Wilson Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Wilson averaged
6.89%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.88% and
one month ago for the week of 2023-08-17, the
average rate was 6.39%.
Wilson's average rate one year ago was 5.42%.
For refis of the same type during the week of 2023-09-21, the average rate
was 6.01%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
| Wilson 30 Year Fixed Rate | 2023-09-21 | 6.89% |
| Wilson 30 Year Fixed Rate Refi | 2023-09-21 | 6.01% |
| Wilson 15 Year Fixed Rate | 2023-09-21 | 6.74% |
| Wilson 15 Year Fixed Rate Refi | 2023-09-21 | 7.04% |
| Wilson 30 Year FHA | 2023-09-21 | 6.45% |
| Wilson 30 Year FHA Refi | 2023-09-21 | 7.24% |
| Wilson 30 Year USDA | 2023-09-21 | 7.22% |
| Wilson 30 Year USDA Refi | 2023-09-21 | 6.82% |
| Wilson 30 Year VA | 2023-09-21 | 6.69% |
| Wilson 30 Year VA Refi | 2023-09-21 | 7.02% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wilson, NC.
Wilson Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wilson, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Wilson Average Closing Costs & Other Stats
Wilson, NC's 108 lenders originated 1,924
loans during 2022. The total origination value was $347,450,000, with an average loan value of
$180,587.
Wilson's average closing costs are $4,348.
The top Wilson lender as defined by loan originations is STATE EMPLOYEES', with
237 loans originated. Their average total fees are
$3,625, which is $1,841
lower than the next largest lender,
ATLANTIC BAY MORTGAGE GROUP, L.L.C..
The lowest fee Wilson lenders (with over 10 loans originated) are
Wells Fargo Bank ($3,563), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,601), STATE EMPLOYEES' ($3,625), Truist ($3,636) and Southern Bank and Trust Company ($3,724).
The lowest rate Wilson lenders (with over 10 loans originated) are
LOCAL GOVERNMENT FEDERAL CREDIT UNION (3.95%), STATE EMPLOYEES' (3.97%), Southern Bank and Trust Company (4.02%), PNC Bank (4.26%) and Prosperity Home Mortgage, LLC (4.51%).
Wilson, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $77,105,000 | $67,240,000 | -12.8% | 19.4% |
| Southern Bank and Trust Company | $17,965,000 | $18,435,000 | 2.6% | 5.3% |
| QUICKEN LOANS, LLC | $39,445,000 | $18,170,000 | -53.9% | 5.2% |
| Truist | $25,600,000 | $18,150,000 | -29.1% | 5.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $4,125,000 | $16,710,000 | 305.1% | 4.8% |
| Wells Fargo Bank | $15,170,000 | $10,470,000 | -31.0% | 3.0% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $8,295,000 | $8,130,000 | -2.0% | 2.3% |
| Mortgage Research Center, LLC | $8,600,000 | $6,705,000 | -22.0% | 1.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $24,325,000 | $6,565,000 | -73.0% | 1.9% |
| First-Citizens Bank & Trust Company | $12,525,000 | $6,440,000 | -48.6% | 1.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,195,000 | $6,370,000 | 22.6% | 1.8% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $5,795,000 | n/a | 1.7% | |
| ANGEL OAK HOME LOANS LLC | $16,670,000 | $5,690,000 | -65.9% | 1.6% |
| PNC Bank | $2,435,000 | $5,650,000 | 132.0% | 1.6% |
| MOVEMENT MORTGAGE, LLC | $7,280,000 | $5,495,000 | -24.5% | 1.6% |
| LOANDEPOT.COM, LLC | $8,210,000 | $5,045,000 | -38.6% | 1.5% |
| DHI MORTGAGE COMPANY, LTD. | $2,820,000 | $4,790,000 | 69.9% | 1.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,170,000 | $3,615,000 | -30.1% | 1.0% |
| CORNERSTONE HOME LENDING, INC. | $3,230,000 | $3,475,000 | 7.6% | 1.0% |
| COASTAL Federal Credit Union | $2,890,000 | $3,425,000 | 18.5% | 1.0% |
| INTERCOASTAL MORTGAGE COMPANY | $290,000 | $3,110,000 | 972.4% | 0.9% |
| 21ST MORTGAGE CORPORATION | $560,000 | $3,000,000 | 435.7% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $4,945,000 | $2,995,000 | -39.4% | 0.9% |
| Prosperity Home Mortgage, LLC | $1,760,000 | $2,845,000 | 61.6% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $10,825,000 | $2,805,000 | -74.1% | 0.8% |
| North State Bank | $3,385,000 | $2,660,000 | -21.4% | 0.8% |
| United Bank | $1,670,000 | $2,655,000 | 59.0% | 0.8% |
| KS Bank, Inc. | $160,000 | $2,360,000 | 1,375.0% | 0.7% |
| The Federal Savings Bank | $1,815,000 | $2,320,000 | 27.8% | 0.7% |
| GUARANTEED RATE, INC. | $2,815,000 | $2,300,000 | -18.3% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $4,190,000 | $2,185,000 | -47.9% | 0.6% |
| GoPrime Mortgage, Inc. | $1,070,000 | $2,180,000 | 103.7% | 0.6% |
| USAA Federal Savings Bank | $2,105,000 | $2,155,000 | 2.4% | 0.6% |
| NFM, INC. | $2,080,000 | n/a | 0.6% | |
| CALIBER HOME LOANS, INC. | $1,855,000 | $2,055,000 | 10.8% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $1,700,000 | $2,010,000 | 18.2% | 0.6% |
| Benchmark Community Bank | $1,030,000 | $2,000,000 | 94.2% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,100,000 | $1,940,000 | -37.4% | 0.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,770,000 | $1,935,000 | 9.3% | 0.6% |
| LATINO COMMUNITY CREDIT UNION | $610,000 | $1,860,000 | 204.9% | 0.5% |
| Bank of America | $1,760,000 | $1,745,000 | -0.9% | 0.5% |
| Alcova Mortgage LLC | $4,950,000 | $1,735,000 | -64.9% | 0.5% |
| American Security Mortgage Corp. | $515,000 | $1,730,000 | 235.9% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,635,000 | $1,700,000 | -35.5% | 0.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,490,000 | $1,595,000 | 7.0% | 0.5% |
| Towne Mortgage of the Carolinas, LLC | $2,015,000 | $1,570,000 | -22.1% | 0.5% |
| Carrington Mortgage Services, LLC | $1,300,000 | $1,555,000 | 19.6% | 0.4% |
| THE MORTGAGE FIRM, INC. | $490,000 | $1,510,000 | 208.2% | 0.4% |
| AgCarolina Farm Credit, FLCA | $370,000 | $1,495,000 | 304.1% | 0.4% |
| First Bank | $795,000 | $1,340,000 | 68.6% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $645,000 | $1,240,000 | 92.2% | 0.4% |
| CAPITAL CENTER, L.L.C. | $600,000 | $1,140,000 | 90.0% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $95,000 | $1,085,000 | 1,042.1% | 0.3% |
| Flagstar Bank, FSB | $535,000 | $1,060,000 | 98.1% | 0.3% |
| Ameris Bank | $750,000 | $1,040,000 | 38.7% | 0.3% |
| NEWREZ LLC | $970,000 | $1,035,000 | 6.7% | 0.3% |
| LIMA ONE CAPITAL, LLC | $335,000 | $1,030,000 | 207.5% | 0.3% |
| RELIANCE FIRST CAPITAL, LLC | $1,260,000 | $1,030,000 | -18.3% | 0.3% |
| First Carolina Bank | $115,000 | $955,000 | 730.4% | 0.3% |
| Corporate Investors Mortgage Group, Inc. | $200,000 | $930,000 | 365.0% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $565,000 | $900,000 | 59.3% | 0.3% |
| AMERICAN FINANCING CORPORATION | $1,045,000 | $885,000 | -15.3% | 0.3% |
| Hometown Lenders, Inc. | $730,000 | $885,000 | 21.2% | 0.3% |
| Quontic Bank | $840,000 | n/a | 0.2% | |
| HOMESIDE FINANCIAL, LLC | $1,715,000 | $830,000 | -51.6% | 0.2% |
| UNION HOME MORTGAGE CORP. | $810,000 | n/a | 0.2% | |
| JPMorgan Chase Bank | $2,000,000 | $790,000 | -60.5% | 0.2% |
| Fifth Third Bank | $435,000 | $785,000 | 80.5% | 0.2% |
| RF Renovo Management Company, LLC | $780,000 | n/a | 0.2% | |
| BROKER SOLUTIONS, INC. | $1,870,000 | $770,000 | -58.8% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $770,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $1,160,000 | $765,000 | -34.1% | 0.2% |
| Regions Bank | $1,090,000 | $740,000 | -32.1% | 0.2% |
| Prudential Huntoon Paige Associates, LLC | $705,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,640,000 | $690,000 | -57.9% | 0.2% |
| Equity Prime Mortgage LLC | $675,000 | n/a | 0.2% | |
| Touchstone Bank | $195,000 | $630,000 | 223.1% | 0.2% |
| CIVIC FINANCIAL SERVICES, LLC | $75,000 | $620,000 | 726.7% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $385,000 | $620,000 | 61.0% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,960,000 | $600,000 | -69.4% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,140,000 | $585,000 | -48.7% | 0.2% |
| SELF-HELP Credit Union | $515,000 | $575,000 | 11.7% | 0.2% |
| SIRVA MORTGAGE, INC. | $365,000 | $570,000 | 56.2% | 0.2% |
| CLEARPATH LENDING | $710,000 | $560,000 | -21.1% | 0.2% |
| EQUITY RESOURCES, INC. | $930,000 | $560,000 | -39.8% | 0.2% |
| First Bank | $795,000 | $555,000 | -30.2% | 0.2% |
| MICHIGAN MUTUAL, INC. | $555,000 | n/a | 0.2% | |
| U.S. Bank | $1,415,000 | $555,000 | -60.8% | 0.2% |
| CRESCENT MORTGAGE COMPANY | $205,000 | $535,000 | 161.0% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $155,000 | $530,000 | 241.9% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $905,000 | $530,000 | -41.4% | 0.2% |
| Victorian Finance, LLC | $515,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $500,000 | $505,000 | 1.0% | 0.1% |
| United Community Bank | $555,000 | $505,000 | -9.0% | 0.1% |
| First Guaranty Mortgage Corporation | $310,000 | $485,000 | 56.5% | 0.1% |
| Lakeview Community Capital, LLC | $530,000 | $485,000 | -8.5% | 0.1% |
| KELLER MORTGAGE, LLC | $830,000 | $470,000 | -43.4% | 0.1% |
| AMWEST FUNDING CORP. | $320,000 | $460,000 | 43.8% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $750,000 | $415,000 | -44.7% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $410,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $740,000 | $400,000 | -45.9% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $575,000 | $390,000 | -32.2% | 0.1% |
| T2 FINANCIAL LLC | $585,000 | $390,000 | -33.3% | 0.1% |
| PHH Mortgage Corporation | $115,000 | $385,000 | 234.8% | 0.1% |
| Luxury Mortgage Corp. | $365,000 | n/a | 0.1% | |
| EMM LOANS LLC | $730,000 | $360,000 | -50.7% | 0.1% |
| CMG MORTGAGE, INC. | $125,000 | $350,000 | 180.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,595,000 | $350,000 | -78.1% | 0.1% |
| Low VA Rates, LLC | $555,000 | $345,000 | -37.8% | 0.1% |
| M&T Bank | $410,000 | $340,000 | -17.1% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $115,000 | $340,000 | 195.7% | 0.1% |
| Acre Mortgage and Financial Inc | $335,000 | n/a | 0.1% | |
| DIGITAL Federal Credit Union | $335,000 | n/a | 0.1% | |
| Bank of England | $595,000 | $330,000 | -44.5% | 0.1% |
| TD Bank | $95,000 | $330,000 | 247.4% | 0.1% |
| Austin Capital Bank SSB | $165,000 | $325,000 | 97.0% | 0.1% |
| MCLEAN MORTGAGE CORPORATION | $320,000 | n/a | 0.1% | |
| ON Q FINANCIAL, INC. | $165,000 | $320,000 | 93.9% | 0.1% |
| POLARIS HOME FUNDING CORP. | $175,000 | $315,000 | 80.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $560,000 | $300,000 | -46.4% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $710,000 | $300,000 | -57.7% | 0.1% |
| GUILD MORTGAGE COMPANY | $135,000 | $295,000 | 118.5% | 0.1% |
| Alpha Mortgage Corporation | $445,000 | $285,000 | -36.0% | 0.1% |
| Gateway First Bank | $195,000 | $285,000 | 46.2% | 0.1% |
| Amerifirst Financial, Inc. | $280,000 | n/a | 0.1% | |
| Assurance Financial Group, L.L.C. | $275,000 | n/a | 0.1% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $145,000 | $275,000 | 89.7% | 0.1% |
| AMERICAN ADVISORS GROUP | $175,000 | $270,000 | 54.3% | 0.1% |
| Peoples Bank | $265,000 | n/a | 0.1% | |
| West Town Bank & Trust | $265,000 | n/a | 0.1% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $185,000 | $255,000 | 37.8% | 0.1% |
| First Heritage Mortgage, LLC | $570,000 | $255,000 | -55.3% | 0.1% |
| First National Bank of Pennsylvania | $925,000 | $255,000 | -72.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $545,000 | $255,000 | -53.2% | 0.1% |
| Integrity Home Mortgage Corp | $245,000 | n/a | 0.1% | |
| Northwest Federal Credit Union | $245,000 | n/a | 0.1% | |
| SHELTER HOME MORTGAGE, LLC | $725,000 | $245,000 | -66.2% | 0.1% |
| OCMBC, INC. | $240,000 | n/a | 0.1% | |
| Blue Ridge Bank | $125,000 | $235,000 | 88.0% | 0.1% |
| City National Bank | $235,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $235,000 | n/a | 0.1% | |
| Magnolia Bank | $235,000 | n/a | 0.1% | |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $225,000 | n/a | 0.1% | |
| EXCITE Credit Union | $225,000 | n/a | 0.1% | |
| Nations Lending Corporation | $280,000 | $220,000 | -21.4% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $465,000 | $215,000 | -53.8% | 0.1% |
| S1L, Inc. | $215,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $205,000 | n/a | 0.1% | |
| Bethpage Federal Credit Union | $205,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $205,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,735,000 | $205,000 | -88.2% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $195,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,875,000 | $195,000 | -89.6% | 0.1% |
| The Central Trust Bank | $195,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $165,000 | $195,000 | 18.2% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $95,000 | $185,000 | 94.7% | 0.1% |
| GENEVA FINANCIAL, LLC | $185,000 | n/a | 0.1% | |
| NBKC BANK | $185,000 | n/a | 0.1% | |
| QUORUM FEDERAL CREDIT UNION | $185,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $2,215,000 | $175,000 | -92.1% | 0.1% |
| FIRST SAVINGS MORTGAGE CORPORATION | $175,000 | n/a | 0.1% | |
| MY MORTGAGE, INC. | $175,000 | n/a | 0.1% | |
| Arvest Bank | $165,000 | n/a | 0.0% | |
| CBM Mortgage, Inc. | $165,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $165,000 | n/a | 0.0% | |
| RAPID MORTGAGE COMPANY | $165,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $155,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $165,000 | $155,000 | -6.1% | 0.0% |
| Paragon Bank | $155,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $135,000 | $155,000 | 14.8% | 0.0% |
| Discover Bank | $105,000 | $150,000 | 42.9% | 0.0% |
| Plains Commerce Bank | $145,000 | n/a | 0.0% | |
| Shamrock Home Loans, Inc. | $145,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $145,000 | n/a | 0.0% | |
| Figure Lending LLC | $65,000 | $140,000 | 115.4% | 0.0% |
| Community First National Bank | $135,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $85,000 | $135,000 | 58.8% | 0.0% |
| North American Savings Bank, F.S.B. | $135,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $65,000 | $130,000 | 100.0% | 0.0% |
| The Fidelity Bank | $185,000 | $125,000 | -32.4% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $65,000 | $125,000 | 92.3% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $145,000 | $115,000 | -20.7% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $105,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $105,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $100,000 | n/a | 0.0% | |
| Allen Tate Mortgage Partners, LLC | $165,000 | $95,000 | -42.4% | 0.0% |
| FIRST FLIGHT FEDERAL CREDIT UNION | $155,000 | $85,000 | -45.2% | 0.0% |
| Northpointe Bank | $570,000 | $85,000 | -85.1% | 0.0% |
| Stifel Bank and Trust | $165,000 | $85,000 | -48.5% | 0.0% |
| Citibank | $155,000 | $75,000 | -51.6% | 0.0% |
| EMBRACE HOME LOANS, INC. | $195,000 | $75,000 | -61.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $75,000 | n/a | 0.0% | |
| The Huntington National Bank | $75,000 | n/a | 0.0% | |
| PEACH STATE FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| LOANPAL, LLC | $55,000 | n/a | 0.0% | |
| Summit Credit Union | $55,000 | n/a | 0.0% |
Wilson's top lender by overall market share is STATE EMPLOYEES', with 19.4% market share. In second place, with 5.3%, is Southern Bank and Trust Company, having originated $18,435,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $18,170,000 in loans. In fourth place, with 5.2%, is Truist, having originated $18,150,000 in loans. In fifth place, with 4.8%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $16,710,000 in loans.
Wilson Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Wilson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,600 (8.1%) | $159,623 (4.0%) | 0.00 | 252 |
| 2018-02-01 | $129,900 (9.7%) | $160,284 (2.7%) | 0.00 | 243 |
| 2018-03-01 | $132,500 (1.2%) | $153,041 (-8.9%) | 0.00 | 247 |
| 2018-04-01 | $129,950 (-3.7%) | $151,563 (-11.2%) | 0.00 | 255 |
| 2018-05-01 | $123,875 (-8.2%) | $158,053 (-7.7%) | 0.00 | 260 |
| 2018-06-01 | $120,990 (-13.5%) | $161,506 (-7.5%) | 0.00 | 238 |
| 2018-07-01 | $121,240 (-16.6%) | $167,881 (-5.3%) | 0.00 | 240 |
| 2018-08-01 | $122,950 (-8.4%) | $168,010 (0.2%) | 0.00 | 249 |
| 2018-09-01 | $130,000 (-1.5%) | $172,514 (4.2%) | 0.00 | 244 |
| 2018-10-01 | $129,725 (-2.7%) | $167,743 (2.3%) | 0.00 | 246 |
| 2018-11-01 | $129,900 (-5.5%) | $166,153 (-1.2%) | 0.00 | 251 |
| 2018-12-01 | $129,500 (-0.3%) | $162,440 (-0.4%) | 0.00 | 240 |
| 2019-01-01 | $132,250 (2.0%) | $161,173 (1.0%) | 0.00 | 234 |
| 2019-02-01 | $135,500 (4.3%) | $168,710 (5.3%) | 0.00 | 212 |
| 2019-03-01 | $141,243 (6.6%) | $173,091 (13.1%) | 0.00 | 187 |
| 2019-04-01 | $152,400 (17.3%) | $182,110 (20.2%) | 0.00 | 172 |
| 2019-05-01 | $152,400 (23.0%) | $187,889 (18.9%) | 0.00 | 177 |
| 2019-06-01 | $169,900 (40.4%) | $199,393 (23.5%) | 0.00 | 181 |
| 2019-07-01 | $173,700 (43.3%) | $211,744 (26.1%) | 0.00 | 167 |
| 2019-08-01 | $174,645 (42.1%) | $215,167 (28.1%) | 0.00 | 164 |
| 2019-09-01 | $174,564 (34.3%) | $214,171 (24.2%) | 0.00 | 161 |
| 2019-10-01 | $174,500 (34.5%) | $212,499 (26.7%) | 0.00 | 153 |
| 2019-11-01 | $165,900 (27.7%) | $200,498 (20.7%) | 0.00 | 144 |
| 2019-12-01 | $169,900 (31.2%) | $195,875 (20.6%) | 0.00 | 150 |
| 2020-01-01 | $154,000 (16.5%) | $186,031 (15.4%) | 0.00 | 145 |
| 2020-02-01 | $165,000 (21.8%) | $201,625 (19.5%) | 0.00 | 143 |
| 2020-03-01 | $164,000 (16.1%) | $201,660 (16.5%) | 0.00 | 142 |
| 2020-04-01 | $169,900 (11.5%) | $210,721 (15.7%) | 0.00 | 138 |
| 2020-05-01 | $182,400 (19.7%) | $210,918 (12.3%) | 0.00 | 140 |
| 2020-06-01 | $189,900 (11.8%) | $218,814 (9.7%) | 0.00 | 121 |
| 2020-07-01 | $193,375 (11.3%) | $228,903 (8.1%) | 0.00 | 101 |
| 2020-08-01 | $199,950 (14.5%) | $240,734 (11.9%) | 0.00 | 95 |
| 2020-09-01 | $221,200 (26.7%) | $276,663 (29.2%) | 0.00 | 76 |
| 2020-10-01 | $205,450 (17.7%) | $278,595 (31.1%) | 0.00 | 64 |
| 2020-11-01 | $179,900 (8.4%) | $244,471 (21.9%) | 0.00 | 73 |
| 2020-12-01 | $207,100 (21.9%) | $249,199 (27.2%) | 0.00 | 62 |
| 2021-01-01 | $208,000 (35.1%) | $256,267 (37.8%) | 0.00 | 60 |
| 2021-02-01 | $219,950 (33.3%) | $255,406 (26.7%) | 0.00 | 66 |
| 2021-03-01 | $209,425 (27.7%) | $254,591 (26.3%) | 0.00 | 59 |
| 2021-04-01 | $216,150 (27.2%) | $265,492 (26.0%) | 0.00 | 53 |
| 2021-05-01 | $199,990 (9.6%) | $243,175 (15.3%) | 0.00 | 40 |
| 2021-06-01 | $187,425 (-1.3%) | $224,651 (2.7%) | 0.00 | 62 |
| 2021-07-01 | $182,500 (-5.6%) | $226,130 (-1.2%) | 0.00 | 64 |
| 2021-08-01 | $189,900 (-5.0%) | $232,783 (-3.3%) | 0.00 | 63 |
| 2021-09-01 | $186,150 (-15.9%) | $222,076 (-19.7%) | 0.00 | 58 |
| 2021-10-01 | $197,400 (-3.9%) | $236,517 (-15.1%) | 0.00 | 66 |
| 2021-11-01 | $187,950 (4.5%) | $231,094 (-5.5%) | 0.00 | 67 |
| 2021-12-01 | $220,700 (6.6%) | $251,364 (0.9%) | 0.00 | 57 |
| 2022-01-01 | $197,400 (-5.1%) | $244,224 (-4.7%) | 0.00 | 38 |
| 2022-02-01 | $184,950 (-15.9%) | $230,582 (-9.7%) | 0.00 | 35 |
| 2022-03-01 | $223,500 (6.7%) | $254,148 (-0.2%) | 0.00 | 34 |
| 2022-04-01 | $205,000 (-5.2%) | $269,454 (1.5%) | 0.00 | 48 |
| 2022-05-01 | $237,500 (18.8%) | $290,443 (19.4%) | 0.00 | 48 |
| 2022-06-01 | $249,925 (33.4%) | $305,469 (36.0%) | 0.00 | 65 |
| 2022-07-01 | $247,450 (35.6%) | $287,362 (27.1%) | 0.00 | 102 |
| 2022-08-01 | $237,225 (24.9%) | $274,070 (17.7%) | 0.00 | 105 |
| 2022-09-01 | $254,500 (36.7%) | $267,549 (20.5%) | 0.00 | 83 |
| 2022-10-01 | $249,900 (26.6%) | $275,013 (16.3%) | 0.00 | 82 |
| 2022-11-01 | $243,800 (29.7%) | $294,511 (27.4%) | 0.00 | 83 |
| 2022-12-01 | $249,000 (12.8%) | $273,931 (9.0%) | 0.00 | 83 |
| 2023-01-01 | $260,700 (32.1%) | $291,886 (19.5%) | 0.00 | 79 |
| 2023-02-01 | $274,175 (48.2%) | $298,794 (29.6%) | 0.00 | 83 |
| 2023-03-01 | $283,750 (27.0%) | $315,511 (24.1%) | 0.00 | 81 |
| 2023-04-01 | $299,990 (46.3%) | $327,147 (21.4%) | 0.00 | 70 |
| 2023-05-01 | $317,620 (33.7%) | $339,504 (16.9%) | 0.00 | 71 |
| 2023-06-01 | $290,673 (16.3%) | $316,742 (3.7%) | 0.00 | 84 |
| 2023-07-01 | $275,000 (11.1%) | $308,807 (7.5%) | 0.00 | 83 |
| 2023-08-01 | $264,945 (11.7%) | $299,509 (9.3%) | 0.00 | 82 |
Wilson's median listing price for 2023-08-01 was $264,945, a difference of
$27,720
(11.7%) versus the prior year and
$-10,055 versus the prior month.
Wilson's median listing price comes in at 0% of the national average.
Wilson's average listing price for 2023-08-01 was $299,509, a difference of $25,439 (9.3%) versus the prior year and $-9,298 versus the prior month.
For the 2023-08-01 period, Wilson had 82 MLS listings, a difference of -1 listings (-1%) versus the prior month and -23 listings (-22%) versus the prior year.
Wilson's median listing price comes in at 0% of the national average.
Wilson's average listing price for 2023-08-01 was $299,509, a difference of $25,439 (9.3%) versus the prior year and $-9,298 versus the prior month.
For the 2023-08-01 period, Wilson had 82 MLS listings, a difference of -1 listings (-1%) versus the prior month and -23 listings (-22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Wilson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,648 sqft |
| 2018-02-01 | 0 days | 1,606 sqft |
| 2018-03-01 | 0 days | 1,652 sqft |
| 2018-04-01 | 0 days | 1,648 sqft |
| 2018-05-01 | 0 days | 1,581 sqft |
| 2018-06-01 | 0 days | 1,536 sqft |
| 2018-07-01 | 0 days | 1,561 sqft |
| 2018-08-01 | 0 days | 1,554 sqft |
| 2018-09-01 | 0 days | 1,601 sqft |
| 2018-10-01 | 0 days | 1,576 sqft |
| 2018-11-01 | 0 days | 1,556 sqft |
| 2018-12-01 | 0 days | 1,534 sqft |
| 2019-01-01 | 0 days | 1,530 sqft |
| 2019-02-01 | 0 days | 1,601 sqft |
| 2019-03-01 | 0 days | 1,640 sqft |
| 2019-04-01 | 0 days | 1,734 sqft |
| 2019-05-01 | 0 days | 1,878 sqft |
| 2019-06-01 | 0 days | 2,019 sqft |
| 2019-07-01 | 0 days | 2,006 sqft |
| 2019-08-01 | 0 days | 2,026 sqft |
| 2019-09-01 | 0 days | 2,010 sqft |
| 2019-10-01 | 0 days | 2,004 sqft |
| 2019-11-01 | 0 days | 1,800 sqft |
| 2019-12-01 | 0 days | 1,835 sqft |
| 2020-01-01 | 0 days | 1,734 sqft |
| 2020-02-01 | 0 days | 1,796 sqft |
| 2020-03-01 | 0 days | 1,724 sqft |
| 2020-04-01 | 0 days | 1,773 sqft |
| 2020-05-01 | 0 days | 1,714 sqft |
| 2020-06-01 | 0 days | 1,811 sqft |
| 2020-07-01 | 0 days | 1,880 sqft |
| 2020-08-01 | 0 days | 1,952 sqft |
| 2020-09-01 | 0 days | 2,171 sqft |
| 2020-10-01 | 0 days | 2,054 sqft |
| 2020-11-01 | 0 days | 1,838 sqft |
| 2020-12-01 | 0 days | 1,868 sqft |
| 2021-01-01 | 0 days | 1,870 sqft |
| 2021-02-01 | 0 days | 1,766 sqft |
| 2021-03-01 | 0 days | 1,692 sqft |
| 2021-04-01 | 0 days | 1,804 sqft |
| 2021-05-01 | 0 days | 1,550 sqft |
| 2021-06-01 | 0 days | 1,551 sqft |
| 2021-07-01 | 0 days | 1,650 sqft |
| 2021-08-01 | 0 days | 1,607 sqft |
| 2021-09-01 | 0 days | 1,552 sqft |
| 2021-10-01 | 0 days | 1,655 sqft |
| 2021-11-01 | 0 days | 1,625 sqft |
| 2021-12-01 | 0 days | 1,718 sqft |
| 2022-01-01 | 0 days | 1,743 sqft |
| 2022-02-01 | 0 days | 1,679 sqft |
| 2022-03-01 | 0 days | 1,765 sqft |
| 2022-04-01 | 0 days | 1,603 sqft |
| 2022-05-01 | 0 days | 1,593 sqft |
| 2022-06-01 | 0 days | 1,553 sqft |
| 2022-07-01 | 0 days | 1,577 sqft |
| 2022-08-01 | 0 days | 1,547 sqft |
| 2022-09-01 | 0 days | 1,660 sqft |
| 2022-10-01 | 0 days | 1,689 sqft |
| 2022-11-01 | 0 days | 1,732 sqft |
| 2022-12-01 | 0 days | 1,705 sqft |
| 2023-01-01 | 0 days | 1,700 sqft |
| 2023-02-01 | 0 days | 1,693 sqft |
| 2023-03-01 | 0 days | 1,682 sqft |
| 2023-04-01 | 0 days | 1,727 sqft |
| 2023-05-01 | 0 days | 1,893 sqft |
| 2023-06-01 | 0 days | 1,730 sqft |
| 2023-07-01 | 0 days | 1,720 sqft |
| 2023-08-01 | 0 days | 1,738 sqft |
Wilson's median listing age (time on market) for 2023-08-01 was 0 days.
Wilson's median square footage for active listings during the 2023-08-01 period was 1,738 sqft. One year prior, the average listing was 1,547 sqft.
Wilson's median square footage for active listings during the 2023-08-01 period was 1,738 sqft. One year prior, the average listing was 1,547 sqft.
Wilson, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,019 | $223,185,000 | $219,024 |
| Refi | 323 | $50,075,000 | $155,031 |
| Cash Out Refi | 270 | $49,770,000 | $184,333 |
| Other | 172 | $15,640,000 | $90,930 |
| Home Improvement | 140 | $8,780,000 | $62,714 |
Wilson's most frequently cited loan purpose was Home Purchase, with 1,019 originations. The 2nd most popular reason was Refi, with 323 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 577 | $96,515,000 | $167,270 |
| 5-6% | 425 | $81,325,000 | $191,353 |
| 4-5% | 399 | $81,415,000 | $204,048 |
| 2.5-3% | 198 | $29,710,000 | $150,051 |
| 6-7% | 168 | $33,870,000 | $201,607 |
| 7-8% | 55 | $8,965,000 | $163,000 |
| Over 8% | 54 | $6,430,000 | $119,074 |
| <2.5% | 31 | $3,595,000 | $115,968 |
During 2022, Wilson's most frequently originated rate bucket was 3-4%, with 577 originations.
Loan Sizing (Wilson, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 722 | $106,850,000 | $147,992 |
| $200k-400k | 612 | $163,200,000 | $266,667 |
| $100,000 or less | 506 | $29,810,000 | $58,913 |
| $400k-600k | 67 | $31,105,000 | $464,254 |
| $600k-1000k | 14 | $11,060,000 | $790,000 |
| $Over $1MM | 3 | $5,425,000 | $1,808,333 |
Wilson's loan sizing saw the bucket of loans from $100k-200k with 722 originations, totaling $106,850,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 842 | $184,750,000 | $219,418 |
| 60-80% | 471 | $89,015,000 | $188,992 |
| 20-40% | 192 | $15,440,000 | $80,417 |
| 40-60% | 187 | $29,145,000 | $155,856 |
| Under 20% | 161 | $6,695,000 | $41,584 |
| Over 100% | 49 | $14,325,000 | $292,347 |
Wilson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 842 originations, totaling $184,750,000 in origination value.