Coshocton Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Coshocton averaged
6.81%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.33% and
one month ago for the week of 2023-04-20, the
average rate was 6.43%.
Coshocton's average rate one year ago was 5.19%.
For refis of the same type during the week of 2023-05-25, the average rate
was 7.07%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
Coshocton 30 Year Fixed Rate | 2023-05-25 | 6.81% |
Coshocton 30 Year Fixed Rate Refi | 2023-05-25 | 7.07% |
Coshocton 15 Year Fixed Rate | 2023-05-25 | 6.17% |
Coshocton 15 Year Fixed Rate Refi | 2023-05-25 | 6.07% |
Coshocton 30 Year FHA | 2023-05-25 | 6.61% |
Coshocton 30 Year FHA Refi | 2023-05-25 | 6.81% |
Coshocton 30 Year USDA | 2023-05-25 | 6.73% |
Coshocton 30 Year USDA Refi | 2023-05-25 | 6.83% |
Coshocton 30 Year VA | 2023-05-25 | 6.41% |
Coshocton 30 Year VA Refi | 2023-05-25 | 6.21% |
Coshocton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Coshocton, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Coshocton Average Closing Costs & Other Stats
Coshocton, OH's 45 lenders originated 570
loans during 2022. The total origination value was $79,530,000, with an average loan value of
$139,526.
Coshocton's average closing costs are $4,258.
The top Coshocton lender as defined by loan originations is The Park National Bank, with
34 loans originated. Their average total fees are
$3,452, which is $2,731
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Coshocton lenders (with over 10 loans originated) are
RUOFF MORTGAGE COMPANY, INC. ($1,587), Peoples Bank ($2,703), JPMorgan Chase Bank ($3,040), The Park National Bank ($3,452) and QUICKEN LOANS, LLC ($6,183).
The lowest rate Coshocton lenders (with over 10 loans originated) are
The Park National Bank (4.95%), JPMorgan Chase Bank (4.96%), Peoples Bank (5.09%), QUICKEN LOANS, LLC (5.23%) and RUOFF MORTGAGE COMPANY, INC. (5.32%).
Coshocton, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
The Park National Bank | $17,945,000 | $11,725,000 | -34.7% | 14.7% |
QUICKEN LOANS, LLC | $10,440,000 | $6,255,000 | -40.1% | 7.9% |
Peoples Bank | $5,170,000 | $5,610,000 | 8.5% | 7.1% |
RUOFF MORTGAGE COMPANY, INC. | $4,985,000 | $4,900,000 | -1.7% | 6.2% |
JPMorgan Chase Bank | $5,345,000 | $3,615,000 | -32.4% | 4.5% |
Consumers National Bank | $3,465,000 | n/a | 4.4% | |
MID AMERICA MORTGAGE, INC. | $5,740,000 | $2,735,000 | -52.4% | 3.4% |
The Huntington National Bank | $5,420,000 | $2,690,000 | -50.4% | 3.4% |
PNC Bank | $860,000 | $2,615,000 | 204.1% | 3.3% |
CROSSCOUNTRY MORTGAGE, LLC | $730,000 | $2,250,000 | 208.2% | 2.8% |
UNION HOME MORTGAGE CORP. | $3,405,000 | $2,020,000 | -40.7% | 2.5% |
Mortgage Research Center, LLC | $2,940,000 | $1,890,000 | -35.7% | 2.4% |
UNITED WHOLESALE MORTGAGE, LLC | $360,000 | $1,520,000 | 322.2% | 1.9% |
NFM, INC. | $610,000 | $1,390,000 | 127.9% | 1.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,865,000 | $1,160,000 | -37.8% | 1.5% |
Chickasaw Community Bank | $1,055,000 | n/a | 1.3% | |
The Community Bank | $945,000 | $925,000 | -2.1% | 1.2% |
C E S | $810,000 | $865,000 | 6.8% | 1.1% |
POLARIS HOME FUNDING CORP. | $910,000 | $855,000 | -6.0% | 1.1% |
EQUITY RESOURCES, INC. | $1,055,000 | $815,000 | -22.7% | 1.0% |
Farm Credit Mid-America, ACA | $4,345,000 | $815,000 | -81.2% | 1.0% |
FREEDOM MORTGAGE CORPORATION | $1,830,000 | $790,000 | -56.8% | 1.0% |
First Federal Bank of the Midwest | $935,000 | $725,000 | -22.5% | 0.9% |
SUN WEST MORTGAGE COMPANY, INC. | $2,445,000 | $690,000 | -71.8% | 0.9% |
NAVY FEDERAL CREDIT UNION | $325,000 | $680,000 | 109.2% | 0.9% |
The Farmers National Bank of Canfield | $360,000 | $635,000 | 76.4% | 0.8% |
The Union Bank Company | $450,000 | $610,000 | 35.6% | 0.8% |
Wayne Savings Community Bank | $175,000 | $595,000 | 240.0% | 0.7% |
Flagstar Bank, FSB | $835,000 | $550,000 | -34.1% | 0.7% |
MUTUAL OF OMAHA MORTGAGE, INC. | $535,000 | n/a | 0.7% | |
Mr. Cooper ( Nationstar Mortgage ) | $670,000 | $525,000 | -21.6% | 0.7% |
Nations Lending Corporation | $955,000 | $505,000 | -47.1% | 0.6% |
RELIANCE FIRST CAPITAL, LLC | $460,000 | n/a | 0.6% | |
MYCUMORTGAGE, LLC | $455,000 | n/a | 0.6% | |
CALIBER HOME LOANS, INC. | $200,000 | $450,000 | 125.0% | 0.6% |
FIRST OHIO HOME FINANCE, INC. | $560,000 | $445,000 | -20.5% | 0.6% |
BROKER SOLUTIONS, INC. | $55,000 | $430,000 | 681.8% | 0.5% |
The Commercial and Savings Bank of Millersburg Ohio | $2,890,000 | $430,000 | -85.1% | 0.5% |
LAKEVIEW LOAN SERVICING, LLC | $445,000 | $420,000 | -5.6% | 0.5% |
LOANDEPOT.COM, LLC | $1,425,000 | $385,000 | -73.0% | 0.5% |
U.S. Bank | $580,000 | $375,000 | -35.3% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $550,000 | $370,000 | -32.7% | 0.5% |
T2 FINANCIAL LLC | $355,000 | n/a | 0.4% | |
Belmont Savings Bank | $350,000 | n/a | 0.4% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $350,000 | n/a | 0.4% | |
LEADERONE FINANCIAL CORPORATION | $335,000 | n/a | 0.4% | |
NEWREZ LLC | $440,000 | $305,000 | -30.7% | 0.4% |
Fifth Third Bank | $45,000 | $285,000 | 533.3% | 0.4% |
First Federal Savings and Loan Association of Lakewood | $335,000 | $285,000 | -14.9% | 0.4% |
Portage Community Bank | $275,000 | n/a | 0.3% | |
LENOX FINANCIAL MORTGAGE CORPORATION | $155,000 | $265,000 | 71.0% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $265,000 | n/a | 0.3% | |
First State Bank | $260,000 | n/a | 0.3% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $245,000 | n/a | 0.3% | |
RAPID MORTGAGE COMPANY | $675,000 | $245,000 | -63.7% | 0.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $225,000 | $245,000 | 8.9% | 0.3% |
Carrington Mortgage Services, LLC | $1,440,000 | $230,000 | -84.0% | 0.3% |
Citizens Bank | $25,000 | $215,000 | 760.0% | 0.3% |
HOPEWELL Federal Credit Union | $200,000 | n/a | 0.3% | |
Northpointe Bank | $185,000 | n/a | 0.2% | |
HOME POINT FINANCIAL CORPORATION | $135,000 | $175,000 | 29.6% | 0.2% |
Hometown Lenders, Inc. | $195,000 | $175,000 | -10.3% | 0.2% |
Renasant Bank | $225,000 | $175,000 | -22.2% | 0.2% |
Third Federal Savings and Loan Association of Cleveland | $605,000 | $175,000 | -71.1% | 0.2% |
TRIAD FINANCIAL SERVICES, INC. | $160,000 | n/a | 0.2% | |
Ally Bank | $155,000 | n/a | 0.2% | |
PENNYMAC LOAN SERVICES, LLC | $835,000 | $155,000 | -81.4% | 0.2% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $235,000 | $155,000 | -34.0% | 0.2% |
Figure Lending LLC | $70,000 | $150,000 | 114.3% | 0.2% |
GSF Mortgage Corporation | $145,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $270,000 | $145,000 | -46.3% | 0.2% |
PHH Mortgage Corporation | $145,000 | n/a | 0.2% | |
First Federal Savings and Loan Association | $355,000 | $140,000 | -60.6% | 0.2% |
J. VIRGIL, INC. | $95,000 | $135,000 | 42.1% | 0.2% |
Wyndham Capital Mortgage, Inc. | $135,000 | n/a | 0.2% | |
DIGITAL Federal Credit Union | $125,000 | n/a | 0.2% | |
MICHIGAN MUTUAL, INC. | $125,000 | n/a | 0.2% | |
USAA Federal Savings Bank | $265,000 | $125,000 | -52.8% | 0.2% |
S&T Bank | $120,000 | n/a | 0.2% | |
HOMESIDE FINANCIAL, LLC | $165,000 | $115,000 | -30.3% | 0.1% |
M&T Bank | $115,000 | n/a | 0.1% | |
TOP FLITE FINANCIAL, INC. | $115,000 | n/a | 0.1% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $95,000 | $110,000 | 15.8% | 0.1% |
BAYER HERITAGE | $95,000 | n/a | 0.1% | |
Red River Bank | $95,000 | n/a | 0.1% | |
Heartland Bank | $90,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $100,000 | $85,000 | -15.0% | 0.1% |
Republic State Mortgage Co. | $330,000 | $85,000 | -74.2% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $75,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $75,000 | n/a | 0.1% | |
LIBERTY HOME MORTGAGE CORPORATION | $490,000 | $75,000 | -84.7% | 0.1% |
LOANPAL, LLC | $75,000 | n/a | 0.1% | |
AMERICAN ADVISORS GROUP | $65,000 | $65,000 | 0.0% | 0.1% |
Discover Bank | $65,000 | n/a | 0.1% | |
Unified Bank | $65,000 | n/a | 0.1% | |
Wells Fargo Bank | $250,000 | $65,000 | -74.0% | 0.1% |
Union Savings Bank | $105,000 | $55,000 | -47.6% | 0.1% |
SPRING EQ, LLC | $45,000 | n/a | 0.1% | |
First Commonwealth Bank | $25,000 | n/a | 0.0% |
Coshocton's top lender by overall market share is The Park National Bank, with 14.7% market share. In second place, with 7.9%, is QUICKEN LOANS, LLC, having originated $6,255,000 in loans. In third place, with 7.1%, is Peoples Bank, having originated $5,610,000 in loans. In fourth place, with 6.2%, is RUOFF MORTGAGE COMPANY, INC., having originated $4,900,000 in loans. In fifth place, with 4.5%, is JPMorgan Chase Bank, having originated $3,615,000 in loans.
Coshocton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Coshocton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $98,250 (14.1%) | $163,646 (2.9%) | 0.00 | 105 |
2018-02-01 | $110,950 (28.6%) | $179,358 (11.3%) | 0.00 | 101 |
2018-03-01 | $121,500 (39.1%) | $197,725 (21.3%) | 0.00 | 90 |
2018-04-01 | $128,225 (35.0%) | $193,926 (16.9%) | 0.00 | 95 |
2018-05-01 | $132,825 (15.5%) | $203,631 (9.2%) | 0.00 | 106 |
2018-06-01 | $99,450 (-14.6%) | $192,302 (3.7%) | 0.00 | 112 |
2018-07-01 | $89,725 (-26.7%) | $156,127 (-12.4%) | 0.00 | 132 |
2018-08-01 | $99,000 (-16.5%) | $157,937 (-12.1%) | 0.00 | 129 |
2018-09-01 | $99,000 (-12.0%) | $151,091 (-12.3%) | 0.00 | 134 |
2018-10-01 | $109,975 (15.8%) | $156,620 (-2.7%) | 0.00 | 136 |
2018-11-01 | $100,125 (5.5%) | $150,727 (-6.2%) | 0.00 | 128 |
2018-12-01 | $89,000 (-10.9%) | $140,862 (-11.7%) | 0.00 | 118 |
2019-01-01 | $99,675 (1.5%) | $142,135 (-13.1%) | 0.00 | 102 |
2019-02-01 | $108,200 (-2.5%) | $158,010 (-11.9%) | 0.00 | 89 |
2019-03-01 | $94,900 (-21.9%) | $161,008 (-18.6%) | 0.00 | 84 |
2019-04-01 | $85,763 (-33.1%) | $151,541 (-21.9%) | 0.00 | 90 |
2019-05-01 | $94,900 (-28.6%) | $148,352 (-27.2%) | 0.00 | 98 |
2019-06-01 | $94,500 (-5.0%) | $146,202 (-24.0%) | 0.00 | 104 |
2019-07-01 | $102,400 (14.1%) | $150,937 (-3.3%) | 0.00 | 99 |
2019-08-01 | $112,000 (13.1%) | $150,096 (-5.0%) | 0.00 | 102 |
2019-09-01 | $119,000 (20.2%) | $164,498 (8.9%) | 0.00 | 84 |
2019-10-01 | $125,000 (13.7%) | $170,706 (9.0%) | 0.00 | 97 |
2019-11-01 | $119,950 (19.8%) | $172,836 (14.7%) | 0.00 | 103 |
2019-12-01 | $116,250 (30.6%) | $157,467 (11.8%) | 0.00 | 97 |
2020-01-01 | $116,250 (16.6%) | $156,617 (10.2%) | 0.00 | 84 |
2020-02-01 | $119,400 (10.4%) | $166,957 (5.7%) | 0.00 | 79 |
2020-03-01 | $110,000 (15.9%) | $168,822 (4.9%) | 0.00 | 67 |
2020-04-01 | $108,250 (26.2%) | $170,985 (12.8%) | 0.00 | 58 |
2020-05-01 | $110,000 (15.9%) | $151,990 (2.5%) | 0.00 | 60 |
2020-06-01 | $118,450 (25.3%) | $168,920 (15.5%) | 0.00 | 59 |
2020-07-01 | $129,750 (26.7%) | $198,362 (31.4%) | 0.00 | 61 |
2020-08-01 | $131,500 (17.4%) | $184,064 (22.6%) | 0.00 | 61 |
2020-09-01 | $139,925 (17.6%) | $190,468 (15.8%) | 0.00 | 53 |
2020-10-01 | $139,950 (12.0%) | $189,323 (10.9%) | 0.00 | 62 |
2020-11-01 | $132,450 (10.4%) | $184,443 (6.7%) | 0.00 | 58 |
2020-12-01 | $119,975 (3.2%) | $172,165 (9.3%) | 0.00 | 65 |
2021-01-01 | $120,000 (3.2%) | $176,659 (12.8%) | 0.00 | 47 |
2021-02-01 | $116,500 (-2.4%) | $139,783 (-16.3%) | 0.00 | 31 |
2021-03-01 | $109,800 (-0.2%) | $140,369 (-16.9%) | 0.00 | 27 |
2021-04-01 | $131,200 (21.2%) | $193,636 (13.3%) | 0.00 | 21 |
2021-05-01 | $142,450 (29.5%) | $196,041 (29.0%) | 0.00 | 22 |
2021-06-01 | $169,200 (42.9%) | $232,888 (37.9%) | 0.00 | 30 |
2021-07-01 | $149,000 (14.8%) | $261,488 (31.8%) | 0.00 | 43 |
2021-08-01 | $141,125 (7.3%) | $242,317 (31.7%) | 0.00 | 55 |
2021-09-01 | $148,125 (5.9%) | $290,797 (52.7%) | 0.00 | 51 |
2021-10-01 | $137,000 (-2.1%) | $296,257 (56.5%) | 0.00 | 48 |
2021-11-01 | $144,500 (9.1%) | $278,634 (51.1%) | 0.00 | 45 |
2021-12-01 | $149,675 (24.8%) | $298,170 (73.2%) | 0.00 | 39 |
2022-01-01 | $149,900 (24.9%) | $277,451 (57.1%) | 0.00 | 31 |
2022-02-01 | $138,075 (18.5%) | $242,971 (73.8%) | 0.00 | 28 |
2022-03-01 | $161,650 (47.2%) | $267,540 (90.6%) | 0.00 | 29 |
2022-04-01 | $180,750 (37.8%) | $267,784 (38.3%) | 0.00 | 28 |
2022-05-01 | $195,000 (36.9%) | $295,287 (50.6%) | 0.00 | 32 |
2022-06-01 | $162,450 (-4.0%) | $266,057 (14.2%) | 0.00 | 49 |
2022-07-01 | $152,450 (2.3%) | $248,838 (-4.8%) | 0.00 | 53 |
2022-08-01 | $164,475 (16.6%) | $260,625 (7.6%) | 0.00 | 47 |
2022-09-01 | $144,500 (-2.5%) | $253,232 (-12.9%) | 0.00 | 43 |
2022-10-01 | $139,900 (2.1%) | $253,509 (-14.4%) | 0.00 | 38 |
2022-11-01 | $141,475 (-2.1%) | $200,421 (-28.1%) | 0.00 | 32 |
2022-12-01 | $147,500 (-1.5%) | $192,523 (-35.4%) | 0.00 | 31 |
2023-01-01 | $159,975 (6.7%) | $190,575 (-31.3%) | 0.00 | 27 |
2023-02-01 | $158,850 (15.1%) | $253,793 (4.5%) | 0.00 | 30 |
2023-03-01 | $150,000 (-7.2%) | $185,802 (-30.6%) | 0.00 | 36 |
2023-04-01 | $150,000 (-17.0%) | $208,677 (-22.1%) | 0.00 | 35 |
Coshocton's median listing price comes in at 0% of the national average.
Coshocton's average listing price for 2023-04-01 was $208,677, a difference of $-59,107 (-22.1%) versus the prior year and $22,875 versus the prior month.
For the 2023-04-01 period, Coshocton had 35 MLS listings, a difference of -1 listings (-3%) versus the prior month and 7 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Coshocton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,586 sqft |
2018-02-01 | 0 days | 1,624 sqft |
2018-03-01 | 0 days | 1,608 sqft |
2018-04-01 | 0 days | 1,598 sqft |
2018-05-01 | 0 days | 1,589 sqft |
2018-06-01 | 0 days | 1,620 sqft |
2018-07-01 | 0 days | 1,623 sqft |
2018-08-01 | 0 days | 1,663 sqft |
2018-09-01 | 0 days | 1,611 sqft |
2018-10-01 | 0 days | 1,622 sqft |
2018-11-01 | 0 days | 1,504 sqft |
2018-12-01 | 0 days | 1,396 sqft |
2019-01-01 | 0 days | 1,424 sqft |
2019-02-01 | 0 days | 1,454 sqft |
2019-03-01 | 0 days | 1,480 sqft |
2019-04-01 | 0 days | 1,445 sqft |
2019-05-01 | 0 days | 1,433 sqft |
2019-06-01 | 0 days | 1,516 sqft |
2019-07-01 | 0 days | 1,619 sqft |
2019-08-01 | 0 days | 1,616 sqft |
2019-09-01 | 0 days | 1,591 sqft |
2019-10-01 | 0 days | 1,606 sqft |
2019-11-01 | 0 days | 1,623 sqft |
2019-12-01 | 0 days | 1,656 sqft |
2020-01-01 | 0 days | 1,526 sqft |
2020-02-01 | 0 days | 1,488 sqft |
2020-03-01 | 0 days | 1,429 sqft |
2020-04-01 | 0 days | 1,486 sqft |
2020-05-01 | 0 days | 1,496 sqft |
2020-06-01 | 0 days | 1,600 sqft |
2020-07-01 | 0 days | 1,615 sqft |
2020-08-01 | 0 days | 1,604 sqft |
2020-09-01 | 0 days | 1,608 sqft |
2020-10-01 | 0 days | 1,474 sqft |
2020-11-01 | 0 days | 1,434 sqft |
2020-12-01 | 0 days | 1,419 sqft |
2021-01-01 | 0 days | 1,420 sqft |
2021-02-01 | 0 days | 1,419 sqft |
2021-03-01 | 0 days | 1,471 sqft |
2021-04-01 | 0 days | 1,672 sqft |
2021-05-01 | 0 days | 1,450 sqft |
2021-06-01 | 0 days | 1,661 sqft |
2021-07-01 | 0 days | 1,560 sqft |
2021-08-01 | 0 days | 1,608 sqft |
2021-09-01 | 0 days | 1,603 sqft |
2021-10-01 | 0 days | 1,588 sqft |
2021-11-01 | 0 days | 1,672 sqft |
2021-12-01 | 0 days | 1,599 sqft |
2022-01-01 | 0 days | 1,663 sqft |
2022-02-01 | 0 days | 1,298 sqft |
2022-03-01 | 0 days | 1,473 sqft |
2022-04-01 | 0 days | 1,648 sqft |
2022-05-01 | 0 days | 1,560 sqft |
2022-06-01 | 0 days | 1,563 sqft |
2022-07-01 | 0 days | 1,564 sqft |
2022-08-01 | 0 days | 1,655 sqft |
2022-09-01 | 0 days | 1,632 sqft |
2022-10-01 | 0 days | 1,558 sqft |
2022-11-01 | 0 days | 1,543 sqft |
2022-12-01 | 0 days | 1,568 sqft |
2023-01-01 | 0 days | 1,614 sqft |
2023-02-01 | 0 days | 1,625 sqft |
2023-03-01 | 0 days | 1,627 sqft |
2023-04-01 | 0 days | 1,628 sqft |
Coshocton's median square footage for active listings during the 2023-04-01 period was 1,628 sqft. One year prior, the average listing was 1,648 sqft.
Coshocton, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 295 | $45,525,000 | $154,322 |
Cash Out Refi | 116 | $16,260,000 | $140,172 |
Home Improvement | 69 | $4,875,000 | $70,652 |
Refi | 59 | $10,805,000 | $183,136 |
Other | 31 | $2,065,000 | $66,613 |
Coshocton's most frequently cited loan purpose was Home Purchase, with 295 originations. The 2nd most popular reason was Cash Out Refi, with 116 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 167 | $23,185,000 | $138,832 |
4-5% | 119 | $19,325,000 | $162,395 |
3-4% | 117 | $13,625,000 | $116,453 |
6-7% | 72 | $9,230,000 | $128,194 |
2.5-3% | 35 | $4,315,000 | $123,286 |
7-8% | 27 | $3,345,000 | $123,889 |
Over 8% | 13 | $745,000 | $57,308 |
<2.5% | 3 | $145,000 | $48,333 |
During 2022, Coshocton's most frequently originated rate bucket was 5-6%, with 167 originations.
Loan Sizing (Coshocton, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 248 | $35,450,000 | $142,944 |
$100,000 or less | 228 | $13,570,000 | $59,518 |
$200k-400k | 83 | $21,655,000 | $260,904 |
$400k-600k | 8 | $3,890,000 | $486,250 |
$600k-1000k | 2 | $1,500,000 | $750,000 |
$Over $1MM | 1 | $3,465,000 | $3,465,000 |
Coshocton's loan sizing saw the bucket of loans from $100k-200k with 248 originations, totaling $35,450,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 246 | $38,450,000 | $156,301 |
60-80% | 119 | $19,635,000 | $165,000 |
20-40% | 77 | $5,175,000 | $67,208 |
40-60% | 60 | $8,060,000 | $134,333 |
Under 20% | 44 | $1,430,000 | $32,500 |
Over 100% | 5 | $795,000 | $159,000 |
Coshocton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 246 originations, totaling $38,450,000 in origination value.