Wilson Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Wilson averaged
7.03%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.78% and
one month ago for the week of 2025-04-17, the
average rate was 6.9%.
Wilson's average rate one year ago was 6.99%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.46%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Wilson 30 Year Fixed Rate | 2025-05-22 | 7.03% |
| Wilson 30 Year Fixed Rate Refi | 2025-05-22 | 7.46% |
| Wilson 15 Year Fixed Rate | 2025-05-22 | 6.21% |
| Wilson 15 Year Fixed Rate Refi | 2025-05-22 | 6.41% |
| Wilson 30 Year FHA | 2025-05-22 | 6.04% |
| Wilson 30 Year FHA Refi | 2025-05-22 | 6.71% |
| Wilson 30 Year USDA | 2025-05-22 | 6.53% |
| Wilson 30 Year USDA Refi | 2025-05-22 | 6.23% |
| Wilson 30 Year VA | 2025-05-22 | 6.66% |
| Wilson 30 Year VA Refi | 2025-05-22 | 6.32% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wilson, NC.
Wilson Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wilson, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Wilson Average Closing Costs & Other Stats
Wilson, NC's 95 lenders originated 1,533
loans during 2024. The total origination value was $335,795,000, with an average loan value of
$219,044.
Wilson's average closing costs are $4,891.
The top Wilson lender as defined by loan originations is STATE EMPLOYEES', with
85 loans originated. Their average total fees are
$3,899, which is $1,647
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Wilson lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($2,343), VELOCIO MORTGAGE L.L.C. ($3,217), STATE EMPLOYEES' ($3,899), JPMorgan Chase Bank ($4,468) and American Security Mortgage Corp. ($4,809).
The lowest rate Wilson lenders (with over 10 loans originated) are
VELOCIO MORTGAGE L.L.C. (5.74%), DHI MORTGAGE COMPANY, LTD. (5.95%), JPMorgan Chase Bank (6.25%), STATE EMPLOYEES' (6.36%) and Truist (6.42%).
Wilson, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Arbor Realty Trust, Inc. | $41,815,000 | n/a | 12.5% | |
| STATE EMPLOYEES' | $44,715,000 | $38,135,000 | -14.7% | 11.4% |
| VELOCIO MORTGAGE L.L.C. | $3,125,000 | $16,755,000 | 436.2% | 5.0% |
| T2 FINANCIAL LLC | $14,385,000 | n/a | 4.3% | |
| Truist | $11,065,000 | $13,475,000 | 21.8% | 4.0% |
| QUICKEN LOANS, LLC | $12,400,000 | $13,105,000 | 5.7% | 3.9% |
| Southern Bank and Trust Company | $14,680,000 | $12,895,000 | -12.2% | 3.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,020,000 | $10,185,000 | 237.3% | 3.0% |
| Integrity Home Mortgage Corp | $3,920,000 | $9,980,000 | 154.6% | 3.0% |
| DHI MORTGAGE COMPANY, LTD. | $8,130,000 | $9,020,000 | 10.9% | 2.7% |
| First-Citizens Bank & Trust Company | $7,475,000 | $8,060,000 | 7.8% | 2.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $15,105,000 | $7,970,000 | -47.2% | 2.4% |
| Mortgage Research Center, LLC | $6,555,000 | $7,315,000 | 11.6% | 2.2% |
| American Security Mortgage Corp. | $4,225,000 | $6,080,000 | 43.9% | 1.8% |
| FREEDOM MORTGAGE CORPORATION | $1,060,000 | $4,720,000 | 345.3% | 1.4% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,015,000 | $4,645,000 | 357.6% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $1,955,000 | $4,095,000 | 109.5% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $2,450,000 | $3,290,000 | 34.3% | 1.0% |
| Providence Bank | $5,595,000 | $2,760,000 | -50.7% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $3,125,000 | $2,725,000 | -12.8% | 0.8% |
| JPMorgan Chase Bank | $515,000 | $2,715,000 | 427.2% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,875,000 | $2,585,000 | -10.1% | 0.8% |
| LENDINGHOME FUNDING CORPORATION | $775,000 | $2,550,000 | 229.0% | 0.8% |
| LOANDEPOT.COM, LLC | $1,785,000 | $2,435,000 | 36.4% | 0.7% |
| GUARANTEED RATE, INC. | $2,620,000 | $2,395,000 | -8.6% | 0.7% |
| PNC Bank | $1,395,000 | $2,385,000 | 71.0% | 0.7% |
| AgCarolina Farm Credit, FLCA | $930,000 | $2,235,000 | 140.3% | 0.7% |
| INTERCOASTAL MORTGAGE COMPANY | $2,435,000 | $2,210,000 | -9.2% | 0.7% |
| KS Bank, Inc. | $1,805,000 | $2,180,000 | 20.8% | 0.6% |
| NEWREZ LLC | $665,000 | $2,075,000 | 212.0% | 0.6% |
| CORNERSTONE HOME LENDING, INC. | $1,575,000 | $1,945,000 | 23.5% | 0.6% |
| COASTAL Federal Credit Union | $1,270,000 | $1,820,000 | 43.3% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,455,000 | $1,780,000 | -27.5% | 0.5% |
| 21ST MORTGAGE CORPORATION | $305,000 | $1,760,000 | 477.0% | 0.5% |
| VILLAGE CAPITAL MORTGAGE | $590,000 | $1,740,000 | 194.9% | 0.5% |
| LIMA ONE CAPITAL, LLC | $1,160,000 | $1,730,000 | 49.1% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,655,000 | $1,715,000 | 3.6% | 0.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $505,000 | $1,675,000 | 231.7% | 0.5% |
| Towne Bank | $640,000 | $1,605,000 | 150.8% | 0.5% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $3,200,000 | $1,500,000 | -53.1% | 0.4% |
| Bank of America | $1,335,000 | $1,495,000 | 12.0% | 0.4% |
| LOANPAL, LLC | $350,000 | $1,340,000 | 282.9% | 0.4% |
| Flagstar Bank, FSB | $460,000 | $1,335,000 | 190.2% | 0.4% |
| Alcova Mortgage LLC | $1,375,000 | $1,280,000 | -6.9% | 0.4% |
| NEW DAY FINANCIAL, LLC | $870,000 | $1,225,000 | 40.8% | 0.4% |
| Keystone Funding, Inc. | $1,110,000 | n/a | 0.3% | |
| SUMMIT FUNDING, INC. | $1,110,000 | n/a | 0.3% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,435,000 | $1,105,000 | -23.0% | 0.3% |
| United Community Bank | $1,090,000 | n/a | 0.3% | |
| SELF-HELP Credit Union | $115,000 | $1,045,000 | 808.7% | 0.3% |
| ZILLOW HOME LOANS, LLC | $370,000 | $1,040,000 | 181.1% | 0.3% |
| AMWEST FUNDING CORP. | $770,000 | $1,035,000 | 34.4% | 0.3% |
| Nicolet National Bank | $1,005,000 | n/a | 0.3% | |
| Carrington Mortgage Services, LLC | $1,325,000 | $975,000 | -26.4% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $320,000 | $950,000 | 196.9% | 0.3% |
| RELIANCE FIRST CAPITAL, LLC | $795,000 | $920,000 | 15.7% | 0.3% |
| CMG MORTGAGE, INC. | $1,060,000 | $870,000 | -17.9% | 0.3% |
| Gateway First Bank | $110,000 | $870,000 | 690.9% | 0.3% |
| First Bank | $1,410,000 | $865,000 | -38.7% | 0.3% |
| Wells Fargo Bank | $1,840,000 | $860,000 | -53.3% | 0.3% |
| FBC MORTGAGE, LLC | $855,000 | n/a | 0.3% | |
| GUILD MORTGAGE COMPANY | $105,000 | $840,000 | 700.0% | 0.3% |
| First Heritage Mortgage, LLC | $480,000 | $825,000 | 71.9% | 0.2% |
| BROKER SOLUTIONS, INC. | $115,000 | $805,000 | 600.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $780,000 | $790,000 | 1.3% | 0.2% |
| NFM, INC. | $1,775,000 | $785,000 | -55.8% | 0.2% |
| Stifel Bank and Trust | $730,000 | n/a | 0.2% | |
| OAKTREE FUNDING CORP. | $720,000 | n/a | 0.2% | |
| EMM LOANS LLC | $225,000 | $700,000 | 211.1% | 0.2% |
| First National Bank of Pennsylvania | $1,220,000 | $685,000 | -43.9% | 0.2% |
| Prosperity Home Mortgage, LLC | $535,000 | $685,000 | 28.0% | 0.2% |
| MICHIGAN MUTUAL, INC. | $165,000 | $680,000 | 312.1% | 0.2% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $670,000 | n/a | 0.2% | |
| CAPITAL CENTER, L.L.C. | $670,000 | n/a | 0.2% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $655,000 | n/a | 0.2% | |
| Towne Mortgage of the Carolinas, LLC | $1,605,000 | $650,000 | -59.5% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $225,000 | $640,000 | 184.4% | 0.2% |
| Performance Financial, Inc. | $620,000 | n/a | 0.2% | |
| U.S. Bank | $615,000 | n/a | 0.2% | |
| Northpointe Bank | $455,000 | $600,000 | 31.9% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $585,000 | n/a | 0.2% | |
| UNION HOME MORTGAGE CORP. | $125,000 | $545,000 | 336.0% | 0.2% |
| Deere Employees Credit Union | $540,000 | n/a | 0.2% | |
| OPEN MORTGAGE, LLC | $540,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $755,000 | $505,000 | -33.1% | 0.2% |
| Residential Acceptance Corporation | $505,000 | n/a | 0.2% | |
| POINT Mortgage | $490,000 | $500,000 | 2.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $250,000 | $495,000 | 98.0% | 0.1% |
| LATINO COMMUNITY CREDIT UNION | $1,390,000 | $485,000 | -65.1% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $475,000 | n/a | 0.1% | |
| Atlantic Coast Mortgage, LLC | $465,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $350,000 | $400,000 | 14.3% | 0.1% |
| TOWER | $400,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $390,000 | n/a | 0.1% | |
| Texana Bank | $390,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $390,000 | n/a | 0.1% | |
| AmRes Corporation | $380,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $430,000 | $360,000 | -16.3% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $235,000 | $335,000 | 42.6% | 0.1% |
| The Central Trust Bank | $115,000 | $330,000 | 187.0% | 0.1% |
| USAA Federal Savings Bank | $1,320,000 | $330,000 | -75.0% | 0.1% |
| MORIA DEVELOPMENT, INC. | $325,000 | n/a | 0.1% | |
| The Farmers National Bank of Canfield | $325,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $315,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $1,090,000 | $310,000 | -71.6% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $305,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $850,000 | $305,000 | -64.1% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $305,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $305,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $460,000 | $290,000 | -37.0% | 0.1% |
| ACOPIA, LLC | $285,000 | n/a | 0.1% | |
| DELMAR FINANCIAL COMPANY | $225,000 | $285,000 | 26.7% | 0.1% |
| JAMS-01, INC. | $280,000 | n/a | 0.1% | |
| RF Renovo Management Company, LLC | $1,595,000 | $280,000 | -82.4% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $275,000 | n/a | 0.1% | |
| North State Bank | $390,000 | $270,000 | -30.8% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $265,000 | n/a | 0.1% | |
| HOMESPIRE MORTGAGE CORPORATION | $435,000 | $255,000 | -41.4% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $255,000 | n/a | 0.1% | |
| South State Bank | $400,000 | $255,000 | -36.3% | 0.1% |
| Loan Simple, Inc. | $250,000 | n/a | 0.1% | |
| Discover Bank | $260,000 | $245,000 | -5.8% | 0.1% |
| The Fidelity Bank | $245,000 | n/a | 0.1% | |
| EQUITY RESOURCES, INC. | $465,000 | $235,000 | -49.5% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $235,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $970,000 | $235,000 | -75.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $670,000 | $235,000 | -64.9% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $125,000 | $235,000 | 88.0% | 0.1% |
| UNIVERSITY Federal Credit Union | $235,000 | n/a | 0.1% | |
| Pinnacle Bank | $34,345,000 | $225,000 | -99.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $215,000 | n/a | 0.1% | |
| First National Bank of America | $370,000 | $215,000 | -41.9% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $215,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $210,000 | n/a | 0.1% | |
| FIRST BANCORP | $205,000 | n/a | 0.1% | |
| Blue Ridge Bank | $490,000 | $195,000 | -60.2% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $135,000 | $195,000 | 44.4% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $195,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $335,000 | $195,000 | -41.8% | 0.1% |
| Morgan Stanley Private Bank | $195,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $125,000 | $190,000 | 52.0% | 0.1% |
| Bank of England | $185,000 | n/a | 0.1% | |
| ONY GLO, INC. | $185,000 | n/a | 0.1% | |
| SeaTrust Mortgage Company | $175,000 | $185,000 | 5.7% | 0.1% |
| CLEARPATH LENDING | $385,000 | $175,000 | -54.5% | 0.1% |
| MY MORTGAGE, INC. | $175,000 | n/a | 0.1% | |
| Paramount Bank | $175,000 | n/a | 0.1% | |
| STOCKTON MORTGAGE CORPORATION | $175,000 | n/a | 0.1% | |
| 1ST SIGNATURE LENDING, LLC | $165,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $165,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $165,000 | n/a | 0.0% | |
| Ally Bank | $155,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $155,000 | n/a | 0.0% | |
| Fifth Third Bank | $155,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $415,000 | $155,000 | -62.7% | 0.0% |
| The Federal Savings Bank | $245,000 | $155,000 | -36.7% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $490,000 | $145,000 | -70.4% | 0.0% |
| Centra Credit Union | $125,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $515,000 | $115,000 | -77.7% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $200,000 | $110,000 | -45.0% | 0.0% |
| CANOPY MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| Nations Lending Corporation | $685,000 | $105,000 | -84.7% | 0.0% |
| United States Senate Federal Credit Union | $105,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $220,000 | $95,000 | -56.8% | 0.0% |
| MILLENNIUM FINANCIAL GROUP, INC. | $95,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $135,000 | $95,000 | -29.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $105,000 | $85,000 | -19.0% | 0.0% |
| SHARONVIEW FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| Figure Lending LLC | $240,000 | $70,000 | -70.8% | 0.0% |
| Coastal Community Bank | $65,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $65,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $125,000 | $65,000 | -48.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $105,000 | $55,000 | -47.6% | 0.0% |
| CSL Financial, LLC | $55,000 | n/a | 0.0% | |
| United Bank | $2,000,000 | $50,000 | -97.5% | 0.0% |
| Bethpage Federal Credit Union | $35,000 | n/a | 0.0% | |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $25,000 | n/a | 0.0% | |
| Regions Bank | $15,000 | n/a | 0.0% |
Wilson's top lender by overall market share is Arbor Realty Trust, Inc., with 12.5% market share. In second place, with 11.4%, is STATE EMPLOYEES', having originated $38,135,000 in loans. In third place, with 5.0%, is VELOCIO MORTGAGE L.L.C., having originated $16,755,000 in loans. In fourth place, with 4.3%, is T2 FINANCIAL LLC, having originated $14,385,000 in loans. In fifth place, with 4.0%, is Truist, having originated $13,475,000 in loans.
Wilson Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Wilson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,600 (8.1%) | $159,623 (4.0%) | 0.00 | 252 |
| 2018-02-01 | $129,900 (9.7%) | $160,284 (2.7%) | 0.00 | 243 |
| 2018-03-01 | $132,500 (1.2%) | $153,041 (-8.9%) | 0.00 | 247 |
| 2018-04-01 | $129,950 (-3.7%) | $151,563 (-11.3%) | 0.00 | 255 |
| 2018-05-01 | $123,875 (-8.2%) | $158,053 (-7.9%) | 0.00 | 260 |
| 2018-06-01 | $120,990 (-13.5%) | $161,506 (-7.5%) | 0.00 | 238 |
| 2018-07-01 | $121,490 (-16.5%) | $168,368 (-5.0%) | 0.00 | 239 |
| 2018-08-01 | $123,500 (-8.0%) | $168,477 (0.5%) | 0.00 | 248 |
| 2018-09-01 | $132,250 (0.2%) | $173,025 (4.6%) | 0.00 | 243 |
| 2018-10-01 | $129,850 (-2.6%) | $168,222 (2.6%) | 0.00 | 245 |
| 2018-11-01 | $129,925 (-5.5%) | $166,602 (-1.0%) | 0.00 | 250 |
| 2018-12-01 | $129,700 (-0.2%) | $162,930 (-0.1%) | 0.00 | 239 |
| 2019-01-01 | $132,350 (2.1%) | $161,673 (1.3%) | 0.00 | 233 |
| 2019-02-01 | $136,250 (4.9%) | $169,315 (5.6%) | 0.00 | 211 |
| 2019-03-01 | $141,386 (6.7%) | $173,444 (13.3%) | 0.00 | 187 |
| 2019-04-01 | $152,400 (17.3%) | $182,110 (20.2%) | 0.00 | 172 |
| 2019-05-01 | $152,400 (23.0%) | $187,889 (18.9%) | 0.00 | 177 |
| 2019-06-01 | $169,900 (40.4%) | $199,393 (23.5%) | 0.00 | 181 |
| 2019-07-01 | $173,700 (43.0%) | $211,744 (25.8%) | 0.00 | 167 |
| 2019-08-01 | $174,645 (41.4%) | $215,167 (27.7%) | 0.00 | 164 |
| 2019-09-01 | $174,564 (32.0%) | $214,171 (23.8%) | 0.00 | 161 |
| 2019-10-01 | $174,500 (34.4%) | $212,499 (26.3%) | 0.00 | 153 |
| 2019-11-01 | $165,900 (27.7%) | $200,498 (20.4%) | 0.00 | 144 |
| 2019-12-01 | $169,900 (31.0%) | $195,875 (20.2%) | 0.00 | 150 |
| 2020-01-01 | $154,000 (16.4%) | $186,031 (15.1%) | 0.00 | 145 |
| 2020-02-01 | $165,000 (21.1%) | $201,625 (19.1%) | 0.00 | 143 |
| 2020-03-01 | $164,000 (16.0%) | $201,660 (16.3%) | 0.00 | 142 |
| 2020-04-01 | $169,900 (11.5%) | $210,721 (15.7%) | 0.00 | 138 |
| 2020-05-01 | $182,400 (19.7%) | $210,918 (12.3%) | 0.00 | 140 |
| 2020-06-01 | $189,900 (11.8%) | $218,814 (9.7%) | 0.00 | 121 |
| 2020-07-01 | $193,375 (11.3%) | $228,903 (8.1%) | 0.00 | 101 |
| 2020-08-01 | $199,950 (14.5%) | $240,734 (11.9%) | 0.00 | 95 |
| 2020-09-01 | $221,200 (26.7%) | $276,663 (29.2%) | 0.00 | 76 |
| 2020-10-01 | $205,450 (17.7%) | $278,595 (31.1%) | 0.00 | 64 |
| 2020-11-01 | $179,900 (8.4%) | $244,471 (21.9%) | 0.00 | 73 |
| 2020-12-01 | $207,100 (21.9%) | $249,199 (27.2%) | 0.00 | 62 |
| 2021-01-01 | $208,000 (35.1%) | $256,267 (37.8%) | 0.00 | 60 |
| 2021-02-01 | $219,950 (33.3%) | $255,406 (26.7%) | 0.00 | 66 |
| 2021-03-01 | $209,425 (27.7%) | $254,591 (26.3%) | 0.00 | 59 |
| 2021-04-01 | $216,150 (27.2%) | $265,492 (26.0%) | 0.00 | 53 |
| 2021-05-01 | $199,990 (9.6%) | $243,175 (15.3%) | 0.00 | 40 |
| 2021-06-01 | $187,425 (-1.3%) | $224,651 (2.7%) | 0.00 | 62 |
| 2021-07-01 | $182,500 (-5.6%) | $226,130 (-1.2%) | 0.00 | 64 |
| 2021-08-01 | $189,900 (-5.0%) | $232,783 (-3.3%) | 0.00 | 63 |
| 2021-09-01 | $186,150 (-15.9%) | $222,076 (-19.7%) | 0.00 | 58 |
| 2021-10-01 | $197,400 (-3.9%) | $236,517 (-15.1%) | 0.00 | 66 |
| 2021-11-01 | $187,950 (4.5%) | $231,094 (-5.5%) | 0.00 | 67 |
| 2021-12-01 | $220,700 (6.6%) | $251,364 (0.9%) | 0.00 | 57 |
| 2022-01-01 | $197,400 (-5.1%) | $244,224 (-4.7%) | 0.00 | 38 |
| 2022-02-01 | $184,950 (-15.9%) | $230,582 (-9.7%) | 0.00 | 35 |
| 2022-03-01 | $223,500 (6.7%) | $254,148 (-0.2%) | 0.00 | 34 |
| 2022-04-01 | $205,000 (-5.2%) | $269,454 (1.5%) | 0.00 | 48 |
| 2022-05-01 | $237,500 (18.8%) | $290,443 (19.4%) | 0.00 | 48 |
| 2022-06-01 | $249,925 (33.4%) | $305,469 (36.0%) | 0.00 | 65 |
| 2022-07-01 | $247,450 (35.6%) | $287,362 (27.1%) | 0.00 | 102 |
| 2022-08-01 | $237,225 (24.9%) | $274,070 (17.7%) | 0.00 | 105 |
| 2022-09-01 | $254,500 (36.7%) | $267,549 (20.5%) | 0.00 | 83 |
| 2022-10-01 | $249,900 (26.6%) | $275,013 (16.3%) | 0.00 | 82 |
| 2022-11-01 | $243,800 (29.7%) | $294,511 (27.4%) | 0.00 | 83 |
| 2022-12-01 | $249,000 (12.8%) | $273,931 (9.0%) | 0.00 | 83 |
| 2023-01-01 | $260,700 (32.1%) | $291,886 (19.5%) | 0.00 | 79 |
| 2023-02-01 | $274,175 (48.2%) | $298,794 (29.6%) | 0.00 | 83 |
| 2023-03-01 | $283,750 (27.0%) | $315,511 (24.1%) | 0.00 | 81 |
| 2023-04-01 | $299,990 (46.3%) | $325,295 (20.7%) | 0.00 | 70 |
| 2023-05-01 | $316,298 (33.2%) | $337,370 (16.2%) | 0.00 | 71 |
| 2023-06-01 | $290,673 (16.3%) | $316,742 (3.7%) | 0.00 | 84 |
| 2023-07-01 | $275,000 (11.1%) | $308,807 (7.5%) | 0.00 | 83 |
| 2023-08-01 | $264,945 (11.7%) | $299,509 (9.3%) | 0.00 | 82 |
| 2023-09-01 | $270,990 (6.5%) | $299,620 (12.0%) | 0.00 | 80 |
| 2023-10-01 | $276,225 (10.5%) | $300,954 (9.4%) | 0.00 | 105 |
| 2023-11-01 | $279,950 (14.8%) | $299,418 (1.7%) | 0.00 | 111 |
| 2023-12-01 | $290,000 (16.5%) | $307,287 (12.2%) | 0.00 | 113 |
| 2024-01-01 | $291,225 (11.7%) | $305,892 (4.8%) | 0.00 | 111 |
| 2024-02-01 | $296,334 (8.1%) | $306,578 (2.6%) | 0.00 | 122 |
| 2024-03-01 | $275,000 (-3.1%) | $283,096 (-10.3%) | 0.00 | 154 |
| 2024-04-01 | $290,124 (-3.3%) | $302,106 (-7.1%) | 0.00 | 157 |
| 2024-05-01 | $293,225 (-7.3%) | $307,181 (-9.0%) | 0.00 | 145 |
| 2024-06-01 | $290,695 (0.0%) | $306,518 (-3.2%) | 0.00 | 156 |
| 2024-07-01 | $286,510 (4.2%) | $306,068 (-0.9%) | 0.00 | 171 |
| 2024-08-01 | $283,303 (6.9%) | $313,361 (4.6%) | 0.00 | 167 |
| 2024-09-01 | $282,880 (4.4%) | $313,321 (4.6%) | 0.00 | 179 |
| 2024-10-01 | $278,482 (0.8%) | $305,441 (1.5%) | 0.00 | 198 |
| 2024-11-01 | $275,000 (-1.8%) | $307,619 (2.7%) | 0.00 | 218 |
| 2024-12-01 | $274,900 (-5.2%) | $308,291 (0.3%) | 0.00 | 223 |
| 2025-01-01 | $273,725 (-6.0%) | $300,100 (-1.9%) | 0.00 | 215 |
| 2025-02-01 | $272,748 (-8.0%) | $307,470 (0.3%) | 0.00 | 201 |
| 2025-03-01 | $268,000 (-2.6%) | $300,946 (6.3%) | 0.00 | 194 |
| 2025-04-01 | $269,975 (-6.9%) | $304,971 (1.0%) | 0.00 | 203 |
Wilson's median listing price for 2025-04-01 was $269,975, a difference of
$-20,149
(-6.9%) versus the prior year and
$1,975 versus the prior month.
Wilson's median listing price comes in at 0% of the national average.
Wilson's average listing price for 2025-04-01 was $304,971, a difference of $2,865 (1.0%) versus the prior year and $4,025 versus the prior month.
For the 2025-04-01 period, Wilson had 203 MLS listings, a difference of 9 listings (5%) versus the prior month and 46 listings (29%) versus the prior year.
Wilson's median listing price comes in at 0% of the national average.
Wilson's average listing price for 2025-04-01 was $304,971, a difference of $2,865 (1.0%) versus the prior year and $4,025 versus the prior month.
For the 2025-04-01 period, Wilson had 203 MLS listings, a difference of 9 listings (5%) versus the prior month and 46 listings (29%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Wilson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,657 sqft |
| 2018-02-01 | 0 days | 1,610 sqft |
| 2018-03-01 | 0 days | 1,653 sqft |
| 2018-04-01 | 0 days | 1,652 sqft |
| 2018-05-01 | 0 days | 1,582 sqft |
| 2018-06-01 | 0 days | 1,536 sqft |
| 2018-07-01 | 0 days | 1,568 sqft |
| 2018-08-01 | 0 days | 1,556 sqft |
| 2018-09-01 | 0 days | 1,602 sqft |
| 2018-10-01 | 0 days | 1,581 sqft |
| 2018-11-01 | 0 days | 1,557 sqft |
| 2018-12-01 | 0 days | 1,534 sqft |
| 2019-01-01 | 0 days | 1,535 sqft |
| 2019-02-01 | 0 days | 1,603 sqft |
| 2019-03-01 | 0 days | 1,643 sqft |
| 2019-04-01 | 0 days | 1,734 sqft |
| 2019-05-01 | 0 days | 1,878 sqft |
| 2019-06-01 | 0 days | 2,019 sqft |
| 2019-07-01 | 0 days | 2,006 sqft |
| 2019-08-01 | 0 days | 2,022 sqft |
| 2019-09-01 | 0 days | 2,008 sqft |
| 2019-10-01 | 0 days | 2,003 sqft |
| 2019-11-01 | 0 days | 1,800 sqft |
| 2019-12-01 | 0 days | 1,835 sqft |
| 2020-01-01 | 0 days | 1,734 sqft |
| 2020-02-01 | 0 days | 1,796 sqft |
| 2020-03-01 | 0 days | 1,724 sqft |
| 2020-04-01 | 0 days | 1,773 sqft |
| 2020-05-01 | 0 days | 1,714 sqft |
| 2020-06-01 | 0 days | 1,811 sqft |
| 2020-07-01 | 0 days | 1,880 sqft |
| 2020-08-01 | 0 days | 1,952 sqft |
| 2020-09-01 | 0 days | 2,171 sqft |
| 2020-10-01 | 0 days | 2,054 sqft |
| 2020-11-01 | 0 days | 1,838 sqft |
| 2020-12-01 | 0 days | 1,868 sqft |
| 2021-01-01 | 0 days | 1,870 sqft |
| 2021-02-01 | 0 days | 1,766 sqft |
| 2021-03-01 | 0 days | 1,692 sqft |
| 2021-04-01 | 0 days | 1,804 sqft |
| 2021-05-01 | 0 days | 1,550 sqft |
| 2021-06-01 | 0 days | 1,551 sqft |
| 2021-07-01 | 0 days | 1,650 sqft |
| 2021-08-01 | 0 days | 1,607 sqft |
| 2021-09-01 | 0 days | 1,552 sqft |
| 2021-10-01 | 0 days | 1,655 sqft |
| 2021-11-01 | 0 days | 1,625 sqft |
| 2021-12-01 | 0 days | 1,718 sqft |
| 2022-01-01 | 0 days | 1,743 sqft |
| 2022-02-01 | 0 days | 1,679 sqft |
| 2022-03-01 | 0 days | 1,765 sqft |
| 2022-04-01 | 0 days | 1,603 sqft |
| 2022-05-01 | 0 days | 1,593 sqft |
| 2022-06-01 | 0 days | 1,553 sqft |
| 2022-07-01 | 0 days | 1,586 sqft |
| 2022-08-01 | 0 days | 1,539 sqft |
| 2022-09-01 | 0 days | 1,664 sqft |
| 2022-10-01 | 0 days | 1,691 sqft |
| 2022-11-01 | 0 days | 1,732 sqft |
| 2022-12-01 | 0 days | 1,705 sqft |
| 2023-01-01 | 0 days | 1,700 sqft |
| 2023-02-01 | 0 days | 1,693 sqft |
| 2023-03-01 | 0 days | 1,682 sqft |
| 2023-04-01 | 0 days | 1,727 sqft |
| 2023-05-01 | 0 days | 1,887 sqft |
| 2023-06-01 | 0 days | 1,730 sqft |
| 2023-07-01 | 0 days | 1,720 sqft |
| 2023-08-01 | 0 days | 1,738 sqft |
| 2023-09-01 | 0 days | 1,772 sqft |
| 2023-10-01 | 0 days | 1,763 sqft |
| 2023-11-01 | 0 days | 1,741 sqft |
| 2023-12-01 | 0 days | 1,742 sqft |
| 2024-01-01 | 0 days | 1,729 sqft |
| 2024-02-01 | 0 days | 1,722 sqft |
| 2024-03-01 | 0 days | 1,682 sqft |
| 2024-04-01 | 0 days | 1,657 sqft |
| 2024-05-01 | 0 days | 1,645 sqft |
| 2024-06-01 | 0 days | 1,658 sqft |
| 2024-07-01 | 0 days | 1,627 sqft |
| 2024-08-01 | 0 days | 1,667 sqft |
| 2024-09-01 | 0 days | 1,739 sqft |
| 2024-10-01 | 0 days | 1,639 sqft |
| 2024-11-01 | 0 days | 1,646 sqft |
| 2024-12-01 | 0 days | 1,642 sqft |
| 2025-01-01 | 0 days | 1,587 sqft |
| 2025-02-01 | 0 days | 1,595 sqft |
| 2025-03-01 | 0 days | 1,579 sqft |
| 2025-04-01 | 0 days | 1,619 sqft |
Wilson's median listing age (time on market) for 2025-04-01 was 0 days.
Wilson's median square footage for active listings during the 2025-04-01 period was 1,619 sqft. One year prior, the average listing was 1,657 sqft.
Wilson's median square footage for active listings during the 2025-04-01 period was 1,619 sqft. One year prior, the average listing was 1,657 sqft.
Wilson, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 835 | $196,475,000 | $235,299 |
| Cash Out Refi | 196 | $79,290,000 | $404,541 |
| Refi | 185 | $34,395,000 | $185,919 |
| Other | 161 | $13,545,000 | $84,130 |
| Home Improvement | 156 | $12,090,000 | $77,500 |
Wilson's most frequently cited loan purpose was Home Purchase, with 835 originations. The 2nd most popular reason was Cash Out Refi, with 196 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 534 | $166,630,000 | $312,041 |
| 7-8% | 418 | $59,970,000 | $143,469 |
| 5-6% | 244 | $55,320,000 | $226,721 |
| Over 8% | 210 | $28,010,000 | $133,381 |
| 4-5% | 49 | $13,595,000 | $277,449 |
| <2.5% | 26 | $370,000 | $14,231 |
| 3-4% | 22 | $6,350,000 | $288,636 |
| 2.5-3% | 2 | $560,000 | $280,000 |
During 2024, Wilson's most frequently originated rate bucket was 6-7%, with 534 originations.
Loan Sizing (Wilson, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 579 | $158,315,000 | $273,428 |
| $100k-200k | 465 | $68,595,000 | $147,516 |
| $100,000 or less | 408 | $22,390,000 | $54,877 |
| $400k-600k | 56 | $25,670,000 | $458,393 |
| $600k-1000k | 19 | $12,975,000 | $682,895 |
| $Over $1MM | 6 | $47,850,000 | $7,975,000 |
Wilson's loan sizing saw the bucket of loans from $200k-400k with 579 originations, totaling $158,315,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 639 | $162,015,000 | $253,545 |
| 60-80% | 313 | $110,295,000 | $352,380 |
| 20-40% | 197 | $17,085,000 | $86,726 |
| Under 20% | 185 | $7,175,000 | $38,784 |
| 40-60% | 126 | $18,760,000 | $148,889 |
| Over 100% | 23 | $7,545,000 | $328,043 |
Wilson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 639 originations, totaling $162,015,000 in origination value.