Bluefield Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bluefield averaged 7.13% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.95% and one month ago for the week of 2025-03-06, the average rate was 6.84%.

Bluefield's average rate one year ago was 6.93%.

For refis of the same type during the week of 2025-04-10, the average rate was 7.02%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Bluefield 30 Year Fixed Rate 2025-04-10 7.13%
Bluefield 30 Year Fixed Rate Refi 2025-04-10 7.02%
Bluefield 15 Year Fixed Rate 2025-04-10 5.72%
Bluefield 15 Year Fixed Rate Refi 2025-04-10 6.42%
Bluefield 30 Year FHA 2025-04-10 6.57%
Bluefield 30 Year FHA Refi 2025-04-10 6.33%
Bluefield 30 Year USDA 2025-04-10 6.56%
Bluefield 30 Year USDA Refi 2025-04-10 6.45%
Bluefield 30 Year VA 2025-04-10 6.49%
Bluefield 30 Year VA Refi 2025-04-10 6.19%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bluefield, WV-VA.

Bluefield Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bluefield, WV-VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Atlantic Union Bank 74 6.82% $3,969
QUICKEN LOANS, LLC 36 6.94% $5,340
MOVEMENT MORTGAGE, LLC 18 6.85% $4,701
First Community Bank 15 7.87% $3,629
Burke & Herbert Bank & Trust Company 14 7.09% $3,437
First Reliance Bank 14 6.19% $3,545
Truist 9 6.78% $4,128
VANDERBILT MORTGAGE AND FINANCE, INC. 7 8.21% $7,109
New Peoples Bank, Inc. 7 7.39% $4,504
21ST MORTGAGE CORPORATION 6 8.24% $5,748
City National Bank of West Virginia 6 6.43% $1,410
EASTMAN 6 7.56% $3,329
Renasant Bank 4 7.25% $4,653
Alcova Mortgage LLC 4 6.94% $5,292
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 3 7.12% $5,975
ROYAL UNITED MORTGAGE LLC 3 7.42% $6,692
Summit Community Bank, Inc. 3 6.81% $3,157
UNITED WHOLESALE MORTGAGE, LLC 3 6.53% $5,128
USAA Federal Savings Bank 3 6.67% $2,772
FIRST BANCORP 3 7.42% $3,852
PENNYMAC LOAN SERVICES, LLC 2 6.62% $6,305
Mortgage Research Center, LLC 2 7.31% $5,451
Virginia Credit Union, Inc. 2 7.13% $4,924
The Huntington National Bank 2 6.51% $3,686
Farm Credit of the Virginias, ACA 2 8.68% $3,933
Waterstone Mortgage Corporation 2 6.38% $5,155
FREEDOM MORTGAGE CORPORATION 2 7.06% $5,080
Mr. Cooper ( Nationstar Mortgage ) 2 7.13% $5,180
PHH Mortgage Corporation 2 6.88% $5,617
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.88% $5,213
First National Bank of Pennsylvania 2 6.75% $3,834
LOANDEPOT.COM, LLC 2 6.87% $5,678
CARDINAL FINANCIAL 2 6.43% $6,864
Wells Fargo Bank 1 5.25% $0
Charles Schwab Bank, SSB 1 7.00% $3,534
Cornerstone First Mortgage, Inc 1 7.63% $7,516
CROSSCOUNTRY MORTGAGE, LLC 1 7.58% $4,661
Discover Bank 1 7.34% $0
WesBanco 1 6.27% $3,869
ENCORE BANK 1 6.99% $4,925
EQUITY RESOURCES, INC. 1 6.99% $3,494
BROKER SOLUTIONS, INC. 1 7.13% $7,432
Flagstar Bank, FSB 1 7.63% $4,960
GUILD MORTGAGE COMPANY 1 6.88% $5,980
JPMorgan Chase Bank 1 8.63% $2,941
Blue Ridge Bank 1 7.00% $6,368
NAVY FEDERAL CREDIT UNION 1 7.38% $6,556
OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION 1 7.00% $3,634
Peoples Bank 1 7.63% $4,526
Prosperity Home Mortgage, LLC 1 6.88% $5,784
AMERISAVE MORTGAGE CORPORATION 1 7.00% $4,968
Stifel Bank and Trust 1 6.38% $4,732
AMERICAN FINANCIAL RESOURCES, INC. 1 6.13% $5,988
U.S. Bank 1 7.38% $3,774
Celco Community Federal Credit Union 1 6.75% $1,432

Bluefield Average Closing Costs & Other Stats

Bluefield, WV-VA's 55 lenders originated 1,084 loans during 2024. The total origination value was $155,930,000, with an average loan value of $143,847.

Bluefield's average closing costs are $4,821.

The top Bluefield lender as defined by loan originations is Atlantic Union Bank, with 74 loans originated. Their average total fees are $3,969, which is $1,371 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Bluefield lenders (with over 10 loans originated) are Burke & Herbert Bank & Trust Company ($3,437), First Reliance Bank ($3,545), First Community Bank ($3,629), Atlantic Union Bank ($3,969) and MOVEMENT MORTGAGE, LLC ($4,701).

The lowest rate Bluefield lenders (with over 10 loans originated) are First Reliance Bank (6.19%), Atlantic Union Bank (6.82%), MOVEMENT MORTGAGE, LLC (6.85%), QUICKEN LOANS, LLC (6.94%) and Burke & Herbert Bank & Trust Company (7.09%).

Bluefield, WV-VA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Atlantic Union Bank $28,120,000 $30,920,000 10.0% 19.8%
QUICKEN LOANS, LLC $11,420,000 $13,445,000 17.7% 8.6%
MOVEMENT MORTGAGE, LLC $11,845,000 $11,175,000 -5.7% 7.2%
First Community Bank $10,100,000 $6,530,000 -35.3% 4.2%
LegacyBank $1,145,000 $6,310,000 451.1% 4.0%
Mortgage Research Center, LLC $3,925,000 $6,005,000 53.0% 3.9%
New Peoples Bank, Inc. $4,845,000 $5,995,000 23.7% 3.8%
Truist $4,680,000 $5,475,000 17.0% 3.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,405,000 $4,035,000 67.8% 2.6%
Burke & Herbert Bank & Trust Company $4,005,000 n/a 2.6%
City National Bank of West Virginia $4,180,000 $3,685,000 -11.8% 2.4%
NATIONAL BANKSHARES, INC. $2,690,000 $2,895,000 7.6% 1.9%
FREEDOM MORTGAGE CORPORATION $765,000 $2,805,000 266.7% 1.8%
21ST MORTGAGE CORPORATION $2,215,000 $2,750,000 24.2% 1.8%
Alcova Mortgage LLC $3,280,000 $2,245,000 -31.6% 1.4%
MCNB Bank and Trust Co. $5,505,000 $2,200,000 -60.0% 1.4%
First Reliance Bank $1,540,000 $2,105,000 36.7% 1.3%
UNITED WHOLESALE MORTGAGE, LLC $970,000 $2,065,000 112.9% 1.3%
PENNYMAC LOAN SERVICES, LLC $575,000 $1,835,000 219.1% 1.2%
Renasant Bank $1,310,000 $1,595,000 21.8% 1.0%
EASTMAN $1,695,000 $1,540,000 -9.1% 1.0%
LOANDEPOT.COM, LLC $805,000 $1,245,000 54.7% 0.8%
CARDINAL FINANCIAL $2,625,000 $1,180,000 -55.0% 0.8%
NAVY FEDERAL CREDIT UNION $245,000 $1,180,000 381.6% 0.8%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,360,000 $1,145,000 -15.8% 0.7%
FIRST BANCORP $455,000 $1,030,000 126.4% 0.7%
Skyline National Bank $470,000 $1,005,000 113.8% 0.6%
Summit Community Bank, Inc. $6,725,000 $925,000 -86.2% 0.6%
BROKER SOLUTIONS, INC. $1,305,000 $885,000 -32.2% 0.6%
ROYAL UNITED MORTGAGE LLC $320,000 $855,000 167.2% 0.5%
Citizens Bank $75,000 $835,000 1,013.3% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $170,000 $795,000 367.6% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,875,000 $785,000 -88.6% 0.5%
Truliant Federal Credit Union $290,000 $710,000 144.8% 0.5%
Waterstone Mortgage Corporation $440,000 $670,000 52.3% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $510,000 $575,000 12.7% 0.4%
Farm Credit of the Virginias, ACA $305,000 $555,000 82.0% 0.4%
First National Bank of Pennsylvania $550,000 n/a 0.4%
Virginia Credit Union, Inc. $470,000 $530,000 12.8% 0.3%
U.S. Bank $355,000 $510,000 43.7% 0.3%
Carrington Mortgage Services, LLC $170,000 $500,000 194.1% 0.3%
VILLAGE CAPITAL MORTGAGE $500,000 n/a 0.3%
Pendleton Community Bank, Inc. $400,000 $470,000 17.5% 0.3%
Celco Community Federal Credit Union $750,000 $465,000 -38.0% 0.3%
The First National Bank of Peterstown $125,000 $460,000 268.0% 0.3%
AMERISAVE MORTGAGE CORPORATION $875,000 $410,000 -53.1% 0.3%
Discover Bank $300,000 $400,000 33.3% 0.3%
Blue Ridge Bank $605,000 $395,000 -34.7% 0.3%
PLANET HOME LENDING, LLC $195,000 $360,000 84.6% 0.2%
TOWNE MORTGAGE COMPANY $355,000 n/a 0.2%
The Federal Savings Bank $1,315,000 $350,000 -73.4% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $300,000 $340,000 13.3% 0.2%
Pioneer Community Bank $335,000 n/a 0.2%
USAA Federal Savings Bank $1,625,000 $335,000 -79.4% 0.2%
LAKEVIEW LOAN SERVICING, LLC $325,000 n/a 0.2%
JPMorgan Chase Bank $530,000 $320,000 -39.6% 0.2%
Wells Fargo Bank $1,215,000 $320,000 -73.7% 0.2%
ENCORE BANK $305,000 n/a 0.2%
PHH Mortgage Corporation $295,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $295,000 n/a 0.2%
DELMAR FINANCIAL COMPANY $285,000 n/a 0.2%
NEWREZ LLC $285,000 n/a 0.2%
The Bank of Marion $350,000 $280,000 -20.0% 0.2%
The Huntington National Bank $290,000 $280,000 -3.4% 0.2%
Flagstar Bank, FSB $270,000 n/a 0.2%
Cornerstone First Mortgage, Inc $265,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $155,000 $265,000 71.0% 0.2%
SOUTHWEST STAGE FUNDING, LLC $870,000 $265,000 -69.5% 0.2%
Barrington Bank & Trust Company, N.A. $75,000 $260,000 246.7% 0.2%
FIRST COLONY MORTGAGE CORPORATION $260,000 n/a 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $205,000 $255,000 24.4% 0.2%
QUORUM FEDERAL CREDIT UNION $240,000 n/a 0.2%
LENDSURE MORTGAGE CORP. $215,000 n/a 0.1%
First Heritage Mortgage, LLC $210,000 $205,000 -2.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $205,000 n/a 0.1%
Stifel Bank and Trust $205,000 n/a 0.1%
ALLIANT CREDIT UNION $195,000 n/a 0.1%
Charles Schwab Bank, SSB $190,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 $185,000 -17.8% 0.1%
OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION $185,000 n/a 0.1%
SIRVA MORTGAGE, INC. $185,000 n/a 0.1%
GUILD MORTGAGE COMPANY $140,000 $180,000 28.6% 0.1%
MILEND, INC. $175,000 n/a 0.1%
Prosperity Home Mortgage, LLC $105,000 $165,000 57.1% 0.1%
UNION HOME MORTGAGE CORP. $465,000 $165,000 -64.5% 0.1%
American Mortgage & Equity Consultants, Inc. $155,000 n/a 0.1%
Apple Federal Credit Union $155,000 n/a 0.1%
C & F Mortgage Corporation $115,000 $155,000 34.8% 0.1%
EQUITY RESOURCES, INC. $65,000 $145,000 123.1% 0.1%
NBKC BANK $145,000 n/a 0.1%
TruPoint Bank $35,000 $140,000 300.0% 0.1%
CITIZENS EQUITY FIRST $135,000 n/a 0.1%
Equity Prime Mortgage LLC $135,000 n/a 0.1%
FAY SERVICING, LLC $135,000 n/a 0.1%
Magnolia Bank $135,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $115,000 $115,000 0.0% 0.1%
Coastal Community Bank $115,000 n/a 0.1%
Peoples Bank $345,000 $110,000 -68.1% 0.1%
Citizens Bank $75,000 $105,000 40.0% 0.1%
LENDINGHOME FUNDING CORPORATION $105,000 n/a 0.1%
Northwest Federal Credit Union $305,000 $105,000 -65.6% 0.1%
Ameris Bank $95,000 n/a 0.1%
ROSS MORTGAGE CORPORATION $95,000 n/a 0.1%
Ally Bank $85,000 n/a 0.1%
EMM LOANS LLC $145,000 $85,000 -41.4% 0.1%
Paramount Residential Mortgage Group, Inc. $85,000 n/a 0.1%
THE STATE CREDIT UNION $85,000 n/a 0.1%
United Bank $85,000 n/a 0.1%
WesBanco $85,000 n/a 0.1%
BAYER HERITAGE $65,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $65,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $75,000 $65,000 -13.3% 0.0%
WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION $65,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $55,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $160,000 $55,000 -65.6% 0.0%
PNC Bank $540,000 $55,000 -89.8% 0.0%
RESIDENTIAL BANCORP $55,000 n/a 0.0%
STATE EMPLOYEES' $255,000 $55,000 -78.4% 0.0%
Bank of America $190,000 $45,000 -76.3% 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $45,000 -40.0% 0.0%
SPRING EQ, LLC $45,000 n/a 0.0%
First Horizon Bank $25,000 n/a 0.0%

Bluefield's top lender by overall market share is Atlantic Union Bank, with 19.8% market share. In second place, with 8.6%, is QUICKEN LOANS, LLC, having originated $13,445,000 in loans. In third place, with 7.2%, is MOVEMENT MORTGAGE, LLC, having originated $11,175,000 in loans. In fourth place, with 4.2%, is First Community Bank, having originated $6,530,000 in loans. In fifth place, with 4.0%, is LegacyBank, having originated $6,310,000 in loans.


Bluefield Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Bluefield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $121,150 (-2.9%) $166,837 (1.4%) 0.00 498
2018-02-01 $119,900 (-4.0%) $169,604 (2.6%) 0.00 496
2018-03-01 $119,900 (-4.0%) $171,323 (-0.7%) 0.00 497
2018-04-01 $122,625 (-1.9%) $175,082 (1.9%) 0.00 482
2018-05-01 $125,000 (0.7%) $175,048 (4.2%) 0.00 510
2018-06-01 $124,900 (2.6%) $177,475 (5.6%) 0.00 530
2018-07-01 $123,950 (0.4%) $177,622 (4.7%) 0.00 550
2018-08-01 $127,125 (3.1%) $177,225 (5.4%) 0.00 557
2018-09-01 $139,000 (11.3%) $186,377 (9.4%) 0.00 554
2018-10-01 $132,850 (7.7%) $181,958 (7.1%) 0.00 554
2018-11-01 $131,750 (8.2%) $184,342 (8.9%) 0.00 515
2018-12-01 $130,000 (8.4%) $185,085 (10.6%) 0.00 490
2019-01-01 $129,900 (7.2%) $184,838 (10.8%) 0.00 456
2019-02-01 $129,900 (8.3%) $181,770 (7.2%) 0.00 436
2019-03-01 $131,636 (9.8%) $167,754 (-2.1%) 0.00 454
2019-04-01 $131,636 (7.4%) $163,044 (-6.9%) 0.00 478
2019-05-01 $128,725 (3.0%) $160,910 (-8.1%) 0.00 493
2019-06-01 $129,900 (4.0%) $164,365 (-7.4%) 0.00 515
2019-07-01 $129,900 (4.8%) $163,568 (-7.9%) 0.00 545
2019-08-01 $131,216 (3.2%) $166,172 (-6.2%) 0.00 543
2019-09-01 $133,190 (-4.2%) $170,080 (-8.7%) 0.00 524
2019-10-01 $134,506 (1.3%) $172,685 (-5.1%) 0.00 506
2019-11-01 $132,500 (0.6%) $172,805 (-6.3%) 0.00 477
2019-12-01 $129,900 (-0.1%) $170,123 (-8.1%) 0.00 433
2020-01-01 $129,900 (0.0%) $168,671 (-8.8%) 0.00 412
2020-02-01 $129,900 (0.0%) $171,919 (-5.4%) 0.00 416
2020-03-01 $133,075 (1.1%) $177,468 (5.8%) 0.00 397
2020-04-01 $134,675 (2.3%) $182,387 (11.9%) 0.00 377
2020-05-01 $134,950 (4.8%) $186,981 (16.2%) 0.00 343
2020-06-01 $139,900 (7.7%) $184,515 (12.3%) 0.00 329
2020-07-01 $135,950 (4.7%) $190,289 (16.3%) 0.00 312
2020-08-01 $139,900 (6.6%) $208,845 (25.7%) 0.00 282
2020-09-01 $149,000 (11.9%) $216,544 (27.3%) 0.00 277
2020-10-01 $149,950 (11.5%) $222,538 (28.9%) 0.00 284
2020-11-01 $149,900 (13.1%) $214,098 (23.9%) 0.00 283
2020-12-01 $145,000 (11.6%) $201,282 (18.3%) 0.00 267
2021-01-01 $149,900 (15.4%) $206,836 (22.6%) 0.00 248
2021-02-01 $149,375 (15.0%) $206,104 (19.9%) 0.00 225
2021-03-01 $150,500 (13.1%) $210,644 (18.7%) 0.00 204
2021-04-01 $153,725 (14.2%) $221,383 (21.4%) 0.00 193
2021-05-01 $142,000 (5.2%) $233,717 (25.0%) 0.00 197
2021-06-01 $135,000 (-3.5%) $240,327 (30.3%) 0.00 178
2021-07-01 $139,900 (2.9%) $241,386 (26.9%) 0.00 183
2021-08-01 $136,000 (-2.8%) $236,674 (13.3%) 0.00 185
2021-09-01 $134,975 (-9.4%) $229,419 (6.0%) 0.00 180
2021-10-01 $134,450 (-10.3%) $216,236 (-2.8%) 0.00 175
2021-11-01 $138,450 (-7.6%) $229,326 (7.1%) 0.00 163
2021-12-01 $139,900 (-3.5%) $232,798 (15.7%) 0.00 151
2022-01-01 $139,900 (-6.7%) $230,773 (11.6%) 0.00 135
2022-02-01 $148,000 (-0.9%) $246,381 (19.5%) 0.00 121
2022-03-01 $141,950 (-5.7%) $251,106 (19.2%) 0.00 106
2022-04-01 $144,900 (-5.7%) $239,744 (8.3%) 0.00 110
2022-05-01 $151,000 (6.3%) $239,037 (2.3%) 0.00 123
2022-06-01 $150,925 (11.8%) $236,741 (-1.5%) 0.00 132
2022-07-01 $144,900 (3.6%) $238,438 (-1.2%) 0.00 152
2022-08-01 $149,900 (10.2%) $236,920 (0.1%) 0.00 155
2022-09-01 $154,475 (14.5%) $238,501 (4.0%) 0.00 153
2022-10-01 $165,450 (23.1%) $236,146 (9.2%) 0.00 151
2022-11-01 $154,950 (11.9%) $221,515 (-3.4%) 0.00 151
2022-12-01 $162,400 (16.1%) $249,159 (7.0%) 0.00 154
2023-01-01 $163,950 (17.2%) $247,515 (7.3%) 0.00 133
2023-02-01 $177,000 (19.6%) $270,282 (9.7%) 0.00 119
2023-03-01 $149,900 (5.6%) $260,486 (3.7%) 0.00 111
2023-04-01 $169,000 (16.6%) $251,406 (4.9%) 0.00 102
2023-05-01 $179,950 (19.2%) $272,091 (13.8%) 0.00 91
2023-06-01 $179,225 (18.8%) $271,375 (14.6%) 0.00 109
2023-07-01 $176,950 (22.1%) $283,525 (18.9%) 0.00 144
2023-08-01 $172,975 (15.4%) $301,165 (27.1%) 0.00 164
2023-09-01 $172,500 (11.7%) $333,994 (40.0%) 0.00 165
2023-10-01 $169,975 (2.7%) $332,128 (40.6%) 0.00 169
2023-11-01 $175,425 (13.2%) $285,857 (29.1%) 0.00 161
2023-12-01 $189,900 (16.9%) $296,918 (19.2%) 0.00 153
2024-01-01 $179,475 (9.5%) $252,231 (1.9%) 0.00 160
2024-02-01 $182,125 (2.9%) $240,672 (-11.0%) 0.00 148
2024-03-01 $192,500 (28.4%) $259,688 (-0.3%) 0.00 146
2024-04-01 $191,200 (13.1%) $259,268 (3.1%) 0.00 151
2024-05-01 $189,900 (5.5%) $260,532 (-4.3%) 0.00 142
2024-06-01 $180,000 (0.4%) $288,292 (6.2%) 0.00 152
2024-07-01 $196,375 (11.0%) $302,737 (6.8%) 0.00 175
2024-08-01 $169,450 (-2.0%) $291,552 (-3.2%) 0.00 195
2024-09-01 $172,225 (-0.2%) $277,218 (-17.0%) 0.00 188
2024-10-01 $172,000 (1.2%) $274,233 (-17.4%) 0.00 195
2024-11-01 $188,000 (7.2%) $276,183 (-3.4%) 0.00 202
2024-12-01 $181,150 (-4.6%) $273,358 (-7.9%) 0.00 204
2025-01-01 $180,825 (0.8%) $280,965 (11.4%) 0.00 186
2025-02-01 $181,500 (-0.3%) $268,605 (11.6%) 0.00 169
2025-03-01 $189,450 (-1.6%) $269,619 (3.8%) 0.00 170
Bluefield's median listing price for 2025-03-01 was $189,450, a difference of $-3,050 (-1.6%) versus the prior year and $7,950 versus the prior month.

Bluefield's median listing price comes in at 0% of the national average.

Bluefield's average listing price for 2025-03-01 was $269,619, a difference of $9,931 (3.8%) versus the prior year and $1,014 versus the prior month.

For the 2025-03-01 period, Bluefield had 170 MLS listings, a difference of 1 listings (1%) versus the prior month and 24 listings (16%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Bluefield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,646 sqft
2018-02-01 0 days 1,642 sqft
2018-03-01 0 days 1,644 sqft
2018-04-01 0 days 1,644 sqft
2018-05-01 0 days 1,650 sqft
2018-06-01 0 days 1,680 sqft
2018-07-01 0 days 1,669 sqft
2018-08-01 0 days 1,680 sqft
2018-09-01 0 days 1,727 sqft
2018-10-01 0 days 1,697 sqft
2018-11-01 0 days 1,681 sqft
2018-12-01 0 days 1,662 sqft
2019-01-01 0 days 1,657 sqft
2019-02-01 0 days 1,674 sqft
2019-03-01 0 days 1,648 sqft
2019-04-01 0 days 1,645 sqft
2019-05-01 0 days 1,655 sqft
2019-06-01 0 days 1,666 sqft
2019-07-01 0 days 1,680 sqft
2019-08-01 0 days 1,694 sqft
2019-09-01 0 days 1,698 sqft
2019-10-01 0 days 1,701 sqft
2019-11-01 0 days 1,694 sqft
2019-12-01 0 days 1,637 sqft
2020-01-01 0 days 1,670 sqft
2020-02-01 0 days 1,670 sqft
2020-03-01 0 days 1,699 sqft
2020-04-01 0 days 1,703 sqft
2020-05-01 0 days 1,752 sqft
2020-06-01 0 days 1,746 sqft
2020-07-01 0 days 1,728 sqft
2020-08-01 0 days 1,768 sqft
2020-09-01 0 days 1,815 sqft
2020-10-01 0 days 1,794 sqft
2020-11-01 0 days 1,779 sqft
2020-12-01 0 days 1,785 sqft
2021-01-01 0 days 1,818 sqft
2021-02-01 0 days 1,798 sqft
2021-03-01 0 days 1,824 sqft
2021-04-01 0 days 1,837 sqft
2021-05-01 0 days 1,800 sqft
2021-06-01 0 days 1,712 sqft
2021-07-01 0 days 1,729 sqft
2021-08-01 0 days 1,727 sqft
2021-09-01 0 days 1,745 sqft
2021-10-01 0 days 1,624 sqft
2021-11-01 0 days 1,770 sqft
2021-12-01 0 days 1,724 sqft
2022-01-01 0 days 1,671 sqft
2022-02-01 0 days 1,774 sqft
2022-03-01 0 days 1,853 sqft
2022-04-01 0 days 1,802 sqft
2022-05-01 0 days 1,806 sqft
2022-06-01 0 days 1,777 sqft
2022-07-01 0 days 1,704 sqft
2022-08-01 0 days 1,774 sqft
2022-09-01 0 days 1,704 sqft
2022-10-01 0 days 1,816 sqft
2022-11-01 0 days 1,749 sqft
2022-12-01 0 days 1,796 sqft
2023-01-01 0 days 1,778 sqft
2023-02-01 0 days 1,841 sqft
2023-03-01 0 days 1,699 sqft
2023-04-01 0 days 1,734 sqft
2023-05-01 0 days 1,992 sqft
2023-06-01 0 days 2,006 sqft
2023-07-01 0 days 1,860 sqft
2023-08-01 0 days 1,931 sqft
2023-09-01 0 days 1,943 sqft
2023-10-01 0 days 1,813 sqft
2023-11-01 0 days 1,854 sqft
2023-12-01 0 days 1,884 sqft
2024-01-01 0 days 1,763 sqft
2024-02-01 0 days 1,763 sqft
2024-03-01 0 days 1,828 sqft
2024-04-01 0 days 1,881 sqft
2024-05-01 0 days 1,929 sqft
2024-06-01 0 days 1,776 sqft
2024-07-01 0 days 1,825 sqft
2024-08-01 0 days 1,700 sqft
2024-09-01 0 days 1,752 sqft
2024-10-01 0 days 1,658 sqft
2024-11-01 0 days 1,690 sqft
2024-12-01 0 days 1,657 sqft
2025-01-01 0 days 1,622 sqft
2025-02-01 0 days 1,622 sqft
2025-03-01 0 days 1,708 sqft
Bluefield's median listing age (time on market) for 2025-03-01 was 0 days.

Bluefield's median square footage for active listings during the 2025-03-01 period was 1,708 sqft. One year prior, the average listing was 1,828 sqft.

Bluefield, WV-VA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 679 $110,105,000 $162,158
Cash Out Refi 124 $16,190,000 $130,565
Refi 120 $17,370,000 $144,750
Other 82 $5,480,000 $66,829
Home Improvement 79 $6,785,000 $85,886

Bluefield's most frequently cited loan purpose was Home Purchase, with 679 originations. The 2nd most popular reason was Cash Out Refi, with 124 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 434 $66,730,000 $153,756
7-8% 222 $32,860,000 $148,018
Over 8% 210 $20,280,000 $96,571
5-6% 94 $15,770,000 $167,766
2.5-3% 7 $875,000 $125,000
<2.5% 2 $160,000 $80,000
4-5% 2 $210,000 $105,000
3-4% 1 $385,000 $385,000

During 2024, Bluefield's most frequently originated rate bucket was 6-7%, with 434 originations.

Loan Sizing (Bluefield, WV-VA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 468 $67,080,000 $143,333
$100,000 or less 413 $25,085,000 $60,738
$200k-400k 178 $47,580,000 $267,303
$400k-600k 16 $7,900,000 $493,750
$600k-1000k 5 $3,915,000 $783,000
$Over $1MM 4 $4,370,000 $1,092,500

Bluefield's loan sizing saw the bucket of loans from $100k-200k with 468 originations, totaling $67,080,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 529 $88,245,000 $166,815
60-80% 184 $27,690,000 $150,489
40-60% 83 $8,345,000 $100,542
20-40% 82 $5,640,000 $68,780
Under 20% 66 $2,620,000 $39,697
Over 100% 11 $1,825,000 $165,909

Bluefield's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 529 originations, totaling $88,245,000 in origination value.