B1bank Mortgage Rates, Fees & Info

Baton Rouge, LA

LEI: 54930045J8O98TUGTW86

Tax ID: 20-3977125

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    B1bank is a smaller bank specializing in Refi and Home Purchase loans. B1bank has a high proportion of conventional loans. Their top markets by origination volume include: New Orleans, Ruston, Dallas, Baton Rouge, and Houma among others. We have data for 33 markets. (Some data included below & more in-depth data is available with an active subscription.)

    B1bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. B1bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.25% 11/21/24
    30 Year Conventional Refi 6.27% 11/21/24
    15 Year Conventional Purchase 5.70% 11/21/24
    15 Year Conventional Refi 6.12% 11/21/24
    15 Year Cash-out Refi 6.12% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    B1bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from B1bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    722

    Origination Dollar Volume (All Markets)

    $194,360,000

    Employee count

    659

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 58 $36,620,000 $631,379 $15,710 4.57%
    Ruston, LA (FHA|USDA|VA) 5 $22,005,000 $4,401,000 $0 4.55%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 22 $16,510,000 $750,455 $5,427 5.06%
    BATON ROUGE, LA (FHA|USDA|VA) 52 $15,500,000 $298,077 $5,819 4.99%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 64 $14,090,000 $220,156 $2,812 5.14%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3 $13,555,000 $4,518,333 $21,920 4.05%
    LAKE CHARLES, LA (FHA|USDA|VA) 86 $13,300,000 $154,651 $1,756 5.22%
    LAFAYETTE, LA (FHA|USDA|VA) 89 $11,415,000 $128,258 $1,526 5.61%
    Minden, LA (FHA|USDA|VA) 91 $9,315,000 $102,363 $1,499 5.54%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $6,330,000 $1,055,000 $4,432 4.43%
    Outside of Metro Areas 52 $6,270,000 $120,577 $1,916 5.37%
    MONROE, LA (FHA|USDA|VA) 40 $6,090,000 $152,250 $2,635 5.27%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $4,960,000 $1,240,000 $0 3.68%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 23 $4,395,000 $191,087 $2,326 4.90%
    DeRidder, LA (FHA|USDA|VA) 54 $3,560,000 $65,926 $1,183 5.93%
    Fort Polk South, LA (FHA|USDA|VA) 36 $3,110,000 $86,389 $1,363 5.90%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $1,400,000 $700,000 $0 3.75%
    HAMMOND, LA (FHA|USDA|VA) 5 $1,095,000 $219,000 $0 4.37%
    Corsicana, TX (FHA|USDA|VA) 1 $765,000 $765,000 $0 4.00%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $620,000 $310,000 $0 4.63%
    Jennings, LA (FHA|USDA|VA) 5 $565,000 $113,000 $1,932 5.00%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $475,000 $475,000 $0 4.25%
    Opelousas, LA (FHA|USDA|VA) 8 $460,000 $57,500 $1,433 5.88%
    Hobbs, NM (FHA|USDA|VA) 1 $345,000 $345,000 $0 4.50%
    Lufkin, TX (FHA|USDA|VA) 2 $320,000 $160,000 $0 4.25%
    Natchitoches, LA (FHA|USDA|VA) 3 $315,000 $105,000 $912 6.17%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $315,000 $315,000 $4,291 4.00%
    Edwards, CO (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.85%
    LUBBOCK, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.99%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.75%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.25%
    JACKSON, MS (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.50%
    Natchez, MS-LA (FHA|USDA|VA) 1 $25,000 $25,000 $392 5.75%
    B1bank's top markets include New Orleans, Ruston, Dallas, Baton Rouge, and Houma among others.

    Their top states include:
  • Louisiana (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 722 $194,360,000 $269,197 $2,493 5.28%

    For 2021, B1bank's most frequently originated type of loan was Conventional, with 722 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 409 $88,065,000 $215,318 $1,470 5.50%
    Home Purchase 274 $87,290,000 $318,577 $5,135 4.96%
    Home Improvement 27 $15,955,000 $590,926 $1,228 5.13%
    Other 12 $3,050,000 $254,167 $4,371 5.23%

    For 2021, B1bank's most frequently cited loan purpose was Refi, with 409 originations. The 2nd most popular reason was Home Purchase, with 274 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    5 Year 340 $80,980,000 $238,176 $1,214 5.09%
    Other 290 $67,930,000 $234,241 $1,619 5.54%
    10 Year 34 $10,170,000 $299,118 $2,668 5.64%
    1 Year 31 $11,335,000 $365,645 $0 5.16%
    30 Year 10 $15,780,000 $1,578,000 $20,959 3.79%
    3 Year 9 $3,565,000 $396,111 $1,095 5.45%
    20 Year 5 $3,845,000 $769,000 $10,733 4.23%
    15 Year 3 $755,000 $251,667 $0 4.17%

    For 2021, B1bank's most frequently cited loan duration was 5 Year, with 340 originations. The 2nd most popular length was Other, with 290 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 195 $12,705,000 $65,154
    $1k-2k 33 $7,235,000 $219,242
    $2k-3k 13 $6,295,000 $484,231
    $5k+ 8 $15,660,000 $1,957,500
    $3k-4k 4 $2,740,000 $685,000
    $4k-5k 1 $805,000 $805,000

    B1bank's average total fees were $20,959, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 195 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 277 $77,475,000 $279,693
    5-6% 269 $29,645,000 $110,204
    6-7% 78 $5,400,000 $69,231
    3-4% 70 $80,720,000 $1,153,143
    7-8% 23 $985,000 $42,826
    Over 8% 5 $135,000 $27,000

    During 2021, B1bank's average interest rate for loans was 3.79%, while their most frequently originated rate bucket for loans was 4-5%, with 277 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 384 $18,700,000 $48,698 $1,125 5.67%
    $100k-200k 141 $20,205,000 $143,298 $2,102 5.15%
    $200k-400k 109 $29,505,000 $270,688 $3,363 4.88%
    $400k-600k 33 $15,615,000 $473,182 $4,243 4.47%
    $1MM+ 28 $89,640,000 $3,201,429 $23,777 3.95%
    $600k-1MM 27 $20,695,000 $766,481 $5,693 4.37%

    2021 saw B1bank place emphasis on $100,000 or less loans with 384 originations, totaling $18,700,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 103 $5,475,000 $53,155 $1,175 5.99%
    $100k-150k 97 $10,575,000 $109,021 $1,760 5.66%
    $50k-75k 72 $4,850,000 $67,361 $1,154 5.78%
    $75k-100k 55 $4,455,000 $81,000 $1,502 5.56%
    $250k+ 49 $29,735,000 $606,837 $9,827 4.57%
    $150k-250k 46 $10,330,000 $224,565 $2,930 5.02%

    B1bank lent most frequently to those with incomes in the $50k or less range, with 103 originations. The second most popular income band? $100k-150k, with 97 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 76 $16,080,000 $211,579 $3,083 5.74%
    <20% 57 $10,165,000 $178,333 $2,774 5.31%
    30-36% 41 $4,855,000 $118,415 $1,728 5.82%
    >60% 23 $2,225,000 $96,739 $1,216 6.14%
    42% 9 $515,000 $57,222 $1,162 6.64%
    50-60% 9 $885,000 $98,333 $1,228 6.39%
    37% 8 $1,100,000 $137,500 $1,859 5.34%
    36% 7 $2,975,000 $425,000 $5,017 4.79%
    48% 6 $440,000 $73,333 $1,062 7.38%
    40% 6 $1,220,000 $203,333 $3,246 5.29%
    38% 6 $930,000 $155,000 $1,886 7.04%
    41% 4 $790,000 $197,500 $2,400 5.44%
    45% 4 $440,000 $110,000 $1,186 6.13%
    44% 3 $975,000 $325,000 $1,946 4.83%
    39% 3 $2,125,000 $708,333 $15,175 5.75%
    49% 2 $60,000 $30,000 $718 5.38%
    43% 2 $80,000 $40,000 $1,042 5.38%
    46% 1 $15,000 $15,000 $0 7.75%

    B1bank lent most frequently to those with DTI ratios of 20-30%, with 76 originations. The next most common DTI ratio? <20%, with 57 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 293 $127,575,000 $435,410 $0 4.89%
    White 378 $51,590,000 $136,481 $2,110 5.57%
    Asian 5 $7,025,000 $1,405,000 $78,492 4.87%
    Black 39 $4,595,000 $117,821 $1,882 5.47%
    Not provided 6 $3,370,000 $561,667 $6,897 4.98%
    Vietnamese 1 $205,000 $205,000 $0 4.75%

    Approval Rates

    Total approvals of all applications
    95.42%

    B1bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    78.67%

    B1bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 14 $430,000 $30,714
    NA 708 $193,930,000 $273,912

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    722 $194,360,000 $269,197

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 116 $11,570,000 $99,741 $1,052 5.51%
    40-60% 152 $40,130,000 $264,013 $1,470 5.39%
    60-80% 289 $94,465,000 $326,869 $2,300 5.17%
    80-100% 117 $44,615,000 $381,325 $7,528 5.15%
    Over 100% 2 $900,000 $450,000 $0 6.33%
    Under 20% 40 $1,800,000 $45,000 $614 5.30%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    B1bank 100 Mbl Bank Drive Minden, LA 71058 Full Service B&M $309,951
    B1bank 10085 Gulf Highway Lake Charles, LA 70607 Full Service B&M $48,922
    B1bank 107 Canal Boulevard Thibodaux, LA 70301 Full Service B&M $62,529
    B1bank 10725 Perkins Road Baton Rouge, LA 70810 Full Service B&M $29,539
    B1bank 11307 Coursey Boulevard Baton Rouge, LA 70816 Full Service B&M $127,023
    B1bank 1201 Camellia Blvd., Suite 100 Lafayette, LA 70508 Full Service B&M $141,021
    B1bank 1222 Homer Road Minden, LA 71055 Full Service B&M $47,768
    B1bank 1300 West Tunnell Boulevard Houma, LA 70360 Full Service B&M $317,542
    B1bank 140 Industrial Blvd Oak Grove, LA 71263 Full Service B&M $19,297
    B1bank 14052 West Main Street Cut Off, LA 70345 Full Service B&M $63,249
    B1bank 1520 Maplewood Drive Sulphur, LA 70663 Full Service B&M $57,682
    B1bank 1629 Smirl Drive Heath, TX 75032 Full Service B&M $54,048
    B1bank 1675 N Highway 190 Covington, LA 70433 Full Service B&M $76,065
    B1bank 1741 Highway 171 North Moss Bluff, LA 70612 Full Service B&M $22,404
    B1bank 1790 Rees Street Breaux Bridge, LA 70517 Full Service B&M $20,490
    B1bank 1816 Forsythe Avenue Monroe, LA 71201 Full Service B&M $32,560
    B1bank 1821 West Highway 30 Gonzales, LA 70737 Full Service B&M $24,482
    B1bank 200 North Faye Avenue Kaplan, LA 70548 Limited, Drive-thru $0
    B1bank 201 North Cushing Avenue Kaplan, LA 70548 Full Service B&M $65,474
    B1bank 201 West Fourth Street De Quincy, LA 70633 Full Service B&M $49,554
    B1bank 2328 Metairie Rd., Suite 100 Metairie, LA 70001 Full Service B&M $84,643
    B1bank 2500 North Seventh Street West Monroe, LA 71291 Full Service B&M $108,672
    B1bank 301 North Pine Street Deridder, LA 70634 Full Service B&M $144,848
    B1bank 3010 Gaylord Parkway, Suite 140 Frisco, TX 75034 Full Service B&M $32,819
    B1bank 31635 Louisiana Highway 16 Denham Springs, LA 70726 Full Service B&M $15,117
    B1bank 320 North Alexander Avenue Port Allen, LA 70767 Full Service B&M $222,474
    B1bank 3881 Gerstner Memorial Drive Lake Charles, LA 70607 Full Service B&M $30,084
    B1bank 400 South Fifth Street Leesville, LA 71446 Full Service B&M $31,648
    B1bank 404 Blackmon Street Rayville, LA 71269 Limited, Drive-thru $0
    B1bank 415 Main Street Minden, LA 71055 Limited, Drive-thru $0
    B1bank 500 Laurel Street Baton Rouge, LA 70801 Full Service B&M $537,282
    B1bank 5094 Highway 56 Chauvin, LA 70344 Full Service B&M $34,855
    B1bank 5220 Spring Valley Rd., Suite 100 Dallas, TX 75254 Full Service B&M $67,312
    B1bank 5830 West Main Street Houma, LA 70360 Full Service B&M $47,709
    B1bank 606 South Main Street Saint Martinville, LA 70582 Full Service B&M $47,684
    B1bank 639 East Madison Avenue Bastrop, LA 71220 Full Service B&M $13,277
    B1bank 708 Grand Caillou Road Houma, LA 70363 Full Service B&M $43,549
    B1bank 724 Louisa St Rayville, LA 71269 Full Service B&M $112,232
    B1bank 728 Ryan Street Lake Charles, LA 70601 Full Service B&M $214,067
    B1bank 729 South Vaughan Street Brusly, LA 70719 Full Service B&M $45,510
    B1bank 7880 Jefferson Highway Baton Rouge, LA 70809 Full Service B&M $19,399
    B1bank 800 Spring Street, Suite 120 Shreveport, LA 71101 Full Service B&M $126,089
    B1bank 940 Parkview Drive New Iberia, LA 70563 Full Service B&M $44,717
    B1bank Laurel Avenue And Third Street Eunice, LA 70535 Full Service B&M $137,766

    For 2021, B1bank had 44 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $170,162
    Net interest income $157,695
    Total noninterest income $35,509
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $6,809
    Trading account gains and fees $0
    Additional Noninterest Income $28,700
    Pre-tax net operating income $72,342
    Securities gains (or losses, -) $378
    Income before extraordinary items $58,382
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $58,382
    Minority interest net income $0
    Net income $58,382
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $58,079

    B1bank's gross interest income from loans was $170,162,000.
    B1bank's net interest income from loans was $157,695,000.
    B1bank's fee based income from loans was $6,809,000.
    B1bank's net income from loans was $58,382,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $12,467
    Provision for credit losses $8,047
    Total noninterest expense $112,815
    Salaries and employee benefits $62,929
    Premises and equipment expense $11,772
    Additional noninterest expense $38,114
    Applicable income taxes $14,338
    Net charge-offs $959
    Cash dividends $13,000

    B1bank's interest expense for loans was $12,467,000.
    B1bank's payroll and benefits expense were $62,929,000.
    B1bank's property, plant and equipment expenses $11,772,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,080,545
    Deposits held in domestic offices $4,080,545
    Deposits by Individuals, partnerships, and corporations $3,411,300
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $585,793
    Deposits by Commercial banks and other depository institutions in U.S. $83,452
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $443,274
    Demand deposits $220,341
    Nontransaction accounts $3,637,271
    Money market deposit accounts (MMDAs) $2,626,794
    Other savings deposits (excluding MMDAs) $317,821
    Total time deposits $692,656
    Total time and savings deposits $3,860,204
    Noninterest-bearing deposits $1,300,249
    Interest-bearing deposits $2,780,296
    Retail deposits $3,881,885
    IRAs and Keogh plan accounts $44,045
    Brokered deposits $1,387
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $4,729,100
    Cash & Balances due from depository institutions $73,806
    Interest-bearing balances $6,580
    Total securities $1,021,061
    Federal funds sold & reverse repurchase $227,044
    Net loans and leases $3,161,696
    Loan and leases loss allowance $29,112
    Trading account assets $0
    Bank premises and fixed assets $58,012
    Other real estate owned $1,427
    Goodwill and other intangibles $73,499
    All other assets $112,555

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $4,729,100
    Total Liabilities $4,219,265
    Total deposits $4,080,545
    Interest-bearing deposits $2,780,296
    Deposits held in domestic offices $4,080,545
    % insured (estimated) $66
    Federal funds purchased and repurchase agreements $19,121
    Trading liabilities $0
    Other borrowed funds $86,454
    Subordinated debt $0
    All other liabilities $33,145

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,161,696
    Loan and leases loss allowance $29,112
    Total loans and leases (domestic) $3,190,808
    All real estate loans $2,353,392
    Real estate loans in domestic offices $2,353,392
    Construction and development loans $548,528
    Residential 1-4 family construction $90,861
    Other construction, all land development and other land $457,667
    Loans secured by nonfarm nonresidential properties $1,150,994
    Nonfarm nonresidential secured by owner-occupied properties $625,017
    Commercial real estate & other non-farm, non-residential $525,977
    Multifamily residential real estate $97,508
    1-4 family residential loans $468,899
    Farmland loans $87,463
    Loans held in foreign offices $0
    Farm loans $29,058
    Commercial and industrial loans $673,111
    To non-U.S. addressees $0
    Loans to individuals $44,788
    Credit card loans $2,485
    Related Plans $12,210
    Consumer Auto Loans $6,796
    Other loans to individuals $23,297
    All other loans & leases $98,188
    Loans to foreign governments and official institutions $0
    Other loans $97,922
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $500
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    b1BANK had $3,161,696,000 of loans outstanding in 2021. $2,353,392,000 of loans were in real estate loans. $548,528,000 of loans were in development loans. $97,508,000 of loans were in multifamily mortgage loans. $468,899,000 of loans were in 1-4 family mortgage loans. $29,058,000 of loans were in farm loans. $2,485,000 of loans were in credit card loans. $6,796,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,091 $256,473 $235,081
    Nonfarm, nonresidential loans - <$100k 274 $10,703 $39,062
    Nonfarm, nonresidential loans - $100-250k 337 $43,380 $128,724
    Nonfarm, nonresidential loans - $250k-1MM 480 $202,390 $421,646
    Commercial & Industrial, US addressed loans - <$1MM 2,482 $236,945 $95,465
    Commercial & Industrial, US addressed loans - <$100k 1,499 $36,289 $24,209
    Commercial & Industrial, US addressed loans - $100-250k 481 $48,491 $100,813
    Commercial & Industrial, US addressed loans - $250k-1MM 502 $152,165 $303,118
    Farmland loans - <$1MM 177 $15,471 $87,407
    Farmland loans - <$100k 109 $4,360 $40,000
    Farmland loans - $100-250k 50 $6,106 $122,120
    Farmland loans - $250k-1MM 18 $5,005 $278,056
    Agriculture operations loans - <$1MM 108 $7,273 $67,343
    Agriculture operations loans - <$100k 60 $1,404 $23,400
    Agriculture operations loans - $100-250k 31 $2,631 $84,871
    Agriculture operations loans - $250k-1MM 17 $3,238 $190,471