Roanoke Rapids Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Roanoke Rapids averaged 6.87% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.99% and one month ago for the week of 2025-03-06, the average rate was 6.78%.

    Roanoke Rapids's average rate one year ago was 6.97%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.92%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Roanoke Rapids 30 Year Fixed Rate 2025-04-10 6.87%
    Roanoke Rapids 30 Year Fixed Rate Refi 2025-04-10 6.92%
    Roanoke Rapids 15 Year Fixed Rate 2025-04-10 5.92%
    Roanoke Rapids 15 Year Fixed Rate Refi 2025-04-10 6.12%
    Roanoke Rapids 30 Year FHA 2025-04-10 6.78%
    Roanoke Rapids 30 Year FHA Refi 2025-04-10 6.53%
    Roanoke Rapids 30 Year USDA 2025-04-10 6.25%
    Roanoke Rapids 30 Year USDA Refi 2025-04-10 6.65%
    Roanoke Rapids 30 Year VA 2025-04-10 6.29%
    Roanoke Rapids 30 Year VA Refi 2025-04-10 6.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Roanoke Rapids, NC.

    Roanoke Rapids Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Roanoke Rapids, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    STATE EMPLOYEES' 41 6.47% $3,847
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 21 6.75% $6,767
    QUICKEN LOANS, LLC 20 6.79% $6,621
    Truist 7 6.78% $5,317
    JPMorgan Chase Bank 7 6.68% $3,987
    First-Citizens Bank & Trust Company 6 6.38% $6,681
    NAVY FEDERAL CREDIT UNION 5 7.18% $5,605
    VANDERBILT MORTGAGE AND FINANCE, INC. 5 7.75% $7,116
    MOVEMENT MORTGAGE, LLC 4 6.92% $6,511
    COASTAL Federal Credit Union 4 7.00% $3,808
    Wells Fargo Bank 3 7.46% $3,510
    AgCarolina Farm Credit, FLCA 3 8.37% $5,376
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.04% $5,021
    LOANDEPOT.COM, LLC 3 6.91% $4,887
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 3 8.35% $3,549
    PENNYMAC LOAN SERVICES, LLC 3 7.08% $6,654
    Southern Bank and Trust Company 3 6.25% $3,670
    TOWNE MORTGAGE COMPANY 3 6.79% $5,907
    UNITED WHOLESALE MORTGAGE, LLC 3 6.33% $5,858
    American Security Mortgage Corp. 2 6.56% $7,653
    NEWREZ LLC 2 6.75% $11,113
    Tidewater Home Funding, LLC 2 6.88% $5,484
    Mortgage Research Center, LLC 2 7.31% $2,756
    Paramount Residential Mortgage Group, Inc. 2 6.81% $4,199
    Benchmark Community Bank 2 6.04% $4,895
    GUARANTEED RATE, INC. 1 6.88% $7,163
    INTERCOASTAL MORTGAGE COMPANY 1 7.50% $2,391
    Armed Forces Bank 1 7.75% $3,704
    Keystone Funding, Inc. 1 6.13% $5,683
    LANGLEY 1 7.00% $2,597
    UNION HOME MORTGAGE CORP. 1 7.63% $8,051
    United Community Bank 1 5.63% $9,427
    AMERISAVE MORTGAGE CORPORATION 1 7.63% $5,071
    Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $4,231
    Nations Lending Corporation 1 5.75% $7,541
    Northpointe Bank 1 6.88% $7,432
    ABNB Federal Credit Union 1 6.25% $3,974
    Ally Bank 1 7.50% $3,077
    Renasant Bank 1 7.50% $9,535
    USAA Federal Savings Bank 1 6.50% $2,703
    SOUTHERN TRUST MORTGAGE, LLC 1 6.63% $5,831
    ALLIANT CREDIT UNION 1 6.13% $2,965
    Stride Bank 1 7.50% $3,611
    TD Bank 1 6.00% $2,090
    The Bank of Charlotte County 1 7.69% $3,215
    The Federal Savings Bank 1 6.75% $6,331
    Towne Bank 1 7.00% $5,687
    A&D Mortgage LLC 1 6.63% $10,145
    Blue Ridge Bank 1 7.63% $6,385
    BROKER SOLUTIONS, INC. 1 7.63% $20,355
    C & F Mortgage Corporation 1 7.25% $4,314
    CMG MORTGAGE, INC. 1 7.13% $5,136
    Bank of England 1 6.38% $7,732
    ENVOY MORTGAGE, LTD 1 6.50% $9,073
    CORNERSTONE HOME LENDING, INC. 1 6.99% $4,303
    EQUITY RESOURCES, INC. 1 7.75% $9,752
    EVERETT FINANCIAL, INC. 1 7.25% $6,468
    Alcova Mortgage LLC 1 6.13% $10,195
    Bank of America 1 5.63% $4,743
    Flagstar Bank, FSB 1 6.88% $2,830

    Roanoke Rapids Average Closing Costs & Other Stats

    Roanoke Rapids, NC's 60 lenders originated 730 loans during 2024. The total origination value was $134,870,000, with an average loan value of $184,753.

    Roanoke Rapids's average closing costs are $4,867.

    The top Roanoke Rapids lender as defined by loan originations is STATE EMPLOYEES', with 41 loans originated. Their average total fees are $3,847, which is $2,920 lower than the next largest lender, ATLANTIC BAY MORTGAGE GROUP, L.L.C..

    The lowest fee Roanoke Rapids lenders (with over 10 loans originated) are STATE EMPLOYEES' ($3,847), QUICKEN LOANS, LLC ($6,621), ATLANTIC BAY MORTGAGE GROUP, L.L.C. ($6,767), .

    The lowest rate Roanoke Rapids lenders (with over 10 loans originated) are STATE EMPLOYEES' (6.47%), ATLANTIC BAY MORTGAGE GROUP, L.L.C. (6.75%), QUICKEN LOANS, LLC (6.79%), .

    Roanoke Rapids, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    STATE EMPLOYEES' $21,365,000 $15,765,000 -26.2% 11.7%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $14,430,000 $13,870,000 -3.9% 10.3%
    QUICKEN LOANS, LLC $7,220,000 $9,865,000 36.6% 7.3%
    Southern Bank and Trust Company $4,500,000 $7,330,000 62.9% 5.4%
    First-Citizens Bank & Trust Company $1,455,000 $5,725,000 293.5% 4.2%
    Truist $5,155,000 $4,875,000 -5.4% 3.6%
    COASTAL Federal Credit Union $930,000 $4,290,000 361.3% 3.2%
    Mortgage Research Center, LLC $3,695,000 $3,880,000 5.0% 2.9%
    NAVY FEDERAL CREDIT UNION $995,000 $3,285,000 230.2% 2.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,235,000 $3,150,000 40.9% 2.3%
    MOVEMENT MORTGAGE, LLC $1,250,000 $2,675,000 114.0% 2.0%
    Benchmark Community Bank $3,900,000 $2,610,000 -33.1% 1.9%
    PENNYMAC LOAN SERVICES, LLC $735,000 $2,375,000 223.1% 1.8%
    LOANDEPOT.COM, LLC $240,000 $1,625,000 577.1% 1.2%
    GUARANTEED RATE, INC. $635,000 $1,610,000 153.5% 1.2%
    INTERCOASTAL MORTGAGE COMPANY $2,715,000 $1,570,000 -42.2% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $900,000 $1,545,000 71.7% 1.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,490,000 n/a 1.1%
    Towne Bank $1,460,000 n/a 1.1%
    CMG MORTGAGE, INC. $290,000 $1,435,000 394.8% 1.1%
    PNC Bank $2,425,000 $1,360,000 -43.9% 1.0%
    Touchstone Bank $3,320,000 $1,315,000 -60.4% 1.0%
    TOWNE MORTGAGE COMPANY $1,310,000 n/a 1.0%
    EVERETT FINANCIAL, INC. $1,215,000 n/a 0.9%
    NEWREZ LLC $345,000 $1,165,000 237.7% 0.9%
    JPMorgan Chase Bank $2,000,000 $1,020,000 -49.0% 0.8%
    BROKER SOLUTIONS, INC. $1,150,000 $1,000,000 -13.0% 0.7%
    21ST MORTGAGE CORPORATION $1,275,000 $985,000 -22.7% 0.7%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $2,420,000 $955,000 -60.5% 0.7%
    Alcova Mortgage LLC $560,000 $895,000 59.8% 0.7%
    American Security Mortgage Corp. $165,000 $875,000 430.3% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,450,000 $875,000 -39.7% 0.6%
    First National Bank of Pennsylvania $320,000 $800,000 150.0% 0.6%
    Bank of America $1,520,000 $795,000 -47.7% 0.6%
    TD Bank $685,000 $775,000 13.1% 0.6%
    EQUITY RESOURCES, INC. $755,000 n/a 0.6%
    GENEVA FINANCIAL, LLC $755,000 n/a 0.6%
    Keystone Funding, Inc. $710,000 n/a 0.5%
    FBC MORTGAGE, LLC $695,000 n/a 0.5%
    1ST SIGNATURE LENDING, LLC $620,000 $645,000 4.0% 0.5%
    FREEDOM MORTGAGE CORPORATION $330,000 $640,000 93.9% 0.5%
    CARDINAL FINANCIAL $895,000 $595,000 -33.5% 0.4%
    Renasant Bank $225,000 $595,000 164.4% 0.4%
    Tidewater Home Funding, LLC $730,000 $595,000 -18.5% 0.4%
    Carrington Mortgage Services, LLC $585,000 n/a 0.4%
    SUN WEST MORTGAGE COMPANY, INC. $175,000 $585,000 234.3% 0.4%
    AgCarolina Farm Credit, FLCA $840,000 $575,000 -31.5% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $700,000 $570,000 -18.6% 0.4%
    United Community Bank $570,000 n/a 0.4%
    Northpointe Bank $205,000 $565,000 175.6% 0.4%
    The Federal Savings Bank $425,000 $555,000 30.6% 0.4%
    LENDINGHOME FUNDING CORPORATION $85,000 $550,000 547.1% 0.4%
    Armed Forces Bank $595,000 $525,000 -11.8% 0.4%
    CORNERSTONE HOME LENDING, INC. $135,000 $520,000 285.2% 0.4%
    Paramount Residential Mortgage Group, Inc. $765,000 $515,000 -32.7% 0.4%
    USAlliance Federal Credit Union $495,000 n/a 0.4%
    ENVOY MORTGAGE, LTD $485,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $1,490,000 $435,000 -70.8% 0.3%
    VILLAGE CAPITAL MORTGAGE $435,000 n/a 0.3%
    RELIANCE FIRST CAPITAL, LLC $425,000 n/a 0.3%
    Wells Fargo Bank $440,000 $420,000 -4.5% 0.3%
    PLANET HOME LENDING, LLC $380,000 n/a 0.3%
    SOUTHWEST STAGE FUNDING, LLC $410,000 $380,000 -7.3% 0.3%
    C & F Mortgage Corporation $405,000 $365,000 -9.9% 0.3%
    AMERISAVE MORTGAGE CORPORATION $720,000 $360,000 -50.0% 0.3%
    Prosperity Home Mortgage, LLC $355,000 n/a 0.3%
    Truliant Federal Credit Union $155,000 $355,000 129.0% 0.3%
    LOANPAL, LLC $350,000 n/a 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $345,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $225,000 $335,000 48.9% 0.2%
    AgFirst Farm Credit Bank $325,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $400,000 $310,000 -22.5% 0.2%
    SOUTHERN TRUST MORTGAGE, LLC $285,000 n/a 0.2%
    VELOCITY COMMERCIAL CAPITAL, LLC $280,000 n/a 0.2%
    A&D Mortgage LLC $115,000 $275,000 139.1% 0.2%
    CAPITAL CENTER, L.L.C. $260,000 n/a 0.2%
    Flagstar Bank, FSB $560,000 $255,000 -54.5% 0.2%
    MORTGAGE ACCESS CORP. $255,000 n/a 0.2%
    NFM, INC. $825,000 $255,000 -69.1% 0.2%
    The Fidelity Bank $820,000 $255,000 -68.9% 0.2%
    NETWORK CAPITAL FUNDING CORPORATION $235,000 n/a 0.2%
    ISERVE RESIDENTIAL LENDING, LLC $225,000 n/a 0.2%
    Blue Ridge Bank $255,000 $210,000 -17.6% 0.2%
    USAA Federal Savings Bank $870,000 $210,000 -75.9% 0.2%
    ABNB Federal Credit Union $205,000 n/a 0.2%
    BAY EQUITY LLC $205,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $280,000 $195,000 -30.4% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $885,000 $195,000 -78.0% 0.1%
    The Bank of Charlotte County $195,000 n/a 0.1%
    SFMC, LP $185,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $185,000 n/a 0.1%
    Ally Bank $175,000 n/a 0.1%
    Magnolia Bank $175,000 n/a 0.1%
    CLEARPATH LENDING $165,000 n/a 0.1%
    Equity Prime Mortgage LLC $165,000 n/a 0.1%
    Stride Bank $165,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $120,000 $160,000 33.3% 0.1%
    Barrington Bank & Trust Company, N.A. $415,000 $155,000 -62.7% 0.1%
    CHARTWAY FEDERAL CREDIT UNION $155,000 n/a 0.1%
    Fifth Third Bank $155,000 n/a 0.1%
    Figure Lending LLC $150,000 $155,000 3.3% 0.1%
    ALLIANT CREDIT UNION $145,000 n/a 0.1%
    American Mortgage & Equity Consultants, Inc. $145,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $140,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $135,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $135,000 n/a 0.1%
    Bank of England $195,000 $125,000 -35.9% 0.1%
    NORWICH COMMERCIAL GROUP, INC. $125,000 n/a 0.1%
    Lakeview Community Capital, LLC $115,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $105,000 $115,000 9.5% 0.1%
    The Loan Store, Inc. $115,000 n/a 0.1%
    DOMINION FINANCIAL SERVICES, LLC $105,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $105,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $985,000 $105,000 -89.3% 0.1%
    Nations Lending Corporation $105,000 n/a 0.1%
    OCMBC, INC. $105,000 n/a 0.1%
    Pinnacle Bank $45,000 $105,000 133.3% 0.1%
    Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.1%
    LANGLEY $95,000 n/a 0.1%
    The Huntington National Bank $95,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $95,000 n/a 0.1%
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $395,000 $85,000 -78.5% 0.1%
    Atlantic Coast Mortgage, LLC $165,000 $75,000 -54.5% 0.1%
    AMERICAN FINANCING CORPORATION $115,000 $55,000 -52.2% 0.0%
    First Bank $55,000 n/a 0.0%
    United States Senate Federal Credit Union $55,000 n/a 0.0%
    M&T Bank $35,000 n/a 0.0%
    Citizens Bank $25,000 n/a 0.0%
    Coastal Community Bank $25,000 n/a 0.0%
    U.S. Bank $295,000 $25,000 -91.5% 0.0%

    Roanoke Rapids's top lender by overall market share is STATE EMPLOYEES', with 11.7% market share. In second place, with 10.3%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $13,870,000 in loans. In third place, with 7.3%, is QUICKEN LOANS, LLC, having originated $9,865,000 in loans. In fourth place, with 5.4%, is Southern Bank and Trust Company, having originated $7,330,000 in loans. In fifth place, with 4.2%, is First-Citizens Bank & Trust Company, having originated $5,725,000 in loans.

    Roanoke Rapids Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Roanoke Rapids (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $149,925 (0.0%) $236,266 (-3.9%) 0.00 265
    2018-02-01 $153,950 (-12.4%) $242,547 (-4.9%) 0.00 267
    2018-03-01 $169,900 (-8.4%) $246,321 (-5.7%) 0.00 283
    2018-04-01 $180,550 (-2.4%) $262,551 (-1.4%) 0.00 285
    2018-05-01 $167,450 (-13.0%) $261,191 (-2.8%) 0.00 293
    2018-06-01 $165,000 (-5.0%) $249,377 (-2.1%) 0.00 286
    2018-07-01 $156,700 (-2.5%) $245,790 (1.2%) 0.00 282
    2018-08-01 $147,425 (-15.8%) $235,040 (-7.3%) 0.00 280
    2018-09-01 $139,900 (-21.8%) $224,663 (-12.5%) 0.00 293
    2018-10-01 $139,900 (-21.4%) $223,370 (-9.7%) 0.00 274
    2018-11-01 $136,225 (-24.3%) $220,026 (-13.0%) 0.00 264
    2018-12-01 $129,900 (-27.4%) $204,059 (-19.2%) 0.00 263
    2019-01-01 $134,975 (-10.0%) $218,162 (-7.7%) 0.00 259
    2019-02-01 $137,250 (-10.9%) $228,884 (-5.6%) 0.00 265
    2019-03-01 $152,571 (-10.2%) $237,452 (-3.6%) 0.00 265
    2019-04-01 $168,750 (-6.5%) $247,543 (-5.7%) 0.00 264
    2019-05-01 $185,350 (10.7%) $275,915 (5.6%) 0.00 262
    2019-06-01 $205,000 (24.2%) $292,361 (17.2%) 0.00 250
    2019-07-01 $199,675 (27.4%) $280,084 (14.0%) 0.00 236
    2019-08-01 $194,118 (31.7%) $272,285 (15.9%) 0.00 227
    2019-09-01 $186,120 (33.0%) $265,238 (18.1%) 0.00 224
    2019-10-01 $180,789 (29.2%) $260,235 (16.5%) 0.00 224
    2019-11-01 $188,500 (38.4%) $268,578 (22.1%) 0.00 227
    2019-12-01 $188,625 (45.2%) $270,115 (32.4%) 0.00 226
    2020-01-01 $188,875 (39.9%) $264,260 (21.1%) 0.00 209
    2020-02-01 $189,000 (37.7%) $273,705 (19.6%) 0.00 193
    2020-03-01 $186,000 (21.9%) $280,383 (18.1%) 0.00 203
    2020-04-01 $179,500 (6.4%) $280,381 (13.3%) 0.00 193
    2020-05-01 $179,000 (-3.4%) $268,493 (-2.7%) 0.00 169
    2020-06-01 $168,575 (-17.8%) $269,787 (-7.7%) 0.00 157
    2020-07-01 $175,000 (-12.4%) $268,576 (-4.1%) 0.00 150
    2020-08-01 $169,700 (-12.6%) $277,767 (2.0%) 0.00 140
    2020-09-01 $169,250 (-9.1%) $310,451 (17.1%) 0.00 139
    2020-10-01 $150,000 (-17.0%) $297,267 (14.2%) 0.00 133
    2020-11-01 $132,200 (-29.9%) $280,018 (4.3%) 0.00 149
    2020-12-01 $146,975 (-22.1%) $291,310 (7.9%) 0.00 128
    2021-01-01 $149,900 (-20.6%) $289,741 (9.6%) 0.00 123
    2021-02-01 $149,783 (-20.8%) $286,600 (4.7%) 0.00 105
    2021-03-01 $152,191 (-18.2%) $301,862 (7.7%) 0.00 88
    2021-04-01 $152,450 (-15.1%) $306,829 (9.4%) 0.00 80
    2021-05-01 $210,000 (17.3%) $335,753 (25.1%) 0.00 74
    2021-06-01 $217,500 (29.0%) $361,206 (33.9%) 0.00 73
    2021-07-01 $224,950 (28.5%) $343,205 (27.8%) 0.00 79
    2021-08-01 $230,475 (35.8%) $336,017 (21.0%) 0.00 74
    2021-09-01 $220,000 (30.0%) $316,727 (2.0%) 0.00 72
    2021-10-01 $199,000 (32.7%) $317,058 (6.7%) 0.00 67
    2021-11-01 $203,725 (54.1%) $379,391 (35.5%) 0.00 76
    2021-12-01 $188,725 (28.4%) $404,403 (38.8%) 0.00 66
    2022-01-01 $192,450 (28.4%) $387,997 (33.9%) 0.00 65
    2022-02-01 $196,750 (31.4%) $348,670 (21.7%) 0.00 61
    2022-03-01 $224,900 (47.8%) $407,704 (35.1%) 0.00 62
    2022-04-01 $236,000 (54.8%) $401,567 (30.9%) 0.00 72
    2022-05-01 $255,250 (21.6%) $447,797 (33.4%) 0.00 79
    2022-06-01 $299,500 (37.7%) $483,889 (34.0%) 0.00 83
    2022-07-01 $289,500 (28.7%) $471,946 (37.5%) 0.00 99
    2022-08-01 $247,000 (7.2%) $421,283 (25.4%) 0.00 112
    2022-09-01 $238,725 (8.5%) $392,414 (23.9%) 0.00 105
    2022-10-01 $249,950 (25.6%) $390,411 (23.1%) 0.00 105
    2022-11-01 $257,500 (26.4%) $413,673 (9.0%) 0.00 96
    2022-12-01 $270,999 (43.6%) $408,931 (1.1%) 0.00 90
    2023-01-01 $270,999 (40.8%) $401,451 (3.5%) 0.00 86
    2023-02-01 $249,675 (26.9%) $425,949 (22.2%) 0.00 84
    2023-03-01 $199,498 (-11.3%) $314,518 (-22.9%) 0.00 83
    2023-04-01 $212,900 (-9.8%) $353,709 (-11.9%) 0.00 83
    2023-05-01 $230,000 (-9.9%) $326,607 (-27.1%) 0.00 97
    2023-06-01 $249,675 (-16.6%) $390,581 (-19.3%) 0.00 100
    2023-07-01 $214,000 (-26.1%) $354,574 (-24.9%) 0.00 97
    2023-08-01 $199,000 (-19.4%) $332,557 (-21.1%) 0.00 106
    2023-09-01 $184,000 (-22.9%) $312,044 (-20.5%) 0.00 96
    2023-10-01 $220,250 (-11.9%) $386,340 (-1.0%) 0.00 107
    2023-11-01 $220,000 (-14.6%) $385,202 (-6.9%) 0.00 102
    2023-12-01 $215,000 (-20.7%) $360,421 (-11.9%) 0.00 103
    2024-01-01 $199,675 (-26.3%) $355,300 (-11.5%) 0.00 97
    2024-02-01 $199,250 (-20.2%) $328,902 (-22.8%) 0.00 96
    2024-03-01 $209,450 (5.0%) $392,241 (24.7%) 0.00 97
    2024-04-01 $249,500 (17.2%) $424,366 (20.0%) 0.00 107
    2024-05-01 $250,725 (9.0%) $435,978 (33.5%) 0.00 111
    2024-06-01 $260,000 (4.1%) $444,799 (13.9%) 0.00 117
    2024-07-01 $267,350 (24.9%) $455,818 (28.6%) 0.00 117
    2024-08-01 $275,000 (38.2%) $451,748 (35.8%) 0.00 115
    2024-09-01 $286,975 (56.0%) $479,948 (53.8%) 0.00 115
    2024-10-01 $287,625 (30.6%) $458,381 (18.7%) 0.00 110
    2024-11-01 $274,750 (24.9%) $469,498 (21.9%) 0.00 120
    2024-12-01 $274,875 (27.9%) $431,562 (19.7%) 0.00 136
    2025-01-01 $274,750 (37.6%) $445,215 (25.3%) 0.00 133
    2025-02-01 $281,200 (41.1%) $481,936 (46.5%) 0.00 138
    2025-03-01 $279,900 (33.6%) $499,082 (27.2%) 0.00 149
    Roanoke Rapids's median listing price for 2025-03-01 was $279,900, a difference of $70,450 (33.6%) versus the prior year and $-1,300 versus the prior month.

    Roanoke Rapids's median listing price comes in at 0% of the national average.

    Roanoke Rapids's average listing price for 2025-03-01 was $499,082, a difference of $106,841 (27.2%) versus the prior year and $17,146 versus the prior month.

    For the 2025-03-01 period, Roanoke Rapids had 149 MLS listings, a difference of 11 listings (8%) versus the prior month and 52 listings (54%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Roanoke Rapids (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,762 sqft
    2018-02-01 0 days 1,795 sqft
    2018-03-01 0 days 1,885 sqft
    2018-04-01 0 days 1,937 sqft
    2018-05-01 0 days 1,849 sqft
    2018-06-01 0 days 1,823 sqft
    2018-07-01 0 days 1,825 sqft
    2018-08-01 0 days 1,823 sqft
    2018-09-01 0 days 1,820 sqft
    2018-10-01 0 days 1,823 sqft
    2018-11-01 0 days 1,822 sqft
    2018-12-01 0 days 1,745 sqft
    2019-01-01 0 days 1,765 sqft
    2019-02-01 0 days 1,748 sqft
    2019-03-01 0 days 1,755 sqft
    2019-04-01 0 days 1,768 sqft
    2019-05-01 0 days 1,831 sqft
    2019-06-01 0 days 1,932 sqft
    2019-07-01 0 days 1,868 sqft
    2019-08-01 0 days 1,823 sqft
    2019-09-01 0 days 1,823 sqft
    2019-10-01 0 days 1,823 sqft
    2019-11-01 0 days 1,823 sqft
    2019-12-01 0 days 1,823 sqft
    2020-01-01 0 days 1,823 sqft
    2020-02-01 0 days 1,823 sqft
    2020-03-01 0 days 1,823 sqft
    2020-04-01 0 days 1,823 sqft
    2020-05-01 0 days 1,806 sqft
    2020-06-01 0 days 1,823 sqft
    2020-07-01 0 days 1,823 sqft
    2020-08-01 0 days 1,809 sqft
    2020-09-01 0 days 1,728 sqft
    2020-10-01 0 days 1,693 sqft
    2020-11-01 0 days 1,567 sqft
    2020-12-01 0 days 1,568 sqft
    2021-01-01 0 days 1,792 sqft
    2021-02-01 0 days 1,754 sqft
    2021-03-01 0 days 1,786 sqft
    2021-04-01 0 days 1,605 sqft
    2021-05-01 0 days 1,790 sqft
    2021-06-01 0 days 2,152 sqft
    2021-07-01 0 days 1,929 sqft
    2021-08-01 0 days 1,873 sqft
    2021-09-01 0 days 1,801 sqft
    2021-10-01 0 days 1,764 sqft
    2021-11-01 0 days 1,856 sqft
    2021-12-01 0 days 1,877 sqft
    2022-01-01 0 days 1,796 sqft
    2022-02-01 0 days 1,826 sqft
    2022-03-01 0 days 1,916 sqft
    2022-04-01 0 days 1,963 sqft
    2022-05-01 0 days 2,035 sqft
    2022-06-01 0 days 2,330 sqft
    2022-07-01 0 days 2,242 sqft
    2022-08-01 0 days 2,167 sqft
    2022-09-01 0 days 1,873 sqft
    2022-10-01 0 days 1,800 sqft
    2022-11-01 0 days 2,033 sqft
    2022-12-01 0 days 2,280 sqft
    2023-01-01 0 days 2,346 sqft
    2023-02-01 0 days 2,177 sqft
    2023-03-01 0 days 1,913 sqft
    2023-04-01 0 days 1,738 sqft
    2023-05-01 0 days 1,748 sqft
    2023-06-01 0 days 1,854 sqft
    2023-07-01 0 days 1,775 sqft
    2023-08-01 0 days 1,783 sqft
    2023-09-01 0 days 1,800 sqft
    2023-10-01 0 days 1,969 sqft
    2023-11-01 0 days 1,815 sqft
    2023-12-01 0 days 1,756 sqft
    2024-01-01 0 days 1,789 sqft
    2024-02-01 0 days 1,731 sqft
    2024-03-01 0 days 1,680 sqft
    2024-04-01 0 days 1,759 sqft
    2024-05-01 0 days 1,736 sqft
    2024-06-01 0 days 1,689 sqft
    2024-07-01 0 days 1,730 sqft
    2024-08-01 0 days 1,728 sqft
    2024-09-01 0 days 1,781 sqft
    2024-10-01 0 days 1,736 sqft
    2024-11-01 0 days 1,751 sqft
    2024-12-01 0 days 1,660 sqft
    2025-01-01 0 days 1,628 sqft
    2025-02-01 0 days 1,628 sqft
    2025-03-01 0 days 1,628 sqft
    Roanoke Rapids's median listing age (time on market) for 2025-03-01 was 0 days.

    Roanoke Rapids's median square footage for active listings during the 2025-03-01 period was 1,628 sqft. One year prior, the average listing was 1,680 sqft.

    Roanoke Rapids, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 410 $88,890,000 $216,805
    Cash Out Refi 91 $16,415,000 $180,385
    Other 82 $6,540,000 $79,756
    Refi 75 $17,125,000 $228,333
    Home Improvement 72 $5,900,000 $81,944

    Roanoke Rapids's most frequently cited loan purpose was Home Purchase, with 410 originations. The 2nd most popular reason was Cash Out Refi, with 91 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 266 $56,720,000 $213,233
    7-8% 204 $34,120,000 $167,255
    Over 8% 120 $16,290,000 $135,750
    5-6% 110 $23,980,000 $218,000
    <2.5% 16 $240,000 $15,000
    4-5% 8 $2,120,000 $265,000

    During 2024, Roanoke Rapids's most frequently originated rate bucket was 6-7%, with 266 originations.

    Loan Sizing (Roanoke Rapids, NC MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 281 $40,615,000 $144,537
    $100,000 or less 239 $12,785,000 $53,494
    $200k-400k 145 $38,245,000 $263,759
    $400k-600k 31 $15,435,000 $497,903
    $600k-1000k 28 $20,620,000 $736,429
    $Over $1MM 6 $7,170,000 $1,195,000

    Roanoke Rapids's loan sizing saw the bucket of loans from $100k-200k with 281 originations, totaling $40,615,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 331 $69,575,000 $210,196
    60-80% 129 $30,245,000 $234,457
    20-40% 89 $9,885,000 $111,067
    Under 20% 81 $2,935,000 $36,235
    40-60% 71 $16,455,000 $231,761
    Over 100% 16 $2,770,000 $173,125

    Roanoke Rapids's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 331 originations, totaling $69,575,000 in origination value.