GOLDSBORO Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Goldsboro averaged 6.22% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 5.84% and one month ago for the week of 2023-04-20, the average rate was 6.04%.

    Goldsboro's average rate one year ago was 4.8%.

    For refis of the same type during the week of 2023-05-25, the average rate was 5.04%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Goldsboro 30 Year Fixed Rate 2023-05-25 6.22%
    Goldsboro 30 Year Fixed Rate Refi 2023-05-25 5.04%
    Goldsboro 15 Year Fixed Rate 2023-05-25 6.17%
    Goldsboro 15 Year Fixed Rate Refi 2023-05-25 6.37%
    Goldsboro 30 Year FHA 2023-05-25 6.39%
    Goldsboro 30 Year FHA Refi 2023-05-25 6.61%
    Goldsboro 30 Year USDA 2023-05-25 6.63%
    Goldsboro 30 Year USDA Refi 2023-05-25 6.83%
    Goldsboro 30 Year VA 2023-05-25 6.19%
    Goldsboro 30 Year VA Refi 2023-05-25 6.31%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GOLDSBORO, NC.

    GOLDSBORO Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GOLDSBORO, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    STATE EMPLOYEES' 302 3.92% $3,732
    Wells Fargo Bank 60 4.82% $3,494
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 57 5.42% $5,484
    QUICKEN LOANS, LLC 45 5.26% $6,175
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 33 3.89% $3,467
    Truist 29 4.66% $3,725
    CORNERSTONE HOME LENDING, INC. 26 4.92% $5,628
    MOVEMENT MORTGAGE, LLC 26 5.09% $3,772
    Alcova Mortgage LLC 21 5.39% $4,634
    MICHIGAN MUTUAL, INC. 19 5.68% $3,625
    NAVY FEDERAL CREDIT UNION 14 5.65% $4,615
    Southern Bank and Trust Company 14 5.06% $3,243
    Regions Bank 12 5.78% $4,060
    UNITED WHOLESALE MORTGAGE, LLC 10 5.64% $6,077
    MEMBER HOME LOAN, L.L.C. 8 4.52% $5,088
    First-Citizens Bank & Trust Company 8 4.56% $3,115
    PNC Bank 7 4.91% $4,245
    American Security Mortgage Corp. 7 5.86% $4,162
    LOANDEPOT.COM, LLC 6 5.00% $3,713
    COASTAL Federal Credit Union 6 5.71% $3,876
    Flagstar Bank, FSB 5 5.41% $4,811
    JPMorgan Chase Bank 5 4.77% $4,279
    Mr. Cooper ( Nationstar Mortgage ) 5 4.62% $5,720
    CMG MORTGAGE, INC. 5 5.37% $5,596
    Mortgage Research Center, LLC 5 4.85% $4,780
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 4.97% $3,689
    LATINO COMMUNITY CREDIT UNION 5 5.90% $4,233
    AMERISAVE MORTGAGE CORPORATION 4 4.91% $4,948
    ANGEL OAK HOME LOANS LLC 4 5.09% $5,267
    GUARANTEED RATE, INC. 4 4.69% $4,574
    First Bank 4 2.00% $939
    EQUITY RESOURCES, INC. 4 4.44% $2,904
    GoPrime Mortgage, Inc. 3 5.62% $4,341
    LAKEVIEW LOAN SERVICING, LLC 3 4.83% $3,801
    NFM, INC. 3 4.46% $6,377
    BROKER SOLUTIONS, INC. 3 4.83% $4,679
    ANGEL OAK MORTGAGE SOLUTIONS LLC 3 5.83% $6,427
    Bank of America 3 4.21% $3,051
    First Heritage Mortgage, LLC 3 5.40% $3,627
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 4.67% $3,363
    FREEDOM MORTGAGE CORPORATION 3 3.71% $6,786
    Hometown Lenders, Inc. 3 4.13% $5,079
    ACADEMY MORTGAGE CORPORATION 2 4.94% $3,054
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 5.75% $6,072
    Blue Ridge Bank 2 6.44% $5,327
    CALIBER HOME LOANS, INC. 2 3.54% $4,645
    CRESCENT MORTGAGE COMPANY 2 5.25% $3,810
    CROSSCOUNTRY MORTGAGE, LLC 2 5.25% $2,576
    FIRST COMMUNITY MORTGAGE, INC. 2 3.31% $2,743
    GUILD MORTGAGE COMPANY 2 5.00% $5,364
    HOME POINT FINANCIAL CORPORATION 2 6.31% $5,065
    HOMESPIRE MORTGAGE CORPORATION 2 5.38% $3,894
    INTERCOASTAL MORTGAGE COMPANY 2 5.49% $5,975
    PENNYMAC LOAN SERVICES, LLC 2 6.62% $4,359
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.19% $5,653
    ROYAL UNITED MORTGAGE LLC 2 4.88% $4,700
    RUOFF MORTGAGE COMPANY, INC. 2 4.19% $3,339
    SIRVA MORTGAGE, INC. 2 6.63% $709
    T2 FINANCIAL LLC 2 5.19% $5,881
    UNION HOME MORTGAGE CORP. 2 6.19% $4,266
    United Bank 2 5.81% $3,230
    United Community Bank 2 4.94% $4,764
    USAA Federal Savings Bank 2 5.69% $4,185
    U.S. Bank 2 4.63% $3,524
    First Federal Bank 1 4.00% $3,148
    FINANCE OF AMERICA MORTGAGE LLC 1 6.50% $5,697
    MCLEAN MORTGAGE CORPORATION 1 6.63% $2,773
    EVERETT FINANCIAL, INC. 1 4.50% $1,973
    EMBRACE HOME LOANS, INC. 1 4.99% $4,151
    MLD MORTGAGE INC. 1 2.88% $3,808
    Mortgage Assurance Inc. 1 4.13% $3,713
    Deere Employees Credit Union 1 2.13% $2,386
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.38% $3,316
    Citizens Bank 1 4.25% $10,687
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.13% $4,578
    NASA Federal Credit Union 1 6.00% $3,932
    Carrington Mortgage Services, LLC 1 5.63% $5,997
    NEWREZ LLC 1 4.38% $5,856
    CARDINAL FINANCIAL 1 3.88% $5,631
    North State Bank 1 4.75% $4,125
    NTFN, INC. 1 7.13% $3,647
    OAKTREE FUNDING CORP. 1 6.63% $9,853
    Paramount Residential Mortgage Group, Inc. 1 5.88% $4,861
    AmeriHome Mortgage Company, LLC 1 3.25% $3,696
    PLUS RELOCATION MORTGAGE, LLC 1 6.63% $1,522
    CAPITAL CENTER, L.L.C. 1 3.25% $0
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.63% $3,229
    Prosperity Home Mortgage, LLC 1 5.50% $3,412
    BETTER MORTGAGE CORPORATION 1 5.88% $2,857
    Bell Bank 1 4.13% $1,133
    Renasant Bank 1 3.75% $3,227
    WINGS FINANCIAL 1 5.25% $2,576
    Watermark Capital, Inc. 1 5.13% $3,538
    SHELTER HOME MORTGAGE, LLC 1 5.88% $5,852
    UNITED PREMIER FUNDING, LLC 1 5.75% $3,871
    BAY EQUITY LLC 1 5.38% $5,341
    SOUTHERN TRUST MORTGAGE, LLC 1 5.00% $2,643
    Barrington Bank & Trust Company, N.A. 1 5.53% $3,657
    STOCKTON MORTGAGE CORPORATION 1 5.13% $5,323
    SUN WEST MORTGAGE COMPANY, INC. 1 4.88% $4,531
    AMERICAN FINANCING CORPORATION 1 3.63% $4,037
    TD Bank 1 4.63% $8,080
    HAMILTON HOME LOANS, INC. 1 4.25% $5,557
    The Central Trust Bank 1 5.50% $3,982
    The Federal Savings Bank 1 5.63% $7,080
    HOMESTEAD FUNDING CORP. 1 6.63% $2,362
    GUARANTEED RATE AFFINITY, LLC 1 6.63% $7,727
    IMPAC MORTGAGE CORP. 1 3.88% $2,074
    Integrity Home Mortgage Corp 1 6.88% $3,332
    The Huntington National Bank 1 4.63% $3,525
    GENEVA FINANCIAL, LLC 1 3.75% $4,272
    KELLER MORTGAGE, LLC 1 6.38% $3,369
    KeyBank 1 5.38% $8,789
    Fulton Bank 1 3.88% $3,918
    First Horizon Bank 1 4.75% $3,875
    LIBERTY HOME MORTGAGE CORPORATION 1 4.25% $6,941

    GOLDSBORO Average Closing Costs & Other Stats

    GOLDSBORO, NC's 116 lenders originated 2,834 loans during 2022. The total origination value was $545,830,000, with an average loan value of $192,601.

    GOLDSBORO's average closing costs are $4,514.

    The top GOLDSBORO lender as defined by loan originations is STATE EMPLOYEES', with 302 loans originated. Their average total fees are $3,732, which is $238 higher than the next largest lender, Wells Fargo Bank.

    The lowest fee GOLDSBORO lenders (with over 10 loans originated) are Southern Bank and Trust Company ($3,243), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,467), Wells Fargo Bank ($3,494), MICHIGAN MUTUAL, INC. ($3,625) and Truist ($3,725).

    The lowest rate GOLDSBORO lenders (with over 10 loans originated) are LOCAL GOVERNMENT FEDERAL CREDIT UNION (3.89%), STATE EMPLOYEES' (3.92%), Truist (4.66%), Wells Fargo Bank (4.82%) and CORNERSTONE HOME LENDING, INC. (4.92%).

    GOLDSBORO, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    STATE EMPLOYEES' $95,325,000 $89,690,000 -5.9% 16.4%
    Wells Fargo Bank $65,120,000 $34,930,000 -46.4% 6.4%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $19,900,000 $31,840,000 60.0% 5.8%
    Mortgage Research Center, LLC $28,390,000 $28,865,000 1.7% 5.3%
    QUICKEN LOANS, LLC $52,355,000 $24,675,000 -52.9% 4.5%
    MOVEMENT MORTGAGE, LLC $33,715,000 $20,920,000 -38.0% 3.8%
    CORNERSTONE HOME LENDING, INC. $26,675,000 $18,235,000 -31.6% 3.3%
    Truist $30,195,000 $16,220,000 -46.3% 3.0%
    UNITED WHOLESALE MORTGAGE, LLC $11,550,000 $15,685,000 35.8% 2.9%
    NAVY FEDERAL CREDIT UNION $12,620,000 $12,280,000 -2.7% 2.2%
    Southern Bank and Trust Company $14,265,000 $10,955,000 -23.2% 2.0%
    First-Citizens Bank & Trust Company $9,540,000 $9,275,000 -2.8% 1.7%
    American Security Mortgage Corp. $4,110,000 $8,905,000 116.7% 1.6%
    Service Federal Credit Union $8,545,000 n/a 1.6%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $12,175,000 $8,215,000 -32.5% 1.5%
    Arbor Realty Trust, Inc. $7,690,000 n/a 1.4%
    MICHIGAN MUTUAL, INC. $8,595,000 $7,265,000 -15.5% 1.3%
    LOANDEPOT.COM, LLC $8,065,000 $6,095,000 -24.4% 1.1%
    USAA Federal Savings Bank $10,445,000 $5,995,000 -42.6% 1.1%
    Mr. Cooper ( Nationstar Mortgage ) $4,845,000 $5,580,000 15.2% 1.0%
    FirstBank $5,410,000 n/a 1.0%
    FREEDOM MORTGAGE CORPORATION $28,775,000 $5,240,000 -81.8% 1.0%
    Alcova Mortgage LLC $3,780,000 $5,150,000 36.2% 0.9%
    Regions Bank $3,590,000 $4,755,000 32.5% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,450,000 $4,725,000 -36.6% 0.9%
    PNC Bank $3,295,000 $4,525,000 37.3% 0.8%
    Flagstar Bank, FSB $2,635,000 $4,370,000 65.8% 0.8%
    ACADEMY MORTGAGE CORPORATION $2,765,000 $3,645,000 31.8% 0.7%
    PENNYMAC LOAN SERVICES, LLC $10,885,000 $3,610,000 -66.8% 0.7%
    NEW DAY FINANCIAL, LLC $5,560,000 $3,380,000 -39.2% 0.6%
    MEMBER HOME LOAN, L.L.C. $3,290,000 n/a 0.6%
    AMERISAVE MORTGAGE CORPORATION $2,685,000 $2,955,000 10.1% 0.5%
    Carrington Mortgage Services, LLC $4,240,000 $2,610,000 -38.4% 0.5%
    Hometown Lenders, Inc. $4,270,000 $2,445,000 -42.7% 0.4%
    The Federal Savings Bank $2,565,000 $2,440,000 -4.9% 0.4%
    BROKER SOLUTIONS, INC. $1,555,000 $2,290,000 47.3% 0.4%
    INTERCOASTAL MORTGAGE COMPANY $1,845,000 $2,285,000 23.8% 0.4%
    COASTAL Federal Credit Union $530,000 $2,225,000 319.8% 0.4%
    GoPrime Mortgage, Inc. $1,485,000 $2,220,000 49.5% 0.4%
    JET HOMELOANS, LLC $145,000 $2,165,000 1,393.1% 0.4%
    NFM, INC. $2,035,000 $2,075,000 2.0% 0.4%
    GUARANTEED RATE, INC. $4,025,000 $1,930,000 -52.0% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,150,000 $1,925,000 -10.5% 0.4%
    United Community Bank $375,000 $1,910,000 409.3% 0.3%
    ANGEL OAK HOME LOANS LLC $1,770,000 $1,885,000 6.5% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,760,000 $1,825,000 3.7% 0.3%
    Equity Prime Mortgage LLC $395,000 $1,810,000 358.2% 0.3%
    KS Bank, Inc. $2,355,000 $1,700,000 -27.8% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $4,245,000 $1,665,000 -60.8% 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,575,000 $1,645,000 -64.0% 0.3%
    Union Bank $965,000 $1,605,000 66.3% 0.3%
    CMG MORTGAGE, INC. $1,895,000 $1,590,000 -16.1% 0.3%
    AMERICAN FINANCING CORPORATION $1,715,000 $1,535,000 -10.5% 0.3%
    HOMESPIRE MORTGAGE CORPORATION $1,845,000 $1,525,000 -17.3% 0.3%
    HOME POINT FINANCIAL CORPORATION $3,100,000 $1,510,000 -51.3% 0.3%
    21ST MORTGAGE CORPORATION $2,170,000 $1,500,000 -30.9% 0.3%
    FINANCE OF AMERICA MORTGAGE LLC $520,000 $1,485,000 185.6% 0.3%
    JPMorgan Chase Bank $1,290,000 $1,435,000 11.2% 0.3%
    LATINO COMMUNITY CREDIT UNION $800,000 $1,425,000 78.1% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,430,000 $1,420,000 -41.6% 0.3%
    Nations Lending Corporation $1,715,000 $1,355,000 -21.0% 0.2%
    PENTAGON FEDERAL CREDIT UNION $3,200,000 $1,350,000 -57.8% 0.2%
    Bank of America $485,000 $1,320,000 172.2% 0.2%
    Blue Ridge Bank $965,000 $1,290,000 33.7% 0.2%
    First Bank $1,085,000 $1,280,000 18.0% 0.2%
    CALIBER HOME LOANS, INC. $4,300,000 $1,270,000 -70.5% 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $190,000 $1,220,000 542.1% 0.2%
    Mid-Continent Funding, Inc. $310,000 $1,165,000 275.8% 0.2%
    Barrington Bank & Trust Company, N.A. $1,090,000 $1,135,000 4.1% 0.2%
    North State Bank $995,000 $1,050,000 5.5% 0.2%
    GUILD MORTGAGE COMPANY $665,000 $1,045,000 57.1% 0.2%
    CALCON MUTUAL MORTGAGE LLC $225,000 $1,040,000 362.2% 0.2%
    Armed Forces Bank $285,000 $995,000 249.1% 0.2%
    EMBRACE HOME LOANS, INC. $795,000 $955,000 20.1% 0.2%
    First Heritage Mortgage, LLC $455,000 $950,000 108.8% 0.2%
    LENDINGHOME FUNDING CORPORATION $1,225,000 $935,000 -23.7% 0.2%
    UNION HOME MORTGAGE CORP. $1,490,000 $935,000 -37.2% 0.2%
    Citizens Bank $895,000 n/a 0.2%
    Towne Mortgage of the Carolinas, LLC $1,465,000 $885,000 -39.6% 0.2%
    LIMA ONE CAPITAL, LLC $830,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $1,765,000 $810,000 -54.1% 0.1%
    Prosperity Home Mortgage, LLC $935,000 $785,000 -16.0% 0.1%
    U.S. Bank $350,000 $775,000 121.4% 0.1%
    CAPITAL CENTER, L.L.C. $470,000 $770,000 63.8% 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $765,000 n/a 0.1%
    NBKC BANK $400,000 $765,000 91.3% 0.1%
    Alpha Mortgage Corporation $755,000 n/a 0.1%
    DAS Acquisition Company, LLC $615,000 $725,000 17.9% 0.1%
    CLEARPATH LENDING $3,170,000 $715,000 -77.4% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $10,640,000 $705,000 -93.4% 0.1%
    Fulton Bank $695,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $1,100,000 $695,000 -36.8% 0.1%
    T2 FINANCIAL LLC $480,000 $695,000 44.8% 0.1%
    The Central Trust Bank $685,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $115,000 $660,000 473.9% 0.1%
    United Bank $655,000 $655,000 0.0% 0.1%
    Lakeview Community Capital, LLC $845,000 $645,000 -23.7% 0.1%
    Gateway First Bank $165,000 $625,000 278.8% 0.1%
    AgCarolina Farm Credit, FLCA $1,240,000 $620,000 -50.0% 0.1%
    EQUITY RESOURCES, INC. $940,000 $610,000 -35.1% 0.1%
    Magnolia Bank $570,000 $590,000 3.5% 0.1%
    PREMIA MORTGAGE, LLC $580,000 n/a 0.1%
    Prudential Huntoon Paige Associates, LLC $575,000 n/a 0.1%
    LOANPAL, LLC $165,000 $565,000 242.4% 0.1%
    North American Savings Bank, F.S.B. $1,450,000 $560,000 -61.4% 0.1%
    Paramount Residential Mortgage Group, Inc. $620,000 $560,000 -9.7% 0.1%
    NEWREZ LLC $1,840,000 $550,000 -70.1% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $545,000 n/a 0.1%
    Low VA Rates, LLC $450,000 $540,000 20.0% 0.1%
    THE MORTGAGE FIRM, INC. $1,260,000 $530,000 -57.9% 0.1%
    CIVIC FINANCIAL SERVICES, LLC $525,000 n/a 0.1%
    CRESCENT MORTGAGE COMPANY $4,255,000 $525,000 -87.7% 0.1%
    PLANET HOME LENDING, LLC $915,000 $525,000 -42.6% 0.1%
    RELIANCE FIRST CAPITAL, LLC $1,750,000 $520,000 -70.3% 0.1%
    Bank of England $450,000 $510,000 13.3% 0.1%
    Figure Lending LLC $110,000 $505,000 359.1% 0.1%
    First Federal Bank $465,000 $500,000 7.5% 0.1%
    Meridian Bank Corporation $265,000 $490,000 84.9% 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $790,000 $485,000 -38.6% 0.1%
    TOP FLITE FINANCIAL, INC. $105,000 $445,000 323.8% 0.1%
    Ameris Bank $2,860,000 $415,000 -85.5% 0.1%
    TD Bank $405,000 n/a 0.1%
    UNIVERSITY LENDING GROUP, LLC $395,000 n/a 0.1%
    MCLEAN MORTGAGE CORPORATION $390,000 n/a 0.1%
    SELF-HELP Credit Union $165,000 $390,000 136.4% 0.1%
    UNITED PREMIER FUNDING, LLC $385,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $4,380,000 $380,000 -91.3% 0.1%
    EVERETT FINANCIAL, INC. $125,000 $375,000 200.0% 0.1%
    Renasant Bank $1,290,000 $375,000 -70.9% 0.1%
    The Huntington National Bank $375,000 n/a 0.1%
    SIRVA MORTGAGE, INC. $640,000 $370,000 -42.2% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $65,000 $355,000 446.2% 0.1%
    BETTER MORTGAGE CORPORATION $4,480,000 $350,000 -92.2% 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $330,000 $350,000 6.1% 0.1%
    CERTAINTY HOME LOANS, LLC $330,000 $340,000 3.0% 0.1%
    GENEVA FINANCIAL, LLC $470,000 $340,000 -27.7% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $115,000 $335,000 191.3% 0.1%
    Mortgage Assurance Inc. $335,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $1,305,000 $335,000 -74.3% 0.1%
    MIDLAND MORTGAGE CORPORATION $325,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $4,770,000 $320,000 -93.3% 0.1%
    Benchmark Community Bank $230,000 $300,000 30.4% 0.1%
    STOCKTON MORTGAGE CORPORATION $300,000 n/a 0.1%
    Waterstone Mortgage Corporation $295,000 n/a 0.1%
    Northpointe Bank $290,000 n/a 0.1%
    ALLIED MORTGAGE GROUP, INC. $285,000 n/a 0.1%
    MORTGAGE ACCESS CORP. $285,000 n/a 0.1%
    M&T Bank $465,000 $280,000 -39.8% 0.1%
    ALL REVERSE MORTGAGE, INC. $275,000 n/a 0.1%
    First Horizon Bank $225,000 $275,000 22.2% 0.1%
    KeyBank $275,000 n/a 0.1%
    MY MORTGAGE, INC. $275,000 n/a 0.1%
    FIRST HOME MORTGAGE CORPORATION $265,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $695,000 $265,000 -61.9% 0.0%
    Colonial Savings, F.A. $255,000 n/a 0.0%
    United Fidelity Funding Corp. $255,000 n/a 0.0%
    Discover Bank $65,000 $245,000 276.9% 0.0%
    First Guaranty Mortgage Corporation $1,335,000 $245,000 -81.6% 0.0%
    Victorian Finance, LLC $245,000 n/a 0.0%
    ON Q FINANCIAL, INC. $440,000 $235,000 -46.6% 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $665,000 $235,000 -64.7% 0.0%
    HOMESTEAD FUNDING CORP. $785,000 $225,000 -71.3% 0.0%
    Midwest BankCentre $225,000 n/a 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $770,000 $225,000 -70.8% 0.0%
    OAKTREE FUNDING CORP. $225,000 n/a 0.0%
    SOUTHERN TRUST MORTGAGE, LLC $935,000 $220,000 -76.5% 0.0%
    Credence Funding Corporation $215,000 n/a 0.0%
    IMPAC MORTGAGE CORP. $215,000 n/a 0.0%
    KELLER MORTGAGE, LLC $2,510,000 $215,000 -91.4% 0.0%
    SHELTER HOME MORTGAGE, LLC $215,000 n/a 0.0%
    Amerifirst Financial, Inc. $205,000 n/a 0.0%
    Corporate Investors Mortgage Group, Inc. $470,000 $205,000 -56.4% 0.0%
    Loan Simple, Inc. $205,000 n/a 0.0%
    OVM FINANCIAL, INC. $520,000 $205,000 -60.6% 0.0%
    Quontic Bank $205,000 n/a 0.0%
    BAY EQUITY LLC $195,000 n/a 0.0%
    HAMILTON HOME LOANS, INC. $310,000 $195,000 -37.1% 0.0%
    Texana Bank $195,000 n/a 0.0%
    UNITED MORTGAGE CORP. $195,000 n/a 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $185,000 n/a 0.0%
    Bank OZK $185,000 n/a 0.0%
    GUARANTEED RATE AFFINITY, LLC $135,000 $185,000 37.0% 0.0%
    NTFN, INC. $310,000 $185,000 -40.3% 0.0%
    AmeriHome Mortgage Company, LLC $1,550,000 $175,000 -88.7% 0.0%
    LIBERTY HOME MORTGAGE CORPORATION $175,000 n/a 0.0%
    Shamrock Home Loans, Inc. $170,000 $175,000 2.9% 0.0%
    THRIVENT Federal Credit Union $175,000 n/a 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $575,000 $170,000 -70.4% 0.0%
    Allen Tate Mortgage Partners, LLC $85,000 $165,000 94.1% 0.0%
    American Airlines Federal Credit Union $165,000 n/a 0.0%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $165,000 n/a 0.0%
    MLD MORTGAGE INC. $165,000 n/a 0.0%
    TOWNE MORTGAGE COMPANY $660,000 $165,000 -75.0% 0.0%
    WINGS FINANCIAL $95,000 $165,000 73.7% 0.0%
    Bell Bank $155,000 n/a 0.0%
    Countybank $155,000 n/a 0.0%
    Tyndall Federal Credit Union $155,000 n/a 0.0%
    Deere Employees Credit Union $125,000 $145,000 16.0% 0.0%
    NASA Federal Credit Union $145,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $130,000 $135,000 3.8% 0.0%
    Hometown Equity Mortgage, LLC $135,000 n/a 0.0%
    MORIA DEVELOPMENT, INC. $135,000 n/a 0.0%
    PANORAMA MORTGAGE GROUP, LLC $245,000 $135,000 -44.9% 0.0%
    RF Renovo Management Company, LLC $135,000 n/a 0.0%
    Truliant Federal Credit Union $35,000 $135,000 285.7% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $95,000 $125,000 31.6% 0.0%
    Brighton Bank $125,000 n/a 0.0%
    EMM LOANS LLC $530,000 $125,000 -76.4% 0.0%
    Integrity Home Mortgage Corp $125,000 n/a 0.0%
    SPRING EQ, LLC $165,000 $125,000 -24.2% 0.0%
    PLAZA HOME MORTGAGE, INC. $115,000 n/a 0.0%
    PLUS RELOCATION MORTGAGE, LLC $185,000 $115,000 -37.8% 0.0%
    Watermark Capital, Inc. $185,000 $115,000 -37.8% 0.0%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,415,000 $105,000 -92.6% 0.0%
    Secured Investment Corp. $105,000 n/a 0.0%
    MidFirst Bank $95,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $215,000 $55,000 -74.4% 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 $25,000 0.0% 0.0%

    GOLDSBORO's top lender by overall market share is STATE EMPLOYEES', with 16.4% market share. In second place, with 6.4%, is Wells Fargo Bank, having originated $34,930,000 in loans. In third place, with 5.8%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $31,840,000 in loans. In fourth place, with 5.3%, is Mortgage Research Center, LLC, having originated $28,865,000 in loans. In fifth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $24,675,000 in loans.

    GOLDSBORO Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $168,750 (2.8%) $178,062 (-0.3%) 0.00 459
    2018-02-01 $165,225 (0.9%) $175,880 (-0.2%) 0.00 433
    2018-03-01 $165,000 (1.8%) $179,209 (1.6%) 0.00 387
    2018-04-01 $164,975 (0.0%) $180,249 (-0.3%) 0.00 407
    2018-05-01 $165,975 (-1.3%) $179,851 (-1.7%) 0.00 416
    2018-06-01 $167,000 (0.0%) $180,710 (-0.6%) 0.00 416
    2018-07-01 $167,850 (1.8%) $183,400 (1.3%) 0.00 433
    2018-08-01 $164,925 (1.2%) $180,848 (0.9%) 0.00 445
    2018-09-01 $169,900 (3.4%) $183,337 (3.3%) 0.00 444
    2018-10-01 $173,700 (6.3%) $186,384 (6.3%) 0.00 404
    2018-11-01 $169,225 (3.5%) $183,864 (4.8%) 0.00 384
    2018-12-01 $169,950 (0.6%) $185,596 (4.1%) 0.00 364
    2019-01-01 $169,900 (0.7%) $185,215 (4.0%) 0.00 336
    2019-02-01 $175,700 (6.3%) $190,239 (8.2%) 0.00 325
    2019-03-01 $189,700 (11.5%) $198,379 (10.7%) 0.00 298
    2019-04-01 $189,900 (15.0%) $198,632 (10.2%) 0.00 288
    2019-05-01 $191,400 (15.3%) $199,214 (10.8%) 0.00 290
    2019-06-01 $185,900 (11.3%) $195,873 (8.4%) 0.00 293
    2019-07-01 $182,450 (8.7%) $193,270 (5.4%) 0.00 289
    2019-08-01 $179,900 (9.9%) $190,255 (5.2%) 0.00 273
    2019-09-01 $184,135 (7.9%) $193,467 (5.5%) 0.00 260
    2019-10-01 $183,700 (6.0%) $192,912 (3.5%) 0.00 282
    2019-11-01 $189,500 (12.0%) $190,911 (3.8%) 0.00 261
    2019-12-01 $189,125 (11.3%) $187,392 (1.0%) 0.00 254
    2020-01-01 $190,450 (12.1%) $187,012 (1.0%) 0.00 233
    2020-02-01 $191,400 (8.9%) $190,219 (0.0%) 0.00 205
    2020-03-01 $189,725 (3.1%) $188,700 (-4.9%) 0.00 211
    2020-04-01 $186,200 (-1.9%) $185,019 (-6.9%) 0.00 201
    2020-05-01 $189,900 (-0.8%) $186,682 (-6.3%) 0.00 161
    2020-06-01 $193,425 (4.1%) $199,095 (1.6%) 0.00 179
    2020-07-01 $200,750 (10.0%) $201,673 (4.4%) 0.00 147
    2020-08-01 $187,500 (3.4%) $198,544 (4.4%) 0.00 139
    2020-09-01 $186,950 (2.0%) $203,270 (5.1%) 0.00 126
    2020-10-01 $180,000 (-2.3%) $201,634 (4.5%) 0.00 109
    2020-11-01 $184,220 (-2.8%) $206,252 (8.0%) 0.00 118
    2020-12-01 $190,450 (0.7%) $213,047 (13.7%) 0.00 106
    2021-01-01 $195,000 (2.4%) $208,538 (11.5%) 0.00 104
    2021-02-01 $183,675 (-4.0%) $214,813 (12.9%) 0.00 94
    2021-03-01 $197,975 (4.4%) $208,216 (10.3%) 0.00 83
    2021-04-01 $218,188 (17.2%) $227,797 (23.1%) 0.00 77
    2021-05-01 $239,900 (26.3%) $238,175 (27.6%) 0.00 93
    2021-06-01 $227,425 (17.6%) $239,154 (20.1%) 0.00 102
    2021-07-01 $210,000 (4.6%) $229,572 (13.8%) 0.00 122
    2021-08-01 $218,675 (16.6%) $224,678 (13.2%) 0.00 129
    2021-09-01 $180,850 (-3.3%) $200,159 (-1.5%) 0.00 119
    2021-10-01 $189,900 (5.5%) $202,325 (0.3%) 0.00 116
    2021-11-01 $184,800 (0.3%) $221,344 (7.3%) 0.00 97
    2021-12-01 $201,250 (5.7%) $230,060 (8.0%) 0.00 102
    2022-01-01 $247,900 (27.1%) $254,541 (22.1%) 0.00 98
    2022-02-01 $234,950 (27.9%) $247,651 (15.3%) 0.00 77
    2022-03-01 $226,150 (14.2%) $245,303 (17.8%) 0.00 69
    2022-04-01 $249,950 (14.6%) $266,991 (17.2%) 0.00 67
    2022-05-01 $228,250 (-4.9%) $277,445 (16.5%) 0.00 117
    2022-06-01 $222,050 (-2.4%) $293,529 (22.7%) 0.00 145
    2022-07-01 $239,960 (14.3%) $292,633 (27.5%) 0.00 176
    2022-08-01 $249,925 (14.3%) $276,080 (22.9%) 0.00 184
    2022-09-01 $242,581 (34.1%) $271,762 (35.8%) 0.00 195
    2022-10-01 $249,900 (31.6%) $286,284 (41.5%) 0.00 170
    2022-11-01 $249,900 (35.2%) $275,860 (24.6%) 0.00 194
    2022-12-01 $262,900 (30.6%) $285,292 (24.0%) 0.00 188
    2023-01-01 $263,175 (6.2%) $284,509 (11.8%) 0.00 164
    2023-02-01 $283,200 (20.5%) $289,028 (16.7%) 0.00 150
    2023-03-01 $288,200 (27.4%) $290,578 (18.5%) 0.00 123
    2023-04-01 $300,900 (0.0%) $306,925 (15.0%) 0.00 112
    GOLDSBORO's median listing price for 2023-04-01 was $300,900, a difference of $50,950 (0.0%) versus the prior year and $12,700 versus the prior month.

    GOLDSBORO's median listing price comes in at 0% of the national average.

    GOLDSBORO's average listing price for 2023-04-01 was $306,925, a difference of $39,934 (15.0%) versus the prior year and $16,347 versus the prior month.

    For the 2023-04-01 period, GOLDSBORO had 112 MLS listings, a difference of -11 listings (-9%) versus the prior month and 45 listings (67%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,861 sqft
    2018-02-01 0 days 1,803 sqft
    2018-03-01 0 days 1,852 sqft
    2018-04-01 0 days 1,859 sqft
    2018-05-01 0 days 1,846 sqft
    2018-06-01 0 days 1,834 sqft
    2018-07-01 0 days 1,860 sqft
    2018-08-01 0 days 1,856 sqft
    2018-09-01 0 days 1,858 sqft
    2018-10-01 0 days 1,889 sqft
    2018-11-01 0 days 1,877 sqft
    2018-12-01 0 days 1,914 sqft
    2019-01-01 0 days 1,929 sqft
    2019-02-01 0 days 1,985 sqft
    2019-03-01 0 days 2,040 sqft
    2019-04-01 0 days 2,063 sqft
    2019-05-01 0 days 2,100 sqft
    2019-06-01 0 days 2,109 sqft
    2019-07-01 0 days 2,101 sqft
    2019-08-01 0 days 2,079 sqft
    2019-09-01 0 days 2,090 sqft
    2019-10-01 0 days 2,009 sqft
    2019-11-01 0 days 1,931 sqft
    2019-12-01 0 days 1,877 sqft
    2020-01-01 0 days 1,916 sqft
    2020-02-01 0 days 2,000 sqft
    2020-03-01 0 days 1,926 sqft
    2020-04-01 0 days 1,904 sqft
    2020-05-01 0 days 1,939 sqft
    2020-06-01 0 days 2,038 sqft
    2020-07-01 0 days 2,139 sqft
    2020-08-01 0 days 2,085 sqft
    2020-09-01 0 days 2,015 sqft
    2020-10-01 0 days 1,939 sqft
    2020-11-01 0 days 1,853 sqft
    2020-12-01 0 days 1,849 sqft
    2021-01-01 0 days 1,770 sqft
    2021-02-01 0 days 1,693 sqft
    2021-03-01 0 days 1,882 sqft
    2021-04-01 0 days 1,840 sqft
    2021-05-01 0 days 1,958 sqft
    2021-06-01 0 days 1,928 sqft
    2021-07-01 0 days 1,884 sqft
    2021-08-01 0 days 1,855 sqft
    2021-09-01 0 days 1,755 sqft
    2021-10-01 0 days 1,611 sqft
    2021-11-01 0 days 1,751 sqft
    2021-12-01 0 days 1,826 sqft
    2022-01-01 0 days 1,926 sqft
    2022-02-01 0 days 1,867 sqft
    2022-03-01 0 days 1,769 sqft
    2022-04-01 0 days 1,844 sqft
    2022-05-01 0 days 1,874 sqft
    2022-06-01 0 days 2,004 sqft
    2022-07-01 0 days 1,883 sqft
    2022-08-01 0 days 1,821 sqft
    2022-09-01 0 days 1,757 sqft
    2022-10-01 0 days 1,804 sqft
    2022-11-01 0 days 1,810 sqft
    2022-12-01 0 days 1,912 sqft
    2023-01-01 0 days 1,874 sqft
    2023-02-01 0 days 1,858 sqft
    2023-03-01 0 days 1,930 sqft
    2023-04-01 0 days 1,950 sqft
    GOLDSBORO's median listing age (time on market) for 2023-04-01 was 0 days.

    GOLDSBORO's median square footage for active listings during the 2023-04-01 period was 1,950 sqft. One year prior, the average listing was 1,844 sqft.

    GOLDSBORO, NC Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    27524 Goldsboro, NC $920 $950 $1,080 $1,360 $1,760
    27530 Goldsboro, NC $630 $630 $830 $1,030 $1,400
    27531 Goldsboro, NC $690 $700 $910 $1,130 $1,530
    27532 Goldsboro, NC $640 $650 $850 $1,050 $1,430
    27533 Goldsboro, NC $640 $650 $850 $1,050 $1,430
    27534 Goldsboro, NC $730 $740 $970 $1,200 $1,630
    27542 Goldsboro, NC $920 $950 $1,080 $1,360 $1,760
    27569 Goldsboro, NC $920 $950 $1,080 $1,360 $1,760
    27830 Goldsboro, NC $570 $580 $760 $940 $1,280
    27851 Goldsboro, NC $640 $650 $850 $1,050 $1,430
    27863 Goldsboro, NC $920 $950 $1,080 $1,360 $1,760
    27883 Goldsboro, NC $570 $570 $750 $930 $1,260
    28333 Goldsboro, NC $570 $570 $750 $930 $1,260
    28365 Goldsboro, NC $570 $570 $750 $930 $1,260
    28551 Goldsboro, NC $630 $630 $830 $1,030 $1,400
    28578 Goldsboro, NC $570 $570 $750 $930 $1,260

    2022 Average & Median Rent Data Statistics
    GOLDSBORO, NC average 1BR rent: $707, median: $650
    GOLDSBORO, NC average 2BR rent: $886, median: $850
    GOLDSBORO, NC average 3BR rent: $1,103, median: $1,050

    GOLDSBORO, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,739 $387,485,000 $222,821
    Refi 350 $58,140,000 $166,114
    Cash Out Refi 342 $71,480,000 $209,006
    Home Improvement 202 $11,950,000 $59,158
    Other 201 $16,775,000 $83,458

    Goldsboro's most frequently cited loan purpose was Home Purchase, with 1,739 originations. The 2nd most popular reason was Refi, with 350 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 833 $148,535,000 $178,313
    5-6% 616 $132,510,000 $215,114
    4-5% 614 $134,460,000 $218,990
    6-7% 291 $57,255,000 $196,753
    2.5-3% 282 $38,290,000 $135,780
    7-8% 66 $11,180,000 $169,394
    <2.5% 59 $8,935,000 $151,441
    Over 8% 49 $11,225,000 $229,082

    During 2022, Goldsboro's most frequently originated rate bucket was 3-4%, with 833 originations.

    Loan Sizing (GOLDSBORO, NC MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 1,090 $292,140,000 $268,018
    $100k-200k 1,026 $155,530,000 $151,589
    $100,000 or less 628 $35,860,000 $57,102
    $400k-600k 78 $35,630,000 $456,795
    $600k-1000k 7 $5,115,000 $730,714
    $Over $1MM 5 $21,555,000 $4,311,000

    GOLDSBORO's loan sizing saw the bucket of loans from $200k-400k with 1,090 originations, totaling $292,140,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,435 $323,275,000 $225,279
    60-80% 529 $94,995,000 $179,575
    20-40% 239 $18,735,000 $78,389
    Under 20% 217 $15,675,000 $72,235
    40-60% 198 $37,010,000 $186,919
    Over 100% 178 $48,300,000 $271,348

    GOLDSBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,435 originations, totaling $323,275,000 in origination value.