Roanoke Rapids Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Roanoke Rapids averaged
6.27%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
5.97% and
one month ago for the week of 2024-09-05, the
average rate was 6%.
Roanoke Rapids's average rate one year ago was 7.24%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.32%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Roanoke Rapids 30 Year Fixed Rate | 2024-10-10 | 6.27% |
Roanoke Rapids 30 Year Fixed Rate Refi | 2024-10-10 | 6.32% |
Roanoke Rapids 15 Year Fixed Rate | 2024-10-10 | 5.61% |
Roanoke Rapids 15 Year Fixed Rate Refi | 2024-10-10 | 6.01% |
Roanoke Rapids 30 Year FHA | 2024-10-10 | 5.84% |
Roanoke Rapids 30 Year FHA Refi | 2024-10-10 | 6.1% |
Roanoke Rapids 30 Year USDA | 2024-10-10 | 5.98% |
Roanoke Rapids 30 Year USDA Refi | 2024-10-10 | 6.08% |
Roanoke Rapids 30 Year VA | 2024-10-10 | 5.95% |
Roanoke Rapids 30 Year VA Refi | 2024-10-10 | 5.75% |
Roanoke Rapids Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Roanoke Rapids, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Roanoke Rapids Average Closing Costs & Other Stats
Roanoke Rapids, NC's 58 lenders originated 727
loans during 2023. The total origination value was $121,745,000, with an average loan value of
$167,462.
Roanoke Rapids's average closing costs are $4,616.
The top Roanoke Rapids lender as defined by loan originations is STATE EMPLOYEES', with
68 loans originated. Their average total fees are
$3,759, which is $3,577
lower than the next largest lender,
ATLANTIC BAY MORTGAGE GROUP, L.L.C..
The lowest fee Roanoke Rapids lenders (with over 10 loans originated) are
STATE EMPLOYEES' ($3,759), QUICKEN LOANS, LLC ($6,897), ATLANTIC BAY MORTGAGE GROUP, L.L.C. ($7,336), .
The lowest rate Roanoke Rapids lenders (with over 10 loans originated) are
STATE EMPLOYEES' (6.01%), QUICKEN LOANS, LLC (6.75%), ATLANTIC BAY MORTGAGE GROUP, L.L.C. (6.94%), .
Roanoke Rapids, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
STATE EMPLOYEES' | $27,440,000 | $21,365,000 | -22.1% | 17.5% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $13,110,000 | $14,430,000 | 10.1% | 11.9% |
QUICKEN LOANS, LLC | $10,360,000 | $7,220,000 | -30.3% | 5.9% |
Truist | $8,730,000 | $5,155,000 | -41.0% | 4.2% |
Southern Bank and Trust Company | $4,370,000 | $4,500,000 | 3.0% | 3.7% |
Benchmark Community Bank | $3,975,000 | $3,900,000 | -1.9% | 3.2% |
Mortgage Research Center, LLC | $5,865,000 | $3,695,000 | -37.0% | 3.0% |
Touchstone Bank | $1,850,000 | $3,320,000 | 79.5% | 2.7% |
INTERCOASTAL MORTGAGE COMPANY | $2,075,000 | $2,715,000 | 30.8% | 2.2% |
PNC Bank | $2,975,000 | $2,425,000 | -18.5% | 2.0% |
LOCAL GOVERNMENT FEDERAL CREDIT UNION | $2,855,000 | $2,420,000 | -15.2% | 2.0% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $2,635,000 | $2,235,000 | -15.2% | 1.8% |
JPMorgan Chase Bank | $285,000 | $2,000,000 | 601.8% | 1.6% |
Bank of America | $1,360,000 | $1,520,000 | 11.8% | 1.2% |
NEW DAY FINANCIAL, LLC | $210,000 | $1,490,000 | 609.5% | 1.2% |
First-Citizens Bank & Trust Company | $6,425,000 | $1,455,000 | -77.4% | 1.2% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,095,000 | $1,450,000 | 32.4% | 1.2% |
21ST MORTGAGE CORPORATION | $735,000 | $1,275,000 | 73.5% | 1.0% |
MOVEMENT MORTGAGE, LLC | $2,465,000 | $1,250,000 | -49.3% | 1.0% |
BROKER SOLUTIONS, INC. | $1,805,000 | $1,150,000 | -36.3% | 0.9% |
NAVY FEDERAL CREDIT UNION | $1,980,000 | $995,000 | -49.7% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $920,000 | $985,000 | 7.1% | 0.8% |
COASTAL Federal Credit Union | $1,845,000 | $930,000 | -49.6% | 0.8% |
UNITED WHOLESALE MORTGAGE, LLC | $2,325,000 | $900,000 | -61.3% | 0.7% |
CARDINAL FINANCIAL | $630,000 | $895,000 | 42.1% | 0.7% |
MUTUAL OF OMAHA MORTGAGE, INC. | $115,000 | $885,000 | 669.6% | 0.7% |
WaterStone Bank, SSB | $875,000 | n/a | 0.7% | |
Waterstone Mortgage Corporation | $875,000 | n/a | 0.7% | |
USAA Federal Savings Bank | $295,000 | $870,000 | 194.9% | 0.7% |
AgCarolina Farm Credit, FLCA | $85,000 | $840,000 | 888.2% | 0.7% |
NFM, INC. | $395,000 | $825,000 | 108.9% | 0.7% |
The Fidelity Bank | $1,495,000 | $820,000 | -45.2% | 0.7% |
Paramount Residential Mortgage Group, Inc. | $2,960,000 | $765,000 | -74.2% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $355,000 | $735,000 | 107.0% | 0.6% |
Tidewater Home Funding, LLC | $645,000 | $730,000 | 13.2% | 0.6% |
LIBERTY HOME MORTGAGE CORPORATION | $725,000 | n/a | 0.6% | |
AMERISAVE MORTGAGE CORPORATION | $1,135,000 | $720,000 | -36.6% | 0.6% |
CROSSCOUNTRY MORTGAGE, LLC | $135,000 | $700,000 | 418.5% | 0.6% |
TD Bank | $2,235,000 | $685,000 | -69.4% | 0.6% |
GUARANTEED RATE, INC. | $640,000 | $635,000 | -0.8% | 0.5% |
1ST SIGNATURE LENDING, LLC | $620,000 | n/a | 0.5% | |
Armed Forces Bank | $595,000 | n/a | 0.5% | |
BNY Mellon | $595,000 | n/a | 0.5% | |
BAY-VALLEY MORTGAGE GROUP | $575,000 | n/a | 0.5% | |
PENTAGON FEDERAL CREDIT UNION | $160,000 | $570,000 | 256.3% | 0.5% |
Alcova Mortgage LLC | $1,315,000 | $560,000 | -57.4% | 0.5% |
Flagstar Bank, FSB | $890,000 | $560,000 | -37.1% | 0.5% |
Mortgage Assurance Inc. | $525,000 | n/a | 0.4% | |
Summit Credit Union | $485,000 | n/a | 0.4% | |
TIDEWATER MORTGAGE SERVICES, INC. | $65,000 | $445,000 | 584.6% | 0.4% |
Wells Fargo Bank | $1,065,000 | $440,000 | -58.7% | 0.4% |
CHARLOTTE METRO FEDERAL CREDIT UNION | $425,000 | n/a | 0.3% | |
The Federal Savings Bank | $980,000 | $425,000 | -56.6% | 0.3% |
Barrington Bank & Trust Company, N.A. | $415,000 | n/a | 0.3% | |
Discover Bank | $55,000 | $410,000 | 645.5% | 0.3% |
SOUTHWEST STAGE FUNDING, LLC | $620,000 | $410,000 | -33.9% | 0.3% |
C & F Mortgage Corporation | $405,000 | n/a | 0.3% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $400,000 | n/a | 0.3% | |
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $395,000 | n/a | 0.3% | |
BETTER MORTGAGE CORPORATION | $1,410,000 | $385,000 | -72.7% | 0.3% |
First Horizon Bank | $1,390,000 | $385,000 | -72.3% | 0.3% |
FIDELITY DIRECT MORTGAGE, LLC | $355,000 | n/a | 0.3% | |
NEWREZ LLC | $110,000 | $345,000 | 213.6% | 0.3% |
New Republic Savings Bank | $340,000 | n/a | 0.3% | |
FREEDOM MORTGAGE CORPORATION | $470,000 | $330,000 | -29.8% | 0.3% |
First National Bank of Pennsylvania | $2,180,000 | $320,000 | -85.3% | 0.3% |
GUILD MORTGAGE COMPANY | $165,000 | $300,000 | 81.8% | 0.2% |
U.S. Bank | $2,830,000 | $295,000 | -89.6% | 0.2% |
CMG MORTGAGE, INC. | $175,000 | $290,000 | 65.7% | 0.2% |
Towne Mortgage of the Carolinas, LLC | $645,000 | $285,000 | -55.8% | 0.2% |
AMERICAN FINANCIAL RESOURCES, INC. | $485,000 | $280,000 | -42.3% | 0.2% |
Blue Ridge Bank | $830,000 | $255,000 | -69.3% | 0.2% |
SECURITYNATIONAL MORTGAGE COMPANY | $250,000 | n/a | 0.2% | |
Florida Capital Bank | $245,000 | n/a | 0.2% | |
Plains Commerce Bank | $245,000 | n/a | 0.2% | |
LOANDEPOT.COM, LLC | $1,375,000 | $240,000 | -82.5% | 0.2% |
ACADEMY MORTGAGE CORPORATION | $95,000 | $235,000 | 147.4% | 0.2% |
TRIAD FINANCIAL SERVICES, INC. | $235,000 | n/a | 0.2% | |
LADERA LENDING, INC. | $225,000 | n/a | 0.2% | |
Renasant Bank | $225,000 | n/a | 0.2% | |
UNION HOME MORTGAGE CORP. | $225,000 | n/a | 0.2% | |
ROYAL UNITED MORTGAGE LLC | $125,000 | $220,000 | 76.0% | 0.2% |
DELMAR FINANCIAL COMPANY | $205,000 | n/a | 0.2% | |
Northpointe Bank | $305,000 | $205,000 | -32.8% | 0.2% |
Bank of England | $155,000 | $195,000 | 25.8% | 0.2% |
HOMESIDE FINANCIAL, LLC | $525,000 | $175,000 | -66.7% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $175,000 | n/a | 0.1% | |
American Security Mortgage Corp. | $165,000 | n/a | 0.1% | |
Atlantic Coast Mortgage, LLC | $165,000 | n/a | 0.1% | |
HOMESPIRE MORTGAGE CORPORATION | $160,000 | n/a | 0.1% | |
CityWorth Mortgage LLC | $155,000 | n/a | 0.1% | |
Truliant Federal Credit Union | $865,000 | $155,000 | -82.1% | 0.1% |
Uwharrie Bank | $455,000 | $155,000 | -65.9% | 0.1% |
Figure Lending LLC | $200,000 | $150,000 | -25.0% | 0.1% |
MICHIGAN MUTUAL, INC. | $145,000 | n/a | 0.1% | |
CORNERSTONE HOME LENDING, INC. | $1,135,000 | $135,000 | -88.1% | 0.1% |
Secured Investment Corp. | $135,000 | n/a | 0.1% | |
MORTGAGE INVESTORS GROUP, INC. | $125,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $120,000 | n/a | 0.1% | |
A&D Mortgage LLC | $290,000 | $115,000 | -60.3% | 0.1% |
AMERICAN FINANCING CORPORATION | $365,000 | $115,000 | -68.5% | 0.1% |
The Park National Bank | $115,000 | n/a | 0.1% | |
DAS Acquisition Company, LLC | $105,000 | n/a | 0.1% | |
DIGITAL Federal Credit Union | $105,000 | n/a | 0.1% | |
RUOFF MORTGAGE COMPANY, INC. | $75,000 | $105,000 | 40.0% | 0.1% |
PHH Mortgage Corporation | $95,000 | n/a | 0.1% | |
Bronco Federal Credit Union | $170,000 | $85,000 | -50.0% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $55,000 | $85,000 | 54.5% | 0.1% |
Meridian Bank Corporation | $75,000 | n/a | 0.1% | |
North State Bank | $75,000 | n/a | 0.1% | |
Northwest Federal Credit Union | $285,000 | $75,000 | -73.7% | 0.1% |
Citizens Bank and Trust Company | $55,000 | n/a | 0.0% | |
Pinnacle Bank | $45,000 | n/a | 0.0% | |
Bethpage Federal Credit Union | $35,000 | n/a | 0.0% | |
SPRING EQ, LLC | $35,000 | n/a | 0.0% |
Roanoke Rapids's top lender by overall market share is STATE EMPLOYEES', with 17.5% market share. In second place, with 11.9%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $14,430,000 in loans. In third place, with 5.9%, is QUICKEN LOANS, LLC, having originated $7,220,000 in loans. In fourth place, with 4.2%, is Truist, having originated $5,155,000 in loans. In fifth place, with 3.7%, is Southern Bank and Trust Company, having originated $4,500,000 in loans.
Roanoke Rapids Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Roanoke Rapids (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $149,925 (0.0%) | $236,266 (-3.9%) | 0.00 | 265 |
2018-02-01 | $153,950 (-12.4%) | $242,547 (-4.9%) | 0.00 | 267 |
2018-03-01 | $169,900 (-8.4%) | $246,321 (-5.7%) | 0.00 | 283 |
2018-04-01 | $180,550 (-2.4%) | $262,551 (-1.4%) | 0.00 | 285 |
2018-05-01 | $167,450 (-13.0%) | $261,191 (-2.8%) | 0.00 | 293 |
2018-06-01 | $165,000 (-5.0%) | $249,377 (-2.1%) | 0.00 | 286 |
2018-07-01 | $156,700 (-2.5%) | $245,790 (1.2%) | 0.00 | 282 |
2018-08-01 | $147,425 (-15.8%) | $235,040 (-7.3%) | 0.00 | 280 |
2018-09-01 | $139,900 (-21.8%) | $224,663 (-12.5%) | 0.00 | 293 |
2018-10-01 | $139,900 (-21.4%) | $223,370 (-9.7%) | 0.00 | 274 |
2018-11-01 | $136,225 (-24.3%) | $220,026 (-13.0%) | 0.00 | 264 |
2018-12-01 | $129,900 (-27.4%) | $204,059 (-19.2%) | 0.00 | 263 |
2019-01-01 | $134,975 (-10.0%) | $218,162 (-7.7%) | 0.00 | 259 |
2019-02-01 | $137,250 (-10.9%) | $228,884 (-5.6%) | 0.00 | 265 |
2019-03-01 | $152,571 (-10.2%) | $237,452 (-3.6%) | 0.00 | 265 |
2019-04-01 | $168,750 (-6.5%) | $247,543 (-5.7%) | 0.00 | 264 |
2019-05-01 | $185,350 (10.7%) | $275,915 (5.6%) | 0.00 | 262 |
2019-06-01 | $205,000 (24.2%) | $292,361 (17.2%) | 0.00 | 250 |
2019-07-01 | $199,675 (27.4%) | $280,084 (14.0%) | 0.00 | 236 |
2019-08-01 | $194,118 (31.7%) | $272,285 (15.9%) | 0.00 | 227 |
2019-09-01 | $186,120 (33.0%) | $265,238 (18.1%) | 0.00 | 224 |
2019-10-01 | $180,789 (29.2%) | $260,235 (16.5%) | 0.00 | 224 |
2019-11-01 | $188,500 (38.4%) | $268,578 (22.1%) | 0.00 | 227 |
2019-12-01 | $188,625 (45.2%) | $270,115 (32.4%) | 0.00 | 226 |
2020-01-01 | $188,875 (39.9%) | $264,260 (21.1%) | 0.00 | 209 |
2020-02-01 | $189,000 (37.7%) | $273,705 (19.6%) | 0.00 | 193 |
2020-03-01 | $186,000 (21.9%) | $280,383 (18.1%) | 0.00 | 203 |
2020-04-01 | $179,500 (6.4%) | $280,381 (13.3%) | 0.00 | 193 |
2020-05-01 | $179,000 (-3.4%) | $268,493 (-2.7%) | 0.00 | 169 |
2020-06-01 | $168,575 (-17.8%) | $269,787 (-7.7%) | 0.00 | 157 |
2020-07-01 | $175,000 (-12.4%) | $268,576 (-4.1%) | 0.00 | 150 |
2020-08-01 | $169,700 (-12.6%) | $277,767 (2.0%) | 0.00 | 140 |
2020-09-01 | $169,250 (-9.1%) | $310,451 (17.1%) | 0.00 | 139 |
2020-10-01 | $150,000 (-17.0%) | $297,267 (14.2%) | 0.00 | 133 |
2020-11-01 | $132,200 (-29.9%) | $280,018 (4.3%) | 0.00 | 149 |
2020-12-01 | $146,975 (-22.1%) | $291,310 (7.9%) | 0.00 | 128 |
2021-01-01 | $149,900 (-20.6%) | $289,741 (9.6%) | 0.00 | 123 |
2021-02-01 | $149,783 (-20.8%) | $286,600 (4.7%) | 0.00 | 105 |
2021-03-01 | $152,191 (-18.2%) | $301,862 (7.7%) | 0.00 | 88 |
2021-04-01 | $152,450 (-15.1%) | $306,829 (9.4%) | 0.00 | 80 |
2021-05-01 | $210,000 (17.3%) | $335,753 (25.1%) | 0.00 | 74 |
2021-06-01 | $217,500 (29.0%) | $361,206 (33.9%) | 0.00 | 73 |
2021-07-01 | $224,950 (28.5%) | $343,205 (27.8%) | 0.00 | 79 |
2021-08-01 | $230,475 (35.8%) | $336,017 (21.0%) | 0.00 | 74 |
2021-09-01 | $220,000 (30.0%) | $316,727 (2.0%) | 0.00 | 72 |
2021-10-01 | $199,000 (32.7%) | $317,058 (6.7%) | 0.00 | 67 |
2021-11-01 | $203,725 (54.1%) | $379,391 (35.5%) | 0.00 | 76 |
2021-12-01 | $188,725 (28.4%) | $404,403 (38.8%) | 0.00 | 66 |
2022-01-01 | $192,450 (28.4%) | $387,997 (33.9%) | 0.00 | 65 |
2022-02-01 | $196,750 (31.4%) | $348,670 (21.7%) | 0.00 | 61 |
2022-03-01 | $224,900 (47.8%) | $407,704 (35.1%) | 0.00 | 62 |
2022-04-01 | $236,000 (54.8%) | $401,567 (30.9%) | 0.00 | 72 |
2022-05-01 | $255,250 (21.6%) | $447,797 (33.4%) | 0.00 | 79 |
2022-06-01 | $299,500 (37.7%) | $483,889 (34.0%) | 0.00 | 83 |
2022-07-01 | $289,500 (28.7%) | $471,946 (37.5%) | 0.00 | 99 |
2022-08-01 | $247,000 (7.2%) | $421,283 (25.4%) | 0.00 | 112 |
2022-09-01 | $238,725 (8.5%) | $392,414 (23.9%) | 0.00 | 105 |
2022-10-01 | $249,950 (25.6%) | $390,411 (23.1%) | 0.00 | 105 |
2022-11-01 | $257,500 (26.4%) | $413,673 (9.0%) | 0.00 | 96 |
2022-12-01 | $270,999 (43.6%) | $408,931 (1.1%) | 0.00 | 90 |
2023-01-01 | $270,999 (40.8%) | $401,451 (3.5%) | 0.00 | 86 |
2023-02-01 | $249,675 (26.9%) | $425,949 (22.2%) | 0.00 | 84 |
2023-03-01 | $199,498 (-11.3%) | $314,518 (-22.9%) | 0.00 | 83 |
2023-04-01 | $212,900 (-9.8%) | $353,709 (-11.9%) | 0.00 | 83 |
2023-05-01 | $230,000 (-9.9%) | $326,607 (-27.1%) | 0.00 | 97 |
2023-06-01 | $249,675 (-16.6%) | $390,581 (-19.3%) | 0.00 | 100 |
2023-07-01 | $214,000 (-26.1%) | $354,574 (-24.9%) | 0.00 | 97 |
2023-08-01 | $199,000 (-19.4%) | $332,557 (-21.1%) | 0.00 | 106 |
2023-09-01 | $183,900 (-23.0%) | $312,044 (-20.5%) | 0.00 | 96 |
2023-10-01 | $220,250 (-11.9%) | $386,340 (-1.0%) | 0.00 | 107 |
2023-11-01 | $220,000 (-14.6%) | $385,202 (-6.9%) | 0.00 | 102 |
2023-12-01 | $215,000 (-20.7%) | $360,421 (-11.9%) | 0.00 | 103 |
2024-01-01 | $199,675 (-26.3%) | $355,300 (-11.5%) | 0.00 | 97 |
2024-02-01 | $199,250 (-20.2%) | $328,902 (-22.8%) | 0.00 | 96 |
2024-03-01 | $209,450 (5.0%) | $392,241 (24.7%) | 0.00 | 97 |
2024-04-01 | $249,500 (17.2%) | $424,366 (20.0%) | 0.00 | 107 |
2024-05-01 | $262,450 (14.1%) | $442,883 (35.6%) | 0.00 | 111 |
2024-06-01 | $260,000 (4.1%) | $448,075 (14.7%) | 0.00 | 117 |
2024-07-01 | $267,350 (24.9%) | $455,818 (28.6%) | 0.00 | 117 |
2024-08-01 | $275,000 (38.2%) | $451,748 (35.8%) | 0.00 | 115 |
2024-09-01 | $286,975 (56.1%) | $479,948 (53.8%) | 0.00 | 115 |
Roanoke Rapids's median listing price comes in at 0% of the national average.
Roanoke Rapids's average listing price for 2024-09-01 was $479,948, a difference of $167,904 (53.8%) versus the prior year and $28,200 versus the prior month.
For the 2024-09-01 period, Roanoke Rapids had 115 MLS listings, a difference of 0 listings (0%) versus the prior month and 19 listings (20%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Roanoke Rapids (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,762 sqft |
2018-02-01 | 0 days | 1,795 sqft |
2018-03-01 | 0 days | 1,885 sqft |
2018-04-01 | 0 days | 1,937 sqft |
2018-05-01 | 0 days | 1,849 sqft |
2018-06-01 | 0 days | 1,823 sqft |
2018-07-01 | 0 days | 1,825 sqft |
2018-08-01 | 0 days | 1,823 sqft |
2018-09-01 | 0 days | 1,820 sqft |
2018-10-01 | 0 days | 1,823 sqft |
2018-11-01 | 0 days | 1,822 sqft |
2018-12-01 | 0 days | 1,745 sqft |
2019-01-01 | 0 days | 1,765 sqft |
2019-02-01 | 0 days | 1,748 sqft |
2019-03-01 | 0 days | 1,755 sqft |
2019-04-01 | 0 days | 1,768 sqft |
2019-05-01 | 0 days | 1,831 sqft |
2019-06-01 | 0 days | 1,932 sqft |
2019-07-01 | 0 days | 1,868 sqft |
2019-08-01 | 0 days | 1,823 sqft |
2019-09-01 | 0 days | 1,823 sqft |
2019-10-01 | 0 days | 1,823 sqft |
2019-11-01 | 0 days | 1,823 sqft |
2019-12-01 | 0 days | 1,823 sqft |
2020-01-01 | 0 days | 1,823 sqft |
2020-02-01 | 0 days | 1,823 sqft |
2020-03-01 | 0 days | 1,823 sqft |
2020-04-01 | 0 days | 1,823 sqft |
2020-05-01 | 0 days | 1,806 sqft |
2020-06-01 | 0 days | 1,823 sqft |
2020-07-01 | 0 days | 1,823 sqft |
2020-08-01 | 0 days | 1,809 sqft |
2020-09-01 | 0 days | 1,728 sqft |
2020-10-01 | 0 days | 1,693 sqft |
2020-11-01 | 0 days | 1,567 sqft |
2020-12-01 | 0 days | 1,568 sqft |
2021-01-01 | 0 days | 1,792 sqft |
2021-02-01 | 0 days | 1,754 sqft |
2021-03-01 | 0 days | 1,786 sqft |
2021-04-01 | 0 days | 1,605 sqft |
2021-05-01 | 0 days | 1,823 sqft |
2021-06-01 | 0 days | 2,152 sqft |
2021-07-01 | 0 days | 1,929 sqft |
2021-08-01 | 0 days | 1,873 sqft |
2021-09-01 | 0 days | 1,801 sqft |
2021-10-01 | 0 days | 1,764 sqft |
2021-11-01 | 0 days | 1,856 sqft |
2021-12-01 | 0 days | 1,877 sqft |
2022-01-01 | 0 days | 1,796 sqft |
2022-02-01 | 0 days | 1,826 sqft |
2022-03-01 | 0 days | 1,916 sqft |
2022-04-01 | 0 days | 1,963 sqft |
2022-05-01 | 0 days | 2,035 sqft |
2022-06-01 | 0 days | 2,330 sqft |
2022-07-01 | 0 days | 2,242 sqft |
2022-08-01 | 0 days | 2,167 sqft |
2022-09-01 | 0 days | 1,873 sqft |
2022-10-01 | 0 days | 1,800 sqft |
2022-11-01 | 0 days | 2,033 sqft |
2022-12-01 | 0 days | 2,280 sqft |
2023-01-01 | 0 days | 2,346 sqft |
2023-02-01 | 0 days | 2,177 sqft |
2023-03-01 | 0 days | 1,913 sqft |
2023-04-01 | 0 days | 1,738 sqft |
2023-05-01 | 0 days | 1,748 sqft |
2023-06-01 | 0 days | 1,854 sqft |
2023-07-01 | 0 days | 1,775 sqft |
2023-08-01 | 0 days | 1,783 sqft |
2023-09-01 | 0 days | 1,800 sqft |
2023-10-01 | 0 days | 1,969 sqft |
2023-11-01 | 0 days | 1,815 sqft |
2023-12-01 | 0 days | 1,756 sqft |
2024-01-01 | 0 days | 1,789 sqft |
2024-02-01 | 0 days | 1,731 sqft |
2024-03-01 | 0 days | 1,680 sqft |
2024-04-01 | 0 days | 1,759 sqft |
2024-05-01 | 0 days | 1,736 sqft |
2024-06-01 | 0 days | 1,689 sqft |
2024-07-01 | 0 days | 1,730 sqft |
2024-08-01 | 0 days | 1,728 sqft |
2024-09-01 | 0 days | 1,781 sqft |
Roanoke Rapids's median square footage for active listings during the 2024-09-01 period was 1,781 sqft. One year prior, the average listing was 1,800 sqft.
Roanoke Rapids, NC Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 435 | $89,895,000 | $206,655 |
Home Improvement | 80 | $4,960,000 | $62,000 |
Refi | 80 | $11,260,000 | $140,750 |
Cash Out Refi | 67 | $10,115,000 | $150,970 |
Other | 65 | $5,515,000 | $84,846 |
Roanoke Rapids's most frequently cited loan purpose was Home Purchase, with 435 originations. The 2nd most popular reason was Home Improvement, with 80 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 243 | $45,615,000 | $187,716 |
7-8% | 169 | $25,105,000 | $148,550 |
5-6% | 132 | $27,940,000 | $211,667 |
Over 8% | 93 | $10,705,000 | $115,108 |
4-5% | 55 | $6,585,000 | $119,727 |
<2.5% | 16 | $270,000 | $16,875 |
3-4% | 2 | $390,000 | $195,000 |
During 2023, Roanoke Rapids's most frequently originated rate bucket was 6-7%, with 243 originations.
Loan Sizing (Roanoke Rapids, NC MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 282 | $39,850,000 | $141,312 |
$100,000 or less | 263 | $14,455,000 | $54,962 |
$200k-400k | 131 | $34,615,000 | $264,237 |
$400k-600k | 28 | $13,690,000 | $488,929 |
$600k-1000k | 20 | $14,980,000 | $749,000 |
$Over $1MM | 3 | $4,155,000 | $1,385,000 |
Roanoke Rapids's loan sizing saw the bucket of loans from $100k-200k with 282 originations, totaling $39,850,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 323 | $62,325,000 | $192,957 |
60-80% | 145 | $29,025,000 | $200,172 |
20-40% | 81 | $6,805,000 | $84,012 |
Under 20% | 81 | $4,205,000 | $51,914 |
40-60% | 63 | $10,455,000 | $165,952 |
Over 100% | 19 | $3,855,000 | $202,895 |
Roanoke Rapids's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 323 originations, totaling $62,325,000 in origination value.