Countryplace Mortgage Ltd. Rates, Fees & Info

AUSTIN, TX

LEI: 5493009XSE00M8B9R434

Tax ID: 75-2585326

5 stars - Updated: 7/11/24 - out of 5 stars, based on 29 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Countryplace Mortgage Ltd. is a smaller mortgage company specializing in Home Purchase loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Houston, San Antonio, Dallas, Austin, and Oklahoma City among others. We have data for 171 markets. (Some data included below & more in-depth data is available with an active subscription.)

Countryplace Mortgage Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Countryplace Mortgage Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.92% 7/11/24
30 Year Conventional Refi 6.74% 7/11/24
30 Year FHA Purchase 7.71% 7/11/24
30 Year FHA Refi 7.84% 7/11/24
30 Year VA Purchase 7.52% 7/11/24
30 Year USDA Purchase 7.20% 7/11/24
15 Year Conventional Purchase 8.52% 7/11/24
15 Year Conventional Refi 6.84% 7/11/24
15 Year Cash-out Refi 6.84% 7/11/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Countryplace Mortgage Ltd. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Countryplace Mortgage Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

851

Origination Dollar Volume (All Markets)

$114,805,000

Relative Rate

Countryplace Mortgage Ltd.'s average 30 year fixed mortgage rate was 7.29%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.81%.

Relative Fees (Closing Costs)

Countryplace Mortgage Ltd.'s average total fees/closing costs for a 30 year fixed rate mortgage were $4,960.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 174 $22,710,000 $130,517 $3,505 7.77%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 72 $9,880,000 $137,222 $9,260 7.89%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 41 $6,015,000 $146,707 $8,223 7.78%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 40 $5,730,000 $143,250 $3,177 7.79%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 29 $4,025,000 $138,793 $3,948 7.87%
OKLAHOMA CITY, OK (FHA|USDA|VA) 17 $2,345,000 $137,941 $3,944 8.00%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $1,900,000 $158,333 $2,156 7.52%
TULSA, OK (FHA|USDA|VA) 12 $1,660,000 $138,333 $5,765 7.77%
JACKSON, MS (FHA|USDA|VA) 13 $1,645,000 $126,538 $0 7.86%
WACO, TX (FHA|USDA|VA) 12 $1,510,000 $125,833 $0 7.67%
TUSCALOOSA, AL (FHA|USDA|VA) 10 $1,430,000 $143,000 $0 7.30%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $1,425,000 $158,333 $4,198 7.66%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $1,315,000 $146,111 $2,068 7.68%
Lumberton, NC (FHA|USDA|VA) 8 $1,200,000 $150,000 $0 7.12%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 8 $1,190,000 $148,750 $0 7.57%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $1,045,000 $149,286 $0 7.46%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 12 $1,030,000 $85,833 $0 7.65%
Shawnee, OK (FHA|USDA|VA) 7 $935,000 $133,571 $0 7.83%
ABILENE, TX (FHA|USDA|VA) 7 $885,000 $126,429 $0 7.82%
LUBBOCK, TX (FHA|USDA|VA) 8 $860,000 $107,500 $0 8.21%
MIDLAND, TX (FHA|USDA|VA) 4 $860,000 $215,000 $4,551 7.67%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $805,000 $161,000 $4,970 7.59%
LAFAYETTE, LA (FHA|USDA|VA) 6 $800,000 $133,333 $7,723 7.78%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 6 $790,000 $131,667 $3,784 7.36%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $760,000 $126,667 $3,926 7.92%
Dublin, GA (FHA|USDA|VA) 5 $755,000 $151,000 $2,911 7.79%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $745,000 $149,000 $0 7.65%
Alice, TX (FHA|USDA|VA) 6 $730,000 $121,667 $0 8.16%
SAVANNAH, GA (FHA|USDA|VA) 5 $675,000 $135,000 $0 7.23%
Bay City, TX (FHA|USDA|VA) 4 $650,000 $162,500 $0 8.06%
Statesboro, GA (FHA|USDA|VA) 4 $640,000 $160,000 $2,957 8.05%
PANAMA CITY, FL (FHA|USDA|VA) 2 $630,000 $315,000 $19,510 5.75%
Lufkin, TX (FHA|USDA|VA) 5 $625,000 $125,000 $0 7.53%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $615,000 $205,000 $0 7.87%
VICTORIA, TX (FHA|USDA|VA) 4 $600,000 $150,000 $0 7.89%
Brookhaven, MS (FHA|USDA|VA) 6 $600,000 $100,000 $0 7.78%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $570,000 $142,500 $0 7.47%
FLORENCE, SC (FHA|USDA|VA) 3 $565,000 $188,333 $0 9.26%
MOBILE, AL (FHA|USDA|VA) 3 $555,000 $185,000 $3,658 7.63%
BATON ROUGE, LA (FHA|USDA|VA) 4 $550,000 $137,500 $2,575 7.77%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $535,000 $107,000 $0 7.93%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $530,000 $265,000 $2,559 7.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $525,000 $105,000 $0 7.72%
Ruidoso, NM (FHA|USDA|VA) 4 $520,000 $130,000 $0 7.59%
Jacksonville, TX (FHA|USDA|VA) 4 $510,000 $127,500 $0 7.58%
LONGVIEW, TX (FHA|USDA|VA) 4 $500,000 $125,000 $0 7.71%
Mineral Wells, TX (FHA|USDA|VA) 4 $500,000 $125,000 $0 7.53%
Bartlesville, OK (FHA|USDA|VA) 3 $495,000 $165,000 $0 8.10%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $485,000 $161,667 $0 7.51%
TYLER, TX (FHA|USDA|VA) 3 $475,000 $158,333 $6,955 7.97%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $475,000 $158,333 $0 7.69%
Kingsville, TX (FHA|USDA|VA) 3 $455,000 $151,667 $0 7.81%
MONROE, LA (FHA|USDA|VA) 4 $450,000 $112,500 $0 8.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $450,000 $225,000 $0 7.32%
ODESSA, TX (FHA|USDA|VA) 3 $445,000 $148,333 $0 7.86%
HATTIESBURG, MS (FHA|USDA|VA) 3 $425,000 $141,667 $0 7.51%
Ardmore, OK (FHA|USDA|VA) 4 $420,000 $105,000 $0 7.80%
Union, SC (FHA|USDA|VA) 2 $420,000 $210,000 $0 7.20%
HAMMOND, LA (FHA|USDA|VA) 2 $420,000 $210,000 $4,025 7.60%
Seneca, SC (FHA|USDA|VA) 2 $410,000 $205,000 $0 7.05%
SAN ANGELO, TX (FHA|USDA|VA) 2 $410,000 $205,000 $0 7.15%
Levelland, TX (FHA|USDA|VA) 3 $405,000 $135,000 $0 7.48%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $400,000 $200,000 $0 8.06%
Gainesville, TX (FHA|USDA|VA) 2 $390,000 $195,000 $0 8.51%
Snyder, TX (FHA|USDA|VA) 2 $380,000 $190,000 $0 8.33%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $375,000 $125,000 $0 7.60%
North Wilkesboro, NC (FHA|USDA|VA) 2 $370,000 $185,000 $0 7.79%
Corsicana, TX (FHA|USDA|VA) 2 $370,000 $185,000 $5,985 8.45%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $365,000 $121,667 $0 7.76%
DECATUR, AL (FHA|USDA|VA) 2 $360,000 $180,000 $0 8.14%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $360,000 $180,000 $3,780 7.12%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $355,000 $71,000 $0 7.74%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $355,000 $118,333 $0 7.81%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $350,000 $175,000 $0 7.85%
Athens, TX (FHA|USDA|VA) 4 $350,000 $87,500 $0 7.10%
Rockport, TX (FHA|USDA|VA) 3 $345,000 $115,000 $0 7.69%
Granbury, TX (FHA|USDA|VA) 2 $340,000 $170,000 $0 8.04%
Jasper, AL (FHA|USDA|VA) 3 $335,000 $111,667 $0 7.08%
Jefferson, GA (FHA|USDA|VA) 1 $335,000 $335,000 $8,843 7.00%
Cullman, AL (FHA|USDA|VA) 2 $330,000 $165,000 $0 8.54%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $330,000 $82,500 $0 8.08%
Vidalia, GA (FHA|USDA|VA) 2 $330,000 $165,000 $3,362 7.70%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $320,000 $160,000 $0 7.79%
SUMTER, SC (FHA|USDA|VA) 2 $320,000 $160,000 $0 8.29%
Camden, AR (FHA|USDA|VA) 3 $315,000 $105,000 $0 8.85%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.97%
Searcy, AR (FHA|USDA|VA) 2 $310,000 $155,000 $0 7.83%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 5 $305,000 $61,000 $0 7.43%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $295,000 $98,333 $0 7.38%
Fort Polk South, LA (FHA|USDA|VA) 3 $295,000 $98,333 $0 8.02%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $295,000 $98,333 $0 7.97%
Hobbs, NM (FHA|USDA|VA) 2 $280,000 $140,000 $0 7.59%
LAWTON, OK (FHA|USDA|VA) 2 $270,000 $135,000 $0 7.89%
LaGrange, GA-AL (FHA|USDA|VA) 2 $270,000 $135,000 $0 6.74%
Plainview, TX (FHA|USDA|VA) 2 $270,000 $135,000 $0 8.63%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.52%
Beeville, TX (FHA|USDA|VA) 2 $260,000 $130,000 $0 8.04%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $250,000 $62,500 $0 7.92%
Rockingham, NC (FHA|USDA|VA) 2 $250,000 $125,000 $0 7.35%
Las Vegas, NM (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $245,000 $245,000 $0 9.00%
Orangeburg, SC (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.57%
Brenham, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.24%
Palestine, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.49%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.29%
Thomaston, GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 8.25%
Laurinburg, NC (FHA|USDA|VA) 1 $235,000 $235,000 $4,294 7.70%
Stillwater, OK (FHA|USDA|VA) 2 $230,000 $115,000 $0 8.29%
Moultrie, GA (FHA|USDA|VA) 2 $230,000 $115,000 $0 7.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.29%
El Campo, TX (FHA|USDA|VA) 2 $220,000 $110,000 $0 9.50%
Altus, OK (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.29%
Uvalde, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.10%
Bogalusa, LA (FHA|USDA|VA) 2 $200,000 $100,000 $0 6.34%
Port Lavaca, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.69%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.29%
HINESVILLE, GA (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.14%
Roswell, NM (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.29%
Sulphur Springs, TX (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.50%
COLUMBIA, SC (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.74%
Kerrville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.29%
Fredericksburg, TX (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.25%
Starkville, MS (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.39%
El Dorado, AR (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.84%
Stephenville, TX (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.33%
EL PASO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.24%
Picayune, MS (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.17%
Tahlequah, OK (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.70%
VALDOSTA, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,466 7.00%
Del Rio, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.09%
Laurel, MS (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.70%
SANTA FE, NM (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.29%
Cleveland, MS (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.74%
Thomasville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.14%
TUCSON, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.39%
Columbus, MS (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.05%
ASHEVILLE, NC (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.72%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.49%
Georgetown, SC (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.24%
Opelousas, LA (FHA|USDA|VA) 1 $135,000 $135,000 $9,498 6.00%
Americus, GA (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.70%
Ponca City, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.64%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.69%
Hope, AR (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.49%
Gallup, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.29%
Bennettsville, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.50%
MONTGOMERY, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.99%
Newberry, SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.69%
Greenville, MS (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.00%
Fort Payne, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.04%
AMARILLO, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.79%
Batesville, AR (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.70%
Ruston, LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.70%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.49%
ALBANY, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.14%
Morgan City, LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.39%
Meridian, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.00%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.38%
Elk City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.00%
FARMINGTON, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.79%
Albemarle, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.24%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.38%
DeRidder, LA (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.70%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.29%
Waycross, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.59%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.79%
JONESBORO, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.09%
West Point, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.34%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.89%
Natchitoches, LA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.29%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 8.00%
Countryplace Mortgage Ltd.'s top markets include Houston, San Antonio, Dallas, Austin, and Oklahoma City among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 850 $114,500,000 $134,706 $4,579 7.74%
    FHA 1 $305,000 $305,000 $22,508 6.50%

    For 2023, Countryplace Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 850 originations. Their 2nd most popular type was FHA, with 1 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 846 $113,780,000 $134,492 $4,517 7.75%
    Refi 4 $810,000 $202,500 $9,801 5.97%
    Other 1 $215,000 $215,000 $4,332 7.30%

    For 2023, Countryplace Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 846 originations. The 2nd most popular reason was Refi, with 4 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 402 $53,580,000 $133,284 $0 7.70%
    Other 380 $49,770,000 $130,974 $3,927 7.85%
    30 Year 39 $8,505,000 $218,077 $4,960 7.29%
    15 Year 27 $2,865,000 $106,111 $13,514 7.41%
    10 Year 3 $85,000 $28,333 $0 7.90%

    For 2023, Countryplace Mortgage Ltd.'s most frequently cited loan duration was 20 Year, with 402 originations. The 2nd most popular length was Other, with 380 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 41 $8,405,000 $205,000
    $1k-2k 3 $475,000 $158,333
    $5k+ 3 $915,000 $305,000
    $3k-4k 2 $280,000 $140,000

    Countryplace Mortgage Ltd.'s average total fees were $4,960, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 41 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 459 $63,205,000 $137,702
    Over 8% 254 $32,830,000 $129,252
    6-7% 125 $16,615,000 $132,920
    5-6% 12 $1,830,000 $152,500
    4-5% 1 $325,000 $325,000

    During 2023, Countryplace Mortgage Ltd.'s average interest rate for loans was 7.29%, while their most frequently originated rate bucket for loans was 7-8%, with 459 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 468 $66,420,000 $141,923 $4,084 7.73%
    $100,000 or less 263 $20,305,000 $77,205 $1,692 7.79%
    $200k-400k 120 $28,080,000 $234,000 $5,890 7.65%

    2023 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 468 originations, totaling $66,420,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 258 $30,370,000 $117,713 $3,583 7.75%
    $100k-150k 194 $31,490,000 $162,320 $5,830 7.72%
    $75k-100k 188 $26,820,000 $142,660 $4,116 7.73%
    $50k or less 134 $12,710,000 $94,851 $4,359 7.86%
    $150k-250k 61 $10,775,000 $176,639 $6,851 7.58%
    $250k+ 16 $2,640,000 $165,000 $0 7.51%

    Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 258 originations. The second most popular income band? $100k-150k, with 194 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 188 $25,910,000 $137,819 $3,943 7.70%
    20-30% 129 $15,455,000 $119,806 $4,773 7.64%
    50-60% 93 $13,495,000 $145,108 $0 7.86%
    <20% 60 $6,900,000 $115,000 $4,970 7.64%
    40% 44 $5,860,000 $133,182 $4,796 7.80%
    39% 38 $5,850,000 $153,947 $5,630 7.68%
    38% 35 $4,855,000 $138,714 $4,658 7.78%
    36% 35 $4,825,000 $137,857 $4,494 7.96%
    37% 34 $4,610,000 $135,588 $3,869 7.85%
    42% 27 $3,775,000 $139,815 $2,911 7.79%
    41% 27 $3,685,000 $136,481 $10,790 7.63%
    48% 24 $3,600,000 $150,000 $0 7.51%
    46% 21 $2,965,000 $141,190 $22,508 7.84%
    43% 20 $2,370,000 $118,500 $0 7.69%
    49% 19 $2,445,000 $128,684 $0 7.96%
    45% 17 $2,495,000 $146,765 $0 7.92%
    44% 16 $2,510,000 $156,875 $3,088 7.76%
    47% 15 $1,895,000 $126,333 $3,948 7.87%
    >60% 9 $1,305,000 $145,000 $0 7.41%

    Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 188 originations. The next most common DTI ratio? 20-30%, with 129 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 702 $95,210,000 $135,627 $4,713 7.74%
    Not provided 84 $11,180,000 $133,095 $8,978 7.70%
    Black 41 $5,255,000 $128,171 $2,810 7.86%
    American Indian 21 $2,815,000 $134,048 $0 7.69%
    Other Asian 1 $125,000 $125,000 $0 8.49%
    Asian 1 $115,000 $115,000 $0 7.50%
    Native Hawaiian or Islander 1 $105,000 $105,000 $0 7.00%

    Approval Rates

    Total approvals of all applications
    43.71%

    Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -143.13%

    Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $95,000 $95,000
    1000.0 1 $15,000 $15,000
    1095.0 6 $610,000 $101,667
    1096.0 297 $38,735,000 $130,421
    1257.82 1 $25,000 $25,000
    1315.4 1 $35,000 $35,000
    1344.28 1 $35,000 $35,000
    1625.67 1 $35,000 $35,000
    1701.0 11 $925,000 $84,091
    1702.04 1 $35,000 $35,000
    1769.23 1 $45,000 $45,000
    1787.81 1 $45,000 $45,000
    1791.68 1 $45,000 $45,000
    1832.74 1 $45,000 $45,000
    1861.26 1 $45,000 $45,000
    1898.59 1 $45,000 $45,000
    1940.42 1 $45,000 $45,000
    2043.56 1 $45,000 $45,000
    2092.81 1 $45,000 $45,000
    2163.19 1 $55,000 $55,000
    2207.99 1 $55,000 $55,000
    2274.9 1 $55,000 $55,000
    2301.56 1 $55,000 $55,000
    2338.0 1 $55,000 $55,000
    2459.87 1 $55,000 $55,000
    2478.85 1 $55,000 $55,000
    2503.25 1 $55,000 $55,000
    2505.41 1 $55,000 $55,000
    2545.43 1 $65,000 $65,000
    2561.21 1 $65,000 $65,000
    2606.26 1 $65,000 $65,000
    2631.06 1 $65,000 $65,000
    2638.08 1 $65,000 $65,000
    2701.16 1 $65,000 $65,000
    2745.91 1 $65,000 $65,000
    2751.45 1 $65,000 $65,000
    2786.74 1 $65,000 $65,000
    2834.69 1 $65,000 $65,000
    2842.47 1 $65,000 $65,000
    2864.33 1 $65,000 $65,000
    2882.29 1 $65,000 $65,000
    2916.69 1 $105,000 $105,000
    2917.82 1 $105,000 $105,000
    2921.2 1 $105,000 $105,000
    2921.52 1 $105,000 $105,000
    2925.2 1 $65,000 $65,000
    2927.07 1 $105,000 $105,000
    2933.52 1 $75,000 $75,000
    2949.07 1 $105,000 $105,000
    2957.92 1 $75,000 $75,000
    2977.97 1 $105,000 $105,000
    2982.46 1 $105,000 $105,000
    2996.0 6 $530,000 $88,333
    2997.0 110 $9,460,000 $86,000
    2997.21 1 $105,000 $105,000
    3004.63 1 $105,000 $105,000
    3006.64 1 $105,000 $105,000
    3008.12 1 $105,000 $105,000
    3012.38 1 $105,000 $105,000
    3038.09 1 $105,000 $105,000
    3041.59 1 $105,000 $105,000
    3041.99 1 $105,000 $105,000
    3072.04 1 $105,000 $105,000
    3073.97 1 $105,000 $105,000
    3088.98 1 $105,000 $105,000
    3103.92 1 $105,000 $105,000
    3109.37 1 $105,000 $105,000
    3109.95 1 $105,000 $105,000
    3113.64 1 $105,000 $105,000
    3115.48 1 $105,000 $105,000
    3115.86 1 $105,000 $105,000
    3116.56 1 $105,000 $105,000
    3147.32 1 $105,000 $105,000
    3158.4 1 $105,000 $105,000
    3160.39 1 $105,000 $105,000
    3164.77 1 $105,000 $105,000
    3173.5 1 $105,000 $105,000
    3187.81 1 $115,000 $115,000
    3202.69 1 $115,000 $115,000
    3205.63 1 $115,000 $115,000
    3214.08 1 $115,000 $115,000
    3220.73 1 $115,000 $115,000
    3235.73 1 $115,000 $115,000
    3242.08 1 $115,000 $115,000
    3244.94 1 $115,000 $115,000
    3248.87 1 $115,000 $115,000
    3252.97 1 $115,000 $115,000
    3267.25 1 $115,000 $115,000
    3276.28 1 $115,000 $115,000
    3285.55 1 $115,000 $115,000
    3297.39 1 $115,000 $115,000
    3315.2 1 $115,000 $115,000
    3322.47 1 $115,000 $115,000
    3325.59 1 $115,000 $115,000
    3341.36 1 $115,000 $115,000
    3359.97 1 $115,000 $115,000
    3360.1 1 $115,000 $115,000
    3362.06 1 $115,000 $115,000
    3363.19 1 $115,000 $115,000
    3363.85 1 $115,000 $115,000
    3371.22 1 $115,000 $115,000
    3371.47 1 $115,000 $115,000
    3378.98 1 $115,000 $115,000
    3387.07 1 $115,000 $115,000
    3403.6 1 $115,000 $115,000
    3404.74 1 $115,000 $115,000
    3404.85 1 $115,000 $115,000
    3405.94 1 $115,000 $115,000
    3412.66 1 $115,000 $115,000
    3424.2 1 $115,000 $115,000
    3425.83 1 $115,000 $115,000
    3427.08 1 $115,000 $115,000
    3429.35 1 $115,000 $115,000
    3432.05 1 $115,000 $115,000
    3437.77 1 $115,000 $115,000
    3459.58 1 $115,000 $115,000
    3462.49 1 $125,000 $125,000
    3464.4 1 $125,000 $125,000
    3469.75 1 $125,000 $125,000
    3500.92 1 $125,000 $125,000
    3507.99 1 $125,000 $125,000
    3510.23 1 $125,000 $125,000
    3518.72 1 $125,000 $125,000
    3531.34 1 $125,000 $125,000
    3532.2 1 $125,000 $125,000
    3537.55 1 $125,000 $125,000
    3541.56 1 $125,000 $125,000
    3547.15 1 $125,000 $125,000
    3563.75 1 $125,000 $125,000
    3566.85 1 $125,000 $125,000
    3568.66 1 $125,000 $125,000
    3571.62 1 $125,000 $125,000
    3580.18 1 $125,000 $125,000
    3585.23 1 $125,000 $125,000
    3591.45 1 $125,000 $125,000
    3606.87 1 $125,000 $125,000
    3611.27 1 $125,000 $125,000
    3621.74 1 $125,000 $125,000
    3633.15 1 $125,000 $125,000
    3647.85 1 $125,000 $125,000
    3650.36 1 $125,000 $125,000
    3650.39 1 $125,000 $125,000
    3655.74 1 $125,000 $125,000
    3655.88 1 $125,000 $125,000
    3687.87 1 $125,000 $125,000
    3690.24 1 $85,000 $85,000
    3697.93 1 $125,000 $125,000
    3699.44 1 $125,000 $125,000
    3700.58 1 $125,000 $125,000
    3701.67 1 $125,000 $125,000
    3719.86 1 $125,000 $125,000
    3722.37 1 $125,000 $125,000
    3724.5 1 $125,000 $125,000
    3728.57 1 $125,000 $125,000
    3744.16 1 $135,000 $135,000
    3753.52 1 $135,000 $135,000
    3765.59 1 $135,000 $135,000
    3786.23 1 $135,000 $135,000
    3788.85 1 $135,000 $135,000
    3797.36 1 $135,000 $135,000
    3805.04 1 $135,000 $135,000
    3809.31 1 $135,000 $135,000
    3810.4 1 $135,000 $135,000
    3811.84 1 $135,000 $135,000
    3827.68 1 $135,000 $135,000
    3852.45 1 $135,000 $135,000
    3859.38 1 $135,000 $135,000
    3862.75 1 $135,000 $135,000
    3864.18 1 $135,000 $135,000
    3886.72 1 $135,000 $135,000
    3894.73 1 $135,000 $135,000
    3904.01 1 $135,000 $135,000
    3908.78 1 $135,000 $135,000
    3942.46 1 $135,000 $135,000
    3943.73 1 $135,000 $135,000
    3944.43 1 $135,000 $135,000
    3949.57 1 $135,000 $135,000
    3965.37 1 $135,000 $135,000
    4000.59 1 $135,000 $135,000
    4005.56 1 $135,000 $135,000
    4013.01 1 $135,000 $135,000
    4014.51 1 $135,000 $135,000
    4023.75 1 $135,000 $135,000
    4039.87 1 $145,000 $145,000
    4050.94 1 $145,000 $145,000
    4051.72 1 $145,000 $145,000
    4076.96 1 $145,000 $145,000
    4080.99 1 $145,000 $145,000
    4085.71 1 $145,000 $145,000
    4087.99 1 $145,000 $145,000
    4117.36 1 $145,000 $145,000
    4139.6 1 $145,000 $145,000
    4148.43 1 $145,000 $145,000
    4157.74 1 $145,000 $145,000
    4163.28 1 $145,000 $145,000
    4165.12 1 $145,000 $145,000
    4172.69 1 $145,000 $145,000
    4177.49 1 $145,000 $145,000
    4184.35 1 $145,000 $145,000
    4196.61 1 $145,000 $145,000
    4204.35 1 $145,000 $145,000
    4204.63 1 $145,000 $145,000
    4225.41 1 $145,000 $145,000
    4230.05 1 $145,000 $145,000
    4241.54 1 $145,000 $145,000
    4249.69 1 $145,000 $145,000
    4260.76 1 $145,000 $145,000
    4295.63 1 $145,000 $145,000
    4307.06 1 $145,000 $145,000
    4318.99 1 $155,000 $155,000
    4322.55 1 $155,000 $155,000
    4346.27 1 $155,000 $155,000
    4351.14 1 $155,000 $155,000
    4357.27 1 $155,000 $155,000
    4364.0 1 $155,000 $155,000
    4374.24 1 $155,000 $155,000
    4381.85 1 $155,000 $155,000
    4382.66 1 $155,000 $155,000
    4396.95 1 $155,000 $155,000
    4402.36 1 $155,000 $155,000
    4403.28 1 $155,000 $155,000
    4426.96 1 $155,000 $155,000
    4428.86 1 $155,000 $155,000
    4435.07 1 $155,000 $155,000
    4443.17 1 $155,000 $155,000
    4448.52 1 $155,000 $155,000
    4457.29 1 $155,000 $155,000
    4460.39 1 $155,000 $155,000
    4470.4 1 $155,000 $155,000
    4470.61 1 $155,000 $155,000
    4473.53 1 $155,000 $155,000
    4478.18 1 $155,000 $155,000
    4483.87 1 $155,000 $155,000
    4501.61 1 $155,000 $155,000
    4508.47 1 $155,000 $155,000
    4520.21 1 $155,000 $155,000
    4525.65 1 $155,000 $155,000
    4528.68 1 $155,000 $155,000
    4534.64 1 $155,000 $155,000
    4545.13 1 $155,000 $155,000
    4547.68 1 $155,000 $155,000
    4556.13 1 $155,000 $155,000
    4565.34 1 $155,000 $155,000
    4569.58 1 $155,000 $155,000
    4587.05 1 $155,000 $155,000
    4595.0 2 $500,000 $250,000
    4596.0 13 $2,585,000 $198,846
    4607.44 1 $165,000 $165,000
    4614.26 1 $165,000 $165,000
    4634.08 1 $165,000 $165,000
    4634.19 1 $165,000 $165,000
    4667.01 1 $165,000 $165,000
    4669.66 1 $165,000 $165,000
    4683.65 1 $165,000 $165,000
    4685.27 1 $165,000 $165,000
    4758.8 1 $165,000 $165,000
    4760.82 1 $165,000 $165,000
    4761.69 1 $165,000 $165,000
    4773.33 1 $165,000 $165,000
    4822.42 1 $165,000 $165,000
    4835.11 1 $165,000 $165,000
    4843.37 1 $165,000 $165,000
    4855.41 1 $165,000 $165,000
    4861.45 1 $165,000 $165,000
    4861.49 1 $165,000 $165,000
    4874.47 1 $175,000 $175,000
    4884.82 1 $175,000 $175,000
    4886.19 1 $175,000 $175,000
    4915.12 1 $175,000 $175,000
    4948.37 1 $175,000 $175,000
    4948.69 1 $175,000 $175,000
    5017.34 1 $175,000 $175,000
    5040.38 1 $175,000 $175,000
    5055.3 1 $175,000 $175,000
    5073.08 1 $175,000 $175,000
    5085.81 1 $175,000 $175,000
    5091.72 1 $175,000 $175,000
    5105.38 1 $205,000 $205,000
    5175.96 1 $185,000 $185,000
    5198.34 1 $185,000 $185,000
    5205.8 1 $185,000 $185,000
    5221.88 1 $185,000 $185,000
    5248.44 1 $185,000 $185,000
    5260.7 1 $185,000 $185,000
    5314.97 1 $185,000 $185,000
    5323.79 1 $185,000 $185,000
    5371.96 1 $185,000 $185,000
    5396.06 1 $185,000 $185,000
    5403.25 1 $185,000 $185,000
    5412.36 1 $185,000 $185,000
    5419.78 1 $185,000 $185,000
    5433.11 1 $185,000 $185,000
    5438.72 1 $195,000 $195,000
    5463.81 1 $195,000 $195,000
    5475.89 1 $195,000 $195,000
    5481.44 1 $195,000 $195,000
    5515.5 1 $195,000 $195,000
    5553.41 1 $195,000 $195,000
    5598.63 1 $195,000 $195,000
    5620.79 1 $195,000 $195,000
    5638.73 1 $195,000 $195,000
    5644.06 1 $195,000 $195,000
    5671.9 1 $195,000 $195,000
    5674.44 1 $195,000 $195,000
    5682.24 1 $195,000 $195,000
    5720.83 1 $205,000 $205,000
    5721.64 1 $205,000 $205,000
    5729.06 1 $205,000 $205,000
    5741.14 1 $205,000 $205,000
    5815.25 1 $205,000 $205,000
    5818.45 1 $205,000 $205,000
    5830.12 1 $205,000 $205,000
    5833.07 1 $205,000 $205,000
    5837.95 1 $205,000 $205,000
    5840.58 1 $205,000 $205,000
    5908.58 1 $205,000 $205,000
    5941.52 1 $205,000 $205,000
    5971.27 1 $205,000 $205,000
    5979.12 1 $205,000 $205,000
    6011.41 1 $215,000 $215,000
    6017.15 1 $215,000 $215,000
    6024.8 1 $215,000 $215,000
    6026.54 1 $215,000 $215,000
    6079.42 1 $215,000 $215,000
    6117.2 1 $215,000 $215,000
    6152.58 1 $215,000 $215,000
    6170.62 1 $215,000 $215,000
    6175.86 1 $215,000 $215,000
    6205.93 1 $215,000 $215,000
    6208.95 1 $215,000 $215,000
    6274.63 1 $215,000 $215,000
    6280.14 1 $215,000 $215,000
    6310.98 1 $225,000 $225,000
    6317.12 1 $225,000 $225,000
    6338.45 1 $225,000 $225,000
    6432.41 1 $225,000 $225,000
    6433.01 1 $225,000 $225,000
    6436.61 1 $225,000 $225,000
    6468.18 1 $225,000 $225,000
    6515.36 1 $225,000 $225,000
    6550.51 1 $225,000 $225,000
    6591.83 1 $235,000 $235,000
    6598.14 1 $235,000 $235,000
    6603.22 1 $235,000 $235,000
    6624.63 1 $235,000 $235,000
    6680.6 1 $235,000 $235,000
    6754.71 1 $235,000 $235,000
    6815.35 1 $235,000 $235,000
    6830.41 1 $235,000 $235,000
    6830.7 1 $235,000 $235,000
    7018.42 1 $245,000 $245,000
    7030.23 1 $245,000 $245,000
    7076.0 1 $245,000 $245,000
    7170.6 1 $255,000 $255,000
    722.22 1 $15,000 $15,000
    7344.24 1 $255,000 $255,000
    7509.27 1 $265,000 $265,000
    7813.43 1 $275,000 $275,000
    8020.88 1 $285,000 $285,000
    8284.85 1 $295,000 $295,000
    8796.79 1 $305,000 $305,000
    97.0 1 $85,000 $85,000
    9734.11 1 $345,000 $345,000
    999.0 1 $115,000 $115,000
    NA 49 $10,075,000 $205,612

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    851 $114,805,000 $134,906

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 14 $810,000 $57,857 $1,170 7.43%
    40-60% 27 $2,815,000 $104,259 $7,891 7.16%
    60-80% 43 $4,505,000 $104,767 $5,040 7.36%
    80-100% 207 $25,895,000 $125,097 $4,994 7.60%
    Over 100% 559 $80,745,000 $144,445 $3,510 7.85%
    Under 20% 1 $35,000 $35,000 $0 7.88%