GOLDSBORO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Goldsboro averaged
6.47%
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was
6.54% and
one month ago for the week of 2023-10-26, the
average rate was 7.14%.
Goldsboro's average rate one year ago was 5.93%.
For refis of the same type during the week of 2023-11-30, the average rate
was 6.09%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-30 | 7.22% |
| Goldsboro 30 Year Fixed Rate | 2023-11-30 | 6.47% |
| Goldsboro 30 Year Fixed Rate Refi | 2023-11-30 | 6.09% |
| Goldsboro 15 Year Fixed Rate | 2023-11-30 | 6.46% |
| Goldsboro 15 Year Fixed Rate Refi | 2023-11-30 | 7.06% |
| Goldsboro 30 Year FHA | 2023-11-30 | 6.43% |
| Goldsboro 30 Year FHA Refi | 2023-11-30 | 6.75% |
| Goldsboro 30 Year USDA | 2023-11-30 | 7.1% |
| Goldsboro 30 Year USDA Refi | 2023-11-30 | 6.8% |
| Goldsboro 30 Year VA | 2023-11-30 | 6.26% |
| Goldsboro 30 Year VA Refi | 2023-11-30 | 6.57% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GOLDSBORO, NC.
GOLDSBORO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GOLDSBORO, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GOLDSBORO Average Closing Costs & Other Stats
GOLDSBORO, NC's 116 lenders originated 2,834
loans during 2022. The total origination value was $545,830,000, with an average loan value of
$192,601.
GOLDSBORO's average closing costs are $4,514.
The top GOLDSBORO lender as defined by loan originations is STATE EMPLOYEES', with
302 loans originated. Their average total fees are
$3,732, which is $238
higher than the next largest lender,
Wells Fargo Bank.
The lowest fee GOLDSBORO lenders (with over 10 loans originated) are
Southern Bank and Trust Company ($3,243), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,467), Wells Fargo Bank ($3,494), MICHIGAN MUTUAL, INC. ($3,625) and Truist ($3,725).
The lowest rate GOLDSBORO lenders (with over 10 loans originated) are
LOCAL GOVERNMENT FEDERAL CREDIT UNION (3.89%), STATE EMPLOYEES' (3.92%), Truist (4.66%), Wells Fargo Bank (4.82%) and CORNERSTONE HOME LENDING, INC. (4.92%).
GOLDSBORO, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $95,325,000 | $89,690,000 | -5.9% | 16.4% |
| Wells Fargo Bank | $65,120,000 | $34,930,000 | -46.4% | 6.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $19,900,000 | $31,840,000 | 60.0% | 5.8% |
| Mortgage Research Center, LLC | $28,390,000 | $28,865,000 | 1.7% | 5.3% |
| QUICKEN LOANS, LLC | $52,355,000 | $24,675,000 | -52.9% | 4.5% |
| MOVEMENT MORTGAGE, LLC | $33,715,000 | $20,920,000 | -38.0% | 3.8% |
| CORNERSTONE HOME LENDING, INC. | $26,675,000 | $18,235,000 | -31.6% | 3.3% |
| Truist | $30,195,000 | $16,220,000 | -46.3% | 3.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $11,550,000 | $15,685,000 | 35.8% | 2.9% |
| NAVY FEDERAL CREDIT UNION | $12,620,000 | $12,280,000 | -2.7% | 2.2% |
| Southern Bank and Trust Company | $14,265,000 | $10,955,000 | -23.2% | 2.0% |
| First-Citizens Bank & Trust Company | $9,540,000 | $9,275,000 | -2.8% | 1.7% |
| American Security Mortgage Corp. | $4,110,000 | $8,905,000 | 116.7% | 1.6% |
| Service Federal Credit Union | $8,545,000 | n/a | 1.6% | |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $12,175,000 | $8,215,000 | -32.5% | 1.5% |
| Arbor Realty Trust, Inc. | $7,690,000 | n/a | 1.4% | |
| MICHIGAN MUTUAL, INC. | $8,595,000 | $7,265,000 | -15.5% | 1.3% |
| LOANDEPOT.COM, LLC | $8,065,000 | $6,095,000 | -24.4% | 1.1% |
| USAA Federal Savings Bank | $10,445,000 | $5,995,000 | -42.6% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,845,000 | $5,580,000 | 15.2% | 1.0% |
| FirstBank | $5,410,000 | n/a | 1.0% | |
| FREEDOM MORTGAGE CORPORATION | $28,775,000 | $5,240,000 | -81.8% | 1.0% |
| Alcova Mortgage LLC | $3,780,000 | $5,150,000 | 36.2% | 0.9% |
| Regions Bank | $3,590,000 | $4,755,000 | 32.5% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,450,000 | $4,725,000 | -36.6% | 0.9% |
| PNC Bank | $3,295,000 | $4,525,000 | 37.3% | 0.8% |
| Flagstar Bank, FSB | $2,635,000 | $4,370,000 | 65.8% | 0.8% |
| ACADEMY MORTGAGE CORPORATION | $2,765,000 | $3,645,000 | 31.8% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $10,885,000 | $3,610,000 | -66.8% | 0.7% |
| NEW DAY FINANCIAL, LLC | $5,560,000 | $3,380,000 | -39.2% | 0.6% |
| MEMBER HOME LOAN, L.L.C. | $3,290,000 | n/a | 0.6% | |
| AMERISAVE MORTGAGE CORPORATION | $2,685,000 | $2,955,000 | 10.1% | 0.5% |
| Carrington Mortgage Services, LLC | $4,240,000 | $2,610,000 | -38.4% | 0.5% |
| Hometown Lenders, Inc. | $4,270,000 | $2,445,000 | -42.7% | 0.4% |
| The Federal Savings Bank | $2,565,000 | $2,440,000 | -4.9% | 0.4% |
| BROKER SOLUTIONS, INC. | $1,555,000 | $2,290,000 | 47.3% | 0.4% |
| INTERCOASTAL MORTGAGE COMPANY | $1,845,000 | $2,285,000 | 23.8% | 0.4% |
| COASTAL Federal Credit Union | $530,000 | $2,225,000 | 319.8% | 0.4% |
| GoPrime Mortgage, Inc. | $1,485,000 | $2,220,000 | 49.5% | 0.4% |
| JET HOMELOANS, LLC | $145,000 | $2,165,000 | 1,393.1% | 0.4% |
| NFM, INC. | $2,035,000 | $2,075,000 | 2.0% | 0.4% |
| GUARANTEED RATE, INC. | $4,025,000 | $1,930,000 | -52.0% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,150,000 | $1,925,000 | -10.5% | 0.4% |
| United Community Bank | $375,000 | $1,910,000 | 409.3% | 0.3% |
| ANGEL OAK HOME LOANS LLC | $1,770,000 | $1,885,000 | 6.5% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,760,000 | $1,825,000 | 3.7% | 0.3% |
| Equity Prime Mortgage LLC | $395,000 | $1,810,000 | 358.2% | 0.3% |
| KS Bank, Inc. | $2,355,000 | $1,700,000 | -27.8% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,245,000 | $1,665,000 | -60.8% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,575,000 | $1,645,000 | -64.0% | 0.3% |
| Union Bank | $965,000 | $1,605,000 | 66.3% | 0.3% |
| CMG MORTGAGE, INC. | $1,895,000 | $1,590,000 | -16.1% | 0.3% |
| AMERICAN FINANCING CORPORATION | $1,715,000 | $1,535,000 | -10.5% | 0.3% |
| HOMESPIRE MORTGAGE CORPORATION | $1,845,000 | $1,525,000 | -17.3% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $3,100,000 | $1,510,000 | -51.3% | 0.3% |
| 21ST MORTGAGE CORPORATION | $2,170,000 | $1,500,000 | -30.9% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $520,000 | $1,485,000 | 185.6% | 0.3% |
| JPMorgan Chase Bank | $1,290,000 | $1,435,000 | 11.2% | 0.3% |
| LATINO COMMUNITY CREDIT UNION | $800,000 | $1,425,000 | 78.1% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,430,000 | $1,420,000 | -41.6% | 0.3% |
| Nations Lending Corporation | $1,715,000 | $1,355,000 | -21.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $3,200,000 | $1,350,000 | -57.8% | 0.2% |
| Bank of America | $485,000 | $1,320,000 | 172.2% | 0.2% |
| Blue Ridge Bank | $965,000 | $1,290,000 | 33.7% | 0.2% |
| First Bank | $1,085,000 | $1,280,000 | 18.0% | 0.2% |
| CALIBER HOME LOANS, INC. | $4,300,000 | $1,270,000 | -70.5% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $190,000 | $1,220,000 | 542.1% | 0.2% |
| Mid-Continent Funding, Inc. | $310,000 | $1,165,000 | 275.8% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,090,000 | $1,135,000 | 4.1% | 0.2% |
| North State Bank | $995,000 | $1,050,000 | 5.5% | 0.2% |
| GUILD MORTGAGE COMPANY | $665,000 | $1,045,000 | 57.1% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $225,000 | $1,040,000 | 362.2% | 0.2% |
| Armed Forces Bank | $285,000 | $995,000 | 249.1% | 0.2% |
| EMBRACE HOME LOANS, INC. | $795,000 | $955,000 | 20.1% | 0.2% |
| First Heritage Mortgage, LLC | $455,000 | $950,000 | 108.8% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $1,225,000 | $935,000 | -23.7% | 0.2% |
| UNION HOME MORTGAGE CORP. | $1,490,000 | $935,000 | -37.2% | 0.2% |
| Citizens Bank | $895,000 | n/a | 0.2% | |
| Towne Mortgage of the Carolinas, LLC | $1,465,000 | $885,000 | -39.6% | 0.2% |
| LIMA ONE CAPITAL, LLC | $830,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,765,000 | $810,000 | -54.1% | 0.1% |
| Prosperity Home Mortgage, LLC | $935,000 | $785,000 | -16.0% | 0.1% |
| U.S. Bank | $350,000 | $775,000 | 121.4% | 0.1% |
| CAPITAL CENTER, L.L.C. | $470,000 | $770,000 | 63.8% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $765,000 | n/a | 0.1% | |
| NBKC BANK | $400,000 | $765,000 | 91.3% | 0.1% |
| Alpha Mortgage Corporation | $755,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $615,000 | $725,000 | 17.9% | 0.1% |
| CLEARPATH LENDING | $3,170,000 | $715,000 | -77.4% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $10,640,000 | $705,000 | -93.4% | 0.1% |
| Fulton Bank | $695,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $1,100,000 | $695,000 | -36.8% | 0.1% |
| T2 FINANCIAL LLC | $480,000 | $695,000 | 44.8% | 0.1% |
| The Central Trust Bank | $685,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $115,000 | $660,000 | 473.9% | 0.1% |
| United Bank | $655,000 | $655,000 | 0.0% | 0.1% |
| Lakeview Community Capital, LLC | $845,000 | $645,000 | -23.7% | 0.1% |
| Gateway First Bank | $165,000 | $625,000 | 278.8% | 0.1% |
| AgCarolina Farm Credit, FLCA | $1,240,000 | $620,000 | -50.0% | 0.1% |
| EQUITY RESOURCES, INC. | $940,000 | $610,000 | -35.1% | 0.1% |
| Magnolia Bank | $570,000 | $590,000 | 3.5% | 0.1% |
| PREMIA MORTGAGE, LLC | $580,000 | n/a | 0.1% | |
| Prudential Huntoon Paige Associates, LLC | $575,000 | n/a | 0.1% | |
| LOANPAL, LLC | $165,000 | $565,000 | 242.4% | 0.1% |
| North American Savings Bank, F.S.B. | $1,450,000 | $560,000 | -61.4% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $620,000 | $560,000 | -9.7% | 0.1% |
| NEWREZ LLC | $1,840,000 | $550,000 | -70.1% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $545,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $450,000 | $540,000 | 20.0% | 0.1% |
| THE MORTGAGE FIRM, INC. | $1,260,000 | $530,000 | -57.9% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $525,000 | n/a | 0.1% | |
| CRESCENT MORTGAGE COMPANY | $4,255,000 | $525,000 | -87.7% | 0.1% |
| PLANET HOME LENDING, LLC | $915,000 | $525,000 | -42.6% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,750,000 | $520,000 | -70.3% | 0.1% |
| Bank of England | $450,000 | $510,000 | 13.3% | 0.1% |
| Figure Lending LLC | $110,000 | $505,000 | 359.1% | 0.1% |
| First Federal Bank | $465,000 | $500,000 | 7.5% | 0.1% |
| Meridian Bank Corporation | $265,000 | $490,000 | 84.9% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $790,000 | $485,000 | -38.6% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $105,000 | $445,000 | 323.8% | 0.1% |
| Ameris Bank | $2,860,000 | $415,000 | -85.5% | 0.1% |
| TD Bank | $405,000 | n/a | 0.1% | |
| UNIVERSITY LENDING GROUP, LLC | $395,000 | n/a | 0.1% | |
| MCLEAN MORTGAGE CORPORATION | $390,000 | n/a | 0.1% | |
| SELF-HELP Credit Union | $165,000 | $390,000 | 136.4% | 0.1% |
| UNITED PREMIER FUNDING, LLC | $385,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $4,380,000 | $380,000 | -91.3% | 0.1% |
| EVERETT FINANCIAL, INC. | $125,000 | $375,000 | 200.0% | 0.1% |
| Renasant Bank | $1,290,000 | $375,000 | -70.9% | 0.1% |
| The Huntington National Bank | $375,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $640,000 | $370,000 | -42.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $65,000 | $355,000 | 446.2% | 0.1% |
| BETTER MORTGAGE CORPORATION | $4,480,000 | $350,000 | -92.2% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $330,000 | $350,000 | 6.1% | 0.1% |
| CERTAINTY HOME LOANS, LLC | $330,000 | $340,000 | 3.0% | 0.1% |
| GENEVA FINANCIAL, LLC | $470,000 | $340,000 | -27.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $115,000 | $335,000 | 191.3% | 0.1% |
| Mortgage Assurance Inc. | $335,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $1,305,000 | $335,000 | -74.3% | 0.1% |
| MIDLAND MORTGAGE CORPORATION | $325,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $4,770,000 | $320,000 | -93.3% | 0.1% |
| Benchmark Community Bank | $230,000 | $300,000 | 30.4% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $300,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $295,000 | n/a | 0.1% | |
| Northpointe Bank | $290,000 | n/a | 0.1% | |
| ALLIED MORTGAGE GROUP, INC. | $285,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $285,000 | n/a | 0.1% | |
| M&T Bank | $465,000 | $280,000 | -39.8% | 0.1% |
| ALL REVERSE MORTGAGE, INC. | $275,000 | n/a | 0.1% | |
| First Horizon Bank | $225,000 | $275,000 | 22.2% | 0.1% |
| KeyBank | $275,000 | n/a | 0.1% | |
| MY MORTGAGE, INC. | $275,000 | n/a | 0.1% | |
| FIRST HOME MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $695,000 | $265,000 | -61.9% | 0.0% |
| Colonial Savings, F.A. | $255,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $255,000 | n/a | 0.0% | |
| Discover Bank | $65,000 | $245,000 | 276.9% | 0.0% |
| First Guaranty Mortgage Corporation | $1,335,000 | $245,000 | -81.6% | 0.0% |
| Victorian Finance, LLC | $245,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $440,000 | $235,000 | -46.6% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $665,000 | $235,000 | -64.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $785,000 | $225,000 | -71.3% | 0.0% |
| Midwest BankCentre | $225,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $770,000 | $225,000 | -70.8% | 0.0% |
| OAKTREE FUNDING CORP. | $225,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $935,000 | $220,000 | -76.5% | 0.0% |
| Credence Funding Corporation | $215,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $215,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $2,510,000 | $215,000 | -91.4% | 0.0% |
| SHELTER HOME MORTGAGE, LLC | $215,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $205,000 | n/a | 0.0% | |
| Corporate Investors Mortgage Group, Inc. | $470,000 | $205,000 | -56.4% | 0.0% |
| Loan Simple, Inc. | $205,000 | n/a | 0.0% | |
| OVM FINANCIAL, INC. | $520,000 | $205,000 | -60.6% | 0.0% |
| Quontic Bank | $205,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $195,000 | n/a | 0.0% | |
| HAMILTON HOME LOANS, INC. | $310,000 | $195,000 | -37.1% | 0.0% |
| Texana Bank | $195,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $195,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| Bank OZK | $185,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $135,000 | $185,000 | 37.0% | 0.0% |
| NTFN, INC. | $310,000 | $185,000 | -40.3% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,550,000 | $175,000 | -88.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| Shamrock Home Loans, Inc. | $170,000 | $175,000 | 2.9% | 0.0% |
| THRIVENT Federal Credit Union | $175,000 | n/a | 0.0% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $575,000 | $170,000 | -70.4% | 0.0% |
| Allen Tate Mortgage Partners, LLC | $85,000 | $165,000 | 94.1% | 0.0% |
| American Airlines Federal Credit Union | $165,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $165,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $165,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $660,000 | $165,000 | -75.0% | 0.0% |
| WINGS FINANCIAL | $95,000 | $165,000 | 73.7% | 0.0% |
| Bell Bank | $155,000 | n/a | 0.0% | |
| Countybank | $155,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $155,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $125,000 | $145,000 | 16.0% | 0.0% |
| NASA Federal Credit Union | $145,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $130,000 | $135,000 | 3.8% | 0.0% |
| Hometown Equity Mortgage, LLC | $135,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $135,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $245,000 | $135,000 | -44.9% | 0.0% |
| RF Renovo Management Company, LLC | $135,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $35,000 | $135,000 | 285.7% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $95,000 | $125,000 | 31.6% | 0.0% |
| Brighton Bank | $125,000 | n/a | 0.0% | |
| EMM LOANS LLC | $530,000 | $125,000 | -76.4% | 0.0% |
| Integrity Home Mortgage Corp | $125,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $165,000 | $125,000 | -24.2% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $115,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $185,000 | $115,000 | -37.8% | 0.0% |
| Watermark Capital, Inc. | $185,000 | $115,000 | -37.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,415,000 | $105,000 | -92.6% | 0.0% |
| Secured Investment Corp. | $105,000 | n/a | 0.0% | |
| MidFirst Bank | $95,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $215,000 | $55,000 | -74.4% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
GOLDSBORO's top lender by overall market share is STATE EMPLOYEES', with 16.4% market share. In second place, with 6.4%, is Wells Fargo Bank, having originated $34,930,000 in loans. In third place, with 5.8%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $31,840,000 in loans. In fourth place, with 5.3%, is Mortgage Research Center, LLC, having originated $28,865,000 in loans. In fifth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $24,675,000 in loans.
GOLDSBORO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $168,750 (2.8%) | $178,062 (-0.3%) | 0.00 | 459 |
| 2018-02-01 | $165,225 (0.9%) | $175,880 (-0.2%) | 0.00 | 433 |
| 2018-03-01 | $165,000 (1.8%) | $179,209 (1.6%) | 0.00 | 387 |
| 2018-04-01 | $164,975 (0.0%) | $180,249 (-0.3%) | 0.00 | 407 |
| 2018-05-01 | $165,975 (-1.3%) | $179,851 (-1.7%) | 0.00 | 416 |
| 2018-06-01 | $167,000 (0.0%) | $180,710 (-0.6%) | 0.00 | 416 |
| 2018-07-01 | $167,850 (1.8%) | $183,400 (1.3%) | 0.00 | 433 |
| 2018-08-01 | $164,925 (1.2%) | $180,848 (0.9%) | 0.00 | 445 |
| 2018-09-01 | $169,900 (3.4%) | $183,337 (3.3%) | 0.00 | 444 |
| 2018-10-01 | $173,700 (6.3%) | $186,384 (6.3%) | 0.00 | 404 |
| 2018-11-01 | $169,225 (3.5%) | $183,864 (4.8%) | 0.00 | 384 |
| 2018-12-01 | $169,950 (0.6%) | $185,596 (4.1%) | 0.00 | 364 |
| 2019-01-01 | $169,900 (0.7%) | $185,215 (4.0%) | 0.00 | 336 |
| 2019-02-01 | $175,700 (6.3%) | $190,239 (8.2%) | 0.00 | 325 |
| 2019-03-01 | $184,014 (11.5%) | $193,582 (8.0%) | 0.00 | 307 |
| 2019-04-01 | $189,700 (15.0%) | $197,815 (9.8%) | 0.00 | 293 |
| 2019-05-01 | $191,400 (15.3%) | $199,214 (10.8%) | 0.00 | 290 |
| 2019-06-01 | $185,900 (11.3%) | $195,873 (8.4%) | 0.00 | 293 |
| 2019-07-01 | $182,450 (8.7%) | $193,270 (5.4%) | 0.00 | 289 |
| 2019-08-01 | $181,264 (9.9%) | $191,168 (5.7%) | 0.00 | 282 |
| 2019-09-01 | $183,309 (7.9%) | $192,310 (4.9%) | 0.00 | 287 |
| 2019-10-01 | $184,173 (6.0%) | $192,785 (3.4%) | 0.00 | 285 |
| 2019-11-01 | $189,500 (12.0%) | $190,911 (3.8%) | 0.00 | 261 |
| 2019-12-01 | $189,125 (11.3%) | $187,392 (1.0%) | 0.00 | 254 |
| 2020-01-01 | $190,450 (12.1%) | $187,012 (1.0%) | 0.00 | 233 |
| 2020-02-01 | $191,400 (8.9%) | $190,219 (0.0%) | 0.00 | 205 |
| 2020-03-01 | $189,725 (3.1%) | $188,700 (-2.5%) | 0.00 | 211 |
| 2020-04-01 | $186,200 (-1.9%) | $185,019 (-6.5%) | 0.00 | 201 |
| 2020-05-01 | $189,900 (-0.8%) | $186,682 (-6.3%) | 0.00 | 161 |
| 2020-06-01 | $193,425 (4.1%) | $199,095 (1.6%) | 0.00 | 179 |
| 2020-07-01 | $200,750 (10.0%) | $201,673 (4.4%) | 0.00 | 147 |
| 2020-08-01 | $187,500 (3.4%) | $198,544 (3.9%) | 0.00 | 139 |
| 2020-09-01 | $186,950 (2.0%) | $203,270 (5.7%) | 0.00 | 126 |
| 2020-10-01 | $180,000 (-2.3%) | $201,634 (4.6%) | 0.00 | 109 |
| 2020-11-01 | $184,220 (-2.8%) | $206,252 (8.0%) | 0.00 | 118 |
| 2020-12-01 | $190,450 (0.7%) | $213,047 (13.7%) | 0.00 | 106 |
| 2021-01-01 | $195,000 (2.4%) | $208,538 (11.5%) | 0.00 | 104 |
| 2021-02-01 | $183,675 (-4.0%) | $214,813 (12.9%) | 0.00 | 94 |
| 2021-03-01 | $197,975 (4.4%) | $208,216 (10.3%) | 0.00 | 83 |
| 2021-04-01 | $218,188 (17.2%) | $227,797 (23.1%) | 0.00 | 77 |
| 2021-05-01 | $239,900 (26.3%) | $238,175 (27.6%) | 0.00 | 93 |
| 2021-06-01 | $227,425 (17.6%) | $239,154 (20.1%) | 0.00 | 102 |
| 2021-07-01 | $210,000 (4.6%) | $229,572 (13.8%) | 0.00 | 122 |
| 2021-08-01 | $218,675 (16.6%) | $224,678 (13.2%) | 0.00 | 129 |
| 2021-09-01 | $180,850 (-3.3%) | $200,159 (-1.5%) | 0.00 | 119 |
| 2021-10-01 | $189,900 (5.5%) | $202,325 (0.3%) | 0.00 | 116 |
| 2021-11-01 | $184,800 (0.3%) | $221,344 (7.3%) | 0.00 | 97 |
| 2021-12-01 | $201,250 (5.7%) | $230,060 (8.0%) | 0.00 | 102 |
| 2022-01-01 | $247,900 (27.1%) | $254,541 (22.1%) | 0.00 | 98 |
| 2022-02-01 | $234,950 (27.9%) | $247,651 (15.3%) | 0.00 | 77 |
| 2022-03-01 | $226,150 (14.2%) | $245,303 (17.8%) | 0.00 | 69 |
| 2022-04-01 | $249,950 (14.6%) | $266,991 (17.2%) | 0.00 | 67 |
| 2022-05-01 | $228,250 (-4.9%) | $277,445 (16.5%) | 0.00 | 117 |
| 2022-06-01 | $222,050 (-2.4%) | $293,529 (22.7%) | 0.00 | 145 |
| 2022-07-01 | $239,960 (14.3%) | $292,633 (27.5%) | 0.00 | 176 |
| 2022-08-01 | $249,925 (14.3%) | $276,080 (22.9%) | 0.00 | 184 |
| 2022-09-01 | $242,581 (34.1%) | $271,762 (35.8%) | 0.00 | 195 |
| 2022-10-01 | $249,900 (31.6%) | $286,284 (41.5%) | 0.00 | 170 |
| 2022-11-01 | $249,900 (35.2%) | $275,860 (24.6%) | 0.00 | 194 |
| 2022-12-01 | $262,950 (30.7%) | $285,174 (24.0%) | 0.00 | 188 |
| 2023-01-01 | $263,175 (6.2%) | $284,273 (11.7%) | 0.00 | 165 |
| 2023-02-01 | $282,025 (20.0%) | $288,761 (16.6%) | 0.00 | 150 |
| 2023-03-01 | $288,075 (27.4%) | $290,730 (18.5%) | 0.00 | 124 |
| 2023-04-01 | $300,900 (20.4%) | $306,925 (15.0%) | 0.00 | 113 |
| 2023-05-01 | $306,725 (34.4%) | $311,023 (12.1%) | 0.00 | 122 |
| 2023-06-01 | $296,173 (33.4%) | $302,374 (3.0%) | 0.00 | 130 |
| 2023-07-01 | $282,900 (17.9%) | $303,271 (3.6%) | 0.00 | 126 |
| 2023-08-01 | $284,250 (13.7%) | $299,822 (8.6%) | 0.00 | 150 |
| 2023-09-01 | $285,000 (17.5%) | $322,586 (18.7%) | 0.00 | 170 |
| 2023-10-01 | $289,400 (15.8%) | $322,304 (12.6%) | 0.00 | 201 |
| 2023-11-01 | $286,015 (14.5%) | $318,392 (15.4%) | 0.00 | 225 |
GOLDSBORO's median listing price for 2023-11-01 was $286,015, a difference of
$36,115
(14.5%) versus the prior year and
$-3,385 versus the prior month.
GOLDSBORO's median listing price comes in at 0% of the national average.
GOLDSBORO's average listing price for 2023-11-01 was $318,392, a difference of $42,532 (15.4%) versus the prior year and $-3,912 versus the prior month.
For the 2023-11-01 period, GOLDSBORO had 225 MLS listings, a difference of 24 listings (12%) versus the prior month and 31 listings (16%) versus the prior year.
GOLDSBORO's median listing price comes in at 0% of the national average.
GOLDSBORO's average listing price for 2023-11-01 was $318,392, a difference of $42,532 (15.4%) versus the prior year and $-3,912 versus the prior month.
For the 2023-11-01 period, GOLDSBORO had 225 MLS listings, a difference of 24 listings (12%) versus the prior month and 31 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,861 sqft |
| 2018-02-01 | 0 days | 1,803 sqft |
| 2018-03-01 | 0 days | 1,852 sqft |
| 2018-04-01 | 0 days | 1,859 sqft |
| 2018-05-01 | 0 days | 1,846 sqft |
| 2018-06-01 | 0 days | 1,834 sqft |
| 2018-07-01 | 0 days | 1,860 sqft |
| 2018-08-01 | 0 days | 1,856 sqft |
| 2018-09-01 | 0 days | 1,858 sqft |
| 2018-10-01 | 0 days | 1,889 sqft |
| 2018-11-01 | 0 days | 1,877 sqft |
| 2018-12-01 | 0 days | 1,914 sqft |
| 2019-01-01 | 0 days | 1,929 sqft |
| 2019-02-01 | 0 days | 1,985 sqft |
| 2019-03-01 | 0 days | 2,003 sqft |
| 2019-04-01 | 0 days | 2,050 sqft |
| 2019-05-01 | 0 days | 2,100 sqft |
| 2019-06-01 | 0 days | 2,109 sqft |
| 2019-07-01 | 0 days | 2,101 sqft |
| 2019-08-01 | 0 days | 2,065 sqft |
| 2019-09-01 | 0 days | 2,030 sqft |
| 2019-10-01 | 0 days | 2,010 sqft |
| 2019-11-01 | 0 days | 1,931 sqft |
| 2019-12-01 | 0 days | 1,877 sqft |
| 2020-01-01 | 0 days | 1,916 sqft |
| 2020-02-01 | 0 days | 2,000 sqft |
| 2020-03-01 | 0 days | 1,926 sqft |
| 2020-04-01 | 0 days | 1,904 sqft |
| 2020-05-01 | 0 days | 1,939 sqft |
| 2020-06-01 | 0 days | 2,038 sqft |
| 2020-07-01 | 0 days | 2,139 sqft |
| 2020-08-01 | 0 days | 2,085 sqft |
| 2020-09-01 | 0 days | 2,015 sqft |
| 2020-10-01 | 0 days | 1,939 sqft |
| 2020-11-01 | 0 days | 1,853 sqft |
| 2020-12-01 | 0 days | 1,849 sqft |
| 2021-01-01 | 0 days | 1,770 sqft |
| 2021-02-01 | 0 days | 1,693 sqft |
| 2021-03-01 | 0 days | 1,882 sqft |
| 2021-04-01 | 0 days | 1,840 sqft |
| 2021-05-01 | 0 days | 1,958 sqft |
| 2021-06-01 | 0 days | 1,928 sqft |
| 2021-07-01 | 0 days | 1,884 sqft |
| 2021-08-01 | 0 days | 1,855 sqft |
| 2021-09-01 | 0 days | 1,755 sqft |
| 2021-10-01 | 0 days | 1,611 sqft |
| 2021-11-01 | 0 days | 1,751 sqft |
| 2021-12-01 | 0 days | 1,826 sqft |
| 2022-01-01 | 0 days | 1,926 sqft |
| 2022-02-01 | 0 days | 1,867 sqft |
| 2022-03-01 | 0 days | 1,769 sqft |
| 2022-04-01 | 0 days | 1,844 sqft |
| 2022-05-01 | 0 days | 1,865 sqft |
| 2022-06-01 | 0 days | 2,027 sqft |
| 2022-07-01 | 0 days | 1,885 sqft |
| 2022-08-01 | 0 days | 1,821 sqft |
| 2022-09-01 | 0 days | 1,757 sqft |
| 2022-10-01 | 0 days | 1,804 sqft |
| 2022-11-01 | 0 days | 1,810 sqft |
| 2022-12-01 | 0 days | 1,912 sqft |
| 2023-01-01 | 0 days | 1,865 sqft |
| 2023-02-01 | 0 days | 1,856 sqft |
| 2023-03-01 | 0 days | 1,927 sqft |
| 2023-04-01 | 0 days | 1,944 sqft |
| 2023-05-01 | 0 days | 2,005 sqft |
| 2023-06-01 | 0 days | 1,882 sqft |
| 2023-07-01 | 0 days | 1,915 sqft |
| 2023-08-01 | 0 days | 1,918 sqft |
| 2023-09-01 | 0 days | 1,893 sqft |
| 2023-10-01 | 0 days | 1,946 sqft |
| 2023-11-01 | 0 days | 1,905 sqft |
GOLDSBORO's median listing age (time on market) for 2023-11-01 was 0 days.
GOLDSBORO's median square footage for active listings during the 2023-11-01 period was 1,905 sqft. One year prior, the average listing was 1,810 sqft.
GOLDSBORO's median square footage for active listings during the 2023-11-01 period was 1,905 sqft. One year prior, the average listing was 1,810 sqft.
GOLDSBORO, NC Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 27524 | Goldsboro, NC | $920 | $950 | $1,080 | $1,360 | $1,760 |
| 27530 | Goldsboro, NC | $630 | $630 | $830 | $1,030 | $1,400 |
| 27531 | Goldsboro, NC | $690 | $700 | $910 | $1,130 | $1,530 |
| 27532 | Goldsboro, NC | $640 | $650 | $850 | $1,050 | $1,430 |
| 27533 | Goldsboro, NC | $640 | $650 | $850 | $1,050 | $1,430 |
| 27534 | Goldsboro, NC | $730 | $740 | $970 | $1,200 | $1,630 |
| 27542 | Goldsboro, NC | $920 | $950 | $1,080 | $1,360 | $1,760 |
| 27569 | Goldsboro, NC | $920 | $950 | $1,080 | $1,360 | $1,760 |
| 27830 | Goldsboro, NC | $570 | $580 | $760 | $940 | $1,280 |
| 27851 | Goldsboro, NC | $640 | $650 | $850 | $1,050 | $1,430 |
| 27863 | Goldsboro, NC | $920 | $950 | $1,080 | $1,360 | $1,760 |
| 27883 | Goldsboro, NC | $570 | $570 | $750 | $930 | $1,260 |
| 28333 | Goldsboro, NC | $570 | $570 | $750 | $930 | $1,260 |
| 28365 | Goldsboro, NC | $570 | $570 | $750 | $930 | $1,260 |
| 28551 | Goldsboro, NC | $630 | $630 | $830 | $1,030 | $1,400 |
| 28578 | Goldsboro, NC | $570 | $570 | $750 | $930 | $1,260 |
2022 Average & Median Rent Data Statistics
GOLDSBORO, NC average 1BR rent: $707, median: $650
GOLDSBORO, NC average 2BR rent: $886, median: $850
GOLDSBORO, NC average 3BR rent: $1,103, median: $1,050
GOLDSBORO, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,739 | $387,485,000 | $222,821 |
| Refi | 350 | $58,140,000 | $166,114 |
| Cash Out Refi | 342 | $71,480,000 | $209,006 |
| Home Improvement | 202 | $11,950,000 | $59,158 |
| Other | 201 | $16,775,000 | $83,458 |
Goldsboro's most frequently cited loan purpose was Home Purchase, with 1,739 originations. The 2nd most popular reason was Refi, with 350 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 833 | $148,535,000 | $178,313 |
| 5-6% | 616 | $132,510,000 | $215,114 |
| 4-5% | 614 | $134,460,000 | $218,990 |
| 6-7% | 291 | $57,255,000 | $196,753 |
| 2.5-3% | 282 | $38,290,000 | $135,780 |
| 7-8% | 66 | $11,180,000 | $169,394 |
| <2.5% | 59 | $8,935,000 | $151,441 |
| Over 8% | 49 | $11,225,000 | $229,082 |
During 2022, Goldsboro's most frequently originated rate bucket was 3-4%, with 833 originations.
Loan Sizing (GOLDSBORO, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,090 | $292,140,000 | $268,018 |
| $100k-200k | 1,026 | $155,530,000 | $151,589 |
| $100,000 or less | 628 | $35,860,000 | $57,102 |
| $400k-600k | 78 | $35,630,000 | $456,795 |
| $600k-1000k | 7 | $5,115,000 | $730,714 |
| $Over $1MM | 5 | $21,555,000 | $4,311,000 |
GOLDSBORO's loan sizing saw the bucket of loans from $200k-400k with 1,090 originations, totaling $292,140,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,435 | $323,275,000 | $225,279 |
| 60-80% | 529 | $94,995,000 | $179,575 |
| 20-40% | 239 | $18,735,000 | $78,389 |
| Under 20% | 217 | $15,675,000 | $72,235 |
| 40-60% | 198 | $37,010,000 | $186,919 |
| Over 100% | 178 | $48,300,000 | $271,348 |
GOLDSBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,435 originations, totaling $323,275,000 in origination value.