Wilson Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Wilson averaged
6.47%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.34% and
one month ago for the week of 2022-05-19, the
average rate was 5.71%.
Wilson's average rate one year ago was 3.51%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.15%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Wilson 30 Year Fixed Rate | 2022-06-23 | 6.47% |
| Wilson 30 Year Fixed Rate Refi | 2022-06-23 | 6.15% |
| Wilson 15 Year Fixed Rate | 2022-06-23 | 5.73% |
| Wilson 15 Year Fixed Rate Refi | 2022-06-23 | 5.12% |
| Wilson 30 Year FHA | 2022-06-23 | -0.18% |
| Wilson 30 Year FHA Refi | 2022-06-23 | 0% |
| Wilson 30 Year USDA | 2022-06-23 | 0.15% |
| Wilson 30 Year USDA Refi | 2022-06-23 | 3.22% |
| Wilson 30 Year VA | 2022-06-23 | 0.52% |
| Wilson 30 Year VA Refi | 2022-06-23 | -0.07% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wilson, NC.
Wilson Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Wilson, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Wilson, NC's 128 lenders originated 2,595
loans during 2021. The total origination value was $441,195,000, with an average loan value of
$170,017.
The top Wilson lender as defined by loan originations is STATE EMPLOYEES', with
250 loans originated. Their average total fees are
$3,490, which is $1,057
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Wilson lenders (with over 10 loans originated) are
Wells Fargo Bank ($2,414), Alcova Mortgage LLC ($2,957), COASTAL Federal Credit Union ($3,078), MOVEMENT MORTGAGE, LLC ($3,171) and UNITED WHOLESALE MORTGAGE, LLC ($3,212).
The lowest rate Wilson lenders (with over 10 loans originated) are
Truist Bank (3.00%), UNITED WHOLESALE MORTGAGE, LLC (3.01%), Southern Bank and Trust Company (3.08%), Alcova Mortgage LLC (3.08%) and QUICKEN LOANS, LLC (3.10%).
Wilson, NC Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $43,815,000 | $77,105,000 | 76.0% | 17.5% |
| QUICKEN LOANS, LLC | $26,515,000 | $39,445,000 | 48.8% | 8.9% |
| Truist Bank | $32,075,000 | $25,600,000 | -20.2% | 5.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $23,845,000 | $24,325,000 | 2.0% | 5.5% |
| Southern Bank and Trust Company | $24,915,000 | $17,965,000 | -27.9% | 4.1% |
| ANGEL OAK HOME LOANS LLC | $19,525,000 | $16,670,000 | -14.6% | 3.8% |
| Wells Fargo Bank | $12,955,000 | $15,170,000 | 17.1% | 3.4% |
| First-Citizens Bank & Trust Company | $10,810,000 | $12,525,000 | 15.9% | 2.8% |
| Carter Bank & Trust | $14,085,000 | $11,655,000 | -17.3% | 2.6% |
| FREEDOM MORTGAGE CORPORATION | $13,025,000 | $10,825,000 | -16.9% | 2.5% |
| Mortgage Research Center, LLC | $4,265,000 | $8,600,000 | 101.6% | 1.9% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $6,370,000 | $8,295,000 | 30.2% | 1.9% |
| LOANDEPOT.COM, LLC | $2,255,000 | $8,210,000 | 264.1% | 1.9% |
| MOVEMENT MORTGAGE, LLC | $7,045,000 | $7,280,000 | 3.3% | 1.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,595,000 | $5,195,000 | 225.7% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,460,000 | $5,170,000 | 110.2% | 1.2% |
| Alcova Mortgage LLC | $2,970,000 | $4,950,000 | 66.7% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $3,715,000 | $4,945,000 | 33.1% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $2,910,000 | $4,190,000 | 44.0% | 0.9% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $655,000 | $4,125,000 | 529.8% | 0.9% |
| North State Bank | $3,845,000 | $3,385,000 | -12.0% | 0.8% |
| CORNERSTONE HOME LENDING, INC. | $2,435,000 | $3,230,000 | 32.6% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,665,000 | $3,100,000 | 16.3% | 0.7% |
| COASTAL Federal Credit Union | $2,110,000 | $2,890,000 | 37.0% | 0.7% |
| DHI MORTGAGE COMPANY, LTD. | $2,820,000 | n/a | 0.6% | |
| GUARANTEED RATE, INC. | $940,000 | $2,815,000 | 199.5% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $500,000 | $2,635,000 | 427.0% | 0.6% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,195,000 | $2,575,000 | 115.5% | 0.6% |
| PNC Bank | $4,475,000 | $2,435,000 | -45.6% | 0.6% |
| BETTER MORTGAGE CORPORATION | $1,335,000 | $2,215,000 | 65.9% | 0.5% |
| USAA Federal Savings Bank | $2,220,000 | $2,105,000 | -5.2% | 0.5% |
| Towne Mortgage of the Carolinas, LLC | $745,000 | $2,015,000 | 170.5% | 0.5% |
| JPMorgan Chase Bank | $1,470,000 | $2,000,000 | 36.1% | 0.5% |
| Arbor Realty Trust, Inc. | $1,995,000 | n/a | 0.5% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $835,000 | $1,960,000 | 134.7% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,140,000 | $1,875,000 | 64.5% | 0.4% |
| BROKER SOLUTIONS, INC. | $485,000 | $1,870,000 | 285.6% | 0.4% |
| CALIBER HOME LOANS, INC. | $550,000 | $1,855,000 | 237.3% | 0.4% |
| The Federal Savings Bank | $515,000 | $1,815,000 | 252.4% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $590,000 | $1,775,000 | 200.8% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,490,000 | $1,770,000 | 18.8% | 0.4% |
| Bank of America | $1,285,000 | $1,760,000 | 37.0% | 0.4% |
| Prosperity Home Mortgage, LLC | $210,000 | $1,760,000 | 738.1% | 0.4% |
| SUN WEST MORTGAGE COMPANY, INC. | $555,000 | $1,735,000 | 212.6% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $1,185,000 | $1,715,000 | 44.7% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $1,945,000 | $1,700,000 | -12.6% | 0.4% |
| United Bank | $1,065,000 | $1,670,000 | 56.8% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $885,000 | $1,640,000 | 85.3% | 0.4% |
| NEW DAY FINANCIAL, LLC | $430,000 | $1,595,000 | 270.9% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,090,000 | $1,490,000 | 36.7% | 0.3% |
| NP, Inc. | $650,000 | $1,415,000 | 117.7% | 0.3% |
| U.S. Bank | $1,015,000 | $1,415,000 | 39.4% | 0.3% |
| Carrington Mortgage Services, LLC | $1,890,000 | $1,300,000 | -31.2% | 0.3% |
| RELIANCE FIRST CAPITAL, LLC | $1,185,000 | $1,260,000 | 6.3% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $1,035,000 | $1,160,000 | 12.1% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $595,000 | $1,140,000 | 91.6% | 0.3% |
| Atlantic Home Loans, Inc. | $1,095,000 | n/a | 0.2% | |
| Regions Bank | $710,000 | $1,090,000 | 53.5% | 0.2% |
| GoPrime Mortgage, Inc. | $795,000 | $1,070,000 | 34.6% | 0.2% |
| AMERICAN FINANCING CORPORATION | $320,000 | $1,045,000 | 226.6% | 0.2% |
| Benchmark Community Bank | $230,000 | $1,030,000 | 347.8% | 0.2% |
| ACOPIA, LLC | $1,015,000 | n/a | 0.2% | |
| NEWREZ LLC | $985,000 | $970,000 | -1.5% | 0.2% |
| EQUITY RESOURCES, INC. | $675,000 | $930,000 | 37.8% | 0.2% |
| First National Bank of Pennsylvania | $430,000 | $925,000 | 115.1% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $905,000 | n/a | 0.2% | |
| Renasant Bank | $1,230,000 | $880,000 | -28.5% | 0.2% |
| KELLER MORTGAGE, LLC | $565,000 | $830,000 | 46.9% | 0.2% |
| HOMESPIRE MORTGAGE CORPORATION | $125,000 | $825,000 | 560.0% | 0.2% |
| First Bank | $25,000 | $795,000 | 3,080.0% | 0.2% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $545,000 | $795,000 | 45.9% | 0.2% |
| Ameris Bank | $115,000 | $750,000 | 552.2% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $750,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $765,000 | $740,000 | -3.3% | 0.2% |
| EMM LOANS LLC | $420,000 | $730,000 | 73.8% | 0.2% |
| Hometown Lenders, Inc. | $165,000 | $730,000 | 342.4% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $395,000 | $730,000 | 84.8% | 0.2% |
| SHELTER HOME MORTGAGE, LLC | $125,000 | $725,000 | 480.0% | 0.2% |
| CLEARPATH LENDING | $1,170,000 | $710,000 | -39.3% | 0.2% |
| SOUTHWEST STAGE FUNDING, LLC | $445,000 | $710,000 | 59.6% | 0.2% |
| Towne Bank | $545,000 | $650,000 | 19.3% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $905,000 | $645,000 | -28.7% | 0.1% |
| InterContinental Capital Group, Inc | $540,000 | $615,000 | 13.9% | 0.1% |
| LATINO COMMUNITY CREDIT UNION | $155,000 | $610,000 | 293.5% | 0.1% |
| CAPITAL CENTER, L.L.C. | $105,000 | $600,000 | 471.4% | 0.1% |
| Bank of England | $595,000 | n/a | 0.1% | |
| TIAA, FSB | $65,000 | $595,000 | 815.4% | 0.1% |
| T2 FINANCIAL LLC | $185,000 | $585,000 | 216.2% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $575,000 | n/a | 0.1% | |
| First Heritage Mortgage, LLC | $665,000 | $570,000 | -14.3% | 0.1% |
| Northpointe Bank | $185,000 | $570,000 | 208.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $820,000 | $565,000 | -31.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $165,000 | $560,000 | 239.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $415,000 | $560,000 | 34.9% | 0.1% |
| Low VA Rates, LLC | $1,055,000 | $555,000 | -47.4% | 0.1% |
| United Community Bank | $390,000 | $555,000 | 42.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $545,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $535,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $105,000 | $535,000 | 409.5% | 0.1% |
| Lakeview Community Capital, LLC | $530,000 | n/a | 0.1% | |
| American Security Mortgage Corp. | $875,000 | $515,000 | -41.1% | 0.1% |
| SELF-HELP Credit Union | $330,000 | $515,000 | 56.1% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $500,000 | n/a | 0.1% | |
| SUMMIT FUNDING, INC. | $215,000 | $490,000 | 127.9% | 0.1% |
| THE MORTGAGE FIRM, INC. | $535,000 | $490,000 | -8.4% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $185,000 | $485,000 | 162.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $545,000 | $480,000 | -11.9% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $145,000 | $465,000 | 220.7% | 0.1% |
| GSF Mortgage Corporation | $380,000 | $455,000 | 19.7% | 0.1% |
| Alpha Mortgage Corporation | $445,000 | n/a | 0.1% | |
| UIF CORPORATION | $445,000 | n/a | 0.1% | |
| Fifth Third Bank | $385,000 | $435,000 | 13.0% | 0.1% |
| Manufacturers and Traders Trust Company | $95,000 | $410,000 | 331.6% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $405,000 | $405,000 | 0.0% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $400,000 | n/a | 0.1% | |
| FINANCE OF AMERICA MORTGAGE LLC | $155,000 | $385,000 | 148.4% | 0.1% |
| AgCarolina Farm Credit, FLCA | $510,000 | $370,000 | -27.5% | 0.1% |
| SIRVA MORTGAGE, INC. | $430,000 | $365,000 | -15.1% | 0.1% |
| Select Bank & Trust Company | $815,000 | $355,000 | -56.4% | 0.1% |
| LIMA ONE CAPITAL, LLC | $190,000 | $335,000 | 76.3% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $330,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $320,000 | n/a | 0.1% | |
| ARC HOME LLC | $320,000 | n/a | 0.1% | |
| SHARONVIEW FEDERAL CREDIT UNION | $125,000 | $320,000 | 156.0% | 0.1% |
| INOVA FEDERAL CREDIT UNION | $315,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $185,000 | $310,000 | 67.6% | 0.1% |
| Ally Bank | $145,000 | $305,000 | 110.3% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $305,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $400,000 | $305,000 | -23.8% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $675,000 | $290,000 | -57.0% | 0.1% |
| HAMILTON HOME LOANS, INC. | $285,000 | n/a | 0.1% | |
| Nations Lending Corporation | $705,000 | $280,000 | -60.3% | 0.1% |
| AMCAP MORTGAGE, LTD. | $270,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $265,000 | n/a | 0.1% | |
| Service Federal Credit Union | $265,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $260,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $255,000 | n/a | 0.1% | |
| HOMESTAR FINANCIAL CORPORATION | $255,000 | n/a | 0.1% | |
| Citizens Bank | $245,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $215,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $500,000 | $215,000 | -57.0% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $210,000 | n/a | 0.0% | |
| American National Bank and Trust Company | $205,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $205,000 | $205,000 | 0.0% | 0.0% |
| Corporate Investors Mortgage Group, Inc. | $510,000 | $200,000 | -60.8% | 0.0% |
| EMBRACE HOME LOANS, INC. | $165,000 | $195,000 | 18.2% | 0.0% |
| Gateway First Bank | $195,000 | n/a | 0.0% | |
| Touchstone Bank | $195,000 | n/a | 0.0% | |
| C & F Mortgage Corporation | $185,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $185,000 | n/a | 0.0% | |
| First Horizon Bank | $165,000 | $185,000 | 12.1% | 0.0% |
| First Internet Bank of Indiana | $185,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $115,000 | $185,000 | 60.9% | 0.0% |
| The Fidelity Bank | $185,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $165,000 | $175,000 | 6.1% | 0.0% |
| POLARIS HOME FUNDING CORP. | $175,000 | $175,000 | 0.0% | 0.0% |
| Allen Tate Mortgage Partners, LLC | $235,000 | $165,000 | -29.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $165,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $215,000 | $165,000 | -23.3% | 0.0% |
| DAS Acquisition Company, LLC | $165,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $755,000 | $165,000 | -78.1% | 0.0% |
| Stifel Bank and Trust | $125,000 | $165,000 | 32.0% | 0.0% |
| Waterstone Mortgage Corporation | $165,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $135,000 | $165,000 | 22.2% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $155,000 | $160,000 | 3.2% | 0.0% |
| KS Bank, Inc. | $1,210,000 | $160,000 | -86.8% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| AMERIFIRST FINANCIAL CORPORATION | $155,000 | n/a | 0.0% | |
| Citibank | $155,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $155,000 | n/a | 0.0% | |
| FIRST FLIGHT FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $145,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $145,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $145,000 | n/a | 0.0% | |
| UNITED PREMIER FUNDING, LLC | $145,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $490,000 | $145,000 | -70.4% | 0.0% |
| BNC National Bank | $135,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $135,000 | n/a | 0.0% | |
| INSPIRE HOME LOANS INC. | $530,000 | $135,000 | -74.5% | 0.0% |
| NASA Federal Credit Union | $135,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $135,000 | n/a | 0.0% | |
| Blue Ridge Bank | $390,000 | $125,000 | -67.9% | 0.0% |
| CMG MORTGAGE, INC. | $410,000 | $125,000 | -69.5% | 0.0% |
| Marine Federal Credit Union | $125,000 | n/a | 0.0% | |
| Pinnacle Bank | $125,000 | n/a | 0.0% | |
| SIGNATURE MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $125,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $235,000 | $125,000 | -46.8% | 0.0% |
| Wolfe Financial, Inc | $125,000 | n/a | 0.0% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $115,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $115,000 | n/a | 0.0% | |
| First Carolina Bank | $940,000 | $115,000 | -87.8% | 0.0% |
| PHH Mortgage Corporation | $85,000 | $115,000 | 35.3% | 0.0% |
| PLANET HOME LENDING, LLC | $465,000 | $115,000 | -75.3% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $850,000 | $115,000 | -86.5% | 0.0% |
| Discover Bank | $275,000 | $105,000 | -61.8% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $60,000 | $95,000 | 58.3% | 0.0% |
| TD Bank | $95,000 | n/a | 0.0% | |
| ALL WESTERN MORTGAGE, INC. | $85,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $85,000 | n/a | 0.0% | |
| Sandy Spring Bank | $85,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $75,000 | n/a | 0.0% | |
| CNB Bank | $75,000 | n/a | 0.0% | |
| Figure Lending LLC | $65,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $310,000 | $65,000 | -79.0% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $65,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $15,000 | $50,000 | 233.3% | 0.0% |
| American Airlines Federal Credit Union | $45,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $35,000 | n/a | 0.0% | |
| BancorpSouth Bank | $25,000 | n/a | 0.0% |
Wilson's top lender by overall market share is STATE EMPLOYEES', with 17.5% market share. In second place, with 8.9%, is QUICKEN LOANS, LLC, having originated $39,445,000 in loans. In third place, with 5.8%, is Truist Bank, having originated $25,600,000 in loans. In third place, with 5.5%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $24,325,000 in loans. In third place, with 4.1%, is Southern Bank and Trust Company, having originated $17,965,000 in loans.
Wilson, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,087 | $217,185,000 | $199,802 |
| Refi | 975 | $159,835,000 | $163,933 |
| Cash Out Refi | 300 | $48,330,000 | $161,100 |
| Other | 129 | $9,735,000 | $75,465 |
| Home Improvement | 104 | $6,110,000 | $58,750 |
Wilson's most frequently cited loan purpose was Home Purchase, with 1,087 originations. The 2nd most popular reason was Refi, with 975 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,083 | $189,935,000 | $175,379 |
| 2.5-3% | 983 | $155,445,000 | $158,133 |
| <2.5% | 334 | $56,060,000 | $167,844 |
| 4-5% | 137 | $33,145,000 | $241,934 |
| 5-6% | 18 | $2,360,000 | $131,111 |
| Over 8% | 12 | $1,220,000 | $101,667 |
| 6-7% | 10 | $1,360,000 | $136,000 |
| 7-8% | 9 | $555,000 | $61,667 |
During 2021, Wilson's most frequently originated rate bucket was 3-4%, with 1,083 originations.
Loan Sizing (Wilson, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,258 | $187,240,000 | $148,839 |
| $200k-400k | 686 | $174,830,000 | $254,854 |
| $100,000 or less | 594 | $36,770,000 | $61,902 |
| $400k-600k | 45 | $20,775,000 | $461,667 |
| $600k-1000k | 8 | $5,260,000 | $657,500 |
| $Over $1MM | 4 | $16,320,000 | $4,080,000 |
Wilson's loan sizing saw the bucket of loans from $100k-200k with 1,258 originations, totaling $187,240,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,106 | $215,420,000 | $194,774 |
| 60-80% | 745 | $129,145,000 | $173,349 |
| 40-60% | 295 | $42,375,000 | $143,644 |
| 20-40% | 178 | $25,510,000 | $143,315 |
| Under 20% | 136 | $3,770,000 | $27,721 |
| Over 100% | 46 | $10,140,000 | $220,435 |
Wilson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,106 originations, totaling $215,420,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Wilson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,450 (3.6%) | $158,385 (0.5%) | 0.00 | 269 |
| 2018-02-01 | $134,000 (8.1%) | $161,165 (1.3%) | 0.00 | 263 |
| 2018-03-01 | $135,000 (2.3%) | $154,203 (-7.3%) | 0.00 | 265 |
| 2018-04-01 | $131,250 (-4.8%) | $151,347 (-11.3%) | 0.00 | 269 |
| 2018-05-01 | $123,750 (-8.3%) | $154,749 (-9.1%) | 0.00 | 270 |
| 2018-06-01 | $120,990 (-11.3%) | $161,749 (-6.3%) | 0.00 | 243 |
| 2018-07-01 | $120,990 (-16.6%) | $167,107 (-4.5%) | 0.00 | 237 |
| 2018-08-01 | $122,400 (-10.5%) | $168,071 (-0.6%) | 0.00 | 245 |
| 2018-09-01 | $134,900 (2.2%) | $173,040 (4.5%) | 0.00 | 243 |
| 2018-10-01 | $135,200 (2.0%) | $169,001 (2.7%) | 0.00 | 248 |
| 2018-11-01 | $135,950 (-2.9%) | $169,430 (-1.5%) | 0.00 | 257 |
| 2018-12-01 | $135,000 (4.7%) | $164,120 (-1.0%) | 0.00 | 246 |
| 2019-01-01 | $132,450 (2.3%) | $163,856 (3.5%) | 0.00 | 237 |
| 2019-02-01 | $139,400 (4.0%) | $172,763 (7.2%) | 0.00 | 218 |
| 2019-03-01 | $143,657 (6.4%) | $174,810 (13.4%) | 0.00 | 195 |
| 2019-04-01 | $153,200 (16.7%) | $180,932 (19.6%) | 0.00 | 180 |
| 2019-05-01 | $162,995 (31.7%) | $198,468 (28.3%) | 0.00 | 187 |
| 2019-06-01 | $175,000 (44.6%) | $215,038 (33.0%) | 0.00 | 192 |
| 2019-07-01 | $175,000 (44.6%) | $221,671 (32.7%) | 0.00 | 175 |
| 2019-08-01 | $189,500 (54.8%) | $229,024 (36.3%) | 0.00 | 169 |
| 2019-09-01 | $184,700 (36.9%) | $226,171 (30.7%) | 0.00 | 161 |
| 2019-10-01 | $174,500 (29.1%) | $217,039 (28.4%) | 0.00 | 163 |
| 2019-11-01 | $169,900 (25.0%) | $205,675 (21.4%) | 0.00 | 156 |
| 2019-12-01 | $169,900 (25.9%) | $200,574 (22.2%) | 0.00 | 162 |
| 2020-01-01 | $156,950 (18.5%) | $191,229 (16.7%) | 0.00 | 151 |
| 2020-02-01 | $169,500 (21.6%) | $208,249 (20.5%) | 0.00 | 152 |
| 2020-03-01 | $167,000 (16.3%) | $204,083 (16.8%) | 0.00 | 154 |
| 2020-04-01 | $175,000 (14.2%) | $215,659 (19.2%) | 0.00 | 152 |
| 2020-05-01 | $194,900 (19.6%) | $217,301 (9.5%) | 0.00 | 156 |
| 2020-06-01 | $189,900 (8.5%) | $222,916 (3.7%) | 0.00 | 129 |
| 2020-07-01 | $199,900 (14.2%) | $238,329 (7.5%) | 0.00 | 106 |
| 2020-08-01 | $205,900 (8.7%) | $254,556 (11.2%) | 0.00 | 95 |
| 2020-09-01 | $246,700 (33.6%) | $298,473 (32.0%) | 0.00 | 82 |
| 2020-10-01 | $225,000 (28.9%) | $311,825 (43.7%) | 0.00 | 74 |
| 2020-11-01 | $207,500 (22.1%) | $264,074 (28.4%) | 0.00 | 81 |
| 2020-12-01 | $222,450 (30.9%) | $275,615 (37.4%) | 0.00 | 69 |
| 2021-01-01 | $220,000 (40.2%) | $276,173 (44.4%) | 0.00 | 70 |
| 2021-02-01 | $225,200 (32.9%) | $275,151 (32.1%) | 0.00 | 67 |
| 2021-03-01 | $222,500 (33.2%) | $274,223 (34.4%) | 0.00 | 60 |
| 2021-04-01 | $225,000 (28.6%) | $286,950 (33.1%) | 0.00 | 54 |
| 2021-05-01 | $215,856 (10.8%) | $259,180 (19.3%) | 0.00 | 40 |
| 2021-06-01 | $212,495 (11.9%) | $246,024 (10.4%) | 0.00 | 60 |
| 2021-07-01 | $199,900 (0.0%) | $246,118 (3.3%) | 0.00 | 68 |
| 2021-08-01 | $209,950 (2.0%) | $252,289 (-0.9%) | 0.00 | 70 |
| 2021-09-01 | $207,500 (-15.9%) | $250,501 (-16.1%) | 0.00 | 64 |
| 2021-10-01 | $229,900 (2.2%) | $260,614 (-16.4%) | 0.00 | 78 |
| 2021-11-01 | $207,450 (0.0%) | $249,607 (-5.5%) | 0.00 | 74 |
| 2021-12-01 | $235,000 (5.6%) | $262,817 (-4.6%) | 0.00 | 67 |
| 2022-01-01 | $239,900 (9.1%) | $260,662 (-5.6%) | 0.00 | 47 |
| 2022-02-01 | $203,250 (-9.8%) | $241,055 (-12.4%) | 0.00 | 34 |
| 2022-03-01 | $247,450 (11.2%) | $268,037 (-2.3%) | 0.00 | 36 |
| 2022-04-01 | $235,000 (4.4%) | $279,645 (-2.6%) | 0.00 | 50 |
| 2022-05-01 | $252,450 (17.0%) | $314,195 (21.2%) | 0.00 | 50 |
Wilson's median listing price for 2022-05-01 was $252,450, a difference of
$36,594
(17.0%) versus the prior year and
$17,450 versus the prior month.
Wilson's median listing price comes in at 0% of the national average.
Wilson's average listing price for 2022-05-01 was $314,195, a difference of $55,015 (21.2%) versus the prior year and $34,550 versus the prior month.
For the 2022-05-01 period, Wilson had 50 MLS listings, a difference of 0 listings (0%) versus the prior month and 10 listings (25%) versus the prior year.
Wilson's median listing price comes in at 0% of the national average.
Wilson's average listing price for 2022-05-01 was $314,195, a difference of $55,015 (21.2%) versus the prior year and $34,550 versus the prior month.
For the 2022-05-01 period, Wilson had 50 MLS listings, a difference of 0 listings (0%) versus the prior month and 10 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Wilson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,693 sqft |
| 2018-02-01 | 0 days | 1,670 sqft |
| 2018-03-01 | 0 days | 1,680 sqft |
| 2018-04-01 | 0 days | 1,656 sqft |
| 2018-05-01 | 0 days | 1,586 sqft |
| 2018-06-01 | 0 days | 1,536 sqft |
| 2018-07-01 | 0 days | 1,551 sqft |
| 2018-08-01 | 0 days | 1,535 sqft |
| 2018-09-01 | 0 days | 1,602 sqft |
| 2018-10-01 | 0 days | 1,583 sqft |
| 2018-11-01 | 0 days | 1,581 sqft |
| 2018-12-01 | 0 days | 1,552 sqft |
| 2019-01-01 | 0 days | 1,527 sqft |
| 2019-02-01 | 0 days | 1,611 sqft |
| 2019-03-01 | 0 days | 1,651 sqft |
| 2019-04-01 | 0 days | 1,745 sqft |
| 2019-05-01 | 0 days | 2,023 sqft |
| 2019-06-01 | 0 days | 2,060 sqft |
| 2019-07-01 | 0 days | 2,096 sqft |
| 2019-08-01 | 0 days | 2,139 sqft |
| 2019-09-01 | 0 days | 2,111 sqft |
| 2019-10-01 | 0 days | 2,009 sqft |
| 2019-11-01 | 0 days | 1,815 sqft |
| 2019-12-01 | 0 days | 1,876 sqft |
| 2020-01-01 | 0 days | 1,715 sqft |
| 2020-02-01 | 0 days | 1,845 sqft |
| 2020-03-01 | 0 days | 1,755 sqft |
| 2020-04-01 | 0 days | 1,905 sqft |
| 2020-05-01 | 0 days | 1,888 sqft |
| 2020-06-01 | 0 days | 1,894 sqft |
| 2020-07-01 | 0 days | 1,942 sqft |
| 2020-08-01 | 0 days | 2,078 sqft |
| 2020-09-01 | 0 days | 2,309 sqft |
| 2020-10-01 | 0 days | 2,386 sqft |
| 2020-11-01 | 0 days | 2,034 sqft |
| 2020-12-01 | 0 days | 2,017 sqft |
| 2021-01-01 | 0 days | 1,958 sqft |
| 2021-02-01 | 0 days | 1,884 sqft |
| 2021-03-01 | 0 days | 1,794 sqft |
| 2021-04-01 | 0 days | 1,870 sqft |
| 2021-05-01 | 0 days | 1,602 sqft |
| 2021-06-01 | 0 days | 1,670 sqft |
| 2021-07-01 | 0 days | 1,760 sqft |
| 2021-08-01 | 0 days | 1,719 sqft |
| 2021-09-01 | 0 days | 1,673 sqft |
| 2021-10-01 | 0 days | 1,771 sqft |
| 2021-11-01 | 0 days | 1,634 sqft |
| 2021-12-01 | 0 days | 1,762 sqft |
| 2022-01-01 | 0 days | 1,878 sqft |
| 2022-02-01 | 0 days | 1,743 sqft |
| 2022-03-01 | 0 days | 1,846 sqft |
| 2022-04-01 | 0 days | 1,777 sqft |
| 2022-05-01 | 0 days | 1,692 sqft |
Wilson's median listing age (time on market) for 2022-05-01 was 0 days.
Wilson's median square footage for active listings during the 2022-05-01 period was 1,692 sqft. One year prior, the average listing was 1,602 sqft.
Wilson's median square footage for active listings during the 2022-05-01 period was 1,692 sqft. One year prior, the average listing was 1,602 sqft.
