Georgetown Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Georgetown averaged 6.43% for the week of 2024-02-29, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-02-22) was 6.59% and one month ago for the week of 2024-01-25, the average rate was 6.38%.

Georgetown's average rate one year ago was 6.02%.

For refis of the same type during the week of 2024-02-29, the average rate was 5.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-29 6.94%
Georgetown 30 Year Fixed Rate 2024-02-29 6.43%
Georgetown 30 Year Fixed Rate Refi 2024-02-29 5.52%
Georgetown 15 Year Fixed Rate 2024-02-29 6.16%
Georgetown 15 Year Fixed Rate Refi 2024-02-29 6.36%
Georgetown 30 Year FHA 2024-02-29 6.02%
Georgetown 30 Year FHA Refi 2024-02-29 6.79%
Georgetown 30 Year USDA 2024-02-29 6.83%
Georgetown 30 Year USDA Refi 2024-02-29 6.83%
Georgetown 30 Year VA 2024-02-29 5.82%
Georgetown 30 Year VA Refi 2024-02-29 6.32%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Georgetown, SC.

Georgetown Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Georgetown, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 96 4.84% $6,669
South State Bank 62 4.47% $5,607
GUARANTEED RATE, INC. 53 4.23% $5,668
MOVEMENT MORTGAGE, LLC 52 5.00% $4,996
South Atlantic Bank 52 4.54% $5,407
Gateway First Bank 51 4.82% $4,074
Citizens Bank 38 4.39% $6,504
First-Citizens Bank & Trust Company 34 4.03% $4,064
GUILD MORTGAGE COMPANY 32 4.87% $5,723
Wells Fargo Bank 27 4.75% $5,932
LOANDEPOT.COM, LLC 26 4.33% $5,763
Truist 21 4.53% $4,632
Ameris Bank 20 4.59% $5,919
Bank of America 19 4.05% $4,994
SOUTH CAROLINA FEDERAL CREDIT UNION 18 4.87% $6,805
EAGLE HOME MORTGAGE, LLC 17 5.24% $6,250
T2 FINANCIAL LLC 17 5.04% $7,492
DHI MORTGAGE COMPANY, LTD. 15 4.34% $3,719
JPMorgan Chase Bank 15 4.27% $6,156
UNITED WHOLESALE MORTGAGE, LLC 15 5.59% $6,282
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 4.78% $4,294
PENNYMAC LOAN SERVICES, LLC 10 4.11% $8,605
TD Bank 10 4.15% $4,791
STATE EMPLOYEES' 9 3.70% $4,654
American Security Mortgage Corp. 9 5.13% $5,439
CMG MORTGAGE, INC. 9 4.62% $6,349
CARDINAL FINANCIAL 8 4.50% $6,633
GUARANTY HOME MORTGAGE CORPORATION 7 3.79% $5,949
Flagstar Bank, FSB 7 3.73% $5,664
United Community Bank 7 4.77% $4,446
CALIBER HOME LOANS, INC. 7 4.77% $7,113
Servion, Inc. 7 4.45% $4,066
Coastal Carolina National Bank 7 4.71% $4,742
Morgan Stanley Private Bank 7 3.90% $5,868
NAVY FEDERAL CREDIT UNION 6 6.23% $4,305
CROSSCOUNTRY MORTGAGE, LLC 6 4.88% $6,573
SOUTHERN TRUST MORTGAGE, LLC 5 5.55% $8,645
The Bank of South Carolina 5 5.20% $5,155
AMERISAVE MORTGAGE CORPORATION 5 4.50% $10,546
HOME POINT FINANCIAL CORPORATION 5 4.30% $4,306
NEWREZ LLC 5 4.45% $8,148
PNC Bank 5 4.45% $5,719
Charles Schwab Bank, SSB 5 3.68% $5,114
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 5.05% $7,634
VANDERBILT MORTGAGE AND FINANCE, INC. 5 5.78% $5,396
PENTAGON FEDERAL CREDIT UNION 4 5.44% $7,275
United Bank 4 5.63% $3,855
CORNING 4 4.00% $3,434
US MORTGAGE CORPORATION 4 5.59% $5,563
Mr. Cooper ( Nationstar Mortgage ) 4 5.03% $6,995
Regions Bank 4 3.88% $8,003
CALCON MUTUAL MORTGAGE LLC 4 4.97% $12,783
FREEDOM MORTGAGE CORPORATION 4 5.13% $6,012
CITY FIRST MORTGAGE SERVICES, L.L.C. 4 4.69% $5,456
Wyndham Capital Mortgage, Inc. 3 3.71% $3,192
Arthur State Bank 3 3.50% $6,860
BROKER SOLUTIONS, INC. 3 5.16% $6,378
CRESCENT MORTGAGE COMPANY 3 3.58% $4,234
DRAPER AND KRAMER MORTGAGE CORP. 3 5.25% $4,315
INSPIRE HOME LOANS INC. 3 6.46% $5,118
LAKEVIEW LOAN SERVICING, LLC 3 4.54% $2,927
MCLEAN MORTGAGE CORPORATION 3 5.08% $3,419
Princeton Mortgage Corporation 3 4.25% $6,313
TIDEWATER MORTGAGE SERVICES, INC. 3 4.83% $4,588
UBS Bank USA 3 4.58% $5,092
USAA Federal Savings Bank 3 5.33% $4,774
Alcova Mortgage LLC 2 5.13% $13,158
Ally Bank 2 3.25% $3,181
LENDSURE MORTGAGE CORP. 2 7.31% $13,311
Strong Home Mortgage, LLC 2 3.19% $7,237
Mortgage Network, Inc. 2 5.19% $10,625
Synovus Bank 2 4.31% $9,852
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 4.94% $5,595
EMM LOANS LLC 2 5.69% $4,564
TEACHERS 2 4.13% $4,518
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 6.13% $8,094
CAROLINA TRUST FEDERAL CREDIT UNION 2 4.13% $3,358
NFM, INC. 2 5.38% $9,095
U.S. Bank 2 5.31% $6,718
RESOURCE FINANCIAL SERVICES, INC. 2 6.38% $4,970
Towne Bank 2 4.56% $14,052
ANGEL OAK HOME LOANS LLC 2 8.06% $6,401
Magnolia Bank 2 4.94% $8,251
INTERLINC MORTGAGE SERVICES, LLC 2 5.25% $7,680
Union Savings Bank 2 3.94% $2,657
MUTUAL OF OMAHA MORTGAGE, INC. 2 4.94% $6,431
FINANCE OF AMERICA MORTGAGE LLC 2 5.69% $14,861
KeyBank 2 4.00% $6,299
21ST MORTGAGE CORPORATION 2 7.65% $5,862
First Heritage Mortgage, LLC 2 5.87% $4,184
FIRST HOME MORTGAGE CORPORATION 2 3.81% $4,924
MIDLAND MORTGAGE CORPORATION 2 4.94% $4,716
GENEVA FINANCIAL, LLC 2 4.19% $9,826
First Palmetto Bank 2 5.06% $5,099
NBKC BANK 2 5.25% $4,890
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 4.75% $6,942
NATION ONE MORTGAGE CORPORATION 1 4.25% $5,079
NATIONS DIRECT MORTGAGE, LLC 1 6.75% $6,384
DAS Acquisition Company, LLC 1 4.38% $5,007
NBH Bank 1 3.75% $5,947
NETWORK CAPITAL FUNDING CORPORATION 1 7.00% $5,423
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.25% $3,811
NexBank 1 6.13% $9,182
NEXERA HOLDING LLC 1 7.00% $90,638
NP, Inc. 1 3.75% $2,356
OceanFirst Bank 1 3.00% $2,964
CPM Federal Credit Union 1 5.45% $5,678
City National Bank 1 5.43% $5,545
Pinnacle Bank 1 3.50% $4,104
Plains Commerce Bank 1 6.50% $3,420
Citibank 1 4.75% $8,323
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.50% $4,126
CIBC Bank USA 1 4.50% $7,027
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.25% $4,985
Carrington Mortgage Services, LLC 1 2.88% $7,819
Quontic Bank 1 6.50% $15,152
RAPID MORTGAGE COMPANY 1 3.63% $5,362
RELIANCE FIRST CAPITAL, LLC 1 4.63% $16,972
RESIDENTIAL BANCORP 1 3.99% $5,248
RUOFF MORTGAGE COMPANY, INC. 1 3.75% $3,837
S. C. STATE FEDERAL CREDIT UNION 1 5.13% $1,395
CAROLINA ONE MORTGAGE, LLC 1 7.13% $3,629
Sierra Pacific Mortgage Company, Inc. 1 3.38% $4,430
BETTER MORTGAGE CORPORATION 1 4.13% $2,582
Bethpage Federal Credit Union 1 4.13% $4,537
Barley Mortgage, LLC 1 5.63% $3,256
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.50% $5,993
Arvest Bank 1 5.13% $10,253
S&T Bank 1 4.88% $13,488
Stock Yards Bank & Trust Company 1 3.50% $4,097
SUCCESS MORTGAGE PARTNERS, INC. 1 5.63% $4,563
ARC HOME LLC 1 5.99% $10,626
The Dart Bank 1 5.50% $4,190
The Fidelity Bank 1 5.50% $9,918
THE MORTGAGE FIRM, INC. 1 3.50% $3,239
ALAMEDA MORTGAGE CORPORATION 1 7.38% $4,160
WesBanco 1 2.88% $5,387
UNION HOME MORTGAGE CORP. 1 3.75% $3,363
AMERIFIRST FINANCIAL CORPORATION 1 5.88% $3,552
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 4.75% $4,626
AMERICAN FINANCING CORPORATION 1 4.13% $3,657
First National Bank of America 1 7.63% $13,308
First National Bank of Pennsylvania 1 4.88% $7,053
First Reliance Bank 1 3.75% $4,025
First Federal Savings and Loan Association of Lakewood 1 3.79% $3,976
First Western Trust Bank 1 5.38% $6,456
FLAT BRANCH MORTGAGE, INC. 1 4.00% $4,411
FOUNDERS FEDERAL CREDIT UNION 1 2.50% $3,111
First Federal Bank of the Midwest 1 3.88% $4,963
First Federal Bank 1 5.88% $5,804
George Mason Mortgage, LLC 1 3.38% $3,252
GMFS LLC 1 5.13% $3,312
Great Southern Bank 1 4.00% $3,791
GREENVILLE FEDERAL CREDIT UNION 1 3.75% $5,120
GUARANTEED RATE AFFINITY, LLC 1 3.70% $4,738
FIRST COMMUNITY MORTGAGE, INC. 1 3.25% $9,498
FIRST CENTENNIAL MORTGAGE CORPORATION 1 4.49% $5,352
First Bank 1 5.25% $3,682
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.88% $3,139
HOMESIDE FINANCIAL, LLC 1 4.50% $4,289
HOMEXPRESS MORTGAGE CORP. 1 7.13% $28,334
IMPAC MORTGAGE CORP. 1 9.50% $16,612
EQUITY RESOURCES, INC. 1 6.88% $3,516
LADERA LENDING, INC. 1 5.99% $8,295
Luxury Mortgage Corp. 1 8.25% $16,847
Uwharrie Bank 1 3.50% $2,203
Meridian Bank Corporation 1 6.25% $4,102
MICHIGAN MUTUAL, INC. 1 3.63% $3,010
Midwest Community Bank 1 5.13% $3,845
EMBRACE HOME LOANS, INC. 1 5.25% $7,617
MORTGAGE INVESTORS GROUP, INC. 1 4.88% $6,628
Mortgage Research Center, LLC 1 2.99% $4,842
DIRECT MORTGAGE LOANS, LLC 1 5.49% $4,173
DELTA COMMUNITY CREDIT UNION 1 2.88% $4,982
M&T Bank 1 3.75% $8,704

Georgetown Average Closing Costs & Other Stats

Georgetown, SC's 175 lenders originated 1,989 loans during 2022. The total origination value was $659,785,000, with an average loan value of $331,717.

Georgetown's average closing costs are $5,040.

The top Georgetown lender as defined by loan originations is QUICKEN LOANS, LLC, with 96 loans originated. Their average total fees are $6,669, which is $1,063 higher than the next largest lender, South State Bank.

The lowest fee Georgetown lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($3,719), First-Citizens Bank & Trust Company ($4,064), Gateway First Bank ($4,074), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,294) and Truist ($4,632).

The lowest rate Georgetown lenders (with over 10 loans originated) are First-Citizens Bank & Trust Company (4.03%), Bank of America (4.05%), PENNYMAC LOAN SERVICES, LLC (4.11%), TD Bank (4.15%) and GUARANTEED RATE, INC. (4.23%).

Georgetown, SC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $82,420,000 $40,090,000 -51.4% 6.1%
South State Bank $35,130,000 $38,290,000 9.0% 5.8%
First-Citizens Bank & Trust Company $36,105,000 $29,815,000 -17.4% 4.5%
South Atlantic Bank $43,325,000 $27,850,000 -35.7% 4.2%
GUARANTEED RATE, INC. $44,680,000 $25,620,000 -42.7% 3.9%
Citizens Bank $24,450,000 $22,275,000 -8.9% 3.4%
Bank of America $26,410,000 $19,980,000 -24.3% 3.0%
MOVEMENT MORTGAGE, LLC $23,720,000 $19,325,000 -18.5% 2.9%
Gateway First Bank $39,220,000 $18,870,000 -51.9% 2.9%
Truist $25,385,000 $16,150,000 -36.4% 2.4%
Wells Fargo Bank $27,005,000 $15,775,000 -41.6% 2.4%
JPMorgan Chase Bank $8,045,000 $13,855,000 72.2% 2.1%
Ameris Bank $19,605,000 $11,960,000 -39.0% 1.8%
GUILD MORTGAGE COMPANY $19,945,000 $11,600,000 -41.8% 1.8%
The Citizens Bank $6,485,000 $11,155,000 72.0% 1.7%
United Bank $8,170,000 $10,535,000 28.9% 1.6%
TD Bank $17,690,000 $10,170,000 -42.5% 1.5%
The Conway National Bank $7,350,000 $9,895,000 34.6% 1.5%
LOANDEPOT.COM, LLC $22,735,000 $9,515,000 -58.1% 1.4%
UNITED WHOLESALE MORTGAGE, LLC $19,895,000 $9,190,000 -53.8% 1.4%
Synovus Bank $3,535,000 $8,395,000 137.5% 1.3%
Morgan Stanley Private Bank $2,460,000 $8,195,000 233.1% 1.2%
Coastal Carolina National Bank $13,045,000 $8,155,000 -37.5% 1.2%
United Community Bank $11,215,000 $7,435,000 -33.7% 1.1%
SOUTH CAROLINA FEDERAL CREDIT UNION $6,305,000 $7,045,000 11.7% 1.1%
T2 FINANCIAL LLC $10,350,000 $6,110,000 -41.0% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,635,000 $6,100,000 -51.7% 0.9%
PENNYMAC LOAN SERVICES, LLC $8,950,000 $5,800,000 -35.2% 0.9%
EAGLE HOME MORTGAGE, LLC $400,000 $5,770,000 1,342.5% 0.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $7,785,000 $5,120,000 -34.2% 0.8%
PNC Bank $6,945,000 $5,035,000 -27.5% 0.8%
American Security Mortgage Corp. $8,850,000 $4,955,000 -44.0% 0.8%
Flagstar Bank, FSB $7,420,000 $4,610,000 -37.9% 0.7%
Charles Schwab Bank, SSB $3,940,000 $4,560,000 15.7% 0.7%
CMG MORTGAGE, INC. $4,500,000 $4,520,000 0.4% 0.7%
USAA Federal Savings Bank $1,030,000 $3,945,000 283.0% 0.6%
First Palmetto Bank $3,050,000 $3,830,000 25.6% 0.6%
Mortgage Research Center, LLC $4,470,000 $3,795,000 -15.1% 0.6%
CALCON MUTUAL MORTGAGE LLC $1,340,000 $3,710,000 176.9% 0.6%
DHI MORTGAGE COMPANY, LTD. $12,180,000 $3,590,000 -70.5% 0.5%
STATE EMPLOYEES' $1,475,000 $3,570,000 142.0% 0.5%
Southern First Bank $8,535,000 $3,530,000 -58.6% 0.5%
Towne Bank $1,260,000 $3,455,000 174.2% 0.5%
Regions Bank $1,835,000 $3,315,000 80.7% 0.5%
SOUTHERN TRUST MORTGAGE, LLC $2,280,000 $3,230,000 41.7% 0.5%
21ST MORTGAGE CORPORATION $3,230,000 $3,200,000 -0.9% 0.5%
PENTAGON FEDERAL CREDIT UNION $1,180,000 $3,100,000 162.7% 0.5%
Anderson Brothers Bank $2,920,000 $2,990,000 2.4% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,160,000 $2,890,000 -8.5% 0.4%
NEWREZ LLC $5,980,000 $2,680,000 -55.2% 0.4%
First Reliance Bank $6,240,000 $2,620,000 -58.0% 0.4%
CALIBER HOME LOANS, INC. $4,870,000 $2,560,000 -47.4% 0.4%
First Bank $1,870,000 $2,560,000 36.9% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,915,000 $2,510,000 31.1% 0.4%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $5,800,000 $2,495,000 -57.0% 0.4%
NAVY FEDERAL CREDIT UNION $6,290,000 $2,450,000 -61.0% 0.4%
GUARANTY HOME MORTGAGE CORPORATION $5,630,000 $2,325,000 -58.7% 0.4%
KeyBank $1,125,000 $2,325,000 106.7% 0.4%
AMERISAVE MORTGAGE CORPORATION $5,165,000 $2,305,000 -55.4% 0.3%
Pinnacle Bank $2,730,000 $2,300,000 -15.8% 0.3%
FREEDOM MORTGAGE CORPORATION $11,880,000 $2,220,000 -81.3% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,130,000 $2,220,000 4.2% 0.3%
CORNING $315,000 $2,140,000 579.4% 0.3%
HOME POINT FINANCIAL CORPORATION $4,395,000 $2,120,000 -51.8% 0.3%
LENDSURE MORTGAGE CORP. $245,000 $2,055,000 738.8% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $6,395,000 $2,025,000 -68.3% 0.3%
NEXERA HOLDING LLC $1,495,000 $2,005,000 34.1% 0.3%
Wyndham Capital Mortgage, Inc. $4,910,000 $2,000,000 -59.3% 0.3%
REVERSE MORTGAGE FUNDING LLC $520,000 $1,905,000 266.3% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $3,465,000 $1,800,000 -48.1% 0.3%
UBS Bank USA $2,550,000 $1,775,000 -30.4% 0.3%
Alcova Mortgage LLC $1,295,000 $1,725,000 33.2% 0.3%
US MORTGAGE CORPORATION $4,830,000 $1,715,000 -64.5% 0.3%
CITY FIRST MORTGAGE SERVICES, L.L.C. $800,000 $1,705,000 113.1% 0.3%
First Horizon Bank $3,735,000 $1,685,000 -54.9% 0.3%
CIBC Bank USA $1,625,000 n/a 0.2%
Servion, Inc. $3,480,000 $1,510,000 -56.6% 0.2%
Arthur State Bank $1,465,000 n/a 0.2%
The Bank of South Carolina $2,050,000 $1,435,000 -30.0% 0.2%
First National Bank of Pennsylvania $6,915,000 $1,415,000 -79.5% 0.2%
NEW DAY FINANCIAL, LLC $2,955,000 $1,415,000 -52.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $2,245,000 $1,380,000 -38.5% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,375,000 n/a 0.2%
Stifel Bank and Trust $1,300,000 $1,225,000 -5.8% 0.2%
U.S. Bank $4,455,000 $1,215,000 -72.7% 0.2%
The Farmers National Bank of Canfield $1,135,000 n/a 0.2%
Carrington Mortgage Services, LLC $1,845,000 $1,085,000 -41.2% 0.2%
CRESCENT MORTGAGE COMPANY $820,000 $1,035,000 26.2% 0.2%
NATIONS DIRECT MORTGAGE, LLC $2,040,000 $1,025,000 -49.8% 0.2%
BROKER SOLUTIONS, INC. $1,865,000 $1,020,000 -45.3% 0.2%
Magnolia Bank $690,000 $990,000 43.5% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $965,000 n/a 0.1%
Mortgage Network, Inc. $490,000 $960,000 95.9% 0.1%
City National Bank $955,000 n/a 0.1%
Quontic Bank $945,000 n/a 0.1%
ANGEL OAK HOME LOANS LLC $1,480,000 $925,000 -37.5% 0.1%
NFM, INC. $520,000 $915,000 76.0% 0.1%
Strong Home Mortgage, LLC $1,665,000 $910,000 -45.3% 0.1%
HOMESPIRE MORTGAGE CORPORATION $105,000 $900,000 757.1% 0.1%
TIDEWATER MORTGAGE SERVICES, INC. $475,000 $895,000 88.4% 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $1,145,000 $865,000 -24.5% 0.1%
Ally Bank $1,085,000 $840,000 -22.6% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $760,000 $835,000 9.9% 0.1%
Hometown Equity Mortgage, LLC $190,000 $825,000 334.2% 0.1%
Princeton Mortgage Corporation $825,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $1,205,000 $815,000 -32.4% 0.1%
The Fidelity Bank $805,000 n/a 0.1%
FOUNDERS FEDERAL CREDIT UNION $605,000 $795,000 31.4% 0.1%
HOMESTEAD FUNDING CORP. $790,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $775,000 n/a 0.1%
WesBanco Bank, Inc. $755,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $425,000 $740,000 74.1% 0.1%
Northpointe Bank $1,855,000 $710,000 -61.7% 0.1%
S. C. STATE FEDERAL CREDIT UNION $695,000 n/a 0.1%
GENEVA FINANCIAL, LLC $1,825,000 $660,000 -63.8% 0.1%
Encompass Lending Group, LP $645,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $305,000 $645,000 111.5% 0.1%
First Western Trust Bank $645,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,470,000 $625,000 -57.5% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $195,000 $625,000 220.5% 0.1%
AMERICAN ADVISORS GROUP $625,000 $610,000 -2.4% 0.1%
Prosperity Home Mortgage, LLC $580,000 $610,000 5.2% 0.1%
CORNERSTONE HOME LENDING, INC. $175,000 $605,000 245.7% 0.1%
EQUITY RESOURCES, INC. $330,000 $600,000 81.8% 0.1%
MTC Federal Credit Union $585,000 n/a 0.1%
FIRST HOME MORTGAGE CORPORATION $2,535,000 $580,000 -77.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,285,000 $575,000 -82.5% 0.1%
Capital City Home Loans, LLC $545,000 $565,000 3.7% 0.1%
First Community Bank $420,000 $565,000 34.5% 0.1%
INSPIRE HOME LOANS INC. $565,000 n/a 0.1%
S&T Bank $565,000 n/a 0.1%
Arvest Bank $1,505,000 $560,000 -62.8% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $65,000 $560,000 761.5% 0.1%
RUOFF MORTGAGE COMPANY, INC. $550,000 n/a 0.1%
CAROLINA TRUST FEDERAL CREDIT UNION $980,000 $540,000 -44.9% 0.1%
AMERICAN FINANCING CORPORATION $1,345,000 $535,000 -60.2% 0.1%
Luxury Mortgage Corp. $525,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $515,000 n/a 0.1%
The Federal Savings Bank $1,310,000 $515,000 -60.7% 0.1%
Nations Lending Corporation $1,540,000 $500,000 -67.5% 0.1%
NBKC BANK $1,665,000 $500,000 -70.0% 0.1%
TEACHERS $500,000 n/a 0.1%
DIRECT MORTGAGE LOANS, LLC $495,000 n/a 0.1%
MCLEAN MORTGAGE CORPORATION $2,480,000 $495,000 -80.0% 0.1%
Stock Yards Bank & Trust Company $495,000 n/a 0.1%
Bethpage Federal Credit Union $485,000 n/a 0.1%
IMPAC MORTGAGE CORP. $185,000 $485,000 162.2% 0.1%
RESOURCE FINANCIAL SERVICES, INC. $225,000 $480,000 113.3% 0.1%
Aurora Financial, LLC $285,000 $475,000 66.7% 0.1%
First National Bank of America $475,000 n/a 0.1%
NBH Bank $475,000 n/a 0.1%
Carolina Bank & Trust $3,350,000 $460,000 -86.3% 0.1%
First Federal Bank of the Midwest $455,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $1,580,000 $455,000 -71.2% 0.1%
EMM LOANS LLC $350,000 $450,000 28.6% 0.1%
VILLAGE CAPITAL MORTGAGE $730,000 $445,000 -39.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,050,000 $440,000 -58.1% 0.1%
MIDLAND MORTGAGE CORPORATION $320,000 $440,000 37.5% 0.1%
Capital Bank $435,000 n/a 0.1%
Dollar Bank, Federal Savings Bank $1,070,000 $435,000 -59.3% 0.1%
First State Bank of St. Charles, Missouri $435,000 n/a 0.1%
ALAMEDA MORTGAGE CORPORATION $425,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $560,000 $425,000 -24.1% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $720,000 $425,000 -41.0% 0.1%
GrandSouth Bank $1,535,000 $425,000 -72.3% 0.1%
OPEN MORTGAGE, LLC $345,000 $425,000 23.2% 0.1%
Meridian Bank Corporation $415,000 n/a 0.1%
Fifth Third Bank $2,345,000 $395,000 -83.2% 0.1%
INTERCOASTAL MORTGAGE COMPANY $690,000 $395,000 -42.8% 0.1%
George Mason Mortgage, LLC $810,000 $390,000 -51.9% 0.1%
GSF Mortgage Corporation $390,000 n/a 0.1%
Commerce Home Mortgage, Inc. $235,000 $380,000 61.7% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $375,000 n/a 0.1%
Union Savings Bank $370,000 n/a 0.1%
Great Southern Bank $365,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $355,000 n/a 0.1%
SPRING EQ, LLC $190,000 $350,000 84.2% 0.1%
EMBRACE HOME LOANS, INC. $365,000 $345,000 -5.5% 0.1%
First Federal Savings and Loan Association of Lakewood $345,000 n/a 0.1%
Powell Valley National Bank $345,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $965,000 $335,000 -65.3% 0.1%
Sunflower Bank $335,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $75,000 $330,000 340.0% 0.1%
SOUTHWEST FUNDING, LP $330,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $6,810,000 $325,000 -95.2% 0.0%
M&T Bank $475,000 $325,000 -31.6% 0.0%
ALLEGACY FEDERAL CREDIT UNION $700,000 $310,000 -55.7% 0.0%
First Heritage Mortgage, LLC $555,000 $310,000 -44.1% 0.0%
Midwest Community Bank $305,000 n/a 0.0%
NP, Inc. $470,000 $305,000 -35.1% 0.0%
UNION HOME MORTGAGE CORP. $795,000 $305,000 -61.6% 0.0%
Austin Capital Bank SSB $125,000 $295,000 136.0% 0.0%
Citadel Servicing Corporation $185,000 $295,000 59.5% 0.0%
NTFN, INC. $410,000 $295,000 -28.0% 0.0%
THE MORTGAGE FIRM, INC. $710,000 $295,000 -58.5% 0.0%
CAROLINA ONE MORTGAGE, LLC $1,175,000 $290,000 -75.3% 0.0%
Renasant Bank $3,595,000 $290,000 -91.9% 0.0%
1ST SIGNATURE LENDING, LLC $285,000 n/a 0.0%
PHH Mortgage Corporation $900,000 $280,000 -68.9% 0.0%
ARC HOME LLC $880,000 $275,000 -68.8% 0.0%
CLEARPATH LENDING $1,455,000 $275,000 -81.1% 0.0%
Credence Funding Corporation $275,000 n/a 0.0%
PLANET HOME LENDING, LLC $275,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $315,000 $275,000 -12.7% 0.0%
DIGITAL Federal Credit Union $270,000 n/a 0.0%
First Federal Bank $1,385,000 $265,000 -80.9% 0.0%
First Home Bank $255,000 $265,000 3.9% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $2,150,000 $265,000 -87.7% 0.0%
The Dart Bank $265,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $260,000 n/a 0.0%
TOWER $165,000 $260,000 57.6% 0.0%
ATLANTA POSTAL $255,000 n/a 0.0%
CityWorth Mortgage LLC $255,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $1,645,000 $255,000 -84.5% 0.0%
East Coast Capital Corp. $255,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $250,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $250,000 n/a 0.0%
Uwharrie Bank $250,000 n/a 0.0%
FBC MORTGAGE, LLC $710,000 $245,000 -65.5% 0.0%
First Bank $1,870,000 $245,000 -86.9% 0.0%
MORTGAGE INVESTORS GROUP, INC. $850,000 $245,000 -71.2% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $710,000 $245,000 -65.5% 0.0%
PLAZA HOME MORTGAGE, INC. $240,000 n/a 0.0%
GREENVILLE FEDERAL CREDIT UNION $235,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $485,000 $235,000 -51.5% 0.0%
Barley Mortgage, LLC $215,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $165,000 $215,000 30.3% 0.0%
Plains Commerce Bank $215,000 n/a 0.0%
Discover Bank $150,000 $205,000 36.7% 0.0%
GMFS LLC $515,000 $205,000 -60.2% 0.0%
LADERA LENDING, INC. $205,000 n/a 0.0%
NexBank $195,000 n/a 0.0%
Citibank $185,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $185,000 n/a 0.0%
RAPID MORTGAGE COMPANY $185,000 n/a 0.0%
AMERIFIRST FINANCIAL CORPORATION $175,000 n/a 0.0%
GEORGIA'S OWN $145,000 $175,000 20.7% 0.0%
NATION ONE MORTGAGE CORPORATION $265,000 $175,000 -34.0% 0.0%
OceanFirst Bank $175,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $155,000 n/a 0.0%
CPM Federal Credit Union $155,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $300,000 $155,000 -48.3% 0.0%
HOMESTAR FINANCIAL CORPORATION $155,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $155,000 n/a 0.0%
Bank of England $235,000 $145,000 -38.3% 0.0%
DAS Acquisition Company, LLC $145,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $1,510,000 $145,000 -90.4% 0.0%
RESIDENTIAL BANCORP. $135,000 n/a 0.0%
Park Lane Finance Solutions, LLC $110,000 $125,000 13.6% 0.0%
SHARONVIEW FEDERAL CREDIT UNION $450,000 $125,000 -72.2% 0.0%
BMO Harris Bank $115,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $115,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $115,000 n/a 0.0%
COASTAL Federal Credit Union $245,000 $105,000 -57.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $45,000 $105,000 133.3% 0.0%
FIRST FLORIDA Credit Union $105,000 n/a 0.0%
First Guaranty Mortgage Corporation $1,400,000 $105,000 -92.5% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $105,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $375,000 $105,000 -72.0% 0.0%
SAFE FEDERAL CREDIT UNION $105,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $105,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $705,000 $95,000 -86.5% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $95,000 n/a 0.0%
Northwest Federal Credit Union $85,000 n/a 0.0%
S. C. TELCO $370,000 $85,000 -77.0% 0.0%
Family Trust Federal Credit Union $75,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $75,000 n/a 0.0%
American Airlines Federal Credit Union $55,000 n/a 0.0%
REV FEDERAL CREDIT UNION $55,000 n/a 0.0%
CHARTWAY FEDERAL CREDIT UNION $45,000 n/a 0.0%
FIRST TECHNOLOGY $45,000 n/a 0.0%
HANSCOM $45,000 n/a 0.0%

Georgetown's top lender by overall market share is QUICKEN LOANS, LLC, with 6.1% market share. In second place, with 5.8%, is South State Bank, having originated $38,290,000 in loans. In third place, with 4.5%, is First-Citizens Bank & Trust Company, having originated $29,815,000 in loans. In fourth place, with 4.2%, is South Atlantic Bank, having originated $27,850,000 in loans. In fifth place, with 3.9%, is GUARANTEED RATE, INC., having originated $25,620,000 in loans.


Georgetown Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Georgetown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $390,000 (7.5%) $585,751 (6.2%) 0.00 791
2018-02-01 $373,450 (1.0%) $555,033 (-0.4%) 0.00 841
2018-03-01 $379,900 (2.7%) $552,430 (-1.2%) 0.00 896
2018-04-01 $389,500 (4.3%) $565,069 (-0.3%) 0.00 895
2018-05-01 $382,475 (0.0%) $561,529 (-2.1%) 0.00 917
2018-06-01 $375,500 (-2.8%) $564,534 (-2.8%) 0.00 901
2018-07-01 $396,750 (-0.8%) $585,550 (-1.7%) 0.00 875
2018-08-01 $399,925 (0.1%) $602,604 (2.0%) 0.00 869
2018-09-01 $399,900 (0.0%) $591,490 (-0.6%) 0.00 878
2018-10-01 $399,450 (-0.1%) $588,320 (-0.6%) 0.00 883
2018-11-01 $387,625 (-2.9%) $570,566 (-2.2%) 0.00 915
2018-12-01 $374,900 (-6.0%) $558,248 (-5.4%) 0.00 914
2019-01-01 $371,075 (-4.9%) $548,332 (-6.4%) 0.00 876
2019-02-01 $389,000 (4.2%) $561,909 (1.2%) 0.00 866
2019-03-01 $393,671 (3.6%) $655,659 (18.7%) 0.00 892
2019-04-01 $399,450 (2.6%) $659,963 (16.8%) 0.00 911
2019-05-01 $399,450 (4.4%) $575,516 (2.5%) 0.00 896
2019-06-01 $402,500 (7.2%) $580,097 (2.8%) 0.00 870
2019-07-01 $422,450 (6.5%) $579,814 (-1.0%) 0.00 855
2019-08-01 $418,182 (4.6%) $579,338 (-3.9%) 0.00 833
2019-09-01 $407,955 (2.0%) $573,508 (-3.0%) 0.00 820
2019-10-01 $401,136 (0.4%) $569,637 (-3.2%) 0.00 810
2019-11-01 $400,000 (3.2%) $577,210 (1.2%) 0.00 789
2019-12-01 $397,225 (6.0%) $571,690 (2.4%) 0.00 781
2020-01-01 $389,473 (5.0%) $573,311 (4.6%) 0.00 752
2020-02-01 $384,000 (-1.3%) $557,224 (-0.8%) 0.00 779
2020-03-01 $380,975 (-3.2%) $559,246 (-14.7%) 0.00 762
2020-04-01 $385,750 (-3.4%) $554,893 (-15.9%) 0.00 756
2020-05-01 $384,900 (-3.6%) $557,309 (-3.2%) 0.00 741
2020-06-01 $385,779 (-4.2%) $545,839 (-5.9%) 0.00 695
2020-07-01 $388,000 (-8.2%) $558,881 (-3.6%) 0.00 634
2020-08-01 $359,900 (-13.9%) $545,997 (-5.8%) 0.00 591
2020-09-01 $334,875 (-17.9%) $527,063 (-8.1%) 0.00 566
2020-10-01 $343,585 (-14.4%) $528,768 (-7.2%) 0.00 556
2020-11-01 $364,850 (-8.8%) $536,179 (-7.1%) 0.00 530
2020-12-01 $359,499 (-9.5%) $545,397 (-4.6%) 0.00 510
2021-01-01 $359,000 (-7.8%) $552,383 (-3.7%) 0.00 461
2021-02-01 $357,475 (-6.9%) $581,669 (4.4%) 0.00 404
2021-03-01 $360,725 (-5.3%) $603,615 (7.9%) 0.00 331
2021-04-01 $363,250 (-5.8%) $647,772 (16.7%) 0.00 303
2021-05-01 $399,900 (3.9%) $694,081 (24.5%) 0.00 254
2021-06-01 $387,450 (0.4%) $684,664 (25.4%) 0.00 238
2021-07-01 $419,450 (8.1%) $732,495 (31.1%) 0.00 251
2021-08-01 $419,000 (16.4%) $694,169 (27.1%) 0.00 274
2021-09-01 $412,200 (23.1%) $696,493 (32.2%) 0.00 275
2021-10-01 $392,000 (14.1%) $708,145 (33.9%) 0.00 266
2021-11-01 $375,000 (2.8%) $661,198 (23.3%) 0.00 274
2021-12-01 $347,964 (-3.2%) $665,486 (22.0%) 0.00 267
2022-01-01 $362,450 (1.0%) $699,604 (26.7%) 0.00 222
2022-02-01 $344,815 (-3.5%) $726,867 (25.0%) 0.00 172
2022-03-01 $372,500 (3.3%) $760,979 (26.1%) 0.00 158
2022-04-01 $425,000 (17.0%) $782,747 (20.8%) 0.00 160
2022-05-01 $432,000 (8.0%) $743,484 (7.1%) 0.00 186
2022-06-01 $457,700 (18.1%) $765,150 (11.8%) 0.00 214
2022-07-01 $476,450 (13.6%) $763,813 (4.3%) 0.00 229
2022-08-01 $499,450 (19.2%) $789,522 (13.7%) 0.00 251
2022-09-01 $499,225 (21.1%) $779,901 (12.0%) 0.00 237
2022-10-01 $509,900 (30.1%) $773,322 (9.2%) 0.00 234
2022-11-01 $482,000 (28.5%) $715,661 (8.2%) 0.00 242
2022-12-01 $445,000 (27.9%) $665,965 (0.1%) 0.00 240
2023-01-01 $471,998 (30.2%) $669,522 (-4.3%) 0.00 250
2023-02-01 $453,495 (31.5%) $707,401 (-2.7%) 0.00 252
2023-03-01 $456,368 (22.5%) $685,385 (-9.9%) 0.00 275
2023-04-01 $452,395 (6.5%) $698,633 (-10.8%) 0.00 286
2023-05-01 $429,725 (-0.5%) $679,366 (-8.6%) 0.00 271
2023-06-01 $442,225 (-3.4%) $669,114 (-12.6%) 0.00 279
2023-07-01 $462,150 (-3.0%) $671,313 (-12.1%) 0.00 281
2023-08-01 $488,200 (-2.3%) $715,023 (-9.4%) 0.00 284
2023-09-01 $484,500 (-3.0%) $742,244 (-4.8%) 0.00 309
2023-10-01 $492,348 (-3.4%) $765,198 (-1.1%) 0.00 332
2023-11-01 $508,700 (5.5%) $742,619 (3.8%) 0.00 347
2023-12-01 $509,900 (14.6%) $702,203 (5.4%) 0.00 337
2024-01-01 $499,638 (5.9%) $687,989 (2.8%) 0.00 342
Georgetown's median listing price for 2024-01-01 was $499,638, a difference of $27,640 (5.9%) versus the prior year and $-10,262 versus the prior month.

Georgetown's median listing price comes in at 0% of the national average.

Georgetown's average listing price for 2024-01-01 was $687,989, a difference of $18,467 (2.8%) versus the prior year and $-14,214 versus the prior month.

For the 2024-01-01 period, Georgetown had 342 MLS listings, a difference of 5 listings (1%) versus the prior month and 92 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Georgetown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,101 sqft
2018-02-01 0 days 2,101 sqft
2018-03-01 0 days 2,101 sqft
2018-04-01 0 days 2,101 sqft
2018-05-01 0 days 2,101 sqft
2018-06-01 0 days 2,101 sqft
2018-07-01 0 days 2,201 sqft
2018-08-01 0 days 2,201 sqft
2018-09-01 0 days 2,201 sqft
2018-10-01 0 days 2,201 sqft
2018-11-01 0 days 2,176 sqft
2018-12-01 0 days 2,101 sqft
2019-01-01 0 days 2,051 sqft
2019-02-01 0 days 2,101 sqft
2019-03-01 0 days 2,079 sqft
2019-04-01 0 days 2,051 sqft
2019-05-01 0 days 2,048 sqft
2019-06-01 0 days 2,119 sqft
2019-07-01 0 days 2,150 sqft
2019-08-01 0 days 2,144 sqft
2019-09-01 0 days 2,136 sqft
2019-10-01 0 days 2,130 sqft
2019-11-01 0 days 2,129 sqft
2019-12-01 0 days 2,067 sqft
2020-01-01 0 days 2,050 sqft
2020-02-01 0 days 1,951 sqft
2020-03-01 0 days 1,950 sqft
2020-04-01 0 days 1,950 sqft
2020-05-01 0 days 1,950 sqft
2020-06-01 0 days 1,950 sqft
2020-07-01 0 days 1,950 sqft
2020-08-01 0 days 1,901 sqft
2020-09-01 0 days 1,850 sqft
2020-10-01 0 days 1,850 sqft
2020-11-01 0 days 1,890 sqft
2020-12-01 0 days 1,877 sqft
2021-01-01 0 days 1,900 sqft
2021-02-01 0 days 1,907 sqft
2021-03-01 0 days 1,900 sqft
2021-04-01 0 days 1,928 sqft
2021-05-01 0 days 2,068 sqft
2021-06-01 0 days 1,995 sqft
2021-07-01 0 days 2,006 sqft
2021-08-01 0 days 2,031 sqft
2021-09-01 0 days 2,058 sqft
2021-10-01 0 days 2,038 sqft
2021-11-01 0 days 2,017 sqft
2021-12-01 0 days 1,954 sqft
2022-01-01 0 days 1,992 sqft
2022-02-01 0 days 1,971 sqft
2022-03-01 0 days 1,940 sqft
2022-04-01 0 days 1,940 sqft
2022-05-01 0 days 2,125 sqft
2022-06-01 0 days 2,197 sqft
2022-07-01 0 days 2,158 sqft
2022-08-01 0 days 2,192 sqft
2022-09-01 0 days 2,161 sqft
2022-10-01 0 days 2,158 sqft
2022-11-01 0 days 2,093 sqft
2022-12-01 0 days 2,025 sqft
2023-01-01 0 days 2,112 sqft
2023-02-01 0 days 2,086 sqft
2023-03-01 0 days 2,094 sqft
2023-04-01 0 days 2,049 sqft
2023-05-01 0 days 1,873 sqft
2023-06-01 0 days 1,886 sqft
2023-07-01 0 days 1,850 sqft
2023-08-01 0 days 1,895 sqft
2023-09-01 0 days 1,884 sqft
2023-10-01 0 days 1,874 sqft
2023-11-01 0 days 1,931 sqft
2023-12-01 0 days 1,888 sqft
2024-01-01 0 days 1,882 sqft
Georgetown's median listing age (time on market) for 2024-01-01 was 0 days.

Georgetown's median square footage for active listings during the 2024-01-01 period was 1,882 sqft. One year prior, the average listing was 2,112 sqft.

Georgetown, SC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,242 $457,160,000 $368,084
Cash Out Refi 286 $76,630,000 $267,937
Refi 239 $76,725,000 $321,025
Other 128 $30,250,000 $236,328
Home Improvement 94 $19,020,000 $202,340

Georgetown's most frequently cited loan purpose was Home Purchase, with 1,242 originations. The 2nd most popular reason was Cash Out Refi, with 286 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 550 $204,100,000 $371,091
5-6% 432 $119,510,000 $276,644
4-5% 426 $166,670,000 $391,244
6-7% 171 $44,165,000 $258,275
2.5-3% 142 $60,110,000 $423,310
Over 8% 65 $9,985,000 $153,615
7-8% 65 $15,565,000 $239,462
<2.5% 52 $13,310,000 $255,962

During 2022, Georgetown's most frequently originated rate bucket was 3-4%, with 550 originations.

Loan Sizing (Georgetown, SC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 743 $209,765,000 $282,322
$100k-200k 551 $80,195,000 $145,544
$400k-600k 262 $126,720,000 $483,664
$100,000 or less 218 $14,180,000 $65,046
$600k-1000k 135 $98,685,000 $731,000
$Over $1MM 80 $130,240,000 $1,628,000

Georgetown's loan sizing saw the bucket of loans from $200k-400k with 743 originations, totaling $209,765,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 629 $250,845,000 $398,800
80-100% 582 $212,160,000 $364,536
40-60% 323 $106,745,000 $330,480
20-40% 210 $40,720,000 $193,905
Under 20% 134 $14,920,000 $111,343
Over 100% 18 $6,280,000 $348,889

Georgetown's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 629 originations, totaling $250,845,000 in origination value.