Bluefield Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bluefield averaged 6.76% for the week of 2025-03-27, compared to the national average of 6.65% for the same period.

    The average rate for the prior week (2025-03-20) was 6.98% and one month ago for the week of 2025-02-20, the average rate was 6.76%.

    Bluefield's average rate one year ago was 7.08%.

    For refis of the same type during the week of 2025-03-27, the average rate was 6.95%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-03-27 6.65%
    Bluefield 30 Year Fixed Rate 2025-03-27 6.76%
    Bluefield 30 Year Fixed Rate Refi 2025-03-27 6.95%
    Bluefield 15 Year Fixed Rate 2025-03-27 5.89%
    Bluefield 15 Year Fixed Rate Refi 2025-03-27 6.09%
    Bluefield 30 Year FHA 2025-03-27 6.51%
    Bluefield 30 Year FHA Refi 2025-03-27 6.37%
    Bluefield 30 Year USDA 2025-03-27 6.34%
    Bluefield 30 Year USDA Refi 2025-03-27 6.4%
    Bluefield 30 Year VA 2025-03-27 6.39%
    Bluefield 30 Year VA Refi 2025-03-27 6.39%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bluefield, WV-VA.

    Bluefield Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bluefield, WV-VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Atlantic Union Bank 61 6.69% $4,649
    First Community Bank 36 7.33% $3,460
    QUICKEN LOANS, LLC 30 6.98% $5,713
    Summit Community Bank, Inc. 23 6.85% $3,300
    MOVEMENT MORTGAGE, LLC 19 6.91% $5,978
    PRIMELENDING, A PLAINSCAPITAL COMPANY 14 6.98% $7,115
    City National Bank of West Virginia 12 6.11% $2,312
    Truist 11 6.77% $4,421
    First Reliance Bank 10 6.78% $4,086
    Alcova Mortgage LLC 9 6.80% $3,702
    Wells Fargo Bank 7 7.07% $6,259
    New Peoples Bank, Inc. 5 6.95% $2,534
    EASTMAN 4 7.09% $3,067
    21ST MORTGAGE CORPORATION 4 8.29% $5,612
    USAA Federal Savings Bank 3 6.67% $4,613
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 3 7.33% $5,862
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.00% $6,958
    ZILLOW HOME LOANS, LLC 2 7.06% $5,154
    BROKER SOLUTIONS, INC. 2 7.38% $5,278
    FIRST BANCORP 2 7.38% $4,466
    GUARANTEED RATE, INC. 2 6.89% $4,638
    JPMorgan Chase Bank 2 7.68% $2,112
    LOANDEPOT.COM, LLC 2 6.16% $4,374
    PNC Bank 2 6.63% $4,890
    Renasant Bank 2 6.69% $3,840
    Sierra Pacific Mortgage Company, Inc. 2 6.69% $5,825
    UNITED WHOLESALE MORTGAGE, LLC 2 7.59% $3,135
    Virginia Credit Union, Inc. 2 5.88% $3,934
    HOMESTEAD FUNDING CORP. 1 5.88% $4,039
    Independence Bank of Kentucky 1 6.50% $6,630
    AMERICAN FINANCING CORPORATION 1 7.13% $2,616
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.13% $4,968
    LOANPAL, LLC 1 5.50% $775
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.75% $3,357
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $5,560
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.50% $4,874
    NAVY FEDERAL CREDIT UNION 1 6.88% $3,642
    CHEVRON 1 5.88% $0
    Northwest Federal Credit Union 1 7.13% $3,259
    PENTAGON FEDERAL CREDIT UNION 1 7.88% $3,679
    Peoples Bank 1 7.00% $6,451
    AMERISAVE MORTGAGE CORPORATION 1 6.38% $5,804
    Celco Community Federal Credit Union 1 5.25% $1,986
    CARDINAL FINANCIAL 1 7.88% $5,197
    Regions Bank 1 6.63% $6,490
    Victorian Finance, LLC 1 6.25% $4,055
    ROYAL UNITED MORTGAGE LLC 1 7.50% $4,440
    AMERICAN FINANCIAL NETWORK, INC. 1 7.25% $7,508
    STATE EMPLOYEES' 1 6.25% $4,730
    BMO Harris Bank 1 6.25% $4,262
    The Federal Savings Bank 1 7.00% $14,307
    Farm Credit of the Virginias, ACA 1 9.13% $3,769
    Fifth Third Bank 1 6.38% $4,302
    The Huntington National Bank 1 7.10% $4,157
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $5,016
    First National Bank of Omaha 1 8.00% $3,506
    EQUITY RESOURCES, INC. 1 6.75% $4,919
    FREEDOM FIRST 1 6.13% $2,909
    Blue Ridge Bank 1 8.63% $4,809
    GUILD MORTGAGE COMPANY 1 8.13% $4,034

    Bluefield Average Closing Costs & Other Stats

    Bluefield, WV-VA's 60 lenders originated 1,074 loans during 2023. The total origination value was $159,600,000, with an average loan value of $148,603.

    Bluefield's average closing costs are $4,720.

    The top Bluefield lender as defined by loan originations is Atlantic Union Bank, with 61 loans originated. Their average total fees are $4,649, which is $1,188 higher than the next largest lender, First Community Bank.

    The lowest fee Bluefield lenders (with over 10 loans originated) are City National Bank of West Virginia ($2,312), Summit Community Bank, Inc. ($3,300), First Community Bank ($3,460), First Reliance Bank ($4,086) and Truist ($4,421).

    The lowest rate Bluefield lenders (with over 10 loans originated) are City National Bank of West Virginia (6.11%), Atlantic Union Bank (6.69%), Truist (6.77%), First Reliance Bank (6.78%) and Summit Community Bank, Inc. (6.85%).

    Bluefield, WV-VA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Atlantic Union Bank $27,875,000 $28,120,000 0.9% 17.6%
    MOVEMENT MORTGAGE, LLC $11,955,000 $11,845,000 -0.9% 7.4%
    QUICKEN LOANS, LLC $16,100,000 $11,420,000 -29.1% 7.2%
    First Community Bank $35,520,000 $10,100,000 -71.6% 6.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $12,685,000 $6,875,000 -45.8% 4.3%
    Summit Community Bank, Inc. $7,425,000 $6,725,000 -9.4% 4.2%
    MCNB Bank and Trust Co. $5,070,000 $5,505,000 8.6% 3.4%
    New Peoples Bank, Inc. $6,365,000 $4,845,000 -23.9% 3.0%
    Truist $7,485,000 $4,680,000 -37.5% 2.9%
    City National Bank of West Virginia $3,715,000 $4,180,000 12.5% 2.6%
    Mortgage Research Center, LLC $4,780,000 $3,925,000 -17.9% 2.5%
    Alcova Mortgage LLC $2,745,000 $3,280,000 19.5% 2.1%
    NATIONAL BANKSHARES, INC. $3,155,000 $2,690,000 -14.7% 1.7%
    CARDINAL FINANCIAL $2,660,000 $2,625,000 -1.3% 1.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,215,000 $2,405,000 8.6% 1.5%
    21ST MORTGAGE CORPORATION $1,370,000 $2,215,000 61.7% 1.4%
    EASTMAN $625,000 $1,695,000 171.2% 1.1%
    Sierra Pacific Mortgage Company, Inc. $155,000 $1,690,000 990.3% 1.1%
    USAA Federal Savings Bank $610,000 $1,625,000 166.4% 1.0%
    First Reliance Bank $365,000 $1,540,000 321.9% 1.0%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $3,450,000 $1,360,000 -60.6% 0.9%
    The Federal Savings Bank $155,000 $1,315,000 748.4% 0.8%
    Renasant Bank $2,315,000 $1,310,000 -43.4% 0.8%
    BROKER SOLUTIONS, INC. $735,000 $1,305,000 77.6% 0.8%
    Wells Fargo Bank $4,035,000 $1,215,000 -69.9% 0.8%
    LegacyBank $1,145,000 n/a 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $420,000 $970,000 131.0% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,940,000 $875,000 -54.9% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $245,000 $870,000 255.1% 0.5%
    LOANDEPOT.COM, LLC $1,075,000 $805,000 -25.1% 0.5%
    FREEDOM MORTGAGE CORPORATION $1,125,000 $765,000 -32.0% 0.5%
    Celco Community Federal Credit Union $690,000 $750,000 8.7% 0.5%
    Blue Ridge Bank $1,540,000 $605,000 -60.7% 0.4%
    PENNYMAC LOAN SERVICES, LLC $1,270,000 $575,000 -54.7% 0.4%
    PNC Bank $85,000 $540,000 535.3% 0.3%
    JPMorgan Chase Bank $395,000 $530,000 34.2% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,045,000 $510,000 -51.2% 0.3%
    Skyline National Bank $580,000 $470,000 -19.0% 0.3%
    Virginia Credit Union, Inc. $335,000 $470,000 40.3% 0.3%
    UNION HOME MORTGAGE CORP. $615,000 $465,000 -24.4% 0.3%
    FIRST BANCORP $1,675,000 $455,000 -72.8% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $445,000 n/a 0.3%
    BMO Harris Bank $445,000 n/a 0.3%
    Waterstone Mortgage Corporation $575,000 $440,000 -23.5% 0.3%
    GUARANTEED RATE, INC. $255,000 $435,000 70.6% 0.3%
    ZILLOW HOME LOANS, LLC $125,000 $425,000 240.0% 0.3%
    Pendleton Community Bank, Inc. $135,000 $400,000 196.3% 0.3%
    U.S. Bank $295,000 $355,000 20.3% 0.2%
    The Bank of Marion $1,180,000 $350,000 -70.3% 0.2%
    Peoples Bank $345,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $310,000 $320,000 3.2% 0.2%
    Farm Credit of the Virginias, ACA $1,405,000 $305,000 -78.3% 0.2%
    Northwest Federal Credit Union $305,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $125,000 $300,000 140.0% 0.2%
    Discover Bank $140,000 $300,000 114.3% 0.2%
    The Huntington National Bank $375,000 $290,000 -22.7% 0.2%
    Truliant Federal Credit Union $440,000 $290,000 -34.1% 0.2%
    STATE EMPLOYEES' $255,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $250,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $1,855,000 $245,000 -86.8% 0.2%
    HOMESTEAD FUNDING CORP. $235,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 n/a 0.1%
    University Bank $225,000 n/a 0.1%
    First Heritage Mortgage, LLC $210,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $205,000 n/a 0.1%
    Victorian Finance, LLC $200,000 n/a 0.1%
    PLANET HOME LENDING, LLC $195,000 n/a 0.1%
    UNIFY FINANCIAL Credit Union $195,000 n/a 0.1%
    Bank of America $190,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $175,000 n/a 0.1%
    The Grant County Bank $175,000 n/a 0.1%
    Carrington Mortgage Services, LLC $435,000 $170,000 -60.9% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $415,000 $170,000 -59.0% 0.1%
    Lee Bank and Trust Company $170,000 n/a 0.1%
    CHEVRON $165,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $165,000 n/a 0.1%
    Independence Bank of Kentucky $165,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $150,000 $160,000 6.7% 0.1%
    HOMESPIRE MORTGAGE CORPORATION $155,000 n/a 0.1%
    LOANPAL, LLC $175,000 $155,000 -11.4% 0.1%
    NEW DAY FINANCIAL, LLC $75,000 $155,000 106.7% 0.1%
    EMM LOANS LLC $135,000 $145,000 7.4% 0.1%
    First National Bank of Omaha $145,000 n/a 0.1%
    Regions Bank $145,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $140,000 n/a 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $480,000 $135,000 -71.9% 0.1%
    LIMA ONE CAPITAL, LLC $125,000 n/a 0.1%
    The First National Bank of Peterstown $360,000 $125,000 -65.3% 0.1%
    C & F Mortgage Corporation $145,000 $115,000 -20.7% 0.1%
    CHURCHILL MORTGAGE CORPORATION $575,000 $115,000 -80.0% 0.1%
    Gateway First Bank $260,000 $115,000 -55.8% 0.1%
    Prosperity Home Mortgage, LLC $165,000 $105,000 -36.4% 0.1%
    Third Federal Savings and Loan Association of Cleveland $95,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $580,000 $75,000 -87.1% 0.0%
    Citizens Bank $765,000 $75,000 -90.2% 0.0%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $75,000 n/a 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $105,000 $75,000 -28.6% 0.0%
    Powell Valley National Bank $75,000 n/a 0.0%
    EQUITY RESOURCES, INC. $65,000 n/a 0.0%
    Fifth Third Bank $65,000 n/a 0.0%
    First National Bank of America $65,000 n/a 0.0%
    JUSTICE Federal Credit Union $65,000 n/a 0.0%
    M&T Bank $95,000 $60,000 -36.8% 0.0%
    ASHLAND Credit Union $45,000 n/a 0.0%
    FREEDOM FIRST $1,220,000 $45,000 -96.3% 0.0%
    TruPoint Bank $35,000 n/a 0.0%
    CHERRY CREEK MORTGAGE, LLC $25,000 n/a 0.0%
    BLUE EAGLE CREDIT UNION $15,000 n/a 0.0%

    Bluefield's top lender by overall market share is Atlantic Union Bank, with 17.6% market share. In second place, with 7.4%, is MOVEMENT MORTGAGE, LLC, having originated $11,845,000 in loans. In third place, with 7.2%, is QUICKEN LOANS, LLC, having originated $11,420,000 in loans. In fourth place, with 6.3%, is First Community Bank, having originated $10,100,000 in loans. In fifth place, with 4.3%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $6,875,000 in loans.

    Bluefield Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bluefield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $121,150 (-2.9%) $166,837 (1.4%) 0.00 498
    2018-02-01 $119,900 (-4.0%) $169,604 (2.6%) 0.00 496
    2018-03-01 $119,900 (-4.0%) $171,323 (-0.7%) 0.00 497
    2018-04-01 $122,625 (-1.9%) $175,082 (1.9%) 0.00 482
    2018-05-01 $125,000 (0.7%) $175,048 (4.2%) 0.00 510
    2018-06-01 $124,900 (2.6%) $177,475 (5.6%) 0.00 530
    2018-07-01 $123,950 (0.4%) $177,622 (4.7%) 0.00 550
    2018-08-01 $127,125 (3.1%) $177,225 (5.4%) 0.00 557
    2018-09-01 $139,000 (11.3%) $186,377 (9.4%) 0.00 554
    2018-10-01 $132,850 (7.7%) $181,958 (7.1%) 0.00 554
    2018-11-01 $131,750 (8.2%) $184,342 (8.9%) 0.00 515
    2018-12-01 $130,000 (8.4%) $185,085 (10.6%) 0.00 490
    2019-01-01 $129,900 (7.2%) $184,838 (10.8%) 0.00 456
    2019-02-01 $129,900 (8.3%) $181,770 (7.2%) 0.00 436
    2019-03-01 $131,636 (9.8%) $167,754 (-2.1%) 0.00 454
    2019-04-01 $131,636 (7.4%) $163,044 (-6.9%) 0.00 478
    2019-05-01 $128,725 (3.0%) $160,910 (-8.1%) 0.00 493
    2019-06-01 $129,900 (4.0%) $164,365 (-7.4%) 0.00 515
    2019-07-01 $129,900 (4.8%) $163,568 (-7.9%) 0.00 545
    2019-08-01 $131,216 (3.2%) $166,172 (-6.2%) 0.00 543
    2019-09-01 $133,190 (-4.2%) $170,080 (-8.7%) 0.00 524
    2019-10-01 $134,506 (1.3%) $172,685 (-5.1%) 0.00 506
    2019-11-01 $132,500 (0.6%) $172,805 (-6.3%) 0.00 477
    2019-12-01 $129,900 (-0.1%) $170,123 (-8.1%) 0.00 433
    2020-01-01 $129,900 (0.0%) $168,671 (-8.8%) 0.00 412
    2020-02-01 $129,900 (0.0%) $171,919 (-5.4%) 0.00 416
    2020-03-01 $133,075 (1.1%) $177,468 (5.8%) 0.00 397
    2020-04-01 $134,675 (2.3%) $182,387 (11.9%) 0.00 377
    2020-05-01 $134,950 (4.8%) $186,981 (16.2%) 0.00 343
    2020-06-01 $139,900 (7.7%) $184,515 (12.3%) 0.00 329
    2020-07-01 $135,950 (4.7%) $190,289 (16.3%) 0.00 312
    2020-08-01 $139,900 (6.6%) $208,845 (25.7%) 0.00 282
    2020-09-01 $149,000 (11.9%) $216,544 (27.3%) 0.00 277
    2020-10-01 $149,950 (11.5%) $222,538 (28.9%) 0.00 284
    2020-11-01 $149,900 (13.1%) $214,098 (23.9%) 0.00 283
    2020-12-01 $145,000 (11.6%) $201,282 (18.3%) 0.00 267
    2021-01-01 $149,900 (15.4%) $206,836 (22.6%) 0.00 248
    2021-02-01 $149,375 (15.0%) $206,104 (19.9%) 0.00 225
    2021-03-01 $150,500 (13.1%) $210,644 (18.7%) 0.00 204
    2021-04-01 $153,725 (14.2%) $221,383 (21.4%) 0.00 193
    2021-05-01 $142,000 (5.2%) $233,717 (25.0%) 0.00 197
    2021-06-01 $135,000 (-3.5%) $240,327 (30.3%) 0.00 178
    2021-07-01 $139,900 (2.9%) $241,386 (26.9%) 0.00 183
    2021-08-01 $136,000 (-2.8%) $236,674 (13.3%) 0.00 185
    2021-09-01 $134,975 (-9.4%) $229,419 (6.0%) 0.00 180
    2021-10-01 $134,450 (-10.3%) $216,236 (-2.8%) 0.00 175
    2021-11-01 $138,450 (-7.6%) $229,326 (7.1%) 0.00 163
    2021-12-01 $139,900 (-3.5%) $232,798 (15.7%) 0.00 151
    2022-01-01 $139,900 (-6.7%) $230,773 (11.6%) 0.00 135
    2022-02-01 $148,000 (-0.9%) $246,381 (19.5%) 0.00 121
    2022-03-01 $141,950 (-5.7%) $251,106 (19.2%) 0.00 106
    2022-04-01 $144,900 (-5.7%) $239,744 (8.3%) 0.00 110
    2022-05-01 $151,000 (6.3%) $239,037 (2.3%) 0.00 123
    2022-06-01 $150,925 (11.8%) $236,741 (-1.5%) 0.00 132
    2022-07-01 $144,900 (3.6%) $238,438 (-1.2%) 0.00 152
    2022-08-01 $149,900 (10.2%) $236,920 (0.1%) 0.00 155
    2022-09-01 $154,475 (14.5%) $238,501 (4.0%) 0.00 153
    2022-10-01 $165,450 (23.1%) $236,146 (9.2%) 0.00 151
    2022-11-01 $154,950 (11.9%) $221,515 (-3.4%) 0.00 151
    2022-12-01 $162,400 (16.1%) $249,159 (7.0%) 0.00 154
    2023-01-01 $163,950 (17.2%) $247,515 (7.3%) 0.00 133
    2023-02-01 $177,000 (19.6%) $270,282 (9.7%) 0.00 119
    2023-03-01 $149,900 (5.6%) $260,486 (3.7%) 0.00 111
    2023-04-01 $169,000 (16.6%) $251,406 (4.9%) 0.00 102
    2023-05-01 $179,950 (19.2%) $272,091 (13.8%) 0.00 91
    2023-06-01 $179,225 (18.8%) $271,375 (14.6%) 0.00 109
    2023-07-01 $176,950 (22.1%) $283,525 (18.9%) 0.00 144
    2023-08-01 $172,975 (15.4%) $301,165 (27.1%) 0.00 164
    2023-09-01 $172,500 (11.7%) $333,994 (40.0%) 0.00 165
    2023-10-01 $169,975 (2.7%) $332,128 (40.6%) 0.00 169
    2023-11-01 $175,425 (13.2%) $285,857 (29.1%) 0.00 161
    2023-12-01 $189,900 (16.9%) $296,918 (19.2%) 0.00 153
    2024-01-01 $179,475 (9.5%) $252,231 (1.9%) 0.00 160
    2024-02-01 $182,125 (2.9%) $240,672 (-11.0%) 0.00 148
    2024-03-01 $192,500 (28.4%) $259,688 (-0.3%) 0.00 146
    2024-04-01 $191,200 (13.1%) $259,268 (3.1%) 0.00 151
    2024-05-01 $189,900 (5.5%) $260,532 (-4.3%) 0.00 142
    2024-06-01 $180,000 (0.4%) $288,292 (6.2%) 0.00 152
    2024-07-01 $196,375 (11.0%) $302,737 (6.8%) 0.00 175
    2024-08-01 $169,450 (-2.0%) $291,552 (-3.2%) 0.00 195
    2024-09-01 $172,225 (-0.2%) $277,218 (-17.0%) 0.00 188
    2024-10-01 $172,000 (1.2%) $274,233 (-17.4%) 0.00 195
    2024-11-01 $188,000 (7.2%) $276,183 (-3.4%) 0.00 202
    2024-12-01 $181,150 (-4.6%) $273,358 (-7.9%) 0.00 204
    2025-01-01 $180,825 (0.8%) $280,965 (11.4%) 0.00 186
    2025-02-01 $181,500 (-0.3%) $268,605 (11.6%) 0.00 169
    Bluefield's median listing price for 2025-02-01 was $181,500, a difference of $-625 (-0.3%) versus the prior year and $675 versus the prior month.

    Bluefield's median listing price comes in at 0% of the national average.

    Bluefield's average listing price for 2025-02-01 was $268,605, a difference of $27,933 (11.6%) versus the prior year and $-12,360 versus the prior month.

    For the 2025-02-01 period, Bluefield had 169 MLS listings, a difference of -17 listings (-9%) versus the prior month and 21 listings (14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bluefield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,646 sqft
    2018-02-01 0 days 1,642 sqft
    2018-03-01 0 days 1,644 sqft
    2018-04-01 0 days 1,644 sqft
    2018-05-01 0 days 1,650 sqft
    2018-06-01 0 days 1,680 sqft
    2018-07-01 0 days 1,669 sqft
    2018-08-01 0 days 1,680 sqft
    2018-09-01 0 days 1,727 sqft
    2018-10-01 0 days 1,697 sqft
    2018-11-01 0 days 1,681 sqft
    2018-12-01 0 days 1,662 sqft
    2019-01-01 0 days 1,657 sqft
    2019-02-01 0 days 1,674 sqft
    2019-03-01 0 days 1,648 sqft
    2019-04-01 0 days 1,645 sqft
    2019-05-01 0 days 1,655 sqft
    2019-06-01 0 days 1,666 sqft
    2019-07-01 0 days 1,680 sqft
    2019-08-01 0 days 1,694 sqft
    2019-09-01 0 days 1,698 sqft
    2019-10-01 0 days 1,701 sqft
    2019-11-01 0 days 1,694 sqft
    2019-12-01 0 days 1,637 sqft
    2020-01-01 0 days 1,670 sqft
    2020-02-01 0 days 1,670 sqft
    2020-03-01 0 days 1,699 sqft
    2020-04-01 0 days 1,703 sqft
    2020-05-01 0 days 1,752 sqft
    2020-06-01 0 days 1,746 sqft
    2020-07-01 0 days 1,728 sqft
    2020-08-01 0 days 1,768 sqft
    2020-09-01 0 days 1,815 sqft
    2020-10-01 0 days 1,794 sqft
    2020-11-01 0 days 1,779 sqft
    2020-12-01 0 days 1,785 sqft
    2021-01-01 0 days 1,818 sqft
    2021-02-01 0 days 1,798 sqft
    2021-03-01 0 days 1,824 sqft
    2021-04-01 0 days 1,837 sqft
    2021-05-01 0 days 1,800 sqft
    2021-06-01 0 days 1,712 sqft
    2021-07-01 0 days 1,729 sqft
    2021-08-01 0 days 1,727 sqft
    2021-09-01 0 days 1,745 sqft
    2021-10-01 0 days 1,624 sqft
    2021-11-01 0 days 1,770 sqft
    2021-12-01 0 days 1,724 sqft
    2022-01-01 0 days 1,671 sqft
    2022-02-01 0 days 1,774 sqft
    2022-03-01 0 days 1,853 sqft
    2022-04-01 0 days 1,802 sqft
    2022-05-01 0 days 1,806 sqft
    2022-06-01 0 days 1,777 sqft
    2022-07-01 0 days 1,704 sqft
    2022-08-01 0 days 1,774 sqft
    2022-09-01 0 days 1,704 sqft
    2022-10-01 0 days 1,816 sqft
    2022-11-01 0 days 1,749 sqft
    2022-12-01 0 days 1,796 sqft
    2023-01-01 0 days 1,778 sqft
    2023-02-01 0 days 1,841 sqft
    2023-03-01 0 days 1,699 sqft
    2023-04-01 0 days 1,734 sqft
    2023-05-01 0 days 1,992 sqft
    2023-06-01 0 days 2,006 sqft
    2023-07-01 0 days 1,860 sqft
    2023-08-01 0 days 1,931 sqft
    2023-09-01 0 days 1,943 sqft
    2023-10-01 0 days 1,813 sqft
    2023-11-01 0 days 1,854 sqft
    2023-12-01 0 days 1,884 sqft
    2024-01-01 0 days 1,763 sqft
    2024-02-01 0 days 1,763 sqft
    2024-03-01 0 days 1,828 sqft
    2024-04-01 0 days 1,881 sqft
    2024-05-01 0 days 1,929 sqft
    2024-06-01 0 days 1,776 sqft
    2024-07-01 0 days 1,825 sqft
    2024-08-01 0 days 1,700 sqft
    2024-09-01 0 days 1,752 sqft
    2024-10-01 0 days 1,658 sqft
    2024-11-01 0 days 1,690 sqft
    2024-12-01 0 days 1,657 sqft
    2025-01-01 0 days 1,622 sqft
    2025-02-01 0 days 1,622 sqft
    Bluefield's median listing age (time on market) for 2025-02-01 was 0 days.

    Bluefield's median square footage for active listings during the 2025-02-01 period was 1,622 sqft. One year prior, the average listing was 1,763 sqft.

    Bluefield, WV-VA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 732 $124,170,000 $169,631
    Cash Out Refi 111 $15,725,000 $141,667
    Refi 90 $9,740,000 $108,222
    Other 84 $6,430,000 $76,548
    Home Improvement 56 $3,490,000 $62,321
    NA 1 $45,000 $45,000

    Bluefield's most frequently cited loan purpose was Home Purchase, with 732 originations. The 2nd most popular reason was Cash Out Refi, with 111 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 426 $66,560,000 $156,244
    7-8% 295 $42,585,000 $144,356
    Over 8% 131 $10,255,000 $78,282
    5-6% 113 $18,525,000 $163,938
    4-5% 4 $600,000 $150,000
    2.5-3% 2 $420,000 $210,000

    During 2023, Bluefield's most frequently originated rate bucket was 6-7%, with 426 originations.

    Loan Sizing (Bluefield, WV-VA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 465 $65,345,000 $140,527
    $100,000 or less 412 $25,310,000 $61,432
    $200k-400k 169 $44,595,000 $263,876
    $400k-600k 19 $8,605,000 $452,895
    $600k-1000k 6 $4,750,000 $791,667
    $Over $1MM 3 $10,995,000 $3,665,000

    Bluefield's loan sizing saw the bucket of loans from $100k-200k with 465 originations, totaling $65,345,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 595 $98,705,000 $165,891
    60-80% 173 $22,365,000 $129,277
    40-60% 79 $8,435,000 $106,772
    20-40% 71 $5,085,000 $71,620
    Under 20% 41 $1,555,000 $37,927
    Over 100% 11 $2,595,000 $235,909

    Bluefield's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 595 originations, totaling $98,705,000 in origination value.