Wilson Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wilson averaged 6.4% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.51% and one month ago for the week of 2024-10-10, the average rate was 5.94%.

    Wilson's average rate one year ago was 7.22%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Wilson 30 Year Fixed Rate 2024-11-14 6.4%
    Wilson 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Wilson 15 Year Fixed Rate 2024-11-14 5.89%
    Wilson 15 Year Fixed Rate Refi 2024-11-14 5.89%
    Wilson 30 Year FHA 2024-11-14 -0.37%
    Wilson 30 Year FHA Refi 2024-11-14 0%
    Wilson 30 Year USDA 2024-11-14 -0.2%
    Wilson 30 Year USDA Refi 2024-11-14 0%
    Wilson 30 Year VA 2024-11-14 0.06%
    Wilson 30 Year VA Refi 2024-11-14 -0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wilson, NC.

    Wilson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wilson, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    STATE EMPLOYEES' 120 5.90% $3,966
    QUICKEN LOANS, LLC 32 6.90% $5,516
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 28 6.92% $6,046
    Truist 16 6.66% $4,028
    First-Citizens Bank & Trust Company 12 6.43% $4,415
    DHI MORTGAGE COMPANY, LTD. 10 5.62% $2,306
    Integrity Home Mortgage Corp 10 6.93% $6,956
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 10 6.06% $3,382
    Southern Bank and Trust Company 9 6.65% $3,513
    American Security Mortgage Corp. 6 6.85% $4,370
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.77% $3,621
    Wells Fargo Bank 6 7.19% $3,457
    LATINO COMMUNITY CREDIT UNION 5 6.15% $4,488
    MOVEMENT MORTGAGE, LLC 5 7.79% $7,009
    Alcova Mortgage LLC 4 6.59% $4,075
    GUARANTEED RATE, INC. 4 6.40% $6,172
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 6.97% $7,270
    ACADEMY MORTGAGE CORPORATION 3 6.92% $4,562
    Bank of America 3 6.21% $8,538
    CMG MORTGAGE, INC. 3 6.95% $6,656
    COASTAL Federal Credit Union 3 7.04% $3,029
    CROSSCOUNTRY MORTGAGE, LLC 3 7.03% $5,420
    EQUITY RESOURCES, INC. 3 6.50% $4,180
    First National Bank of Pennsylvania 3 7.08% $4,443
    GoPrime Mortgage, Inc. 3 6.96% $4,388
    INTERCOASTAL MORTGAGE COMPANY 3 7.32% $5,419
    LOANDEPOT.COM, LLC 3 7.70% $5,788
    Mr. Cooper ( Nationstar Mortgage ) 3 7.16% $7,370
    NFM, INC. 3 6.38% $5,645
    UNITED WHOLESALE MORTGAGE, LLC 3 6.83% $4,816
    USAA Federal Savings Bank 3 6.63% $7,009
    HOMESPIRE MORTGAGE CORPORATION 2 7.06% $5,717
    Nations Lending Corporation 2 6.88% $5,396
    FIRST HOME MORTGAGE CORPORATION 2 6.99% $4,941
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.63% $5,724
    Towne Mortgage of the Carolinas, LLC 2 6.81% $4,245
    Barrington Bank & Trust Company, N.A. 2 7.31% $6,053
    JPMorgan Chase Bank 2 6.38% $3,590
    MORTGAGE ACCESS CORP. 1 6.38% $7,566
    Victorian Finance, LLC 1 6.88% $7,628
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $3,503
    NAVY FEDERAL CREDIT UNION 1 6.00% $1,921
    AgCarolina Farm Credit, FLCA 1 8.18% $6,097
    Northpointe Bank 1 6.13% $2,945
    North State Bank 1 5.50% $2,770
    PENNYMAC LOAN SERVICES, LLC 1 7.38% $7,037
    PENTAGON FEDERAL CREDIT UNION 1 6.25% $2,988
    PLANET HOME LENDING, LLC 1 5.88% $5,552
    PNC Bank 1 5.88% $3,983
    POINT Mortgage 1 7.13% $4,662
    PREMIA MORTGAGE, LLC 1 6.88% $0
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.63% $7,067
    Prosperity Home Mortgage, LLC 1 6.25% $5,582
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.88% $8,857
    Arvest Bank 1 6.88% $2,746
    RESOURCE FINANCIAL SERVICES, INC. 1 6.13% $3,253
    AMERISAVE MORTGAGE CORPORATION 1 5.99% $7,689
    South State Bank 1 6.25% $3,272
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 7.13% $3,532
    TD Bank 1 6.13% $2,229
    The Federal Savings Bank 1 7.63% $9,770
    Towne Bank 1 7.88% $3,347
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.13% $3,532
    ENVOY MORTGAGE, LTD 1 6.38% $5,952
    First Bank 1 2.00% $1,226
    EMBRACE HOME LOANS, INC. 1 6.25% $4,415
    First National Bank of America 1 9.13% $8,457
    Truliant Federal Credit Union 1 6.63% $8,528
    Flagstar Bank, FSB 1 6.63% $2,776
    GUARANTEED RATE AFFINITY, LLC 1 7.63% $699
    Wyndham Capital Mortgage, Inc. 1 6.13% $2,943
    DELMAR FINANCIAL COMPANY 1 7.63% $4,796
    DEEPHAVEN MORTGAGE LLC 1 9.75% $6,339
    ZILLOW HOME LOANS, LLC 1 6.50% $3,111
    CORNING 1 6.38% $2,509
    CALCON MUTUAL MORTGAGE LLC 1 6.25% $3,577
    Metro City Bank 1 7.38% $6,123

    Wilson Average Closing Costs & Other Stats

    Wilson, NC's 77 lenders originated 1,391 loans during 2023. The total origination value was $289,565,000, with an average loan value of $208,170.

    Wilson's average closing costs are $4,603.

    The top Wilson lender as defined by loan originations is STATE EMPLOYEES', with 120 loans originated. Their average total fees are $3,966, which is $1,550 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Wilson lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($2,306), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,382), STATE EMPLOYEES' ($3,966), Truist ($4,028) and First-Citizens Bank & Trust Company ($4,415).

    The lowest rate Wilson lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.62%), STATE EMPLOYEES' (5.90%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (6.06%), First-Citizens Bank & Trust Company (6.43%) and Truist (6.66%).

    Wilson, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    STATE EMPLOYEES' $67,240,000 $44,715,000 -33.5% 15.4%
    Pinnacle Bank $34,345,000 n/a 11.9%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $16,710,000 $15,105,000 -9.6% 5.2%
    Southern Bank and Trust Company $18,435,000 $14,680,000 -20.4% 5.1%
    QUICKEN LOANS, LLC $18,170,000 $12,400,000 -31.8% 4.3%
    Truist $18,150,000 $11,065,000 -39.0% 3.8%
    DHI MORTGAGE COMPANY, LTD. $4,790,000 $8,130,000 69.7% 2.8%
    Merchants Bank of Indiana $8,005,000 n/a 2.8%
    First-Citizens Bank & Trust Company $6,440,000 $7,475,000 16.1% 2.6%
    GREYSTONE SERVICING COMPANY LLC $7,155,000 n/a 2.5%
    Mortgage Research Center, LLC $6,705,000 $6,555,000 -2.2% 2.3%
    Providence Bank $5,595,000 n/a 1.9%
    American Security Mortgage Corp. $1,730,000 $4,225,000 144.2% 1.5%
    Integrity Home Mortgage Corp $245,000 $3,920,000 1,500.0% 1.4%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $8,130,000 $3,200,000 -60.6% 1.1%
    MOVEMENT MORTGAGE, LLC $5,495,000 $3,125,000 -43.1% 1.1%
    VELOCIO MORTGAGE L.L.C. $3,125,000 n/a 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $6,370,000 $3,020,000 -52.6% 1.0%
    CROSSCOUNTRY MORTGAGE, LLC $585,000 $2,875,000 391.5% 1.0%
    GUARANTEED RATE, INC. $2,300,000 $2,620,000 13.9% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,940,000 $2,455,000 26.5% 0.8%
    NAVY FEDERAL CREDIT UNION $2,995,000 $2,450,000 -18.2% 0.8%
    INTERCOASTAL MORTGAGE COMPANY $3,110,000 $2,435,000 -21.7% 0.8%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,595,000 $2,260,000 41.7% 0.8%
    United Bank $2,655,000 $2,000,000 -24.7% 0.7%
    PENNYMAC LOAN SERVICES, LLC $2,185,000 $1,955,000 -10.5% 0.7%
    Wells Fargo Bank $10,470,000 $1,840,000 -82.4% 0.6%
    KS Bank, Inc. $2,360,000 $1,805,000 -23.5% 0.6%
    LOANDEPOT.COM, LLC $5,045,000 $1,785,000 -64.6% 0.6%
    NFM, INC. $2,080,000 $1,775,000 -14.7% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $3,615,000 $1,655,000 -54.2% 0.6%
    Towne Mortgage of the Carolinas, LLC $1,570,000 $1,605,000 2.2% 0.6%
    RF Renovo Management Company, LLC $780,000 $1,595,000 104.5% 0.6%
    CORNERSTONE HOME LENDING, INC. $3,475,000 $1,575,000 -54.7% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,935,000 $1,435,000 -25.8% 0.5%
    First Bank $555,000 $1,410,000 154.1% 0.5%
    PNC Bank $5,650,000 $1,395,000 -75.3% 0.5%
    LATINO COMMUNITY CREDIT UNION $1,860,000 $1,390,000 -25.3% 0.5%
    Alcova Mortgage LLC $1,735,000 $1,375,000 -20.7% 0.5%
    Bank of America $1,745,000 $1,335,000 -23.5% 0.5%
    Carrington Mortgage Services, LLC $1,555,000 $1,325,000 -14.8% 0.5%
    USAA Federal Savings Bank $2,155,000 $1,320,000 -38.7% 0.5%
    COASTAL Federal Credit Union $3,425,000 $1,270,000 -62.9% 0.4%
    First National Bank of Pennsylvania $255,000 $1,220,000 378.4% 0.4%
    LIMA ONE CAPITAL, LLC $1,030,000 $1,160,000 12.6% 0.4%
    Equity Prime Mortgage LLC $675,000 $1,090,000 61.5% 0.4%
    CMG MORTGAGE, INC. $350,000 $1,060,000 202.9% 0.4%
    FREEDOM MORTGAGE CORPORATION $2,805,000 $1,060,000 -62.2% 0.4%
    VELOCITY COMMERCIAL CAPITAL, LLC $5,795,000 $1,015,000 -82.5% 0.4%
    GoPrime Mortgage, Inc. $2,180,000 $970,000 -55.5% 0.3%
    AgCarolina Farm Credit, FLCA $1,495,000 $930,000 -37.8% 0.3%
    CIVIC FINANCIAL SERVICES, LLC $620,000 $910,000 46.8% 0.3%
    NEW DAY FINANCIAL, LLC $350,000 $870,000 148.6% 0.3%
    Barrington Bank & Trust Company, N.A. $765,000 $850,000 11.1% 0.3%
    RELIANCE FIRST CAPITAL, LLC $1,030,000 $795,000 -22.8% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $505,000 $780,000 54.5% 0.3%
    LENDINGHOME FUNDING CORPORATION $770,000 $775,000 0.6% 0.3%
    AMWEST FUNDING CORP. $460,000 $770,000 67.4% 0.3%
    AMERISAVE MORTGAGE CORPORATION $2,010,000 $755,000 -62.4% 0.3%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $735,000 n/a 0.3%
    ACADEMY MORTGAGE CORPORATION $530,000 $705,000 33.0% 0.2%
    Nations Lending Corporation $220,000 $685,000 211.4% 0.2%
    HOMESIDE FINANCIAL, LLC $830,000 $670,000 -19.3% 0.2%
    NEWREZ LLC $1,035,000 $665,000 -35.7% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $660,000 n/a 0.2%
    First Carolina Bank $955,000 $640,000 -33.0% 0.2%
    Towne Bank $640,000 n/a 0.2%
    Truliant Federal Credit Union $100,000 $600,000 500.0% 0.2%
    GUARANTEED RATE AFFINITY, LLC $105,000 $590,000 461.9% 0.2%
    VILLAGE CAPITAL MORTGAGE $600,000 $590,000 -1.7% 0.2%
    Prosperity Home Mortgage, LLC $2,845,000 $535,000 -81.2% 0.2%
    JPMorgan Chase Bank $790,000 $515,000 -34.8% 0.2%
    TOP FLITE FINANCIAL, INC. $515,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $1,240,000 $505,000 -59.3% 0.2%
    Blue Ridge Bank $235,000 $490,000 108.5% 0.2%
    Paramount Residential Mortgage Group, Inc. $490,000 n/a 0.2%
    POINT Mortgage $490,000 n/a 0.2%
    First Heritage Mortgage, LLC $255,000 $480,000 88.2% 0.2%
    EQUITY RESOURCES, INC. $560,000 $465,000 -17.0% 0.2%
    CARDINAL FINANCIAL $1,700,000 $460,000 -72.9% 0.2%
    Flagstar Bank, FSB $1,060,000 $460,000 -56.6% 0.2%
    Northpointe Bank $85,000 $455,000 435.3% 0.2%
    FIRST HOME MORTGAGE CORPORATION $185,000 $440,000 137.8% 0.2%
    HOMESPIRE MORTGAGE CORPORATION $435,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $195,000 $430,000 120.5% 0.1%
    PLANET HOME LENDING, LLC $415,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $410,000 n/a 0.1%
    INSPIRE HOME LOANS INC. $400,000 n/a 0.1%
    South State Bank $400,000 n/a 0.1%
    North State Bank $2,660,000 $390,000 -85.3% 0.1%
    CLEARPATH LENDING $560,000 $385,000 -31.3% 0.1%
    Fidelity Bank $385,000 n/a 0.1%
    MORTGAGE ACCESS CORP. $385,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $375,000 n/a 0.1%
    First National Bank of America $370,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $195,000 $370,000 89.7% 0.1%
    TD Bank $330,000 $355,000 7.6% 0.1%
    LOANPAL, LLC $55,000 $350,000 536.4% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $300,000 $350,000 16.7% 0.1%
    JMJ FINANCIAL GROUP $345,000 n/a 0.1%
    Lakeview Community Capital, LLC $485,000 $335,000 -30.9% 0.1%
    Community First National Bank $135,000 $325,000 140.7% 0.1%
    Wyndham Capital Mortgage, Inc. $325,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $6,565,000 $320,000 -95.1% 0.1%
    21ST MORTGAGE CORPORATION $3,000,000 $305,000 -89.8% 0.1%
    Metro City Bank $305,000 n/a 0.1%
    SILVER HILL FUNDING, LLC $305,000 n/a 0.1%
    MLB RESIDENTIAL LENDING, LLC $295,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $75,000 $275,000 266.7% 0.1%
    Discover Bank $150,000 $260,000 73.3% 0.1%
    Evolve Bank & Trust $255,000 n/a 0.1%
    Skyline National Bank $255,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $400,000 $250,000 -37.5% 0.1%
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $225,000 $250,000 11.1% 0.1%
    DAS Acquisition Company, LLC $245,000 n/a 0.1%
    M&T Bank $340,000 $245,000 -27.9% 0.1%
    The Federal Savings Bank $2,320,000 $245,000 -89.4% 0.1%
    Figure Lending LLC $140,000 $240,000 71.4% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $620,000 $240,000 -61.3% 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $415,000 $235,000 -43.4% 0.1%
    NEXERA HOLDING LLC $205,000 $235,000 14.6% 0.1%
    PREMIA MORTGAGE, LLC $255,000 $235,000 -7.8% 0.1%
    Century Mortgage Company DBA Century Lending Company $225,000 n/a 0.1%
    DELMAR FINANCIAL COMPANY $225,000 n/a 0.1%
    EMM LOANS LLC $360,000 $225,000 -37.5% 0.1%
    AMERICAN HERITAGE LENDING, INC. $155,000 $220,000 41.9% 0.1%
    ALLEGACY FEDERAL CREDIT UNION $215,000 n/a 0.1%
    CORNING $215,000 n/a 0.1%
    Encompass Lending Group, LP $215,000 n/a 0.1%
    ENVOY MORTGAGE, LTD $215,000 n/a 0.1%
    New Republic Savings Bank $215,000 n/a 0.1%
    MOUNTAIN WEST FINANCIAL, INC. $205,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $900,000 $200,000 -77.8% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $530,000 $185,000 -65.1% 0.1%
    SeaTrust Mortgage Company $175,000 n/a 0.1%
    Victorian Finance, LLC $515,000 $175,000 -66.0% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $165,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $555,000 $165,000 -70.3% 0.1%
    POLARIS HOME FUNDING CORP. $315,000 $165,000 -47.6% 0.1%
    American Airlines Federal Credit Union $140,000 n/a 0.0%
    CALCON MUTUAL MORTGAGE LLC $215,000 $135,000 -37.2% 0.0%
    Citizens Bank $135,000 n/a 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $155,000 $135,000 -12.9% 0.0%
    Carter Bank & Trust $125,000 n/a 0.0%
    HOMEXPRESS MORTGAGE CORP. $125,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $1,085,000 $125,000 -88.5% 0.0%
    RESOURCE FINANCIAL SERVICES, INC. $125,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $125,000 $125,000 0.0% 0.0%
    UNION HOME MORTGAGE CORP. $810,000 $125,000 -84.6% 0.0%
    BROKER SOLUTIONS, INC. $770,000 $115,000 -85.1% 0.0%
    SELF-HELP Credit Union $575,000 $115,000 -80.0% 0.0%
    The Central Trust Bank $195,000 $115,000 -41.0% 0.0%
    Gateway First Bank $285,000 $110,000 -61.4% 0.0%
    AMERICAN FINANCING CORPORATION $885,000 $105,000 -88.1% 0.0%
    FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.0%
    GUILD MORTGAGE COMPANY $295,000 $105,000 -64.4% 0.0%
    Peoples Bank $265,000 $95,000 -64.2% 0.0%
    SOUTHERN TRUST MORTGAGE, LLC $340,000 $95,000 -72.1% 0.0%
    GMFS LLC $75,000 n/a 0.0%
    Mid-Continent Funding, Inc. $75,000 n/a 0.0%
    ON Q FINANCIAL, INC. $320,000 $75,000 -76.6% 0.0%
    Third Federal Savings and Loan Association of Cleveland $70,000 n/a 0.0%
    American National Bank and Trust Company $65,000 n/a 0.0%
    Arvest Bank $165,000 $65,000 -60.6% 0.0%
    SPRING EQ, LLC $130,000 $65,000 -50.0% 0.0%
    LANGLEY $45,000 n/a 0.0%
    FIRST FLIGHT FEDERAL CREDIT UNION $85,000 $25,000 -70.6% 0.0%
    INOVA FEDERAL CREDIT UNION $25,000 n/a 0.0%

    Wilson's top lender by overall market share is STATE EMPLOYEES', with 15.4% market share. In second place, with 11.9%, is Pinnacle Bank, having originated $34,345,000 in loans. In third place, with 5.2%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $15,105,000 in loans. In fourth place, with 5.1%, is Southern Bank and Trust Company, having originated $14,680,000 in loans. In fifth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $12,400,000 in loans.

    Wilson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Wilson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $129,600 (8.1%) $159,623 (3.8%) 0.00 252
    2018-02-01 $129,900 (9.5%) $160,284 (2.6%) 0.00 243
    2018-03-01 $132,500 (0.8%) $153,041 (-9.2%) 0.00 247
    2018-04-01 $129,950 (-4.7%) $151,563 (-11.5%) 0.00 255
    2018-05-01 $123,875 (-8.2%) $158,053 (-8.0%) 0.00 260
    2018-06-01 $120,990 (-13.5%) $161,506 (-7.8%) 0.00 238
    2018-07-01 $121,490 (-16.7%) $168,368 (-5.3%) 0.00 239
    2018-08-01 $123,500 (-8.0%) $168,477 (0.5%) 0.00 248
    2018-09-01 $132,250 (0.2%) $173,025 (4.6%) 0.00 243
    2018-10-01 $129,850 (-2.6%) $168,222 (2.6%) 0.00 245
    2018-11-01 $129,925 (-5.5%) $166,602 (-1.0%) 0.00 250
    2018-12-01 $129,700 (-0.2%) $162,930 (-0.1%) 0.00 239
    2019-01-01 $132,350 (2.1%) $161,673 (1.3%) 0.00 233
    2019-02-01 $136,250 (4.9%) $169,315 (5.6%) 0.00 211
    2019-03-01 $141,386 (6.7%) $173,444 (13.3%) 0.00 187
    2019-04-01 $152,400 (17.3%) $182,110 (20.2%) 0.00 172
    2019-05-01 $152,400 (23.0%) $187,889 (18.9%) 0.00 177
    2019-06-01 $169,900 (40.4%) $199,393 (23.5%) 0.00 181
    2019-07-01 $173,700 (43.0%) $211,744 (25.8%) 0.00 167
    2019-08-01 $174,645 (41.4%) $215,167 (27.7%) 0.00 164
    2019-09-01 $174,564 (32.0%) $214,171 (23.8%) 0.00 161
    2019-10-01 $174,500 (34.4%) $212,499 (26.3%) 0.00 153
    2019-11-01 $165,900 (27.7%) $200,498 (20.4%) 0.00 144
    2019-12-01 $169,900 (31.0%) $195,875 (20.2%) 0.00 150
    2020-01-01 $154,000 (16.4%) $186,031 (15.1%) 0.00 145
    2020-02-01 $165,000 (21.1%) $201,625 (19.1%) 0.00 143
    2020-03-01 $164,000 (16.0%) $201,660 (16.3%) 0.00 142
    2020-04-01 $169,900 (11.5%) $210,721 (15.7%) 0.00 138
    2020-05-01 $182,400 (19.7%) $210,918 (12.3%) 0.00 140
    2020-06-01 $189,900 (11.8%) $218,814 (9.7%) 0.00 121
    2020-07-01 $193,375 (11.3%) $228,903 (8.1%) 0.00 101
    2020-08-01 $199,950 (14.5%) $240,734 (11.9%) 0.00 95
    2020-09-01 $221,200 (26.7%) $276,663 (29.2%) 0.00 76
    2020-10-01 $205,450 (17.7%) $278,595 (31.1%) 0.00 64
    2020-11-01 $179,900 (8.4%) $244,471 (21.9%) 0.00 73
    2020-12-01 $207,100 (21.9%) $249,199 (27.2%) 0.00 62
    2021-01-01 $208,000 (35.1%) $256,267 (37.8%) 0.00 60
    2021-02-01 $219,950 (33.3%) $255,406 (26.7%) 0.00 66
    2021-03-01 $209,425 (27.7%) $254,591 (26.3%) 0.00 59
    2021-04-01 $216,150 (27.2%) $265,492 (26.0%) 0.00 53
    2021-05-01 $199,990 (9.6%) $243,175 (15.3%) 0.00 40
    2021-06-01 $187,425 (-1.3%) $224,651 (2.7%) 0.00 62
    2021-07-01 $182,500 (-5.6%) $226,130 (-1.2%) 0.00 64
    2021-08-01 $189,900 (-5.0%) $232,783 (-3.3%) 0.00 63
    2021-09-01 $186,150 (-15.9%) $222,076 (-19.7%) 0.00 58
    2021-10-01 $197,400 (-3.9%) $236,517 (-15.1%) 0.00 66
    2021-11-01 $187,950 (4.5%) $231,094 (-5.5%) 0.00 67
    2021-12-01 $220,700 (6.6%) $251,364 (0.9%) 0.00 57
    2022-01-01 $197,400 (-5.1%) $244,224 (-4.7%) 0.00 38
    2022-02-01 $184,950 (-15.9%) $230,582 (-9.7%) 0.00 35
    2022-03-01 $223,500 (6.7%) $254,148 (-0.2%) 0.00 34
    2022-04-01 $205,000 (-5.2%) $269,454 (1.5%) 0.00 48
    2022-05-01 $237,500 (18.8%) $290,443 (19.4%) 0.00 48
    2022-06-01 $249,925 (33.4%) $305,469 (36.0%) 0.00 65
    2022-07-01 $247,450 (35.6%) $287,362 (27.1%) 0.00 102
    2022-08-01 $237,225 (24.9%) $274,070 (17.7%) 0.00 105
    2022-09-01 $254,500 (36.7%) $267,549 (20.5%) 0.00 83
    2022-10-01 $249,900 (26.6%) $275,013 (16.3%) 0.00 82
    2022-11-01 $243,800 (29.7%) $294,511 (27.4%) 0.00 83
    2022-12-01 $249,000 (12.8%) $273,931 (9.0%) 0.00 83
    2023-01-01 $260,700 (32.1%) $291,886 (19.5%) 0.00 79
    2023-02-01 $274,175 (48.2%) $298,794 (29.6%) 0.00 83
    2023-03-01 $283,750 (27.0%) $315,511 (24.1%) 0.00 81
    2023-04-01 $299,990 (46.3%) $326,361 (21.1%) 0.00 71
    2023-05-01 $316,298 (33.2%) $337,370 (16.2%) 0.00 71
    2023-06-01 $290,673 (16.3%) $316,742 (3.7%) 0.00 84
    2023-07-01 $275,000 (11.1%) $308,807 (7.5%) 0.00 83
    2023-08-01 $264,945 (11.7%) $299,509 (9.3%) 0.00 82
    2023-09-01 $270,990 (6.5%) $299,620 (12.0%) 0.00 80
    2023-10-01 $276,225 (10.5%) $300,954 (9.4%) 0.00 105
    2023-11-01 $279,950 (14.8%) $299,418 (1.7%) 0.00 111
    2023-12-01 $290,000 (16.5%) $307,287 (12.2%) 0.00 113
    2024-01-01 $291,225 (11.7%) $305,892 (4.8%) 0.00 111
    2024-02-01 $296,334 (8.1%) $306,578 (2.6%) 0.00 122
    2024-03-01 $275,000 (-3.1%) $283,096 (-10.3%) 0.00 154
    2024-04-01 $290,124 (-3.3%) $302,106 (-7.4%) 0.00 157
    2024-05-01 $296,500 (-6.3%) $312,327 (-7.4%) 0.00 146
    2024-06-01 $290,695 (0.0%) $300,460 (-5.1%) 0.00 156
    2024-07-01 $286,510 (4.2%) $306,068 (-0.9%) 0.00 171
    2024-08-01 $283,303 (6.9%) $313,361 (4.6%) 0.00 167
    2024-09-01 $282,880 (4.4%) $313,321 (4.6%) 0.00 179
    2024-10-01 $278,499 (0.8%) $305,441 (1.5%) 0.00 198
    Wilson's median listing price for 2024-10-01 was $278,499, a difference of $2,274 (0.8%) versus the prior year and $-4,381 versus the prior month.

    Wilson's median listing price comes in at 0% of the national average.

    Wilson's average listing price for 2024-10-01 was $305,441, a difference of $4,487 (1.5%) versus the prior year and $-7,880 versus the prior month.

    For the 2024-10-01 period, Wilson had 198 MLS listings, a difference of 19 listings (11%) versus the prior month and 93 listings (89%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Wilson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,657 sqft
    2018-02-01 0 days 1,610 sqft
    2018-03-01 0 days 1,653 sqft
    2018-04-01 0 days 1,652 sqft
    2018-05-01 0 days 1,582 sqft
    2018-06-01 0 days 1,536 sqft
    2018-07-01 0 days 1,580 sqft
    2018-08-01 0 days 1,563 sqft
    2018-09-01 0 days 1,609 sqft
    2018-10-01 0 days 1,583 sqft
    2018-11-01 0 days 1,564 sqft
    2018-12-01 0 days 1,541 sqft
    2019-01-01 0 days 1,537 sqft
    2019-02-01 0 days 1,605 sqft
    2019-03-01 0 days 1,646 sqft
    2019-04-01 0 days 1,734 sqft
    2019-05-01 0 days 1,878 sqft
    2019-06-01 0 days 2,019 sqft
    2019-07-01 0 days 2,006 sqft
    2019-08-01 0 days 2,022 sqft
    2019-09-01 0 days 2,008 sqft
    2019-10-01 0 days 2,003 sqft
    2019-11-01 0 days 1,800 sqft
    2019-12-01 0 days 1,835 sqft
    2020-01-01 0 days 1,734 sqft
    2020-02-01 0 days 1,796 sqft
    2020-03-01 0 days 1,724 sqft
    2020-04-01 0 days 1,773 sqft
    2020-05-01 0 days 1,714 sqft
    2020-06-01 0 days 1,811 sqft
    2020-07-01 0 days 1,880 sqft
    2020-08-01 0 days 1,952 sqft
    2020-09-01 0 days 2,171 sqft
    2020-10-01 0 days 2,054 sqft
    2020-11-01 0 days 1,838 sqft
    2020-12-01 0 days 1,868 sqft
    2021-01-01 0 days 1,870 sqft
    2021-02-01 0 days 1,766 sqft
    2021-03-01 0 days 1,692 sqft
    2021-04-01 0 days 1,804 sqft
    2021-05-01 0 days 1,550 sqft
    2021-06-01 0 days 1,551 sqft
    2021-07-01 0 days 1,650 sqft
    2021-08-01 0 days 1,607 sqft
    2021-09-01 0 days 1,552 sqft
    2021-10-01 0 days 1,655 sqft
    2021-11-01 0 days 1,625 sqft
    2021-12-01 0 days 1,718 sqft
    2022-01-01 0 days 1,743 sqft
    2022-02-01 0 days 1,679 sqft
    2022-03-01 0 days 1,765 sqft
    2022-04-01 0 days 1,603 sqft
    2022-05-01 0 days 1,593 sqft
    2022-06-01 0 days 1,553 sqft
    2022-07-01 0 days 1,586 sqft
    2022-08-01 0 days 1,547 sqft
    2022-09-01 0 days 1,669 sqft
    2022-10-01 0 days 1,691 sqft
    2022-11-01 0 days 1,732 sqft
    2022-12-01 0 days 1,705 sqft
    2023-01-01 0 days 1,700 sqft
    2023-02-01 0 days 1,693 sqft
    2023-03-01 0 days 1,682 sqft
    2023-04-01 0 days 1,727 sqft
    2023-05-01 0 days 1,887 sqft
    2023-06-01 0 days 1,730 sqft
    2023-07-01 0 days 1,720 sqft
    2023-08-01 0 days 1,738 sqft
    2023-09-01 0 days 1,772 sqft
    2023-10-01 0 days 1,763 sqft
    2023-11-01 0 days 1,741 sqft
    2023-12-01 0 days 1,742 sqft
    2024-01-01 0 days 1,729 sqft
    2024-02-01 0 days 1,722 sqft
    2024-03-01 0 days 1,682 sqft
    2024-04-01 0 days 1,660 sqft
    2024-05-01 0 days 1,655 sqft
    2024-06-01 0 days 1,663 sqft
    2024-07-01 0 days 1,627 sqft
    2024-08-01 0 days 1,667 sqft
    2024-09-01 0 days 1,739 sqft
    2024-10-01 0 days 1,640 sqft
    Wilson's median listing age (time on market) for 2024-10-01 was 0 days.

    Wilson's median square footage for active listings during the 2024-10-01 period was 1,640 sqft. One year prior, the average listing was 1,763 sqft.

    Wilson, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 782 $219,040,000 $280,102
    Home Improvement 163 $12,035,000 $73,834
    Other 159 $14,305,000 $89,969
    Refi 151 $19,765,000 $130,894
    Cash Out Refi 136 $24,420,000 $179,559

    Wilson's most frequently cited loan purpose was Home Purchase, with 782 originations. The 2nd most popular reason was Home Improvement, with 163 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 406 $86,040,000 $211,921
    7-8% 343 $98,145,000 $286,137
    5-6% 252 $56,660,000 $224,841
    Over 8% 153 $17,315,000 $113,170
    4-5% 150 $14,270,000 $95,133
    <2.5% 32 $600,000 $18,750
    2.5-3% 4 $520,000 $130,000
    3-4% 2 $160,000 $80,000

    During 2023, Wilson's most frequently originated rate bucket was 6-7%, with 406 originations.

    Loan Sizing (Wilson, NC MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 457 $124,955,000 $273,425
    $100,000 or less 450 $24,760,000 $55,022
    $100k-200k 434 $64,220,000 $147,972
    $400k-600k 39 $17,925,000 $459,615
    $Over $1MM 6 $54,210,000 $9,035,000
    $600k-1000k 5 $3,495,000 $699,000

    Wilson's loan sizing saw the bucket of loans from $200k-400k with 457 originations, totaling $124,955,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 557 $130,445,000 $234,192
    60-80% 233 $51,455,000 $220,837
    20-40% 209 $16,235,000 $77,679
    Under 20% 175 $6,995,000 $39,971
    40-60% 141 $60,255,000 $427,340
    Over 100% 28 $14,920,000 $532,857

    Wilson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 557 originations, totaling $130,445,000 in origination value.