Countryplace Mortgage Ltd. Rates, Fees & Info

AUSTIN, TX

LEI: 5493009XSE00M8B9R434

Tax ID: 75-2585326

1 stars

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Countryplace Mortgage Ltd. is a smaller mortgage company specializing in Home Purchase loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Austin, Dallas, Houston, San Antonio, and Oklahoma City among others. We have data for 193 markets. (Some data included below & more in-depth data is available with an active subscription.)

Countryplace Mortgage Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Countryplace Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.92%	5/27/23
30 Year Conventional Refi	6.74%	5/27/23
30 Year FHA Purchase	7.71%	5/27/23
30 Year FHA Refi	7.84%	5/27/23
30 Year VA Purchase	7.52%	5/27/23
30 Year USDA Purchase	7.20%	5/27/23
15 Year Conventional Purchase	8.52%	5/27/23
15 Year Conventional Refi	6.84%	5/27/23
15 Year Cash-out Refi	6.84%	5/27/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Countryplace Mortgage Ltd. Mortgage Calculator

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This is not an official calculator from Countryplace Mortgage Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

1,198

Origination Dollar Volume (All Markets)

$165,190,000

Relative Rate

Countryplace Mortgage Ltd.'s average 30 year fixed mortgage rate was 5.21%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.45%.

Relative Fees (Closing Costs)

Countryplace Mortgage Ltd.'s average total fees/closing costs for a 30 year fixed rate mortgage were $12,408.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Outside of Metro Areas	276	$37,040,000	$134,203	$14,884	5.94%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	71	$12,205,000	$171,901	$15,180	5.93%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	74	$10,530,000	$142,297	$10,261	6.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	67	$9,645,000	$143,955	$16,674	6.15%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	51	$8,135,000	$159,510	$15,709	6.17%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	27	$3,295,000	$122,037	$0	5.91%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	31	$3,205,000	$103,387	$13,784	6.62%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	15	$2,155,000	$143,667	$0	5.58%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	18	$1,890,000	$105,000	$0	6.81%
BEAUMONT-PORT ARTHUR, TX (FHA\|USDA\|VA)	13	$1,885,000	$145,000	$4,549	6.36%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	12	$1,850,000	$154,167	$0	6.09%
TUSCALOOSA, AL (FHA\|USDA\|VA)	13	$1,795,000	$138,077	$0	5.80%
Stephenville, TX (FHA\|USDA\|VA)	10	$1,650,000	$165,000	$0	6.08%
JACKSON, MS (FHA\|USDA\|VA)	11	$1,525,000	$138,636	$0	6.04%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	9	$1,455,000	$161,667	$3,941	6.22%
TULSA, OK (FHA\|USDA\|VA)	11	$1,335,000	$121,364	$0	6.14%
SAVANNAH, GA (FHA\|USDA\|VA)	7	$1,265,000	$180,714	$0	5.81%
LUBBOCK, TX (FHA\|USDA\|VA)	9	$1,235,000	$137,222	$0	6.58%
Alice, TX (FHA\|USDA\|VA)	8	$1,210,000	$151,250	$0	6.40%
LONGVIEW, TX (FHA\|USDA\|VA)	9	$1,095,000	$121,667	$0	5.97%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	5	$1,035,000	$207,000	$15,849	6.49%
CORPUS CHRISTI, TX (FHA\|USDA\|VA)	6	$1,030,000	$171,667	$0	6.23%
Seneca, SC (FHA\|USDA\|VA)	8	$1,020,000	$127,500	$0	5.48%
Lufkin, TX (FHA\|USDA\|VA)	7	$965,000	$137,857	$0	6.18%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	6	$960,000	$160,000	$0	5.80%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	6	$960,000	$160,000	$1,253	5.99%
VICTORIA, TX (FHA\|USDA\|VA)	6	$960,000	$160,000	$0	6.24%
El Dorado, AR (FHA\|USDA\|VA)	9	$935,000	$103,889	$0	6.14%
Corsicana, TX (FHA\|USDA\|VA)	6	$910,000	$151,667	$0	5.79%
Jacksonville, TX (FHA\|USDA\|VA)	6	$870,000	$145,000	$0	6.33%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	5	$835,000	$167,000	$10,188	6.45%
WACO, TX (FHA\|USDA\|VA)	6	$800,000	$133,333	$0	6.59%
Mineral Wells, TX (FHA\|USDA\|VA)	6	$790,000	$131,667	$0	6.75%
Cullman, AL (FHA\|USDA\|VA)	5	$745,000	$149,000	$0	5.86%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	5	$745,000	$149,000	$0	5.49%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	9	$745,000	$82,778	$15,188	6.58%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	6	$730,000	$121,667	$13,896	6.27%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	7	$725,000	$103,571	$0	6.17%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	6	$700,000	$116,667	$0	5.65%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	12	$690,000	$57,500	$0	6.99%
Bay City, TX (FHA\|USDA\|VA)	4	$690,000	$172,500	$0	6.59%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	4	$680,000	$170,000	$13,930	4.65%
COLUMBIA, SC (FHA\|USDA\|VA)	5	$675,000	$135,000	$0	5.62%
HATTIESBURG, MS (FHA\|USDA\|VA)	6	$670,000	$111,667	$0	5.83%
PANAMA CITY, FL (FHA\|USDA\|VA)	4	$660,000	$165,000	$0	5.84%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	2	$660,000	$330,000	$14,847	5.00%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	5	$655,000	$131,000	$0	5.82%
Shawnee, OK (FHA\|USDA\|VA)	5	$645,000	$129,000	$0	5.86%
Granbury, TX (FHA\|USDA\|VA)	4	$640,000	$160,000	$0	6.14%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	5	$635,000	$127,000	$9,530	5.62%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	4	$630,000	$157,500	$0	5.49%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	5	$615,000	$123,000	$0	5.97%
SUMTER, SC (FHA\|USDA\|VA)	4	$610,000	$152,500	$0	5.25%
ALBANY, GA (FHA\|USDA\|VA)	4	$600,000	$150,000	$0	5.95%
BATON ROUGE, LA (FHA\|USDA\|VA)	4	$600,000	$150,000	$3,381	6.24%
Statesboro, GA (FHA\|USDA\|VA)	3	$595,000	$198,333	$0	5.76%
Bonham, TX (FHA\|USDA\|VA)	5	$595,000	$119,000	$0	6.42%
FLORENCE, SC (FHA\|USDA\|VA)	4	$590,000	$147,500	$0	5.99%
TALLAHASSEE, FL (FHA\|USDA\|VA)	3	$585,000	$195,000	$12,885	5.04%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	4	$560,000	$140,000	$0	5.77%
WICHITA FALLS, TX (FHA\|USDA\|VA)	5	$555,000	$111,000	$0	5.91%
LAKE CHARLES, LA (FHA\|USDA\|VA)	6	$550,000	$91,667	$0	5.80%
PUNTA GORDA, FL (FHA\|USDA\|VA)	3	$545,000	$181,667	$13,166	5.58%
Brownwood, TX (FHA\|USDA\|VA)	3	$545,000	$181,667	$0	5.69%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	3	$545,000	$181,667	$0	5.99%
Lumberton, NC (FHA\|USDA\|VA)	3	$545,000	$181,667	$0	6.11%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	3	$525,000	$175,000	$0	5.84%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	5	$505,000	$101,000	$0	6.19%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	3	$505,000	$168,333	$0	5.97%
Kerrville, TX (FHA\|USDA\|VA)	3	$505,000	$168,333	$0	5.46%
MIDLAND, TX (FHA\|USDA\|VA)	3	$485,000	$161,667	$0	5.82%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	4	$480,000	$120,000	$0	5.54%
DECATUR, AL (FHA\|USDA\|VA)	3	$475,000	$158,333	$0	5.91%
Laurel, MS (FHA\|USDA\|VA)	4	$470,000	$117,500	$0	6.20%
Orangeburg, SC (FHA\|USDA\|VA)	3	$465,000	$155,000	$0	5.91%
Fredericksburg, TX (FHA\|USDA\|VA)	3	$465,000	$155,000	$0	7.32%
Natchitoches, LA (FHA\|USDA\|VA)	3	$465,000	$155,000	$0	6.71%
TYLER, TX (FHA\|USDA\|VA)	5	$445,000	$89,000	$0	6.39%
ALEXANDRIA, LA (FHA\|USDA\|VA)	4	$440,000	$110,000	$0	5.94%
Camden, AR (FHA\|USDA\|VA)	2	$440,000	$220,000	$0	5.92%
Meridian, MS (FHA\|USDA\|VA)	3	$435,000	$145,000	$0	5.47%
Okeechobee, FL (FHA\|USDA\|VA)	2	$420,000	$210,000	$0	5.37%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	3	$415,000	$138,333	$0	5.34%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	3	$405,000	$135,000	$0	6.34%
MONROE, LA (FHA\|USDA\|VA)	4	$390,000	$97,500	$0	5.89%
Española, NM (FHA\|USDA\|VA)	2	$390,000	$195,000	$0	5.67%
Hobbs, NM (FHA\|USDA\|VA)	3	$385,000	$128,333	$0	5.99%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	5	$385,000	$77,000	$0	7.55%
El Campo, TX (FHA\|USDA\|VA)	5	$385,000	$77,000	$0	5.52%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	2	$360,000	$180,000	$0	6.32%
Athens, TX (FHA\|USDA\|VA)	3	$355,000	$118,333	$0	6.19%
Palestine, TX (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	7.74%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	2	$350,000	$175,000	$0	6.19%
Nacogdoches, TX (FHA\|USDA\|VA)	3	$345,000	$115,000	$0	5.92%
ABILENE, TX (FHA\|USDA\|VA)	3	$345,000	$115,000	$0	6.47%
Huntsville, TX (FHA\|USDA\|VA)	2	$340,000	$170,000	$0	6.17%
VALDOSTA, GA (FHA\|USDA\|VA)	2	$340,000	$170,000	$0	5.24%
Greenwood, MS (FHA\|USDA\|VA)	3	$335,000	$111,667	$0	6.22%
Tupelo, MS (FHA\|USDA\|VA)	2	$330,000	$165,000	$0	5.24%
LAFAYETTE, LA (FHA\|USDA\|VA)	3	$325,000	$108,333	$0	5.29%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	2	$300,000	$150,000	$0	5.94%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	2	$290,000	$145,000	$0	6.42%
ODESSA, TX (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	5.07%
LAWTON, OK (FHA\|USDA\|VA)	2	$280,000	$140,000	$0	5.49%
Muskogee, OK (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	6.49%
Gainesville, TX (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	6.69%
Miami, OK (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	5.74%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	1	$265,000	$265,000	$0	5.84%
LaGrange, GA-AL (FHA\|USDA\|VA)	2	$260,000	$130,000	$0	6.99%
SANTA FE, NM (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	5.24%
AMARILLO, TX (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	5.82%
GADSDEN, AL (FHA\|USDA\|VA)	2	$250,000	$125,000	$0	5.12%
Minden, LA (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	6.24%
GAINESVILLE, FL (FHA\|USDA\|VA)	1	$235,000	$235,000	$20,217	5.75%
SAN ANGELO, TX (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	5.74%
Rockport, TX (FHA\|USDA\|VA)	1	$225,000	$225,000	$0	7.14%
Georgetown, SC (FHA\|USDA\|VA)	1	$215,000	$215,000	$0	7.64%
Fort Payne, AL (FHA\|USDA\|VA)	2	$210,000	$105,000	$0	5.94%
SPARTANBURG, SC (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	5.49%
Vernon, TX (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	5.74%
Tifton, GA (FHA\|USDA\|VA)	1	$205,000	$205,000	$0	5.54%
Sanford, NC (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	5.54%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	1	$195,000	$195,000	$0	5.99%
Searcy, AR (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	5.67%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	7.50%
OCALA, FL (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	7.00%
Jesup, GA (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	5.74%
Cullowhee, NC (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	5.84%
Scottsboro, AL (FHA\|USDA\|VA)	1	$185,000	$185,000	$0	5.54%
MONTGOMERY, AL (FHA\|USDA\|VA)	2	$180,000	$90,000	$5,505	5.87%
HAMMOND, LA (FHA\|USDA\|VA)	2	$180,000	$90,000	$0	5.69%
Vidalia, GA (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	5.49%
TUCSON, AZ (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	6.24%
Pearsall, TX (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	5.74%
Grenada, MS (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	6.24%
ROME, GA (FHA\|USDA\|VA)	1	$165,000	$165,000	$0	5.54%
Greenwood, SC (FHA\|USDA\|VA)	1	$155,000	$155,000	$0	5.14%
Summerville, GA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.99%
Douglas, GA (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	5.49%
JACKSONVILLE, FL (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,879	5.75%
Columbus, MS (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	4.49%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	1	$145,000	$145,000	$0	7.24%
Calhoun, GA (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	5.24%
Jennings, LA (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	5.74%
ASHEVILLE, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	4.99%
Forest City, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	5.99%
Stillwater, OK (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	5.74%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	1	$135,000	$135,000	$9,748	5.50%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	5.74%
Big Spring, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.89%
Paris, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	5.49%
Newberry, SC (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	7.19%
Thomasville, GA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	5.14%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.24%
Cleveland, MS (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	6.74%
DeRidder, LA (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	5.49%
Grants, NM (FHA\|USDA\|VA)	1	$125,000	$125,000	$0	4.99%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	6.47%
Ardmore, OK (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	5.49%
Port Lavaca, TX (FHA\|USDA\|VA)	1	$115,000	$115,000	$0	5.74%
PINE BLUFF, AR (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	6.12%
Palatka, FL (FHA\|USDA\|VA)	1	$105,000	$105,000	$6,884	4.88%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	6.29%
DOTHAN, AL (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.14%
Kingsville, TX (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	5.14%
LAS CRUCES, NM (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	6.24%
Beeville, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.69%
Morgan City, LA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	6.49%
McComb, MS (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	5.74%
Pecos, TX (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	7.44%
HUNTSVILLE, AL (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	8.69%
Cedartown, GA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	5.74%
Batesville, AR (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	5.99%
PUEBLO, CO (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	8.75%
Kinston, NC (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	4.99%
Elizabeth City, NC (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	5.54%
Deming, NM (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.74%
Ruidoso, NM (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.89%
Picayune, MS (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.69%
Oxford, MS (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	6.24%
Moultrie, GA (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	4.99%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.14%
Fort Polk South, LA (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.74%
McAlester, OK (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	6.94%
Mount Airy, NC (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	5.49%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	7.00%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	5.14%
MOBILE, AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	5.64%
Ada, OK (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.99%
FARMINGTON, NM (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	4.99%
Albertville, AL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	5.49%
Blytheville, AR (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	4.99%
MICHIGAN CITY-LA PORTE, IN (FHA\|USDA\|VA)	2	$30,000	$15,000	$0	7.81%

Countryplace Mortgage Ltd.'s top markets include Austin, Dallas, Houston, San Antonio, and Oklahoma City among others.

Their top states include:

Texas (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Oklahoma (FHA|USDA|VA)

Alabama (FHA|USDA|VA)

Mississippi (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against COUNTRYPLACE MORTGAGE LTD. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

UNITED SECURITY FINANCIAL CORP
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Generations Community Federal Credit Union
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AMOCO
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SCHLUMBERGER EMPLOYEES CREDIT UNION
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PRIMEWAY
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LAUNCH FEDERAL CREDIT UNION
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SAN ANTONIO CITIZENS
Similarity Rank: 1280

Aurora Financial, LLC
Similarity Rank: 1300

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	1,181	$161,545,000	$136,787	$10,125	6.07%
FHA	14	$3,090,000	$220,714	$16,568	4.70%
VA	2	$370,000	$185,000	$10,554	6.06%
USDA	1	$185,000	$185,000	$16,684	3.25%

For 2022, Countryplace Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 1,181 originations. Their 2nd most popular type was FHA, with 14 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	1,178	$161,100,000	$136,757	$12,550	6.07%
Refi	20	$4,090,000	$204,500	$11,248	4.82%

For 2022, Countryplace Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 1,178 originations. The 2nd most popular reason was Refi, with 20 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
20 Year	897	$122,095,000	$136,115	$0	6.10%
Other	189	$27,285,000	$144,365	$1,253	5.97%
15 Year	56	$5,000,000	$89,286	$8,569	6.18%
30 Year	48	$10,410,000	$216,875	$12,408	5.21%
10 Year	8	$400,000	$50,000	$0	6.44%

For 2022, Countryplace Mortgage Ltd.'s most frequently cited loan duration was 20 Year, with 897 originations. The 2nd most popular length was Other, with 189 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$5k+	34	$7,840,000	$230,588
$<1k	9	$1,895,000	$210,556
$4k-5k	4	$610,000	$152,500
$2k-3k	2	$150,000	$75,000
$3k-4k	2	$370,000	$185,000

Countryplace Mortgage Ltd.'s average total fees were $12,408, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 34 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
5-6%	538	$77,060,000	$143,234
6-7%	309	$43,135,000	$139,595
4-5%	160	$20,560,000	$128,500
7-8%	134	$17,620,000	$131,493
Over 8%	46	$4,600,000	$100,000
3-4%	10	$2,120,000	$212,000
2.5-3%	1	$95,000	$95,000

During 2022, Countryplace Mortgage Ltd.'s average interest rate for loans was 5.21%, while their most frequently originated rate bucket for loans was 5-6%, with 538 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-200k	671	$98,045,000	$146,118	$10,495	6.00%
$100,000 or less	364	$27,560,000	$75,714	$5,754	6.18%
$200k-400k	162	$39,150,000	$241,667	$13,461	5.96%
$400k-600k	1	$435,000	$435,000	$21,618	5.00%

2022 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 671 originations, totaling $98,045,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k-75k	398	$50,870,000	$127,814	$11,406	5.96%
$50k or less	255	$25,235,000	$98,961	$8,519	6.11%
$75k-100k	250	$38,220,000	$152,880	$13,812	6.19%
$100k-150k	218	$36,960,000	$169,541	$12,812	5.98%
$150k-250k	62	$11,120,000	$179,355	$0	6.08%
$250k+	15	$2,785,000	$185,667	$15,611	6.12%

Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 398 originations. The second most popular income band? $50k or less, with 255 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
30-36%	193	$26,325,000	$136,399	$12,721	5.93%
20-30%	191	$24,725,000	$129,450	$10,094	5.80%
50-60%	181	$26,615,000	$147,044	$13,247	6.17%
<20%	54	$5,810,000	$107,593	$0	5.73%
39%	52	$6,990,000	$134,423	$0	6.11%
40%	47	$6,165,000	$131,170	$15,188	6.05%
47%	45	$6,255,000	$139,000	$16,114	6.08%
43%	43	$6,185,000	$143,837	$7,027	6.07%
49%	43	$7,155,000	$166,395	$14,493	6.15%
37%	41	$5,695,000	$138,902	$10,562	6.22%
36%	41	$6,115,000	$149,146	$9,975	6.09%
48%	41	$6,115,000	$149,146	$15,347	6.25%
41%	40	$5,550,000	$138,750	$12,765	6.34%
42%	39	$5,475,000	$140,385	$11,115	6.37%
38%	37	$5,115,000	$138,243	$3,941	6.26%
45%	36	$5,280,000	$146,667	$15,061	6.22%
46%	35	$5,025,000	$143,571	$19,263	6.12%
44%	35	$4,015,000	$114,714	$12,527	6.05%
>60%	4	$580,000	$145,000	$0	5.92%

Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 193 originations. The next most common DTI ratio? 20-30%, with 191 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	995	$137,885,000	$138,578	$11,987	6.02%
Not provided	119	$15,695,000	$131,891	$12,765	6.16%
Black	57	$7,475,000	$131,140	$12,612	6.26%
American Indian	17	$2,725,000	$160,294	$0	5.98%
Filipino	4	$630,000	$157,500	$0	6.46%
Other Pacific Islander	2	$300,000	$150,000	$0	5.97%
Asian	2	$230,000	$115,000	$0	6.32%
Guamanian	1	$195,000	$195,000	$0	5.74%
Native Hawaiian or Islander	1	$55,000	$55,000	$0	5.49%

Approval Rates

Total approvals of all applications
41.94%

Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
-41.57%

Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
0.0	1	$245,000	$245,000
1000.0	5	$425,000	$85,000
1044.97	1	$25,000	$25,000
1096.0	858	$116,110,000	$135,326
11440.62	1	$395,000	$395,000
1270.76	1	$25,000	$25,000
1280.45	1	$25,000	$25,000
1459.26	1	$35,000	$35,000
1701.0	39	$3,435,000	$88,077
1737.34	1	$45,000	$45,000
2074.26	1	$45,000	$45,000
2116.88	1	$45,000	$45,000
2208.75	1	$55,000	$55,000
2221.57	1	$75,000	$75,000
2228.85	1	$55,000	$55,000
2335.65	1	$55,000	$55,000
2469.67	1	$55,000	$55,000
2517.61	1	$55,000	$55,000
2578.51	1	$65,000	$65,000
2644.41	1	$65,000	$65,000
2663.72	1	$65,000	$65,000
2665.16	1	$85,000	$85,000
2778.93	1	$65,000	$65,000
2950.79	1	$305,000	$305,000
2974.48	1	$105,000	$105,000
2974.91	1	$75,000	$75,000
2997.0	51	$4,465,000	$87,549
3035.78	1	$105,000	$105,000
3039.17	1	$105,000	$105,000
3051.71	1	$105,000	$105,000
3055.89	1	$105,000	$105,000
3072.06	1	$105,000	$105,000
3072.17	1	$105,000	$105,000
3084.65	1	$105,000	$105,000
3107.46	1	$105,000	$105,000
3133.3	1	$105,000	$105,000
3161.41	1	$105,000	$105,000
3202.7	1	$115,000	$115,000
3228.22	1	$115,000	$115,000
3235.51	1	$115,000	$115,000
3294.51	1	$115,000	$115,000
3306.44	1	$115,000	$115,000
3308.32	1	$115,000	$115,000
3318.57	1	$115,000	$115,000
3329.72	1	$115,000	$115,000
3331.24	1	$115,000	$115,000
3342.1	1	$115,000	$115,000
3373.33	1	$115,000	$115,000
3381.39	1	$115,000	$115,000
3421.48	1	$115,000	$115,000
3442.31	1	$115,000	$115,000
3452.31	1	$115,000	$115,000
3455.33	1	$115,000	$115,000
3471.18	1	$115,000	$115,000
3512.82	1	$125,000	$125,000
3514.93	1	$125,000	$125,000
3531.4	1	$125,000	$125,000
3543.62	1	$125,000	$125,000
3558.26	1	$125,000	$125,000
3592.42	1	$125,000	$125,000
3605.1	1	$125,000	$125,000
3643.02	1	$125,000	$125,000
3661.2	1	$125,000	$125,000
3661.29	1	$125,000	$125,000
3667.79	1	$125,000	$125,000
3674.33	1	$125,000	$125,000
3674.4	1	$125,000	$125,000
3679.05	1	$125,000	$125,000
3692.01	1	$125,000	$125,000
3710.97	1	$125,000	$125,000
3749.08	1	$125,000	$125,000
3781.99	1	$125,000	$125,000
3786.67	1	$135,000	$135,000
3793.62	1	$135,000	$135,000
3856.18	1	$135,000	$135,000
3871.01	1	$135,000	$135,000
3877.65	1	$135,000	$135,000
3890.51	1	$135,000	$135,000
3896.3	1	$135,000	$135,000
3905.78	1	$135,000	$135,000
3923.86	1	$135,000	$135,000
3977.87	1	$135,000	$135,000
3986.14	1	$135,000	$135,000
3987.6	1	$135,000	$135,000
3993.37	1	$135,000	$135,000
4005.93	1	$135,000	$135,000
4025.75	1	$135,000	$135,000
4047.26	1	$145,000	$145,000
4057.7	1	$145,000	$145,000
4064.85	1	$145,000	$145,000
4068.53	1	$145,000	$145,000
4071.61	1	$145,000	$145,000
4111.01	1	$145,000	$145,000
4142.05	1	$145,000	$145,000
4149.65	1	$145,000	$145,000
4161.04	1	$145,000	$145,000
4189.1	1	$145,000	$145,000
4192.59	1	$145,000	$145,000
4213.44	1	$145,000	$145,000
4223.21	1	$145,000	$145,000
4238.67	1	$145,000	$145,000
4277.31	1	$145,000	$145,000
4284.37	1	$145,000	$145,000
4290.28	1	$145,000	$145,000
4319.06	1	$175,000	$175,000
4374.39	1	$155,000	$155,000
4396.4	1	$155,000	$155,000
4398.96	1	$155,000	$155,000
4400.97	1	$155,000	$155,000
4431.07	1	$155,000	$155,000
4474.1	1	$155,000	$155,000
4474.18	1	$155,000	$155,000
4530.21	1	$155,000	$155,000
4541.24	1	$155,000	$155,000
4546.92	1	$155,000	$155,000
4579.23	1	$155,000	$155,000
4602.77	1	$155,000	$155,000
4603.65	1	$165,000	$165,000
4615.04	1	$165,000	$165,000
4671.69	1	$165,000	$165,000
4677.9	1	$155,000	$155,000
4698.9	1	$155,000	$155,000
4712.59	1	$165,000	$165,000
4717.75	1	$165,000	$165,000
4813.14	1	$165,000	$165,000
4823.02	1	$165,000	$165,000
4847.3	1	$165,000	$165,000
4889.49	1	$175,000	$175,000
4915.27	1	$175,000	$175,000
4922.37	1	$175,000	$175,000
4986.24	1	$175,000	$175,000
5016.12	1	$175,000	$175,000
5079.46	1	$175,000	$175,000
5097.88	1	$175,000	$175,000
5108.59	1	$175,000	$175,000
5158.06	1	$175,000	$175,000
5166.54	1	$175,000	$175,000
5193.44	1	$185,000	$185,000
5198.43	1	$185,000	$185,000
5205.62	1	$185,000	$185,000
5218.28	1	$175,000	$175,000
5218.71	1	$185,000	$185,000
5312.05	1	$185,000	$185,000
5333.71	1	$185,000	$185,000
5342.48	1	$185,000	$185,000
5360.85	1	$185,000	$185,000
5407.72	1	$185,000	$185,000
5413.46	1	$185,000	$185,000
5418.28	1	$185,000	$185,000
5505.14	1	$195,000	$195,000
5534.68	1	$195,000	$195,000
5537.08	1	$195,000	$195,000
5541.96	1	$195,000	$195,000
5547.01	1	$195,000	$195,000
5548.49	1	$195,000	$195,000
5556.92	1	$195,000	$195,000
5605.51	1	$195,000	$195,000
5678.17	1	$195,000	$195,000
5679.61	1	$195,000	$195,000
5710.01	1	$195,000	$195,000
5725.94	1	$195,000	$195,000
5762.75	1	$205,000	$205,000
5799.01	1	$205,000	$205,000
5842.79	1	$205,000	$205,000
5843.85	1	$205,000	$205,000
5932.22	1	$205,000	$205,000
5956.22	1	$205,000	$205,000
6028.04	1	$215,000	$215,000
6030.99	1	$215,000	$215,000
6129.91	1	$215,000	$215,000
6158.97	1	$215,000	$215,000
6302.81	1	$225,000	$225,000
6354.87	1	$225,000	$225,000
6405.82	1	$225,000	$225,000
6429.11	1	$225,000	$225,000
6470.69	1	$225,000	$225,000
6519.95	1	$225,000	$225,000
6590.95	1	$235,000	$235,000
6776.32	1	$235,000	$235,000
6809.12	1	$235,000	$235,000
6845.55	1	$235,000	$235,000
6864.84	1	$245,000	$245,000
6870.16	1	$235,000	$235,000
6921.04	1	$245,000	$245,000
6955.76	1	$245,000	$245,000
7046.69	1	$245,000	$245,000
7058.06	1	$245,000	$245,000
7214.38	1	$245,000	$245,000
7244.58	1	$255,000	$255,000
7247.72	1	$255,000	$255,000
7652.38	1	$265,000	$265,000
794.22	1	$15,000	$15,000
8017.44	1	$285,000	$285,000
827.92	1	$15,000	$15,000
8323.96	1	$295,000	$295,000
890.4	1	$15,000	$15,000
8945.58	1	$315,000	$315,000
9102.59	1	$315,000	$315,000
NA	51	$10,865,000	$213,039

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	1,198	$165,190,000	$137,888

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	6	$300,000	$50,000	$6,004	5.48%
40-60%	31	$2,655,000	$85,645	$9,619	5.56%
60-80%	71	$8,205,000	$115,563	$11,757	5.79%
80-100%	227	$27,125,000	$119,493	$12,972	6.12%
Over 100%	863	$126,905,000	$147,051	$12,846	6.08%