First National Bank Of America Mortgage Rates, Fees & Info

East Lansing, MI

LEI: 254900WTZC5SSKIN2M11

Tax ID: 38-1470765

1 stars

2021 Data | 2020 Data | 2019 Data | 2018 Data

Overview

First National Bank Of America is a smaller bank specializing in Home Purchase loans. First National Bank Of America has a high proportion of conventional loans. Their top markets include Washington, Atlanta, Boston, Seattle, and Baltimore among others. First National Bank Of America has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. First National Bank Of America is typically a high fee lendor.

Originations

2,740

Origination Dollar Volume (All Markets)

$648,730,000

Employee count

335

Relative Rate

First National Bank Of America's average 30 year fixed rate mortgage of loans were 7.31%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 4.16%.

Relative Fees

First National Bank Of America's average total fees for a 30 year fixed rate mortgage are $10,064.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	189	$53,495,000	$283,042	$12,144	7.24%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	222	$49,620,000	$223,514	$8,869	7.48%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	92	$33,540,000	$364,565	$13,834	7.25%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	71	$25,825,000	$363,732	$12,585	7.07%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	116	$25,390,000	$218,879	$9,964	7.31%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	120	$23,250,000	$193,750	$8,750	7.27%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	86	$22,060,000	$256,512	$11,192	7.10%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	55	$17,255,000	$313,727	$12,851	6.97%
WORCESTER, MA-CT (FHA\|USDA\|VA)	57	$17,065,000	$299,386	$12,199	7.29%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	60	$15,880,000	$264,667	$11,072	7.65%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	85	$14,415,000	$169,588	$9,177	7.21%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	45	$12,795,000	$284,333	$10,664	7.26%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	54	$11,760,000	$217,778	$8,776	7.08%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	59	$11,265,000	$190,932	$8,925	7.44%
Outside of Metro Areas	56	$10,080,000	$180,000	$7,566	7.65%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	43	$10,055,000	$233,837	$9,976	6.88%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA\|USDA\|VA)	41	$10,035,000	$244,756	$10,564	7.30%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	48	$9,930,000	$206,875	$9,986	7.26%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	25	$9,345,000	$373,800	$13,457	7.47%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	63	$8,805,000	$139,762	$6,986	7.57%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	28	$8,270,000	$295,357	$12,233	7.52%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	35	$8,245,000	$235,571	$10,446	7.72%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	8	$8,000,000	$1,000,000	$6,612	6.84%
RICHMOND, VA (FHA\|USDA\|VA)	42	$7,770,000	$185,000	$9,253	7.44%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	25	$7,305,000	$292,200	$12,414	7.32%
SALEM, OR (FHA\|USDA\|VA)	22	$7,200,000	$327,273	$12,029	6.88%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	36	$6,800,000	$188,889	$9,228	7.51%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	36	$6,740,000	$187,222	$8,795	7.58%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	19	$6,575,000	$346,053	$11,885	7.13%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	36	$5,950,000	$165,278	$7,648	7.32%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	19	$5,885,000	$309,737	$5,229	6.19%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	28	$5,380,000	$192,143	$8,406	7.37%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	17	$5,155,000	$303,235	$10,189	6.77%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	23	$4,345,000	$188,913	$8,604	7.32%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA\|USDA\|VA)	26	$4,300,000	$165,385	$7,781	7.71%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	25	$4,275,000	$171,000	$8,550	7.09%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	19	$3,955,000	$208,158	$10,027	7.67%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	12	$3,930,000	$327,500	$11,115	7.34%
PROVO-OREM, UT (FHA\|USDA\|VA)	10	$3,900,000	$390,000	$11,637	7.08%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	23	$3,775,000	$164,130	$7,743	7.82%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	15	$3,175,000	$211,667	$7,482	7.46%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	11	$2,945,000	$267,727	$10,815	7.16%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	14	$2,940,000	$210,000	$9,439	7.82%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	18	$2,920,000	$162,222	$7,795	7.51%
GREELEY, CO (FHA\|USDA\|VA)	8	$2,820,000	$352,500	$12,881	6.85%
STOCKTON, CA (FHA\|USDA\|VA)	8	$2,790,000	$348,750	$11,220	6.67%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	11	$2,565,000	$233,182	$9,499	7.23%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	11	$2,545,000	$231,364	$9,548	7.26%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	11	$2,535,000	$230,455	$9,639	7.13%
COLUMBUS, OH (FHA\|USDA\|VA)	17	$2,485,000	$146,176	$6,234	7.85%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	14	$2,460,000	$175,714	$7,168	7.36%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	8	$2,420,000	$302,500	$9,956	6.84%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	11	$2,295,000	$208,636	$9,570	7.37%
RENO, NV (FHA\|USDA\|VA)	8	$2,200,000	$275,000	$9,252	7.26%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	5	$2,185,000	$437,000	$12,340	6.55%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	5	$2,145,000	$429,000	$10,903	7.49%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	11	$2,055,000	$186,818	$7,868	7.25%
Vineyard Haven, MA (FHA\|USDA\|VA)	4	$1,920,000	$480,000	$17,655	7.55%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	11	$1,855,000	$168,636	$8,094	7.25%
Othello, WA (FHA\|USDA\|VA)	11	$1,825,000	$165,909	$7,914	7.46%
JACKSONVILLE, FL (FHA\|USDA\|VA)	11	$1,775,000	$161,364	$8,101	7.43%
MUSKEGON, MI (FHA\|USDA\|VA)	3	$1,735,000	$578,333	$6,194	6.46%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	12	$1,710,000	$142,500	$6,406	7.82%
Moses Lake, WA (FHA\|USDA\|VA)	9	$1,595,000	$177,222	$8,117	7.51%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	9	$1,575,000	$175,000	$7,399	7.15%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	8	$1,570,000	$196,250	$8,835	7.06%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	7	$1,515,000	$216,429	$10,608	7.43%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	6	$1,500,000	$250,000	$8,564	7.19%
ST. GEORGE, UT (FHA\|USDA\|VA)	6	$1,470,000	$245,000	$9,365	7.19%
BATON ROUGE, LA (FHA\|USDA\|VA)	6	$1,410,000	$235,000	$9,197	7.35%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	3	$1,395,000	$465,000	$15,726	7.24%
GAINESVILLE, GA (FHA\|USDA\|VA)	7	$1,395,000	$199,286	$8,179	6.89%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	7	$1,375,000	$196,429	$8,965	8.03%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	6	$1,340,000	$223,333	$8,744	6.98%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	8	$1,270,000	$158,750	$7,549	7.14%
PITTSBURGH, PA (FHA\|USDA\|VA)	6	$1,260,000	$210,000	$8,253	7.69%
MERCED, CA (FHA\|USDA\|VA)	3	$1,085,000	$361,667	$12,450	6.67%
TUSCALOOSA, AL (FHA\|USDA\|VA)	6	$1,060,000	$176,667	$7,229	7.54%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	6	$1,050,000	$175,000	$7,849	7.42%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	7	$1,045,000	$149,286	$7,761	7.45%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	4	$1,020,000	$255,000	$9,492	7.22%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	3	$965,000	$321,667	$9,539	6.71%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	2	$960,000	$480,000	$14,539	7.75%
COLUMBIA, SC (FHA\|USDA\|VA)	4	$960,000	$240,000	$7,449	7.34%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	2	$950,000	$475,000	$9,861	6.88%
ROANOKE, VA (FHA\|USDA\|VA)	7	$945,000	$135,000	$7,380	7.20%
SALISBURY, MD-DE (FHA\|USDA\|VA)	7	$885,000	$126,429	$7,239	7.43%
BOISE CITY, ID (FHA\|USDA\|VA)	3	$885,000	$295,000	$12,283	7.33%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	4	$870,000	$217,500	$8,562	7.41%
WALLA WALLA, WA (FHA\|USDA\|VA)	4	$850,000	$212,500	$9,272	7.40%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	2	$840,000	$420,000	$12,551	6.69%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	2	$830,000	$415,000	$12,673	7.39%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	4	$790,000	$197,500	$8,034	7.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	4	$780,000	$195,000	$8,176	7.22%
Torrington, CT (FHA\|USDA\|VA)	5	$775,000	$155,000	$9,012	7.25%
Key West, FL (FHA\|USDA\|VA)	2	$770,000	$385,000	$16,345	7.20%
VALLEJO, CA (FHA\|USDA\|VA)	2	$740,000	$370,000	$12,436	6.81%
WENATCHEE, WA (FHA\|USDA\|VA)	3	$725,000	$241,667	$10,132	6.79%
VISALIA, CA (FHA\|USDA\|VA)	2	$720,000	$360,000	$13,297	7.19%
WARNER ROBINS, GA (FHA\|USDA\|VA)	3	$715,000	$238,333	$10,016	7.08%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	3	$715,000	$238,333	$7,163	7.25%
Easton, MD (FHA\|USDA\|VA)	4	$710,000	$177,500	$9,285	7.37%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	5	$675,000	$135,000	$8,082	6.72%
BURLINGTON-SOUTH BURLINGTON, VT (FHA\|USDA\|VA)	3	$665,000	$221,667	$7,759	6.82%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	4	$660,000	$165,000	$6,962	7.59%
DOVER, DE (FHA\|USDA\|VA)	2	$620,000	$310,000	$8,013	8.19%
ROCKFORD, IL (FHA\|USDA\|VA)	5	$615,000	$123,000	$6,582	7.18%
YAKIMA, WA (FHA\|USDA\|VA)	3	$605,000	$201,667	$8,651	6.58%
OCALA, FL (FHA\|USDA\|VA)	3	$605,000	$201,667	$8,542	7.76%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	2	$600,000	$300,000	$12,191	7.56%
KNOXVILLE, TN (FHA\|USDA\|VA)	3	$585,000	$195,000	$7,931	7.29%
Laconia, NH (FHA\|USDA\|VA)	2	$580,000	$290,000	$9,358	7.06%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	3	$565,000	$188,333	$9,046	7.13%
Whitewater, WI (FHA\|USDA\|VA)	2	$560,000	$280,000	$16,806	6.69%
Lawrenceburg, TN (FHA\|USDA\|VA)	2	$550,000	$275,000	$9,743	7.25%
Concord, NH (FHA\|USDA\|VA)	3	$545,000	$181,667	$8,812	7.38%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	2	$540,000	$270,000	$8,236	7.06%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	2	$530,000	$265,000	$8,709	6.88%
FORT COLLINS, CO (FHA\|USDA\|VA)	2	$530,000	$265,000	$9,169	7.81%
BILLINGS, MT (FHA\|USDA\|VA)	2	$510,000	$255,000	$7,906	8.00%
Pahrump, NV (FHA\|USDA\|VA)	3	$505,000	$168,333	$9,233	8.46%
JOPLIN, MO (FHA\|USDA\|VA)	1	$485,000	$485,000	$17,824	7.38%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	2	$480,000	$240,000	$7,904	7.38%
CARSON CITY, NV (FHA\|USDA\|VA)	1	$475,000	$475,000	$18,169	6.75%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	1	$465,000	$465,000	$17,005	7.50%
TUCSON, AZ (FHA\|USDA\|VA)	3	$445,000	$148,333	$8,548	7.04%
URBAN HONOLULU, HI (FHA\|USDA\|VA)	1	$435,000	$435,000	$15,603	7.38%
LAS CRUCES, NM (FHA\|USDA\|VA)	2	$430,000	$215,000	$8,089	6.88%
COLLEGE STATION-BRYAN, TX (FHA\|USDA\|VA)	2	$420,000	$210,000	$10,467	7.31%
SAGINAW, MI (FHA\|USDA\|VA)	1	$415,000	$415,000	$0	5.00%
Heber, UT (FHA\|USDA\|VA)	1	$415,000	$415,000	$14,406	7.13%
ASHEVILLE, NC (FHA\|USDA\|VA)	3	$415,000	$138,333	$5,888	7.91%
Lebanon, NH-VT (FHA\|USDA\|VA)	1	$415,000	$415,000	$12,785	7.25%
NEW BERN, NC (FHA\|USDA\|VA)	1	$405,000	$405,000	$10,489	6.88%
BELLINGHAM, WA (FHA\|USDA\|VA)	2	$390,000	$195,000	$7,669	6.10%
PUEBLO, CO (FHA\|USDA\|VA)	1	$385,000	$385,000	$14,798	7.13%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	1	$385,000	$385,000	$12,309	7.13%
SIOUX FALLS, SD (FHA\|USDA\|VA)	1	$385,000	$385,000	$10,230	6.75%
PANAMA CITY, FL (FHA\|USDA\|VA)	2	$380,000	$190,000	$8,813	7.69%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	4	$380,000	$95,000	$5,140	7.45%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	1	$375,000	$375,000	$11,242	6.99%
FRESNO, CA (FHA\|USDA\|VA)	2	$350,000	$175,000	$8,258	7.13%
Sevierville, TN (FHA\|USDA\|VA)	2	$350,000	$175,000	$8,273	7.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	1	$345,000	$345,000	$9,667	6.63%
RACINE, WI (FHA\|USDA\|VA)	3	$345,000	$115,000	$6,120	7.08%
SAVANNAH, GA (FHA\|USDA\|VA)	2	$340,000	$170,000	$8,900	7.25%
Stevens Point, WI (FHA\|USDA\|VA)	1	$335,000	$335,000	$13,056	7.38%
Breckenridge, CO (FHA\|USDA\|VA)	1	$335,000	$335,000	$14,128	7.75%
LONGVIEW, WA (FHA\|USDA\|VA)	1	$335,000	$335,000	$9,184	7.38%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	1	$325,000	$325,000	$9,922	7.38%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	2	$320,000	$160,000	$8,201	7.43%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	2	$320,000	$160,000	$8,502	8.19%
BAKERSFIELD, CA (FHA\|USDA\|VA)	2	$320,000	$160,000	$9,087	7.44%
LINCOLN, NE (FHA\|USDA\|VA)	2	$320,000	$160,000	$7,366	7.50%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	1	$305,000	$305,000	$7,558	7.24%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	1	$305,000	$305,000	$13,010	6.75%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	2	$300,000	$150,000	$7,083	6.88%
SPRINGFIELD, MA (FHA\|USDA\|VA)	2	$300,000	$150,000	$5,628	7.31%
HAMMOND, LA (FHA\|USDA\|VA)	2	$290,000	$145,000	$6,519	8.69%
Winnemucca, NV (FHA\|USDA\|VA)	1	$285,000	$285,000	$9,430	7.88%
ROCHESTER, MN (FHA\|USDA\|VA)	1	$275,000	$275,000	$9,958	7.25%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	1	$275,000	$275,000	$8,404	7.50%
Burley, ID (FHA\|USDA\|VA)	1	$275,000	$275,000	$8,962	7.00%
Centralia, WA (FHA\|USDA\|VA)	1	$275,000	$275,000	$9,545	6.88%
Pecos, TX (FHA\|USDA\|VA)	1	$265,000	$265,000	$9,639	7.88%
AKRON, OH (FHA\|USDA\|VA)	2	$260,000	$130,000	$5,969	7.56%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	2	$260,000	$130,000	$6,821	7.19%
WATERLOO-CEDAR FALLS, IA (FHA\|USDA\|VA)	1	$255,000	$255,000	$0	8.75%
JACKSON, MS (FHA\|USDA\|VA)	1	$255,000	$255,000	$11,426	7.00%
Kill Devil Hills, NC (FHA\|USDA\|VA)	1	$255,000	$255,000	$9,299	8.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	1	$255,000	$255,000	$7,442	7.75%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	2	$250,000	$125,000	$6,471	7.75%
Bardstown, KY (FHA\|USDA\|VA)	1	$245,000	$245,000	$8,509	7.75%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	1	$245,000	$245,000	$9,285	7.00%
Plainview, TX (FHA\|USDA\|VA)	1	$245,000	$245,000	$0	6.25%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	3	$245,000	$81,667	$5,911	7.21%
TULSA, OK (FHA\|USDA\|VA)	1	$245,000	$245,000	$9,532	7.00%
GAINESVILLE, FL (FHA\|USDA\|VA)	1	$245,000	$245,000	$8,070	7.63%
Shelton, WA (FHA\|USDA\|VA)	1	$245,000	$245,000	$11,153	7.38%
Jefferson, GA (FHA\|USDA\|VA)	1	$245,000	$245,000	$9,274	7.24%
Mount Pleasant, MI (FHA\|USDA\|VA)	2	$240,000	$120,000	$5,585	7.56%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	1	$235,000	$235,000	$10,356	7.38%
EVANSVILLE, IN-KY (FHA\|USDA\|VA)	1	$235,000	$235,000	$10,138	9.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA\|USDA\|VA)	2	$230,000	$115,000	$5,784	7.44%
Arcadia, FL (FHA\|USDA\|VA)	1	$225,000	$225,000	$8,277	8.88%
MADISON, WI (FHA\|USDA\|VA)	1	$225,000	$225,000	$7,781	7.25%
BOWLING GREEN, KY (FHA\|USDA\|VA)	2	$220,000	$110,000	$6,055	6.88%
GADSDEN, AL (FHA\|USDA\|VA)	1	$215,000	$215,000	$9,058	7.38%
Portsmouth, OH (FHA\|USDA\|VA)	1	$215,000	$215,000	$8,115	7.38%
CHEYENNE, WY (FHA\|USDA\|VA)	1	$205,000	$205,000	$8,609	6.75%
TYLER, TX (FHA\|USDA\|VA)	1	$205,000	$205,000	$7,924	7.50%
THE VILLAGES, FL (FHA\|USDA\|VA)	1	$205,000	$205,000	$8,393	7.50%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	1	$205,000	$205,000	$7,892	7.50%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	1	$205,000	$205,000	$7,735	7.75%
JACKSONVILLE, NC (FHA\|USDA\|VA)	1	$195,000	$195,000	$7,715	7.00%
MANKATO, MN (FHA\|USDA\|VA)	1	$195,000	$195,000	$9,824	8.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	2	$190,000	$95,000	$6,082	8.50%
ALBANY, GA (FHA\|USDA\|VA)	1	$185,000	$185,000	$7,580	6.50%
Show Low, AZ (FHA\|USDA\|VA)	1	$185,000	$185,000	$7,290	6.63%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	1	$185,000	$185,000	$6,808	7.50%
Owatonna, MN (FHA\|USDA\|VA)	1	$185,000	$185,000	$7,020	6.75%
Laramie, WY (FHA\|USDA\|VA)	1	$185,000	$185,000	$7,865	8.88%
BROWNSVILLE-HARLINGEN, TX (FHA\|USDA\|VA)	1	$185,000	$185,000	$9,765	6.45%
SHEBOYGAN, WI (FHA\|USDA\|VA)	1	$185,000	$185,000	$8,321	8.50%
Brenham, TX (FHA\|USDA\|VA)	1	$185,000	$185,000	$7,574	7.50%
READING, PA (FHA\|USDA\|VA)	2	$180,000	$90,000	$7,080	6.88%
JACKSON, MI (FHA\|USDA\|VA)	2	$180,000	$90,000	$5,519	7.44%
LUBBOCK, TX (FHA\|USDA\|VA)	1	$175,000	$175,000	$0	6.40%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	1	$175,000	$175,000	$8,732	7.13%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	1	$175,000	$175,000	$8,286	6.75%
SPARTANBURG, SC (FHA\|USDA\|VA)	1	$175,000	$175,000	$7,430	7.25%
Corsicana, TX (FHA\|USDA\|VA)	1	$175,000	$175,000	$7,850	7.75%
WEIRTON-STEUBENVILLE, WV-OH (FHA\|USDA\|VA)	1	$175,000	$175,000	$7,304	7.25%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	1	$165,000	$165,000	$6,255	7.25%
Warrensburg, MO (FHA\|USDA\|VA)	1	$165,000	$165,000	$5,940	7.38%
Forest City, NC (FHA\|USDA\|VA)	1	$165,000	$165,000	$7,131	6.99%
Auburn, NY (FHA\|USDA\|VA)	1	$165,000	$165,000	$7,538	7.00%
TOLEDO, OH (FHA\|USDA\|VA)	1	$155,000	$155,000	$7,145	8.00%
Baraboo, WI (FHA\|USDA\|VA)	1	$155,000	$155,000	$5,753	6.50%
BOULDER, CO (FHA\|USDA\|VA)	1	$155,000	$155,000	$8,256	6.25%
OWENSBORO, KY (FHA\|USDA\|VA)	2	$150,000	$75,000	$5,026	7.38%
Wauchula, FL (FHA\|USDA\|VA)	1	$145,000	$145,000	$8,015	8.88%
LAREDO, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,205	6.50%
FARGO, ND-MN (FHA\|USDA\|VA)	1	$135,000	$135,000	$0	6.25%
Cambridge, MD (FHA\|USDA\|VA)	1	$135,000	$135,000	$7,908	7.50%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	1	$135,000	$135,000	$7,026	6.88%
HOT SPRINGS, AR (FHA\|USDA\|VA)	1	$135,000	$135,000	$5,620	7.50%
SYRACUSE, NY (FHA\|USDA\|VA)	1	$135,000	$135,000	$8,099	7.38%
Beaver Dam, WI (FHA\|USDA\|VA)	1	$125,000	$125,000	$6,160	7.50%
Ashland, OH (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,093	7.00%
Cookeville, TN (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,906	8.88%
CALIFORNIA-LEXINGTON PARK, MD (FHA\|USDA\|VA)	1	$125,000	$125,000	$6,199	6.50%
DULUTH, MN-WI (FHA\|USDA\|VA)	2	$120,000	$60,000	$4,527	8.94%
Alpena, MI (FHA\|USDA\|VA)	1	$115,000	$115,000	$5,400	6.25%
DALTON, GA (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,332	6.50%
Greenville, OH (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,077	9.25%
Shelbyville, TN (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,776	6.88%
Farmington, MO (FHA\|USDA\|VA)	1	$115,000	$115,000	$5,769	8.50%
Vernal, UT (FHA\|USDA\|VA)	1	$115,000	$115,000	$5,511	7.63%
NORWICH-NEW LONDON, CT (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,495	6.75%
ROME, GA (FHA\|USDA\|VA)	1	$115,000	$115,000	$7,220	7.38%
FLORENCE, SC (FHA\|USDA\|VA)	1	$115,000	$115,000	$6,985	10.63%
Richmond-Berea, KY (FHA\|USDA\|VA)	1	$115,000	$115,000	$5,840	7.63%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,141	6.75%
MIDLAND, MI (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,106	7.50%
Frankfort, IN (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,265	7.25%
MUNCIE, IN (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,807	7.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	1	$95,000	$95,000	$7,082	8.63%
Crossville, TN (FHA\|USDA\|VA)	1	$95,000	$95,000	$6,168	7.75%
BANGOR, ME (FHA\|USDA\|VA)	1	$95,000	$95,000	$5,914	7.50%
BATTLE CREEK, MI (FHA\|USDA\|VA)	1	$95,000	$95,000	$5,686	7.38%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	1	$95,000	$95,000	$5,297	6.99%
Searcy, AR (FHA\|USDA\|VA)	1	$95,000	$95,000	$5,731	7.25%
Ogdensburg-Massena, NY (FHA\|USDA\|VA)	1	$95,000	$95,000	$7,623	7.50%
Elizabeth City, NC (FHA\|USDA\|VA)	1	$85,000	$85,000	$5,846	7.88%
Calhoun, GA (FHA\|USDA\|VA)	1	$85,000	$85,000	$6,210	7.13%
Pottsville, PA (FHA\|USDA\|VA)	1	$85,000	$85,000	$5,939	6.75%
GRAND ISLAND, NE (FHA\|USDA\|VA)	1	$85,000	$85,000	$5,116	6.50%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	1	$85,000	$85,000	$5,995	7.00%
NILES, MI (FHA\|USDA\|VA)	1	$85,000	$85,000	$5,423	6.75%
CHAMBERSBURG-WAYNESBORO, PA (FHA\|USDA\|VA)	1	$85,000	$85,000	$5,370	6.75%
FLINT, MI (FHA\|USDA\|VA)	1	$75,000	$75,000	$5,431	8.13%
Statesboro, GA (FHA\|USDA\|VA)	1	$75,000	$75,000	$5,213	8.13%
Riverton, WY (FHA\|USDA\|VA)	1	$75,000	$75,000	$4,739	6.50%
Columbus, NE (FHA\|USDA\|VA)	1	$75,000	$75,000	$4,965	7.38%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	1	$65,000	$65,000	$4,387	8.25%
LYNCHBURG, VA (FHA\|USDA\|VA)	1	$55,000	$55,000	$4,316	8.88%
Rock Springs, WY (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	6.25%
Hillsdale, MI (FHA\|USDA\|VA)	1	$55,000	$55,000	$2,648	8.75%
TALLAHASSEE, FL (FHA\|USDA\|VA)	1	$45,000	$45,000	$2,965	11.63%
Urbana, OH (FHA\|USDA\|VA)	1	$35,000	$35,000	$1,211	7.95%

First National Bank Of America's top markets include Washington, Atlanta, Boston, Seattle, and Baltimore among others.

Product Mix

Loan Type	Originations	Total Value	Average Loan	Average Fees	Average Rate
Conventional	2,740	$648,730,000	$236,763	$9,807	7.32%

For the 2021 period, First National Bank Of America's most frequently originated loan type of loans were Conventional, with 2,740 originations.

Loan Reason

Loan Reason	Originations	Total Value	Average Loan	Average Fees	Average Rate
Home Purchase	2,473	$593,485,000	$239,986	$9,967	7.34%
Refi	101	$20,745,000	$205,396	$8,711	6.90%
Cash Out Refi	85	$18,435,000	$216,882	$7,661	7.32%
Other	62	$12,170,000	$196,290	$8,642	7.27%
Home Improvement	19	$3,895,000	$205,000	$7,556	7.27%

For the 2021, First National Bank Of America's most frequently cited loan purpose of loans were Home Purchase, with 2,473 originations. The 2nd most popular reason of loans were Refi, with 101 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	2,426	$590,330,000	$243,335	$10,064	7.31%
20 Year	132	$17,700,000	$134,091	$7,123	7.85%
15 Year	72	$10,570,000	$146,806	$6,585	7.23%
Other	61	$14,095,000	$231,066	$7,969	7.69%
10 Year	27	$8,395,000	$310,926	$5,205	6.38%
5 Year	18	$5,300,000	$294,444	$0	5.18%
3 Year	4	$2,340,000	$585,000	$0	5.19%

For the 2021, First National Bank Of America's most frequently cited loan length of loans were 30 Year, with 2,426 originations. The 2nd most popular length of loans were 20 Year, with 132 originations.

Origination Fees

Origination Fee	Originations	Total Value	Average Loan
$5k+	2,083	$552,475,000	$265,230
$3k-4k	525	$64,065,000	$122,029
$1k-2k	20	$3,360,000	$168,000
$2k-3k	11	$625,000	$56,818
$<1k	4	$160,000	$40,000

$10,064 of loans were First National Bank Of America's average total fees, while their most frequently occuring range of origination fees were in the $5k+ bucket, with 2,083 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
7-8%	1,240	$300,990,000	$242,734
6-7%	1,034	$246,640,000	$238,530
Over 8%	397	$76,185,000	$191,902
5-6%	59	$15,475,000	$262,288
4-5%	10	$9,440,000	$944,000

During 2021, First National Bank Of America's average interest rate of loans were 7.31%, while their most frequently originated rate bucket of loans were 7-8%, with 1,240 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	1,201	$332,295,000	$276,682	$10,967	7.26%
$100k-200k	1,069	$164,235,000	$153,634	$7,655	7.38%
$400k-600k	230	$107,150,000	$465,870	$15,967	7.21%
$100,000 or less	212	$16,790,000	$79,198	$5,657	7.58%
$600k-1MM	19	$12,905,000	$679,211	$22,224	6.81%
$1MM+	9	$15,355,000	$1,706,111	$18,954	5.92%

2021 saw First National Bank Of America place emphasis on $200k-400k loans with 1,201 originations, totaling $332,295,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k-75k	882	$174,000,000	$197,279	$8,896	7.31%
$75k-100k	537	$133,865,000	$249,283	$10,286	7.33%
$50k or less	506	$70,720,000	$139,763	$7,232	7.34%
$100k-150k	428	$130,560,000	$305,047	$11,694	7.37%
$150k-250k	219	$71,565,000	$326,781	$12,400	7.50%
$250k+	105	$43,755,000	$416,714	$14,566	7.46%

First National Bank Of America lent most frequently to those with incomes in the $50k-75k range, with 882 originations. The second most popular income band? $75k-100k, with 537 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-30%	469	$100,775,000	$214,872	$9,203	7.44%
30-36%	435	$99,465,000	$228,655	$9,760	7.37%
50-60%	272	$66,800,000	$245,588	$10,001	7.19%
<20%	200	$46,550,000	$232,750	$9,838	7.43%
38%	103	$24,885,000	$241,602	$10,286	7.33%
36%	103	$23,845,000	$231,505	$9,777	7.30%
46%	101	$24,395,000	$241,535	$10,073	7.24%
41%	100	$24,600,000	$246,000	$10,253	7.42%
43%	97	$23,195,000	$239,124	$10,207	7.41%
40%	96	$21,790,000	$226,979	$9,875	7.34%
37%	94	$22,640,000	$240,851	$10,159	7.31%
48%	92	$22,400,000	$243,478	$9,978	7.24%
44%	91	$20,225,000	$222,253	$9,594	7.33%
42%	90	$20,690,000	$229,889	$9,489	7.42%
49%	87	$21,985,000	$252,701	$10,279	7.44%
47%	86	$21,230,000	$246,860	$10,116	7.15%
39%	83	$18,895,000	$227,651	$9,635	7.39%
45%	78	$20,100,000	$257,692	$9,936	7.40%

First National Bank Of America lent most frequently to those with DTI ratios of 20-30%, with 469 originations. The next most common DTI ratio? 30-36%, with 435 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	2,075	$488,295,000	$235,323	$10,084	7.34%
Not provided	477	$106,935,000	$224,182	$8,734	7.32%
Not applicable	50	$19,980,000	$399,600	$0	5.70%
Black	72	$17,580,000	$244,167	$9,540	7.65%
American Indian	33	$8,215,000	$248,939	$9,728	7.30%
Asian	18	$4,770,000	$265,000	$10,007	7.60%
Other Asian	8	$1,260,000	$157,500	$6,999	7.40%
Other Pacific Islander	4	$690,000	$172,500	$5,681	7.78%
Asian Indian	2	$570,000	$285,000	$9,039	6.75%
Native Hawaiian	1	$435,000	$435,000	$15,603	7.38%

Approval Rates

Total approvals of all applications
91.20%

First National Bank Of America has an average approval rate.

Pick Rate

Approvals leading to origination
69.74%

First National Bank Of America has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	2,740	$648,730,000	$236,763

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	2,740	$648,730,000	$236,763

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	61	$10,355,000	$169,754	$7,497	6.95%
40-60%	224	$46,150,000	$206,027	$8,445	7.01%
60-80%	1,767	$414,225,000	$234,423	$9,732	7.42%
80-100%	679	$177,275,000	$261,082	$10,620	7.20%
Under 20%	5	$565,000	$113,000	$6,946	6.14%

Complaints

Bank Name	Product	Issue	2021 CPFB Complaints	% of Total Issues
FIRST NATIONAL BANK OF OMAHA	Other type of mortgage	Struggling to pay mortgage	1	25.0%
FIRST NATIONAL BANK OF OMAHA	FHA mortgage	Improper use of your report	1	25.0%
FIRST NATIONAL BANK OF OMAHA	Conventional home mortgage	Trouble during payment process	1	25.0%
FIRST NATIONAL BANK OF OMAHA	Conventional home mortgage	Applying for a mortgage or refinancing an existing mortgage	1	25.0%

Bank Details

Branches

Bank Name	Branch	Branch Type	Deposits (000's)
First National Bank of America	241 East Saginaw East Lansing, MI 48823	Full Service B&M	$1,604,321
First National Bank of America	315 N. Division Traverse City, MI 49684	Full Service B&M	$211,663
First National Bank of America	4660 Kalamazoo Grand Rapids, MI 49508	Full Service B&M	$192,994

For 2021, First National Bank Of America had 3 branches.

Yearly Performance Overview

Bank Income

Item	Value (in 000's)
Total interest income	$232,974
Net interest income	$195,229
Total noninterest income	$2,986
Gross Fiduciary activities income	$0
Service charges on deposit accounts	$62
Trading account gains and fees	$0
Additional Noninterest Income	$2,924
Pre-tax net operating income	$147,017
Securities gains (or losses, -)	$-246
Income before extraordinary items	$115,968
Discontinued Operations (Extraordinary gains, net)	$0
Net income of bank and minority interests	$115,968
Minority interest net income	$0
Net income	$115,968
Sale, conversion, retirement of capital stock, net	$0
Net operating income	$116,162

First National Bank Of America's gross interest income from loans was $232,974,000.
First National Bank Of America's net interest income from loans was $195,229,000.
First National Bank Of America's fee based income from loans was $62,000.
First National Bank Of America's net income from loans was $115,968,000.

Bank Expenses

Item	Value (in 000's)
Total interest expense	$37,745
Provision for credit losses	$-850
Total noninterest expense	$52,048
Salaries and employee benefits	$32,616
Premises and equipment expense	$1,848
Additional noninterest expense	$17,584
Applicable income taxes	$30,803
Net charge-offs	$-68
Cash dividends	$105,000

First National Bank Of America's interest expense for loans was $37,745,000.
First National Bank Of America's payroll and benefits expense were $32,616,000.
First National Bank Of America's property, plant and equipment expenses $1,848,000.

Loan Performance

Type of Loan	% of Loans Noncurrent (30+ days, end of period snapshot)
All loans	1.0%
Real Estate loans	1.0%
Construction & Land Development loans	1.0%
Nonfarm, nonresidential loans	6.0%
Multifamily residential loans	0.0%
1-4 family residential loans	1.0%
HELOC loans	0.0%
All other family	1.0%
Commercial & industrial loans	0.0%
Personal loans	0.0%
Credit card loans	0.0%
Other individual loans	0.0%
Auto loans	0.0%
Other consumer loans	0.0%
Unsecured commercial real estate loans	0.0%

Deposits

Type	Value (in 000's)
Total deposits	$2,182,740
Deposits held in domestic offices	$2,182,740
Deposits by Individuals, partnerships, and corporations	$2,099,839
Deposits by U.S. Government	$0
Deposits by States and political subdivisions in the U.S.	$17,449
Deposits by Commercial banks and other depository institutions in U.S.	$65,452
Deposits by Banks in foreign countries	$0
Deposits by Foreign governments and official institutions	$0
Transaction accounts	$431,438
Demand deposits	$97,558
Nontransaction accounts	$1,751,302
Money market deposit accounts (MMDAs)	$38,029
Other savings deposits (excluding MMDAs)	$20,895
Total time deposits	$1,692,378
Total time and savings deposits	$2,085,182
Noninterest-bearing deposits	$97,558
Interest-bearing deposits	$2,085,182
Retail deposits	$1,262,835
IRAs and Keogh plan accounts	$66,769
Brokered deposits	$686,287
Deposits held in foreign offices	$0

Assets

Asset	Value (in 000's)
Total Assets	$3,310,189
Cash & Balances due from depository institutions	$92,830
Interest-bearing balances	$88,103
Total securities	$88,276
Federal funds sold & reverse repurchase	$0
Net loans and leases	$3,044,778
Loan and leases loss allowance	$34,666
Trading account assets	$0
Bank premises and fixed assets	$8,830
Other real estate owned	$4,312
Goodwill and other intangibles	$0
All other assets	$71,163

Liabilities

Liabilities	Value (in 000's)
Total liabilities and capital	$3,310,189
Total Liabilities	$3,010,919
Total deposits	$2,182,740
Interest-bearing deposits	$2,085,182
Deposits held in domestic offices	$2,182,740
% insured (estimated)	$75
Federal funds purchased and repurchase agreements	$0
Trading liabilities	$0
Other borrowed funds	$815,000
Subordinated debt	$0
All other liabilities	$13,179

Issued Loan Types

Type	Value (in 000's)
Net loans and leases	$3,044,778
Loan and leases loss allowance	$34,666
Total loans and leases (domestic)	$3,079,444
All real estate loans	$3,069,973
Real estate loans in domestic offices	$3,069,973
Construction and development loans	$41,711
Residential 1-4 family construction	$0
Other construction, all land development and other land	$41,711
Loans secured by nonfarm nonresidential properties	$74,715
Nonfarm nonresidential secured by owner-occupied properties	$28,160
Commercial real estate & other non-farm, non-residential	$46,555
Multifamily residential real estate	$35,697
1-4 family residential loans	$2,910,129
Farmland loans	$7,721
Loans held in foreign offices	$0
Farm loans	$0
Commercial and industrial loans	$3,484
To non-U.S. addressees	$0
Loans to individuals	$3,494
Credit card loans	$0
Related Plans	$0
Consumer Auto Loans	$0
Other loans to individuals	$3,494
All other loans & leases	$2,493
Loans to foreign governments and official institutions	$0
Other loans	$2,493
Loans to depository institutions and acceptances of other banks	$0
Loans not secured by real estate	$0
Loans secured by real estate to non-U.S. addressees	$3,185
Restructured Loans & leases	$10,317
Non 1-4 family restructured loans & leases	$824
Total loans and leases (foreign)	$0

First National Bank of America had $3,044,778,000 of loans outstanding in 2021. $3,069,973,000 of loans were in real estate loans. $41,711,000 of loans were in development loans. $35,697,000 of loans were in multifamily mortgage loans. $2,910,129,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization	# of Loans in Category	$ amount of loans (in 000's)	Average $/loan
Nonfarm, nonresidential loans - <$1MM	378	$38,943	$103,024
Nonfarm, nonresidential loans - <$100k	159	$5,355	$33,679
Nonfarm, nonresidential loans - $100-250k	155	$13,931	$89,877
Nonfarm, nonresidential loans - $250k-1MM	64	$19,657	$307,141
Commercial & Industrial, US addressed loans - <$1MM	21	$2,283	$108,714
Commercial & Industrial, US addressed loans - <$100k	9	$277	$30,778
Commercial & Industrial, US addressed loans - $100-250k	10	$1,342	$134,200
Commercial & Industrial, US addressed loans - $250k-1MM	2	$664	$332,000
Farmland loans - <$1MM	89	$7,317	$82,213
Farmland loans - <$100k	40	$1,258	$31,450
Farmland loans - $100-250k	38	$3,770	$99,211
Farmland loans - $250k-1MM	11	$2,289	$208,091