Evansville Teachers Mortgage Rates, Fees & Info
Evansville, INLEI: 54930072OCHTUJOZQB56
Tax ID: 35-0885388
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Mortgage Data
Review & Overview
Evansville Teachers is a small mortgage company specializing in Home Purchase loans. Evansville Teachers has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Evansville, Nashville, Owensboro, Louisville, and Bowling Green among others. We have data for 186 markets. (Some data included below & more in-depth data is available with an active subscription.)Evansville Teachers has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Evansville Teachers is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 4/5/25 |
| 30 Year Conventional Purchase | 7.02% | 4/5/25 |
| 30 Year Conventional Refi | 6.98% | 4/5/25 |
| 30 Year Cash-out Refi | 7.09% | 4/5/25 |
| 30 Year FHA Purchase | 7.21% | 4/5/25 |
| 30 Year FHA Refi | 7.16% | 4/5/25 |
| 30 Year VA Purchase | 6.76% | 4/5/25 |
| 30 Year VA Refi | 6.17% | 4/5/25 |
| 30 Year USDA Purchase | 6.83% | 4/5/25 |
| 15 Year Conventional Purchase | 7.35% | 4/5/25 |
| 15 Year Conventional Refi | 7.18% | 4/5/25 |
| 15 Year Cash-out Refi | 7.18% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Evansville Teachers Mortgage Calculator
Your Estimates
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This is not an official calculator from Evansville Teachers. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,679Origination Dollar Volume (All Markets)
$1,057,485,000Awards
EVANSVILLE TEACHERS - 2024
EVANSVILLE TEACHERS is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Evansville Teachers's average 30 year fixed mortgage rate was
7.28%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.73%.
Relative Fees (Closing Costs)
Evansville Teachers's average total fees/closing costs for a 30 year fixed rate
mortgage were $4,567.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1,296 | $201,740,000 | $155,664 | $2,668 | 7.46% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 389 | $135,455,000 | $348,213 | $5,208 | 7.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 772 | $123,700,000 | $160,233 | $3,641 | 7.22% |
| LOUISVILLE, KY (FHA|USDA|VA) | 320 | $113,420,000 | $354,438 | $4,308 | 7.59% |
| Outside of Metro Areas | 625 | $110,495,000 | $176,792 | $3,520 | 7.27% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 173 | $38,865,000 | $224,653 | $4,751 | 7.23% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 102 | $37,470,000 | $367,353 | $5,162 | 7.31% |
| PITTSBURGH, PA (FHA|USDA|VA) | 80 | $16,700,000 | $208,750 | $5,161 | 7.06% |
| Vincennes, IN (FHA|USDA|VA) | 127 | $15,545,000 | $122,402 | $2,380 | 7.28% |
| JACKSON, MS (FHA|USDA|VA) | 56 | $15,330,000 | $273,750 | $4,791 | 7.20% |
| RICHMOND, VA (FHA|USDA|VA) | 49 | $13,745,000 | $280,510 | $5,551 | 7.44% |
| Sevierville, TN (FHA|USDA|VA) | 12 | $11,710,000 | $975,833 | $8,521 | 7.44% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $11,195,000 | $1,243,889 | $8,305 | 7.18% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $8,775,000 | $1,755,000 | $15,704 | 7.53% |
| KNOXVILLE, TN (FHA|USDA|VA) | 15 | $7,835,000 | $522,333 | $6,183 | 6.87% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 20 | $6,970,000 | $348,500 | $5,816 | 6.56% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 16 | $6,960,000 | $435,000 | $5,455 | 7.64% |
| Jasper, IN (FHA|USDA|VA) | 44 | $6,550,000 | $148,864 | $3,149 | 7.52% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 12 | $6,390,000 | $532,500 | $5,843 | 6.99% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $6,065,000 | $673,889 | $8,424 | 7.15% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $5,680,000 | $1,420,000 | $10,676 | 6.91% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 9 | $5,635,000 | $626,111 | $8,837 | 7.54% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 33 | $5,555,000 | $168,333 | $2,237 | 7.67% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 7 | $5,095,000 | $727,857 | $13,208 | 6.73% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 29 | $4,995,000 | $172,241 | $4,128 | 7.58% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 14 | $4,950,000 | $353,571 | $5,076 | 7.87% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $4,455,000 | $636,429 | $5,981 | 7.11% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 7 | $4,195,000 | $599,286 | $8,297 | 6.71% |
| Madisonville, KY (FHA|USDA|VA) | 26 | $4,130,000 | $158,846 | $3,544 | 7.16% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $4,030,000 | $2,015,000 | $12,009 | 7.31% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 8 | $3,840,000 | $480,000 | $4,640 | 7.91% |
| Glasgow, KY (FHA|USDA|VA) | 14 | $3,580,000 | $255,714 | $5,646 | 6.59% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $6,588 | 7.98% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $2,900,000 | $362,500 | $4,581 | 7.09% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $4,327 | 7.49% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $2,670,000 | $667,500 | $5,919 | 7.16% |
| Central City, KY (FHA|USDA|VA) | 24 | $2,480,000 | $103,333 | $3,370 | 6.78% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $4,620 | 7.08% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $2,365,000 | $788,333 | $10,089 | 7.79% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $2,360,000 | $1,180,000 | $4,695 | 7.31% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $6,177 | 8.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $5,657 | 6.48% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $2,075,000 | $2,075,000 | $11,446 | 7.63% |
| Washington, IN (FHA|USDA|VA) | 19 | $2,015,000 | $106,053 | $2,360 | 7.59% |
| Edwards, CO (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $0 | 8.50% |
| Bardstown, KY (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $6,144 | 6.73% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $7,538 | 7.15% |
| Lewisburg, TN (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $3,856 | 7.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $3,626 | 7.23% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $2,705 | 7.52% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $1,675,000 | $1,675,000 | $5,404 | 7.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $3,313 | 7.38% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $2,734 | 7.96% |
| New Castle, PA (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $5,721 | 6.55% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $4,127 | 6.96% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $4,788 | 7.92% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $1,295,000 | $1,295,000 | $18,151 | 5.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $5,300 | 7.17% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $3,988 | 6.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $4,716 | 7.72% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $7,889 | 7.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,007 | 7.04% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $2,192 | 7.80% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $1,015,000 | $1,015,000 | $9,968 | 6.88% |
| Athens, TN (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $5,592 | 7.19% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $4,772 | 7.04% |
| Dayton, TN (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $5,995 | 7.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $9,898 | 6.69% |
| Crossville, TN (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,169 | 7.17% |
| Oxford, MS (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,992 | 7.25% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $4,168 | 7.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,943 | 8.04% |
| Summerville, GA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,672 | 7.08% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $9,931 | 6.50% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,386 | 7.58% |
| Jasper, AL (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $3,056 | 7.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $5,550 | 7.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $6,169 | 8.44% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $7,199 | 6.63% |
| AKRON, OH (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,705 | 7.56% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,412 | 7.29% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $5,258 | 7.00% |
| ROME, GA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,118 | 7.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,143 | 7.54% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,018 | 7.00% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,978 | 7.19% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,701 | 8.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,632 | 6.75% |
| Paris, TN (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,661 | 7.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $0 | 8.50% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,937 | 7.06% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,299 | 6.69% |
| REDDING, CA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $6,768 | 7.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $5,825 | 6.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,817 | 7.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,740 | 7.96% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $5,075 | 7.25% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,700 | 8.08% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $1,845 | 7.20% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,546 | 7.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $20,095 | 7.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $5,807 | 6.38% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $1,789 | 7.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,034 | 8.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,722 | 7.13% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,051 | 6.94% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,472 | 6.50% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,796 | 7.50% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,868 | 7.50% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,515 | 7.00% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,826 | 7.79% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,089 | 7.81% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,561 | 6.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,353 | 7.38% |
| OCALA, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,634 | 7.75% |
| DALTON, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,129 | 6.94% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,728 | 6.75% |
| Columbus, MS (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,024 | 6.75% |
| Starkville, MS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,158 | 6.81% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,923 | 6.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,472 | 6.25% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,260 | 8.25% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,227 | 7.69% |
| WACO, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,080 | 6.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,752 | 7.54% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,507 | 7.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,460 | 7.50% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,124 | 6.21% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,110 | 6.50% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,849 | 6.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,623 | 7.25% |
| SALEM, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,123 | 7.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,832 | 7.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,790 | 5.75% |
| London, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $16,310 | 7.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,808 | 6.88% |
| Bedford, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,327 | 6.25% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,016 | 7.38% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 10.00% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.00% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,689 | 7.50% |
| Jackson, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,602 | 6.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,658 | 6.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,651 | 6.50% |
| Atmore, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,013 | 6.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,781 | 6.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 10.00% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,514 | 6.50% |
| Woodward, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,094 | 7.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,166 | 7.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,234 | 6.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,015 | 6.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,014 | 6.81% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,777 | 6.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,318 | 7.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,195 | 6.75% |
| Effingham, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 8.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,389 | 7.69% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.50% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,108 | 6.63% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,434 | 6.88% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $66 | 8.94% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,191 | 7.25% |
| Marion, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,496 | 7.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,500 | 6.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| Marion, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,081 | 7.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,082 | 7.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.00% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,371 | 6.63% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.50% |
| Centralia, IL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $392 | 8.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,656 | 7.38% |
| LIMA, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $378 | 8.25% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,222 | 7.63% |
| Kennett, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $852 | 8.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.50% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,312 | 7.25% |
| MONROE, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $444 | 8.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $112 | 8.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against EVANSVILLE TEACHERS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2024, Evansville Teachers's most frequently originated type of loan was Conventional, with 2,958 originations. Their 2nd most popular type was HELOC, with 1,107 originations.
Loan Reason
For 2024, Evansville Teachers's most frequently cited loan purpose was Home Purchase, with 2,646 originations. The 2nd most popular reason was Cash Out Refi, with 1,468 originations.
Loan Duration/Length
For 2024, Evansville Teachers's most frequently cited loan duration was 30 Year, with 3,442 originations. The 2nd most popular length was 15 Year, with 607 originations.
Origination Fees/Closing Costs
Evansville Teachers's average total fees were $4,567, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,055 originations.
Interest Rates
During 2024, Evansville Teachers's average interest rate for loans was 7.28%, while their most frequently originated rate bucket for loans was 6-7%, with 1,832 originations.
Loan Sizing
2024 saw Evansville Teachers place emphasis on $100,000 or less loans with 1,532 originations, totaling $82,280,000 in origination value.
Applicant Income
Evansville Teachers lent most frequently to those with incomes in the $100k-150k range, with 1,079 originations. The second most popular income band? $50k-75k, with 977 originations.
Applicant Debt to Income Ratio
Evansville Teachers lent most frequently to those with DTI ratios of 30-36%, with 928 originations. The next most common DTI ratio? 20-30%, with 909 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.14%
Evansville Teachers has an average approval rate.
Pick Rate
Approvals leading to origination82.88%
Evansville Teachers has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,679 | $1,057,485,000 | $226,007 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,679 | $1,057,485,000 | $226,007 |