North American Savings Bank F.s.b. Mortgage Rates, Fees & Info

Grandview, MO

LEI: 549300K6K2IS7FRS7S09

Tax ID: 44-0373310

5 stars - Updated: 2/26/24 - out of 5 stars, based on 77 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

North American Savings Bank F.s.b. is a small bank specializing in Home Purchase loans. North American Savings Bank F.s.b. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, Washington, Dallas, New York, and Atlanta among others. We have data for 537 markets. (Some data included below & more in-depth data is available with an active subscription.)

North American Savings Bank F.s.b. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. North American Savings Bank F.s.b. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.72% 2/26/24
30 Year Conventional Refi 6.40% 2/26/24
30 Year Cash-out Refi 6.61% 2/26/24
30 Year FHA Purchase 7.03% 2/26/24
30 Year FHA Refi 7.21% 2/26/24
30 Year VA Purchase 5.85% 2/26/24
30 Year VA Refi 5.58% 2/26/24
15 Year Conventional Purchase 5.71% 2/26/24
15 Year Conventional Refi 5.74% 2/26/24
15 Year Cash-out Refi 5.74% 2/26/24
15 Year FHA Purchase 5.68% 2/26/24
15 Year VA Purchase 5.74% 2/26/24
15 Year VA Refi 5.90% 2/26/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

North American Savings Bank F.s.b. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from North American Savings Bank F.s.b.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,880

Origination Dollar Volume (All Markets)

$2,158,410,000
Show all (254) awards

Relative Rate

North American Savings Bank F.s.b.'s average 30 year fixed mortgage rate was 4.72%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.04%.

Relative Fees (Closing Costs)

North American Savings Bank F.s.b.'s average total fees/closing costs for a 30 year fixed rate mortgage were $6,213.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 692 $210,710,000 $304,494 $3,681 4.86%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 139 $68,415,000 $492,194 $8,858 4.19%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 170 $68,210,000 $401,235 $6,234 4.81%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 141 $62,785,000 $445,284 $8,213 4.18%
Outside of Metro Areas 171 $55,285,000 $323,304 $5,994 4.55%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 151 $54,945,000 $363,874 $5,203 4.66%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 103 $52,185,000 $506,650 $6,358 4.25%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 135 $50,645,000 $375,148 $6,442 4.67%
ANCHORAGE, AK (FHA|USDA|VA) 119 $48,085,000 $404,076 $9,084 4.41%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 107 $42,975,000 $401,636 $5,895 4.33%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 62 $35,860,000 $578,387 $8,049 4.48%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 91 $35,825,000 $393,681 $6,322 4.62%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 76 $34,130,000 $449,079 $6,194 4.88%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 75 $33,555,000 $447,400 $5,120 4.23%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 100 $33,420,000 $334,200 $5,049 4.52%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 87 $32,795,000 $376,954 $5,710 4.79%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 88 $32,000,000 $363,636 $9,823 4.41%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 82 $31,450,000 $383,537 $6,433 4.63%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 72 $27,260,000 $378,611 $6,833 4.80%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 79 $26,895,000 $340,443 $5,806 4.56%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 52 $25,900,000 $498,077 $8,360 4.28%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 59 $25,595,000 $433,814 $5,598 4.64%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 54 $24,210,000 $448,333 $8,193 4.36%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 66 $22,640,000 $343,030 $7,442 4.76%
RALEIGH-CARY, NC (FHA|USDA|VA) 55 $21,645,000 $393,545 $4,075 4.31%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 52 $21,630,000 $415,962 $6,681 4.59%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 47 $20,395,000 $433,936 $7,382 4.44%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 58 $20,310,000 $350,172 $4,584 4.78%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 44 $20,020,000 $455,000 $4,976 4.42%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 39 $18,705,000 $479,615 $6,225 5.16%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 33 $17,515,000 $530,758 $11,396 4.07%
ST. LOUIS, MO-IL (FHA|USDA|VA) 59 $17,345,000 $293,983 $4,308 4.87%
JACKSONVILLE, FL (FHA|USDA|VA) 39 $14,575,000 $373,718 $6,880 4.52%
OKLAHOMA CITY, OK (FHA|USDA|VA) 43 $14,485,000 $336,860 $4,912 4.44%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 52 $13,930,000 $267,885 $4,171 4.80%
COLORADO SPRINGS, CO (FHA|USDA|VA) 27 $13,575,000 $502,778 $10,695 4.42%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 44 $13,230,000 $300,682 $4,311 4.47%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 21 $12,225,000 $582,143 $11,277 4.20%
SALT LAKE CITY, UT (FHA|USDA|VA) 26 $12,190,000 $468,846 $5,123 4.26%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 36 $11,520,000 $320,000 $4,689 4.94%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 28 $10,630,000 $379,643 $5,304 4.08%
COLUMBUS, OH (FHA|USDA|VA) 33 $10,575,000 $320,455 $4,875 5.11%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 25 $10,385,000 $415,400 $7,927 4.83%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 24 $10,230,000 $426,250 $6,995 4.47%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 25 $9,985,000 $399,400 $6,906 4.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 27 $9,905,000 $366,852 $5,442 4.75%
TULSA, OK (FHA|USDA|VA) 23 $9,345,000 $406,304 $4,531 4.79%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 17 $8,945,000 $526,176 $4,341 4.47%
FAYETTEVILLE, NC (FHA|USDA|VA) 32 $8,910,000 $278,438 $8,327 4.57%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 15 $8,055,000 $537,000 $7,685 3.89%
HUNTSVILLE, AL (FHA|USDA|VA) 20 $7,710,000 $385,500 $4,389 4.02%
ALBUQUERQUE, NM (FHA|USDA|VA) 23 $7,605,000 $330,652 $5,914 4.99%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 21 $7,575,000 $360,714 $3,745 4.93%
BOISE CITY, ID (FHA|USDA|VA) 18 $7,300,000 $405,556 $6,430 5.31%
RICHMOND, VA (FHA|USDA|VA) 17 $7,265,000 $427,353 $8,203 4.78%
KNOXVILLE, TN (FHA|USDA|VA) 20 $7,260,000 $363,000 $5,480 4.84%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 24 $7,000,000 $291,667 $4,027 4.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 18 $6,780,000 $376,667 $6,870 5.06%
TUCSON, AZ (FHA|USDA|VA) 21 $6,745,000 $321,190 $6,493 4.73%
COLUMBIA, SC (FHA|USDA|VA) 20 $6,620,000 $331,000 $5,188 4.66%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 21 $6,535,000 $311,190 $6,904 4.74%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 14 $6,510,000 $465,000 $4,840 4.78%
RENO, NV (FHA|USDA|VA) 16 $6,440,000 $402,500 $5,064 3.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 23 $6,425,000 $279,348 $3,911 4.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 15 $6,405,000 $427,000 $10,244 5.44%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $6,360,000 $795,000 $8,075 4.03%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 15 $6,215,000 $414,333 $5,474 5.18%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 19 $6,135,000 $322,895 $5,428 4.99%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 17 $6,115,000 $359,706 $6,138 4.17%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 17 $5,975,000 $351,471 $5,054 5.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 17 $5,935,000 $349,118 $7,029 5.05%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $5,825,000 $529,545 $10,594 5.02%
WORCESTER, MA-CT (FHA|USDA|VA) 15 $5,795,000 $386,333 $5,652 5.23%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 18 $5,650,000 $313,889 $4,625 4.50%
URBAN HONOLULU, HI (FHA|USDA|VA) 9 $5,515,000 $612,778 $4,283 3.46%
WENATCHEE, WA (FHA|USDA|VA) 13 $5,445,000 $418,846 $5,818 4.29%
LOUISVILLE, KY (FHA|USDA|VA) 19 $5,405,000 $284,474 $3,980 5.18%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 13 $5,015,000 $385,769 $6,237 4.38%
PROVO-OREM, UT (FHA|USDA|VA) 12 $4,940,000 $411,667 $6,421 4.85%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 15 $4,935,000 $329,000 $9,179 3.98%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 14 $4,930,000 $352,143 $7,615 4.65%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $4,895,000 $699,286 $7,032 4.98%
PITTSBURGH, PA (FHA|USDA|VA) 24 $4,830,000 $201,250 $4,084 4.59%
WINSTON-SALEM, NC (FHA|USDA|VA) 17 $4,775,000 $280,882 $4,253 5.35%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 13 $4,775,000 $367,308 $5,802 4.07%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $4,750,000 $339,286 $6,551 4.58%
MODESTO, CA (FHA|USDA|VA) 12 $4,710,000 $392,500 $6,494 5.08%
BAKERSFIELD, CA (FHA|USDA|VA) 16 $4,520,000 $282,500 $4,427 4.37%
PORT ST. LUCIE, FL (FHA|USDA|VA) 13 $4,405,000 $338,846 $10,524 4.94%
SPRINGFIELD, MA (FHA|USDA|VA) 11 $4,285,000 $389,545 $7,945 4.64%
DAYTON-KETTERING, OH (FHA|USDA|VA) 18 $4,270,000 $237,222 $6,221 4.89%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 13 $4,235,000 $325,769 $6,451 4.83%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $4,105,000 $373,182 $8,946 5.16%
FRESNO, CA (FHA|USDA|VA) 13 $4,085,000 $314,231 $3,582 4.21%
EL PASO, TX (FHA|USDA|VA) 16 $4,080,000 $255,000 $6,060 4.79%
JACKSONVILLE, NC (FHA|USDA|VA) 12 $4,050,000 $337,500 $6,847 4.28%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $3,940,000 $492,500 $5,660 5.30%
GREELEY, CO (FHA|USDA|VA) 9 $3,905,000 $433,889 $5,825 4.43%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $3,870,000 $483,750 $12,825 4.63%
SAVANNAH, GA (FHA|USDA|VA) 12 $3,770,000 $314,167 $10,290 5.52%
CORPUS CHRISTI, TX (FHA|USDA|VA) 12 $3,720,000 $310,000 $4,378 5.42%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $3,715,000 $337,727 $3,170 3.94%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 11 $3,675,000 $334,091 $5,746 5.56%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 11 $3,665,000 $333,182 $3,941 3.90%
TOLEDO, OH (FHA|USDA|VA) 12 $3,660,000 $305,000 $5,299 5.26%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 8 $3,630,000 $453,750 $13,709 4.17%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $3,610,000 $601,667 $16,301 4.85%
Oak Harbor, WA (FHA|USDA|VA) 8 $3,560,000 $445,000 $7,357 4.86%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 11 $3,555,000 $323,182 $5,966 4.64%
STOCKTON, CA (FHA|USDA|VA) 7 $3,535,000 $505,000 $7,697 3.64%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 9 $3,525,000 $391,667 $5,695 5.18%
Bozeman, MT (FHA|USDA|VA) 4 $3,520,000 $880,000 $13,018 5.06%
WILMINGTON, NC (FHA|USDA|VA) 11 $3,425,000 $311,364 $6,767 4.61%
Hilo, HI (FHA|USDA|VA) 6 $3,400,000 $566,667 $7,235 4.00%
MEDFORD, OR (FHA|USDA|VA) 9 $3,375,000 $375,000 $4,613 5.03%
LANCASTER, PA (FHA|USDA|VA) 11 $3,345,000 $304,091 $7,188 4.50%
PANAMA CITY, FL (FHA|USDA|VA) 10 $3,320,000 $332,000 $7,228 5.64%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $3,210,000 $401,250 $3,774 3.94%
VALLEJO, CA (FHA|USDA|VA) 5 $3,195,000 $639,000 $7,406 3.85%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $3,195,000 $290,455 $6,196 4.74%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 7 $3,165,000 $452,143 $12,128 4.43%
BEND, OR (FHA|USDA|VA) 7 $3,135,000 $447,857 $5,337 3.89%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $3,105,000 $282,273 $4,523 5.05%
SALEM, OR (FHA|USDA|VA) 9 $3,085,000 $342,778 $4,695 4.57%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $3,050,000 $254,167 $5,488 5.17%
FORT WAYNE, IN (FHA|USDA|VA) 9 $3,035,000 $337,222 $3,670 4.29%
SPRINGFIELD, MO (FHA|USDA|VA) 11 $3,015,000 $274,091 $3,335 5.26%
SALINAS, CA (FHA|USDA|VA) 5 $3,005,000 $601,000 $7,368 4.55%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $2,950,000 $368,750 $7,135 5.84%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 9 $2,915,000 $323,889 $3,939 5.22%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 9 $2,585,000 $287,222 $6,613 4.53%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $2,580,000 $322,500 $7,227 5.63%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $2,525,000 $360,714 $5,516 4.66%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $2,520,000 $315,000 $5,639 5.42%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 13 $2,515,000 $193,462 $3,431 6.60%
LAWRENCE, KS (FHA|USDA|VA) 10 $2,460,000 $246,000 $4,592 5.19%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $2,430,000 $243,000 $5,885 4.26%
Branson, MO (FHA|USDA|VA) 8 $2,390,000 $298,750 $5,504 5.33%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $2,370,000 $395,000 $2,408 4.52%
ASHEVILLE, NC (FHA|USDA|VA) 7 $2,365,000 $337,857 $2,453 4.91%
AKRON, OH (FHA|USDA|VA) 8 $2,350,000 $293,750 $3,129 4.75%
BELLINGHAM, WA (FHA|USDA|VA) 6 $2,350,000 $391,667 $5,914 4.79%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $2,345,000 $335,000 $10,340 5.34%
PUEBLO, CO (FHA|USDA|VA) 5 $2,345,000 $469,000 $13,931 4.80%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $2,200,000 $366,667 $14,471 4.98%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 10 $2,200,000 $220,000 $4,515 4.91%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $2,140,000 $356,667 $3,497 4.19%
LYNCHBURG, VA (FHA|USDA|VA) 5 $2,125,000 $425,000 $9,400 5.25%
BILLINGS, MT (FHA|USDA|VA) 6 $2,110,000 $351,667 $4,766 4.29%
LOGAN, UT-ID (FHA|USDA|VA) 5 $2,105,000 $421,000 $4,260 4.70%
COLUMBUS, GA-AL (FHA|USDA|VA) 9 $2,085,000 $231,667 $4,081 5.64%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 12 $2,060,000 $171,667 $2,906 5.04%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $2,030,000 $338,333 $7,663 4.75%
SPARTANBURG, SC (FHA|USDA|VA) 6 $2,000,000 $333,333 $8,745 4.58%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $2,000,000 $500,000 $5,183 4.13%
JACKSON, MS (FHA|USDA|VA) 8 $1,970,000 $246,250 $6,964 5.25%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,915,000 $383,000 $10,737 5.15%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,875,000 $375,000 $6,010 4.25%
MOBILE, AL (FHA|USDA|VA) 7 $1,855,000 $265,000 $5,353 4.20%
Kapaa, HI (FHA|USDA|VA) 3 $1,845,000 $615,000 $4,594 3.42%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,830,000 $457,500 $3,056 4.75%
ROCHESTER, NY (FHA|USDA|VA) 7 $1,825,000 $260,714 $4,361 3.75%
Rolla, MO (FHA|USDA|VA) 6 $1,750,000 $291,667 $3,033 5.60%
LAS CRUCES, NM (FHA|USDA|VA) 6 $1,740,000 $290,000 $9,867 4.98%
Fort Leonard Wood, MO (FHA|USDA|VA) 7 $1,735,000 $247,857 $7,064 5.64%
ANN ARBOR, MI (FHA|USDA|VA) 6 $1,730,000 $288,333 $4,050 5.02%
Coos Bay, OR (FHA|USDA|VA) 4 $1,730,000 $432,500 $16,684 5.28%
COLUMBIA, MO (FHA|USDA|VA) 5 $1,695,000 $339,000 $1,533 4.40%
OCALA, FL (FHA|USDA|VA) 5 $1,665,000 $333,000 $8,348 4.18%
CHEYENNE, WY (FHA|USDA|VA) 4 $1,650,000 $412,500 $2,382 5.44%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 6 $1,630,000 $271,667 $9,259 5.69%
Enterprise, AL (FHA|USDA|VA) 4 $1,620,000 $405,000 $8,560 4.34%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,610,000 $402,500 $9,972 4.13%
MISSOULA, MT (FHA|USDA|VA) 3 $1,605,000 $535,000 $10,550 4.33%
FARGO, ND-MN (FHA|USDA|VA) 5 $1,585,000 $317,000 $4,995 4.20%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $1,550,000 $387,500 $1,945 5.13%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,029 3.65%
WICHITA, KS (FHA|USDA|VA) 7 $1,525,000 $217,857 $4,560 4.50%
SYRACUSE, NY (FHA|USDA|VA) 6 $1,510,000 $251,667 $7,842 4.44%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $1,465,000 $293,000 $7,312 5.33%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $1,460,000 $365,000 $2,242 5.16%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,410,000 $352,500 $9,108 4.19%
Sevierville, TN (FHA|USDA|VA) 4 $1,410,000 $352,500 $6,379 5.91%
LINCOLN, NE (FHA|USDA|VA) 3 $1,405,000 $468,333 $6,460 4.79%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,380,000 $345,000 $5,052 5.25%
Edwards, CO (FHA|USDA|VA) 2 $1,370,000 $685,000 $14,971 3.06%
Juneau, AK (FHA|USDA|VA) 2 $1,340,000 $670,000 $23,661 4.38%
Show Low, AZ (FHA|USDA|VA) 5 $1,325,000 $265,000 $5,124 5.83%
Newport, OR (FHA|USDA|VA) 3 $1,325,000 $441,667 $5,906 4.33%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $1,300,000 $325,000 $5,810 5.75%
YAKIMA, WA (FHA|USDA|VA) 4 $1,290,000 $322,500 $4,717 5.47%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $1,270,000 $317,500 $5,649 5.53%
Brookings, OR (FHA|USDA|VA) 2 $1,270,000 $635,000 $15,001 6.94%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $1,255,000 $251,000 $2,492 4.38%
MADISON, WI (FHA|USDA|VA) 3 $1,255,000 $418,333 $5,972 6.17%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $1,245,000 $249,000 $4,185 5.03%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $1,240,000 $310,000 $2,563 4.66%
TOPEKA, KS (FHA|USDA|VA) 5 $1,195,000 $239,000 $4,177 5.53%
AMARILLO, TX (FHA|USDA|VA) 2 $1,190,000 $595,000 $11,557 4.88%
DULUTH, MN-WI (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,332 4.48%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,877 4.88%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,140,000 $570,000 $5,326 3.38%
Cookeville, TN (FHA|USDA|VA) 3 $1,135,000 $378,333 $6,210 4.96%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $1,130,000 $565,000 $1,821 4.13%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $1,125,000 $375,000 $14,844 3.54%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $1,120,000 $280,000 $6,825 5.50%
Jefferson, GA (FHA|USDA|VA) 3 $1,115,000 $371,667 $5,336 4.42%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $1,115,000 $371,667 $3,191 6.17%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $1,095,000 $365,000 $11,712 5.08%
Morehead City, NC (FHA|USDA|VA) 3 $1,085,000 $361,667 $12,189 3.75%
ROANOKE, VA (FHA|USDA|VA) 5 $1,085,000 $217,000 $5,082 4.63%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $1,075,000 $358,333 $5,897 5.83%
Picayune, MS (FHA|USDA|VA) 2 $1,070,000 $535,000 $5,314 4.69%
ST. GEORGE, UT (FHA|USDA|VA) 3 $1,065,000 $355,000 $6,490 4.71%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,770 4.60%
Bemidji, MN (FHA|USDA|VA) 2 $1,050,000 $525,000 $26,427 3.69%
TWIN FALLS, ID (FHA|USDA|VA) 2 $1,040,000 $520,000 $8,753 4.69%
LaGrange, GA-AL (FHA|USDA|VA) 3 $1,035,000 $345,000 $7,073 5.13%
MADERA, CA (FHA|USDA|VA) 2 $1,000,000 $500,000 $3,224 3.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 5 $995,000 $199,000 $3,598 3.40%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $995,000 $331,667 $9,597 5.67%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $995,000 $199,000 $3,022 5.35%
BRUNSWICK, GA (FHA|USDA|VA) 3 $985,000 $328,333 $4,294 3.92%
FORT COLLINS, CO (FHA|USDA|VA) 2 $980,000 $490,000 $9,808 2.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $975,000 $325,000 $3,682 3.67%
MERCED, CA (FHA|USDA|VA) 3 $955,000 $318,333 $5,448 5.71%
Kalispell, MT (FHA|USDA|VA) 2 $940,000 $470,000 $12,263 3.75%
Ontario, OR-ID (FHA|USDA|VA) 2 $930,000 $465,000 $9,430 5.94%
Ketchikan, AK (FHA|USDA|VA) 1 $925,000 $925,000 $8,119 6.25%
NEW BERN, NC (FHA|USDA|VA) 3 $925,000 $308,333 $2,005 5.25%
Riverton, WY (FHA|USDA|VA) 2 $920,000 $460,000 $10,698 4.69%
BOULDER, CO (FHA|USDA|VA) 2 $920,000 $460,000 $8,808 4.94%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $915,000 $305,000 $3,316 3.58%
Adrian, MI (FHA|USDA|VA) 3 $915,000 $305,000 $1,305 4.92%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $900,000 $225,000 $4,869 3.72%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $900,000 $450,000 $14,754 5.88%
Bonham, TX (FHA|USDA|VA) 3 $895,000 $298,333 $13,564 4.71%
Laconia, NH (FHA|USDA|VA) 3 $895,000 $298,333 $3,367 3.38%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $890,000 $445,000 $8,201 3.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $890,000 $445,000 $7,001 6.38%
SUMTER, SC (FHA|USDA|VA) 4 $880,000 $220,000 $5,043 4.63%
GAINESVILLE, GA (FHA|USDA|VA) 2 $880,000 $440,000 $12,036 2.25%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $880,000 $440,000 $6,953 4.25%
Brevard, NC (FHA|USDA|VA) 3 $875,000 $291,667 $2,352 4.54%
READING, PA (FHA|USDA|VA) 3 $875,000 $291,667 $5,160 6.46%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $875,000 $175,000 $5,063 4.68%
DOVER, DE (FHA|USDA|VA) 2 $870,000 $435,000 $108 3.69%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $850,000 $425,000 $9,196 3.81%
Warrensburg, MO (FHA|USDA|VA) 3 $845,000 $281,667 $3,903 5.00%
HINESVILLE, GA (FHA|USDA|VA) 3 $835,000 $278,333 $6,139 5.17%
DECATUR, AL (FHA|USDA|VA) 3 $825,000 $275,000 $5,241 4.79%
Concord, NH (FHA|USDA|VA) 2 $820,000 $410,000 $3,203 4.94%
HATTIESBURG, MS (FHA|USDA|VA) 3 $815,000 $271,667 $8,461 4.63%
REDDING, CA (FHA|USDA|VA) 4 $810,000 $202,500 $1,802 3.97%
Helena, MT (FHA|USDA|VA) 2 $790,000 $395,000 $3,546 4.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $785,000 $261,667 $6,860 3.38%
FAIRBANKS, AK (FHA|USDA|VA) 2 $780,000 $390,000 $10,286 2.56%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $780,000 $390,000 $856 3.31%
North Wilkesboro, NC (FHA|USDA|VA) 2 $770,000 $385,000 $26,946 4.38%
PEORIA, IL (FHA|USDA|VA) 2 $770,000 $385,000 $3,676 5.56%
GLENS FALLS, NY (FHA|USDA|VA) 3 $765,000 $255,000 $10,542 5.50%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $765,000 $255,000 $2,580 3.63%
Washington, NC (FHA|USDA|VA) 2 $760,000 $380,000 $4,800 4.38%
GREENVILLE, NC (FHA|USDA|VA) 4 $760,000 $190,000 $2,848 5.41%
Crawfordsville, IN (FHA|USDA|VA) 2 $750,000 $375,000 $4,174 4.94%
TYLER, TX (FHA|USDA|VA) 3 $735,000 $245,000 $6,346 5.67%
GREEN BAY, WI (FHA|USDA|VA) 2 $730,000 $365,000 $3,390 6.75%
MANHATTAN, KS (FHA|USDA|VA) 4 $720,000 $180,000 $4,375 4.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $715,000 $238,333 $21,902 4.79%
Lebanon, NH-VT (FHA|USDA|VA) 2 $710,000 $355,000 $3,199 3.06%
Shelton, WA (FHA|USDA|VA) 2 $710,000 $355,000 $6,390 4.56%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $700,000 $350,000 $5,114 4.63%
MORGANTOWN, WV (FHA|USDA|VA) 2 $690,000 $345,000 $7,214 6.44%
Red Bluff, CA (FHA|USDA|VA) 2 $690,000 $345,000 $9,260 6.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $685,000 $228,333 $3,599 5.42%
NILES, MI (FHA|USDA|VA) 2 $680,000 $340,000 $1,606 6.06%
MONTGOMERY, AL (FHA|USDA|VA) 3 $675,000 $225,000 $4,456 3.58%
Rock Springs, WY (FHA|USDA|VA) 2 $670,000 $335,000 $3,104 4.06%
Norfolk, NE (FHA|USDA|VA) 2 $670,000 $335,000 $3,360 5.19%
SAN ANGELO, TX (FHA|USDA|VA) 2 $670,000 $335,000 $13,319 3.94%
Pahrump, NV (FHA|USDA|VA) 1 $665,000 $665,000 $17,587 2.75%
ITHACA, NY (FHA|USDA|VA) 2 $650,000 $325,000 $5,284 4.00%
West Plains, MO (FHA|USDA|VA) 2 $650,000 $325,000 $9,790 2.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $645,000 $215,000 $1,896 4.75%
Atchison, KS (FHA|USDA|VA) 1 $645,000 $645,000 $1,989 3.63%
RAPID CITY, SD (FHA|USDA|VA) 2 $640,000 $320,000 $5,276 6.13%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $635,000 $635,000 $15,228 4.63%
ROCHESTER, MN (FHA|USDA|VA) 2 $630,000 $315,000 $6,339 4.06%
Glenwood Springs, CO (FHA|USDA|VA) 1 $625,000 $625,000 $12,380 3.88%
Watertown, SD (FHA|USDA|VA) 2 $620,000 $310,000 $2,103 4.94%
Vicksburg, MS (FHA|USDA|VA) 1 $615,000 $615,000 $15,139 3.75%
OWENSBORO, KY (FHA|USDA|VA) 1 $615,000 $615,000 $4,384 4.00%
Red Wing, MN (FHA|USDA|VA) 1 $615,000 $615,000 $3,204 5.00%
LUBBOCK, TX (FHA|USDA|VA) 2 $610,000 $305,000 $6,478 6.44%
Bennettsville, SC (FHA|USDA|VA) 2 $610,000 $305,000 $6,635 5.63%
CHICO, CA (FHA|USDA|VA) 2 $610,000 $305,000 $2,960 5.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $605,000 $201,667 $1,436 5.58%
Hood River, OR (FHA|USDA|VA) 1 $605,000 $605,000 $176 2.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $605,000 $605,000 $3,434 2.75%
Mountain Home, AR (FHA|USDA|VA) 1 $595,000 $595,000 $22,697 5.13%
Elko, NV (FHA|USDA|VA) 2 $590,000 $295,000 $595 6.25%
Moses Lake, WA (FHA|USDA|VA) 2 $590,000 $295,000 $4,775 5.13%
Cullowhee, NC (FHA|USDA|VA) 1 $585,000 $585,000 $10,580 6.50%
BISMARCK, ND (FHA|USDA|VA) 2 $580,000 $290,000 $3,340 4.81%
KINGSTON, NY (FHA|USDA|VA) 2 $580,000 $290,000 $4,690 6.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $570,000 $285,000 $7,048 5.06%
Thomasville, GA (FHA|USDA|VA) 2 $570,000 $285,000 $4,991 4.44%
Rockport, TX (FHA|USDA|VA) 1 $565,000 $565,000 $3,382 2.75%
Marion, NC (FHA|USDA|VA) 1 $565,000 $565,000 $12,347 4.25%
GOLDSBORO, NC (FHA|USDA|VA) 2 $560,000 $280,000 $6,908 4.56%
LONGVIEW, TX (FHA|USDA|VA) 2 $560,000 $280,000 $11,712 4.19%
JONESBORO, AR (FHA|USDA|VA) 2 $550,000 $275,000 $2,963 6.31%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $550,000 $275,000 $6,295 4.56%
Amsterdam, NY (FHA|USDA|VA) 2 $550,000 $275,000 $3,877 5.25%
CLEVELAND, TN (FHA|USDA|VA) 2 $550,000 $275,000 $3,174 5.13%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $540,000 $270,000 $5,075 4.81%
EL CENTRO, CA (FHA|USDA|VA) 2 $540,000 $270,000 $5,419 3.31%
Altus, OK (FHA|USDA|VA) 2 $540,000 $270,000 $6,818 4.88%
BATON ROUGE, LA (FHA|USDA|VA) 1 $535,000 $535,000 $19,862 3.38%
COLUMBUS, IN (FHA|USDA|VA) 2 $530,000 $265,000 $3,037 4.50%
Columbus, MS (FHA|USDA|VA) 2 $530,000 $265,000 $5,427 5.19%
Outside of Metro Areas 2 $530,000 $265,000 $3,009 3.00%
Farmington, MO (FHA|USDA|VA) 2 $520,000 $260,000 $3,994 4.06%
JACKSON, TN (FHA|USDA|VA) 2 $520,000 $260,000 $6,189 4.38%
WACO, TX (FHA|USDA|VA) 2 $520,000 $260,000 $5,068 3.31%
Centralia, WA (FHA|USDA|VA) 1 $515,000 $515,000 $3,877 5.38%
Clarksburg, WV (FHA|USDA|VA) 1 $515,000 $515,000 $9,261 4.50%
BINGHAMTON, NY (FHA|USDA|VA) 3 $505,000 $168,333 $5,423 5.58%
GRANTS PASS, OR (FHA|USDA|VA) 1 $505,000 $505,000 $9,564 5.00%
Laurinburg, NC (FHA|USDA|VA) 2 $500,000 $250,000 $4,502 6.00%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $500,000 $250,000 $8,345 4.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $495,000 $495,000 $2,470 4.25%
LONGVIEW, WA (FHA|USDA|VA) 1 $495,000 $495,000 $3,855 3.13%
Sandpoint, ID (FHA|USDA|VA) 2 $490,000 $245,000 $2,733 3.19%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 3 $485,000 $161,667 $2,228 4.88%
Traverse City, MI (FHA|USDA|VA) 3 $485,000 $161,667 $2,544 4.54%
MANKATO, MN (FHA|USDA|VA) 2 $480,000 $240,000 $2,949 6.25%
JACKSON, MI (FHA|USDA|VA) 2 $480,000 $240,000 $5,936 5.19%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $475,000 $475,000 $10,301 4.38%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $470,000 $235,000 $5,444 5.00%
APPLETON, WI (FHA|USDA|VA) 2 $470,000 $235,000 $3,297 4.50%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $465,000 $465,000 $600 3.75%
Searcy, AR (FHA|USDA|VA) 1 $465,000 $465,000 $12,256 2.75%
SANTA FE, NM (FHA|USDA|VA) 1 $465,000 $465,000 $4,552 3.75%
MORRISTOWN, TN (FHA|USDA|VA) 2 $460,000 $230,000 $2,257 5.44%
Central City, KY (FHA|USDA|VA) 1 $455,000 $455,000 $0 4.50%
Albertville, AL (FHA|USDA|VA) 1 $455,000 $455,000 $2,064 2.25%
Sturgis, MI (FHA|USDA|VA) 1 $455,000 $455,000 $1,046 4.25%
Moscow, ID (FHA|USDA|VA) 1 $455,000 $455,000 $2,591 3.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $455,000 $151,667 $1,147 5.88%
Nacogdoches, TX (FHA|USDA|VA) 1 $455,000 $455,000 $4,179 5.38%
GAINESVILLE, FL (FHA|USDA|VA) 1 $455,000 $455,000 $8,121 2.63%
Rutland, VT (FHA|USDA|VA) 1 $455,000 $455,000 $9,962 7.88%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $450,000 $225,000 $411 6.00%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $445,000 $445,000 $8,581 6.50%
Indiana, PA (FHA|USDA|VA) 3 $445,000 $148,333 $18,275 5.54%
Fort Payne, AL (FHA|USDA|VA) 1 $445,000 $445,000 $600 4.75%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $440,000 $220,000 $2,008 4.69%
YUMA, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $4,628 4.44%
Heber, UT (FHA|USDA|VA) 1 $435,000 $435,000 $1,364 6.25%
St. Marys, GA (FHA|USDA|VA) 1 $435,000 $435,000 $4,726 4.38%
ALTOONA, PA (FHA|USDA|VA) 2 $430,000 $215,000 $5,172 4.56%
CASPER, WY (FHA|USDA|VA) 2 $430,000 $215,000 $1,175 6.44%
Breckenridge, CO (FHA|USDA|VA) 1 $425,000 $425,000 $3,628 4.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $425,000 $425,000 $11,845 4.50%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $425,000 $425,000 $12,052 5.63%
Baraboo, WI (FHA|USDA|VA) 1 $425,000 $425,000 $12,711 3.25%
Kearney, NE (FHA|USDA|VA) 1 $425,000 $425,000 $5,144 2.88%
DALTON, GA (FHA|USDA|VA) 2 $420,000 $210,000 $3,580 5.94%
VISALIA, CA (FHA|USDA|VA) 2 $420,000 $210,000 $1,980 4.06%
Prineville, OR (FHA|USDA|VA) 1 $415,000 $415,000 $6,331 8.63%
ERIE, PA (FHA|USDA|VA) 1 $415,000 $415,000 $14,395 4.50%
Cedar City, UT (FHA|USDA|VA) 1 $415,000 $415,000 $7,079 2.75%
Ellensburg, WA (FHA|USDA|VA) 1 $415,000 $415,000 $2,621 5.88%
GADSDEN, AL (FHA|USDA|VA) 1 $405,000 $405,000 $2,471 5.50%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $405,000 $405,000 $1,629 7.38%
FARMINGTON, NM (FHA|USDA|VA) 1 $405,000 $405,000 $15,729 3.13%
Gaffney, SC (FHA|USDA|VA) 2 $400,000 $200,000 $2,288 4.88%
Oneonta, NY (FHA|USDA|VA) 2 $400,000 $200,000 $10,759 4.94%
ALBANY, GA (FHA|USDA|VA) 1 $395,000 $395,000 $16,721 4.38%
Clovis, NM (FHA|USDA|VA) 2 $390,000 $195,000 $6,584 4.81%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $390,000 $195,000 $4,131 6.19%
Jacksonville, TX (FHA|USDA|VA) 1 $385,000 $385,000 $8,534 4.50%
Astoria, OR (FHA|USDA|VA) 1 $385,000 $385,000 $2,146 5.38%
Bardstown, KY (FHA|USDA|VA) 2 $380,000 $190,000 $3,333 5.25%
VALDOSTA, GA (FHA|USDA|VA) 2 $380,000 $190,000 $2,968 5.56%
MIDLAND, TX (FHA|USDA|VA) 2 $380,000 $190,000 $8,843 5.75%
Statesboro, GA (FHA|USDA|VA) 1 $375,000 $375,000 $7,763 7.00%
Mount Airy, NC (FHA|USDA|VA) 1 $375,000 $375,000 $4,279 6.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $370,000 $185,000 $1,812 5.25%
Angola, IN (FHA|USDA|VA) 2 $370,000 $185,000 $4,646 5.69%
MONROE, LA (FHA|USDA|VA) 1 $365,000 $365,000 $7,174 5.13%
Owatonna, MN (FHA|USDA|VA) 1 $365,000 $365,000 $3,532 4.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $360,000 $180,000 $11,358 4.50%
Athens, TX (FHA|USDA|VA) 1 $355,000 $355,000 $2,534 6.00%
Alamogordo, NM (FHA|USDA|VA) 1 $355,000 $355,000 $6,616 2.50%
Corsicana, TX (FHA|USDA|VA) 1 $355,000 $355,000 $1,900 3.88%
Meadville, PA (FHA|USDA|VA) 2 $350,000 $175,000 $5,239 5.13%
Norwalk, OH (FHA|USDA|VA) 1 $345,000 $345,000 $10,171 4.63%
Lufkin, TX (FHA|USDA|VA) 1 $345,000 $345,000 $12,488 5.00%
Magnolia, AR (FHA|USDA|VA) 1 $345,000 $345,000 $275 2.75%
Pierre, SD (FHA|USDA|VA) 1 $345,000 $345,000 $20 4.50%
Berlin, NH (FHA|USDA|VA) 1 $345,000 $345,000 $8,660 2.75%
London, KY (FHA|USDA|VA) 2 $340,000 $170,000 $1,820 7.00%
Ruidoso, NM (FHA|USDA|VA) 1 $335,000 $335,000 $5,075 4.63%
DUBUQUE, IA (FHA|USDA|VA) 1 $335,000 $335,000 $17,321 4.63%
Clinton, IA (FHA|USDA|VA) 1 $335,000 $335,000 $12,404 4.50%
Brainerd, MN (FHA|USDA|VA) 2 $330,000 $165,000 $2,647 2.94%
IOWA CITY, IA (FHA|USDA|VA) 1 $325,000 $325,000 $7,300 6.88%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $320,000 $160,000 $2,632 6.00%
Mountain Home, ID (FHA|USDA|VA) 1 $315,000 $315,000 $5,361 4.00%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $315,000 $315,000 $630 4.25%
Brenham, TX (FHA|USDA|VA) 1 $315,000 $315,000 $1,965 3.38%
LAFAYETTE, LA (FHA|USDA|VA) 1 $315,000 $315,000 $3,417 2.88%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $315,000 $315,000 $2,544 3.25%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $315,000 $315,000 $11,357 4.38%
UTICA-ROME, NY (FHA|USDA|VA) 1 $315,000 $315,000 $13,975 3.25%
Bartlesville, OK (FHA|USDA|VA) 2 $310,000 $155,000 $7,806 4.56%
Roswell, NM (FHA|USDA|VA) 1 $305,000 $305,000 $7,140 3.50%
YUBA CITY, CA (FHA|USDA|VA) 1 $305,000 $305,000 $7,138 7.00%
Keene, NH (FHA|USDA|VA) 1 $295,000 $295,000 $2,449 3.25%
Lumberton, NC (FHA|USDA|VA) 1 $295,000 $295,000 $9,674 6.00%
Fernley, NV (FHA|USDA|VA) 1 $285,000 $285,000 $2,254 3.88%
Minot, ND (FHA|USDA|VA) 1 $285,000 $285,000 $6,900 2.50%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $285,000 $285,000 $6,613 6.13%
CHARLESTON, WV (FHA|USDA|VA) 1 $285,000 $285,000 $5,392 3.88%
LEBANON, PA (FHA|USDA|VA) 1 $285,000 $285,000 $4,428 4.38%
Pearsall, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,827 4.50%
Sedalia, MO (FHA|USDA|VA) 1 $275,000 $275,000 $1,494 2.38%
Ponca City, OK (FHA|USDA|VA) 1 $275,000 $275,000 $5,579 6.13%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $275,000 $275,000 $775 4.38%
Macomb, IL (FHA|USDA|VA) 1 $275,000 $275,000 $8,167 5.25%
HARRISONBURG, VA (FHA|USDA|VA) 1 $275,000 $275,000 $0 4.13%
Big Rapids, MI (FHA|USDA|VA) 1 $275,000 $275,000 $5,086 4.63%
GETTYSBURG, PA (FHA|USDA|VA) 1 $275,000 $275,000 $3,535 5.38%
ELMIRA, NY (FHA|USDA|VA) 2 $270,000 $135,000 $3,407 5.31%
ROME, GA (FHA|USDA|VA) 1 $265,000 $265,000 $2,602 4.88%
Cambridge, OH (FHA|USDA|VA) 1 $265,000 $265,000 $8,552 5.75%
Portales, NM (FHA|USDA|VA) 1 $265,000 $265,000 $1,427 5.50%
Seymour, IN (FHA|USDA|VA) 1 $265,000 $265,000 $5,896 6.63%
Bedford, IN (FHA|USDA|VA) 1 $265,000 $265,000 $600 5.63%
Alexandria, MN (FHA|USDA|VA) 1 $265,000 $265,000 $6,063 5.75%
FLORENCE, SC (FHA|USDA|VA) 1 $265,000 $265,000 $9,383 5.63%
Mount Pleasant, MI (FHA|USDA|VA) 2 $260,000 $130,000 $3,984 4.63%
Starkville, MS (FHA|USDA|VA) 1 $255,000 $255,000 $6,888 4.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $255,000 $255,000 $9,125 4.88%
Sheridan, WY (FHA|USDA|VA) 1 $255,000 $255,000 $544 5.63%
Milledgeville, GA (FHA|USDA|VA) 1 $255,000 $255,000 $10,871 5.63%
Brookings, SD (FHA|USDA|VA) 1 $255,000 $255,000 $1,949 5.13%
Huntington, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,142 2.25%
Palatka, FL (FHA|USDA|VA) 1 $245,000 $245,000 $4,282 3.88%
Granbury, TX (FHA|USDA|VA) 1 $245,000 $245,000 $7,291 6.75%
LAWTON, OK (FHA|USDA|VA) 1 $245,000 $245,000 $8,165 6.13%
Silver City, NM (FHA|USDA|VA) 1 $245,000 $245,000 $13,530 5.50%
Hutchinson, KS (FHA|USDA|VA) 1 $245,000 $245,000 $1,761 5.50%
Spencer, IA (FHA|USDA|VA) 1 $245,000 $245,000 $8,376 4.63%
Kinston, NC (FHA|USDA|VA) 1 $245,000 $245,000 $7,637 5.25%
Port Angeles, WA (FHA|USDA|VA) 1 $245,000 $245,000 $7,447 6.50%
Freeport, IL (FHA|USDA|VA) 1 $245,000 $245,000 $2,056 6.00%
KANKAKEE, IL (FHA|USDA|VA) 1 $235,000 $235,000 $8,173 5.00%
Payson, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $5,248 8.75%
Fort Polk South, LA (FHA|USDA|VA) 1 $235,000 $235,000 $11,136 4.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $235,000 $235,000 $3,614 5.00%
Sandusky, OH (FHA|USDA|VA) 1 $235,000 $235,000 $4,101 4.50%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $225,000 $225,000 $7,216 5.75%
CARSON CITY, NV (FHA|USDA|VA) 1 $225,000 $225,000 $1,314 3.00%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $225,000 $225,000 $555 3.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $225,000 $225,000 $3,731 5.25%
Fairmont, WV (FHA|USDA|VA) 1 $225,000 $225,000 $3,757 5.50%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $220,000 $110,000 $0 4.44%
MUSKEGON, MI (FHA|USDA|VA) 1 $215,000 $215,000 $5,463 7.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $215,000 $215,000 $1,885 5.00%
Athens, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,200 5.13%
Alma, MI (FHA|USDA|VA) 2 $210,000 $105,000 $1,701 5.38%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $205,000 $205,000 $16,115 4.38%
Waycross, GA (FHA|USDA|VA) 1 $205,000 $205,000 $1,343 5.38%
Marion, IN (FHA|USDA|VA) 1 $205,000 $205,000 $1,351 4.25%
Plymouth, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,831 5.50%
Lewisburg, TN (FHA|USDA|VA) 1 $205,000 $205,000 $1,276 3.75%
ABILENE, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,093 6.63%
Wooster, OH (FHA|USDA|VA) 1 $205,000 $205,000 $4,815 4.50%
El Campo, TX (FHA|USDA|VA) 1 $205,000 $205,000 $1,577 5.25%
POCATELLO, ID (FHA|USDA|VA) 1 $205,000 $205,000 $2,782 3.00%
Logansport, IN (FHA|USDA|VA) 1 $195,000 $195,000 $4,522 6.50%
PITTSFIELD, MA (FHA|USDA|VA) 1 $195,000 $195,000 $2,585 5.50%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $195,000 $195,000 $1,781 3.88%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,366 5.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,284 2.63%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $190,000 $95,000 $2,606 4.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,826 5.13%
Laramie, WY (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.25%
DuBois, PA (FHA|USDA|VA) 1 $185,000 $185,000 $2,545 3.25%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $185,000 $185,000 $1,662 6.88%
Barre, VT (FHA|USDA|VA) 1 $185,000 $185,000 $4,483 7.00%
Alexander City, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,274 2.88%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $185,000 $185,000 $4,434 7.13%
Roseburg, OR (FHA|USDA|VA) 1 $185,000 $185,000 $7,119 2.63%
FLINT, MI (FHA|USDA|VA) 1 $185,000 $185,000 $5,883 4.13%
Danville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $495 3.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $2,077 4.00%
Hope, AR (FHA|USDA|VA) 1 $175,000 $175,000 $8,668 6.00%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $809 2.38%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $175,000 $175,000 $8,327 4.38%
DECATUR, IL (FHA|USDA|VA) 1 $175,000 $175,000 $4,796 5.13%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $165,000 $165,000 $3,549 3.38%
Mount Vernon, OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,720 5.50%
MONROE, MI (FHA|USDA|VA) 1 $165,000 $165,000 $1,971 2.75%
Muskogee, OK (FHA|USDA|VA) 1 $165,000 $165,000 $4,761 4.00%
Findlay, OH (FHA|USDA|VA) 1 $165,000 $165,000 $1,444 3.50%
Paris, TN (FHA|USDA|VA) 1 $155,000 $155,000 $2,298 7.13%
Forest City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,109 5.88%
Tiffin, OH (FHA|USDA|VA) 1 $155,000 $155,000 $4,589 5.13%
Winona, MN (FHA|USDA|VA) 1 $145,000 $145,000 $296 4.88%
Huntsville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.25%
LIMA, OH (FHA|USDA|VA) 1 $145,000 $145,000 $1,632 5.75%
Durant, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,091 5.50%
JOPLIN, MO (FHA|USDA|VA) 1 $145,000 $145,000 $4,639 4.13%
Wilson, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,148 3.38%
SAGINAW, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,951 3.50%
Kennett, MO (FHA|USDA|VA) 1 $135,000 $135,000 $595 6.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.88%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,980 5.50%
North Vernon, IN (FHA|USDA|VA) 1 $125,000 $125,000 $5,146 5.63%
MIDLAND, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,630 4.88%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $115,000 $115,000 $2,319 5.88%
Meridian, MS (FHA|USDA|VA) 1 $115,000 $115,000 $6,310 4.00%
Maryville, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.75%
Klamath Falls, OR (FHA|USDA|VA) 1 $105,000 $105,000 $2,453 5.13%
Greeneville, TN (FHA|USDA|VA) 1 $95,000 $95,000 $1,589 6.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.00%
Richmond-Berea, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.50%
Marshall, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,504 5.38%
GREAT FALLS, MT (FHA|USDA|VA) 1 $85,000 $85,000 $2,466 5.25%
Pittsburg, KS (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.00%
Batesville, AR (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.13%
ROCKFORD, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.13%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.13%
North American Savings Bank F.s.b.'s top markets include Kansas City, Washington, Dallas, New York, and Atlanta among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against North American Savings Bank F.S.B. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Titan Mortgage Capital, Inc.
    Similarity Rank: 14
    GUARANTY MORTGAGE SERVICE, INC.
    Similarity Rank: 108
    CREDIT UNION 1
    Similarity Rank: 276
    Liberty Mortgage Corporation
    Similarity Rank: 315
    Northwest Community Bank
    Similarity Rank: 390
    Ridgewood Savings Bank
    Similarity Rank: 394
    SELCO COMMUNITY
    Similarity Rank: 425
    The Torrington Savings Bank
    Similarity Rank: 455

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,279 $1,472,335,000 $344,084 $4,395 4.82%
    VA 1,376 $619,310,000 $450,080 $9,873 4.11%
    FHA 225 $66,765,000 $296,733 $8,913 4.94%

    For 2022, North American Savings Bank F.s.b.'s most frequently originated type of loan was Conventional, with 4,279 originations. Their 2nd most popular type was VA, with 1,376 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,350 $1,666,290,000 $383,055 $6,339 4.86%
    Cash Out Refi 988 $338,880,000 $342,996 $5,713 4.04%
    Refi 372 $108,710,000 $292,231 $3,087 3.64%
    Other 158 $41,130,000 $260,316 $4,433 5.37%
    Home Improvement 12 $3,400,000 $283,333 $4,697 4.60%

    For 2022, North American Savings Bank F.s.b.'s most frequently cited loan purpose was Home Purchase, with 4,350 originations. The 2nd most popular reason was Cash Out Refi, with 988 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,389 $2,011,185,000 $373,202 $6,213 4.72%
    15 Year 317 $94,435,000 $297,902 $3,325 3.30%
    20 Year 97 $30,415,000 $313,557 $3,173 4.90%
    Other 51 $13,205,000 $258,922 $2,572 6.52%
    10 Year 15 $5,505,000 $367,000 $2,766 2.97%
    1 Year 10 $3,430,000 $343,000 $0 5.50%
    5 Year 1 $235,000 $235,000 $0 6.50%

    For 2022, North American Savings Bank F.s.b.'s most frequently cited loan duration was 30 Year, with 5,389 originations. The 2nd most popular length was 15 Year, with 317 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,323 $1,218,585,000 $366,712
    $5k+ 698 $372,710,000 $533,968
    $1k-2k 448 $150,640,000 $336,250
    $2k-3k 307 $98,135,000 $319,658
    $3k-4k 286 $87,380,000 $305,524
    $4k-5k 249 $88,605,000 $355,843

    North American Savings Bank F.s.b.'s average total fees were $6,213, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,323 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,487 $524,405,000 $352,660
    4-5% 1,486 $575,250,000 $387,113
    5-6% 1,170 $405,060,000 $346,205
    6-7% 631 $223,145,000 $353,637
    2.5-3% 587 $240,545,000 $409,787
    7-8% 263 $91,665,000 $348,536
    <2.5% 187 $72,805,000 $389,332
    Over 8% 69 $25,535,000 $370,072

    During 2022, North American Savings Bank F.s.b.'s average interest rate for loans was 4.72%, while their most frequently originated rate bucket for loans was 3-4%, with 1,487 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,704 $800,560,000 $296,065 $5,152 4.71%
    $400k-600k 1,571 $757,325,000 $482,066 $6,765 4.47%
    $100k-200k 921 $146,425,000 $158,985 $3,090 4.81%
    $600k-1MM 523 $363,375,000 $694,790 $10,435 4.61%
    $100,000 or less 102 $8,160,000 $80,000 $2,486 5.02%
    $1MM+ 59 $82,565,000 $1,399,407 $23,027 4.92%

    2022 saw North American Savings Bank F.s.b. place emphasis on $200k-400k loans with 2,704 originations, totaling $800,560,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,675 $629,935,000 $376,081 $5,977 4.46%
    $150k-250k 1,372 $588,690,000 $429,074 $6,210 4.73%
    $75k-100k 1,038 $324,280,000 $312,408 $6,005 4.54%
    $50k-75k 816 $199,950,000 $245,037 $4,702 4.48%
    $250k+ 580 $324,230,000 $559,017 $8,889 5.14%
    $50k or less 279 $52,905,000 $189,624 $3,638 4.99%

    North American Savings Bank F.s.b. lent most frequently to those with incomes in the $100k-150k range, with 1,675 originations. The second most popular income band? $150k-250k, with 1,372 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,111 $380,205,000 $342,219 $4,858 4.53%
    30-36% 996 $371,470,000 $372,962 $5,633 4.64%
    50-60% 428 $185,460,000 $433,318 $9,422 4.48%
    <20% 412 $133,440,000 $323,883 $4,663 4.83%
    44% 236 $92,300,000 $391,102 $5,598 4.68%
    42% 230 $80,220,000 $348,783 $6,401 4.76%
    40% 220 $78,750,000 $357,955 $6,148 4.59%
    41% 218 $84,290,000 $386,651 $6,796 4.78%
    43% 210 $75,270,000 $358,429 $5,484 4.75%
    39% 195 $74,535,000 $382,231 $5,216 4.67%
    49% 193 $72,635,000 $376,347 $5,761 4.61%
    38% 189 $68,295,000 $361,349 $5,891 4.63%
    46% 188 $71,650,000 $381,117 $6,911 4.80%
    45% 176 $63,940,000 $363,295 $6,321 4.50%
    48% 174 $65,730,000 $377,759 $5,760 4.65%
    36% 174 $61,830,000 $355,345 $6,026 4.61%
    37% 170 $60,920,000 $358,353 $5,586 4.51%
    47% 155 $56,285,000 $363,129 $6,182 4.82%
    >60% 79 $41,885,000 $530,190 $13,526 4.33%

    North American Savings Bank F.s.b. lent most frequently to those with DTI ratios of 20-30%, with 1,111 originations. The next most common DTI ratio? 30-36%, with 996 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,569 $1,281,375,000 $359,029 $5,911 4.67%
    Not provided 1,289 $493,265,000 $382,673 $6,235 4.53%
    Asian 351 $139,415,000 $397,194 $5,970 4.30%
    Black 360 $132,440,000 $367,889 $6,411 4.82%
    Asian Indian 102 $40,550,000 $397,549 $4,490 4.45%
    Not applicable 87 $26,155,000 $300,632 $0 6.68%
    American Indian 67 $24,045,000 $358,881 $6,319 4.99%
    Other Asian 13 $4,955,000 $381,154 $7,380 5.54%
    Native Hawaiian or Islander 11 $4,435,000 $403,182 $5,648 4.20%
    Korean 7 $3,555,000 $507,857 $6,738 4.68%
    Chinese 10 $2,710,000 $271,000 $2,372 5.13%
    Filipino 5 $2,095,000 $419,000 $11,876 4.58%
    Vietnamese 6 $2,050,000 $341,667 $4,798 5.52%
    Japanese 2 $980,000 $490,000 $9,628 3.94%
    Guamanian 1 $385,000 $385,000 $7,875 5.13%

    Approval Rates

    Total approvals of all applications
    74.55%

    North American Savings Bank F.s.b. has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    46.24%

    North American Savings Bank F.s.b. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,880 $2,158,410,000 $367,077

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,880 $2,158,410,000 $367,077

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 207 $49,585,000 $239,541 $3,335 4.44%
    40-60% 690 $206,870,000 $299,812 $4,024 4.42%
    60-80% 1,896 $661,070,000 $348,666 $4,948 4.74%
    80-100% 2,799 $1,119,715,000 $400,041 $6,203 4.73%
    Over 100% 256 $111,880,000 $437,031 $16,633 4.32%
    Under 20% 16 $2,680,000 $167,500 $3,473 4.84%