Wilson Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Wilson averaged
6.61%
for the week of 2024-12-05, compared to the national average of
6.69% for the same period.
The average rate for the prior week (2024-11-27) was
6.63% and
one month ago for the week of 2024-10-31, the
average rate was 6.54%.
Wilson's average rate one year ago was 6.94%.
For refis of the same type during the week of 2024-12-05, the average rate
was 6.79%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-05 | 6.69% |
Wilson 30 Year Fixed Rate | 2024-12-05 | 6.61% |
Wilson 30 Year Fixed Rate Refi | 2024-12-05 | 6.79% |
Wilson 15 Year Fixed Rate | 2024-12-05 | 5.86% |
Wilson 15 Year Fixed Rate Refi | 2024-12-05 | 6.26% |
Wilson 30 Year FHA | 2024-12-05 | 5.99% |
Wilson 30 Year FHA Refi | 2024-12-05 | 6.26% |
Wilson 30 Year USDA | 2024-12-05 | 6.13% |
Wilson 30 Year USDA Refi | 2024-12-05 | 6.33% |
Wilson 30 Year VA | 2024-12-05 | 6.3% |
Wilson 30 Year VA Refi | 2024-12-05 | 5.94% |
Wilson Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wilson, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Wilson Average Closing Costs & Other Stats
Wilson, NC's 77 lenders originated 1,391
loans during 2023. The total origination value was $289,565,000, with an average loan value of
$208,170.
Wilson's average closing costs are $4,603.
The top Wilson lender as defined by loan originations is STATE EMPLOYEES', with
120 loans originated. Their average total fees are
$3,966, which is $1,550
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Wilson lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($2,306), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,382), STATE EMPLOYEES' ($3,966), Truist ($4,028) and First-Citizens Bank & Trust Company ($4,415).
The lowest rate Wilson lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.62%), STATE EMPLOYEES' (5.90%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (6.06%), First-Citizens Bank & Trust Company (6.43%) and Truist (6.66%).
Wilson, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
STATE EMPLOYEES' | $67,240,000 | $44,715,000 | -33.5% | 15.4% |
Pinnacle Bank | $34,345,000 | n/a | 11.9% | |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $16,710,000 | $15,105,000 | -9.6% | 5.2% |
Southern Bank and Trust Company | $18,435,000 | $14,680,000 | -20.4% | 5.1% |
QUICKEN LOANS, LLC | $18,170,000 | $12,400,000 | -31.8% | 4.3% |
Truist | $18,150,000 | $11,065,000 | -39.0% | 3.8% |
DHI MORTGAGE COMPANY, LTD. | $4,790,000 | $8,130,000 | 69.7% | 2.8% |
Merchants Bank of Indiana | $8,005,000 | n/a | 2.8% | |
First-Citizens Bank & Trust Company | $6,440,000 | $7,475,000 | 16.1% | 2.6% |
GREYSTONE SERVICING COMPANY LLC | $7,155,000 | n/a | 2.5% | |
Mortgage Research Center, LLC | $6,705,000 | $6,555,000 | -2.2% | 2.3% |
Providence Bank | $5,595,000 | n/a | 1.9% | |
American Security Mortgage Corp. | $1,730,000 | $4,225,000 | 144.2% | 1.5% |
Integrity Home Mortgage Corp | $245,000 | $3,920,000 | 1,500.0% | 1.4% |
LOCAL GOVERNMENT FEDERAL CREDIT UNION | $8,130,000 | $3,200,000 | -60.6% | 1.1% |
MOVEMENT MORTGAGE, LLC | $5,495,000 | $3,125,000 | -43.1% | 1.1% |
VELOCIO MORTGAGE L.L.C. | $3,125,000 | n/a | 1.1% | |
UNITED WHOLESALE MORTGAGE, LLC | $6,370,000 | $3,020,000 | -52.6% | 1.0% |
CROSSCOUNTRY MORTGAGE, LLC | $585,000 | $2,875,000 | 391.5% | 1.0% |
GUARANTEED RATE, INC. | $2,300,000 | $2,620,000 | 13.9% | 0.9% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,940,000 | $2,455,000 | 26.5% | 0.8% |
NAVY FEDERAL CREDIT UNION | $2,995,000 | $2,450,000 | -18.2% | 0.8% |
INTERCOASTAL MORTGAGE COMPANY | $3,110,000 | $2,435,000 | -21.7% | 0.8% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,595,000 | $2,260,000 | 41.7% | 0.8% |
United Bank | $2,655,000 | $2,000,000 | -24.7% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $2,185,000 | $1,955,000 | -10.5% | 0.7% |
Wells Fargo Bank | $10,470,000 | $1,840,000 | -82.4% | 0.6% |
KS Bank, Inc. | $2,360,000 | $1,805,000 | -23.5% | 0.6% |
LOANDEPOT.COM, LLC | $5,045,000 | $1,785,000 | -64.6% | 0.6% |
NFM, INC. | $2,080,000 | $1,775,000 | -14.7% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $3,615,000 | $1,655,000 | -54.2% | 0.6% |
Towne Mortgage of the Carolinas, LLC | $1,570,000 | $1,605,000 | 2.2% | 0.6% |
RF Renovo Management Company, LLC | $780,000 | $1,595,000 | 104.5% | 0.6% |
CORNERSTONE HOME LENDING, INC. | $3,475,000 | $1,575,000 | -54.7% | 0.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,935,000 | $1,435,000 | -25.8% | 0.5% |
First Bank | $555,000 | $1,410,000 | 154.1% | 0.5% |
PNC Bank | $5,650,000 | $1,395,000 | -75.3% | 0.5% |
LATINO COMMUNITY CREDIT UNION | $1,860,000 | $1,390,000 | -25.3% | 0.5% |
Alcova Mortgage LLC | $1,735,000 | $1,375,000 | -20.7% | 0.5% |
Bank of America | $1,745,000 | $1,335,000 | -23.5% | 0.5% |
Carrington Mortgage Services, LLC | $1,555,000 | $1,325,000 | -14.8% | 0.5% |
USAA Federal Savings Bank | $2,155,000 | $1,320,000 | -38.7% | 0.5% |
COASTAL Federal Credit Union | $3,425,000 | $1,270,000 | -62.9% | 0.4% |
First National Bank of Pennsylvania | $255,000 | $1,220,000 | 378.4% | 0.4% |
LIMA ONE CAPITAL, LLC | $1,030,000 | $1,160,000 | 12.6% | 0.4% |
Equity Prime Mortgage LLC | $675,000 | $1,090,000 | 61.5% | 0.4% |
CMG MORTGAGE, INC. | $350,000 | $1,060,000 | 202.9% | 0.4% |
FREEDOM MORTGAGE CORPORATION | $2,805,000 | $1,060,000 | -62.2% | 0.4% |
VELOCITY COMMERCIAL CAPITAL, LLC | $5,795,000 | $1,015,000 | -82.5% | 0.4% |
GoPrime Mortgage, Inc. | $2,180,000 | $970,000 | -55.5% | 0.3% |
AgCarolina Farm Credit, FLCA | $1,495,000 | $930,000 | -37.8% | 0.3% |
CIVIC FINANCIAL SERVICES, LLC | $620,000 | $910,000 | 46.8% | 0.3% |
NEW DAY FINANCIAL, LLC | $350,000 | $870,000 | 148.6% | 0.3% |
Barrington Bank & Trust Company, N.A. | $765,000 | $850,000 | 11.1% | 0.3% |
RELIANCE FIRST CAPITAL, LLC | $1,030,000 | $795,000 | -22.8% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $505,000 | $780,000 | 54.5% | 0.3% |
LENDINGHOME FUNDING CORPORATION | $770,000 | $775,000 | 0.6% | 0.3% |
AMWEST FUNDING CORP. | $460,000 | $770,000 | 67.4% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $2,010,000 | $755,000 | -62.4% | 0.3% |
CITY FIRST MORTGAGE SERVICES, L.L.C. | $735,000 | n/a | 0.3% | |
ACADEMY MORTGAGE CORPORATION | $530,000 | $705,000 | 33.0% | 0.2% |
Nations Lending Corporation | $220,000 | $685,000 | 211.4% | 0.2% |
HOMESIDE FINANCIAL, LLC | $830,000 | $670,000 | -19.3% | 0.2% |
NEWREZ LLC | $1,035,000 | $665,000 | -35.7% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $660,000 | n/a | 0.2% | |
First Carolina Bank | $955,000 | $640,000 | -33.0% | 0.2% |
Towne Bank | $640,000 | n/a | 0.2% | |
Truliant Federal Credit Union | $100,000 | $600,000 | 500.0% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $105,000 | $590,000 | 461.9% | 0.2% |
VILLAGE CAPITAL MORTGAGE | $600,000 | $590,000 | -1.7% | 0.2% |
Prosperity Home Mortgage, LLC | $2,845,000 | $535,000 | -81.2% | 0.2% |
JPMorgan Chase Bank | $790,000 | $515,000 | -34.8% | 0.2% |
TOP FLITE FINANCIAL, INC. | $515,000 | n/a | 0.2% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,240,000 | $505,000 | -59.3% | 0.2% |
Blue Ridge Bank | $235,000 | $490,000 | 108.5% | 0.2% |
Paramount Residential Mortgage Group, Inc. | $490,000 | n/a | 0.2% | |
POINT Mortgage | $490,000 | n/a | 0.2% | |
First Heritage Mortgage, LLC | $255,000 | $480,000 | 88.2% | 0.2% |
EQUITY RESOURCES, INC. | $560,000 | $465,000 | -17.0% | 0.2% |
CARDINAL FINANCIAL | $1,700,000 | $460,000 | -72.9% | 0.2% |
Flagstar Bank, FSB | $1,060,000 | $460,000 | -56.6% | 0.2% |
Northpointe Bank | $85,000 | $455,000 | 435.3% | 0.2% |
FIRST HOME MORTGAGE CORPORATION | $185,000 | $440,000 | 137.8% | 0.2% |
HOMESPIRE MORTGAGE CORPORATION | $435,000 | n/a | 0.2% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $195,000 | $430,000 | 120.5% | 0.1% |
PLANET HOME LENDING, LLC | $415,000 | n/a | 0.1% | |
DEEPHAVEN MORTGAGE LLC | $410,000 | n/a | 0.1% | |
INSPIRE HOME LOANS INC. | $400,000 | n/a | 0.1% | |
South State Bank | $400,000 | n/a | 0.1% | |
North State Bank | $2,660,000 | $390,000 | -85.3% | 0.1% |
CLEARPATH LENDING | $560,000 | $385,000 | -31.3% | 0.1% |
Fidelity Bank | $385,000 | n/a | 0.1% | |
MORTGAGE ACCESS CORP. | $385,000 | n/a | 0.1% | |
PROVIDENT FUNDING ASSOCIATES, L.P. | $375,000 | n/a | 0.1% | |
First National Bank of America | $370,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $195,000 | $370,000 | 89.7% | 0.1% |
TD Bank | $330,000 | $355,000 | 7.6% | 0.1% |
LOANPAL, LLC | $55,000 | $350,000 | 536.4% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $300,000 | $350,000 | 16.7% | 0.1% |
JMJ FINANCIAL GROUP | $345,000 | n/a | 0.1% | |
Lakeview Community Capital, LLC | $485,000 | $335,000 | -30.9% | 0.1% |
Community First National Bank | $135,000 | $325,000 | 140.7% | 0.1% |
Wyndham Capital Mortgage, Inc. | $325,000 | n/a | 0.1% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,565,000 | $320,000 | -95.1% | 0.1% |
21ST MORTGAGE CORPORATION | $3,000,000 | $305,000 | -89.8% | 0.1% |
Metro City Bank | $305,000 | n/a | 0.1% | |
SILVER HILL FUNDING, LLC | $305,000 | n/a | 0.1% | |
MLB RESIDENTIAL LENDING, LLC | $295,000 | n/a | 0.1% | |
EMBRACE HOME LOANS, INC. | $75,000 | $275,000 | 266.7% | 0.1% |
Discover Bank | $150,000 | $260,000 | 73.3% | 0.1% |
Evolve Bank & Trust | $255,000 | n/a | 0.1% | |
Skyline National Bank | $255,000 | n/a | 0.1% | |
AMERICAN FINANCIAL RESOURCES, INC. | $400,000 | $250,000 | -37.5% | 0.1% |
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $225,000 | $250,000 | 11.1% | 0.1% |
DAS Acquisition Company, LLC | $245,000 | n/a | 0.1% | |
M&T Bank | $340,000 | $245,000 | -27.9% | 0.1% |
The Federal Savings Bank | $2,320,000 | $245,000 | -89.4% | 0.1% |
Figure Lending LLC | $140,000 | $240,000 | 71.4% | 0.1% |
FINANCE OF AMERICA MORTGAGE LLC | $620,000 | $240,000 | -61.3% | 0.1% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $415,000 | $235,000 | -43.4% | 0.1% |
NEXERA HOLDING LLC | $205,000 | $235,000 | 14.6% | 0.1% |
PREMIA MORTGAGE, LLC | $255,000 | $235,000 | -7.8% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $225,000 | n/a | 0.1% | |
DELMAR FINANCIAL COMPANY | $225,000 | n/a | 0.1% | |
EMM LOANS LLC | $360,000 | $225,000 | -37.5% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $155,000 | $220,000 | 41.9% | 0.1% |
ALLEGACY FEDERAL CREDIT UNION | $215,000 | n/a | 0.1% | |
CORNING | $215,000 | n/a | 0.1% | |
Encompass Lending Group, LP | $215,000 | n/a | 0.1% | |
ENVOY MORTGAGE, LTD | $215,000 | n/a | 0.1% | |
New Republic Savings Bank | $215,000 | n/a | 0.1% | |
MOUNTAIN WEST FINANCIAL, INC. | $205,000 | n/a | 0.1% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $900,000 | $200,000 | -77.8% | 0.1% |
SECURITYNATIONAL MORTGAGE COMPANY | $530,000 | $185,000 | -65.1% | 0.1% |
SeaTrust Mortgage Company | $175,000 | n/a | 0.1% | |
Victorian Finance, LLC | $515,000 | $175,000 | -66.0% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $165,000 | n/a | 0.1% | |
MICHIGAN MUTUAL, INC. | $555,000 | $165,000 | -70.3% | 0.1% |
POLARIS HOME FUNDING CORP. | $315,000 | $165,000 | -47.6% | 0.1% |
American Airlines Federal Credit Union | $140,000 | n/a | 0.0% | |
CALCON MUTUAL MORTGAGE LLC | $215,000 | $135,000 | -37.2% | 0.0% |
Citizens Bank | $135,000 | n/a | 0.0% | |
SUCCESS MORTGAGE PARTNERS, INC. | $155,000 | $135,000 | -12.9% | 0.0% |
Carter Bank & Trust | $125,000 | n/a | 0.0% | |
HOMEXPRESS MORTGAGE CORP. | $125,000 | n/a | 0.0% | |
PENTAGON FEDERAL CREDIT UNION | $1,085,000 | $125,000 | -88.5% | 0.0% |
RESOURCE FINANCIAL SERVICES, INC. | $125,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $125,000 | $125,000 | 0.0% | 0.0% |
UNION HOME MORTGAGE CORP. | $810,000 | $125,000 | -84.6% | 0.0% |
BROKER SOLUTIONS, INC. | $770,000 | $115,000 | -85.1% | 0.0% |
SELF-HELP Credit Union | $575,000 | $115,000 | -80.0% | 0.0% |
The Central Trust Bank | $195,000 | $115,000 | -41.0% | 0.0% |
Gateway First Bank | $285,000 | $110,000 | -61.4% | 0.0% |
AMERICAN FINANCING CORPORATION | $885,000 | $105,000 | -88.1% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $105,000 | n/a | 0.0% | |
GUILD MORTGAGE COMPANY | $295,000 | $105,000 | -64.4% | 0.0% |
Peoples Bank | $265,000 | $95,000 | -64.2% | 0.0% |
SOUTHERN TRUST MORTGAGE, LLC | $340,000 | $95,000 | -72.1% | 0.0% |
GMFS LLC | $75,000 | n/a | 0.0% | |
Mid-Continent Funding, Inc. | $75,000 | n/a | 0.0% | |
ON Q FINANCIAL, INC. | $320,000 | $75,000 | -76.6% | 0.0% |
Third Federal Savings and Loan Association of Cleveland | $70,000 | n/a | 0.0% | |
American National Bank and Trust Company | $65,000 | n/a | 0.0% | |
Arvest Bank | $165,000 | $65,000 | -60.6% | 0.0% |
SPRING EQ, LLC | $130,000 | $65,000 | -50.0% | 0.0% |
LANGLEY | $45,000 | n/a | 0.0% | |
FIRST FLIGHT FEDERAL CREDIT UNION | $85,000 | $25,000 | -70.6% | 0.0% |
INOVA FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% |
Wilson's top lender by overall market share is STATE EMPLOYEES', with 15.4% market share. In second place, with 11.9%, is Pinnacle Bank, having originated $34,345,000 in loans. In third place, with 5.2%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $15,105,000 in loans. In fourth place, with 5.1%, is Southern Bank and Trust Company, having originated $14,680,000 in loans. In fifth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $12,400,000 in loans.
Wilson Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Wilson (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $129,600 (8.1%) | $159,623 (3.8%) | 0.00 | 252 |
2018-02-01 | $129,900 (9.5%) | $160,284 (2.6%) | 0.00 | 243 |
2018-03-01 | $132,500 (0.8%) | $153,041 (-9.2%) | 0.00 | 247 |
2018-04-01 | $129,950 (-4.7%) | $151,563 (-11.5%) | 0.00 | 255 |
2018-05-01 | $123,875 (-8.2%) | $158,053 (-8.0%) | 0.00 | 260 |
2018-06-01 | $120,990 (-13.5%) | $161,506 (-7.8%) | 0.00 | 238 |
2018-07-01 | $121,490 (-16.7%) | $168,368 (-5.3%) | 0.00 | 239 |
2018-08-01 | $123,500 (-8.0%) | $168,477 (0.5%) | 0.00 | 248 |
2018-09-01 | $132,250 (0.2%) | $173,025 (4.6%) | 0.00 | 243 |
2018-10-01 | $129,850 (-2.6%) | $168,222 (2.6%) | 0.00 | 245 |
2018-11-01 | $129,925 (-5.5%) | $166,602 (-1.0%) | 0.00 | 250 |
2018-12-01 | $129,700 (-0.2%) | $162,930 (-0.1%) | 0.00 | 239 |
2019-01-01 | $132,350 (2.1%) | $161,673 (1.3%) | 0.00 | 233 |
2019-02-01 | $136,250 (4.9%) | $169,315 (5.6%) | 0.00 | 211 |
2019-03-01 | $141,386 (6.7%) | $173,444 (13.3%) | 0.00 | 187 |
2019-04-01 | $152,400 (17.3%) | $182,110 (20.2%) | 0.00 | 172 |
2019-05-01 | $152,400 (23.0%) | $187,889 (18.9%) | 0.00 | 177 |
2019-06-01 | $169,900 (40.4%) | $199,393 (23.5%) | 0.00 | 181 |
2019-07-01 | $173,700 (43.0%) | $211,744 (25.8%) | 0.00 | 167 |
2019-08-01 | $174,645 (41.4%) | $215,167 (27.7%) | 0.00 | 164 |
2019-09-01 | $174,564 (32.0%) | $214,171 (23.8%) | 0.00 | 161 |
2019-10-01 | $174,500 (34.4%) | $212,499 (26.3%) | 0.00 | 153 |
2019-11-01 | $165,900 (27.7%) | $200,498 (20.4%) | 0.00 | 144 |
2019-12-01 | $169,900 (31.0%) | $195,875 (20.2%) | 0.00 | 150 |
2020-01-01 | $154,000 (16.4%) | $186,031 (15.1%) | 0.00 | 145 |
2020-02-01 | $165,000 (21.1%) | $201,625 (19.1%) | 0.00 | 143 |
2020-03-01 | $164,000 (16.0%) | $201,660 (16.3%) | 0.00 | 142 |
2020-04-01 | $169,900 (11.5%) | $210,721 (15.7%) | 0.00 | 138 |
2020-05-01 | $182,400 (19.7%) | $210,918 (12.3%) | 0.00 | 140 |
2020-06-01 | $189,900 (11.8%) | $218,814 (9.7%) | 0.00 | 121 |
2020-07-01 | $193,375 (11.3%) | $228,903 (8.1%) | 0.00 | 101 |
2020-08-01 | $199,950 (14.5%) | $240,734 (11.9%) | 0.00 | 95 |
2020-09-01 | $221,200 (26.7%) | $276,663 (29.2%) | 0.00 | 76 |
2020-10-01 | $205,450 (17.7%) | $278,595 (31.1%) | 0.00 | 64 |
2020-11-01 | $179,900 (8.4%) | $244,471 (21.9%) | 0.00 | 73 |
2020-12-01 | $207,100 (21.9%) | $249,199 (27.2%) | 0.00 | 62 |
2021-01-01 | $208,000 (35.1%) | $256,267 (37.8%) | 0.00 | 60 |
2021-02-01 | $219,950 (33.3%) | $255,406 (26.7%) | 0.00 | 66 |
2021-03-01 | $209,425 (27.7%) | $254,591 (26.3%) | 0.00 | 59 |
2021-04-01 | $216,150 (27.2%) | $265,492 (26.0%) | 0.00 | 53 |
2021-05-01 | $199,990 (9.6%) | $243,175 (15.3%) | 0.00 | 40 |
2021-06-01 | $187,425 (-1.3%) | $224,651 (2.7%) | 0.00 | 62 |
2021-07-01 | $182,500 (-5.6%) | $226,130 (-1.2%) | 0.00 | 64 |
2021-08-01 | $189,900 (-5.0%) | $232,783 (-3.3%) | 0.00 | 63 |
2021-09-01 | $186,150 (-15.9%) | $222,076 (-19.7%) | 0.00 | 58 |
2021-10-01 | $197,400 (-3.9%) | $236,517 (-15.1%) | 0.00 | 66 |
2021-11-01 | $187,950 (4.5%) | $231,094 (-5.5%) | 0.00 | 67 |
2021-12-01 | $220,700 (6.6%) | $251,364 (0.9%) | 0.00 | 57 |
2022-01-01 | $197,400 (-5.1%) | $244,224 (-4.7%) | 0.00 | 38 |
2022-02-01 | $184,950 (-15.9%) | $230,582 (-9.7%) | 0.00 | 35 |
2022-03-01 | $223,500 (6.7%) | $254,148 (-0.2%) | 0.00 | 34 |
2022-04-01 | $205,000 (-5.2%) | $269,454 (1.5%) | 0.00 | 48 |
2022-05-01 | $237,500 (18.8%) | $290,443 (19.4%) | 0.00 | 48 |
2022-06-01 | $249,925 (33.4%) | $305,469 (36.0%) | 0.00 | 65 |
2022-07-01 | $247,450 (35.6%) | $287,362 (27.1%) | 0.00 | 102 |
2022-08-01 | $237,225 (24.9%) | $274,070 (17.7%) | 0.00 | 105 |
2022-09-01 | $254,500 (36.7%) | $267,549 (20.5%) | 0.00 | 83 |
2022-10-01 | $249,900 (26.6%) | $275,013 (16.3%) | 0.00 | 82 |
2022-11-01 | $243,800 (29.7%) | $294,511 (27.4%) | 0.00 | 83 |
2022-12-01 | $249,000 (12.8%) | $273,931 (9.0%) | 0.00 | 83 |
2023-01-01 | $260,700 (32.1%) | $291,886 (19.5%) | 0.00 | 79 |
2023-02-01 | $274,175 (48.2%) | $298,794 (29.6%) | 0.00 | 83 |
2023-03-01 | $283,750 (27.0%) | $315,511 (24.1%) | 0.00 | 81 |
2023-04-01 | $299,990 (46.3%) | $326,361 (21.1%) | 0.00 | 71 |
2023-05-01 | $316,298 (33.2%) | $337,370 (16.2%) | 0.00 | 71 |
2023-06-01 | $290,673 (16.3%) | $316,742 (3.7%) | 0.00 | 84 |
2023-07-01 | $275,000 (11.1%) | $308,807 (7.5%) | 0.00 | 83 |
2023-08-01 | $264,945 (11.7%) | $299,509 (9.3%) | 0.00 | 82 |
2023-09-01 | $270,990 (6.5%) | $299,620 (12.0%) | 0.00 | 80 |
2023-10-01 | $276,225 (10.5%) | $300,954 (9.4%) | 0.00 | 105 |
2023-11-01 | $279,950 (14.8%) | $299,418 (1.7%) | 0.00 | 111 |
2023-12-01 | $290,000 (16.5%) | $307,287 (12.2%) | 0.00 | 113 |
2024-01-01 | $291,225 (11.7%) | $305,892 (4.8%) | 0.00 | 111 |
2024-02-01 | $296,334 (8.1%) | $306,578 (2.6%) | 0.00 | 122 |
2024-03-01 | $275,000 (-3.1%) | $283,096 (-10.3%) | 0.00 | 154 |
2024-04-01 | $290,124 (-3.3%) | $302,106 (-7.4%) | 0.00 | 157 |
2024-05-01 | $296,500 (-6.3%) | $312,327 (-7.4%) | 0.00 | 146 |
2024-06-01 | $290,695 (0.0%) | $300,460 (-5.1%) | 0.00 | 156 |
2024-07-01 | $286,510 (4.2%) | $306,068 (-0.9%) | 0.00 | 171 |
2024-08-01 | $283,303 (6.9%) | $313,361 (4.6%) | 0.00 | 167 |
2024-09-01 | $282,880 (4.4%) | $313,321 (4.6%) | 0.00 | 179 |
2024-10-01 | $278,499 (0.8%) | $305,441 (1.5%) | 0.00 | 198 |
2024-11-01 | $275,000 (-1.8%) | $307,619 (2.7%) | 0.00 | 218 |
Wilson's median listing price comes in at 0% of the national average.
Wilson's average listing price for 2024-11-01 was $307,619, a difference of $8,201 (2.7%) versus the prior year and $2,178 versus the prior month.
For the 2024-11-01 period, Wilson had 218 MLS listings, a difference of 20 listings (10%) versus the prior month and 107 listings (96%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Wilson (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,657 sqft |
2018-02-01 | 0 days | 1,610 sqft |
2018-03-01 | 0 days | 1,653 sqft |
2018-04-01 | 0 days | 1,652 sqft |
2018-05-01 | 0 days | 1,582 sqft |
2018-06-01 | 0 days | 1,536 sqft |
2018-07-01 | 0 days | 1,580 sqft |
2018-08-01 | 0 days | 1,563 sqft |
2018-09-01 | 0 days | 1,609 sqft |
2018-10-01 | 0 days | 1,583 sqft |
2018-11-01 | 0 days | 1,564 sqft |
2018-12-01 | 0 days | 1,541 sqft |
2019-01-01 | 0 days | 1,537 sqft |
2019-02-01 | 0 days | 1,605 sqft |
2019-03-01 | 0 days | 1,646 sqft |
2019-04-01 | 0 days | 1,734 sqft |
2019-05-01 | 0 days | 1,878 sqft |
2019-06-01 | 0 days | 2,019 sqft |
2019-07-01 | 0 days | 2,006 sqft |
2019-08-01 | 0 days | 2,022 sqft |
2019-09-01 | 0 days | 2,008 sqft |
2019-10-01 | 0 days | 2,003 sqft |
2019-11-01 | 0 days | 1,800 sqft |
2019-12-01 | 0 days | 1,835 sqft |
2020-01-01 | 0 days | 1,734 sqft |
2020-02-01 | 0 days | 1,796 sqft |
2020-03-01 | 0 days | 1,724 sqft |
2020-04-01 | 0 days | 1,773 sqft |
2020-05-01 | 0 days | 1,714 sqft |
2020-06-01 | 0 days | 1,811 sqft |
2020-07-01 | 0 days | 1,880 sqft |
2020-08-01 | 0 days | 1,952 sqft |
2020-09-01 | 0 days | 2,171 sqft |
2020-10-01 | 0 days | 2,054 sqft |
2020-11-01 | 0 days | 1,838 sqft |
2020-12-01 | 0 days | 1,868 sqft |
2021-01-01 | 0 days | 1,870 sqft |
2021-02-01 | 0 days | 1,766 sqft |
2021-03-01 | 0 days | 1,692 sqft |
2021-04-01 | 0 days | 1,804 sqft |
2021-05-01 | 0 days | 1,550 sqft |
2021-06-01 | 0 days | 1,551 sqft |
2021-07-01 | 0 days | 1,650 sqft |
2021-08-01 | 0 days | 1,607 sqft |
2021-09-01 | 0 days | 1,552 sqft |
2021-10-01 | 0 days | 1,655 sqft |
2021-11-01 | 0 days | 1,625 sqft |
2021-12-01 | 0 days | 1,718 sqft |
2022-01-01 | 0 days | 1,743 sqft |
2022-02-01 | 0 days | 1,679 sqft |
2022-03-01 | 0 days | 1,765 sqft |
2022-04-01 | 0 days | 1,603 sqft |
2022-05-01 | 0 days | 1,593 sqft |
2022-06-01 | 0 days | 1,553 sqft |
2022-07-01 | 0 days | 1,586 sqft |
2022-08-01 | 0 days | 1,547 sqft |
2022-09-01 | 0 days | 1,669 sqft |
2022-10-01 | 0 days | 1,691 sqft |
2022-11-01 | 0 days | 1,732 sqft |
2022-12-01 | 0 days | 1,705 sqft |
2023-01-01 | 0 days | 1,700 sqft |
2023-02-01 | 0 days | 1,693 sqft |
2023-03-01 | 0 days | 1,682 sqft |
2023-04-01 | 0 days | 1,727 sqft |
2023-05-01 | 0 days | 1,887 sqft |
2023-06-01 | 0 days | 1,730 sqft |
2023-07-01 | 0 days | 1,720 sqft |
2023-08-01 | 0 days | 1,738 sqft |
2023-09-01 | 0 days | 1,772 sqft |
2023-10-01 | 0 days | 1,763 sqft |
2023-11-01 | 0 days | 1,741 sqft |
2023-12-01 | 0 days | 1,742 sqft |
2024-01-01 | 0 days | 1,729 sqft |
2024-02-01 | 0 days | 1,722 sqft |
2024-03-01 | 0 days | 1,682 sqft |
2024-04-01 | 0 days | 1,660 sqft |
2024-05-01 | 0 days | 1,655 sqft |
2024-06-01 | 0 days | 1,663 sqft |
2024-07-01 | 0 days | 1,627 sqft |
2024-08-01 | 0 days | 1,667 sqft |
2024-09-01 | 0 days | 1,739 sqft |
2024-10-01 | 0 days | 1,640 sqft |
2024-11-01 | 0 days | 1,646 sqft |
Wilson's median square footage for active listings during the 2024-11-01 period was 1,646 sqft. One year prior, the average listing was 1,741 sqft.
Wilson, NC Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 782 | $219,040,000 | $280,102 |
Home Improvement | 163 | $12,035,000 | $73,834 |
Other | 159 | $14,305,000 | $89,969 |
Refi | 151 | $19,765,000 | $130,894 |
Cash Out Refi | 136 | $24,420,000 | $179,559 |
Wilson's most frequently cited loan purpose was Home Purchase, with 782 originations. The 2nd most popular reason was Home Improvement, with 163 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 406 | $86,040,000 | $211,921 |
7-8% | 343 | $98,145,000 | $286,137 |
5-6% | 252 | $56,660,000 | $224,841 |
Over 8% | 153 | $17,315,000 | $113,170 |
4-5% | 150 | $14,270,000 | $95,133 |
<2.5% | 32 | $600,000 | $18,750 |
2.5-3% | 4 | $520,000 | $130,000 |
3-4% | 2 | $160,000 | $80,000 |
During 2023, Wilson's most frequently originated rate bucket was 6-7%, with 406 originations.
Loan Sizing (Wilson, NC MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 457 | $124,955,000 | $273,425 |
$100,000 or less | 450 | $24,760,000 | $55,022 |
$100k-200k | 434 | $64,220,000 | $147,972 |
$400k-600k | 39 | $17,925,000 | $459,615 |
$Over $1MM | 6 | $54,210,000 | $9,035,000 |
$600k-1000k | 5 | $3,495,000 | $699,000 |
Wilson's loan sizing saw the bucket of loans from $200k-400k with 457 originations, totaling $124,955,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 557 | $130,445,000 | $234,192 |
60-80% | 233 | $51,455,000 | $220,837 |
20-40% | 209 | $16,235,000 | $77,679 |
Under 20% | 175 | $6,995,000 | $39,971 |
40-60% | 141 | $60,255,000 | $427,340 |
Over 100% | 28 | $14,920,000 | $532,857 |
Wilson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 557 originations, totaling $130,445,000 in origination value.