Bluefield Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bluefield averaged 7.07% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

    The average rate for the prior week (2025-05-01) was 7.27% and one month ago for the week of 2025-04-03, the average rate was 6.75%.

    Bluefield's average rate one year ago was 7.73%.

    For refis of the same type during the week of 2025-05-08, the average rate was 6.96%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-08 6.76%
    Bluefield 30 Year Fixed Rate 2025-05-08 7.07%
    Bluefield 30 Year Fixed Rate Refi 2025-05-08 6.96%
    Bluefield 15 Year Fixed Rate 2025-05-08 5.89%
    Bluefield 15 Year Fixed Rate Refi 2025-05-08 5.79%
    Bluefield 30 Year FHA 2025-05-08 6.71%
    Bluefield 30 Year FHA Refi 2025-05-08 6.48%
    Bluefield 30 Year USDA 2025-05-08 6.78%
    Bluefield 30 Year USDA Refi 2025-05-08 6.27%
    Bluefield 30 Year VA 2025-05-08 6.57%
    Bluefield 30 Year VA Refi 2025-05-08 6.27%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bluefield, WV-VA.

    Bluefield Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bluefield, WV-VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Atlantic Union Bank 74 6.82% $3,969
    QUICKEN LOANS, LLC 36 6.94% $5,340
    MOVEMENT MORTGAGE, LLC 18 6.85% $4,701
    First Community Bank 15 7.87% $3,629
    Burke & Herbert Bank & Trust Company 14 7.09% $3,437
    First Reliance Bank 14 6.19% $3,545
    Truist 9 6.78% $4,128
    VANDERBILT MORTGAGE AND FINANCE, INC. 7 8.21% $7,109
    New Peoples Bank, Inc. 7 7.39% $4,504
    21ST MORTGAGE CORPORATION 6 8.24% $5,748
    City National Bank of West Virginia 6 6.43% $1,410
    EASTMAN 6 7.56% $3,329
    Renasant Bank 4 7.25% $4,653
    Alcova Mortgage LLC 4 6.94% $5,292
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 3 7.12% $5,975
    ROYAL UNITED MORTGAGE LLC 3 7.42% $6,692
    Summit Community Bank, Inc. 3 6.81% $3,157
    UNITED WHOLESALE MORTGAGE, LLC 3 6.53% $5,128
    USAA Federal Savings Bank 3 6.67% $2,772
    FIRST BANCORP 3 7.42% $3,852
    PENNYMAC LOAN SERVICES, LLC 2 6.62% $6,305
    Mortgage Research Center, LLC 2 7.31% $5,451
    Virginia Credit Union, Inc. 2 7.13% $4,924
    The Huntington National Bank 2 6.51% $3,686
    Farm Credit of the Virginias, ACA 2 8.68% $3,933
    Waterstone Mortgage Corporation 2 6.38% $5,155
    FREEDOM MORTGAGE CORPORATION 2 7.06% $5,080
    Mr. Cooper ( Nationstar Mortgage ) 2 7.13% $5,180
    PHH Mortgage Corporation 2 6.88% $5,617
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.88% $5,213
    First National Bank of Pennsylvania 2 6.75% $3,834
    LOANDEPOT.COM, LLC 2 6.87% $5,678
    CARDINAL FINANCIAL 2 6.43% $6,864
    Wells Fargo Bank 1 5.25% $0
    Charles Schwab Bank, SSB 1 7.00% $3,534
    Cornerstone First Mortgage, Inc 1 7.63% $7,516
    CROSSCOUNTRY MORTGAGE, LLC 1 7.58% $4,661
    Discover Bank 1 7.34% $0
    WesBanco 1 6.27% $3,869
    ENCORE BANK 1 6.99% $4,925
    EQUITY RESOURCES, INC. 1 6.99% $3,494
    BROKER SOLUTIONS, INC. 1 7.13% $7,432
    Flagstar Bank, FSB 1 7.63% $4,960
    GUILD MORTGAGE COMPANY 1 6.88% $5,980
    JPMorgan Chase Bank 1 8.63% $2,941
    Blue Ridge Bank 1 7.00% $6,368
    NAVY FEDERAL CREDIT UNION 1 7.38% $6,556
    OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION 1 7.00% $3,634
    Peoples Bank 1 7.63% $4,526
    Prosperity Home Mortgage, LLC 1 6.88% $5,784
    AMERISAVE MORTGAGE CORPORATION 1 7.00% $4,968
    Stifel Bank and Trust 1 6.38% $4,732
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.13% $5,988
    U.S. Bank 1 7.38% $3,774
    Celco Community Federal Credit Union 1 6.75% $1,432

    Bluefield Average Closing Costs & Other Stats

    Bluefield, WV-VA's 55 lenders originated 1,084 loans during 2024. The total origination value was $155,930,000, with an average loan value of $143,847.

    Bluefield's average closing costs are $4,821.

    The top Bluefield lender as defined by loan originations is Atlantic Union Bank, with 74 loans originated. Their average total fees are $3,969, which is $1,371 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Bluefield lenders (with over 10 loans originated) are Burke & Herbert Bank & Trust Company ($3,437), First Reliance Bank ($3,545), First Community Bank ($3,629), Atlantic Union Bank ($3,969) and MOVEMENT MORTGAGE, LLC ($4,701).

    The lowest rate Bluefield lenders (with over 10 loans originated) are First Reliance Bank (6.19%), Atlantic Union Bank (6.82%), MOVEMENT MORTGAGE, LLC (6.85%), QUICKEN LOANS, LLC (6.94%) and Burke & Herbert Bank & Trust Company (7.09%).

    Bluefield, WV-VA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Atlantic Union Bank $28,120,000 $30,920,000 10.0% 19.8%
    QUICKEN LOANS, LLC $11,420,000 $13,445,000 17.7% 8.6%
    MOVEMENT MORTGAGE, LLC $11,845,000 $11,175,000 -5.7% 7.2%
    First Community Bank $10,100,000 $6,530,000 -35.3% 4.2%
    LegacyBank $1,145,000 $6,310,000 451.1% 4.0%
    Mortgage Research Center, LLC $3,925,000 $6,005,000 53.0% 3.9%
    New Peoples Bank, Inc. $4,845,000 $5,995,000 23.7% 3.8%
    Truist $4,680,000 $5,475,000 17.0% 3.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,405,000 $4,035,000 67.8% 2.6%
    Burke & Herbert Bank & Trust Company $4,005,000 n/a 2.6%
    City National Bank of West Virginia $4,180,000 $3,685,000 -11.8% 2.4%
    NATIONAL BANKSHARES, INC. $2,690,000 $2,895,000 7.6% 1.9%
    FREEDOM MORTGAGE CORPORATION $765,000 $2,805,000 266.7% 1.8%
    21ST MORTGAGE CORPORATION $2,215,000 $2,750,000 24.2% 1.8%
    Alcova Mortgage LLC $3,280,000 $2,245,000 -31.6% 1.4%
    MCNB Bank and Trust Co. $5,505,000 $2,200,000 -60.0% 1.4%
    First Reliance Bank $1,540,000 $2,105,000 36.7% 1.3%
    UNITED WHOLESALE MORTGAGE, LLC $970,000 $2,065,000 112.9% 1.3%
    PENNYMAC LOAN SERVICES, LLC $575,000 $1,835,000 219.1% 1.2%
    Renasant Bank $1,310,000 $1,595,000 21.8% 1.0%
    EASTMAN $1,695,000 $1,540,000 -9.1% 1.0%
    LOANDEPOT.COM, LLC $805,000 $1,245,000 54.7% 0.8%
    CARDINAL FINANCIAL $2,625,000 $1,180,000 -55.0% 0.8%
    NAVY FEDERAL CREDIT UNION $245,000 $1,180,000 381.6% 0.8%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,360,000 $1,145,000 -15.8% 0.7%
    FIRST BANCORP $455,000 $1,030,000 126.4% 0.7%
    Skyline National Bank $470,000 $1,005,000 113.8% 0.6%
    Summit Community Bank, Inc. $6,725,000 $925,000 -86.2% 0.6%
    BROKER SOLUTIONS, INC. $1,305,000 $885,000 -32.2% 0.6%
    ROYAL UNITED MORTGAGE LLC $320,000 $855,000 167.2% 0.5%
    Citizens Bank $75,000 $835,000 1,013.3% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $170,000 $795,000 367.6% 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $6,875,000 $785,000 -88.6% 0.5%
    Truliant Federal Credit Union $290,000 $710,000 144.8% 0.5%
    Waterstone Mortgage Corporation $440,000 $670,000 52.3% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $510,000 $575,000 12.7% 0.4%
    Farm Credit of the Virginias, ACA $305,000 $555,000 82.0% 0.4%
    First National Bank of Pennsylvania $550,000 n/a 0.4%
    Virginia Credit Union, Inc. $470,000 $530,000 12.8% 0.3%
    U.S. Bank $355,000 $510,000 43.7% 0.3%
    Carrington Mortgage Services, LLC $170,000 $500,000 194.1% 0.3%
    VILLAGE CAPITAL MORTGAGE $500,000 n/a 0.3%
    Pendleton Community Bank, Inc. $400,000 $470,000 17.5% 0.3%
    Celco Community Federal Credit Union $750,000 $465,000 -38.0% 0.3%
    The First National Bank of Peterstown $125,000 $460,000 268.0% 0.3%
    AMERISAVE MORTGAGE CORPORATION $875,000 $410,000 -53.1% 0.3%
    Discover Bank $300,000 $400,000 33.3% 0.3%
    Blue Ridge Bank $605,000 $395,000 -34.7% 0.3%
    PLANET HOME LENDING, LLC $195,000 $360,000 84.6% 0.2%
    TOWNE MORTGAGE COMPANY $355,000 n/a 0.2%
    The Federal Savings Bank $1,315,000 $350,000 -73.4% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $300,000 $340,000 13.3% 0.2%
    Pioneer Community Bank $335,000 n/a 0.2%
    USAA Federal Savings Bank $1,625,000 $335,000 -79.4% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $325,000 n/a 0.2%
    JPMorgan Chase Bank $530,000 $320,000 -39.6% 0.2%
    Wells Fargo Bank $1,215,000 $320,000 -73.7% 0.2%
    ENCORE BANK $305,000 n/a 0.2%
    PHH Mortgage Corporation $295,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $295,000 n/a 0.2%
    DELMAR FINANCIAL COMPANY $285,000 n/a 0.2%
    NEWREZ LLC $285,000 n/a 0.2%
    The Bank of Marion $350,000 $280,000 -20.0% 0.2%
    The Huntington National Bank $290,000 $280,000 -3.4% 0.2%
    Flagstar Bank, FSB $270,000 n/a 0.2%
    Cornerstone First Mortgage, Inc $265,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $155,000 $265,000 71.0% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $870,000 $265,000 -69.5% 0.2%
    Barrington Bank & Trust Company, N.A. $75,000 $260,000 246.7% 0.2%
    FIRST COLONY MORTGAGE CORPORATION $260,000 n/a 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $205,000 $255,000 24.4% 0.2%
    QUORUM FEDERAL CREDIT UNION $240,000 n/a 0.2%
    LENDSURE MORTGAGE CORP. $215,000 n/a 0.1%
    First Heritage Mortgage, LLC $210,000 $205,000 -2.4% 0.1%
    RELIANCE FIRST CAPITAL, LLC $205,000 n/a 0.1%
    Stifel Bank and Trust $205,000 n/a 0.1%
    ALLIANT CREDIT UNION $195,000 n/a 0.1%
    Charles Schwab Bank, SSB $190,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 $185,000 -17.8% 0.1%
    OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION $185,000 n/a 0.1%
    SIRVA MORTGAGE, INC. $185,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $140,000 $180,000 28.6% 0.1%
    MILEND, INC. $175,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $105,000 $165,000 57.1% 0.1%
    UNION HOME MORTGAGE CORP. $465,000 $165,000 -64.5% 0.1%
    American Mortgage & Equity Consultants, Inc. $155,000 n/a 0.1%
    Apple Federal Credit Union $155,000 n/a 0.1%
    C & F Mortgage Corporation $115,000 $155,000 34.8% 0.1%
    EQUITY RESOURCES, INC. $65,000 $145,000 123.1% 0.1%
    NBKC BANK $145,000 n/a 0.1%
    TruPoint Bank $35,000 $140,000 300.0% 0.1%
    CITIZENS EQUITY FIRST $135,000 n/a 0.1%
    Equity Prime Mortgage LLC $135,000 n/a 0.1%
    FAY SERVICING, LLC $135,000 n/a 0.1%
    Magnolia Bank $135,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $115,000 $115,000 0.0% 0.1%
    Coastal Community Bank $115,000 n/a 0.1%
    Peoples Bank $345,000 $110,000 -68.1% 0.1%
    Citizens Bank $75,000 $105,000 40.0% 0.1%
    LENDINGHOME FUNDING CORPORATION $105,000 n/a 0.1%
    Northwest Federal Credit Union $305,000 $105,000 -65.6% 0.1%
    Ameris Bank $95,000 n/a 0.1%
    ROSS MORTGAGE CORPORATION $95,000 n/a 0.1%
    Ally Bank $85,000 n/a 0.1%
    EMM LOANS LLC $145,000 $85,000 -41.4% 0.1%
    Paramount Residential Mortgage Group, Inc. $85,000 n/a 0.1%
    THE STATE CREDIT UNION $85,000 n/a 0.1%
    United Bank $85,000 n/a 0.1%
    WesBanco $85,000 n/a 0.1%
    BAYER HERITAGE $65,000 n/a 0.0%
    BETTER MORTGAGE CORPORATION $65,000 n/a 0.0%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $75,000 $65,000 -13.3% 0.0%
    WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION $65,000 n/a 0.0%
    ALLEGACY FEDERAL CREDIT UNION $55,000 n/a 0.0%
    AMERICAN FINANCING CORPORATION $160,000 $55,000 -65.6% 0.0%
    PNC Bank $540,000 $55,000 -89.8% 0.0%
    RESIDENTIAL BANCORP $55,000 n/a 0.0%
    STATE EMPLOYEES' $255,000 $55,000 -78.4% 0.0%
    Bank of America $190,000 $45,000 -76.3% 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $45,000 -40.0% 0.0%
    SPRING EQ, LLC $45,000 n/a 0.0%
    First Horizon Bank $25,000 n/a 0.0%

    Bluefield's top lender by overall market share is Atlantic Union Bank, with 19.8% market share. In second place, with 8.6%, is QUICKEN LOANS, LLC, having originated $13,445,000 in loans. In third place, with 7.2%, is MOVEMENT MORTGAGE, LLC, having originated $11,175,000 in loans. In fourth place, with 4.2%, is First Community Bank, having originated $6,530,000 in loans. In fifth place, with 4.0%, is LegacyBank, having originated $6,310,000 in loans.

    Bluefield Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bluefield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $121,150 (-2.9%) $166,837 (1.4%) 0.00 498
    2018-02-01 $119,900 (-4.0%) $169,604 (2.6%) 0.00 496
    2018-03-01 $119,900 (-4.0%) $171,323 (-0.7%) 0.00 497
    2018-04-01 $122,625 (-1.9%) $175,082 (1.9%) 0.00 482
    2018-05-01 $125,000 (0.7%) $175,048 (4.2%) 0.00 510
    2018-06-01 $124,900 (2.6%) $177,475 (5.6%) 0.00 530
    2018-07-01 $123,950 (0.4%) $177,622 (4.7%) 0.00 550
    2018-08-01 $127,125 (3.1%) $177,225 (5.4%) 0.00 557
    2018-09-01 $139,000 (11.3%) $186,377 (9.4%) 0.00 554
    2018-10-01 $132,850 (7.7%) $181,958 (7.1%) 0.00 554
    2018-11-01 $131,750 (8.2%) $184,342 (8.9%) 0.00 515
    2018-12-01 $130,000 (8.4%) $185,085 (10.6%) 0.00 490
    2019-01-01 $129,900 (7.2%) $184,838 (10.8%) 0.00 456
    2019-02-01 $129,900 (8.3%) $181,770 (7.2%) 0.00 436
    2019-03-01 $131,636 (9.8%) $167,754 (-2.1%) 0.00 454
    2019-04-01 $131,636 (7.4%) $163,044 (-6.9%) 0.00 478
    2019-05-01 $128,725 (3.0%) $160,910 (-8.1%) 0.00 493
    2019-06-01 $129,900 (4.0%) $164,365 (-7.4%) 0.00 515
    2019-07-01 $129,900 (4.8%) $163,568 (-7.9%) 0.00 545
    2019-08-01 $131,216 (3.2%) $166,172 (-6.2%) 0.00 543
    2019-09-01 $133,190 (-4.2%) $170,080 (-8.7%) 0.00 524
    2019-10-01 $134,506 (1.3%) $172,685 (-5.1%) 0.00 506
    2019-11-01 $132,500 (0.6%) $172,805 (-6.3%) 0.00 477
    2019-12-01 $129,900 (-0.1%) $170,123 (-8.1%) 0.00 433
    2020-01-01 $129,900 (0.0%) $168,671 (-8.8%) 0.00 412
    2020-02-01 $129,900 (0.0%) $171,919 (-5.4%) 0.00 416
    2020-03-01 $133,075 (1.1%) $177,468 (5.8%) 0.00 397
    2020-04-01 $134,675 (2.3%) $182,387 (11.9%) 0.00 377
    2020-05-01 $134,950 (4.8%) $186,981 (16.2%) 0.00 343
    2020-06-01 $139,900 (7.7%) $184,515 (12.3%) 0.00 329
    2020-07-01 $135,950 (4.7%) $190,289 (16.3%) 0.00 312
    2020-08-01 $139,900 (6.6%) $208,845 (25.7%) 0.00 282
    2020-09-01 $149,000 (11.9%) $216,544 (27.3%) 0.00 277
    2020-10-01 $149,950 (11.5%) $222,538 (28.9%) 0.00 284
    2020-11-01 $149,900 (13.1%) $214,098 (23.9%) 0.00 283
    2020-12-01 $145,000 (11.6%) $201,282 (18.3%) 0.00 267
    2021-01-01 $149,900 (15.4%) $206,836 (22.6%) 0.00 248
    2021-02-01 $149,375 (15.0%) $206,104 (19.9%) 0.00 225
    2021-03-01 $150,500 (13.1%) $210,644 (18.7%) 0.00 204
    2021-04-01 $153,725 (14.2%) $221,383 (21.4%) 0.00 193
    2021-05-01 $142,000 (5.2%) $233,717 (25.0%) 0.00 197
    2021-06-01 $135,000 (-3.5%) $240,327 (30.3%) 0.00 178
    2021-07-01 $139,900 (2.9%) $241,386 (26.9%) 0.00 183
    2021-08-01 $136,000 (-2.8%) $236,674 (13.3%) 0.00 185
    2021-09-01 $134,975 (-9.4%) $229,419 (6.0%) 0.00 180
    2021-10-01 $134,450 (-10.3%) $216,236 (-2.8%) 0.00 175
    2021-11-01 $138,450 (-7.6%) $229,326 (7.1%) 0.00 163
    2021-12-01 $139,900 (-3.5%) $232,798 (15.7%) 0.00 151
    2022-01-01 $139,900 (-6.7%) $230,773 (11.6%) 0.00 135
    2022-02-01 $148,000 (-0.9%) $246,381 (19.5%) 0.00 121
    2022-03-01 $141,950 (-5.7%) $251,106 (19.2%) 0.00 106
    2022-04-01 $144,900 (-5.7%) $239,744 (8.3%) 0.00 110
    2022-05-01 $151,000 (6.3%) $239,037 (2.3%) 0.00 123
    2022-06-01 $150,925 (11.8%) $236,741 (-1.5%) 0.00 132
    2022-07-01 $144,900 (3.6%) $238,438 (-1.2%) 0.00 152
    2022-08-01 $149,900 (10.2%) $236,920 (0.1%) 0.00 155
    2022-09-01 $154,475 (14.5%) $238,501 (4.0%) 0.00 153
    2022-10-01 $165,450 (23.1%) $236,146 (9.2%) 0.00 151
    2022-11-01 $154,950 (11.9%) $221,515 (-3.4%) 0.00 151
    2022-12-01 $162,400 (16.1%) $249,159 (7.0%) 0.00 154
    2023-01-01 $163,950 (17.2%) $247,515 (7.3%) 0.00 133
    2023-02-01 $177,000 (19.6%) $270,282 (9.7%) 0.00 119
    2023-03-01 $149,900 (5.6%) $260,486 (3.7%) 0.00 111
    2023-04-01 $169,000 (16.6%) $251,406 (4.9%) 0.00 102
    2023-05-01 $179,950 (19.2%) $272,091 (13.8%) 0.00 91
    2023-06-01 $179,225 (18.8%) $271,375 (14.6%) 0.00 109
    2023-07-01 $176,950 (22.1%) $283,525 (18.9%) 0.00 144
    2023-08-01 $172,975 (15.4%) $301,165 (27.1%) 0.00 164
    2023-09-01 $172,500 (11.7%) $333,994 (40.0%) 0.00 165
    2023-10-01 $169,975 (2.7%) $332,128 (40.6%) 0.00 169
    2023-11-01 $175,425 (13.2%) $285,857 (29.1%) 0.00 161
    2023-12-01 $189,900 (16.9%) $296,918 (19.2%) 0.00 153
    2024-01-01 $179,475 (9.5%) $252,231 (1.9%) 0.00 160
    2024-02-01 $182,125 (2.9%) $240,672 (-11.0%) 0.00 148
    2024-03-01 $192,500 (28.4%) $259,688 (-0.3%) 0.00 146
    2024-04-01 $191,200 (13.1%) $259,268 (3.1%) 0.00 151
    2024-05-01 $189,900 (5.5%) $260,532 (-4.3%) 0.00 142
    2024-06-01 $180,000 (0.4%) $288,292 (6.2%) 0.00 152
    2024-07-01 $196,375 (11.0%) $302,737 (6.8%) 0.00 175
    2024-08-01 $169,450 (-2.0%) $291,552 (-3.2%) 0.00 195
    2024-09-01 $172,225 (-0.2%) $277,218 (-17.0%) 0.00 188
    2024-10-01 $172,000 (1.2%) $274,233 (-17.4%) 0.00 195
    2024-11-01 $188,000 (7.2%) $276,183 (-3.4%) 0.00 202
    2024-12-01 $181,150 (-4.6%) $273,358 (-7.9%) 0.00 204
    2025-01-01 $180,825 (0.8%) $280,965 (11.4%) 0.00 186
    2025-02-01 $181,500 (-0.3%) $268,605 (11.6%) 0.00 169
    2025-03-01 $189,450 (-1.6%) $269,619 (3.8%) 0.00 170
    2025-04-01 $182,450 (-4.6%) $266,908 (3.0%) 0.00 174
    Bluefield's median listing price for 2025-04-01 was $182,450, a difference of $-8,750 (-4.6%) versus the prior year and $-7,000 versus the prior month.

    Bluefield's median listing price comes in at 0% of the national average.

    Bluefield's average listing price for 2025-04-01 was $266,908, a difference of $7,640 (3.0%) versus the prior year and $-2,711 versus the prior month.

    For the 2025-04-01 period, Bluefield had 174 MLS listings, a difference of 4 listings (2%) versus the prior month and 23 listings (15%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bluefield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,646 sqft
    2018-02-01 0 days 1,642 sqft
    2018-03-01 0 days 1,644 sqft
    2018-04-01 0 days 1,644 sqft
    2018-05-01 0 days 1,650 sqft
    2018-06-01 0 days 1,680 sqft
    2018-07-01 0 days 1,669 sqft
    2018-08-01 0 days 1,680 sqft
    2018-09-01 0 days 1,727 sqft
    2018-10-01 0 days 1,697 sqft
    2018-11-01 0 days 1,681 sqft
    2018-12-01 0 days 1,662 sqft
    2019-01-01 0 days 1,657 sqft
    2019-02-01 0 days 1,674 sqft
    2019-03-01 0 days 1,648 sqft
    2019-04-01 0 days 1,645 sqft
    2019-05-01 0 days 1,655 sqft
    2019-06-01 0 days 1,666 sqft
    2019-07-01 0 days 1,680 sqft
    2019-08-01 0 days 1,694 sqft
    2019-09-01 0 days 1,698 sqft
    2019-10-01 0 days 1,701 sqft
    2019-11-01 0 days 1,694 sqft
    2019-12-01 0 days 1,637 sqft
    2020-01-01 0 days 1,670 sqft
    2020-02-01 0 days 1,670 sqft
    2020-03-01 0 days 1,699 sqft
    2020-04-01 0 days 1,703 sqft
    2020-05-01 0 days 1,752 sqft
    2020-06-01 0 days 1,746 sqft
    2020-07-01 0 days 1,728 sqft
    2020-08-01 0 days 1,768 sqft
    2020-09-01 0 days 1,815 sqft
    2020-10-01 0 days 1,794 sqft
    2020-11-01 0 days 1,779 sqft
    2020-12-01 0 days 1,785 sqft
    2021-01-01 0 days 1,818 sqft
    2021-02-01 0 days 1,798 sqft
    2021-03-01 0 days 1,824 sqft
    2021-04-01 0 days 1,837 sqft
    2021-05-01 0 days 1,800 sqft
    2021-06-01 0 days 1,712 sqft
    2021-07-01 0 days 1,729 sqft
    2021-08-01 0 days 1,727 sqft
    2021-09-01 0 days 1,745 sqft
    2021-10-01 0 days 1,624 sqft
    2021-11-01 0 days 1,770 sqft
    2021-12-01 0 days 1,724 sqft
    2022-01-01 0 days 1,671 sqft
    2022-02-01 0 days 1,774 sqft
    2022-03-01 0 days 1,853 sqft
    2022-04-01 0 days 1,802 sqft
    2022-05-01 0 days 1,806 sqft
    2022-06-01 0 days 1,777 sqft
    2022-07-01 0 days 1,704 sqft
    2022-08-01 0 days 1,774 sqft
    2022-09-01 0 days 1,704 sqft
    2022-10-01 0 days 1,816 sqft
    2022-11-01 0 days 1,749 sqft
    2022-12-01 0 days 1,796 sqft
    2023-01-01 0 days 1,778 sqft
    2023-02-01 0 days 1,841 sqft
    2023-03-01 0 days 1,699 sqft
    2023-04-01 0 days 1,734 sqft
    2023-05-01 0 days 1,992 sqft
    2023-06-01 0 days 2,006 sqft
    2023-07-01 0 days 1,860 sqft
    2023-08-01 0 days 1,931 sqft
    2023-09-01 0 days 1,943 sqft
    2023-10-01 0 days 1,813 sqft
    2023-11-01 0 days 1,854 sqft
    2023-12-01 0 days 1,884 sqft
    2024-01-01 0 days 1,763 sqft
    2024-02-01 0 days 1,763 sqft
    2024-03-01 0 days 1,828 sqft
    2024-04-01 0 days 1,881 sqft
    2024-05-01 0 days 1,929 sqft
    2024-06-01 0 days 1,776 sqft
    2024-07-01 0 days 1,825 sqft
    2024-08-01 0 days 1,700 sqft
    2024-09-01 0 days 1,752 sqft
    2024-10-01 0 days 1,658 sqft
    2024-11-01 0 days 1,690 sqft
    2024-12-01 0 days 1,657 sqft
    2025-01-01 0 days 1,622 sqft
    2025-02-01 0 days 1,622 sqft
    2025-03-01 0 days 1,708 sqft
    2025-04-01 0 days 1,768 sqft
    Bluefield's median listing age (time on market) for 2025-04-01 was 0 days.

    Bluefield's median square footage for active listings during the 2025-04-01 period was 1,768 sqft. One year prior, the average listing was 1,881 sqft.

    Bluefield, WV-VA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 679 $110,105,000 $162,158
    Cash Out Refi 124 $16,190,000 $130,565
    Refi 120 $17,370,000 $144,750
    Other 82 $5,480,000 $66,829
    Home Improvement 79 $6,785,000 $85,886

    Bluefield's most frequently cited loan purpose was Home Purchase, with 679 originations. The 2nd most popular reason was Cash Out Refi, with 124 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 434 $66,730,000 $153,756
    7-8% 222 $32,860,000 $148,018
    Over 8% 210 $20,280,000 $96,571
    5-6% 94 $15,770,000 $167,766
    2.5-3% 7 $875,000 $125,000
    <2.5% 2 $160,000 $80,000
    4-5% 2 $210,000 $105,000
    3-4% 1 $385,000 $385,000

    During 2024, Bluefield's most frequently originated rate bucket was 6-7%, with 434 originations.

    Loan Sizing (Bluefield, WV-VA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 468 $67,080,000 $143,333
    $100,000 or less 413 $25,085,000 $60,738
    $200k-400k 178 $47,580,000 $267,303
    $400k-600k 16 $7,900,000 $493,750
    $600k-1000k 5 $3,915,000 $783,000
    $Over $1MM 4 $4,370,000 $1,092,500

    Bluefield's loan sizing saw the bucket of loans from $100k-200k with 468 originations, totaling $67,080,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 529 $88,245,000 $166,815
    60-80% 184 $27,690,000 $150,489
    40-60% 83 $8,345,000 $100,542
    20-40% 82 $5,640,000 $68,780
    Under 20% 66 $2,620,000 $39,697
    Over 100% 11 $1,825,000 $165,909

    Bluefield's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 529 originations, totaling $88,245,000 in origination value.