GOLDSBORO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Goldsboro averaged 6.47% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 6.54% and one month ago for the week of 2023-10-26, the average rate was 7.14%.

Goldsboro's average rate one year ago was 5.93%.

For refis of the same type during the week of 2023-11-30, the average rate was 6.09%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Goldsboro 30 Year Fixed Rate 2023-11-30 6.47%
Goldsboro 30 Year Fixed Rate Refi 2023-11-30 6.09%
Goldsboro 15 Year Fixed Rate 2023-11-30 6.46%
Goldsboro 15 Year Fixed Rate Refi 2023-11-30 7.06%
Goldsboro 30 Year FHA 2023-11-30 6.43%
Goldsboro 30 Year FHA Refi 2023-11-30 6.75%
Goldsboro 30 Year USDA 2023-11-30 7.1%
Goldsboro 30 Year USDA Refi 2023-11-30 6.8%
Goldsboro 30 Year VA 2023-11-30 6.26%
Goldsboro 30 Year VA Refi 2023-11-30 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GOLDSBORO, NC.

GOLDSBORO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GOLDSBORO, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
STATE EMPLOYEES' 302 3.92% $3,732
Wells Fargo Bank 60 4.82% $3,494
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 57 5.42% $5,484
QUICKEN LOANS, LLC 45 5.26% $6,175
LOCAL GOVERNMENT FEDERAL CREDIT UNION 33 3.89% $3,467
Truist 29 4.66% $3,725
CORNERSTONE HOME LENDING, INC. 26 4.92% $5,628
MOVEMENT MORTGAGE, LLC 26 5.09% $3,772
Alcova Mortgage LLC 21 5.39% $4,634
MICHIGAN MUTUAL, INC. 19 5.68% $3,625
NAVY FEDERAL CREDIT UNION 14 5.65% $4,615
Southern Bank and Trust Company 14 5.06% $3,243
Regions Bank 12 5.78% $4,060
UNITED WHOLESALE MORTGAGE, LLC 10 5.64% $6,077
MEMBER HOME LOAN, L.L.C. 8 4.52% $5,088
First-Citizens Bank & Trust Company 8 4.56% $3,115
PNC Bank 7 4.91% $4,245
American Security Mortgage Corp. 7 5.86% $4,162
LOANDEPOT.COM, LLC 6 5.00% $3,713
COASTAL Federal Credit Union 6 5.71% $3,876
Flagstar Bank, FSB 5 5.41% $4,811
JPMorgan Chase Bank 5 4.77% $4,279
Mr. Cooper ( Nationstar Mortgage ) 5 4.62% $5,720
CMG MORTGAGE, INC. 5 5.37% $5,596
Mortgage Research Center, LLC 5 4.85% $4,780
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 4.97% $3,689
LATINO COMMUNITY CREDIT UNION 5 5.90% $4,233
AMERISAVE MORTGAGE CORPORATION 4 4.91% $4,948
ANGEL OAK HOME LOANS LLC 4 5.09% $5,267
GUARANTEED RATE, INC. 4 4.69% $4,574
First Bank 4 2.00% $939
EQUITY RESOURCES, INC. 4 4.44% $2,904
GoPrime Mortgage, Inc. 3 5.62% $4,341
LAKEVIEW LOAN SERVICING, LLC 3 4.83% $3,801
NFM, INC. 3 4.46% $6,377
BROKER SOLUTIONS, INC. 3 4.83% $4,679
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 5.83% $6,427
Bank of America 3 4.21% $3,051
First Heritage Mortgage, LLC 3 5.40% $3,627
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 4.67% $3,363
FREEDOM MORTGAGE CORPORATION 3 3.71% $6,786
Hometown Lenders, Inc. 3 4.13% $5,079
ACADEMY MORTGAGE CORPORATION 2 4.94% $3,054
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 5.75% $6,072
Blue Ridge Bank 2 6.44% $5,327
CALIBER HOME LOANS, INC. 2 3.54% $4,645
CRESCENT MORTGAGE COMPANY 2 5.25% $3,810
CROSSCOUNTRY MORTGAGE, LLC 2 5.25% $2,576
FIRST COMMUNITY MORTGAGE, INC. 2 3.31% $2,743
GUILD MORTGAGE COMPANY 2 5.00% $5,364
HOME POINT FINANCIAL CORPORATION 2 6.31% $5,065
HOMESPIRE MORTGAGE CORPORATION 2 5.38% $3,894
INTERCOASTAL MORTGAGE COMPANY 2 5.49% $5,975
PENNYMAC LOAN SERVICES, LLC 2 6.62% $4,359
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.19% $5,653
ROYAL UNITED MORTGAGE LLC 2 4.88% $4,700
RUOFF MORTGAGE COMPANY, INC. 2 4.19% $3,339
SIRVA MORTGAGE, INC. 2 6.63% $709
T2 FINANCIAL LLC 2 5.19% $5,881
UNION HOME MORTGAGE CORP. 2 6.19% $4,266
United Bank 2 5.81% $3,230
United Community Bank 2 4.94% $4,764
USAA Federal Savings Bank 2 5.69% $4,185
U.S. Bank 2 4.63% $3,524
First Federal Bank 1 4.00% $3,148
FINANCE OF AMERICA MORTGAGE LLC 1 6.50% $5,697
MCLEAN MORTGAGE CORPORATION 1 6.63% $2,773
EVERETT FINANCIAL, INC. 1 4.50% $1,973
EMBRACE HOME LOANS, INC. 1 4.99% $4,151
MLD MORTGAGE INC. 1 2.88% $3,808
Mortgage Assurance Inc. 1 4.13% $3,713
Deere Employees Credit Union 1 2.13% $2,386
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.38% $3,316
Citizens Bank 1 4.25% $10,687
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.13% $4,578
NASA Federal Credit Union 1 6.00% $3,932
Carrington Mortgage Services, LLC 1 5.63% $5,997
NEWREZ LLC 1 4.38% $5,856
CARDINAL FINANCIAL 1 3.88% $5,631
North State Bank 1 4.75% $4,125
NTFN, INC. 1 7.13% $3,647
OAKTREE FUNDING CORP. 1 6.63% $9,853
Paramount Residential Mortgage Group, Inc. 1 5.88% $4,861
AmeriHome Mortgage Company, LLC 1 3.25% $3,696
PLUS RELOCATION MORTGAGE, LLC 1 6.63% $1,522
CAPITAL CENTER, L.L.C. 1 3.25% $0
AMERICAN FINANCIAL RESOURCES, INC. 1 6.63% $3,229
Prosperity Home Mortgage, LLC 1 5.50% $3,412
BETTER MORTGAGE CORPORATION 1 5.88% $2,857
Bell Bank 1 4.13% $1,133
Renasant Bank 1 3.75% $3,227
WINGS FINANCIAL 1 5.25% $2,576
Watermark Capital, Inc. 1 5.13% $3,538
SHELTER HOME MORTGAGE, LLC 1 5.88% $5,852
UNITED PREMIER FUNDING, LLC 1 5.75% $3,871
BAY EQUITY LLC 1 5.38% $5,341
SOUTHERN TRUST MORTGAGE, LLC 1 5.00% $2,643
Barrington Bank & Trust Company, N.A. 1 5.53% $3,657
STOCKTON MORTGAGE CORPORATION 1 5.13% $5,323
SUN WEST MORTGAGE COMPANY, INC. 1 4.88% $4,531
AMERICAN FINANCING CORPORATION 1 3.63% $4,037
TD Bank 1 4.63% $8,080
HAMILTON HOME LOANS, INC. 1 4.25% $5,557
The Central Trust Bank 1 5.50% $3,982
The Federal Savings Bank 1 5.63% $7,080
HOMESTEAD FUNDING CORP. 1 6.63% $2,362
GUARANTEED RATE AFFINITY, LLC 1 6.63% $7,727
IMPAC MORTGAGE CORP. 1 3.88% $2,074
Integrity Home Mortgage Corp 1 6.88% $3,332
The Huntington National Bank 1 4.63% $3,525
GENEVA FINANCIAL, LLC 1 3.75% $4,272
KELLER MORTGAGE, LLC 1 6.38% $3,369
KeyBank 1 5.38% $8,789
Fulton Bank 1 3.88% $3,918
First Horizon Bank 1 4.75% $3,875
LIBERTY HOME MORTGAGE CORPORATION 1 4.25% $6,941

GOLDSBORO Average Closing Costs & Other Stats

GOLDSBORO, NC's 116 lenders originated 2,834 loans during 2022. The total origination value was $545,830,000, with an average loan value of $192,601.

GOLDSBORO's average closing costs are $4,514.

The top GOLDSBORO lender as defined by loan originations is STATE EMPLOYEES', with 302 loans originated. Their average total fees are $3,732, which is $238 higher than the next largest lender, Wells Fargo Bank.

The lowest fee GOLDSBORO lenders (with over 10 loans originated) are Southern Bank and Trust Company ($3,243), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,467), Wells Fargo Bank ($3,494), MICHIGAN MUTUAL, INC. ($3,625) and Truist ($3,725).

The lowest rate GOLDSBORO lenders (with over 10 loans originated) are LOCAL GOVERNMENT FEDERAL CREDIT UNION (3.89%), STATE EMPLOYEES' (3.92%), Truist (4.66%), Wells Fargo Bank (4.82%) and CORNERSTONE HOME LENDING, INC. (4.92%).

GOLDSBORO, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
STATE EMPLOYEES' $95,325,000 $89,690,000 -5.9% 16.4%
Wells Fargo Bank $65,120,000 $34,930,000 -46.4% 6.4%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $19,900,000 $31,840,000 60.0% 5.8%
Mortgage Research Center, LLC $28,390,000 $28,865,000 1.7% 5.3%
QUICKEN LOANS, LLC $52,355,000 $24,675,000 -52.9% 4.5%
MOVEMENT MORTGAGE, LLC $33,715,000 $20,920,000 -38.0% 3.8%
CORNERSTONE HOME LENDING, INC. $26,675,000 $18,235,000 -31.6% 3.3%
Truist $30,195,000 $16,220,000 -46.3% 3.0%
UNITED WHOLESALE MORTGAGE, LLC $11,550,000 $15,685,000 35.8% 2.9%
NAVY FEDERAL CREDIT UNION $12,620,000 $12,280,000 -2.7% 2.2%
Southern Bank and Trust Company $14,265,000 $10,955,000 -23.2% 2.0%
First-Citizens Bank & Trust Company $9,540,000 $9,275,000 -2.8% 1.7%
American Security Mortgage Corp. $4,110,000 $8,905,000 116.7% 1.6%
Service Federal Credit Union $8,545,000 n/a 1.6%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $12,175,000 $8,215,000 -32.5% 1.5%
Arbor Realty Trust, Inc. $7,690,000 n/a 1.4%
MICHIGAN MUTUAL, INC. $8,595,000 $7,265,000 -15.5% 1.3%
LOANDEPOT.COM, LLC $8,065,000 $6,095,000 -24.4% 1.1%
USAA Federal Savings Bank $10,445,000 $5,995,000 -42.6% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $4,845,000 $5,580,000 15.2% 1.0%
FirstBank $5,410,000 n/a 1.0%
FREEDOM MORTGAGE CORPORATION $28,775,000 $5,240,000 -81.8% 1.0%
Alcova Mortgage LLC $3,780,000 $5,150,000 36.2% 0.9%
Regions Bank $3,590,000 $4,755,000 32.5% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,450,000 $4,725,000 -36.6% 0.9%
PNC Bank $3,295,000 $4,525,000 37.3% 0.8%
Flagstar Bank, FSB $2,635,000 $4,370,000 65.8% 0.8%
ACADEMY MORTGAGE CORPORATION $2,765,000 $3,645,000 31.8% 0.7%
PENNYMAC LOAN SERVICES, LLC $10,885,000 $3,610,000 -66.8% 0.7%
NEW DAY FINANCIAL, LLC $5,560,000 $3,380,000 -39.2% 0.6%
MEMBER HOME LOAN, L.L.C. $3,290,000 n/a 0.6%
AMERISAVE MORTGAGE CORPORATION $2,685,000 $2,955,000 10.1% 0.5%
Carrington Mortgage Services, LLC $4,240,000 $2,610,000 -38.4% 0.5%
Hometown Lenders, Inc. $4,270,000 $2,445,000 -42.7% 0.4%
The Federal Savings Bank $2,565,000 $2,440,000 -4.9% 0.4%
BROKER SOLUTIONS, INC. $1,555,000 $2,290,000 47.3% 0.4%
INTERCOASTAL MORTGAGE COMPANY $1,845,000 $2,285,000 23.8% 0.4%
COASTAL Federal Credit Union $530,000 $2,225,000 319.8% 0.4%
GoPrime Mortgage, Inc. $1,485,000 $2,220,000 49.5% 0.4%
JET HOMELOANS, LLC $145,000 $2,165,000 1,393.1% 0.4%
NFM, INC. $2,035,000 $2,075,000 2.0% 0.4%
GUARANTEED RATE, INC. $4,025,000 $1,930,000 -52.0% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,150,000 $1,925,000 -10.5% 0.4%
United Community Bank $375,000 $1,910,000 409.3% 0.3%
ANGEL OAK HOME LOANS LLC $1,770,000 $1,885,000 6.5% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,760,000 $1,825,000 3.7% 0.3%
Equity Prime Mortgage LLC $395,000 $1,810,000 358.2% 0.3%
KS Bank, Inc. $2,355,000 $1,700,000 -27.8% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $4,245,000 $1,665,000 -60.8% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,575,000 $1,645,000 -64.0% 0.3%
Union Bank $965,000 $1,605,000 66.3% 0.3%
CMG MORTGAGE, INC. $1,895,000 $1,590,000 -16.1% 0.3%
AMERICAN FINANCING CORPORATION $1,715,000 $1,535,000 -10.5% 0.3%
HOMESPIRE MORTGAGE CORPORATION $1,845,000 $1,525,000 -17.3% 0.3%
HOME POINT FINANCIAL CORPORATION $3,100,000 $1,510,000 -51.3% 0.3%
21ST MORTGAGE CORPORATION $2,170,000 $1,500,000 -30.9% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $520,000 $1,485,000 185.6% 0.3%
JPMorgan Chase Bank $1,290,000 $1,435,000 11.2% 0.3%
LATINO COMMUNITY CREDIT UNION $800,000 $1,425,000 78.1% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,430,000 $1,420,000 -41.6% 0.3%
Nations Lending Corporation $1,715,000 $1,355,000 -21.0% 0.2%
PENTAGON FEDERAL CREDIT UNION $3,200,000 $1,350,000 -57.8% 0.2%
Bank of America $485,000 $1,320,000 172.2% 0.2%
Blue Ridge Bank $965,000 $1,290,000 33.7% 0.2%
First Bank $1,085,000 $1,280,000 18.0% 0.2%
CALIBER HOME LOANS, INC. $4,300,000 $1,270,000 -70.5% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $190,000 $1,220,000 542.1% 0.2%
Mid-Continent Funding, Inc. $310,000 $1,165,000 275.8% 0.2%
Barrington Bank & Trust Company, N.A. $1,090,000 $1,135,000 4.1% 0.2%
North State Bank $995,000 $1,050,000 5.5% 0.2%
GUILD MORTGAGE COMPANY $665,000 $1,045,000 57.1% 0.2%
CALCON MUTUAL MORTGAGE LLC $225,000 $1,040,000 362.2% 0.2%
Armed Forces Bank $285,000 $995,000 249.1% 0.2%
EMBRACE HOME LOANS, INC. $795,000 $955,000 20.1% 0.2%
First Heritage Mortgage, LLC $455,000 $950,000 108.8% 0.2%
LENDINGHOME FUNDING CORPORATION $1,225,000 $935,000 -23.7% 0.2%
UNION HOME MORTGAGE CORP. $1,490,000 $935,000 -37.2% 0.2%
Citizens Bank $895,000 n/a 0.2%
Towne Mortgage of the Carolinas, LLC $1,465,000 $885,000 -39.6% 0.2%
LIMA ONE CAPITAL, LLC $830,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $1,765,000 $810,000 -54.1% 0.1%
Prosperity Home Mortgage, LLC $935,000 $785,000 -16.0% 0.1%
U.S. Bank $350,000 $775,000 121.4% 0.1%
CAPITAL CENTER, L.L.C. $470,000 $770,000 63.8% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $765,000 n/a 0.1%
NBKC BANK $400,000 $765,000 91.3% 0.1%
Alpha Mortgage Corporation $755,000 n/a 0.1%
DAS Acquisition Company, LLC $615,000 $725,000 17.9% 0.1%
CLEARPATH LENDING $3,170,000 $715,000 -77.4% 0.1%
LAKEVIEW LOAN SERVICING, LLC $10,640,000 $705,000 -93.4% 0.1%
Fulton Bank $695,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $1,100,000 $695,000 -36.8% 0.1%
T2 FINANCIAL LLC $480,000 $695,000 44.8% 0.1%
The Central Trust Bank $685,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $115,000 $660,000 473.9% 0.1%
United Bank $655,000 $655,000 0.0% 0.1%
Lakeview Community Capital, LLC $845,000 $645,000 -23.7% 0.1%
Gateway First Bank $165,000 $625,000 278.8% 0.1%
AgCarolina Farm Credit, FLCA $1,240,000 $620,000 -50.0% 0.1%
EQUITY RESOURCES, INC. $940,000 $610,000 -35.1% 0.1%
Magnolia Bank $570,000 $590,000 3.5% 0.1%
PREMIA MORTGAGE, LLC $580,000 n/a 0.1%
Prudential Huntoon Paige Associates, LLC $575,000 n/a 0.1%
LOANPAL, LLC $165,000 $565,000 242.4% 0.1%
North American Savings Bank, F.S.B. $1,450,000 $560,000 -61.4% 0.1%
Paramount Residential Mortgage Group, Inc. $620,000 $560,000 -9.7% 0.1%
NEWREZ LLC $1,840,000 $550,000 -70.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $545,000 n/a 0.1%
Low VA Rates, LLC $450,000 $540,000 20.0% 0.1%
THE MORTGAGE FIRM, INC. $1,260,000 $530,000 -57.9% 0.1%
CIVIC FINANCIAL SERVICES, LLC $525,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $4,255,000 $525,000 -87.7% 0.1%
PLANET HOME LENDING, LLC $915,000 $525,000 -42.6% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,750,000 $520,000 -70.3% 0.1%
Bank of England $450,000 $510,000 13.3% 0.1%
Figure Lending LLC $110,000 $505,000 359.1% 0.1%
First Federal Bank $465,000 $500,000 7.5% 0.1%
Meridian Bank Corporation $265,000 $490,000 84.9% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $790,000 $485,000 -38.6% 0.1%
TOP FLITE FINANCIAL, INC. $105,000 $445,000 323.8% 0.1%
Ameris Bank $2,860,000 $415,000 -85.5% 0.1%
TD Bank $405,000 n/a 0.1%
UNIVERSITY LENDING GROUP, LLC $395,000 n/a 0.1%
MCLEAN MORTGAGE CORPORATION $390,000 n/a 0.1%
SELF-HELP Credit Union $165,000 $390,000 136.4% 0.1%
UNITED PREMIER FUNDING, LLC $385,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $4,380,000 $380,000 -91.3% 0.1%
EVERETT FINANCIAL, INC. $125,000 $375,000 200.0% 0.1%
Renasant Bank $1,290,000 $375,000 -70.9% 0.1%
The Huntington National Bank $375,000 n/a 0.1%
SIRVA MORTGAGE, INC. $640,000 $370,000 -42.2% 0.1%
TRIAD FINANCIAL SERVICES, INC. $65,000 $355,000 446.2% 0.1%
BETTER MORTGAGE CORPORATION $4,480,000 $350,000 -92.2% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $330,000 $350,000 6.1% 0.1%
CERTAINTY HOME LOANS, LLC $330,000 $340,000 3.0% 0.1%
GENEVA FINANCIAL, LLC $470,000 $340,000 -27.7% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $115,000 $335,000 191.3% 0.1%
Mortgage Assurance Inc. $335,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $1,305,000 $335,000 -74.3% 0.1%
MIDLAND MORTGAGE CORPORATION $325,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $4,770,000 $320,000 -93.3% 0.1%
Benchmark Community Bank $230,000 $300,000 30.4% 0.1%
STOCKTON MORTGAGE CORPORATION $300,000 n/a 0.1%
Waterstone Mortgage Corporation $295,000 n/a 0.1%
Northpointe Bank $290,000 n/a 0.1%
ALLIED MORTGAGE GROUP, INC. $285,000 n/a 0.1%
MORTGAGE ACCESS CORP. $285,000 n/a 0.1%
M&T Bank $465,000 $280,000 -39.8% 0.1%
ALL REVERSE MORTGAGE, INC. $275,000 n/a 0.1%
First Horizon Bank $225,000 $275,000 22.2% 0.1%
KeyBank $275,000 n/a 0.1%
MY MORTGAGE, INC. $275,000 n/a 0.1%
FIRST HOME MORTGAGE CORPORATION $265,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $695,000 $265,000 -61.9% 0.0%
Colonial Savings, F.A. $255,000 n/a 0.0%
United Fidelity Funding Corp. $255,000 n/a 0.0%
Discover Bank $65,000 $245,000 276.9% 0.0%
First Guaranty Mortgage Corporation $1,335,000 $245,000 -81.6% 0.0%
Victorian Finance, LLC $245,000 n/a 0.0%
ON Q FINANCIAL, INC. $440,000 $235,000 -46.6% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $665,000 $235,000 -64.7% 0.0%
HOMESTEAD FUNDING CORP. $785,000 $225,000 -71.3% 0.0%
Midwest BankCentre $225,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $770,000 $225,000 -70.8% 0.0%
OAKTREE FUNDING CORP. $225,000 n/a 0.0%
SOUTHERN TRUST MORTGAGE, LLC $935,000 $220,000 -76.5% 0.0%
Credence Funding Corporation $215,000 n/a 0.0%
IMPAC MORTGAGE CORP. $215,000 n/a 0.0%
KELLER MORTGAGE, LLC $2,510,000 $215,000 -91.4% 0.0%
SHELTER HOME MORTGAGE, LLC $215,000 n/a 0.0%
Amerifirst Financial, Inc. $205,000 n/a 0.0%
Corporate Investors Mortgage Group, Inc. $470,000 $205,000 -56.4% 0.0%
Loan Simple, Inc. $205,000 n/a 0.0%
OVM FINANCIAL, INC. $520,000 $205,000 -60.6% 0.0%
Quontic Bank $205,000 n/a 0.0%
BAY EQUITY LLC $195,000 n/a 0.0%
HAMILTON HOME LOANS, INC. $310,000 $195,000 -37.1% 0.0%
Texana Bank $195,000 n/a 0.0%
UNITED MORTGAGE CORP. $195,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $185,000 n/a 0.0%
Bank OZK $185,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $135,000 $185,000 37.0% 0.0%
NTFN, INC. $310,000 $185,000 -40.3% 0.0%
AmeriHome Mortgage Company, LLC $1,550,000 $175,000 -88.7% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $175,000 n/a 0.0%
Shamrock Home Loans, Inc. $170,000 $175,000 2.9% 0.0%
THRIVENT Federal Credit Union $175,000 n/a 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $575,000 $170,000 -70.4% 0.0%
Allen Tate Mortgage Partners, LLC $85,000 $165,000 94.1% 0.0%
American Airlines Federal Credit Union $165,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $165,000 n/a 0.0%
MLD MORTGAGE INC. $165,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $660,000 $165,000 -75.0% 0.0%
WINGS FINANCIAL $95,000 $165,000 73.7% 0.0%
Bell Bank $155,000 n/a 0.0%
Countybank $155,000 n/a 0.0%
Tyndall Federal Credit Union $155,000 n/a 0.0%
Deere Employees Credit Union $125,000 $145,000 16.0% 0.0%
NASA Federal Credit Union $145,000 n/a 0.0%
AMERICAN ADVISORS GROUP $130,000 $135,000 3.8% 0.0%
Hometown Equity Mortgage, LLC $135,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $135,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $245,000 $135,000 -44.9% 0.0%
RF Renovo Management Company, LLC $135,000 n/a 0.0%
Truliant Federal Credit Union $35,000 $135,000 285.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $95,000 $125,000 31.6% 0.0%
Brighton Bank $125,000 n/a 0.0%
EMM LOANS LLC $530,000 $125,000 -76.4% 0.0%
Integrity Home Mortgage Corp $125,000 n/a 0.0%
SPRING EQ, LLC $165,000 $125,000 -24.2% 0.0%
PLAZA HOME MORTGAGE, INC. $115,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $185,000 $115,000 -37.8% 0.0%
Watermark Capital, Inc. $185,000 $115,000 -37.8% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,415,000 $105,000 -92.6% 0.0%
Secured Investment Corp. $105,000 n/a 0.0%
MidFirst Bank $95,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $215,000 $55,000 -74.4% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $25,000 0.0% 0.0%

GOLDSBORO's top lender by overall market share is STATE EMPLOYEES', with 16.4% market share. In second place, with 6.4%, is Wells Fargo Bank, having originated $34,930,000 in loans. In third place, with 5.8%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $31,840,000 in loans. In fourth place, with 5.3%, is Mortgage Research Center, LLC, having originated $28,865,000 in loans. In fifth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $24,675,000 in loans.


GOLDSBORO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $168,750 (2.8%) $178,062 (-0.3%) 0.00 459
2018-02-01 $165,225 (0.9%) $175,880 (-0.2%) 0.00 433
2018-03-01 $165,000 (1.8%) $179,209 (1.6%) 0.00 387
2018-04-01 $164,975 (0.0%) $180,249 (-0.3%) 0.00 407
2018-05-01 $165,975 (-1.3%) $179,851 (-1.7%) 0.00 416
2018-06-01 $167,000 (0.0%) $180,710 (-0.6%) 0.00 416
2018-07-01 $167,850 (1.8%) $183,400 (1.3%) 0.00 433
2018-08-01 $164,925 (1.2%) $180,848 (0.9%) 0.00 445
2018-09-01 $169,900 (3.4%) $183,337 (3.3%) 0.00 444
2018-10-01 $173,700 (6.3%) $186,384 (6.3%) 0.00 404
2018-11-01 $169,225 (3.5%) $183,864 (4.8%) 0.00 384
2018-12-01 $169,950 (0.6%) $185,596 (4.1%) 0.00 364
2019-01-01 $169,900 (0.7%) $185,215 (4.0%) 0.00 336
2019-02-01 $175,700 (6.3%) $190,239 (8.2%) 0.00 325
2019-03-01 $184,014 (11.5%) $193,582 (8.0%) 0.00 307
2019-04-01 $189,700 (15.0%) $197,815 (9.8%) 0.00 293
2019-05-01 $191,400 (15.3%) $199,214 (10.8%) 0.00 290
2019-06-01 $185,900 (11.3%) $195,873 (8.4%) 0.00 293
2019-07-01 $182,450 (8.7%) $193,270 (5.4%) 0.00 289
2019-08-01 $181,264 (9.9%) $191,168 (5.7%) 0.00 282
2019-09-01 $183,309 (7.9%) $192,310 (4.9%) 0.00 287
2019-10-01 $184,173 (6.0%) $192,785 (3.4%) 0.00 285
2019-11-01 $189,500 (12.0%) $190,911 (3.8%) 0.00 261
2019-12-01 $189,125 (11.3%) $187,392 (1.0%) 0.00 254
2020-01-01 $190,450 (12.1%) $187,012 (1.0%) 0.00 233
2020-02-01 $191,400 (8.9%) $190,219 (0.0%) 0.00 205
2020-03-01 $189,725 (3.1%) $188,700 (-2.5%) 0.00 211
2020-04-01 $186,200 (-1.9%) $185,019 (-6.5%) 0.00 201
2020-05-01 $189,900 (-0.8%) $186,682 (-6.3%) 0.00 161
2020-06-01 $193,425 (4.1%) $199,095 (1.6%) 0.00 179
2020-07-01 $200,750 (10.0%) $201,673 (4.4%) 0.00 147
2020-08-01 $187,500 (3.4%) $198,544 (3.9%) 0.00 139
2020-09-01 $186,950 (2.0%) $203,270 (5.7%) 0.00 126
2020-10-01 $180,000 (-2.3%) $201,634 (4.6%) 0.00 109
2020-11-01 $184,220 (-2.8%) $206,252 (8.0%) 0.00 118
2020-12-01 $190,450 (0.7%) $213,047 (13.7%) 0.00 106
2021-01-01 $195,000 (2.4%) $208,538 (11.5%) 0.00 104
2021-02-01 $183,675 (-4.0%) $214,813 (12.9%) 0.00 94
2021-03-01 $197,975 (4.4%) $208,216 (10.3%) 0.00 83
2021-04-01 $218,188 (17.2%) $227,797 (23.1%) 0.00 77
2021-05-01 $239,900 (26.3%) $238,175 (27.6%) 0.00 93
2021-06-01 $227,425 (17.6%) $239,154 (20.1%) 0.00 102
2021-07-01 $210,000 (4.6%) $229,572 (13.8%) 0.00 122
2021-08-01 $218,675 (16.6%) $224,678 (13.2%) 0.00 129
2021-09-01 $180,850 (-3.3%) $200,159 (-1.5%) 0.00 119
2021-10-01 $189,900 (5.5%) $202,325 (0.3%) 0.00 116
2021-11-01 $184,800 (0.3%) $221,344 (7.3%) 0.00 97
2021-12-01 $201,250 (5.7%) $230,060 (8.0%) 0.00 102
2022-01-01 $247,900 (27.1%) $254,541 (22.1%) 0.00 98
2022-02-01 $234,950 (27.9%) $247,651 (15.3%) 0.00 77
2022-03-01 $226,150 (14.2%) $245,303 (17.8%) 0.00 69
2022-04-01 $249,950 (14.6%) $266,991 (17.2%) 0.00 67
2022-05-01 $228,250 (-4.9%) $277,445 (16.5%) 0.00 117
2022-06-01 $222,050 (-2.4%) $293,529 (22.7%) 0.00 145
2022-07-01 $239,960 (14.3%) $292,633 (27.5%) 0.00 176
2022-08-01 $249,925 (14.3%) $276,080 (22.9%) 0.00 184
2022-09-01 $242,581 (34.1%) $271,762 (35.8%) 0.00 195
2022-10-01 $249,900 (31.6%) $286,284 (41.5%) 0.00 170
2022-11-01 $249,900 (35.2%) $275,860 (24.6%) 0.00 194
2022-12-01 $262,950 (30.7%) $285,174 (24.0%) 0.00 188
2023-01-01 $263,175 (6.2%) $284,273 (11.7%) 0.00 165
2023-02-01 $282,025 (20.0%) $288,761 (16.6%) 0.00 150
2023-03-01 $288,075 (27.4%) $290,730 (18.5%) 0.00 124
2023-04-01 $300,900 (20.4%) $306,925 (15.0%) 0.00 113
2023-05-01 $306,725 (34.4%) $311,023 (12.1%) 0.00 122
2023-06-01 $296,173 (33.4%) $302,374 (3.0%) 0.00 130
2023-07-01 $282,900 (17.9%) $303,271 (3.6%) 0.00 126
2023-08-01 $284,250 (13.7%) $299,822 (8.6%) 0.00 150
2023-09-01 $285,000 (17.5%) $322,586 (18.7%) 0.00 170
2023-10-01 $289,400 (15.8%) $322,304 (12.6%) 0.00 201
2023-11-01 $286,015 (14.5%) $318,392 (15.4%) 0.00 225
GOLDSBORO's median listing price for 2023-11-01 was $286,015, a difference of $36,115 (14.5%) versus the prior year and $-3,385 versus the prior month.

GOLDSBORO's median listing price comes in at 0% of the national average.

GOLDSBORO's average listing price for 2023-11-01 was $318,392, a difference of $42,532 (15.4%) versus the prior year and $-3,912 versus the prior month.

For the 2023-11-01 period, GOLDSBORO had 225 MLS listings, a difference of 24 listings (12%) versus the prior month and 31 listings (16%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - GOLDSBORO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,861 sqft
2018-02-01 0 days 1,803 sqft
2018-03-01 0 days 1,852 sqft
2018-04-01 0 days 1,859 sqft
2018-05-01 0 days 1,846 sqft
2018-06-01 0 days 1,834 sqft
2018-07-01 0 days 1,860 sqft
2018-08-01 0 days 1,856 sqft
2018-09-01 0 days 1,858 sqft
2018-10-01 0 days 1,889 sqft
2018-11-01 0 days 1,877 sqft
2018-12-01 0 days 1,914 sqft
2019-01-01 0 days 1,929 sqft
2019-02-01 0 days 1,985 sqft
2019-03-01 0 days 2,003 sqft
2019-04-01 0 days 2,050 sqft
2019-05-01 0 days 2,100 sqft
2019-06-01 0 days 2,109 sqft
2019-07-01 0 days 2,101 sqft
2019-08-01 0 days 2,065 sqft
2019-09-01 0 days 2,030 sqft
2019-10-01 0 days 2,010 sqft
2019-11-01 0 days 1,931 sqft
2019-12-01 0 days 1,877 sqft
2020-01-01 0 days 1,916 sqft
2020-02-01 0 days 2,000 sqft
2020-03-01 0 days 1,926 sqft
2020-04-01 0 days 1,904 sqft
2020-05-01 0 days 1,939 sqft
2020-06-01 0 days 2,038 sqft
2020-07-01 0 days 2,139 sqft
2020-08-01 0 days 2,085 sqft
2020-09-01 0 days 2,015 sqft
2020-10-01 0 days 1,939 sqft
2020-11-01 0 days 1,853 sqft
2020-12-01 0 days 1,849 sqft
2021-01-01 0 days 1,770 sqft
2021-02-01 0 days 1,693 sqft
2021-03-01 0 days 1,882 sqft
2021-04-01 0 days 1,840 sqft
2021-05-01 0 days 1,958 sqft
2021-06-01 0 days 1,928 sqft
2021-07-01 0 days 1,884 sqft
2021-08-01 0 days 1,855 sqft
2021-09-01 0 days 1,755 sqft
2021-10-01 0 days 1,611 sqft
2021-11-01 0 days 1,751 sqft
2021-12-01 0 days 1,826 sqft
2022-01-01 0 days 1,926 sqft
2022-02-01 0 days 1,867 sqft
2022-03-01 0 days 1,769 sqft
2022-04-01 0 days 1,844 sqft
2022-05-01 0 days 1,865 sqft
2022-06-01 0 days 2,027 sqft
2022-07-01 0 days 1,885 sqft
2022-08-01 0 days 1,821 sqft
2022-09-01 0 days 1,757 sqft
2022-10-01 0 days 1,804 sqft
2022-11-01 0 days 1,810 sqft
2022-12-01 0 days 1,912 sqft
2023-01-01 0 days 1,865 sqft
2023-02-01 0 days 1,856 sqft
2023-03-01 0 days 1,927 sqft
2023-04-01 0 days 1,944 sqft
2023-05-01 0 days 2,005 sqft
2023-06-01 0 days 1,882 sqft
2023-07-01 0 days 1,915 sqft
2023-08-01 0 days 1,918 sqft
2023-09-01 0 days 1,893 sqft
2023-10-01 0 days 1,946 sqft
2023-11-01 0 days 1,905 sqft
GOLDSBORO's median listing age (time on market) for 2023-11-01 was 0 days.

GOLDSBORO's median square footage for active listings during the 2023-11-01 period was 1,905 sqft. One year prior, the average listing was 1,810 sqft.

GOLDSBORO, NC Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
27524 Goldsboro, NC $920 $950 $1,080 $1,360 $1,760
27530 Goldsboro, NC $630 $630 $830 $1,030 $1,400
27531 Goldsboro, NC $690 $700 $910 $1,130 $1,530
27532 Goldsboro, NC $640 $650 $850 $1,050 $1,430
27533 Goldsboro, NC $640 $650 $850 $1,050 $1,430
27534 Goldsboro, NC $730 $740 $970 $1,200 $1,630
27542 Goldsboro, NC $920 $950 $1,080 $1,360 $1,760
27569 Goldsboro, NC $920 $950 $1,080 $1,360 $1,760
27830 Goldsboro, NC $570 $580 $760 $940 $1,280
27851 Goldsboro, NC $640 $650 $850 $1,050 $1,430
27863 Goldsboro, NC $920 $950 $1,080 $1,360 $1,760
27883 Goldsboro, NC $570 $570 $750 $930 $1,260
28333 Goldsboro, NC $570 $570 $750 $930 $1,260
28365 Goldsboro, NC $570 $570 $750 $930 $1,260
28551 Goldsboro, NC $630 $630 $830 $1,030 $1,400
28578 Goldsboro, NC $570 $570 $750 $930 $1,260

2022 Average & Median Rent Data Statistics
GOLDSBORO, NC average 1BR rent: $707, median: $650
GOLDSBORO, NC average 2BR rent: $886, median: $850
GOLDSBORO, NC average 3BR rent: $1,103, median: $1,050

GOLDSBORO, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,739 $387,485,000 $222,821
Refi 350 $58,140,000 $166,114
Cash Out Refi 342 $71,480,000 $209,006
Home Improvement 202 $11,950,000 $59,158
Other 201 $16,775,000 $83,458

Goldsboro's most frequently cited loan purpose was Home Purchase, with 1,739 originations. The 2nd most popular reason was Refi, with 350 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 833 $148,535,000 $178,313
5-6% 616 $132,510,000 $215,114
4-5% 614 $134,460,000 $218,990
6-7% 291 $57,255,000 $196,753
2.5-3% 282 $38,290,000 $135,780
7-8% 66 $11,180,000 $169,394
<2.5% 59 $8,935,000 $151,441
Over 8% 49 $11,225,000 $229,082

During 2022, Goldsboro's most frequently originated rate bucket was 3-4%, with 833 originations.

Loan Sizing (GOLDSBORO, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,090 $292,140,000 $268,018
$100k-200k 1,026 $155,530,000 $151,589
$100,000 or less 628 $35,860,000 $57,102
$400k-600k 78 $35,630,000 $456,795
$600k-1000k 7 $5,115,000 $730,714
$Over $1MM 5 $21,555,000 $4,311,000

GOLDSBORO's loan sizing saw the bucket of loans from $200k-400k with 1,090 originations, totaling $292,140,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,435 $323,275,000 $225,279
60-80% 529 $94,995,000 $179,575
20-40% 239 $18,735,000 $78,389
Under 20% 217 $15,675,000 $72,235
40-60% 198 $37,010,000 $186,919
Over 100% 178 $48,300,000 $271,348

GOLDSBORO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,435 originations, totaling $323,275,000 in origination value.