GOLDSBORO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Goldsboro averaged
6.53%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.22% and
one month ago for the week of 2024-11-07, the
average rate was 6.42%.
Goldsboro's average rate one year ago was 6.76%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Goldsboro 30 Year Fixed Rate | 2024-12-12 | 6.53% |
| Goldsboro 30 Year Fixed Rate Refi | 2024-12-12 | 7% |
| Goldsboro 15 Year Fixed Rate | 2024-12-12 | 5.94% |
| Goldsboro 15 Year Fixed Rate Refi | 2024-12-12 | 5.84% |
| Goldsboro 30 Year FHA | 2024-12-12 | 5.99% |
| Goldsboro 30 Year FHA Refi | 2024-12-12 | 6.18% |
| Goldsboro 30 Year USDA | 2024-12-12 | 6.2% |
| Goldsboro 30 Year USDA Refi | 2024-12-12 | 6.3% |
| Goldsboro 30 Year VA | 2024-12-12 | 5.78% |
| Goldsboro 30 Year VA Refi | 2024-12-12 | 5.88% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GOLDSBORO, NC.
GOLDSBORO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GOLDSBORO, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GOLDSBORO Average Closing Costs & Other Stats
GOLDSBORO, NC's 93 lenders originated 2,086
loans during 2023. The total origination value was $388,390,000, with an average loan value of
$186,189.
GOLDSBORO's average closing costs are $4,846.
The top GOLDSBORO lender as defined by loan originations is STATE EMPLOYEES', with
121 loans originated. Their average total fees are
$3,724, which is $2,999
lower than the next largest lender,
ATLANTIC BAY MORTGAGE GROUP, L.L.C..
The lowest fee GOLDSBORO lenders (with over 10 loans originated) are
First-Citizens Bank & Trust Company ($3,625), STATE EMPLOYEES' ($3,724), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,924), Wells Fargo Bank ($4,244) and Truist ($4,279).
The lowest rate GOLDSBORO lenders (with over 10 loans originated) are
STATE EMPLOYEES' (6.01%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (6.23%), MICHIGAN MUTUAL, INC. (6.42%), Truist (6.47%) and First-Citizens Bank & Trust Company (6.50%).
GOLDSBORO, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $89,690,000 | $44,540,000 | -50.3% | 11.5% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $31,840,000 | $34,095,000 | 7.1% | 8.8% |
| American Security Mortgage Corp. | $8,905,000 | $23,440,000 | 163.2% | 6.0% |
| Mortgage Research Center, LLC | $28,865,000 | $20,005,000 | -30.7% | 5.2% |
| QUICKEN LOANS, LLC | $24,675,000 | $17,410,000 | -29.4% | 4.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $15,685,000 | $17,320,000 | 10.4% | 4.5% |
| MOVEMENT MORTGAGE, LLC | $20,920,000 | $15,920,000 | -23.9% | 4.1% |
| Southern Bank and Trust Company | $10,955,000 | $13,340,000 | 21.8% | 3.4% |
| CORNERSTONE HOME LENDING, INC. | $18,235,000 | $11,990,000 | -34.2% | 3.1% |
| Truist | $16,220,000 | $11,600,000 | -28.5% | 3.0% |
| NAVY FEDERAL CREDIT UNION | $12,280,000 | $8,220,000 | -33.1% | 2.1% |
| First-Citizens Bank & Trust Company | $9,275,000 | $7,160,000 | -22.8% | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | $3,610,000 | $6,405,000 | 77.4% | 1.6% |
| Wells Fargo Bank | $34,930,000 | $5,835,000 | -83.3% | 1.5% |
| MICHIGAN MUTUAL, INC. | $7,265,000 | $5,635,000 | -22.4% | 1.5% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $8,215,000 | $4,605,000 | -43.9% | 1.2% |
| USAA Federal Savings Bank | $5,995,000 | $4,465,000 | -25.5% | 1.1% |
| VELOCIO MORTGAGE L.L.C. | $4,265,000 | n/a | 1.1% | |
| LOANDEPOT.COM, LLC | $6,095,000 | $3,730,000 | -38.8% | 1.0% |
| FBC MORTGAGE, LLC | $3,220,000 | n/a | 0.8% | |
| NEW DAY FINANCIAL, LLC | $3,380,000 | $3,035,000 | -10.2% | 0.8% |
| Merchants Bank of Indiana | $3,005,000 | n/a | 0.8% | |
| GUARANTEED RATE, INC. | $1,930,000 | $2,870,000 | 48.7% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,725,000 | $2,815,000 | -40.4% | 0.7% |
| Alcova Mortgage LLC | $5,150,000 | $2,700,000 | -47.6% | 0.7% |
| Regions Bank | $4,755,000 | $2,435,000 | -48.8% | 0.6% |
| KS Bank, Inc. | $1,700,000 | $2,410,000 | 41.8% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $5,240,000 | $2,230,000 | -57.4% | 0.6% |
| TOWNE MORTGAGE COMPANY | $165,000 | $2,165,000 | 1,212.1% | 0.6% |
| Integrity Home Mortgage Corp | $125,000 | $2,160,000 | 1,628.0% | 0.6% |
| Bank of America | $1,320,000 | $2,095,000 | 58.7% | 0.5% |
| HOMESPIRE MORTGAGE CORPORATION | $1,525,000 | $2,085,000 | 36.7% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,665,000 | $2,045,000 | 22.8% | 0.5% |
| First Bank | $1,280,000 | $2,040,000 | 59.4% | 0.5% |
| VILLAGE CAPITAL MORTGAGE | $320,000 | $1,970,000 | 515.6% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,580,000 | $1,940,000 | -65.2% | 0.5% |
| Towne Mortgage of the Carolinas, LLC | $885,000 | $1,930,000 | 118.1% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,925,000 | $1,925,000 | 0.0% | 0.5% |
| BROKER SOLUTIONS, INC. | $2,290,000 | $1,920,000 | -16.2% | 0.5% |
| CMG MORTGAGE, INC. | $1,590,000 | $1,920,000 | 20.8% | 0.5% |
| Prosperity Home Mortgage, LLC | $785,000 | $1,850,000 | 135.7% | 0.5% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,220,000 | $1,845,000 | 51.2% | 0.5% |
| PNC Bank | $4,525,000 | $1,790,000 | -60.4% | 0.5% |
| LATINO COMMUNITY CREDIT UNION | $1,425,000 | $1,780,000 | 24.9% | 0.5% |
| ACADEMY MORTGAGE CORPORATION | $3,645,000 | $1,745,000 | -52.1% | 0.4% |
| Merchants Capital Corp. | $1,745,000 | n/a | 0.4% | |
| PENTAGON FEDERAL CREDIT UNION | $1,350,000 | $1,665,000 | 23.3% | 0.4% |
| Carrington Mortgage Services, LLC | $2,610,000 | $1,655,000 | -36.6% | 0.4% |
| NEWREZ LLC | $550,000 | $1,620,000 | 194.5% | 0.4% |
| 21ST MORTGAGE CORPORATION | $1,500,000 | $1,565,000 | 4.3% | 0.4% |
| The Federal Savings Bank | $2,440,000 | $1,520,000 | -37.7% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $225,000 | $1,510,000 | 571.1% | 0.4% |
| NFM, INC. | $2,075,000 | $1,405,000 | -32.3% | 0.4% |
| INTERCOASTAL MORTGAGE COMPANY | $2,285,000 | $1,305,000 | -42.9% | 0.3% |
| NBKC BANK | $765,000 | $1,305,000 | 70.6% | 0.3% |
| AgCarolina Farm Credit, FLCA | $620,000 | $1,300,000 | 109.7% | 0.3% |
| Nations Lending Corporation | $1,355,000 | $1,280,000 | -5.5% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $1,240,000 | n/a | 0.3% | |
| HOMESIDE FINANCIAL, LLC | $695,000 | $1,240,000 | 78.4% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $2,955,000 | $1,230,000 | -58.4% | 0.3% |
| EQUITY RESOURCES, INC. | $610,000 | $1,130,000 | 85.2% | 0.3% |
| Towne Bank | $1,010,000 | n/a | 0.3% | |
| Fifth Third Bank | $1,005,000 | n/a | 0.3% | |
| Equity Prime Mortgage LLC | $1,810,000 | $975,000 | -46.1% | 0.3% |
| CARDINAL FINANCIAL | $1,645,000 | $940,000 | -42.9% | 0.2% |
| LIMA ONE CAPITAL, LLC | $830,000 | $935,000 | 12.7% | 0.2% |
| Blue Ridge Bank | $1,290,000 | $915,000 | -29.1% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $935,000 | $900,000 | -3.7% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $1,040,000 | $895,000 | -13.9% | 0.2% |
| COASTAL Federal Credit Union | $2,225,000 | $875,000 | -60.7% | 0.2% |
| PREMIA MORTGAGE, LLC | $580,000 | $855,000 | 47.4% | 0.2% |
| JPMorgan Chase Bank | $1,435,000 | $830,000 | -42.2% | 0.2% |
| Plains Commerce Bank | $805,000 | n/a | 0.2% | |
| Flagstar Bank, FSB | $4,370,000 | $790,000 | -81.9% | 0.2% |
| GoPrime Mortgage, Inc. | $2,220,000 | $785,000 | -64.6% | 0.2% |
| United Bank | $655,000 | $760,000 | 16.0% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $750,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $170,000 | $730,000 | 329.4% | 0.2% |
| MORTGAGE INVESTORS GROUP, INC. | $655,000 | n/a | 0.2% | |
| Ameris Bank | $415,000 | $630,000 | 51.8% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $115,000 | $600,000 | 421.7% | 0.2% |
| LOANPAL, LLC | $565,000 | $595,000 | 5.3% | 0.2% |
| Magnolia Bank | $590,000 | $580,000 | -1.7% | 0.1% |
| Mid-Continent Funding, Inc. | $1,165,000 | $565,000 | -51.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,135,000 | $535,000 | -52.9% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $485,000 | $520,000 | 7.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $265,000 | $520,000 | 96.2% | 0.1% |
| Credence Funding Corporation | $215,000 | $515,000 | 139.5% | 0.1% |
| Discover Bank | $245,000 | $515,000 | 110.2% | 0.1% |
| CLEARPATH LENDING | $715,000 | $510,000 | -28.7% | 0.1% |
| First Federal Bank of the Midwest | $505,000 | n/a | 0.1% | |
| LENDINGONE, LLC | $470,000 | n/a | 0.1% | |
| CRESCENT MORTGAGE COMPANY | $525,000 | $460,000 | -12.4% | 0.1% |
| First National Bank of America | $425,000 | n/a | 0.1% | |
| Apple Federal Credit Union | $410,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $340,000 | $410,000 | 20.6% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,420,000 | $410,000 | -71.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $400,000 | n/a | 0.1% | |
| CIBM Bank | $395,000 | n/a | 0.1% | |
| United Community Bank | $1,910,000 | $385,000 | -79.8% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $375,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $125,000 | $370,000 | 196.0% | 0.1% |
| Bank of England | $510,000 | $370,000 | -27.5% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $365,000 | n/a | 0.1% | |
| NP, Inc. | $355,000 | n/a | 0.1% | |
| Residential Mortgage Solutions, Inc. | $355,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $345,000 | n/a | 0.1% | |
| Northwest Federal Credit Union | $345,000 | n/a | 0.1% | |
| First National Bank of Pennsylvania | $340,000 | n/a | 0.1% | |
| CAROLINAS TELCO FEDERAL CREDIT UNION | $335,000 | n/a | 0.1% | |
| Citibank | $335,000 | n/a | 0.1% | |
| First Savings Bank | $335,000 | n/a | 0.1% | |
| NJ LENDERS CORP. | $325,000 | n/a | 0.1% | |
| FAIRWINDS CREDIT UNION | $315,000 | n/a | 0.1% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $765,000 | $310,000 | -59.5% | 0.1% |
| North State Bank | $1,050,000 | $310,000 | -70.5% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $520,000 | $310,000 | -40.4% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $105,000 | $305,000 | 190.5% | 0.1% |
| First Heritage Mortgage, LLC | $950,000 | $295,000 | -68.9% | 0.1% |
| U.S. Bank | $775,000 | $295,000 | -61.9% | 0.1% |
| GUILD MORTGAGE COMPANY | $1,045,000 | $290,000 | -72.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $285,000 | n/a | 0.1% | |
| FIDELITY DIRECT MORTGAGE, LLC | $285,000 | n/a | 0.1% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $275,000 | n/a | 0.1% | |
| Bank of Springfield | $275,000 | n/a | 0.1% | |
| Sunflower Bank | $275,000 | n/a | 0.1% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $265,000 | n/a | 0.1% | |
| UNITED PREMIER FUNDING, LLC | $385,000 | $265,000 | -31.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,535,000 | $260,000 | -83.1% | 0.1% |
| CBM Mortgage, Inc. | $255,000 | n/a | 0.1% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $255,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $255,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $375,000 | $250,000 | -33.3% | 0.1% |
| Figure Lending LLC | $505,000 | $250,000 | -50.5% | 0.1% |
| Atlantic Coast Mortgage, LLC | $235,000 | n/a | 0.1% | |
| Core Bank | $235,000 | n/a | 0.1% | |
| MILEND, INC. | $235,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $225,000 | n/a | 0.1% | |
| SELF-HELP Credit Union | $390,000 | $225,000 | -42.3% | 0.1% |
| T2 FINANCIAL LLC | $695,000 | $225,000 | -67.6% | 0.1% |
| INOVA FEDERAL CREDIT UNION | $220,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $350,000 | $215,000 | -38.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $705,000 | $215,000 | -69.5% | 0.1% |
| North American Savings Bank, F.S.B. | $560,000 | $215,000 | -61.6% | 0.1% |
| State Department Federal Credit Union | $215,000 | n/a | 0.1% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $210,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $205,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $205,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $205,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,825,000 | $205,000 | -88.8% | 0.1% |
| Northpointe Bank | $290,000 | $205,000 | -29.3% | 0.1% |
| SIRVA MORTGAGE, INC. | $370,000 | $205,000 | -44.6% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $300,000 | $205,000 | -31.7% | 0.1% |
| First Vision Bank of Tennessee | $195,000 | n/a | 0.1% | |
| ALLEGACY FEDERAL CREDIT UNION | $190,000 | n/a | 0.0% | |
| NTFN, INC. | $185,000 | $185,000 | 0.0% | 0.0% |
| RBC Bank, (Georgia) | $185,000 | n/a | 0.0% | |
| Peoples Bank | $175,000 | n/a | 0.0% | |
| Shamrock Home Loans, Inc. | $175,000 | $175,000 | 0.0% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $175,000 | n/a | 0.0% | |
| CSL Financial, LLC | $170,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $380,000 | $165,000 | -56.6% | 0.0% |
| Morgan Stanley Private Bank | $165,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $125,000 | $165,000 | 32.0% | 0.0% |
| Victorian Finance, LLC | $245,000 | $165,000 | -32.7% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $155,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $645,000 | $155,000 | -76.0% | 0.0% |
| OCMBC, INC. | $155,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $55,000 | $155,000 | 181.8% | 0.0% |
| POLARIS HOME FUNDING CORP. | $145,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $135,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $135,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $135,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $135,000 | $135,000 | 0.0% | 0.0% |
| Peoples Bank | $135,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $660,000 | $135,000 | -79.5% | 0.0% |
| Brighton Bank | $125,000 | $125,000 | 0.0% | 0.0% |
| Farmers Bank & Trust | $125,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $125,000 | n/a | 0.0% | |
| M&T Bank | $280,000 | $125,000 | -55.4% | 0.0% |
| NEXERA HOLDING LLC | $125,000 | n/a | 0.0% | |
| Ally Bank | $115,000 | n/a | 0.0% | |
| Gateway First Bank | $625,000 | $115,000 | -81.6% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $445,000 | $105,000 | -76.4% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $95,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $355,000 | $95,000 | -73.2% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $545,000 | $85,000 | -84.4% | 0.0% |
| Marine Federal Credit Union | $85,000 | n/a | 0.0% | |
| HomeTrust Bank | $75,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $75,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $65,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $135,000 | $65,000 | -51.9% | 0.0% |
| South State Bank | $65,000 | n/a | 0.0% | |
| Citizens Bank | $895,000 | $55,000 | -93.9% | 0.0% |
| PHH Mortgage Corporation | $55,000 | n/a | 0.0% | |
| Signal Financial Federal Credit Union | $55,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $15,000 | n/a | 0.0% | |
| Pendleton Community Bank, Inc. | $15,000 | n/a | 0.0% |
GOLDSBORO's top lender by overall market share is STATE EMPLOYEES', with 11.5% market share. In second place, with 8.8%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $34,095,000 in loans. In third place, with 6.0%, is American Security Mortgage Corp., having originated $23,440,000 in loans. In fourth place, with 5.2%, is Mortgage Research Center, LLC, having originated $20,005,000 in loans. In fifth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $17,410,000 in loans.
GOLDSBORO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $169,100 (3.0%) | $178,120 (-0.2%) | 0.00 | 458 |
| 2018-02-01 | $165,450 (1.1%) | $175,936 (-0.2%) | 0.00 | 432 |
| 2018-03-01 | $165,000 (1.8%) | $179,209 (1.6%) | 0.00 | 387 |
| 2018-04-01 | $164,975 (0.0%) | $180,249 (-0.3%) | 0.00 | 407 |
| 2018-05-01 | $165,975 (-1.3%) | $179,851 (-1.7%) | 0.00 | 416 |
| 2018-06-01 | $167,000 (0.0%) | $180,710 (-0.6%) | 0.00 | 416 |
| 2018-07-01 | $167,850 (1.8%) | $183,400 (1.3%) | 0.00 | 433 |
| 2018-08-01 | $164,925 (1.2%) | $180,848 (0.9%) | 0.00 | 445 |
| 2018-09-01 | $169,900 (3.4%) | $183,337 (3.3%) | 0.00 | 444 |
| 2018-10-01 | $173,700 (6.3%) | $186,384 (6.3%) | 0.00 | 404 |
| 2018-11-01 | $168,925 (3.3%) | $183,715 (4.7%) | 0.00 | 383 |
| 2018-12-01 | $169,900 (0.5%) | $185,272 (3.9%) | 0.00 | 363 |
| 2019-01-01 | $169,900 (0.5%) | $184,869 (3.8%) | 0.00 | 335 |
| 2019-02-01 | $175,075 (5.8%) | $189,866 (7.9%) | 0.00 | 325 |
| 2019-03-01 | $182,186 (10.4%) | $193,069 (7.7%) | 0.00 | 307 |
| 2019-04-01 | $188,900 (14.5%) | $197,284 (9.5%) | 0.00 | 293 |
| 2019-05-01 | $191,227 (15.2%) | $198,677 (10.5%) | 0.00 | 288 |
| 2019-06-01 | $185,900 (11.3%) | $195,873 (8.4%) | 0.00 | 293 |
| 2019-07-01 | $182,450 (8.7%) | $193,270 (5.4%) | 0.00 | 289 |
| 2019-08-01 | $181,213 (9.9%) | $190,991 (5.6%) | 0.00 | 282 |
| 2019-09-01 | $183,181 (7.8%) | $192,042 (4.8%) | 0.00 | 286 |
| 2019-10-01 | $182,863 (5.3%) | $192,503 (3.3%) | 0.00 | 285 |
| 2019-11-01 | $189,250 (12.0%) | $190,803 (3.9%) | 0.00 | 261 |
| 2019-12-01 | $189,000 (11.2%) | $187,267 (1.1%) | 0.00 | 254 |
| 2020-01-01 | $188,825 (11.1%) | $186,880 (1.1%) | 0.00 | 233 |
| 2020-02-01 | $191,400 (9.3%) | $190,219 (0.2%) | 0.00 | 205 |
| 2020-03-01 | $189,550 (4.0%) | $188,567 (-2.3%) | 0.00 | 210 |
| 2020-04-01 | $185,950 (-1.6%) | $185,019 (-6.2%) | 0.00 | 201 |
| 2020-05-01 | $189,900 (-0.7%) | $186,682 (-6.0%) | 0.00 | 161 |
| 2020-06-01 | $193,425 (4.1%) | $199,095 (1.6%) | 0.00 | 179 |
| 2020-07-01 | $200,750 (10.0%) | $201,673 (4.4%) | 0.00 | 147 |
| 2020-08-01 | $187,500 (3.5%) | $198,544 (4.0%) | 0.00 | 140 |
| 2020-09-01 | $186,950 (2.1%) | $203,270 (5.9%) | 0.00 | 127 |
| 2020-10-01 | $180,000 (-1.6%) | $201,634 (4.7%) | 0.00 | 110 |
| 2020-11-01 | $185,445 (-2.0%) | $206,390 (8.2%) | 0.00 | 119 |
| 2020-12-01 | $191,225 (1.2%) | $213,047 (13.8%) | 0.00 | 106 |
| 2021-01-01 | $195,000 (3.3%) | $208,538 (11.6%) | 0.00 | 104 |
| 2021-02-01 | $183,675 (-4.0%) | $214,813 (12.9%) | 0.00 | 94 |
| 2021-03-01 | $197,100 (4.0%) | $207,966 (10.3%) | 0.00 | 82 |
| 2021-04-01 | $218,188 (17.3%) | $227,797 (23.1%) | 0.00 | 77 |
| 2021-05-01 | $239,900 (26.3%) | $238,175 (27.6%) | 0.00 | 93 |
| 2021-06-01 | $227,425 (17.6%) | $239,154 (20.1%) | 0.00 | 102 |
| 2021-07-01 | $210,000 (4.6%) | $227,590 (12.9%) | 0.00 | 120 |
| 2021-08-01 | $217,033 (15.8%) | $224,059 (12.9%) | 0.00 | 129 |
| 2021-09-01 | $180,850 (-3.3%) | $200,159 (-1.5%) | 0.00 | 119 |
| 2021-10-01 | $189,900 (5.5%) | $202,325 (0.3%) | 0.00 | 116 |
| 2021-11-01 | $184,700 (-0.4%) | $221,344 (7.3%) | 0.00 | 97 |
| 2021-12-01 | $201,250 (5.2%) | $230,060 (8.0%) | 0.00 | 102 |
| 2022-01-01 | $247,900 (27.1%) | $254,541 (22.1%) | 0.00 | 96 |
| 2022-02-01 | $234,950 (27.9%) | $247,651 (15.3%) | 0.00 | 77 |
| 2022-03-01 | $226,150 (14.7%) | $245,303 (18.0%) | 0.00 | 69 |
| 2022-04-01 | $260,000 (19.2%) | $270,018 (18.5%) | 0.00 | 69 |
| 2022-05-01 | $235,950 (-1.7%) | $278,970 (17.1%) | 0.00 | 121 |
| 2022-06-01 | $223,575 (-1.7%) | $293,665 (22.8%) | 0.00 | 149 |
| 2022-07-01 | $240,000 (14.3%) | $292,088 (28.3%) | 0.00 | 179 |
| 2022-08-01 | $252,250 (16.2%) | $277,075 (23.7%) | 0.00 | 186 |
| 2022-09-01 | $243,520 (34.7%) | $272,629 (36.2%) | 0.00 | 197 |
| 2022-10-01 | $249,900 (31.6%) | $285,517 (41.1%) | 0.00 | 170 |
| 2022-11-01 | $249,900 (35.3%) | $276,275 (24.8%) | 0.00 | 195 |
| 2022-12-01 | $262,900 (30.6%) | $285,292 (24.0%) | 0.00 | 188 |
| 2023-01-01 | $263,175 (6.2%) | $284,509 (11.8%) | 0.00 | 164 |
| 2023-02-01 | $283,200 (20.5%) | $289,028 (16.7%) | 0.00 | 150 |
| 2023-03-01 | $290,400 (28.4%) | $290,938 (18.6%) | 0.00 | 123 |
| 2023-04-01 | $300,900 (15.7%) | $306,925 (13.7%) | 0.00 | 111 |
| 2023-05-01 | $306,725 (30.0%) | $311,023 (11.5%) | 0.00 | 122 |
| 2023-06-01 | $296,173 (32.5%) | $302,374 (3.0%) | 0.00 | 130 |
| 2023-07-01 | $282,900 (17.9%) | $303,271 (3.8%) | 0.00 | 126 |
| 2023-08-01 | $284,250 (12.7%) | $299,822 (8.2%) | 0.00 | 150 |
| 2023-09-01 | $285,000 (17.0%) | $322,586 (18.3%) | 0.00 | 170 |
| 2023-10-01 | $289,400 (15.8%) | $322,304 (12.9%) | 0.00 | 201 |
| 2023-11-01 | $286,015 (14.5%) | $318,392 (15.2%) | 0.00 | 225 |
| 2023-12-01 | $288,999 (9.9%) | $319,590 (12.0%) | 0.00 | 241 |
| 2024-01-01 | $289,925 (10.2%) | $320,290 (12.6%) | 0.00 | 231 |
| 2024-02-01 | $287,725 (1.6%) | $317,123 (9.7%) | 0.00 | 222 |
| 2024-03-01 | $280,000 (-3.6%) | $315,486 (8.4%) | 0.00 | 226 |
| 2024-04-01 | $287,700 (-4.4%) | $315,141 (2.7%) | 0.00 | 229 |
| 2024-05-01 | $300,925 (-1.9%) | $337,121 (8.4%) | 0.00 | 237 |
| 2024-06-01 | $304,200 (2.7%) | $344,910 (14.1%) | 0.00 | 250 |
| 2024-07-01 | $298,000 (5.3%) | $329,321 (8.6%) | 0.00 | 273 |
| 2024-08-01 | $294,900 (3.8%) | $324,147 (8.1%) | 0.00 | 287 |
| 2024-09-01 | $291,175 (2.2%) | $315,516 (-2.2%) | 0.00 | 290 |
| 2024-10-01 | $289,450 (0.0%) | $310,454 (-3.7%) | 0.00 | 322 |
| 2024-11-01 | $285,060 (-0.3%) | $307,646 (-3.4%) | 0.00 | 343 |
GOLDSBORO's median listing price for 2024-11-01 was $285,060, a difference of
$-955
(-0.3%) versus the prior year and
$-4,390 versus the prior month.
GOLDSBORO's median listing price comes in at 0% of the national average.
GOLDSBORO's average listing price for 2024-11-01 was $307,646, a difference of $-10,746 (-3.4%) versus the prior year and $-2,808 versus the prior month.
For the 2024-11-01 period, GOLDSBORO had 343 MLS listings, a difference of 21 listings (7%) versus the prior month and 118 listings (52%) versus the prior year.
GOLDSBORO's median listing price comes in at 0% of the national average.
GOLDSBORO's average listing price for 2024-11-01 was $307,646, a difference of $-10,746 (-3.4%) versus the prior year and $-2,808 versus the prior month.
For the 2024-11-01 period, GOLDSBORO had 343 MLS listings, a difference of 21 listings (7%) versus the prior month and 118 listings (52%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,863 sqft |
| 2018-02-01 | 0 days | 1,807 sqft |
| 2018-03-01 | 0 days | 1,852 sqft |
| 2018-04-01 | 0 days | 1,859 sqft |
| 2018-05-01 | 0 days | 1,846 sqft |
| 2018-06-01 | 0 days | 1,834 sqft |
| 2018-07-01 | 0 days | 1,860 sqft |
| 2018-08-01 | 0 days | 1,856 sqft |
| 2018-09-01 | 0 days | 1,858 sqft |
| 2018-10-01 | 0 days | 1,889 sqft |
| 2018-11-01 | 0 days | 1,870 sqft |
| 2018-12-01 | 0 days | 1,907 sqft |
| 2019-01-01 | 0 days | 1,924 sqft |
| 2019-02-01 | 0 days | 1,983 sqft |
| 2019-03-01 | 0 days | 2,000 sqft |
| 2019-04-01 | 0 days | 2,047 sqft |
| 2019-05-01 | 0 days | 2,099 sqft |
| 2019-06-01 | 0 days | 2,109 sqft |
| 2019-07-01 | 0 days | 2,101 sqft |
| 2019-08-01 | 0 days | 2,066 sqft |
| 2019-09-01 | 0 days | 2,030 sqft |
| 2019-10-01 | 0 days | 2,010 sqft |
| 2019-11-01 | 0 days | 1,939 sqft |
| 2019-12-01 | 0 days | 1,866 sqft |
| 2020-01-01 | 0 days | 1,916 sqft |
| 2020-02-01 | 0 days | 2,000 sqft |
| 2020-03-01 | 0 days | 1,925 sqft |
| 2020-04-01 | 0 days | 1,902 sqft |
| 2020-05-01 | 0 days | 1,939 sqft |
| 2020-06-01 | 0 days | 2,038 sqft |
| 2020-07-01 | 0 days | 2,139 sqft |
| 2020-08-01 | 0 days | 2,085 sqft |
| 2020-09-01 | 0 days | 2,015 sqft |
| 2020-10-01 | 0 days | 1,939 sqft |
| 2020-11-01 | 0 days | 1,856 sqft |
| 2020-12-01 | 0 days | 1,860 sqft |
| 2021-01-01 | 0 days | 1,770 sqft |
| 2021-02-01 | 0 days | 1,693 sqft |
| 2021-03-01 | 0 days | 1,862 sqft |
| 2021-04-01 | 0 days | 1,840 sqft |
| 2021-05-01 | 0 days | 1,958 sqft |
| 2021-06-01 | 0 days | 1,928 sqft |
| 2021-07-01 | 0 days | 1,877 sqft |
| 2021-08-01 | 0 days | 1,853 sqft |
| 2021-09-01 | 0 days | 1,755 sqft |
| 2021-10-01 | 0 days | 1,611 sqft |
| 2021-11-01 | 0 days | 1,748 sqft |
| 2021-12-01 | 0 days | 1,826 sqft |
| 2022-01-01 | 0 days | 1,874 sqft |
| 2022-02-01 | 0 days | 1,867 sqft |
| 2022-03-01 | 0 days | 1,769 sqft |
| 2022-04-01 | 0 days | 1,883 sqft |
| 2022-05-01 | 0 days | 1,928 sqft |
| 2022-06-01 | 0 days | 2,043 sqft |
| 2022-07-01 | 0 days | 1,916 sqft |
| 2022-08-01 | 0 days | 1,846 sqft |
| 2022-09-01 | 0 days | 1,764 sqft |
| 2022-10-01 | 0 days | 1,807 sqft |
| 2022-11-01 | 0 days | 1,811 sqft |
| 2022-12-01 | 0 days | 1,912 sqft |
| 2023-01-01 | 0 days | 1,874 sqft |
| 2023-02-01 | 0 days | 1,858 sqft |
| 2023-03-01 | 0 days | 1,909 sqft |
| 2023-04-01 | 0 days | 1,919 sqft |
| 2023-05-01 | 0 days | 2,002 sqft |
| 2023-06-01 | 0 days | 1,831 sqft |
| 2023-07-01 | 0 days | 1,911 sqft |
| 2023-08-01 | 0 days | 1,881 sqft |
| 2023-09-01 | 0 days | 1,893 sqft |
| 2023-10-01 | 0 days | 1,946 sqft |
| 2023-11-01 | 0 days | 1,905 sqft |
| 2023-12-01 | 0 days | 1,796 sqft |
| 2024-01-01 | 0 days | 1,793 sqft |
| 2024-02-01 | 0 days | 1,746 sqft |
| 2024-03-01 | 0 days | 1,782 sqft |
| 2024-04-01 | 0 days | 1,807 sqft |
| 2024-05-01 | 0 days | 1,800 sqft |
| 2024-06-01 | 0 days | 1,810 sqft |
| 2024-07-01 | 0 days | 1,773 sqft |
| 2024-08-01 | 0 days | 1,720 sqft |
| 2024-09-01 | 0 days | 1,709 sqft |
| 2024-10-01 | 0 days | 1,694 sqft |
| 2024-11-01 | 0 days | 1,698 sqft |
GOLDSBORO's median listing age (time on market) for 2024-11-01 was 0 days.
GOLDSBORO's median square footage for active listings during the 2024-11-01 period was 1,698 sqft. One year prior, the average listing was 1,905 sqft.
GOLDSBORO's median square footage for active listings during the 2024-11-01 period was 1,698 sqft. One year prior, the average listing was 1,905 sqft.
GOLDSBORO, NC Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 27524 | Goldsboro, NC MSA | $940 | $970 | $1,110 | $1,370 | $1,790 |
| 27530 | Goldsboro, NC MSA | $700 | $710 | $930 | $1,160 | $1,580 |
| 27531 | Goldsboro, NC MSA | $770 | $770 | $1,010 | $1,270 | $1,720 |
| 27532 | Goldsboro, NC MSA | $690 | $700 | $920 | $1,150 | $1,570 |
| 27533 | Goldsboro, NC MSA | $690 | $700 | $920 | $1,150 | $1,570 |
| 27534 | Goldsboro, NC MSA | $820 | $820 | $1,080 | $1,350 | $1,840 |
| 27542 | Goldsboro, NC MSA | $940 | $970 | $1,110 | $1,370 | $1,790 |
| 27569 | Goldsboro, NC MSA | $940 | $970 | $1,110 | $1,370 | $1,790 |
| 27830 | Goldsboro, NC MSA | $600 | $600 | $790 | $990 | $1,350 |
| 27851 | Goldsboro, NC MSA | $690 | $700 | $920 | $1,150 | $1,570 |
| 27863 | Goldsboro, NC MSA | $940 | $970 | $1,170 | $1,460 | $1,990 |
| 27883 | Goldsboro, NC MSA | $600 | $600 | $790 | $990 | $1,350 |
| 28333 | Goldsboro, NC MSA | $610 | $620 | $810 | $1,010 | $1,380 |
| 28365 | Goldsboro, NC MSA | $620 | $620 | $820 | $1,030 | $1,400 |
| 28551 | Goldsboro, NC MSA | $660 | $660 | $870 | $1,090 | $1,480 |
| 28578 | Goldsboro, NC MSA | $580 | $590 | $770 | $960 | $1,310 |
2022 Average & Median Rent Data Statistics
GOLDSBORO, NC average 1BR rent: $748, median: $700
GOLDSBORO, NC average 2BR rent: $946, median: $920
GOLDSBORO, NC average 3BR rent: $1,179, median: $1,150
GOLDSBORO, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,310 | $289,960,000 | $221,344 |
| Cash Out Refi | 223 | $41,875,000 | $187,780 |
| Refi | 190 | $26,410,000 | $139,000 |
| Other | 186 | $15,780,000 | $84,839 |
| Home Improvement | 177 | $14,365,000 | $81,158 |
Goldsboro's most frequently cited loan purpose was Home Purchase, with 1,310 originations. The 2nd most popular reason was Cash Out Refi, with 223 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 731 | $161,505,000 | $220,937 |
| 7-8% | 443 | $73,895,000 | $166,806 |
| 5-6% | 440 | $105,180,000 | $239,045 |
| Over 8% | 216 | $26,060,000 | $120,648 |
| 4-5% | 153 | $14,165,000 | $92,582 |
| <2.5% | 65 | $1,395,000 | $21,462 |
| 3-4% | 6 | $660,000 | $110,000 |
| 2.5-3% | 3 | $445,000 | $148,333 |
During 2023, Goldsboro's most frequently originated rate bucket was 6-7%, with 731 originations.
Loan Sizing (GOLDSBORO, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 817 | $223,575,000 | $273,654 |
| $100k-200k | 637 | $95,915,000 | $150,573 |
| $100,000 or less | 561 | $30,785,000 | $54,875 |
| $400k-600k | 61 | $27,675,000 | $453,689 |
| $600k-1000k | 7 | $4,625,000 | $660,714 |
| $Over $1MM | 3 | $5,815,000 | $1,938,333 |
GOLDSBORO's loan sizing saw the bucket of loans from $200k-400k with 817 originations, totaling $223,575,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 989 | $239,275,000 | $241,936 |
| 60-80% | 309 | $59,095,000 | $191,246 |
| Under 20% | 240 | $8,380,000 | $34,917 |
| 20-40% | 230 | $18,420,000 | $80,087 |
| 40-60% | 158 | $20,780,000 | $131,519 |
| Over 100% | 128 | $36,460,000 | $284,844 |
GOLDSBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 989 originations, totaling $239,275,000 in origination value.