First Citizens National Bank Mortgage Rates, Fees & Info

Dyersburg, TN

LEI: 549300RZFHIGIM84KN09

Tax ID: 62-0201100

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Bank Data

Review & Overview

First Citizens National Bank is a smaller bank specializing in Home Purchase and Refi loans. First Citizens National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Cleveland, Chattanooga, Dyersburg, Memphis, and Nashville among others. We have data for 36 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Citizens National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Citizens National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.69% 3/28/24
30 Year Conventional Refi 6.69% 3/28/24
30 Year Cash-out Refi 6.83% 3/28/24
30 Year FHA Purchase 7.11% 3/28/24
30 Year FHA Refi 6.27% 3/28/24
30 Year VA Purchase 6.21% 3/28/24
30 Year VA Refi 6.27% 3/28/24
30 Year USDA Purchase 6.68% 3/28/24
30 Year USDA Refi 6.55% 3/28/24
15 Year Conventional Purchase 6.84% 3/28/24
15 Year Conventional Refi 6.64% 3/28/24
15 Year Cash-out Refi 6.64% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Citizens National Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First Citizens National Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

895

Origination Dollar Volume (All Markets)

$162,625,000

Employee count

322 Show all (11) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CLEVELAND, TN (FHA|USDA|VA) 247 $39,705,000 $160,749 $3,951 4.54%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 77 $28,395,000 $368,766 $4,110 4.84%
Dyersburg, TN (FHA|USDA|VA) 200 $24,290,000 $121,450 $2,922 4.99%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 106 $22,640,000 $213,585 $3,258 4.80%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 36 $15,460,000 $429,444 $3,358 5.01%
JACKSON, TN (FHA|USDA|VA) 53 $7,615,000 $143,679 $2,646 5.08%
Union City, TN (FHA|USDA|VA) 67 $6,735,000 $100,522 $2,299 5.06%
Outside of Metro Areas 28 $4,420,000 $157,857 $3,764 4.96%
Athens, TN (FHA|USDA|VA) 23 $3,025,000 $131,522 $3,950 4.38%
Martin, TN (FHA|USDA|VA) 24 $2,460,000 $102,500 $2,909 4.86%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $1,415,000 $1,415,000 $4,185 5.65%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,225 4.41%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $535,000 $535,000 $2,590 5.19%
Paris, TN (FHA|USDA|VA) 3 $525,000 $175,000 $2,256 4.96%
Starkville, MS (FHA|USDA|VA) 2 $460,000 $230,000 $2,926 4.57%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $455,000 $455,000 $5,290 4.38%
Sevierville, TN (FHA|USDA|VA) 2 $430,000 $215,000 $3,774 5.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $315,000 $315,000 $4,337 3.88%
Madison, IN (FHA|USDA|VA) 1 $255,000 $255,000 $3,096 4.13%
Dayton, TN (FHA|USDA|VA) 1 $195,000 $195,000 $4,557 4.38%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.75%
DALTON, GA (FHA|USDA|VA) 1 $185,000 $185,000 $7,293 4.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $175,000 $175,000 $2,895 3.75%
TULSA, OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,867 4.88%
MORRISTOWN, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,203 5.00%
ASHEVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,861 5.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $165,000 $165,000 $2,282 5.13%
JONESBORO, AR (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.25%
Mountain Home, AR (FHA|USDA|VA) 1 $145,000 $145,000 $292 5.40%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $135,000 $135,000 $1,411 5.36%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $135,000 $135,000 $1,631 5.35%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,081 4.38%
Brownsville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.50%
COLUMBIA, MO (FHA|USDA|VA) 1 $95,000 $95,000 $1,874 4.80%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,922 4.50%
Blytheville, AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,985 5.13%
First Citizens National Bank's top markets include Cleveland, Chattanooga, Dyersburg, Memphis, and Nashville among others.

Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 641 $126,665,000 $197,605 $2,545 4.94%
    FHA 118 $17,160,000 $145,424 $5,711 4.43%
    USDA 104 $12,000,000 $115,385 $3,822 4.62%
    VA 32 $6,800,000 $212,500 $5,778 4.30%

    For 2018, First Citizens National Bank's most frequently originated type of loan was Conventional, with 641 originations. Their 2nd most popular type was FHA, with 118 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 624 $107,200,000 $171,795 $3,798 4.76%
    Refi 155 $41,535,000 $267,968 $2,545 4.89%
    Cash Out Refi 68 $9,810,000 $144,265 $2,786 4.81%
    Home Improvement 26 $2,610,000 $100,385 $1,137 5.35%
    Other 22 $1,470,000 $66,818 $1,491 5.21%

    For 2018, First Citizens National Bank's most frequently cited loan purpose was Home Purchase, with 624 originations. The 2nd most popular reason was Refi, with 155 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 536 $93,250,000 $173,974 $3,816 4.60%
    15 Year 137 $18,055,000 $131,788 $2,417 5.14%
    20 Year 70 $20,190,000 $288,429 $2,184 5.04%
    10 Year 52 $3,800,000 $73,077 $1,668 5.18%
    1 Year 49 $8,915,000 $181,939 $1,858 5.22%
    Other 39 $17,795,000 $456,282 $1,532 5.18%
    5 Year 12 $620,000 $51,667 $1,056 5.10%

    For 2018, First Citizens National Bank's most frequently cited loan duration was 30 Year, with 536 originations. The 2nd most popular length was 15 Year, with 137 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 429 $70,695,000 $164,790
    $1k-2k 234 $35,700,000 $152,564
    $2k-3k 54 $10,930,000 $202,407
    $4k-5k 3 $915,000 $305,000
    $3k-4k 2 $470,000 $235,000
    $5k+ 1 $245,000 $245,000

    First Citizens National Bank's average total fees were $3,816, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 429 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 547 $103,665,000 $189,516
    5-6% 236 $41,840,000 $177,288
    3-4% 78 $14,790,000 $189,615
    6-7% 33 $1,975,000 $59,848

    During 2018, First Citizens National Bank's average interest rate for loans was 4.60%, while their most frequently originated rate bucket for loans was 4-5%, with 547 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 382 $55,010,000 $144,005 $3,686 4.69%
    $100,000 or less 287 $17,805,000 $62,038 $2,463 5.11%
    $200k-400k 184 $49,450,000 $268,750 $3,948 4.60%
    $400k-600k 29 $13,775,000 $475,000 $4,273 4.68%
    $1MM+ 9 $23,385,000 $2,598,333 $4,185 5.18%
    $600k-1MM 4 $3,200,000 $800,000 $3,744 4.98%

    2018 saw First Citizens National Bank place emphasis on $100k-200k loans with 382 originations, totaling $55,010,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 271 $27,525,000 $101,568 $3,492 4.81%
    $50k-75k 188 $26,100,000 $138,830 $3,532 4.76%
    $75k-100k 144 $24,210,000 $168,125 $3,403 4.78%
    $100k-150k 137 $27,115,000 $197,920 $3,164 4.81%
    $150k-250k 73 $16,545,000 $226,644 $3,380 4.72%
    $250k+ 23 $9,595,000 $417,174 $3,257 4.81%

    First Citizens National Bank lent most frequently to those with incomes in the $50k or less range, with 271 originations. The second most popular income band? $50k-75k, with 188 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 179 $30,435,000 $170,028 $2,943 4.69%
    30-36% 175 $29,565,000 $168,943 $3,382 4.65%
    <20% 59 $8,565,000 $145,169 $2,664 4.70%
    38% 36 $5,900,000 $163,889 $4,206 4.77%
    44% 35 $5,285,000 $151,000 $4,397 4.65%
    39% 31 $4,965,000 $160,161 $3,473 4.81%
    40% 27 $3,645,000 $135,000 $3,824 4.73%
    37% 26 $3,350,000 $128,846 $2,909 4.78%
    36% 26 $3,740,000 $143,846 $2,755 4.92%
    42% 25 $5,185,000 $207,400 $4,294 4.65%
    43% 24 $4,260,000 $177,500 $4,030 4.49%
    41% 18 $2,970,000 $165,000 $3,947 4.53%
    49% 14 $2,250,000 $160,714 $3,552 4.75%
    46% 11 $2,335,000 $212,273 $4,310 4.54%
    47% 10 $1,810,000 $181,000 $3,667 4.59%
    45% 10 $1,410,000 $141,000 $2,654 4.60%
    48% 8 $1,400,000 $175,000 $4,301 4.61%
    50-60% 6 $1,460,000 $243,333 $7,616 4.15%
    >60% 2 $230,000 $115,000 $1,104 5.47%

    First Citizens National Bank lent most frequently to those with DTI ratios of 20-30%, with 179 originations. The next most common DTI ratio? 30-36%, with 175 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 795 $127,885,000 $160,862 $3,394 4.79%
    Not applicable 43 $26,145,000 $608,023 $0 5.37%
    Black 37 $6,205,000 $167,703 $4,066 4.77%
    Asian 12 $1,670,000 $139,167 $3,282 4.47%
    Other Asian 4 $470,000 $117,500 $0 5.34%
    Not provided 2 $160,000 $80,000 $0 5.23%
    Native Hawaiian or Islander 1 $55,000 $55,000 $0 4.75%
    American Indian 1 $35,000 $35,000 $0 5.00%

    Approval Rates

    Total approvals of all applications
    90.84%

    First Citizens National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.13%

    First Citizens National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 895 $162,625,000 $181,704

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 27 $21,195,000 $785,000
    Single Family (1-4 Units):Site-Built 868 $141,430,000 $162,938

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 41 $4,295,000 $104,756 $1,727 5.24%
    40-60% 94 $16,610,000 $176,702 $2,430 4.88%
    60-80% 279 $50,515,000 $181,057 $2,699 4.94%
    80-100% 448 $87,620,000 $195,580 $3,973 4.66%
    Over 100% 13 $2,425,000 $186,538 $8,739 4.76%
    Under 20% 19 $785,000 $41,316 $1,066 5.33%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    FIRST NATIONAL BANK OF OMAHA Home equity loan or line of credit (HELOC) Closing on a mortgage 1 50.0%
    FIRST NATIONAL BANK OF OMAHA Conventional home mortgage Struggling to pay mortgage 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Citizens National Bank 100 West Washington Avenue Union City, TN 38261 Full Service B&M $87,120
    First Citizens National Bank 104 North Monroe Street Newbern, TN 38059 Full Service B&M $53,829
    First Citizens National Bank 117 South Church Street Dyersburg, TN 38024 Limited, Drive-thru $0
    First Citizens National Bank 123 Atoka-Munford Avenue Atoka, TN 38004 Full Service B&M $27,587
    First Citizens National Bank 1304 Murfreesboro Road Franklin, TN 37064 Full Service B&M $41,480
    First Citizens National Bank 1426 Munford Avenue Munford, TN 38058 Full Service B&M $80,930
    First Citizens National Bank 200 University Street Martin, TN 38237 Full Service B&M $42,811
    First Citizens National Bank 2021 Hamilton Place Blvd Chattanooga, TN 37421 Full Service B&M $4,965
    First Citizens National Bank 2035 Wall Street Spring Hill, TN 37174 Full Service B&M $3,173
    First Citizens National Bank 220 East Harper Street Troy, TN 38260 Full Service B&M $35,410
    First Citizens National Bank 2211 St. John Avenue Dyersburg, TN 38024 Full Service B&M $40,096
    First Citizens National Bank 2530 Dalton Pike Cleveland, TN 37323 Full Service B&M $19,057
    First Citizens National Bank 3020 Keith Street Cleveland, TN 37312 Full Service B&M $173,456
    First Citizens National Bank 316 Cleveland Street Ripley, TN 38063 Full Service B&M $26,520
    First Citizens National Bank 3668 South Houston Levee Road Collierville, TN 38017 Full Service B&M $27,292
    First Citizens National Bank 3795 Georgetown Road Cleveland, TN 37312 Full Service B&M $34,587
    First Citizens National Bank 381 Walker Road Jackson, TN 38305 Full Service B&M $11,280
    First Citizens National Bank 5845 Airline Road Arlington, TN 38002 Full Service B&M $75,335
    First Citizens National Bank 710 Hwy 51 By Pass Dyersburg, TN 38024 Full Service B&M $69,105
    First Citizens National Bank 7285 Highway 64 Oakland, TN 38060 Full Service B&M $79,921
    First Citizens National Bank 7580 Highway 70 Bartlett, TN 38133 Full Service B&M $62,909
    First Citizens National Bank 8170 Highway 51 North Millington, TN 38053 Full Service B&M $46,175
    First Citizens National Bank 9045 Carothers Parkway Franklin, TN 37067 Full Service B&M $53,502
    First Citizens National Bank One First Citizens Place Dyersburg, TN 38024 Full Service B&M $284,207

    For 2018, First Citizens National Bank had 24 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $66,859
    Net interest income $55,336
    Total noninterest income $15,383
    Gross Fiduciary activities income $1,178
    Service charges on deposit accounts $5,274
    Trading account gains and fees $0
    Additional Noninterest Income $8,931
    Pre-tax net operating income $21,981
    Securities gains (or losses, -) $276
    Income before extraordinary items $18,947
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $18,947
    Minority interest net income $124
    Net income $18,823
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $18,712

    First Citizens National Bank's gross interest income from loans was $66,859,000.
    First Citizens National Bank's net interest income from loans was $55,336,000.
    First Citizens National Bank's fee based income from loans was $5,274,000.
    First Citizens National Bank's net income from loans was $18,823,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $11,523
    Provision for credit losses $992
    Total noninterest expense $47,746
    Salaries and employee benefits $28,800
    Premises and equipment expense $5,334
    Additional noninterest expense $13,612
    Applicable income taxes $3,310
    Net charge-offs $-126
    Cash dividends $13,300

    First Citizens National Bank's interest expense for loans was $11,523,000.
    First Citizens National Bank's payroll and benefits expense were $28,800,000.
    First Citizens National Bank's property, plant and equipment expenses $5,334,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,416,632
    Deposits held in domestic offices $1,416,632
    Deposits by Individuals, partnerships, and corporations $1,142,127
    Deposits by U.S. Government $9,029
    Deposits by States and political subdivisions in the U.S. $246,992
    Deposits by Commercial banks and other depository institutions in U.S. $18,484
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $6,640
    Demand deposits $4,487
    Nontransaction accounts $1,409,992
    Money market deposit accounts (MMDAs) $821,679
    Other savings deposits (excluding MMDAs) $97,815
    Total time deposits $490,498
    Total time and savings deposits $1,412,145
    Noninterest-bearing deposits $229,860
    Interest-bearing deposits $1,186,772
    Retail deposits $1,214,048
    IRAs and Keogh plan accounts $49,764
    Brokered deposits $23,773
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,703,271
    Cash & Balances due from depository institutions $47,280
    Interest-bearing balances $24,279
    Total securities $538,243
    Federal funds sold & reverse repurchase $6,794
    Net loans and leases $992,556
    Loan and leases loss allowance $11,376
    Trading account assets $0
    Bank premises and fixed assets $40,273
    Other real estate owned $2,516
    Goodwill and other intangibles $23,371
    All other assets $52,238

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,703,271
    Total Liabilities $1,514,755
    Total deposits $1,416,632
    Interest-bearing deposits $1,186,772
    Deposits held in domestic offices $1,416,632
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $32,424
    Trading liabilities $0
    Other borrowed funds $55,225
    Subordinated debt $0
    All other liabilities $10,474

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $992,556
    Loan and leases loss allowance $11,376
    Total loans and leases (domestic) $1,003,932
    All real estate loans $843,424
    Real estate loans in domestic offices $843,424
    Construction and development loans $142,596
    Residential 1-4 family construction $51,498
    Other construction, all land development and other land $91,098
    Loans secured by nonfarm nonresidential properties $369,133
    Nonfarm nonresidential secured by owner-occupied properties $125,135
    Commercial real estate & other non-farm, non-residential $243,998
    Multifamily residential real estate $35,408
    1-4 family residential loans $228,661
    Farmland loans $67,626
    Loans held in foreign offices $0
    Farm loans $32,929
    Commercial and industrial loans $88,223
    To non-U.S. addressees $0
    Loans to individuals $24,207
    Credit card loans $0
    Related Plans $582
    Consumer Auto Loans $8,068
    Other loans to individuals $15,557
    All other loans & leases $16,603
    Loans to foreign governments and official institutions $0
    Other loans $11,873
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    First Citizens National Bank had $992,556,000 of loans outstanding in 2018. $843,424,000 of loans were in real estate loans. $142,596,000 of loans were in development loans. $35,408,000 of loans were in multifamily mortgage loans. $228,661,000 of loans were in 1-4 family mortgage loans. $32,929,000 of loans were in farm loans. $0 of loans were in credit card loans. $8,068,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 682 $133,030 $195,059
    Nonfarm, nonresidential loans - <$100k 172 $7,024 $40,837
    Nonfarm, nonresidential loans - $100-250k 237 $27,495 $116,013
    Nonfarm, nonresidential loans - $250k-1MM 273 $98,511 $360,846
    Commercial & Industrial, US addressed loans - <$1MM 1,327 $58,371 $43,987
    Commercial & Industrial, US addressed loans - <$100k 1,025 $19,448 $18,974
    Commercial & Industrial, US addressed loans - $100-250k 211 $17,495 $82,915
    Commercial & Industrial, US addressed loans - $250k-1MM 91 $21,428 $235,473
    Farmland loans - <$1MM 353 $37,450 $106,091
    Farmland loans - <$100k 146 $6,178 $42,315
    Farmland loans - $100-250k 146 $16,239 $111,226
    Farmland loans - $250k-1MM 61 $15,033 $246,443
    Agriculture operations loans - <$1MM 615 $20,545 $33,407
    Agriculture operations loans - <$100k 418 $7,477 $17,888
    Agriculture operations loans - $100-250k 135 $7,679 $56,881
    Agriculture operations loans - $250k-1MM 62 $5,389 $86,919