Baxter Credit Union Mortgage Rates, Fees & Info
Vernon Hills, ILLEI: 549300S8SHBRCI7UU819
Tax ID: 23-7250155
5 stars
2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Overview
Baxter Credit Union is a small credit union specializing in Refi and Home Purchase loans. Baxter Credit Union has a high proportion of conventional loans. Their top markets include Minneapolis, Chicago, Anaheim, Lake County, and Columbus among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Baxter Credit Union is typically an average fee lendor.Originations
6,322Origination Dollar Volume (All Markets)
$1,705,630,000Awards
×
![]()
Baxter Credit Union - 2020
Baxter Credit Union is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for Baxter Credit Union?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Baxter Credit Union's average 30 year fixed rate mortgage of loans were
3.2%.
The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.
This yields a difference of -0.16%.
Relative Fees
Baxter Credit Union's average total fees for a 30 year fixed rate
mortgage are $3,491.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,548 | $416,520,000 | $269,070 | $2,769 | 3.29% |
| CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) | 807 | $191,985,000 | $237,900 | $2,631 | 3.34% |
| ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) | 294 | $153,870,000 | $523,367 | $4,649 | 3.27% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) | 671 | $153,455,000 | $228,696 | $2,458 | 3.31% |
| Outside of Metro Areas | 339 | $64,215,000 | $189,425 | $2,593 | 3.45% |
| COLUMBUS, OH (FHA|USDA|VA) | 209 | $48,965,000 | $234,282 | $2,491 | 3.46% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) | 113 | $48,405,000 | $428,363 | $3,122 | 3.43% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 99 | $27,585,000 | $278,636 | $2,960 | 3.51% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 106 | $22,340,000 | $210,755 | $2,546 | 3.53% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 75 | $22,265,000 | $296,867 | $2,920 | 3.28% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA (FHA|USDA|VA) | 60 | $22,080,000 | $368,000 | $3,116 | 3.22% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 40 | $16,120,000 | $403,000 | $3,450 | 3.23% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 51 | $15,555,000 | $305,000 | $2,384 | 3.32% |
| OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) | 26 | $15,370,000 | $591,154 | $3,260 | 3.03% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 47 | $15,345,000 | $326,489 | $3,307 | 3.47% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 18 | $13,710,000 | $761,667 | $3,744 | 2.95% |
| BOSTON, MA (FHA|USDA|VA) | 25 | $13,625,000 | $545,000 | $3,296 | 3.06% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 45 | $13,135,000 | $291,889 | $2,995 | 3.11% |
| MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) | 52 | $13,130,000 | $252,500 | $3,793 | 3.40% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 54 | $12,880,000 | $238,519 | $2,630 | 3.38% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 46 | $12,560,000 | $273,043 | $2,702 | 3.31% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 65 | $11,605,000 | $178,538 | $2,212 | 3.54% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) | 35 | $10,045,000 | $287,000 | $4,454 | 3.20% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 39 | $9,965,000 | $255,513 | $2,491 | 3.18% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 51 | $9,635,000 | $188,922 | $2,673 | 3.79% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) | 26 | $9,430,000 | $362,692 | $5,498 | 3.48% |
| ELGIN, IL (FHA|USDA|VA) | 49 | $9,395,000 | $191,735 | $2,575 | 3.28% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) | 32 | $9,360,000 | $292,500 | $2,552 | 3.38% |
| DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) | 27 | $8,435,000 | $312,407 | $3,909 | 3.40% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 35 | $7,905,000 | $225,857 | $3,134 | 3.43% |
| SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) | 15 | $7,825,000 | $521,667 | $2,960 | 3.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 28 | $7,430,000 | $265,357 | $2,770 | 3.21% |
| NEW BRUNSWICK-LAKEWOOD, NJ (FHA|USDA|VA) | 26 | $7,110,000 | $273,462 | $4,005 | 3.30% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 27 | $7,025,000 | $260,185 | $3,931 | 3.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 25 | $6,815,000 | $272,600 | $3,008 | 3.62% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 30 | $6,520,000 | $217,333 | $2,061 | 3.22% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 15 | $5,285,000 | $352,333 | $2,506 | 3.13% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 24 | $5,160,000 | $215,000 | $2,078 | 3.77% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 24 | $5,030,000 | $209,583 | $3,643 | 3.38% |
| NEWARK, NJ-PA (FHA|USDA|VA) | 18 | $4,970,000 | $276,111 | $3,790 | 3.70% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 26 | $4,920,000 | $189,231 | $3,227 | 3.25% |
| SAN RAFAEL, CA (FHA|USDA|VA) | 6 | $4,820,000 | $803,333 | $3,511 | 3.52% |
| DULUTH, MN-WI (FHA|USDA|VA) | 34 | $4,740,000 | $139,412 | $2,074 | 3.24% |
| PHILADELPHIA, PA (FHA|USDA|VA) | 10 | $4,680,000 | $468,000 | $4,918 | 3.14% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $4,505,000 | $346,538 | $3,876 | 3.47% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) | 16 | $4,410,000 | $275,625 | $2,870 | 3.18% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) | 16 | $4,360,000 | $272,500 | $3,963 | 3.41% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 18 | $4,180,000 | $232,222 | $2,938 | 3.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 21 | $4,085,000 | $194,524 | $2,525 | 3.54% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 10 | $4,000,000 | $400,000 | $3,143 | 3.54% |
| WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) | 10 | $3,920,000 | $392,000 | $4,529 | 3.16% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $3,785,000 | $252,333 | $2,896 | 3.23% |
| MADISON, WI (FHA|USDA|VA) | 11 | $3,745,000 | $340,455 | $2,447 | 3.27% |
| TUCSON, AZ (FHA|USDA|VA) | 15 | $3,565,000 | $237,667 | $2,543 | 3.43% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $3,470,000 | $347,000 | $3,258 | 3.27% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 9 | $3,455,000 | $383,889 | $2,462 | 3.29% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 13 | $3,365,000 | $258,846 | $3,884 | 3.54% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 10 | $3,230,000 | $323,000 | $3,746 | 3.23% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) | 11 | $3,155,000 | $286,818 | $3,850 | 3.41% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 14 | $3,150,000 | $225,000 | $2,901 | 3.03% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) | 12 | $3,150,000 | $262,500 | $3,818 | 3.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 8 | $3,040,000 | $380,000 | $3,227 | 3.33% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $3,030,000 | $505,000 | $3,969 | 2.90% |
| TACOMA-LAKEWOOD, WA (FHA|USDA|VA) | 7 | $2,935,000 | $419,286 | $3,320 | 3.39% |
| PITTSBURGH, PA (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $3,895 | 3.29% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $2,825,000 | $565,000 | $5,124 | 3.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $2,745,000 | $305,000 | $3,537 | 3.11% |
| NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) | 11 | $2,735,000 | $248,636 | $3,614 | 3.51% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $2,710,000 | $451,667 | $2,501 | 2.87% |
| CAMDEN, NJ (FHA|USDA|VA) | 14 | $2,700,000 | $192,857 | $2,949 | 3.22% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $2,650,000 | $662,500 | $4,504 | 3.06% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 19 | $2,625,000 | $138,158 | $2,083 | 3.72% |
| BEND, OR (FHA|USDA|VA) | 8 | $2,550,000 | $318,750 | $5,335 | 3.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 13 | $2,535,000 | $195,000 | $2,981 | 3.41% |
| KNOXVILLE, TN (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $3,193 | 3.66% |
| GREEN BAY, WI (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $2,302 | 3.63% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 6 | $2,410,000 | $401,667 | $3,537 | 3.15% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) | 4 | $2,380,000 | $595,000 | $2,665 | 3.03% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $2,355,000 | $471,000 | $3,977 | 2.93% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $3,077 | 3.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $3,242 | 3.32% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 13 | $2,115,000 | $162,692 | $2,274 | 3.58% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $3,755 | 3.36% |
| RACINE, WI (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $2,295 | 2.95% |
| RENO, NV (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $3,004 | 4.31% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $3,069 | 3.28% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $3,096 | 2.67% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $3,715 | 3.32% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $3,650 | 3.56% |
| ROCHESTER, NY (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $2,797 | 2.69% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $3,871 | 3.13% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $2,763 | 3.08% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $2,379 | 3.29% |
| NASSAU COUNTY-SUFFOLK COUNTY, NY (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $5,120 | 4.08% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 11 | $1,505,000 | $136,818 | $2,694 | 3.86% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $4,432 | 3.68% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $2,965 | 3.31% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $3,000 | 2.93% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $2,315 | 3.55% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $3,265 | 2.93% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $4,811 | 2.87% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $2,505 | 2.79% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $4,762 | 3.52% |
| WILMINGTON, DE-MD-NJ (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $2,560 | 3.58% |
| READING, PA (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $4,228 | 2.97% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $2,924 | 3.32% |
| NILES, MI (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $2,946 | 2.56% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $2,303 | 3.19% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $2,868 | 3.13% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $5,202 | 3.41% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $2,412 | 2.90% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $2,286 | 3.57% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $4,260 | 2.70% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $1,110,000 | $111,000 | $1,861 | 4.11% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,137 | 3.15% |
| ST. CLOUD, MN (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $2,183 | 3.17% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $3,318 | 3.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $3,026 | 4.42% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $3,409 | 4.20% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,949 | 3.16% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $3,805 | 2.90% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $2,756 | 3.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,606 | 3.13% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $2,603 | 2.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,005 | 3.17% |
| SEBASTIAN-VERO BEACH, FL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,084 | 3.91% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,101 | 3.09% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $2,584 | 3.47% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $1,493 | 2.96% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,423 | 3.54% |
| DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $2,448 | 3.17% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $1,338 | 3.83% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,505 | 4.63% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,943 | 3.84% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,095 | 2.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $3,138 | 3.45% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,742 | 3.83% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,155 | 3.63% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,128 | 3.46% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $2,530 | 4.16% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,117 | 3.44% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $2,800 | 2.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,203 | 2.88% |
| TULSA, OK (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,192 | 3.00% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,419 | 3.08% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,634 | 2.96% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,429 | 2.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,786 | 3.03% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,005 | 3.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,896 | 3.33% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,415 | 2.97% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,916 | 3.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $1,369 | 3.63% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,901 | 3.19% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,169 | 3.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,436 | 3.19% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,645 | 4.21% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,954 | 3.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,987 | 3.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,363 | 3.19% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,441 | 2.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,892 | 3.19% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,226 | 3.21% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $2,580 | 3.13% |
| AKRON, OH (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $1,811 | 3.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,900 | 3.06% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,130 | 3.13% |
| SALEM, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,027 | 3.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,620 | 2.81% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,203 | 3.13% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,674 | 3.29% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,134 | 3.54% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $1,833 | 4.54% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,330 | 2.00% |
| ELMIRA, NY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,961 | 3.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $1,938 | 3.54% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,934 | 3.38% |
| OCALA, FL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,195 | 3.13% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,078 | 3.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,262 | 3.94% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,160 | 2.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,099 | 3.06% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $2,046 | 3.41% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,951 | 3.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,327 | 2.69% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,216 | 2.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,691 | 3.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,066 | 2.94% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,260 | 2.63% |
| TYLER, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,866 | 3.13% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,538 | 3.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,553 | 3.38% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,095 | 3.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,796 | 3.38% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $12,783 | 2.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,043 | 3.19% |
| COEUR D'ALENE, ID (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,234 | 2.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,455 | 2.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,095 | 2.50% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,740 | 3.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,183 | 4.56% |
| SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,614 | 3.00% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,834 | 3.50% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,972 | 2.94% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,728 | 2.50% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,107 | 3.81% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,755 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,040 | 2.44% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,382 | 3.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,373 | 3.50% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,582 | 2.81% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,112 | 2.88% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,384 | 2.88% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,840 | 3.13% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,913 | 3.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,089 | 3.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,616 | 3.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,895 | 3.63% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,560 | 2.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,785 | 3.50% |
| SAN GERMÁN, PR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,741 | 3.13% |
| MONROE, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,868 | 3.50% |
| CASPER, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,104 | 3.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,826 | 3.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,251 | 3.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,653 | 3.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,597 | 3.50% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,355 | 3.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,649 | 2.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,569 | 3.50% |
| MAYAGÜEZ, PR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,265 | 2.75% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,678 | 3.25% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,594 | 2.88% |
| REDDING, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,925 | 2.50% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,385 | 3.12% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,925 | 2.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,583 | 3.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,664 | 3.38% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,970 | 3.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,321 | 3.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,570 | 2.81% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,678 | 3.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,017 | 3.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,396 | 3.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,856 | 2.88% |
| AGUADILLA-ISABELA, PR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,651 | 2.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,039 | 2.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $1,512 | 4.46% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,508 | 3.63% |
| GARY, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,980 | 2.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,745 | 2.63% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,430 | 2.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,915 | 3.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,038 | 2.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,161 | 2.88% |
| MONROE, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,035 | 3.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,708 | 3.13% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,514 | 2.50% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,490 | 3.13% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,830 | 3.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.50% |
| DALTON, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,970 | 3.00% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.99% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.00% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 3.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.50% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.00% |
Baxter Credit Union's top markets include Minneapolis, Chicago, Anaheim, Lake County, and Columbus among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 6,322 | $1,705,630,000 | $269,793 | $2,889 | 3.34% |
For the 2020 period, Baxter Credit Union's most frequently originated loan type of loans were Conventional, with 6,322 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 2,161 | $608,515,000 | $281,590 | $2,507 | 2.92% |
| Home Purchase | 1,760 | $623,630,000 | $354,335 | $4,020 | 3.23% |
| Cash Out Refi | 1,155 | $332,325,000 | $287,727 | $2,771 | 3.33% |
| Home Improvement | 700 | $61,940,000 | $88,486 | $450 | 4.30% |
| Other | 546 | $79,220,000 | $145,092 | $1,337 | 4.10% |
For the 2020, Baxter Credit Union's most frequently cited loan purpose of loans were Refi, with 2,161 originations. The 2nd most popular reason of loans were Home Purchase, with 1,760 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 3,136 | $1,137,490,000 | $362,720 | $3,491 | 3.20% |
| 15 Year | 1,278 | $285,550,000 | $223,435 | $2,379 | 2.88% |
| 10 Year | 909 | $88,065,000 | $96,881 | $1,242 | 4.11% |
| 20 Year | 773 | $147,955,000 | $191,404 | $1,723 | 3.60% |
| 5 Year | 219 | $44,855,000 | $204,817 | $697 | 3.77% |
| Other | 4 | $1,150,000 | $287,500 | $2,351 | 4.28% |
| 1 Year | 3 | $565,000 | $188,333 | $1,365 | 5.58% |
For the 2020, Baxter Credit Union's most frequently cited loan length of loans were 30 Year, with 3,136 originations. The 2nd most popular length of loans were 15 Year, with 1,278 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 4,096 | $1,223,390,000 | $298,679 |
| $1k-2k | 834 | $200,210,000 | $240,060 |
| $2k-3k | 245 | $71,965,000 | $293,735 |
| $3k-4k | 131 | $41,965,000 | $320,344 |
| $5k+ | 87 | $56,095,000 | $644,770 |
$3,491 of loans were Baxter Credit Union's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 4,096 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,616 | $752,240,000 | $287,554 |
| 2.5-3% | 2,172 | $663,270,000 | $305,373 |
| <2.5% | 780 | $221,200,000 | $283,590 |
| 4-5% | 361 | $42,545,000 | $117,853 |
| 5-6% | 232 | $16,540,000 | $71,293 |
| 6-7% | 115 | $6,865,000 | $59,696 |
| 7-8% | 31 | $2,035,000 | $65,645 |
| Over 8% | 15 | $935,000 | $62,333 |
During 2020, Baxter Credit Union's average interest rate of loans were 3.20%, while their most frequently originated rate bucket of loans were 3-4%, with 2,616 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 2,490 | $706,610,000 | $283,779 | $3,048 | 3.11% |
| $100k-200k | 1,540 | $231,940,000 | $150,610 | $2,492 | 3.21% |
| $100,000 or less | 1,204 | $68,690,000 | $57,051 | $987 | 4.23% |
| $400k-600k | 689 | $330,265,000 | $479,340 | $3,601 | 3.07% |
| $600k-1MM | 299 | $220,395,000 | $737,107 | $4,478 | 3.05% |
| $1MM+ | 100 | $147,730,000 | $1,477,300 | $7,346 | 2.95% |
2020 saw Baxter Credit Union place emphasis on $200k-400k loans with 2,490 originations, totaling $706,610,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 1,820 | $431,700,000 | $237,198 | $2,803 | 3.35% |
| $150k-250k | 1,713 | $515,255,000 | $300,791 | $2,882 | 3.33% |
| $75k-100k | 905 | $177,035,000 | $195,619 | $2,711 | 3.39% |
| $250k+ | 782 | $412,030,000 | $526,893 | $3,925 | 3.21% |
| $50k-75k | 720 | $114,430,000 | $158,931 | $2,652 | 3.44% |
| $50k or less | 248 | $26,150,000 | $105,444 | $2,502 | 3.47% |
Baxter Credit Union lent most frequently to those with incomes in the $100k-150k range, with 1,820 originations. The second most popular income band? $150k-250k, with 1,713 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 1,968 | $542,130,000 | $275,473 | $2,872 | 3.20% |
| 30-36% | 1,252 | $351,870,000 | $281,046 | $2,975 | 3.38% |
| <20% | 862 | $213,190,000 | $247,320 | $2,747 | 3.05% |
| 42% | 242 | $62,240,000 | $257,190 | $2,427 | 3.74% |
| 41% | 226 | $54,610,000 | $241,637 | $2,717 | 3.68% |
| 36% | 224 | $63,260,000 | $282,411 | $2,770 | 3.47% |
| 37% | 223 | $57,185,000 | $256,435 | $2,714 | 3.46% |
| 38% | 220 | $57,070,000 | $259,409 | $2,813 | 3.58% |
| 40% | 214 | $58,300,000 | $272,430 | $2,912 | 3.60% |
| 39% | 196 | $55,180,000 | $281,531 | $2,809 | 3.52% |
| 43% | 146 | $42,730,000 | $292,671 | $3,102 | 3.44% |
| 44% | 114 | $32,520,000 | $285,263 | $3,468 | 3.50% |
| 45% | 89 | $21,525,000 | $241,854 | $3,036 | 3.42% |
| 46% | 85 | $20,885,000 | $245,706 | $3,759 | 3.36% |
| 48% | 82 | $22,700,000 | $276,829 | $3,855 | 3.59% |
| 49% | 77 | $23,095,000 | $299,935 | $4,330 | 3.31% |
| 47% | 75 | $17,525,000 | $233,667 | $3,035 | 3.46% |
| 50-60% | 11 | $5,335,000 | $485,000 | $2,388 | 3.00% |
| >60% | 10 | $3,220,000 | $322,000 | $1,932 | 4.08% |
Baxter Credit Union lent most frequently to those with DTI ratios of 20-30%, with 1,968 originations. The next most common DTI ratio? 30-36%, with 1,252 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 4,323 | $1,130,975,000 | $261,618 | $2,847 | 3.33% |
| Not provided | 1,237 | $349,435,000 | $282,486 | $2,989 | 3.36% |
| Asian | 472 | $153,020,000 | $324,195 | $2,937 | 3.21% |
| Black | 236 | $59,380,000 | $251,610 | $3,046 | 3.53% |
| American Indian | 33 | $6,545,000 | $198,333 | $2,813 | 3.31% |
| Asian Indian | 6 | $1,970,000 | $328,333 | $3,075 | 3.25% |
| Korean | 3 | $1,095,000 | $365,000 | $8,753 | 4.21% |
| Native Hawaiian | 3 | $1,055,000 | $351,667 | $2,345 | 3.29% |
| Vietnamese | 2 | $740,000 | $370,000 | $1,338 | 4.25% |
| Chinese | 2 | $730,000 | $365,000 | $4,864 | 3.00% |
| 2 | $320,000 | $160,000 | $3,541 | 3.18% | |
| Filipino | 2 | $280,000 | $140,000 | $2,375 | 3.25% |
| Other Asian | 1 | $85,000 | $85,000 | $0 | 4.13% |
Approval Rates
Total approvals of all applications92.24%
Baxter Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination71.34%
Baxter Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 345.0 | 1 | $105,000 | $105,000 |
| NA | 6,321 | $1,705,525,000 | $269,819 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 25 | $2,175,000 | $87,000 |
| Single Family (1-4 Units):Site-Built | 6,297 | $1,703,455,000 | $270,519 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 705 | $104,225,000 | $147,837 | $1,604 | 3.76% |
| 40-60% | 916 | $249,760,000 | $272,664 | $2,617 | 2.95% |
| 60-80% | 2,259 | $724,445,000 | $320,693 | $3,017 | 3.06% |
| 80-100% | 1,588 | $567,160,000 | $357,154 | $3,757 | 3.22% |
| Over 100% | 2 | $1,440,000 | $720,000 | $1,061 | 3.38% |
| Under 20% | 846 | $57,640,000 | $68,132 | $155 | 4.34% |