Cleveland Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Cleveland averaged 6.44% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.75% and one month ago for the week of 2025-02-27, the average rate was 6.66%.

    Cleveland's average rate one year ago was 6.99%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.04%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Cleveland 30 Year Fixed Rate 2025-04-03 6.44%
    Cleveland 30 Year Fixed Rate Refi 2025-04-03 7.04%
    Cleveland 15 Year Fixed Rate 2025-04-03 5.92%
    Cleveland 15 Year Fixed Rate Refi 2025-04-03 6.32%
    Cleveland 30 Year FHA 2025-04-03 6.26%
    Cleveland 30 Year FHA Refi 2025-04-03 6.16%
    Cleveland 30 Year USDA 2025-04-03 6.52%
    Cleveland 30 Year USDA Refi 2025-04-03 6.32%
    Cleveland 30 Year VA 2025-04-03 5.96%
    Cleveland 30 Year VA Refi 2025-04-03 6.26%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Cleveland, MS.

    Cleveland Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Cleveland, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    BancorpSouth 11 6.76% $3,936
    EUSTIS AND AMERICAN MORTGAGE COMPANY 5 7.04% $4,322
    Baxter Credit Union 4 7.00% $3,004
    FIDELITY BANK 3 6.71% $4,787
    JPMorgan Chase Bank 3 6.33% $5,232
    Mr. Cooper ( Nationstar Mortgage ) 2 7.19% $5,472
    FIRST COMMUNITY MORTGAGE, INC. 2 6.50% $3,206
    GUILD MORTGAGE COMPANY 1 7.63% $4,443
    HOPE FEDERAL CREDIT UNION 1 6.50% $3,342
    Nations Lending Corporation 1 6.63% $3,656
    QUICKEN LOANS, LLC 1 6.99% $5,208
    Regions Bank 1 6.75% $4,438
    Renasant Bank 1 6.63% $4,052
    SouthPoint Bank 1 7.00% $7,836
    Trustmark National Bank 1 6.13% $6,651
    ACOPIA, LLC 1 7.13% $4,524
    UNION HOME MORTGAGE CORP. 1 6.38% $6,374
    BankPlus 1 5.88% $4,522
    BROKER SOLUTIONS, INC. 1 7.63% $6,124
    CROSSCOUNTRY MORTGAGE, LLC 1 6.13% $4,547
    FIRST COLONY MORTGAGE CORPORATION 1 6.63% $3,418
    First Horizon Bank 1 6.75% $4,710
    GUARANTEED RATE, INC. 1 6.50% $5,179

    Cleveland Average Closing Costs & Other Stats

    Cleveland, MS's 23 lenders originated 261 loans during 2024. The total origination value was $35,165,000, with an average loan value of $134,732.

    Cleveland's average closing costs are $4,834.

    The top Cleveland lender as defined by loan originations is BancorpSouth, with 11 loans originated. Their average total fees are $3,936, which is $386 lower than the next largest lender, EUSTIS AND AMERICAN MORTGAGE COMPANY.

    The lowest fee Cleveland lenders (with over 10 loans originated) are BancorpSouth ($3,936), .

    The lowest rate Cleveland lenders (with over 10 loans originated) are BancorpSouth (6.76%), .

    Cleveland, MS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    BancorpSouth $6,605,000 $4,300,000 -34.9% 12.2%
    Planters Bank & Trust Company $7,350,000 $4,150,000 -43.5% 11.8%
    Guaranty Bank and Trust Company $1,045,000 $2,550,000 144.0% 7.3%
    QUICKEN LOANS, LLC $3,235,000 $1,770,000 -45.3% 5.0%
    BankPlus $1,580,000 $1,680,000 6.3% 4.8%
    FIDELITY BANK $755,000 $1,365,000 80.8% 3.9%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $860,000 $1,075,000 25.0% 3.1%
    FIRST COMMUNITY MORTGAGE, INC. $505,000 $1,050,000 107.9% 3.0%
    Trustmark National Bank $90,000 $1,035,000 1,050.0% 2.9%
    GUILD MORTGAGE COMPANY $825,000 n/a 2.3%
    Baxter Credit Union $1,165,000 $805,000 -30.9% 2.3%
    JPMorgan Chase Bank $55,000 $795,000 1,345.5% 2.3%
    Mortgage Research Center, LLC $1,435,000 $780,000 -45.6% 2.2%
    Renasant Bank $1,880,000 $715,000 -62.0% 2.0%
    Flagstar Bank, FSB $300,000 $615,000 105.0% 1.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $85,000 $575,000 576.5% 1.6%
    Regions Bank $1,950,000 $560,000 -71.3% 1.6%
    Southern Bancorp Bank $1,175,000 $555,000 -52.8% 1.6%
    UNION HOME MORTGAGE CORP. $105,000 $525,000 400.0% 1.5%
    Community Bank of Mississippi $255,000 $490,000 92.2% 1.4%
    ACOPIA, LLC $465,000 n/a 1.3%
    First Horizon Bank $455,000 n/a 1.3%
    CROSSCOUNTRY MORTGAGE, LLC $425,000 n/a 1.2%
    Mr. Cooper ( Nationstar Mortgage ) $390,000 n/a 1.1%
    SouthPoint Bank $355,000 n/a 1.0%
    North American Savings Bank, F.S.B. $325,000 n/a 0.9%
    STOCKTON MORTGAGE CORPORATION $265,000 $300,000 13.2% 0.9%
    FREEDOM MORTGAGE CORPORATION $290,000 n/a 0.8%
    Bank of England $260,000 $280,000 7.7% 0.8%
    Nations Lending Corporation $190,000 $280,000 47.4% 0.8%
    NEW DAY FINANCIAL, LLC $270,000 n/a 0.8%
    MYCUMORTGAGE, LLC $215,000 $255,000 18.6% 0.7%
    TOWNE MORTGAGE COMPANY $255,000 n/a 0.7%
    NAVY FEDERAL CREDIT UNION $185,000 $245,000 32.4% 0.7%
    CARDINAL FINANCIAL $225,000 n/a 0.6%
    PLANET HOME LENDING, LLC $225,000 n/a 0.6%
    GUARANTEED RATE, INC. $215,000 n/a 0.6%
    Origin Bank $75,000 $205,000 173.3% 0.6%
    Paragon Bank $195,000 n/a 0.6%
    UNITED WHOLESALE MORTGAGE, LLC $310,000 $185,000 -40.3% 0.5%
    ZILLOW HOME LOANS, LLC $185,000 n/a 0.5%
    TRIAD FINANCIAL SERVICES, INC. $235,000 $180,000 -23.4% 0.5%
    MORTGAGE INVESTORS GROUP, INC. $175,000 n/a 0.5%
    The Citizens National Bank of Meridian $175,000 n/a 0.5%
    FIRST COLONY MORTGAGE CORPORATION $165,000 n/a 0.5%
    AMERICAN FINANCIAL RESOURCES, INC. $155,000 n/a 0.4%
    GMFS LLC $145,000 $155,000 6.9% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $145,000 n/a 0.4%
    CIS Financial Services, Inc. $135,000 $125,000 -7.4% 0.4%
    MUTUAL $125,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $230,000 $125,000 -45.7% 0.4%
    FirstBank $115,000 n/a 0.3%
    PriorityOne Bank $330,000 $115,000 -65.2% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $55,000 $115,000 109.1% 0.3%
    21ST MORTGAGE CORPORATION $105,000 n/a 0.3%
    First Security Bank $105,000 n/a 0.3%
    LAND HOME FINANCIAL SERVICES, INC. $105,000 n/a 0.3%
    Simmons Bank $95,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $235,000 $75,000 -68.1% 0.2%
    NEWREZ LLC $55,000 n/a 0.2%
    HOPE FEDERAL CREDIT UNION $45,000 n/a 0.1%
    Discover Bank $35,000 n/a 0.1%
    Figure Lending LLC $35,000 n/a 0.1%

    Cleveland's top lender by overall market share is BancorpSouth, with 12.2% market share. In second place, with 11.8%, is Planters Bank & Trust Company, having originated $4,150,000 in loans. In third place, with 7.3%, is Guaranty Bank and Trust Company, having originated $2,550,000 in loans. In fourth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $1,770,000 in loans. In fifth place, with 4.8%, is BankPlus, having originated $1,680,000 in loans.

    Cleveland Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Cleveland (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $130,000 (4.4%) $199,542 (20.5%) 0.00 51
    2018-02-01 $124,375 (-1.1%) $173,978 (1.9%) 0.00 60
    2018-03-01 $127,750 (-7.4%) $168,203 (-2.0%) 0.00 57
    2018-04-01 $127,950 (-14.0%) $163,812 (-10.0%) 0.00 63
    2018-05-01 $137,750 (-5.0%) $172,978 (-4.4%) 0.00 65
    2018-06-01 $159,950 (6.8%) $183,378 (-1.8%) 0.00 63
    2018-07-01 $149,500 (-0.7%) $171,606 (-12.9%) 0.00 72
    2018-08-01 $148,750 (2.2%) $169,312 (-20.4%) 0.00 69
    2018-09-01 $149,500 (10.7%) $172,510 (-16.4%) 0.00 61
    2018-10-01 $149,900 (5.4%) $174,627 (-14.6%) 0.00 63
    2018-11-01 $139,500 (0.8%) $166,566 (-18.3%) 0.00 64
    2018-12-01 $135,000 (2.1%) $166,350 (-16.0%) 0.00 68
    2019-01-01 $129,900 (-0.1%) $156,101 (-21.8%) 0.00 76
    2019-02-01 $133,750 (7.5%) $158,538 (-8.9%) 0.00 77
    2019-03-01 $138,043 (8.1%) $156,195 (-7.1%) 0.00 75
    2019-04-01 $131,818 (3.0%) $150,675 (-8.0%) 0.00 71
    2019-05-01 $137,125 (-0.5%) $164,506 (-4.9%) 0.00 70
    2019-06-01 $135,250 (-15.4%) $162,303 (-11.5%) 0.00 61
    2019-07-01 $141,125 (-5.6%) $172,639 (0.6%) 0.00 52
    2019-08-01 $145,509 (-2.2%) $176,415 (4.2%) 0.00 50
    2019-09-01 $139,598 (-6.6%) $168,383 (-2.4%) 0.00 50
    2019-10-01 $132,450 (-11.6%) $162,146 (-7.2%) 0.00 50
    2019-11-01 $139,500 (0.0%) $171,763 (3.1%) 0.00 48
    2019-12-01 $142,000 (5.2%) $178,635 (7.4%) 0.00 52
    2020-01-01 $139,625 (7.5%) $176,056 (12.8%) 0.00 45
    2020-02-01 $135,000 (0.9%) $171,868 (8.4%) 0.00 46
    2020-03-01 $140,125 (1.5%) $186,754 (19.6%) 0.00 47
    2020-04-01 $143,875 (9.2%) $182,801 (21.3%) 0.00 47
    2020-05-01 $137,750 (0.5%) $177,932 (8.2%) 0.00 42
    2020-06-01 $158,725 (17.4%) $198,224 (22.1%) 0.00 43
    2020-07-01 $159,750 (13.2%) $186,461 (8.0%) 0.00 44
    2020-08-01 $165,750 (13.9%) $199,189 (12.9%) 0.00 35
    2020-09-01 $150,100 (7.5%) $187,392 (11.3%) 0.00 33
    2020-10-01 $146,200 (10.4%) $188,116 (16.0%) 0.00 39
    2020-11-01 $156,800 (12.4%) $181,693 (5.8%) 0.00 51
    2020-12-01 $159,975 (12.7%) $188,247 (5.4%) 0.00 47
    2021-01-01 $138,200 (-1.0%) $181,367 (3.0%) 0.00 37
    2021-02-01 $162,450 (20.3%) $218,629 (27.2%) 0.00 34
    2021-03-01 $188,000 (34.2%) $249,712 (33.7%) 0.00 30
    2021-04-01 $192,125 (33.5%) $249,233 (36.3%) 0.00 28
    2021-05-01 $195,000 (41.6%) $232,038 (30.4%) 0.00 24
    2021-06-01 $174,950 (10.2%) $226,186 (14.1%) 0.00 25
    2021-07-01 $165,000 (3.3%) $197,948 (6.2%) 0.00 23
    2021-08-01 $159,975 (-3.5%) $197,656 (-0.8%) 0.00 29
    2021-09-01 $159,950 (6.6%) $187,677 (0.2%) 0.00 29
    2021-10-01 $161,750 (10.6%) $185,722 (-1.3%) 0.00 23
    2021-11-01 $159,375 (1.6%) $193,332 (6.4%) 0.00 30
    2021-12-01 $141,625 (-11.5%) $187,144 (-0.6%) 0.00 30
    2022-01-01 $145,000 (4.9%) $200,334 (10.5%) 0.00 26
    2022-02-01 $164,950 (1.5%) $199,370 (-8.8%) 0.00 39
    2022-03-01 $154,975 (-17.6%) $205,066 (-17.9%) 0.00 42
    2022-04-01 $149,500 (-22.2%) $206,295 (-17.2%) 0.00 37
    2022-05-01 $149,875 (-23.1%) $190,928 (-17.7%) 0.00 39
    2022-06-01 $147,500 (-15.7%) $178,301 (-21.2%) 0.00 42
    2022-07-01 $156,000 (-5.5%) $198,349 (0.2%) 0.00 45
    2022-08-01 $167,000 (4.4%) $201,537 (2.0%) 0.00 43
    2022-09-01 $169,500 (6.0%) $203,929 (8.7%) 0.00 46
    2022-10-01 $175,000 (8.2%) $209,370 (12.7%) 0.00 40
    2022-11-01 $172,375 (8.2%) $200,914 (3.9%) 0.00 38
    2022-12-01 $177,450 (25.3%) $206,625 (10.4%) 0.00 43
    2023-01-01 $175,000 (20.7%) $213,941 (6.8%) 0.00 37
    2023-02-01 $190,000 (15.2%) $239,460 (20.1%) 0.00 36
    2023-03-01 $190,000 (22.6%) $247,276 (20.6%) 0.00 36
    2023-04-01 $190,000 (27.1%) $250,023 (21.2%) 0.00 45
    2023-05-01 $194,550 (29.8%) $250,272 (31.1%) 0.00 43
    2023-06-01 $198,125 (34.3%) $244,095 (36.9%) 0.00 45
    2023-07-01 $197,500 (26.6%) $237,339 (19.7%) 0.00 46
    2023-08-01 $190,000 (13.8%) $218,203 (8.3%) 0.00 48
    2023-09-01 $158,500 (-6.5%) $191,010 (-6.3%) 0.00 61
    2023-10-01 $166,250 (-5.0%) $183,509 (-12.4%) 0.00 59
    2023-11-01 $152,225 (-11.7%) $173,119 (-13.8%) 0.00 56
    2023-12-01 $150,000 (-15.5%) $176,570 (-14.6%) 0.00 54
    2024-01-01 $145,000 (-17.1%) $175,261 (-18.1%) 0.00 56
    2024-02-01 $148,750 (-21.7%) $180,385 (-24.7%) 0.00 50
    2024-03-01 $157,500 (-17.1%) $211,550 (-14.5%) 0.00 56
    2024-04-01 $167,875 (-11.6%) $217,045 (-13.2%) 0.00 60
    2024-05-01 $177,750 (-8.6%) $215,037 (-14.1%) 0.00 66
    2024-06-01 $171,200 (-13.6%) $218,118 (-10.6%) 0.00 66
    2024-07-01 $169,850 (-14.0%) $215,927 (-9.0%) 0.00 62
    2024-08-01 $175,000 (-7.9%) $235,306 (7.8%) 0.00 66
    2024-09-01 $178,000 (12.3%) $240,602 (26.0%) 0.00 67
    2024-10-01 $177,450 (6.7%) $235,654 (28.4%) 0.00 76
    2024-11-01 $179,950 (18.2%) $246,678 (42.5%) 0.00 74
    2024-12-01 $179,975 (20.0%) $244,410 (38.4%) 0.00 78
    2025-01-01 $182,500 (25.9%) $227,666 (29.9%) 0.00 79
    2025-02-01 $185,000 (24.4%) $232,700 (29.0%) 0.00 78
    2025-03-01 $185,000 (17.5%) $234,329 (10.8%) 0.00 75
    Cleveland's median listing price for 2025-03-01 was $185,000, a difference of $27,500 (17.5%) versus the prior year and $0 versus the prior month.

    Cleveland's median listing price comes in at 0% of the national average.

    Cleveland's average listing price for 2025-03-01 was $234,329, a difference of $22,779 (10.8%) versus the prior year and $1,629 versus the prior month.

    For the 2025-03-01 period, Cleveland had 75 MLS listings, a difference of -3 listings (-4%) versus the prior month and 19 listings (34%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Cleveland (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,920 sqft
    2018-02-01 0 days 1,691 sqft
    2018-03-01 0 days 1,686 sqft
    2018-04-01 0 days 1,690 sqft
    2018-05-01 0 days 1,760 sqft
    2018-06-01 0 days 1,887 sqft
    2018-07-01 0 days 1,828 sqft
    2018-08-01 0 days 1,763 sqft
    2018-09-01 0 days 1,806 sqft
    2018-10-01 0 days 1,817 sqft
    2018-11-01 0 days 1,754 sqft
    2018-12-01 0 days 1,738 sqft
    2019-01-01 0 days 1,700 sqft
    2019-02-01 0 days 1,726 sqft
    2019-03-01 0 days 1,738 sqft
    2019-04-01 0 days 1,740 sqft
    2019-05-01 0 days 1,760 sqft
    2019-06-01 0 days 1,760 sqft
    2019-07-01 0 days 1,818 sqft
    2019-08-01 0 days 1,872 sqft
    2019-09-01 0 days 1,783 sqft
    2019-10-01 0 days 1,737 sqft
    2019-11-01 0 days 1,765 sqft
    2019-12-01 0 days 1,779 sqft
    2020-01-01 0 days 1,708 sqft
    2020-02-01 0 days 1,719 sqft
    2020-03-01 0 days 1,791 sqft
    2020-04-01 0 days 1,795 sqft
    2020-05-01 0 days 1,764 sqft
    2020-06-01 0 days 1,942 sqft
    2020-07-01 0 days 2,000 sqft
    2020-08-01 0 days 2,079 sqft
    2020-09-01 0 days 2,000 sqft
    2020-10-01 0 days 2,035 sqft
    2020-11-01 0 days 1,875 sqft
    2020-12-01 0 days 1,996 sqft
    2021-01-01 0 days 1,780 sqft
    2021-02-01 0 days 1,873 sqft
    2021-03-01 0 days 2,047 sqft
    2021-04-01 0 days 2,097 sqft
    2021-05-01 0 days 1,963 sqft
    2021-06-01 0 days 1,849 sqft
    2021-07-01 0 days 1,964 sqft
    2021-08-01 0 days 1,860 sqft
    2021-09-01 0 days 1,894 sqft
    2021-10-01 0 days 1,790 sqft
    2021-11-01 0 days 1,652 sqft
    2021-12-01 0 days 1,645 sqft
    2022-01-01 0 days 1,751 sqft
    2022-02-01 0 days 1,938 sqft
    2022-03-01 0 days 1,961 sqft
    2022-04-01 0 days 1,938 sqft
    2022-05-01 0 days 1,789 sqft
    2022-06-01 0 days 1,831 sqft
    2022-07-01 0 days 1,793 sqft
    2022-08-01 0 days 1,856 sqft
    2022-09-01 0 days 1,831 sqft
    2022-10-01 0 days 1,860 sqft
    2022-11-01 0 days 1,948 sqft
    2022-12-01 0 days 1,948 sqft
    2023-01-01 0 days 1,926 sqft
    2023-02-01 0 days 2,063 sqft
    2023-03-01 0 days 1,948 sqft
    2023-04-01 0 days 1,983 sqft
    2023-05-01 0 days 2,010 sqft
    2023-06-01 0 days 2,080 sqft
    2023-07-01 0 days 2,126 sqft
    2023-08-01 0 days 2,004 sqft
    2023-09-01 0 days 1,769 sqft
    2023-10-01 0 days 1,830 sqft
    2023-11-01 0 days 1,665 sqft
    2023-12-01 0 days 1,664 sqft
    2024-01-01 0 days 1,525 sqft
    2024-02-01 0 days 1,500 sqft
    2024-03-01 0 days 1,659 sqft
    2024-04-01 0 days 1,668 sqft
    2024-05-01 0 days 1,669 sqft
    2024-06-01 0 days 1,659 sqft
    2024-07-01 0 days 1,719 sqft
    2024-08-01 0 days 1,793 sqft
    2024-09-01 0 days 1,817 sqft
    2024-10-01 0 days 1,736 sqft
    2024-11-01 0 days 1,881 sqft
    2024-12-01 0 days 1,849 sqft
    2025-01-01 0 days 1,815 sqft
    2025-02-01 0 days 1,848 sqft
    2025-03-01 0 days 1,782 sqft
    Cleveland's median listing age (time on market) for 2025-03-01 was 0 days.

    Cleveland's median square footage for active listings during the 2025-03-01 period was 1,782 sqft. One year prior, the average listing was 1,659 sqft.

    Cleveland, MS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 153 $24,185,000 $158,072
    Refi 62 $6,530,000 $105,323
    Home Improvement 17 $1,225,000 $72,059
    Other 16 $1,180,000 $73,750
    Cash Out Refi 13 $2,045,000 $157,308

    Cleveland's most frequently cited loan purpose was Home Purchase, with 153 originations. The 2nd most popular reason was Refi, with 62 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 92 $16,140,000 $175,435
    Over 8% 83 $6,835,000 $82,349
    7-8% 27 $4,775,000 $176,852
    5-6% 24 $3,980,000 $165,833
    <2.5% 8 $60,000 $7,500
    4-5% 4 $400,000 $100,000

    During 2024, Cleveland's most frequently originated rate bucket was 6-7%, with 92 originations.

    Loan Sizing (Cleveland, MS MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 107 $15,925,000 $148,832
    $100,000 or less 104 $5,740,000 $55,192
    $200k-400k 45 $11,295,000 $251,000
    $400k-600k 5 $2,205,000 $441,000

    Cleveland's loan sizing saw the bucket of loans from $100k-200k with 107 originations, totaling $15,925,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 115 $20,285,000 $176,391
    60-80% 44 $5,460,000 $124,091
    40-60% 30 $3,320,000 $110,667
    20-40% 28 $2,130,000 $76,071
    Under 20% 16 $270,000 $16,875
    Over 100% 1 $185,000 $185,000

    Cleveland's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 115 originations, totaling $20,285,000 in origination value.