The Farmers National Bank Of Canfield Mortgage Rates, Fees & Info

Canfield, OH

LEI: 549300YNUT7D0FWKU636

Tax ID: 34-0214400

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Bank Data

Review & Overview

The Farmers National Bank Of Canfield is a smaller bank specializing in Home Purchase and Refi loans. The Farmers National Bank Of Canfield has a high proportion of conventional loans. Their top markets by origination volume include: Youngstown, Wooster, Canton, Salem, and Akron among others. We have data for 46 markets. (Some data included below & more in-depth data is available with an active subscription.)

The Farmers National Bank Of Canfield has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Farmers National Bank Of Canfield is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/21/24
30 Year Conventional Purchase 6.70% 4/21/24
30 Year Conventional Refi 6.45% 4/21/24
30 Year Cash-out Refi 6.80% 4/21/24
30 Year FHA Purchase 7.49% 4/21/24
30 Year VA Purchase 6.08% 4/21/24
15 Year Conventional Purchase 6.35% 4/21/24
15 Year Conventional Refi 6.35% 4/21/24
15 Year Cash-out Refi 6.35% 4/21/24
15 Year FHA Purchase 5.68% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

The Farmers National Bank Of Canfield Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from The Farmers National Bank Of Canfield. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,561

Origination Dollar Volume (All Markets)

$209,245,000

Employee count

417

Awards

The Farmers National Bank of Canfield 30 Year Conventional Loans bronze
Show all (1) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 531 $65,155,000 $122,702 $2,833 5.69%
Wooster, OH (FHA|USDA|VA) 361 $48,105,000 $133,255 $4,002 6.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 212 $34,360,000 $162,075 $3,619 6.92%
Salem, OH (FHA|USDA|VA) 182 $16,380,000 $90,000 $3,237 4.86%
AKRON, OH (FHA|USDA|VA) 63 $11,445,000 $181,667 $3,826 4.81%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 46 $6,800,000 $147,826 $4,027 4.66%
Outside of Metro Areas 37 $5,835,000 $157,703 $4,413 4.94%
PITTSBURGH, PA (FHA|USDA|VA) 27 $3,855,000 $142,778 $4,381 4.95%
Ashland, OH (FHA|USDA|VA) 22 $2,020,000 $91,818 $3,684 4.85%
COLUMBUS, OH (FHA|USDA|VA) 6 $2,010,000 $335,000 $3,349 5.13%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $1,625,000 $541,667 $6,833 4.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 9 $1,355,000 $150,556 $4,097 4.78%
Adrian, MI (FHA|USDA|VA) 5 $1,065,000 $213,000 $5,522 4.55%
Ashtabula, OH (FHA|USDA|VA) 8 $960,000 $120,000 $3,060 5.17%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $700,000 $350,000 $4,613 4.63%
MANSFIELD, OH (FHA|USDA|VA) 5 $675,000 $135,000 $4,322 4.70%
Meadville, PA (FHA|USDA|VA) 2 $530,000 $265,000 $6,152 4.75%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $510,000 $255,000 $3,938 4.94%
Coshocton, OH (FHA|USDA|VA) 3 $475,000 $158,333 $4,234 4.67%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $435,000 $435,000 $8,643 4.38%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $415,000 $415,000 $4,435 4.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $415,000 $415,000 $0 5.00%
Murray, KY (FHA|USDA|VA) 1 $365,000 $365,000 $3,951 4.25%
Morehead City, NC (FHA|USDA|VA) 1 $355,000 $355,000 $3,788 4.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 6 $310,000 $51,667 $1,543 4.87%
Mount Vernon, OH (FHA|USDA|VA) 2 $260,000 $130,000 $4,604 4.88%
Athens, OH (FHA|USDA|VA) 2 $250,000 $125,000 $3,190 5.00%
LUBBOCK, TX (FHA|USDA|VA) 1 $245,000 $245,000 $9,331 4.50%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $225,000 $225,000 $3,092 4.88%
Sevierville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $4,789 5.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $205,000 $205,000 $4,337 4.50%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $175,000 $175,000 $5,107 4.75%
LOUISVILLE, KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,100 5.75%
THE VILLAGES, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,324 4.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,760 5.38%
Laramie, WY (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.75%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,618 4.50%
New Castle, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,687 4.63%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $95,000 $95,000 $3,145 5.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,728 4.88%
TOLEDO, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,097 5.50%
Fremont, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,471 4.75%
ERIE, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,174 5.25%
Cambridge, OH (FHA|USDA|VA) 2 $60,000 $30,000 $3,389 5.31%
OCALA, FL (FHA|USDA|VA) 1 $55,000 $55,000 $2,763 3.38%
The Farmers National Bank Of Canfield's top markets include Youngstown, Wooster, Canton, Salem, and Akron among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against The Farmers National Bank of Canfield based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Westmoreland Federal Savings
    Similarity Rank: 12
    Cleveland Selfreliance FCU
    Similarity Rank: 15
    TRI BORO
    Similarity Rank: 25
    FIRESTONE
    Similarity Rank: 32
    Commercial Bank and Trust of PA
    Similarity Rank: 57
    West View Savings Bank
    Similarity Rank: 102
    STARK FEDERAL CREDIT UNION
    Similarity Rank: 132

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 937 $155,785,000 $166,259 $3,484 6.27%
    HELOC 624 $53,460,000 $85,673 n/a 4.79%

    For 2018, The Farmers National Bank Of Canfield's most frequently originated type of loan was Conventional, with 937 originations. Their 2nd most popular type was HELOC, with 624 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 616 $102,730,000 $166,769 $3,854 5.55%
    Refi 369 $50,555,000 $137,005 $2,397 4.65%
    Home Improvement 304 $21,850,000 $71,875 $1,338 6.57%
    Other 173 $14,995,000 $86,676 $2,326 4.70%
    Cash Out Refi 99 $19,115,000 $193,081 $4,269 9.33%

    For 2018, The Farmers National Bank Of Canfield's most frequently cited loan purpose was Home Purchase, with 616 originations. The 2nd most popular reason was Refi, with 369 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,152 $140,460,000 $121,927 $3,659 5.61%
    15 Year 161 $16,255,000 $100,963 $2,442 4.62%
    10 Year 72 $13,420,000 $186,389 $1,013 4.71%
    30+ year 64 $17,090,000 $267,031 $6,203 4.86%
    20 Year 55 $7,595,000 $138,091 $3,229 13.19%
    5 Year 27 $5,995,000 $222,037 $427 4.86%
    Other 27 $8,185,000 $303,148 $5,909 5.01%
    1 Year 3 $245,000 $81,667 $0 5.08%

    For 2018, The Farmers National Bank Of Canfield's most frequently cited loan duration was 30 Year, with 1,152 originations. The 2nd most popular length was 15 Year, with 161 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 508 $85,270,000 $167,854
    $<1k 142 $11,220,000 $79,014
    $2k-3k 91 $13,595,000 $149,396
    $3k-4k 42 $8,720,000 $207,619
    $5k+ 16 $5,470,000 $341,875
    $4k-5k 13 $3,595,000 $276,538

    The Farmers National Bank Of Canfield's average total fees were $3,659, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 508 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 777 $130,335,000 $167,741
    3-4% 370 $39,380,000 $106,432
    5-6% 321 $35,925,000 $111,916
    6-7% 67 $2,665,000 $39,776
    7-8% 16 $600,000 $37,500
    Over 8% 10 $340,000 $34,000

    During 2018, The Farmers National Bank Of Canfield's average interest rate for loans was 5.61%, while their most frequently originated rate bucket for loans was 4-5%, with 777 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 771 $40,945,000 $53,106 $2,265 6.12%
    $100k-200k 484 $65,870,000 $136,095 $3,628 5.64%
    $200k-400k 257 $67,075,000 $260,992 $4,812 4.63%
    $400k-600k 31 $14,345,000 $462,742 $5,646 4.57%
    $600k-1MM 12 $9,000,000 $750,000 $4,960 4.77%
    $1MM+ 6 $12,010,000 $2,001,667 $0 5.08%

    2018 saw The Farmers National Bank Of Canfield place emphasis on $100,000 or less loans with 771 originations, totaling $40,945,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 422 $34,190,000 $81,019 $3,072 7.04%
    $50k-75k 363 $39,085,000 $107,672 $3,354 6.07%
    $75k-100k 262 $32,800,000 $125,191 $3,536 4.83%
    $100k-150k 210 $32,540,000 $154,952 $4,044 4.65%
    $150k-250k 125 $23,825,000 $190,600 $4,013 4.71%
    $250k+ 87 $23,305,000 $267,874 $4,796 4.58%

    The Farmers National Bank Of Canfield lent most frequently to those with incomes in the $50k or less range, with 422 originations. The second most popular income band? $50k-75k, with 363 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 431 $49,065,000 $113,840 $3,279 5.80%
    30-36% 322 $38,570,000 $119,783 $3,586 4.90%
    <20% 277 $36,525,000 $131,859 $3,208 6.24%
    40% 60 $7,340,000 $122,333 $3,847 5.06%
    37% 56 $8,690,000 $155,179 $3,506 4.73%
    36% 54 $7,320,000 $135,556 $3,551 4.75%
    41% 47 $7,645,000 $162,660 $3,419 14.85%
    38% 40 $4,550,000 $113,750 $3,354 4.81%
    39% 36 $4,280,000 $118,889 $3,298 4.96%
    42% 33 $4,335,000 $131,364 $3,107 4.95%
    44% 31 $5,525,000 $178,226 $4,543 4.80%
    43% 28 $5,030,000 $179,643 $3,845 4.75%
    46% 21 $2,435,000 $115,952 $3,490 4.82%
    45% 15 $2,775,000 $185,000 $4,142 4.68%
    47% 13 $2,315,000 $178,077 $3,353 5.05%
    49% 9 $1,285,000 $142,778 $3,400 4.83%
    48% 7 $1,455,000 $207,857 $5,341 4.77%
    >60% 6 $790,000 $131,667 $2,852 5.12%
    50-60% 5 $865,000 $173,000 $4,346 4.45%

    The Farmers National Bank Of Canfield lent most frequently to those with DTI ratios of 20-30%, with 431 originations. The next most common DTI ratio? 30-36%, with 322 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,456 $183,270,000 $125,872 $3,483 5.74%
    Not applicable 51 $19,725,000 $386,765 $0 5.13%
    Not provided 41 $4,345,000 $105,976 $3,110 4.61%
    Black 7 $1,175,000 $167,857 $4,098 5.18%
    Asian 4 $420,000 $105,000 $3,555 5.16%
    Other Asian 1 $185,000 $185,000 $3,551 4.75%
    Korean 1 $125,000 $125,000 $3,399 4.13%

    Approval Rates

    Total approvals of all applications
    83.38%

    The Farmers National Bank Of Canfield has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    86.68%

    The Farmers National Bank Of Canfield has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,561 $209,245,000 $134,045

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 4 $1,440,000 $360,000
    Multifamily:Site-Built 16 $14,690,000 $918,125
    Single Family (1-4 Units):Manufactured 33 $2,415,000 $73,182
    Single Family (1-4 Units):Site-Built 1,508 $190,700,000 $126,459

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 240 $18,650,000 $77,708 $1,837 4.76%
    40-60% 196 $27,050,000 $138,010 $3,640 6.92%
    60-80% 483 $81,915,000 $169,596 $3,804 5.70%
    80-100% 428 $70,290,000 $164,229 $3,726 5.81%
    Over 100% 6 $1,950,000 $325,000 $1,966 4.94%
    Under 20% 206 $9,240,000 $44,854 $656 5.30%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    The Farmers National Bank of Canfield 100 Continental Drive Salem, OH 44460 Full Service B&M $58,200
    The Farmers National Bank of Canfield 102 West Western Reserve Road Youngstown, OH 44514 Full Service B&M $72,662
    The Farmers National Bank of Canfield 106 Ainsworth Street Lodi, OH 44254 Full Service B&M $23,929
    The Farmers National Bank of Canfield 106 Mckinley Way West Poland, OH 44514 Full Service B&M $42,585
    The Farmers National Bank of Canfield 112 West Market Street Orrville, OH 44667 Full Service B&M $74,060
    The Farmers National Bank of Canfield 12 West Main Street Dalton, OH 44618 Full Service B&M $51,633
    The Farmers National Bank of Canfield 121 North State Street Girard, OH 44420 Full Service B&M $44,558
    The Farmers National Bank of Canfield 131 East Lincoln Way Lisbon, OH 44432 Full Service B&M $13,473
    The Farmers National Bank of Canfield 1320 West High Street Orrville, OH 44667 Full Service B&M $28,301
    The Farmers National Bank of Canfield 13210 Sr 226 Big Prairie, OH 44611 Full Service B&M $26,174
    The Farmers National Bank of Canfield 153 East Main Street Smithville, OH 44677 Full Service B&M $28,855
    The Farmers National Bank of Canfield 15703 State Route 170 Calcutta, OH 43920 Full Service B&M $51,645
    The Farmers National Bank of Canfield 15974 East Main Street Mount Eaton, OH 44659 Full Service B&M $28,684
    The Farmers National Bank of Canfield 1625 Niles Cortland Road, Ne Warren, OH 44484 Full Service B&M $44,434
    The Farmers National Bank of Canfield 170 East State Street Niles, OH 44446 Limited, Drive-thru $0
    The Farmers National Bank of Canfield 17817 Mahoning Avenue Lake Milton, OH 44429 Full Service B&M $47,515
    The Farmers National Bank of Canfield 20 South Broad Street Canfield, OH 44406 Full Service B&M $288,729
    The Farmers National Bank of Canfield 20325 Center Ridge Road Suite 405 Cleveland, OH 44116 Limited, Drive-thru $16,399
    The Farmers National Bank of Canfield 211 Lincoln Way East Massillon, OH 44646 Full Service B&M $35,797
    The Farmers National Bank of Canfield 22 North Canfield-Niles Road Austintown, OH 44515 Full Service B&M $65,882
    The Farmers National Bank of Canfield 2312 Lincoln Way West Massillon, OH 44647 Full Service B&M $23,200
    The Farmers National Bank of Canfield 2820 West Market Street Akron, OH 44333 Limited, Drive-thru $3,709
    The Farmers National Bank of Canfield 29053 State Route 62 Damascus, OH 44619 Full Service B&M $31,730
    The Farmers National Bank of Canfield 305 West Liberty Street Wooster, OH 44691 Full Service B&M $40,069
    The Farmers National Bank of Canfield 310 West State St Suite A Alliance, OH 44601 Full Service B&M $16,305
    The Farmers National Bank of Canfield 340 State Route 14 Columbiana, OH 44408 Full Service B&M $61,808
    The Farmers National Bank of Canfield 3619 South Meridian Road Youngstown, OH 44511 Full Service B&M $61,444
    The Farmers National Bank of Canfield 401 East Main Street Canfield, OH 44406 Full Service B&M $16,506
    The Farmers National Bank of Canfield 4192 Burbank Rd. Wooster, OH 44691 Full Service B&M $49,880
    The Farmers National Bank of Canfield 42 Mcclurg Road Boardman, OH 44512 Full Service B&M $41,705
    The Farmers National Bank of Canfield 4518 Fulton Drive Nw Suite 100 Canton, OH 44718 Full Service B&M $25,318
    The Farmers National Bank of Canfield 4885 Atlantic Drive Seville, OH 44273 Full Service B&M $12,574
    The Farmers National Bank of Canfield 4950 Kidron Road Kidron, OH 44636 Full Service B&M $47,325
    The Farmers National Bank of Canfield 5845 Youngstown Warren Rd Niles, OH 44446 Full Service B&M $46,189
    The Farmers National Bank of Canfield 617 Bradshaw Avenue East Liverpool, OH 43920 Full Service B&M $17,392
    The Farmers National Bank of Canfield 629 Midland Avenue Midland, PA 15059 Full Service B&M $16,579
    The Farmers National Bank of Canfield 7227 East Lincoln Way Apple Creek, OH 44606 Full Service B&M $20,187
    The Farmers National Bank of Canfield 7600 Chagrin Boulevard Suite 300 Woodmere, OH 44122 Limited, Drive-thru $0
    The Farmers National Bank of Canfield One South Main Street Niles, OH 44446 Full Service B&M $79,657

    For 2018, The Farmers National Bank Of Canfield had 39 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $91,578
    Net interest income $78,446
    Total noninterest income $16,552
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $4,583
    Trading account gains and fees $0
    Additional Noninterest Income $11,969
    Pre-tax net operating income $36,921
    Securities gains (or losses, -) $283
    Income before extraordinary items $31,551
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $31,551
    Minority interest net income $0
    Net income $31,551
    Sale, conversion, retirement of capital stock, net $451
    Net operating income $31,310

    The Farmers National Bank Of Canfield's gross interest income from loans was $91,578,000.
    The Farmers National Bank Of Canfield's net interest income from loans was $78,446,000.
    The Farmers National Bank Of Canfield's fee based income from loans was $4,583,000.
    The Farmers National Bank Of Canfield's net income from loans was $31,551,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $13,132
    Provision for credit losses $3,000
    Total noninterest expense $55,077
    Salaries and employee benefits $30,974
    Premises and equipment expense $6,118
    Additional noninterest expense $17,985
    Applicable income taxes $5,653
    Net charge-offs $1,723
    Cash dividends $7,864

    The Farmers National Bank Of Canfield's interest expense for loans was $13,132,000.
    The Farmers National Bank Of Canfield's payroll and benefits expense were $30,974,000.
    The Farmers National Bank Of Canfield's property, plant and equipment expenses $6,118,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.1%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,804,810
    Deposits held in domestic offices $1,804,810
    Deposits by Individuals, partnerships, and corporations $1,629,973
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $174,272
    Deposits by Commercial banks and other depository institutions in U.S. $565
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $333,925
    Demand deposits $170,335
    Nontransaction accounts $1,470,885
    Money market deposit accounts (MMDAs) $198,067
    Other savings deposits (excluding MMDAs) $901,329
    Total time deposits $371,489
    Total time and savings deposits $1,634,475
    Noninterest-bearing deposits $170,335
    Interest-bearing deposits $1,634,475
    Retail deposits $1,638,217
    IRAs and Keogh plan accounts $41,395
    Brokered deposits $86,826
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,309,148
    Cash & Balances due from depository institutions $53,444
    Interest-bearing balances $18,019
    Total securities $396,340
    Federal funds sold & reverse repurchase $1,628
    Net loans and leases $1,723,236
    Loan and leases loss allowance $13,592
    Trading account assets $0
    Bank premises and fixed assets $21,080
    Other real estate owned $0
    Goodwill and other intangibles $39,581
    All other assets $73,839

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,309,148
    Total Liabilities $2,064,571
    Total deposits $1,804,810
    Interest-bearing deposits $1,634,475
    Deposits held in domestic offices $1,804,810
    % insured (estimated) $74
    Federal funds purchased and repurchase agreements $4,409
    Trading liabilities $0
    Other borrowed funds $245,410
    Subordinated debt $0
    All other liabilities $9,942

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,723,236
    Loan and leases loss allowance $13,592
    Total loans and leases (domestic) $1,736,828
    All real estate loans $1,220,322
    Real estate loans in domestic offices $1,220,322
    Construction and development loans $78,209
    Residential 1-4 family construction $33,467
    Other construction, all land development and other land $44,742
    Loans secured by nonfarm nonresidential properties $470,540
    Nonfarm nonresidential secured by owner-occupied properties $201,749
    Commercial real estate & other non-farm, non-residential $268,791
    Multifamily residential real estate $41,058
    1-4 family residential loans $478,772
    Farmland loans $151,743
    Loans held in foreign offices $0
    Farm loans $47,246
    Commercial and industrial loans $203,940
    To non-U.S. addressees $0
    Loans to individuals $218,848
    Credit card loans $3,234
    Related Plans $8,664
    Consumer Auto Loans $180,553
    Other loans to individuals $26,397
    All other loans & leases $46,472
    Loans to foreign governments and official institutions $0
    Other loans $1,076
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $2,604
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,256
    Non 1-4 family restructured loans & leases $183
    Total loans and leases (foreign) $0

    The Farmers National Bank of Canfield had $1,723,236,000 of loans outstanding in 2018. $1,220,322,000 of loans were in real estate loans. $78,209,000 of loans were in development loans. $41,058,000 of loans were in multifamily mortgage loans. $478,772,000 of loans were in 1-4 family mortgage loans. $47,246,000 of loans were in farm loans. $3,234,000 of loans were in credit card loans. $180,553,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 898 $172,269 $191,836
    Nonfarm, nonresidential loans - <$100k 254 $10,255 $40,374
    Nonfarm, nonresidential loans - $100-250k 282 $30,687 $108,819
    Nonfarm, nonresidential loans - $250k-1MM 362 $131,327 $362,782
    Commercial & Industrial, US addressed loans - <$1MM 2,909 $139,797 $48,057
    Commercial & Industrial, US addressed loans - <$100k 2,280 $45,133 $19,795
    Commercial & Industrial, US addressed loans - $100-250k 353 $29,613 $83,890
    Commercial & Industrial, US addressed loans - $250k-1MM 276 $65,051 $235,692
    Farmland loans - <$1MM 391 $59,531 $152,253
    Farmland loans - <$100k 129 $6,443 $49,946
    Farmland loans - $100-250k 158 $22,303 $141,158
    Farmland loans - $250k-1MM 104 $30,785 $296,010
    Agriculture operations loans - <$1MM 1,430 $38,864 $27,178
    Agriculture operations loans - <$100k 1,294 $21,557 $16,659
    Agriculture operations loans - $100-250k 115 $12,033 $104,635
    Agriculture operations loans - $250k-1MM 21 $5,274 $251,143