3 $135,000 $45,000
    1320.5 1 $135,000 $135,000
    1328.0 1 $35,000 $35,000
    1329.5 1 $135,000 $135,000
    1330.0 2 $270,000 $135,000
    1331.25 1 $55,000 $55,000
    1333.99 1 $135,000 $135,000
    1334.5 1 $135,000 $135,000
    1335.0 1 $45,000 $45,000
    1336.0 1 $35,000 $35,000
    1341.0 1 $135,000 $135,000
    1347.0 1 $45,000 $45,000
    1350.0 6 $640,000 $106,667
    1352.36 1 $45,000 $45,000
    1352.55 1 $45,000 $45,000
    1360.0 5 $385,000 $77,000
    1375.0 1 $55,000 $55,000
    1377.0 1 $45,000 $45,000
    1377.54 1 $155,000 $155,000
    1380.0 6 $550,000 $91,667
    1392.61 1 $55,000 $55,000
    1394.05 1 $155,000 $155,000
    1396.5 1 $45,000 $45,000
    1400.0 8 $830,000 $103,750
    1401.77 1 $165,000 $165,000
    1407.81 1 $45,000 $45,000
    1410.0 2 $100,000 $50,000
    1410.07 1 $145,000 $145,000
    1411.71 1 $155,000 $155,000
    1420.46 1 $145,000 $145,000
    1425.0 2 $200,000 $100,000
    1430.0 1 $35,000 $35,000
    1434.6 1 $145,000 $145,000
    1435.0 1 $45,000 $45,000
    1436.0 2 $80,000 $40,000
    1436.8 1 $45,000 $45,000
    1439.0 1 $145,000 $145,000
    1440.0 6 $380,000 $63,333
    1446.51 1 $145,000 $145,000
    1448.98 1 $165,000 $165,000
    1450.0 4 $610,000 $152,500
    1456.36 1 $165,000 $165,000
    1464.49 1 $155,000 $155,000
    1470.0 1 $55,000 $55,000
    1471.5 1 $155,000 $155,000
    1472.83 1 $155,000 $155,000
    1475.98 1 $55,000 $55,000
    1480.0 1 $35,000 $35,000
    1481.73 1 $45,000 $45,000
    1482.0 1 $65,000 $65,000
    1485.0 3 $265,000 $88,333
    1487.5 1 $55,000 $55,000
    1490.0 1 $145,000 $145,000
    1490.02 1 $55,000 $55,000
    1495.0 1 $145,000 $145,000
    1498.73 1 $55,000 $55,000
    1500.0 12 $1,080,000 $90,000
    1500.19 1 $165,000 $165,000
    1501.2 1 $55,000 $55,000
    1502.17 1 $155,000 $155,000
    1504.06 1 $55,000 $55,000
    1508.0 1 $35,000 $35,000
    1510.5 1 $155,000 $155,000
    1513.35 1 $55,000 $55,000
    1520.0 5 $655,000 $131,000
    1530.0 2 $210,000 $105,000
    1536.0 1 $55,000 $55,000
    1538.25 1 $55,000 $55,000
    1538.47 1 $175,000 $175,000
    1548.33 1 $55,000 $55,000
    1548.62 1 $175,000 $175,000
    1552.0 1 $155,000 $155,000
    1560.0 2 $110,000 $55,000
    1563.8 1 $155,000 $155,000
    1567.31 1 $155,000 $155,000
    1567.5 3 $465,000 $155,000
    1570.0 1 $155,000 $155,000
    1572.44 1 $55,000 $55,000
    1575.0 1 $55,000 $55,000
    1575.31 1 $165,000 $165,000
    1577.0 1 $155,000 $155,000
    1578.0 1 $55,000 $55,000
    1581.6 1 $55,000 $55,000
    1582.76 1 $185,000 $185,000
    1587.96 1 $175,000 $175,000
    1589.5 1 $155,000 $155,000
    1590.0 3 $275,000 $91,667
    1596.0 1 $55,000 $55,000
    1598.0 1 $75,000 $75,000
    1600.0 3 $255,000 $85,000
    1606.15 1 $195,000 $195,000
    1609.18 1 $65,000 $65,000
    1614.99 1 $165,000 $165,000
    1615.0 1 $165,000 $165,000
    1615.93 1 $175,000 $175,000
    1618.0 1 $45,000 $45,000
    1620.0 3 $385,000 $128,333
    1625.0 1 $65,000 $65,000
    1632.0 2 $220,000 $110,000
    1634.29 1 $165,000 $165,000
    1637.5 1 $165,000 $165,000
    1639.11 1 $65,000 $65,000
    1640.0 1 $165,000 $165,000
    1643.88 1 $55,000 $55,000
    1647.0 1 $55,000 $55,000
    1650.0 3 $385,000 $128,333
    1650.3 1 $175,000 $175,000
    1653.0 1 $55,000 $55,000
    1659.64 1 $165,000 $165,000
    1660.0 1 $85,000 $85,000
    1661.0 1 $65,000 $65,000
    1662.45 1 $165,000 $165,000
    1662.48 1 $65,000 $65,000
    1662.5 1 $165,000 $165,000
    1674.0 1 $55,000 $55,000
    1680.0 2 $110,000 $55,000
    1681.5 1 $55,000 $55,000
    1689.04 1 $45,000 $45,000
    1690.0 1 $45,000 $45,000
    1690.95 1 $45,000 $45,000
    1695.0 1 $165,000 $165,000
    1696.2 1 $45,000 $45,000
    1697.46 1 $45,000 $45,000
    1700.0 2 $220,000 $110,000
    1700.5 1 $175,000 $175,000
    1701.0 1 $55,000 $55,000
    1705.25 1 $175,000 $175,000
    1710.0 5 $515,000 $103,000
    1716.0 1 $45,000 $45,000
    1720.0 2 $110,000 $55,000
    1721.51 1 $195,000 $195,000
    1725.0 1 $55,000 $55,000
    1728.0 1 $75,000 $75,000
    1730.64 1 $65,000 $65,000
    1732.24 1 $65,000 $65,000
    1741.4 1 $65,000 $65,000
    1750.0 3 $525,000 $175,000
    1752.3 1 $65,000 $65,000
    1752.75 1 $55,000 $55,000
    1753.05 1 $55,000 $55,000
    1755.0 1 $55,000 $55,000
    1760.0 1 $185,000 $185,000
    1762.5 1 $55,000 $55,000
    1763.67 1 $65,000 $65,000
    1764.15 1 $55,000 $55,000
    1775.79 1 $205,000 $205,000
    1778.28 1 $45,000 $45,000
    1785.0 1 $65,000 $65,000
    1785.6 1 $205,000 $205,000
    1788.0 2 $120,000 $60,000
    1789.13 1 $125,000 $125,000
    1797.0 1 $65,000 $65,000
    1799.96 1 $45,000 $45,000
    1800.0 8 $750,000 $93,750
    1805.0 1 $185,000 $185,000
    1806.0 1 $45,000 $45,000
    1810.9 1 $75,000 $75,000
    1830.0 2 $130,000 $65,000
    1833.3 1 $65,000 $65,000
    1836.0 1 $65,000 $65,000
    1840.0 1 $45,000 $45,000
    1840.62 1 $185,000 $185,000
    1841.25 1 $65,000 $65,000
    1841.37 1 $215,000 $215,000
    1842.39 1 $65,000 $65,000
    1845.0 1 $185,000 $185,000
    1849.6 1 $45,000 $45,000
    1852.5 3 $315,000 $105,000
    1854.0 1 $185,000 $185,000
    1856.0 1 $55,000 $55,000
    1860.0 2 $150,000 $75,000
    1863.0 1 $65,000 $65,000
    1870.14 1 $65,000 $65,000
    1872.0 2 $120,000 $60,000
    1880.0 2 $250,000 $125,000
    1886.93 1 $215,000 $215,000
    1890.0 2 $130,000 $65,000
    1897.75 1 $205,000 $205,000
    1900.0 2 $390,000 $195,000
    1902.6 1 $65,000 $65,000
    1909.5 1 $65,000 $65,000
    1920.0 2 $110,000 $55,000
    1921.02 1 $75,000 $75,000
    1921.16 1 $205,000 $205,000
    1925.0 1 $195,000 $195,000
    1928.5 1 $195,000 $195,000
    1931.08 1 $195,000 $195,000
    1935.0 1 $65,000 $65,000
    1939.2 1 $75,000 $75,000
    1943.0 1 $85,000 $85,000
    1944.0 1 $65,000 $65,000
    1944.44 1 $215,000 $215,000
    1947.5 2 $390,000 $195,000
    1947.96 1 $55,000 $55,000
    1949.25 1 $195,000 $195,000
    1950.0 4 $660,000 $165,000
    1959.38 1 $75,000 $75,000
    1960.0 2 $110,000 $55,000
    1964.08 1 $55,000 $55,000
    1965.0 1 $65,000 $65,000
    1966.5 1 $195,000 $195,000
    1967.68 1 $55,000 $55,000
    1969.95 1 $205,000 $205,000
    1970.7 1 $75,000 $75,000
    1972.76 1 $75,000 $75,000
    1975.0 1 $205,000 $205,000
    1977.1 1 $75,000 $75,000
    1980.0 4 $540,000 $135,000
    1984.0 1 $55,000 $55,000
    1985.5 1 $195,000 $195,000
    1990.0 1 $195,000 $195,000
    1990.16 1 $55,000 $55,000
    1990.62 1 $195,000 $195,000
    1992.0 2 $260,000 $130,000
    1995.0 2 $270,000 $135,000
    1997.21 1 $65,000 $65,000
    200.0 2 $50,000 $25,000
    2000.0 6 $650,000 $108,333
    2007.52 1 $205,000 $205,000
    2016.3 1 $75,000 $75,000
    2025.0 1 $205,000 $205,000
    2032.97 1 $205,000 $205,000
    2039.0 1 $205,000 $205,000
    2040.0 1 $75,000 $75,000
    2043.92 1 $215,000 $215,000
    2044.4 1 $55,000 $55,000
    2051.85 1 $65,000 $65,000
    2056.2 1 $75,000 $75,000
    2058.39 1 $75,000 $75,000
    2060.5 1 $85,000 $85,000
    2075.75 1 $205,000 $205,000
    2076.0 1 $55,000 $55,000
    2080.0 2 $260,000 $130,000
    2082.0 1 $75,000 $75,000
    2092.5 1 $85,000 $85,000
    2093.79 1 $235,000 $235,000
    2100.0 7 $655,000 $93,571
    2101.23 1 $75,000 $75,000
    2104.25 1 $215,000 $215,000
    2109.0 1 $75,000 $75,000
    2112.25 1 $225,000 $225,000
    2119.95 1 $215,000 $215,000
    2124.8 1 $55,000 $55,000
    2125.0 1 $85,000 $85,000
    2130.0 2 $150,000 $75,000
    2135.6 1 $95,000 $95,000
    2137.5 2 $290,000 $145,000
    2147.0 1 $55,000 $55,000
    2157.3 2 $150,000 $75,000
    2160.0 6 $860,000 $143,333
    2168.55 1 $75,000 $75,000
    2171.25 1 $75,000 $75,000
    2172.88 1 $85,000 $85,000
    2175.15 1 $215,000 $215,000
    2178.0 1 $75,000 $75,000
    2181.46 1 $95,000 $95,000
    2190.0 2 $150,000 $75,000
    2191.76 1 $65,000 $65,000
    2200.0 1 $55,000 $55,000
    2200.1 1 $85,000 $85,000
    2210.0 1 $55,000 $55,000
    2211.9 1 $55,000 $55,000
    2220.0 5 $495,000 $99,000
    2230.52 1 $95,000 $95,000
    2240.0 1 $225,000 $225,000
    2244.38 1 $95,000 $95,000
    2247.0 1 $95,000 $95,000
    2249.0 1 $115,000 $115,000
    2250.0 7 $515,000 $73,571
    2253.0 1 $85,000 $85,000
    2255.89 1 $85,000 $85,000
    2260.54 1 $115,000 $115,000
    2268.0 1 $65,000 $65,000
    2280.0 3 $535,000 $178,333
    2281.42 1 $95,000 $95,000
    2293.5 1 $75,000 $75,000
    2297.44 1 $85,000 $85,000
    2300.0 1 $235,000 $235,000
    2311.96 1 $65,000 $65,000
    2316.0 1 $75,000 $75,000
    2319.2 1 $235,000 $235,000
    2319.52 1 $65,000 $65,000
    2320.0 1 $65,000 $65,000
    2322.75 1 $85,000 $85,000
    2324.0 1 $65,000 $65,000
    2324.98 1 $95,000 $95,000
    2325.0 1 $235,000 $235,000
    2329.5 1 $85,000 $85,000
    2340.0 1 $65,000 $65,000
    2341.26 1 $95,000 $95,000
    2345.0 1 $65,000 $65,000
    2349.0 1 $85,000 $85,000
    2352.24 1 $85,000 $85,000
    2360.0 1 $245,000 $245,000
    2371.95 1 $235,000 $235,000
    2375.0 2 $300,000 $150,000
    2375.8 1 $95,000 $95,000
    2381.65 2 $390,000 $195,000
    2396.0 1 $65,000 $65,000
    2397.0 1 $85,000 $85,000
    2397.37 1 $265,000 $265,000
    2397.6 1 $85,000 $85,000
    2400.0 10 $920,000 $92,000
    2414.97 1 $85,000 $85,000
    2420.0 1 $65,000 $65,000
    2422.5 4 $340,000 $85,000
    2425.0 1 $95,000 $95,000
    2425.5 1 $85,000 $85,000
    2430.0 1 $85,000 $85,000
    2432.0 2 $310,000 $155,000
    2440.64 1 $65,000 $65,000
    2443.74 1 $95,000 $95,000
    2445.0 1 $85,000 $85,000
    2448.0 1 $85,000 $85,000
    2450.0 3 $575,000 $191,667
    2452.47 1 $65,000 $65,000
    2460.0 2 $150,000 $75,000
    2465.25 1 $85,000 $85,000
    2466.2 1 $65,000 $65,000
    2470.0 1 $65,000 $65,000
    2470.06 1 $55,000 $55,000
    2472.0 1 $85,000 $85,000
    2473.5 1 $95,000 $95,000
    2476.65 1 $245,000 $245,000
    2478.79 1 $85,000 $85,000
    2480.0 1 $65,000 $65,000
    2490.0 1 $85,000 $85,000
    2490.42 1 $75,000 $75,000
    2494.82 1 $65,000 $65,000
    2496.0 1 $65,000 $65,000
    2498.8 1 $55,000 $55,000
    250.0 1 $25,000 $25,000
    2500.0 1 $65,000 $65,000
    2508.0 1 $85,000 $85,000
    2516.4 1 $65,000 $65,000
    2519.19 1 $95,000 $95,000
    2520.0 1 $255,000 $255,000
    2535.0 1 $85,000 $85,000
    2547.0 2 $180,000 $90,000
    2549.0 1 $55,000 $55,000
    2550.0 2 $180,000 $90,000
    255.69 1 $35,000 $35,000
    2559.0 1 $105,000 $105,000
    2559.96 1 $65,000 $65,000
    2574.3 1 $265,000 $265,000
    2578.18 1 $115,000 $115,000
    2580.0 2 $150,000 $75,000
    2584.0 1 $65,000 $65,000
    2592.8 1 $75,000 $75,000
    2596.0 1 $65,000 $65,000
    2600.0 1 $75,000 $75,000
    2606.4 1 $85,000 $85,000
    2614.12 1 $115,000 $115,000
    2629.12 1 $115,000 $115,000
    2630.7 1 $75,000 $75,000
    2631.5 1 $265,000 $265,000
    2640.0 1 $95,000 $95,000
    2648.98 1 $115,000 $115,000
    2660.0 1 $65,000 $65,000
    2670.0 1 $95,000 $95,000
    2675.36 1 $275,000 $275,000
    2680.0 2 $150,000 $75,000
    2684.8 1 $75,000 $75,000
    2697.0 2 $180,000 $90,000
    2700.0 6 $570,000 $95,000
    2704.0 1 $135,000 $135,000
    2706.0 1 $95,000 $95,000
    2712.0 2 $190,000 $95,000
    2715.3 1 $105,000 $105,000
    2717.0 1 $275,000 $275,000
    2727.0 1 $115,000 $115,000
    2730.0 1 $95,000 $95,000
    2731.25 1 $105,000 $105,000
    2736.0 3 $265,000 $88,333
    2749.77 1 $105,000 $105,000
    2750.0 1 $275,000 $275,000
    2750.2 1 $75,000 $75,000
    2755.01 1 $305,000 $305,000
    2759.0 1 $125,000 $125,000
    2763.63 1 $125,000 $125,000
    2775.8 1 $75,000 $75,000
    2780.55 1 $105,000 $105,000
    2781.79 1 $125,000 $125,000
    2784.0 1 $95,000 $95,000
    2793.0 1 $95,000 $95,000
    2795.54 1 $125,000 $125,000
    2800.0 4 $930,000 $232,500
    2805.0 1 $95,000 $95,000
    2817.0 1 $105,000 $105,000
    2826.0 1 $105,000 $105,000
    2830.0 1 $115,000 $115,000
    2835.0 1 $95,000 $95,000
    2836.0 1 $75,000 $75,000
    2840.0 1 $85,000 $85,000
    2841.0 1 $75,000 $75,000
    2850.0 4 $370,000 $92,500
    2851.96 1 $85,000 $85,000
    2857.0 1 $125,000 $125,000
    2858.2 1 $65,000 $65,000
    2864.68 1 $85,000 $85,000
    2867.1 1 $105,000 $105,000
    2868.0 2 $190,000 $95,000
    2870.0 1 $75,000 $75,000
    2874.0 1 $125,000 $125,000
    2876.42 1 $155,000 $155,000
    2880.0 3 $265,000 $88,333
    2889.0 1 $95,000 $95,000
    2889.86 1 $155,000 $155,000
    2898.62 1 $325,000 $325,000
    2918.75 1 $125,000 $125,000
    2925.0 1 $95,000 $95,000
    2960.0 1 $75,000 $75,000
    2966.87 1 $105,000 $105,000
    2970.0 1 $105,000 $105,000
    2977.16 1 $125,000 $125,000
    2982.84 1 $95,000 $95,000
    2984.4 1 $75,000 $75,000
    2985.5 1 $125,000 $125,000
    2996.0 1 $75,000 $75,000
    2997.0 1 $105,000 $105,000
    2997.5 1 $105,000 $105,000
    2999.0 6 $730,000 $121,667
    300.0 3 $85,000 $28,333
    3000.0 5 $525,000 $105,000
    3003.33 1 $115,000 $115,000
    3007.65 1 $105,000 $105,000
    3008.25 1 $105,000 $105,000
    3008.28 1 $105,000 $105,000
    3017.4 1 $105,000 $105,000
    3030.0 1 $85,000 $85,000
    3036.0 3 $255,000 $85,000
    3036.08 1 $125,000 $125,000
    3036.2 1 $85,000 $85,000
    3040.0 2 $380,000 $190,000
    3043.0 1 $65,000 $65,000
    3048.0 1 $105,000 $105,000
    3060.0 1 $85,000 $85,000
    3062.5 1 $125,000 $125,000
    3063.75 2 $210,000 $105,000
    3076.0 1 $85,000 $85,000
    3081.25 1 $125,000 $125,000
    3085.98 1 $115,000 $115,000
    3090.0 1 $105,000 $105,000
    3095.0 1 $85,000 $85,000
    3096.0 1 $85,000 $85,000
    3116.0 1 $85,000 $85,000
    3117.0 1 $105,000 $105,000
    3120.0 3 $295,000 $98,333
    3127.5 1 $105,000 $105,000
    3153.88 1 $85,000 $85,000
    3156.0 1 $85,000 $85,000
    3157.6 1 $135,000 $135,000
    3161.25 1 $115,000 $115,000
    3161.6 1 $85,000 $85,000
    3165.0 1 $105,000 $105,000
    3176.0 1 $95,000 $95,000
    3180.0 1 $105,000 $105,000
    3193.25 1 $115,000 $115,000
    3193.67 1 $145,000 $145,000
    3196.0 1 $95,000 $95,000
    3199.85 1 $115,000 $115,000
    3200.0 2 $180,000 $90,000
    3206.25 1 $135,000 $135,000
    3210.0 1 $145,000 $145,000
    3216.86 1 $135,000 $135,000
    3220.5 2 $220,000 $110,000
    3222.0 1 $95,000 $95,000
    3230.0 1 $85,000 $85,000
    3239.0 1 $145,000 $145,000
    3240.0 2 $210,000 $105,000
    3243.0 1 $325,000 $325,000
    3255.76 1 $85,000 $85,000
    3272.5 1 $115,000 $115,000
    3272.7 1 $115,000 $115,000
    3277.5 1 $105,000 $105,000
    329.25 1 $35,000 $35,000
    3297.0 2 $240,000 $120,000
    3300.0 1 $115,000 $115,000
    3303.15 1 $115,000 $115,000
    3306.55 1 $155,000 $155,000
    3316.0 1 $95,000 $95,000
    3320.0 1 $85,000 $85,000
    3323.1 1 $125,000 $125,000
    332.5 1 $35,000 $35,000
    3327.0 1 $115,000 $115,000
    3336.0 1 $115,000 $115,000
    3340.0 1 $95,000 $95,000
    3348.75 1 $115,000 $115,000
    3351.0 1 $155,000 $155,000
    3357.0 1 $115,000 $115,000
    3359.55 1 $115,000 $115,000
    3360.0 3 $335,000 $111,667
    3363.0 1 $115,000 $115,000
    3363.14 1 $115,000 $115,000
    3372.82 1 $125,000 $125,000
    3375.0 3 $365,000 $121,667
    3380.0 2 $260,000 $130,000
    3390.0 1 $115,000 $115,000
    3391.0 1 $95,000 $95,000
    3398.61 1 $115,000 $115,000
    3400.0 2 $170,000 $85,000
    3426.0 1 $145,000 $145,000
    3450.0 1 $125,000 $125,000
    3456.27 1 $125,000 $125,000
    3477.0 1 $125,000 $125,000
    3479.02 1 $165,000 $165,000
    349.0 1 $35,000 $35,000
    3496.0 1 $85,000 $85,000
    350.0 1 $35,000 $35,000
    3502.65 1 $115,000 $115,000
    3505.7 1 $165,000 $165,000
    3510.0 1 $115,000 $115,000
    3520.0 3 $265,000 $88,333
    3527.0 1 $85,000 $85,000
    3536.0 1 $85,000 $85,000
    3551.8 1 $85,000 $85,000
    3555.0 1 $135,000 $135,000
    3562.5 1 $115,000 $115,000
    3566.0 1 $95,000 $95,000
    3566.7 1 $165,000 $165,000
    3567.0 1 $85,000 $85,000
    3568.0 1 $95,000 $95,000
    3581.4 1 $125,000 $125,000
    3591.0 1 $115,000 $115,000
    3593.55 1 $125,000 $125,000
    3600.0 5 $805,000 $161,000
    3601.0 1 $95,000 $95,000
    3610.94 1 $165,000 $165,000
    3613.5 1 $125,000 $125,000
    3614.98 1 $145,000 $145,000
    3627.6 1 $85,000 $85,000
    3630.0 1 $125,000 $125,000
    3644.0 1 $95,000 $95,000
    3644.88 1 $165,000 $165,000
    3645.0 1 $125,000 $125,000
    3665.27 1 $155,000 $155,000
    3675.88 1 $175,000 $175,000
    3676.5 1 $125,000 $125,000
    3690.0 1 $125,000 $125,000
    3700.0 1 $105,000 $105,000
    3705.0 2 $250,000 $125,000
    3720.0 1 $125,000 $125,000
    3726.0 1 $135,000 $135,000
    3726.6 1 $125,000 $125,000
    3735.0 1 $125,000 $125,000
    3737.96 1 $105,000 $105,000
    3747.0 1 $125,000 $125,000
    3750.0 3 $435,000 $145,000
    3753.24 1 $175,000 $175,000
    3769.0 1 $175,000 $175,000
    3792.0 1 $185,000 $185,000
    380.0 1 $35,000 $35,000
    3800.0 1 $95,000 $95,000
    3806.64 1 $95,000 $95,000
    381.23 1 $35,000 $35,000
    3825.0 1 $135,000 $135,000
    3840.0 1 $135,000 $135,000
    3847.5 1 $135,000 $135,000
    3853.0 1 $185,000 $185,000
    3870.0 1 $385,000 $385,000
    3885.0 1 $135,000 $135,000
    3897.0 1 $135,000 $135,000
    3900.0 3 $465,000 $155,000
    3904.5 1 $135,000 $135,000
    3906.15 1 $135,000 $135,000
    3915.0 1 $135,000 $135,000
    3918.0 1 $105,000 $105,000
    3937.5 1 $115,000 $115,000
    3939.16 1 $115,000 $115,000
    3940.35 1 $145,000 $145,000
    3956.4 1 $105,000 $105,000
    3960.0 1 $95,000 $95,000
    3961.5 1 $135,000 $135,000
    3967.5 1 $395,000 $395,000
    3968.0 1 $95,000 $95,000
    3975.0 1 $135,000 $135,000
    3987.15 1 $135,000 $135,000
    3990.0 2 $250,000 $125,000
    3999.0 14 $1,900,000 $135,714
    400.0 5 $225,000 $45,000
    4001.12 1 $95,000 $95,000
    4004.25 1 $135,000 $135,000
    4018.5 1 $135,000 $135,000
    4020.0 1 $205,000 $205,000
    4032.0 2 $280,000 $140,000
    4032.92 1 $205,000 $205,000
    4033.08 1 $95,000 $95,000
    4058.67 1 $95,000 $95,000
    408.86 1 $45,000 $45,000
    4104.0 1 $135,000 $135,000
    4125.0 1 $135,000 $135,000
    4140.0 2 $210,000 $105,000
    4149.6 1 $135,000 $135,000
    4150.56 1 $195,000 $195,000
    4150.72 1 $115,000 $115,000
    4159.84 1 $105,000 $105,000
    416.0 1 $45,000 $45,000
    4176.03 1 $105,000 $105,000
    4180.0 1 $105,000 $105,000
    4185.0 2 $290,000 $145,000
    4188.8 1 $105,000 $105,000
    4196.0 1 $115,000 $115,000
    420.0 1 $45,000 $45,000
    4200.0 1 $105,000 $105,000
    4207.6 1 $195,000 $195,000
    4236.05 1 $125,000 $125,000
    4236.88 1 $95,000 $95,000
    4251.16 1 $125,000 $125,000
    4269.4 1 $125,000 $125,000
    4289.46 1 $105,000 $105,000
    4304.62 1 $175,000 $175,000
    4309.5 1 $145,000 $145,000
    4317.6 1 $155,000 $155,000
    432.0 1 $45,000 $45,000
    4320.0 1 $145,000 $145,000
    4320.98 1 $175,000 $175,000
    4350.0 1 $155,000 $155,000
    4369.12 1 $205,000 $205,000
    4377.0 1 $105,000 $105,000
    4399.8 1 $115,000 $115,000
    440.0 1 $45,000 $45,000
    4400.0 1 $115,000 $115,000
    4402.2 1 $105,000 $105,000
    4404.0 1 $125,000 $125,000
    4408.44 1 $155,000 $155,000
    441.0 1 $45,000 $45,000
    4410.0 1 $155,000 $155,000
    4455.0 1 $235,000 $235,000
    4460.0 1 $155,000 $155,000
    4470.0 1 $155,000 $155,000
    4474.8 1 $115,000 $115,000
    448.0 1 $45,000 $45,000
    4499.0 13 $1,945,000 $149,615
    450.0 7 $315,000 $45,000
    4500.0 1 $155,000 $155,000
    4509.92 1 $215,000 $215,000
    4532.8 1 $115,000 $115,000
    453.5 1 $55,000 $55,000
    4549.4 1 $125,000 $125,000
    4568.55 1 $135,000 $135,000
    4590.0 2 $310,000 $155,000
    4600.0 2 $250,000 $125,000
    4620.0 1 $115,000 $115,000
    4636.0 2 $250,000 $125,000
    4650.0 1 $115,000 $115,000
    4654.8 1 $155,000 $155,000
    4675.98 1 $215,000 $215,000
    4680.0 1 $125,000 $125,000
    4683.0 1 $165,000 $165,000
    4702.5 1 $155,000 $155,000
    4752.0 1 $135,000 $135,000
    480.0 2 $70,000 $35,000
    4800.0 1 $135,000 $135,000
    485.0 1 $45,000 $45,000
    4852.33 1 $155,000 $155,000
    4857.3 1 $165,000 $165,000
    4879.35 1 $135,000 $135,000
    4900.0 1 $225,000 $225,000
    4928.0 1 $125,000 $125,000
    4950.0 1 $165,000 $165,000
    4960.0 2 $250,000 $125,000
    4966.28 1 $115,000 $115,000
    498.0 1 $55,000 $55,000
    4980.2 1 $235,000 $235,000
    499.0 456 $49,290,000 $108,092
    500.0 3 $165,000 $55,000
    5000.0 2 $340,000 $170,000
    500.01 1 $55,000 $55,000
    5044.0 1 $135,000 $135,000
    5055.0 2 $240,000 $120,000
    510.0 1 $55,000 $55,000
    5100.0 1 $175,000 $175,000
    5120.0 1 $125,000 $125,000
    5130.0 2 $390,000 $195,000
    515.0 1 $55,000 $55,000
    5151.0 1 $175,000 $175,000
    517.75 1 $55,000 $55,000
    5193.18 1 $135,000 $135,000
    521.15 1 $55,000 $55,000
    521.55 1 $55,000 $55,000
    5223.2 1 $125,000 $125,000
    5224.0 1 $135,000 $135,000
    522.5 1 $55,000 $55,000
    5244.0 1 $265,000 $265,000
    5250.0 1 $175,000 $175,000
    5263.5 1 $185,000 $185,000
    5280.0 1 $135,000 $135,000
    5329.5 1 $175,000 $175,000
    5377.5 1 $175,000 $175,000
    540.0 1 $55,000 $55,000
    5408.0 1 $135,000 $135,000
    541.5 1 $55,000 $55,000
    541.77 1 $15,000 $15,000
    543.31 1 $75,000 $75,000
    5437.8 1 $185,000 $185,000
    5475.0 1 $185,000 $185,000
    5480.0 1 $135,000 $135,000
    549.0 1 $55,000 $55,000
    549.5 1 $55,000 $55,000
    550.0 1 $55,000 $55,000
    5515.0 1 $155,000 $155,000
    552.0 1 $55,000 $55,000
    5528.2 1 $135,000 $135,000
    5550.0 1 $195,000 $195,000
    5575.0 1 $135,000 $135,000
    560.0 1 $55,000 $55,000
    5637.0 1 $225,000 $225,000
    5668.65 1 $185,000 $185,000
    5671.8 1 $135,000 $135,000
    5683.44 1 $145,000 $145,000
    570.0 3 $165,000 $55,000
    5700.0 3 $535,000 $178,333
    5734.98 1 $265,000 $265,000
    574.0 1 $55,000 $55,000
    575.0 1 $55,000 $55,000
    575.95 1 $65,000 $65,000
    577.95 1 $25,000 $25,000
    580.0 1 $65,000 $65,000
    584.25 1 $55,000 $55,000
    5888.0 1 $145,000 $145,000
    589.0 1 $55,000 $55,000
    5900.0 2 $380,000 $190,000
    5904.0 1 $145,000 $145,000
    5912.86 1 $225,000 $225,000
    5928.0 1 $195,000 $195,000
    5967.0 1 $205,000 $205,000
    5983.07 1 $155,000 $155,000
    598.5 1 $55,000 $55,000
    599.25 1 $65,000 $65,000
    600.0 9 $465,000 $51,667
    6000.0 2 $460,000 $230,000
    6036.0 1 $205,000 $205,000
    6058.8 1 $145,000 $145,000
    6114.04 1 $145,000 $145,000
    6120.0 1 $215,000 $215,000
    612.85 1 $65,000 $65,000
    6138.0 1 $225,000 $225,000
    6168.0 1 $215,000 $215,000
    6223.0 1 $155,000 $155,000
    625.18 1 $75,000 $75,000
    630.0 2 $100,000 $50,000
    632.0 1 $65,000 $65,000
    633.55 1 $75,000 $75,000
    6360.0 1 $155,000 $155,000
    637.5 1 $65,000 $65,000
    639.0 1 $65,000 $65,000
    639.2 1 $65,000 $65,000
    640.0 1 $65,000 $65,000
    6400.0 1 $165,000 $165,000
    641.5 1 $75,000 $75,000
    6419.73 1 $225,000 $225,000
    643.5 1 $65,000 $65,000
    644.03 1 $75,000 $75,000
    645.0 1 $65,000 $65,000
    645.37 1 $65,000 $65,000
    648.0 1 $65,000 $65,000
    649.03 1 $75,000 $75,000
    650.0 5 $335,000 $67,000
    655.27 1 $85,000 $85,000
    656.41 1 $65,000 $65,000
    657.29 1 $65,000 $65,000
    660.0 1 $65,000 $65,000
    664.0 1 $65,000 $65,000
    664.05 1 $65,000 $65,000
    665.0 1 $65,000 $65,000
    670.0 2 $140,000 $70,000
    6720.0 1 $235,000 $235,000
    674.5 1 $65,000 $65,000
    680.0 2 $130,000 $65,000
    6805.48 1 $165,000 $165,000
    6831.6 1 $175,000 $175,000
    684.0 2 $130,000 $65,000
    6840.0 1 $235,000 $235,000
    685.0 1 $75,000 $75,000
    6878.0 1 $175,000 $175,000
    690.0 1 $25,000 $25,000
    6979.0 1 $165,000 $165,000
    700.0 6 $450,000 $75,000
    7029.0 1 $245,000 $245,000
    705.0 2 $50,000 $25,000
    7050.0 1 $245,000 $245,000
    7099.0 1 $185,000 $185,000
    710.0 1 $75,000 $75,000
    7100.0 1 $175,000 $175,000
    712.5 2 $100,000 $50,000
    717.6 1 $25,000 $25,000
    720.0 3 $115,000 $38,333
    7200.0 1 $245,000 $245,000
    722.45 1 $95,000 $95,000
    7267.5 1 $245,000 $245,000
    729.2 1 $75,000 $75,000
    730.0 1 $75,000 $75,000
    736.25 4 $300,000 $75,000
    740.0 1 $75,000 $75,000
    744.51 1 $85,000 $85,000
    749.0 1 $75,000 $75,000
    749.62 1 $75,000 $75,000
    750.0 12 $540,000 $45,000
    750.5 2 $150,000 $75,000
    753.16 1 $85,000 $85,000
    7554.16 1 $195,000 $195,000
    759.05 1 $75,000 $75,000
    760.0 4 $300,000 $75,000
    7615.0 1 $185,000 $185,000
    763.63 1 $95,000 $95,000
    764.66 1 $95,000 $95,000
    7668.0 1 $395,000 $395,000
    779.0 1 $75,000 $75,000
    780.0 1 $25,000 $25,000
    783.0 1 $25,000 $25,000
    784.84 1 $75,000 $75,000
    791.0 1 $75,000 $75,000
    7920.0 1 $265,000 $265,000
    798.0 1 $75,000 $75,000
    799.8 1 $75,000 $75,000
    799.99 1 $75,000 $75,000
    800.0 3 $195,000 $65,000
    8007.35 1 $195,000 $195,000
    8047.84 1 $205,000 $205,000
    806.09 1 $85,000 $85,000
    806.55 2 $170,000 $85,000
    807.49 1 $85,000 $85,000
    807.5 3 $255,000 $85,000
    816.11 1 $95,000 $95,000
    817.0 1 $85,000 $85,000
    825.0 1 $85,000 $85,000
    826.65 1 $85,000 $85,000
    8350.12 1 $215,000 $215,000
    840.0 2 $110,000 $55,000
    845.0 1 $85,000 $85,000
    845.5 2 $170,000 $85,000
    8485.0 1 $185,000 $185,000
    849.95 1 $85,000 $85,000
    850.0 3 $255,000 $85,000
    855.0 1 $85,000 $85,000
    860.0 1 $95,000 $95,000
    864.5 1 $85,000 $85,000
    869.0 1 $95,000 $95,000
    871.26 1 $95,000 $95,000
    875.0 2 $170,000 $85,000
    879.2 1 $85,000 $85,000
    880.0 1 $85,000 $85,000
    888.0 1 $35,000 $35,000
    8890.76 1 $225,000 $225,000
    891.0 1 $85,000 $85,000
    891.2 1 $95,000 $95,000
    900.0 9 $735,000 $81,667
    902.5 1 $95,000 $95,000
    909.96 1 $95,000 $95,000
    910.0 1 $95,000 $95,000
    913.25 1 $95,000 $95,000
    917.82 1 $35,000 $35,000
    920.0 1 $95,000 $95,000
    921.5 1 $95,000 $95,000
    925.0 1 $95,000 $95,000
    930.0 1 $95,000 $95,000
    930.79 1 $35,000 $35,000
    934.16 1 $95,000 $95,000
    935.75 1 $95,000 $95,000
    937.5 1 $95,000 $95,000
    938.1 1 $95,000 $95,000
    938.53 1 $95,000 $95,000
    940.0 2 $190,000 $95,000
    940.5 1 $35,000 $35,000
    941.85 1 $95,000 $95,000
    944.0 1 $95,000 $95,000
    945.0 1 $95,000 $95,000
    950.0 5 $405,000 $81,000
    951.3 1 $95,000 $95,000
    956.65 1 $125,000 $125,000
    957.0 1 $35,000 $35,000
    959.5 2 $190,000 $95,000
    960.0 1 $95,000 $95,000
    967.08 1 $115,000 $115,000
    968.0 1 $25,000 $25,000
    969.0 1 $35,000 $35,000
    972.0 1 $95,000 $95,000
    978.5 1 $95,000 $95,000
    981.0 1 $95,000 $95,000
    984.0 1 $35,000 $35,000
    987.0 1 $95,000 $95,000
    988.0 2 $140,000 $70,000
    990.0 2 $140,000 $70,000
    995.0 1 $105,000 $105,000
    996.0 1 $25,000 $25,000
    997.5 2 $70,000 $35,000
    999.0 37 $2,705,000 $73,108
    999.66 1 $105,000 $105,000
    NA 584 $80,940,000 $138,596

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,953 $334,495,000 $113,273

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 242 $16,750,000 $69,215 $1,433 8.26%
    40-60% 308 $28,930,000 $93,929 $3,270 8.56%
    60-80% 672 $78,970,000 $117,515 $5,394 8.59%
    80-100% 1,560 $203,460,000 $130,423 $5,229 8.62%
    Over 100% 1 $95,000 $95,000 $0 7.60%
    Under 20% 170 $6,290,000 $37,000 $540 7.58%