Evansville Teachers Mortgage Rates, Fees & Info
Evansville, INLEI: 54930072OCHTUJOZQB56
Tax ID: 35-0885388
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Mortgage Data
Review & Overview
Evansville Teachers is a smaller mortgage company specializing in Home Purchase loans. Evansville Teachers has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Evansville, Nashville, Owensboro, Louisville, and Bowling Green among others. We have data for 168 markets. (Some data included below & more in-depth data is available with an active subscription.)Evansville Teachers has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Evansville Teachers is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.99% | 4/21/24 |
| 30 Year Conventional Purchase | 6.29% | 4/21/24 |
| 30 Year Conventional Refi | 6.33% | 4/21/24 |
| 30 Year Cash-out Refi | 6.24% | 4/21/24 |
| 30 Year FHA Purchase | 7.59% | 4/21/24 |
| 30 Year FHA Refi | 7.12% | 4/21/24 |
| 30 Year VA Purchase | 6.50% | 4/21/24 |
| 30 Year USDA Purchase | 6.83% | 4/21/24 |
| 15 Year Conventional Purchase | 6.62% | 4/21/24 |
| 15 Year Conventional Refi | 6.52% | 4/21/24 |
| 15 Year Cash-out Refi | 6.52% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Evansville Teachers Mortgage Calculator
Your Estimates
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This is not an official calculator from Evansville Teachers. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,179Origination Dollar Volume (All Markets)
$906,275,000Awards
EVANSVILLE TEACHERS - 2023
EVANSVILLE TEACHERS is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Evansville Teachers's average 30 year fixed mortgage rate was
7.25%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.77%.
Relative Fees (Closing Costs)
Evansville Teachers's average total fees/closing costs for a 30 year fixed rate
mortgage were $4,485.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1,212 | $167,130,000 | $137,896 | $2,301 | 7.47% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 365 | $147,635,000 | $404,479 | $5,876 | 7.48% |
| OWENSBORO, KY (FHA|USDA|VA) | 730 | $107,920,000 | $147,836 | $3,343 | 7.15% |
| LOUISVILLE, KY (FHA|USDA|VA) | 297 | $88,075,000 | $296,549 | $4,023 | 7.61% |
| Outside of Metro Areas | 507 | $76,145,000 | $150,187 | $3,257 | 7.20% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 183 | $43,235,000 | $236,257 | $4,681 | 7.24% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $22,695,000 | $2,521,667 | $19,479 | 7.21% |
| JACKSON, MS (FHA|USDA|VA) | 45 | $14,135,000 | $314,111 | $5,338 | 7.51% |
| PITTSBURGH, PA (FHA|USDA|VA) | 58 | $11,260,000 | $194,138 | $5,051 | 7.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 42 | $10,460,000 | $249,048 | $2,296 | 7.12% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 37 | $10,365,000 | $280,135 | $3,191 | 7.51% |
| Vincennes, IN (FHA|USDA|VA) | 112 | $9,460,000 | $84,464 | $1,700 | 7.52% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 22 | $8,530,000 | $387,727 | $4,821 | 7.27% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 6 | $6,300,000 | $1,050,000 | $11,293 | 7.21% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $6,180,000 | $1,030,000 | $8,573 | 6.71% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $6,110,000 | $1,527,500 | $14,894 | 7.06% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 7 | $5,405,000 | $772,143 | $10,383 | 7.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $5,365,000 | $1,073,000 | $6,535 | 6.48% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $5,295,000 | $1,765,000 | $14,273 | 7.21% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $5,180,000 | $863,333 | $11,746 | 7.23% |
| RICHMOND, VA (FHA|USDA|VA) | 35 | $5,155,000 | $147,286 | $3,748 | 7.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $4,890,000 | $305,625 | $4,342 | 6.84% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 9 | $4,745,000 | $527,222 | $6,428 | 7.39% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 9 | $4,305,000 | $478,333 | $8,121 | 7.13% |
| Jasper, IN (FHA|USDA|VA) | 37 | $4,215,000 | $113,919 | $2,483 | 7.53% |
| Glasgow, KY (FHA|USDA|VA) | 21 | $4,085,000 | $194,524 | $4,163 | 6.89% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $3,795,000 | $759,000 | $8,560 | 7.78% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $3,710,000 | $1,855,000 | $23,510 | 6.81% |
| Madisonville, KY (FHA|USDA|VA) | 25 | $3,575,000 | $143,000 | $3,622 | 7.52% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $3,435,000 | $687,000 | $6,634 | 6.78% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 9 | $3,255,000 | $361,667 | $6,272 | 7.21% |
| Washington, IN (FHA|USDA|VA) | 35 | $3,145,000 | $89,857 | $1,991 | 7.65% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $3,110,000 | $1,555,000 | $6,536 | 8.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 6 | $2,930,000 | $488,333 | $4,984 | 8.56% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $2,920,000 | $486,667 | $4,889 | 6.81% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $2,915,000 | $971,667 | $8,998 | 7.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $2,700,000 | $1,350,000 | $9,831 | 7.38% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $2,630,000 | $657,500 | $7,763 | 6.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $2,585,000 | $369,286 | $4,046 | 7.34% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $2,400,000 | $1,200,000 | $5,300 | 6.69% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $4,314 | 7.14% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $2,130,000 | $1,065,000 | $11,184 | 6.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $2,080,000 | $1,040,000 | $15,778 | 7.38% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $2,055,000 | $685,000 | $6,470 | 6.46% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 11 | $2,015,000 | $183,182 | $4,847 | 7.08% |
| Central City, KY (FHA|USDA|VA) | 16 | $1,920,000 | $120,000 | $2,474 | 7.41% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $6,459 | 7.09% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $1,840,000 | $920,000 | $4,035 | 7.81% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $1,760,000 | $880,000 | $7,667 | 6.13% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $2,830 | 7.09% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $1,715,000 | $1,715,000 | $32,682 | 7.88% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,710,000 | $855,000 | $8,495 | 5.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $3,332 | 7.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $8,571 | 6.84% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $3,050 | 7.17% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $1,530,000 | $765,000 | $6,894 | 6.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $4,496 | 6.40% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $5,864 | 6.19% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $4,160 | 7.04% |
| Cullman, AL (FHA|USDA|VA) | 1 | $1,235,000 | $1,235,000 | $4,959 | 7.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $6,515 | 6.94% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $4,081 | 7.08% |
| New Castle, PA (FHA|USDA|VA) | 9 | $1,135,000 | $126,111 | $4,405 | 6.44% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,348 | 7.21% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $4,019 | 7.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $6,272 | 8.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $9,433 | 6.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $5,146 | 6.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $1,045,000 | $1,045,000 | $0 | 6.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $3,645 | 6.38% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $10,468 | 7.17% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $14,216 | 5.75% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $4,343 | 7.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $7,127 | 6.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $10,141 | 7.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $9,438 | 8.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 12 | $800,000 | $66,667 | $1,255 | 7.66% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $13,346 | 7.63% |
| Starkville, MS (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $5,556 | 6.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,655 | 7.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,297 | 7.44% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $2,795 | 8.13% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $2,714 | 6.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $1,641 | 7.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $20,782 | 5.75% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $9,312 | 7.88% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,487 | 6.94% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,900 | 7.88% |
| Somerset, KY (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,068 | 7.63% |
| Shelbyville, TN (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $1,555 | 7.88% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,932 | 6.67% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,353 | 7.25% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,696 | 7.63% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,212 | 8.44% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $1,367 | 7.66% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,055 | 7.81% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,734 | 7.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,004 | 8.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,775 | 6.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,057 | 7.17% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,187 | 7.88% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,426 | 7.81% |
| Danville, KY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,728 | 6.75% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,536 | 7.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,564 | 6.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,949 | 6.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,389 | 7.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,992 | 5.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,972 | 7.88% |
| Salem, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,474 | 7.19% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,810 | 6.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,403 | 6.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,515 | 7.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,000 | 5.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,724 | 7.13% |
| WACO, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,322 | 7.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,180 | 6.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,716 | 6.13% |
| DALTON, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,751 | 6.75% |
| TULSA, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,630 | 6.25% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,796 | 6.38% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.50% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.50% |
| AMES, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $569 | 8.50% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,270 | 0.00% |
| Oil City, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,584 | 7.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,921 | 7.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $804 | 8.71% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,916 | 6.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,429 | 6.75% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 9.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,521 | 6.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,596 | 6.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 9.69% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,985 | 7.63% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,947 | 5.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,439 | 5.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.25% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,811 | 6.75% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.50% |
| Oxford, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,169 | 9.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,488 | 7.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $956 | 8.75% |
| Madison, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,365 | 6.63% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $180 | 8.44% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.00% |
| Farmington, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,266 | 6.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.25% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $723 | 8.00% |
| Murray, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,764 | 7.88% |
| London, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,326 | 5.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.25% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.50% |
| Crossville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,215 | 7.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,227 | 8.00% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,595 | 6.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $367 | 7.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $667 | 7.38% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,358 | 6.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $422 | 7.63% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.00% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $889 | 8.38% |
| OCALA, FL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.50% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $836 | 8.75% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against EVANSVILLE TEACHERS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Evansville Teachers's most frequently originated type of loan was Conventional, with 2,809 originations. Their 2nd most popular type was HELOC, with 926 originations.
Loan Reason
For 2023, Evansville Teachers's most frequently cited loan purpose was Home Purchase, with 2,331 originations. The 2nd most popular reason was Cash Out Refi, with 1,403 originations.
Loan Duration/Length
For 2023, Evansville Teachers's most frequently cited loan duration was 30 Year, with 2,874 originations. The 2nd most popular length was 15 Year, with 753 originations.
Origination Fees/Closing Costs
Evansville Teachers's average total fees were $4,485, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,858 originations.
Interest Rates
During 2023, Evansville Teachers's average interest rate for loans was 7.25%, while their most frequently originated rate bucket for loans was 6-7%, with 1,504 originations.
Loan Sizing
2023 saw Evansville Teachers place emphasis on $100,000 or less loans with 1,585 originations, totaling $81,435,000 in origination value.
Applicant Income
Evansville Teachers lent most frequently to those with incomes in the $100k-150k range, with 925 originations. The second most popular income band? $50k-75k, with 916 originations.
Applicant Debt to Income Ratio
Evansville Teachers lent most frequently to those with DTI ratios of 20-30%, with 865 originations. The next most common DTI ratio? 30-36%, with 834 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.95%
Evansville Teachers has an average approval rate.
Pick Rate
Approvals leading to origination81.74%
Evansville Teachers has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,179 | $906,275,000 | $216,864 |