Washington Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Washington averaged 6.94% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2026-10-29) was 7.4% and one month ago for the week of 2026-10-01, the average rate was 7.44%.

    Washington's average rate one year ago was 6.33%.

    For refis of the same type during the week of 2026-11-05, the average rate was 7.48%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2026-11-05 7.18%
    Washington 30 Year Fixed Rate 2026-11-05 6.94%
    Washington 30 Year Fixed Rate Refi 2026-11-05 7.48%
    Washington 15 Year Fixed Rate 2026-11-05 6.67%
    Washington 15 Year Fixed Rate Refi 2026-11-05 6.67%
    Washington 30 Year FHA 2026-11-05 7.13%
    Washington 30 Year FHA Refi 2026-11-05 6.83%
    Washington 30 Year USDA 2026-11-05 7.1%
    Washington 30 Year USDA Refi 2026-11-05 7.2%
    Washington 30 Year VA 2026-11-05 6.76%
    Washington 30 Year VA Refi 2026-11-05 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Washington, NC.

    Washington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Washington, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
    STATE EMPLOYEES' 57 5.73% $4,089
    QUICKEN LOANS, LLC 27 6.77% $6,845
    Southern Bank and Trust Company 15 6.68% $3,457
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 14 6.39% $9,002
    First-Citizens Bank & Trust Company 13 6.71% $5,280
    United Bank 12 6.76% $4,702
    First Bank 12 6.47% $3,956
    JPMorgan Chase Bank 11 6.37% $4,354
    Towne Bank 10 6.67% $7,946
    Alcova Mortgage LLC 9 6.44% $5,368
    NAVY FEDERAL CREDIT UNION 6 6.77% $3,773
    Truist 6 6.38% $5,911
    Integrity Home Mortgage Corp 5 6.95% $7,905
    WEYCO COMMUNITY CREDIT UNION 3 5.32% $7,321
    PENNYMAC LOAN SERVICES, LLC 3 7.33% $11,046
    CROSSCOUNTRY MORTGAGE, LLC 3 6.56% $6,633
    GUARANTEED RATE, INC. 3 6.76% $5,519
    T2 FINANCIAL LLC 3 6.83% $4,803
    UNITED WHOLESALE MORTGAGE, LLC 3 6.62% $9,468
    Mr. Cooper ( Nationstar Mortgage ) 3 7.04% $7,980
    Wells Fargo Bank 3 6.67% $3,637
    AMERISAVE MORTGAGE CORPORATION 2 5.94% $11,824
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.62% $4,882
    Bank of America 2 6.13% $7,156
    The Loan Store, Inc. 2 6.50% $6,714
    PNC Bank 2 6.88% $3,827
    COASTAL Federal Credit Union 2 6.31% $4,257
    Atlantic Coast Mortgage, LLC 2 6.63% $5,651
    NEWREZ LLC 2 7.37% $5,065
    CAPITAL CENTER, L.L.C. 2 6.88% $0
    USAA Federal Savings Bank 2 7.00% $3,924
    SeaTrust Mortgage Company 2 6.43% $3,414
    EQUITY RESOURCES, INC. 2 6.69% $6,210
    LOANDEPOT.COM, LLC 2 6.75% $6,627
    BETTER MORTGAGE CORPORATION 2 6.25% $3,581
    SUCCESS MORTGAGE PARTNERS, INC. 1 7.50% $6,137
    TD Bank 1 7.00% $6,823
    TIDEWATER MORTGAGE SERVICES, INC. 1 6.00% $6,754
    Vellum Mortgage, Inc. 1 6.50% $4,919
    Pinnacle Bank 1 6.63% $3,965
    American Security Mortgage Corp. 1 7.88% $4,496
    Atlantic Union Bank 1 6.49% $4,149
    Capital Bank 1 6.13% $3,961
    CHURCHILL MORTGAGE CORPORATION 1 6.88% $7,278
    Citadel Servicing Corporation 1 9.13% $5,960
    CORNERSTONE HOME LENDING, INC. 1 6.88% $4,281
    DEEPHAVEN MORTGAGE LLC 1 6.88% $8,424
    Equity Prime Mortgage LLC 1 6.88% $3,749
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.49% $7,492
    FIRST COMMUNITY MORTGAGE, INC. 1 6.88% $13,522
    First Heritage Mortgage, LLC 1 7.38% $16,739
    First National Bank of America 1 8.75% $10,338
    First National Bank of Pennsylvania 1 6.63% $3,982
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.38% $3,799
    GoPrime Mortgage, Inc. 1 6.13% $5,857
    GUILD MORTGAGE COMPANY 1 5.13% $4,697
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.00% $2,946
    INTERCOASTAL MORTGAGE COMPANY 1 6.13% $4,474
    MORTGAGE INVESTORS GROUP, INC. 1 6.63% $4,539
    Mortgage Research Center, LLC 1 5.99% $4,193
    MOVEMENT MORTGAGE, LLC 1 7.38% $6,562
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $4,867
    NexBank 1 7.63% $8,518
    NFM, INC. 1 6.99% $6,893
    North State Bank 1 6.13% $2,612
    AgCarolina Farm Credit, FLCA 1 7.82% $7,121
    PLANET HOME LENDING, LLC 1 6.99% $10,482
    Presidential Bank, FSB 1 7.25% $5,401
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.88% $3,324
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.50% $9,777
    Regions Bank 1 5.50% $6,244
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 7.49% $2,237
    SOUTHERN TRUST MORTGAGE, LLC 1 7.25% $10,710
    STAR USA FEDERAL CREDIT UNION 1 6.25% $4,723

    Washington Average Closing Costs & Other Stats

    Washington, NC's 74 lenders originated 906 loans during 2025. The total origination value was $198,410,000, with an average loan value of $218,996.

    Washington's average closing costs are $4,786.

    The top Washington lender as defined by loan originations is STATE EMPLOYEES', with 57 loans originated. Their average total fees are $4,089, which is $2,756 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Washington lenders (with over 10 loans originated) are Southern Bank and Trust Company ($3,457), First Bank ($3,956), STATE EMPLOYEES' ($4,089), JPMorgan Chase Bank ($4,354) and United Bank ($4,702).

    The lowest rate Washington lenders (with over 10 loans originated) are STATE EMPLOYEES' (5.73%), JPMorgan Chase Bank (6.37%), ATLANTIC BAY MORTGAGE GROUP, L.L.C. (6.39%), First Bank (6.47%) and Towne Bank (6.67%).

    Washington, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
    STATE EMPLOYEES' $23,735,000 $25,820,000 8.8% 13.0%
    Southern Bank and Trust Company $20,675,000 $22,570,000 9.2% 11.4%
    First Bank $6,180,000 $11,870,000 92.1% 6.0%
    QUICKEN LOANS, LLC $12,055,000 $11,670,000 -3.2% 5.9%
    First-Citizens Bank & Trust Company $5,055,000 $7,560,000 49.6% 3.8%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $5,525,000 $6,250,000 13.1% 3.2%
    Alcova Mortgage LLC $3,765,000 $6,195,000 64.5% 3.1%
    NAVY FEDERAL CREDIT UNION $4,485,000 $5,890,000 31.3% 3.0%
    Towne Bank $5,605,000 $5,790,000 3.3% 2.9%
    United Bank $4,090,000 $5,470,000 33.7% 2.8%
    UNITED WHOLESALE MORTGAGE, LLC $5,365,000 $5,175,000 -3.5% 2.6%
    Mortgage Research Center, LLC $4,325,000 $4,865,000 12.5% 2.5%
    CROSSCOUNTRY MORTGAGE, LLC $3,000,000 $4,670,000 55.7% 2.4%
    Truist $4,990,000 $4,110,000 -17.6% 2.1%
    First National Bank of Pennsylvania $5,085,000 $3,985,000 -21.6% 2.0%
    PENNYMAC LOAN SERVICES, LLC $1,160,000 $3,285,000 183.2% 1.7%
    Integrity Home Mortgage Corp $1,910,000 $2,625,000 37.4% 1.3%
    JPMorgan Chase Bank $1,430,000 $2,160,000 51.0% 1.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,135,000 $1,955,000 72.2% 1.0%
    WEYCO COMMUNITY CREDIT UNION $1,965,000 $1,955,000 -0.5% 1.0%
    MOVEMENT MORTGAGE, LLC $2,030,000 $1,810,000 -10.8% 0.9%
    Bank of America $1,580,000 $1,505,000 -4.7% 0.8%
    Equity Prime Mortgage LLC $735,000 $1,465,000 99.3% 0.7%
    GUARANTEED RATE, INC. $810,000 $1,415,000 74.7% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $635,000 $1,355,000 113.4% 0.7%
    FREEDOM MORTGAGE CORPORATION $1,975,000 $1,325,000 -32.9% 0.7%
    LOANDEPOT.COM, LLC $1,505,000 $1,290,000 -14.3% 0.7%
    Wells Fargo Bank $1,490,000 $1,255,000 -15.8% 0.6%
    AMERISAVE MORTGAGE CORPORATION $340,000 $1,240,000 264.7% 0.6%
    T2 FINANCIAL LLC $1,195,000 n/a 0.6%
    First Carolina Bank $1,125,000 n/a 0.6%
    BETTER MORTGAGE CORPORATION $1,080,000 n/a 0.5%
    COASTAL Federal Credit Union $650,000 $995,000 53.1% 0.5%
    RELIANCE FIRST CAPITAL, LLC $580,000 $915,000 57.8% 0.5%
    First Heritage Mortgage, LLC $815,000 n/a 0.4%
    CAPITAL CENTER, L.L.C. $805,000 n/a 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $265,000 $780,000 194.3% 0.4%
    DEEPHAVEN MORTGAGE LLC $765,000 n/a 0.4%
    SeaTrust Mortgage Company $755,000 n/a 0.4%
    NEWREZ LLC $1,105,000 $735,000 -33.5% 0.4%
    The Loan Store, Inc. $720,000 n/a 0.4%
    CORNERSTONE HOME LENDING, INC. $290,000 $650,000 124.1% 0.3%
    GUILD MORTGAGE COMPANY $615,000 n/a 0.3%
    EVERETT FINANCIAL, INC. $570,000 $585,000 2.6% 0.3%
    LENDINGHOME FUNDING CORPORATION $710,000 $585,000 -17.6% 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $565,000 n/a 0.3%
    PHH Mortgage Corporation $555,000 n/a 0.3%
    PNC Bank $1,005,000 $550,000 -45.3% 0.3%
    Vellum Mortgage, Inc. $545,000 n/a 0.3%
    USAA Federal Savings Bank $1,400,000 $535,000 -61.8% 0.3%
    Pinnacle Bank $85,000 $505,000 494.1% 0.3%
    Atlantic Coast Mortgage, LLC $490,000 n/a 0.2%
    Presidential Bank, FSB $480,000 n/a 0.2%
    PLANET HOME LENDING, LLC $475,000 n/a 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $165,000 $470,000 184.8% 0.2%
    TD Bank $55,000 $465,000 745.5% 0.2%
    AgCarolina Farm Credit, FLCA $1,000,000 $440,000 -56.0% 0.2%
    AmeriHome Mortgage Company, LLC $440,000 n/a 0.2%
    EQUITY RESOURCES, INC. $145,000 $440,000 203.4% 0.2%
    LONGBRIDGE FINANCIAL, LLC $440,000 n/a 0.2%
    American Security Mortgage Corp. $395,000 $435,000 10.1% 0.2%
    North State Bank $425,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $425,000 n/a 0.2%
    STAR USA FEDERAL CREDIT UNION $405,000 n/a 0.2%
    INTERCOASTAL MORTGAGE COMPANY $765,000 $400,000 -47.7% 0.2%
    HOMESTEAD FUNDING CORP. $395,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $385,000 n/a 0.2%
    NexBank $385,000 n/a 0.2%
    SOUTHERN TRUST MORTGAGE, LLC $385,000 n/a 0.2%
    TIDEWATER MORTGAGE SERVICES, INC. $350,000 n/a 0.2%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $1,485,000 $325,000 -78.1% 0.2%
    MLD MORTGAGE INC. $325,000 n/a 0.2%
    CSL Financial, LLC $210,000 $320,000 52.4% 0.2%
    UNION HOME MORTGAGE CORP. $405,000 $320,000 -21.0% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $345,000 $315,000 -8.7% 0.2%
    Capital Bank $315,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $460,000 $305,000 -33.7% 0.2%
    Beeline Loans, Inc. $305,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $530,000 $295,000 -44.3% 0.1%
    VILLAGE CAPITAL MORTGAGE $605,000 $295,000 -51.2% 0.1%
    Loan Simple, Inc. $285,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $1,020,000 $265,000 -74.0% 0.1%
    CALCON MUTUAL MORTGAGE LLC $155,000 $265,000 71.0% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $255,000 n/a 0.1%
    Truliant Federal Credit Union $875,000 $255,000 -70.9% 0.1%
    United Community Bank $500,000 $255,000 -49.0% 0.1%
    Figure Lending LLC $140,000 $250,000 78.6% 0.1%
    Third Federal Savings and Loan Association of Cleveland $135,000 $250,000 85.2% 0.1%
    Paramount Residential Mortgage Group, Inc. $245,000 n/a 0.1%
    SPRING EQ, LLC $230,000 n/a 0.1%
    Corporate Investors Mortgage Group, Inc. $225,000 n/a 0.1%
    EMM LOANS LLC $225,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $225,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $215,000 n/a 0.1%
    First National Bank of America $215,000 n/a 0.1%
    Atlantic Union Bank $205,000 n/a 0.1%
    Citizens Bank $205,000 $205,000 0.0% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $365,000 $205,000 -43.8% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $205,000 n/a 0.1%
    HOWARD HANNA FINANCIAL SERVICES, INC. $275,000 $195,000 -29.1% 0.1%
    NFM, INC. $195,000 n/a 0.1%
    Fifth Third Bank $355,000 $175,000 -50.7% 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $175,000 n/a 0.1%
    GoPrime Mortgage, Inc. $215,000 $175,000 -18.6% 0.1%
    MILEND, INC. $465,000 $165,000 -64.5% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $260,000 $165,000 -36.5% 0.1%
    The Huntington National Bank $160,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $155,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $155,000 n/a 0.1%
    Regions Bank $535,000 $155,000 -71.0% 0.1%
    Stifel Bank and Trust $155,000 n/a 0.1%
    Deere Employees Credit Union $145,000 n/a 0.1%
    NEXERA HOLDING LLC $145,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $640,000 $145,000 -77.3% 0.1%
    ZILLOW HOME LOANS, LLC $145,000 n/a 0.1%
    Advisors Mortgage Group, L.L.C. $125,000 n/a 0.1%
    CORNING $65,000 $125,000 92.3% 0.1%
    Encompass Lending Group, LP $125,000 n/a 0.1%
    Ameris Bank $115,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $705,000 $115,000 -83.7% 0.1%
    Citadel Servicing Corporation $105,000 n/a 0.1%
    Coastal Community Bank $140,000 $85,000 -39.3% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $85,000 $85,000 0.0% 0.0%
    HomeTrust Bank $85,000 $85,000 0.0% 0.0%
    MORTGAGE INVESTORS GROUP, INC. $295,000 $75,000 -74.6% 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $390,000 $75,000 -80.8% 0.0%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $355,000 $65,000 -81.7% 0.0%
    AMERICAN FINANCING CORPORATION $55,000 n/a 0.0%
    Carrington Mortgage Services, LLC $55,000 n/a 0.0%
    QUORUM FEDERAL CREDIT UNION $175,000 $55,000 -68.6% 0.0%
    LOANPAL, LLC $45,000 n/a 0.0%
    KINECTA $25,000 n/a 0.0%

    Washington's top lender by overall market share is STATE EMPLOYEES', with 13.0% market share. In second place, with 11.4%, is Southern Bank and Trust Company, having originated $22,570,000 in loans. In third place, with 6.0%, is First Bank, having originated $11,870,000 in loans. In fourth place, with 5.9%, is QUICKEN LOANS, LLC, having originated $11,670,000 in loans. In fifth place, with 3.8%, is First-Citizens Bank & Trust Company, having originated $7,560,000 in loans.

    Washington Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Washington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $238,750 (19.4%) $260,876 (7.2%) 0.00 317
    2018-02-01 $241,800 (10.2%) $260,749 (2.6%) 0.00 312
    2018-03-01 $249,900 (1.3%) $263,230 (-0.7%) 0.00 312
    2018-04-01 $249,900 (-3.5%) $266,120 (-3.1%) 0.00 335
    2018-05-01 $256,950 (-4.2%) $271,863 (-3.4%) 0.00 347
    2018-06-01 $249,900 (-9.1%) $278,904 (-3.4%) 0.00 333
    2018-07-01 $252,400 (-7.7%) $288,110 (-0.6%) 0.00 326
    2018-08-01 $249,900 (-2.7%) $290,313 (3.0%) 0.00 311
    2018-09-01 $248,450 (-0.6%) $286,107 (3.3%) 0.00 307
    2018-10-01 $245,000 (-1.6%) $281,816 (4.7%) 0.00 292
    2018-11-01 $243,700 (-2.4%) $280,461 (3.6%) 0.00 290
    2018-12-01 $245,000 (1.0%) $281,559 (6.7%) 0.00 274
    2019-01-01 $243,650 (2.1%) $280,720 (7.6%) 0.00 260
    2019-02-01 $249,900 (3.4%) $289,286 (10.9%) 0.00 257
    2019-03-01 $261,164 (4.5%) $296,656 (12.7%) 0.00 261
    2019-04-01 $264,664 (5.9%) $304,056 (14.3%) 0.00 264
    2019-05-01 $273,675 (6.5%) $309,234 (13.8%) 0.00 271
    2019-06-01 $274,900 (10.0%) $307,641 (10.3%) 0.00 282
    2019-07-01 $275,000 (9.0%) $312,093 (8.3%) 0.00 278
    2019-08-01 $281,209 (12.5%) $320,331 (10.3%) 0.00 262
    2019-09-01 $283,173 (14.0%) $326,608 (14.2%) 0.00 251
    2019-10-01 $284,482 (16.1%) $326,354 (15.8%) 0.00 237
    2019-11-01 $269,900 (10.8%) $311,402 (11.0%) 0.00 233
    2019-12-01 $266,000 (8.6%) $309,519 (9.9%) 0.00 231
    2020-01-01 $259,650 (6.6%) $301,137 (7.3%) 0.00 223
    2020-02-01 $259,900 (4.0%) $302,889 (4.7%) 0.00 217
    2020-03-01 $259,450 (-0.7%) $297,152 (0.2%) 0.00 219
    2020-04-01 $254,725 (-3.8%) $295,058 (-3.0%) 0.00 216
    2020-05-01 $259,200 (-5.3%) $296,387 (-4.2%) 0.00 196
    2020-06-01 $261,250 (-5.0%) $303,696 (-1.3%) 0.00 177
    2020-07-01 $259,975 (-5.5%) $310,099 (-0.6%) 0.00 161
    2020-08-01 $249,900 (-11.1%) $307,982 (-3.9%) 0.00 153
    2020-09-01 $274,825 (-3.0%) $315,722 (-3.3%) 0.00 139
    2020-10-01 $255,000 (-10.4%) $309,174 (-5.3%) 0.00 119
    2020-11-01 $252,500 (-6.5%) $306,632 (-1.5%) 0.00 108
    2020-12-01 $280,625 (5.5%) $354,729 (14.6%) 0.00 96
    2021-01-01 $293,000 (12.8%) $376,303 (25.0%) 0.00 89
    2021-02-01 $294,000 (13.1%) $380,381 (25.6%) 0.00 71
    2021-03-01 $296,392 (14.2%) $370,455 (24.7%) 0.00 69
    2021-04-01 $306,033 (20.1%) $382,824 (29.8%) 0.00 64
    2021-05-01 $324,950 (25.4%) $388,953 (31.2%) 0.00 61
    2021-06-01 $340,950 (30.5%) $396,347 (30.5%) 0.00 57
    2021-07-01 $299,000 (15.0%) $366,668 (18.2%) 0.00 65
    2021-08-01 $318,000 (27.3%) $382,555 (24.2%) 0.00 68
    2021-09-01 $256,200 (-6.8%) $335,883 (6.4%) 0.00 76
    2021-10-01 $269,900 (5.8%) $354,688 (14.7%) 0.00 72
    2021-11-01 $274,900 (8.9%) $335,172 (9.3%) 0.00 61
    2021-12-01 $289,450 (3.1%) $340,700 (-4.0%) 0.00 61
    2022-01-01 $259,450 (-11.5%) $335,970 (-10.7%) 0.00 60
    2022-02-01 $262,400 (-10.8%) $327,681 (-13.9%) 0.00 53
    2022-03-01 $282,500 (-4.7%) $317,007 (-14.4%) 0.00 47
    2022-04-01 $322,000 (5.2%) $373,522 (-2.4%) 0.00 53
    2022-05-01 $312,000 (-4.0%) $365,549 (-6.0%) 0.00 61
    2022-06-01 $322,225 (-5.5%) $384,631 (-3.0%) 0.00 75
    2022-07-01 $311,500 (4.2%) $382,100 (4.2%) 0.00 87
    2022-08-01 $311,225 (-2.1%) $383,016 (0.1%) 0.00 89
    2022-09-01 $288,500 (12.6%) $351,724 (4.7%) 0.00 82
    2022-10-01 $312,000 (15.6%) $396,220 (11.7%) 0.00 86
    2022-11-01 $306,000 (11.3%) $384,382 (14.7%) 0.00 95
    2022-12-01 $310,745 (7.4%) $384,876 (13.0%) 0.00 78
    2023-01-01 $299,360 (15.4%) $363,931 (8.3%) 0.00 75
    2023-02-01 $309,975 (18.1%) $378,976 (15.7%) 0.00 60
    2023-03-01 $333,225 (18.0%) $423,838 (33.7%) 0.00 62
    2023-04-01 $329,900 (2.5%) $434,870 (16.4%) 0.00 61
    2023-05-01 $340,445 (9.1%) $481,858 (31.8%) 0.00 76
    2023-06-01 $327,993 (1.8%) $487,077 (26.6%) 0.00 91
    2023-07-01 $339,000 (8.8%) $472,438 (23.6%) 0.00 95
    2023-08-01 $335,623 (7.8%) $475,309 (24.1%) 0.00 87
    2023-09-01 $349,945 (21.3%) $479,253 (36.3%) 0.00 72
    2023-10-01 $375,000 (20.2%) $485,497 (22.5%) 0.00 76
    2023-11-01 $372,450 (21.7%) $447,440 (16.4%) 0.00 80
    2023-12-01 $375,000 (20.7%) $445,665 (15.8%) 0.00 73
    2024-01-01 $389,500 (30.1%) $427,881 (17.6%) 0.00 78
    2024-02-01 $373,725 (20.6%) $422,708 (11.5%) 0.00 94
    2024-03-01 $399,500 (19.9%) $426,716 (0.7%) 0.00 105
    2024-04-01 $442,425 (34.1%) $476,305 (9.5%) 0.00 92
    2024-05-01 $414,000 (21.6%) $470,209 (-2.4%) 0.00 105
    2024-06-01 $387,250 (18.1%) $449,320 (-7.8%) 0.00 129
    2024-07-01 $396,000 (16.8%) $455,430 (-3.6%) 0.00 113
    2024-08-01 $377,750 (12.6%) $459,181 (-3.4%) 0.00 119
    2024-09-01 $373,925 (6.9%) $436,514 (-8.9%) 0.00 130
    2024-10-01 $364,975 (-2.7%) $420,505 (-13.4%) 0.00 134
    2024-11-01 $370,000 (-0.7%) $408,031 (-8.8%) 0.00 154
    2024-12-01 $369,950 (-1.4%) $414,791 (-6.9%) 0.00 151
    2025-01-01 $384,950 (-1.2%) $429,547 (0.4%) 0.00 145
    2025-02-01 $379,575 (1.6%) $436,406 (3.2%) 0.00 145
    2025-03-01 $409,400 (2.5%) $460,857 (8.0%) 0.00 145
    2025-04-01 $419,550 (-5.2%) $472,103 (-0.9%) 0.00 169
    2025-05-01 $399,950 (-3.4%) $461,692 (-1.8%) 0.00 193
    2025-06-01 $437,500 (13.0%) $474,223 (5.5%) 0.00 205
    2025-07-01 $439,500 (11.0%) $474,022 (4.1%) 0.00 200
    2025-08-01 $400,950 (6.1%) $460,617 (0.3%) 0.00 193
    2025-09-01 $432,450 (15.7%) $554,107 (26.9%) 0.00 194
    2025-10-01 $424,450 (16.3%) $535,016 (27.2%) 0.00 196
    2025-11-01 $425,000 (14.9%) $547,736 (34.2%) 0.00 187
    2025-12-01 $435,000 (17.6%) $575,175 (38.7%) 0.00 176
    2026-01-01 $430,000 (11.7%) $587,019 (36.7%) 0.00 150
    2026-02-01 $449,175 (18.3%) $606,852 (39.1%) 0.00 143
    2026-03-01 $454,650 (11.1%) $628,436 (36.4%) 0.00 152
    2026-04-01 $449,975 (7.3%) $627,025 (32.8%) 0.00 158
    2026-05-01 $450,000 (12.5%) $617,773 (33.8%) 0.00 161
    2026-06-01 $438,975 (0.3%) $506,724 (6.9%) 0.00 179
    2026-07-01 $395,750 (-10.0%) $487,027 (2.7%) 0.00 183
    2026-08-01 $375,000 (-6.5%) $470,282 (2.1%) 0.00 174
    2026-09-01 $400,500 (-7.4%) $487,862 (-12.0%) 0.00 177
    2026-10-01 $382,500 (-9.9%) $455,151 (-14.9%) 0.00 185
    Washington's median listing price for 2026-10-01 was $382,500, a difference of $-41,950 (-9.9%) versus the prior year and $-18,000 versus the prior month.

    Washington's median listing price comes in at 0% of the national average.

    Washington's average listing price for 2026-10-01 was $455,151, a difference of $-79,865 (-14.9%) versus the prior year and $-32,711 versus the prior month.

    For the 2026-10-01 period, Washington had 185 MLS listings, a difference of 8 listings (5%) versus the prior month and -11 listings (-6%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Washington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,052 sqft
    2018-02-01 0 days 2,060 sqft
    2018-03-01 0 days 2,021 sqft
    2018-04-01 0 days 2,004 sqft
    2018-05-01 0 days 2,050 sqft
    2018-06-01 0 days 2,000 sqft
    2018-07-01 0 days 2,050 sqft
    2018-08-01 0 days 2,061 sqft
    2018-09-01 0 days 2,000 sqft
    2018-10-01 0 days 1,975 sqft
    2018-11-01 0 days 1,960 sqft
    2018-12-01 0 days 1,950 sqft
    2019-01-01 0 days 1,948 sqft
    2019-02-01 0 days 1,948 sqft
    2019-03-01 0 days 1,984 sqft
    2019-04-01 0 days 2,030 sqft
    2019-05-01 0 days 1,994 sqft
    2019-06-01 0 days 2,051 sqft
    2019-07-01 0 days 2,048 sqft
    2019-08-01 0 days 2,087 sqft
    2019-09-01 0 days 2,121 sqft
    2019-10-01 0 days 2,144 sqft
    2019-11-01 0 days 2,036 sqft
    2019-12-01 0 days 2,033 sqft
    2020-01-01 0 days 2,006 sqft
    2020-02-01 0 days 2,012 sqft
    2020-03-01 0 days 2,044 sqft
    2020-04-01 0 days 2,024 sqft
    2020-05-01 0 days 2,077 sqft
    2020-06-01 0 days 2,077 sqft
    2020-07-01 0 days 2,083 sqft
    2020-08-01 0 days 2,050 sqft
    2020-09-01 0 days 2,091 sqft
    2020-10-01 0 days 2,100 sqft
    2020-11-01 0 days 1,996 sqft
    2020-12-01 0 days 2,105 sqft
    2021-01-01 0 days 2,180 sqft
    2021-02-01 0 days 2,138 sqft
    2021-03-01 0 days 2,030 sqft
    2021-04-01 0 days 2,140 sqft
    2021-05-01 0 days 2,111 sqft
    2021-06-01 0 days 1,983 sqft
    2021-07-01 0 days 1,908 sqft
    2021-08-01 0 days 2,005 sqft
    2021-09-01 0 days 1,899 sqft
    2021-10-01 0 days 1,977 sqft
    2021-11-01 0 days 2,000 sqft
    2021-12-01 0 days 2,044 sqft
    2022-01-01 0 days 1,850 sqft
    2022-02-01 0 days 1,776 sqft
    2022-03-01 0 days 1,844 sqft
    2022-04-01 0 days 1,850 sqft
    2022-05-01 0 days 1,869 sqft
    2022-06-01 0 days 1,866 sqft
    2022-07-01 0 days 1,785 sqft
    2022-08-01 0 days 1,792 sqft
    2022-09-01 0 days 1,732 sqft
    2022-10-01 0 days 1,787 sqft
    2022-11-01 0 days 1,929 sqft
    2022-12-01 0 days 2,026 sqft
    2023-01-01 0 days 1,869 sqft
    2023-02-01 0 days 2,020 sqft
    2023-03-01 0 days 2,021 sqft
    2023-04-01 0 days 2,027 sqft
    2023-05-01 0 days 2,055 sqft
    2023-06-01 0 days 2,134 sqft
    2023-07-01 0 days 2,030 sqft
    2023-08-01 0 days 2,076 sqft
    2023-09-01 0 days 2,120 sqft
    2023-10-01 0 days 2,117 sqft
    2023-11-01 0 days 2,036 sqft
    2023-12-01 0 days 1,997 sqft
    2024-01-01 0 days 1,842 sqft
    2024-02-01 0 days 1,871 sqft
    2024-03-01 0 days 1,963 sqft
    2024-04-01 0 days 1,966 sqft
    2024-05-01 0 days 1,952 sqft
    2024-06-01 0 days 1,872 sqft
    2024-07-01 0 days 1,852 sqft
    2024-08-01 0 days 1,851 sqft
    2024-09-01 0 days 1,843 sqft
    2024-10-01 0 days 1,835 sqft
    2024-11-01 0 days 1,833 sqft
    2024-12-01 0 days 1,843 sqft
    2025-01-01 0 days 1,875 sqft
    2025-02-01 0 days 1,829 sqft
    2025-03-01 0 days 1,824 sqft
    2025-04-01 0 days 1,865 sqft
    2025-05-01 0 days 1,911 sqft
    2025-06-01 0 days 1,958 sqft
    2025-07-01 0 days 1,917 sqft
    2025-08-01 0 days 1,863 sqft
    2025-09-01 0 days 1,871 sqft
    2025-10-01 0 days 1,855 sqft
    2025-11-01 0 days 1,858 sqft
    2025-12-01 0 days 1,959 sqft
    2026-01-01 0 days 1,966 sqft
    2026-02-01 0 days 2,029 sqft
    2026-03-01 0 days 2,045 sqft
    2026-04-01 0 days 2,036 sqft
    2026-05-01 0 days 2,053 sqft
    2026-06-01 0 days 2,071 sqft
    2026-07-01 0 days 2,061 sqft
    2026-08-01 0 days 2,060 sqft
    2026-09-01 0 days 2,111 sqft
    2026-10-01 0 days 2,060 sqft
    Washington's median listing age (time on market) for 2026-10-01 was 0 days.

    Washington's median square footage for active listings during the 2026-10-01 period was 2,060 sqft. One year prior, the average listing was 1,855 sqft.

    Washington, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 442 $123,360,000 $279,095
    Refi 134 $27,550,000 $205,597
    Cash Out Refi 129 $25,455,000 $197,326
    Other 101 $12,435,000 $123,119
    Home Improvement 100 $9,610,000 $96,100

    Washington's most frequently cited loan purpose was Home Purchase, with 442 originations. The 2nd most popular reason was Refi, with 134 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 436 $100,420,000 $230,321
    5-6% 194 $49,150,000 $253,351
    7-8% 163 $34,395,000 $211,012
    Over 8% 89 $9,355,000 $105,112
    4-5% 15 $3,835,000 $255,667
    <2.5% 8 $130,000 $16,250

    During 2025, Washington's most frequently originated rate bucket was 6-7%, with 436 originations.

    Loan Sizing (Washington, NC MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 314 $85,720,000 $272,994
    $100k-200k 274 $39,490,000 $144,124
    $100,000 or less 208 $12,210,000 $58,702
    $400k-600k 85 $40,825,000 $480,294
    $600k-1000k 22 $15,770,000 $716,818
    $Over $1MM 3 $4,395,000 $1,465,000

    Washington's loan sizing saw the bucket of loans from $200k-400k with 314 originations, totaling $85,720,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 325 $90,115,000 $277,277
    60-80% 215 $61,805,000 $287,465
    20-40% 145 $15,585,000 $107,483
    Under 20% 115 $7,145,000 $62,130
    40-60% 81 $16,205,000 $200,062
    Over 100% 11 $2,645,000 $240,455

    Washington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 325 originations, totaling $90,115,000 in origination value.