North American Savings Bank F.s.b. Mortgage Rates, Fees & Info
Grandview, MOLEI: 549300K6K2IS7FRS7S09
Tax ID: 44-0373310
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Overview
North American Savings Bank F.s.b. is a mid-sized bank specializing in Refi, Home Purchase, and Cash Out Refi loans. North American Savings Bank F.s.b. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Kansas City, Washington, New York, Los Angeles, and Seattle among others. North American Savings Bank F.s.b. has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. North American Savings Bank F.s.b. is typically an average fee lendor.Originations
16,415Origination Dollar Volume (All Markets)
$5,771,555,000Employee count
652Awards
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North American Savings Bank F.S.B. - 2021
North American Savings Bank F.S.B. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
North American Savings Bank F.s.b.'s average 30 year fixed rate mortgage of loans were
2.82%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.33%.
Relative Fees
North American Savings Bank F.s.b.'s average total fees for a 30 year fixed rate
mortgage are $3,453.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1,622 | $454,700,000 | $280,333 | $2,537 | 2.98% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 702 | $304,960,000 | $434,416 | $3,397 | 2.60% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 722 | $282,750,000 | $391,620 | $3,524 | 2.66% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 546 | $238,810,000 | $437,381 | $2,633 | 2.73% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 580 | $227,780,000 | $392,724 | $2,539 | 2.66% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 467 | $155,185,000 | $332,302 | $2,571 | 2.77% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 329 | $145,905,000 | $443,480 | $2,817 | 2.64% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 338 | $121,980,000 | $360,888 | $2,540 | 2.74% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 357 | $120,975,000 | $338,866 | $3,160 | 2.82% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 312 | $114,340,000 | $366,474 | $2,848 | 2.72% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 339 | $113,775,000 | $335,619 | $3,406 | 2.74% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 328 | $112,620,000 | $343,354 | $2,795 | 2.83% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 287 | $110,115,000 | $383,676 | $2,673 | 2.69% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 223 | $105,595,000 | $473,520 | $2,845 | 2.71% |
| Outside of Metro Areas | 306 | $93,750,000 | $306,373 | $3,508 | 2.83% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 249 | $84,205,000 | $338,173 | $3,612 | 2.84% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 232 | $84,150,000 | $362,716 | $2,262 | 2.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 264 | $84,060,000 | $318,409 | $2,939 | 2.78% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 181 | $81,265,000 | $448,978 | $3,064 | 2.58% |
| ANCHORAGE, AK (FHA|USDA|VA) | 206 | $76,750,000 | $372,573 | $6,486 | 2.53% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 229 | $76,605,000 | $334,520 | $3,960 | 2.73% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 226 | $70,790,000 | $313,230 | $2,211 | 2.68% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 178 | $66,660,000 | $374,494 | $3,406 | 2.77% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 175 | $65,305,000 | $373,171 | $3,295 | 2.58% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 183 | $64,895,000 | $354,617 | $2,845 | 2.80% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 169 | $63,355,000 | $374,882 | $4,043 | 2.76% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 102 | $55,780,000 | $546,863 | $3,751 | 2.57% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 139 | $55,685,000 | $400,612 | $5,999 | 2.59% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 148 | $51,170,000 | $345,743 | $4,620 | 2.77% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 150 | $48,900,000 | $326,000 | $5,387 | 2.65% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 134 | $48,200,000 | $359,701 | $2,977 | 2.72% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 90 | $43,610,000 | $484,556 | $2,390 | 2.65% |
| RENO, NV (FHA|USDA|VA) | 110 | $41,150,000 | $374,091 | $2,391 | 2.67% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 115 | $39,415,000 | $342,739 | $3,425 | 2.84% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 98 | $37,060,000 | $378,163 | $2,214 | 2.73% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 96 | $35,670,000 | $371,563 | $3,606 | 2.76% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 101 | $34,195,000 | $338,564 | $3,997 | 2.79% |
| BOISE CITY, ID (FHA|USDA|VA) | 89 | $32,365,000 | $363,652 | $3,344 | 2.85% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 112 | $31,370,000 | $280,089 | $1,997 | 2.80% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 92 | $30,860,000 | $335,435 | $2,144 | 2.74% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 92 | $29,480,000 | $320,435 | $2,806 | 2.80% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 88 | $28,820,000 | $327,500 | $4,651 | 2.79% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 69 | $26,725,000 | $387,319 | $3,285 | 2.57% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 57 | $25,655,000 | $450,088 | $2,183 | 2.60% |
| TUCSON, AZ (FHA|USDA|VA) | 75 | $24,505,000 | $326,733 | $3,632 | 2.86% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 59 | $22,445,000 | $380,424 | $4,363 | 2.82% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 63 | $21,735,000 | $345,000 | $2,715 | 2.64% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 52 | $20,770,000 | $399,423 | $2,422 | 2.70% |
| PROVO-OREM, UT (FHA|USDA|VA) | 55 | $20,165,000 | $366,636 | $2,319 | 2.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 67 | $19,685,000 | $293,806 | $2,787 | 2.75% |
| FRESNO, CA (FHA|USDA|VA) | 59 | $19,405,000 | $328,898 | $1,962 | 2.68% |
| VALLEJO, CA (FHA|USDA|VA) | 45 | $18,705,000 | $415,667 | $3,166 | 2.61% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 64 | $17,840,000 | $278,750 | $3,058 | 2.78% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 57 | $17,675,000 | $310,088 | $2,376 | 2.74% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 43 | $17,425,000 | $405,233 | $3,093 | 2.80% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 42 | $16,810,000 | $400,238 | $2,867 | 2.70% |
| RICHMOND, VA (FHA|USDA|VA) | 53 | $16,775,000 | $316,509 | $3,048 | 2.68% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 53 | $16,595,000 | $313,113 | $4,032 | 2.76% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 36 | $16,310,000 | $453,056 | $2,086 | 2.69% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 47 | $16,055,000 | $341,596 | $2,290 | 2.67% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 49 | $15,925,000 | $325,000 | $2,914 | 2.91% |
| STOCKTON, CA (FHA|USDA|VA) | 45 | $15,285,000 | $339,667 | $2,062 | 2.72% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 40 | $15,070,000 | $376,750 | $5,406 | 2.69% |
| Hilo, HI (FHA|USDA|VA) | 37 | $14,805,000 | $400,135 | $3,348 | 2.98% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 35 | $14,485,000 | $413,857 | $3,733 | 2.73% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 44 | $14,160,000 | $321,818 | $2,026 | 2.76% |
| COLUMBUS, OH (FHA|USDA|VA) | 47 | $14,005,000 | $297,979 | $3,414 | 2.91% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 58 | $13,850,000 | $238,793 | $6,318 | 2.73% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 35 | $13,755,000 | $393,000 | $7,348 | 2.84% |
| SALEM, OR (FHA|USDA|VA) | 42 | $13,750,000 | $327,381 | $2,888 | 2.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 47 | $13,725,000 | $292,021 | $4,486 | 2.67% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 41 | $13,595,000 | $331,585 | $2,318 | 2.80% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 34 | $13,540,000 | $398,235 | $2,592 | 2.49% |
| KNOXVILLE, TN (FHA|USDA|VA) | 37 | $13,485,000 | $364,459 | $3,590 | 2.69% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 36 | $13,000,000 | $361,111 | $4,873 | 3.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 41 | $12,895,000 | $314,512 | $4,280 | 3.13% |
| MODESTO, CA (FHA|USDA|VA) | 39 | $12,795,000 | $328,077 | $2,727 | 2.68% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 29 | $12,645,000 | $436,034 | $2,599 | 2.79% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 37 | $12,625,000 | $341,216 | $3,912 | 2.79% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 37 | $12,325,000 | $333,108 | $3,355 | 2.79% |
| BELLINGHAM, WA (FHA|USDA|VA) | 32 | $12,070,000 | $377,188 | $3,013 | 2.68% |
| TULSA, OK (FHA|USDA|VA) | 35 | $12,045,000 | $344,143 | $4,101 | 2.94% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 35 | $11,725,000 | $335,000 | $5,155 | 2.93% |
| FORT COLLINS, CO (FHA|USDA|VA) | 30 | $11,660,000 | $388,667 | $1,582 | 2.60% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 37 | $11,035,000 | $298,243 | $3,017 | 2.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 40 | $10,890,000 | $272,250 | $2,865 | 2.89% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 36 | $10,820,000 | $300,556 | $2,620 | 2.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 29 | $10,715,000 | $369,483 | $3,328 | 2.79% |
| BOULDER, CO (FHA|USDA|VA) | 27 | $10,705,000 | $396,481 | $1,514 | 2.61% |
| BEND, OR (FHA|USDA|VA) | 27 | $10,295,000 | $381,296 | $2,832 | 2.66% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 32 | $10,240,000 | $320,000 | $2,766 | 2.76% |
| SALINAS, CA (FHA|USDA|VA) | 26 | $10,140,000 | $390,000 | $2,912 | 2.67% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 28 | $9,720,000 | $347,143 | $2,685 | 2.77% |
| COLUMBIA, SC (FHA|USDA|VA) | 32 | $9,450,000 | $295,313 | $3,219 | 2.83% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 27 | $9,335,000 | $345,741 | $2,380 | 2.73% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 27 | $9,205,000 | $340,926 | $3,196 | 2.66% |
| ST. GEORGE, UT (FHA|USDA|VA) | 24 | $9,180,000 | $382,500 | $2,723 | 2.59% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 30 | $8,810,000 | $293,667 | $1,526 | 3.09% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 24 | $8,540,000 | $355,833 | $2,399 | 2.71% |
| Outside of Metro Areas | 26 | $8,530,000 | $328,077 | $3,164 | 2.71% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 25 | $8,145,000 | $325,800 | $2,103 | 2.70% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 27 | $8,085,000 | $299,444 | $3,345 | 2.73% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 19 | $8,025,000 | $422,368 | $4,394 | 2.57% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 25 | $7,975,000 | $319,000 | $3,650 | 2.64% |
| MEDFORD, OR (FHA|USDA|VA) | 23 | $7,785,000 | $338,478 | $2,842 | 2.70% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 23 | $7,725,000 | $335,870 | $3,263 | 2.73% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 21 | $7,385,000 | $351,667 | $4,160 | 2.82% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 26 | $7,320,000 | $281,538 | $3,698 | 2.62% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 24 | $7,030,000 | $292,917 | $2,146 | 2.68% |
| WILMINGTON, NC (FHA|USDA|VA) | 21 | $7,025,000 | $334,524 | $2,216 | 2.80% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 22 | $6,890,000 | $313,182 | $2,247 | 3.20% |
| VISALIA, CA (FHA|USDA|VA) | 24 | $6,870,000 | $286,250 | $2,605 | 2.76% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 21 | $6,795,000 | $323,571 | $2,754 | 2.89% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 27 | $6,755,000 | $250,185 | $2,995 | 2.90% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 21 | $6,555,000 | $312,143 | $2,855 | 2.64% |
| EL PASO, TX (FHA|USDA|VA) | 27 | $6,525,000 | $241,667 | $3,893 | 3.02% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 18 | $6,460,000 | $358,889 | $3,838 | 3.22% |
| ANN ARBOR, MI (FHA|USDA|VA) | 21 | $6,315,000 | $300,714 | $2,671 | 2.68% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $6,240,000 | $312,000 | $5,749 | 2.69% |
| Kapaa, HI (FHA|USDA|VA) | 11 | $6,225,000 | $565,909 | $2,674 | 3.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 17 | $6,215,000 | $365,588 | $2,610 | 2.45% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 21 | $6,175,000 | $294,048 | $3,198 | 2.90% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 17 | $5,965,000 | $350,882 | $7,027 | 2.35% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 16 | $5,950,000 | $371,875 | $3,323 | 2.55% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 18 | $5,910,000 | $328,333 | $3,716 | 2.95% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 19 | $5,875,000 | $309,211 | $2,101 | 2.75% |
| Heber, UT (FHA|USDA|VA) | 12 | $5,860,000 | $488,333 | $1,841 | 2.74% |
| WENATCHEE, WA (FHA|USDA|VA) | 14 | $5,760,000 | $411,429 | $2,737 | 2.76% |
| SYRACUSE, NY (FHA|USDA|VA) | 23 | $5,755,000 | $250,217 | $2,804 | 2.57% |
| Juneau, AK (FHA|USDA|VA) | 12 | $5,610,000 | $467,500 | $4,905 | 2.45% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 15 | $5,575,000 | $371,667 | $2,965 | 3.13% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 16 | $5,540,000 | $346,250 | $3,399 | 2.52% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 16 | $5,510,000 | $344,375 | $4,220 | 2.64% |
| ASHEVILLE, NC (FHA|USDA|VA) | 16 | $5,500,000 | $343,750 | $1,005 | 2.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 12 | $5,400,000 | $450,000 | $2,322 | 2.46% |
| Edwards, CO (FHA|USDA|VA) | 11 | $5,325,000 | $484,091 | $3,312 | 2.57% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 18 | $5,280,000 | $293,333 | $2,662 | 2.95% |
| MADISON, WI (FHA|USDA|VA) | 17 | $5,155,000 | $303,235 | $1,466 | 2.74% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 10 | $5,100,000 | $510,000 | $7,422 | 2.84% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 14 | $4,960,000 | $354,286 | $6,354 | 2.56% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 19 | $4,895,000 | $257,632 | $3,715 | 2.91% |
| SAVANNAH, GA (FHA|USDA|VA) | 19 | $4,815,000 | $253,421 | $5,743 | 2.95% |
| WICHITA, KS (FHA|USDA|VA) | 19 | $4,775,000 | $251,316 | $2,248 | 2.74% |
| MERCED, CA (FHA|USDA|VA) | 14 | $4,760,000 | $340,000 | $2,387 | 2.78% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $4,750,000 | $296,875 | $2,350 | 2.64% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 17 | $4,675,000 | $275,000 | $3,520 | 2.90% |
| BATON ROUGE, LA (FHA|USDA|VA) | 17 | $4,635,000 | $272,647 | $2,368 | 2.74% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 15 | $4,415,000 | $294,333 | $2,036 | 2.92% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 12 | $4,380,000 | $365,000 | $2,894 | 2.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 13 | $4,345,000 | $334,231 | $2,036 | 2.95% |
| DOVER, DE (FHA|USDA|VA) | 11 | $4,265,000 | $387,727 | $5,359 | 2.39% |
| Oak Harbor, WA (FHA|USDA|VA) | 11 | $4,265,000 | $387,727 | $6,051 | 2.67% |
| TOLEDO, OH (FHA|USDA|VA) | 14 | $4,240,000 | $302,857 | $3,667 | 2.69% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 14 | $4,150,000 | $296,429 | $4,636 | 2.62% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 14 | $4,120,000 | $294,286 | $2,663 | 2.50% |
| Kalispell, MT (FHA|USDA|VA) | 10 | $3,990,000 | $399,000 | $3,355 | 2.85% |
| LANCASTER, PA (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $3,693 | 2.87% |
| COLUMBIA, MO (FHA|USDA|VA) | 14 | $3,910,000 | $279,286 | $2,687 | 2.69% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 16 | $3,880,000 | $242,500 | $5,095 | 2.80% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 12 | $3,850,000 | $320,833 | $2,001 | 2.69% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 17 | $3,725,000 | $219,118 | $2,782 | 3.01% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 12 | $3,670,000 | $305,833 | $2,523 | 2.58% |
| GREELEY, CO (FHA|USDA|VA) | 11 | $3,635,000 | $330,455 | $3,421 | 2.82% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 14 | $3,620,000 | $258,571 | $4,254 | 2.99% |
| SANTA FE, NM (FHA|USDA|VA) | 10 | $3,500,000 | $350,000 | $3,052 | 2.60% |
| ROCHESTER, NY (FHA|USDA|VA) | 17 | $3,485,000 | $205,000 | $2,564 | 2.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 21 | $3,485,000 | $165,952 | $2,516 | 3.02% |
| BRUNSWICK, GA (FHA|USDA|VA) | 9 | $3,485,000 | $387,222 | $5,836 | 2.72% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 11 | $3,445,000 | $313,182 | $3,406 | 2.83% |
| Centralia, WA (FHA|USDA|VA) | 11 | $3,435,000 | $312,273 | $5,133 | 2.98% |
| NAPA, CA (FHA|USDA|VA) | 8 | $3,410,000 | $426,250 | $4,619 | 2.66% |
| YUBA CITY, CA (FHA|USDA|VA) | 10 | $3,410,000 | $341,000 | $1,992 | 2.73% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 13 | $3,385,000 | $260,385 | $4,074 | 2.75% |
| Morehead City, NC (FHA|USDA|VA) | 10 | $3,340,000 | $334,000 | $2,985 | 2.53% |
| LAS CRUCES, NM (FHA|USDA|VA) | 11 | $3,275,000 | $297,727 | $4,659 | 2.91% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 13 | $3,245,000 | $249,615 | $2,565 | 2.52% |
| LINCOLN, NE (FHA|USDA|VA) | 13 | $3,235,000 | $248,846 | $1,723 | 3.18% |
| WACO, TX (FHA|USDA|VA) | 9 | $3,185,000 | $353,889 | $7,414 | 3.26% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 9 | $3,165,000 | $351,667 | $1,835 | 3.21% |
| GREEN BAY, WI (FHA|USDA|VA) | 10 | $3,160,000 | $316,000 | $3,565 | 2.60% |
| FAIRBANKS, AK (FHA|USDA|VA) | 9 | $3,155,000 | $350,556 | $6,860 | 2.51% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 10 | $3,110,000 | $311,000 | $3,176 | 2.61% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 9 | $3,065,000 | $340,556 | $5,075 | 2.81% |
| LAWRENCE, KS (FHA|USDA|VA) | 10 | $3,050,000 | $305,000 | $2,333 | 3.01% |
| CORVALLIS, OR (FHA|USDA|VA) | 8 | $3,020,000 | $377,500 | $3,653 | 2.88% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $2,980,000 | $372,500 | $7,016 | 2.73% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 11 | $2,975,000 | $270,455 | $3,080 | 2.69% |
| Concord, NH (FHA|USDA|VA) | 9 | $2,965,000 | $329,444 | $2,878 | 2.79% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $3,444 | 2.73% |
| MISSOULA, MT (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $3,442 | 2.71% |
| CHICO, CA (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $1,831 | 2.53% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $2,855,000 | $317,222 | $3,282 | 2.74% |
| Hailey, ID (FHA|USDA|VA) | 6 | $2,840,000 | $473,333 | $4,370 | 2.85% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 8 | $2,830,000 | $353,750 | $1,429 | 2.75% |
| Moses Lake, WA (FHA|USDA|VA) | 8 | $2,780,000 | $347,500 | $7,229 | 3.42% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 13 | $2,725,000 | $209,615 | $2,705 | 3.42% |
| BILLINGS, MT (FHA|USDA|VA) | 9 | $2,725,000 | $302,778 | $4,186 | 2.92% |
| MONTGOMERY, AL (FHA|USDA|VA) | 10 | $2,720,000 | $272,000 | $2,267 | 3.08% |
| Ellensburg, WA (FHA|USDA|VA) | 8 | $2,700,000 | $337,500 | $2,326 | 2.80% |
| Helena, MT (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $3,619 | 2.65% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $3,792 | 3.07% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $3,109 | 2.81% |
| LUBBOCK, TX (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $4,088 | 3.04% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 7 | $2,625,000 | $375,000 | $2,880 | 2.54% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $3,471 | 2.99% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $2,605,000 | $289,444 | $2,029 | 3.15% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $6,292 | 2.45% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $4,120 | 2.77% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $2,010 | 2.50% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $2,570,000 | $428,333 | $1,376 | 3.88% |
| REDDING, CA (FHA|USDA|VA) | 8 | $2,560,000 | $320,000 | $3,211 | 2.88% |
| Key West, FL (FHA|USDA|VA) | 5 | $2,465,000 | $493,000 | $10,281 | 2.68% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $5,741 | 3.23% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $2,347 | 2.72% |
| TWIN FALLS, ID (FHA|USDA|VA) | 7 | $2,405,000 | $343,571 | $3,596 | 2.48% |
| HARRISONBURG, VA (FHA|USDA|VA) | 7 | $2,375,000 | $339,286 | $2,401 | 2.66% |
| MADERA, CA (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $1,696 | 2.77% |
| Alamogordo, NM (FHA|USDA|VA) | 7 | $2,365,000 | $337,857 | $7,659 | 2.34% |
| SPARTANBURG, SC (FHA|USDA|VA) | 10 | $2,320,000 | $232,000 | $1,741 | 2.66% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $1,672 | 2.77% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $3,442 | 2.78% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $2,235,000 | $745,000 | $13,849 | 2.54% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $4,513 | 2.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $6,184 | 3.05% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $3,355 | 2.45% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $4,833 | 2.96% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $1,529 | 2.53% |
| AKRON, OH (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $1,760 | 2.71% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $2,100,000 | $350,000 | $3,084 | 3.06% |
| Torrington, CT (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $4,188 | 2.71% |
| Sandpoint, ID (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $3,180 | 2.67% |
| Newport, OR (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $7,874 | 2.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $3,394 | 2.43% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $4,152 | 2.68% |
| KINGSTON, NY (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $2,447 | 2.60% |
| MANHATTAN, KS (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $1,217 | 2.52% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $2,130 | 2.52% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $2,072 | 2.73% |
| Astoria, OR (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $1,848 | 2.75% |
| YAKIMA, WA (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $4,222 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $2,592 | 3.04% |
| APPLETON, WI (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $2,402 | 2.57% |
| SAN ANGELO, TX (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $5,757 | 2.93% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $4,401 | 3.10% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $1,484 | 2.70% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $3,137 | 2.46% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $3,008 | 2.69% |
| Bozeman, MT (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $3,622 | 2.78% |
| TOPEKA, KS (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $3,223 | 3.09% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $1,416 | 2.63% |
| Mountain Home, ID (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $6,635 | 2.55% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $2,206 | 2.93% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $5,936 | 3.96% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $2,993 | 2.92% |
| Fernley, NV (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $1,605 | 2.90% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $2,348 | 2.69% |
| EL CENTRO, CA (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $1,738 | 3.05% |
| PITTSFIELD, MA (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $2,220 | 2.58% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $3,647 | 2.44% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $6,132 | 2.70% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $6,327 | 2.42% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $5,119 | 3.19% |
| Warrensburg, MO (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $2,247 | 3.14% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $2,051 | 2.43% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $2,242 | 2.83% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $2,972 | 3.20% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $2,363 | 3.19% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $4,772 | 3.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $2,296 | 2.83% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $2,782 | 2.83% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $1,604 | 2.78% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $1,853 | 3.10% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $3,840 | 2.97% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $4,379 | 2.46% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $3,833 | 2.42% |
| Rolla, MO (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $7,234 | 2.75% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $1,932 | 2.53% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $10,202 | 3.46% |
| NEW BERN, NC (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,109 | 2.40% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $2,435 | 2.66% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $582 | 2.75% |
| Elko, NV (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $18,711 | 2.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $2,556 | 2.58% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $4,728 | 2.50% |
| Granbury, TX (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $3,264 | 2.75% |
| Durango, CO (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $2,677 | 2.54% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $2,423 | 2.46% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,865 | 2.59% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $1,931 | 2.66% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $2,562 | 2.58% |
| VALDOSTA, GA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $6,659 | 2.83% |
| PEORIA, IL (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $5,220 | 2.93% |
| Brevard, NC (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $3,609 | 2.66% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $3,200 | 3.25% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $2,455 | 2.96% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,991 | 2.47% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,545 | 2.53% |
| Marion, NC (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $1,905 | 2.44% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,387 | 2.29% |
| Dublin, GA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $1,483 | 3.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $2,575 | 3.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $1,857 | 3.18% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $4,070 | 2.33% |
| WALLA WALLA, WA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $2,717 | 2.42% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,288 | 2.79% |
| Sonora, CA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $1,516 | 2.69% |
| READING, PA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $2,020 | 2.56% |
| Altus, OK (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,336 | 2.66% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $2,831 | 2.75% |
| Ketchikan, AK (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $3,476 | 3.04% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $5,593 | 2.63% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $2,276 | 2.42% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,359 | 4.59% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $3,370 | 2.50% |
| Fallon, NV (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,170 | 2.50% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $3,226 | 2.50% |
| Martin, TN (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $5,506 | 2.19% |
| MONROE, MI (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $1,813 | 2.69% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $4,486 | 2.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,479 | 3.33% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,488 | 2.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $2,692 | 2.92% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $1,868 | 2.75% |
| Hood River, OR (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $2,967 | 2.81% |
| Elizabeth City, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $1,511 | 2.63% |
| Albertville, AL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $7,904 | 2.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $4,597 | 2.38% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $8,536 | 2.56% |
| Seneca, SC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,161 | 2.63% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,901 | 2.46% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,922 | 2.67% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $1,547 | 3.23% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,082 | 2.63% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,866 | 2.42% |
| Montrose, CO (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $1,551 | 2.63% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $1,321 | 2.56% |
| Rockport, TX (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,331 | 2.94% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,263 | 3.15% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $1,218 | 2.25% |
| Columbus, MS (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,395 | 3.06% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $1,893 | 2.44% |
| Sanford, NC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $4,306 | 2.81% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,799 | 2.71% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,534 | 2.75% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $7,941 | 2.56% |
| Oxford, MS (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $1,356 | 2.92% |
| Urbana, OH (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $761 | 2.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $2,414 | 3.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,196 | 2.84% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,175 | 2.56% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,043 | 3.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $7,481 | 4.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,137 | 3.06% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,379 | 2.44% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,467 | 2.42% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,386 | 2.71% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,812 | 2.50% |
| TYLER, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,211 | 2.44% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $1,697 | 2.69% |
| Laramie, WY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,876 | 2.44% |
| Moscow, ID (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,600 | 2.56% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,072 | 2.31% |
| Athens, TN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $1,929 | 3.06% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $7,543 | 2.56% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,745 | 2.75% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 2.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,036 | 2.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $916 | 2.92% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $1,073 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,180 | 2.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,887 | 2.81% |
| Holland, MI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,635 | 3.13% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $995 | 2.19% |
| Payson, AZ (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $1,561 | 3.08% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,653 | 3.22% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,077 | 2.38% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $2,603 | 2.81% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,748 | 2.44% |
| MONROE, LA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,663 | 2.88% |
| Boone, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,280 | 2.71% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,105 | 3.04% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,962 | 3.13% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $1,502 | 2.25% |
| Branson, MO (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $1,919 | 2.83% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $1,993 | 3.31% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,970 | 2.69% |
| Minot, ND (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,910 | 2.81% |
| Prineville, OR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,422 | 3.19% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,241 | 2.25% |
| Keene, NH (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,361 | 2.38% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,902 | 2.44% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,797 | 3.00% |
| Yankton, SD (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,967 | 2.94% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,193 | 2.25% |
| Crossville, TN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,611 | 3.94% |
| DuBois, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,769 | 2.69% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $917 | 2.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,542 | 2.81% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,698 | 2.69% |
| Fort Polk South, LA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,916 | 2.88% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,222 | 2.69% |
| Cullman, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,798 | 4.75% |
| Laconia, NH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,758 | 2.94% |
| New Castle, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,177 | 2.81% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,487 | 2.38% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,385 | 4.25% |
| Pierre, SD (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,353 | 2.56% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,684 | 2.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,547 | 2.81% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,940 | 2.44% |
| Easton, MD (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,020 | 2.88% |
| Clovis, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,327 | 2.81% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 2.25% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,452 | 2.25% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,364 | 2.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,972 | 2.75% |
| Barre, VT (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,873 | 2.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,995 | 2.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,153 | 2.25% |
| Pullman, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,071 | 2.50% |
| Susanville, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,400 | 2.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,439 | 2.94% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,655 | 2.75% |
| Portales, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,727 | 2.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,294 | 3.19% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,073 | 2.25% |
| CASPER, WY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,289 | 2.25% |
| Troy, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $868 | 3.50% |
| Sterling, IL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $462 | 2.25% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,599 | 3.25% |
| Fairmont, WV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,296 | 3.75% |
| AMES, IA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $1,493 | 2.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,222 | 2.50% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $963 | 2.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $154 | 2.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $479 | 2.38% |
| Duncan, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,708 | 2.88% |
| Bennington, VT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $890 | 2.25% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,997 | 2.63% |
| Salina, KS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,652 | 2.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,584 | 2.44% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $411 | 2.25% |
| Rutland, VT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,824 | 2.88% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,838 | 2.25% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,892 | 3.19% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,740 | 3.44% |
| Russellville, AR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $664 | 2.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,563 | 2.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,938 | 2.25% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,078 | 2.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,770 | 2.25% |
| Hastings, NE (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,823 | 2.25% |
| Marshall, MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,826 | 2.75% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,999 | 2.75% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,134 | 2.25% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $766 | 3.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,278 | 3.44% |
| Brookings, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,533 | 2.75% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,742 | 2.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,071 | 3.13% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,002 | 2.50% |
| Salem, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,970 | 2.25% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,463 | 2.25% |
| Tifton, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.25% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,883 | 2.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,736 | 2.88% |
| North Platte, NE (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,084 | 2.75% |
| Hudson, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,000 | 2.25% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,553 | 2.88% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.25% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,742 | 3.13% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,272 | 2.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,354 | 3.00% |
| ENID, OK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,234 | 3.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,163 | 2.63% |
| Silver City, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,308 | 2.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,829 | 3.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,054 | 2.25% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,604 | 2.13% |
| Athens, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,402 | 2.50% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,349 | 3.63% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,338 | 2.25% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,641 | 2.25% |
| Meridian, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,689 | 2.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $88 | 3.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,436 | 2.88% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,403 | 3.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,822 | 3.00% |
| Gillette, WY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,594 | 2.75% |
| Washington, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,101 | 2.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,454 | 3.25% |
| McComb, MS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $565 | 2.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,908 | 3.13% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $997 | 3.31% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,531 | 3.38% |
| Auburn, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,470 | 2.13% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,709 | 3.25% |
| Connersville, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,248 | 3.25% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,185 | 2.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,230 | 4.50% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.38% |
| La Grande, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,653 | 3.38% |
| Somerset, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,704 | 2.75% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,140 | 2.75% |
| Jesup, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,273 | 2.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,548 | 2.75% |
| Kearney, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $639 | 2.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,608 | 2.50% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,604 | 2.88% |
| Atchison, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,250 | 2.75% |
| Brookings, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,593 | 2.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,439 | 2.13% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,326 | 3.25% |
| New Castle, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,069 | 4.50% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,062 | 3.25% |
| Searcy, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,689 | 2.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,179 | 3.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,394 | 3.50% |
| Dayton, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,151 | 2.50% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,224 | 3.13% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,467 | 2.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $592 | 2.25% |
| Craig, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,764 | 3.13% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,037 | 2.75% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,345 | 2.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,606 | 2.88% |
| Sidney, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,222 | 4.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,360 | 2.88% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,169 | 2.88% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,554 | 2.25% |
| Somerset, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,308 | 5.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,325 | 2.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,169 | 2.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,672 | 3.13% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,076 | 2.38% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,778 | 2.25% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,891 | 2.13% |
| Grenada, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,504 | 2.88% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,099 | 3.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $327 | 3.00% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,104 | 2.88% |
| Hays, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,175 | 2.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,663 | 3.38% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $515 | 2.75% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,610 | 2.25% |
| Carroll, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $395 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,124 | 2.25% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,371 | 3.00% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,900 | 3.25% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,478 | 3.13% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,063 | 2.88% |
| Marietta, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,212 | 2.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,139 | 6.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,267 | 3.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,437 | 3.25% |
| Adrian, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,286 | 3.25% |
| Freeport, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,993 | 3.25% |
| Olean, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,897 | 3.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,856 | 3.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.63% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,285 | 2.38% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,884 | 2.50% |
| Corning, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $420 | 3.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,157 | 2.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,488 | 2.25% |
| Bonham, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,470 | 3.13% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.25% |
| Meadville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,222 | 3.88% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,217 | 3.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,958 | 2.63% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,287 | 3.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,266 | 3.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,064 | 2.88% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,364 | 2.88% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,179 | 3.25% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,027 | 2.75% |
| Emporia, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,719 | 3.00% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,843 | 3.00% |
| Ashland, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $94 | 3.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,645 | 3.13% |
| Starkville, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.50% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.88% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,004 | 3.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.75% |
North American Savings Bank F.s.b.'s top markets include Kansas City, Washington, New York, Los Angeles, and Seattle among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 12,568 | $4,152,310,000 | $330,387 | $2,391 | 2.86% |
| VA | 3,636 | $1,562,230,000 | $429,656 | $5,417 | 2.41% |
| FHA | 211 | $57,015,000 | $270,213 | $6,386 | 2.75% |
For the 2021 period, North American Savings Bank F.s.b.'s most frequently originated loan type of loans were Conventional, with 12,568 originations. Their 2nd most popular type is VA, with 3,636 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 7,266 | $2,494,240,000 | $343,276 | $2,002 | 2.59% |
| Home Purchase | 4,425 | $1,667,235,000 | $376,776 | $4,944 | 2.98% |
| Cash Out Refi | 4,280 | $1,465,660,000 | $342,444 | $3,321 | 2.80% |
| Other | 405 | $132,535,000 | $327,247 | $2,291 | 2.94% |
| Home Improvement | 39 | $11,885,000 | $304,744 | $2,873 | 2.97% |
For the 2021, North American Savings Bank F.s.b.'s most frequently cited loan purpose of loans were Refi, with 7,266 originations. The 2nd most popular reason of loans were Home Purchase, with 4,425 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 13,082 | $4,743,790,000 | $362,620 | $3,453 | 2.82% |
| 15 Year | 1,999 | $601,205,000 | $300,753 | $2,130 | 2.37% |
| 20 Year | 928 | $297,500,000 | $320,582 | $2,030 | 2.68% |
| Other | 212 | $81,300,000 | $383,491 | $1,952 | 3.29% |
| 10 Year | 189 | $46,215,000 | $244,524 | $1,703 | 2.27% |
| 1 Year | 5 | $1,545,000 | $309,000 | $0 | 5.00% |
For the 2021, North American Savings Bank F.s.b.'s most frequently cited loan length of loans were 30 Year, with 13,082 originations. The 2nd most popular length of loans were 15 Year, with 1,999 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 13,147 | $4,680,305,000 | $355,998 |
| $1k-2k | 683 | $226,205,000 | $331,193 |
| $3k-4k | 436 | $159,230,000 | $365,206 |
| $5k+ | 367 | $208,425,000 | $567,916 |
| $2k-3k | 329 | $113,155,000 | $343,936 |
$3,453 of loans were North American Savings Bank F.s.b.'s average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 13,147 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 7,157 | $2,500,935,000 | $349,439 |
| <2.5% | 6,376 | $2,453,080,000 | $384,737 |
| 3-4% | 2,401 | $630,875,000 | $262,755 |
| 4-5% | 265 | $107,565,000 | $405,906 |
| 5-6% | 155 | $58,815,000 | $379,452 |
| 6-7% | 61 | $20,285,000 | $332,541 |
During 2021, North American Savings Bank F.s.b.'s average interest rate of loans were 2.82%, while their most frequently originated rate bucket of loans were 2.5-3%, with 7,157 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 9,370 | $2,837,040,000 | $302,779 | $2,663 | 2.71% |
| $400k-600k | 3,969 | $1,878,865,000 | $473,385 | $3,619 | 2.66% |
| $100k-200k | 1,945 | $302,755,000 | $155,658 | $2,184 | 3.09% |
| $600k-1MM | 767 | $560,565,000 | $730,854 | $7,150 | 2.76% |
| $100,000 or less | 232 | $18,830,000 | $81,164 | $1,820 | 3.47% |
| $1MM+ | 132 | $173,500,000 | $1,314,394 | $13,302 | 2.90% |
2021 saw North American Savings Bank F.s.b. place emphasis on $200k-400k loans with 9,370 originations, totaling $2,837,040,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 4,623 | $1,588,215,000 | $343,546 | $3,072 | 2.75% |
| $150k-250k | 3,807 | $1,485,345,000 | $390,162 | $3,369 | 2.77% |
| $75k-100k | 2,513 | $776,135,000 | $308,848 | $3,235 | 2.77% |
| $50k-75k | 1,854 | $489,250,000 | $263,889 | $3,278 | 2.81% |
| $250k+ | 1,304 | $604,670,000 | $463,704 | $4,326 | 2.88% |
| $50k or less | 543 | $99,515,000 | $183,269 | $2,521 | 3.06% |
North American Savings Bank F.s.b. lent most frequently to those with incomes in the $100k-150k range, with 4,623 originations. The second most popular income band? $150k-250k, with 3,807 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 3,911 | $1,292,775,000 | $330,548 | $2,604 | 2.73% |
| 30-36% | 2,619 | $901,945,000 | $344,385 | $3,119 | 2.80% |
| <20% | 1,709 | $536,785,000 | $314,093 | $2,338 | 2.77% |
| 43% | 515 | $174,375,000 | $338,592 | $3,523 | 2.88% |
| 50-60% | 500 | $226,260,000 | $452,520 | $7,996 | 2.64% |
| 44% | 485 | $170,005,000 | $350,526 | $3,815 | 2.92% |
| 41% | 467 | $168,155,000 | $360,075 | $3,491 | 2.87% |
| 36% | 454 | $160,820,000 | $354,229 | $3,524 | 2.86% |
| 40% | 453 | $151,285,000 | $333,962 | $3,172 | 2.82% |
| 37% | 449 | $157,205,000 | $350,122 | $3,267 | 2.78% |
| 42% | 440 | $155,690,000 | $353,841 | $3,709 | 2.87% |
| 39% | 434 | $146,470,000 | $337,488 | $3,307 | 2.83% |
| 38% | 411 | $141,215,000 | $343,589 | $3,059 | 2.85% |
| 49% | 386 | $130,130,000 | $337,124 | $3,667 | 2.86% |
| 45% | 368 | $129,030,000 | $350,625 | $3,269 | 2.86% |
| 46% | 341 | $120,915,000 | $354,589 | $3,595 | 2.84% |
| 47% | 339 | $129,665,000 | $382,493 | $4,860 | 2.83% |
| 48% | 323 | $115,025,000 | $356,115 | $3,978 | 2.81% |
| >60% | 96 | $49,050,000 | $510,938 | $9,634 | 2.63% |
North American Savings Bank F.s.b. lent most frequently to those with DTI ratios of 20-30%, with 3,911 originations. The next most common DTI ratio? 30-36%, with 2,619 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 10,026 | $3,471,540,000 | $346,254 | $3,208 | 2.74% |
| Not provided | 3,681 | $1,320,645,000 | $358,773 | $3,104 | 2.73% |
| Asian | 1,199 | $432,805,000 | $360,972 | $2,757 | 2.73% |
| Black | 597 | $208,645,000 | $349,489 | $3,942 | 2.83% |
| Asian Indian | 409 | $150,745,000 | $368,570 | $2,261 | 2.69% |
| American Indian | 135 | $46,625,000 | $345,370 | $4,060 | 2.75% |
| Not applicable | 85 | $37,265,000 | $438,412 | $0 | 5.91% |
| Chinese | 66 | $24,430,000 | $370,152 | $2,657 | 2.88% |
| Filipino | 64 | $23,310,000 | $364,219 | $2,256 | 2.72% |
| Other Asian | 43 | $14,525,000 | $337,791 | $2,332 | 2.90% |
| Native Hawaiian | 32 | $13,050,000 | $407,813 | $4,406 | 2.73% |
| Korean | 31 | $10,205,000 | $329,194 | $1,451 | 2.69% |
| Vietnamese | 27 | $9,375,000 | $347,222 | $2,774 | 2.64% |
| Japanese | 11 | $4,925,000 | $447,727 | $2,401 | 2.55% |
| Other Pacific Islander | 6 | $2,220,000 | $370,000 | $2,412 | 2.83% |
| Native Hawiian | 1 | $565,000 | $565,000 | $0 | 2.88% |
| Guamanian | 1 | $375,000 | $375,000 | $6,973 | 2.25% |
| Samoan | 1 | $305,000 | $305,000 | $7,281 | 2.38% |
Approval Rates
Total approvals of all applications80.39%
North American Savings Bank F.s.b. has a below average approval rate.
Pick Rate
Approvals leading to origination69.80%
North American Savings Bank F.s.b. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 16,415 | $5,771,555,000 | $351,602 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 16,415 | $5,771,555,000 | $351,602 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 954 | $256,690,000 | $269,067 | $2,118 | 2.71% |
| 40-60% | 3,638 | $1,171,040,000 | $321,891 | $2,107 | 2.72% |
| 60-80% | 6,341 | $2,177,545,000 | $343,407 | $2,628 | 2.87% |
| 80-100% | 3,510 | $1,348,720,000 | $384,251 | $4,728 | 2.83% |
| Over 100% | 275 | $125,905,000 | $457,836 | $15,617 | 2.54% |
| Under 20% | 68 | $14,370,000 | $211,324 | $2,192 | 3.24% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| North American Savings Bank, F.S.B. | 1001 N Jesse James Road Excelsior Springs, MO 64024 | Full Service B&M | $95,003 |
| North American Savings Bank, F.S.B. | 11400 E 23rd Street Independence, MO 64052 | Full Service B&M | $88,319 |
| North American Savings Bank, F.S.B. | 125th And South 71 Highway Grandview, MO 64030 | Full Service B&M | $551,214 |
| North American Savings Bank, F.S.B. | 2002 East Mechanic Street Harrisonville, MO 64701 | Full Service B&M | $90,872 |
| North American Savings Bank, F.S.B. | 205 South 13th Street Lexington, MO 64067 | Full Service B&M | $100,814 |
| North American Savings Bank, F.S.B. | 228 S 2nd St Odessa, MO 64076 | Full Service B&M | $18,859 |
| North American Savings Bank, F.S.B. | 2707 Prairie View Road Platte City, MO 64079 | Full Service B&M | $34,366 |
| North American Savings Bank, F.S.B. | 646 North 291 Highway Lee's Summit, MO 64063 | Full Service B&M | $128,678 |
| North American Savings Bank, F.S.B. | 7012 Nw Barry Road Kansas City, MO 64153 | Full Service B&M | $47,850 |
| North American Savings Bank, F.S.B. | 8501 North Oak Trafficway Gladstone, MO 64119 | Full Service B&M | $146,188 |
| North American Savings Bank, F.S.B. | 920 Belt Highway St. Joseph, MO 64501 | Full Service B&M | $144,636 |
For 2021, North American Savings Bank F.s.b. had 11 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $108,948 |
| Net interest income | $95,971 |
| Total noninterest income | $131,383 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $1,189 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $130,194 |
| Pre-tax net operating income | $71,795 |
| Securities gains (or losses, -) | $290 |
| Income before extraordinary items | $56,747 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $56,747 |
| Minority interest net income | $0 |
| Net income | $56,747 |
| Sale, conversion, retirement of capital stock, net | $650 |
| Net operating income | $56,517 |
North American Savings Bank F.s.b.'s gross interest income from loans was $108,948,000.
North American Savings Bank F.s.b.'s net interest income from loans was $95,971,000.
North American Savings Bank F.s.b.'s fee based income from loans was $1,189,000.
North American Savings Bank F.s.b.'s net income from loans was $56,747,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $12,977 |
| Provision for credit losses | $0 |
| Total noninterest expense | $155,559 |
| Salaries and employee benefits | $106,733 |
| Premises and equipment expense | $7,961 |
| Additional noninterest expense | $40,865 |
| Applicable income taxes | $15,338 |
| Net charge-offs | $4,573 |
| Cash dividends | $31,417 |
North American Savings Bank F.s.b.'s interest expense for loans was $12,977,000.
North American Savings Bank F.s.b.'s payroll and benefits expense were $106,733,000.
North American Savings Bank F.s.b.'s property, plant and equipment expenses $7,961,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $1,365,672 |
| Deposits held in domestic offices | $1,365,672 |
| Deposits by Individuals, partnerships, and corporations | $1,159,355 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $30,060 |
| Deposits by Commercial banks and other depository institutions in U.S. | $176,257 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $264,975 |
| Demand deposits | $259,101 |
| Nontransaction accounts | $1,100,697 |
| Money market deposit accounts (MMDAs) | $313,792 |
| Other savings deposits (excluding MMDAs) | $183,658 |
| Total time deposits | $603,247 |
| Total time and savings deposits | $1,106,571 |
| Noninterest-bearing deposits | $149,965 |
| Interest-bearing deposits | $1,215,707 |
| Retail deposits | $1,270,281 |
| IRAs and Keogh plan accounts | $58,614 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $2,177,145 |
| Cash & Balances due from depository institutions | $194,250 |
| Interest-bearing balances | $189,554 |
| Total securities | $130,590 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $1,756,245 |
| Loan and leases loss allowance | $26,562 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $15,546 |
| Other real estate owned | $14,067 |
| Goodwill and other intangibles | $21,681 |
| All other assets | $44,766 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $2,177,145 |
| Total Liabilities | $1,775,453 |
| Total deposits | $1,365,672 |
| Interest-bearing deposits | $1,215,707 |
| Deposits held in domestic offices | $1,365,672 |
| % insured (estimated) | $88 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $375,422 |
| Subordinated debt | $0 |
| All other liabilities | $34,359 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $1,756,245 |
| Loan and leases loss allowance | $26,562 |
| Total loans and leases (domestic) | $1,782,807 |
| All real estate loans | $1,802,958 |
| Real estate loans in domestic offices | $1,802,958 |
| Construction and development loans | $204,255 |
| Residential 1-4 family construction | $149,038 |
| Other construction, all land development and other land | $55,217 |
| Loans secured by nonfarm nonresidential properties | $128,717 |
| Nonfarm nonresidential secured by owner-occupied properties | $895 |
| Commercial real estate & other non-farm, non-residential | $127,822 |
| Multifamily residential real estate | $20,598 |
| 1-4 family residential loans | $1,448,552 |
| Farmland loans | $836 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $14,024 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $374 |
| Credit card loans | $0 |
| Related Plans | $40 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $334 |
| All other loans & leases | $0 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $7,116 |
| Non 1-4 family restructured loans & leases | $6,385 |
| Total loans and leases (foreign) | $0 |
North American Savings Bank F.S.B. had $1,756,245,000 of loans outstanding in 2021. $1,802,958,000 of loans were in real estate loans. $204,255,000 of loans were in development loans. $20,598,000 of loans were in multifamily mortgage loans. $1,448,552,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 60 | $16,318 | $271,967 |
| Nonfarm, nonresidential loans - <$100k | 8 | $162 | $20,250 |
| Nonfarm, nonresidential loans - $100-250k | 17 | $2,200 | $129,412 |
| Nonfarm, nonresidential loans - $250k-1MM | 35 | $13,956 | $398,743 |
| Commercial & Industrial, US addressed loans - <$1MM | 2 | $75 | $37,500 |
| Commercial & Industrial, US addressed loans - $100-250k | 1 | $0 | $0 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 1 | $75 | $75,000 |
| Farmland loans - <$1MM | 13 | $836 | $64,308 |
| Farmland loans - <$100k | 6 | $108 | $18,000 |
| Farmland loans - $100-250k | 5 | $471 | $94,200 |
| Farmland loans - $250k-1MM | 2 | $257 | $128,500 |
