Countryplace Mortgage Ltd. Rates, Fees & Info

AUSTIN, TX

LEI: 5493009XSE00M8B9R434

Tax ID: 75-2585326

1 stars - out of 5 stars, based on 34 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Countryplace Mortgage Ltd. is a smaller mortgage company specializing in loans. Countryplace Mortgage Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Austin, Houston, San Antonio, and Tampa among others. We have data for 191 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Countryplace Mortgage Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Countryplace Mortgage Ltd. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.69% 12/4/22
    30 Year Conventional Refi 7.30% 12/4/22
    30 Year Cash-out Refi 6.58% 12/4/22
    30 Year FHA Purchase 8.32% 12/4/22
    30 Year FHA Refi 7.96% 12/4/22
    30 Year VA Purchase 7.24% 12/4/22
    30 Year VA Refi 7.09% 12/4/22
    30 Year USDA Purchase 7.72% 12/4/22
    30 Year USDA Refi 7.37% 12/4/22
    15 Year Conventional Purchase 9.15% 12/4/22
    15 Year Conventional Refi 6.87% 12/4/22
    15 Year Cash-out Refi 6.87% 12/4/22
    15 Year FHA Refi 5.76% 12/4/22
    15 Year VA Refi 6.74% 12/4/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    1,159

    Origination Dollar Volume (All Markets)

    $166,955,000

    Relative Rate

    Countryplace Mortgage Ltd.'s average 30 year fixed mortgage rate was 3.42%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.27%.

    Relative Fees (Closing Costs)

    Countryplace Mortgage Ltd.'s average total fees/closing costs for a 30 year fixed rate mortgage were $11,998.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 237 $31,865,000 $134,451 $12,578 5.15%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 75 $11,405,000 $152,067 $14,327 4.85%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 56 $10,370,000 $185,179 $17,286 4.74%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 77 $10,015,000 $130,065 $11,565 5.64%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 49 $7,325,000 $149,490 $17,471 5.14%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 31 $4,535,000 $146,290 $10,815 5.62%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 27 $3,865,000 $143,148 $12,783 4.89%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 24 $2,880,000 $120,000 $9,930 5.08%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $2,760,000 $197,143 $10,462 4.55%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 15 $2,545,000 $169,667 $16,537 4.99%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 13 $2,175,000 $167,308 $11,262 3.29%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,125,000 $193,182 $9,768 3.86%
    JACKSONVILLE, FL (FHA|USDA|VA) 10 $1,800,000 $180,000 $9,682 4.10%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $1,755,000 $351,000 $12,776 3.83%
    ABILENE, TX (FHA|USDA|VA) 9 $1,735,000 $192,778 $10,239 4.72%
    Shawnee, OK (FHA|USDA|VA) 9 $1,525,000 $169,444 $16,705 4.82%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 13 $1,485,000 $114,231 $7,766 5.54%
    Athens, TX (FHA|USDA|VA) 10 $1,350,000 $135,000 $10,970 4.69%
    WACO, TX (FHA|USDA|VA) 10 $1,300,000 $130,000 $11,597 4.46%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 8 $1,160,000 $145,000 $11,821 3.73%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,085,000 $217,000 $10,237 3.95%
    ASHEVILLE, NC (FHA|USDA|VA) 5 $1,065,000 $213,000 $11,770 3.77%
    Meridian, MS (FHA|USDA|VA) 7 $1,065,000 $152,143 $10,495 4.93%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 7 $1,035,000 $147,857 $12,410 4.92%
    LONGVIEW, TX (FHA|USDA|VA) 8 $980,000 $122,500 $11,140 4.14%
    TULSA, OK (FHA|USDA|VA) 10 $960,000 $96,000 $0 5.50%
    Huntsville, TX (FHA|USDA|VA) 8 $960,000 $120,000 $16,956 5.70%
    ALBUQUERQUE, NM (FHA|USDA|VA) 6 $950,000 $158,333 $11,125 4.12%
    PUNTA GORDA, FL (FHA|USDA|VA) 9 $905,000 $100,556 $8,606 5.69%
    Shelby, NC (FHA|USDA|VA) 5 $905,000 $181,000 $12,326 3.18%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $885,000 $98,333 $0 5.68%
    Bonham, TX (FHA|USDA|VA) 5 $865,000 $173,000 $0 5.91%
    Palestine, TX (FHA|USDA|VA) 5 $865,000 $173,000 $13,840 4.65%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $845,000 $169,000 $12,583 4.79%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $805,000 $268,333 $5,848 3.46%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 6 $790,000 $131,667 $6,915 5.12%
    Statesboro, GA (FHA|USDA|VA) 5 $785,000 $157,000 $0 5.89%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $775,000 $155,000 $9,417 3.33%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $770,000 $385,000 $11,556 3.50%
    Payson, AZ (FHA|USDA|VA) 5 $765,000 $153,000 $6,808 3.33%
    AMARILLO, TX (FHA|USDA|VA) 7 $755,000 $107,857 $0 5.75%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $750,000 $187,500 $8,527 3.59%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $735,000 $105,000 $0 5.81%
    Mineral Wells, TX (FHA|USDA|VA) 6 $720,000 $120,000 $12,289 5.53%
    GAINESVILLE, FL (FHA|USDA|VA) 4 $720,000 $180,000 $9,444 3.53%
    LAKE CHARLES, LA (FHA|USDA|VA) 8 $710,000 $88,750 $0 5.47%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $705,000 $141,000 $12,111 5.07%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $695,000 $139,000 $9,818 6.18%
    MIDLAND, TX (FHA|USDA|VA) 5 $695,000 $139,000 $10,785 5.24%
    DECATUR, AL (FHA|USDA|VA) 6 $690,000 $115,000 $10,575 5.49%
    ODESSA, TX (FHA|USDA|VA) 6 $650,000 $108,333 $0 5.64%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $645,000 $215,000 $8,729 3.88%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $605,000 $605,000 $23,570 5.25%
    Jacksonville, TX (FHA|USDA|VA) 6 $600,000 $100,000 $0 5.96%
    Centralia, WA (FHA|USDA|VA) 2 $600,000 $300,000 $13,530 4.06%
    Newport, OR (FHA|USDA|VA) 3 $575,000 $191,667 $5,602 3.42%
    Hobbs, NM (FHA|USDA|VA) 3 $575,000 $191,667 $0 5.66%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $570,000 $142,500 $8,455 4.87%
    TALLAHASSEE, FL (FHA|USDA|VA) 2 $570,000 $285,000 $13,156 3.56%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $565,000 $565,000 $28,107 5.25%
    LUBBOCK, TX (FHA|USDA|VA) 5 $555,000 $111,000 $0 5.89%
    JACKSON, MS (FHA|USDA|VA) 5 $555,000 $111,000 $10,022 5.01%
    TUSCALOOSA, AL (FHA|USDA|VA) 5 $535,000 $107,000 $0 5.92%
    LAWTON, OK (FHA|USDA|VA) 4 $530,000 $132,500 $0 6.24%
    Laurel, MS (FHA|USDA|VA) 5 $525,000 $105,000 $7,227 5.89%
    MONTGOMERY, AL (FHA|USDA|VA) 3 $525,000 $175,000 $9,987 3.38%
    BATON ROUGE, LA (FHA|USDA|VA) 3 $515,000 $171,667 $12,849 3.79%
    Marion, NC (FHA|USDA|VA) 2 $510,000 $255,000 $8,727 3.13%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $505,000 $505,000 $20,216 4.88%
    Corsicana, TX (FHA|USDA|VA) 3 $495,000 $165,000 $13,283 4.08%
    El Campo, TX (FHA|USDA|VA) 3 $475,000 $158,333 $12,575 4.91%
    VICTORIA, TX (FHA|USDA|VA) 5 $475,000 $95,000 $0 5.46%
    Lufkin, TX (FHA|USDA|VA) 4 $470,000 $117,500 $8,862 5.24%
    Granbury, TX (FHA|USDA|VA) 5 $455,000 $91,000 $9,090 4.64%
    El Dorado, AR (FHA|USDA|VA) 5 $445,000 $89,000 $0 6.18%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $410,000 $205,000 $0 6.12%
    Show Low, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $3,202 4.00%
    Albertville, AL (FHA|USDA|VA) 3 $405,000 $135,000 $0 5.99%
    GADSDEN, AL (FHA|USDA|VA) 3 $405,000 $135,000 $0 5.42%
    Woodward, OK (FHA|USDA|VA) 3 $395,000 $131,667 $0 6.32%
    Brenham, TX (FHA|USDA|VA) 4 $380,000 $95,000 $7,901 5.03%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $380,000 $95,000 $8,135 4.90%
    TYLER, TX (FHA|USDA|VA) 2 $380,000 $190,000 $16,585 4.07%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $375,000 $125,000 $0 5.47%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $13,339 3.25%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $365,000 $121,667 $0 5.57%
    Fredericksburg, TX (FHA|USDA|VA) 3 $365,000 $121,667 $0 5.66%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $360,000 $180,000 $11,664 3.75%
    Rockport, TX (FHA|USDA|VA) 1 $355,000 $355,000 $8,563 3.00%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $345,000 $115,000 $12,292 5.08%
    HOT SPRINGS, AR (FHA|USDA|VA) 2 $340,000 $170,000 $14,933 3.25%
    Camden, AR (FHA|USDA|VA) 4 $340,000 $85,000 $8,675 4.46%
    EspaƱola, NM (FHA|USDA|VA) 3 $335,000 $111,667 $0 5.57%
    Crescent City, CA (FHA|USDA|VA) 1 $335,000 $335,000 $18,373 3.25%
    LONGVIEW, WA (FHA|USDA|VA) 1 $335,000 $335,000 $14,176 3.88%
    YUMA, AZ (FHA|USDA|VA) 3 $335,000 $111,667 $7,684 3.29%
    Arcadia, FL (FHA|USDA|VA) 2 $330,000 $165,000 $10,106 4.38%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $330,000 $165,000 $12,833 6.13%
    Del Rio, TX (FHA|USDA|VA) 2 $330,000 $165,000 $7,073 3.95%
    Bay City, TX (FHA|USDA|VA) 3 $325,000 $108,333 $0 5.27%
    Cullman, AL (FHA|USDA|VA) 3 $325,000 $108,333 $13,801 4.91%
    LAFAYETTE, LA (FHA|USDA|VA) 2 $320,000 $160,000 $9,479 3.44%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $315,000 $105,000 $0 7.71%
    Okeechobee, FL (FHA|USDA|VA) 2 $310,000 $155,000 $11,540 3.94%
    Kerrville, TX (FHA|USDA|VA) 2 $310,000 $155,000 $11,427 4.68%
    SAN ANGELO, TX (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.24%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $295,000 $295,000 $14,065 4.25%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $290,000 $145,000 $9,246 3.63%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $285,000 $285,000 $6,334 3.25%
    Mount Pleasant, TX (FHA|USDA|VA) 3 $275,000 $91,667 $0 5.41%
    Aberdeen, WA (FHA|USDA|VA) 1 $275,000 $275,000 $5,951 3.25%
    WICHITA FALLS, TX (FHA|USDA|VA) 2 $270,000 $135,000 $0 5.24%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $265,000 $265,000 $12,794 3.25%
    Alice, TX (FHA|USDA|VA) 3 $265,000 $88,333 $0 6.63%
    Fort Polk South, LA (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.42%
    Levelland, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 5.69%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $235,000 $235,000 $11,647 3.75%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $15,928 3.13%
    MISSOULA, MT (FHA|USDA|VA) 1 $235,000 $235,000 $9,916 3.25%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $235,000 $235,000 $8,469 4.75%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $230,000 $57,500 $0 6.31%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $230,000 $115,000 $6,425 3.56%
    Nacogdoches, TX (FHA|USDA|VA) 2 $230,000 $115,000 $0 5.44%
    Dumas, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.84%
    HATTIESBURG, MS (FHA|USDA|VA) 3 $225,000 $75,000 $0 5.24%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $200,000 $100,000 $0 4.87%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $200,000 $100,000 $7,755 3.25%
    Gainesville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $15,666 3.25%
    Durant, OK (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.74%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $195,000 $195,000 $14,456 3.25%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $195,000 $195,000 $12,375 4.75%
    Brownwood, TX (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.57%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4 $190,000 $47,500 $0 6.21%
    The Dalles, OR (FHA|USDA|VA) 1 $185,000 $185,000 $7,213 3.50%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.49%
    Oxford, MS (FHA|USDA|VA) 1 $175,000 $175,000 $11,418 3.25%
    PUEBLO, CO (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.75%
    Natchitoches, LA (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.12%
    FORT SMITH, AR-OK (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.82%
    Calhoun, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,750 3.63%
    Astoria, OR (FHA|USDA|VA) 1 $165,000 $165,000 $8,879 3.50%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $165,000 $165,000 $10,847 3.25%
    Albemarle, NC (FHA|USDA|VA) 1 $165,000 $165,000 $11,132 3.25%
    Georgetown, SC (FHA|USDA|VA) 1 $165,000 $165,000 $12,164 3.25%
    SANTA FE, NM (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.44%
    TUCSON, AZ (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.32%
    Portales, NM (FHA|USDA|VA) 1 $155,000 $155,000 $10,755 3.25%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $155,000 $155,000 $7,416 3.13%
    Boone, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.14%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.49%
    Picayune, MS (FHA|USDA|VA) 2 $150,000 $75,000 $0 5.07%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.64%
    HAMMOND, LA (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.49%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.14%
    ROME, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.39%
    Muskogee, OK (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.74%
    PINE BLUFF, AR (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.74%
    Columbus, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.24%
    Altus, OK (FHA|USDA|VA) 1 $135,000 $135,000 $8,888 3.75%
    Lamesa, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.04%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.74%
    SAVANNAH, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.64%
    Ada, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.49%
    Hope, AR (FHA|USDA|VA) 1 $115,000 $115,000 $5,116 3.88%
    Pearsall, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.99%
    Ponca City, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.84%
    Paris, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.99%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,966 3.25%
    Ardmore, OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.74%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,950 3.13%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.74%
    Tifton, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.59%
    Brookhaven, MS (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.84%
    Hereford, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.49%
    Duncan, OK (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.49%
    Jennings, LA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.74%
    Tahlequah, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.74%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $85,000 $85,000 $7,186 3.88%
    Borger, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.49%
    MONROE, LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.89%
    ALEXANDRIA, LA (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.99%
    Blytheville, AR (FHA|USDA|VA) 1 $75,000 $75,000 $9,770 3.25%
    ALBANY, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.04%
    Stephenville, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.99%
    MOBILE, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.99%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.38%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.00%
    Big Spring, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
    ENID, OK (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.99%
    OCALA, FL (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.49%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $30,000 $15,000 $0 7.69%
    Countryplace Mortgage Ltd.'s top markets include Dallas, Austin, Houston, San Antonio, and Tampa among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 890 $110,190,000 $123,809 $9,224 5.51%
    FHA 198 $41,010,000 $207,121 $13,568 3.40%
    VA 53 $12,015,000 $226,698 $10,334 3.37%
    USDA 18 $3,740,000 $207,778 $12,876 3.28%

    For 2021, Countryplace Mortgage Ltd.'s most frequently originated type of loan was Conventional, with 890 originations. Their 2nd most popular type was FHA, with 198 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,089 $152,715,000 $140,234 $12,608 5.13%
    Refi 53 $11,115,000 $209,717 $8,196 3.26%
    Cash Out Refi 17 $3,125,000 $183,824 $7,782 3.27%

    For 2021, Countryplace Mortgage Ltd.'s most frequently cited loan purpose was Home Purchase, with 1,089 originations. The 2nd most popular reason was Refi, with 53 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 593 $66,145,000 $111,543 $6,073 5.81%
    30 Year 370 $78,990,000 $213,486 $11,998 3.42%
    Other 144 $16,800,000 $116,667 $0 5.78%
    15 Year 45 $4,285,000 $95,222 $6,806 5.29%
    10 Year 5 $235,000 $47,000 $0 5.67%
    30+ year 2 $500,000 $250,000 $7,741 3.56%

    For 2021, Countryplace Mortgage Ltd.'s most frequently cited loan duration was 20 Year, with 593 originations. The 2nd most popular length was 30 Year, with 370 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 221 $51,875,000 $234,729
    $4k-5k 70 $12,940,000 $184,857
    $3k-4k 52 $9,520,000 $183,077
    $2k-3k 20 $3,090,000 $154,500
    $<1k 12 $2,790,000 $232,500
    $1k-2k 9 $1,395,000 $155,000

    Countryplace Mortgage Ltd.'s average total fees were $11,998, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 221 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 493 $58,995,000 $119,665
    3-4% 288 $58,440,000 $202,917
    4-5% 161 $19,875,000 $123,447
    6-7% 114 $12,830,000 $112,544
    2.5-3% 51 $12,335,000 $241,863
    7-8% 32 $2,270,000 $70,938
    Over 8% 16 $1,380,000 $86,250
    <2.5% 4 $830,000 $207,500

    During 2021, Countryplace Mortgage Ltd.'s average interest rate for loans was 3.42%, while their most frequently originated rate bucket for loans was 5-6%, with 493 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 555 $80,155,000 $144,423 $10,251 4.95%
    $100,000 or less 381 $26,995,000 $70,853 $7,835 5.79%
    $200k-400k 212 $54,320,000 $256,226 $13,190 3.87%
    $400k-600k 10 $4,880,000 $488,000 $19,855 3.53%
    $600k-1MM 1 $605,000 $605,000 $23,570 5.25%

    2021 saw Countryplace Mortgage Ltd. place emphasis on $100k-200k loans with 555 originations, totaling $80,155,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 421 $58,595,000 $139,181 $11,421 4.97%
    $50k or less 301 $32,185,000 $106,927 $10,778 5.09%
    $75k-100k 224 $35,550,000 $158,705 $12,200 4.91%
    $100k-150k 150 $28,360,000 $189,067 $13,950 5.10%
    $150k-250k 55 $10,665,000 $193,909 $12,314 5.22%
    $250k+ 6 $1,220,000 $203,333 $7,840 5.30%

    Countryplace Mortgage Ltd. lent most frequently to those with incomes in the $50k-75k range, with 421 originations. The second most popular income band? $50k or less, with 301 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 210 $29,100,000 $138,571 $10,691 5.09%
    20-30% 189 $24,505,000 $129,656 $10,561 5.16%
    50-60% 128 $20,830,000 $162,734 $14,007 4.64%
    <20% 90 $9,730,000 $108,111 $9,003 5.35%
    40% 49 $6,825,000 $139,286 $12,592 5.25%
    44% 47 $6,675,000 $142,021 $11,224 4.89%
    37% 45 $7,375,000 $163,889 $12,425 4.89%
    45% 41 $6,985,000 $170,366 $11,549 4.86%
    43% 39 $5,215,000 $133,718 $11,520 5.22%
    41% 39 $5,295,000 $135,769 $12,068 5.34%
    47% 38 $6,220,000 $163,684 $12,077 4.65%
    49% 38 $5,850,000 $153,947 $10,903 4.77%
    38% 37 $5,865,000 $158,514 $10,490 4.81%
    36% 35 $4,885,000 $139,571 $12,210 4.89%
    46% 35 $5,605,000 $160,143 $12,493 5.09%
    42% 32 $5,660,000 $176,875 $14,516 4.97%
    48% 31 $5,085,000 $164,032 $13,382 4.71%
    39% 23 $3,365,000 $146,304 $12,282 5.09%
    >60% 13 $1,885,000 $145,000 $9,525 5.16%

    Countryplace Mortgage Ltd. lent most frequently to those with DTI ratios of 30-36%, with 210 originations. The next most common DTI ratio? 20-30%, with 189 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 978 $141,570,000 $144,755 $11,810 5.00%
    Not provided 108 $15,780,000 $146,111 $11,383 5.13%
    Black 51 $6,935,000 $135,980 $11,545 4.87%
    American Indian 11 $1,485,000 $135,000 $13,878 4.89%
    Asian 4 $480,000 $120,000 $0 5.65%
    Other Asian 3 $285,000 $95,000 $0 5.91%
    Filipino 1 $155,000 $155,000 $0 5.74%
    Japanese 1 $135,000 $135,000 $0 5.84%
    Vietnamese 1 $75,000 $75,000 $0 5.49%
    Native Hawaiian or Islander 1 $55,000 $55,000 $0 4.99%

    Approval Rates

    Total approvals of all applications
    54.70%

    Countryplace Mortgage Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -36.84%

    Countryplace Mortgage Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $165,000 $165,000
    1000.0 4 $60,000 $15,000
    1054.5 1 $25,000 $25,000
    1096.0 683 $77,125,000 $112,921
    1301.89 1 $25,000 $25,000
    1330.39 1 $25,000 $25,000
    1399.7 1 $25,000 $25,000
    1412.68 1 $25,000 $25,000
    1413.95 1 $25,000 $25,000
    1452.71 1 $35,000 $35,000
    1461.54 1 $35,000 $35,000
    1539.62 1 $35,000 $35,000
    1644.12 1 $35,000 $35,000
    1674.87 1 $35,000 $35,000
    1682.05 1 $35,000 $35,000
    1701.0 33 $2,935,000 $88,939
    2084.03 1 $105,000 $105,000
    2247.13 1 $65,000 $65,000
    2539.09 1 $65,000 $65,000
    2868.37 1 $65,000 $65,000
    2900.0 1 $75,000 $75,000
    2997.0 7 $595,000 $85,000
    3197.3 1 $115,000 $115,000
    3201.17 1 $115,000 $115,000
    3462.02 1 $115,000 $115,000
    3708.44 1 $125,000 $125,000
    4094.53 1 $145,000 $145,000
    4123.79 1 $145,000 $145,000
    4163.89 1 $145,000 $145,000
    4164.84 1 $145,000 $145,000
    4998.04 1 $175,000 $175,000
    5169.07 1 $185,000 $185,000
    5188.16 1 $175,000 $175,000
    596.0 1 $95,000 $95,000
    7344.3 1 $315,000 $315,000
    962.22 1 $15,000 $15,000
    999.0 15 $1,545,000 $103,000
    NA 385 $81,785,000 $212,429

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,159 $166,955,000 $144,051

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 3 $355,000 $118,333 $7,434 3.13%
    40-60% 23 $3,635,000 $158,043 $7,652 4.06%
    60-80% 90 $14,490,000 $161,000 $9,643 4.07%
    80-100% 369 $67,285,000 $182,344 $12,294 3.95%
    Over 100% 674 $81,190,000 $120,460 $18,947 5.77%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CountryPlace Acceptance Corporation VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 7.7%
    CountryPlace Acceptance Corporation Conventional home mortgage Trouble during payment process 1 7.7%
    CountryPlace Acceptance Corporation FHA mortgage Closing on a mortgage 8 61.5%
    CountryPlace Acceptance Corporation FHA mortgage Trouble during payment process 2 15.4%
    CountryPlace Acceptance Corporation Other type of mortgage Trouble during payment process 1 7.7%