GOLDSBORO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Goldsboro averaged 6.7% for the week of 2024-07-18, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-07-11) was 6.72% and one month ago for the week of 2024-06-13, the average rate was 6.68%.

Goldsboro's average rate one year ago was 6.69%.

For refis of the same type during the week of 2024-07-18, the average rate was 6.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-18 6.77%
Goldsboro 30 Year Fixed Rate 2024-07-18 6.7%
Goldsboro 30 Year Fixed Rate Refi 2024-07-18 6.77%
Goldsboro 15 Year Fixed Rate 2024-07-18 5.95%
Goldsboro 15 Year Fixed Rate Refi 2024-07-18 6.55%
Goldsboro 30 Year FHA 2024-07-18 6.21%
Goldsboro 30 Year FHA Refi 2024-07-18 6.59%
Goldsboro 30 Year USDA 2024-07-18 6.53%
Goldsboro 30 Year USDA Refi 2024-07-18 6.63%
Goldsboro 30 Year VA 2024-07-18 6.31%
Goldsboro 30 Year VA Refi 2024-07-18 6.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GOLDSBORO, NC.

GOLDSBORO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GOLDSBORO, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
STATE EMPLOYEES' 121 6.01% $3,724
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 44 6.72% $6,724
QUICKEN LOANS, LLC 31 6.94% $6,542
Truist 16 6.47% $4,279
LOCAL GOVERNMENT FEDERAL CREDIT UNION 15 6.23% $3,924
MOVEMENT MORTGAGE, LLC 14 6.58% $4,988
Wells Fargo Bank 14 6.75% $4,244
MICHIGAN MUTUAL, INC. 13 6.42% $6,676
UNITED WHOLESALE MORTGAGE, LLC 12 6.62% $5,942
First-Citizens Bank & Trust Company 10 6.50% $3,625
American Security Mortgage Corp. 10 6.83% $5,031
LATINO COMMUNITY CREDIT UNION 8 6.94% $3,934
CORNERSTONE HOME LENDING, INC. 8 6.94% $7,233
Southern Bank and Trust Company 7 6.66% $4,084
First Bank 7 2.55% $1,277
NAVY FEDERAL CREDIT UNION 6 6.63% $3,868
Integrity Home Mortgage Corp 5 6.35% $3,873
Towne Mortgage of the Carolinas, LLC 5 6.50% $4,677
EQUITY RESOURCES, INC. 5 6.10% $3,693
GUARANTEED RATE, INC. 5 6.78% $4,254
Regions Bank 5 6.25% $5,083
JPMorgan Chase Bank 4 6.50% $4,233
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 7.06% $4,635
Alcova Mortgage LLC 4 7.13% $6,412
FBC MORTGAGE, LLC 3 6.24% $2,432
CROSSCOUNTRY MORTGAGE, LLC 3 6.71% $3,991
Bank of America 3 6.96% $8,288
ROYAL UNITED MORTGAGE LLC 3 7.42% $5,415
USAA Federal Savings Bank 3 6.79% $11,633
PENNYMAC LOAN SERVICES, LLC 3 7.04% $6,886
Mortgage Research Center, LLC 3 6.71% $4,838
COASTAL Federal Credit Union 3 6.33% $2,944
BROKER SOLUTIONS, INC. 2 7.13% $6,886
Mr. Cooper ( Nationstar Mortgage ) 2 7.31% $9,133
EVERETT FINANCIAL, INC. 2 6.75% $3,042
CMG MORTGAGE, INC. 2 6.63% $3,924
Apple Federal Credit Union 2 6.81% $7,583
ACADEMY MORTGAGE CORPORATION 2 5.88% $4,976
First National Bank of America 2 11.19% $8,469
Fifth Third Bank 2 6.69% $5,518
INTERCOASTAL MORTGAGE COMPANY 2 6.68% $5,640
LOANDEPOT.COM, LLC 2 7.50% $6,237
SIRVA MORTGAGE, INC. 1 6.75% $935
State Department Federal Credit Union 1 7.13% $6,269
STOCKTON MORTGAGE CORPORATION 1 8.13% $6,448
SUCCESS MORTGAGE PARTNERS, INC. 1 7.50% $7,909
The Federal Savings Bank 1 7.00% $4,059
United Bank 1 7.13% $4,243
United Community Bank 1 7.00% $5,987
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $4,728
1ST SIGNATURE LENDING, LLC 1 5.75% $6,984
ZILLOW HOME LOANS, LLC 1 7.50% $5,679
21ST MORTGAGE CORPORATION 1 8.84% $6,726
ABSOLUTE HOME MORTGAGE CORPORATION 1 7.13% $6,945
AgCarolina Farm Credit, FLCA 1 8.33% $9,619
Ally Bank 1 7.13% $2,676
AMERICAN FINANCING CORPORATION 1 5.50% $6,325
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.88% $10,369
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 7.38% $7,772
Ameris Bank 1 7.13% $6,331
CAROLINAS TELCO FEDERAL CREDIT UNION 1 8.00% $4,800
CIBM Bank 1 7.50% $7,053
Citibank 1 6.63% $3,205
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.99% $3,150
CRESCENT MORTGAGE COMPANY 1 7.25% $4,876
DELMAR FINANCIAL COMPANY 1 7.50% $4,797
Farmers Bank & Trust 1 7.38% $5,350
First National Bank of Pennsylvania 1 6.75% $3,518
First Vision Bank of Tennessee 1 6.38% $3,217
GENEVA FINANCIAL, LLC 1 8.00% $7,053
GUILD MORTGAGE COMPANY 1 6.50% $3,221
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.88% $5,076
HOMESIDE FINANCIAL, LLC 1 6.63% $6,779
HOMESPIRE MORTGAGE CORPORATION 1 6.63% $625
HOMEXPRESS MORTGAGE CORP. 1 10.00% $14,930
HOWARD HANNA FINANCIAL SERVICES, INC. 1 6.05% $3,135
INOVA FEDERAL CREDIT UNION 1 6.50% $2,870
LENDSURE MORTGAGE CORP. 1 8.63% $9,644
Morgan Stanley Private Bank 1 6.25% $2,640
MORTGAGE INVESTORS GROUP, INC. 1 7.50% $8,551
M&T Bank 1 6.63% $5,101
Nations Lending Corporation 1 6.50% $6,492
NBKC BANK 1 6.88% $2,043
NEXERA HOLDING LLC 1 10.88% $8,049
North American Savings Bank, F.S.B. 1 9.88% $749
North State Bank 1 7.25% $4,308
Northwest Federal Credit Union 1 7.25% $3,304
NP, Inc. 1 9.75% $11,841
PNC Bank 1 7.13% $3,410
PREMIA MORTGAGE, LLC 1 7.05% $2,559
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.38% $6,348
Prosperity Home Mortgage, LLC 1 6.88% $3,914
RBC Bank, (Georgia) 1 6.13% $2,397

GOLDSBORO Average Closing Costs & Other Stats

GOLDSBORO, NC's 93 lenders originated 2,086 loans during 2023. The total origination value was $388,390,000, with an average loan value of $186,189.

GOLDSBORO's average closing costs are $4,846.

The top GOLDSBORO lender as defined by loan originations is STATE EMPLOYEES', with 121 loans originated. Their average total fees are $3,724, which is $2,999 lower than the next largest lender, ATLANTIC BAY MORTGAGE GROUP, L.L.C..

The lowest fee GOLDSBORO lenders (with over 10 loans originated) are First-Citizens Bank & Trust Company ($3,625), STATE EMPLOYEES' ($3,724), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,924), Wells Fargo Bank ($4,244) and Truist ($4,279).

The lowest rate GOLDSBORO lenders (with over 10 loans originated) are STATE EMPLOYEES' (6.01%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (6.23%), MICHIGAN MUTUAL, INC. (6.42%), Truist (6.47%) and First-Citizens Bank & Trust Company (6.50%).

GOLDSBORO, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
STATE EMPLOYEES' $89,690,000 $44,540,000 -50.3% 11.5%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $31,840,000 $34,095,000 7.1% 8.8%
American Security Mortgage Corp. $8,905,000 $23,440,000 163.2% 6.0%
Mortgage Research Center, LLC $28,865,000 $20,005,000 -30.7% 5.2%
QUICKEN LOANS, LLC $24,675,000 $17,410,000 -29.4% 4.5%
UNITED WHOLESALE MORTGAGE, LLC $15,685,000 $17,320,000 10.4% 4.5%
MOVEMENT MORTGAGE, LLC $20,920,000 $15,920,000 -23.9% 4.1%
Southern Bank and Trust Company $10,955,000 $13,340,000 21.8% 3.4%
CORNERSTONE HOME LENDING, INC. $18,235,000 $11,990,000 -34.2% 3.1%
Truist $16,220,000 $11,600,000 -28.5% 3.0%
NAVY FEDERAL CREDIT UNION $12,280,000 $8,220,000 -33.1% 2.1%
First-Citizens Bank & Trust Company $9,275,000 $7,160,000 -22.8% 1.8%
PENNYMAC LOAN SERVICES, LLC $3,610,000 $6,405,000 77.4% 1.6%
Wells Fargo Bank $34,930,000 $5,835,000 -83.3% 1.5%
MICHIGAN MUTUAL, INC. $7,265,000 $5,635,000 -22.4% 1.5%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $8,215,000 $4,605,000 -43.9% 1.2%
USAA Federal Savings Bank $5,995,000 $4,465,000 -25.5% 1.1%
VELOCIO MORTGAGE L.L.C. $4,265,000 n/a 1.1%
LOANDEPOT.COM, LLC $6,095,000 $3,730,000 -38.8% 1.0%
FBC MORTGAGE, LLC $3,220,000 n/a 0.8%
NEW DAY FINANCIAL, LLC $3,380,000 $3,035,000 -10.2% 0.8%
Merchants Bank of Indiana $3,005,000 n/a 0.8%
GUARANTEED RATE, INC. $1,930,000 $2,870,000 48.7% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,725,000 $2,815,000 -40.4% 0.7%
Alcova Mortgage LLC $5,150,000 $2,700,000 -47.6% 0.7%
Regions Bank $4,755,000 $2,435,000 -48.8% 0.6%
KS Bank, Inc. $1,700,000 $2,410,000 41.8% 0.6%
FREEDOM MORTGAGE CORPORATION $5,240,000 $2,230,000 -57.4% 0.6%
TOWNE MORTGAGE COMPANY $165,000 $2,165,000 1,212.1% 0.6%
Integrity Home Mortgage Corp $125,000 $2,160,000 1,628.0% 0.6%
Bank of America $1,320,000 $2,095,000 58.7% 0.5%
HOMESPIRE MORTGAGE CORPORATION $1,525,000 $2,085,000 36.7% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $1,665,000 $2,045,000 22.8% 0.5%
First Bank $1,280,000 $2,040,000 59.4% 0.5%
VILLAGE CAPITAL MORTGAGE $320,000 $1,970,000 515.6% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $5,580,000 $1,940,000 -65.2% 0.5%
Towne Mortgage of the Carolinas, LLC $885,000 $1,930,000 118.1% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,925,000 $1,925,000 0.0% 0.5%
BROKER SOLUTIONS, INC. $2,290,000 $1,920,000 -16.2% 0.5%
CMG MORTGAGE, INC. $1,590,000 $1,920,000 20.8% 0.5%
Prosperity Home Mortgage, LLC $785,000 $1,850,000 135.7% 0.5%
SUCCESS MORTGAGE PARTNERS, INC. $1,220,000 $1,845,000 51.2% 0.5%
PNC Bank $4,525,000 $1,790,000 -60.4% 0.5%
LATINO COMMUNITY CREDIT UNION $1,425,000 $1,780,000 24.9% 0.5%
ACADEMY MORTGAGE CORPORATION $3,645,000 $1,745,000 -52.1% 0.4%
Merchants Capital Corp. $1,745,000 n/a 0.4%
PENTAGON FEDERAL CREDIT UNION $1,350,000 $1,665,000 23.3% 0.4%
Carrington Mortgage Services, LLC $2,610,000 $1,655,000 -36.6% 0.4%
NEWREZ LLC $550,000 $1,620,000 194.5% 0.4%
21ST MORTGAGE CORPORATION $1,500,000 $1,565,000 4.3% 0.4%
The Federal Savings Bank $2,440,000 $1,520,000 -37.7% 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 $1,510,000 571.1% 0.4%
NFM, INC. $2,075,000 $1,405,000 -32.3% 0.4%
INTERCOASTAL MORTGAGE COMPANY $2,285,000 $1,305,000 -42.9% 0.3%
NBKC BANK $765,000 $1,305,000 70.6% 0.3%
AgCarolina Farm Credit, FLCA $620,000 $1,300,000 109.7% 0.3%
Nations Lending Corporation $1,355,000 $1,280,000 -5.5% 0.3%
DHI MORTGAGE COMPANY, LTD. $1,240,000 n/a 0.3%
HOMESIDE FINANCIAL, LLC $695,000 $1,240,000 78.4% 0.3%
AMERISAVE MORTGAGE CORPORATION $2,955,000 $1,230,000 -58.4% 0.3%
EQUITY RESOURCES, INC. $610,000 $1,130,000 85.2% 0.3%
Towne Bank $1,010,000 n/a 0.3%
Fifth Third Bank $1,005,000 n/a 0.3%
Equity Prime Mortgage LLC $1,810,000 $975,000 -46.1% 0.3%
CARDINAL FINANCIAL $1,645,000 $940,000 -42.9% 0.2%
LIMA ONE CAPITAL, LLC $830,000 $935,000 12.7% 0.2%
Blue Ridge Bank $1,290,000 $915,000 -29.1% 0.2%
LENDINGHOME FUNDING CORPORATION $935,000 $900,000 -3.7% 0.2%
CALCON MUTUAL MORTGAGE LLC $1,040,000 $895,000 -13.9% 0.2%
COASTAL Federal Credit Union $2,225,000 $875,000 -60.7% 0.2%
PREMIA MORTGAGE, LLC $580,000 $855,000 47.4% 0.2%
JPMorgan Chase Bank $1,435,000 $830,000 -42.2% 0.2%
Plains Commerce Bank $805,000 n/a 0.2%
Flagstar Bank, FSB $4,370,000 $790,000 -81.9% 0.2%
GoPrime Mortgage, Inc. $2,220,000 $785,000 -64.6% 0.2%
United Bank $655,000 $760,000 16.0% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $750,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $170,000 $730,000 329.4% 0.2%
MORTGAGE INVESTORS GROUP, INC. $655,000 n/a 0.2%
Ameris Bank $415,000 $630,000 51.8% 0.2%
PLAZA HOME MORTGAGE, INC. $115,000 $600,000 421.7% 0.2%
LOANPAL, LLC $565,000 $595,000 5.3% 0.2%
Magnolia Bank $590,000 $580,000 -1.7% 0.1%
Mid-Continent Funding, Inc. $1,165,000 $565,000 -51.5% 0.1%
Barrington Bank & Trust Company, N.A. $1,135,000 $535,000 -52.9% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $485,000 $520,000 7.2% 0.1%
ROYAL UNITED MORTGAGE LLC $265,000 $520,000 96.2% 0.1%
Credence Funding Corporation $215,000 $515,000 139.5% 0.1%
Discover Bank $245,000 $515,000 110.2% 0.1%
CLEARPATH LENDING $715,000 $510,000 -28.7% 0.1%
First Federal Bank of the Midwest $505,000 n/a 0.1%
LENDINGONE, LLC $470,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $525,000 $460,000 -12.4% 0.1%
First National Bank of America $425,000 n/a 0.1%
Apple Federal Credit Union $410,000 n/a 0.1%
GENEVA FINANCIAL, LLC $340,000 $410,000 20.6% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,420,000 $410,000 -71.1% 0.1%
ZILLOW HOME LOANS, LLC $400,000 n/a 0.1%
CIBM Bank $395,000 n/a 0.1%
United Community Bank $1,910,000 $385,000 -79.8% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $375,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $125,000 $370,000 196.0% 0.1%
Bank of England $510,000 $370,000 -27.5% 0.1%
HOMEXPRESS MORTGAGE CORP. $365,000 n/a 0.1%
NP, Inc. $355,000 n/a 0.1%
Residential Mortgage Solutions, Inc. $355,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $345,000 n/a 0.1%
Northwest Federal Credit Union $345,000 n/a 0.1%
First National Bank of Pennsylvania $340,000 n/a 0.1%
CAROLINAS TELCO FEDERAL CREDIT UNION $335,000 n/a 0.1%
Citibank $335,000 n/a 0.1%
First Savings Bank $335,000 n/a 0.1%
NJ LENDERS CORP. $325,000 n/a 0.1%
FAIRWINDS CREDIT UNION $315,000 n/a 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $765,000 $310,000 -59.5% 0.1%
North State Bank $1,050,000 $310,000 -70.5% 0.1%
RELIANCE FIRST CAPITAL, LLC $520,000 $310,000 -40.4% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $105,000 $305,000 190.5% 0.1%
First Heritage Mortgage, LLC $950,000 $295,000 -68.9% 0.1%
U.S. Bank $775,000 $295,000 -61.9% 0.1%
GUILD MORTGAGE COMPANY $1,045,000 $290,000 -72.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $285,000 n/a 0.1%
FIDELITY DIRECT MORTGAGE, LLC $285,000 n/a 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $275,000 n/a 0.1%
Bank of Springfield $275,000 n/a 0.1%
Sunflower Bank $275,000 n/a 0.1%
BANKSOUTH MORTGAGE COMPANY, LLC $265,000 n/a 0.1%
UNITED PREMIER FUNDING, LLC $385,000 $265,000 -31.2% 0.1%
AMERICAN FINANCING CORPORATION $1,535,000 $260,000 -83.1% 0.1%
CBM Mortgage, Inc. $255,000 n/a 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $255,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $255,000 n/a 0.1%
EVERETT FINANCIAL, INC. $375,000 $250,000 -33.3% 0.1%
Figure Lending LLC $505,000 $250,000 -50.5% 0.1%
Atlantic Coast Mortgage, LLC $235,000 n/a 0.1%
Core Bank $235,000 n/a 0.1%
MILEND, INC. $235,000 n/a 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $225,000 n/a 0.1%
SELF-HELP Credit Union $390,000 $225,000 -42.3% 0.1%
T2 FINANCIAL LLC $695,000 $225,000 -67.6% 0.1%
INOVA FEDERAL CREDIT UNION $220,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $350,000 $215,000 -38.6% 0.1%
LAKEVIEW LOAN SERVICING, LLC $705,000 $215,000 -69.5% 0.1%
North American Savings Bank, F.S.B. $560,000 $215,000 -61.6% 0.1%
State Department Federal Credit Union $215,000 n/a 0.1%
TIDEWATER MORTGAGE SERVICES, INC. $210,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $205,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $205,000 n/a 0.1%
ENVOY MORTGAGE, LTD $205,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,825,000 $205,000 -88.8% 0.1%
Northpointe Bank $290,000 $205,000 -29.3% 0.1%
SIRVA MORTGAGE, INC. $370,000 $205,000 -44.6% 0.1%
STOCKTON MORTGAGE CORPORATION $300,000 $205,000 -31.7% 0.1%
First Vision Bank of Tennessee $195,000 n/a 0.1%
ALLEGACY FEDERAL CREDIT UNION $190,000 n/a 0.0%
NTFN, INC. $185,000 $185,000 0.0% 0.0%
RBC Bank, (Georgia) $185,000 n/a 0.0%
Peoples Bank $175,000 n/a 0.0%
Shamrock Home Loans, Inc. $175,000 $175,000 0.0% 0.0%
TOTAL MORTGAGE SERVICES, LLC $175,000 n/a 0.0%
CSL Financial, LLC $170,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $380,000 $165,000 -56.6% 0.0%
Morgan Stanley Private Bank $165,000 n/a 0.0%
SPRING EQ, LLC $125,000 $165,000 32.0% 0.0%
Victorian Finance, LLC $245,000 $165,000 -32.7% 0.0%
Advisors Mortgage Group, L.L.C. $155,000 n/a 0.0%
Lakeview Community Capital, LLC $645,000 $155,000 -76.0% 0.0%
OCMBC, INC. $155,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $55,000 $155,000 181.8% 0.0%
POLARIS HOME FUNDING CORP. $145,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $135,000 n/a 0.0%
CityWorth Mortgage LLC $135,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $135,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $135,000 $135,000 0.0% 0.0%
Peoples Bank $135,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $660,000 $135,000 -79.5% 0.0%
Brighton Bank $125,000 $125,000 0.0% 0.0%
Farmers Bank & Trust $125,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $125,000 n/a 0.0%
M&T Bank $280,000 $125,000 -55.4% 0.0%
NEXERA HOLDING LLC $125,000 n/a 0.0%
Ally Bank $115,000 n/a 0.0%
Gateway First Bank $625,000 $115,000 -81.6% 0.0%
PURDUE FEDERAL CREDIT UNION $115,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $445,000 $105,000 -76.4% 0.0%
SOUTHWEST STAGE FUNDING, LLC $95,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $355,000 $95,000 -73.2% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $545,000 $85,000 -84.4% 0.0%
Marine Federal Credit Union $85,000 n/a 0.0%
HomeTrust Bank $75,000 n/a 0.0%
Signature Federal Credit Union $75,000 n/a 0.0%
Bethpage Federal Credit Union $65,000 n/a 0.0%
RF Renovo Management Company, LLC $135,000 $65,000 -51.9% 0.0%
South State Bank $65,000 n/a 0.0%
Citizens Bank $895,000 $55,000 -93.9% 0.0%
PHH Mortgage Corporation $55,000 n/a 0.0%
Signal Financial Federal Credit Union $55,000 n/a 0.0%
GEORGIA'S OWN $15,000 n/a 0.0%
Pendleton Community Bank, Inc. $15,000 n/a 0.0%

GOLDSBORO's top lender by overall market share is STATE EMPLOYEES', with 11.5% market share. In second place, with 8.8%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $34,095,000 in loans. In third place, with 6.0%, is American Security Mortgage Corp., having originated $23,440,000 in loans. In fourth place, with 5.2%, is Mortgage Research Center, LLC, having originated $20,005,000 in loans. In fifth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $17,410,000 in loans.


GOLDSBORO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,100 (3.0%) $178,120 (-0.2%) 0.00 458
2018-02-01 $165,450 (1.1%) $175,936 (-0.2%) 0.00 432
2018-03-01 $165,000 (1.8%) $179,209 (1.6%) 0.00 387
2018-04-01 $164,975 (0.0%) $180,249 (-0.3%) 0.00 407
2018-05-01 $165,975 (-1.3%) $179,851 (-1.7%) 0.00 416
2018-06-01 $167,000 (0.0%) $180,710 (-0.6%) 0.00 416
2018-07-01 $167,850 (1.8%) $183,400 (1.3%) 0.00 433
2018-08-01 $164,925 (1.2%) $180,848 (0.9%) 0.00 445
2018-09-01 $169,900 (3.4%) $183,337 (3.3%) 0.00 444
2018-10-01 $173,700 (6.3%) $186,384 (6.3%) 0.00 404
2018-11-01 $168,925 (3.3%) $183,715 (4.7%) 0.00 383
2018-12-01 $169,900 (0.5%) $185,272 (3.9%) 0.00 363
2019-01-01 $169,900 (0.5%) $184,869 (3.8%) 0.00 335
2019-02-01 $175,075 (5.8%) $189,866 (7.9%) 0.00 325
2019-03-01 $182,186 (10.4%) $193,069 (7.7%) 0.00 307
2019-04-01 $188,900 (14.5%) $197,284 (9.5%) 0.00 293
2019-05-01 $191,227 (15.2%) $198,677 (10.5%) 0.00 288
2019-06-01 $185,900 (11.3%) $195,873 (8.4%) 0.00 293
2019-07-01 $182,450 (8.7%) $193,270 (5.4%) 0.00 289
2019-08-01 $181,213 (9.9%) $190,991 (5.6%) 0.00 282
2019-09-01 $183,181 (7.8%) $192,042 (4.8%) 0.00 286
2019-10-01 $182,863 (5.3%) $192,503 (3.3%) 0.00 285
2019-11-01 $189,250 (12.0%) $190,803 (3.9%) 0.00 261
2019-12-01 $189,000 (11.2%) $187,267 (1.1%) 0.00 254
2020-01-01 $188,825 (11.1%) $186,880 (1.1%) 0.00 233
2020-02-01 $191,400 (9.3%) $190,219 (0.2%) 0.00 205
2020-03-01 $189,550 (4.0%) $188,567 (-2.3%) 0.00 210
2020-04-01 $185,950 (-1.6%) $185,019 (-6.2%) 0.00 201
2020-05-01 $189,900 (-0.7%) $186,682 (-6.0%) 0.00 161
2020-06-01 $193,425 (4.1%) $199,095 (1.6%) 0.00 179
2020-07-01 $200,750 (10.0%) $201,673 (4.4%) 0.00 147
2020-08-01 $187,500 (3.5%) $198,544 (4.0%) 0.00 140
2020-09-01 $186,950 (2.1%) $203,270 (5.9%) 0.00 127
2020-10-01 $180,000 (-1.6%) $201,634 (4.7%) 0.00 110
2020-11-01 $185,445 (-2.0%) $206,390 (8.2%) 0.00 119
2020-12-01 $191,225 (1.2%) $213,047 (13.8%) 0.00 106
2021-01-01 $195,000 (3.3%) $208,538 (11.6%) 0.00 104
2021-02-01 $183,675 (-4.0%) $214,813 (12.9%) 0.00 94
2021-03-01 $197,100 (4.0%) $207,966 (10.3%) 0.00 82
2021-04-01 $218,188 (17.3%) $227,797 (23.1%) 0.00 77
2021-05-01 $239,900 (26.3%) $238,175 (27.6%) 0.00 93
2021-06-01 $227,425 (17.6%) $239,154 (20.1%) 0.00 102
2021-07-01 $210,000 (4.6%) $227,590 (12.9%) 0.00 120
2021-08-01 $217,033 (15.8%) $224,059 (12.9%) 0.00 129
2021-09-01 $180,850 (-3.3%) $200,159 (-1.5%) 0.00 119
2021-10-01 $189,900 (5.5%) $202,325 (0.3%) 0.00 116
2021-11-01 $184,700 (-0.4%) $221,344 (7.3%) 0.00 97
2021-12-01 $201,250 (5.2%) $230,060 (8.0%) 0.00 102
2022-01-01 $247,900 (27.1%) $254,541 (22.1%) 0.00 96
2022-02-01 $234,950 (27.9%) $247,651 (15.3%) 0.00 77
2022-03-01 $226,150 (14.7%) $245,303 (18.0%) 0.00 69
2022-04-01 $260,000 (19.2%) $270,018 (18.5%) 0.00 69
2022-05-01 $235,950 (-1.7%) $278,970 (17.1%) 0.00 121
2022-06-01 $223,575 (-1.7%) $293,665 (22.8%) 0.00 149
2022-07-01 $240,000 (14.3%) $292,088 (28.3%) 0.00 179
2022-08-01 $252,250 (16.2%) $277,075 (23.7%) 0.00 186
2022-09-01 $243,520 (34.7%) $272,629 (36.2%) 0.00 197
2022-10-01 $249,900 (31.6%) $285,517 (41.1%) 0.00 170
2022-11-01 $249,900 (35.3%) $276,275 (24.8%) 0.00 195
2022-12-01 $262,900 (30.6%) $285,292 (24.0%) 0.00 188
2023-01-01 $263,175 (6.2%) $284,509 (11.8%) 0.00 164
2023-02-01 $283,200 (20.5%) $289,028 (16.7%) 0.00 150
2023-03-01 $290,400 (28.4%) $290,938 (18.6%) 0.00 123
2023-04-01 $300,900 (15.7%) $306,925 (13.7%) 0.00 111
2023-05-01 $306,725 (30.0%) $311,023 (11.5%) 0.00 122
2023-06-01 $296,173 (32.5%) $302,374 (3.0%) 0.00 130
2023-07-01 $282,900 (17.9%) $303,271 (3.8%) 0.00 126
2023-08-01 $284,250 (12.7%) $299,822 (8.2%) 0.00 150
2023-09-01 $285,000 (17.0%) $322,586 (18.3%) 0.00 170
2023-10-01 $289,400 (15.8%) $322,304 (12.9%) 0.00 201
2023-11-01 $286,015 (14.5%) $318,392 (15.2%) 0.00 225
2023-12-01 $288,999 (9.9%) $319,590 (12.0%) 0.00 241
2024-01-01 $289,925 (10.2%) $320,290 (12.6%) 0.00 231
2024-02-01 $287,725 (1.6%) $317,123 (9.7%) 0.00 222
2024-03-01 $280,000 (-3.6%) $315,486 (8.4%) 0.00 226
2024-04-01 $287,700 (-4.4%) $315,141 (2.7%) 0.00 229
2024-05-01 $300,925 (-1.9%) $337,121 (8.4%) 0.00 237
2024-06-01 $304,200 (2.7%) $345,322 (14.2%) 0.00 250
GOLDSBORO's median listing price for 2024-06-01 was $304,200, a difference of $8,027 (2.7%) versus the prior year and $3,275 versus the prior month.

GOLDSBORO's median listing price comes in at 0% of the national average.

GOLDSBORO's average listing price for 2024-06-01 was $345,322, a difference of $42,948 (14.2%) versus the prior year and $8,201 versus the prior month.

For the 2024-06-01 period, GOLDSBORO had 250 MLS listings, a difference of 13 listings (5%) versus the prior month and 120 listings (92%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,863 sqft
2018-02-01 0 days 1,807 sqft
2018-03-01 0 days 1,852 sqft
2018-04-01 0 days 1,859 sqft
2018-05-01 0 days 1,846 sqft
2018-06-01 0 days 1,834 sqft
2018-07-01 0 days 1,860 sqft
2018-08-01 0 days 1,856 sqft
2018-09-01 0 days 1,858 sqft
2018-10-01 0 days 1,889 sqft
2018-11-01 0 days 1,870 sqft
2018-12-01 0 days 1,907 sqft
2019-01-01 0 days 1,924 sqft
2019-02-01 0 days 1,983 sqft
2019-03-01 0 days 2,000 sqft
2019-04-01 0 days 2,047 sqft
2019-05-01 0 days 2,099 sqft
2019-06-01 0 days 2,109 sqft
2019-07-01 0 days 2,101 sqft
2019-08-01 0 days 2,066 sqft
2019-09-01 0 days 2,030 sqft
2019-10-01 0 days 2,010 sqft
2019-11-01 0 days 1,939 sqft
2019-12-01 0 days 1,866 sqft
2020-01-01 0 days 1,916 sqft
2020-02-01 0 days 2,000 sqft
2020-03-01 0 days 1,925 sqft
2020-04-01 0 days 1,902 sqft
2020-05-01 0 days 1,939 sqft
2020-06-01 0 days 2,038 sqft
2020-07-01 0 days 2,139 sqft
2020-08-01 0 days 2,085 sqft
2020-09-01 0 days 2,015 sqft
2020-10-01 0 days 1,939 sqft
2020-11-01 0 days 1,856 sqft
2020-12-01 0 days 1,860 sqft
2021-01-01 0 days 1,770 sqft
2021-02-01 0 days 1,693 sqft
2021-03-01 0 days 1,862 sqft
2021-04-01 0 days 1,840 sqft
2021-05-01 0 days 1,958 sqft
2021-06-01 0 days 1,928 sqft
2021-07-01 0 days 1,877 sqft
2021-08-01 0 days 1,853 sqft
2021-09-01 0 days 1,755 sqft
2021-10-01 0 days 1,611 sqft
2021-11-01 0 days 1,748 sqft
2021-12-01 0 days 1,826 sqft
2022-01-01 0 days 1,874 sqft
2022-02-01 0 days 1,867 sqft
2022-03-01 0 days 1,769 sqft
2022-04-01 0 days 1,883 sqft
2022-05-01 0 days 1,928 sqft
2022-06-01 0 days 2,043 sqft
2022-07-01 0 days 1,916 sqft
2022-08-01 0 days 1,846 sqft
2022-09-01 0 days 1,764 sqft
2022-10-01 0 days 1,807 sqft
2022-11-01 0 days 1,811 sqft
2022-12-01 0 days 1,912 sqft
2023-01-01 0 days 1,874 sqft
2023-02-01 0 days 1,858 sqft
2023-03-01 0 days 1,909 sqft
2023-04-01 0 days 1,919 sqft
2023-05-01 0 days 2,002 sqft
2023-06-01 0 days 1,831 sqft
2023-07-01 0 days 1,911 sqft
2023-08-01 0 days 1,881 sqft
2023-09-01 0 days 1,893 sqft
2023-10-01 0 days 1,946 sqft
2023-11-01 0 days 1,905 sqft
2023-12-01 0 days 1,796 sqft
2024-01-01 0 days 1,793 sqft
2024-02-01 0 days 1,746 sqft
2024-03-01 0 days 1,782 sqft
2024-04-01 0 days 1,807 sqft
2024-05-01 0 days 1,800 sqft
2024-06-01 0 days 1,793 sqft
GOLDSBORO's median listing age (time on market) for 2024-06-01 was 0 days.

GOLDSBORO's median square footage for active listings during the 2024-06-01 period was 1,793 sqft. One year prior, the average listing was 1,831 sqft.

GOLDSBORO, NC Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
27524 Goldsboro, NC MSA $940 $970 $1,110 $1,370 $1,790
27530 Goldsboro, NC MSA $700 $710 $930 $1,160 $1,580
27531 Goldsboro, NC MSA $770 $770 $1,010 $1,270 $1,720
27532 Goldsboro, NC MSA $690 $700 $920 $1,150 $1,570
27533 Goldsboro, NC MSA $690 $700 $920 $1,150 $1,570
27534 Goldsboro, NC MSA $820 $820 $1,080 $1,350 $1,840
27542 Goldsboro, NC MSA $940 $970 $1,110 $1,370 $1,790
27569 Goldsboro, NC MSA $940 $970 $1,110 $1,370 $1,790
27830 Goldsboro, NC MSA $600 $600 $790 $990 $1,350
27851 Goldsboro, NC MSA $690 $700 $920 $1,150 $1,570
27863 Goldsboro, NC MSA $940 $970 $1,170 $1,460 $1,990
27883 Goldsboro, NC MSA $600 $600 $790 $990 $1,350
28333 Goldsboro, NC MSA $610 $620 $810 $1,010 $1,380
28365 Goldsboro, NC MSA $620 $620 $820 $1,030 $1,400
28551 Goldsboro, NC MSA $660 $660 $870 $1,090 $1,480
28578 Goldsboro, NC MSA $580 $590 $770 $960 $1,310

2022 Average & Median Rent Data Statistics
GOLDSBORO, NC average 1BR rent: $748, median: $700
GOLDSBORO, NC average 2BR rent: $946, median: $920
GOLDSBORO, NC average 3BR rent: $1,179, median: $1,150

GOLDSBORO, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,310 $289,960,000 $221,344
Cash Out Refi 223 $41,875,000 $187,780
Refi 190 $26,410,000 $139,000
Other 186 $15,780,000 $84,839
Home Improvement 177 $14,365,000 $81,158

Goldsboro's most frequently cited loan purpose was Home Purchase, with 1,310 originations. The 2nd most popular reason was Cash Out Refi, with 223 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 731 $161,505,000 $220,937
7-8% 443 $73,895,000 $166,806
5-6% 440 $105,180,000 $239,045
Over 8% 216 $26,060,000 $120,648
4-5% 153 $14,165,000 $92,582
<2.5% 65 $1,395,000 $21,462
3-4% 6 $660,000 $110,000
2.5-3% 3 $445,000 $148,333

During 2023, Goldsboro's most frequently originated rate bucket was 6-7%, with 731 originations.

Loan Sizing (GOLDSBORO, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 817 $223,575,000 $273,654
$100k-200k 637 $95,915,000 $150,573
$100,000 or less 561 $30,785,000 $54,875
$400k-600k 61 $27,675,000 $453,689
$600k-1000k 7 $4,625,000 $660,714
$Over $1MM 3 $5,815,000 $1,938,333

GOLDSBORO's loan sizing saw the bucket of loans from $200k-400k with 817 originations, totaling $223,575,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 989 $239,275,000 $241,936
60-80% 309 $59,095,000 $191,246
Under 20% 240 $8,380,000 $34,917
20-40% 230 $18,420,000 $80,087
40-60% 158 $20,780,000 $131,519
Over 100% 128 $36,460,000 $284,844

GOLDSBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 989 originations, totaling $239,275,000 in origination value.