First Bancorp Mortgage Rates, Fees & Info

LEBANON, VA

LEI: 549300V6LKROCIL7OI49

Tax ID: 54-1116387

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Mortgage Data

Bank Data

Review & Overview

First Bancorp is a smaller mortgage company specializing in Home Purchase loans. First Bancorp has a high proportion of conventional loans. Their top markets by origination volume include: Kingsport, Lynchburg, Staunton, Roanoke, and Johnson City among others. We have data for 36 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Bancorp has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Bancorp is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.85% 11/21/24
30 Year Conventional Refi 6.63% 11/21/24
30 Year Cash-out Refi 6.85% 11/21/24
15 Year Conventional Purchase 6.39% 11/21/24
15 Year Conventional Refi 6.45% 11/21/24
15 Year Cash-out Refi 6.45% 11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Bancorp Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First Bancorp. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

657

Origination Dollar Volume (All Markets)

$117,805,000

Employee count

360

Awards

FIRST BANCORP 30 Year Conventional Loans gold FIRST BANCORP 30 Year Conventional Loans gold FIRST BANCORP 30 Year Conventional Loans silver
Show all (3) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 211 $35,245,000 $167,038 $2,683 5.19%
LYNCHBURG, VA (FHA|USDA|VA) 88 $21,970,000 $249,659 $2,642 5.16%
Outside of Metro Areas 93 $10,835,000 $116,505 $2,474 5.38%
STAUNTON, VA (FHA|USDA|VA) 57 $8,965,000 $157,281 $1,994 5.40%
ROANOKE, VA (FHA|USDA|VA) 35 $6,395,000 $182,714 $2,760 5.31%
JOHNSON CITY, TN (FHA|USDA|VA) 36 $6,310,000 $175,278 $2,854 5.10%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 32 $5,690,000 $177,813 $2,789 5.26%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 10 $4,240,000 $424,000 $3,566 5.02%
HARRISONBURG, VA (FHA|USDA|VA) 23 $3,955,000 $171,957 $2,423 5.32%
Big Stone Gap, VA (FHA|USDA|VA) 25 $2,705,000 $108,200 $2,113 5.24%
RICHMOND, VA (FHA|USDA|VA) 6 $2,210,000 $368,333 $3,245 5.60%
Morehead City, NC (FHA|USDA|VA) 1 $1,545,000 $1,545,000 $3,735 5.25%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $760,000 $190,000 $2,997 5.65%
SAVANNAH, GA (FHA|USDA|VA) 1 $605,000 $605,000 $0 5.15%
Mount Airy, NC (FHA|USDA|VA) 2 $570,000 $285,000 $3,833 4.94%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $555,000 $185,000 $4,359 4.79%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $525,000 $525,000 $4,590 5.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $490,000 $245,000 $2,567 5.30%
KNOXVILLE, TN (FHA|USDA|VA) 2 $450,000 $225,000 $3,493 4.94%
Bluefield, WV-VA (FHA|USDA|VA) 4 $400,000 $100,000 $2,124 5.51%
Martinsville, VA (FHA|USDA|VA) 3 $365,000 $121,667 $0 5.58%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $355,000 $355,000 $2,069 4.88%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $345,000 $345,000 $3,849 5.13%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $345,000 $345,000 $4,884 5.99%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $300,000 $150,000 $3,514 4.81%
Washington, NC (FHA|USDA|VA) 1 $275,000 $275,000 $0 4.90%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $215,000 $215,000 $2,541 5.99%
ASHEVILLE, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.10%
Kalispell, MT (FHA|USDA|VA) 1 $155,000 $155,000 $1,812 5.50%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,859 6.40%
North Wilkesboro, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,215 4.50%
Greeneville, TN (FHA|USDA|VA) 3 $135,000 $45,000 $1,170 5.75%
Newport, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,387 5.99%
MORRISTOWN, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.50%
Sevierville, TN (FHA|USDA|VA) 1 $45,000 $45,000 $1,429 5.99%
First Bancorp's top markets include Kingsport, Lynchburg, Staunton, Roanoke, and Johnson City among others.

Their top states include:
  • Virginia (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 657 $117,805,000 $179,307 $2,620 5.25%

    For 2018, First Bancorp's most frequently originated type of loan was Conventional, with 657 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 478 $78,850,000 $164,958 $2,731 5.20%
    Refi 75 $21,735,000 $289,800 $2,113 5.25%
    Cash Out Refi 68 $13,450,000 $197,794 $2,693 5.25%
    Other 20 $2,740,000 $137,000 $1,010 6.08%
    Home Improvement 16 $1,030,000 $64,375 $2,309 5.74%

    For 2018, First Bancorp's most frequently cited loan purpose was Home Purchase, with 478 originations. The 2nd most popular reason was Refi, with 75 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 340 $66,160,000 $194,588 $2,897 5.08%
    20 Year 100 $13,910,000 $139,100 $2,262 5.59%
    5 Year 87 $16,575,000 $190,517 $1,046 5.46%
    15 Year 83 $10,595,000 $127,651 $2,083 5.17%
    10 Year 31 $6,425,000 $207,258 $2,046 5.59%
    Other 16 $4,140,000 $258,750 $2,243 5.37%

    For 2018, First Bancorp's most frequently cited loan duration was 30 Year, with 340 originations. The 2nd most popular length was 20 Year, with 100 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 388 $62,450,000 $160,954
    $1k-2k 65 $10,725,000 $165,000
    $2k-3k 28 $6,180,000 $220,714
    $3k-4k 13 $4,105,000 $315,769
    $4k-5k 4 $1,360,000 $340,000
    $5k+ 1 $1,105,000 $1,105,000

    First Bancorp's average total fees were $2,897, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 388 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 332 $59,530,000 $179,307
    4-5% 274 $53,520,000 $195,328
    6-7% 43 $2,995,000 $69,651
    3-4% 8 $1,760,000 $220,000

    During 2018, First Bancorp's average interest rate for loans was 5.08%, while their most frequently originated rate bucket for loans was 5-6%, with 332 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 238 $14,660,000 $61,597 $1,931 5.47%
    $100k-200k 227 $32,895,000 $144,912 $2,626 5.22%
    $200k-400k 160 $44,230,000 $276,438 $3,234 5.01%
    $400k-600k 20 $8,880,000 $444,000 $3,347 4.89%
    $1MM+ 7 $13,815,000 $1,973,571 $6,406 5.39%
    $600k-1MM 5 $3,325,000 $665,000 $6,739 5.42%

    2018 saw First Bancorp place emphasis on $100,000 or less loans with 238 originations, totaling $14,660,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 157 $13,415,000 $85,446 $2,374 5.31%
    $50k-75k 125 $16,995,000 $135,960 $2,410 5.33%
    $100k-150k 100 $21,500,000 $215,000 $2,659 5.13%
    $75k-100k 82 $13,740,000 $167,561 $2,819 5.07%
    $150k-250k 59 $13,635,000 $231,102 $3,160 5.25%
    $250k+ 42 $12,590,000 $299,762 $3,376 5.16%

    First Bancorp lent most frequently to those with incomes in the $50k or less range, with 157 originations. The second most popular income band? $50k-75k, with 125 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 164 $25,320,000 $154,390 $2,575 5.17%
    30-36% 92 $14,480,000 $157,391 $2,449 5.18%
    <20% 68 $13,200,000 $194,118 $2,635 5.06%
    37% 25 $3,965,000 $158,600 $2,518 5.34%
    38% 22 $3,630,000 $165,000 $2,667 5.15%
    41% 21 $3,715,000 $176,905 $2,460 5.46%
    36% 20 $3,870,000 $193,500 $2,539 5.35%
    42% 19 $4,075,000 $214,474 $4,280 5.34%
    40% 15 $2,545,000 $169,667 $2,804 5.15%
    39% 14 $2,180,000 $155,714 $2,605 5.31%
    43% 11 $2,225,000 $202,273 $2,662 5.00%
    44% 10 $1,150,000 $115,000 $2,246 5.02%
    47% 10 $1,460,000 $146,000 $2,888 5.08%
    45% 9 $1,675,000 $186,111 $2,346 5.40%
    48% 6 $1,210,000 $201,667 $2,354 5.23%
    46% 5 $925,000 $185,000 $3,121 4.81%
    49% 5 $965,000 $193,000 $2,695 5.00%
    50-60% 4 $930,000 $232,500 $3,078 5.11%
    >60% 2 $510,000 $255,000 $1,962 4.75%

    First Bancorp lent most frequently to those with DTI ratios of 20-30%, with 164 originations. The next most common DTI ratio? 30-36%, with 92 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 556 $93,140,000 $167,518 $2,607 5.22%
    Not applicable 78 $20,150,000 $258,333 $0 5.51%
    Not provided 14 $2,620,000 $187,143 $2,567 5.12%
    Asian 7 $1,675,000 $239,286 $3,735 4.92%
    Black 2 $220,000 $110,000 $0 6.00%

    Approval Rates

    Total approvals of all applications
    95.85%

    First Bancorp has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    77.63%

    First Bancorp has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 657 $117,805,000 $179,307

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 4 $4,870,000 $1,217,500
    Multifamily:Site-Built 18 $11,260,000 $625,556
    Single Family (1-4 Units):Manufactured 42 $3,160,000 $75,238
    Single Family (1-4 Units):Site-Built 593 $98,515,000 $166,130

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 44 $3,860,000 $87,727 $1,799 5.26%
    40-60% 97 $17,205,000 $177,371 $2,710 5.26%
    60-80% 299 $60,785,000 $203,294 $2,853 5.23%
    80-100% 186 $34,410,000 $185,000 $2,683 5.21%
    Under 20% 31 $1,545,000 $49,839 $1,084 5.72%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    FIRST MIDWEST BANCORP, INC. Conventional home mortgage Closing on a mortgage 1 33.3%
    FIRST MIDWEST BANCORP, INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 33.3%
    FIRST MIDWEST BANCORP, INC. Home equity loan or line of credit (HELOC) Trouble during payment process 1 33.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    The First Bank and Trust Company 1026 Park Avenue Norton, VA 24273 Full Service B&M $31,629
    The First Bank and Trust Company 1030 Richmond Road Staunton, VA 24401 Full Service B&M $113,456
    The First Bank and Trust Company 1063 Old Abingdon Highway Bristol, VA 24201 Limited, Administrative $0
    The First Bank and Trust Company 1108 East Stone Drive Kingsport, TN 37660 Full Service B&M $17,735
    The First Bank and Trust Company 1185 North State Of Franklin Road Johnson City, TN 37604 Full Service B&M $78,277
    The First Bank and Trust Company 120 University Boulevard Harrisonburg, VA 22801 Full Service B&M $46,468
    The First Bank and Trust Company 1290 N. 4th Street Wytheville, VA 24382 Full Service B&M $75,098
    The First Bank and Trust Company 1314 Volunteer Parkway Bristol, TN 37620 Full Service B&M $51,878
    The First Bank and Trust Company 1419 West State Street Bristol, VA 24201 Full Service B&M $40,930
    The First Bank and Trust Company 150 Peppers Ferry Road, Ne Christiansburg, VA 24073 Full Service B&M $65,385
    The First Bank and Trust Company 1563 Commerce Road Verona, VA 24482 Full Service B&M $80,515
    The First Bank and Trust Company 17011 Forest Rd. Forest, VA 24551 Full Service B&M $49,544
    The First Bank and Trust Company 2030 East Main Street Lebanon, VA 24266 Full Service B&M $41,857
    The First Bank and Trust Company 2100 Forest Drive Gray, TN 37615 Full Service B&M $24,064
    The First Bank and Trust Company 303 West Main Street Wise, VA 24293 Full Service B&M $102,894
    The First Bank and Trust Company 359 West Main Street Lebanon, VA 24266 Full Service B&M $175,328
    The First Bank and Trust Company 38 East Valley Drive Bristol, VA 24201 Full Service B&M $103,879
    The First Bank and Trust Company 610 North Main Street Bridgewater, VA 22812 Full Service B&M $24,207
    The First Bank and Trust Company 667 West Main Street Abingdon, VA 24210 Full Service B&M $205,551
    The First Bank and Trust Company 7305 Peppers Ferry Boulevard Fairlawn, VA 24141 Full Service B&M $15,674
    The First Bank and Trust Company 851 Lew Dewitt Boulevard Waynesboro, VA 22980 Full Service B&M $64,101
    The First Bank and Trust Company 933 East Main Street Abingdon, VA 24210 Full Service B&M $81,117

    For 2018, First Bancorp had 22 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $76,224
    Net interest income $63,972
    Total noninterest income $13,734
    Gross Fiduciary activities income $1,058
    Service charges on deposit accounts $3,624
    Trading account gains and fees $0
    Additional Noninterest Income $9,052
    Pre-tax net operating income $33,892
    Securities gains (or losses, -) $0
    Income before extraordinary items $27,106
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $27,106
    Minority interest net income $0
    Net income $27,106
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $27,106

    First Bancorp's gross interest income from loans was $76,224,000.
    First Bancorp's net interest income from loans was $63,972,000.
    First Bancorp's fee based income from loans was $3,624,000.
    First Bancorp's net income from loans was $27,106,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $12,252
    Provision for credit losses $1,033
    Total noninterest expense $42,781
    Salaries and employee benefits $27,152
    Premises and equipment expense $3,499
    Additional noninterest expense $12,130
    Applicable income taxes $6,786
    Net charge-offs $-76
    Cash dividends $11,540

    First Bancorp's interest expense for loans was $12,252,000.
    First Bancorp's payroll and benefits expense were $27,152,000.
    First Bancorp's property, plant and equipment expenses $3,499,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,518,051
    Deposits held in domestic offices $1,518,051
    Deposits by Individuals, partnerships, and corporations $1,308,802
    Deposits by U.S. Government $7
    Deposits by States and political subdivisions in the U.S. $208,914
    Deposits by Commercial banks and other depository institutions in U.S. $328
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $120,660
    Demand deposits $84,315
    Nontransaction accounts $1,397,391
    Money market deposit accounts (MMDAs) $399,859
    Other savings deposits (excluding MMDAs) $649,615
    Total time deposits $347,917
    Total time and savings deposits $1,433,736
    Noninterest-bearing deposits $346,497
    Interest-bearing deposits $1,171,554
    Retail deposits $1,417,996
    IRAs and Keogh plan accounts $41,788
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,809,023
    Cash & Balances due from depository institutions $177,080
    Interest-bearing balances $165,566
    Total securities $40,254
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,495,299
    Loan and leases loss allowance $16,884
    Trading account assets $0
    Bank premises and fixed assets $25,877
    Other real estate owned $6,669
    Goodwill and other intangibles $5,894
    All other assets $57,950

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,809,023
    Total Liabilities $1,600,223
    Total deposits $1,518,051
    Interest-bearing deposits $1,171,554
    Deposits held in domestic offices $1,518,051
    % insured (estimated) $84
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $74,920
    Subordinated debt $0
    All other liabilities $7,252

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,495,299
    Loan and leases loss allowance $16,884
    Total loans and leases (domestic) $1,512,183
    All real estate loans $1,168,308
    Real estate loans in domestic offices $1,168,308
    Construction and development loans $115,248
    Residential 1-4 family construction $14,638
    Other construction, all land development and other land $100,610
    Loans secured by nonfarm nonresidential properties $360,228
    Nonfarm nonresidential secured by owner-occupied properties $114,781
    Commercial real estate & other non-farm, non-residential $245,447
    Multifamily residential real estate $68,870
    1-4 family residential loans $310,692
    Farmland loans $313,270
    Loans held in foreign offices $0
    Farm loans $108,872
    Commercial and industrial loans $137,788
    To non-U.S. addressees $0
    Loans to individuals $49,336
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $9,529
    Other loans to individuals $39,807
    All other loans & leases $47,879
    Loans to foreign governments and official institutions $0
    Other loans $10,818
    Loans to depository institutions and acceptances of other banks $793
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,179
    Non 1-4 family restructured loans & leases $2,923
    Total loans and leases (foreign) $0

    FIRST BANCORP had $1,495,299,000 of loans outstanding in 2018. $1,168,308,000 of loans were in real estate loans. $115,248,000 of loans were in development loans. $68,870,000 of loans were in multifamily mortgage loans. $310,692,000 of loans were in 1-4 family mortgage loans. $108,872,000 of loans were in farm loans. $0 of loans were in credit card loans. $9,529,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 569 $133,964 $235,438
    Nonfarm, nonresidential loans - <$100k 117 $4,918 $42,034
    Nonfarm, nonresidential loans - $100-250k 188 $24,306 $129,287
    Nonfarm, nonresidential loans - $250k-1MM 264 $104,740 $396,742
    Commercial & Industrial, US addressed loans - <$1MM 880 $55,258 $62,793
    Commercial & Industrial, US addressed loans - <$100k 617 $13,994 $22,681
    Commercial & Industrial, US addressed loans - $100-250k 150 $14,345 $95,633
    Commercial & Industrial, US addressed loans - $250k-1MM 113 $26,919 $238,221
    Farmland loans - <$1MM 693 $101,080 $145,859
    Farmland loans - <$100k 219 $10,593 $48,370
    Farmland loans - $100-250k 281 $36,252 $129,011
    Farmland loans - $250k-1MM 193 $54,235 $281,010
    Agriculture operations loans - <$1MM 841 $50,892 $60,514
    Agriculture operations loans - <$100k 603 $15,714 $26,060
    Agriculture operations loans - $100-250k 170 $18,631 $109,594
    Agriculture operations loans - $250k-1MM 68 $16,547 $243,338