GOLDSBORO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Goldsboro averaged
6.84%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.85% and
one month ago for the week of 2025-02-27, the
average rate was 6.66%.
Goldsboro's average rate one year ago was 6.69%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.64%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Goldsboro 30 Year Fixed Rate | 2025-04-03 | 6.84% |
| Goldsboro 30 Year Fixed Rate Refi | 2025-04-03 | 6.64% |
| Goldsboro 15 Year Fixed Rate | 2025-04-03 | 5.62% |
| Goldsboro 15 Year Fixed Rate Refi | 2025-04-03 | 5.82% |
| Goldsboro 30 Year FHA | 2025-04-03 | 6.08% |
| Goldsboro 30 Year FHA Refi | 2025-04-03 | 6.26% |
| Goldsboro 30 Year USDA | 2025-04-03 | 6.42% |
| Goldsboro 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Goldsboro 30 Year VA | 2025-04-03 | 6.1% |
| Goldsboro 30 Year VA Refi | 2025-04-03 | 5.77% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GOLDSBORO, NC.
GOLDSBORO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GOLDSBORO, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GOLDSBORO Average Closing Costs & Other Stats
GOLDSBORO, NC's 96 lenders originated 2,464
loans during 2024. The total origination value was $495,480,000, with an average loan value of
$201,088.
GOLDSBORO's average closing costs are $5,173.
The top GOLDSBORO lender as defined by loan originations is STATE EMPLOYEES', with
113 loans originated. Their average total fees are
$3,770, which is $2,373
lower than the next largest lender,
ATLANTIC BAY MORTGAGE GROUP, L.L.C..
The lowest fee GOLDSBORO lenders (with over 10 loans originated) are
STATE EMPLOYEES' ($3,770), American Security Mortgage Corp. ($4,067), MICHIGAN MUTUAL, INC. ($4,367), JPMorgan Chase Bank ($4,761) and Truist ($4,817).
The lowest rate GOLDSBORO lenders (with over 10 loans originated) are
JPMorgan Chase Bank (6.22%), STATE EMPLOYEES' (6.31%), Truist (6.51%), MOVEMENT MORTGAGE, LLC (6.56%) and American Security Mortgage Corp. (6.66%).
GOLDSBORO, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $44,540,000 | $45,345,000 | 1.8% | 9.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $34,095,000 | $42,860,000 | 25.7% | 8.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $17,320,000 | $27,740,000 | 60.2% | 5.6% |
| Mortgage Research Center, LLC | $20,005,000 | $25,245,000 | 26.2% | 5.1% |
| QUICKEN LOANS, LLC | $17,410,000 | $24,270,000 | 39.4% | 4.9% |
| American Security Mortgage Corp. | $23,440,000 | $20,875,000 | -10.9% | 4.2% |
| MOVEMENT MORTGAGE, LLC | $15,920,000 | $19,555,000 | 22.8% | 3.9% |
| CORNERSTONE HOME LENDING, INC. | $11,990,000 | $16,355,000 | 36.4% | 3.3% |
| MICHIGAN MUTUAL, INC. | $5,635,000 | $13,820,000 | 145.3% | 2.8% |
| Southern Bank and Trust Company | $13,340,000 | $12,960,000 | -2.8% | 2.6% |
| FBC MORTGAGE, LLC | $3,220,000 | $12,530,000 | 289.1% | 2.5% |
| FREEDOM MORTGAGE CORPORATION | $2,230,000 | $11,255,000 | 404.7% | 2.3% |
| DHI MORTGAGE COMPANY, LTD. | $1,240,000 | $8,730,000 | 604.0% | 1.8% |
| Truist | $11,600,000 | $8,730,000 | -24.7% | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | $6,405,000 | $8,610,000 | 34.4% | 1.7% |
| Merchants Bank of Indiana | $3,005,000 | $8,505,000 | 183.0% | 1.7% |
| NAVY FEDERAL CREDIT UNION | $8,220,000 | $8,130,000 | -1.1% | 1.6% |
| VELOCIO MORTGAGE L.L.C. | $4,265,000 | $6,940,000 | 62.7% | 1.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,045,000 | $6,225,000 | 204.4% | 1.3% |
| Wells Fargo Bank | $5,835,000 | $5,590,000 | -4.2% | 1.1% |
| First-Citizens Bank & Trust Company | $7,160,000 | $4,830,000 | -32.5% | 1.0% |
| KS Bank, Inc. | $2,410,000 | $4,355,000 | 80.7% | 0.9% |
| LOANDEPOT.COM, LLC | $3,730,000 | $4,350,000 | 16.6% | 0.9% |
| JPMorgan Chase Bank | $830,000 | $4,000,000 | 381.9% | 0.8% |
| NEWREZ LLC | $1,620,000 | $3,835,000 | 136.7% | 0.8% |
| USAA Federal Savings Bank | $4,465,000 | $3,670,000 | -17.8% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,815,000 | $3,565,000 | 26.6% | 0.7% |
| Merchants Capital Corp. | $1,745,000 | $3,405,000 | 95.1% | 0.7% |
| VILLAGE CAPITAL MORTGAGE | $1,970,000 | $3,280,000 | 66.5% | 0.7% |
| GUILD MORTGAGE COMPANY | $290,000 | $3,150,000 | 986.2% | 0.6% |
| NEW DAY FINANCIAL, LLC | $3,035,000 | $3,085,000 | 1.6% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,940,000 | $2,940,000 | 51.5% | 0.6% |
| 21ST MORTGAGE CORPORATION | $1,565,000 | $2,920,000 | 86.6% | 0.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,925,000 | $2,910,000 | 51.2% | 0.6% |
| AgCarolina Farm Credit, FLCA | $1,300,000 | $2,750,000 | 111.5% | 0.6% |
| Equity Prime Mortgage LLC | $975,000 | $2,685,000 | 175.4% | 0.5% |
| United Community Bank | $385,000 | $2,580,000 | 570.1% | 0.5% |
| Regions Bank | $2,435,000 | $2,420,000 | -0.6% | 0.5% |
| The Federal Savings Bank | $1,520,000 | $2,240,000 | 47.4% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $900,000 | $2,220,000 | 146.7% | 0.4% |
| Residential Acceptance Corporation | $2,080,000 | n/a | 0.4% | |
| First Bank | $2,040,000 | $2,030,000 | -0.5% | 0.4% |
| GUARANTEED RATE, INC. | $2,870,000 | $2,030,000 | -29.3% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $1,230,000 | $2,010,000 | 63.4% | 0.4% |
| STOCKTON MORTGAGE CORPORATION | $205,000 | $1,915,000 | 834.1% | 0.4% |
| Alcova Mortgage LLC | $2,700,000 | $1,895,000 | -29.8% | 0.4% |
| Carrington Mortgage Services, LLC | $1,655,000 | $1,805,000 | 9.1% | 0.4% |
| RELIANCE FIRST CAPITAL, LLC | $310,000 | $1,780,000 | 474.2% | 0.4% |
| Towne Mortgage of the Carolinas, LLC | $1,930,000 | $1,760,000 | -8.8% | 0.4% |
| BROKER SOLUTIONS, INC. | $1,920,000 | $1,755,000 | -8.6% | 0.4% |
| UNION HOME MORTGAGE CORP. | $1,600,000 | n/a | 0.3% | |
| PNC Bank | $1,790,000 | $1,595,000 | -10.9% | 0.3% |
| T2 FINANCIAL LLC | $225,000 | $1,590,000 | 606.7% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $215,000 | $1,555,000 | 623.3% | 0.3% |
| CMG MORTGAGE, INC. | $1,920,000 | $1,545,000 | -19.5% | 0.3% |
| V.I.P. MORTGAGE, INC. | $1,475,000 | n/a | 0.3% | |
| ZILLOW HOME LOANS, LLC | $400,000 | $1,450,000 | 262.5% | 0.3% |
| Integrity Home Mortgage Corp | $2,160,000 | $1,395,000 | -35.4% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $285,000 | $1,380,000 | 384.2% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $730,000 | $1,365,000 | 87.0% | 0.3% |
| OCMBC, INC. | $155,000 | $1,340,000 | 764.5% | 0.3% |
| Sunflower Bank | $275,000 | $1,315,000 | 378.2% | 0.3% |
| TOWNE MORTGAGE COMPANY | $2,165,000 | $1,245,000 | -42.5% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,510,000 | $1,200,000 | -20.5% | 0.2% |
| NFM, INC. | $1,405,000 | $1,195,000 | -14.9% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,845,000 | $1,115,000 | -39.6% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $1,035,000 | n/a | 0.2% | |
| Prosperity Home Mortgage, LLC | $1,850,000 | $995,000 | -46.2% | 0.2% |
| Mid-Continent Funding, Inc. | $565,000 | $975,000 | 72.6% | 0.2% |
| First National Bank of Pennsylvania | $340,000 | $950,000 | 179.4% | 0.2% |
| COASTAL Federal Credit Union | $875,000 | $935,000 | 6.9% | 0.2% |
| Ameris Bank | $630,000 | $930,000 | 47.6% | 0.2% |
| Citadel Servicing Corporation | $920,000 | n/a | 0.2% | |
| INTERCOASTAL MORTGAGE COMPANY | $1,305,000 | $900,000 | -31.0% | 0.2% |
| LOANPAL, LLC | $595,000 | $865,000 | 45.4% | 0.2% |
| Morgan Stanley Private Bank | $165,000 | $865,000 | 424.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $860,000 | n/a | 0.2% | |
| Lakeview Community Capital, LLC | $155,000 | $850,000 | 448.4% | 0.2% |
| LIMA ONE CAPITAL, LLC | $935,000 | $840,000 | -10.2% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $520,000 | $820,000 | 57.7% | 0.2% |
| Fifth Third Bank | $1,005,000 | $820,000 | -18.4% | 0.2% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $4,605,000 | $810,000 | -82.4% | 0.2% |
| SUMMIT FUNDING, INC. | $805,000 | n/a | 0.2% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $225,000 | $775,000 | 244.4% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $770,000 | n/a | 0.2% | |
| Figure Lending LLC | $250,000 | $755,000 | 202.0% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $370,000 | $735,000 | 98.6% | 0.1% |
| GoPrime Mortgage, Inc. | $785,000 | $715,000 | -8.9% | 0.1% |
| Towne Bank | $1,010,000 | $715,000 | -29.2% | 0.1% |
| U.S. Bank | $295,000 | $690,000 | 133.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $205,000 | $685,000 | 234.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $670,000 | n/a | 0.1% | |
| Bank of America | $2,095,000 | $660,000 | -68.5% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $645,000 | n/a | 0.1% | |
| Corporate Investors Mortgage Group, Inc. | $610,000 | n/a | 0.1% | |
| Gateway First Bank | $115,000 | $575,000 | 400.0% | 0.1% |
| NP, Inc. | $355,000 | $575,000 | 62.0% | 0.1% |
| LATINO COMMUNITY CREDIT UNION | $1,780,000 | $550,000 | -69.1% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $535,000 | n/a | 0.1% | |
| Credence Funding Corporation | $515,000 | $490,000 | -4.9% | 0.1% |
| The Loan Store, Inc. | $490,000 | n/a | 0.1% | |
| AMERITRUST MORTGAGE CORPORATION | $480,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $535,000 | $480,000 | -10.3% | 0.1% |
| DELMAR FINANCIAL COMPANY | $135,000 | $455,000 | 237.0% | 0.1% |
| EQUITY RESOURCES, INC. | $1,130,000 | $455,000 | -59.7% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $135,000 | $450,000 | 233.3% | 0.1% |
| North State Bank | $310,000 | $445,000 | 43.5% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $2,085,000 | $440,000 | -78.9% | 0.1% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $435,000 | n/a | 0.1% | |
| City Lending Inc. | $420,000 | n/a | 0.1% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $420,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $165,000 | $415,000 | 151.5% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $410,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $365,000 | $405,000 | 11.0% | 0.1% |
| MILEND, INC. | $235,000 | $400,000 | 70.2% | 0.1% |
| PHH Mortgage Corporation | $55,000 | $395,000 | 618.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,240,000 | $390,000 | -68.5% | 0.1% |
| Benchmark Community Bank | $385,000 | n/a | 0.1% | |
| First Horizon Bank | $385,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $380,000 | n/a | 0.1% | |
| ALLIED MORTGAGE GROUP, INC. | $370,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $205,000 | $370,000 | 80.5% | 0.1% |
| Ixonia Bank | $365,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $365,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $520,000 | $365,000 | -29.8% | 0.1% |
| United Bank | $760,000 | $365,000 | -52.0% | 0.1% |
| NBKC BANK | $1,305,000 | $360,000 | -72.4% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $355,000 | n/a | 0.1% | |
| Nations Lending Corporation | $1,280,000 | $350,000 | -72.7% | 0.1% |
| SELF-HELP Credit Union | $225,000 | $340,000 | 51.1% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $895,000 | $335,000 | -62.6% | 0.1% |
| NJ LENDERS CORP. | $325,000 | $325,000 | 0.0% | 0.1% |
| North American Savings Bank, F.S.B. | $215,000 | $325,000 | 51.2% | 0.1% |
| UNIVERSITY Federal Credit Union | $325,000 | n/a | 0.1% | |
| CAROLINAS TELCO FEDERAL CREDIT UNION | $335,000 | $305,000 | -9.0% | 0.1% |
| Discover Bank | $515,000 | $305,000 | -40.8% | 0.1% |
| RiverHills Bank | $305,000 | n/a | 0.1% | |
| The Fidelity Bank | $305,000 | n/a | 0.1% | |
| Capital Bank | $295,000 | n/a | 0.1% | |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $295,000 | n/a | 0.1% | |
| RF Renovo Management Company, LLC | $65,000 | $290,000 | 346.2% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $285,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $790,000 | $280,000 | -64.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $205,000 | $275,000 | 34.1% | 0.1% |
| Coastal Community Bank | $270,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $265,000 | n/a | 0.1% | |
| CASTLE & COOKE MORTGAGE, LLC | $265,000 | n/a | 0.1% | |
| EASTMAN | $265,000 | n/a | 0.1% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $375,000 | $245,000 | -34.7% | 0.0% |
| Citibank | $335,000 | $245,000 | -26.9% | 0.0% |
| POLARIS HOME FUNDING CORP. | $145,000 | $245,000 | 69.0% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $235,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $235,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $235,000 | n/a | 0.0% | |
| Trustmark National Bank | $235,000 | n/a | 0.0% | |
| EMM LOANS LLC | $230,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $225,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $1,665,000 | $225,000 | -86.5% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $105,000 | $225,000 | 114.3% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $215,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $65,000 | $210,000 | 223.1% | 0.0% |
| First National Bank of America | $425,000 | $210,000 | -50.6% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $205,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| Brighton Bank | $125,000 | $195,000 | 56.0% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $195,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $600,000 | $190,000 | -68.3% | 0.0% |
| Citizens Bank | $55,000 | $185,000 | 236.4% | 0.0% |
| Texana Bank | $185,000 | n/a | 0.0% | |
| The Central Trust Bank | $185,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $95,000 | $185,000 | 94.7% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $410,000 | $175,000 | -57.3% | 0.0% |
| TD Bank | $175,000 | n/a | 0.0% | |
| The Huntington National Bank | $175,000 | n/a | 0.0% | |
| Pinnacle Bank | $165,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $160,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $135,000 | $155,000 | 14.8% | 0.0% |
| M&T Bank | $125,000 | $145,000 | 16.0% | 0.0% |
| Pinnacle Bank | $145,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $135,000 | n/a | 0.0% | |
| GMFS LLC | $125,000 | n/a | 0.0% | |
| Bank of England | $370,000 | $115,000 | -68.9% | 0.0% |
| FIRST BANCORP | $115,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $135,000 | $115,000 | -14.8% | 0.0% |
| LANGLEY | $105,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $125,000 | $95,000 | -24.0% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $95,000 | $95,000 | 0.0% | 0.0% |
| MILLENNIUM FINANCIAL GROUP, INC. | $75,000 | n/a | 0.0% | |
| South State Bank | $65,000 | $75,000 | 15.4% | 0.0% |
| BMO Harris Bank | $65,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $205,000 | $65,000 | -68.3% | 0.0% |
| Union Savings Bank | $55,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $45,000 | n/a | 0.0% | |
| Summit Credit Union | $45,000 | n/a | 0.0% | |
| Baxter Credit Union | $25,000 | n/a | 0.0% |
GOLDSBORO's top lender by overall market share is STATE EMPLOYEES', with 9.2% market share. In second place, with 8.7%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $42,860,000 in loans. In third place, with 5.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $27,740,000 in loans. In fourth place, with 5.1%, is Mortgage Research Center, LLC, having originated $25,245,000 in loans. In fifth place, with 4.9%, is QUICKEN LOANS, LLC, having originated $24,270,000 in loans.
GOLDSBORO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $168,750 (2.8%) | $178,062 (-0.3%) | 0.00 | 459 |
| 2018-02-01 | $165,225 (0.9%) | $175,880 (-0.2%) | 0.00 | 433 |
| 2018-03-01 | $165,000 (1.8%) | $179,209 (1.6%) | 0.00 | 387 |
| 2018-04-01 | $164,975 (0.0%) | $180,249 (-0.3%) | 0.00 | 407 |
| 2018-05-01 | $165,975 (-1.3%) | $179,851 (-1.7%) | 0.00 | 416 |
| 2018-06-01 | $167,000 (0.0%) | $180,710 (-0.6%) | 0.00 | 416 |
| 2018-07-01 | $167,850 (1.8%) | $183,400 (1.3%) | 0.00 | 433 |
| 2018-08-01 | $164,925 (1.2%) | $180,848 (0.9%) | 0.00 | 445 |
| 2018-09-01 | $169,900 (3.4%) | $183,337 (3.3%) | 0.00 | 444 |
| 2018-10-01 | $173,700 (6.3%) | $186,384 (6.3%) | 0.00 | 404 |
| 2018-11-01 | $169,225 (3.5%) | $183,864 (4.8%) | 0.00 | 384 |
| 2018-12-01 | $169,950 (0.6%) | $185,596 (4.1%) | 0.00 | 364 |
| 2019-01-01 | $169,900 (0.7%) | $185,215 (4.0%) | 0.00 | 336 |
| 2019-02-01 | $175,700 (6.3%) | $190,239 (8.2%) | 0.00 | 325 |
| 2019-03-01 | $184,014 (11.5%) | $193,582 (8.0%) | 0.00 | 307 |
| 2019-04-01 | $189,700 (15.0%) | $197,815 (9.8%) | 0.00 | 293 |
| 2019-05-01 | $191,400 (15.3%) | $199,214 (10.8%) | 0.00 | 290 |
| 2019-06-01 | $185,900 (11.3%) | $195,873 (8.4%) | 0.00 | 293 |
| 2019-07-01 | $182,450 (8.7%) | $193,270 (5.4%) | 0.00 | 289 |
| 2019-08-01 | $181,264 (9.9%) | $191,168 (5.7%) | 0.00 | 282 |
| 2019-09-01 | $183,309 (7.9%) | $192,310 (4.9%) | 0.00 | 287 |
| 2019-10-01 | $184,173 (6.0%) | $192,785 (3.4%) | 0.00 | 285 |
| 2019-11-01 | $189,500 (12.0%) | $190,911 (3.8%) | 0.00 | 261 |
| 2019-12-01 | $189,125 (11.3%) | $187,392 (1.0%) | 0.00 | 254 |
| 2020-01-01 | $190,450 (12.1%) | $187,012 (1.0%) | 0.00 | 233 |
| 2020-02-01 | $191,400 (8.9%) | $190,219 (0.0%) | 0.00 | 205 |
| 2020-03-01 | $189,725 (3.1%) | $188,700 (-2.5%) | 0.00 | 211 |
| 2020-04-01 | $186,200 (-1.9%) | $185,019 (-6.5%) | 0.00 | 201 |
| 2020-05-01 | $189,900 (-0.8%) | $186,682 (-6.3%) | 0.00 | 161 |
| 2020-06-01 | $193,425 (4.1%) | $199,095 (1.6%) | 0.00 | 179 |
| 2020-07-01 | $200,750 (10.0%) | $201,673 (4.4%) | 0.00 | 147 |
| 2020-08-01 | $187,500 (3.4%) | $198,544 (3.9%) | 0.00 | 140 |
| 2020-09-01 | $186,950 (2.0%) | $203,270 (5.7%) | 0.00 | 127 |
| 2020-10-01 | $180,000 (-2.3%) | $201,634 (4.6%) | 0.00 | 110 |
| 2020-11-01 | $185,445 (-2.1%) | $206,390 (8.1%) | 0.00 | 119 |
| 2020-12-01 | $191,225 (1.1%) | $213,047 (13.7%) | 0.00 | 106 |
| 2021-01-01 | $195,000 (2.4%) | $208,538 (11.5%) | 0.00 | 104 |
| 2021-02-01 | $183,675 (-4.0%) | $214,813 (12.9%) | 0.00 | 94 |
| 2021-03-01 | $197,975 (4.4%) | $208,216 (10.3%) | 0.00 | 83 |
| 2021-04-01 | $218,188 (17.2%) | $227,797 (23.1%) | 0.00 | 77 |
| 2021-05-01 | $239,900 (26.3%) | $238,175 (27.6%) | 0.00 | 93 |
| 2021-06-01 | $227,425 (17.6%) | $239,154 (20.1%) | 0.00 | 102 |
| 2021-07-01 | $210,000 (4.6%) | $229,572 (13.8%) | 0.00 | 122 |
| 2021-08-01 | $218,675 (16.6%) | $224,678 (13.2%) | 0.00 | 129 |
| 2021-09-01 | $180,850 (-3.3%) | $200,159 (-1.5%) | 0.00 | 119 |
| 2021-10-01 | $189,900 (5.5%) | $202,325 (0.3%) | 0.00 | 116 |
| 2021-11-01 | $184,800 (-0.4%) | $221,344 (7.3%) | 0.00 | 97 |
| 2021-12-01 | $201,250 (5.2%) | $230,060 (8.0%) | 0.00 | 102 |
| 2022-01-01 | $247,900 (27.1%) | $254,541 (22.1%) | 0.00 | 98 |
| 2022-02-01 | $234,950 (27.9%) | $247,651 (15.3%) | 0.00 | 77 |
| 2022-03-01 | $226,150 (14.2%) | $245,303 (17.8%) | 0.00 | 69 |
| 2022-04-01 | $260,000 (19.2%) | $270,018 (18.5%) | 0.00 | 69 |
| 2022-05-01 | $235,950 (-1.7%) | $278,970 (17.1%) | 0.00 | 121 |
| 2022-06-01 | $223,575 (-1.7%) | $293,665 (22.8%) | 0.00 | 149 |
| 2022-07-01 | $240,000 (14.3%) | $292,088 (27.2%) | 0.00 | 179 |
| 2022-08-01 | $252,250 (15.4%) | $277,075 (23.3%) | 0.00 | 186 |
| 2022-09-01 | $243,520 (34.7%) | $272,629 (36.2%) | 0.00 | 197 |
| 2022-10-01 | $249,900 (31.6%) | $286,284 (41.5%) | 0.00 | 170 |
| 2022-11-01 | $249,925 (35.2%) | $276,568 (25.0%) | 0.00 | 195 |
| 2022-12-01 | $262,900 (30.6%) | $285,292 (24.0%) | 0.00 | 188 |
| 2023-01-01 | $263,175 (6.2%) | $284,509 (11.8%) | 0.00 | 164 |
| 2023-02-01 | $283,200 (20.5%) | $289,028 (16.7%) | 0.00 | 150 |
| 2023-03-01 | $290,400 (28.4%) | $290,938 (18.6%) | 0.00 | 123 |
| 2023-04-01 | $300,900 (15.7%) | $306,925 (13.7%) | 0.00 | 112 |
| 2023-05-01 | $306,725 (30.0%) | $311,102 (11.5%) | 0.00 | 122 |
| 2023-06-01 | $296,173 (32.5%) | $302,299 (2.9%) | 0.00 | 130 |
| 2023-07-01 | $282,450 (17.7%) | $303,271 (3.8%) | 0.00 | 126 |
| 2023-08-01 | $285,500 (13.2%) | $299,850 (8.2%) | 0.00 | 150 |
| 2023-09-01 | $285,000 (17.0%) | $322,586 (18.3%) | 0.00 | 170 |
| 2023-10-01 | $289,400 (15.8%) | $322,304 (12.6%) | 0.00 | 201 |
| 2023-11-01 | $286,290 (14.6%) | $318,392 (15.1%) | 0.00 | 225 |
| 2023-12-01 | $289,000 (9.9%) | $319,590 (12.0%) | 0.00 | 241 |
| 2024-01-01 | $289,925 (10.2%) | $320,290 (12.6%) | 0.00 | 231 |
| 2024-02-01 | $287,725 (1.6%) | $317,123 (9.7%) | 0.00 | 222 |
| 2024-03-01 | $279,950 (-3.6%) | $315,591 (8.5%) | 0.00 | 226 |
| 2024-04-01 | $287,450 (-4.5%) | $315,241 (2.7%) | 0.00 | 228 |
| 2024-05-01 | $297,975 (-2.9%) | $331,696 (6.6%) | 0.00 | 236 |
| 2024-06-01 | $299,900 (1.3%) | $339,692 (12.4%) | 0.00 | 249 |
| 2024-07-01 | $298,000 (5.5%) | $329,321 (8.6%) | 0.00 | 273 |
| 2024-08-01 | $294,900 (3.3%) | $324,147 (8.1%) | 0.00 | 287 |
| 2024-09-01 | $291,400 (2.3%) | $315,547 (-2.2%) | 0.00 | 292 |
| 2024-10-01 | $289,450 (0.0%) | $310,574 (-3.6%) | 0.00 | 324 |
| 2024-11-01 | $285,060 (-0.4%) | $307,544 (-3.4%) | 0.00 | 343 |
| 2024-12-01 | $284,800 (-1.5%) | $307,948 (-3.6%) | 0.00 | 339 |
| 2025-01-01 | $289,650 (-0.1%) | $305,585 (-4.6%) | 0.00 | 318 |
| 2025-02-01 | $290,604 (1.0%) | $308,312 (-2.8%) | 0.00 | 315 |
| 2025-03-01 | $295,000 (5.4%) | $309,977 (-1.8%) | 0.00 | 338 |
GOLDSBORO's median listing price for 2025-03-01 was $295,000, a difference of
$15,050
(5.4%) versus the prior year and
$4,396 versus the prior month.
GOLDSBORO's median listing price comes in at 0% of the national average.
GOLDSBORO's average listing price for 2025-03-01 was $309,977, a difference of $-5,614 (-1.8%) versus the prior year and $1,665 versus the prior month.
For the 2025-03-01 period, GOLDSBORO had 338 MLS listings, a difference of 23 listings (7%) versus the prior month and 112 listings (50%) versus the prior year.
GOLDSBORO's median listing price comes in at 0% of the national average.
GOLDSBORO's average listing price for 2025-03-01 was $309,977, a difference of $-5,614 (-1.8%) versus the prior year and $1,665 versus the prior month.
For the 2025-03-01 period, GOLDSBORO had 338 MLS listings, a difference of 23 listings (7%) versus the prior month and 112 listings (50%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,861 sqft |
| 2018-02-01 | 0 days | 1,803 sqft |
| 2018-03-01 | 0 days | 1,852 sqft |
| 2018-04-01 | 0 days | 1,859 sqft |
| 2018-05-01 | 0 days | 1,846 sqft |
| 2018-06-01 | 0 days | 1,834 sqft |
| 2018-07-01 | 0 days | 1,860 sqft |
| 2018-08-01 | 0 days | 1,856 sqft |
| 2018-09-01 | 0 days | 1,858 sqft |
| 2018-10-01 | 0 days | 1,889 sqft |
| 2018-11-01 | 0 days | 1,874 sqft |
| 2018-12-01 | 0 days | 1,914 sqft |
| 2019-01-01 | 0 days | 1,929 sqft |
| 2019-02-01 | 0 days | 1,985 sqft |
| 2019-03-01 | 0 days | 2,003 sqft |
| 2019-04-01 | 0 days | 2,050 sqft |
| 2019-05-01 | 0 days | 2,100 sqft |
| 2019-06-01 | 0 days | 2,109 sqft |
| 2019-07-01 | 0 days | 2,101 sqft |
| 2019-08-01 | 0 days | 2,065 sqft |
| 2019-09-01 | 0 days | 2,030 sqft |
| 2019-10-01 | 0 days | 2,010 sqft |
| 2019-11-01 | 0 days | 1,931 sqft |
| 2019-12-01 | 0 days | 1,877 sqft |
| 2020-01-01 | 0 days | 1,916 sqft |
| 2020-02-01 | 0 days | 2,000 sqft |
| 2020-03-01 | 0 days | 1,926 sqft |
| 2020-04-01 | 0 days | 1,904 sqft |
| 2020-05-01 | 0 days | 1,939 sqft |
| 2020-06-01 | 0 days | 2,038 sqft |
| 2020-07-01 | 0 days | 2,139 sqft |
| 2020-08-01 | 0 days | 2,085 sqft |
| 2020-09-01 | 0 days | 2,015 sqft |
| 2020-10-01 | 0 days | 1,939 sqft |
| 2020-11-01 | 0 days | 1,856 sqft |
| 2020-12-01 | 0 days | 1,860 sqft |
| 2021-01-01 | 0 days | 1,770 sqft |
| 2021-02-01 | 0 days | 1,693 sqft |
| 2021-03-01 | 0 days | 1,882 sqft |
| 2021-04-01 | 0 days | 1,840 sqft |
| 2021-05-01 | 0 days | 1,958 sqft |
| 2021-06-01 | 0 days | 1,928 sqft |
| 2021-07-01 | 0 days | 1,884 sqft |
| 2021-08-01 | 0 days | 1,855 sqft |
| 2021-09-01 | 0 days | 1,755 sqft |
| 2021-10-01 | 0 days | 1,611 sqft |
| 2021-11-01 | 0 days | 1,751 sqft |
| 2021-12-01 | 0 days | 1,826 sqft |
| 2022-01-01 | 0 days | 1,926 sqft |
| 2022-02-01 | 0 days | 1,867 sqft |
| 2022-03-01 | 0 days | 1,769 sqft |
| 2022-04-01 | 0 days | 1,883 sqft |
| 2022-05-01 | 0 days | 1,928 sqft |
| 2022-06-01 | 0 days | 2,043 sqft |
| 2022-07-01 | 0 days | 1,916 sqft |
| 2022-08-01 | 0 days | 1,846 sqft |
| 2022-09-01 | 0 days | 1,764 sqft |
| 2022-10-01 | 0 days | 1,807 sqft |
| 2022-11-01 | 0 days | 1,814 sqft |
| 2022-12-01 | 0 days | 1,919 sqft |
| 2023-01-01 | 0 days | 1,874 sqft |
| 2023-02-01 | 0 days | 1,858 sqft |
| 2023-03-01 | 0 days | 1,909 sqft |
| 2023-04-01 | 0 days | 1,901 sqft |
| 2023-05-01 | 0 days | 2,002 sqft |
| 2023-06-01 | 0 days | 1,831 sqft |
| 2023-07-01 | 0 days | 1,881 sqft |
| 2023-08-01 | 0 days | 1,886 sqft |
| 2023-09-01 | 0 days | 1,893 sqft |
| 2023-10-01 | 0 days | 1,946 sqft |
| 2023-11-01 | 0 days | 1,905 sqft |
| 2023-12-01 | 0 days | 1,796 sqft |
| 2024-01-01 | 0 days | 1,793 sqft |
| 2024-02-01 | 0 days | 1,746 sqft |
| 2024-03-01 | 0 days | 1,784 sqft |
| 2024-04-01 | 0 days | 1,809 sqft |
| 2024-05-01 | 0 days | 1,784 sqft |
| 2024-06-01 | 0 days | 1,798 sqft |
| 2024-07-01 | 0 days | 1,773 sqft |
| 2024-08-01 | 0 days | 1,720 sqft |
| 2024-09-01 | 0 days | 1,709 sqft |
| 2024-10-01 | 0 days | 1,698 sqft |
| 2024-11-01 | 0 days | 1,698 sqft |
| 2024-12-01 | 0 days | 1,680 sqft |
| 2025-01-01 | 0 days | 1,716 sqft |
| 2025-02-01 | 0 days | 1,764 sqft |
| 2025-03-01 | 0 days | 1,707 sqft |
GOLDSBORO's median listing age (time on market) for 2025-03-01 was 0 days.
GOLDSBORO's median square footage for active listings during the 2025-03-01 period was 1,707 sqft. One year prior, the average listing was 1,784 sqft.
GOLDSBORO's median square footage for active listings during the 2025-03-01 period was 1,707 sqft. One year prior, the average listing was 1,784 sqft.
GOLDSBORO, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,548 | $357,800,000 | $231,137 |
| Refi | 288 | $60,200,000 | $209,028 |
| Cash Out Refi | 288 | $53,870,000 | $187,049 |
| Home Improvement | 175 | $10,835,000 | $61,914 |
| Other | 165 | $12,775,000 | $77,424 |
Goldsboro's most frequently cited loan purpose was Home Purchase, with 1,548 originations. The 2nd most popular reason was Refi, with 288 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 962 | $224,860,000 | $233,742 |
| 5-6% | 497 | $122,425,000 | $246,328 |
| 7-8% | 475 | $82,685,000 | $174,074 |
| Over 8% | 355 | $33,195,000 | $93,507 |
| 4-5% | 66 | $18,320,000 | $277,576 |
| <2.5% | 66 | $1,830,000 | $27,727 |
| 3-4% | 10 | $2,710,000 | $271,000 |
| 2.5-3% | 7 | $1,125,000 | $160,714 |
During 2024, Goldsboro's most frequently originated rate bucket was 6-7%, with 962 originations.
Loan Sizing (GOLDSBORO, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,097 | $299,305,000 | $272,840 |
| $100k-200k | 683 | $102,855,000 | $150,593 |
| $100,000 or less | 588 | $31,550,000 | $53,656 |
| $400k-600k | 79 | $36,945,000 | $467,658 |
| $600k-1000k | 12 | $8,260,000 | $688,333 |
| $Over $1MM | 5 | $16,565,000 | $3,313,000 |
GOLDSBORO's loan sizing saw the bucket of loans from $200k-400k with 1,097 originations, totaling $299,305,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,175 | $289,115,000 | $246,055 |
| 60-80% | 341 | $65,415,000 | $191,833 |
| Under 20% | 264 | $8,840,000 | $33,485 |
| 20-40% | 228 | $20,890,000 | $91,623 |
| 40-60% | 191 | $26,805,000 | $140,340 |
| Over 100% | 184 | $62,340,000 | $338,804 |
GOLDSBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,175 originations, totaling $289,115,000 in origination value.