Georgetown Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Georgetown averaged
6.92%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.93% and
one month ago for the week of 2025-02-27, the
average rate was 7.04%.
Georgetown's average rate one year ago was 7.17%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.84%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Georgetown 30 Year Fixed Rate | 2025-04-03 | 6.92% |
| Georgetown 30 Year Fixed Rate Refi | 2025-04-03 | 6.84% |
| Georgetown 15 Year Fixed Rate | 2025-04-03 | 5.72% |
| Georgetown 15 Year Fixed Rate Refi | 2025-04-03 | 5.92% |
| Georgetown 30 Year FHA | 2025-04-03 | 6.08% |
| Georgetown 30 Year FHA Refi | 2025-04-03 | 6.46% |
| Georgetown 30 Year USDA | 2025-04-03 | 6.52% |
| Georgetown 30 Year USDA Refi | 2025-04-03 | 6.42% |
| Georgetown 30 Year VA | 2025-04-03 | 6.26% |
| Georgetown 30 Year VA Refi | 2025-04-03 | 5.86% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Georgetown, SC.
Georgetown Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Georgetown, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Georgetown Average Closing Costs & Other Stats
Georgetown, SC's 141 lenders originated 1,311
loans during 2024. The total origination value was $449,535,000, with an average loan value of
$342,895.
Georgetown's average closing costs are $5,466.
The top Georgetown lender as defined by loan originations is Gateway First Bank, with
40 loans originated. Their average total fees are
$5,210, which is $2,272
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Georgetown lenders (with over 10 loans originated) are
SHELTER LENDING SERVICES, L.L.C. ($4,880), Gateway First Bank ($5,210), First-Citizens Bank & Trust Company ($5,682), South State Bank ($6,066) and MOVEMENT MORTGAGE, LLC ($6,188).
The lowest rate Georgetown lenders (with over 10 loans originated) are
First-Citizens Bank & Trust Company (6.47%), GUARANTEED RATE, INC. (6.64%), South State Bank (6.73%), UNITED WHOLESALE MORTGAGE, LLC (6.78%) and QUICKEN LOANS, LLC (6.95%).
Georgetown, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| First-Citizens Bank & Trust Company | $20,800,000 | $25,325,000 | 21.8% | 5.6% |
| South Atlantic Bank | $16,210,000 | $23,300,000 | 43.7% | 5.2% |
| The Citizens Bank | $12,845,000 | $20,075,000 | 56.3% | 4.5% |
| QUICKEN LOANS, LLC | $25,515,000 | $20,025,000 | -21.5% | 4.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $9,395,000 | $16,695,000 | 77.7% | 3.7% |
| Gateway First Bank | $16,935,000 | $16,295,000 | -3.8% | 3.6% |
| South State Bank | $15,060,000 | $15,595,000 | 3.6% | 3.5% |
| The Conway National Bank | $11,430,000 | $14,435,000 | 26.3% | 3.2% |
| MOVEMENT MORTGAGE, LLC | $11,625,000 | $11,565,000 | -0.5% | 2.6% |
| GUARANTEED RATE, INC. | $8,570,000 | $11,265,000 | 31.4% | 2.5% |
| TD Bank | $4,990,000 | $8,545,000 | 71.2% | 1.9% |
| Bank of America | $15,005,000 | $8,365,000 | -44.3% | 1.9% |
| Anderson Brothers Bank | $4,790,000 | $8,255,000 | 72.3% | 1.8% |
| Ameris Bank | $8,075,000 | $7,255,000 | -10.2% | 1.6% |
| First National Bank of Pennsylvania | $4,140,000 | $5,905,000 | 42.6% | 1.3% |
| Wells Fargo Bank | $6,170,000 | $5,860,000 | -5.0% | 1.3% |
| SHELTER LENDING SERVICES, L.L.C. | $650,000 | $5,515,000 | 748.5% | 1.2% |
| Truist | $9,070,000 | $5,385,000 | -40.6% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $10,340,000 | $5,210,000 | -49.6% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,160,000 | $4,590,000 | 112.5% | 1.0% |
| CMG MORTGAGE, INC. | $4,615,000 | $4,380,000 | -5.1% | 1.0% |
| Mortgage Research Center, LLC | $3,185,000 | $4,275,000 | 34.2% | 1.0% |
| UNION HOME MORTGAGE CORP. | $7,135,000 | $4,070,000 | -43.0% | 0.9% |
| United Community Bank | $1,330,000 | $4,035,000 | 203.4% | 0.9% |
| HOMESIDE FINANCIAL, LLC | $3,975,000 | n/a | 0.9% | |
| First Horizon Bank | $3,500,000 | $3,920,000 | 12.0% | 0.9% |
| STATE EMPLOYEES' | $2,405,000 | $3,590,000 | 49.3% | 0.8% |
| Coastal Carolina National Bank | $11,310,000 | $3,565,000 | -68.5% | 0.8% |
| T2 FINANCIAL LLC | $2,380,000 | $3,560,000 | 49.6% | 0.8% |
| Flagstar Bank, FSB | $2,340,000 | $3,555,000 | 51.9% | 0.8% |
| Citibank | $165,000 | $3,525,000 | 2,036.4% | 0.8% |
| The Federal Savings Bank | $800,000 | $3,305,000 | 313.1% | 0.7% |
| PNC Bank | $3,305,000 | $2,985,000 | -9.7% | 0.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,135,000 | $2,985,000 | -4.8% | 0.7% |
| Hometown Equity Mortgage, LLC | $680,000 | $2,875,000 | 322.8% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $3,340,000 | $2,870,000 | -14.1% | 0.6% |
| NBKC BANK | $680,000 | $2,770,000 | 307.4% | 0.6% |
| SOUTHERN TRUST MORTGAGE, LLC | $1,500,000 | $2,750,000 | 83.3% | 0.6% |
| JPMorgan Chase Bank | $3,975,000 | $2,745,000 | -30.9% | 0.6% |
| Morgan Stanley Private Bank | $3,510,000 | $2,590,000 | -26.2% | 0.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $2,320,000 | $2,490,000 | 7.3% | 0.6% |
| CHURCHILL MORTGAGE CORPORATION | $2,485,000 | n/a | 0.6% | |
| LOANDEPOT.COM, LLC | $2,080,000 | $2,410,000 | 15.9% | 0.5% |
| BROKER SOLUTIONS, INC. | $700,000 | $2,310,000 | 230.0% | 0.5% |
| Synovus Bank | $4,190,000 | $2,270,000 | -45.8% | 0.5% |
| Servion, Inc. | $1,630,000 | $2,230,000 | 36.8% | 0.5% |
| EASTMAN | $2,185,000 | n/a | 0.5% | |
| United Bank | $960,000 | $2,185,000 | 127.6% | 0.5% |
| First Community Bank | $440,000 | $2,040,000 | 363.6% | 0.5% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $800,000 | $2,035,000 | 154.4% | 0.5% |
| Charles Schwab Bank, SSB | $1,990,000 | n/a | 0.4% | |
| FOUNDATION MORTGAGE CORPORATION | $1,955,000 | n/a | 0.4% | |
| OAKTREE FUNDING CORP. | $155,000 | $1,955,000 | 1,161.3% | 0.4% |
| Towne Bank | $205,000 | $1,955,000 | 853.7% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $1,705,000 | $1,920,000 | 12.6% | 0.4% |
| First Palmetto Bank | $360,000 | $1,905,000 | 429.2% | 0.4% |
| FIRST HOME MORTGAGE CORPORATION | $455,000 | $1,865,000 | 309.9% | 0.4% |
| NEW DAY FINANCIAL, LLC | $530,000 | $1,790,000 | 237.7% | 0.4% |
| Mortgage Assurance Inc. | $480,000 | $1,775,000 | 269.8% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $730,000 | $1,715,000 | 134.9% | 0.4% |
| Southern First Bank | $1,610,000 | $1,710,000 | 6.2% | 0.4% |
| 21ST MORTGAGE CORPORATION | $1,695,000 | $1,645,000 | -2.9% | 0.4% |
| TRIAD FINANCIAL SERVICES, INC. | $1,720,000 | $1,635,000 | -4.9% | 0.4% |
| OCMBC, INC. | $205,000 | $1,630,000 | 695.1% | 0.4% |
| SOUTHWEST STAGE FUNDING, LLC | $765,000 | $1,630,000 | 113.1% | 0.4% |
| The Park National Bank | $55,000 | $1,620,000 | 2,845.5% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $820,000 | $1,600,000 | 95.1% | 0.4% |
| Sunflower Bank | $1,565,000 | n/a | 0.3% | |
| U.S. Bank | $3,250,000 | $1,475,000 | -54.6% | 0.3% |
| First Reliance Bank | $2,275,000 | $1,465,000 | -35.6% | 0.3% |
| ServisFirst Bank | $415,000 | $1,465,000 | 253.0% | 0.3% |
| American Security Mortgage Corp. | $1,480,000 | $1,425,000 | -3.7% | 0.3% |
| Regions Bank | $3,915,000 | $1,425,000 | -63.6% | 0.3% |
| Renasant Bank | $2,035,000 | $1,415,000 | -30.5% | 0.3% |
| Waterstone Mortgage Corporation | $1,405,000 | n/a | 0.3% | |
| NEWREZ LLC | $2,860,000 | $1,390,000 | -51.4% | 0.3% |
| Arthur State Bank | $1,315,000 | n/a | 0.3% | |
| Mr. Cooper ( Nationstar Mortgage ) | $695,000 | $1,315,000 | 89.2% | 0.3% |
| RESOURCE FINANCIAL SERVICES, INC. | $1,295,000 | n/a | 0.3% | |
| NATIONS DIRECT MORTGAGE, LLC | $520,000 | $1,220,000 | 134.6% | 0.3% |
| ArborOne, ACA | $155,000 | $1,215,000 | 683.9% | 0.3% |
| ALLIANT CREDIT UNION | $1,205,000 | n/a | 0.3% | |
| AMERICAN HERITAGE LENDING, INC. | $885,000 | $1,160,000 | 31.1% | 0.3% |
| Plains Commerce Bank | $595,000 | $1,150,000 | 93.3% | 0.3% |
| The Loan Store, Inc. | $1,115,000 | n/a | 0.2% | |
| Citizens Bank | $4,475,000 | $1,095,000 | -75.5% | 0.2% |
| PENNYMAC LOAN SERVICES, LLC | $2,745,000 | $1,080,000 | -60.7% | 0.2% |
| NATION ONE MORTGAGE CORPORATION | $1,070,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $1,055,000 | n/a | 0.2% | |
| RELIANCE FIRST CAPITAL, LLC | $945,000 | $1,010,000 | 6.9% | 0.2% |
| Raymond James Bank | $765,000 | $1,005,000 | 31.4% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,255,000 | $990,000 | -56.1% | 0.2% |
| A&D Mortgage LLC | $985,000 | n/a | 0.2% | |
| AgFirst Farm Credit Bank | $165,000 | $980,000 | 493.9% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $855,000 | $955,000 | 11.7% | 0.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $955,000 | n/a | 0.2% | |
| Discover Bank | $465,000 | $945,000 | 103.2% | 0.2% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $945,000 | n/a | 0.2% | |
| BETTER MORTGAGE CORPORATION | $910,000 | n/a | 0.2% | |
| Fifth Third Bank | $125,000 | $905,000 | 624.0% | 0.2% |
| UBS Bank USA | $3,040,000 | $905,000 | -70.2% | 0.2% |
| DIRECT MORTGAGE LOANS, LLC | $860,000 | n/a | 0.2% | |
| LENDSURE MORTGAGE CORP. | $1,135,000 | $835,000 | -26.4% | 0.2% |
| CARDINAL FINANCIAL | $3,735,000 | $790,000 | -78.8% | 0.2% |
| 1ST SIGNATURE LENDING, LLC | $185,000 | $775,000 | 318.9% | 0.2% |
| TIDEWATER MORTGAGE SERVICES, INC. | $1,535,000 | $775,000 | -49.5% | 0.2% |
| First Federal Bank | $765,000 | n/a | 0.2% | |
| VILLAGE CAPITAL MORTGAGE | $750,000 | n/a | 0.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $740,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL NETWORK, INC. | $735,000 | n/a | 0.2% | |
| Stifel Bank and Trust | $745,000 | $730,000 | -2.0% | 0.2% |
| Granite Community Bank | $725,000 | n/a | 0.2% | |
| SOUTHWEST FUNDING, LP | $715,000 | n/a | 0.2% | |
| TJC Mortgage, Inc. | $1,925,000 | $710,000 | -63.1% | 0.2% |
| GUILD MORTGAGE COMPANY | $5,645,000 | $690,000 | -87.8% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $670,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $935,000 | $660,000 | -29.4% | 0.1% |
| The Fidelity Bank | $655,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $725,000 | $650,000 | -10.3% | 0.1% |
| LEGEND LENDING CORPORATION | $1,155,000 | $650,000 | -43.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,390,000 | $650,000 | -53.2% | 0.1% |
| Paramount Bank | $725,000 | $650,000 | -10.3% | 0.1% |
| NFM, INC. | $700,000 | $635,000 | -9.3% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $775,000 | $615,000 | -20.6% | 0.1% |
| UNITED MORTGAGE CORP | $615,000 | n/a | 0.1% | |
| Kwik Mortgage Corporation | $420,000 | $610,000 | 45.2% | 0.1% |
| EVERETT FINANCIAL, INC. | $405,000 | $590,000 | 45.7% | 0.1% |
| NexBank | $575,000 | n/a | 0.1% | |
| Signature Bank, N.A. | $575,000 | n/a | 0.1% | |
| Countybank | $570,000 | n/a | 0.1% | |
| First Heritage Mortgage, LLC | $570,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $565,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $535,000 | n/a | 0.1% | |
| Bank OZK | $505,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,250,000 | $500,000 | -60.0% | 0.1% |
| Figure Lending LLC | $35,000 | $495,000 | 1,314.3% | 0.1% |
| NORTHROP GRUMMAN Federal Credit Union | $495,000 | n/a | 0.1% | |
| Truliant Federal Credit Union | $480,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $460,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $500,000 | $455,000 | -9.0% | 0.1% |
| Ixonia Bank | $455,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $455,000 | n/a | 0.1% | |
| MORTGAGE INVESTORS GROUP, INC. | $420,000 | $450,000 | 7.1% | 0.1% |
| NuVision Federal Credit Union | $435,000 | n/a | 0.1% | |
| CSL Financial, LLC | $130,000 | $420,000 | 223.1% | 0.1% |
| USAA Federal Savings Bank | $710,000 | $420,000 | -40.8% | 0.1% |
| NEXERA HOLDING LLC | $135,000 | $410,000 | 203.7% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $225,000 | $390,000 | 73.3% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $385,000 | n/a | 0.1% | |
| Leader Bank | $385,000 | n/a | 0.1% | |
| Baxter Credit Union | $380,000 | n/a | 0.1% | |
| Princeton Mortgage Corporation | $390,000 | $380,000 | -2.6% | 0.1% |
| Magnolia Bank | $375,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $370,000 | n/a | 0.1% | |
| Atlantic Coast Mortgage, LLC | $365,000 | n/a | 0.1% | |
| EQUITY RESOURCES, INC. | $365,000 | n/a | 0.1% | |
| Alerus Financial | $355,000 | n/a | 0.1% | |
| DOMINION FINANCIAL SERVICES, LLC | $355,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $140,000 | $355,000 | 153.6% | 0.1% |
| MORTGAGE EQUITY PARTNERS LLC | $345,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $325,000 | n/a | 0.1% | |
| Beeline Loans, Inc. | $315,000 | n/a | 0.1% | |
| RAPID MORTGAGE COMPANY | $315,000 | n/a | 0.1% | |
| CORNING | $695,000 | $305,000 | -56.1% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $500,000 | $305,000 | -39.0% | 0.1% |
| NBH Bank | $305,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $305,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $155,000 | $295,000 | 90.3% | 0.1% |
| MORTGAGEONE, INC. | $285,000 | n/a | 0.1% | |
| Bethpage Federal Credit Union | $275,000 | n/a | 0.1% | |
| Nations Lending Corporation | $545,000 | $275,000 | -49.5% | 0.1% |
| REV FEDERAL CREDIT UNION | $270,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $285,000 | $265,000 | -7.0% | 0.1% |
| CAROLINA ONE MORTGAGE, LLC | $420,000 | $260,000 | -38.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $540,000 | $255,000 | -52.8% | 0.1% |
| PLANET HOME LENDING, LLC | $725,000 | $255,000 | -64.8% | 0.1% |
| SWBC MORTGAGE CORPORATION | $255,000 | n/a | 0.1% | |
| MILEND, INC. | $245,000 | n/a | 0.1% | |
| Palmetto State Bank | $235,000 | n/a | 0.1% | |
| Skyline National Bank | $235,000 | n/a | 0.1% | |
| United Nations Federal Credit Union | $235,000 | n/a | 0.1% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $225,000 | n/a | 0.1% | |
| Farmers Bank & Trust | $325,000 | $225,000 | -30.8% | 0.1% |
| SAFE FEDERAL CREDIT UNION | $330,000 | $220,000 | -33.3% | 0.0% |
| BMO Harris Bank | $55,000 | $205,000 | 272.7% | 0.0% |
| Pinnacle Bank | $8,330,000 | $205,000 | -97.5% | 0.0% |
| GREENVILLE FEDERAL CREDIT UNION | $195,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $195,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $175,000 | $185,000 | 5.7% | 0.0% |
| Mortgage Lenders Investment Trading Corporation | $185,000 | n/a | 0.0% | |
| RADIUS FINANCIAL GROUP INC. | $185,000 | n/a | 0.0% | |
| FOUNDERS FEDERAL CREDIT UNION | $580,000 | $175,000 | -69.8% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $245,000 | $175,000 | -28.6% | 0.0% |
| The Central Trust Bank | $175,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $170,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $165,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $165,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $165,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $1,315,000 | $155,000 | -88.2% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $155,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $480,000 | $135,000 | -71.9% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $125,000 | n/a | 0.0% | |
| Integrity Home Mortgage Corp | $415,000 | $125,000 | -69.9% | 0.0% |
| Metro City Bank | $125,000 | n/a | 0.0% | |
| ADVANCIAL | $115,000 | n/a | 0.0% | |
| ARC HOME LLC | $295,000 | $115,000 | -61.0% | 0.0% |
| Alcova Mortgage LLC | $105,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $115,000 | $105,000 | -8.7% | 0.0% |
| Commerce Home Mortgage, Inc. | $375,000 | $105,000 | -72.0% | 0.0% |
| RBC Bank, (Georgia) | $105,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $255,000 | $95,000 | -62.7% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $370,000 | $95,000 | -74.3% | 0.0% |
| PRINCE GEORGE'S COMMUNITY | $75,000 | n/a | 0.0% | |
| S. C. STATE FEDERAL CREDIT UNION | $345,000 | $75,000 | -78.3% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $75,000 | n/a | 0.0% | |
| TOWER | $105,000 | $75,000 | -28.6% | 0.0% |
| GEORGIA'S OWN | $65,000 | n/a | 0.0% | |
| GREENWOOD | $55,000 | n/a | 0.0% |
Georgetown's top lender by overall market share is First-Citizens Bank & Trust Company, with 5.6% market share. In second place, with 5.2%, is South Atlantic Bank, having originated $23,300,000 in loans. In third place, with 4.5%, is The Citizens Bank, having originated $20,075,000 in loans. In fourth place, with 4.5%, is QUICKEN LOANS, LLC, having originated $20,025,000 in loans. In fifth place, with 3.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,695,000 in loans.
Georgetown Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Georgetown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $390,000 (7.5%) | $585,751 (6.2%) | 0.00 | 791 |
| 2018-02-01 | $373,450 (1.0%) | $555,033 (-0.4%) | 0.00 | 841 |
| 2018-03-01 | $379,900 (2.7%) | $552,430 (-1.2%) | 0.00 | 896 |
| 2018-04-01 | $389,500 (4.3%) | $565,069 (-0.3%) | 0.00 | 895 |
| 2018-05-01 | $382,475 (0.0%) | $561,529 (-2.1%) | 0.00 | 917 |
| 2018-06-01 | $375,500 (-2.8%) | $564,534 (-2.8%) | 0.00 | 901 |
| 2018-07-01 | $396,750 (-0.8%) | $585,550 (-1.7%) | 0.00 | 875 |
| 2018-08-01 | $399,925 (0.1%) | $602,604 (2.0%) | 0.00 | 869 |
| 2018-09-01 | $399,900 (0.0%) | $591,490 (-0.6%) | 0.00 | 878 |
| 2018-10-01 | $399,450 (-0.1%) | $588,320 (-0.6%) | 0.00 | 883 |
| 2018-11-01 | $387,625 (-2.9%) | $570,566 (-2.2%) | 0.00 | 915 |
| 2018-12-01 | $374,900 (-6.0%) | $558,248 (-5.4%) | 0.00 | 914 |
| 2019-01-01 | $371,075 (-4.9%) | $548,332 (-6.4%) | 0.00 | 876 |
| 2019-02-01 | $389,000 (4.2%) | $561,909 (1.2%) | 0.00 | 866 |
| 2019-03-01 | $393,671 (3.6%) | $655,659 (18.7%) | 0.00 | 892 |
| 2019-04-01 | $399,450 (2.6%) | $659,963 (16.8%) | 0.00 | 911 |
| 2019-05-01 | $399,450 (4.4%) | $575,516 (2.5%) | 0.00 | 896 |
| 2019-06-01 | $402,500 (7.2%) | $580,097 (2.8%) | 0.00 | 870 |
| 2019-07-01 | $422,450 (6.5%) | $579,814 (-1.0%) | 0.00 | 855 |
| 2019-08-01 | $418,182 (4.6%) | $579,338 (-3.9%) | 0.00 | 833 |
| 2019-09-01 | $407,955 (2.0%) | $573,508 (-3.0%) | 0.00 | 820 |
| 2019-10-01 | $401,136 (0.4%) | $569,637 (-3.2%) | 0.00 | 810 |
| 2019-11-01 | $400,000 (3.2%) | $577,210 (1.2%) | 0.00 | 789 |
| 2019-12-01 | $397,225 (6.0%) | $571,690 (2.4%) | 0.00 | 781 |
| 2020-01-01 | $389,473 (5.0%) | $573,311 (4.6%) | 0.00 | 752 |
| 2020-02-01 | $384,000 (-1.3%) | $557,224 (-0.8%) | 0.00 | 779 |
| 2020-03-01 | $380,975 (-3.2%) | $559,246 (-14.7%) | 0.00 | 762 |
| 2020-04-01 | $385,750 (-3.4%) | $554,893 (-15.9%) | 0.00 | 756 |
| 2020-05-01 | $384,900 (-3.6%) | $557,309 (-3.2%) | 0.00 | 741 |
| 2020-06-01 | $385,779 (-4.2%) | $545,839 (-5.9%) | 0.00 | 695 |
| 2020-07-01 | $388,000 (-8.2%) | $558,881 (-3.6%) | 0.00 | 634 |
| 2020-08-01 | $359,900 (-13.9%) | $545,997 (-5.8%) | 0.00 | 591 |
| 2020-09-01 | $334,875 (-17.9%) | $527,063 (-8.1%) | 0.00 | 566 |
| 2020-10-01 | $343,585 (-14.4%) | $528,768 (-7.2%) | 0.00 | 556 |
| 2020-11-01 | $364,850 (-8.8%) | $536,179 (-7.1%) | 0.00 | 530 |
| 2020-12-01 | $359,499 (-9.5%) | $545,397 (-4.6%) | 0.00 | 510 |
| 2021-01-01 | $359,000 (-7.8%) | $552,383 (-3.7%) | 0.00 | 461 |
| 2021-02-01 | $357,475 (-6.9%) | $581,669 (4.4%) | 0.00 | 404 |
| 2021-03-01 | $360,725 (-5.3%) | $603,615 (7.9%) | 0.00 | 331 |
| 2021-04-01 | $363,250 (-5.8%) | $647,772 (16.7%) | 0.00 | 303 |
| 2021-05-01 | $399,900 (3.9%) | $694,081 (24.5%) | 0.00 | 254 |
| 2021-06-01 | $387,450 (0.4%) | $684,664 (25.4%) | 0.00 | 238 |
| 2021-07-01 | $419,450 (8.1%) | $732,495 (31.1%) | 0.00 | 251 |
| 2021-08-01 | $419,000 (16.4%) | $694,169 (27.1%) | 0.00 | 274 |
| 2021-09-01 | $412,200 (23.1%) | $696,493 (32.2%) | 0.00 | 275 |
| 2021-10-01 | $392,000 (14.1%) | $708,145 (33.9%) | 0.00 | 266 |
| 2021-11-01 | $375,000 (2.8%) | $661,198 (23.3%) | 0.00 | 274 |
| 2021-12-01 | $347,964 (-3.2%) | $665,486 (22.0%) | 0.00 | 267 |
| 2022-01-01 | $362,450 (1.0%) | $699,604 (26.7%) | 0.00 | 222 |
| 2022-02-01 | $344,815 (-3.5%) | $726,867 (25.0%) | 0.00 | 172 |
| 2022-03-01 | $372,500 (3.3%) | $760,979 (26.1%) | 0.00 | 158 |
| 2022-04-01 | $425,000 (17.0%) | $782,747 (20.8%) | 0.00 | 160 |
| 2022-05-01 | $432,000 (8.0%) | $743,484 (7.1%) | 0.00 | 186 |
| 2022-06-01 | $457,700 (18.1%) | $765,150 (11.8%) | 0.00 | 214 |
| 2022-07-01 | $476,450 (13.6%) | $763,813 (4.3%) | 0.00 | 229 |
| 2022-08-01 | $499,450 (19.2%) | $789,522 (13.7%) | 0.00 | 251 |
| 2022-09-01 | $499,225 (21.1%) | $779,901 (12.0%) | 0.00 | 237 |
| 2022-10-01 | $509,900 (30.1%) | $773,322 (9.2%) | 0.00 | 234 |
| 2022-11-01 | $482,000 (28.5%) | $715,661 (8.2%) | 0.00 | 242 |
| 2022-12-01 | $445,000 (27.9%) | $665,965 (0.1%) | 0.00 | 240 |
| 2023-01-01 | $471,998 (30.2%) | $669,522 (-4.3%) | 0.00 | 250 |
| 2023-02-01 | $453,495 (31.5%) | $707,401 (-2.7%) | 0.00 | 252 |
| 2023-03-01 | $456,368 (22.5%) | $685,385 (-9.9%) | 0.00 | 275 |
| 2023-04-01 | $452,395 (6.5%) | $698,633 (-10.8%) | 0.00 | 286 |
| 2023-05-01 | $429,725 (-0.5%) | $679,366 (-8.6%) | 0.00 | 271 |
| 2023-06-01 | $442,225 (-3.4%) | $669,114 (-12.6%) | 0.00 | 279 |
| 2023-07-01 | $462,150 (-3.0%) | $671,313 (-12.1%) | 0.00 | 281 |
| 2023-08-01 | $488,200 (-2.3%) | $715,023 (-9.4%) | 0.00 | 284 |
| 2023-09-01 | $484,500 (-3.0%) | $742,244 (-4.8%) | 0.00 | 309 |
| 2023-10-01 | $492,348 (-3.4%) | $765,198 (-1.1%) | 0.00 | 332 |
| 2023-11-01 | $508,700 (5.5%) | $742,619 (3.8%) | 0.00 | 347 |
| 2023-12-01 | $509,900 (14.6%) | $702,203 (5.4%) | 0.00 | 337 |
| 2024-01-01 | $499,638 (5.9%) | $687,989 (2.8%) | 0.00 | 342 |
| 2024-02-01 | $508,698 (12.2%) | $699,554 (-1.1%) | 0.00 | 354 |
| 2024-03-01 | $499,825 (9.5%) | $692,788 (1.1%) | 0.00 | 359 |
| 2024-04-01 | $475,806 (5.2%) | $671,127 (-3.9%) | 0.00 | 389 |
| 2024-05-01 | $449,000 (4.5%) | $642,651 (-5.4%) | 0.00 | 394 |
| 2024-06-01 | $449,000 (1.5%) | $637,682 (-4.7%) | 0.00 | 416 |
| 2024-07-01 | $438,997 (-5.0%) | $616,988 (-8.1%) | 0.00 | 432 |
| 2024-08-01 | $446,495 (-8.5%) | $632,160 (-11.6%) | 0.00 | 456 |
| 2024-09-01 | $449,493 (-7.2%) | $625,332 (-15.8%) | 0.00 | 452 |
| 2024-10-01 | $441,475 (-10.3%) | $624,605 (-18.4%) | 0.00 | 446 |
| 2024-11-01 | $439,450 (-13.6%) | $628,680 (-15.3%) | 0.00 | 472 |
| 2024-12-01 | $426,950 (-16.3%) | $616,795 (-12.2%) | 0.00 | 451 |
Georgetown's median listing price for 2024-12-01 was $426,950, a difference of
$-82,950
(-16.3%) versus the prior year and
$-12,500 versus the prior month.
Georgetown's median listing price comes in at 0% of the national average.
Georgetown's average listing price for 2024-12-01 was $616,795, a difference of $-85,408 (-12.2%) versus the prior year and $-11,885 versus the prior month.
For the 2024-12-01 period, Georgetown had 451 MLS listings, a difference of -21 listings (-4%) versus the prior month and 114 listings (34%) versus the prior year.
Georgetown's median listing price comes in at 0% of the national average.
Georgetown's average listing price for 2024-12-01 was $616,795, a difference of $-85,408 (-12.2%) versus the prior year and $-11,885 versus the prior month.
For the 2024-12-01 period, Georgetown had 451 MLS listings, a difference of -21 listings (-4%) versus the prior month and 114 listings (34%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Georgetown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,101 sqft |
| 2018-02-01 | 0 days | 2,101 sqft |
| 2018-03-01 | 0 days | 2,101 sqft |
| 2018-04-01 | 0 days | 2,101 sqft |
| 2018-05-01 | 0 days | 2,101 sqft |
| 2018-06-01 | 0 days | 2,101 sqft |
| 2018-07-01 | 0 days | 2,201 sqft |
| 2018-08-01 | 0 days | 2,201 sqft |
| 2018-09-01 | 0 days | 2,201 sqft |
| 2018-10-01 | 0 days | 2,201 sqft |
| 2018-11-01 | 0 days | 2,176 sqft |
| 2018-12-01 | 0 days | 2,101 sqft |
| 2019-01-01 | 0 days | 2,051 sqft |
| 2019-02-01 | 0 days | 2,101 sqft |
| 2019-03-01 | 0 days | 2,079 sqft |
| 2019-04-01 | 0 days | 2,051 sqft |
| 2019-05-01 | 0 days | 2,048 sqft |
| 2019-06-01 | 0 days | 2,119 sqft |
| 2019-07-01 | 0 days | 2,150 sqft |
| 2019-08-01 | 0 days | 2,144 sqft |
| 2019-09-01 | 0 days | 2,136 sqft |
| 2019-10-01 | 0 days | 2,130 sqft |
| 2019-11-01 | 0 days | 2,129 sqft |
| 2019-12-01 | 0 days | 2,067 sqft |
| 2020-01-01 | 0 days | 2,050 sqft |
| 2020-02-01 | 0 days | 1,951 sqft |
| 2020-03-01 | 0 days | 1,950 sqft |
| 2020-04-01 | 0 days | 1,950 sqft |
| 2020-05-01 | 0 days | 1,950 sqft |
| 2020-06-01 | 0 days | 1,950 sqft |
| 2020-07-01 | 0 days | 1,950 sqft |
| 2020-08-01 | 0 days | 1,901 sqft |
| 2020-09-01 | 0 days | 1,850 sqft |
| 2020-10-01 | 0 days | 1,850 sqft |
| 2020-11-01 | 0 days | 1,890 sqft |
| 2020-12-01 | 0 days | 1,877 sqft |
| 2021-01-01 | 0 days | 1,900 sqft |
| 2021-02-01 | 0 days | 1,907 sqft |
| 2021-03-01 | 0 days | 1,900 sqft |
| 2021-04-01 | 0 days | 1,928 sqft |
| 2021-05-01 | 0 days | 2,068 sqft |
| 2021-06-01 | 0 days | 1,995 sqft |
| 2021-07-01 | 0 days | 2,006 sqft |
| 2021-08-01 | 0 days | 2,031 sqft |
| 2021-09-01 | 0 days | 2,058 sqft |
| 2021-10-01 | 0 days | 2,038 sqft |
| 2021-11-01 | 0 days | 2,017 sqft |
| 2021-12-01 | 0 days | 1,954 sqft |
| 2022-01-01 | 0 days | 1,992 sqft |
| 2022-02-01 | 0 days | 1,971 sqft |
| 2022-03-01 | 0 days | 1,940 sqft |
| 2022-04-01 | 0 days | 1,940 sqft |
| 2022-05-01 | 0 days | 2,125 sqft |
| 2022-06-01 | 0 days | 2,197 sqft |
| 2022-07-01 | 0 days | 2,158 sqft |
| 2022-08-01 | 0 days | 2,192 sqft |
| 2022-09-01 | 0 days | 2,161 sqft |
| 2022-10-01 | 0 days | 2,158 sqft |
| 2022-11-01 | 0 days | 2,093 sqft |
| 2022-12-01 | 0 days | 2,025 sqft |
| 2023-01-01 | 0 days | 2,112 sqft |
| 2023-02-01 | 0 days | 2,086 sqft |
| 2023-03-01 | 0 days | 2,094 sqft |
| 2023-04-01 | 0 days | 2,049 sqft |
| 2023-05-01 | 0 days | 1,873 sqft |
| 2023-06-01 | 0 days | 1,886 sqft |
| 2023-07-01 | 0 days | 1,850 sqft |
| 2023-08-01 | 0 days | 1,895 sqft |
| 2023-09-01 | 0 days | 1,884 sqft |
| 2023-10-01 | 0 days | 1,874 sqft |
| 2023-11-01 | 0 days | 1,931 sqft |
| 2023-12-01 | 0 days | 1,888 sqft |
| 2024-01-01 | 0 days | 1,882 sqft |
| 2024-02-01 | 0 days | 1,869 sqft |
| 2024-03-01 | 0 days | 1,847 sqft |
| 2024-04-01 | 0 days | 1,801 sqft |
| 2024-05-01 | 0 days | 1,799 sqft |
| 2024-06-01 | 0 days | 1,800 sqft |
| 2024-07-01 | 0 days | 1,792 sqft |
| 2024-08-01 | 0 days | 1,801 sqft |
| 2024-09-01 | 0 days | 1,815 sqft |
| 2024-10-01 | 0 days | 1,803 sqft |
| 2024-11-01 | 0 days | 1,785 sqft |
| 2024-12-01 | 0 days | 1,790 sqft |
Georgetown's median listing age (time on market) for 2024-12-01 was 0 days.
Georgetown's median square footage for active listings during the 2024-12-01 period was 1,790 sqft. One year prior, the average listing was 1,888 sqft.
Georgetown's median square footage for active listings during the 2024-12-01 period was 1,790 sqft. One year prior, the average listing was 1,888 sqft.
Georgetown, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 826 | $340,530,000 | $412,264 |
| Cash Out Refi | 162 | $37,310,000 | $230,309 |
| Refi | 134 | $45,730,000 | $341,269 |
| Home Improvement | 97 | $12,615,000 | $130,052 |
| Other | 92 | $13,350,000 | $145,109 |
Georgetown's most frequently cited loan purpose was Home Purchase, with 826 originations. The 2nd most popular reason was Cash Out Refi, with 162 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 480 | $185,480,000 | $386,417 |
| 7-8% | 285 | $107,135,000 | $375,912 |
| Over 8% | 239 | $36,935,000 | $154,540 |
| 5-6% | 164 | $58,010,000 | $353,720 |
| 4-5% | 13 | $2,955,000 | $227,308 |
| <2.5% | 3 | $165,000 | $55,000 |
During 2024, Georgetown's most frequently originated rate bucket was 6-7%, with 480 originations.
Loan Sizing (Georgetown, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 460 | $132,760,000 | $288,609 |
| $100k-200k | 328 | $46,520,000 | $141,829 |
| $100,000 or less | 196 | $12,380,000 | $63,163 |
| $400k-600k | 168 | $80,750,000 | $480,655 |
| $600k-1000k | 92 | $69,450,000 | $754,891 |
| $Over $1MM | 67 | $107,675,000 | $1,607,090 |
Georgetown's loan sizing saw the bucket of loans from $200k-400k with 460 originations, totaling $132,760,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 367 | $143,545,000 | $391,131 |
| 60-80% | 296 | $133,800,000 | $452,027 |
| 40-60% | 168 | $55,650,000 | $331,250 |
| Under 20% | 156 | $12,690,000 | $81,346 |
| 20-40% | 155 | $31,865,000 | $205,581 |
| Over 100% | 17 | $5,815,000 | $342,059 |
Georgetown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 367 originations, totaling $143,545,000 in origination value.