Evansville Teachers Mortgage Rates, Fees & Info
Evansville, INLEI: 54930072OCHTUJOZQB56
Tax ID: 35-0885388
2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Overview
Evansville Teachers is a small mortgage company specializing in Refi and Home Purchase loans. Evansville Teachers has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Evansville, Louisville/jefferson County, Owensboro, Nashville, and Jackson among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Evansville Teachers is typically a low fee lendor.Originations
9,994Origination Dollar Volume (All Markets)
$2,202,500,000Awards
EVANSVILLE TEACHERS - 2020
EVANSVILLE TEACHERS is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for EVANSVILLE TEACHERS?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Evansville Teachers's average 30 year fixed rate mortgage of loans were
3.06%.
The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.
This yields a difference of -0.3%.
Relative Fees
Evansville Teachers's average total fees for a 30 year fixed rate
mortgage are $2,997.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3,645 | $591,955,000 | $162,402 | $1,680 | 3.12% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 952 | $273,310,000 | $287,090 | $2,734 | 3.23% |
| Outside of Metro Areas | 1,697 | $265,215,000 | $156,285 | $2,002 | 3.17% |
| OWENSBORO, KY (FHA|USDA|VA) | 1,389 | $236,615,000 | $170,349 | $2,294 | 3.14% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 646 | $236,260,000 | $365,728 | $3,324 | 3.02% |
| JACKSON, MS (FHA|USDA|VA) | 225 | $63,145,000 | $280,644 | $3,254 | 3.06% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 204 | $50,510,000 | $247,598 | $2,583 | 3.03% |
| PITTSBURGH, PA (FHA|USDA|VA) | 160 | $32,960,000 | $206,000 | $4,277 | 3.10% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 101 | $25,795,000 | $255,396 | $2,679 | 3.23% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) | 25 | $24,655,000 | $986,200 | $4,671 | 2.78% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 103 | $23,665,000 | $229,757 | $1,954 | 3.01% |
| ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) | 20 | $20,370,000 | $1,018,500 | $4,050 | 2.74% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 19 | $17,385,000 | $915,000 | $7,065 | 2.89% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 36 | $14,080,000 | $391,111 | $3,215 | 3.09% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 17 | $12,065,000 | $709,706 | $3,216 | 2.76% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 19 | $10,435,000 | $549,211 | $5,085 | 2.95% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $9,935,000 | $1,419,286 | $5,461 | 2.75% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 50 | $9,570,000 | $191,400 | $4,169 | 3.25% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) | 14 | $9,530,000 | $680,714 | $3,962 | 2.76% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 13 | $9,125,000 | $701,923 | $4,827 | 2.97% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 21 | $8,785,000 | $418,333 | $2,325 | 3.21% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 27 | $8,395,000 | $310,926 | $2,825 | 3.24% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 18 | $7,960,000 | $442,222 | $3,022 | 2.98% |
| CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) | 11 | $7,365,000 | $669,545 | $3,017 | 2.84% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 10 | $7,290,000 | $729,000 | $4,038 | 2.90% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) | 10 | $7,000,000 | $700,000 | $4,727 | 2.83% |
| OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) | 8 | $6,750,000 | $843,750 | $3,877 | 2.70% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 11 | $6,615,000 | $601,364 | $4,282 | 2.92% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $6,270,000 | $627,000 | $3,086 | 3.02% |
| DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) | 7 | $5,675,000 | $810,714 | $6,804 | 2.79% |
| SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) | 9 | $5,665,000 | $629,444 | $3,521 | 2.97% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $5,420,000 | $677,500 | $3,306 | 2.86% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) | 5 | $5,415,000 | $1,083,000 | $6,443 | 2.68% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 14 | $5,220,000 | $372,857 | $3,779 | 3.04% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 22 | $4,760,000 | $216,364 | $3,758 | 3.17% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $4,595,000 | $510,556 | $4,766 | 2.76% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 24 | $4,550,000 | $189,583 | $3,853 | 3.40% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 32 | $4,440,000 | $138,750 | $1,508 | 3.26% |
| PHILADELPHIA, PA (FHA|USDA|VA) | 8 | $4,430,000 | $553,750 | $4,341 | 3.17% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) | 4 | $4,230,000 | $1,057,500 | $3,833 | 2.59% |
| NEWARK, NJ-PA (FHA|USDA|VA) | 5 | $4,215,000 | $843,000 | $5,550 | 2.60% |
| MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) | 2 | $4,060,000 | $2,030,000 | $7,903 | 3.00% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) | 8 | $3,870,000 | $483,750 | $4,937 | 3.64% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 10 | $3,780,000 | $378,000 | $3,173 | 2.76% |
| BOSTON, MA (FHA|USDA|VA) | 3 | $3,695,000 | $1,231,667 | $5,971 | 2.79% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $3,685,000 | $737,000 | $3,566 | 3.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 10 | $3,410,000 | $341,000 | $3,430 | 3.01% |
| SAN RAFAEL, CA (FHA|USDA|VA) | 3 | $3,385,000 | $1,128,333 | $4,365 | 2.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $3,330,000 | $277,500 | $3,196 | 2.80% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $3,270,000 | $408,750 | $2,980 | 2.97% |
| Outside of Metro Areas | 10 | $3,180,000 | $318,000 | $3,289 | 3.04% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $3,125,000 | $446,429 | $3,479 | 3.21% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 5 | $3,115,000 | $623,000 | $3,175 | 2.85% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $3,095,000 | $619,000 | $3,349 | 2.68% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $2,830,000 | $1,415,000 | $6,471 | 2.94% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 13 | $2,825,000 | $217,308 | $1,791 | 3.23% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) | 5 | $2,745,000 | $549,000 | $5,655 | 2.78% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 8 | $2,570,000 | $321,250 | $3,370 | 3.26% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $2,555,000 | $365,000 | $4,557 | 3.29% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) | 5 | $2,485,000 | $497,000 | $3,934 | 3.25% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $2,485,000 | $828,333 | $4,607 | 2.54% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $2,370,000 | $395,000 | $3,727 | 2.90% |
| NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) | 5 | $2,155,000 | $431,000 | $3,838 | 3.08% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $2,100,000 | $350,000 | $5,007 | 2.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 11 | $2,055,000 | $186,818 | $3,285 | 3.45% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,930,000 | $965,000 | $3,497 | 2.56% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $3,322 | 2.73% |
| WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) | 3 | $1,715,000 | $571,667 | $3,763 | 2.67% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $2,416 | 2.93% |
| NASSAU COUNTY-SUFFOLK COUNTY, NY (FHA|USDA|VA) | 3 | $1,635,000 | $545,000 | $5,461 | 3.08% |
| NEW BRUNSWICK-LAKEWOOD, NJ (FHA|USDA|VA) | 2 | $1,590,000 | $795,000 | $5,511 | 2.69% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $5,230 | 3.06% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $3,321 | 2.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $3,417 | 2.75% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $2,880 | 2.81% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $3,711 | 3.35% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $5,127 | 2.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $3,965 | 2.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $2,431 | 2.75% |
| GARY, IN (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $2,560 | 2.80% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $4,050 | 2.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $3,361 | 2.79% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $3,416 | 2.71% |
| TULSA, OK (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $4,096 | 2.83% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,097 | 3.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $2,922 | 2.97% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $2,681 | 3.79% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $5,063 | 2.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $4,144 | 2.81% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $8,789 | 2.96% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 9 | $935,000 | $103,889 | $1,724 | 2.86% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,787 | 2.92% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,892 | 2.96% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,941 | 2.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,129 | 3.72% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $5,173 | 2.88% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,929 | 2.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $4,119 | 3.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,113 | 3.13% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,469 | 2.96% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $2,723 | 2.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $2,120 | 2.94% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $1,298 | 4.12% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $1,912 | 3.09% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $8,237 | 2.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $2,935 | 2.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,601 | 3.25% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,269 | 2.69% |
| READING, PA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,583 | 2.69% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $6,021 | 2.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $3,488 | 2.63% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,027 | 2.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,105 | 2.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,223 | 2.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,417 | 2.69% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,025 | 2.63% |
| MADISON, WI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,607 | 2.81% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,600 | 2.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,256 | 2.63% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,094 | 3.06% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,357 | 2.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,388 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $2,176 | 2.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,949 | 3.13% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,283 | 2.88% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,224 | 2.56% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $3,528 | 3.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,564 | 2.75% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,847 | 3.13% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,280 | 2.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,546 | 2.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,890 | 3.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,293 | 3.19% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,900 | 2.63% |
| BEND, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,086 | 2.38% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,024 | 3.13% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,211 | 2.75% |
| AKRON, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,836 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,047 | 3.93% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,271 | 2.75% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,578 | 2.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,842 | 2.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,887 | 2.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,203 | 2.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,157 | 2.88% |
| RENO, NV (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,717 | 3.38% |
| OCALA, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,365 | 4.38% |
| WACO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,954 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,991 | 3.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,542 | 3.13% |
| WILMINGTON, DE-MD-NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,551 | 2.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,537 | 2.63% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,041 | 2.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,492 | 3.13% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,848 | 2.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,326 | 3.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,569 | 3.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,761 | 3.38% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,099 | 3.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,684 | 2.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,827 | 2.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,761 | 3.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,790 | 2.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $724 | 2.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,590 | 3.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,654 | 3.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,983 | 2.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,840 | 4.13% |
Evansville Teachers's top markets include Evansville, Louisville/jefferson County, Owensboro, Nashville, and Jackson among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 9,262 | $2,078,680,000 | $224,431 | $2,079 | 3.11% |
| FHA | 448 | $70,390,000 | $157,121 | $5,546 | 3.42% |
| USDA | 162 | $23,110,000 | $142,654 | $3,939 | 3.13% |
| VA | 122 | $30,320,000 | $248,525 | $5,558 | 3.06% |
For the 2020 period, Evansville Teachers's most frequently originated loan type of loans were Conventional, with 9,262 originations. Their 2nd most popular type is FHA, with 448 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 4,241 | $992,745,000 | $234,083 | $2,080 | 2.95% |
| Home Purchase | 3,372 | $776,420,000 | $230,255 | $3,231 | 3.13% |
| Cash Out Refi | 2,005 | $409,625,000 | $204,302 | $1,615 | 3.05% |
| Home Improvement | 370 | $21,480,000 | $58,054 | $368 | 5.40% |
| Other | 4 | $1,900,000 | $475,000 | $4,249 | 2.69% |
| NA | 2 | $330,000 | $165,000 | $2,074 | 3.43% |
For the 2020, Evansville Teachers's most frequently cited loan purpose of loans were Refi, with 4,241 originations. The 2nd most popular reason of loans were Home Purchase, with 3,372 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 5,840 | $1,513,140,000 | $259,099 | $2,997 | 3.06% |
| 15 Year | 2,738 | $413,830,000 | $151,143 | $1,201 | 3.22% |
| 10 Year | 612 | $71,410,000 | $116,683 | $552 | 3.09% |
| 20 Year | 463 | $96,085,000 | $207,527 | $2,365 | 2.93% |
| 30+ year | 148 | $61,360,000 | $414,595 | $4,121 | 3.11% |
| Other | 117 | $32,065,000 | $274,060 | $1,370 | 4.08% |
| 5 Year | 74 | $14,420,000 | $194,865 | $163 | 4.25% |
| 1 Year | 2 | $190,000 | $95,000 | $0 | 4.25% |
For the 2020, Evansville Teachers's most frequently cited loan length of loans were 30 Year, with 5,840 originations. The 2nd most popular length of loans were 15 Year, with 2,738 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 7,087 | $1,254,305,000 | $176,987 |
| $1k-2k | 2,358 | $784,670,000 | $332,769 |
| $2k-3k | 150 | $50,780,000 | $338,533 |
| $3k-4k | 78 | $25,490,000 | $326,795 |
| $5k+ | 18 | $8,550,000 | $475,000 |
$2,997 of loans were Evansville Teachers's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 7,087 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 5,609 | $1,325,555,000 | $236,326 |
| 3-4% | 2,787 | $558,805,000 | $200,504 |
| <2.5% | 899 | $238,095,000 | $264,844 |
| 4-5% | 397 | $63,185,000 | $159,156 |
| 5-6% | 297 | $15,935,000 | $53,653 |
| Over 8% | 2 | $280,000 | $140,000 |
During 2020, Evansville Teachers's average interest rate of loans were 3.06%, while their most frequently originated rate bucket of loans were 2.5-3%, with 5,609 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-200k | 4,109 | $610,525,000 | $148,582 | $2,174 | 3.07% |
| $200k-400k | 2,800 | $753,350,000 | $269,054 | $2,795 | 2.99% |
| $100,000 or less | 2,085 | $134,975,000 | $64,736 | $1,158 | 3.51% |
| $400k-600k | 552 | $263,030,000 | $476,504 | $3,421 | 2.91% |
| $600k-1MM | 307 | $230,345,000 | $750,309 | $4,222 | 2.86% |
| $1MM+ | 141 | $210,275,000 | $1,491,312 | $5,908 | 2.90% |
2020 saw Evansville Teachers place emphasis on $100k-200k loans with 4,109 originations, totaling $610,525,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 2,584 | $392,920,000 | $152,059 | $2,158 | 3.14% |
| $50k or less | 1,969 | $222,265,000 | $112,882 | $2,141 | 3.14% |
| $100k-150k | 1,857 | $428,245,000 | $230,611 | $2,235 | 3.12% |
| $75k-100k | 1,837 | $347,375,000 | $189,099 | $2,163 | 3.13% |
| $150k-250k | 919 | $326,545,000 | $355,326 | $2,695 | 3.08% |
| $250k+ | 631 | $433,715,000 | $687,345 | $3,788 | 2.94% |
Evansville Teachers lent most frequently to those with incomes in the $50k-75k range, with 2,584 originations. The second most popular income band? $50k or less, with 1,969 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 2,860 | $624,290,000 | $218,283 | $2,109 | 3.06% |
| 30-36% | 2,021 | $434,115,000 | $214,802 | $2,384 | 3.15% |
| <20% | 1,320 | $289,890,000 | $219,614 | $1,953 | 2.92% |
| 36% | 343 | $73,535,000 | $214,388 | $2,459 | 3.21% |
| 41% | 328 | $70,230,000 | $214,116 | $2,408 | 3.22% |
| 37% | 320 | $67,910,000 | $212,219 | $2,345 | 3.16% |
| 40% | 311 | $71,355,000 | $229,437 | $2,474 | 3.22% |
| 42% | 302 | $67,960,000 | $225,033 | $2,648 | 3.21% |
| 39% | 302 | $60,340,000 | $199,801 | $2,267 | 3.13% |
| 38% | 292 | $57,300,000 | $196,233 | $2,360 | 3.17% |
| 43% | 274 | $65,390,000 | $238,650 | $2,498 | 3.32% |
| 44% | 274 | $64,920,000 | $236,934 | $2,705 | 3.19% |
| 45% | 221 | $56,435,000 | $255,362 | $2,836 | 3.12% |
| 47% | 148 | $32,110,000 | $216,959 | $2,624 | 3.19% |
| 46% | 143 | $28,545,000 | $199,615 | $2,385 | 3.22% |
| 48% | 140 | $31,110,000 | $222,214 | $2,705 | 3.17% |
| 49% | 110 | $25,230,000 | $229,364 | $2,946 | 3.23% |
| 50-60% | 96 | $22,340,000 | $232,708 | $4,791 | 3.32% |
| >60% | 69 | $12,155,000 | $176,159 | $1,884 | 3.04% |
Evansville Teachers lent most frequently to those with DTI ratios of 20-30%, with 2,860 originations. The next most common DTI ratio? 30-36%, with 2,021 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 8,980 | $1,854,540,000 | $206,519 | $2,243 | 3.12% |
| Not provided | 460 | $147,130,000 | $319,848 | $2,800 | 3.11% |
| Asian | 183 | $90,845,000 | $496,421 | $3,383 | 2.89% |
| Black | 232 | $49,130,000 | $211,767 | $3,033 | 3.27% |
| Not applicable | 67 | $30,055,000 | $448,582 | $10,357 | 3.95% |
| Asian Indian | 32 | $17,110,000 | $534,688 | $2,981 | 2.95% |
| American Indian | 27 | $5,995,000 | $222,037 | $1,857 | 2.94% |
| Japanese | 3 | $3,355,000 | $1,118,333 | $0 | 3.53% |
| Other Asian | 5 | $3,275,000 | $655,000 | $4,401 | 2.65% |
| Native Hawaiian | 4 | $840,000 | $210,000 | $2,728 | 2.97% |
| Vietnamese | 1 | $225,000 | $225,000 | $2,328 | 2.63% |
Approval Rates
Total approvals of all applications93.74%
Evansville Teachers has an average approval rate.
Pick Rate
Approvals leading to origination72.74%
Evansville Teachers has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,994 | $2,202,500,000 | $220,382 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 23 | $27,125,000 | $1,179,348 |
| Single Family (1-4 Units):Manufactured | 102 | $9,810,000 | $96,176 |
| Single Family (1-4 Units):Site-Built | 9,869 | $2,165,565,000 | $219,431 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 530 | $55,040,000 | $103,849 | $1,004 | 3.32% |
| 40-60% | 1,262 | $246,100,000 | $195,008 | $1,607 | 2.90% |
| 60-80% | 3,960 | $956,750,000 | $241,604 | $2,141 | 2.98% |
| 80-100% | 3,848 | $919,120,000 | $238,857 | $3,027 | 3.14% |
| Over 100% | 30 | $8,730,000 | $291,000 | $9,596 | 3.17% |
| Under 20% | 355 | $13,325,000 | $37,535 | $315 | 4.96% |