Countryplace Mortgage Ltd. Rates, Fees & Info
AUSTIN, TXLEI: 5493009XSE00M8B9R434
Tax ID: 75-2585326
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Mortgage Data
Review & Overview
Countryplace Mortgage Ltd. is a smaller mortgage company specializing in loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Austin, Houston, San Antonio, and Tampa among others. We have data for 191 markets. (Some data included below & more in-depth data is available with an active subscription.)Countryplace Mortgage Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Countryplace Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.69% | 12/4/22 |
| 30 Year Conventional Refi | 7.30% | 12/4/22 |
| 30 Year Cash-out Refi | 6.58% | 12/4/22 |
| 30 Year FHA Purchase | 8.32% | 12/4/22 |
| 30 Year FHA Refi | 7.96% | 12/4/22 |
| 30 Year VA Purchase | 7.24% | 12/4/22 |
| 30 Year VA Refi | 7.09% | 12/4/22 |
| 30 Year USDA Purchase | 7.72% | 12/4/22 |
| 30 Year USDA Refi | 7.37% | 12/4/22 |
| 15 Year Conventional Purchase | 9.15% | 12/4/22 |
| 15 Year Conventional Refi | 6.87% | 12/4/22 |
| 15 Year Cash-out Refi | 6.87% | 12/4/22 |
| 15 Year FHA Refi | 5.76% | 12/4/22 |
| 15 Year VA Refi | 6.74% | 12/4/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
1,159Origination Dollar Volume (All Markets)
$166,955,000Relative Rate
Countryplace Mortgage Ltd.'s average 30 year fixed mortgage rate was
3.42%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of 0.27%.
Relative Fees (Closing Costs)
Countryplace Mortgage Ltd.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $11,998.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 237 | $31,865,000 | $134,451 | $12,578 | 5.15% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 75 | $11,405,000 | $152,067 | $14,327 | 4.85% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 56 | $10,370,000 | $185,179 | $17,286 | 4.74% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 77 | $10,015,000 | $130,065 | $11,565 | 5.64% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 49 | $7,325,000 | $149,490 | $17,471 | 5.14% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 31 | $4,535,000 | $146,290 | $10,815 | 5.62% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 27 | $3,865,000 | $143,148 | $12,783 | 4.89% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 24 | $2,880,000 | $120,000 | $9,930 | 5.08% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 14 | $2,760,000 | $197,143 | $10,462 | 4.55% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 15 | $2,545,000 | $169,667 | $16,537 | 4.99% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $2,175,000 | $167,308 | $11,262 | 3.29% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $9,768 | 3.86% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $9,682 | 4.10% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $12,776 | 3.83% |
| ABILENE, TX (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $10,239 | 4.72% |
| Shawnee, OK (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $16,705 | 4.82% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 13 | $1,485,000 | $114,231 | $7,766 | 5.54% |
| Athens, TX (FHA|USDA|VA) | 10 | $1,350,000 | $135,000 | $10,970 | 4.69% |
| WACO, TX (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $11,597 | 4.46% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $11,821 | 3.73% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $10,237 | 3.95% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $11,770 | 3.77% |
| Meridian, MS (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $10,495 | 4.93% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $12,410 | 4.92% |
| LONGVIEW, TX (FHA|USDA|VA) | 8 | $980,000 | $122,500 | $11,140 | 4.14% |
| TULSA, OK (FHA|USDA|VA) | 10 | $960,000 | $96,000 | $0 | 5.50% |
| Huntsville, TX (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $16,956 | 5.70% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $11,125 | 4.12% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $8,606 | 5.69% |
| Shelby, NC (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $12,326 | 3.18% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 9 | $885,000 | $98,333 | $0 | 5.68% |
| Bonham, TX (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $0 | 5.91% |
| Palestine, TX (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $13,840 | 4.65% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $12,583 | 4.79% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,848 | 3.46% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $6,915 | 5.12% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $0 | 5.89% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $9,417 | 3.33% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $11,556 | 3.50% |
| Payson, AZ (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $6,808 | 3.33% |
| AMARILLO, TX (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $0 | 5.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $8,527 | 3.59% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $0 | 5.81% |
| Mineral Wells, TX (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $12,289 | 5.53% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $9,444 | 3.53% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $0 | 5.47% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $12,111 | 5.07% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $9,818 | 6.18% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $10,785 | 5.24% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $10,575 | 5.49% |
| ODESSA, TX (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $0 | 5.64% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,729 | 3.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $23,570 | 5.25% |
| Jacksonville, TX (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $0 | 5.96% |
| Centralia, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $13,530 | 4.06% |
| Newport, OR (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,602 | 3.42% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 5.66% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $8,455 | 4.87% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,156 | 3.56% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $28,107 | 5.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 5.89% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $10,022 | 5.01% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 5.92% |
| LAWTON, OK (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 6.24% |
| Laurel, MS (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $7,227 | 5.89% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,987 | 3.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $12,849 | 3.79% |
| Marion, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,727 | 3.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $20,216 | 4.88% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $13,283 | 4.08% |
| El Campo, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $12,575 | 4.91% |
| VICTORIA, TX (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $0 | 5.46% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $8,862 | 5.24% |
| Granbury, TX (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $9,090 | 4.64% |
| El Dorado, AR (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $0 | 6.18% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 6.12% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,202 | 4.00% |
| Albertville, AL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 5.99% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 5.42% |
| Woodward, OK (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 6.32% |
| Brenham, TX (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $7,901 | 5.03% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $8,135 | 4.90% |
| TYLER, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $16,585 | 4.07% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 5.47% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $13,339 | 3.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 5.57% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 5.66% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $11,664 | 3.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,563 | 3.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $12,292 | 5.08% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $14,933 | 3.25% |
| Camden, AR (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $8,675 | 4.46% |
| Española, NM (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 5.57% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $18,373 | 3.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,176 | 3.88% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $7,684 | 3.29% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,106 | 4.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $12,833 | 6.13% |
| Del Rio, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,073 | 3.95% |
| Bay City, TX (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 5.27% |
| Cullman, AL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $13,801 | 4.91% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,479 | 3.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 7.71% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $11,540 | 3.94% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $11,427 | 4.68% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.24% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,065 | 4.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,246 | 3.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,334 | 3.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 5.41% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,951 | 3.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 5.24% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,794 | 3.25% |
| Alice, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 6.63% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 5.42% |
| Levelland, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 5.69% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,647 | 3.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,928 | 3.13% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,916 | 3.25% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,469 | 4.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 6.31% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,425 | 3.56% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.44% |
| Dumas, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.84% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 5.24% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.87% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,755 | 3.25% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $15,666 | 3.25% |
| Durant, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.74% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,456 | 3.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,375 | 4.75% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.57% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 6.21% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,213 | 3.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.49% |
| Oxford, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,418 | 3.25% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.75% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.12% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.82% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,750 | 3.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,879 | 3.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,847 | 3.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,132 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,164 | 3.25% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.44% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.32% |
| Portales, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,755 | 3.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,416 | 3.13% |
| Boone, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.14% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.49% |
| Picayune, MS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 5.07% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.64% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.49% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.14% |
| ROME, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.39% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.74% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.74% |
| Columbus, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.24% |
| Altus, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,888 | 3.75% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.04% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.74% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.64% |
| Ada, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.49% |
| Hope, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,116 | 3.88% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.99% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.84% |
| Paris, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.99% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,966 | 3.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.74% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,950 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.74% |
| Tifton, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.59% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.84% |
| Hereford, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.49% |
| Duncan, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.49% |
| Jennings, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.74% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.74% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,186 | 3.88% |
| Borger, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.49% |
| MONROE, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.89% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.99% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $9,770 | 3.25% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.04% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.99% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.99% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.00% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.99% |
| ENID, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.99% |
| OCALA, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.49% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $30,000 | $15,000 | $0 | 7.69% |
Similar Lenders
We use machine learning to identify the top lenders compared against COUNTRYPLACE MORTGAGE LTD. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2021, Countryplace Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 890 originations. Their 2nd most popular type was FHA, with 198 originations.
Loan Reason
For 2021, Countryplace Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 1,089 originations. The 2nd most popular reason was Refi, with 53 originations.
Loan Duration/Length
For 2021, Countryplace Mortgage Ltd.'s most frequently cited loan duration was 20 Year, with 593 originations. The 2nd most popular length was 30 Year, with 370 originations.
Origination Fees/Closing Costs
Countryplace Mortgage Ltd.'s average total fees were $11,998, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 221 originations.
Interest Rates
During 2021, Countryplace Mortgage Ltd.'s average interest rate for loans was 3.42%, while their most frequently originated rate bucket for loans was 5-6%, with 493 originations.
Loan Sizing
2021 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 555 originations, totaling $80,155,000 in origination value.
Applicant Income
Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 421 originations. The second most popular income band? $50k or less, with 301 originations.
Applicant Debt to Income Ratio
Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 210 originations. The next most common DTI ratio? 20-30%, with 189 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications54.70%
Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination-36.84%
Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $165,000 | $165,000 |
| 1000.0 | 4 | $60,000 | $15,000 |
| 1054.5 | 1 | $25,000 | $25,000 |
| 1096.0 | 683 | $77,125,000 | $112,921 |
| 1301.89 | 1 | $25,000 | $25,000 |
| 1330.39 | 1 | $25,000 | $25,000 |
| 1399.7 | 1 | $25,000 | $25,000 |
| 1412.68 | 1 | $25,000 | $25,000 |
| 1413.95 | 1 | $25,000 | $25,000 |
| 1452.71 | 1 | $35,000 | $35,000 |
| 1461.54 | 1 | $35,000 | $35,000 |
| 1539.62 | 1 | $35,000 | $35,000 |
| 1644.12 | 1 | $35,000 | $35,000 |
| 1674.87 | 1 | $35,000 | $35,000 |
| 1682.05 | 1 | $35,000 | $35,000 |
| 1701.0 | 33 | $2,935,000 | $88,939 |
| 2084.03 | 1 | $105,000 | $105,000 |
| 2247.13 | 1 | $65,000 | $65,000 |
| 2539.09 | 1 | $65,000 | $65,000 |
| 2868.37 | 1 | $65,000 | $65,000 |
| 2900.0 | 1 | $75,000 | $75,000 |
| 2997.0 | 7 | $595,000 | $85,000 |
| 3197.3 | 1 | $115,000 | $115,000 |
| 3201.17 | 1 | $115,000 | $115,000 |
| 3462.02 | 1 | $115,000 | $115,000 |
| 3708.44 | 1 | $125,000 | $125,000 |
| 4094.53 | 1 | $145,000 | $145,000 |
| 4123.79 | 1 | $145,000 | $145,000 |
| 4163.89 | 1 | $145,000 | $145,000 |
| 4164.84 | 1 | $145,000 | $145,000 |
| 4998.04 | 1 | $175,000 | $175,000 |
| 5169.07 | 1 | $185,000 | $185,000 |
| 5188.16 | 1 | $175,000 | $175,000 |
| 596.0 | 1 | $95,000 | $95,000 |
| 7344.3 | 1 | $315,000 | $315,000 |
| 962.22 | 1 | $15,000 | $15,000 |
| 999.0 | 15 | $1,545,000 | $103,000 |
| NA | 385 | $81,785,000 | $212,429 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CountryPlace Acceptance Corporation | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.7% |
| CountryPlace Acceptance Corporation | Conventional home mortgage | Trouble during payment process | 1 | 7.7% |
| CountryPlace Acceptance Corporation | FHA mortgage | Closing on a mortgage | 8 | 61.5% |
| CountryPlace Acceptance Corporation | FHA mortgage | Trouble during payment process | 2 | 15.4% |
| CountryPlace Acceptance Corporation | Other type of mortgage | Trouble during payment process | 1 | 7.7% |
