Countryplace Mortgage Ltd. Rates, Fees & Info

AUSTIN, TX

LEI: 5493009XSE00M8B9R434

Tax ID: 75-2585326

1 stars - Updated: 2/25/24 - out of 5 stars, based on 35 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Countryplace Mortgage Ltd. is a smaller mortgage company specializing in Home Purchase loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Austin, Dallas, Houston, San Antonio, and Oklahoma City among others. We have data for 193 markets. (Some data included below & more in-depth data is available with an active subscription.)

Countryplace Mortgage Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Countryplace Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.92% 2/25/24
30 Year Conventional Refi 6.74% 2/25/24
30 Year FHA Purchase 7.71% 2/25/24
30 Year FHA Refi 7.84% 2/25/24
30 Year VA Purchase 7.52% 2/25/24
30 Year USDA Purchase 7.20% 2/25/24
15 Year Conventional Purchase 8.52% 2/25/24
15 Year Conventional Refi 6.84% 2/25/24
15 Year Cash-out Refi 6.84% 2/25/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Countryplace Mortgage Ltd. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Countryplace Mortgage Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,198

Origination Dollar Volume (All Markets)

$165,190,000

Relative Rate

Countryplace Mortgage Ltd.'s average 30 year fixed mortgage rate was 5.21%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.45%.

Relative Fees (Closing Costs)

Countryplace Mortgage Ltd.'s average total fees/closing costs for a 30 year fixed rate mortgage were $12,408.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 276 $37,040,000 $134,203 $14,884 5.94%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 71 $12,205,000 $171,901 $15,180 5.93%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 74 $10,530,000 $142,297 $10,261 6.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 67 $9,645,000 $143,955 $16,674 6.15%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 51 $8,135,000 $159,510 $15,709 6.17%
OKLAHOMA CITY, OK (FHA|USDA|VA) 27 $3,295,000 $122,037 $0 5.91%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 31 $3,205,000 $103,387 $13,784 6.62%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 15 $2,155,000 $143,667 $0 5.58%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 18 $1,890,000 $105,000 $0 6.81%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 13 $1,885,000 $145,000 $4,549 6.36%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 12 $1,850,000 $154,167 $0 6.09%
TUSCALOOSA, AL (FHA|USDA|VA) 13 $1,795,000 $138,077 $0 5.80%
Stephenville, TX (FHA|USDA|VA) 10 $1,650,000 $165,000 $0 6.08%
JACKSON, MS (FHA|USDA|VA) 11 $1,525,000 $138,636 $0 6.04%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,455,000 $161,667 $3,941 6.22%
TULSA, OK (FHA|USDA|VA) 11 $1,335,000 $121,364 $0 6.14%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,265,000 $180,714 $0 5.81%
LUBBOCK, TX (FHA|USDA|VA) 9 $1,235,000 $137,222 $0 6.58%
Alice, TX (FHA|USDA|VA) 8 $1,210,000 $151,250 $0 6.40%
LONGVIEW, TX (FHA|USDA|VA) 9 $1,095,000 $121,667 $0 5.97%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,035,000 $207,000 $15,849 6.49%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,030,000 $171,667 $0 6.23%
Seneca, SC (FHA|USDA|VA) 8 $1,020,000 $127,500 $0 5.48%
Lufkin, TX (FHA|USDA|VA) 7 $965,000 $137,857 $0 6.18%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $960,000 $160,000 $0 5.80%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $960,000 $160,000 $1,253 5.99%
VICTORIA, TX (FHA|USDA|VA) 6 $960,000 $160,000 $0 6.24%
El Dorado, AR (FHA|USDA|VA) 9 $935,000 $103,889 $0 6.14%
Corsicana, TX (FHA|USDA|VA) 6 $910,000 $151,667 $0 5.79%
Jacksonville, TX (FHA|USDA|VA) 6 $870,000 $145,000 $0 6.33%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $835,000 $167,000 $10,188 6.45%
WACO, TX (FHA|USDA|VA) 6 $800,000 $133,333 $0 6.59%
Mineral Wells, TX (FHA|USDA|VA) 6 $790,000 $131,667 $0 6.75%
Cullman, AL (FHA|USDA|VA) 5 $745,000 $149,000 $0 5.86%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $745,000 $149,000 $0 5.49%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 9 $745,000 $82,778 $15,188 6.58%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $730,000 $121,667 $13,896 6.27%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $725,000 $103,571 $0 6.17%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 6 $700,000 $116,667 $0 5.65%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 12 $690,000 $57,500 $0 6.99%
Bay City, TX (FHA|USDA|VA) 4 $690,000 $172,500 $0 6.59%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $680,000 $170,000 $13,930 4.65%
COLUMBIA, SC (FHA|USDA|VA) 5 $675,000 $135,000 $0 5.62%
HATTIESBURG, MS (FHA|USDA|VA) 6 $670,000 $111,667 $0 5.83%
PANAMA CITY, FL (FHA|USDA|VA) 4 $660,000 $165,000 $0 5.84%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $660,000 $330,000 $14,847 5.00%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $655,000 $131,000 $0 5.82%
Shawnee, OK (FHA|USDA|VA) 5 $645,000 $129,000 $0 5.86%
Granbury, TX (FHA|USDA|VA) 4 $640,000 $160,000 $0 6.14%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $635,000 $127,000 $9,530 5.62%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $630,000 $157,500 $0 5.49%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $615,000 $123,000 $0 5.97%
SUMTER, SC (FHA|USDA|VA) 4 $610,000 $152,500 $0 5.25%
ALBANY, GA (FHA|USDA|VA) 4 $600,000 $150,000 $0 5.95%
BATON ROUGE, LA (FHA|USDA|VA) 4 $600,000 $150,000 $3,381 6.24%
Statesboro, GA (FHA|USDA|VA) 3 $595,000 $198,333 $0 5.76%
Bonham, TX (FHA|USDA|VA) 5 $595,000 $119,000 $0 6.42%
FLORENCE, SC (FHA|USDA|VA) 4 $590,000 $147,500 $0 5.99%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $585,000 $195,000 $12,885 5.04%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $560,000 $140,000 $0 5.77%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $555,000 $111,000 $0 5.91%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $550,000 $91,667 $0 5.80%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $545,000 $181,667 $13,166 5.58%
Brownwood, TX (FHA|USDA|VA) 3 $545,000 $181,667 $0 5.69%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $545,000 $181,667 $0 5.99%
Lumberton, NC (FHA|USDA|VA) 3 $545,000 $181,667 $0 6.11%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $525,000 $175,000 $0 5.84%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $505,000 $101,000 $0 6.19%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $505,000 $168,333 $0 5.97%
Kerrville, TX (FHA|USDA|VA) 3 $505,000 $168,333 $0 5.46%
MIDLAND, TX (FHA|USDA|VA) 3 $485,000 $161,667 $0 5.82%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $480,000 $120,000 $0 5.54%
DECATUR, AL (FHA|USDA|VA) 3 $475,000 $158,333 $0 5.91%
Laurel, MS (FHA|USDA|VA) 4 $470,000 $117,500 $0 6.20%
Orangeburg, SC (FHA|USDA|VA) 3 $465,000 $155,000 $0 5.91%
Fredericksburg, TX (FHA|USDA|VA) 3 $465,000 $155,000 $0 7.32%
Natchitoches, LA (FHA|USDA|VA) 3 $465,000 $155,000 $0 6.71%
TYLER, TX (FHA|USDA|VA) 5 $445,000 $89,000 $0 6.39%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $440,000 $110,000 $0 5.94%
Camden, AR (FHA|USDA|VA) 2 $440,000 $220,000 $0 5.92%
Meridian, MS (FHA|USDA|VA) 3 $435,000 $145,000 $0 5.47%
Okeechobee, FL (FHA|USDA|VA) 2 $420,000 $210,000 $0 5.37%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $415,000 $138,333 $0 5.34%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $405,000 $135,000 $0 6.34%
MONROE, LA (FHA|USDA|VA) 4 $390,000 $97,500 $0 5.89%
EspaƱola, NM (FHA|USDA|VA) 2 $390,000 $195,000 $0 5.67%
Hobbs, NM (FHA|USDA|VA) 3 $385,000 $128,333 $0 5.99%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $385,000 $77,000 $0 7.55%
El Campo, TX (FHA|USDA|VA) 5 $385,000 $77,000 $0 5.52%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $360,000 $180,000 $0 6.32%
Athens, TX (FHA|USDA|VA) 3 $355,000 $118,333 $0 6.19%
Palestine, TX (FHA|USDA|VA) 2 $350,000 $175,000 $0 7.74%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $350,000 $175,000 $0 6.19%
Nacogdoches, TX (FHA|USDA|VA) 3 $345,000 $115,000 $0 5.92%
ABILENE, TX (FHA|USDA|VA) 3 $345,000 $115,000 $0 6.47%
Huntsville, TX (FHA|USDA|VA) 2 $340,000 $170,000 $0 6.17%
VALDOSTA, GA (FHA|USDA|VA) 2 $340,000 $170,000 $0 5.24%
Greenwood, MS (FHA|USDA|VA) 3 $335,000 $111,667 $0 6.22%
Tupelo, MS (FHA|USDA|VA) 2 $330,000 $165,000 $0 5.24%
LAFAYETTE, LA (FHA|USDA|VA) 3 $325,000 $108,333 $0 5.29%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $300,000 $150,000 $0 5.94%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $290,000 $145,000 $0 6.42%
ODESSA, TX (FHA|USDA|VA) 2 $280,000 $140,000 $0 5.07%
LAWTON, OK (FHA|USDA|VA) 2 $280,000 $140,000 $0 5.49%
Muskogee, OK (FHA|USDA|VA) 2 $270,000 $135,000 $0 6.49%
Gainesville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.69%
Miami, OK (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.74%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.84%
LaGrange, GA-AL (FHA|USDA|VA) 2 $260,000 $130,000 $0 6.99%
SANTA FE, NM (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.24%
AMARILLO, TX (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.82%
GADSDEN, AL (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.12%
Minden, LA (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.24%
GAINESVILLE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $20,217 5.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.74%
Rockport, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.14%
Georgetown, SC (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.64%
Fort Payne, AL (FHA|USDA|VA) 2 $210,000 $105,000 $0 5.94%
SPARTANBURG, SC (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.49%
Vernon, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.74%
Tifton, GA (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.54%
Sanford, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.54%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.99%
Searcy, AR (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.67%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.50%
OCALA, FL (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.00%
Jesup, GA (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.74%
Cullowhee, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.84%
Scottsboro, AL (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.54%
MONTGOMERY, AL (FHA|USDA|VA) 2 $180,000 $90,000 $5,505 5.87%
HAMMOND, LA (FHA|USDA|VA) 2 $180,000 $90,000 $0 5.69%
Vidalia, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.49%
TUCSON, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.24%
Pearsall, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.74%
Grenada, MS (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.24%
ROME, GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.54%
Greenwood, SC (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.14%
Summerville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.99%
Douglas, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.49%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $145,000 $145,000 $7,879 5.75%
Columbus, MS (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.49%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.24%
Calhoun, GA (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.24%
Jennings, LA (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.74%
ASHEVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.99%
Forest City, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.99%
Stillwater, OK (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.74%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $135,000 $135,000 $9,748 5.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.74%
Big Spring, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.89%
Paris, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.49%
Newberry, SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.19%
Thomasville, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.14%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.24%
Cleveland, MS (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.74%
DeRidder, LA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.49%
Grants, NM (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.99%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.47%
Ardmore, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.49%
Port Lavaca, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.74%
PINE BLUFF, AR (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.12%
Palatka, FL (FHA|USDA|VA) 1 $105,000 $105,000 $6,884 4.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.29%
DOTHAN, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.14%
Kingsville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.14%
LAS CRUCES, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.24%
Beeville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.69%
Morgan City, LA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.49%
McComb, MS (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.74%
Pecos, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.44%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.69%
Cedartown, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.74%
Batesville, AR (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.99%
PUEBLO, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.75%
Kinston, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.99%
Elizabeth City, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.54%
Deming, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.74%
Ruidoso, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.89%
Picayune, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.69%
Oxford, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.24%
Moultrie, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.99%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.14%
Fort Polk South, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.74%
McAlester, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.94%
Mount Airy, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.49%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.14%
MOBILE, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.64%
Ada, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
FARMINGTON, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
Albertville, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.49%
Blytheville, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.99%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $30,000 $15,000 $0 7.81%
Countryplace Mortgage Ltd.'s top markets include Austin, Dallas, Houston, San Antonio, and Oklahoma City among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,181 $161,545,000 $136,787 $10,125 6.07%
    FHA 14 $3,090,000 $220,714 $16,568 4.70%
    VA 2 $370,000 $185,000 $10,554 6.06%
    USDA 1 $185,000 $185,000 $16,684 3.25%

    For 2022, Countryplace Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 1,181 originations. Their 2nd most popular type was FHA, with 14 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,178 $161,100,000 $136,757 $12,550 6.07%
    Refi 20 $4,090,000 $204,500 $11,248 4.82%

    For 2022, Countryplace Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 1,178 originations. The 2nd most popular reason was Refi, with 20 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 897 $122,095,000 $136,115 $0 6.10%
    Other 189 $27,285,000 $144,365 $1,253 5.97%
    15 Year 56 $5,000,000 $89,286 $8,569 6.18%
    30 Year 48 $10,410,000 $216,875 $12,408 5.21%
    10 Year 8 $400,000 $50,000 $0 6.44%

    For 2022, Countryplace Mortgage Ltd.'s most frequently cited loan duration was 20 Year, with 897 originations. The 2nd most popular length was Other, with 189 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 34 $7,840,000 $230,588
    $<1k 9 $1,895,000 $210,556
    $4k-5k 4 $610,000 $152,500
    $2k-3k 2 $150,000 $75,000
    $3k-4k 2 $370,000 $185,000

    Countryplace Mortgage Ltd.'s average total fees were $12,408, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 34 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 538 $77,060,000 $143,234
    6-7% 309 $43,135,000 $139,595
    4-5% 160 $20,560,000 $128,500
    7-8% 134 $17,620,000 $131,493
    Over 8% 46 $4,600,000 $100,000
    3-4% 10 $2,120,000 $212,000
    2.5-3% 1 $95,000 $95,000

    During 2022, Countryplace Mortgage Ltd.'s average interest rate for loans was 5.21%, while their most frequently originated rate bucket for loans was 5-6%, with 538 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 671 $98,045,000 $146,118 $10,495 6.00%
    $100,000 or less 364 $27,560,000 $75,714 $5,754 6.18%
    $200k-400k 162 $39,150,000 $241,667 $13,461 5.96%
    $400k-600k 1 $435,000 $435,000 $21,618 5.00%

    2022 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 671 originations, totaling $98,045,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 398 $50,870,000 $127,814 $11,406 5.96%
    $50k or less 255 $25,235,000 $98,961 $8,519 6.11%
    $75k-100k 250 $38,220,000 $152,880 $13,812 6.19%
    $100k-150k 218 $36,960,000 $169,541 $12,812 5.98%
    $150k-250k 62 $11,120,000 $179,355 $0 6.08%
    $250k+ 15 $2,785,000 $185,667 $15,611 6.12%

    Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 398 originations. The second most popular income band? $50k or less, with 255 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 193 $26,325,000 $136,399 $12,721 5.93%
    20-30% 191 $24,725,000 $129,450 $10,094 5.80%
    50-60% 181 $26,615,000 $147,044 $13,247 6.17%
    <20% 54 $5,810,000 $107,593 $0 5.73%
    39% 52 $6,990,000 $134,423 $0 6.11%
    40% 47 $6,165,000 $131,170 $15,188 6.05%
    47% 45 $6,255,000 $139,000 $16,114 6.08%
    43% 43 $6,185,000 $143,837 $7,027 6.07%
    49% 43 $7,155,000 $166,395 $14,493 6.15%
    37% 41 $5,695,000 $138,902 $10,562 6.22%
    36% 41 $6,115,000 $149,146 $9,975 6.09%
    48% 41 $6,115,000 $149,146 $15,347 6.25%
    41% 40 $5,550,000 $138,750 $12,765 6.34%
    42% 39 $5,475,000 $140,385 $11,115 6.37%
    38% 37 $5,115,000 $138,243 $3,941 6.26%
    45% 36 $5,280,000 $146,667 $15,061 6.22%
    46% 35 $5,025,000 $143,571 $19,263 6.12%
    44% 35 $4,015,000 $114,714 $12,527 6.05%
    >60% 4 $580,000 $145,000 $0 5.92%

    Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 193 originations. The next most common DTI ratio? 20-30%, with 191 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 995 $137,885,000 $138,578 $11,987 6.02%
    Not provided 119 $15,695,000 $131,891 $12,765 6.16%
    Black 57 $7,475,000 $131,140 $12,612 6.26%
    American Indian 17 $2,725,000 $160,294 $0 5.98%
    Filipino 4 $630,000 $157,500 $0 6.46%
    Other Pacific Islander 2 $300,000 $150,000 $0 5.97%
    Asian 2 $230,000 $115,000 $0 6.32%
    Guamanian 1 $195,000 $195,000 $0 5.74%
    Native Hawaiian or Islander 1 $55,000 $55,000 $0 5.49%

    Approval Rates

    Total approvals of all applications
    41.94%

    Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -41.57%

    Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $245,000 $245,000
    1000.0 5 $425,000 $85,000
    1044.97 1 $25,000 $25,000
    1096.0 858 $116,110,000 $135,326
    11440.62 1 $395,000 $395,000
    1270.76 1 $25,000 $25,000
    1280.45 1 $25,000 $25,000
    1459.26 1 $35,000 $35,000
    1701.0 39 $3,435,000 $88,077
    1737.34 1 $45,000 $45,000
    2074.26 1 $45,000 $45,000
    2116.88 1 $45,000 $45,000
    2208.75 1 $55,000 $55,000
    2221.57 1 $75,000 $75,000
    2228.85 1 $55,000 $55,000
    2335.65 1 $55,000 $55,000
    2469.67 1 $55,000 $55,000
    2517.61 1 $55,000 $55,000
    2578.51 1 $65,000 $65,000
    2644.41 1 $65,000 $65,000
    2663.72 1 $65,000 $65,000
    2665.16 1 $85,000 $85,000
    2778.93 1 $65,000 $65,000
    2950.79 1 $305,000 $305,000
    2974.48 1 $105,000 $105,000
    2974.91 1 $75,000 $75,000
    2997.0 51 $4,465,000 $87,549
    3035.78 1 $105,000 $105,000
    3039.17 1 $105,000 $105,000
    3051.71 1 $105,000 $105,000
    3055.89 1 $105,000 $105,000
    3072.06 1 $105,000 $105,000
    3072.17 1 $105,000 $105,000
    3084.65 1 $105,000 $105,000
    3107.46 1 $105,000 $105,000
    3133.3 1 $105,000 $105,000
    3161.41 1 $105,000 $105,000
    3202.7 1 $115,000 $115,000
    3228.22 1 $115,000 $115,000
    3235.51 1 $115,000 $115,000
    3294.51 1 $115,000 $115,000
    3306.44 1 $115,000 $115,000
    3308.32 1 $115,000 $115,000
    3318.57 1 $115,000 $115,000
    3329.72 1 $115,000 $115,000
    3331.24 1 $115,000 $115,000
    3342.1 1 $115,000 $115,000
    3373.33 1 $115,000 $115,000
    3381.39 1 $115,000 $115,000
    3421.48 1 $115,000 $115,000
    3442.31 1 $115,000 $115,000
    3452.31 1 $115,000 $115,000
    3455.33 1 $115,000 $115,000
    3471.18 1 $115,000 $115,000
    3512.82 1 $125,000 $125,000
    3514.93 1 $125,000 $125,000
    3531.4 1 $125,000 $125,000
    3543.62 1 $125,000 $125,000
    3558.26 1 $125,000 $125,000
    3592.42 1 $125,000 $125,000
    3605.1 1 $125,000 $125,000
    3643.02 1 $125,000 $125,000
    3661.2 1 $125,000 $125,000
    3661.29 1 $125,000 $125,000
    3667.79 1 $125,000 $125,000
    3674.33 1 $125,000 $125,000
    3674.4 1 $125,000 $125,000
    3679.05 1 $125,000 $125,000
    3692.01 1 $125,000 $125,000
    3710.97 1 $125,000 $125,000
    3749.08 1 $125,000 $125,000
    3781.99 1 $125,000 $125,000
    3786.67 1 $135,000 $135,000
    3793.62 1 $135,000 $135,000
    3856.18 1 $135,000 $135,000
    3871.01 1 $135,000 $135,000
    3877.65 1 $135,000 $135,000
    3890.51 1 $135,000 $135,000
    3896.3 1 $135,000 $135,000
    3905.78 1 $135,000 $135,000
    3923.86 1 $135,000 $135,000
    3977.87 1 $135,000 $135,000
    3986.14 1 $135,000 $135,000
    3987.6 1 $135,000 $135,000
    3993.37 1 $135,000 $135,000
    4005.93 1 $135,000 $135,000
    4025.75 1 $135,000 $135,000
    4047.26 1 $145,000 $145,000
    4057.7 1 $145,000 $145,000
    4064.85 1 $145,000 $145,000
    4068.53 1 $145,000 $145,000
    4071.61 1 $145,000 $145,000
    4111.01 1 $145,000 $145,000
    4142.05 1 $145,000 $145,000
    4149.65 1 $145,000 $145,000
    4161.04 1 $145,000 $145,000
    4189.1 1 $145,000 $145,000
    4192.59 1 $145,000 $145,000
    4213.44 1 $145,000 $145,000
    4223.21 1 $145,000 $145,000
    4238.67 1 $145,000 $145,000
    4277.31 1 $145,000 $145,000
    4284.37 1 $145,000 $145,000
    4290.28 1 $145,000 $145,000
    4319.06 1 $175,000 $175,000
    4374.39 1 $155,000 $155,000
    4396.4 1 $155,000 $155,000
    4398.96 1 $155,000 $155,000
    4400.97 1 $155,000 $155,000
    4431.07 1 $155,000 $155,000
    4474.1 1 $155,000 $155,000
    4474.18 1 $155,000 $155,000
    4530.21 1 $155,000 $155,000
    4541.24 1 $155,000 $155,000
    4546.92 1 $155,000 $155,000
    4579.23 1 $155,000 $155,000
    4602.77 1 $155,000 $155,000
    4603.65 1 $165,000 $165,000
    4615.04 1 $165,000 $165,000
    4671.69 1 $165,000 $165,000
    4677.9 1 $155,000 $155,000
    4698.9 1 $155,000 $155,000
    4712.59 1 $165,000 $165,000
    4717.75 1 $165,000 $165,000
    4813.14 1 $165,000 $165,000
    4823.02 1 $165,000 $165,000
    4847.3 1 $165,000 $165,000
    4889.49 1 $175,000 $175,000
    4915.27 1 $175,000 $175,000
    4922.37 1 $175,000 $175,000
    4986.24 1 $175,000 $175,000
    5016.12 1 $175,000 $175,000
    5079.46 1 $175,000 $175,000
    5097.88 1 $175,000 $175,000
    5108.59 1 $175,000 $175,000
    5158.06 1 $175,000 $175,000
    5166.54 1 $175,000 $175,000
    5193.44 1 $185,000 $185,000
    5198.43 1 $185,000 $185,000
    5205.62 1 $185,000 $185,000
    5218.28 1 $175,000 $175,000
    5218.71 1 $185,000 $185,000
    5312.05 1 $185,000 $185,000
    5333.71 1 $185,000 $185,000
    5342.48 1 $185,000 $185,000
    5360.85 1 $185,000 $185,000
    5407.72 1 $185,000 $185,000
    5413.46 1 $185,000 $185,000
    5418.28 1 $185,000 $185,000
    5505.14 1 $195,000 $195,000
    5534.68 1 $195,000 $195,000
    5537.08 1 $195,000 $195,000
    5541.96 1 $195,000 $195,000
    5547.01 1 $195,000 $195,000
    5548.49 1 $195,000 $195,000
    5556.92 1 $195,000 $195,000
    5605.51 1 $195,000 $195,000
    5678.17 1 $195,000 $195,000
    5679.61 1 $195,000 $195,000
    5710.01 1 $195,000 $195,000
    5725.94 1 $195,000 $195,000
    5762.75 1 $205,000 $205,000
    5799.01 1 $205,000 $205,000
    5842.79 1 $205,000 $205,000
    5843.85 1 $205,000 $205,000
    5932.22 1 $205,000 $205,000
    5956.22 1 $205,000 $205,000
    6028.04 1 $215,000 $215,000
    6030.99 1 $215,000 $215,000
    6129.91 1 $215,000 $215,000
    6158.97 1 $215,000 $215,000
    6302.81 1 $225,000 $225,000
    6354.87 1 $225,000 $225,000
    6405.82 1 $225,000 $225,000
    6429.11 1 $225,000 $225,000
    6470.69 1 $225,000 $225,000
    6519.95 1 $225,000 $225,000
    6590.95 1 $235,000 $235,000
    6776.32 1 $235,000 $235,000
    6809.12 1 $235,000 $235,000
    6845.55 1 $235,000 $235,000
    6864.84 1 $245,000 $245,000
    6870.16 1 $235,000 $235,000
    6921.04 1 $245,000 $245,000
    6955.76 1 $245,000 $245,000
    7046.69 1 $245,000 $245,000
    7058.06 1 $245,000 $245,000
    7214.38 1 $245,000 $245,000
    7244.58 1 $255,000 $255,000
    7247.72 1 $255,000 $255,000
    7652.38 1 $265,000 $265,000
    794.22 1 $15,000 $15,000
    8017.44 1 $285,000 $285,000
    827.92 1 $15,000 $15,000
    8323.96 1 $295,000 $295,000
    890.4 1 $15,000 $15,000
    8945.58 1 $315,000 $315,000
    9102.59 1 $315,000 $315,000
    NA 51 $10,865,000 $213,039

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,198 $165,190,000 $137,888

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 6 $300,000 $50,000 $6,004 5.48%
    40-60% 31 $2,655,000 $85,645 $9,619 5.56%
    60-80% 71 $8,205,000 $115,563 $11,757 5.79%
    80-100% 227 $27,125,000 $119,493 $12,972 6.12%
    Over 100% 863 $126,905,000 $147,051 $12,846 6.08%