Dayton Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Dayton averaged
6.58%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.38% and
one month ago for the week of 2024-09-05, the
average rate was 6.41%.
Dayton's average rate one year ago was 7.65%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.32%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Dayton 30 Year Fixed Rate | 2024-10-10 | 6.58% |
Dayton 30 Year Fixed Rate Refi | 2024-10-10 | 6.32% |
Dayton 15 Year Fixed Rate | 2024-10-10 | 5.21% |
Dayton 15 Year Fixed Rate Refi | 2024-10-10 | 6.01% |
Dayton 30 Year FHA | 2024-10-10 | 5.84% |
Dayton 30 Year FHA Refi | 2024-10-10 | 6.2% |
Dayton 30 Year USDA | 2024-10-10 | 6.08% |
Dayton 30 Year USDA Refi | 2024-10-10 | 6.28% |
Dayton 30 Year VA | 2024-10-10 | 5.75% |
Dayton 30 Year VA Refi | 2024-10-10 | 5.85% |
Dayton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Dayton, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Dayton Average Closing Costs & Other Stats
Dayton, TN's 77 lenders originated 569
loans during 2023. The total origination value was $120,345,000, with an average loan value of
$211,503.
Dayton's average closing costs are $5,379.
The top Dayton lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
15 loans originated. Their average total fees are
$5,793, which is $1,043
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Dayton lenders (with over 10 loans originated) are
Citizens Bank ($4,875), UNITED WHOLESALE MORTGAGE, LLC ($5,793), QUICKEN LOANS, LLC ($6,836), .
The lowest rate Dayton lenders (with over 10 loans originated) are
Citizens Bank (6.51%), QUICKEN LOANS, LLC (6.91%), UNITED WHOLESALE MORTGAGE, LLC (7.43%), .
Dayton, TN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
UNITED WHOLESALE MORTGAGE, LLC | $8,075,000 | $10,480,000 | 29.8% | 8.7% |
MORTGAGE INVESTORS GROUP, INC. | $5,965,000 | $6,400,000 | 7.3% | 5.3% |
QUICKEN LOANS, LLC | $10,485,000 | $6,220,000 | -40.7% | 5.2% |
SouthEast Bank | $9,105,000 | $4,985,000 | -45.2% | 4.1% |
FIRST COMMUNITY MORTGAGE, INC. | $6,185,000 | $4,720,000 | -23.7% | 3.9% |
FirstBank | $13,150,000 | $3,755,000 | -71.4% | 3.1% |
Regions Bank | $3,145,000 | $3,090,000 | -1.7% | 2.6% |
Citizens Bank | $770,000 | $2,985,000 | 287.7% | 2.5% |
MOVEMENT MORTGAGE, LLC | $2,770,000 | $2,730,000 | -1.4% | 2.3% |
TENNESSEE VALLEY | $6,445,000 | $2,510,000 | -61.1% | 2.1% |
Pinnacle Bank | $435,000 | $2,025,000 | 365.5% | 1.7% |
First Citizens National Bank | $185,000 | $1,960,000 | 959.5% | 1.6% |
Mortgage Research Center, LLC | $4,805,000 | $1,940,000 | -59.6% | 1.6% |
Renasant Bank | $5,000,000 | $1,850,000 | -63.0% | 1.5% |
Citizens Tri-County Bank | $2,330,000 | $1,805,000 | -22.5% | 1.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $3,515,000 | $1,705,000 | -51.5% | 1.4% |
CMG MORTGAGE, INC. | $3,145,000 | $1,690,000 | -46.3% | 1.4% |
AMERICAN FINANCIAL RESOURCES, INC. | $610,000 | $1,615,000 | 164.8% | 1.3% |
LOANDEPOT.COM, LLC | $3,805,000 | $1,535,000 | -59.7% | 1.3% |
Flagstar Bank, FSB | $1,445,000 | $1,350,000 | -6.6% | 1.1% |
GUILD MORTGAGE COMPANY | $105,000 | $1,295,000 | 1,133.3% | 1.1% |
Simply Bank | $1,705,000 | $1,245,000 | -27.0% | 1.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,780,000 | $1,190,000 | -33.1% | 1.0% |
NAVY FEDERAL CREDIT UNION | $855,000 | $1,190,000 | 39.2% | 1.0% |
1ST SIGNATURE LENDING, LLC | $105,000 | $1,115,000 | 961.9% | 0.9% |
STOCKTON MORTGAGE CORPORATION | $800,000 | $1,030,000 | 28.8% | 0.9% |
AMERISAVE MORTGAGE CORPORATION | $1,760,000 | $1,010,000 | -42.6% | 0.8% |
SUMMIT FUNDING, INC. | $270,000 | $1,010,000 | 274.1% | 0.8% |
UNION HOME MORTGAGE CORP. | $255,000 | $980,000 | 284.3% | 0.8% |
Charles Schwab Bank, SSB | $975,000 | n/a | 0.8% | |
Equity Prime Mortgage LLC | $975,000 | n/a | 0.8% | |
First National Community Bank | $970,000 | n/a | 0.8% | |
Mountain Valley Bank | $155,000 | $955,000 | 516.1% | 0.8% |
Farm Credit Mid-America, ACA | $1,540,000 | $950,000 | -38.3% | 0.8% |
EVERETT FINANCIAL, INC. | $205,000 | $910,000 | 343.9% | 0.8% |
SmartBank | $260,000 | $900,000 | 246.2% | 0.7% |
U.S. Bank | $1,595,000 | $875,000 | -45.1% | 0.7% |
CROSSCOUNTRY MORTGAGE, LLC | $1,155,000 | $860,000 | -25.5% | 0.7% |
COMMUNITY MORTGAGE CORPORATION | $665,000 | $850,000 | 27.8% | 0.7% |
LEADERONE FINANCIAL CORPORATION | $545,000 | $840,000 | 54.1% | 0.7% |
Bank of Cleveland | $920,000 | $830,000 | -9.8% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $1,420,000 | $775,000 | -45.4% | 0.6% |
ORNL Federal Credit Union | $395,000 | $770,000 | 94.9% | 0.6% |
GUARANTEED RATE, INC. | $665,000 | $765,000 | 15.0% | 0.6% |
ALAMEDA MORTGAGE CORPORATION | $740,000 | n/a | 0.6% | |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $975,000 | $740,000 | -24.1% | 0.6% |
MID AMERICA MORTGAGE, INC. | $725,000 | n/a | 0.6% | |
FREEDOM MORTGAGE CORPORATION | $1,260,000 | $710,000 | -43.7% | 0.6% |
First Horizon Bank | $660,000 | $705,000 | 6.8% | 0.6% |
The First National Bank of Middle Tennessee | $2,650,000 | $690,000 | -74.0% | 0.6% |
United Community Bank | $1,005,000 | $660,000 | -34.3% | 0.5% |
F&M Bank | $655,000 | n/a | 0.5% | |
Prosperity Home Mortgage, LLC | $645,000 | n/a | 0.5% | |
Y-12 Federal Credit Union | $460,000 | $610,000 | 32.6% | 0.5% |
Wilson Bank And Trust | $55,000 | $605,000 | 1,000.0% | 0.5% |
MUTUAL OF OMAHA MORTGAGE, INC. | $600,000 | n/a | 0.5% | |
Nations Lending Corporation | $340,000 | $575,000 | 69.1% | 0.5% |
NEWREZ LLC | $205,000 | $545,000 | 165.9% | 0.5% |
River Valley AgCredit, ACA | $675,000 | $540,000 | -20.0% | 0.4% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $345,000 | $530,000 | 53.6% | 0.4% |
Truist | $1,145,000 | $525,000 | -54.1% | 0.4% |
NBKC BANK | $520,000 | n/a | 0.4% | |
NETWORK CAPITAL FUNDING CORPORATION | $510,000 | $515,000 | 1.0% | 0.4% |
The Federal Savings Bank | $695,000 | $510,000 | -26.6% | 0.4% |
Shamrock Home Loans, Inc. | $495,000 | n/a | 0.4% | |
CITIZENS EQUITY FIRST | $475,000 | n/a | 0.4% | |
Bank of England | $195,000 | $460,000 | 135.9% | 0.4% |
KNOXVILLE TVA EMPLOYEES CREDIT UNION | $480,000 | $460,000 | -4.2% | 0.4% |
CARDINAL FINANCIAL | $3,370,000 | $450,000 | -86.6% | 0.4% |
AmeriHome Mortgage Company, LLC | $430,000 | n/a | 0.4% | |
MEMBER FIRST MORTGAGE, LLC | $215,000 | $420,000 | 95.3% | 0.3% |
USAA Federal Savings Bank | $510,000 | $395,000 | -22.5% | 0.3% |
Andrew Johnson Bank | $385,000 | n/a | 0.3% | |
HOMESIDE FINANCIAL, LLC | $35,000 | $385,000 | 1,000.0% | 0.3% |
Figure Lending LLC | $90,000 | $370,000 | 311.1% | 0.3% |
Plains Commerce Bank | $515,000 | $370,000 | -28.2% | 0.3% |
Franklin Loan Corporation | $365,000 | n/a | 0.3% | |
PENNYMAC LOAN SERVICES, LLC | $1,775,000 | $360,000 | -79.7% | 0.3% |
ALTRA | $355,000 | n/a | 0.3% | |
The State Bank | $355,000 | n/a | 0.3% | |
TJC Mortgage, Inc. | $3,470,000 | $350,000 | -89.9% | 0.3% |
Johnson Bank | $325,000 | n/a | 0.3% | |
BROKER SOLUTIONS, INC. | $640,000 | $320,000 | -50.0% | 0.3% |
Carrington Mortgage Services, LLC | $560,000 | $320,000 | -42.9% | 0.3% |
Chattanooga Area Schools Federal Credit Union | $305,000 | n/a | 0.3% | |
Mountain Commerce Bank | $305,000 | n/a | 0.3% | |
AMCAP MORTGAGE, LTD. | $295,000 | n/a | 0.2% | |
MILEND, INC. | $295,000 | n/a | 0.2% | |
Paramount Residential Mortgage Group, Inc. | $295,000 | n/a | 0.2% | |
21ST MORTGAGE CORPORATION | $265,000 | $290,000 | 9.4% | 0.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $280,000 | n/a | 0.2% | |
PNC Bank | $860,000 | $280,000 | -67.4% | 0.2% |
FirstTrust Home Loans, Inc. | $275,000 | n/a | 0.2% | |
Wells Fargo Bank | $1,820,000 | $275,000 | -84.9% | 0.2% |
DEEPHAVEN MORTGAGE LLC | $125,000 | $245,000 | 96.0% | 0.2% |
EMBRACE HOME LOANS, INC. | $245,000 | n/a | 0.2% | |
MICHIGAN MUTUAL, INC. | $245,000 | n/a | 0.2% | |
PLANET HOME LENDING, LLC | $575,000 | $235,000 | -59.1% | 0.2% |
SOUTHWEST STAGE FUNDING, LLC | $105,000 | $225,000 | 114.3% | 0.2% |
ZILLOW HOME LOANS, LLC | $505,000 | $225,000 | -55.4% | 0.2% |
LENDINGHOME FUNDING CORPORATION | $430,000 | $220,000 | -48.8% | 0.2% |
AMERICAN FEDERAL MORTGAGE CORPORATION | $215,000 | n/a | 0.2% | |
Blue Ridge Bank | $215,000 | n/a | 0.2% | |
GUARANTY HOME MORTGAGE CORPORATION | $380,000 | $215,000 | -43.4% | 0.2% |
COMPASS MORTGAGE, INC. | $205,000 | n/a | 0.2% | |
Independent Bank | $205,000 | n/a | 0.2% | |
NFM, INC. | $490,000 | $205,000 | -58.2% | 0.2% |
PHH Mortgage Corporation | $340,000 | $205,000 | -39.7% | 0.2% |
Princeton Mortgage Corporation | $205,000 | n/a | 0.2% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $155,000 | $200,000 | 29.0% | 0.2% |
AgFirst Farm Credit Bank | $2,115,000 | $195,000 | -90.8% | 0.2% |
Bank of Springfield | $195,000 | n/a | 0.2% | |
CLEARPATH LENDING | $400,000 | $195,000 | -51.3% | 0.2% |
EASTMAN | $195,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $420,000 | $185,000 | -56.0% | 0.2% |
Countybank | $455,000 | $175,000 | -61.5% | 0.1% |
AMERICAN INTERNET MORTGAGE, INC. | $165,000 | n/a | 0.1% | |
ASCEND FEDERAL CREDIT UNION | $165,000 | n/a | 0.1% | |
Bank of America | $605,000 | $165,000 | -72.7% | 0.1% |
ENDEAVOR CAPITAL, LLC. | $165,000 | n/a | 0.1% | |
Baxter Credit Union | $155,000 | n/a | 0.1% | |
DAS Acquisition Company, LLC | $155,000 | n/a | 0.1% | |
Home Federal Bank of Tennessee | $645,000 | $155,000 | -76.0% | 0.1% |
VAN DYK MORTGAGE CORPORATION | $215,000 | $155,000 | -27.9% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $130,000 | n/a | 0.1% | |
Bank OZK | $105,000 | n/a | 0.1% | |
Chattanooga Federal Emp. Credit Union | $105,000 | n/a | 0.1% | |
NexBank | $305,000 | $105,000 | -65.6% | 0.1% |
Discover Bank | $140,000 | $90,000 | -35.7% | 0.1% |
TOP FLITE FINANCIAL, INC. | $85,000 | n/a | 0.1% | |
ENRICHMENT | $75,000 | n/a | 0.1% | |
The Huntington National Bank | $75,000 | n/a | 0.1% | |
CU COMMUNITY, LLC | $65,000 | n/a | 0.1% | |
Coastal Community Bank | $50,000 | n/a | 0.0% | |
CHEVRON | $45,000 | n/a | 0.0% |
Dayton's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.7% market share. In second place, with 5.3%, is MORTGAGE INVESTORS GROUP, INC., having originated $6,400,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $6,220,000 in loans. In fourth place, with 4.1%, is SouthEast Bank, having originated $4,985,000 in loans. In fifth place, with 3.9%, is FIRST COMMUNITY MORTGAGE, INC., having originated $4,720,000 in loans.
Dayton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Dayton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $182,500 (7.3%) | $282,940 (8.9%) | 0.00 | 184 |
2018-02-01 | $182,100 (4.1%) | $266,430 (0.2%) | 0.00 | 197 |
2018-03-01 | $178,900 (3.5%) | $275,056 (1.8%) | 0.00 | 183 |
2018-04-01 | $193,875 (9.5%) | $284,019 (0.7%) | 0.00 | 186 |
2018-05-01 | $198,500 (2.8%) | $296,069 (3.2%) | 0.00 | 190 |
2018-06-01 | $195,500 (-5.8%) | $298,635 (-0.3%) | 0.00 | 187 |
2018-07-01 | $213,038 (-4.1%) | $305,936 (0.6%) | 0.00 | 181 |
2018-08-01 | $216,075 (-8.5%) | $306,385 (-2.1%) | 0.00 | 185 |
2018-09-01 | $219,000 (-0.3%) | $309,101 (0.1%) | 0.00 | 176 |
2018-10-01 | $202,475 (3.0%) | $306,205 (3.4%) | 0.00 | 173 |
2018-11-01 | $213,725 (11.8%) | $310,112 (7.2%) | 0.00 | 167 |
2018-12-01 | $225,000 (20.6%) | $304,844 (7.9%) | 0.00 | 152 |
2019-01-01 | $223,625 (22.5%) | $307,982 (8.9%) | 0.00 | 142 |
2019-02-01 | $226,225 (24.2%) | $314,776 (18.2%) | 0.00 | 133 |
2019-03-01 | $231,200 (29.2%) | $320,188 (16.4%) | 0.00 | 127 |
2019-04-01 | $226,038 (16.6%) | $313,414 (10.4%) | 0.00 | 130 |
2019-05-01 | $238,125 (20.0%) | $339,029 (14.5%) | 0.00 | 141 |
2019-06-01 | $224,500 (14.8%) | $317,062 (6.2%) | 0.00 | 147 |
2019-07-01 | $239,000 (12.2%) | $324,206 (6.0%) | 0.00 | 147 |
2019-08-01 | $227,509 (5.3%) | $315,968 (3.1%) | 0.00 | 150 |
2019-09-01 | $220,473 (0.7%) | $310,559 (0.5%) | 0.00 | 148 |
2019-10-01 | $214,975 (6.2%) | $306,106 (0.0%) | 0.00 | 146 |
2019-11-01 | $199,900 (-6.5%) | $300,333 (-3.2%) | 0.00 | 135 |
2019-12-01 | $199,925 (-11.1%) | $305,521 (0.2%) | 0.00 | 128 |
2020-01-01 | $209,950 (-6.1%) | $316,459 (2.8%) | 0.00 | 113 |
2020-02-01 | $219,950 (-2.8%) | $330,768 (5.1%) | 0.00 | 108 |
2020-03-01 | $233,325 (0.9%) | $345,515 (7.9%) | 0.00 | 93 |
2020-04-01 | $236,950 (4.8%) | $341,104 (8.8%) | 0.00 | 94 |
2020-05-01 | $249,900 (4.9%) | $342,218 (0.9%) | 0.00 | 92 |
2020-06-01 | $239,000 (6.5%) | $330,209 (4.2%) | 0.00 | 85 |
2020-07-01 | $219,275 (-8.3%) | $326,521 (0.7%) | 0.00 | 67 |
2020-08-01 | $249,000 (9.5%) | $391,193 (23.8%) | 0.00 | 65 |
2020-09-01 | $244,750 (11.0%) | $396,923 (27.8%) | 0.00 | 52 |
2020-10-01 | $277,400 (29.0%) | $421,411 (37.7%) | 0.00 | 54 |
2020-11-01 | $325,000 (62.6%) | $430,667 (43.4%) | 0.00 | 51 |
2020-12-01 | $325,000 (62.6%) | $465,034 (52.2%) | 0.00 | 46 |
2021-01-01 | $294,500 (40.3%) | $476,656 (50.6%) | 0.00 | 49 |
2021-02-01 | $312,450 (42.1%) | $480,687 (45.3%) | 0.00 | 47 |
2021-03-01 | $305,620 (31.0%) | $474,638 (37.4%) | 0.00 | 44 |
2021-04-01 | $295,500 (24.7%) | $484,013 (41.9%) | 0.00 | 38 |
2021-05-01 | $295,000 (18.1%) | $524,444 (53.3%) | 0.00 | 32 |
2021-06-01 | $276,600 (15.7%) | $449,568 (36.2%) | 0.00 | 43 |
2021-07-01 | $252,500 (15.2%) | $442,480 (35.5%) | 0.00 | 58 |
2021-08-01 | $272,225 (9.3%) | $478,178 (22.2%) | 0.00 | 52 |
2021-09-01 | $279,375 (14.2%) | $396,194 (-0.2%) | 0.00 | 57 |
2021-10-01 | $286,200 (3.2%) | $410,946 (-2.5%) | 0.00 | 50 |
2021-11-01 | $272,200 (-16.3%) | $401,248 (-6.8%) | 0.00 | 43 |
2021-12-01 | $280,500 (-13.7%) | $434,124 (-6.7%) | 0.00 | 38 |
2022-01-01 | $287,450 (-2.4%) | $452,404 (-5.1%) | 0.00 | 32 |
2022-02-01 | $308,070 (-1.4%) | $453,731 (-5.6%) | 0.00 | 25 |
2022-03-01 | $341,795 (11.8%) | $493,387 (4.0%) | 0.00 | 31 |
2022-04-01 | $354,400 (19.9%) | $477,424 (-1.4%) | 0.00 | 39 |
2022-05-01 | $354,900 (20.3%) | $453,950 (-13.4%) | 0.00 | 57 |
2022-06-01 | $363,725 (31.5%) | $439,506 (-2.2%) | 0.00 | 66 |
2022-07-01 | $375,000 (48.5%) | $427,084 (-3.5%) | 0.00 | 67 |
2022-08-01 | $399,450 (46.7%) | $455,665 (-4.7%) | 0.00 | 72 |
2022-09-01 | $429,000 (53.6%) | $481,152 (21.4%) | 0.00 | 75 |
2022-10-01 | $429,000 (49.9%) | $492,633 (19.9%) | 0.00 | 78 |
2022-11-01 | $418,850 (53.9%) | $484,121 (20.7%) | 0.00 | 80 |
2022-12-01 | $374,900 (33.7%) | $467,677 (7.7%) | 0.00 | 89 |
2023-01-01 | $367,850 (28.0%) | $458,789 (1.4%) | 0.00 | 74 |
2023-02-01 | $389,000 (26.3%) | $469,860 (3.6%) | 0.00 | 67 |
2023-03-01 | $399,500 (16.9%) | $465,270 (-5.7%) | 0.00 | 57 |
2023-04-01 | $399,500 (12.7%) | $446,678 (-6.4%) | 0.00 | 53 |
2023-05-01 | $362,500 (2.1%) | $439,158 (-3.3%) | 0.00 | 74 |
2023-06-01 | $393,000 (8.1%) | $485,247 (10.4%) | 0.00 | 81 |
2023-07-01 | $388,500 (3.6%) | $529,064 (23.9%) | 0.00 | 87 |
2023-08-01 | $413,750 (3.6%) | $513,934 (12.8%) | 0.00 | 91 |
2023-09-01 | $420,000 (-2.1%) | $515,667 (7.2%) | 0.00 | 87 |
2023-10-01 | $375,600 (-12.5%) | $485,787 (-1.4%) | 0.00 | 84 |
2023-11-01 | $399,700 (-4.6%) | $504,645 (4.2%) | 0.00 | 83 |
2023-12-01 | $395,700 (5.6%) | $506,756 (8.4%) | 0.00 | 76 |
2024-01-01 | $357,450 (-2.8%) | $500,974 (9.2%) | 0.00 | 72 |
2024-02-01 | $371,000 (-4.6%) | $493,374 (5.0%) | 0.00 | 66 |
2024-03-01 | $404,450 (1.2%) | $503,708 (8.3%) | 0.00 | 64 |
2024-04-01 | $381,477 (-4.5%) | $513,836 (15.0%) | 0.00 | 74 |
2024-05-01 | $399,575 (10.2%) | $525,820 (19.7%) | 0.00 | 84 |
2024-06-01 | $362,500 (-7.8%) | $495,421 (2.1%) | 0.00 | 100 |
2024-07-01 | $346,950 (-10.7%) | $472,801 (-10.6%) | 0.00 | 111 |
2024-08-01 | $355,000 (-14.2%) | $462,983 (-9.9%) | 0.00 | 107 |
2024-09-01 | $376,899 (-10.3%) | $496,418 (-3.7%) | 0.00 | 109 |
Dayton's median listing price comes in at 0% of the national average.
Dayton's average listing price for 2024-09-01 was $496,418, a difference of $-19,249 (-3.7%) versus the prior year and $33,435 versus the prior month.
For the 2024-09-01 period, Dayton had 109 MLS listings, a difference of 2 listings (2%) versus the prior month and 22 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Dayton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,792 sqft |
2018-02-01 | 0 days | 1,781 sqft |
2018-03-01 | 0 days | 1,692 sqft |
2018-04-01 | 0 days | 1,853 sqft |
2018-05-01 | 0 days | 1,878 sqft |
2018-06-01 | 0 days | 1,888 sqft |
2018-07-01 | 0 days | 1,904 sqft |
2018-08-01 | 0 days | 1,982 sqft |
2018-09-01 | 0 days | 2,000 sqft |
2018-10-01 | 0 days | 1,914 sqft |
2018-11-01 | 0 days | 1,871 sqft |
2018-12-01 | 0 days | 1,955 sqft |
2019-01-01 | 0 days | 1,898 sqft |
2019-02-01 | 0 days | 1,872 sqft |
2019-03-01 | 0 days | 1,974 sqft |
2019-04-01 | 0 days | 2,024 sqft |
2019-05-01 | 0 days | 2,055 sqft |
2019-06-01 | 0 days | 2,056 sqft |
2019-07-01 | 0 days | 2,168 sqft |
2019-08-01 | 0 days | 2,078 sqft |
2019-09-01 | 0 days | 2,012 sqft |
2019-10-01 | 0 days | 1,947 sqft |
2019-11-01 | 0 days | 1,920 sqft |
2019-12-01 | 0 days | 1,960 sqft |
2020-01-01 | 0 days | 1,964 sqft |
2020-02-01 | 0 days | 1,934 sqft |
2020-03-01 | 0 days | 1,940 sqft |
2020-04-01 | 0 days | 1,931 sqft |
2020-05-01 | 0 days | 1,946 sqft |
2020-06-01 | 0 days | 1,884 sqft |
2020-07-01 | 0 days | 1,860 sqft |
2020-08-01 | 0 days | 2,092 sqft |
2020-09-01 | 0 days | 2,083 sqft |
2020-10-01 | 0 days | 2,258 sqft |
2020-11-01 | 0 days | 2,484 sqft |
2020-12-01 | 0 days | 2,560 sqft |
2021-01-01 | 0 days | 2,520 sqft |
2021-02-01 | 0 days | 2,346 sqft |
2021-03-01 | 0 days | 1,989 sqft |
2021-04-01 | 0 days | 2,120 sqft |
2021-05-01 | 0 days | 1,719 sqft |
2021-06-01 | 0 days | 1,829 sqft |
2021-07-01 | 0 days | 1,762 sqft |
2021-08-01 | 0 days | 1,820 sqft |
2021-09-01 | 0 days | 1,888 sqft |
2021-10-01 | 0 days | 1,899 sqft |
2021-11-01 | 0 days | 1,846 sqft |
2021-12-01 | 0 days | 1,748 sqft |
2022-01-01 | 0 days | 1,863 sqft |
2022-02-01 | 0 days | 2,195 sqft |
2022-03-01 | 0 days | 1,896 sqft |
2022-04-01 | 0 days | 1,940 sqft |
2022-05-01 | 0 days | 1,811 sqft |
2022-06-01 | 0 days | 1,838 sqft |
2022-07-01 | 0 days | 1,866 sqft |
2022-08-01 | 0 days | 2,040 sqft |
2022-09-01 | 0 days | 2,040 sqft |
2022-10-01 | 0 days | 1,986 sqft |
2022-11-01 | 0 days | 1,893 sqft |
2022-12-01 | 0 days | 1,893 sqft |
2023-01-01 | 0 days | 1,853 sqft |
2023-02-01 | 0 days | 1,901 sqft |
2023-03-01 | 0 days | 1,893 sqft |
2023-04-01 | 0 days | 1,902 sqft |
2023-05-01 | 0 days | 1,823 sqft |
2023-06-01 | 0 days | 1,965 sqft |
2023-07-01 | 0 days | 1,973 sqft |
2023-08-01 | 0 days | 1,807 sqft |
2023-09-01 | 0 days | 1,918 sqft |
2023-10-01 | 0 days | 1,825 sqft |
2023-11-01 | 0 days | 1,937 sqft |
2023-12-01 | 0 days | 2,016 sqft |
2024-01-01 | 0 days | 1,894 sqft |
2024-02-01 | 0 days | 1,966 sqft |
2024-03-01 | 0 days | 2,022 sqft |
2024-04-01 | 0 days | 2,000 sqft |
2024-05-01 | 0 days | 1,998 sqft |
2024-06-01 | 0 days | 1,992 sqft |
2024-07-01 | 0 days | 1,823 sqft |
2024-08-01 | 0 days | 1,960 sqft |
2024-09-01 | 0 days | 1,988 sqft |
Dayton's median square footage for active listings during the 2024-09-01 period was 1,988 sqft. One year prior, the average listing was 1,918 sqft.
Dayton, TN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 331 | $81,935,000 | $247,538 |
Cash Out Refi | 89 | $17,375,000 | $195,225 |
Home Improvement | 52 | $5,500,000 | $105,769 |
Refi | 50 | $11,570,000 | $231,400 |
Other | 47 | $3,965,000 | $84,362 |
Dayton's most frequently cited loan purpose was Home Purchase, with 331 originations. The 2nd most popular reason was Cash Out Refi, with 89 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 207 | $50,325,000 | $243,116 |
7-8% | 150 | $35,480,000 | $236,533 |
Over 8% | 109 | $11,935,000 | $109,495 |
5-6% | 72 | $14,740,000 | $204,722 |
4-5% | 6 | $1,750,000 | $291,667 |
<2.5% | 2 | $20,000 | $10,000 |
2.5-3% | 1 | $175,000 | $175,000 |
During 2023, Dayton's most frequently originated rate bucket was 6-7%, with 207 originations.
Loan Sizing (Dayton, TN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 219 | $58,625,000 | $267,694 |
$100k-200k | 169 | $26,065,000 | $154,231 |
$100,000 or less | 130 | $6,970,000 | $53,615 |
$400k-600k | 35 | $16,865,000 | $481,857 |
$600k-1000k | 15 | $10,635,000 | $709,000 |
$Over $1MM | 1 | $1,185,000 | $1,185,000 |
Dayton's loan sizing saw the bucket of loans from $200k-400k with 219 originations, totaling $58,625,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 219 | $54,565,000 | $249,155 |
60-80% | 124 | $32,520,000 | $262,258 |
20-40% | 64 | $7,770,000 | $121,406 |
Under 20% | 64 | $3,020,000 | $47,188 |
40-60% | 60 | $11,930,000 | $198,833 |
Over 100% | 14 | $4,060,000 | $290,000 |
Dayton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 219 originations, totaling $54,565,000 in origination value.