Washington Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Washington averaged 6.61% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.83% and one month ago for the week of 2025-03-06, the average rate was 6.82%.

    Washington's average rate one year ago was 6.81%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Washington 30 Year Fixed Rate 2025-04-10 6.61%
    Washington 30 Year Fixed Rate Refi 2025-04-10 6.62%
    Washington 15 Year Fixed Rate 2025-04-10 5.92%
    Washington 15 Year Fixed Rate Refi 2025-04-10 6.22%
    Washington 30 Year FHA 2025-04-10 6.43%
    Washington 30 Year FHA Refi 2025-04-10 6.63%
    Washington 30 Year USDA 2025-04-10 6.45%
    Washington 30 Year USDA Refi 2025-04-10 6.65%
    Washington 30 Year VA 2025-04-10 6.49%
    Washington 30 Year VA Refi 2025-04-10 6.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Washington, NC.

    Washington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Washington, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    STATE EMPLOYEES' 61 6.27% $4,022
    QUICKEN LOANS, LLC 22 6.79% $6,925
    Southern Bank and Trust Company 15 6.93% $2,367
    Towne Bank 11 7.04% $5,321
    Truist 11 6.67% $5,048
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 11 7.08% $5,970
    AFFORDABLE MORTGAGE ADVISORS, LLC. 9 6.79% $8,049
    United Bank 8 6.55% $4,450
    DHI MORTGAGE COMPANY, LTD. 7 5.87% $2,238
    First-Citizens Bank & Trust Company 7 6.73% $6,855
    WEYCO COMMUNITY CREDIT UNION 6 5.80% $5,836
    Alcova Mortgage LLC 6 7.22% $2,318
    First Bank 6 6.56% $4,216
    First National Bank of Pennsylvania 6 6.83% $3,471
    Wells Fargo Bank 6 6.63% $5,538
    JPMorgan Chase Bank 5 6.58% $4,382
    CROSSCOUNTRY MORTGAGE, LLC 4 7.14% $8,917
    UNITED WHOLESALE MORTGAGE, LLC 4 7.15% $8,006
    NAVY FEDERAL CREDIT UNION 3 6.88% $4,537
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 3 8.30% $3,958
    BROKER SOLUTIONS, INC. 3 7.08% $7,044
    Integrity Home Mortgage Corp 3 6.83% $7,907
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.91% $7,290
    Bank of America 3 5.96% $4,350
    MOVEMENT MORTGAGE, LLC 2 7.06% $4,389
    GUARANTEED RATE, INC. 2 6.94% $5,101
    Prosperity Home Mortgage, LLC 2 6.56% $6,106
    INTERCOASTAL MORTGAGE COMPANY 2 6.56% $5,355
    USAA Federal Savings Bank 2 6.63% $7,673
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.81% $3,529
    American Security Mortgage Corp. 2 6.75% $5,249
    EVERETT FINANCIAL, INC. 2 7.06% $9,919
    Advance Financial Group, LLC 2 7.06% $8,468
    PLAZA HOME MORTGAGE, INC. 1 6.63% $6,160
    PNC Bank 1 6.00% $8,031
    RAPID MORTGAGE COMPANY 1 6.75% $5,043
    RELIANCE FIRST CAPITAL, LLC 1 6.63% $6,085
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.13% $2,085
    AMERICAN FINANCIAL NETWORK, INC. 1 7.00% $9,458
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.50% $5,179
    Ally Bank 1 6.63% $2,641
    AgCarolina Farm Credit, FLCA 1 7.48% $11,594
    UBS Bank USA 1 6.50% $4,221
    UNION HOME MORTGAGE CORP. 1 6.13% $6,464
    ADVANCIAL 1 7.38% $13,583
    United Community Bank 1 6.63% $4,005
    UNITED MORTGAGE CORP 1 7.63% $7,722
    U.S. Bank 1 8.50% $4,715
    Charles Schwab Bank, SSB 1 6.25% $4,210
    Citibank 1 6.13% $6,373
    COASTAL Federal Credit Union 1 7.50% $4,744
    Century Mortgage Company DBA Century Lending Company 1 7.13% $0
    EQUITY RESOURCES, INC. 1 6.25% $3,251
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.63% $6,854
    Fifth Third Bank 1 6.99% $2,646
    First Horizon Bank 1 6.88% $3,996
    GENEVA FINANCIAL, LLC 1 7.63% $9,002
    HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.74% $3,939
    Kwik Mortgage Corporation 1 6.63% $2,762
    LOANDEPOT.COM, LLC 1 5.99% $15,159
    Morgan Stanley Private Bank 1 6.70% $3,510
    Mortgage Research Center, LLC 1 6.99% $9,065
    Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $5,310
    M&T Bank 1 7.63% $3,302
    NBKC BANK 1 5.88% $5,628
    NEWREZ LLC 1 6.63% $11,252
    OCMBC, INC. 1 7.13% $12,477
    PENNYMAC LOAN SERVICES, LLC 1 6.62% $8,776

    Washington Average Closing Costs & Other Stats

    Washington, NC's 68 lenders originated 839 loans during 2024. The total origination value was $180,355,000, with an average loan value of $214,964.

    Washington's average closing costs are $4,607.

    The top Washington lender as defined by loan originations is STATE EMPLOYEES', with 61 loans originated. Their average total fees are $4,022, which is $2,903 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Washington lenders (with over 10 loans originated) are Southern Bank and Trust Company ($2,367), STATE EMPLOYEES' ($4,022), Truist ($5,048), Towne Bank ($5,321) and ATLANTIC BAY MORTGAGE GROUP, L.L.C. ($5,970).

    The lowest rate Washington lenders (with over 10 loans originated) are STATE EMPLOYEES' (6.27%), Truist (6.67%), QUICKEN LOANS, LLC (6.79%), Southern Bank and Trust Company (6.93%) and Towne Bank (7.04%).

    Washington, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    STATE EMPLOYEES' $20,570,000 $23,735,000 15.4% 13.2%
    Southern Bank and Trust Company $19,300,000 $20,675,000 7.1% 11.5%
    QUICKEN LOANS, LLC $7,010,000 $12,055,000 72.0% 6.7%
    First Bank $11,580,000 $6,180,000 -46.6% 3.4%
    Towne Bank $4,630,000 $5,605,000 21.1% 3.1%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $4,715,000 $5,525,000 17.2% 3.1%
    UNITED WHOLESALE MORTGAGE, LLC $2,705,000 $5,365,000 98.3% 3.0%
    First National Bank of Pennsylvania $2,965,000 $5,085,000 71.5% 2.8%
    First-Citizens Bank & Trust Company $4,615,000 $5,055,000 9.5% 2.8%
    Truist $6,425,000 $4,990,000 -22.3% 2.8%
    NAVY FEDERAL CREDIT UNION $2,635,000 $4,485,000 70.2% 2.5%
    Mortgage Research Center, LLC $5,520,000 $4,325,000 -21.6% 2.4%
    United Bank $7,610,000 $4,090,000 -46.3% 2.3%
    Alcova Mortgage LLC $2,105,000 $3,765,000 78.9% 2.1%
    DHI MORTGAGE COMPANY, LTD. $7,900,000 $3,215,000 -59.3% 1.8%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $3,135,000 n/a 1.7%
    CROSSCOUNTRY MORTGAGE, LLC $365,000 $3,000,000 721.9% 1.7%
    MOVEMENT MORTGAGE, LLC $2,990,000 $2,030,000 -32.1% 1.1%
    FREEDOM MORTGAGE CORPORATION $250,000 $1,975,000 690.0% 1.1%
    WEYCO COMMUNITY CREDIT UNION $725,000 $1,965,000 171.0% 1.1%
    Integrity Home Mortgage Corp $420,000 $1,910,000 354.8% 1.1%
    Bank of America $1,270,000 $1,580,000 24.4% 0.9%
    FIRST TECHNOLOGY $1,525,000 n/a 0.8%
    LOANDEPOT.COM, LLC $1,440,000 $1,505,000 4.5% 0.8%
    Wells Fargo Bank $805,000 $1,490,000 85.1% 0.8%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $3,250,000 $1,485,000 -54.3% 0.8%
    JPMorgan Chase Bank $85,000 $1,430,000 1,582.4% 0.8%
    USAA Federal Savings Bank $515,000 $1,400,000 171.8% 0.8%
    Citibank $1,245,000 n/a 0.7%
    PENNYMAC LOAN SERVICES, LLC $2,245,000 $1,160,000 -48.3% 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,105,000 $1,135,000 -46.1% 0.6%
    NEWREZ LLC $185,000 $1,105,000 497.3% 0.6%
    BROKER SOLUTIONS, INC. $635,000 $1,020,000 60.6% 0.6%
    PNC Bank $855,000 $1,005,000 17.5% 0.6%
    AgCarolina Farm Credit, FLCA $105,000 $1,000,000 852.4% 0.6%
    Truliant Federal Credit Union $35,000 $875,000 2,400.0% 0.5%
    GUARANTEED RATE, INC. $1,745,000 $810,000 -53.6% 0.4%
    INTERCOASTAL MORTGAGE COMPANY $400,000 $765,000 91.3% 0.4%
    Equity Prime Mortgage LLC $735,000 n/a 0.4%
    LENDINGHOME FUNDING CORPORATION $710,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $1,630,000 $705,000 -56.7% 0.4%
    The Central Trust Bank $685,000 n/a 0.4%
    Hometown Equity Mortgage, LLC $675,000 n/a 0.4%
    Advance Financial Group, LLC $660,000 n/a 0.4%
    COASTAL Federal Credit Union $550,000 $650,000 18.2% 0.4%
    PENTAGON FEDERAL CREDIT UNION $525,000 $640,000 21.9% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $770,000 $635,000 -17.5% 0.4%
    VILLAGE CAPITAL MORTGAGE $605,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $105,000 $580,000 452.4% 0.3%
    RELIANCE FIRST CAPITAL, LLC $545,000 $580,000 6.4% 0.3%
    EVERETT FINANCIAL, INC. $570,000 n/a 0.3%
    GENEVA FINANCIAL, LLC $555,000 n/a 0.3%
    Regions Bank $535,000 n/a 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $635,000 $530,000 -16.5% 0.3%
    Discover Bank $55,000 $500,000 809.1% 0.3%
    United Community Bank $315,000 $500,000 58.7% 0.3%
    UBS Bank USA $485,000 n/a 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $480,000 n/a 0.3%
    Strong Home Mortgage, LLC $475,000 n/a 0.3%
    Century Mortgage Company DBA Century Lending Company $315,000 $465,000 47.6% 0.3%
    MILEND, INC. $495,000 $465,000 -6.1% 0.3%
    21ST MORTGAGE CORPORATION $645,000 $460,000 -28.7% 0.3%
    SIRVA MORTGAGE, INC. $455,000 n/a 0.3%
    Towne Mortgage, LLC $455,000 n/a 0.3%
    Charles Schwab Bank, SSB $425,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $410,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $405,000 n/a 0.2%
    Flagstar Bank, FSB $400,000 n/a 0.2%
    American Security Mortgage Corp. $600,000 $395,000 -34.2% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $185,000 $390,000 110.8% 0.2%
    PLAZA HOME MORTGAGE, INC. $390,000 n/a 0.2%
    First Horizon Bank $380,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $365,000 n/a 0.2%
    ADVANCIAL $355,000 n/a 0.2%
    Ally Bank $355,000 n/a 0.2%
    Fifth Third Bank $415,000 $355,000 -14.5% 0.2%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $355,000 n/a 0.2%
    CARDINAL FINANCIAL $410,000 $350,000 -14.6% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $345,000 n/a 0.2%
    NBKC BANK $85,000 $345,000 305.9% 0.2%
    AMERISAVE MORTGAGE CORPORATION $340,000 n/a 0.2%
    Morgan Stanley Private Bank $105,000 $315,000 200.0% 0.2%
    FINANCE OF AMERICA REVERSE LLC $220,000 $295,000 34.1% 0.2%
    MORTGAGE INVESTORS GROUP, INC. $295,000 n/a 0.2%
    CORNERSTONE HOME LENDING, INC. $550,000 $290,000 -47.3% 0.2%
    HOWARD HANNA FINANCIAL SERVICES, INC. $275,000 n/a 0.2%
    OCMBC, INC. $275,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $290,000 $265,000 -8.6% 0.1%
    Kwik Mortgage Corporation $265,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $65,000 $260,000 300.0% 0.1%
    Mid-Continent Funding, Inc. $130,000 $255,000 96.2% 0.1%
    OCEANSIDE MORTGAGE COMPANY $255,000 n/a 0.1%
    CMG MORTGAGE, INC. $245,000 n/a 0.1%
    UNITED MORTGAGE CORP $245,000 n/a 0.1%
    GoPrime Mortgage, Inc. $470,000 $215,000 -54.3% 0.1%
    CSL Financial, LLC $75,000 $210,000 180.0% 0.1%
    Citizens Bank $75,000 $205,000 173.3% 0.1%
    LIMA ONE CAPITAL, LLC $190,000 $205,000 7.9% 0.1%
    QUORUM FEDERAL CREDIT UNION $175,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $165,000 n/a 0.1%
    FIRST FLIGHT FEDERAL CREDIT UNION $85,000 $160,000 88.2% 0.1%
    ALLIED MORTGAGE GROUP, INC. $155,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $295,000 $155,000 -47.5% 0.1%
    MICHIGAN MUTUAL, INC. $155,000 n/a 0.1%
    EQUITY RESOURCES, INC. $145,000 n/a 0.1%
    Coastal Community Bank $140,000 n/a 0.1%
    Figure Lending LLC $45,000 $140,000 211.1% 0.1%
    RAPID MORTGAGE COMPANY $135,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $260,000 $135,000 -48.1% 0.1%
    U.S. Bank $115,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $105,000 n/a 0.1%
    American Mortgage & Equity Consultants, Inc. $95,000 n/a 0.1%
    Secured Investment Corp. $95,000 n/a 0.1%
    Towne Mortgage of the Carolinas, LLC $95,000 n/a 0.1%
    Blue Ridge Bank $85,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $490,000 $85,000 -82.7% 0.0%
    HomeTrust Bank $85,000 n/a 0.0%
    Pinnacle Bank $305,000 $85,000 -72.1% 0.0%
    CORNING $65,000 n/a 0.0%
    M&T Bank $65,000 n/a 0.0%
    TD Bank $225,000 $55,000 -75.6% 0.0%
    The Park National Bank $15,000 n/a 0.0%

    Washington's top lender by overall market share is STATE EMPLOYEES', with 13.2% market share. In second place, with 11.5%, is Southern Bank and Trust Company, having originated $20,675,000 in loans. In third place, with 6.7%, is QUICKEN LOANS, LLC, having originated $12,055,000 in loans. In fourth place, with 3.4%, is First Bank, having originated $6,180,000 in loans. In fifth place, with 3.1%, is Towne Bank, having originated $5,605,000 in loans.

    Washington Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Washington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $238,750 (19.4%) $260,876 (7.2%) 0.00 317
    2018-02-01 $241,800 (10.2%) $260,749 (2.6%) 0.00 312
    2018-03-01 $249,900 (1.3%) $263,230 (-0.7%) 0.00 312
    2018-04-01 $249,900 (-3.5%) $266,120 (-3.1%) 0.00 335
    2018-05-01 $256,950 (-4.2%) $271,863 (-3.4%) 0.00 347
    2018-06-01 $249,900 (-9.1%) $278,904 (-3.4%) 0.00 333
    2018-07-01 $252,400 (-7.7%) $288,110 (-0.6%) 0.00 326
    2018-08-01 $249,900 (-2.7%) $290,313 (3.0%) 0.00 311
    2018-09-01 $248,450 (-0.6%) $286,107 (3.3%) 0.00 307
    2018-10-01 $245,000 (-1.6%) $281,816 (4.7%) 0.00 292
    2018-11-01 $243,700 (-2.4%) $280,461 (3.6%) 0.00 290
    2018-12-01 $245,000 (1.0%) $281,559 (6.7%) 0.00 274
    2019-01-01 $243,650 (2.1%) $280,720 (7.6%) 0.00 260
    2019-02-01 $249,900 (3.4%) $289,286 (10.9%) 0.00 257
    2019-03-01 $261,164 (4.5%) $296,656 (12.7%) 0.00 261
    2019-04-01 $264,664 (5.9%) $304,056 (14.3%) 0.00 264
    2019-05-01 $273,675 (6.5%) $309,234 (13.8%) 0.00 271
    2019-06-01 $274,900 (10.0%) $307,641 (10.3%) 0.00 282
    2019-07-01 $275,000 (9.0%) $312,093 (8.3%) 0.00 278
    2019-08-01 $281,209 (12.5%) $320,331 (10.3%) 0.00 262
    2019-09-01 $283,173 (14.0%) $326,608 (14.2%) 0.00 251
    2019-10-01 $284,482 (16.1%) $326,354 (15.8%) 0.00 237
    2019-11-01 $269,900 (10.8%) $311,402 (11.0%) 0.00 233
    2019-12-01 $266,000 (8.6%) $309,519 (9.9%) 0.00 231
    2020-01-01 $259,650 (6.6%) $301,137 (7.3%) 0.00 223
    2020-02-01 $259,900 (4.0%) $302,889 (4.7%) 0.00 217
    2020-03-01 $259,450 (-0.7%) $297,152 (0.2%) 0.00 219
    2020-04-01 $254,725 (-3.8%) $295,058 (-3.0%) 0.00 216
    2020-05-01 $259,200 (-5.3%) $296,387 (-4.2%) 0.00 196
    2020-06-01 $261,250 (-5.0%) $303,696 (-1.3%) 0.00 177
    2020-07-01 $259,975 (-5.5%) $310,099 (-0.6%) 0.00 161
    2020-08-01 $249,900 (-11.1%) $307,982 (-3.9%) 0.00 153
    2020-09-01 $274,825 (-3.0%) $315,722 (-3.3%) 0.00 139
    2020-10-01 $255,000 (-10.4%) $309,174 (-5.3%) 0.00 119
    2020-11-01 $252,500 (-6.5%) $306,632 (-1.5%) 0.00 108
    2020-12-01 $280,625 (5.5%) $354,729 (14.6%) 0.00 96
    2021-01-01 $293,000 (12.8%) $376,303 (25.0%) 0.00 89
    2021-02-01 $294,000 (13.1%) $380,381 (25.6%) 0.00 71
    2021-03-01 $296,392 (14.2%) $370,455 (24.7%) 0.00 69
    2021-04-01 $304,367 (19.5%) $381,640 (29.3%) 0.00 64
    2021-05-01 $324,950 (25.4%) $388,953 (31.2%) 0.00 61
    2021-06-01 $340,950 (30.5%) $396,347 (30.5%) 0.00 57
    2021-07-01 $299,000 (15.0%) $366,668 (18.2%) 0.00 65
    2021-08-01 $318,000 (27.3%) $382,555 (24.2%) 0.00 68
    2021-09-01 $256,200 (-6.8%) $335,883 (6.4%) 0.00 76
    2021-10-01 $269,900 (5.8%) $354,688 (14.7%) 0.00 72
    2021-11-01 $274,900 (8.9%) $335,172 (9.3%) 0.00 61
    2021-12-01 $289,450 (3.1%) $340,700 (-4.0%) 0.00 61
    2022-01-01 $259,450 (-11.5%) $335,970 (-10.7%) 0.00 60
    2022-02-01 $262,400 (-10.8%) $327,681 (-13.9%) 0.00 53
    2022-03-01 $282,500 (-4.7%) $317,007 (-14.4%) 0.00 47
    2022-04-01 $322,000 (5.8%) $373,522 (-2.1%) 0.00 53
    2022-05-01 $312,000 (-4.0%) $365,549 (-6.0%) 0.00 61
    2022-06-01 $322,225 (-5.5%) $384,631 (-3.0%) 0.00 75
    2022-07-01 $311,500 (4.2%) $382,100 (4.2%) 0.00 87
    2022-08-01 $311,225 (-2.1%) $383,016 (0.1%) 0.00 89
    2022-09-01 $288,500 (12.6%) $351,724 (4.7%) 0.00 82
    2022-10-01 $312,000 (15.6%) $396,220 (11.7%) 0.00 86
    2022-11-01 $306,000 (11.3%) $384,382 (14.7%) 0.00 95
    2022-12-01 $310,745 (7.4%) $384,876 (13.0%) 0.00 78
    2023-01-01 $299,360 (15.4%) $363,931 (8.3%) 0.00 75
    2023-02-01 $309,975 (18.1%) $378,976 (15.7%) 0.00 60
    2023-03-01 $333,225 (18.0%) $423,838 (33.7%) 0.00 62
    2023-04-01 $329,900 (2.5%) $434,870 (16.4%) 0.00 61
    2023-05-01 $340,445 (9.1%) $481,858 (31.8%) 0.00 76
    2023-06-01 $327,993 (1.8%) $487,077 (26.6%) 0.00 91
    2023-07-01 $339,000 (8.8%) $472,438 (23.6%) 0.00 95
    2023-08-01 $335,623 (7.8%) $475,309 (24.1%) 0.00 87
    2023-09-01 $349,945 (21.3%) $479,253 (36.3%) 0.00 72
    2023-10-01 $375,000 (20.2%) $485,497 (22.5%) 0.00 76
    2023-11-01 $372,450 (21.7%) $447,440 (16.4%) 0.00 80
    2023-12-01 $375,000 (20.7%) $445,665 (15.8%) 0.00 73
    2024-01-01 $389,500 (30.1%) $427,881 (17.6%) 0.00 78
    2024-02-01 $373,725 (20.6%) $422,708 (11.5%) 0.00 94
    2024-03-01 $399,500 (19.9%) $426,716 (0.7%) 0.00 105
    2024-04-01 $442,425 (34.1%) $476,305 (9.5%) 0.00 92
    2024-05-01 $414,000 (21.6%) $470,209 (-2.4%) 0.00 105
    2024-06-01 $387,250 (18.1%) $449,320 (-7.8%) 0.00 129
    2024-07-01 $396,000 (16.8%) $455,430 (-3.6%) 0.00 113
    2024-08-01 $377,750 (12.6%) $459,181 (-3.4%) 0.00 119
    2024-09-01 $378,625 (8.2%) $440,712 (-8.0%) 0.00 129
    2024-10-01 $354,950 (-5.4%) $412,637 (-15.0%) 0.00 136
    2024-11-01 $370,000 (-0.7%) $408,031 (-8.8%) 0.00 154
    2024-12-01 $369,950 (-1.4%) $414,791 (-6.9%) 0.00 151
    2025-01-01 $384,950 (-1.2%) $429,547 (0.4%) 0.00 145
    2025-02-01 $379,600 (1.6%) $436,949 (3.4%) 0.00 144
    2025-03-01 $409,400 (2.5%) $460,857 (8.0%) 0.00 145
    Washington's median listing price for 2025-03-01 was $409,400, a difference of $9,900 (2.5%) versus the prior year and $29,800 versus the prior month.

    Washington's median listing price comes in at 0% of the national average.

    Washington's average listing price for 2025-03-01 was $460,857, a difference of $34,141 (8.0%) versus the prior year and $23,908 versus the prior month.

    For the 2025-03-01 period, Washington had 145 MLS listings, a difference of 1 listings (1%) versus the prior month and 40 listings (38%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Washington (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,052 sqft
    2018-02-01 0 days 2,060 sqft
    2018-03-01 0 days 2,021 sqft
    2018-04-01 0 days 2,004 sqft
    2018-05-01 0 days 2,050 sqft
    2018-06-01 0 days 2,000 sqft
    2018-07-01 0 days 2,050 sqft
    2018-08-01 0 days 2,061 sqft
    2018-09-01 0 days 2,000 sqft
    2018-10-01 0 days 1,975 sqft
    2018-11-01 0 days 1,960 sqft
    2018-12-01 0 days 1,950 sqft
    2019-01-01 0 days 1,948 sqft
    2019-02-01 0 days 1,948 sqft
    2019-03-01 0 days 1,984 sqft
    2019-04-01 0 days 2,030 sqft
    2019-05-01 0 days 1,994 sqft
    2019-06-01 0 days 2,051 sqft
    2019-07-01 0 days 2,048 sqft
    2019-08-01 0 days 2,087 sqft
    2019-09-01 0 days 2,121 sqft
    2019-10-01 0 days 2,144 sqft
    2019-11-01 0 days 2,036 sqft
    2019-12-01 0 days 2,033 sqft
    2020-01-01 0 days 2,006 sqft
    2020-02-01 0 days 2,012 sqft
    2020-03-01 0 days 2,044 sqft
    2020-04-01 0 days 2,024 sqft
    2020-05-01 0 days 2,077 sqft
    2020-06-01 0 days 2,077 sqft
    2020-07-01 0 days 2,083 sqft
    2020-08-01 0 days 2,050 sqft
    2020-09-01 0 days 2,091 sqft
    2020-10-01 0 days 2,100 sqft
    2020-11-01 0 days 1,996 sqft
    2020-12-01 0 days 2,105 sqft
    2021-01-01 0 days 2,180 sqft
    2021-02-01 0 days 2,138 sqft
    2021-03-01 0 days 2,030 sqft
    2021-04-01 0 days 2,140 sqft
    2021-05-01 0 days 2,111 sqft
    2021-06-01 0 days 1,983 sqft
    2021-07-01 0 days 1,908 sqft
    2021-08-01 0 days 2,005 sqft
    2021-09-01 0 days 1,899 sqft
    2021-10-01 0 days 1,977 sqft
    2021-11-01 0 days 2,000 sqft
    2021-12-01 0 days 2,024 sqft
    2022-01-01 0 days 1,842 sqft
    2022-02-01 0 days 1,776 sqft
    2022-03-01 0 days 1,845 sqft
    2022-04-01 0 days 1,863 sqft
    2022-05-01 0 days 1,869 sqft
    2022-06-01 0 days 1,866 sqft
    2022-07-01 0 days 1,785 sqft
    2022-08-01 0 days 1,792 sqft
    2022-09-01 0 days 1,732 sqft
    2022-10-01 0 days 1,787 sqft
    2022-11-01 0 days 1,929 sqft
    2022-12-01 0 days 2,026 sqft
    2023-01-01 0 days 1,869 sqft
    2023-02-01 0 days 2,020 sqft
    2023-03-01 0 days 2,021 sqft
    2023-04-01 0 days 2,027 sqft
    2023-05-01 0 days 2,055 sqft
    2023-06-01 0 days 2,134 sqft
    2023-07-01 0 days 2,030 sqft
    2023-08-01 0 days 2,076 sqft
    2023-09-01 0 days 2,120 sqft
    2023-10-01 0 days 2,117 sqft
    2023-11-01 0 days 2,036 sqft
    2023-12-01 0 days 1,997 sqft
    2024-01-01 0 days 1,842 sqft
    2024-02-01 0 days 1,871 sqft
    2024-03-01 0 days 1,963 sqft
    2024-04-01 0 days 1,966 sqft
    2024-05-01 0 days 1,952 sqft
    2024-06-01 0 days 1,872 sqft
    2024-07-01 0 days 1,852 sqft
    2024-08-01 0 days 1,851 sqft
    2024-09-01 0 days 1,853 sqft
    2024-10-01 0 days 1,846 sqft
    2024-11-01 0 days 1,833 sqft
    2024-12-01 0 days 1,843 sqft
    2025-01-01 0 days 1,875 sqft
    2025-02-01 0 days 1,831 sqft
    2025-03-01 0 days 1,824 sqft
    Washington's median listing age (time on market) for 2025-03-01 was 0 days.

    Washington's median square footage for active listings during the 2025-03-01 period was 1,824 sqft. One year prior, the average listing was 1,963 sqft.

    Washington, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 465 $124,265,000 $267,237
    Refi 107 $20,855,000 $194,907
    Home Improvement 90 $7,920,000 $88,000
    Cash Out Refi 90 $16,780,000 $186,444
    Other 87 $10,535,000 $121,092

    Washington's most frequently cited loan purpose was Home Purchase, with 465 originations. The 2nd most popular reason was Refi, with 107 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 285 $75,195,000 $263,842
    7-8% 242 $45,860,000 $189,504
    5-6% 144 $36,810,000 $255,625
    Over 8% 143 $18,155,000 $126,958
    4-5% 13 $3,545,000 $272,692
    <2.5% 8 $120,000 $15,000

    During 2024, Washington's most frequently originated rate bucket was 6-7%, with 285 originations.

    Loan Sizing (Washington, NC MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 276 $77,240,000 $279,855
    $100k-200k 249 $36,425,000 $146,285
    $100,000 or less 211 $12,435,000 $58,934
    $400k-600k 84 $39,410,000 $469,167
    $600k-1000k 17 $12,075,000 $710,294
    $Over $1MM 2 $2,770,000 $1,385,000

    Washington's loan sizing saw the bucket of loans from $200k-400k with 276 originations, totaling $77,240,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 295 $83,325,000 $282,458
    60-80% 202 $53,880,000 $266,733
    20-40% 119 $13,375,000 $112,395
    Under 20% 103 $5,485,000 $53,252
    40-60% 90 $16,950,000 $188,333
    Over 100% 13 $3,135,000 $241,154

    Washington's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 295 originations, totaling $83,325,000 in origination value.