Georgetown Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Georgetown averaged
6.7%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.13% and
one month ago for the week of 2023-02-09, the
average rate was 6.22%.
Georgetown's average rate one year ago was 3.54%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Georgetown 30 Year Fixed Rate | 2023-03-16 | 6.7% |
| Georgetown 30 Year Fixed Rate Refi | 2023-03-16 | 7% |
| Georgetown 15 Year Fixed Rate | 2023-03-16 | 6.45% |
| Georgetown 15 Year Fixed Rate Refi | 2023-03-16 | 6.1% |
| Georgetown 30 Year FHA | 2023-03-16 | 6.64% |
| Georgetown 30 Year FHA Refi | 2023-03-16 | 6.12% |
| Georgetown 30 Year USDA | 2023-03-16 | 6.29% |
| Georgetown 30 Year USDA Refi | 2023-03-16 | 6.52% |
| Georgetown 30 Year VA | 2023-03-16 | 6.06% |
| Georgetown 30 Year VA Refi | 2023-03-16 | 5.66% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Georgetown, SC.
Georgetown Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Georgetown, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Georgetown Average Closing Costs & Other Stats
Georgetown, SC's 175 lenders originated 1,989
loans during 2022. The total origination value was $659,785,000, with an average loan value of
$331,717.
Georgetown's average closing costs are $5,040.
The top Georgetown lender as defined by loan originations is QUICKEN LOANS, LLC, with
96 loans originated. Their average total fees are
$6,669, which is $1,063
higher than the next largest lender,
South State Bank.
The lowest fee Georgetown lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,719), First-Citizens Bank & Trust Company ($4,064), Gateway First Bank ($4,074), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,294) and Truist ($4,632).
The lowest rate Georgetown lenders (with over 10 loans originated) are
First-Citizens Bank & Trust Company (4.03%), Bank of America (4.05%), PENNYMAC LOAN SERVICES, LLC (4.11%), TD Bank (4.15%) and GUARANTEED RATE, INC. (4.23%).
Georgetown, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $82,420,000 | $40,090,000 | -51.4% | 6.1% |
| South State Bank | $35,130,000 | $38,290,000 | 9.0% | 5.8% |
| First-Citizens Bank & Trust Company | $36,105,000 | $29,815,000 | -17.4% | 4.5% |
| South Atlantic Bank | $43,325,000 | $27,850,000 | -35.7% | 4.2% |
| GUARANTEED RATE, INC. | $44,680,000 | $25,620,000 | -42.7% | 3.9% |
| Citizens Bank | $24,450,000 | $22,275,000 | -8.9% | 3.4% |
| Bank of America | $26,410,000 | $19,980,000 | -24.3% | 3.0% |
| MOVEMENT MORTGAGE, LLC | $23,720,000 | $19,325,000 | -18.5% | 2.9% |
| Gateway First Bank | $39,220,000 | $18,870,000 | -51.9% | 2.9% |
| Truist | $25,385,000 | $16,150,000 | -36.4% | 2.4% |
| Wells Fargo Bank | $27,005,000 | $15,775,000 | -41.6% | 2.4% |
| JPMorgan Chase Bank | $8,045,000 | $13,855,000 | 72.2% | 2.1% |
| Ameris Bank | $19,605,000 | $11,960,000 | -39.0% | 1.8% |
| GUILD MORTGAGE COMPANY | $19,945,000 | $11,600,000 | -41.8% | 1.8% |
| The Citizens Bank | $6,485,000 | $11,155,000 | 72.0% | 1.7% |
| United Bank | $8,170,000 | $10,535,000 | 28.9% | 1.6% |
| TD Bank | $17,690,000 | $10,170,000 | -42.5% | 1.5% |
| The Conway National Bank | $7,350,000 | $9,895,000 | 34.6% | 1.5% |
| LOANDEPOT.COM, LLC | $22,735,000 | $9,515,000 | -58.1% | 1.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $19,895,000 | $9,190,000 | -53.8% | 1.4% |
| Synovus Bank | $3,535,000 | $8,395,000 | 137.5% | 1.3% |
| Morgan Stanley Private Bank | $2,460,000 | $8,195,000 | 233.1% | 1.2% |
| Coastal Carolina National Bank | $13,045,000 | $8,155,000 | -37.5% | 1.2% |
| United Community Bank | $11,215,000 | $7,435,000 | -33.7% | 1.1% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $6,305,000 | $7,045,000 | 11.7% | 1.1% |
| T2 FINANCIAL LLC | $10,350,000 | $6,110,000 | -41.0% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,635,000 | $6,100,000 | -51.7% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $8,950,000 | $5,800,000 | -35.2% | 0.9% |
| EAGLE HOME MORTGAGE, LLC | $400,000 | $5,770,000 | 1,342.5% | 0.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $7,785,000 | $5,120,000 | -34.2% | 0.8% |
| PNC Bank | $6,945,000 | $5,035,000 | -27.5% | 0.8% |
| American Security Mortgage Corp. | $8,850,000 | $4,955,000 | -44.0% | 0.8% |
| Flagstar Bank, FSB | $7,420,000 | $4,610,000 | -37.9% | 0.7% |
| Charles Schwab Bank, SSB | $3,940,000 | $4,560,000 | 15.7% | 0.7% |
| CMG MORTGAGE, INC. | $4,500,000 | $4,520,000 | 0.4% | 0.7% |
| USAA Federal Savings Bank | $1,030,000 | $3,945,000 | 283.0% | 0.6% |
| First Palmetto Bank | $3,050,000 | $3,830,000 | 25.6% | 0.6% |
| Mortgage Research Center, LLC | $4,470,000 | $3,795,000 | -15.1% | 0.6% |
| CALCON MUTUAL MORTGAGE LLC | $1,340,000 | $3,710,000 | 176.9% | 0.6% |
| DHI MORTGAGE COMPANY, LTD. | $12,180,000 | $3,590,000 | -70.5% | 0.5% |
| STATE EMPLOYEES' | $1,475,000 | $3,570,000 | 142.0% | 0.5% |
| Southern First Bank | $8,535,000 | $3,530,000 | -58.6% | 0.5% |
| Towne Bank | $1,260,000 | $3,455,000 | 174.2% | 0.5% |
| Regions Bank | $1,835,000 | $3,315,000 | 80.7% | 0.5% |
| SOUTHERN TRUST MORTGAGE, LLC | $2,280,000 | $3,230,000 | 41.7% | 0.5% |
| 21ST MORTGAGE CORPORATION | $3,230,000 | $3,200,000 | -0.9% | 0.5% |
| PENTAGON FEDERAL CREDIT UNION | $1,180,000 | $3,100,000 | 162.7% | 0.5% |
| Anderson Brothers Bank | $2,920,000 | $2,990,000 | 2.4% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,160,000 | $2,890,000 | -8.5% | 0.4% |
| NEWREZ LLC | $5,980,000 | $2,680,000 | -55.2% | 0.4% |
| First Reliance Bank | $6,240,000 | $2,620,000 | -58.0% | 0.4% |
| CALIBER HOME LOANS, INC. | $4,870,000 | $2,560,000 | -47.4% | 0.4% |
| First Bank | $1,870,000 | $2,560,000 | 36.9% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,915,000 | $2,510,000 | 31.1% | 0.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $5,800,000 | $2,495,000 | -57.0% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $6,290,000 | $2,450,000 | -61.0% | 0.4% |
| GUARANTY HOME MORTGAGE CORPORATION | $5,630,000 | $2,325,000 | -58.7% | 0.4% |
| KeyBank | $1,125,000 | $2,325,000 | 106.7% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $5,165,000 | $2,305,000 | -55.4% | 0.3% |
| Pinnacle Bank | $2,730,000 | $2,300,000 | -15.8% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $11,880,000 | $2,220,000 | -81.3% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,130,000 | $2,220,000 | 4.2% | 0.3% |
| CORNING | $315,000 | $2,140,000 | 579.4% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $4,395,000 | $2,120,000 | -51.8% | 0.3% |
| LENDSURE MORTGAGE CORP. | $245,000 | $2,055,000 | 738.8% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,395,000 | $2,025,000 | -68.3% | 0.3% |
| NEXERA HOLDING LLC | $1,495,000 | $2,005,000 | 34.1% | 0.3% |
| Wyndham Capital Mortgage, Inc. | $4,910,000 | $2,000,000 | -59.3% | 0.3% |
| REVERSE MORTGAGE FUNDING LLC | $520,000 | $1,905,000 | 266.3% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $3,465,000 | $1,800,000 | -48.1% | 0.3% |
| UBS Bank USA | $2,550,000 | $1,775,000 | -30.4% | 0.3% |
| Alcova Mortgage LLC | $1,295,000 | $1,725,000 | 33.2% | 0.3% |
| US MORTGAGE CORPORATION | $4,830,000 | $1,715,000 | -64.5% | 0.3% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $800,000 | $1,705,000 | 113.1% | 0.3% |
| First Horizon Bank | $3,735,000 | $1,685,000 | -54.9% | 0.3% |
| CIBC Bank USA | $1,625,000 | n/a | 0.2% | |
| Servion, Inc. | $3,480,000 | $1,510,000 | -56.6% | 0.2% |
| Arthur State Bank | $1,465,000 | n/a | 0.2% | |
| The Bank of South Carolina | $2,050,000 | $1,435,000 | -30.0% | 0.2% |
| First National Bank of Pennsylvania | $6,915,000 | $1,415,000 | -79.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,955,000 | $1,415,000 | -52.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,245,000 | $1,380,000 | -38.5% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,375,000 | n/a | 0.2% | |
| Stifel Bank and Trust | $1,300,000 | $1,225,000 | -5.8% | 0.2% |
| U.S. Bank | $4,455,000 | $1,215,000 | -72.7% | 0.2% |
| The Farmers National Bank of Canfield | $1,135,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $1,845,000 | $1,085,000 | -41.2% | 0.2% |
| CRESCENT MORTGAGE COMPANY | $820,000 | $1,035,000 | 26.2% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $2,040,000 | $1,025,000 | -49.8% | 0.2% |
| BROKER SOLUTIONS, INC. | $1,865,000 | $1,020,000 | -45.3% | 0.2% |
| Magnolia Bank | $690,000 | $990,000 | 43.5% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $965,000 | n/a | 0.1% | |
| Mortgage Network, Inc. | $490,000 | $960,000 | 95.9% | 0.1% |
| City National Bank | $955,000 | n/a | 0.1% | |
| Quontic Bank | $945,000 | n/a | 0.1% | |
| ANGEL OAK HOME LOANS LLC | $1,480,000 | $925,000 | -37.5% | 0.1% |
| NFM, INC. | $520,000 | $915,000 | 76.0% | 0.1% |
| Strong Home Mortgage, LLC | $1,665,000 | $910,000 | -45.3% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $105,000 | $900,000 | 757.1% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $475,000 | $895,000 | 88.4% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,145,000 | $865,000 | -24.5% | 0.1% |
| Ally Bank | $1,085,000 | $840,000 | -22.6% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $760,000 | $835,000 | 9.9% | 0.1% |
| Hometown Equity Mortgage, LLC | $190,000 | $825,000 | 334.2% | 0.1% |
| Princeton Mortgage Corporation | $825,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $1,205,000 | $815,000 | -32.4% | 0.1% |
| The Fidelity Bank | $805,000 | n/a | 0.1% | |
| FOUNDERS FEDERAL CREDIT UNION | $605,000 | $795,000 | 31.4% | 0.1% |
| HOMESTEAD FUNDING CORP. | $790,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $775,000 | n/a | 0.1% | |
| WesBanco Bank, Inc. | $755,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $425,000 | $740,000 | 74.1% | 0.1% |
| Northpointe Bank | $1,855,000 | $710,000 | -61.7% | 0.1% |
| S. C. STATE FEDERAL CREDIT UNION | $695,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $1,825,000 | $660,000 | -63.8% | 0.1% |
| Encompass Lending Group, LP | $645,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $305,000 | $645,000 | 111.5% | 0.1% |
| First Western Trust Bank | $645,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,470,000 | $625,000 | -57.5% | 0.1% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $195,000 | $625,000 | 220.5% | 0.1% |
| AMERICAN ADVISORS GROUP | $625,000 | $610,000 | -2.4% | 0.1% |
| Prosperity Home Mortgage, LLC | $580,000 | $610,000 | 5.2% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $175,000 | $605,000 | 245.7% | 0.1% |
| EQUITY RESOURCES, INC. | $330,000 | $600,000 | 81.8% | 0.1% |
| MTC Federal Credit Union | $585,000 | n/a | 0.1% | |
| FIRST HOME MORTGAGE CORPORATION | $2,535,000 | $580,000 | -77.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $3,285,000 | $575,000 | -82.5% | 0.1% |
| Capital City Home Loans, LLC | $545,000 | $565,000 | 3.7% | 0.1% |
| First Community Bank | $420,000 | $565,000 | 34.5% | 0.1% |
| INSPIRE HOME LOANS INC. | $565,000 | n/a | 0.1% | |
| S&T Bank | $565,000 | n/a | 0.1% | |
| Arvest Bank | $1,505,000 | $560,000 | -62.8% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $65,000 | $560,000 | 761.5% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $550,000 | n/a | 0.1% | |
| CAROLINA TRUST FEDERAL CREDIT UNION | $980,000 | $540,000 | -44.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,345,000 | $535,000 | -60.2% | 0.1% |
| Luxury Mortgage Corp. | $525,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $515,000 | n/a | 0.1% | |
| The Federal Savings Bank | $1,310,000 | $515,000 | -60.7% | 0.1% |
| Nations Lending Corporation | $1,540,000 | $500,000 | -67.5% | 0.1% |
| NBKC BANK | $1,665,000 | $500,000 | -70.0% | 0.1% |
| TEACHERS | $500,000 | n/a | 0.1% | |
| DIRECT MORTGAGE LOANS, LLC | $495,000 | n/a | 0.1% | |
| MCLEAN MORTGAGE CORPORATION | $2,480,000 | $495,000 | -80.0% | 0.1% |
| Stock Yards Bank & Trust Company | $495,000 | n/a | 0.1% | |
| Bethpage Federal Credit Union | $485,000 | n/a | 0.1% | |
| IMPAC MORTGAGE CORP. | $185,000 | $485,000 | 162.2% | 0.1% |
| RESOURCE FINANCIAL SERVICES, INC. | $225,000 | $480,000 | 113.3% | 0.1% |
| Aurora Financial, LLC | $285,000 | $475,000 | 66.7% | 0.1% |
| First National Bank of America | $475,000 | n/a | 0.1% | |
| NBH Bank | $475,000 | n/a | 0.1% | |
| Carolina Bank & Trust | $3,350,000 | $460,000 | -86.3% | 0.1% |
| First Federal Bank of the Midwest | $455,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $1,580,000 | $455,000 | -71.2% | 0.1% |
| EMM LOANS LLC | $350,000 | $450,000 | 28.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $730,000 | $445,000 | -39.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,050,000 | $440,000 | -58.1% | 0.1% |
| MIDLAND MORTGAGE CORPORATION | $320,000 | $440,000 | 37.5% | 0.1% |
| Capital Bank | $435,000 | n/a | 0.1% | |
| Dollar Bank, Federal Savings Bank | $1,070,000 | $435,000 | -59.3% | 0.1% |
| First State Bank of St. Charles, Missouri | $435,000 | n/a | 0.1% | |
| ALAMEDA MORTGAGE CORPORATION | $425,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $560,000 | $425,000 | -24.1% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $720,000 | $425,000 | -41.0% | 0.1% |
| GrandSouth Bank | $1,535,000 | $425,000 | -72.3% | 0.1% |
| OPEN MORTGAGE, LLC | $345,000 | $425,000 | 23.2% | 0.1% |
| Meridian Bank Corporation | $415,000 | n/a | 0.1% | |
| Fifth Third Bank | $2,345,000 | $395,000 | -83.2% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $690,000 | $395,000 | -42.8% | 0.1% |
| George Mason Mortgage, LLC | $810,000 | $390,000 | -51.9% | 0.1% |
| GSF Mortgage Corporation | $390,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $235,000 | $380,000 | 61.7% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $375,000 | n/a | 0.1% | |
| Union Savings Bank | $370,000 | n/a | 0.1% | |
| Great Southern Bank | $365,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $355,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $190,000 | $350,000 | 84.2% | 0.1% |
| EMBRACE HOME LOANS, INC. | $365,000 | $345,000 | -5.5% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $345,000 | n/a | 0.1% | |
| Powell Valley National Bank | $345,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $965,000 | $335,000 | -65.3% | 0.1% |
| Sunflower Bank | $335,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $75,000 | $330,000 | 340.0% | 0.1% |
| SOUTHWEST FUNDING, LP | $330,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $6,810,000 | $325,000 | -95.2% | 0.0% |
| M&T Bank | $475,000 | $325,000 | -31.6% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $700,000 | $310,000 | -55.7% | 0.0% |
| First Heritage Mortgage, LLC | $555,000 | $310,000 | -44.1% | 0.0% |
| Midwest Community Bank | $305,000 | n/a | 0.0% | |
| NP, Inc. | $470,000 | $305,000 | -35.1% | 0.0% |
| UNION HOME MORTGAGE CORP. | $795,000 | $305,000 | -61.6% | 0.0% |
| Austin Capital Bank SSB | $125,000 | $295,000 | 136.0% | 0.0% |
| Citadel Servicing Corporation | $185,000 | $295,000 | 59.5% | 0.0% |
| NTFN, INC. | $410,000 | $295,000 | -28.0% | 0.0% |
| THE MORTGAGE FIRM, INC. | $710,000 | $295,000 | -58.5% | 0.0% |
| CAROLINA ONE MORTGAGE, LLC | $1,175,000 | $290,000 | -75.3% | 0.0% |
| Renasant Bank | $3,595,000 | $290,000 | -91.9% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $285,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $900,000 | $280,000 | -68.9% | 0.0% |
| ARC HOME LLC | $880,000 | $275,000 | -68.8% | 0.0% |
| CLEARPATH LENDING | $1,455,000 | $275,000 | -81.1% | 0.0% |
| Credence Funding Corporation | $275,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $275,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $315,000 | $275,000 | -12.7% | 0.0% |
| DIGITAL Federal Credit Union | $270,000 | n/a | 0.0% | |
| First Federal Bank | $1,385,000 | $265,000 | -80.9% | 0.0% |
| First Home Bank | $255,000 | $265,000 | 3.9% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,150,000 | $265,000 | -87.7% | 0.0% |
| The Dart Bank | $265,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $260,000 | n/a | 0.0% | |
| TOWER | $165,000 | $260,000 | 57.6% | 0.0% |
| ATLANTA POSTAL | $255,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $255,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $1,645,000 | $255,000 | -84.5% | 0.0% |
| East Coast Capital Corp. | $255,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $250,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $250,000 | n/a | 0.0% | |
| Uwharrie Bank | $250,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $710,000 | $245,000 | -65.5% | 0.0% |
| First Bank | $1,870,000 | $245,000 | -86.9% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $850,000 | $245,000 | -71.2% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $710,000 | $245,000 | -65.5% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $240,000 | n/a | 0.0% | |
| GREENVILLE FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $485,000 | $235,000 | -51.5% | 0.0% |
| Barley Mortgage, LLC | $215,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $165,000 | $215,000 | 30.3% | 0.0% |
| Plains Commerce Bank | $215,000 | n/a | 0.0% | |
| Discover Bank | $150,000 | $205,000 | 36.7% | 0.0% |
| GMFS LLC | $515,000 | $205,000 | -60.2% | 0.0% |
| LADERA LENDING, INC. | $205,000 | n/a | 0.0% | |
| NexBank | $195,000 | n/a | 0.0% | |
| Citibank | $185,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| RAPID MORTGAGE COMPANY | $185,000 | n/a | 0.0% | |
| AMERIFIRST FINANCIAL CORPORATION | $175,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $145,000 | $175,000 | 20.7% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $265,000 | $175,000 | -34.0% | 0.0% |
| OceanFirst Bank | $175,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $155,000 | n/a | 0.0% | |
| CPM Federal Credit Union | $155,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $300,000 | $155,000 | -48.3% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $155,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $155,000 | n/a | 0.0% | |
| Bank of England | $235,000 | $145,000 | -38.3% | 0.0% |
| DAS Acquisition Company, LLC | $145,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $1,510,000 | $145,000 | -90.4% | 0.0% |
| RESIDENTIAL BANCORP. | $135,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $110,000 | $125,000 | 13.6% | 0.0% |
| SHARONVIEW FEDERAL CREDIT UNION | $450,000 | $125,000 | -72.2% | 0.0% |
| BMO Harris Bank | $115,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $115,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| COASTAL Federal Credit Union | $245,000 | $105,000 | -57.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $45,000 | $105,000 | 133.3% | 0.0% |
| FIRST FLORIDA Credit Union | $105,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $1,400,000 | $105,000 | -92.5% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $105,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $375,000 | $105,000 | -72.0% | 0.0% |
| SAFE FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $105,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $705,000 | $95,000 | -86.5% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $95,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $85,000 | n/a | 0.0% | |
| S. C. TELCO | $370,000 | $85,000 | -77.0% | 0.0% |
| Family Trust Federal Credit Union | $75,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $75,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $55,000 | n/a | 0.0% | |
| REV FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| CHARTWAY FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $45,000 | n/a | 0.0% | |
| HANSCOM | $45,000 | n/a | 0.0% |
Georgetown's top lender by overall market share is QUICKEN LOANS, LLC, with 6.1% market share. In second place, with 5.8%, is South State Bank, having originated $38,290,000 in loans. In third place, with 4.5%, is First-Citizens Bank & Trust Company, having originated $29,815,000 in loans. In fourth place, with 4.2%, is South Atlantic Bank, having originated $27,850,000 in loans. In fifth place, with 3.9%, is GUARANTEED RATE, INC., having originated $25,620,000 in loans.
Georgetown Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Georgetown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $389,750 (9.9%) | $580,223 (6.2%) | 0.00 | 813 |
| 2018-02-01 | $372,450 (2.7%) | $549,377 (-0.4%) | 0.00 | 861 |
| 2018-03-01 | $379,000 (3.6%) | $547,061 (-1.1%) | 0.00 | 918 |
| 2018-04-01 | $383,450 (3.7%) | $559,797 (-0.1%) | 0.00 | 915 |
| 2018-05-01 | $377,450 (-0.1%) | $555,478 (-2.0%) | 0.00 | 942 |
| 2018-06-01 | $373,950 (-1.9%) | $558,663 (-2.7%) | 0.00 | 926 |
| 2018-07-01 | $393,725 (-1.3%) | $581,753 (-1.0%) | 0.00 | 893 |
| 2018-08-01 | $399,450 (0.0%) | $598,005 (2.2%) | 0.00 | 891 |
| 2018-09-01 | $399,000 (-0.2%) | $586,703 (-0.8%) | 0.00 | 896 |
| 2018-10-01 | $398,125 (-0.5%) | $583,435 (-1.0%) | 0.00 | 903 |
| 2018-11-01 | $383,125 (-4.1%) | $564,588 (-2.9%) | 0.00 | 937 |
| 2018-12-01 | $369,445 (-7.4%) | $552,314 (-6.0%) | 0.00 | 941 |
| 2019-01-01 | $369,900 (-5.1%) | $545,498 (-6.0%) | 0.00 | 899 |
| 2019-02-01 | $388,279 (4.3%) | $561,686 (2.2%) | 0.00 | 886 |
| 2019-03-01 | $393,671 (3.9%) | $570,796 (4.3%) | 0.00 | 911 |
| 2019-04-01 | $399,000 (4.1%) | $574,421 (2.6%) | 0.00 | 929 |
| 2019-05-01 | $398,750 (5.6%) | $573,409 (3.2%) | 0.00 | 917 |
| 2019-06-01 | $399,900 (6.9%) | $577,335 (3.3%) | 0.00 | 893 |
| 2019-07-01 | $415,673 (5.6%) | $578,390 (-0.6%) | 0.00 | 876 |
| 2019-08-01 | $417,387 (4.5%) | $577,135 (-3.5%) | 0.00 | 854 |
| 2019-09-01 | $407,551 (2.1%) | $570,080 (-2.8%) | 0.00 | 843 |
| 2019-10-01 | $399,950 (0.5%) | $566,748 (-2.9%) | 0.00 | 836 |
| 2019-11-01 | $399,900 (4.4%) | $573,371 (1.6%) | 0.00 | 812 |
| 2019-12-01 | $390,750 (5.8%) | $566,387 (2.6%) | 0.00 | 804 |
| 2020-01-01 | $386,950 (4.6%) | $566,482 (3.9%) | 0.00 | 773 |
| 2020-02-01 | $379,900 (-2.2%) | $554,589 (-1.3%) | 0.00 | 807 |
| 2020-03-01 | $379,900 (-3.5%) | $557,417 (-2.3%) | 0.00 | 789 |
| 2020-04-01 | $382,000 (-4.3%) | $554,197 (-3.5%) | 0.00 | 783 |
| 2020-05-01 | $384,450 (-3.6%) | $556,844 (-2.9%) | 0.00 | 764 |
| 2020-06-01 | $382,445 (-4.4%) | $545,078 (-5.6%) | 0.00 | 715 |
| 2020-07-01 | $384,950 (-7.4%) | $559,799 (-3.2%) | 0.00 | 651 |
| 2020-08-01 | $359,900 (-13.8%) | $547,546 (-5.1%) | 0.00 | 609 |
| 2020-09-01 | $330,850 (-18.8%) | $527,424 (-7.5%) | 0.00 | 582 |
| 2020-10-01 | $330,000 (-17.5%) | $524,595 (-7.4%) | 0.00 | 582 |
| 2020-11-01 | $349,900 (-12.5%) | $528,083 (-7.9%) | 0.00 | 564 |
| 2020-12-01 | $339,425 (-13.1%) | $532,766 (-5.9%) | 0.00 | 550 |
| 2021-01-01 | $326,223 (-15.7%) | $540,534 (-4.6%) | 0.00 | 500 |
| 2021-02-01 | $334,235 (-12.0%) | $564,765 (1.8%) | 0.00 | 441 |
| 2021-03-01 | $340,838 (-10.3%) | $592,005 (6.2%) | 0.00 | 354 |
| 2021-04-01 | $350,750 (-8.2%) | $636,613 (14.9%) | 0.00 | 317 |
| 2021-05-01 | $394,000 (2.5%) | $680,085 (22.1%) | 0.00 | 266 |
| 2021-06-01 | $387,000 (1.2%) | $679,830 (24.7%) | 0.00 | 250 |
| 2021-07-01 | $419,000 (8.9%) | $727,875 (30.0%) | 0.00 | 259 |
| 2021-08-01 | $407,499 (13.2%) | $690,655 (26.1%) | 0.00 | 287 |
| 2021-09-01 | $412,450 (24.7%) | $692,584 (31.3%) | 0.00 | 288 |
| 2021-10-01 | $399,900 (21.2%) | $703,812 (34.2%) | 0.00 | 280 |
| 2021-11-01 | $390,375 (11.6%) | $666,110 (26.1%) | 0.00 | 288 |
| 2021-12-01 | $366,500 (8.0%) | $671,585 (26.1%) | 0.00 | 281 |
| 2022-01-01 | $389,000 (19.2%) | $704,765 (30.4%) | 0.00 | 235 |
| 2022-02-01 | $363,950 (8.9%) | $719,645 (27.4%) | 0.00 | 180 |
| 2022-03-01 | $399,000 (17.1%) | $746,247 (26.1%) | 0.00 | 168 |
| 2022-04-01 | $425,000 (21.2%) | $767,628 (20.6%) | 0.00 | 175 |
| 2022-05-01 | $434,374 (10.3%) | $725,822 (6.7%) | 0.00 | 199 |
| 2022-06-01 | $484,950 (25.3%) | $757,867 (11.5%) | 0.00 | 226 |
| 2022-07-01 | $489,000 (16.7%) | $752,972 (3.5%) | 0.00 | 240 |
| 2022-08-01 | $500,668 (22.9%) | $781,259 (13.1%) | 0.00 | 262 |
| 2022-09-01 | $499,450 (21.1%) | $775,197 (11.9%) | 0.00 | 246 |
| 2022-10-01 | $519,900 (30.0%) | $771,208 (9.6%) | 0.00 | 237 |
| 2022-11-01 | $485,725 (24.4%) | $713,958 (7.2%) | 0.00 | 245 |
| 2022-12-01 | $445,000 (21.4%) | $667,952 (-0.5%) | 0.00 | 241 |
| 2023-01-01 | $475,000 (22.1%) | $672,322 (-4.6%) | 0.00 | 251 |
| 2023-02-01 | $451,868 (24.2%) | $705,904 (-1.9%) | 0.00 | 252 |
Georgetown's median listing price for 2023-02-01 was $451,868, a difference of
$87,918
(24.2%) versus the prior year and
$-23,132 versus the prior month.
Georgetown's median listing price comes in at 0% of the national average.
Georgetown's average listing price for 2023-02-01 was $705,904, a difference of $-13,741 (-1.9%) versus the prior year and $33,582 versus the prior month.
For the 2023-02-01 period, Georgetown had 252 MLS listings, a difference of 1 listings (0%) versus the prior month and 72 listings (40%) versus the prior year.
Georgetown's median listing price comes in at 0% of the national average.
Georgetown's average listing price for 2023-02-01 was $705,904, a difference of $-13,741 (-1.9%) versus the prior year and $33,582 versus the prior month.
For the 2023-02-01 period, Georgetown had 252 MLS listings, a difference of 1 listings (0%) versus the prior month and 72 listings (40%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Georgetown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,101 sqft |
| 2018-02-01 | 0 days | 2,089 sqft |
| 2018-03-01 | 0 days | 2,101 sqft |
| 2018-04-01 | 0 days | 2,101 sqft |
| 2018-05-01 | 0 days | 2,101 sqft |
| 2018-06-01 | 0 days | 2,101 sqft |
| 2018-07-01 | 0 days | 2,101 sqft |
| 2018-08-01 | 0 days | 2,201 sqft |
| 2018-09-01 | 0 days | 2,201 sqft |
| 2018-10-01 | 0 days | 2,201 sqft |
| 2018-11-01 | 0 days | 2,101 sqft |
| 2018-12-01 | 0 days | 2,001 sqft |
| 2019-01-01 | 0 days | 2,001 sqft |
| 2019-02-01 | 0 days | 2,101 sqft |
| 2019-03-01 | 0 days | 2,058 sqft |
| 2019-04-01 | 0 days | 2,000 sqft |
| 2019-05-01 | 0 days | 1,976 sqft |
| 2019-06-01 | 0 days | 2,001 sqft |
| 2019-07-01 | 0 days | 2,083 sqft |
| 2019-08-01 | 0 days | 2,076 sqft |
| 2019-09-01 | 0 days | 2,061 sqft |
| 2019-10-01 | 0 days | 2,060 sqft |
| 2019-11-01 | 0 days | 2,067 sqft |
| 2019-12-01 | 0 days | 2,026 sqft |
| 2020-01-01 | 0 days | 2,026 sqft |
| 2020-02-01 | 0 days | 1,951 sqft |
| 2020-03-01 | 0 days | 1,950 sqft |
| 2020-04-01 | 0 days | 1,950 sqft |
| 2020-05-01 | 0 days | 1,950 sqft |
| 2020-06-01 | 0 days | 1,950 sqft |
| 2020-07-01 | 0 days | 1,950 sqft |
| 2020-08-01 | 0 days | 1,901 sqft |
| 2020-09-01 | 0 days | 1,850 sqft |
| 2020-10-01 | 0 days | 1,850 sqft |
| 2020-11-01 | 0 days | 1,850 sqft |
| 2020-12-01 | 0 days | 1,846 sqft |
| 2021-01-01 | 0 days | 1,848 sqft |
| 2021-02-01 | 0 days | 1,878 sqft |
| 2021-03-01 | 0 days | 1,884 sqft |
| 2021-04-01 | 0 days | 1,912 sqft |
| 2021-05-01 | 0 days | 2,043 sqft |
| 2021-06-01 | 0 days | 1,995 sqft |
| 2021-07-01 | 0 days | 2,000 sqft |
| 2021-08-01 | 0 days | 2,028 sqft |
| 2021-09-01 | 0 days | 2,028 sqft |
| 2021-10-01 | 0 days | 2,016 sqft |
| 2021-11-01 | 0 days | 2,001 sqft |
| 2021-12-01 | 0 days | 1,936 sqft |
| 2022-01-01 | 0 days | 1,949 sqft |
| 2022-02-01 | 0 days | 1,939 sqft |
| 2022-03-01 | 0 days | 1,907 sqft |
| 2022-04-01 | 0 days | 1,904 sqft |
| 2022-05-01 | 0 days | 2,026 sqft |
| 2022-06-01 | 0 days | 2,190 sqft |
| 2022-07-01 | 0 days | 2,158 sqft |
| 2022-08-01 | 0 days | 2,197 sqft |
| 2022-09-01 | 0 days | 2,186 sqft |
| 2022-10-01 | 0 days | 2,174 sqft |
| 2022-11-01 | 0 days | 2,102 sqft |
| 2022-12-01 | 0 days | 2,025 sqft |
| 2023-01-01 | 0 days | 2,110 sqft |
| 2023-02-01 | 0 days | 2,085 sqft |
Georgetown's median listing age (time on market) for 2023-02-01 was 0 days.
Georgetown's median square footage for active listings during the 2023-02-01 period was 2,085 sqft. One year prior, the average listing was 1,939 sqft.
Georgetown's median square footage for active listings during the 2023-02-01 period was 2,085 sqft. One year prior, the average listing was 1,939 sqft.
Georgetown, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,242 | $457,160,000 | $368,084 |
| Cash Out Refi | 286 | $76,630,000 | $267,937 |
| Refi | 239 | $76,725,000 | $321,025 |
| Other | 128 | $30,250,000 | $236,328 |
| Home Improvement | 94 | $19,020,000 | $202,340 |
Georgetown's most frequently cited loan purpose was Home Purchase, with 1,242 originations. The 2nd most popular reason was Cash Out Refi, with 286 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 550 | $204,100,000 | $371,091 |
| 5-6% | 432 | $119,510,000 | $276,644 |
| 4-5% | 426 | $166,670,000 | $391,244 |
| 6-7% | 171 | $44,165,000 | $258,275 |
| 2.5-3% | 142 | $60,110,000 | $423,310 |
| Over 8% | 65 | $9,985,000 | $153,615 |
| 7-8% | 65 | $15,565,000 | $239,462 |
| <2.5% | 52 | $13,310,000 | $255,962 |
During 2022, Georgetown's most frequently originated rate bucket was 3-4%, with 550 originations.
Loan Sizing (Georgetown, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 743 | $209,765,000 | $282,322 |
| $100k-200k | 551 | $80,195,000 | $145,544 |
| $400k-600k | 262 | $126,720,000 | $483,664 |
| $100,000 or less | 218 | $14,180,000 | $65,046 |
| $600k-1000k | 135 | $98,685,000 | $731,000 |
| $Over $1MM | 80 | $130,240,000 | $1,628,000 |
Georgetown's loan sizing saw the bucket of loans from $200k-400k with 743 originations, totaling $209,765,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 629 | $250,845,000 | $398,800 |
| 80-100% | 582 | $212,160,000 | $364,536 |
| 40-60% | 323 | $106,745,000 | $330,480 |
| 20-40% | 210 | $40,720,000 | $193,905 |
| Under 20% | 134 | $14,920,000 | $111,343 |
| Over 100% | 18 | $6,280,000 | $348,889 |
Georgetown's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 629 originations, totaling $250,845,000 in origination value.