Zions Bancorporation N.a. Mortgage Rates, Fees & Info

Salt Lake City, UT

LEI: 8WH0EE09O9V05QJZ3V89

Tax ID: 87-0189025

5 stars - out of 5 stars, based on 136 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Zions Bancorporation N.a. is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Zions Bancorporation N.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Los Angeles, Las Vegas, Denver, and Salt Lake City among others. We have data for 155 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Zions Bancorporation N.a. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Zions Bancorporation N.a. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.61% 11/27/22
    30 Year Conventional Purchase 6.58% 11/27/22
    30 Year Conventional Refi 6.62% 11/27/22
    30 Year Cash-out Refi 6.74% 11/27/22
    30 Year FHA Purchase 7.50% 11/27/22
    30 Year FHA Refi 7.11% 11/27/22
    30 Year VA Purchase 6.50% 11/27/22
    30 Year VA Refi 6.23% 11/27/22
    30 Year USDA Purchase 6.65% 11/27/22
    30 Year USDA Refi 6.78% 11/27/22
    15 Year Conventional Purchase 5.97% 11/27/22
    15 Year Conventional Refi 6.04% 11/27/22
    15 Year Cash-out Refi 6.04% 11/27/22
    15 Year FHA Refi 7.18% 11/27/22
    15 Year VA Purchase 5.90% 11/27/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    18,389

    Origination Dollar Volume (All Markets)

    $7,311,285,000

    Employee count

    10,007 Show all (77) awards

    Relative Rate

    Zions Bancorporation N.a.'s average 30 year fixed mortgage rate was 2.11%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -1.04%.

    Relative Fees (Closing Costs)

    Zions Bancorporation N.a.'s average total fees/closing costs for a 30 year fixed rate mortgage were $4,110.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,062 $824,120,000 $399,670 $6,838 2.27%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 959 $693,615,000 $723,269 $4,247 2.44%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,666 $561,880,000 $337,263 $3,784 2.23%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,468 $509,530,000 $347,091 $3,855 2.22%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1,268 $485,990,000 $383,273 $3,436 1.91%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,121 $380,965,000 $339,844 $4,582 2.03%
    Heber, UT (FHA|USDA|VA) 431 $318,495,000 $738,968 $5,852 2.16%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 506 $311,690,000 $615,988 $4,296 2.38%
    ST. GEORGE, UT (FHA|USDA|VA) 579 $257,395,000 $444,551 $4,639 2.14%
    PROVO-OREM, UT (FHA|USDA|VA) 651 $256,595,000 $394,155 $4,038 1.80%
    Outside of Metro Areas 707 $197,815,000 $279,795 $4,701 2.25%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 544 $192,660,000 $354,154 $4,521 2.01%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 328 $183,970,000 $560,884 $4,748 2.37%
    TUCSON, AZ (FHA|USDA|VA) 371 $164,295,000 $442,844 $4,954 2.29%
    BOISE CITY, ID (FHA|USDA|VA) 450 $134,100,000 $298,000 $4,548 1.95%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 441 $131,025,000 $297,109 $7,687 2.02%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 140 $107,590,000 $768,500 $4,217 2.20%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 231 $88,345,000 $382,446 $4,012 2.49%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 140 $82,090,000 $586,357 $8,498 2.37%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 208 $81,400,000 $391,346 $6,730 2.61%
    BOULDER, CO (FHA|USDA|VA) 240 $80,010,000 $333,375 $4,391 2.21%
    Jackson, WY-ID (FHA|USDA|VA) 82 $69,900,000 $852,439 $6,558 2.74%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 252 $69,600,000 $276,190 $4,343 2.05%
    LOGAN, UT-ID (FHA|USDA|VA) 264 $64,930,000 $245,947 $3,618 1.99%
    RENO, NV (FHA|USDA|VA) 199 $58,305,000 $292,990 $3,495 2.07%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 233 $50,535,000 $216,888 $3,876 2.27%
    FLAGSTAFF, AZ (FHA|USDA|VA) 153 $47,365,000 $309,575 $5,306 1.89%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 52 $44,600,000 $857,692 $4,147 2.90%
    Hailey, ID (FHA|USDA|VA) 67 $40,915,000 $610,672 $6,167 1.96%
    IDAHO FALLS, ID (FHA|USDA|VA) 138 $39,900,000 $289,130 $4,647 1.98%
    FRESNO, CA (FHA|USDA|VA) 68 $39,000,000 $573,529 $3,572 2.63%
    Show Low, AZ (FHA|USDA|VA) 129 $31,495,000 $244,147 $5,215 2.37%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 145 $30,025,000 $207,069 $4,001 2.36%
    Glenwood Springs, CO (FHA|USDA|VA) 82 $29,140,000 $355,366 $4,434 2.62%
    Moscow, ID (FHA|USDA|VA) 100 $27,910,000 $279,100 $3,866 2.59%
    Steamboat Springs, CO (FHA|USDA|VA) 76 $27,580,000 $362,895 $4,175 2.11%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 7 $27,335,000 $3,905,000 $4,235 3.21%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $27,325,000 $9,108,333 $3,456 2.68%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 76 $24,980,000 $328,684 $3,524 2.42%
    Durango, CO (FHA|USDA|VA) 64 $21,220,000 $331,563 $6,024 2.00%
    Vernal, UT (FHA|USDA|VA) 94 $20,720,000 $220,426 $3,753 2.10%
    Cedar City, UT (FHA|USDA|VA) 67 $18,975,000 $283,209 $3,560 2.16%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 37 $17,885,000 $483,378 $3,492 2.17%
    POCATELLO, ID (FHA|USDA|VA) 69 $17,645,000 $255,725 $4,304 1.84%
    Payson, AZ (FHA|USDA|VA) 59 $16,965,000 $287,542 $4,520 1.97%
    YUMA, AZ (FHA|USDA|VA) 124 $16,740,000 $135,000 $3,007 1.99%
    GRAND JUNCTION, CO (FHA|USDA|VA) 64 $16,550,000 $258,594 $3,140 1.97%
    Breckenridge, CO (FHA|USDA|VA) 25 $16,175,000 $647,000 $6,580 2.39%
    PUEBLO, CO (FHA|USDA|VA) 77 $16,055,000 $208,506 $1,923 2.60%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 50 $15,820,000 $316,400 $3,343 2.23%
    Edwards, CO (FHA|USDA|VA) 23 $15,595,000 $678,043 $6,844 2.70%
    Rexburg, ID (FHA|USDA|VA) 45 $15,545,000 $345,444 $7,376 2.45%
    FORT COLLINS, CO (FHA|USDA|VA) 63 $15,505,000 $246,111 $3,581 2.23%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $14,325,000 $1,101,923 $5,417 2.43%
    Pahrump, NV (FHA|USDA|VA) 84 $13,670,000 $162,738 $3,701 2.58%
    GREELEY, CO (FHA|USDA|VA) 51 $13,295,000 $260,686 $3,650 2.23%
    LEWISTON, ID-WA (FHA|USDA|VA) 51 $11,165,000 $218,922 $4,229 2.58%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $10,455,000 $10,455,000 $28,410 2.75%
    VISALIA, CA (FHA|USDA|VA) 4 $10,100,000 $2,525,000 $1,066 2.66%
    Blackfoot, ID (FHA|USDA|VA) 43 $9,975,000 $231,977 $4,785 1.90%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $8,865,000 $1,773,000 $4,341 3.58%
    SALINAS, CA (FHA|USDA|VA) 5 $7,965,000 $1,593,000 $3,948 2.54%
    Outside of Metro Areas 11 $7,925,000 $720,455 $9,479 2.68%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 16 $7,030,000 $439,375 $5,388 2.76%
    Elko, NV (FHA|USDA|VA) 44 $6,870,000 $156,136 $3,292 2.45%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 52 $6,630,000 $127,500 $2,717 2.03%
    CARSON CITY, NV (FHA|USDA|VA) 27 $6,375,000 $236,111 $4,242 2.20%
    TWIN FALLS, ID (FHA|USDA|VA) 29 $6,245,000 $215,345 $4,862 1.78%
    Burley, ID (FHA|USDA|VA) 30 $6,090,000 $203,000 $5,933 1.97%
    Fernley, NV (FHA|USDA|VA) 37 $6,075,000 $164,189 $2,933 2.56%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 8 $6,040,000 $755,000 $2,702 3.11%
    FARMINGTON, NM (FHA|USDA|VA) 33 $5,595,000 $169,545 $2,230 2.24%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 10 $5,540,000 $554,000 $7,205 2.15%
    Pullman, WA (FHA|USDA|VA) 18 $5,470,000 $303,889 $3,285 2.81%
    Ontario, OR-ID (FHA|USDA|VA) 33 $5,075,000 $153,788 $3,612 1.82%
    Kalispell, MT (FHA|USDA|VA) 2 $4,620,000 $2,310,000 $9,660 2.56%
    Montrose, CO (FHA|USDA|VA) 17 $4,125,000 $242,647 $4,082 2.33%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $4,060,000 $676,667 $8,944 2.96%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $3,620,000 $362,000 $4,152 3.05%
    Nogales, AZ (FHA|USDA|VA) 19 $3,515,000 $185,000 $3,926 1.86%
    Safford, AZ (FHA|USDA|VA) 17 $3,225,000 $189,706 $3,323 1.95%
    Huntsville, TX (FHA|USDA|VA) 6 $3,200,000 $533,333 $8,511 2.60%
    NAPA, CA (FHA|USDA|VA) 4 $3,010,000 $752,500 $3,864 2.98%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $2,945,000 $2,945,000 $0 0.90%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $2,855,000 $571,000 $2,757 2.55%
    URBAN HONOLULU, HI (FHA|USDA|VA) 3 $2,315,000 $771,667 $0 2.90%
    VALLEJO, CA (FHA|USDA|VA) 7 $2,315,000 $330,714 $4,402 1.69%
    Price, UT (FHA|USDA|VA) 17 $2,305,000 $135,588 $2,719 2.60%
    Fallon, NV (FHA|USDA|VA) 11 $2,265,000 $205,909 $3,177 2.28%
    BAKERSFIELD, CA (FHA|USDA|VA) 12 $2,130,000 $177,500 $4,895 3.10%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 11 $2,065,000 $187,727 $6,157 1.92%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $2,050,000 $341,667 $3,365 2.19%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $2,030,000 $338,333 $6,457 2.54%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $2,005,000 $2,005,000 $0 1.99%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,975,000 $395,000 $6,369 2.51%
    Brenham, TX (FHA|USDA|VA) 3 $1,955,000 $651,667 $7,838 2.87%
    Winnemucca, NV (FHA|USDA|VA) 10 $1,870,000 $187,000 $2,697 1.61%
    Gainesville, TX (FHA|USDA|VA) 1 $1,845,000 $1,845,000 $10,715 2.38%
    CaƱon City, CO (FHA|USDA|VA) 4 $1,510,000 $377,500 $4,304 2.23%
    ALBUQUERQUE, NM (FHA|USDA|VA) 7 $1,465,000 $209,286 $2,340 2.40%
    Ellensburg, WA (FHA|USDA|VA) 2 $1,440,000 $720,000 $0 3.50%
    STOCKTON, CA (FHA|USDA|VA) 6 $1,330,000 $221,667 $740 2.46%
    WENATCHEE, WA (FHA|USDA|VA) 1 $1,275,000 $1,275,000 $0 3.20%
    Fredericksburg, TX (FHA|USDA|VA) 3 $1,225,000 $408,333 $7,771 2.22%
    MADERA, CA (FHA|USDA|VA) 3 $1,205,000 $401,667 $3,304 3.58%
    Kerrville, TX (FHA|USDA|VA) 3 $1,195,000 $398,333 $10,341 2.67%
    Aberdeen, WA (FHA|USDA|VA) 2 $1,140,000 $570,000 $1,274 2.94%
    SANTA FE, NM (FHA|USDA|VA) 2 $1,050,000 $525,000 $3,592 2.44%
    Athens, TX (FHA|USDA|VA) 3 $1,035,000 $345,000 $6,631 1.77%
    Sandpoint, ID (FHA|USDA|VA) 3 $895,000 $298,333 $5,989 1.68%
    El Campo, TX (FHA|USDA|VA) 5 $895,000 $179,000 $4,996 2.87%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $855,000 $855,000 $8,081 3.00%
    Bozeman, MT (FHA|USDA|VA) 1 $815,000 $815,000 $6,408 2.38%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $795,000 $265,000 $6,581 3.00%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $755,000 $755,000 $7,808 2.63%
    Port Lavaca, TX (FHA|USDA|VA) 1 $725,000 $725,000 $8,425 2.38%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $705,000 $705,000 $4,364 3.13%
    LUBBOCK, TX (FHA|USDA|VA) 5 $685,000 $137,000 $4,375 1.82%
    Clearlake, CA (FHA|USDA|VA) 1 $625,000 $625,000 $0 0.90%
    Mountain Home, ID (FHA|USDA|VA) 3 $595,000 $198,333 $2,529 2.43%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $570,000 $285,000 $3,755 2.88%
    Shelton, WA (FHA|USDA|VA) 2 $560,000 $280,000 $3,847 2.08%
    SALEM, OR (FHA|USDA|VA) 2 $560,000 $280,000 $3,882 2.43%
    Sheridan, WY (FHA|USDA|VA) 1 $545,000 $545,000 $1,786 2.88%
    TYLER, TX (FHA|USDA|VA) 1 $535,000 $535,000 $6,375 3.63%
    Hilo, HI (FHA|USDA|VA) 1 $525,000 $525,000 $2,992 3.00%
    Ukiah, CA (FHA|USDA|VA) 1 $505,000 $505,000 $0 1.99%
    EL PASO, TX (FHA|USDA|VA) 2 $500,000 $250,000 $3,403 2.50%
    Bay City, TX (FHA|USDA|VA) 2 $500,000 $250,000 $4,741 3.63%
    CHEYENNE, WY (FHA|USDA|VA) 2 $430,000 $215,000 $1,760 2.62%
    Rockport, TX (FHA|USDA|VA) 1 $375,000 $375,000 $5,650 2.63%
    Oak Harbor, WA (FHA|USDA|VA) 1 $365,000 $365,000 $186 3.00%
    BILLINGS, MT (FHA|USDA|VA) 1 $355,000 $355,000 $3,536 2.75%
    Craig, CO (FHA|USDA|VA) 3 $345,000 $115,000 $2,318 2.26%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $345,000 $345,000 $3,174 2.38%
    Stephenville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $7,058 2.63%
    MIDLAND, TX (FHA|USDA|VA) 1 $245,000 $245,000 $5,819 2.75%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,336 2.50%
    Riverton, WY (FHA|USDA|VA) 1 $235,000 $235,000 $978 2.63%
    Susanville, CA (FHA|USDA|VA) 1 $215,000 $215,000 $4,175 3.38%
    Laramie, WY (FHA|USDA|VA) 1 $215,000 $215,000 $0 1.99%
    WACO, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 1.95%
    AMARILLO, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,189 2.75%
    Uvalde, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.99%
    Evanston, WY (FHA|USDA|VA) 1 $165,000 $165,000 $3,329 4.00%
    Gallup, NM (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.90%
    Granbury, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 0.90%
    Sulphur Springs, TX (FHA|USDA|VA) 2 $140,000 $70,000 $0 1.95%
    LONGVIEW, WA (FHA|USDA|VA) 1 $135,000 $135,000 $2,932 2.25%
    LONGVIEW, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.90%
    Nacogdoches, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 0.90%
    Fort Morgan, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 1.99%
    BEND, OR (FHA|USDA|VA) 1 $75,000 $75,000 $3,187 2.75%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.99%
    Red Bluff, CA (FHA|USDA|VA) 1 $25,000 $25,000 $0 0.90%
    Zions Bancorporation N.a.'s top markets include Houston, Los Angeles, Las Vegas, Denver, and Salt Lake City among others.

    Their top states include:
  • Utah (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Zions Bancorporation N.A. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 11,127 $2,847,825,000 $255,938 n/a 1.77%
    Conventional 7,118 $4,419,240,000 $620,854 $4,709 2.84%
    VA 89 $30,095,000 $338,146 $5,853 2.48%
    FHA 46 $11,670,000 $253,696 $7,212 2.81%
    USDA 9 $2,455,000 $272,778 $5,527 2.50%

    For 2021, Zions Bancorporation N.a.'s most frequently originated type of loan was HELOC, with 11,127 originations. Their 2nd most popular type was Conventional, with 7,118 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 5,937 $2,286,265,000 $385,088 $3,287 2.17%
    Other 4,529 $1,101,445,000 $243,198 $0 1.80%
    Home Improvement 3,138 $635,880,000 $202,639 $10,416 1.84%
    Home Purchase 3,101 $2,522,795,000 $813,542 $6,737 2.77%
    Cash Out Refi 1,684 $764,900,000 $454,216 $3,525 2.91%

    For 2021, Zions Bancorporation N.a.'s most frequently cited loan purpose was Refi, with 5,937 originations. The 2nd most popular reason was Other, with 4,529 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 15,925 $5,458,545,000 $342,766 $4,110 2.11%
    15 Year 1,069 $306,765,000 $286,964 $3,042 2.37%
    30+ year 908 $1,059,760,000 $1,167,137 $11,009 2.97%
    20 Year 242 $78,140,000 $322,893 $2,865 2.86%
    10 Year 189 $95,235,000 $503,889 $1,717 3.06%
    Other 26 $87,460,000 $3,363,846 $67 3.41%
    5 Year 23 $144,135,000 $6,266,739 $0 3.31%
    3 Year 7 $81,245,000 $11,606,429 $0 3.21%

    For 2021, Zions Bancorporation N.a.'s most frequently cited loan duration was 30 Year, with 15,925 originations. The 2nd most popular length was 15 Year, with 1,069 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,731 $2,003,205,000 $733,506
    $<1k 1,758 $686,110,000 $390,279
    $2k-3k 365 $136,575,000 $374,178
    $5k+ 339 $286,095,000 $843,938
    $3k-4k 301 $155,055,000 $515,133
    $4k-5k 189 $183,855,000 $972,778

    Zions Bancorporation N.a.'s average total fees were $4,110, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,731 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 10,186 $3,349,700,000 $328,853
    2.5-3% 4,943 $2,507,065,000 $507,195
    3-4% 2,624 $1,333,040,000 $508,018
    4-5% 567 $113,985,000 $201,032
    5-6% 46 $5,190,000 $112,826
    6-7% 19 $1,735,000 $91,316
    7-8% 3 $165,000 $55,000
    Over 8% 1 $405,000 $405,000

    During 2021, Zions Bancorporation N.a.'s average interest rate for loans was 2.11%, while their most frequently originated rate bucket for loans was <2.5%, with 10,186 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,359 $1,520,765,000 $283,778 $3,441 2.25%
    $100k-200k 4,093 $581,575,000 $142,090 $2,835 2.07%
    $100,000 or less 3,367 $200,625,000 $59,586 $2,260 1.94%
    $400k-600k 2,846 $1,359,900,000 $477,829 $4,220 2.31%
    $600k-1MM 1,412 $1,086,850,000 $769,724 $6,746 2.38%
    $1MM+ 1,312 $2,561,570,000 $1,952,416 $10,016 2.50%

    2021 saw Zions Bancorporation N.a. place emphasis on $200k-400k loans with 5,359 originations, totaling $1,520,765,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 4,116 $3,280,250,000 $796,951 $7,405 2.26%
    $150k-250k 3,862 $1,404,950,000 $363,788 $5,025 2.13%
    $100k-150k 3,634 $932,870,000 $256,706 $4,043 2.10%
    $50k-75k 2,230 $377,700,000 $169,372 $3,342 2.24%
    $75k-100k 2,126 $440,980,000 $207,422 $3,757 2.14%
    $50k or less 1,279 $149,525,000 $116,908 $2,757 2.35%

    Zions Bancorporation N.a. lent most frequently to those with incomes in the $250k+ range, with 4,116 originations. The second most popular income band? $150k-250k, with 3,862 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,129 $1,550,045,000 $375,404 $4,394 2.26%
    30-36% 3,181 $1,271,225,000 $399,631 $4,832 2.22%
    <20% 2,253 $943,355,000 $418,711 $4,634 2.22%
    50-60% 1,074 $290,160,000 $270,168 $6,912 1.80%
    42% 650 $290,700,000 $447,231 $5,303 2.30%
    41% 591 $236,285,000 $399,805 $5,445 2.23%
    40% 575 $223,255,000 $388,270 $4,647 2.28%
    37% 574 $265,260,000 $462,125 $5,680 2.22%
    39% 572 $212,690,000 $371,836 $4,790 2.27%
    38% 551 $214,375,000 $389,065 $4,956 2.38%
    36% 542 $226,520,000 $417,934 $5,311 2.16%
    44% 522 $207,980,000 $398,429 $4,989 2.23%
    43% 512 $185,990,000 $363,262 $4,549 2.09%
    45% 440 $132,450,000 $301,023 $4,239 2.09%
    47% 412 $132,980,000 $322,767 $4,444 2.08%
    48% 394 $119,420,000 $303,096 $4,430 2.08%
    46% 392 $115,640,000 $295,000 $4,568 2.09%
    49% 369 $123,645,000 $335,081 $4,659 2.19%
    >60% 19 $10,445,000 $549,737 $2,222 1.97%

    Zions Bancorporation N.a. lent most frequently to those with DTI ratios of 20-30%, with 4,129 originations. The next most common DTI ratio? 30-36%, with 3,181 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,620 $5,113,330,000 $349,749 $4,785 2.12%
    Not provided 1,792 $966,480,000 $539,330 $4,805 2.64%
    Not applicable 102 $448,940,000 $4,401,373 $0 3.48%
    Asian 671 $406,465,000 $605,760 $4,330 2.57%
    Chinese 265 $100,005,000 $377,377 $0 1.87%
    Black 288 $82,840,000 $287,639 $4,255 2.35%
    Asian Indian 158 $50,900,000 $322,152 $0 1.84%
    Vietnamese 104 $37,410,000 $359,712 $0 1.84%
    American Indian 97 $29,715,000 $306,340 $4,199 2.48%
    Korean 93 $28,605,000 $307,581 $0 2.30%
    Other Asian 43 $12,205,000 $283,837 $2,214 2.07%
    Filipino 57 $11,275,000 $197,807 $0 1.59%
    Japanese 42 $9,750,000 $232,143 $0 1.80%
    Native Hawaiian or Islander 23 $7,405,000 $321,957 $2,494 2.44%
    Other Pacific Islander 18 $3,170,000 $176,111 $0 2.15%
    Native Hawaiian 10 $1,440,000 $144,000 $0 1.49%
    Samoan 3 $955,000 $318,333 $0 1.78%
    Guamanian 3 $395,000 $131,667 $0 0.90%

    Approval Rates

    Total approvals of all applications
    74.38%

    Zions Bancorporation N.a. has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    66.46%

    Zions Bancorporation N.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 18,389 $7,311,285,000 $397,590

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    18,389 $7,311,285,000 $397,590

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 4,854 $1,316,340,000 $271,187 $3,139 1.97%
    40-60% 3,332 $1,723,010,000 $517,110 $3,944 2.27%
    60-80% 4,621 $2,960,655,000 $640,696 $5,665 2.48%
    80-100% 1,688 $865,670,000 $512,838 $5,219 2.57%
    Over 100% 6 $1,820,000 $303,333 $12,355 2.67%
    Under 20% 3,888 $443,790,000 $114,144 $2,584 1.88%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    ZIONS BANCORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 13.3%
    ZIONS BANCORPORATION Conventional home mortgage Closing on a mortgage 1 6.7%
    ZIONS BANCORPORATION Conventional home mortgage Struggling to pay mortgage 5 33.3%
    ZIONS BANCORPORATION Conventional home mortgage Trouble during payment process 2 13.3%
    ZIONS BANCORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    ZIONS BANCORPORATION FHA mortgage Closing on a mortgage 1 6.7%
    ZIONS BANCORPORATION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    ZIONS BANCORPORATION Home equity loan or line of credit (HELOC) Trouble during payment process 2 13.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Zions Bancorporation, N.A. 1150 Cornell Avenue Lovelock, NV 89419 Full Service B&M $39,816
    Zions Bancorporation, N.A. 125 North Main Street Randolph, UT 84064 Full Service B&M $39,830
    Zions Bancorporation, N.A. 155 West Main Street Salina, UT 84654 Full Service B&M $69,107
    Zions Bancorporation, N.A. 498 West Williams Avenue Fallon, NV 89406 Full Service B&M $35,906
    Zions Bancorporation, N.A. 20 East Main Street Delta, UT 84624 Full Service B&M $113,266
    Zions Bancorporation, N.A. 156 North 200 East Roosevelt, UT 84066 Full Service B&M $153,340
    Zions Bancorporation, N.A. 19 West Main Duchesne, UT 84021 Full Service B&M $47,877
    Zions Bancorporation, N.A. 901 North Main Street Eureka, NV 89316 Full Service B&M $57,063
    Zions Bancorporation, N.A. 100 Pine Street San Francisco, CA 94111 Full Service B&M $383,887
    Zions Bancorporation, N.A. 1 East Highway 89a Cottonwood, AZ 86326 Full Service B&M $109,177
    Zions Bancorporation, N.A. 1 S Main Street Salt Lake City, UT 84133 Full Service B&M $6,164,653
    Zions Bancorporation, N.A. 1 South Church Avenue, Suite 120 Tucson, AZ 85701 Full Service B&M $85,110
    Zions Bancorporation, N.A. 1 South Main Street Manti, UT 84642 Full Service B&M $58,456
    Zions Bancorporation, N.A. 1 West Liberty Street Reno, NV 89501 Full Service B&M $586,013
    Zions Bancorporation, N.A. 10 North Main Fillmore, UT 84631 Full Service B&M $36,441
    Zions Bancorporation, N.A. 10 South Main Street Ephraim, UT 84627 Full Service Retail $54,849
    Zions Bancorporation, N.A. 100 Corporate Pointe, Suite 110 Culver City, CA 90230 Full Service B&M $76,767
    Zions Bancorporation, N.A. 11035 Lavender Hill Dr, Suite 170 Las Vegas, NV 89135 Full Service B&M $63,350
    Zions Bancorporation, N.A. 11045 Fm 1960 West Houston, TX 77065 Full Service B&M $76,825
    Zions Bancorporation, N.A. 111 East Center Street Blanding, UT 84511 Full Service B&M $40,107
    Zions Bancorporation, N.A. 111 North 1st Avenue, Suite 1h Hailey, ID 83333 Full Service B&M $34,138
    Zions Bancorporation, N.A. 111 South Tejon Street Colorado Springs, CO 80903 Full Service B&M $81,413
    Zions Bancorporation, N.A. 1119 West Southern Avenue Mesa, AZ 85210 Full Service B&M $179,002
    Zions Bancorporation, N.A. 112 South Main Street Kamas, UT 84036 Full Service B&M $98,302
    Zions Bancorporation, N.A. 11213 W Airport Blvd Stafford, TX 77477 Full Service B&M $129,565
    Zions Bancorporation, N.A. 1127 Wall Street La Jolla, CA 92037 Full Service B&M $104,547
    Zions Bancorporation, N.A. 1130 South Baldwin Ave Arcadia, CA 91007 Full Service B&M $164,463
    Zions Bancorporation, N.A. 1130 West Pioneer Blvd Mesquite, NV 89027 Full Service B&M $43,083
    Zions Bancorporation, N.A. 11345 West Olympic Boulevard Los Angeles, CA 90064 Full Service B&M $239,515
    Zions Bancorporation, N.A. 11375 El Camino Real, Suite 100 San Diego, CA 92130 Full Service B&M $317,821
    Zions Bancorporation, N.A. 125 West 10600 South Sandy, UT 84070 Full Service B&M $181,154
    Zions Bancorporation, N.A. 1250 Highway 50 West Pueblo, CO 81008 Full Service B&M $71,126
    Zions Bancorporation, N.A. 1277 Treat Boulevard, Suite 120 Walnut Creek, CA 94597 Full Service B&M $130,150
    Zions Bancorporation, N.A. 1290 South Main Street Snowflake, AZ 85937 Full Service B&M $87,488
    Zions Bancorporation, N.A. 1292 West Redondo Beach Boulevard Gardena, CA 90247 Full Service B&M $119,376
    Zions Bancorporation, N.A. 130 Plymouth Avenue, North New Plymouth, ID 83655 Full Service B&M $41,874
    Zions Bancorporation, N.A. 1300 Rollingbrook Baytown, TX 77521 Full Service B&M $280,663
    Zions Bancorporation, N.A. 1301 South Highway 160 Pahrump, NV 89048 Full Service B&M $151,957
    Zions Bancorporation, N.A. 13030 State Highway 6 Santa Fe, TX 77510 Full Service B&M $37,640
    Zions Bancorporation, N.A. 1304 South Foothill Drive Salt Lake City, UT 84108 Full Service B&M $296,769
    Zions Bancorporation, N.A. 13060 Grant Road Cypress, TX 77429 Full Service Retail $71,782
    Zions Bancorporation, N.A. 1308 Lacy Drive Baytown, TX 77520 Full Service B&M $83,336
    Zions Bancorporation, N.A. 132 Main Street Tonopah, NV 89049 Full Service B&M $77,767
    Zions Bancorporation, N.A. 1432 East 3500 North Lehi, UT 84043 Full Service B&M $107,557
    Zions Bancorporation, N.A. 144 West Brigham Road, Suite C Saint George, UT 84790 Full Service B&M $101,384
    Zions Bancorporation, N.A. 1451 Solano Avenue Albany, CA 94706 Full Service B&M $133,795
    Zions Bancorporation, N.A. 1460 S Boulder Hwy Henderson, NV 89015 Full Service B&M $151,548
    Zions Bancorporation, N.A. 1470 W. Highway 89a Sedona, AZ 86336 Full Service B&M $64,052
    Zions Bancorporation, N.A. 1483 Newpark Blvd. Park City, UT 84098 Full Service B&M $460,480
    Zions Bancorporation, N.A. 149 West Main Street Rexburg, ID 83440 Full Service B&M $119,865
    Zions Bancorporation, N.A. 150 North Quince Street Escondido, CA 92025 Full Service B&M $227,837
    Zions Bancorporation, N.A. 150 South Fort Lane Layton, UT 84041 Full Service B&M $99,352
    Zions Bancorporation, N.A. 1500 Willow Creek Prescott, AZ 86301 Full Service B&M $117,075
    Zions Bancorporation, N.A. 1501 West Warm Springs Road Henderson, NV 89014 Full Service B&M $100,962
    Zions Bancorporation, N.A. 1525 College Pkwy Carson City, NV 89706 Full Service B&M $87,047
    Zions Bancorporation, N.A. 1533 North Redwood Road Saratoga Springs, UT 84045 Full Service B&M $94,425
    Zions Bancorporation, N.A. 1700 Pearl Street Boulder, CO 80302 Full Service B&M $766,688
    Zions Bancorporation, N.A. 17046 Stuebner Airline Road Spring, TX 77379 Full Service B&M $202,147
    Zions Bancorporation, N.A. 1717 West Loop South, Floor 1 Houston, TX 77027 Full Service B&M $5,236,014
    Zions Bancorporation, N.A. 17602 Southwest Fwy Sugar Land, TX 77479 Full Service B&M $958,789
    Zions Bancorporation, N.A. 1767 West Island Green Drive Meridian, ID 83646 Full Service B&M $14,051
    Zions Bancorporation, N.A. 17752 East Seventeenth Street Tustin, CA 92780 Full Service B&M $642,747
    Zions Bancorporation, N.A. 1781 West Antelope Drive Layton, UT 84041 Full Service B&M $68,283
    Zions Bancorporation, N.A. 180 North University Avenue Provo, UT 84601 Full Service B&M $403,784
    Zions Bancorporation, N.A. 1800 Arden Way Sacramento, CA 95815 Full Service B&M $117,327
    Zions Bancorporation, N.A. 1820 East White Mountain Pinetop, AZ 85935 Full Service B&M $80,515
    Zions Bancorporation, N.A. 1835 West 7800 South West Jordan, UT 84088 Full Service B&M $138,297
    Zions Bancorporation, N.A. 1855 West Wendover Boulevard West Wendover, NV 89883 Full Service Retail $26,356
    Zions Bancorporation, N.A. 1863 Blue Lakes Blvd. North Twin Falls, ID 83301 Full Service B&M $117,280
    Zions Bancorporation, N.A. 20 North Main Heber City, UT 84032 Full Service B&M $211,512
    Zions Bancorporation, N.A. 200 West 1st Street Pueblo, CO 81003 Full Service B&M $125,421
    Zions Bancorporation, N.A. 2000 East 20th Street Farmington, NM 87401 Full Service B&M $77,486
    Zions Bancorporation, N.A. 2000 Spring Cypress Road Spring, TX 77388 Full Service B&M $131,448
    Zions Bancorporation, N.A. 201 North Montezuma Street, Suite 100 Prescott, AZ 86301 Full Service B&M $213,475
    Zions Bancorporation, N.A. 2011 Ken Pratt Boulevard Longmont, CO 80501 Full Service B&M $19,717
    Zions Bancorporation, N.A. 2014 West Craig Road North Las Vegas, NV 89032 Full Service B&M $88,281
    Zions Bancorporation, N.A. 2017 N. Nellis Blvd. Las Vegas, NV 89115 Full Service B&M $61,898
    Zions Bancorporation, N.A. 20428 North 27th Avenue Phoenix, AZ 85027 Full Service B&M $127,527
    Zions Bancorporation, N.A. 20541 Stevens Creek Boulevard Cupertino, CA 95014 Full Service B&M $117,908
    Zions Bancorporation, N.A. 2079 East 9400 South Sandy, UT 84093 Full Service B&M $345,149
    Zions Bancorporation, N.A. 20800 Eva Street Montgomery, TX 77356 Full Service B&M $76,340
    Zions Bancorporation, N.A. 2105 Taylor Street Houston, TX 77007 Full Service B&M $94,388
    Zions Bancorporation, N.A. 2200 South Highland Drive Salt Lake City, UT 84106 Full Service B&M $158,078
    Zions Bancorporation, N.A. 2204 West Main League City, TX 77573 Full Service B&M $92,590
    Zions Bancorporation, N.A. 2222 South Shaver Pasadena, TX 77502 Full Service B&M $36,251
    Zions Bancorporation, N.A. 225 South Main Street Pleasant Grove, UT 84062 Full Service B&M $144,476
    Zions Bancorporation, N.A. 2250 Alpine Boulevard Alpine, CA 91901 Full Service B&M $210,479
    Zions Bancorporation, N.A. 2284 North Washington Boulevard North Ogden, UT 84414 Full Service B&M $69,068
    Zions Bancorporation, N.A. 230 East Valley Boulevard Alhambra, CA 91801 Full Service B&M $119,350
    Zions Bancorporation, N.A. 230 Las Vegas Boulevard Las Vegas, NV 89101 Full Service B&M $168,622
    Zions Bancorporation, N.A. 2302 Washington Boulevard Ogden, UT 84401 Full Service B&M $189,856
    Zions Bancorporation, N.A. 2303 West Holcombe Blvd., Suite 100 Houston, TX 77030 Full Service B&M $287,084
    Zions Bancorporation, N.A. 233 East Central Street Monticello, UT 84535 Full Service B&M $34,288
    Zions Bancorporation, N.A. 2334 Se Military Drive San Antonio, TX 78223 Full Service B&M $7,097
    Zions Bancorporation, N.A. 23593 Commerce Avenue Porter, TX 77365 Full Service B&M $67,334
    Zions Bancorporation, N.A. 2501 Palomar Airport Road Carlsbad, CA 92011 Full Service B&M $167,742
    Zions Bancorporation, N.A. 2540 East Sunnyside Road Ammon, ID 83406 Full Service B&M $172,603
    Zions Bancorporation, N.A. 2555 N Wolf Creek Drive Eden, UT 84310 Full Service Retail $49,766
    Zions Bancorporation, N.A. 2595 West Lake Houston Parkway Kingwood, TX 77339 Full Service B&M $44,340
    Zions Bancorporation, N.A. 2601 Dallas Parkway Plano, TX 75093 Full Service B&M $45,879
    Zions Bancorporation, N.A. 2638 East Route 66 Flagstaff, AZ 86004 Full Service B&M $42,582
    Zions Bancorporation, N.A. 2696 Broadway Boulder, CO 80304 Full Service B&M $54,386
    Zions Bancorporation, N.A. 2718 S Hulen St Fort Worth, TX 76109 Full Service B&M $30,833
    Zions Bancorporation, N.A. 2775 Via De La Valle Del Mar, CA 92014 Full Service B&M $169,396
    Zions Bancorporation, N.A. 279 West State Street Hurricane, UT 84737 Full Service B&M $169,300
    Zions Bancorporation, N.A. 280 Fm 306 New Braunfels, TX 78130 Full Service B&M $25,028
    Zions Bancorporation, N.A. 28200 State Highway 189, Suite K100 Lake Arrowhead, CA 92352 Full Service B&M $51,273
    Zions Bancorporation, N.A. 28201 State Hwy 249 Tomball, TX 77375 Full Service B&M $132,631
    Zions Bancorporation, N.A. 2825 North Glasford Hill Road Prescott Valley, AZ 86314 Full Service B&M $107,675
    Zions Bancorporation, N.A. 284 S Highway 165 Providence, UT 84332 Full Service B&M $122,151
    Zions Bancorporation, N.A. 2860 W. Centennial North Las Vegas, NV 89084 Full Service B&M $45,713
    Zions Bancorporation, N.A. 28801 Los Angeles Avenue Wellton, AZ 85356 Full Service B&M $59,291
    Zions Bancorporation, N.A. 29124 Valley Center Road Valley Center, CA 92082 Full Service B&M $159,190
    Zions Bancorporation, N.A. 2915 Moiuntain City Highway Elko, NV 89801 Full Service B&M $202,324
    Zions Bancorporation, N.A. 2929 North Central Avenue, Suite 120 Phoenix, AZ 85012 Full Service B&M $184,154
    Zions Bancorporation, N.A. 2940 Arizona Highway 260 Overgaard, AZ 85933 Full Service B&M $53,035
    Zions Bancorporation, N.A. 2950 West 3500 South West Valley City, UT 84119 Full Service B&M $114,933
    Zions Bancorporation, N.A. 2997 Thain Gande Lewiston, ID 83501 Full Service B&M $49,210
    Zions Bancorporation, N.A. 3 South Main Street Cedar City, UT 84720 Full Service B&M $145,001
    Zions Bancorporation, N.A. 3 West Main Street Vernal, UT 84078 Full Service B&M $147,367
    Zions Bancorporation, N.A. 300 Broadway Millbrae, CA 94030 Full Service B&M $179,274
    Zions Bancorporation, N.A. 3020 Interstate 45 Nouth Conroe, TX 77303 Full Service B&M $65,055
    Zions Bancorporation, N.A. 3020 S. Mason Road Katy, TX 77450 Full Service B&M $134,955
    Zions Bancorporation, N.A. 305 North Nellis Blvd. Ste110 Las Vegas, NV 89110 Full Service B&M $44,819
    Zions Bancorporation, N.A. 310 South Main Street Salt Lake City, UT 84101 Full Service B&M $1,490,946
    Zions Bancorporation, N.A. 310 South Main, Suite 340 Salt Lake City, UT 84101 Full Service Cyber Office $1,802,636
    Zions Bancorporation, N.A. 3100 Monticello Dallas, TX 75205 Full Service B&M $31,831
    Zions Bancorporation, N.A. 311 North Main Ketchum, ID 83340 Full Service B&M $61,707
    Zions Bancorporation, N.A. 314 West Route 66 Avenue Williams, AZ 86046 Full Service B&M $88,757
    Zions Bancorporation, N.A. 315 Avenue A Wilder, ID 83676 Full Service B&M $38,788
    Zions Bancorporation, N.A. 3150 San Carlos Trail Frazier Park, CA 93225 Full Service B&M $53,321
    Zions Bancorporation, N.A. 3166 Hwy 82, Suite 3 Sonoita, AZ 85637 Full Service B&M $45,815
    Zions Bancorporation, N.A. 31924 Crown Valley Road Acton, CA 93510 Full Service B&M $59,136
    Zions Bancorporation, N.A. 32221 Camino Capistrano San Juan Capistrano, CA 92675 Full Service B&M $52,769
    Zions Bancorporation, N.A. 32927 Fm 2978 Magnolia, TX 77354 Full Service B&M $41,758
    Zions Bancorporation, N.A. 33 South Main Street Kaysville, UT 84037 Full Service B&M $114,806
    Zions Bancorporation, N.A. 330 South Main Street Moab, UT 84532 Full Service B&M $124,097
    Zions Bancorporation, N.A. 3300 West 72nd Avenue Westminster, CO 80030 Full Service B&M $55,732
    Zions Bancorporation, N.A. 3310 South 2300 East Salt Lake City, UT 84109 Full Service Retail $121,512
    Zions Bancorporation, N.A. 3328 School Street Needville, TX 77461 Full Service B&M $64,013
    Zions Bancorporation, N.A. 3342 Bee Caves Rd West Lake Hills, TX 78746 Full Service B&M $25,735
    Zions Bancorporation, N.A. 3345 South Maryland Parkway Las Vegas, NV 89109 Full Service B&M $143,625
    Zions Bancorporation, N.A. 335 North Wilmot Road Tucson, AZ 85711 Full Service B&M $514,706
    Zions Bancorporation, N.A. 3390 W Signal Peak Dr, Ste 121 Salt Lake City, UT 84129 Full Service B&M $2,106
    Zions Bancorporation, N.A. 34 East Main Weiser, ID 83672 Full Service B&M $82,786
    Zions Bancorporation, N.A. 340 East Main Street Tremonton, UT 84337 Full Service B&M $65,745
    Zions Bancorporation, N.A. 3400 Ave H Rosenberg, TX 77471 Full Service B&M $217,936
    Zions Bancorporation, N.A. 3480 West Sahara Avenue Las Vegas, NV 89102 Full Service B&M $146,734
    Zions Bancorporation, N.A. 350 West Montezuma Avenue Cortez, CO 81321 Full Service B&M $166,766
    Zions Bancorporation, N.A. 3600 Quebec Street Denver, CO 80207 Full Service B&M $29,191
    Zions Bancorporation, N.A. 361 West Highway 24 Woodland Park, CO 80863 Full Service B&M $125,811
    Zions Bancorporation, N.A. 3628 West 13400 South Riverton, UT 84065 Full Service B&M $175,108
    Zions Bancorporation, N.A. 365 E Esplanade Drive Oxnard, CA 93036 Full Service B&M $66,136
    Zions Bancorporation, N.A. 3688 South Jones Boulevard Las Vegas, NV 89103 Full Service B&M $218,563
    Zions Bancorporation, N.A. 3715 East Overland Road, Ste 130 Meridian, ID 83642 Full Service B&M $90,559
    Zions Bancorporation, N.A. 3737 Fifth Avenue San Diego, CA 92103 Full Service B&M $252,898
    Zions Bancorporation, N.A. 3780 E. Flamingo Road Las Vegas, NV 89121 Full Service B&M $131,779
    Zions Bancorporation, N.A. 3787 Avocado Boulevard La Mesa, CA 91941 Full Service B&M $111,485
    Zions Bancorporation, N.A. 3810 Crenshaw Boulevard Los Angeles, CA 90008 Full Service B&M $57,973
    Zions Bancorporation, N.A. 3825 Stockton Hill Road Kingman, AZ 86409 Full Service B&M $168,776
    Zions Bancorporation, N.A. 3880 South 700 East Salt Lake City, UT 84106 Full Service B&M $184,316
    Zions Bancorporation, N.A. 3901 Red Bluff Road Pasadena, TX 77503 Full Service B&M $56,214
    Zions Bancorporation, N.A. 3911 Hwy 3 Dickinson, TX 77539 Full Service B&M $69,072
    Zions Bancorporation, N.A. 3913 West 9000 South West Jordan, UT 84088 Full Service B&M $94,378
    Zions Bancorporation, N.A. 39315 Fremont Boulevard Fremont, CA 94538 Full Service B&M $113,624
    Zions Bancorporation, N.A. 40 East Saint George Boulevard St. George, UT 84770 Full Service B&M $312,752
    Zions Bancorporation, N.A. 400 North Green Valley Parkway Henderson, NV 89014 Full Service B&M $158,116
    Zions Bancorporation, N.A. 400 North Sam Houston Parkway East Houston, TX 77060 Full Service B&M $180,254
    Zions Bancorporation, N.A. 400 Thomas L. Berkley Way Oakland, CA 94612 Full Service B&M $178,137
    Zions Bancorporation, N.A. 4001 East Sunset Road Henderson, NV 89014 Full Service B&M $108,938
    Zions Bancorporation, N.A. 401 East Speer Boulevard Denver, CO 80202 Full Service B&M $50,645
    Zions Bancorporation, N.A. 4021 Highway 146 Bacliff, TX 77518 Full Service B&M $93,742
    Zions Bancorporation, N.A. 4040 East Camelback Road, Suite 100 Phoenix, AZ 85018 Full Service B&M $164,429
    Zions Bancorporation, N.A. 4040 West Northern Pueblo, CO 81005 Full Service B&M $80,243
    Zions Bancorporation, N.A. 408 Sixth Street Wells, NV 89835 Full Service B&M $34,491
    Zions Bancorporation, N.A. 41 East Center Street Kanab, UT 84741 Full Service B&M $84,415
    Zions Bancorporation, N.A. 4135 West 5415 South Kearns, UT 84118 Full Service B&M $87,364
    Zions Bancorporation, N.A. 415 East Avenida Pico, Suite P San Clemente, CA 92672 Full Service B&M $120,430
    Zions Bancorporation, N.A. 4151 E 136th Avenue Thornton, CO 80602 Full Service B&M $52,262
    Zions Bancorporation, N.A. 41615 Winchester Road Temecula, CA 92590 Full Service B&M $152,142
    Zions Bancorporation, N.A. 42024 North 50th Street West Quartz Hill, CA 93536 Full Service B&M $51,371
    Zions Bancorporation, N.A. 426 5th Street Safford, AZ 85546 Full Service B&M $102,499
    Zions Bancorporation, N.A. 4267 South Carson Street Carson City, NV 89701 Full Service B&M $88,505
    Zions Bancorporation, N.A. 4305 University Avenue, Ste. 100 San Diego, CA 92105 Full Service B&M $37,297
    Zions Bancorporation, N.A. 4320 La Jolla Village Drive, Ste 100 San Diego, CA 92122 Full Service B&M $901,298
    Zions Bancorporation, N.A. 440 West Parrish Lane Centerville, UT 84014 Full Service B&M $126,728
    Zions Bancorporation, N.A. 444 Third Avenue Chula Vista, CA 91910 Full Service B&M $87,339
    Zions Bancorporation, N.A. 444 West Ocean Boulevard Long Beach, CA 90802 Full Service B&M $66,667
    Zions Bancorporation, N.A. 45 South Carbon Avenue Price, UT 84501 Full Service B&M $114,723
    Zions Bancorporation, N.A. 4500 Fairmont Parkway Pasadena, TX 77504 Full Service B&M $67,500
    Zions Bancorporation, N.A. 455 East South Temple Salt Lake City, UT 84111 Full Service B&M $136,790
    Zions Bancorporation, N.A. 4576 Research Forest Drive The Woodlands, TX 77381 Full Service B&M $407,230
    Zions Bancorporation, N.A. 462 West 800 North Orem, UT 84057 Full Service B&M $423,217
    Zions Bancorporation, N.A. 4641 South 2300 East Holladay, UT 84117 Full Service B&M $294,275
    Zions Bancorporation, N.A. 4650 Belt Line Rd. Addison, TX 75001 Full Service B&M $23,532
    Zions Bancorporation, N.A. 4753 West Daybreak Parkway South Jordan, UT 84095 Full Service B&M $58,608
    Zions Bancorporation, N.A. 481 South Highway 89 Chino Valley, AZ 86323 Full Service B&M $102,206
    Zions Bancorporation, N.A. 488 North Main Street Logan, UT 84321 Full Service B&M $228,415
    Zions Bancorporation, N.A. 4911 Fm 1960 West Houston, TX 77069 Full Service B&M $78,095
    Zions Bancorporation, N.A. 499 28 1/4 Road Grand Junction, CO 81501 Full Service B&M $29,212
    Zions Bancorporation, N.A. 5 North Main Street Bountiful, UT 84010 Full Service B&M $251,850
    Zions Bancorporation, N.A. 5 South Main Street Coalville, UT 84017 Full Service B&M $72,346
    Zions Bancorporation, N.A. 500 East Prater Way Sparks, NV 89431 Full Service B&M $124,527
    Zions Bancorporation, N.A. 500 North State College Blvd., Ste 150 Orange, CA 92868 Full Service B&M $96,426
    Zions Bancorporation, N.A. 502 Main Street Gooding, ID 83330 Full Service B&M $42,254
    Zions Bancorporation, N.A. 5050 Broadway Englewood, CO 80110 Full Service B&M $59,414
    Zions Bancorporation, N.A. 508 East Main Street Cortez, CO 81321 Full Service Retail $7,737
    Zions Bancorporation, N.A. 509 South Kimball Ave. Caldwell, ID 83605 Full Service B&M $64,384
    Zions Bancorporation, N.A. 51 North Main Street Huntington, UT 84528 Full Service B&M $15,052
    Zions Bancorporation, N.A. 515 North First Street San Jose, CA 95112 Full Service B&M $185,492
    Zions Bancorporation, N.A. 520 Capitol Mall, Suite 100 Sacramento, CA 95814 Full Service B&M $291,832
    Zions Bancorporation, N.A. 5240 North Palm Avenue Fresno, CA 93704 Full Service B&M $176,552
    Zions Bancorporation, N.A. 525 B Street, Ste 100 San Diego, CA 92101 Full Service B&M $494,244
    Zions Bancorporation, N.A. 5255 Geary Boulevard San Francisco, CA 94118 Full Service B&M $73,596
    Zions Bancorporation, N.A. 5301 Bissonnet Street Bellaire, TX 77401 Full Service B&M $63,591
    Zions Bancorporation, N.A. 534 East Hyman Aspen, CO 81611 Full Service B&M $189,185
    Zions Bancorporation, N.A. 5360 N. La Cholla Boulevard Tucson, AZ 85741 Full Service B&M $51,113
    Zions Bancorporation, N.A. 5362 Greenwood Plaza Boulevard Greenwood Village, CO 80111 Full Service B&M $57,854
    Zions Bancorporation, N.A. 538 E. 16th Street Yuma, AZ 85365 Full Service B&M $133,736
    Zions Bancorporation, N.A. 540 W. Wickenburg Way Wickenburg, AZ 85390 Full Service B&M $60,783
    Zions Bancorporation, N.A. 5408 Broadway San Antonio, TX 78209 Full Service B&M $45,938
    Zions Bancorporation, N.A. 5455 Riverside Drive Chino, CA 91710 Full Service B&M $85,385
    Zions Bancorporation, N.A. 5471 Orangethorpe Avenue La Palma, CA 90623 Full Service B&M $110,048
    Zions Bancorporation, N.A. 5482 South Redwood Road Taylorsville, UT 84123 Full Service B&M $104,478
    Zions Bancorporation, N.A. 55 West 100 North Richfield, UT 84701 Full Service B&M $130,775
    Zions Bancorporation, N.A. 550 South Hope Street, Suite 100 Los Angeles, CA 90071 Full Service B&M $1,184,544
    Zions Bancorporation, N.A. 550 W. Davis Street Dallas, TX 75208 Full Service B&M $2,171
    Zions Bancorporation, N.A. 5500 Grossmont Center Drive, Ste 408 La Mesa, CA 91942 Full Service B&M $548,488
    Zions Bancorporation, N.A. 5555 East Main Street Mesa, AZ 85205 Full Service B&M $95,605
    Zions Bancorporation, N.A. 557 North Bear Lake Boulevard Garden City, UT 84028 Full Service B&M $592
    Zions Bancorporation, N.A. 5595 South State Street Murray, UT 84107 Full Service B&M $423,372
    Zions Bancorporation, N.A. 563 West Finney Flats Road Camp Verde, AZ 86322 Full Service B&M $67,555
    Zions Bancorporation, N.A. 5635 South Harrison Blvd. South Ogden, UT 84403 Full Service B&M $117,907
    Zions Bancorporation, N.A. 568 Spring Valley Court Spring Creek, NV 89815 Full Service B&M $41,145
    Zions Bancorporation, N.A. 570 Kingwood Drive Kingwood, TX 77339 Full Service B&M $108,231
    Zions Bancorporation, N.A. 5720 South Ft. Apache Las Vegas, NV 89148 Full Service B&M $101,063
    Zions Bancorporation, N.A. 5774 South 1900 West Roy, UT 84067 Full Service B&M $67,781
    Zions Bancorporation, N.A. 58 South Lake Powell Boulevard Page, AZ 86040 Full Service B&M $132,883
    Zions Bancorporation, N.A. 5820 Highway 6 Missouri City, TX 77459 Full Service B&M $61,540
    Zions Bancorporation, N.A. 5840 W. Craig Road, Suite 140 Las Vegas, NV 89130 Full Service B&M $80,481
    Zions Bancorporation, N.A. 6001 North 24th Street Phoenix, AZ 85016 Full Service B&M $710,109
    Zions Bancorporation, N.A. 601 Union Street, Suite 3600 Seattle, WA 98101 Full Service B&M $1,257,268
    Zions Bancorporation, N.A. 606 East State Road American Fork, UT 84003 Full Service B&M $143,119
    Zions Bancorporation, N.A. 6176 North Eagle Boise, ID 83713 Full Service B&M $111,816
    Zions Bancorporation, N.A. 620 East Main Street Lehi, UT 84043 Full Service B&M $146,952
    Zions Bancorporation, N.A. 625 West 4th Street Benson, AZ 85602 Full Service B&M $79,826
    Zions Bancorporation, N.A. 6310 Lemmon Avenue, Suite 100 Dallas, TX 75209 Full Service B&M $214,864
    Zions Bancorporation, N.A. 6313 Mission Gorge Road San Diego, CA 92120 Full Service B&M $73,592
    Zions Bancorporation, N.A. 6500 Wilshire Boulevard Los Angeles, CA 90048 Full Service B&M $164,418
    Zions Bancorporation, N.A. 6505 N. Buffalo Drive Las Vegas, NV 89131 Full Service B&M $118,677
    Zions Bancorporation, N.A. 6510 S Big Cottonwood Canyon Road Holladay, UT 84121 Full Service B&M $287,189
    Zions Bancorporation, N.A. 6611 Highway 6 North Houston, TX 77084 Full Service Retail $58,376
    Zions Bancorporation, N.A. 6702 South Potomac Street Centennial, CO 80112 Full Service B&M $40,153
    Zions Bancorporation, N.A. 675 Carlsbad Village Drive Carlsbad, CA 92008 Full Service B&M $81,647
    Zions Bancorporation, N.A. 6823 W Northwest Hwy Dallas, TX 75225 Full Service B&M $100,237
    Zions Bancorporation, N.A. 685 South Main Street Smithfield, UT 84335 Full Service B&M $112,305
    Zions Bancorporation, N.A. 6901 South Pierce St Littleton, CO 80128 Full Service B&M $57,083
    Zions Bancorporation, N.A. 700 West El Camino Real Mountain View, CA 94040 Full Service B&M $125,306
    Zions Bancorporation, N.A. 7000 East Mayo Boulevard, Bldg. 7 Phoenix, AZ 85054 Full Service B&M $206,423
    Zions Bancorporation, N.A. 701 East 4th South Street Salt Lake City, UT 84102 Full Service B&M $152,022
    Zions Bancorporation, N.A. 7015 South Highland Drive Cottonwood Heights, UT 84121 Full Service Retail $177,597
    Zions Bancorporation, N.A. 7030 S. Durango Drive Las Vegas, NV 89113 Full Service B&M $114,179
    Zions Bancorporation, N.A. 7031 Fm 1960 East Humble, TX 77346 Full Service B&M $52,007
    Zions Bancorporation, N.A. 7060 North Fresno Street Fresno, CA 93720 Full Service B&M $399,611
    Zions Bancorporation, N.A. 717 South River Road Saint George, UT 84790 Full Service B&M $159,864
    Zions Bancorporation, N.A. 7201 South Land Park Drive Sacramento, CA 95831 Full Service B&M $107,415
    Zions Bancorporation, N.A. 7202 East Carefree Drive Carefree, AZ 85377 Full Service B&M $72,547
    Zions Bancorporation, N.A. 723 Rollingbrook Drive Baytown, TX 77521 Limited, Drive-thru $0
    Zions Bancorporation, N.A. 73301 Highway 111 Palm Desert, CA 92260 Full Service B&M $81,413
    Zions Bancorporation, N.A. 7375 East Doubletree Ranch Road Scottsdale, AZ 85258 Full Service B&M $278,347
    Zions Bancorporation, N.A. 7390 North Academy Boulevard Colorado Springs, CO 80920 Full Service B&M $23,194
    Zions Bancorporation, N.A. 7391 West 38th Avenue Wheat Ridge, CO 80033 Full Service B&M $58,760
    Zions Bancorporation, N.A. 747 South Grass Valley Road Winnemucca, NV 89445 Full Service B&M $64,330
    Zions Bancorporation, N.A. 748 Rancho Vista Boulevard, Suite C Palmdale, CA 93550 Full Service B&M $50,439
    Zions Bancorporation, N.A. 750 East Warm Springs Road Las Vegas, NV 89119 Full Service B&M $1,567,536
    Zions Bancorporation, N.A. 759 W 400 S Springville, UT 84663 Full Service B&M $75,518
    Zions Bancorporation, N.A. 7601 N Oracle Rd. Oro Valley, AZ 85704 Full Service B&M $63,770
    Zions Bancorporation, N.A. 7620 South Union Park Avenue Midvale, UT 84047 Full Service B&M $145,783
    Zions Bancorporation, N.A. 775 East Birch Street Brea, CA 92821 Full Service B&M $47,363
    Zions Bancorporation, N.A. 785 Southland Drive Hayward, CA 94545 Full Service B&M $85,623
    Zions Bancorporation, N.A. 787 North Redwood Road Salt Lake City, UT 84116 Full Service B&M $60,019
    Zions Bancorporation, N.A. 7930 Gulf Fwy, Ste 300 Houston, TX 77017 Full Service B&M $9,040
    Zions Bancorporation, N.A. 80 East 1st North Payson, UT 84651 Full Service B&M $111,524
    Zions Bancorporation, N.A. 800 West Main Street Suite 100 Boise, ID 83702 Full Service B&M $172,148
    Zions Bancorporation, N.A. 800 West Sam Houston Parkway North Houston, TX 77024 Full Service B&M $126
    Zions Bancorporation, N.A. 80250 Hwy 111, Space C101 Indio, CA 92201 Full Service B&M $89,299
    Zions Bancorporation, N.A. 804 South Beeline Highway Payson, AZ 85541 Full Service B&M $131,325
    Zions Bancorporation, N.A. 811 S. Dill Street East Bernard, TX 77435 Full Service B&M $37,353
    Zions Bancorporation, N.A. 815 Walker St, Suite 125 Houston, TX 77002 Full Service B&M $1,196,195
    Zions Bancorporation, N.A. 8252 Clairemont Mesa Blvd San Diego, CA 92111 Full Service B&M $64,625
    Zions Bancorporation, N.A. 8260 West Sahara Las Vegas, NV 89117 Full Service B&M $168,368
    Zions Bancorporation, N.A. 831 West Lancaster Boulevard Lancaster, CA 93534 Full Service B&M $264,848
    Zions Bancorporation, N.A. 8375 West 3500 South Magna, UT 84044 Full Service B&M $46,156
    Zions Bancorporation, N.A. 8400 West Lake Mead Boulevard Las Vegas, NV 89128 Full Service B&M $185,715
    Zions Bancorporation, N.A. 8525 Wurzbach Road San Antonio, TX 78240 Full Service B&M $77,700
    Zions Bancorporation, N.A. 860 West Cleveland Unit 2 Saint Johns, AZ 85936 Full Service B&M $96,700
    Zions Bancorporation, N.A. 865 West Telegraph Road Washington, UT 84780 Full Service B&M $104,722
    Zions Bancorporation, N.A. 8665 Cypress Waters Blvd. Irving, TX 75063 Full Service B&M $37,825
    Zions Bancorporation, N.A. 870 North Highway 89 North Salt Lake, UT 84054 Full Service B&M $165,007
    Zions Bancorporation, N.A. 890 Camino Del Rio Durango, CO 81301 Full Service B&M $34,658
    Zions Bancorporation, N.A. 899 Frostwood Drive Houston, TX 77024 Full Service B&M $83,417
    Zions Bancorporation, N.A. 90 East Center Street Panguitch, UT 84759 Full Service B&M $58,907
    Zions Bancorporation, N.A. 90 West Central Eagar, AZ 85925 Full Service B&M $88,827
    Zions Bancorporation, N.A. 902 Washington Street Montpelier, ID 83254 Full Service B&M $90,488
    Zions Bancorporation, N.A. 909 Nw 16th Street, Suite B Fruitland, ID 83619 Full Service B&M $35,339
    Zions Bancorporation, N.A. 910 West 21st South Salt Lake City, UT 84119 Full Service B&M $179,699
    Zions Bancorporation, N.A. 919 Avenue C Katy, TX 77493 Full Service B&M $63,845
    Zions Bancorporation, N.A. 921 Zion Park Boulevard Springdale, UT 84767 Full Service B&M $11,628
    Zions Bancorporation, N.A. 9415 W Flamingo Road Las Vegas, NV 89147 Full Service B&M $121,625
    Zions Bancorporation, N.A. 9590 Foothill Boulevard Rancho Cucamonga, CA 91730 Full Service B&M $96,790
    Zions Bancorporation, N.A. 975 West 1700 South Syracuse, UT 84075 Full Service B&M $63,469
    Zions Bancorporation, N.A. 978 San Marcos Boulevard San Marcos, CA 92078 Full Service B&M $143,617
    Zions Bancorporation, N.A. 98 North Main Street Brigham City, UT 84302 Full Service B&M $101,085
    Zions Bancorporation, N.A. 9878 West Camelback Road Glendale, AZ 85305 Full Service B&M $117,387
    Zions Bancorporation, N.A. 9935 South Eastern Avenue Las Vegas, NV 89183 Full Service B&M $101,720
    Zions Bancorporation, N.A. 998 North Main Tooele, UT 84074 Full Service B&M $99,965
    Zions Bancorporation, N.A. 9990 Commons Street Lone Tree, CO 80124 Full Service B&M $22,295
    Zions Bancorporation, N.A. 1024 Graves Avenue El Cajon, CA 92021 Full Service B&M $481,506
    Zions Bancorporation, N.A. 1041 North Lake Havasu Avenue Lake Havasu City, AZ 86403 Full Service B&M $68,809
    Zions Bancorporation, N.A. 105 South Main Street Moscow, ID 83843 Full Service B&M $65,162
    Zions Bancorporation, N.A. 1060 Bay Area Blvd. Houston, TX 77058 Full Service B&M $48,248
    Zions Bancorporation, N.A. 1060 North University Avenue Provo, UT 84604 Full Service B&M $138,103
    Zions Bancorporation, N.A. 10605 Scripps Poway Pkwy, Ste A San Diego, CA 92131 Full Service B&M $105,426
    Zions Bancorporation, N.A. 10610 Southern Highlands Parkway Las Vegas, NV 89141 Full Service B&M $110,615
    Zions Bancorporation, N.A. 1075 Augusta Houston, TX 77057 Full Service B&M $143,088
    Zions Bancorporation, N.A. 10811 Louetta Rd Houston, TX 77070 Full Service B&M $82,269
    Zions Bancorporation, N.A. 10900 North East 4th Street, Ste 2250 Bellevue, WA 98004 Full Service B&M $149,202
    Zions Bancorporation, N.A. 110 East Main Castle Dale, UT 84513 Full Service B&M $58,155
    Zions Bancorporation, N.A. 1100 Snow Creek Drive Park City, UT 84060 Full Service B&M $289,044
    Zions Bancorporation, N.A. 11031 East 40th Street Yuma, AZ 85367 Full Service B&M $68,351
    Zions Bancorporation, N.A. 11590 South Eastern Avenue Henderson, NV 89052 Full Service B&M $107,636
    Zions Bancorporation, N.A. 1163 S Naco Hwy Bisbee, AZ 85603 Full Service B&M $38,434
    Zions Bancorporation, N.A. 120 East Main Street Santaquin, UT 84655 Full Service B&M $87,740
    Zions Bancorporation, N.A. 1200 South Diamond Bar Boulevard Diamond Bar, CA 91765 Full Service B&M $99,240
    Zions Bancorporation, N.A. 1200 South Townsend Montrose, CO 81401 Full Service B&M $30,441
    Zions Bancorporation, N.A. 1201 Escalante Drive Durango, CO 81303 Full Service B&M $58,806
    Zions Bancorporation, N.A. 1211 Sw 5th Avenue, Suite 1250 Portland, OR 97204 Full Service B&M $121,139
    Zions Bancorporation, N.A. 12130 Hempstead Highway Houston, TX 77092 Full Service B&M $130,807
    Zions Bancorporation, N.A. 1220 South 800 East Orem, UT 84097 Full Service B&M $234,762
    Zions Bancorporation, N.A. 12271 South 900 East Draper, UT 84020 Full Service B&M $570,022
    Zions Bancorporation, N.A. 12312 East Freeway Houston, TX 77015 Full Service B&M $108,536
    Zions Bancorporation, N.A. 12334 Barker Cypress Road Cypress, TX 77429 Full Service B&M $132,432
    Zions Bancorporation, N.A. 1235 South Utah Avenue Idaho Falls, ID 83402 Full Service B&M $204,924
    Zions Bancorporation, N.A. 1322 S. Gilbert Road Mesa, AZ 85204 Full Service B&M $67,585
    Zions Bancorporation, N.A. 13289 West Mcdowell Road Goodyear, AZ 85338 Full Service B&M $38,440
    Zions Bancorporation, N.A. 133 East 1400 North Logan, UT 84341 Full Service B&M $167,811
    Zions Bancorporation, N.A. 1330 Wirt Road Houston, TX 77055 Full Service B&M $102,061
    Zions Bancorporation, N.A. 13430 Northwest Highway Houston, TX 77040 Full Service B&M $1,179,512
    Zions Bancorporation, N.A. 135 Saxony Road Encinitas, CA 92024 Full Service B&M $83,765
    Zions Bancorporation, N.A. 1350 Parkway Drive #1 Blackfoot, ID 83221 Full Service B&M $116,323
    Zions Bancorporation, N.A. 1380 South Federal Boulevard Denver, CO 80219 Full Service B&M $93,321
    Zions Bancorporation, N.A. 13808 N. Sandario Road, Suite 120 Marana, AZ 85653 Full Service B&M $53,753
    Zions Bancorporation, N.A. 140 Civic Center Drive Vista, CA 92084 Full Service B&M $77,949
    Zions Bancorporation, N.A. 1400 E Woolford Show Low, AZ 85901 Full Service B&M $195,940
    Zions Bancorporation, N.A. 1400 East Southern Avenue Tempe, AZ 85282 Full Service B&M $164,697
    Zions Bancorporation, N.A. 1401 Fairmont Parkway La Porte, TX 77571 Full Service B&M $62,803
    Zions Bancorporation, N.A. 159 West Center Street Midvale, UT 84047 Full Service B&M $66,195
    Zions Bancorporation, N.A. 1590 Yellowstone Pocatello, ID 83201 Full Service B&M $93,845
    Zions Bancorporation, N.A. 16041 Goldenwest Street Huntington Beach, CA 92647 Full Service B&M $157,423
    Zions Bancorporation, N.A. 16130 Ventura Boulevard Encino, CA 91436 Full Service B&M $206,728
    Zions Bancorporation, N.A. 1622 West South Jordan Parkway South Jordan, UT 84095 Full Service B&M $324,197
    Zions Bancorporation, N.A. 1635 South Redwood Road Salt Lake City, UT 84104 Full Service B&M $54,236
    Zions Bancorporation, N.A. 1650 South Colorado Boulevard Denver, CO 80222 Full Service B&M $61,241
    Zions Bancorporation, N.A. 1656 Highway 395 Minden, NV 89423 Full Service B&M $93,250
    Zions Bancorporation, N.A. 1663 North Main Farmington, UT 84025 Full Service B&M $155,939
    Zions Bancorporation, N.A. 16796 Bernardo Center Drive San Diego, CA 92128 Full Service B&M $113,778
    Zions Bancorporation, N.A. 1687 South Azusa Avenue Hacienda Heights, CA 91745 Full Service B&M $93,314
    Zions Bancorporation, N.A. 1690 South El Camino Real San Mateo, CA 94402 Full Service B&M $137,157
    Zions Bancorporation, N.A. 1696 Post Street San Francisco, CA 94115 Full Service B&M $88,236
    Zions Bancorporation, N.A. 190 Damonte Ranch Parkway Reno, NV 89521 Full Service B&M $96,596
    Zions Bancorporation, N.A. 190 North Main Street Spanish Fork, UT 84660 Full Service B&M $208,248
    Zions Bancorporation, N.A. 1900 Avenue Of The Stars, Suite 2350 Los Angeles, CA 90067 Full Service B&M $11,549
    Zions Bancorporation, N.A. 1900 Main Street, Suite 100 Irvine, CA 92614 Full Service B&M $1,585,367
    Zions Bancorporation, N.A. 1901 North Central Expressway Richardson, TX 75080 Full Service B&M $43,767
    Zions Bancorporation, N.A. 19134 Stone Oak Parkway San Antonio, TX 78247 Full Service B&M $41,441
    Zions Bancorporation, N.A. 1921 N. Rainbow Boulevard Las Vegas, NV 89108 Full Service B&M $131,831
    Zions Bancorporation, N.A. 1930 Country Place Pkwy, Suite 110 Pearland, TX 77584 Full Service B&M $46,807
    Zions Bancorporation, N.A. 1930 West Sunset Boulevard Saint George, UT 84770 Full Service B&M $156,140
    Zions Bancorporation, N.A. 1952 East Pecos Road Gilbert, AZ 85295 Full Service B&M $69,621
    Zions Bancorporation, N.A. 1955 West 120th Avenue Westminster, CO 80234 Full Service B&M $83,607
    Zions Bancorporation, N.A. 1979 Highway 95, Suite #15 Bullhead City, AZ 86442 Full Service B&M $88,381
    Zions Bancorporation, N.A. 1985 East River Road, Suite 121 Tucson, AZ 85718 Full Service B&M $117,901
    Zions Bancorporation, N.A. 2107 South Atlantic Boulevard Monterey Park, CA 91754 Full Service B&M $194,407
    Zions Bancorporation, N.A. 211 N. Leroux Flagstaff, AZ 86001 Full Service B&M $215,461
    Zions Bancorporation, N.A. 2121 W. Karcher Road Nampa, ID 83651 Full Service B&M $61,474
    Zions Bancorporation, N.A. 2125 West Davis Street Conroe, TX 77304 Full Service B&M $79,573
    Zions Bancorporation, N.A. 215 Fm 517 West Dickinson, TX 77539 Full Service B&M $55,577
    Zions Bancorporation, N.A. 21515 Hawthorne Boulevard, Suite 100 Torrance, CA 90503 Full Service B&M $224,110
    Zions Bancorporation, N.A. 2155 Resort Drive Steamboat Springs, CO 80487 Full Service B&M $100,917
    Zions Bancorporation, N.A. 218 E Valley Rd Ste 108 Carbondale, CO 81623 Full Service B&M $31,452
    Zions Bancorporation, N.A. 218 East Parkwood Avenue Friendswood, TX 77546 Full Service B&M $49,211
    Zions Bancorporation, N.A. 21800 Burbank Boulevard, Suite 160 Woodland Hills, CA 91367 Full Service B&M $108,237
    Zions Bancorporation, N.A. 2188 Addison Avenue East Twin Falls, ID 83301 Full Service B&M $5,985
    Zions Bancorporation, N.A. 219 East Main Street Rigby, ID 83442 Full Service B&M $137,480
    Zions Bancorporation, N.A. 219 North Fourth Street Buckeye, AZ 85326 Full Service B&M $81,751
    Zions Bancorporation, N.A. 23840 Lake Drive Crestline, CA 92325 Full Service B&M $40,258
    Zions Bancorporation, N.A. 2394 Patterson Rd Grand Junction, CO 81505 Full Service B&M $36,624
    Zions Bancorporation, N.A. 24 Plaza Loop Morenci, AZ 85540 Full Service B&M $65,175
    Zions Bancorporation, N.A. 24012 Calle De La Plata, #140 Laguna Hills, CA 92653 Full Service B&M $95,578
    Zions Bancorporation, N.A. 24034 Camino Del Avion Monarch Beach, CA 92629 Full Service B&M $121,346
    Zions Bancorporation, N.A. 2415 South Avenue A Yuma, AZ 85364 Full Service B&M $104,834
    Zions Bancorporation, N.A. 2460 Marina Bay Drive League City, TX 77573 Full Service B&M $73,182
    Zions Bancorporation, N.A. 25 E Main Enterprise, UT 84725 Full Service B&M $48,742
    Zions Bancorporation, N.A. 25 North Main Street Florence, AZ 85132 Full Service B&M $48,047
    Zions Bancorporation, N.A. 25 South Highway 92 Sierra Vista, AZ 85635 Full Service B&M $281,508
    Zions Bancorporation, N.A. 25 South Willow Street Jackson Hole, WY 83001 Full Service B&M $32,834
    Zions Bancorporation, N.A. 250 Highway 95a Fernley, NV 89408 Full Service B&M $96,371
    Zions Bancorporation, N.A. 2501 North Harwood Street Dallas, TX 75201 Full Service B&M $507,229
    Zions Bancorporation, N.A. 100 Wilshire Boulevard Santa Monica, CA 90401 Full Service B&M $70,606
    Zions Bancorporation, N.A. 1000 Spring Cypress Road Spring, TX 77373 Full Service B&M $97,807
    Zions Bancorporation, N.A. 10001 Reunion Place Blvd. San Antonio, TX 78216 Full Service B&M $486,527
    Zions Bancorporation, N.A. 1001 17th St. Ste R-300 Denver, CO 80202 Full Service B&M $1,643,230
    Zions Bancorporation, N.A. 1001 Eagle Avenue Parker, AZ 85344 Full Service B&M $258,287
    Zions Bancorporation, N.A. 1001 West Moana Lane Reno, NV 89509 Full Service B&M $199,126
    Zions Bancorporation, N.A. 101 La Mina Avenue Ajo, AZ 85321 Full Service B&M $51,614
    Zions Bancorporation, N.A. 10101 Grogans Mill The Woodlands, TX 77380 Full Service B&M $138,426
    Zions Bancorporation, N.A. 10118 Westheimer Houston, TX 77042 Full Service B&M $48,129
    Zions Bancorporation, N.A. 102 North Yale Avenue Claremont, CA 91711 Full Service B&M $135,954
    Zions Bancorporation, N.A. 102 West Main Street Burley, ID 83318 Full Service B&M $107,529
    Zions Bancorporation, N.A. 10223 Kuykendahl The Woodlands, TX 77382 Full Service B&M $44,511

    For 2021, Zions Bancorporation N.a. had 420 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $2,268,184
    Net interest income $2,209,406
    Total noninterest income $701,964
    Gross Fiduciary activities income $40,351
    Service charges on deposit accounts $185,562
    Trading account gains and fees $36,067
    Additional Noninterest Income $439,984
    Pre-tax net operating income $1,445,856
    Securities gains (or losses, -) $66
    Income before extraordinary items $1,128,825
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $1,128,825
    Minority interest net income $0
    Net income $1,128,825
    Sale, conversion, retirement of capital stock, net $-886,747
    Net operating income $1,128,772

    Zions Bancorporation N.a.'s gross interest income from loans was $2,268,184,000.
    Zions Bancorporation N.a.'s net interest income from loans was $2,209,406,000.
    Zions Bancorporation N.a.'s fee based income from loans was $185,562,000.
    Zions Bancorporation N.a.'s net income from loans was $1,128,825,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $58,778
    Provision for credit losses $-275,567
    Total noninterest expense $1,741,081
    Salaries and employee benefits $1,127,362
    Premises and equipment expense $215,600
    Additional noninterest expense $398,119
    Applicable income taxes $317,097
    Net charge-offs $5,642
    Cash dividends $260,795

    Zions Bancorporation N.a.'s interest expense for loans was $58,778,000.
    Zions Bancorporation N.a.'s payroll and benefits expense were $1,127,362,000.
    Zions Bancorporation N.a.'s property, plant and equipment expenses $215,600,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.5%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $82,789,356
    Deposits held in domestic offices $82,789,356
    Deposits by Individuals, partnerships, and corporations $79,487,912
    Deposits by U.S. Government $3,624
    Deposits by States and political subdivisions in the U.S. $2,928,134
    Deposits by Commercial banks and other depository institutions in U.S. $369,686
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $56,406,831
    Demand deposits $56,406,831
    Nontransaction accounts $26,382,525
    Money market deposit accounts (MMDAs) $17,863,389
    Other savings deposits (excluding MMDAs) $6,897,176
    Total time deposits $1,621,960
    Total time and savings deposits $26,382,525
    Noninterest-bearing deposits $41,053,312
    Interest-bearing deposits $41,736,044
    Retail deposits $81,900,127
    IRAs and Keogh plan accounts $455,709
    Brokered deposits $380,690
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $93,199,669
    Cash & Balances due from depository institutions $10,878,213
    Interest-bearing balances $10,146,544
    Total securities $24,489,090
    Federal funds sold & reverse repurchase $2,133,007
    Net loans and leases $50,420,114
    Loan and leases loss allowance $513,335
    Trading account assets $575,388
    Bank premises and fixed assets $1,250,740
    Other real estate owned $387
    Goodwill and other intangibles $1,057,385
    All other assets $2,395,345

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $93,199,669
    Total Liabilities $85,737,421
    Total deposits $82,789,356
    Interest-bearing deposits $41,736,044
    Deposits held in domestic offices $82,789,356
    % insured (estimated) $41
    Federal funds purchased and repurchase agreements $648,739
    Trading liabilities $304,547
    Other borrowed funds $639,098
    Subordinated debt $590,574
    All other liabilities $765,107

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $50,420,114
    Loan and leases loss allowance $513,335
    Total loans and leases (domestic) $50,933,449
    All real estate loans $30,616,442
    Real estate loans in domestic offices $30,616,442
    Construction and development loans $3,527,726
    Residential 1-4 family construction $1,011,975
    Other construction, all land development and other land $2,515,751
    Loans secured by nonfarm nonresidential properties $15,386,378
    Nonfarm nonresidential secured by owner-occupied properties $8,123,705
    Commercial real estate & other non-farm, non-residential $7,262,673
    Multifamily residential real estate $2,018,971
    1-4 family residential loans $9,487,370
    Farmland loans $195,997
    Loans held in foreign offices $0
    Farm loans $193,299
    Commercial and industrial loans $13,238,008
    To non-U.S. addressees $34,831
    Loans to individuals $504,974
    Credit card loans $141,970
    Related Plans $254,253
    Consumer Auto Loans $65,912
    Other loans to individuals $42,839
    All other loans & leases $6,380,726
    Loans to foreign governments and official institutions $0
    Other loans $2,354,590
    Loans to depository institutions and acceptances of other banks $40,976
    Loans not secured by real estate $458,177
    Loans secured by real estate to non-U.S. addressees $1,710
    Restructured Loans & leases $220,190
    Non 1-4 family restructured loans & leases $188,898
    Total loans and leases (foreign) $0

    Zions Bancorporation N.A. had $50,420,114,000 of loans outstanding in 2021. $30,616,442,000 of loans were in real estate loans. $3,527,726,000 of loans were in development loans. $2,018,971,000 of loans were in multifamily mortgage loans. $9,487,370,000 of loans were in 1-4 family mortgage loans. $193,299,000 of loans were in farm loans. $141,970,000 of loans were in credit card loans. $65,912,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 7,149 $2,341,184 $327,484
    Nonfarm, nonresidential loans - <$100k 251 $11,148 $44,414
    Nonfarm, nonresidential loans - $100-250k 1,570 $190,156 $121,118
    Nonfarm, nonresidential loans - $250k-1MM 5,328 $2,139,880 $401,629
    Commercial & Industrial, US addressed loans - <$1MM 47,748 $2,570,254 $53,830
    Commercial & Industrial, US addressed loans - <$100k 38,283 $423,314 $11,057
    Commercial & Industrial, US addressed loans - $100-250k 4,801 $525,203 $109,395
    Commercial & Industrial, US addressed loans - $250k-1MM 4,664 $1,621,737 $347,714
    Farmland loans - <$1MM 377 $39,241 $104,088
    Farmland loans - <$100k 75 $2,756 $36,747
    Farmland loans - $100-250k 155 $12,784 $82,477
    Farmland loans - $250k-1MM 147 $23,701 $161,231
    Agriculture operations loans - <$1MM 965 $44,034 $45,631
    Agriculture operations loans - <$100k 727 $12,831 $17,649
    Agriculture operations loans - $100-250k 152 $12,424 $81,737
    Agriculture operations loans - $250k-1MM 86 $18,779 $218,360