North American Savings Bank F.s.b. Mortgage Rates, Fees & Info
Grandview, MOLEI: 549300K6K2IS7FRS7S09
Tax ID: 44-0373310
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Mortgage Data
Review & Overview
North American Savings Bank F.s.b. is a smaller bank specializing in Home Purchase loans. North American Savings Bank F.s.b. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, Virginia Beach, Anchorage, Dallas, and Las Vegas among others. We have data for 210 markets. (Some data included below & more in-depth data is available with an active subscription.)North American Savings Bank F.s.b. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. North American Savings Bank F.s.b. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.65% | 6/22/25 |
| 30 Year Conventional Refi | 7.24% | 6/22/25 |
| 30 Year Cash-out Refi | 8.03% | 6/22/25 |
| 30 Year FHA Purchase | 6.96% | 6/22/25 |
| 30 Year FHA Refi | 6.66% | 6/22/25 |
| 30 Year VA Purchase | 6.02% | 6/22/25 |
| 30 Year VA Refi | 5.90% | 6/22/25 |
| 15 Year Conventional Purchase | 5.72% | 6/22/25 |
| 15 Year Conventional Refi | 8.89% | 6/22/25 |
| 15 Year Cash-out Refi | 8.89% | 6/22/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
North American Savings Bank F.s.b. Mortgage Calculator
Your Estimates
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This is not an official calculator from North American Savings Bank F.s.b.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
750Origination Dollar Volume (All Markets)
$311,660,000Awards
North American Savings Bank F.S.B. - 2024
North American Savings Bank F.S.B. is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
North American Savings Bank F.s.b.'s average 30 year fixed mortgage rate was
6.92%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.37%.
Relative Fees (Closing Costs)
North American Savings Bank F.s.b.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $9,419.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 78 | $25,410,000 | $325,769 | $6,006 | 6.85% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 56 | $22,010,000 | $393,036 | $10,223 | 6.02% |
| ANCHORAGE, AK (FHA|USDA|VA) | 34 | $16,490,000 | $485,000 | $12,956 | 6.03% |
| Outside of Metro Areas | 33 | $13,235,000 | $401,061 | $8,416 | 7.14% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 21 | $10,515,000 | $500,714 | $12,561 | 7.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 15 | $6,905,000 | $460,333 | $9,353 | 6.88% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 12 | $6,760,000 | $563,333 | $16,395 | 6.80% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 12 | $6,660,000 | $555,000 | $7,723 | 7.35% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 12 | $6,170,000 | $514,167 | $10,636 | 7.56% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 15 | $5,805,000 | $387,000 | $12,331 | 7.19% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 6 | $5,440,000 | $906,667 | $12,517 | 6.44% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 13 | $5,395,000 | $415,000 | $9,577 | 6.85% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $4,535,000 | $647,857 | $14,068 | 6.79% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 8 | $4,410,000 | $551,250 | $9,115 | 6.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 10 | $4,330,000 | $433,000 | $4,855 | 7.24% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $4,310,000 | $431,000 | $7,773 | 7.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $4,065,000 | $369,545 | $12,439 | 6.95% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 6 | $3,940,000 | $656,667 | $23,591 | 7.56% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $3,825,000 | $546,429 | $9,160 | 6.66% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 10 | $3,650,000 | $365,000 | $7,603 | 7.54% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $3,570,000 | $892,500 | $18,226 | 6.19% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $3,345,000 | $477,857 | $9,804 | 8.10% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $3,210,000 | $802,500 | $29,514 | 8.03% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $3,180,000 | $530,000 | $15,687 | 7.10% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $2,975,000 | $595,000 | $13,689 | 6.83% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $2,940,000 | $490,000 | $13,757 | 6.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $2,710,000 | $677,500 | $7,596 | 6.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $2,680,000 | $446,667 | $10,356 | 8.06% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $2,615,000 | $523,000 | $11,260 | 8.33% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 9 | $2,575,000 | $286,111 | $6,139 | 7.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $2,355,000 | $471,000 | $11,473 | 6.78% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $2,215,000 | $443,000 | $11,481 | 7.40% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $2,205,000 | $441,000 | $8,391 | 7.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $2,150,000 | $537,500 | $11,067 | 6.47% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $2,095,000 | $698,333 | $11,232 | 7.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $9,543 | 7.45% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $2,000,000 | $500,000 | $11,044 | 6.06% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $1,995,000 | $399,000 | $6,002 | 7.10% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,900,000 | $475,000 | $4,593 | 7.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $1,880,000 | $470,000 | $3,103 | 6.53% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,850,000 | $308,333 | $7,238 | 7.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $7,754 | 7.38% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $1,720,000 | $860,000 | $775 | 7.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $1,813 | 7.70% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $1,655,000 | $551,667 | $13,860 | 7.04% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $1,645,000 | $548,333 | $13,990 | 5.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $1,595,000 | $531,667 | $6,725 | 7.08% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $11,064 | 7.53% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $11,660 | 7.92% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $5,750 | 7.75% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $1,420,000 | $710,000 | $3,401 | 5.38% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $9,067 | 7.17% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $19,568 | 7.33% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $7,745 | 6.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $8,804 | 5.94% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $9,137 | 6.85% |
| Edwards, CO (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $16,674 | 8.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $5,203 | 6.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $3,598 | 6.56% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $9,853 | 6.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $7,778 | 6.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $1,343 | 7.59% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $1,867 | 6.94% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $8,465 | 6.83% |
| SALEM, OR (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $1,821 | 7.19% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $7,772 | 5.94% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $9,854 | 6.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $6,021 | 7.25% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $26,764 | 6.50% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $12,238 | 7.13% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $10,510 | 7.33% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $32,687 | 7.50% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $32,966 | 6.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,622 | 7.59% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $10,902 | 6.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $2,592 | 7.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $22,595 | 7.31% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $9,993 | 8.00% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,539 | 6.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,367 | 6.31% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,330 | 7.79% |
| Outside of Metro Areas | 1 | $775,000 | $775,000 | $17,333 | 9.63% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $12,249 | 6.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,624 | 6.94% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $9,869 | 6.00% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,853 | 6.92% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $4,574 | 5.13% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $15,526 | 6.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,639 | 8.44% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,876 | 6.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $26,840 | 6.25% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $8,743 | 7.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $0 | 7.17% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,401 | 5.63% |
| DOVER, DE (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $24,800 | 5.13% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $28,252 | 5.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $8,798 | 8.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $10,871 | 8.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $1,776 | 2.75% |
| OCALA, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,005 | 7.54% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $12,297 | 5.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,236 | 6.88% |
| Albertville, AL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,206 | 6.88% |
| Somerset, KY (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $19,205 | 6.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,586 | 8.88% |
| Juneau, AK (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 6.49% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $1,295 | 5.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $7,789 | 7.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $12,928 | 6.25% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $11,079 | 5.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,810 | 5.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,770 | 8.43% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,489 | 5.56% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,943 | 7.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 7.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,808 | 6.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,083 | 6.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,284 | 9.00% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,710 | 8.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,309 | 6.56% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $16,348 | 7.25% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,841 | 7.49% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,213 | 5.99% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,792 | 6.50% |
| RENO, NV (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,381 | 6.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,961 | 7.81% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,914 | 5.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 7.44% |
| AKRON, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,531 | 8.38% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,367 | 5.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $796 | 7.38% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,717 | 5.75% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,518 | 5.63% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,784 | 6.13% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,601 | 6.13% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 8.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,036 | 5.63% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,894 | 6.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 7.25% |
| Branson, MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.13% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $794 | 7.25% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,012 | 7.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,787 | 5.25% |
| CHICO, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,791 | 6.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,880 | 6.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,653 | 7.75% |
| Oxford, MS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.49% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,354 | 8.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $814 | 7.25% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,061 | 7.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $24,155 | 4.88% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 7.75% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,559 | 7.63% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,730 | 6.50% |
| Hilo, HI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,222 | 6.99% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,195 | 7.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,658 | 7.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,189 | 9.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,992 | 6.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,471 | 8.13% |
| WACO, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,582 | 7.25% |
| Kinston, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $525 | 5.75% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,417 | 7.50% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,557 | 5.75% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,825 | 6.50% |
| Paris, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,467 | 8.88% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,168 | 6.88% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,343 | 5.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,450 | 7.50% |
| Winona, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,197 | 7.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.25% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,129 | 6.88% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,675 | 6.88% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,561 | 6.25% |
| Clovis, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,021 | 7.88% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,409 | 6.75% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,827 | 9.50% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.13% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $729 | 7.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,648 | 6.88% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,032 | 8.88% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,874 | 8.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,909 | 6.25% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.38% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,223 | 7.99% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 9.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.00% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,615 | 6.12% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,827 | 8.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,536 | 8.88% |
| Hays, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,622 | 6.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,152 | 6.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,816 | 6.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,374 | 6.62% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.63% |
| Salina, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,586 | 6.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.88% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,794 | 7.63% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,455 | 7.13% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,509 | 7.50% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.88% |
| Dublin, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $826 | 8.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,045 | 8.88% |
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We use machine learning to identify the top lenders compared against North American Savings Bank F.S.B. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 512 | $202,450,000 | $395,410 | $9,542 | 7.48% |
| VA | 200 | $98,700,000 | $493,500 | $8,991 | 5.79% |
| FHA | 38 | $10,510,000 | $276,579 | $9,209 | 6.15% |
For 2024, North American Savings Bank F.s.b.'s most frequently originated type of loan was Conventional, with 512 originations. Their 2nd most popular type was VA, with 200 originations.
Loan Reason
For 2024, North American Savings Bank F.s.b.'s most frequently cited loan purpose was Home Purchase, with 621 originations. The 2nd most popular reason was Cash Out Refi, with 66 originations.
Loan Duration/Length
For 2024, North American Savings Bank F.s.b.'s most frequently cited loan duration was 30 Year, with 663 originations. The 2nd most popular length was Other, with 79 originations.
Origination Fees/Closing Costs
North American Savings Bank F.s.b.'s average total fees were $9,419, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 251 originations.
Interest Rates
During 2024, North American Savings Bank F.s.b.'s average interest rate for loans was 6.92%, while their most frequently originated rate bucket for loans was 6-7%, with 275 originations.
Loan Sizing
2024 saw North American Savings Bank F.s.b. place emphasis on $200k-400k loans with 338 originations, totaling $98,310,000 in origination value.
Applicant Income
North American Savings Bank F.s.b. lent most frequently to those with incomes in the $100k-150k range, with 160 originations. The second most popular income band? $150k-250k, with 146 originations.
Applicant Debt to Income Ratio
North American Savings Bank F.s.b. lent most frequently to those with DTI ratios of 30-36%, with 100 originations. The next most common DTI ratio? 20-30%, with 81 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.84%
North American Savings Bank F.s.b. has an average approval rate.
Pick Rate
Approvals leading to origination70.27%
North American Savings Bank F.s.b. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 750 | $311,660,000 | $415,547 |