The Farmers National Bank Of Canfield Mortgage Rates, Fees & Info

Canfield, OH

LEI: 549300YNUT7D0FWKU636

Tax ID: 34-0214400

5 stars - out of 5 stars, based on 45 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

The Farmers National Bank Of Canfield is a smaller bank specializing in Home Purchase and Refi loans. The Farmers National Bank Of Canfield has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Youngstown, Wooster, Cleveland, Canton, and Akron among others. The Farmers National Bank Of Canfield has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. The Farmers National Bank Of Canfield is typically an average fee lendor.


Originations

2,037

Origination Dollar Volume (All Markets)

$360,945,000

Employee count

550

Relative Rate

The Farmers National Bank Of Canfield's average 30 year fixed rate mortgage of loans were 3.17%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.02%.

Relative Fees

The Farmers National Bank Of Canfield's average total fees for a 30 year fixed rate mortgage are $4,089.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 721 $101,155,000 $140,298 $3,667 3.06%
Wooster, OH (FHA|USDA|VA) 372 $63,700,000 $171,237 $3,989 3.05%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 185 $49,595,000 $268,081 $4,291 3.03%
CANTON-MASSILLON, OH (FHA|USDA|VA) 236 $43,430,000 $184,025 $3,842 3.22%
AKRON, OH (FHA|USDA|VA) 134 $31,120,000 $232,239 $4,010 3.06%
Salem, OH (FHA|USDA|VA) 208 $22,430,000 $107,837 $3,340 3.35%
Outside of Metro Areas 40 $10,630,000 $265,750 $5,338 3.05%
New Philadelphia-Dover, OH (FHA|USDA|VA) 25 $4,665,000 $186,600 $3,648 3.29%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $3,195,000 $639,000 $6,108 2.95%
Heber, UT (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $10,665 3.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $2,440,000 $1,220,000 $12,019 3.19%
COLUMBUS, OH (FHA|USDA|VA) 8 $2,350,000 $293,750 $3,901 3.02%
PITTSBURGH, PA (FHA|USDA|VA) 11 $2,265,000 $205,909 $4,910 2.92%
Ashtabula, OH (FHA|USDA|VA) 12 $2,020,000 $168,333 $4,709 3.43%
TOLEDO, OH (FHA|USDA|VA) 4 $1,720,000 $430,000 $4,151 3.30%
Ashland, OH (FHA|USDA|VA) 12 $1,630,000 $135,833 $3,431 2.97%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $1,600,000 $800,000 $6,525 3.19%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,410,000 $352,500 $6,523 3.41%
New Castle, PA (FHA|USDA|VA) 8 $1,380,000 $172,500 $4,565 2.90%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,210,000 $302,500 $5,768 2.56%
Sandusky, OH (FHA|USDA|VA) 4 $930,000 $232,500 $4,271 3.06%
Cambridge, OH (FHA|USDA|VA) 5 $785,000 $157,000 $3,963 3.48%
Mount Vernon, OH (FHA|USDA|VA) 2 $690,000 $345,000 $3,555 2.69%
Meadville, PA (FHA|USDA|VA) 1 $605,000 $605,000 $6,472 2.88%
Norwalk, OH (FHA|USDA|VA) 3 $555,000 $185,000 $4,190 2.92%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $545,000 $545,000 $6,429 2.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $545,000 $545,000 $5,996 2.38%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1 $545,000 $545,000 $7,724 2.88%
Key West, FL (FHA|USDA|VA) 1 $535,000 $535,000 $5,735 3.38%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $515,000 $515,000 $3,435 3.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $435,000 $435,000 $7,312 3.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $380,000 $190,000 $3,682 3.13%
Coshocton, OH (FHA|USDA|VA) 2 $360,000 $180,000 $0 3.50%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $295,000 $295,000 $4,180 3.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $280,000 $140,000 $4,261 3.06%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $235,000 $235,000 $5,642 2.88%
Sevierville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $7,927 3.50%
Traverse City, MI (FHA|USDA|VA) 1 $225,000 $225,000 $3,308 3.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $3,323 3.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,967 2.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $4,096 2.38%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,115 3.50%
Adrian, MI (FHA|USDA|VA) 2 $160,000 $80,000 $3,585 3.88%
FLORENCE, SC (FHA|USDA|VA) 1 $105,000 $105,000 $4,218 2.25%
Celina, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,327 2.75%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $75,000 $75,000 $3,607 2.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $65,000 $65,000 $3,967 3.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $45,000 $45,000 $3,712 3.13%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.00%

The Farmers National Bank Of Canfield's top markets include Youngstown, Wooster, Cleveland, Canton, and Akron among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 2,030 $359,680,000 $177,182 $3,905 3.11%
FHA 5 $705,000 $141,000 $6,151 2.95%
VA 2 $560,000 $280,000 $3,371 3.13%

For the 2021 period, The Farmers National Bank Of Canfield's most frequently originated loan type of loans were Conventional, with 2,030 originations. Their 2nd most popular type is FHA, with 5 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 608 $126,280,000 $207,697 $4,209 3.28%
Refi 596 $115,340,000 $193,523 $3,608 2.85%
Home Improvement 369 $30,575,000 $82,859 $784 3.35%
Cash Out Refi 341 $61,675,000 $180,865 $3,997 3.04%
Other 123 $27,075,000 $220,122 $4,539 2.98%

For the 2021, The Farmers National Bank Of Canfield's most frequently cited loan purpose of loans were Home Purchase, with 608 originations. The 2nd most popular reason of loans were Refi, with 596 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 1,134 $184,160,000 $162,399 $4,089 3.17%
15 Year 534 $84,600,000 $158,427 $3,577 2.61%
20 Year 132 $29,060,000 $220,152 $4,030 3.38%
Other 97 $13,145,000 $135,515 $6,226 4.03%
10 Year 60 $16,880,000 $281,333 $1,073 3.80%
30+ year 48 $19,750,000 $411,458 $6,502 3.59%
5 Year 31 $13,165,000 $424,677 $0 3.42%
1 Year 1 $185,000 $185,000 $0 4.00%

For the 2021, The Farmers National Bank Of Canfield's most frequently cited loan length of loans were 30 Year, with 1,134 originations. The 2nd most popular length of loans were 15 Year, with 534 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 938 $176,210,000 $187,857
$2k-3k 215 $43,855,000 $203,977
$3k-4k 75 $24,855,000 $331,400
$<1k 64 $6,970,000 $108,906
$5k+ 19 $6,705,000 $352,895

$4,089 of loans were The Farmers National Bank Of Canfield's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 938 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 820 $170,870,000 $208,378
<2.5% 574 $82,380,000 $143,519
2.5-3% 452 $90,910,000 $201,128
4-5% 151 $15,075,000 $99,834
5-6% 32 $1,590,000 $49,688
6-7% 7 $105,000 $15,000
7-8% 1 $15,000 $15,000

During 2021, The Farmers National Bank Of Canfield's average interest rate of loans were 3.17%, while their most frequently originated rate bucket of loans were 3-4%, with 820 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 787 $110,735,000 $140,705 $3,657 2.99%
$100,000 or less 699 $41,695,000 $59,649 $2,943 3.31%
$200k-400k 424 $114,620,000 $270,330 $4,534 2.98%
$400k-600k 88 $42,360,000 $481,364 $5,624 3.02%
$1MM+ 20 $37,130,000 $1,856,500 $10,869 3.52%
$600k-1MM 19 $14,405,000 $758,158 $6,900 3.47%

2021 saw The Farmers National Bank Of Canfield place emphasis on $100k-200k loans with 787 originations, totaling $110,735,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 483 $62,405,000 $129,203 $3,661 3.14%
$50k or less 440 $44,360,000 $100,818 $3,474 3.17%
$100k-150k 362 $64,830,000 $179,088 $4,102 3.13%
$75k-100k 321 $47,465,000 $147,866 $3,834 3.04%
$150k-250k 203 $50,565,000 $249,089 $4,668 2.94%
$250k+ 138 $56,220,000 $407,391 $5,681 2.82%

The Farmers National Bank Of Canfield lent most frequently to those with incomes in the $50k-75k range, with 483 originations. The second most popular income band? $50k or less, with 440 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 579 $89,465,000 $154,516 $3,811 3.09%
<20% 388 $61,330,000 $158,067 $3,624 2.78%
30-36% 361 $63,615,000 $176,219 $3,977 3.12%
37% 77 $12,295,000 $159,675 $3,837 3.25%
39% 64 $9,890,000 $154,531 $3,652 3.35%
43% 58 $11,680,000 $201,379 $4,006 3.10%
38% 56 $9,440,000 $168,571 $4,022 3.15%
41% 56 $11,090,000 $198,036 $4,136 3.39%
36% 55 $8,165,000 $148,455 $4,051 3.19%
40% 48 $9,270,000 $193,125 $4,223 3.24%
42% 46 $11,160,000 $242,609 $4,534 3.47%
44% 39 $8,375,000 $214,744 $4,294 3.18%
45% 38 $6,560,000 $172,632 $4,258 2.96%
47% 26 $4,770,000 $183,462 $4,202 3.15%
46% 18 $2,240,000 $124,444 $3,622 3.26%
48% 15 $2,735,000 $182,333 $3,943 3.28%
50-60% 14 $2,250,000 $160,714 $4,946 3.04%
49% 13 $2,385,000 $183,462 $3,755 2.95%
>60% 1 $405,000 $405,000 $0 3.75%

The Farmers National Bank Of Canfield lent most frequently to those with DTI ratios of 20-30%, with 579 originations. The next most common DTI ratio? <20%, with 388 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,884 $314,390,000 $166,874 $3,910 3.10%
Not applicable 51 $28,915,000 $566,961 $0 3.94%
Not provided 65 $10,005,000 $153,923 $4,297 2.76%
Black 18 $3,770,000 $209,444 $3,718 3.10%
Asian 14 $2,800,000 $200,000 $3,834 2.99%
Asian Indian 3 $695,000 $231,667 $3,041 2.66%
American Indian 1 $205,000 $205,000 $3,239 3.38%
Native Hawaiian 1 $165,000 $165,000 $3,286 2.75%

Approval Rates

Total approvals of all applications
87.28%

The Farmers National Bank Of Canfield has an average approval rate.

Pick Rate

Approvals leading to origination
80.72%

The Farmers National Bank Of Canfield has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 2,037 $360,945,000 $177,194

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
2,037 $360,945,000 $177,194

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 291 $29,365,000 $100,911 $3,064 3.11%
40-60% 383 $69,745,000 $182,102 $3,771 2.85%
60-80% 776 $164,600,000 $212,113 $4,021 3.14%
80-100% 414 $87,880,000 $212,271 $4,136 3.13%
Over 100% 2 $990,000 $495,000 $6,633 3.19%
Under 20% 170 $8,340,000 $49,059 $1,447 3.49%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
The Farmers National Bank of Canfield 102 West Western Reserve Road Youngstown, OH 44514 Full Service B&M $106,084
The Farmers National Bank of Canfield 2424 E. State Street Salem, OH 44460 Full Service B&M $72,021
The Farmers National Bank of Canfield 24755 Chagrin Boulevard, Suite 100 Beachwood, OH 44122 Full Service B&M $79,262
The Farmers National Bank of Canfield 29053 State Route 62 Damascus, OH 44619 Full Service B&M $40,192
The Farmers National Bank of Canfield 305 West Liberty Street Wooster, OH 44691 Full Service B&M $58,044
The Farmers National Bank of Canfield 310 West State St Suite A Alliance, OH 44601 Full Service B&M $30,855
The Farmers National Bank of Canfield 340 State Route 14 Columbiana, OH 44408 Full Service B&M $94,578
The Farmers National Bank of Canfield 3619 South Meridian Road Youngstown, OH 44511 Full Service B&M $78,500
The Farmers National Bank of Canfield 4192 Burbank Rd. Wooster, OH 44691 Full Service B&M $68,923
The Farmers National Bank of Canfield 42 Mcclurg Road Boardman, OH 44512 Full Service B&M $74,059
The Farmers National Bank of Canfield 4518 Fulton Drive Nw Suite 100 Canton, OH 44718 Full Service B&M $71,528
The Farmers National Bank of Canfield 4538 Boardman Canfield Road Canfield, OH 44406 Full Service B&M $20,843
The Farmers National Bank of Canfield 4885 Atlantic Drive Seville, OH 44273 Full Service B&M $19,748
The Farmers National Bank of Canfield 5845 Youngstown Warren Rd Niles, OH 44446 Full Service B&M $59,142
The Farmers National Bank of Canfield 617 Bradshaw Avenue East Liverpool, OH 43920 Full Service B&M $50,472
The Farmers National Bank of Canfield 7227 East Lincoln Way Apple Creek, OH 44606 Full Service B&M $25,255
The Farmers National Bank of Canfield One South Main Street Niles, OH 44446 Full Service B&M $144,882
The Farmers National Bank of Canfield 4950 Kidron Road Kidron, OH 44636 Full Service B&M $64,091
The Farmers National Bank of Canfield 153 East Main Street Smithville, OH 44677 Full Service B&M $43,102
The Farmers National Bank of Canfield 15703 State Route 170 Calcutta, OH 43920 Full Service B&M $52,120
The Farmers National Bank of Canfield 15974 East Main Street Mount Eaton, OH 44659 Full Service B&M $38,165
The Farmers National Bank of Canfield 1625 Niles Cortland Road, Ne Warren, OH 44484 Full Service B&M $129,135
The Farmers National Bank of Canfield 170 East State Street Niles, OH 44446 Limited, Drive-thru $0
The Farmers National Bank of Canfield 17817 Mahoning Avenue Lake Milton, OH 44429 Full Service B&M $62,750
The Farmers National Bank of Canfield 20 South Broad Street Canfield, OH 44406 Full Service B&M $617,215
The Farmers National Bank of Canfield 201 N Market Street Shreve, OH 44676 Full Service B&M $26,503
The Farmers National Bank of Canfield 20325 Center Ridge Road Suite 405 Cleveland, OH 44116 Limited, Drive-thru $0
The Farmers National Bank of Canfield 211 Lincoln Way East Massillon, OH 44646 Full Service B&M $44,521
The Farmers National Bank of Canfield 22 North Canfield-Niles Road Austintown, OH 44515 Full Service B&M $104,320
The Farmers National Bank of Canfield 2312 Lincoln Way West Massillon, OH 44647 Full Service B&M $35,116
The Farmers National Bank of Canfield 106 Ainsworth Street Lodi, OH 44254 Full Service B&M $27,572
The Farmers National Bank of Canfield 106 Mckinley Way West Poland, OH 44514 Full Service B&M $69,818
The Farmers National Bank of Canfield 10800 Kinsman Road Newbury, OH 44065 Full Service B&M $100,792
The Farmers National Bank of Canfield 112 West Market Street Orrville, OH 44667 Full Service B&M $67,799
The Farmers National Bank of Canfield 12 West Main Street Dalton, OH 44618 Full Service B&M $63,600
The Farmers National Bank of Canfield 121 North State Street Girard, OH 44420 Full Service B&M $92,830
The Farmers National Bank of Canfield 131 East Lincoln Way Lisbon, OH 44432 Full Service B&M $19,095
The Farmers National Bank of Canfield 1320 West High Street Orrville, OH 44667 Full Service B&M $36,055

For 2021, The Farmers National Bank Of Canfield had 38 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $116,273
Net interest income $108,722
Total noninterest income $26,340
Gross Fiduciary activities income $0
Service charges on deposit accounts $3,997
Trading account gains and fees $0
Additional Noninterest Income $22,343
Pre-tax net operating income $59,216
Securities gains (or losses, -) $838
Income before extraordinary items $50,030
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $50,030
Minority interest net income $0
Net income $50,030
Sale, conversion, retirement of capital stock, net $719
Net operating income $49,334

The Farmers National Bank Of Canfield's gross interest income from loans was $116,273,000.
The Farmers National Bank Of Canfield's net interest income from loans was $108,722,000.
The Farmers National Bank Of Canfield's fee based income from loans was $3,997,000.
The Farmers National Bank Of Canfield's net income from loans was $50,030,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $7,551
Provision for credit losses $4,893
Total noninterest expense $70,953
Salaries and employee benefits $34,337
Premises and equipment expense $8,153
Additional noninterest expense $28,463
Applicable income taxes $10,024
Net charge-offs $862
Cash dividends $45,621

The Farmers National Bank Of Canfield's interest expense for loans was $7,551,000.
The Farmers National Bank Of Canfield's payroll and benefits expense were $34,337,000.
The Farmers National Bank Of Canfield's property, plant and equipment expenses $8,153,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 2.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $3,639,389
Deposits held in domestic offices $3,639,389
Deposits by Individuals, partnerships, and corporations $3,211,447
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $427,713
Deposits by Commercial banks and other depository institutions in U.S. $229
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $2,417,848
Demand deposits $1,009,890
Nontransaction accounts $1,221,541
Money market deposit accounts (MMDAs) $370,918
Other savings deposits (excluding MMDAs) $463,845
Total time deposits $386,778
Total time and savings deposits $2,629,499
Noninterest-bearing deposits $1,008,282
Interest-bearing deposits $2,631,107
Retail deposits $3,505,115
IRAs and Keogh plan accounts $57,781
Brokered deposits $0
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $4,124,648
Cash & Balances due from depository institutions $102,215
Interest-bearing balances $62,066
Total securities $1,421,400
Federal funds sold & reverse repurchase $4,432
Net loans and leases $2,306,167
Loan and leases loss allowance $29,386
Trading account assets $0
Bank premises and fixed assets $37,400
Other real estate owned $0
Goodwill and other intangibles $104,458
All other assets $148,576

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $4,124,648
Total Liabilities $3,670,953
Total deposits $3,639,389
Interest-bearing deposits $2,631,107
Deposits held in domestic offices $3,639,389
% insured (estimated) $68
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $4,839
Subordinated debt $0
All other liabilities $26,725

Issued Loan Types

Type Value (in 000's)
Net loans and leases $2,306,167
Loan and leases loss allowance $29,386
Total loans and leases (domestic) $2,335,553
All real estate loans $1,769,940
Real estate loans in domestic offices $1,769,940
Construction and development loans $80,924
Residential 1-4 family construction $27,791
Other construction, all land development and other land $53,133
Loans secured by nonfarm nonresidential properties $866,987
Nonfarm nonresidential secured by owner-occupied properties $337,999
Commercial real estate & other non-farm, non-residential $528,988
Multifamily residential real estate $82,239
1-4 family residential loans $562,373
Farmland loans $177,417
Loans held in foreign offices $0
Farm loans $54,873
Commercial and industrial loans $278,929
To non-U.S. addressees $0
Loans to individuals $192,605
Credit card loans $0
Related Plans $9,161
Consumer Auto Loans $115,563
Other loans to individuals $67,881
All other loans & leases $39,206
Loans to foreign governments and official institutions $0
Other loans $711
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $3,274
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $1,677
Non 1-4 family restructured loans & leases $25
Total loans and leases (foreign) $0

The Farmers National Bank of Canfield had $2,306,167,000 of loans outstanding in 2021. $1,769,940,000 of loans were in real estate loans. $80,924,000 of loans were in development loans. $82,239,000 of loans were in multifamily mortgage loans. $562,373,000 of loans were in 1-4 family mortgage loans. $54,873,000 of loans were in farm loans. $0 of loans were in credit card loans. $115,563,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 1,172 $256,883 $219,183
Nonfarm, nonresidential loans - <$100k 284 $10,877 $38,299
Nonfarm, nonresidential loans - $100-250k 357 $43,085 $120,686
Nonfarm, nonresidential loans - $250k-1MM 531 $202,921 $382,149
Commercial & Industrial, US addressed loans - <$1MM 3,880 $188,595 $48,607
Commercial & Industrial, US addressed loans - <$100k 3,102 $69,680 $22,463
Commercial & Industrial, US addressed loans - $100-250k 438 $38,996 $89,032
Commercial & Industrial, US addressed loans - $250k-1MM 340 $79,919 $235,056
Farmland loans - <$1MM 473 $66,612 $140,829
Farmland loans - <$100k 157 $7,269 $46,299
Farmland loans - $100-250k 205 $28,148 $137,307
Farmland loans - $250k-1MM 111 $31,195 $281,036
Agriculture operations loans - <$1MM 1,891 $45,510 $24,067
Agriculture operations loans - <$100k 1,754 $29,094 $16,587
Agriculture operations loans - $100-250k 113 $12,082 $106,920
Agriculture operations loans - $250k-1MM 24 $4,334 $180,583