Countryplace Mortgage Ltd. Rates, Fees & Info
AUSTIN, TXLEI: 5493009XSE00M8B9R434
Tax ID: 75-2585326
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Mortgage Data
Overview
Countryplace Mortgage Ltd. is a smaller mortgage company specializing in Home Purchase loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Dallas, Austin, Houston, San Antonio, and Tampa among others. Countryplace Mortgage Ltd. has a below average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Countryplace Mortgage Ltd. is typically a high fee lendor.Originations
1,159Origination Dollar Volume (All Markets)
$166,955,000Relative Rate
Countryplace Mortgage Ltd.'s average 30 year fixed rate mortgage of loans were
3.42%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.27%.
Relative Fees
Countryplace Mortgage Ltd.'s average total fees for a 30 year fixed rate
mortgage are $11,998.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 237 | $31,865,000 | $134,451 | $12,578 | 5.15% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 75 | $11,405,000 | $152,067 | $14,327 | 4.85% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 56 | $10,370,000 | $185,179 | $17,286 | 4.74% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 77 | $10,015,000 | $130,065 | $11,565 | 5.64% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 49 | $7,325,000 | $149,490 | $17,471 | 5.14% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 31 | $4,535,000 | $146,290 | $10,815 | 5.62% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 27 | $3,865,000 | $143,148 | $12,783 | 4.89% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 24 | $2,880,000 | $120,000 | $9,930 | 5.08% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $2,760,000 | $197,143 | $10,462 | 4.55% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 15 | $2,545,000 | $169,667 | $16,537 | 4.99% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $2,175,000 | $167,308 | $11,262 | 3.29% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $9,768 | 3.86% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $9,682 | 4.10% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $12,776 | 3.83% |
| ABILENE, TX (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $10,239 | 4.72% |
| Shawnee, OK (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $16,705 | 4.82% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 13 | $1,485,000 | $114,231 | $7,766 | 5.54% |
| Athens, TX (FHA|USDA|VA) | 10 | $1,350,000 | $135,000 | $10,970 | 4.69% |
| WACO, TX (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $11,597 | 4.46% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $11,821 | 3.73% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $10,237 | 3.95% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $11,770 | 3.77% |
| Meridian, MS (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $10,495 | 4.93% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $12,410 | 4.92% |
| LONGVIEW, TX (FHA|USDA|VA) | 8 | $980,000 | $122,500 | $11,140 | 4.14% |
| TULSA, OK (FHA|USDA|VA) | 10 | $960,000 | $96,000 | $0 | 5.50% |
| Huntsville, TX (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $16,956 | 5.70% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $11,125 | 4.12% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $8,606 | 5.69% |
| Shelby, NC (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $12,326 | 3.18% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 9 | $885,000 | $98,333 | $0 | 5.68% |
| Bonham, TX (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $0 | 5.91% |
| Palestine, TX (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $13,840 | 4.65% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $12,583 | 4.79% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,848 | 3.46% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $6,915 | 5.12% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $0 | 5.89% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $9,417 | 3.33% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $11,556 | 3.50% |
| Payson, AZ (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $6,808 | 3.33% |
| AMARILLO, TX (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $0 | 5.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $8,527 | 3.59% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $0 | 5.81% |
| Mineral Wells, TX (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $12,289 | 5.53% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $9,444 | 3.53% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $0 | 5.47% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $12,111 | 5.07% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $9,818 | 6.18% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $10,785 | 5.24% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $10,575 | 5.49% |
| ODESSA, TX (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $0 | 5.64% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,729 | 3.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $23,570 | 5.25% |
| Jacksonville, TX (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $0 | 5.96% |
| Centralia, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $13,530 | 4.06% |
| Newport, OR (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,602 | 3.42% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 5.66% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $8,455 | 4.87% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,156 | 3.56% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $28,107 | 5.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 5.89% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $10,022 | 5.01% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 5.92% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 6.24% |
| Laurel, MS (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $7,227 | 5.89% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,987 | 3.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $12,849 | 3.79% |
| Marion, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,727 | 3.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $20,216 | 4.88% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $13,283 | 4.08% |
| El Campo, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $12,575 | 4.91% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $0 | 5.46% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $8,862 | 5.24% |
| Granbury, TX (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $9,090 | 4.64% |
| El Dorado, AR (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $0 | 6.18% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 6.12% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,202 | 4.00% |
| Albertville, AL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 5.99% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 5.42% |
| Woodward, OK (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 6.32% |
| Brenham, TX (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $7,901 | 5.03% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $8,135 | 4.90% |
| TYLER, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $16,585 | 4.07% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 5.47% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $13,339 | 3.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 5.57% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 5.66% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $11,664 | 3.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,563 | 3.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $12,292 | 5.08% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $14,933 | 3.25% |
| Camden, AR (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $8,675 | 4.46% |
| Española, NM (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 5.57% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $18,373 | 3.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,176 | 3.88% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,684 | 3.29% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,106 | 4.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $12,833 | 6.13% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,073 | 3.95% |
| Bay City, TX (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 5.27% |
| Cullman, AL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $13,801 | 4.91% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,479 | 3.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 7.71% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $11,540 | 3.94% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $11,427 | 4.68% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.24% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,065 | 4.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,246 | 3.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,334 | 3.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 5.41% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,951 | 3.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 5.24% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,794 | 3.25% |
| Alice, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 6.63% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 5.42% |
| Levelland, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 5.69% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,647 | 3.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,928 | 3.13% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,916 | 3.25% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,469 | 4.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 6.31% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,425 | 3.56% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.44% |
| Dumas, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.84% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 5.24% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.87% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,755 | 3.25% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $15,666 | 3.25% |
| Durant, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.74% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,456 | 3.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,375 | 4.75% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.57% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 6.21% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,213 | 3.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.49% |
| Oxford, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,418 | 3.25% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.75% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.12% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.82% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,750 | 3.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,879 | 3.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,847 | 3.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,132 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,164 | 3.25% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.44% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.32% |
| Portales, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,755 | 3.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,416 | 3.13% |
| Boone, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.14% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.49% |
| Picayune, MS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 5.07% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.64% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.49% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.14% |
| ROME, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.39% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.74% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.74% |
| Columbus, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.24% |
| Altus, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,888 | 3.75% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.04% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.74% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.64% |
| Ada, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.49% |
| Hope, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,116 | 3.88% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.99% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.84% |
| Paris, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.99% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,966 | 3.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.74% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,950 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.74% |
| Tifton, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.59% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.84% |
| Hereford, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.49% |
| Duncan, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.49% |
| Jennings, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.74% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.74% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,186 | 3.88% |
| Borger, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.49% |
| MONROE, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.89% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.99% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $9,770 | 3.25% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.04% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.99% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.99% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.00% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.99% |
| ENID, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.99% |
| OCALA, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.49% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $30,000 | $15,000 | $0 | 7.69% |
Countryplace Mortgage Ltd.'s top markets include Dallas, Austin, Houston, San Antonio, and Tampa among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 890 | $110,190,000 | $123,809 | $9,224 | 5.51% |
| FHA | 198 | $41,010,000 | $207,121 | $13,568 | 3.40% |
| VA | 53 | $12,015,000 | $226,698 | $10,334 | 3.37% |
| USDA | 18 | $3,740,000 | $207,778 | $12,876 | 3.28% |
For the 2021 period, Countryplace Mortgage Ltd.'s most frequently originated loan type of loans were Conventional, with 890 originations. Their 2nd most popular type is FHA, with 198 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 1,089 | $152,715,000 | $140,234 | $12,608 | 5.13% |
| Refi | 53 | $11,115,000 | $209,717 | $8,196 | 3.26% |
| Cash Out Refi | 17 | $3,125,000 | $183,824 | $7,782 | 3.27% |
For the 2021, Countryplace Mortgage Ltd.'s most frequently cited loan purpose of loans were Home Purchase, with 1,089 originations. The 2nd most popular reason of loans were Refi, with 53 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20 Year | 593 | $66,145,000 | $111,543 | $6,073 | 5.81% |
| 30 Year | 370 | $78,990,000 | $213,486 | $11,998 | 3.42% |
| Other | 144 | $16,800,000 | $116,667 | $0 | 5.78% |
| 15 Year | 45 | $4,285,000 | $95,222 | $6,806 | 5.29% |
| 10 Year | 5 | $235,000 | $47,000 | $0 | 5.67% |
| 30+ year | 2 | $500,000 | $250,000 | $7,741 | 3.56% |
For the 2021, Countryplace Mortgage Ltd.'s most frequently cited loan length of loans were 20 Year, with 593 originations. The 2nd most popular length of loans were 30 Year, with 370 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $5k+ | 221 | $51,875,000 | $234,729 |
| $3k-4k | 122 | $22,460,000 | $184,098 |
| $2k-3k | 20 | $3,090,000 | $154,500 |
| $<1k | 12 | $2,790,000 | $232,500 |
| $1k-2k | 9 | $1,395,000 | $155,000 |
$11,998 of loans were Countryplace Mortgage Ltd.'s average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 221 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 493 | $58,995,000 | $119,665 |
| 3-4% | 288 | $58,440,000 | $202,917 |
| 4-5% | 161 | $19,875,000 | $123,447 |
| 6-7% | 114 | $12,830,000 | $112,544 |
| 2.5-3% | 51 | $12,335,000 | $241,863 |
| 7-8% | 32 | $2,270,000 | $70,938 |
| Over 8% | 16 | $1,380,000 | $86,250 |
| <2.5% | 4 | $830,000 | $207,500 |
During 2021, Countryplace Mortgage Ltd.'s average interest rate of loans were 3.42%, while their most frequently originated rate bucket of loans were 5-6%, with 493 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-200k | 555 | $80,155,000 | $144,423 | $10,251 | 4.95% |
| $100,000 or less | 381 | $26,995,000 | $70,853 | $7,835 | 5.79% |
| $200k-400k | 212 | $54,320,000 | $256,226 | $13,190 | 3.87% |
| $400k-600k | 10 | $4,880,000 | $488,000 | $19,855 | 3.53% |
| $600k-1MM | 1 | $605,000 | $605,000 | $23,570 | 5.25% |
2021 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 555 originations, totaling $80,155,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 421 | $58,595,000 | $139,181 | $11,421 | 4.97% |
| $50k or less | 301 | $32,185,000 | $106,927 | $10,778 | 5.09% |
| $75k-100k | 224 | $35,550,000 | $158,705 | $12,200 | 4.91% |
| $100k-150k | 150 | $28,360,000 | $189,067 | $13,950 | 5.10% |
| $150k-250k | 55 | $10,665,000 | $193,909 | $12,314 | 5.22% |
| $250k+ | 6 | $1,220,000 | $203,333 | $7,840 | 5.30% |
Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 421 originations. The second most popular income band? $50k or less, with 301 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30-36% | 210 | $29,100,000 | $138,571 | $10,691 | 5.09% |
| 20-30% | 189 | $24,505,000 | $129,656 | $10,561 | 5.16% |
| 50-60% | 128 | $20,830,000 | $162,734 | $14,007 | 4.64% |
| <20% | 90 | $9,730,000 | $108,111 | $9,003 | 5.35% |
| 40% | 49 | $6,825,000 | $139,286 | $12,592 | 5.25% |
| 44% | 47 | $6,675,000 | $142,021 | $11,224 | 4.89% |
| 37% | 45 | $7,375,000 | $163,889 | $12,425 | 4.89% |
| 45% | 41 | $6,985,000 | $170,366 | $11,549 | 4.86% |
| 43% | 39 | $5,215,000 | $133,718 | $11,520 | 5.22% |
| 41% | 39 | $5,295,000 | $135,769 | $12,068 | 5.34% |
| 47% | 38 | $6,220,000 | $163,684 | $12,077 | 4.65% |
| 49% | 38 | $5,850,000 | $153,947 | $10,903 | 4.77% |
| 38% | 37 | $5,865,000 | $158,514 | $10,490 | 4.81% |
| 36% | 35 | $4,885,000 | $139,571 | $12,210 | 4.89% |
| 46% | 35 | $5,605,000 | $160,143 | $12,493 | 5.09% |
| 42% | 32 | $5,660,000 | $176,875 | $14,516 | 4.97% |
| 48% | 31 | $5,085,000 | $164,032 | $13,382 | 4.71% |
| 39% | 23 | $3,365,000 | $146,304 | $12,282 | 5.09% |
| >60% | 13 | $1,885,000 | $145,000 | $9,525 | 5.16% |
Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 210 originations. The next most common DTI ratio? 20-30%, with 189 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 978 | $141,570,000 | $144,755 | $11,810 | 5.00% |
| Not provided | 108 | $15,780,000 | $146,111 | $11,383 | 5.13% |
| Black | 51 | $6,935,000 | $135,980 | $11,545 | 4.87% |
| American Indian | 11 | $1,485,000 | $135,000 | $13,878 | 4.89% |
| Asian | 4 | $480,000 | $120,000 | $0 | 5.65% |
| Other Asian | 3 | $285,000 | $95,000 | $0 | 5.91% |
| Filipino | 1 | $155,000 | $155,000 | $0 | 5.74% |
| Japanese | 1 | $135,000 | $135,000 | $0 | 5.84% |
| Vietnamese | 1 | $75,000 | $75,000 | $0 | 5.49% |
| Native Hawaiian | 1 | $55,000 | $55,000 | $0 | 4.99% |
Approval Rates
Total approvals of all applications58.91%
Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-18.74%
Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $165,000 | $165,000 |
| 1000.0 | 4 | $60,000 | $15,000 |
| 1054.5 | 1 | $25,000 | $25,000 |
| 1096.0 | 683 | $77,125,000 | $112,921 |
| 1301.89 | 1 | $25,000 | $25,000 |
| 1330.39 | 1 | $25,000 | $25,000 |
| 1399.7 | 1 | $25,000 | $25,000 |
| 1412.68 | 1 | $25,000 | $25,000 |
| 1413.95 | 1 | $25,000 | $25,000 |
| 1452.71 | 1 | $35,000 | $35,000 |
| 1461.54 | 1 | $35,000 | $35,000 |
| 1539.62 | 1 | $35,000 | $35,000 |
| 1644.12 | 1 | $35,000 | $35,000 |
| 1674.87 | 1 | $35,000 | $35,000 |
| 1682.05 | 1 | $35,000 | $35,000 |
| 1701.0 | 33 | $2,935,000 | $88,939 |
| 2084.03 | 1 | $105,000 | $105,000 |
| 2247.13 | 1 | $65,000 | $65,000 |
| 2539.09 | 1 | $65,000 | $65,000 |
| 2868.37 | 1 | $65,000 | $65,000 |
| 2900.0 | 1 | $75,000 | $75,000 |
| 2997.0 | 7 | $595,000 | $85,000 |
| 3197.3 | 1 | $115,000 | $115,000 |
| 3201.17 | 1 | $115,000 | $115,000 |
| 3462.02 | 1 | $115,000 | $115,000 |
| 3708.44 | 1 | $125,000 | $125,000 |
| 4094.53 | 1 | $145,000 | $145,000 |
| 4123.79 | 1 | $145,000 | $145,000 |
| 4163.89 | 1 | $145,000 | $145,000 |
| 4164.84 | 1 | $145,000 | $145,000 |
| 4998.04 | 1 | $175,000 | $175,000 |
| 5169.07 | 1 | $185,000 | $185,000 |
| 5188.16 | 1 | $175,000 | $175,000 |
| 596.0 | 1 | $95,000 | $95,000 |
| 7344.3 | 1 | $315,000 | $315,000 |
| 962.22 | 1 | $15,000 | $15,000 |
| 999.0 | 15 | $1,545,000 | $103,000 |
| NA | 385 | $81,785,000 | $212,429 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1,159 | $166,955,000 | $144,051 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 3 | $355,000 | $118,333 | $7,434 | 3.13% |
| 40-60% | 23 | $3,635,000 | $158,043 | $7,652 | 4.06% |
| 60-80% | 90 | $14,490,000 | $161,000 | $9,643 | 4.07% |
| 80-100% | 369 | $67,285,000 | $182,344 | $12,294 | 3.95% |
| Over 100% | 674 | $81,190,000 | $120,460 | $18,947 | 5.77% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CountryPlace Acceptance Corporation | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.7% |
| CountryPlace Acceptance Corporation | Conventional home mortgage | Trouble during payment process | 1 | 7.7% |
| CountryPlace Acceptance Corporation | FHA mortgage | Closing on a mortgage | 8 | 61.5% |
| CountryPlace Acceptance Corporation | FHA mortgage | Trouble during payment process | 2 | 15.4% |
| CountryPlace Acceptance Corporation | Other type of mortgage | Trouble during payment process | 1 | 7.7% |
