Coshocton Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Coshocton averaged 6.81% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.33% and one month ago for the week of 2023-04-20, the average rate was 6.43%.

    Coshocton's average rate one year ago was 5.19%.

    For refis of the same type during the week of 2023-05-25, the average rate was 7.07%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Coshocton 30 Year Fixed Rate 2023-05-25 6.81%
    Coshocton 30 Year Fixed Rate Refi 2023-05-25 7.07%
    Coshocton 15 Year Fixed Rate 2023-05-25 6.17%
    Coshocton 15 Year Fixed Rate Refi 2023-05-25 6.07%
    Coshocton 30 Year FHA 2023-05-25 6.61%
    Coshocton 30 Year FHA Refi 2023-05-25 6.81%
    Coshocton 30 Year USDA 2023-05-25 6.73%
    Coshocton 30 Year USDA Refi 2023-05-25 6.83%
    Coshocton 30 Year VA 2023-05-25 6.41%
    Coshocton 30 Year VA Refi 2023-05-25 6.21%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Coshocton, OH.

    Coshocton Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Coshocton, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    The Park National Bank 34 4.95% $3,452
    QUICKEN LOANS, LLC 17 5.23% $6,183
    JPMorgan Chase Bank 17 4.96% $3,040
    RUOFF MORTGAGE COMPANY, INC. 12 5.32% $1,587
    Peoples Bank 10 5.09% $2,703
    CROSSCOUNTRY MORTGAGE, LLC 5 5.50% $5,966
    UNION HOME MORTGAGE CORP. 5 5.60% $4,062
    PNC Bank 4 5.25% $4,598
    Farm Credit Mid-America, ACA 4 5.11% $4,550
    The Commercial and Savings Bank of Millersburg Ohio 3 6.41% $2,809
    The Community Bank 3 5.00% $3,211
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 5.62% $2,504
    NFM, INC. 3 5.63% $12,449
    EQUITY RESOURCES, INC. 2 5.38% $6,656
    The Union Bank Company 2 5.19% $3,046
    AMERISAVE MORTGAGE CORPORATION 2 5.88% $8,296
    The Huntington National Bank 2 6.56% $5,888
    UNITED WHOLESALE MORTGAGE, LLC 2 5.32% $6,590
    NEWREZ LLC 2 5.50% $4,409
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $6,042
    MYCUMORTGAGE, LLC 1 6.00% $7,220
    Ally Bank 1 4.38% $1,359
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.13% $7,209
    T2 FINANCIAL LLC 1 4.75% $5,245
    Union Savings Bank 1 4.00% $1,621
    Wyndham Capital Mortgage, Inc. 1 5.38% $5,608
    NAVY FEDERAL CREDIT UNION 1 6.25% $2,774
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $5,179
    BROKER SOLUTIONS, INC. 1 6.75% $9,816
    Fifth Third Bank 1 3.63% $3,340
    First Federal Savings and Loan Association of Lakewood 1 4.65% $3,669
    FIRST OHIO HOME FINANCE, INC. 1 7.13% $2,219
    First State Bank 1 5.25% $2,725
    Flagstar Bank, FSB 1 5.75% $3,205
    FREEDOM MORTGAGE CORPORATION 1 6.88% $5,535
    HOME POINT FINANCIAL CORPORATION 1 3.88% $2,611
    HOMESIDE FINANCIAL, LLC 1 5.25% $3,576
    Hometown Lenders, Inc. 1 7.50% $6,725
    LAKEVIEW LOAN SERVICING, LLC 1 5.50% $1,910
    LENOX FINANCIAL MORTGAGE CORPORATION 1 4.13% $2,190
    LOANPAL, LLC 1 5.99% $4,984
    MICHIGAN MUTUAL, INC. 1 5.50% $5,055
    MID AMERICA MORTGAGE, INC. 1 7.88% $5,058
    Mr. Cooper ( Nationstar Mortgage ) 1 5.13% $5,407
    M&T Bank 1 5.50% $6,972

    Coshocton Average Closing Costs & Other Stats

    Coshocton, OH's 45 lenders originated 570 loans during 2022. The total origination value was $79,530,000, with an average loan value of $139,526.

    Coshocton's average closing costs are $4,258.

    The top Coshocton lender as defined by loan originations is The Park National Bank, with 34 loans originated. Their average total fees are $3,452, which is $2,731 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Coshocton lenders (with over 10 loans originated) are RUOFF MORTGAGE COMPANY, INC. ($1,587), Peoples Bank ($2,703), JPMorgan Chase Bank ($3,040), The Park National Bank ($3,452) and QUICKEN LOANS, LLC ($6,183).

    The lowest rate Coshocton lenders (with over 10 loans originated) are The Park National Bank (4.95%), JPMorgan Chase Bank (4.96%), Peoples Bank (5.09%), QUICKEN LOANS, LLC (5.23%) and RUOFF MORTGAGE COMPANY, INC. (5.32%).

    Coshocton, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    The Park National Bank $17,945,000 $11,725,000 -34.7% 14.7%
    QUICKEN LOANS, LLC $10,440,000 $6,255,000 -40.1% 7.9%
    Peoples Bank $5,170,000 $5,610,000 8.5% 7.1%
    RUOFF MORTGAGE COMPANY, INC. $4,985,000 $4,900,000 -1.7% 6.2%
    JPMorgan Chase Bank $5,345,000 $3,615,000 -32.4% 4.5%
    Consumers National Bank $3,465,000 n/a 4.4%
    MID AMERICA MORTGAGE, INC. $5,740,000 $2,735,000 -52.4% 3.4%
    The Huntington National Bank $5,420,000 $2,690,000 -50.4% 3.4%
    PNC Bank $860,000 $2,615,000 204.1% 3.3%
    CROSSCOUNTRY MORTGAGE, LLC $730,000 $2,250,000 208.2% 2.8%
    UNION HOME MORTGAGE CORP. $3,405,000 $2,020,000 -40.7% 2.5%
    Mortgage Research Center, LLC $2,940,000 $1,890,000 -35.7% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $360,000 $1,520,000 322.2% 1.9%
    NFM, INC. $610,000 $1,390,000 127.9% 1.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,865,000 $1,160,000 -37.8% 1.5%
    Chickasaw Community Bank $1,055,000 n/a 1.3%
    The Community Bank $945,000 $925,000 -2.1% 1.2%
    C E S $810,000 $865,000 6.8% 1.1%
    POLARIS HOME FUNDING CORP. $910,000 $855,000 -6.0% 1.1%
    EQUITY RESOURCES, INC. $1,055,000 $815,000 -22.7% 1.0%
    Farm Credit Mid-America, ACA $4,345,000 $815,000 -81.2% 1.0%
    FREEDOM MORTGAGE CORPORATION $1,830,000 $790,000 -56.8% 1.0%
    First Federal Bank of the Midwest $935,000 $725,000 -22.5% 0.9%
    SUN WEST MORTGAGE COMPANY, INC. $2,445,000 $690,000 -71.8% 0.9%
    NAVY FEDERAL CREDIT UNION $325,000 $680,000 109.2% 0.9%
    The Farmers National Bank of Canfield $360,000 $635,000 76.4% 0.8%
    The Union Bank Company $450,000 $610,000 35.6% 0.8%
    Wayne Savings Community Bank $175,000 $595,000 240.0% 0.7%
    Flagstar Bank, FSB $835,000 $550,000 -34.1% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $535,000 n/a 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $670,000 $525,000 -21.6% 0.7%
    Nations Lending Corporation $955,000 $505,000 -47.1% 0.6%
    RELIANCE FIRST CAPITAL, LLC $460,000 n/a 0.6%
    MYCUMORTGAGE, LLC $455,000 n/a 0.6%
    CALIBER HOME LOANS, INC. $200,000 $450,000 125.0% 0.6%
    FIRST OHIO HOME FINANCE, INC. $560,000 $445,000 -20.5% 0.6%
    BROKER SOLUTIONS, INC. $55,000 $430,000 681.8% 0.5%
    The Commercial and Savings Bank of Millersburg Ohio $2,890,000 $430,000 -85.1% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $445,000 $420,000 -5.6% 0.5%
    LOANDEPOT.COM, LLC $1,425,000 $385,000 -73.0% 0.5%
    U.S. Bank $580,000 $375,000 -35.3% 0.5%
    AMERISAVE MORTGAGE CORPORATION $550,000 $370,000 -32.7% 0.5%
    T2 FINANCIAL LLC $355,000 n/a 0.4%
    Belmont Savings Bank $350,000 n/a 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $350,000 n/a 0.4%
    LEADERONE FINANCIAL CORPORATION $335,000 n/a 0.4%
    NEWREZ LLC $440,000 $305,000 -30.7% 0.4%
    Fifth Third Bank $45,000 $285,000 533.3% 0.4%
    First Federal Savings and Loan Association of Lakewood $335,000 $285,000 -14.9% 0.4%
    Portage Community Bank $275,000 n/a 0.3%
    LENOX FINANCIAL MORTGAGE CORPORATION $155,000 $265,000 71.0% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $265,000 n/a 0.3%
    First State Bank $260,000 n/a 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $245,000 n/a 0.3%
    RAPID MORTGAGE COMPANY $675,000 $245,000 -63.7% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $225,000 $245,000 8.9% 0.3%
    Carrington Mortgage Services, LLC $1,440,000 $230,000 -84.0% 0.3%
    Citizens Bank $25,000 $215,000 760.0% 0.3%
    HOPEWELL Federal Credit Union $200,000 n/a 0.3%
    Northpointe Bank $185,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $135,000 $175,000 29.6% 0.2%
    Hometown Lenders, Inc. $195,000 $175,000 -10.3% 0.2%
    Renasant Bank $225,000 $175,000 -22.2% 0.2%
    Third Federal Savings and Loan Association of Cleveland $605,000 $175,000 -71.1% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $160,000 n/a 0.2%
    Ally Bank $155,000 n/a 0.2%
    PENNYMAC LOAN SERVICES, LLC $835,000 $155,000 -81.4% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $235,000 $155,000 -34.0% 0.2%
    Figure Lending LLC $70,000 $150,000 114.3% 0.2%
    GSF Mortgage Corporation $145,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $270,000 $145,000 -46.3% 0.2%
    PHH Mortgage Corporation $145,000 n/a 0.2%
    First Federal Savings and Loan Association $355,000 $140,000 -60.6% 0.2%
    J. VIRGIL, INC. $95,000 $135,000 42.1% 0.2%
    Wyndham Capital Mortgage, Inc. $135,000 n/a 0.2%
    DIGITAL Federal Credit Union $125,000 n/a 0.2%
    MICHIGAN MUTUAL, INC. $125,000 n/a 0.2%
    USAA Federal Savings Bank $265,000 $125,000 -52.8% 0.2%
    S&T Bank $120,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $165,000 $115,000 -30.3% 0.1%
    M&T Bank $115,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $115,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $95,000 $110,000 15.8% 0.1%
    BAYER HERITAGE $95,000 n/a 0.1%
    Red River Bank $95,000 n/a 0.1%
    Heartland Bank $90,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $100,000 $85,000 -15.0% 0.1%
    Republic State Mortgage Co. $330,000 $85,000 -74.2% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $75,000 n/a 0.1%
    Equity Prime Mortgage LLC $75,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $490,000 $75,000 -84.7% 0.1%
    LOANPAL, LLC $75,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $65,000 $65,000 0.0% 0.1%
    Discover Bank $65,000 n/a 0.1%
    Unified Bank $65,000 n/a 0.1%
    Wells Fargo Bank $250,000 $65,000 -74.0% 0.1%
    Union Savings Bank $105,000 $55,000 -47.6% 0.1%
    SPRING EQ, LLC $45,000 n/a 0.1%
    First Commonwealth Bank $25,000 n/a 0.0%

    Coshocton's top lender by overall market share is The Park National Bank, with 14.7% market share. In second place, with 7.9%, is QUICKEN LOANS, LLC, having originated $6,255,000 in loans. In third place, with 7.1%, is Peoples Bank, having originated $5,610,000 in loans. In fourth place, with 6.2%, is RUOFF MORTGAGE COMPANY, INC., having originated $4,900,000 in loans. In fifth place, with 4.5%, is JPMorgan Chase Bank, having originated $3,615,000 in loans.

    Coshocton Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Coshocton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $98,250 (14.1%) $163,646 (2.9%) 0.00 105
    2018-02-01 $110,950 (28.6%) $179,358 (11.3%) 0.00 101
    2018-03-01 $121,500 (39.1%) $197,725 (21.3%) 0.00 90
    2018-04-01 $128,225 (35.0%) $193,926 (16.9%) 0.00 95
    2018-05-01 $132,825 (15.5%) $203,631 (9.2%) 0.00 106
    2018-06-01 $99,450 (-14.6%) $192,302 (3.7%) 0.00 112
    2018-07-01 $89,725 (-26.7%) $156,127 (-12.4%) 0.00 132
    2018-08-01 $99,000 (-16.5%) $157,937 (-12.1%) 0.00 129
    2018-09-01 $99,000 (-12.0%) $151,091 (-12.3%) 0.00 134
    2018-10-01 $109,975 (15.8%) $156,620 (-2.7%) 0.00 136
    2018-11-01 $100,125 (5.5%) $150,727 (-6.2%) 0.00 128
    2018-12-01 $89,000 (-10.9%) $140,862 (-11.7%) 0.00 118
    2019-01-01 $99,675 (1.5%) $142,135 (-13.1%) 0.00 102
    2019-02-01 $108,200 (-2.5%) $158,010 (-11.9%) 0.00 89
    2019-03-01 $94,900 (-21.9%) $161,008 (-18.6%) 0.00 84
    2019-04-01 $85,763 (-33.1%) $151,541 (-21.9%) 0.00 90
    2019-05-01 $94,900 (-28.6%) $148,352 (-27.2%) 0.00 98
    2019-06-01 $94,500 (-5.0%) $146,202 (-24.0%) 0.00 104
    2019-07-01 $102,400 (14.1%) $150,937 (-3.3%) 0.00 99
    2019-08-01 $112,000 (13.1%) $150,096 (-5.0%) 0.00 102
    2019-09-01 $119,000 (20.2%) $164,498 (8.9%) 0.00 84
    2019-10-01 $125,000 (13.7%) $170,706 (9.0%) 0.00 97
    2019-11-01 $119,950 (19.8%) $172,836 (14.7%) 0.00 103
    2019-12-01 $116,250 (30.6%) $157,467 (11.8%) 0.00 97
    2020-01-01 $116,250 (16.6%) $156,617 (10.2%) 0.00 84
    2020-02-01 $119,400 (10.4%) $166,957 (5.7%) 0.00 79
    2020-03-01 $110,000 (15.9%) $168,822 (4.9%) 0.00 67
    2020-04-01 $108,250 (26.2%) $170,985 (12.8%) 0.00 58
    2020-05-01 $110,000 (15.9%) $151,990 (2.5%) 0.00 60
    2020-06-01 $118,450 (25.3%) $168,920 (15.5%) 0.00 59
    2020-07-01 $129,750 (26.7%) $198,362 (31.4%) 0.00 61
    2020-08-01 $131,500 (17.4%) $184,064 (22.6%) 0.00 61
    2020-09-01 $139,925 (17.6%) $190,468 (15.8%) 0.00 53
    2020-10-01 $139,950 (12.0%) $189,323 (10.9%) 0.00 62
    2020-11-01 $132,450 (10.4%) $184,443 (6.7%) 0.00 58
    2020-12-01 $119,975 (3.2%) $172,165 (9.3%) 0.00 65
    2021-01-01 $120,000 (3.2%) $176,659 (12.8%) 0.00 47
    2021-02-01 $116,500 (-2.4%) $139,783 (-16.3%) 0.00 31
    2021-03-01 $109,800 (-0.2%) $140,369 (-16.9%) 0.00 27
    2021-04-01 $131,200 (21.2%) $193,636 (13.3%) 0.00 21
    2021-05-01 $142,450 (29.5%) $196,041 (29.0%) 0.00 22
    2021-06-01 $169,200 (42.9%) $232,888 (37.9%) 0.00 30
    2021-07-01 $149,000 (14.8%) $261,488 (31.8%) 0.00 43
    2021-08-01 $141,125 (7.3%) $242,317 (31.7%) 0.00 55
    2021-09-01 $148,125 (5.9%) $290,797 (52.7%) 0.00 51
    2021-10-01 $137,000 (-2.1%) $296,257 (56.5%) 0.00 48
    2021-11-01 $144,500 (9.1%) $278,634 (51.1%) 0.00 45
    2021-12-01 $149,675 (24.8%) $298,170 (73.2%) 0.00 39
    2022-01-01 $149,900 (24.9%) $277,451 (57.1%) 0.00 31
    2022-02-01 $138,075 (18.5%) $242,971 (73.8%) 0.00 28
    2022-03-01 $161,650 (47.2%) $267,540 (90.6%) 0.00 29
    2022-04-01 $180,750 (37.8%) $267,784 (38.3%) 0.00 28
    2022-05-01 $195,000 (36.9%) $295,287 (50.6%) 0.00 32
    2022-06-01 $162,450 (-4.0%) $266,057 (14.2%) 0.00 49
    2022-07-01 $152,450 (2.3%) $248,838 (-4.8%) 0.00 53
    2022-08-01 $164,475 (16.6%) $260,625 (7.6%) 0.00 47
    2022-09-01 $144,500 (-2.5%) $253,232 (-12.9%) 0.00 43
    2022-10-01 $139,900 (2.1%) $253,509 (-14.4%) 0.00 38
    2022-11-01 $141,475 (-2.1%) $200,421 (-28.1%) 0.00 32
    2022-12-01 $147,500 (-1.5%) $192,523 (-35.4%) 0.00 31
    2023-01-01 $159,975 (6.7%) $190,575 (-31.3%) 0.00 27
    2023-02-01 $158,850 (15.1%) $253,793 (4.5%) 0.00 30
    2023-03-01 $150,000 (-7.2%) $185,802 (-30.6%) 0.00 36
    2023-04-01 $150,000 (-17.0%) $208,677 (-22.1%) 0.00 35
    Coshocton's median listing price for 2023-04-01 was $150,000, a difference of $-30,750 (-17.0%) versus the prior year and $0 versus the prior month.

    Coshocton's median listing price comes in at 0% of the national average.

    Coshocton's average listing price for 2023-04-01 was $208,677, a difference of $-59,107 (-22.1%) versus the prior year and $22,875 versus the prior month.

    For the 2023-04-01 period, Coshocton had 35 MLS listings, a difference of -1 listings (-3%) versus the prior month and 7 listings (25%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Coshocton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,586 sqft
    2018-02-01 0 days 1,624 sqft
    2018-03-01 0 days 1,608 sqft
    2018-04-01 0 days 1,598 sqft
    2018-05-01 0 days 1,589 sqft
    2018-06-01 0 days 1,620 sqft
    2018-07-01 0 days 1,623 sqft
    2018-08-01 0 days 1,663 sqft
    2018-09-01 0 days 1,611 sqft
    2018-10-01 0 days 1,622 sqft
    2018-11-01 0 days 1,504 sqft
    2018-12-01 0 days 1,396 sqft
    2019-01-01 0 days 1,424 sqft
    2019-02-01 0 days 1,454 sqft
    2019-03-01 0 days 1,480 sqft
    2019-04-01 0 days 1,445 sqft
    2019-05-01 0 days 1,433 sqft
    2019-06-01 0 days 1,516 sqft
    2019-07-01 0 days 1,619 sqft
    2019-08-01 0 days 1,616 sqft
    2019-09-01 0 days 1,591 sqft
    2019-10-01 0 days 1,606 sqft
    2019-11-01 0 days 1,623 sqft
    2019-12-01 0 days 1,656 sqft
    2020-01-01 0 days 1,526 sqft
    2020-02-01 0 days 1,488 sqft
    2020-03-01 0 days 1,429 sqft
    2020-04-01 0 days 1,486 sqft
    2020-05-01 0 days 1,496 sqft
    2020-06-01 0 days 1,600 sqft
    2020-07-01 0 days 1,615 sqft
    2020-08-01 0 days 1,604 sqft
    2020-09-01 0 days 1,608 sqft
    2020-10-01 0 days 1,474 sqft
    2020-11-01 0 days 1,434 sqft
    2020-12-01 0 days 1,419 sqft
    2021-01-01 0 days 1,420 sqft
    2021-02-01 0 days 1,419 sqft
    2021-03-01 0 days 1,471 sqft
    2021-04-01 0 days 1,672 sqft
    2021-05-01 0 days 1,450 sqft
    2021-06-01 0 days 1,661 sqft
    2021-07-01 0 days 1,560 sqft
    2021-08-01 0 days 1,608 sqft
    2021-09-01 0 days 1,603 sqft
    2021-10-01 0 days 1,588 sqft
    2021-11-01 0 days 1,672 sqft
    2021-12-01 0 days 1,599 sqft
    2022-01-01 0 days 1,663 sqft
    2022-02-01 0 days 1,298 sqft
    2022-03-01 0 days 1,473 sqft
    2022-04-01 0 days 1,648 sqft
    2022-05-01 0 days 1,560 sqft
    2022-06-01 0 days 1,563 sqft
    2022-07-01 0 days 1,564 sqft
    2022-08-01 0 days 1,655 sqft
    2022-09-01 0 days 1,632 sqft
    2022-10-01 0 days 1,558 sqft
    2022-11-01 0 days 1,543 sqft
    2022-12-01 0 days 1,568 sqft
    2023-01-01 0 days 1,614 sqft
    2023-02-01 0 days 1,625 sqft
    2023-03-01 0 days 1,627 sqft
    2023-04-01 0 days 1,628 sqft
    Coshocton's median listing age (time on market) for 2023-04-01 was 0 days.

    Coshocton's median square footage for active listings during the 2023-04-01 period was 1,628 sqft. One year prior, the average listing was 1,648 sqft.

    Coshocton, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 295 $45,525,000 $154,322
    Cash Out Refi 116 $16,260,000 $140,172
    Home Improvement 69 $4,875,000 $70,652
    Refi 59 $10,805,000 $183,136
    Other 31 $2,065,000 $66,613

    Coshocton's most frequently cited loan purpose was Home Purchase, with 295 originations. The 2nd most popular reason was Cash Out Refi, with 116 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 167 $23,185,000 $138,832
    4-5% 119 $19,325,000 $162,395
    3-4% 117 $13,625,000 $116,453
    6-7% 72 $9,230,000 $128,194
    2.5-3% 35 $4,315,000 $123,286
    7-8% 27 $3,345,000 $123,889
    Over 8% 13 $745,000 $57,308
    <2.5% 3 $145,000 $48,333

    During 2022, Coshocton's most frequently originated rate bucket was 5-6%, with 167 originations.

    Loan Sizing (Coshocton, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 248 $35,450,000 $142,944
    $100,000 or less 228 $13,570,000 $59,518
    $200k-400k 83 $21,655,000 $260,904
    $400k-600k 8 $3,890,000 $486,250
    $600k-1000k 2 $1,500,000 $750,000
    $Over $1MM 1 $3,465,000 $3,465,000

    Coshocton's loan sizing saw the bucket of loans from $100k-200k with 248 originations, totaling $35,450,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 246 $38,450,000 $156,301
    60-80% 119 $19,635,000 $165,000
    20-40% 77 $5,175,000 $67,208
    40-60% 60 $8,060,000 $134,333
    Under 20% 44 $1,430,000 $32,500
    Over 100% 5 $795,000 $159,000

    Coshocton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 246 originations, totaling $38,450,000 in origination value.