Baxter Credit Union Mortgage Rates, Fees & Info
Vernon Hills, ILLEI: 549300S8SHBRCI7UU819
Tax ID: 23-7250155
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Baxter Credit Union is a small credit union specializing in Refi, Home Purchase, and Cash Out Refi loans. Baxter Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Minneapolis, Los Angeles, Columbus, and Boston among others. We have data for 390 markets. (Some data included below & more in-depth data is available with an active subscription.)Baxter Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Baxter Credit Union is typically an average fee lender. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 5.36% | 8/6/22 |
| 30 Year Conventional Refi | 5.40% | 8/6/22 |
| 30 Year Cash-out Refi | 5.44% | 8/6/22 |
| 15 Year Conventional Purchase | 4.40% | 8/6/22 |
| 15 Year Conventional Refi | 4.34% | 8/6/22 |
| 15 Year Cash-out Refi | 4.34% | 8/6/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
6,935Origination Dollar Volume (All Markets)
$1,854,295,000Awards
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Baxter Credit Union - 2021
Baxter Credit Union is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Baxter Credit Union's average 30 year fixed rate mortgage of loans were
2.95%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.2%.
Relative Fees
Baxter Credit Union's average total fees for a 30 year fixed rate
mortgage are $3,581.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » | 1,766 | $407,800,000 | $230,917 | $2,511 | 3.06% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » | 1,422 | $368,120,000 | $258,875 | $2,684 | 3.01% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » | 341 | $155,875,000 | $457,111 | $4,133 | 3.02% |
| COLUMBUS, OH (FHA|USDA|VA) » | 220 | $49,180,000 | $223,545 | $2,458 | 3.09% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » | 87 | $45,285,000 | $520,517 | $3,397 | 2.93% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » | 126 | $36,740,000 | $291,587 | $4,062 | 3.09% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » | 105 | $30,435,000 | $289,857 | $2,839 | 3.10% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » | 108 | $29,620,000 | $274,259 | $2,836 | 3.34% |
| Outside of Metro Areas | 156 | $26,600,000 | $170,513 | $2,537 | 3.02% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » | 71 | $25,095,000 | $353,451 | $3,976 | 3.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » | 68 | $24,780,000 | $364,412 | $3,919 | 3.29% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » | 113 | $23,265,000 | $205,885 | $2,577 | 3.18% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » | 44 | $22,990,000 | $522,500 | $3,053 | 3.18% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » | 63 | $22,895,000 | $363,413 | $4,270 | 2.90% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » | 53 | $19,345,000 | $365,000 | $3,937 | 3.12% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » | 66 | $17,260,000 | $261,515 | $3,607 | 3.26% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » | 41 | $17,105,000 | $417,195 | $2,398 | 3.07% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » | 45 | $16,255,000 | $361,222 | $2,715 | 3.11% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » | 49 | $13,975,000 | $285,204 | $3,316 | 3.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » | 18 | $13,600,000 | $755,556 | $6,044 | 3.54% |
| WORCESTER, MA-CT (FHA|USDA|VA) » | 48 | $13,480,000 | $280,833 | $2,799 | 2.93% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » | 25 | $13,095,000 | $523,800 | $3,032 | 2.80% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » | 41 | $11,815,000 | $288,171 | $4,012 | 2.81% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » | 45 | $10,885,000 | $241,889 | $3,116 | 2.99% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » | 31 | $10,575,000 | $341,129 | $3,028 | 3.17% |
| BLOOMINGTON, IN (FHA|USDA|VA) » | 53 | $10,065,000 | $189,906 | $2,326 | 3.24% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » | 48 | $10,010,000 | $208,542 | $2,413 | 3.21% |
| Whitewater, WI (FHA|USDA|VA) » | 26 | $10,000,000 | $384,615 | $2,499 | 2.90% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » | 49 | $9,705,000 | $198,061 | $2,450 | 3.18% |
| RALEIGH-CARY, NC (FHA|USDA|VA) » | 28 | $9,280,000 | $331,429 | $2,648 | 2.99% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » | 14 | $9,280,000 | $662,857 | $3,138 | 2.93% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » | 32 | $8,980,000 | $280,625 | $4,136 | 3.08% |
| SALT LAKE CITY, UT (FHA|USDA|VA) » | 29 | $8,755,000 | $301,897 | $3,269 | 2.98% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » | 4 | $7,340,000 | $1,835,000 | $2,584 | 3.43% |
| DULUTH, MN-WI (FHA|USDA|VA) » | 29 | $7,015,000 | $241,897 | $3,311 | 3.12% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » | 26 | $6,350,000 | $244,231 | $2,290 | 3.14% |
| JACKSONVILLE, FL (FHA|USDA|VA) » | 25 | $6,235,000 | $249,400 | $3,566 | 3.21% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » | 16 | $6,070,000 | $379,375 | $4,767 | 2.99% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » | 18 | $6,050,000 | $336,111 | $2,067 | 3.37% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) » | 30 | $6,000,000 | $200,000 | $1,984 | 3.33% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) » | 28 | $5,770,000 | $206,071 | $2,486 | 3.40% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » | 20 | $5,750,000 | $287,500 | $2,610 | 3.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » | 27 | $5,615,000 | $207,963 | $3,281 | 2.92% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » | 26 | $5,570,000 | $214,231 | $3,207 | 3.12% |
| MADISON, WI (FHA|USDA|VA) » | 13 | $5,025,000 | $386,538 | $2,587 | 3.04% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » | 32 | $4,890,000 | $152,813 | $3,097 | 3.60% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » | 17 | $4,725,000 | $277,941 | $2,838 | 3.03% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) » | 7 | $4,625,000 | $660,714 | $4,005 | 2.68% |
| Heber, UT (FHA|USDA|VA) » | 6 | $4,520,000 | $753,333 | $3,602 | 2.73% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » | 2 | $4,520,000 | $2,260,000 | $2,399 | 3.21% |
| RICHMOND, VA (FHA|USDA|VA) » | 20 | $4,440,000 | $222,000 | $2,217 | 3.32% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » | 9 | $4,435,000 | $492,778 | $4,250 | 2.83% |
| TUCSON, AZ (FHA|USDA|VA) » | 16 | $4,230,000 | $264,375 | $2,714 | 3.01% |
| Mountain Home, AR (FHA|USDA|VA) » | 30 | $4,220,000 | $140,667 | $2,524 | 2.90% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » | 12 | $4,200,000 | $350,000 | $3,102 | 3.02% |
| Cleveland, MS (FHA|USDA|VA) » | 36 | $4,200,000 | $116,667 | $2,341 | 3.18% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) » | 18 | $3,990,000 | $221,667 | $2,654 | 3.08% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » | 17 | $3,965,000 | $233,235 | $2,253 | 3.11% |
| Marion, NC (FHA|USDA|VA) » | 27 | $3,905,000 | $144,630 | $2,492 | 2.94% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » | 17 | $3,735,000 | $219,706 | $3,439 | 3.36% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » | 10 | $3,720,000 | $372,000 | $3,327 | 3.40% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » | 12 | $3,610,000 | $300,833 | $2,595 | 2.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) » | 21 | $3,495,000 | $166,429 | $2,905 | 3.24% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » | 19 | $3,395,000 | $178,684 | $2,055 | 3.28% |
| PITTSBURGH, PA (FHA|USDA|VA) » | 19 | $3,285,000 | $172,895 | $3,108 | 3.41% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » | 7 | $3,265,000 | $466,429 | $2,966 | 2.61% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » | 11 | $3,195,000 | $290,455 | $2,469 | 3.03% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) » | 14 | $2,980,000 | $212,857 | $3,014 | 3.17% |
| Brainerd, MN (FHA|USDA|VA) » | 12 | $2,900,000 | $241,667 | $2,519 | 2.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » | 16 | $2,850,000 | $178,125 | $2,751 | 3.28% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » | 12 | $2,770,000 | $230,833 | $2,756 | 2.75% |
| ASHEVILLE, NC (FHA|USDA|VA) » | 13 | $2,725,000 | $209,615 | $2,582 | 2.96% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » | 13 | $2,725,000 | $209,615 | $3,229 | 3.44% |
| STOCKTON, CA (FHA|USDA|VA) » | 5 | $2,645,000 | $529,000 | $2,882 | 2.68% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » | 9 | $2,565,000 | $285,000 | $3,525 | 2.79% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » | 9 | $2,455,000 | $272,778 | $3,459 | 2.75% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » | 7 | $2,425,000 | $346,429 | $3,029 | 3.07% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » | 9 | $2,415,000 | $268,333 | $3,667 | 2.82% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » | 13 | $2,365,000 | $181,923 | $2,343 | 3.20% |
| SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) » | 15 | $2,145,000 | $143,000 | $5,361 | 2.48% |
| ALBUQUERQUE, NM (FHA|USDA|VA) » | 8 | $2,080,000 | $260,000 | $3,464 | 2.80% |
| OCEAN CITY, NJ (FHA|USDA|VA) » | 5 | $2,075,000 | $415,000 | $4,505 | 3.30% |
| AGUADILLA-ISABELA, PR (FHA|USDA|VA) » | 14 | $2,020,000 | $144,286 | $5,197 | 2.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) » | 6 | $1,980,000 | $330,000 | $2,836 | 2.83% |
| RACINE, WI (FHA|USDA|VA) » | 11 | $1,915,000 | $174,091 | $3,635 | 3.03% |
| AKRON, OH (FHA|USDA|VA) » | 11 | $1,905,000 | $173,182 | $2,320 | 3.48% |
| GREEN BAY, WI (FHA|USDA|VA) » | 13 | $1,895,000 | $145,769 | $2,232 | 3.30% |
| COLUMBIA, SC (FHA|USDA|VA) » | 10 | $1,890,000 | $189,000 | $3,306 | 2.97% |
| ROCKFORD, IL (FHA|USDA|VA) » | 12 | $1,880,000 | $156,667 | $3,004 | 3.43% |
| RENO, NV (FHA|USDA|VA) » | 3 | $1,735,000 | $578,333 | $2,549 | 2.75% |
| TULSA, OK (FHA|USDA|VA) » | 7 | $1,715,000 | $245,000 | $3,161 | 3.14% |
| Hilo, HI (FHA|USDA|VA) » | 4 | $1,670,000 | $417,500 | $3,722 | 3.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » | 1 | $1,595,000 | $1,595,000 | $9,503 | 2.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) » | 4 | $1,570,000 | $392,500 | $4,437 | 2.94% |
| ROCHESTER, MN (FHA|USDA|VA) » | 4 | $1,550,000 | $387,500 | $3,024 | 3.03% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » | 7 | $1,525,000 | $217,857 | $1,712 | 3.09% |
| THE VILLAGES, FL (FHA|USDA|VA) » | 3 | $1,515,000 | $505,000 | $4,248 | 2.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » | 5 | $1,515,000 | $303,000 | $2,567 | 2.73% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » | 6 | $1,400,000 | $233,333 | $3,386 | 3.40% |
| FARGO, ND-MN (FHA|USDA|VA) » | 5 | $1,375,000 | $275,000 | $6,168 | 2.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) » | 9 | $1,375,000 | $152,778 | $1,789 | 3.08% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) » | 5 | $1,365,000 | $273,000 | $3,517 | 3.25% |
| GREELEY, CO (FHA|USDA|VA) » | 5 | $1,355,000 | $271,000 | $2,437 | 3.23% |
| SANTA FE, NM (FHA|USDA|VA) » | 3 | $1,335,000 | $445,000 | $3,055 | 3.25% |
| Willmar, MN (FHA|USDA|VA) » | 3 | $1,325,000 | $441,667 | $3,108 | 3.04% |
| Jackson, WY-ID (FHA|USDA|VA) » | 1 | $1,285,000 | $1,285,000 | $5,325 | 3.38% |
| SAVANNAH, GA (FHA|USDA|VA) » | 4 | $1,280,000 | $320,000 | $3,500 | 2.81% |
| BAKERSFIELD, CA (FHA|USDA|VA) » | 6 | $1,270,000 | $211,667 | $3,035 | 3.06% |
| SPRINGFIELD, MA (FHA|USDA|VA) » | 4 | $1,240,000 | $310,000 | $3,164 | 2.84% |
| EL PASO, TX (FHA|USDA|VA) » | 5 | $1,225,000 | $245,000 | $3,653 | 2.45% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) » | 2 | $1,170,000 | $585,000 | $4,763 | 2.31% |
| Faribault-Northfield, MN (FHA|USDA|VA) » | 5 | $1,155,000 | $231,000 | $2,700 | 2.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » | 5 | $1,145,000 | $229,000 | $3,194 | 2.73% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » | 3 | $1,145,000 | $381,667 | $3,345 | 3.17% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » | 1 | $1,125,000 | $1,125,000 | $15,663 | 2.00% |
| OCALA, FL (FHA|USDA|VA) » | 5 | $1,125,000 | $225,000 | $3,724 | 2.83% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » | 5 | $1,105,000 | $221,000 | $3,628 | 3.44% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » | 5 | $1,105,000 | $221,000 | $2,785 | 2.90% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) » | 4 | $1,080,000 | $270,000 | $3,111 | 2.78% |
| Grand Rapids, MN (FHA|USDA|VA) » | 4 | $1,080,000 | $270,000 | $3,169 | 3.09% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) » | 4 | $1,070,000 | $267,500 | $2,691 | 2.88% |
| PROVO-OREM, UT (FHA|USDA|VA) » | 4 | $1,060,000 | $265,000 | $2,751 | 2.63% |
| MODESTO, CA (FHA|USDA|VA) » | 3 | $1,035,000 | $345,000 | $1,975 | 3.25% |
| ST. CLOUD, MN (FHA|USDA|VA) » | 6 | $1,030,000 | $171,667 | $2,573 | 3.27% |
| FRESNO, CA (FHA|USDA|VA) » | 2 | $1,020,000 | $510,000 | $2,736 | 2.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) » | 2 | $1,010,000 | $505,000 | $13,914 | 3.44% |
| Bennington, VT (FHA|USDA|VA) » | 1 | $1,005,000 | $1,005,000 | $2,950 | 2.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) » | 5 | $1,005,000 | $201,000 | $2,610 | 2.93% |
| WILMINGTON, NC (FHA|USDA|VA) » | 5 | $985,000 | $197,000 | $3,659 | 2.87% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » | 5 | $985,000 | $197,000 | $2,123 | 3.02% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » | 3 | $985,000 | $328,333 | $2,468 | 2.83% |
| KNOXVILLE, TN (FHA|USDA|VA) » | 6 | $960,000 | $160,000 | $2,275 | 3.15% |
| Traverse City, MI (FHA|USDA|VA) » | 2 | $930,000 | $465,000 | $2,777 | 2.69% |
| HUNTSVILLE, AL (FHA|USDA|VA) » | 5 | $925,000 | $185,000 | $2,406 | 2.98% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » | 2 | $920,000 | $460,000 | $2,355 | 2.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) » | 4 | $900,000 | $225,000 | $2,416 | 2.84% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » | 2 | $900,000 | $450,000 | $3,155 | 2.69% |
| Georgetown, SC (FHA|USDA|VA) » | 3 | $895,000 | $298,333 | $3,153 | 3.17% |
| JACKSON, MS (FHA|USDA|VA) » | 4 | $880,000 | $220,000 | $1,970 | 2.97% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) » | 6 | $880,000 | $146,667 | $2,926 | 3.06% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » | 6 | $870,000 | $145,000 | $3,583 | 3.81% |
| Sevierville, TN (FHA|USDA|VA) » | 2 | $860,000 | $430,000 | $3,970 | 2.88% |
| Alexandria, MN (FHA|USDA|VA) » | 2 | $840,000 | $420,000 | $3,593 | 2.69% |
| IOWA CITY, IA (FHA|USDA|VA) » | 4 | $830,000 | $207,500 | $2,080 | 2.69% |
| VISALIA, CA (FHA|USDA|VA) » | 4 | $830,000 | $207,500 | $2,781 | 2.81% |
| ROCHESTER, NY (FHA|USDA|VA) » | 6 | $820,000 | $136,667 | $2,958 | 2.92% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » | 5 | $795,000 | $159,000 | $2,265 | 3.18% |
| Key West, FL (FHA|USDA|VA) » | 3 | $775,000 | $258,333 | $1,993 | 3.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » | 2 | $770,000 | $385,000 | $3,113 | 2.94% |
| Bozeman, MT (FHA|USDA|VA) » | 1 | $765,000 | $765,000 | $4,618 | 3.13% |
| Rexburg, ID (FHA|USDA|VA) » | 1 | $765,000 | $765,000 | $6,435 | 2.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) » | 3 | $755,000 | $251,667 | $3,617 | 3.25% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » | 1 | $755,000 | $755,000 | $6,575 | 3.25% |
| GAINESVILLE, FL (FHA|USDA|VA) » | 2 | $750,000 | $375,000 | $4,864 | 2.50% |
| FLORENCE, SC (FHA|USDA|VA) » | 3 | $745,000 | $248,333 | $2,647 | 3.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » | 5 | $745,000 | $149,000 | $2,630 | 3.33% |
| APPLETON, WI (FHA|USDA|VA) » | 4 | $730,000 | $182,500 | $2,056 | 3.47% |
| Beaver Dam, WI (FHA|USDA|VA) » | 2 | $730,000 | $365,000 | $3,348 | 2.44% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) » | 3 | $725,000 | $241,667 | $2,442 | 3.29% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) » | 3 | $715,000 | $238,333 | $2,272 | 2.79% |
| TERRE HAUTE, IN (FHA|USDA|VA) » | 7 | $705,000 | $100,714 | $2,235 | 2.59% |
| JOHNSON CITY, TN (FHA|USDA|VA) » | 3 | $695,000 | $231,667 | $3,192 | 2.92% |
| BOULDER, CO (FHA|USDA|VA) » | 3 | $675,000 | $225,000 | $3,389 | 2.96% |
| SAN GERMÁN, PR (FHA|USDA|VA) » | 6 | $670,000 | $111,667 | $4,204 | 2.73% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) » | 4 | $670,000 | $167,500 | $2,081 | 4.22% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » | 5 | $655,000 | $131,000 | $3,659 | 3.85% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » | 2 | $640,000 | $320,000 | $2,517 | 2.88% |
| ABILENE, TX (FHA|USDA|VA) » | 3 | $635,000 | $211,667 | $3,650 | 2.88% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) » | 3 | $615,000 | $205,000 | $2,810 | 4.00% |
| Edwards, CO (FHA|USDA|VA) » | 2 | $600,000 | $300,000 | $2,890 | 2.81% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) » | 2 | $600,000 | $300,000 | $3,809 | 3.38% |
| HOT SPRINGS, AR (FHA|USDA|VA) » | 3 | $595,000 | $198,333 | $2,732 | 2.67% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » | 2 | $590,000 | $295,000 | $3,270 | 3.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) » | 3 | $585,000 | $195,000 | $3,511 | 3.04% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) » | 1 | $585,000 | $585,000 | $1,625 | 2.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) » | 3 | $575,000 | $191,667 | $2,365 | 2.92% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) » | 4 | $570,000 | $142,500 | $2,585 | 2.88% |
| Mount Vernon, OH (FHA|USDA|VA) » | 4 | $570,000 | $142,500 | $2,140 | 3.12% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) » | 3 | $565,000 | $188,333 | $2,842 | 3.08% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) » | 5 | $565,000 | $113,000 | $2,180 | 3.38% |
| ANN ARBOR, MI (FHA|USDA|VA) » | 2 | $550,000 | $275,000 | $2,497 | 2.94% |
| SALINAS, CA (FHA|USDA|VA) » | 1 | $545,000 | $545,000 | $2,675 | 3.13% |
| Indianola, MS (FHA|USDA|VA) » | 5 | $525,000 | $105,000 | $2,649 | 3.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » | 3 | $525,000 | $175,000 | $2,717 | 2.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) » | 2 | $520,000 | $260,000 | $2,128 | 2.63% |
| Oak Harbor, WA (FHA|USDA|VA) » | 2 | $510,000 | $255,000 | $3,110 | 2.87% |
| ROANOKE, VA (FHA|USDA|VA) » | 3 | $495,000 | $165,000 | $2,304 | 3.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » | 2 | $490,000 | $245,000 | $3,259 | 2.75% |
| Marinette, WI-MI (FHA|USDA|VA) » | 4 | $490,000 | $122,500 | $2,552 | 2.78% |
| VALDOSTA, GA (FHA|USDA|VA) » | 2 | $490,000 | $245,000 | $3,014 | 2.69% |
| PONCE, PR (FHA|USDA|VA) » | 4 | $480,000 | $120,000 | $6,674 | 2.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) » | 3 | $465,000 | $155,000 | $1,702 | 3.63% |
| BEND, OR (FHA|USDA|VA) » | 2 | $460,000 | $230,000 | $1,822 | 4.57% |
| BOISE CITY, ID (FHA|USDA|VA) » | 3 | $455,000 | $151,667 | $6,087 | 3.58% |
| Holland, MI (FHA|USDA|VA) » | 1 | $455,000 | $455,000 | $3,185 | 3.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) » | 2 | $450,000 | $225,000 | $3,656 | 3.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » | 2 | $450,000 | $225,000 | $2,554 | 3.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) » | 2 | $450,000 | $225,000 | $3,362 | 2.44% |
| KOKOMO, IN (FHA|USDA|VA) » | 3 | $445,000 | $148,333 | $2,752 | 2.88% |
| STAUNTON, VA (FHA|USDA|VA) » | 2 | $440,000 | $220,000 | $2,428 | 2.75% |
| WICHITA, KS (FHA|USDA|VA) » | 2 | $440,000 | $220,000 | $2,550 | 2.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » | 3 | $435,000 | $145,000 | $1,780 | 4.25% |
| DALTON, GA (FHA|USDA|VA) » | 2 | $430,000 | $215,000 | $2,315 | 2.56% |
| MIDLAND, TX (FHA|USDA|VA) » | 2 | $430,000 | $215,000 | $2,404 | 3.31% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » | 3 | $425,000 | $141,667 | $2,453 | 3.33% |
| NAPA, CA (FHA|USDA|VA) » | 1 | $415,000 | $415,000 | $6,717 | 1.88% |
| Astoria, OR (FHA|USDA|VA) » | 1 | $415,000 | $415,000 | $4,796 | 2.88% |
| Moscow, ID (FHA|USDA|VA) » | 1 | $415,000 | $415,000 | $1,851 | 2.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) » | 2 | $410,000 | $205,000 | $2,041 | 3.19% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » | 4 | $410,000 | $102,500 | $824 | 4.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) » | 2 | $410,000 | $205,000 | $2,366 | 2.94% |
| Plattsburgh, NY (FHA|USDA|VA) » | 1 | $385,000 | $385,000 | $3,721 | 3.50% |
| LANCASTER, PA (FHA|USDA|VA) » | 1 | $385,000 | $385,000 | $4,753 | 2.75% |
| Branson, MO (FHA|USDA|VA) » | 1 | $385,000 | $385,000 | $3,096 | 3.25% |
| NEW BERN, NC (FHA|USDA|VA) » | 2 | $380,000 | $190,000 | $4,429 | 2.81% |
| PEORIA, IL (FHA|USDA|VA) » | 4 | $370,000 | $92,500 | $2,227 | 2.97% |
| Oxford, MS (FHA|USDA|VA) » | 2 | $370,000 | $185,000 | $2,452 | 2.63% |
| Cedar City, UT (FHA|USDA|VA) » | 1 | $365,000 | $365,000 | $2,130 | 3.25% |
| Klamath Falls, OR (FHA|USDA|VA) » | 1 | $365,000 | $365,000 | $3,706 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) » | 3 | $365,000 | $121,667 | $3,101 | 3.42% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $1,495 | 4.49% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $3,277 | 2.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $3,986 | 3.25% |
| Sturgis, MI (FHA|USDA|VA) » | 1 | $355,000 | $355,000 | $2,996 | 3.13% |
| Brevard, NC (FHA|USDA|VA) » | 2 | $350,000 | $175,000 | $2,291 | 2.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $3,460 | 2.25% |
| Forest City, NC (FHA|USDA|VA) » | 3 | $345,000 | $115,000 | $2,224 | 2.71% |
| Kearney, NE (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $2,415 | 3.00% |
| Clarksdale, MS (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $3,455 | 3.00% |
| Clearlake, CA (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $3,314 | 3.25% |
| COLUMBIA, MO (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $2,217 | 3.00% |
| Torrington, CT (FHA|USDA|VA) » | 3 | $335,000 | $111,667 | $1,893 | 3.58% |
| Nacogdoches, TX (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $5,091 | 3.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $1,850 | 2.75% |
| Hailey, ID (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $4,160 | 2.88% |
| MANSFIELD, OH (FHA|USDA|VA) » | 2 | $330,000 | $165,000 | $3,650 | 2.75% |
| READING, PA (FHA|USDA|VA) » | 2 | $330,000 | $165,000 | $1,904 | 3.63% |
| FOND DU LAC, WI (FHA|USDA|VA) » | 2 | $330,000 | $165,000 | $2,798 | 3.18% |
| LAWRENCE, KS (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $1,339 | 2.38% |
| SYRACUSE, NY (FHA|USDA|VA) » | 3 | $325,000 | $108,333 | $4,091 | 2.63% |
| GREENVILLE, NC (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $3,004 | 3.00% |
| MUSKEGON, MI (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $2,490 | 2.75% |
| MOBILE, AL (FHA|USDA|VA) » | 2 | $320,000 | $160,000 | $1,791 | 2.44% |
| Sanford, NC (FHA|USDA|VA) » | 2 | $320,000 | $160,000 | $2,993 | 4.50% |
| FORT WAYNE, IN (FHA|USDA|VA) » | 2 | $320,000 | $160,000 | $1,571 | 2.06% |
| RAPID CITY, SD (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $3,589 | 3.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) » | 2 | $310,000 | $155,000 | $2,597 | 2.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) » | 2 | $310,000 | $155,000 | $2,950 | 3.00% |
| St. Marys, GA (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $2,785 | 2.38% |
| Jayuya, PR (FHA|USDA|VA) » | 4 | $300,000 | $75,000 | $4,879 | 2.63% |
| Warrensburg, MO (FHA|USDA|VA) » | 2 | $300,000 | $150,000 | $2,670 | 3.38% |
| Paris, TN (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $2,035 | 2.88% |
| BRUNSWICK, GA (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $2,775 | 2.75% |
| Bedford, IN (FHA|USDA|VA) » | 3 | $295,000 | $98,333 | $1,498 | 3.71% |
| FORT COLLINS, CO (FHA|USDA|VA) » | 2 | $290,000 | $145,000 | $920 | 4.25% |
| LYNCHBURG, VA (FHA|USDA|VA) » | 2 | $290,000 | $145,000 | $3,499 | 3.25% |
| NILES, MI (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $2,986 | 3.00% |
| Morehead City, NC (FHA|USDA|VA) » | 2 | $280,000 | $140,000 | $2,943 | 2.94% |
| HAMMOND, LA (FHA|USDA|VA) » | 2 | $280,000 | $140,000 | $2,990 | 2.56% |
| Centralia, WA (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $0 | 2.99% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $7,714 | 3.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » | 2 | $270,000 | $135,000 | $2,693 | 2.63% |
| LIMA, OH (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $3,620 | 3.50% |
| LaGrange, GA-AL (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $3,202 | 2.38% |
| LAS CRUCES, NM (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $3,949 | 2.88% |
| HARRISONBURG, VA (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $2,545 | 3.75% |
| Red Wing, MN (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $3,111 | 3.00% |
| Columbus, NE (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $2,579 | 2.88% |
| SPARTANBURG, SC (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $3,450 | 2.75% |
| Chillicothe, OH (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $3,703 | 3.25% |
| Laconia, NH (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $0 | 2.99% |
| Riverton, WY (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $2,192 | 3.38% |
| BURLINGTON, NC (FHA|USDA|VA) » | 2 | $250,000 | $125,000 | $3,062 | 2.81% |
| MONROE, LA (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $3,808 | 2.88% |
| MANKATO, MN (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $3,454 | 2.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $1,914 | 2.88% |
| Shelby, NC (FHA|USDA|VA) » | 2 | $240,000 | $120,000 | $2,108 | 3.63% |
| Wahpeton, ND-MN (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $2,558 | 3.00% |
| MORRISTOWN, TN (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $2,495 | 3.50% |
| Athens, TX (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $3,516 | 3.13% |
| ITHACA, NY (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $3,142 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $2,125 | 3.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $3,635 | 2.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » | 3 | $225,000 | $75,000 | $0 | 5.76% |
| Richmond-Berea, KY (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $2,028 | 2.50% |
| COLUMBUS, IN (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $2,850 | 2.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $2,855 | 3.38% |
| Lebanon, NH-VT (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $1,793 | 2.25% |
| MAYAGÜEZ, PR (FHA|USDA|VA) » | 2 | $220,000 | $110,000 | $4,258 | 2.19% |
| Clarksburg, WV (FHA|USDA|VA) » | 2 | $220,000 | $110,000 | $2,686 | 3.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $2,425 | 2.63% |
| ST. GEORGE, UT (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $2,341 | 2.63% |
| WHEELING, WV-OH (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $2,798 | 2.75% |
| TYLER, TX (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $4,078 | 4.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $3,030 | 2.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $2,757 | 3.13% |
| Warsaw, IN (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $2,199 | 3.25% |
| PITTSFIELD, MA (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $3,612 | 2.38% |
| Seneca, SC (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $2,911 | 3.00% |
| Freeport, IL (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $3,306 | 2.75% |
| BLOOMINGTON, IL (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $2,258 | 3.00% |
| Seymour, IN (FHA|USDA|VA) » | 2 | $200,000 | $100,000 | $1,995 | 2.62% |
| Burlington, IA-IL (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $2,460 | 3.25% |
| ODESSA, TX (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $3,635 | 2.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $3,356 | 2.38% |
| PANAMA CITY, FL (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $4,533 | 3.88% |
| SIOUX FALLS, SD (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $2,677 | 3.13% |
| Pahrump, NV (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $2,425 | 3.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $2,450 | 3.00% |
| URBAN HONOLULU, HI (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $3,217 | 2.38% |
| Kirksville, MO (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $2,201 | 3.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » | 2 | $180,000 | $90,000 | $2,912 | 2.81% |
| Marion, OH (FHA|USDA|VA) » | 2 | $180,000 | $90,000 | $1,625 | 3.50% |
| Marshall, MN (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $2,385 | 2.38% |
| JOPLIN, MO (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $3,073 | 2.88% |
| Durango, CO (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $2,290 | 2.38% |
| Jacksonville, TX (FHA|USDA|VA) » | 2 | $170,000 | $85,000 | $3,306 | 3.00% |
| SAN ANGELO, TX (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $3,648 | 2.25% |
| Hutchinson, MN (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $3,322 | 3.50% |
| LOGAN, UT-ID (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $1,950 | 2.88% |
| Gloversville, NY (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $2,885 | 2.50% |
| Zanesville, OH (FHA|USDA|VA) » | 2 | $160,000 | $80,000 | $2,531 | 2.56% |
| GUAYAMA, PR (FHA|USDA|VA) » | 2 | $160,000 | $80,000 | $3,995 | 2.75% |
| LUBBOCK, TX (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $3,118 | 2.25% |
| ROME, GA (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $3,233 | 2.88% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $3,362 | 2.13% |
| Sidney, OH (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $1,840 | 2.38% |
| Ottawa, IL (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $3,513 | 3.50% |
| PINE BLUFF, AR (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $0 | 2.99% |
| Madison, IN (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $2,445 | 2.63% |
| Montrose, CO (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $3,410 | 2.88% |
| Bluefield, WV-VA (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $2,774 | 2.88% |
| Lewistown, PA (FHA|USDA|VA) » | 1 | $135,000 | $135,000 | $3,217 | 3.00% |
| Sulphur Springs, TX (FHA|USDA|VA) » | 1 | $135,000 | $135,000 | $3,461 | 2.38% |
| Fernley, NV (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $2,506 | 3.13% |
| Somerset, PA (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $3,470 | 2.38% |
| MONTGOMERY, AL (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $0 | 3.50% |
| Big Stone Gap, VA (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $2,310 | 2.38% |
| Houghton, MI (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $2,415 | 2.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $3,786 | 2.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $3,146 | 2.38% |
| Rolla, MO (FHA|USDA|VA) » | 2 | $120,000 | $60,000 | $1,818 | 3.00% |
| Stevens Point, WI (FHA|USDA|VA) » | 2 | $120,000 | $60,000 | $0 | 5.13% |
| Cullowhee, NC (FHA|USDA|VA) » | 1 | $115,000 | $115,000 | $3,242 | 3.88% |
| FLINT, MI (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $2,920 | 2.75% |
| Winona, MN (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $2,190 | 2.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $0 | 3.00% |
| KINGSTON, NY (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $2,057 | 2.25% |
| Crawfordsville, IN (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $2,505 | 3.38% |
| Starkville, MS (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $2,467 | 3.00% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $2,891 | 3.13% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $0 | 3.00% |
| YAUCO, PR (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $5,442 | 2.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » | 2 | $100,000 | $50,000 | $1,182 | 3.25% |
| ERIE, PA (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $2,946 | 2.88% |
| DECATUR, AL (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $2,163 | 2.88% |
| Cookeville, TN (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $2,895 | 2.88% |
| KANKAKEE, IL (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $1,682 | 2.00% |
| Martinsville, VA (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $2,260 | 2.75% |
| Waycross, GA (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $3,644 | 2.25% |
| West Plains, MO (FHA|USDA|VA) » | 1 | $85,000 | $85,000 | $2,209 | 2.50% |
| Richmond, IN (FHA|USDA|VA) » | 1 | $85,000 | $85,000 | $0 | 7.75% |
| New Castle, IN (FHA|USDA|VA) » | 1 | $85,000 | $85,000 | $1,728 | 2.88% |
| Barre, VT (FHA|USDA|VA) » | 1 | $75,000 | $75,000 | $0 | 5.50% |
| Baraboo, WI (FHA|USDA|VA) » | 1 | $75,000 | $75,000 | $2,716 | 3.63% |
| CHEYENNE, WY (FHA|USDA|VA) » | 1 | $75,000 | $75,000 | $0 | 4.38% |
| Salina, KS (FHA|USDA|VA) » | 1 | $75,000 | $75,000 | $2,043 | 2.88% |
| Coco, PR (FHA|USDA|VA) » | 1 | $75,000 | $75,000 | $1,697 | 2.88% |
| Rochelle, IL (FHA|USDA|VA) » | 1 | $75,000 | $75,000 | $0 | 4.13% |
| OWENSBORO, KY (FHA|USDA|VA) » | 1 | $75,000 | $75,000 | $2,828 | 3.25% |
| Silver City, NM (FHA|USDA|VA) » | 1 | $65,000 | $65,000 | $2,307 | 2.50% |
| Gillette, WY (FHA|USDA|VA) » | 1 | $65,000 | $65,000 | $1,523 | 2.88% |
| Lebanon, MO (FHA|USDA|VA) » | 1 | $65,000 | $65,000 | $2,441 | 2.13% |
| Peru, IN (FHA|USDA|VA) » | 1 | $65,000 | $65,000 | $2,001 | 3.25% |
| BATON ROUGE, LA (FHA|USDA|VA) » | 1 | $65,000 | $65,000 | $0 | 5.13% |
| Amsterdam, NY (FHA|USDA|VA) » | 1 | $65,000 | $65,000 | $0 | 4.00% |
| Bellefontaine, OH (FHA|USDA|VA) » | 1 | $65,000 | $65,000 | $2,816 | 2.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) » | 1 | $65,000 | $65,000 | $2,315 | 3.25% |
| Athens, TN (FHA|USDA|VA) » | 1 | $55,000 | $55,000 | $0 | 3.50% |
| Cambridge, MD (FHA|USDA|VA) » | 1 | $55,000 | $55,000 | $2,190 | 2.38% |
| Cullman, AL (FHA|USDA|VA) » | 1 | $45,000 | $45,000 | $0 | 4.50% |
| LAREDO, TX (FHA|USDA|VA) » | 1 | $45,000 | $45,000 | $2,748 | 3.63% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) » | 1 | $45,000 | $45,000 | $2,475 | 3.25% |
| Fairmont, WV (FHA|USDA|VA) » | 1 | $45,000 | $45,000 | $0 | 5.73% |
| VALLEJO, CA (FHA|USDA|VA) » | 1 | $45,000 | $45,000 | $0 | 5.25% |
| Jefferson, GA (FHA|USDA|VA) » | 1 | $45,000 | $45,000 | $0 | 4.00% |
| Marquette, MI (FHA|USDA|VA) » | 1 | $35,000 | $35,000 | $0 | 4.50% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » | 1 | $35,000 | $35,000 | $0 | 3.50% |
| Tupelo, MS (FHA|USDA|VA) » | 1 | $35,000 | $35,000 | $0 | 4.00% |
| CHARLESTON, WV (FHA|USDA|VA) » | 1 | $25,000 | $25,000 | $0 | 5.89% |
Baxter Credit Union's top markets include Chicago, Minneapolis, Los Angeles, Columbus, and Boston among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional » | 6,935 | $1,854,295,000 | $267,382 | $2,885 | 3.07% |
For the 2021 period, Baxter Credit Union's most frequently originated loan type of loans were Conventional, with 6,935 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi » | 2,209 | $559,915,000 | $253,470 | $2,446 | 2.66% |
| Home Purchase » | 1,762 | $669,530,000 | $379,983 | $4,288 | 2.95% |
| Cash Out Refi » | 1,609 | $461,665,000 | $286,927 | $2,588 | 3.08% |
| Home Improvement » | 852 | $82,370,000 | $96,678 | $331 | 3.92% |
| Other » | 503 | $80,815,000 | $160,666 | $1,404 | 3.79% |
For the 2021, Baxter Credit Union's most frequently cited loan purpose of loans were Refi, with 2,209 originations. The 2nd most popular reason of loans were Home Purchase, with 1,762 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year » | 3,136 | $1,147,800,000 | $366,008 | $3,581 | 2.95% |
| 15 Year » | 1,364 | $284,180,000 | $208,343 | $2,333 | 2.59% |
| 10 Year » | 1,097 | $125,085,000 | $114,025 | $1,641 | 3.56% |
| 20 Year » | 936 | $186,060,000 | $198,782 | $1,815 | 3.38% |
| 5 Year » | 395 | $108,325,000 | $274,241 | $0 | 3.44% |
| Other » | 7 | $2,845,000 | $406,429 | $0 | 6.23% |
For the 2021, Baxter Credit Union's most frequently cited loan length of loans were 30 Year, with 3,136 originations. The 2nd most popular length of loans were 15 Year, with 1,364 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k » | 4,498 | $1,304,780,000 | $290,080 |
| $1k-2k » | 866 | $198,770,000 | $229,527 |
| $2k-3k » | 226 | $70,840,000 | $313,451 |
| $3k-4k » | 83 | $25,515,000 | $307,410 |
| $5k+ » | 73 | $55,155,000 | $755,548 |
| $4k-5k » | 26 | $9,910,000 | $381,154 |
$3,581 of loans were Baxter Credit Union's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 4,498 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% » | 2,785 | $792,705,000 | $284,634 |
| 3-4% » | 1,793 | $494,445,000 | $275,764 |
| <2.5% » | 1,720 | $513,570,000 | $298,587 |
| 4-5% » | 335 | $30,315,000 | $90,493 |
| 5-6% » | 256 | $20,110,000 | $78,555 |
| 7-8% » | 21 | $1,315,000 | $62,619 |
| 6-7% » | 20 | $1,500,000 | $75,000 |
| Over 8% » | 5 | $335,000 | $67,000 |
During 2021, Baxter Credit Union's average interest rate of loans were 2.95%, while their most frequently originated rate bucket of loans were 2.5-3%, with 2,785 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k » | 2,498 | $704,750,000 | $282,126 | $2,988 | 2.86% |
| $100k-200k » | 1,936 | $286,190,000 | $147,825 | $2,463 | 2.97% |
| $100,000 or less » | 1,349 | $79,465,000 | $58,907 | $1,077 | 3.80% |
| $400k-600k » | 725 | $346,075,000 | $477,345 | $3,787 | 2.85% |
| $600k-1MM » | 290 | $215,240,000 | $742,207 | $4,633 | 2.81% |
| $1MM+ » | 137 | $222,575,000 | $1,624,635 | $8,167 | 2.75% |
2021 saw Baxter Credit Union place emphasis on $200k-400k loans with 2,498 originations, totaling $704,750,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k » | 1,926 | $433,390,000 | $225,021 | $2,678 | 3.07% |
| $150k-250k » | 1,824 | $536,510,000 | $294,139 | $2,896 | 3.05% |
| $75k-100k » | 1,024 | $197,300,000 | $192,676 | $2,676 | 3.09% |
| $250k+ » | 855 | $447,005,000 | $522,813 | $4,011 | 3.03% |
| $50k-75k » | 811 | $127,625,000 | $157,367 | $2,733 | 3.11% |
| $50k or less » | 340 | $37,840,000 | $111,294 | $2,801 | 3.12% |
Baxter Credit Union lent most frequently to those with incomes in the $100k-150k range, with 1,926 originations. The second most popular income band? $150k-250k, with 1,824 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% » | 2,042 | $537,210,000 | $263,080 | $2,850 | 2.97% |
| 30-36% » | 1,373 | $376,425,000 | $274,162 | $3,032 | 3.10% |
| <20% » | 896 | $209,050,000 | $233,315 | $2,632 | 2.79% |
| 42% » | 274 | $63,510,000 | $231,788 | $2,662 | 3.41% |
| 37% » | 261 | $74,345,000 | $284,847 | $2,832 | 3.15% |
| 40% » | 253 | $65,405,000 | $258,518 | $2,828 | 3.23% |
| 41% » | 234 | $63,130,000 | $269,786 | $2,920 | 3.31% |
| 36% » | 225 | $59,815,000 | $265,844 | $2,823 | 3.19% |
| 39% » | 219 | $62,535,000 | $285,548 | $2,998 | 3.22% |
| 38% » | 197 | $56,395,000 | $286,269 | $3,092 | 3.16% |
| 43% » | 183 | $46,955,000 | $256,585 | $3,031 | 3.11% |
| 44% » | 162 | $42,340,000 | $261,358 | $3,051 | 3.16% |
| 49% » | 142 | $32,980,000 | $232,254 | $3,115 | 3.35% |
| 47% » | 121 | $32,865,000 | $271,612 | $2,843 | 3.21% |
| 45% » | 108 | $30,500,000 | $282,407 | $3,113 | 3.16% |
| 48% » | 106 | $23,510,000 | $221,792 | $3,173 | 3.15% |
| 46% » | 98 | $26,430,000 | $269,694 | $3,086 | 3.00% |
| 50-60% » | 10 | $2,830,000 | $283,000 | $1,881 | 3.20% |
| >60% » | 4 | $1,050,000 | $262,500 | $1,919 | 3.94% |
Baxter Credit Union lent most frequently to those with DTI ratios of 20-30%, with 2,042 originations. The next most common DTI ratio? 30-36%, with 1,373 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White » | 4,425 | $1,114,375,000 | $251,836 | $2,788 | 3.07% |
| Not provided » | 1,674 | $439,170,000 | $262,348 | $2,968 | 3.07% |
| Asian » | 431 | $144,095,000 | $334,327 | $3,335 | 2.98% |
| Black » | 317 | $93,425,000 | $294,716 | $3,106 | 3.15% |
| Not applicable » | 27 | $47,015,000 | $1,741,296 | $0 | 3.59% |
| American Indian » | 36 | $10,610,000 | $294,722 | $3,401 | 2.93% |
| Asian Indian » | 8 | $2,650,000 | $331,250 | $4,770 | 3.03% |
| Native Hawaiian or Islander » | 6 | $1,020,000 | $170,000 | $3,153 | 3.02% |
| Filipino » | 3 | $625,000 | $208,333 | $4,508 | 4.46% |
| Vietnamese » | 4 | $600,000 | $150,000 | $1,736 | 3.25% |
| Chinese » | 1 | $425,000 | $425,000 | $2,470 | 2.50% |
| Other Asian » | 2 | $250,000 | $125,000 | $1,568 | 4.00% |
| » | 1 | $35,000 | $35,000 | $0 | 3.50% |
Approval Rates
Total approvals of all applications93.84%
Baxter Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination58.92%
Baxter Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,935 | $1,854,295,000 | $267,382 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| » | 6,935 | $1,854,295,000 | $267,382 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% » | 888 | $151,530,000 | $170,642 | $1,702 | 3.44% |
| 40-60% » | 1,177 | $299,435,000 | $254,405 | $2,550 | 2.69% |
| 60-80% » | 2,365 | $796,875,000 | $336,945 | $3,094 | 2.82% |
| 80-100% » | 1,464 | $528,910,000 | $361,277 | $3,935 | 2.94% |
| Under 20% » | 1,040 | $77,370,000 | $74,394 | $215 | 3.91% |
