North American Savings Bank F.s.b. Mortgage Rates, Fees & Info
Grandview, MOLEI: 549300K6K2IS7FRS7S09
Tax ID: 44-0373310
5 stars - Updated: 11/17/24
-
out of 5 stars, based on 33 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
North American Savings Bank F.s.b. is a smaller bank specializing in Home Purchase loans. North American Savings Bank F.s.b. has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Kansas City, Anchorage, Washington, New York, and Houston among others. We have data for 260 markets. (Some data included below & more in-depth data is available with an active subscription.)North American Savings Bank F.s.b. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. North American Savings Bank F.s.b. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 11/17/24 |
| 30 Year Conventional Refi | 6.40% | 11/17/24 |
| 30 Year Cash-out Refi | 6.61% | 11/17/24 |
| 30 Year FHA Purchase | 7.03% | 11/17/24 |
| 30 Year FHA Refi | 7.21% | 11/17/24 |
| 30 Year VA Purchase | 5.85% | 11/17/24 |
| 30 Year VA Refi | 5.58% | 11/17/24 |
| 15 Year Conventional Purchase | 5.71% | 11/17/24 |
| 15 Year Conventional Refi | 5.74% | 11/17/24 |
| 15 Year Cash-out Refi | 5.74% | 11/17/24 |
| 15 Year FHA Purchase | 5.68% | 11/17/24 |
| 15 Year VA Purchase | 5.74% | 11/17/24 |
| 15 Year VA Refi | 5.90% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
North American Savings Bank F.s.b. Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,076Origination Dollar Volume (All Markets)
$426,760,000Awards
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North American Savings Bank F.S.B. - 2023
North American Savings Bank F.S.B. is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
North American Savings Bank F.s.b.'s average 30 year fixed mortgage rate was
6.92%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.44%.
Relative Fees (Closing Costs)
North American Savings Bank F.s.b.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $7,696.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 142 | $48,340,000 | $340,423 | $4,889 | 6.64% |
| ANCHORAGE, AK (FHA|USDA|VA) | 36 | $14,440,000 | $401,111 | $11,003 | 5.91% |
| Outside of Metro Areas | 37 | $14,145,000 | $382,297 | $7,597 | 6.93% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 25 | $13,525,000 | $541,000 | $10,336 | 6.31% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 27 | $12,835,000 | $475,370 | $9,241 | 6.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 24 | $12,530,000 | $522,083 | $12,572 | 6.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 31 | $12,415,000 | $400,484 | $5,368 | 7.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 24 | $11,290,000 | $470,417 | $8,654 | 6.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 32 | $11,150,000 | $348,438 | $10,832 | 5.92% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 22 | $10,630,000 | $483,182 | $11,915 | 7.21% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 18 | $9,510,000 | $528,333 | $7,163 | 7.31% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 18 | $8,150,000 | $452,778 | $5,521 | 6.76% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 15 | $6,865,000 | $457,667 | $9,969 | 7.63% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $6,790,000 | $565,833 | $6,505 | 6.57% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $6,750,000 | $675,000 | $11,372 | 7.10% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 9 | $6,345,000 | $705,000 | $10,738 | 7.49% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 12 | $5,570,000 | $464,167 | $8,084 | 7.22% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 12 | $5,070,000 | $422,500 | $9,486 | 7.60% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 11 | $4,445,000 | $404,091 | $7,772 | 6.53% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 12 | $4,220,000 | $351,667 | $6,568 | 7.18% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 8 | $3,910,000 | $488,750 | $5,599 | 6.44% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9 | $3,855,000 | $428,333 | $7,160 | 6.58% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 10 | $3,790,000 | $379,000 | $6,747 | 7.29% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $3,710,000 | $463,750 | $4,390 | 6.31% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $3,615,000 | $516,429 | $4,793 | 6.45% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 12 | $3,500,000 | $291,667 | $4,459 | 7.64% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $3,455,000 | $383,889 | $9,287 | 7.38% |
| TULSA, OK (FHA|USDA|VA) | 7 | $3,375,000 | $482,143 | $5,964 | 7.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $3,160,000 | $395,000 | $10,059 | 8.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $3,095,000 | $343,889 | $9,563 | 7.53% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 11 | $3,085,000 | $280,455 | $2,441 | 7.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 11 | $3,065,000 | $278,636 | $5,878 | 7.49% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $6,600 | 7.41% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $2,765,000 | $553,000 | $16,177 | 7.52% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $2,525,000 | $360,714 | $4,626 | 7.41% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $2,470,000 | $411,667 | $4,582 | 6.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $7,879 | 6.34% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $2,455,000 | $491,000 | $12,760 | 7.35% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $2,360,000 | $393,333 | $8,687 | 6.71% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $2,270,000 | $378,333 | $5,310 | 7.15% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $2,235,000 | $447,000 | $5,641 | 7.30% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $2,205,000 | $735,000 | $11,707 | 7.08% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $2,180,000 | $545,000 | $9,077 | 7.28% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $2,135,000 | $711,667 | $10,553 | 8.33% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $2,927 | 7.58% |
| BEND, OR (FHA|USDA|VA) | 5 | $2,055,000 | $411,000 | $14,799 | 7.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $2,010,000 | $502,500 | $6,666 | 7.50% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $2,000,000 | $500,000 | $9,463 | 8.19% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $4,955 | 6.62% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $4,091 | 6.55% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $8,626 | 8.28% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $9,374 | 7.53% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $1,830,000 | $915,000 | $18,768 | 8.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $15,495 | 6.06% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $1,700,000 | $850,000 | $16,242 | 6.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $10,072 | 7.50% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $10,846 | 6.83% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $1,590,000 | $795,000 | $17,901 | 8.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $4,295 | 7.35% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $8,947 | 5.75% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $9,301 | 7.94% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $7,012 | 7.59% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $8,754 | 8.28% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $6,510 | 7.30% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $1,385,000 | $1,385,000 | $38,482 | 5.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $7,815 | 7.28% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $6,402 | 7.21% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $6,461 | 7.03% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $7,123 | 7.78% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $10,829 | 7.44% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $12,528 | 6.79% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $1,716 | 7.46% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $9,295 | 7.19% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $2,612 | 8.31% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $9,379 | 6.84% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $5,434 | 7.29% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $9,387 | 8.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $5,629 | 7.13% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $6,943 | 8.71% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $3,544 | 7.18% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,852 | 7.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $8,937 | 6.46% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $4,312 | 6.54% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $7,935 | 6.81% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $7,371 | 8.69% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $15,393 | 7.56% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $13,365 | 9.13% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $39,369 | 6.13% |
| Outside of Metro Areas | 2 | $950,000 | $475,000 | $18,047 | 6.69% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $14,648 | 8.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $6,268 | 5.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $9,469 | 5.56% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $4,285 | 6.94% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $8,164 | 5.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,895 | 6.56% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,928 | 7.46% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $7,305 | 7.46% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $12,621 | 6.44% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,438 | 6.50% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $35,779 | 5.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,955 | 8.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $0 | 6.88% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $6,049 | 7.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,841 | 7.21% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,652 | 7.17% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $13,099 | 7.63% |
| Heber, UT (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 8.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,123 | 6.69% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $1,621 | 6.92% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,220 | 5.63% |
| NILES, MI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,314 | 6.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $9,704 | 5.99% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $15,777 | 5.63% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,530 | 8.63% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,705 | 7.94% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $949 | 7.88% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,609 | 8.06% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $10,787 | 8.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,374 | 7.88% |
| OCALA, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,445 | 7.83% |
| Rockport, TX (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $12,448 | 7.50% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $5,366 | 6.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $9,630 | 8.00% |
| Rolla, MO (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,320 | 6.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,214 | 6.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,767 | 7.50% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,722 | 6.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,500 | 7.63% |
| Shelby, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,403 | 5.69% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,611 | 6.21% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $9,179 | 7.50% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,662 | 6.94% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,206 | 7.06% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,235 | 6.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $23,081 | 5.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $14,087 | 5.25% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,689 | 8.00% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $13,699 | 6.13% |
| SALEM, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $15,644 | 5.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $8,017 | 8.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,321 | 7.19% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,546 | 7.38% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,448 | 7.50% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,480 | 5.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,851 | 5.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,107 | 4.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,694 | 7.13% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,446 | 5.88% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,078 | 6.81% |
| Albertville, AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,119 | 5.38% |
| Union, SC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $10,904 | 9.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,414 | 7.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $16,692 | 5.75% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $924 | 8.13% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,982 | 7.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $15,692 | 6.50% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,401 | 5.94% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $15,857 | 5.63% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,096 | 5.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $977 | 4.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,962 | 8.88% |
| AMES, IA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,532 | 7.38% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,437 | 7.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 7.63% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,049 | 8.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,569 | 5.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,334 | 6.62% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,555 | 8.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 8.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,739 | 5.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 8.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,523 | 6.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,319 | 7.50% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,063 | 9.50% |
| Elkins, WV (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,382 | 5.75% |
| AKRON, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,917 | 7.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,833 | 8.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,960 | 5.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,554 | 7.88% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,253 | 7.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,654 | 4.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,855 | 5.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,487 | 6.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,260 | 6.38% |
| Ada, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $625 | 9.13% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,501 | 5.75% |
| Connersville, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,157 | 5.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,467 | 8.50% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,812 | 6.88% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,225 | 7.63% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,391 | 8.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,355 | 4.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,012 | 5.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,319 | 8.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,489 | 5.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,835 | 6.88% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,968 | 5.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,220 | 6.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,202 | 5.75% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,078 | 6.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.88% |
| Keene, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,421 | 6.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,362 | 6.75% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,297 | 6.31% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.38% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,974 | 8.63% |
| Oxford, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,262 | 8.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,316 | 7.88% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,061 | 7.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,424 | 6.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,927 | 6.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,289 | 6.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,719 | 7.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,891 | 5.13% |
| Durango, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,739 | 8.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,387 | 5.63% |
| Farmington, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,499 | 8.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $749 | 9.88% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $846 | 7.13% |
| Concord, NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,420 | 8.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,901 | 7.13% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,383 | 7.00% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,158 | 7.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,509 | 8.88% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,281 | 8.50% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,674 | 6.88% |
| Sonora, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,401 | 8.63% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,414 | 6.99% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $904 | 9.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,911 | 7.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,016 | 9.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,842 | 5.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $595 | 5.88% |
| Newport, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.25% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,339 | 7.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,214 | 6.88% |
| RACINE, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,347 | 9.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,231 | 8.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,643 | 9.25% |
| Granbury, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,324 | 8.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,781 | 5.25% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,694 | 5.50% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,992 | 6.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,962 | 7.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,356 | 6.25% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,430 | 6.50% |
| Astoria, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.75% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,456 | 5.13% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,434 | 6.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,959 | 6.49% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $595 | 5.99% |
| Russellville, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $992 | 6.13% |
| Batavia, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,670 | 6.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,103 | 7.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,716 | 6.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against North American Savings Bank F.S.B. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
NEWPORT NEWS SHIPBUILDING EMPLOYEES
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 772 | $306,750,000 | $397,345 | $6,681 | 7.40% |
| VA | 226 | $95,570,000 | $422,876 | $10,103 | 5.74% |
| FHA | 78 | $24,440,000 | $313,333 | $9,177 | 5.99% |
For 2023, North American Savings Bank F.s.b.'s most frequently originated type of loan was Conventional, with 772 originations. Their 2nd most popular type was VA, with 226 originations.
Loan Reason
For 2023, North American Savings Bank F.s.b.'s most frequently cited loan purpose was Home Purchase, with 939 originations. The 2nd most popular reason was Cash Out Refi, with 71 originations.
Loan Duration/Length
For 2023, North American Savings Bank F.s.b.'s most frequently cited loan duration was 30 Year, with 1,025 originations. The 2nd most popular length was Other, with 31 originations.
Origination Fees/Closing Costs
North American Savings Bank F.s.b.'s average total fees were $7,696, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 440 originations.
Interest Rates
During 2023, North American Savings Bank F.s.b.'s average interest rate for loans was 6.92%, while their most frequently originated rate bucket for loans was 5-6%, with 301 originations.
Loan Sizing
2023 saw North American Savings Bank F.s.b. place emphasis on $200k-400k loans with 488 originations, totaling $146,250,000 in origination value.
Applicant Income
North American Savings Bank F.s.b. lent most frequently to those with incomes in the $100k-150k range, with 280 originations. The second most popular income band? $150k-250k, with 265 originations.
Applicant Debt to Income Ratio
North American Savings Bank F.s.b. lent most frequently to those with DTI ratios of 30-36%, with 168 originations. The next most common DTI ratio? 20-30%, with 154 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.61%
North American Savings Bank F.s.b. has a below average approval rate.
Pick Rate
Approvals leading to origination64.87%
North American Savings Bank F.s.b. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,076 | $426,760,000 | $396,617 |