Citibank Mortgage Rates, Fees & Info
Sioux Falls, SDLEI: E57ODZWZ7FF32TWEFA76
Tax ID: 13-5266470
5 stars - Updated: 12/17/24
-
out of 5 stars, based on 120 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Citibank is a large bank specializing in Home Purchase loans. Citibank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Los Angeles, San Francisco, San Jose, and Washington among others. We have data for 354 markets. (Some data included below & more in-depth data is available with an active subscription.)Citibank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citibank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 5.14% | 12/17/24 |
| 30 Year Conventional Refi | 5.41% | 12/17/24 |
| 30 Year Cash-out Refi | 5.55% | 12/17/24 |
| 30 Year FHA Purchase | 6.33% | 12/17/24 |
| 30 Year FHA Refi | 6.27% | 12/17/24 |
| 30 Year VA Purchase | 5.89% | 12/17/24 |
| 30 Year VA Refi | 5.63% | 12/17/24 |
| 15 Year Conventional Purchase | 5.31% | 12/17/24 |
| 15 Year Conventional Refi | 5.29% | 12/17/24 |
| 15 Year Cash-out Refi | 5.29% | 12/17/24 |
| 15 Year FHA Refi | 5.68% | 12/17/24 |
| 15 Year VA Refi | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citibank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Citibank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,514Origination Dollar Volume (All Markets)
$18,897,280,000Awards
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Citibank - 2023
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For 2023, less than of lenders were eligible for this award.
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Relative Rate
Citibank's average 30 year fixed mortgage rate was
5.73%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.75%.
Relative Fees (Closing Costs)
Citibank's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,087.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4,094 | $4,388,360,000 | $1,071,900 | $7,938 | 5.67% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,149 | $3,294,025,000 | $1,532,818 | $9,208 | 5.76% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,179 | $1,785,315,000 | $1,514,262 | $8,382 | 5.82% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 654 | $1,219,440,000 | $1,864,587 | $5,285 | 5.74% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 700 | $762,510,000 | $1,089,300 | $7,076 | 5.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 403 | $663,615,000 | $1,646,687 | $10,412 | 5.55% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 904 | $537,010,000 | $594,038 | $7,238 | 5.87% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 220 | $441,480,000 | $2,006,727 | $8,257 | 5.66% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 195 | $435,125,000 | $2,231,410 | $6,076 | 5.77% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 293 | $309,055,000 | $1,054,795 | $10,334 | 5.72% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 211 | $294,945,000 | $1,397,844 | $10,248 | 5.61% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 138 | $257,370,000 | $1,865,000 | $8,066 | 6.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 187 | $255,145,000 | $1,364,412 | $7,636 | 5.41% |
| Outside of Metro Areas | 157 | $224,735,000 | $1,431,433 | $8,206 | 5.69% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 124 | $203,590,000 | $1,641,855 | $8,212 | 5.94% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 94 | $183,600,000 | $1,953,191 | $11,553 | 5.64% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 158 | $168,650,000 | $1,067,405 | $10,452 | 5.53% |
| RENO, NV (FHA|USDA|VA) | 14 | $162,500,000 | $11,607,143 | $6,137 | 6.24% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 73 | $149,755,000 | $2,051,438 | $6,500 | 5.81% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 61 | $139,025,000 | $2,279,098 | $7,304 | 5.68% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 126 | $120,880,000 | $959,365 | $7,875 | 5.79% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 9 | $114,305,000 | $12,700,556 | $4,073 | 6.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 143 | $110,295,000 | $771,294 | $8,528 | 5.60% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 28 | $102,990,000 | $3,678,214 | $7,733 | 5.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 90 | $98,200,000 | $1,091,111 | $5,348 | 5.50% |
| Glenwood Springs, CO (FHA|USDA|VA) | 18 | $96,870,000 | $5,381,667 | $16,424 | 5.06% |
| Heber, UT (FHA|USDA|VA) | 46 | $92,220,000 | $2,004,783 | $6,275 | 5.39% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 58 | $85,400,000 | $1,472,414 | $5,091 | 5.78% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 82 | $73,660,000 | $898,293 | $9,036 | 5.97% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 11 | $70,555,000 | $6,414,091 | $4,773 | 5.71% |
| Bozeman, MT (FHA|USDA|VA) | 7 | $62,035,000 | $8,862,143 | $29,404 | 6.17% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 61 | $58,485,000 | $958,770 | $5,706 | 5.59% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 28 | $53,990,000 | $1,928,214 | $5,934 | 6.36% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $51,515,000 | $17,171,667 | $14,943 | 7.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 57 | $51,325,000 | $900,439 | $7,220 | 6.10% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 33 | $50,955,000 | $1,544,091 | $6,519 | 5.38% |
| BOISE CITY, ID (FHA|USDA|VA) | 13 | $48,745,000 | $3,749,615 | $5,997 | 6.02% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 33 | $44,985,000 | $1,363,182 | $10,754 | 5.41% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 75 | $42,605,000 | $568,067 | $7,971 | 6.01% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $41,660,000 | $10,415,000 | $0 | 7.07% |
| Vineyard Haven, MA (FHA|USDA|VA) | 7 | $41,235,000 | $5,890,714 | $19,305 | 5.16% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 42 | $40,970,000 | $975,476 | $9,985 | 5.77% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 43 | $40,325,000 | $937,791 | $5,497 | 5.78% |
| TULSA, OK (FHA|USDA|VA) | 7 | $38,535,000 | $5,505,000 | $4,742 | 7.00% |
| SALINAS, CA (FHA|USDA|VA) | 12 | $34,100,000 | $2,841,667 | $8,819 | 5.50% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 43 | $32,695,000 | $760,349 | $6,395 | 5.74% |
| Edwards, CO (FHA|USDA|VA) | 12 | $32,150,000 | $2,679,167 | $5,751 | 4.91% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 22 | $31,540,000 | $1,433,636 | $6,229 | 5.94% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $30,145,000 | $10,048,333 | $5,255 | 5.55% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 23 | $30,025,000 | $1,305,435 | $6,946 | 5.63% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 20 | $29,250,000 | $1,462,500 | $7,241 | 5.46% |
| PROVO-OREM, UT (FHA|USDA|VA) | 16 | $28,710,000 | $1,794,375 | $8,044 | 5.05% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 30 | $27,170,000 | $905,667 | $7,596 | 5.64% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 13 | $27,035,000 | $2,079,615 | $11,388 | 5.60% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 16 | $26,710,000 | $1,669,375 | $7,974 | 5.45% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 42 | $25,740,000 | $612,857 | $8,883 | 6.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 21 | $25,445,000 | $1,211,667 | $6,433 | 5.89% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 25 | $23,845,000 | $953,800 | $6,354 | 5.94% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 30 | $23,840,000 | $794,667 | $8,166 | 5.83% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 19 | $23,695,000 | $1,247,105 | $7,465 | 6.46% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 23 | $21,595,000 | $938,913 | $7,203 | 5.60% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 26 | $21,520,000 | $827,692 | $7,037 | 5.85% |
| CHICO, CA (FHA|USDA|VA) | 1 | $21,295,000 | $21,295,000 | $0 | 0.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 37 | $21,045,000 | $568,784 | $7,751 | 6.38% |
| STOCKTON, CA (FHA|USDA|VA) | 27 | $19,515,000 | $722,778 | $6,637 | 5.61% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $19,305,000 | $2,757,857 | $5,187 | 6.42% |
| BOULDER, CO (FHA|USDA|VA) | 18 | $18,940,000 | $1,052,222 | $4,573 | 6.00% |
| Outside of Metro Areas | 5 | $18,815,000 | $3,763,000 | $9,532 | 5.42% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $18,230,000 | $3,038,333 | $4,883 | 6.54% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $17,705,000 | $17,705,000 | $0 | 7.35% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 13 | $17,235,000 | $1,325,769 | $7,322 | 5.33% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 6 | $16,790,000 | $2,798,333 | $13,062 | 5.31% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 16 | $15,750,000 | $984,375 | $5,077 | 6.03% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $15,120,000 | $2,520,000 | $4,343 | 6.63% |
| Torrington, CT (FHA|USDA|VA) | 15 | $15,095,000 | $1,006,333 | $8,089 | 5.26% |
| Easton, MD (FHA|USDA|VA) | 9 | $15,025,000 | $1,669,444 | $7,110 | 4.92% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 13 | $14,925,000 | $1,148,077 | $6,964 | 5.68% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $14,650,000 | $1,465,000 | $12,767 | 6.11% |
| KINGSTON, NY (FHA|USDA|VA) | 20 | $14,320,000 | $716,000 | $6,513 | 5.95% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 18 | $13,980,000 | $776,667 | $5,073 | 6.01% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $13,800,000 | $2,300,000 | $5,786 | 6.07% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 28 | $13,380,000 | $477,857 | $7,677 | 6.08% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 12 | $12,720,000 | $1,060,000 | $5,957 | 5.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 17 | $12,715,000 | $747,941 | $5,251 | 5.88% |
| Hilo, HI (FHA|USDA|VA) | 3 | $12,365,000 | $4,121,667 | $15,016 | 5.63% |
| Breckenridge, CO (FHA|USDA|VA) | 7 | $11,925,000 | $1,703,571 | $4,891 | 5.79% |
| Jackson, WY-ID (FHA|USDA|VA) | 5 | $11,825,000 | $2,365,000 | $8,536 | 6.05% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 11 | $10,885,000 | $989,545 | $5,337 | 6.00% |
| NAPA, CA (FHA|USDA|VA) | 5 | $10,615,000 | $2,123,000 | $6,863 | 6.43% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $10,545,000 | $2,109,000 | $13,365 | 5.23% |
| MISSOULA, MT (FHA|USDA|VA) | 5 | $9,895,000 | $1,979,000 | $6,215 | 5.37% |
| Hailey, ID (FHA|USDA|VA) | 7 | $9,755,000 | $1,393,571 | $6,006 | 6.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $8,550,000 | $1,068,750 | $7,014 | 5.92% |
| Key West, FL (FHA|USDA|VA) | 8 | $8,520,000 | $1,065,000 | $9,482 | 5.34% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 19 | $8,165,000 | $429,737 | $4,830 | 6.63% |
| NILES, MI (FHA|USDA|VA) | 9 | $7,925,000 | $880,556 | $7,290 | 5.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $7,680,000 | $768,000 | $7,641 | 6.00% |
| Kalispell, MT (FHA|USDA|VA) | 5 | $7,615,000 | $1,523,000 | $8,077 | 5.05% |
| Lebanon, NH-VT (FHA|USDA|VA) | 9 | $7,545,000 | $838,333 | $6,318 | 4.83% |
| Steamboat Springs, CO (FHA|USDA|VA) | 5 | $7,525,000 | $1,505,000 | $4,029 | 5.23% |
| PITTSBURGH, PA (FHA|USDA|VA) | 14 | $7,400,000 | $528,571 | $8,327 | 5.94% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 15 | $7,065,000 | $471,000 | $7,316 | 6.44% |
| BEND, OR (FHA|USDA|VA) | 6 | $6,990,000 | $1,165,000 | $8,207 | 5.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $6,890,000 | $1,148,333 | $5,667 | 5.73% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 4 | $6,850,000 | $1,712,500 | $7,580 | 5.66% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $6,675,000 | $741,667 | $4,841 | 6.03% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $6,635,000 | $737,222 | $5,741 | 5.67% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $6,625,000 | $736,111 | $7,753 | 5.78% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $6,590,000 | $1,098,333 | $7,169 | 6.02% |
| Athens, TX (FHA|USDA|VA) | 5 | $6,365,000 | $1,273,000 | $13,155 | 5.18% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $6,160,000 | $1,026,667 | $6,543 | 5.44% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $6,070,000 | $607,000 | $7,184 | 5.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $5,700,000 | $950,000 | $5,905 | 6.27% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $5,700,000 | $950,000 | $4,449 | 5.81% |
| Traverse City, MI (FHA|USDA|VA) | 6 | $5,540,000 | $923,333 | $6,566 | 5.13% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $5,505,000 | $5,505,000 | $0 | 5.87% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $5,460,000 | $546,000 | $6,027 | 5.93% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $5,190,000 | $1,297,500 | $8,276 | 5.53% |
| DOVER, DE (FHA|USDA|VA) | 2 | $5,130,000 | $2,565,000 | $6,362 | 6.68% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $5,100,000 | $2,550,000 | $5,741 | 7.18% |
| FRESNO, CA (FHA|USDA|VA) | 18 | $5,030,000 | $279,444 | $5,835 | 6.38% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 14 | $5,020,000 | $358,571 | $7,749 | 5.60% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $5,005,000 | $715,000 | $6,049 | 6.07% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $4,835,000 | $967,000 | $4,580 | 5.93% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $4,585,000 | $1,528,333 | $4,358 | 5.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $4,540,000 | $756,667 | $5,568 | 6.44% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 10 | $4,510,000 | $451,000 | $6,107 | 6.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 6 | $4,450,000 | $741,667 | $5,343 | 5.44% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $4,140,000 | $690,000 | $7,399 | 5.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 12 | $4,110,000 | $342,500 | $6,887 | 6.15% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $4,095,000 | $819,000 | $8,438 | 5.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $4,035,000 | $448,333 | $5,877 | 5.61% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $3,880,000 | $970,000 | $8,015 | 5.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $3,855,000 | $350,455 | $5,159 | 5.94% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $3,835,000 | $1,278,333 | $8,780 | 4.75% |
| Laconia, NH (FHA|USDA|VA) | 3 | $3,735,000 | $1,245,000 | $4,474 | 4.83% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $3,610,000 | $902,500 | $7,565 | 5.59% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $3,505,000 | $3,505,000 | $0 | 5.93% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $3,355,000 | $671,000 | $5,670 | 5.80% |
| Bennington, VT (FHA|USDA|VA) | 4 | $3,290,000 | $822,500 | $5,487 | 5.13% |
| Hudson, NY (FHA|USDA|VA) | 5 | $3,215,000 | $643,000 | $4,992 | 5.20% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $3,120,000 | $780,000 | $7,286 | 6.59% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $3,080,000 | $770,000 | $8,018 | 6.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $3,010,000 | $752,500 | $4,834 | 6.44% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $3,010,000 | $752,500 | $7,060 | 5.81% |
| GLENS FALLS, NY (FHA|USDA|VA) | 5 | $2,895,000 | $579,000 | $5,995 | 5.78% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $2,770,000 | $692,500 | $6,591 | 5.53% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $2,755,000 | $918,333 | $4,344 | 5.67% |
| DALTON, GA (FHA|USDA|VA) | 1 | $2,655,000 | $2,655,000 | $11,130 | 4.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $2,590,000 | $1,295,000 | $13,227 | 6.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $5,615 | 6.22% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $2,565,000 | $513,000 | $5,924 | 5.68% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $6,733 | 6.36% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $2,370,000 | $1,185,000 | $4,192 | 7.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $2,360,000 | $590,000 | $2,578 | 6.41% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $2,245,000 | $748,333 | $8,039 | 5.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $2,230,000 | $1,115,000 | $2,365 | 7.13% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $2,230,000 | $1,115,000 | $10,779 | 6.44% |
| Boone, NC (FHA|USDA|VA) | 3 | $2,225,000 | $741,667 | $3,814 | 6.92% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $2,180,000 | $545,000 | $7,838 | 5.44% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $2,155,000 | $718,333 | $17,090 | 5.83% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $2,090,000 | $522,500 | $5,482 | 6.84% |
| SYRACUSE, NY (FHA|USDA|VA) | 4 | $2,080,000 | $520,000 | $6,641 | 6.50% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $2,060,000 | $1,030,000 | $10,655 | 7.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $2,045,000 | $681,667 | $14,075 | 6.79% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $2,040,000 | $1,020,000 | $3,677 | 6.94% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $6,399 | 6.08% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,975,000 | $395,000 | $8,439 | 5.68% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $4,748 | 5.92% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $6,084 | 5.18% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $4,931 | 6.09% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $1,840,000 | $920,000 | $4,303 | 5.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $1,820,000 | $910,000 | $8,441 | 5.56% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $1,780,000 | $890,000 | $4,643 | 6.19% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $1,770,000 | $885,000 | $3,575 | 7.31% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $1,715,000 | $1,715,000 | $4,319 | 5.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $6,414 | 5.71% |
| Holland, MI (FHA|USDA|VA) | 2 | $1,690,000 | $845,000 | $3,868 | 5.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $1,640,000 | $820,000 | $4,554 | 5.63% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $1,625,000 | $1,625,000 | $11,628 | 6.75% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $6,133 | 6.42% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $7,246 | 6.19% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $9,247 | 4.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $6,586 | 6.83% |
| MADISON, WI (FHA|USDA|VA) | 2 | $1,470,000 | $735,000 | $5,240 | 4.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $5,352 | 6.44% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,313 | 6.46% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $6,780 | 5.50% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $9,772 | 5.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $1,235,000 | $1,235,000 | $6,547 | 6.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $5,133 | 5.94% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $6,861 | 6.75% |
| Prineville, OR (FHA|USDA|VA) | 1 | $1,175,000 | $1,175,000 | $9,645 | 7.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $8,946 | 5.19% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $3,967 | 6.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $13,388 | 6.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $6,623 | 6.88% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $4,179 | 6.00% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $5,965 | 7.44% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $16,697 | 6.50% |
| Berlin, NH (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $6,146 | 5.69% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $5,273 | 6.79% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $13,765 | 6.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $5,419 | 5.81% |
| Brenham, TX (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $8,145 | 5.00% |
| Taos, NM (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $4,639 | 5.50% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $6,847 | 6.19% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,328 | 5.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $5,330 | 5.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $7,381 | 7.38% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $4,471 | 5.00% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $17,685 | 6.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $5,577 | 6.38% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $6,743 | 6.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $0 | 6.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $16,296 | 5.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $4,889 | 6.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,388 | 6.38% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $5,190 | 7.63% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,283 | 5.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $5,944 | 5.63% |
| Granbury, TX (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $7,715 | 7.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $7,283 | 5.25% |
| Rutland, VT (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $3,186 | 5.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,507 | 6.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $8,135 | 6.13% |
| Forest City, NC (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $4,214 | 5.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $5,416 | 4.75% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $16,581 | 5.75% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $13,849 | 6.38% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $4,935 | 6.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $9,367 | 7.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $3,356 | 4.88% |
| Durango, CO (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $2,279 | 5.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,022 | 6.33% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,208 | 6.06% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,185 | 6.63% |
| Brookings, OR (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $5,375 | 6.50% |
| Rockport, TX (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $12,399 | 5.75% |
| AKRON, OH (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,386 | 6.94% |
| Barre, VT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $10,412 | 5.25% |
| MERCED, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,018 | 5.88% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,107 | 7.29% |
| ERIE, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,376 | 6.69% |
| OCALA, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,037 | 7.00% |
| TYLER, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,616 | 6.69% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,407 | 5.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,395 | 4.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,303 | 6.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,532 | 7.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,924 | 5.38% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,450 | 5.88% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,605 | 5.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,224 | 4.88% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,117 | 6.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,424 | 7.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,488 | 5.75% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,459 | 6.88% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,141 | 4.00% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 7.38% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 7.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,726 | 6.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,415 | 4.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,070 | 5.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,761 | 6.75% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,165 | 5.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,205 | 6.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,247 | 6.06% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,381 | 8.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,321 | 7.19% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,449 | 6.44% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,045 | 7.25% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,753 | 6.81% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,916 | 6.88% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,972 | 7.63% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,535 | 6.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,465 | 6.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,719 | 7.13% |
| AMES, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,016 | 4.88% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,256 | 5.50% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,344 | 6.75% |
| READING, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,026 | 5.69% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,165 | 6.94% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,507 | 5.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,928 | 6.13% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,682 | 7.63% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $2,877 | 6.63% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,654 | 6.13% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,240 | 5.38% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,072 | 7.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,964 | 7.50% |
| Starkville, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,895 | 6.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,686 | 6.13% |
| REDDING, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,497 | 7.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,447 | 6.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,852 | 5.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,875 | 5.94% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,749 | 6.13% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,462 | 6.38% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,189 | 6.00% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,062 | 7.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,333 | 6.13% |
| ROME, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,718 | 7.13% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,364 | 6.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,990 | 8.00% |
| Ashland, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,193 | 7.63% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,454 | 6.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,760 | 6.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,746 | 7.25% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,243 | 5.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,771 | 6.50% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,270 | 5.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,571 | 5.88% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,901 | 6.38% |
| Sonora, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,157 | 5.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,225 | 6.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,228 | 7.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,291 | 6.38% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,336 | 7.25% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,007 | 5.31% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,163 | 6.44% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,847 | 6.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,616 | 6.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,358 | 5.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.88% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,159 | 5.50% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,231 | 4.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,586 | 5.88% |
| Willmar, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,767 | 7.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,621 | 6.38% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,107 | 7.63% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,024 | 6.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.63% |
| Salina, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,543 | 6.50% |
| Platteville, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.13% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,972 | 6.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,703 | 6.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,530 | 6.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,551 | 7.63% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,376 | 5.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,419 | 5.88% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,881 | 7.50% |
| Parsons, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,828 | 5.25% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.00% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,278 | 6.13% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,048 | 7.00% |
| FLINT, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,121 | 5.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against Citibank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
NEWPORT NEWS SHIPBUILDING EMPLOYEES
Similarity Rank: 18
Similarity Rank: 18
Charter Oak Federal Credit Union
Similarity Rank: 32
Similarity Rank: 32
Thomaston Savings Bank
Similarity Rank: 42
Similarity Rank: 42
DEL-ONE FEDERAL CREDIT UNION
Similarity Rank: 42
Similarity Rank: 42
The Torrington Savings Bank
Similarity Rank: 45
Similarity Rank: 45
OCEAN STATE CREDIT UNION
Similarity Rank: 45
Similarity Rank: 45
COASTHILLS
Similarity Rank: 45
Similarity Rank: 45
SOMERSET
Similarity Rank: 48
Similarity Rank: 48
Sharon & Crescent United Credit Union
Similarity Rank: 50
Similarity Rank: 50
Union Savings Bank
Similarity Rank: 63
Similarity Rank: 63
Product Mix
For 2023, Citibank's most frequently originated type of loan was Conventional, with 14,420 originations. Their 2nd most popular type was FHA, with 50 originations.
Loan Reason
For 2023, Citibank's most frequently cited loan purpose was Home Purchase, with 12,656 originations. The 2nd most popular reason was Other, with 655 originations.
Loan Duration/Length
For 2023, Citibank's most frequently cited loan duration was 30 Year, with 13,893 originations. The 2nd most popular length was 15 Year, with 319 originations.
Origination Fees/Closing Costs
Citibank's average total fees were $8,087, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 6,282 originations.
Interest Rates
During 2023, Citibank's average interest rate for loans was 5.73%, while their most frequently originated rate bucket for loans was 5-6%, with 5,757 originations.
Loan Sizing
2023 saw Citibank place emphasis on $1MM+ loans with 6,251 originations, totaling $14,324,275,000 in origination value.
Applicant Income
Citibank lent most frequently to those with incomes in the $250k+ range, with 9,503 originations. The second most popular income band? $150k-250k, with 2,022 originations.
Applicant Debt to Income Ratio
Citibank lent most frequently to those with DTI ratios of 20-30%, with 3,443 originations. The next most common DTI ratio? 30-36%, with 2,942 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.86%
Citibank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination55.75%
Citibank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,514 | $18,897,280,000 | $1,302,004 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 14,514 | $18,897,280,000 | $1,302,004 |