Bluefield Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bluefield averaged
7.13%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.95% and
one month ago for the week of 2025-03-06, the
average rate was 6.84%.
Bluefield's average rate one year ago was 6.93%.
For refis of the same type during the week of 2025-04-10, the average rate
was 7.02%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-10 | 6.62% |
Bluefield 30 Year Fixed Rate | 2025-04-10 | 7.13% |
Bluefield 30 Year Fixed Rate Refi | 2025-04-10 | 7.02% |
Bluefield 15 Year Fixed Rate | 2025-04-10 | 5.72% |
Bluefield 15 Year Fixed Rate Refi | 2025-04-10 | 6.42% |
Bluefield 30 Year FHA | 2025-04-10 | 6.57% |
Bluefield 30 Year FHA Refi | 2025-04-10 | 6.33% |
Bluefield 30 Year USDA | 2025-04-10 | 6.56% |
Bluefield 30 Year USDA Refi | 2025-04-10 | 6.45% |
Bluefield 30 Year VA | 2025-04-10 | 6.49% |
Bluefield 30 Year VA Refi | 2025-04-10 | 6.19% |
Bluefield Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bluefield, WV-VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Bluefield Average Closing Costs & Other Stats
Bluefield, WV-VA's 55 lenders originated 1,084
loans during 2024. The total origination value was $155,930,000, with an average loan value of
$143,847.
Bluefield's average closing costs are $4,821.
The top Bluefield lender as defined by loan originations is Atlantic Union Bank, with
74 loans originated. Their average total fees are
$3,969, which is $1,371
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Bluefield lenders (with over 10 loans originated) are
Burke & Herbert Bank & Trust Company ($3,437), First Reliance Bank ($3,545), First Community Bank ($3,629), Atlantic Union Bank ($3,969) and MOVEMENT MORTGAGE, LLC ($4,701).
The lowest rate Bluefield lenders (with over 10 loans originated) are
First Reliance Bank (6.19%), Atlantic Union Bank (6.82%), MOVEMENT MORTGAGE, LLC (6.85%), QUICKEN LOANS, LLC (6.94%) and Burke & Herbert Bank & Trust Company (7.09%).
Bluefield, WV-VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
Atlantic Union Bank | $28,120,000 | $30,920,000 | 10.0% | 19.8% |
QUICKEN LOANS, LLC | $11,420,000 | $13,445,000 | 17.7% | 8.6% |
MOVEMENT MORTGAGE, LLC | $11,845,000 | $11,175,000 | -5.7% | 7.2% |
First Community Bank | $10,100,000 | $6,530,000 | -35.3% | 4.2% |
LegacyBank | $1,145,000 | $6,310,000 | 451.1% | 4.0% |
Mortgage Research Center, LLC | $3,925,000 | $6,005,000 | 53.0% | 3.9% |
New Peoples Bank, Inc. | $4,845,000 | $5,995,000 | 23.7% | 3.8% |
Truist | $4,680,000 | $5,475,000 | 17.0% | 3.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $2,405,000 | $4,035,000 | 67.8% | 2.6% |
Burke & Herbert Bank & Trust Company | $4,005,000 | n/a | 2.6% | |
City National Bank of West Virginia | $4,180,000 | $3,685,000 | -11.8% | 2.4% |
NATIONAL BANKSHARES, INC. | $2,690,000 | $2,895,000 | 7.6% | 1.9% |
FREEDOM MORTGAGE CORPORATION | $765,000 | $2,805,000 | 266.7% | 1.8% |
21ST MORTGAGE CORPORATION | $2,215,000 | $2,750,000 | 24.2% | 1.8% |
Alcova Mortgage LLC | $3,280,000 | $2,245,000 | -31.6% | 1.4% |
MCNB Bank and Trust Co. | $5,505,000 | $2,200,000 | -60.0% | 1.4% |
First Reliance Bank | $1,540,000 | $2,105,000 | 36.7% | 1.3% |
UNITED WHOLESALE MORTGAGE, LLC | $970,000 | $2,065,000 | 112.9% | 1.3% |
PENNYMAC LOAN SERVICES, LLC | $575,000 | $1,835,000 | 219.1% | 1.2% |
Renasant Bank | $1,310,000 | $1,595,000 | 21.8% | 1.0% |
EASTMAN | $1,695,000 | $1,540,000 | -9.1% | 1.0% |
LOANDEPOT.COM, LLC | $805,000 | $1,245,000 | 54.7% | 0.8% |
CARDINAL FINANCIAL | $2,625,000 | $1,180,000 | -55.0% | 0.8% |
NAVY FEDERAL CREDIT UNION | $245,000 | $1,180,000 | 381.6% | 0.8% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,360,000 | $1,145,000 | -15.8% | 0.7% |
FIRST BANCORP | $455,000 | $1,030,000 | 126.4% | 0.7% |
Skyline National Bank | $470,000 | $1,005,000 | 113.8% | 0.6% |
Summit Community Bank, Inc. | $6,725,000 | $925,000 | -86.2% | 0.6% |
BROKER SOLUTIONS, INC. | $1,305,000 | $885,000 | -32.2% | 0.6% |
ROYAL UNITED MORTGAGE LLC | $320,000 | $855,000 | 167.2% | 0.5% |
Citizens Bank | $75,000 | $835,000 | 1,013.3% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $170,000 | $795,000 | 367.6% | 0.5% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,875,000 | $785,000 | -88.6% | 0.5% |
Truliant Federal Credit Union | $290,000 | $710,000 | 144.8% | 0.5% |
Waterstone Mortgage Corporation | $440,000 | $670,000 | 52.3% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $510,000 | $575,000 | 12.7% | 0.4% |
Farm Credit of the Virginias, ACA | $305,000 | $555,000 | 82.0% | 0.4% |
First National Bank of Pennsylvania | $550,000 | n/a | 0.4% | |
Virginia Credit Union, Inc. | $470,000 | $530,000 | 12.8% | 0.3% |
U.S. Bank | $355,000 | $510,000 | 43.7% | 0.3% |
Carrington Mortgage Services, LLC | $170,000 | $500,000 | 194.1% | 0.3% |
VILLAGE CAPITAL MORTGAGE | $500,000 | n/a | 0.3% | |
Pendleton Community Bank, Inc. | $400,000 | $470,000 | 17.5% | 0.3% |
Celco Community Federal Credit Union | $750,000 | $465,000 | -38.0% | 0.3% |
The First National Bank of Peterstown | $125,000 | $460,000 | 268.0% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $875,000 | $410,000 | -53.1% | 0.3% |
Discover Bank | $300,000 | $400,000 | 33.3% | 0.3% |
Blue Ridge Bank | $605,000 | $395,000 | -34.7% | 0.3% |
PLANET HOME LENDING, LLC | $195,000 | $360,000 | 84.6% | 0.2% |
TOWNE MORTGAGE COMPANY | $355,000 | n/a | 0.2% | |
The Federal Savings Bank | $1,315,000 | $350,000 | -73.4% | 0.2% |
AMERICAN FINANCIAL RESOURCES, INC. | $300,000 | $340,000 | 13.3% | 0.2% |
Pioneer Community Bank | $335,000 | n/a | 0.2% | |
USAA Federal Savings Bank | $1,625,000 | $335,000 | -79.4% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $325,000 | n/a | 0.2% | |
JPMorgan Chase Bank | $530,000 | $320,000 | -39.6% | 0.2% |
Wells Fargo Bank | $1,215,000 | $320,000 | -73.7% | 0.2% |
ENCORE BANK | $305,000 | n/a | 0.2% | |
PHH Mortgage Corporation | $295,000 | n/a | 0.2% | |
TRIAD FINANCIAL SERVICES, INC. | $295,000 | n/a | 0.2% | |
DELMAR FINANCIAL COMPANY | $285,000 | n/a | 0.2% | |
NEWREZ LLC | $285,000 | n/a | 0.2% | |
The Bank of Marion | $350,000 | $280,000 | -20.0% | 0.2% |
The Huntington National Bank | $290,000 | $280,000 | -3.4% | 0.2% |
Flagstar Bank, FSB | $270,000 | n/a | 0.2% | |
Cornerstone First Mortgage, Inc | $265,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $155,000 | $265,000 | 71.0% | 0.2% |
SOUTHWEST STAGE FUNDING, LLC | $870,000 | $265,000 | -69.5% | 0.2% |
Barrington Bank & Trust Company, N.A. | $75,000 | $260,000 | 246.7% | 0.2% |
FIRST COLONY MORTGAGE CORPORATION | $260,000 | n/a | 0.2% | |
SUCCESS MORTGAGE PARTNERS, INC. | $205,000 | $255,000 | 24.4% | 0.2% |
QUORUM FEDERAL CREDIT UNION | $240,000 | n/a | 0.2% | |
LENDSURE MORTGAGE CORP. | $215,000 | n/a | 0.1% | |
First Heritage Mortgage, LLC | $210,000 | $205,000 | -2.4% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $205,000 | n/a | 0.1% | |
Stifel Bank and Trust | $205,000 | n/a | 0.1% | |
ALLIANT CREDIT UNION | $195,000 | n/a | 0.1% | |
Charles Schwab Bank, SSB | $190,000 | n/a | 0.1% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $225,000 | $185,000 | -17.8% | 0.1% |
OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION | $185,000 | n/a | 0.1% | |
SIRVA MORTGAGE, INC. | $185,000 | n/a | 0.1% | |
GUILD MORTGAGE COMPANY | $140,000 | $180,000 | 28.6% | 0.1% |
MILEND, INC. | $175,000 | n/a | 0.1% | |
Prosperity Home Mortgage, LLC | $105,000 | $165,000 | 57.1% | 0.1% |
UNION HOME MORTGAGE CORP. | $465,000 | $165,000 | -64.5% | 0.1% |
American Mortgage & Equity Consultants, Inc. | $155,000 | n/a | 0.1% | |
Apple Federal Credit Union | $155,000 | n/a | 0.1% | |
C & F Mortgage Corporation | $115,000 | $155,000 | 34.8% | 0.1% |
EQUITY RESOURCES, INC. | $65,000 | $145,000 | 123.1% | 0.1% |
NBKC BANK | $145,000 | n/a | 0.1% | |
TruPoint Bank | $35,000 | $140,000 | 300.0% | 0.1% |
CITIZENS EQUITY FIRST | $135,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $135,000 | n/a | 0.1% | |
FAY SERVICING, LLC | $135,000 | n/a | 0.1% | |
Magnolia Bank | $135,000 | n/a | 0.1% | |
CHURCHILL MORTGAGE CORPORATION | $115,000 | $115,000 | 0.0% | 0.1% |
Coastal Community Bank | $115,000 | n/a | 0.1% | |
Peoples Bank | $345,000 | $110,000 | -68.1% | 0.1% |
Citizens Bank | $75,000 | $105,000 | 40.0% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $105,000 | n/a | 0.1% | |
Northwest Federal Credit Union | $305,000 | $105,000 | -65.6% | 0.1% |
Ameris Bank | $95,000 | n/a | 0.1% | |
ROSS MORTGAGE CORPORATION | $95,000 | n/a | 0.1% | |
Ally Bank | $85,000 | n/a | 0.1% | |
EMM LOANS LLC | $145,000 | $85,000 | -41.4% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $85,000 | n/a | 0.1% | |
THE STATE CREDIT UNION | $85,000 | n/a | 0.1% | |
United Bank | $85,000 | n/a | 0.1% | |
WesBanco | $85,000 | n/a | 0.1% | |
BAYER HERITAGE | $65,000 | n/a | 0.0% | |
BETTER MORTGAGE CORPORATION | $65,000 | n/a | 0.0% | |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $75,000 | $65,000 | -13.3% | 0.0% |
WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
ALLEGACY FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
AMERICAN FINANCING CORPORATION | $160,000 | $55,000 | -65.6% | 0.0% |
PNC Bank | $540,000 | $55,000 | -89.8% | 0.0% |
RESIDENTIAL BANCORP | $55,000 | n/a | 0.0% | |
STATE EMPLOYEES' | $255,000 | $55,000 | -78.4% | 0.0% |
Bank of America | $190,000 | $45,000 | -76.3% | 0.0% |
MUTUAL OF OMAHA MORTGAGE, INC. | $75,000 | $45,000 | -40.0% | 0.0% |
SPRING EQ, LLC | $45,000 | n/a | 0.0% | |
First Horizon Bank | $25,000 | n/a | 0.0% |
Bluefield's top lender by overall market share is Atlantic Union Bank, with 19.8% market share. In second place, with 8.6%, is QUICKEN LOANS, LLC, having originated $13,445,000 in loans. In third place, with 7.2%, is MOVEMENT MORTGAGE, LLC, having originated $11,175,000 in loans. In fourth place, with 4.2%, is First Community Bank, having originated $6,530,000 in loans. In fifth place, with 4.0%, is LegacyBank, having originated $6,310,000 in loans.
Bluefield Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Bluefield (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $121,150 (-2.9%) | $166,837 (1.4%) | 0.00 | 498 |
2018-02-01 | $119,900 (-4.0%) | $169,604 (2.6%) | 0.00 | 496 |
2018-03-01 | $119,900 (-4.0%) | $171,323 (-0.7%) | 0.00 | 497 |
2018-04-01 | $122,625 (-1.9%) | $175,082 (1.9%) | 0.00 | 482 |
2018-05-01 | $125,000 (0.7%) | $175,048 (4.2%) | 0.00 | 510 |
2018-06-01 | $124,900 (2.6%) | $177,475 (5.6%) | 0.00 | 530 |
2018-07-01 | $123,950 (0.4%) | $177,622 (4.7%) | 0.00 | 550 |
2018-08-01 | $127,125 (3.1%) | $177,225 (5.4%) | 0.00 | 557 |
2018-09-01 | $139,000 (11.3%) | $186,377 (9.4%) | 0.00 | 554 |
2018-10-01 | $132,850 (7.7%) | $181,958 (7.1%) | 0.00 | 554 |
2018-11-01 | $131,750 (8.2%) | $184,342 (8.9%) | 0.00 | 515 |
2018-12-01 | $130,000 (8.4%) | $185,085 (10.6%) | 0.00 | 490 |
2019-01-01 | $129,900 (7.2%) | $184,838 (10.8%) | 0.00 | 456 |
2019-02-01 | $129,900 (8.3%) | $181,770 (7.2%) | 0.00 | 436 |
2019-03-01 | $131,636 (9.8%) | $167,754 (-2.1%) | 0.00 | 454 |
2019-04-01 | $131,636 (7.4%) | $163,044 (-6.9%) | 0.00 | 478 |
2019-05-01 | $128,725 (3.0%) | $160,910 (-8.1%) | 0.00 | 493 |
2019-06-01 | $129,900 (4.0%) | $164,365 (-7.4%) | 0.00 | 515 |
2019-07-01 | $129,900 (4.8%) | $163,568 (-7.9%) | 0.00 | 545 |
2019-08-01 | $131,216 (3.2%) | $166,172 (-6.2%) | 0.00 | 543 |
2019-09-01 | $133,190 (-4.2%) | $170,080 (-8.7%) | 0.00 | 524 |
2019-10-01 | $134,506 (1.3%) | $172,685 (-5.1%) | 0.00 | 506 |
2019-11-01 | $132,500 (0.6%) | $172,805 (-6.3%) | 0.00 | 477 |
2019-12-01 | $129,900 (-0.1%) | $170,123 (-8.1%) | 0.00 | 433 |
2020-01-01 | $129,900 (0.0%) | $168,671 (-8.8%) | 0.00 | 412 |
2020-02-01 | $129,900 (0.0%) | $171,919 (-5.4%) | 0.00 | 416 |
2020-03-01 | $133,075 (1.1%) | $177,468 (5.8%) | 0.00 | 397 |
2020-04-01 | $134,675 (2.3%) | $182,387 (11.9%) | 0.00 | 377 |
2020-05-01 | $134,950 (4.8%) | $186,981 (16.2%) | 0.00 | 343 |
2020-06-01 | $139,900 (7.7%) | $184,515 (12.3%) | 0.00 | 329 |
2020-07-01 | $135,950 (4.7%) | $190,289 (16.3%) | 0.00 | 312 |
2020-08-01 | $139,900 (6.6%) | $208,845 (25.7%) | 0.00 | 282 |
2020-09-01 | $149,000 (11.9%) | $216,544 (27.3%) | 0.00 | 277 |
2020-10-01 | $149,950 (11.5%) | $222,538 (28.9%) | 0.00 | 284 |
2020-11-01 | $149,900 (13.1%) | $214,098 (23.9%) | 0.00 | 283 |
2020-12-01 | $145,000 (11.6%) | $201,282 (18.3%) | 0.00 | 267 |
2021-01-01 | $149,900 (15.4%) | $206,836 (22.6%) | 0.00 | 248 |
2021-02-01 | $149,375 (15.0%) | $206,104 (19.9%) | 0.00 | 225 |
2021-03-01 | $150,500 (13.1%) | $210,644 (18.7%) | 0.00 | 204 |
2021-04-01 | $153,725 (14.2%) | $221,383 (21.4%) | 0.00 | 193 |
2021-05-01 | $142,000 (5.2%) | $233,717 (25.0%) | 0.00 | 197 |
2021-06-01 | $135,000 (-3.5%) | $240,327 (30.3%) | 0.00 | 178 |
2021-07-01 | $139,900 (2.9%) | $241,386 (26.9%) | 0.00 | 183 |
2021-08-01 | $136,000 (-2.8%) | $236,674 (13.3%) | 0.00 | 185 |
2021-09-01 | $134,975 (-9.4%) | $229,419 (6.0%) | 0.00 | 180 |
2021-10-01 | $134,450 (-10.3%) | $216,236 (-2.8%) | 0.00 | 175 |
2021-11-01 | $138,450 (-7.6%) | $229,326 (7.1%) | 0.00 | 163 |
2021-12-01 | $139,900 (-3.5%) | $232,798 (15.7%) | 0.00 | 151 |
2022-01-01 | $139,900 (-6.7%) | $230,773 (11.6%) | 0.00 | 135 |
2022-02-01 | $148,000 (-0.9%) | $246,381 (19.5%) | 0.00 | 121 |
2022-03-01 | $141,950 (-5.7%) | $251,106 (19.2%) | 0.00 | 106 |
2022-04-01 | $144,900 (-5.7%) | $239,744 (8.3%) | 0.00 | 110 |
2022-05-01 | $151,000 (6.3%) | $239,037 (2.3%) | 0.00 | 123 |
2022-06-01 | $150,925 (11.8%) | $236,741 (-1.5%) | 0.00 | 132 |
2022-07-01 | $144,900 (3.6%) | $238,438 (-1.2%) | 0.00 | 152 |
2022-08-01 | $149,900 (10.2%) | $236,920 (0.1%) | 0.00 | 155 |
2022-09-01 | $154,475 (14.5%) | $238,501 (4.0%) | 0.00 | 153 |
2022-10-01 | $165,450 (23.1%) | $236,146 (9.2%) | 0.00 | 151 |
2022-11-01 | $154,950 (11.9%) | $221,515 (-3.4%) | 0.00 | 151 |
2022-12-01 | $162,400 (16.1%) | $249,159 (7.0%) | 0.00 | 154 |
2023-01-01 | $163,950 (17.2%) | $247,515 (7.3%) | 0.00 | 133 |
2023-02-01 | $177,000 (19.6%) | $270,282 (9.7%) | 0.00 | 119 |
2023-03-01 | $149,900 (5.6%) | $260,486 (3.7%) | 0.00 | 111 |
2023-04-01 | $169,000 (16.6%) | $251,406 (4.9%) | 0.00 | 102 |
2023-05-01 | $179,950 (19.2%) | $272,091 (13.8%) | 0.00 | 91 |
2023-06-01 | $179,225 (18.8%) | $271,375 (14.6%) | 0.00 | 109 |
2023-07-01 | $176,950 (22.1%) | $283,525 (18.9%) | 0.00 | 144 |
2023-08-01 | $172,975 (15.4%) | $301,165 (27.1%) | 0.00 | 164 |
2023-09-01 | $172,500 (11.7%) | $333,994 (40.0%) | 0.00 | 165 |
2023-10-01 | $169,975 (2.7%) | $332,128 (40.6%) | 0.00 | 169 |
2023-11-01 | $175,425 (13.2%) | $285,857 (29.1%) | 0.00 | 161 |
2023-12-01 | $189,900 (16.9%) | $296,918 (19.2%) | 0.00 | 153 |
2024-01-01 | $179,475 (9.5%) | $252,231 (1.9%) | 0.00 | 160 |
2024-02-01 | $182,125 (2.9%) | $240,672 (-11.0%) | 0.00 | 148 |
2024-03-01 | $192,500 (28.4%) | $259,688 (-0.3%) | 0.00 | 146 |
2024-04-01 | $191,200 (13.1%) | $259,268 (3.1%) | 0.00 | 151 |
2024-05-01 | $189,900 (5.5%) | $260,532 (-4.3%) | 0.00 | 142 |
2024-06-01 | $180,000 (0.4%) | $288,292 (6.2%) | 0.00 | 152 |
2024-07-01 | $196,375 (11.0%) | $302,737 (6.8%) | 0.00 | 175 |
2024-08-01 | $169,450 (-2.0%) | $291,552 (-3.2%) | 0.00 | 195 |
2024-09-01 | $172,225 (-0.2%) | $277,218 (-17.0%) | 0.00 | 188 |
2024-10-01 | $172,000 (1.2%) | $274,233 (-17.4%) | 0.00 | 195 |
2024-11-01 | $188,000 (7.2%) | $276,183 (-3.4%) | 0.00 | 202 |
2024-12-01 | $181,150 (-4.6%) | $273,358 (-7.9%) | 0.00 | 204 |
2025-01-01 | $180,825 (0.8%) | $280,965 (11.4%) | 0.00 | 186 |
2025-02-01 | $181,500 (-0.3%) | $268,605 (11.6%) | 0.00 | 169 |
2025-03-01 | $189,450 (-1.6%) | $269,619 (3.8%) | 0.00 | 170 |
Bluefield's median listing price comes in at 0% of the national average.
Bluefield's average listing price for 2025-03-01 was $269,619, a difference of $9,931 (3.8%) versus the prior year and $1,014 versus the prior month.
For the 2025-03-01 period, Bluefield had 170 MLS listings, a difference of 1 listings (1%) versus the prior month and 24 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Bluefield (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,646 sqft |
2018-02-01 | 0 days | 1,642 sqft |
2018-03-01 | 0 days | 1,644 sqft |
2018-04-01 | 0 days | 1,644 sqft |
2018-05-01 | 0 days | 1,650 sqft |
2018-06-01 | 0 days | 1,680 sqft |
2018-07-01 | 0 days | 1,669 sqft |
2018-08-01 | 0 days | 1,680 sqft |
2018-09-01 | 0 days | 1,727 sqft |
2018-10-01 | 0 days | 1,697 sqft |
2018-11-01 | 0 days | 1,681 sqft |
2018-12-01 | 0 days | 1,662 sqft |
2019-01-01 | 0 days | 1,657 sqft |
2019-02-01 | 0 days | 1,674 sqft |
2019-03-01 | 0 days | 1,648 sqft |
2019-04-01 | 0 days | 1,645 sqft |
2019-05-01 | 0 days | 1,655 sqft |
2019-06-01 | 0 days | 1,666 sqft |
2019-07-01 | 0 days | 1,680 sqft |
2019-08-01 | 0 days | 1,694 sqft |
2019-09-01 | 0 days | 1,698 sqft |
2019-10-01 | 0 days | 1,701 sqft |
2019-11-01 | 0 days | 1,694 sqft |
2019-12-01 | 0 days | 1,637 sqft |
2020-01-01 | 0 days | 1,670 sqft |
2020-02-01 | 0 days | 1,670 sqft |
2020-03-01 | 0 days | 1,699 sqft |
2020-04-01 | 0 days | 1,703 sqft |
2020-05-01 | 0 days | 1,752 sqft |
2020-06-01 | 0 days | 1,746 sqft |
2020-07-01 | 0 days | 1,728 sqft |
2020-08-01 | 0 days | 1,768 sqft |
2020-09-01 | 0 days | 1,815 sqft |
2020-10-01 | 0 days | 1,794 sqft |
2020-11-01 | 0 days | 1,779 sqft |
2020-12-01 | 0 days | 1,785 sqft |
2021-01-01 | 0 days | 1,818 sqft |
2021-02-01 | 0 days | 1,798 sqft |
2021-03-01 | 0 days | 1,824 sqft |
2021-04-01 | 0 days | 1,837 sqft |
2021-05-01 | 0 days | 1,800 sqft |
2021-06-01 | 0 days | 1,712 sqft |
2021-07-01 | 0 days | 1,729 sqft |
2021-08-01 | 0 days | 1,727 sqft |
2021-09-01 | 0 days | 1,745 sqft |
2021-10-01 | 0 days | 1,624 sqft |
2021-11-01 | 0 days | 1,770 sqft |
2021-12-01 | 0 days | 1,724 sqft |
2022-01-01 | 0 days | 1,671 sqft |
2022-02-01 | 0 days | 1,774 sqft |
2022-03-01 | 0 days | 1,853 sqft |
2022-04-01 | 0 days | 1,802 sqft |
2022-05-01 | 0 days | 1,806 sqft |
2022-06-01 | 0 days | 1,777 sqft |
2022-07-01 | 0 days | 1,704 sqft |
2022-08-01 | 0 days | 1,774 sqft |
2022-09-01 | 0 days | 1,704 sqft |
2022-10-01 | 0 days | 1,816 sqft |
2022-11-01 | 0 days | 1,749 sqft |
2022-12-01 | 0 days | 1,796 sqft |
2023-01-01 | 0 days | 1,778 sqft |
2023-02-01 | 0 days | 1,841 sqft |
2023-03-01 | 0 days | 1,699 sqft |
2023-04-01 | 0 days | 1,734 sqft |
2023-05-01 | 0 days | 1,992 sqft |
2023-06-01 | 0 days | 2,006 sqft |
2023-07-01 | 0 days | 1,860 sqft |
2023-08-01 | 0 days | 1,931 sqft |
2023-09-01 | 0 days | 1,943 sqft |
2023-10-01 | 0 days | 1,813 sqft |
2023-11-01 | 0 days | 1,854 sqft |
2023-12-01 | 0 days | 1,884 sqft |
2024-01-01 | 0 days | 1,763 sqft |
2024-02-01 | 0 days | 1,763 sqft |
2024-03-01 | 0 days | 1,828 sqft |
2024-04-01 | 0 days | 1,881 sqft |
2024-05-01 | 0 days | 1,929 sqft |
2024-06-01 | 0 days | 1,776 sqft |
2024-07-01 | 0 days | 1,825 sqft |
2024-08-01 | 0 days | 1,700 sqft |
2024-09-01 | 0 days | 1,752 sqft |
2024-10-01 | 0 days | 1,658 sqft |
2024-11-01 | 0 days | 1,690 sqft |
2024-12-01 | 0 days | 1,657 sqft |
2025-01-01 | 0 days | 1,622 sqft |
2025-02-01 | 0 days | 1,622 sqft |
2025-03-01 | 0 days | 1,708 sqft |
Bluefield's median square footage for active listings during the 2025-03-01 period was 1,708 sqft. One year prior, the average listing was 1,828 sqft.
Bluefield, WV-VA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 679 | $110,105,000 | $162,158 |
Cash Out Refi | 124 | $16,190,000 | $130,565 |
Refi | 120 | $17,370,000 | $144,750 |
Other | 82 | $5,480,000 | $66,829 |
Home Improvement | 79 | $6,785,000 | $85,886 |
Bluefield's most frequently cited loan purpose was Home Purchase, with 679 originations. The 2nd most popular reason was Cash Out Refi, with 124 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 434 | $66,730,000 | $153,756 |
7-8% | 222 | $32,860,000 | $148,018 |
Over 8% | 210 | $20,280,000 | $96,571 |
5-6% | 94 | $15,770,000 | $167,766 |
2.5-3% | 7 | $875,000 | $125,000 |
<2.5% | 2 | $160,000 | $80,000 |
4-5% | 2 | $210,000 | $105,000 |
3-4% | 1 | $385,000 | $385,000 |
During 2024, Bluefield's most frequently originated rate bucket was 6-7%, with 434 originations.
Loan Sizing (Bluefield, WV-VA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 468 | $67,080,000 | $143,333 |
$100,000 or less | 413 | $25,085,000 | $60,738 |
$200k-400k | 178 | $47,580,000 | $267,303 |
$400k-600k | 16 | $7,900,000 | $493,750 |
$600k-1000k | 5 | $3,915,000 | $783,000 |
$Over $1MM | 4 | $4,370,000 | $1,092,500 |
Bluefield's loan sizing saw the bucket of loans from $100k-200k with 468 originations, totaling $67,080,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 529 | $88,245,000 | $166,815 |
60-80% | 184 | $27,690,000 | $150,489 |
40-60% | 83 | $8,345,000 | $100,542 |
20-40% | 82 | $5,640,000 | $68,780 |
Under 20% | 66 | $2,620,000 | $39,697 |
Over 100% | 11 | $1,825,000 | $165,909 |
Bluefield's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 529 originations, totaling $88,245,000 in origination value.