Dayton Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dayton averaged 6.19% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6% and one month ago for the week of 2022-05-26, the average rate was 5.49%.

Dayton's average rate one year ago was 3.1%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.66%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Dayton 30 Year Fixed Rate 2022-06-30 6.19%
Dayton 30 Year Fixed Rate Refi 2022-06-30 5.66%
Dayton 15 Year Fixed Rate 2022-06-30 5.43%
Dayton 15 Year Fixed Rate Refi 2022-06-30 5.12%
Dayton 30 Year FHA 2022-06-30 5.79%
Dayton 30 Year FHA Refi 2022-06-30 6.22%
Dayton 30 Year USDA 2022-06-30 5.51%
Dayton 30 Year USDA Refi 2022-06-30 5.65%
Dayton 30 Year VA 2022-06-30 5.74%
Dayton 30 Year VA Refi 2022-06-30 5.6%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Dayton, TN.

Dayton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Dayton, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 58 3.14% $5,021
FIRST COMMUNITY MORTGAGE, INC. 25 3.36% $3,995
CALIBER HOME LOANS, INC. 17 3.19% $3,950
TJC Mortgage, Inc. 15 3.15% $4,482
FirstBank 14 3.23% $3,378
TENNESSEE VALLEY 13 3.15% $3,413
Regions Bank 11 3.32% $3,570
MORTGAGE INVESTORS GROUP, INC. 11 3.17% $4,607
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 9 3.11% $4,403
HOME POINT FINANCIAL CORPORATION 9 3.18% $4,261
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 8 3.39% $3,393
MOVEMENT MORTGAGE, LLC 8 3.02% $3,451
LOANDEPOT.COM, LLC 8 3.03% $4,750
The First National Bank of Middle Tennessee 7 2.93% $3,630
Flagstar Bank, FSB 7 3.10% $3,479
UNITED WHOLESALE MORTGAGE, LLC 7 3.14% $4,465
Citizens Tri-County Bank 6 3.21% $3,273
CHURCHILL MORTGAGE CORPORATION 5 3.40% $3,972
Citizens Bank 5 2.90% $4,451
Wells Fargo Bank 5 3.25% $1,585
BROKER SOLUTIONS, INC. 5 3.55% $4,285
Renasant Bank 5 3.25% $3,443
CROSSCOUNTRY MORTGAGE, LLC 5 3.15% $4,472
CMG MORTGAGE, INC. 5 3.22% $5,389
Mr. Cooper ( Nationstar Mortgage ) 5 3.48% $6,970
JPMorgan Chase Bank 4 2.97% $2,579
STOCKTON MORTGAGE CORPORATION 4 2.97% $2,950
ORNL Federal Credit Union 4 3.25% $11,421
Gateway First Bank 3 3.08% $3,288
AgFirst Farm Credit Bank 3 3.25% $2,788
Bank of England 3 3.04% $3,548
BETTER MORTGAGE CORPORATION 3 2.67% $2,405
First Citizens National Bank 3 2.92% $2,532
PENNYMAC LOAN SERVICES, LLC 3 3.25% $6,465
Pinnacle Bank 3 3.08% $2,851
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.21% $5,409
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.08% $3,826
Truist Bank 3 3.29% $3,772
VAN DYK MORTGAGE CORPORATION 3 3.50% $2,622
SWBC MORTGAGE CORPORATION 2 2.94% $1,617
UNION HOME MORTGAGE CORP. 2 3.13% $5,056
Bank of America 2 3.00% $3,497
PLANET HOME LENDING, LLC 2 3.12% $3,161
KELLER MORTGAGE, LLC 2 3.06% $1,271
AMERICAN FINANCING CORPORATION 2 3.63% $4,252
INTERLINC MORTGAGE SERVICES, LLC 2 3.50% $1,807
AMERISAVE MORTGAGE CORPORATION 2 3.31% $1,845
ZILLOW HOME LOANS, LLC 2 3.31% $4,604
KNOXVILLE TVA EMPLOYEES CREDIT UNION 1 2.75% $4,810
CHEVRON 1 2.63% $2,827
MCLEAN MORTGAGE CORPORATION 1 3.13% $3,334
MEMBER FIRST MORTGAGE, LLC 1 3.13% $3,192
Midwest Community Bank 1 3.38% $4,013
Carrington Mortgage Services, LLC 1 3.00% $6,427
CapStar Bank 1 3.38% $4,299
Bell Bank 1 2.99% $6,730
MUTUAL OF OMAHA MORTGAGE, INC. 1 2.63% $1,322
NAVY FEDERAL CREDIT UNION 1 4.50% $4,922
NEWREZ LLC 1 3.25% $3,004
Ally Bank 1 3.38% $2,893
PENTAGON FEDERAL CREDIT UNION 1 3.38% $2,460
U.S. Bank 1 2.88% $2,892
PNC Bank 1 3.13% $3,416
Presidential Bank, FSB 1 3.00% $3,411
Watermark Capital, Inc. 1 2.38% $2,602
PROPER RATE, LLC 1 3.25% $3,909
BancorpSouth Bank 1 3.95% $5,184
Ameris Bank 1 3.38% $3,292
ROYAL UNITED MORTGAGE LLC 1 3.63% $6,769
RUOFF MORTGAGE COMPANY, INC. 1 3.00% $3,361
SHELTER HOME MORTGAGE, LLC 1 3.13% $7,845
SmartBank 1 3.13% $2,663
South State Bank 1 2.50% $8,576
AmeriHome Mortgage Company, LLC 1 3.50% $2,289
SUMMIT FUNDING, INC. 1 3.38% $4,155
T2 FINANCIAL LLC 1 2.99% $3,714
AMERICAN PACIFIC MORTGAGE CORPORATION 1 2.99% $4,525
The Federal Savings Bank 1 5.00% $4,172
AMERICAN FINANCIAL NETWORK, INC. 1 2.88% $16,272
TOP FLITE FINANCIAL, INC. 1 3.25% $9,306
1ST SIGNATURE LENDING, LLC 1 3.25% $5,688
UBS Bank USA 1 3.13% $4,368
Union Savings Bank 1 3.00% $2,669
First Horizon Bank 1 3.25% $3,561
First Mortgage Solutions, LLC 1 2.63% $5,024
FINANCE OF AMERICA MORTGAGE LLC 1 3.38% $1,664
F&M Bank 1 3.50% $2,414
1st National Bank 1 2.88% $1,430
GENISYS 1 2.88% $2,948
GENEVA FINANCIAL, LLC 1 2.63% $11,189
GUARANTY MORTGAGE SERVICES, L.L.C. 1 3.99% $4,554
GUILD MORTGAGE COMPANY 1 3.13% $2,654
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 4.49% $3,270
ENDEAVOR CAPITAL, LLC. 1 3.63% $3,596
Hometown Lenders, Inc. 1 3.50% $6,510
InterContinental Capital Group, Inc 1 2.75% $3,586
JLB CORPORATION 1 3.38% $3,575
Countybank 1 2.75% $3,032

Dayton, TN's 98 lenders originated 1,032 loans during 2021. The total origination value was $200,360,000, with an average loan value of $194,147.

The top Dayton lender as defined by loan originations is QUICKEN LOANS, LLC, with 58 loans originated. Their average total fees are $5,021, which is $1,026 higher than the next largest lender, FIRST COMMUNITY MORTGAGE, INC..

The lowest fee Dayton lenders (with over 10 loans originated) are FirstBank ($3,378), TENNESSEE VALLEY ($3,413), Regions Bank ($3,570), CALIBER HOME LOANS, INC. ($3,950) and FIRST COMMUNITY MORTGAGE, INC. ($3,995).

The lowest rate Dayton lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.14%), TJC Mortgage, Inc. (3.15%), TENNESSEE VALLEY (3.15%), MORTGAGE INVESTORS GROUP, INC. (3.17%) and CALIBER HOME LOANS, INC. (3.19%).

Dayton, TN Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $18,005,000 $21,650,000 20.2% 10.8%
FIRST COMMUNITY MORTGAGE, INC. $8,085,000 $9,835,000 21.6% 4.9%
FirstBank $5,125,000 $9,325,000 82.0% 4.7%
CALIBER HOME LOANS, INC. $4,960,000 $6,425,000 29.5% 3.2%
MORTGAGE INVESTORS GROUP, INC. $5,465,000 $6,020,000 10.2% 3.0%
Regions Bank $5,890,000 $5,955,000 1.1% 3.0%
TJC Mortgage, Inc. $4,075,000 $5,745,000 41.0% 2.9%
FREEDOM MORTGAGE CORPORATION $6,815,000 $5,300,000 -22.2% 2.6%
TENNESSEE VALLEY $3,915,000 $5,230,000 33.6% 2.6%
HOME POINT FINANCIAL CORPORATION $2,475,000 $4,345,000 75.6% 2.2%
Mortgage Research Center, LLC $2,640,000 $4,310,000 63.3% 2.2%
LOANDEPOT.COM, LLC $3,820,000 $3,860,000 1.0% 1.9%
SouthEast Bank $2,630,000 $3,645,000 38.6% 1.8%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,290,000 $3,320,000 45.0% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $2,695,000 $3,230,000 19.9% 1.6%
Citizens Bank $1,270,000 $3,190,000 151.2% 1.6%
MOVEMENT MORTGAGE, LLC $1,195,000 $3,040,000 154.4% 1.5%
Renasant Bank $5,485,000 $2,985,000 -45.6% 1.5%
MILLENNIUM BANK $2,840,000 n/a 1.4%
Mr. Cooper ( Nationstar Mortgage ) $2,020,000 $2,775,000 37.4% 1.4%
ORNL Federal Credit Union $790,000 $2,770,000 250.6% 1.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,510,000 $2,610,000 72.8% 1.3%
PENNYMAC LOAN SERVICES, LLC $735,000 $2,600,000 253.7% 1.3%
Citizens Tri-County Bank $3,320,000 $2,415,000 -27.3% 1.2%
Truist Bank $2,985,000 $2,355,000 -21.1% 1.2%
Simply Bank $3,055,000 $2,350,000 -23.1% 1.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,590,000 $2,155,000 35.5% 1.1%
The First National Bank of Middle Tennessee $1,060,000 $2,090,000 97.2% 1.0%
CMG MORTGAGE, INC. $2,645,000 $2,025,000 -23.4% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $510,000 $1,970,000 286.3% 1.0%
Flagstar Bank, FSB $320,000 $1,920,000 500.0% 1.0%
AgFirst Farm Credit Bank $1,380,000 $1,890,000 37.0% 0.9%
BROKER SOLUTIONS, INC. $495,000 $1,795,000 262.6% 0.9%
Pinnacle Bank $1,300,000 $1,795,000 38.1% 0.9%
BETTER MORTGAGE CORPORATION $1,785,000 n/a 0.9%
NAVY FEDERAL CREDIT UNION $930,000 $1,770,000 90.3% 0.9%
Gateway First Bank $2,805,000 $1,735,000 -38.1% 0.9%
PLANET HOME LENDING, LLC $85,000 $1,725,000 1,929.4% 0.9%
CHURCHILL MORTGAGE CORPORATION $395,000 $1,545,000 291.1% 0.8%
First Citizens National Bank $835,000 $1,535,000 83.8% 0.8%
PRIMARY RESIDENTIAL MORTGAGE, INC. $715,000 $1,320,000 84.6% 0.7%
STOCKTON MORTGAGE CORPORATION $1,200,000 $1,315,000 9.6% 0.7%
AMERICAN FINANCIAL RESOURCES, INC. $740,000 $1,245,000 68.2% 0.6%
Wells Fargo Bank $1,185,000 $1,150,000 -3.0% 0.6%
VAN DYK MORTGAGE CORPORATION $125,000 $1,085,000 768.0% 0.5%
F&M Bank $1,035,000 n/a 0.5%
Home Federal Bank of Tennessee $1,000,000 n/a 0.5%
InterContinental Capital Group, Inc $105,000 $990,000 842.9% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $210,000 $970,000 361.9% 0.5%
ISERVE RESIDENTIAL LENDING, LLC $645,000 $940,000 45.7% 0.5%
INTERLINC MORTGAGE SERVICES, LLC $825,000 n/a 0.4%
JPMorgan Chase Bank $470,000 $805,000 71.3% 0.4%
Bank of England $480,000 $795,000 65.6% 0.4%
NEW DAY FINANCIAL, LLC $510,000 $770,000 51.0% 0.4%
GENEVA FINANCIAL, LLC $730,000 $755,000 3.4% 0.4%
AMERISAVE MORTGAGE CORPORATION $345,000 $730,000 111.6% 0.4%
SOFI LENDING CORP. $185,000 $690,000 273.0% 0.3%
SWBC MORTGAGE CORPORATION $690,000 n/a 0.3%
UNION HOME MORTGAGE CORP. $680,000 n/a 0.3%
NEWREZ LLC $485,000 $675,000 39.2% 0.3%
U.S. Bank $910,000 $670,000 -26.4% 0.3%
First Horizon Bank $220,000 $650,000 195.5% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $935,000 $600,000 -35.8% 0.3%
Bank of America $670,000 $560,000 -16.4% 0.3%
Watermark Capital, Inc. $550,000 n/a 0.3%
NBKC BANK $545,000 n/a 0.3%
South State Bank $545,000 n/a 0.3%
ZILLOW HOME LOANS, LLC $450,000 $510,000 13.3% 0.3%
SOUTHWEST STAGE FUNDING, LLC $480,000 n/a 0.2%
USAA Federal Savings Bank $1,760,000 $480,000 -72.7% 0.2%
Carrington Mortgage Services, LLC $805,000 $455,000 -43.5% 0.2%
Hometown Lenders, Inc. $215,000 $455,000 111.6% 0.2%
SIRVA MORTGAGE, INC. $1,170,000 $455,000 -61.1% 0.2%
PNC Bank $540,000 $435,000 -19.4% 0.2%
Bank of Cleveland $320,000 $415,000 29.7% 0.2%
UBS Bank USA $415,000 n/a 0.2%
First Mortgage Solutions, LLC $405,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $125,000 $400,000 220.0% 0.2%
Fifth Third Bank $185,000 $385,000 108.1% 0.2%
SHELTER HOME MORTGAGE, LLC $385,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $380,000 n/a 0.2%
Bell Bank $375,000 n/a 0.2%
KELLER MORTGAGE, LLC $175,000 $370,000 111.4% 0.2%
KNOXVILLE TVA EMPLOYEES CREDIT UNION $465,000 $370,000 -20.4% 0.2%
MEMBER FIRST MORTGAGE, LLC $615,000 $370,000 -39.8% 0.2%
SmartBank $260,000 $365,000 40.4% 0.2%
AMERICAN ADVISORS GROUP $360,000 n/a 0.2%
COMMUNITY MORTGAGE CORPORATION $850,000 $360,000 -57.6% 0.2%
BancorpSouth Bank $355,000 n/a 0.2%
Mid-Continent Funding, Inc. $355,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $135,000 $350,000 159.3% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $990,000 $340,000 -65.7% 0.2%
CapStar Bank $865,000 $335,000 -61.3% 0.2%
Countybank $335,000 n/a 0.2%
LOANSNAP, INC. $335,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $115,000 $330,000 187.0% 0.2%
Commerce Home Mortgage, Inc. $325,000 n/a 0.2%
Nations Lending Corporation $240,000 $325,000 35.4% 0.2%
ROYAL UNITED MORTGAGE LLC $975,000 $315,000 -67.7% 0.2%
AMERICAN FINANCING CORPORATION $635,000 $310,000 -51.2% 0.2%
PENTAGON FEDERAL CREDIT UNION $305,000 n/a 0.2%
CLEARPATH LENDING $845,000 $300,000 -64.5% 0.1%
Mountain Valley Bank $295,000 n/a 0.1%
Union Savings Bank $295,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $525,000 $285,000 -45.7% 0.1%
PROPER RATE, LLC $285,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $165,000 $275,000 66.7% 0.1%
Y-12 Federal Credit Union $515,000 $275,000 -46.6% 0.1%
Ally Bank $260,000 n/a 0.1%
ENRICHMENT $95,000 $235,000 147.4% 0.1%
North American Savings Bank, F.S.B. $235,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $435,000 $230,000 -47.1% 0.1%
T2 FINANCIAL LLC $915,000 $230,000 -74.9% 0.1%
1st National Bank $225,000 n/a 0.1%
UNIVERSAL 1 CREDIT UNION $225,000 n/a 0.1%
Wolfe Financial, Inc $225,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $540,000 $215,000 -60.2% 0.1%
Midwest Community Bank $215,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $205,000 n/a 0.1%
Origin Bank $205,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $330,000 $205,000 -37.9% 0.1%
Magnolia Bank $405,000 $195,000 -51.9% 0.1%
MCLEAN MORTGAGE CORPORATION $195,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $185,000 n/a 0.1%
United Community Bank $710,000 $185,000 -73.9% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $410,000 $180,000 -56.1% 0.1%
Fidelity Bank $175,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $175,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $175,000 n/a 0.1%
Leaders Credit Union $175,000 n/a 0.1%
RANLIFE, INC. $75,000 $175,000 133.3% 0.1%
RELIANCE FIRST CAPITAL, LLC $175,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $165,000 n/a 0.1%
Presidential Bank, FSB $165,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $165,000 n/a 0.1%
CHEVRON $155,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $155,000 n/a 0.1%
GENISYS $135,000 $155,000 14.8% 0.1%
MID AMERICA MORTGAGE, INC. $65,000 $155,000 138.5% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $135,000 $155,000 14.8% 0.1%
Ameris Bank $455,000 $145,000 -68.1% 0.1%
Colten Mortgage, LLC $145,000 n/a 0.1%
DAS Acquisition Company, LLC $145,000 n/a 0.1%
GUARANTY MORTGAGE SERVICES, L.L.C. $660,000 $145,000 -78.0% 0.1%
Simmons Bank $145,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $145,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $240,000 $135,000 -43.8% 0.1%
INLAND BANK & TRUST $135,000 n/a 0.1%
Low VA Rates, LLC $260,000 $135,000 -48.1% 0.1%
AmeriHome Mortgage Company, LLC $515,000 $125,000 -75.7% 0.1%
JLB CORPORATION $125,000 n/a 0.1%
The Federal Savings Bank $195,000 $125,000 -35.9% 0.1%
RUOFF MORTGAGE COMPANY, INC. $190,000 $115,000 -39.5% 0.1%
SOUTHWEST FUNDING, LP $220,000 $115,000 -47.7% 0.1%
1ST SIGNATURE LENDING, LLC $235,000 $105,000 -55.3% 0.1%
GUILD MORTGAGE COMPANY $365,000 $105,000 -71.2% 0.1%
LENDINGHOME FUNDING CORPORATION $105,000 n/a 0.1%
1st Franklin Financial Corporation $30,000 $100,000 233.3% 0.0%
SUMMIT FUNDING, INC. $95,000 $85,000 -10.5% 0.0%
21ST MORTGAGE CORPORATION $320,000 $75,000 -76.6% 0.0%
First Guaranty Mortgage Corporation $270,000 $75,000 -72.2% 0.0%
HomeTrust Bank $75,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $65,000 n/a 0.0%
Alaska USA Federal Credit Union $55,000 n/a 0.0%
Connexus Credit Union $245,000 $35,000 -85.7% 0.0%
Figure Lending LLC $35,000 n/a 0.0%

Dayton's top lender by overall market share is QUICKEN LOANS, LLC, with 10.8% market share. In second place, with 4.9%, is FIRST COMMUNITY MORTGAGE, INC., having originated $9,835,000 in loans. In third place, with 4.7%, is FirstBank, having originated $9,325,000 in loans. In third place, with 3.2%, is CALIBER HOME LOANS, INC., having originated $6,425,000 in loans. In third place, with 3.0%, is MORTGAGE INVESTORS GROUP, INC., having originated $6,020,000 in loans.


Dayton, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 451 $93,295,000 $206,863
Refi 321 $62,915,000 $195,997
Cash Out Refi 206 $39,460,000 $191,553
Other 38 $3,420,000 $90,000
Home Improvement 16 $1,270,000 $79,375

Dayton's most frequently cited loan purpose was Home Purchase, with 451 originations. The 2nd most popular reason was Refi, with 321 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 372 $74,300,000 $199,731
2.5-3% 356 $72,620,000 $203,989
<2.5% 148 $32,140,000 $217,162
4-5% 55 $7,095,000 $129,000
6-7% 14 $1,450,000 $103,571
5-6% 13 $1,065,000 $81,923
Over 8% 12 $790,000 $65,833
7-8% 7 $735,000 $105,000

During 2021, Dayton's most frequently originated rate bucket was 3-4%, with 372 originations.

Loan Sizing (Dayton, TN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 504 $73,650,000 $146,131
$200k-400k 313 $83,415,000 $266,502
$100,000 or less 154 $9,860,000 $64,026
$400k-600k 51 $24,755,000 $485,392
$600k-1000k 8 $5,540,000 $692,500
$Over $1MM 2 $3,140,000 $1,570,000

Dayton's loan sizing saw the bucket of loans from $100k-200k with 504 originations, totaling $73,650,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 372 $80,790,000 $217,177
60-80% 333 $67,585,000 $202,958
40-60% 144 $24,980,000 $173,472
20-40% 47 $4,755,000 $101,170
Under 20% 27 $1,275,000 $47,222
Over 100% 17 $4,265,000 $250,882

Dayton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 372 originations, totaling $80,790,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Dayton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $178,700 (2.1%) $269,318 (6.1%) 0.00 335
2018-02-01 $180,500 (3.1%) $260,701 (-0.1%) 0.00 369
2018-03-01 $189,900 (8.2%) $275,363 (3.6%) 0.00 325
2018-04-01 $204,950 (13.9%) $283,907 (2.9%) 0.00 328
2018-05-01 $224,500 (12.7%) $291,880 (2.7%) 0.00 338
2018-06-01 $189,900 (-15.1%) $287,083 (-3.6%) 0.00 349
2018-07-01 $212,200 (-6.7%) $289,615 (-2.4%) 0.00 342
2018-08-01 $214,450 (-4.9%) $291,537 (-4.3%) 0.00 362
2018-09-01 $219,000 (1.9%) $287,433 (-3.3%) 0.00 356
2018-10-01 $217,000 (14.3%) $288,651 (1.0%) 0.00 340
2018-11-01 $214,500 (13.2%) $290,025 (3.7%) 0.00 314
2018-12-01 $224,500 (24.7%) $290,608 (6.2%) 0.00 287
2019-01-01 $215,200 (20.4%) $285,282 (5.9%) 0.00 270
2019-02-01 $224,750 (24.5%) $291,888 (12.0%) 0.00 247
2019-03-01 $227,757 (19.9%) $298,449 (8.4%) 0.00 233
2019-04-01 $232,307 (13.4%) $297,107 (4.7%) 0.00 231
2019-05-01 $239,000 (6.5%) $315,011 (7.9%) 0.00 262
2019-06-01 $234,000 (23.2%) $309,302 (7.7%) 0.00 285
2019-07-01 $244,900 (15.4%) $318,114 (9.8%) 0.00 285
2019-08-01 $233,300 (8.8%) $303,575 (4.1%) 0.00 288
2019-09-01 $222,200 (1.5%) $296,398 (3.1%) 0.00 281
2019-10-01 $212,350 (-2.1%) $288,216 (-0.2%) 0.00 278
2019-11-01 $199,900 (-6.8%) $285,929 (-1.4%) 0.00 252
2019-12-01 $199,900 (-11.0%) $290,265 (-0.1%) 0.00 231
2020-01-01 $202,450 (-5.9%) $300,015 (5.2%) 0.00 206
2020-02-01 $219,900 (-2.2%) $310,602 (6.4%) 0.00 198
2020-03-01 $222,200 (-2.4%) $323,886 (8.5%) 0.00 177
2020-04-01 $236,950 (2.0%) $340,184 (14.5%) 0.00 180
2020-05-01 $259,900 (8.7%) $339,829 (7.9%) 0.00 186
2020-06-01 $239,000 (2.1%) $334,578 (8.2%) 0.00 164
2020-07-01 $242,950 (-0.8%) $340,437 (7.0%) 0.00 135
2020-08-01 $269,900 (15.7%) $400,792 (32.0%) 0.00 128
2020-09-01 $257,200 (15.8%) $414,980 (40.0%) 0.00 100
2020-10-01 $325,000 (53.1%) $434,604 (50.8%) 0.00 100
2020-11-01 $325,000 (62.6%) $406,043 (42.0%) 0.00 94
2020-12-01 $299,450 (49.8%) $434,905 (49.8%) 0.00 96
2021-01-01 $289,000 (42.8%) $453,154 (51.0%) 0.00 105
2021-02-01 $307,000 (39.6%) $463,810 (49.3%) 0.00 94
2021-03-01 $310,330 (39.7%) $458,932 (41.7%) 0.00 89
2021-04-01 $297,000 (25.3%) $467,780 (37.5%) 0.00 70
2021-05-01 $299,500 (15.2%) $519,135 (52.8%) 0.00 65
2021-06-01 $274,400 (14.8%) $448,466 (34.0%) 0.00 81
2021-07-01 $252,450 (3.9%) $441,455 (29.7%) 0.00 100
2021-08-01 $252,450 (-6.5%) $443,900 (10.8%) 0.00 94
2021-09-01 $280,000 (8.9%) $397,516 (-4.2%) 0.00 102
2021-10-01 $274,500 (-15.5%) $404,916 (-6.8%) 0.00 85
2021-11-01 $262,200 (-19.3%) $387,055 (-4.7%) 0.00 68
2021-12-01 $274,450 (-8.4%) $397,299 (-8.7%) 0.00 68
2022-01-01 $279,000 (-3.5%) $448,236 (-1.1%) 0.00 53
2022-02-01 $297,450 (-3.1%) $435,655 (-6.1%) 0.00 36
2022-03-01 $359,000 (15.7%) $512,739 (11.7%) 0.00 52
2022-04-01 $360,000 (21.2%) $512,819 (9.6%) 0.00 61
2022-05-01 $354,950 (18.5%) $438,071 (-15.6%) 0.00 96
2022-06-01 $366,950 (33.7%) $441,477 (-1.6%) 0.00 117
Dayton's median listing price for 2022-06-01 was $366,950, a difference of $92,550 (33.7%) versus the prior year and $12,000 versus the prior month.

Dayton's median listing price comes in at 0% of the national average.

Dayton's average listing price for 2022-06-01 was $441,477, a difference of $-6,989 (-1.6%) versus the prior year and $3,406 versus the prior month.

For the 2022-06-01 period, Dayton had 117 MLS listings, a difference of 21 listings (22%) versus the prior month and 36 listings (44%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Dayton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,792 sqft
2018-02-01 0 days 1,792 sqft
2018-03-01 0 days 1,797 sqft
2018-04-01 0 days 1,912 sqft
2018-05-01 0 days 1,965 sqft
2018-06-01 0 days 1,912 sqft
2018-07-01 0 days 1,960 sqft
2018-08-01 0 days 2,028 sqft
2018-09-01 0 days 2,008 sqft
2018-10-01 0 days 1,967 sqft
2018-11-01 0 days 1,878 sqft
2018-12-01 0 days 1,955 sqft
2019-01-01 0 days 1,859 sqft
2019-02-01 0 days 1,826 sqft
2019-03-01 0 days 1,949 sqft
2019-04-01 0 days 2,053 sqft
2019-05-01 0 days 2,057 sqft
2019-06-01 0 days 2,074 sqft
2019-07-01 0 days 2,181 sqft
2019-08-01 0 days 2,049 sqft
2019-09-01 0 days 1,930 sqft
2019-10-01 0 days 1,931 sqft
2019-11-01 0 days 1,920 sqft
2019-12-01 0 days 1,934 sqft
2020-01-01 0 days 1,946 sqft
2020-02-01 0 days 1,932 sqft
2020-03-01 0 days 1,930 sqft
2020-04-01 0 days 1,929 sqft
2020-05-01 0 days 1,946 sqft
2020-06-01 0 days 1,860 sqft
2020-07-01 0 days 1,894 sqft
2020-08-01 0 days 2,092 sqft
2020-09-01 0 days 2,216 sqft
2020-10-01 0 days 2,258 sqft
2020-11-01 0 days 2,515 sqft
2020-12-01 0 days 2,530 sqft
2021-01-01 0 days 2,520 sqft
2021-02-01 0 days 2,212 sqft
2021-03-01 0 days 2,087 sqft
2021-04-01 0 days 1,997 sqft
2021-05-01 0 days 1,758 sqft
2021-06-01 0 days 1,834 sqft
2021-07-01 0 days 1,849 sqft
2021-08-01 0 days 1,834 sqft
2021-09-01 0 days 1,883 sqft
2021-10-01 0 days 1,899 sqft
2021-11-01 0 days 1,886 sqft
2021-12-01 0 days 1,757 sqft
2022-01-01 0 days 1,900 sqft
2022-02-01 0 days 1,872 sqft
2022-03-01 0 days 1,896 sqft
2022-04-01 0 days 2,016 sqft
2022-05-01 0 days 1,793 sqft
2022-06-01 0 days 1,819 sqft
Dayton's median listing age (time on market) for 2022-06-01 was 0 days.

Dayton's median square footage for active listings during the 2022-06-01 period was 1,819 sqft. One year prior, the average listing was 1,834 sqft.