First National Bank Of America Mortgage Rates, Fees & Info
East Lansing, MILEI: 254900WTZC5SSKIN2M11
Tax ID: 38-1470765
1 stars - Updated: 4/5/25
-
out of 5 stars, based on 61 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
First National Bank Of America is a small bank specializing in Home Purchase loans. First National Bank Of America has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, Washington, New York, Boston, and Chicago among others. We have data for 332 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Of America has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First National Bank Of America is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 10.07% | 4/5/25 |
| 30 Year Conventional Refi | 9.57% | 4/5/25 |
| 30 Year Cash-out Refi | 10.32% | 4/5/25 |
| 15 Year Conventional Purchase | 10.56% | 4/5/25 |
| 15 Year Conventional Refi | 10.09% | 4/5/25 |
| 15 Year Cash-out Refi | 10.09% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First National Bank Of America Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from First National Bank Of America. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,672Origination Dollar Volume (All Markets)
$1,053,850,000Relative Rate
First National Bank Of America's average 30 year fixed mortgage rate was
9.58%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 3.03%.
Relative Fees (Closing Costs)
First National Bank Of America's average total fees/closing costs for a 30 year fixed rate
mortgage were $12,107.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 282 | $77,960,000 | $276,454 | $11,409 | 9.72% |
| Outside of Metro Areas | 225 | $62,825,000 | $279,222 | $12,113 | 9.67% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 187 | $62,615,000 | $334,840 | $14,278 | 9.48% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 132 | $55,230,000 | $418,409 | $17,595 | 9.47% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 110 | $47,580,000 | $432,545 | $16,046 | 9.34% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 211 | $45,325,000 | $214,810 | $11,211 | 9.59% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 92 | $26,340,000 | $286,304 | $11,419 | 9.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 108 | $26,300,000 | $243,519 | $10,849 | 9.93% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 96 | $25,490,000 | $265,521 | $12,442 | 9.38% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 56 | $24,930,000 | $445,179 | $15,755 | 9.26% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 85 | $23,905,000 | $281,235 | $12,031 | 9.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 68 | $21,660,000 | $318,529 | $12,609 | 9.38% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 65 | $19,515,000 | $300,231 | $11,620 | 9.33% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 78 | $18,640,000 | $238,974 | $10,775 | 9.89% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 49 | $18,135,000 | $370,102 | $12,854 | 9.58% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 58 | $16,570,000 | $285,690 | $11,393 | 9.54% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 39 | $15,255,000 | $391,154 | $14,277 | 9.29% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 40 | $14,540,000 | $363,500 | $14,038 | 9.91% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 43 | $14,535,000 | $338,023 | $13,528 | 9.43% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 45 | $13,445,000 | $298,778 | $13,104 | 9.89% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 59 | $13,425,000 | $227,542 | $9,629 | 9.82% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 44 | $12,440,000 | $282,727 | $11,844 | 9.82% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 47 | $12,205,000 | $259,681 | $11,683 | 9.77% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 53 | $11,425,000 | $215,566 | $8,560 | 9.76% |
| RICHMOND, VA (FHA|USDA|VA) | 40 | $10,920,000 | $273,000 | $11,491 | 9.54% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 19 | $10,785,000 | $567,632 | $9,198 | 8.19% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 32 | $9,610,000 | $300,313 | $13,114 | 9.91% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 36 | $9,360,000 | $260,000 | $10,881 | 9.70% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $8,390,000 | $2,097,500 | $7,132 | 6.13% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 36 | $8,140,000 | $226,111 | $10,807 | 9.91% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 35 | $7,295,000 | $208,429 | $9,525 | 9.72% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 15 | $7,055,000 | $470,333 | $16,126 | 9.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 18 | $6,980,000 | $387,778 | $14,583 | 9.18% |
| LOUISVILLE, KY (FHA|USDA|VA) | 38 | $6,900,000 | $181,579 | $8,591 | 9.83% |
| GREELEY, CO (FHA|USDA|VA) | 15 | $6,555,000 | $437,000 | $14,601 | 9.34% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 14 | $6,190,000 | $442,143 | $17,044 | 9.27% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 15 | $5,775,000 | $385,000 | $14,363 | 9.42% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 26 | $5,750,000 | $221,154 | $10,388 | 9.92% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $5,305,000 | $5,305,000 | $0 | 7.25% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 25 | $5,005,000 | $200,200 | $9,404 | 9.47% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 11 | $4,905,000 | $445,909 | $16,397 | 9.26% |
| ROANOKE, VA (FHA|USDA|VA) | 28 | $4,880,000 | $174,286 | $9,104 | 9.41% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 29 | $4,785,000 | $165,000 | $8,033 | 9.86% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 20 | $4,770,000 | $238,500 | $10,005 | 9.61% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 14 | $4,660,000 | $332,857 | $12,116 | 9.27% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 24 | $4,610,000 | $192,083 | $9,159 | 9.70% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 16 | $4,350,000 | $271,875 | $11,964 | 9.84% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 18 | $4,260,000 | $236,667 | $10,856 | 9.14% |
| FRESNO, CA (FHA|USDA|VA) | 14 | $3,890,000 | $277,857 | $10,029 | 9.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 18 | $3,580,000 | $198,889 | $9,045 | 10.41% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 12 | $3,570,000 | $297,500 | $11,604 | 9.62% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 7 | $3,535,000 | $505,000 | $11,969 | 9.16% |
| SALEM, OR (FHA|USDA|VA) | 10 | $3,490,000 | $349,000 | $12,317 | 8.72% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 10 | $3,450,000 | $345,000 | $11,202 | 9.29% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $3,450,000 | $575,000 | $20,801 | 9.14% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 13 | $3,345,000 | $257,308 | $11,807 | 9.58% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 13 | $3,315,000 | $255,000 | $8,702 | 9.85% |
| MODESTO, CA (FHA|USDA|VA) | 9 | $3,305,000 | $367,222 | $11,614 | 8.89% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 16 | $3,230,000 | $201,875 | $8,975 | 9.13% |
| RENO, NV (FHA|USDA|VA) | 14 | $3,080,000 | $220,000 | $8,730 | 9.70% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $3,040,000 | $253,333 | $12,348 | 9.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 13 | $2,965,000 | $228,077 | $10,538 | 9.78% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 11 | $2,915,000 | $265,000 | $11,482 | 9.19% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $2,860,000 | $286,000 | $12,172 | 9.96% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 14 | $2,650,000 | $189,286 | $9,907 | 9.18% |
| MERCED, CA (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $12,099 | 9.61% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $13,952 | 9.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $9,247 | 10.28% |
| STOCKTON, CA (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $10,021 | 9.26% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 10 | $2,260,000 | $226,000 | $9,674 | 10.07% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $10,338 | 10.02% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $13,079 | 9.38% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $2,130,000 | $532,500 | $18,744 | 9.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $11,457 | 8.72% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $16,052 | 9.28% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $11,371 | 10.70% |
| SAVANNAH, GA (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $11,196 | 10.45% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $10,441 | 9.67% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $10,994 | 9.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $10,864 | 9.64% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $9,505 | 10.31% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $12,778 | 9.40% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $10,788 | 9.85% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $10,815 | 9.30% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $12,519 | 9.94% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $15,424 | 9.34% |
| Alma, MI (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $7,747 | 9.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $10,813 | 9.23% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $12,217 | 9.39% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $9,733 | 8.77% |
| TULSA, OK (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $12,676 | 9.84% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $24,726 | 8.24% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $9,551 | 9.42% |
| PITTSBURGH, PA (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $8,957 | 9.62% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $12,156 | 9.27% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $19,813 | 9.09% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $13,144 | 9.75% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $15,516 | 9.33% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $12,169 | 9.02% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $9,270 | 9.31% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $9,563 | 10.11% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $19,499 | 9.07% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $13,410 | 8.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $9,214 | 8.71% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $8,834 | 8.77% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $13,520 | 8.62% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $10,459 | 9.80% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $10,440 | 8.70% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $14,822 | 8.54% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $11,820 | 9.05% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $10,982 | 9.53% |
| RACINE, WI (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $6,591 | 9.64% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $8,189 | 9.94% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $15,125 | 8.58% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $10,868 | 9.75% |
| MADERA, CA (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $14,136 | 9.08% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $9,175 | 9.34% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $11,390 | 8.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $11,528 | 9.15% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $10,432 | 10.09% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $13,561 | 10.71% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $12,771 | 10.83% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $11,787 | 8.96% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $21,120 | 8.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $8,809 | 9.40% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $10,266 | 8.56% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $12,762 | 9.41% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $11,868 | 10.21% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $10,575 | 9.90% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $7,113 | 8.81% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $7,492 | 10.28% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $8,009 | 10.30% |
| Henderson, NC (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $9,149 | 9.37% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $8,340 | 9.06% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $9,351 | 9.87% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $7,446 | 10.70% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $15,133 | 8.94% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $8,421 | 9.03% |
| Holland, MI (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,797 | 8.66% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,120 | 10.29% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $9,688 | 9.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $9,899 | 9.12% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $7,940 | 9.88% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $16,014 | 10.19% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $26,457 | 9.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $13,636 | 9.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $6,562 | 9.89% |
| Centralia, WA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $8,332 | 9.67% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,592 | 11.06% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $13,691 | 8.44% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,645 | 9.58% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,794 | 9.19% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $20,600 | 10.75% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $12,577 | 9.12% |
| Easton, MD (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $10,009 | 10.21% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $9,855 | 9.54% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $22,136 | 9.13% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $21,052 | 10.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $11,771 | 10.06% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $12,198 | 11.63% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $11,130 | 9.93% |
| Boone, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $17,674 | 8.24% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,872 | 9.92% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,370 | 10.94% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $15,442 | 10.94% |
| El Campo, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $11,908 | 9.44% |
| OCALA, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,435 | 8.18% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,107 | 8.81% |
| ROME, GA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $8,752 | 9.66% |
| Outside of Metro Areas | 1 | $475,000 | $475,000 | $19,525 | 9.25% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,420 | 9.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $17,405 | 11.25% |
| Fernley, NV (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $17,966 | 8.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $7,634 | 9.47% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,498 | 9.31% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $17,863 | 12.24% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,886 | 9.83% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $8,568 | 9.58% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,664 | 9.68% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,907 | 9.08% |
| Keene, NH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,598 | 9.63% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $8,096 | 8.71% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,534 | 10.56% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,498 | 11.08% |
| DALTON, GA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,908 | 11.66% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,337 | 11.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,742 | 10.63% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,081 | 10.38% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,677 | 8.63% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,531 | 9.50% |
| Astoria, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $15,404 | 9.75% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,150 | 10.18% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,034 | 8.75% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,312 | 8.75% |
| Albertville, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,117 | 10.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,949 | 8.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 8.13% |
| New Castle, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,389 | 9.63% |
| AKRON, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,236 | 9.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,887 | 8.50% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,257 | 8.25% |
| Brookings, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,352 | 9.38% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,890 | 9.75% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,757 | 9.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,790 | 9.87% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,411 | 10.69% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,582 | 9.15% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,984 | 8.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,285 | 9.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,181 | 9.50% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,108 | 10.13% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,891 | 9.50% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,043 | 10.94% |
| READING, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,805 | 8.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.50% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,587 | 10.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,801 | 9.13% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,645 | 8.49% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,584 | 9.00% |
| Elko, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,238 | 10.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,394 | 7.75% |
| Austin, MN (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,305 | 9.54% |
| Shelton, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,049 | 8.38% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,826 | 9.24% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,502 | 10.31% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,323 | 9.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,592 | 9.50% |
| Seymour, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,513 | 11.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,728 | 10.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,414 | 9.13% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,806 | 9.24% |
| CHICO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,283 | 10.13% |
| Laramie, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,022 | 7.99% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,385 | 9.50% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,788 | 9.25% |
| Marion, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,399 | 9.38% |
| Deming, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,454 | 8.99% |
| Defiance, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,879 | 10.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,290 | 9.50% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.99% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,113 | 10.44% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,934 | 9.75% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,711 | 9.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,201 | 8.24% |
| Sanford, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,202 | 11.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,780 | 12.63% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,353 | 9.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,825 | 10.50% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,554 | 10.75% |
| Wilson, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,434 | 9.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,057 | 11.19% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,963 | 9.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,649 | 7.75% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,416 | 11.50% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,240 | 11.38% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,807 | 9.38% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,766 | 9.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,029 | 10.50% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,161 | 8.99% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,320 | 11.00% |
| Sidney, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,245 | 10.38% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.75% |
| Silver City, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,678 | 7.88% |
| Rockport, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,629 | 8.50% |
| DOVER, DE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.75% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,057 | 10.25% |
| Kennett, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,970 | 10.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,820 | 11.87% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,131 | 11.49% |
| Searcy, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,313 | 11.88% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,198 | 10.12% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,205 | 10.94% |
| Othello, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,243 | 9.37% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,535 | 8.13% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,216 | 11.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,069 | 8.99% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,989 | 11.13% |
| Danville, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,724 | 9.63% |
| Troy, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,158 | 11.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,394 | 8.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,824 | 10.63% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,982 | 9.99% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,528 | 8.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,059 | 8.50% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,318 | 11.88% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,301 | 9.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,999 | 9.24% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,797 | 12.63% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,718 | 9.25% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,557 | 10.37% |
| Shelby, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,582 | 8.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 13.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,117 | 8.63% |
| Kinston, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,639 | 9.24% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,895 | 10.63% |
| Roswell, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,898 | 8.99% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,725 | 11.88% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,604 | 10.25% |
| Shawano, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,891 | 10.24% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,928 | 10.12% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,525 | 11.37% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,445 | 11.50% |
| Hays, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,202 | 8.99% |
| Harrison, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,154 | 9.25% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,100 | 10.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.38% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,602 | 10.50% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,728 | 9.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,668 | 11.12% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.13% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,586 | 10.25% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,338 | 10.88% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,842 | 12.38% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,156 | 9.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,899 | 9.13% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,658 | 8.00% |
| Adrian, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.63% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,899 | 10.38% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,423 | 10.75% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,109 | 10.00% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,138 | 12.38% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,291 | 10.24% |
| Jesup, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,809 | 11.13% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,776 | 13.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.25% |
| Huron, SD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,870 | 10.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.75% |
| Corning, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,626 | 11.45% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,306 | 9.45% |
Similar Lenders
We use machine learning to identify the top lenders compared against First National Bank of America based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Jefferson Parish Employees FCU
Similarity Rank: 12
Similarity Rank: 12
Los Angeles Federal Credit Union
Similarity Rank: 42
Similarity Rank: 42
UniBank for Savings
Similarity Rank: 60
Similarity Rank: 60
TRANSCEND
Similarity Rank: 60
Similarity Rank: 60
OCEAN STATE CREDIT UNION
Similarity Rank: 63
Similarity Rank: 63
SOMERSET
Similarity Rank: 72
Similarity Rank: 72
County Savings Bank
Similarity Rank: 82
Similarity Rank: 82
DADE COUNTY FEDERAL CREDIT UNION
Similarity Rank: 84
Similarity Rank: 84
Columbia Bank
Similarity Rank: 96
Similarity Rank: 96
FALL RIVER MUNICIPAL CREDIT UNION
Similarity Rank: 108
Similarity Rank: 108
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,672 | $1,053,850,000 | $286,996 | $11,854 | 9.61% |
For 2024, First National Bank Of America's most frequently originated type of loan was Conventional, with 3,672 originations.
Loan Reason
For 2024, First National Bank Of America's most frequently cited loan purpose was Home Purchase, with 3,275 originations. The 2nd most popular reason was Cash Out Refi, with 137 originations.
Loan Duration/Length
For 2024, First National Bank Of America's most frequently cited loan duration was 30 Year, with 3,289 originations. The 2nd most popular length was 20 Year, with 177 originations.
Origination Fees/Closing Costs
First National Bank Of America's average total fees were $12,107, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,161 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 3,456 | $974,760,000 | $282,049 |
| 7-8% | 211 | $69,455,000 | $329,171 |
| 6-7% | 4 | $9,630,000 | $2,407,500 |
| <2.5% | 1 | $5,000 | $5,000 |
During 2024, First National Bank Of America's average interest rate for loans was 9.58%, while their most frequently originated rate bucket for loans was Over 8%, with 3,456 originations.
Loan Sizing
2024 saw First National Bank Of America place emphasis on $200k-400k loans with 1,928 originations, totaling $547,860,000 in origination value.
Applicant Income
First National Bank Of America lent most frequently to those with incomes in the $100k-150k range, with 1,000 originations. The second most popular income band? $150k-250k, with 737 originations.
Applicant Debt to Income Ratio
First National Bank Of America lent most frequently to those with DTI ratios of 30-36%, with 615 originations. The next most common DTI ratio? 20-30%, with 559 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.36%
First National Bank Of America has an average approval rate.
Pick Rate
Approvals leading to origination69.25%
First National Bank Of America has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,672 | $1,053,850,000 | $286,996 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,672 | $1,053,850,000 | $286,996 |