Citibank Mortgage Rates, Fees & Info
Sioux Falls, SDLEI: E57ODZWZ7FF32TWEFA76
Tax ID: 13-5266470
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 119 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Citibank is a large bank specializing in Home Purchase loans. Citibank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Los Angeles, San Francisco, San Jose, and Washington among others. We have data for 351 markets. (Some data included below & more in-depth data is available with an active subscription.)Citibank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Citibank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.96% | 4/5/25 |
| 30 Year Conventional Purchase | 6.46% | 4/5/25 |
| 30 Year Conventional Refi | 6.39% | 4/5/25 |
| 30 Year Cash-out Refi | 6.68% | 4/5/25 |
| 30 Year FHA Purchase | 7.00% | 4/5/25 |
| 30 Year FHA Refi | 6.72% | 4/5/25 |
| 30 Year VA Purchase | 6.48% | 4/5/25 |
| 30 Year VA Refi | 6.72% | 4/5/25 |
| 15 Year Conventional Purchase | 6.03% | 4/5/25 |
| 15 Year Conventional Refi | 5.88% | 4/5/25 |
| 15 Year Cash-out Refi | 5.88% | 4/5/25 |
| 15 Year FHA Purchase | 6.00% | 4/5/25 |
| 15 Year FHA Refi | 6.00% | 4/5/25 |
| 15 Year VA Purchase | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Citibank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Citibank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,104Origination Dollar Volume (All Markets)
$15,994,500,000Awards
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Citibank - 2024
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For 2024, less than of lenders were eligible for this award.
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Relative Rate
Citibank's average 30 year fixed mortgage rate was
6.68%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.13%.
Relative Fees (Closing Costs)
Citibank's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,416.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4,006 | $3,372,100,000 | $841,762 | $7,511 | 6.70% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,858 | $2,377,130,000 | $1,279,403 | $8,675 | 6.58% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,317 | $1,858,665,000 | $1,411,287 | $6,973 | 6.52% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 761 | $1,341,755,000 | $1,763,147 | $4,875 | 6.21% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 650 | $670,300,000 | $1,031,231 | $6,974 | 6.52% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,081 | $619,365,000 | $572,956 | $6,441 | 6.95% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 363 | $508,485,000 | $1,400,785 | $10,642 | 6.80% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 237 | $503,625,000 | $2,125,000 | $5,731 | 6.13% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 76 | $391,440,000 | $5,150,526 | $7,763 | 6.77% |
| Outside of Metro Areas | 338 | $332,100,000 | $982,544 | $8,226 | 6.76% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 192 | $288,190,000 | $1,500,990 | $8,138 | 6.48% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 174 | $223,780,000 | $1,286,092 | $6,779 | 6.37% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 201 | $210,385,000 | $1,046,692 | $9,541 | 6.63% |
| MADISON, WI (FHA|USDA|VA) | 3 | $195,535,000 | $65,178,333 | $0 | 7.83% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 94 | $190,040,000 | $2,021,702 | $7,692 | 7.13% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 130 | $172,930,000 | $1,330,231 | $10,045 | 6.44% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 34 | $163,620,000 | $4,812,353 | $6,752 | 6.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 37 | $130,465,000 | $3,526,081 | $5,537 | 6.67% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 61 | $117,335,000 | $1,923,525 | $6,134 | 6.52% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 120 | $104,080,000 | $867,333 | $7,630 | 6.82% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 83 | $92,025,000 | $1,108,735 | $4,954 | 6.54% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 75 | $91,615,000 | $1,221,533 | $5,402 | 7.13% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 113 | $89,805,000 | $794,735 | $6,491 | 6.63% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 122 | $83,630,000 | $685,492 | $7,790 | 6.67% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 140 | $80,980,000 | $578,429 | $7,871 | 7.18% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 19 | $52,845,000 | $2,781,316 | $6,875 | 6.61% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 59 | $50,325,000 | $852,966 | $8,413 | 6.42% |
| Heber, UT (FHA|USDA|VA) | 31 | $49,665,000 | $1,602,097 | $5,628 | 6.23% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 15 | $47,585,000 | $3,172,333 | $5,821 | 6.36% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 37 | $44,905,000 | $1,213,649 | $6,797 | 6.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 50 | $41,210,000 | $824,200 | $6,619 | 6.70% |
| RENO, NV (FHA|USDA|VA) | 8 | $40,920,000 | $5,115,000 | $7,379 | 6.57% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 13 | $40,535,000 | $3,118,077 | $6,969 | 6.69% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $39,360,000 | $3,280,000 | $4,809 | 6.56% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 14 | $38,580,000 | $2,755,714 | $12,359 | 6.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 62 | $37,820,000 | $610,000 | $7,295 | 6.59% |
| STOCKTON, CA (FHA|USDA|VA) | 51 | $36,875,000 | $723,039 | $5,333 | 6.64% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $36,795,000 | $7,359,000 | $5,276 | 6.74% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 28 | $35,950,000 | $1,283,929 | $9,926 | 6.42% |
| Glenwood Springs, CO (FHA|USDA|VA) | 10 | $35,670,000 | $3,567,000 | $8,637 | 6.69% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $33,835,000 | $11,278,333 | $8,175 | 6.63% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 41 | $33,325,000 | $812,805 | $6,963 | 6.72% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 18 | $32,940,000 | $1,830,000 | $6,313 | 6.24% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 32 | $30,750,000 | $960,938 | $5,088 | 7.03% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 15 | $26,525,000 | $1,768,333 | $3,683 | 6.43% |
| PITTSBURGH, PA (FHA|USDA|VA) | 57 | $24,515,000 | $430,088 | $6,397 | 6.53% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 20 | $23,400,000 | $1,170,000 | $8,582 | 6.59% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $23,325,000 | $23,325,000 | $0 | 5.97% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 12 | $23,180,000 | $1,931,667 | $7,635 | 6.27% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 32 | $23,140,000 | $723,125 | $8,883 | 7.04% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 41 | $23,115,000 | $563,780 | $8,441 | 7.01% |
| Edwards, CO (FHA|USDA|VA) | 6 | $22,460,000 | $3,743,333 | $7,407 | 5.98% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 21 | $21,035,000 | $1,001,667 | $10,816 | 6.22% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $20,290,000 | $3,381,667 | $5,005 | 7.03% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $20,205,000 | $2,886,429 | $5,091 | 7.24% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 18 | $19,970,000 | $1,109,444 | $6,132 | 6.16% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 17 | $19,265,000 | $1,133,235 | $6,287 | 6.57% |
| SALINAS, CA (FHA|USDA|VA) | 9 | $18,895,000 | $2,099,444 | $7,056 | 6.49% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 14 | $18,410,000 | $1,315,000 | $8,196 | 5.99% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 34 | $18,160,000 | $534,118 | $7,765 | 6.86% |
| Hilo, HI (FHA|USDA|VA) | 3 | $18,145,000 | $6,048,333 | $17,843 | 5.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 24 | $17,660,000 | $735,833 | $7,062 | 6.48% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 18 | $16,530,000 | $918,333 | $5,748 | 6.50% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 16 | $15,800,000 | $987,500 | $6,230 | 6.63% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 26 | $15,220,000 | $585,385 | $4,834 | 7.20% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 15 | $14,745,000 | $983,000 | $7,366 | 6.72% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $14,405,000 | $14,405,000 | $0 | 8.06% |
| BOULDER, CO (FHA|USDA|VA) | 10 | $13,820,000 | $1,382,000 | $4,671 | 6.14% |
| Palatka, FL (FHA|USDA|VA) | 1 | $13,005,000 | $13,005,000 | $0 | 0.00% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $12,775,000 | $12,775,000 | $0 | 6.99% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $11,465,000 | $1,273,889 | $9,162 | 6.67% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $11,355,000 | $1,622,143 | $8,853 | 6.09% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 15 | $11,205,000 | $747,000 | $8,213 | 6.67% |
| Lebanon, NH-VT (FHA|USDA|VA) | 12 | $10,960,000 | $913,333 | $7,164 | 6.19% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $10,810,000 | $1,801,667 | $4,319 | 6.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 11 | $10,065,000 | $915,000 | $7,548 | 6.34% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $10,005,000 | $10,005,000 | $0 | 6.36% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $9,560,000 | $796,667 | $3,273 | 7.10% |
| KINGSTON, NY (FHA|USDA|VA) | 13 | $9,535,000 | $733,462 | $6,725 | 6.15% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $9,385,000 | $3,128,333 | $15,627 | 5.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 18 | $9,270,000 | $515,000 | $4,694 | 6.73% |
| Hudson, NY (FHA|USDA|VA) | 10 | $9,170,000 | $917,000 | $6,792 | 6.52% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $8,925,000 | $8,925,000 | $0 | 6.19% |
| WILMINGTON, NC (FHA|USDA|VA) | 10 | $8,180,000 | $818,000 | $6,380 | 6.68% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 22 | $8,100,000 | $368,182 | $7,994 | 6.47% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $7,850,000 | $981,250 | $5,040 | 6.02% |
| NAPA, CA (FHA|USDA|VA) | 5 | $7,845,000 | $1,569,000 | $8,474 | 6.20% |
| Vineyard Haven, MA (FHA|USDA|VA) | 5 | $7,305,000 | $1,461,000 | $8,173 | 6.20% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $7,200,000 | $3,600,000 | $0 | 6.94% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $6,890,000 | $3,445,000 | $28,988 | 5.94% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $6,835,000 | $621,364 | $5,239 | 6.20% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $6,695,000 | $2,231,667 | $9,006 | 6.08% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $6,695,000 | $956,429 | $7,456 | 7.09% |
| TULSA, OK (FHA|USDA|VA) | 12 | $6,600,000 | $550,000 | $7,309 | 7.40% |
| FRESNO, CA (FHA|USDA|VA) | 31 | $6,285,000 | $202,742 | $6,163 | 8.52% |
| Laconia, NH (FHA|USDA|VA) | 3 | $6,095,000 | $2,031,667 | $7,118 | 6.08% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $5,705,000 | $1,901,667 | $3,997 | 6.33% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $5,670,000 | $945,000 | $5,936 | 6.04% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 8 | $5,610,000 | $701,250 | $8,526 | 6.59% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $5,585,000 | $1,117,000 | $6,460 | 6.28% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $5,340,000 | $890,000 | $6,689 | 6.25% |
| RICHMOND, VA (FHA|USDA|VA) | 14 | $5,110,000 | $365,000 | $6,607 | 7.62% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $5,060,000 | $1,265,000 | $9,217 | 6.22% |
| Athens, TX (FHA|USDA|VA) | 6 | $5,010,000 | $835,000 | $7,260 | 6.73% |
| Key West, FL (FHA|USDA|VA) | 2 | $4,960,000 | $2,480,000 | $11,672 | 6.31% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 11 | $4,855,000 | $441,364 | $6,548 | 7.20% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 11 | $4,615,000 | $419,545 | $8,071 | 6.80% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $4,485,000 | $1,495,000 | $8,437 | 6.58% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $4,450,000 | $445,000 | $4,862 | 7.92% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $4,390,000 | $1,097,500 | $7,671 | 6.59% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $4,385,000 | $626,429 | $5,060 | 7.18% |
| Bennington, VT (FHA|USDA|VA) | 4 | $4,330,000 | $1,082,500 | $7,571 | 5.97% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $4,205,000 | $467,222 | $5,900 | 7.46% |
| Whitewater, WI (FHA|USDA|VA) | 5 | $4,115,000 | $823,000 | $5,082 | 7.23% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 10 | $3,940,000 | $394,000 | $5,307 | 7.56% |
| Hailey, ID (FHA|USDA|VA) | 2 | $3,870,000 | $1,935,000 | $9,649 | 6.06% |
| Easton, MD (FHA|USDA|VA) | 5 | $3,785,000 | $757,000 | $5,778 | 6.13% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $3,750,000 | $937,500 | $5,976 | 6.03% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $3,735,000 | $533,571 | $8,769 | 6.66% |
| Traverse City, MI (FHA|USDA|VA) | 5 | $3,715,000 | $743,000 | $5,194 | 6.20% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $3,525,000 | $1,175,000 | $7,283 | 6.58% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $3,420,000 | $855,000 | $5,794 | 6.38% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 11 | $3,415,000 | $310,455 | $5,547 | 6.77% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $3,385,000 | $1,128,333 | $6,097 | 6.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $3,215,000 | $643,000 | $8,869 | 6.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $3,215,000 | $643,000 | $5,459 | 6.53% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 12 | $3,190,000 | $265,833 | $5,542 | 7.15% |
| NILES, MI (FHA|USDA|VA) | 4 | $3,130,000 | $782,500 | $5,747 | 6.06% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $2,925,000 | $417,857 | $7,112 | 7.50% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $2,920,000 | $243,333 | $5,031 | 7.74% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $4,908 | 6.64% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 14 | $2,890,000 | $206,429 | $6,121 | 7.15% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $2,795,000 | $559,000 | $9,610 | 6.48% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 10 | $2,770,000 | $277,000 | $5,074 | 7.68% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $2,555,000 | $851,667 | $7,905 | 6.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $2,545,000 | $509,000 | $5,662 | 6.85% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $2,485,000 | $828,333 | $7,203 | 6.33% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $2,465,000 | $821,667 | $6,879 | 5.79% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $2,430,000 | $607,500 | $5,818 | 6.84% |
| Boone, NC (FHA|USDA|VA) | 3 | $2,425,000 | $808,333 | $5,609 | 6.67% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $2,390,000 | $1,195,000 | $5,877 | 6.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $2,265,000 | $755,000 | $5,644 | 6.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $2,260,000 | $565,000 | $6,385 | 7.16% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $2,250,000 | $562,500 | $6,077 | 6.91% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $2,250,000 | $1,125,000 | $5,731 | 5.38% |
| Durango, CO (FHA|USDA|VA) | 3 | $2,115,000 | $705,000 | $3,563 | 6.54% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $6,242 | 7.18% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $2,060,000 | $515,000 | $3,792 | 6.66% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $5,525 | 6.28% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $7,249 | 7.62% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $2,020,000 | $1,010,000 | $8,472 | 6.50% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $1,990,000 | $995,000 | $4,447 | 6.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $1,935,000 | $645,000 | $5,792 | 6.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $5,996 | 7.37% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,825,000 | $608,333 | $4,968 | 6.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $1,825,000 | $608,333 | $4,895 | 6.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $1,750,000 | $875,000 | $11,370 | 8.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $6,014 | 7.73% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $5,813 | 6.66% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $1,645,000 | $548,333 | $6,369 | 7.04% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $5,229 | 6.53% |
| Laramie, WY (FHA|USDA|VA) | 1 | $1,575,000 | $1,575,000 | $8,290 | 7.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $1,530,000 | $765,000 | $5,272 | 7.00% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $8,605 | 6.63% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $5,934 | 6.88% |
| MERCED, CA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $5,456 | 8.38% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $5,080 | 7.63% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $2,919 | 8.42% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $9,429 | 6.94% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $4,025 | 7.51% |
| Sonora, CA (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $6,906 | 5.56% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $5,503 | 7.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $1,295,000 | $1,295,000 | $7,439 | 7.38% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $1,290,000 | $645,000 | $4,727 | 5.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $3,437 | 7.81% |
| Washington, NC (FHA|USDA|VA) | 1 | $1,245,000 | $1,245,000 | $6,373 | 6.13% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $1,225,000 | $1,225,000 | $16,459 | 6.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $3,333 | 7.81% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $33,676 | 8.69% |
| Outside of Metro Areas | 1 | $1,205,000 | $1,205,000 | $9,032 | 5.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $6,989 | 6.25% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $1,195,000 | $1,195,000 | $4,206 | 6.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $7,087 | 6.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $5,852 | 7.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $5,350 | 5.38% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,619 | 5.88% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $1,025,000 | $1,025,000 | $5,418 | 6.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $6,114 | 6.29% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $13,536 | 6.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $8,496 | 6.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,957 | 8.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $6,827 | 6.50% |
| Seneca, SC (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $6,060 | 6.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $2,302 | 7.62% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $4,159 | 6.50% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $4,336 | 5.88% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $2,651 | 6.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $2,779 | 5.94% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $5,908 | 5.88% |
| Willmar, MN (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $11,042 | 6.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $8,388 | 7.38% |
| Rutland, VT (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $4,668 | 5.88% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $5,454 | 5.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $7,095 | 5.88% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $5,962 | 5.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,166 | 6.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,619 | 6.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,306 | 6.38% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $3,043 | 6.38% |
| OCALA, FL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $5,337 | 6.47% |
| Española, NM (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $5,380 | 5.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $11,493 | 6.50% |
| Keene, NH (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $3,411 | 6.25% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $9,728 | 8.46% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,191 | 7.55% |
| Freeport, IL (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $3,492 | 6.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,056 | 8.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $10,848 | 7.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $2,734 | 6.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,779 | 6.56% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,857 | 7.08% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $4,212 | 6.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,881 | 6.79% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,498 | 8.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $11,385 | 5.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $3,164 | 6.83% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $11 | 6.50% |
| DOVER, DE (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $9,841 | 6.31% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 8.25% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,928 | 8.48% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,783 | 6.71% |
| SALEM, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,125 | 6.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $10,739 | 6.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,204 | 6.31% |
| AKRON, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,291 | 7.00% |
| MADERA, CA (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $3,379 | 8.76% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,131 | 5.75% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,339 | 7.33% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $7,607 | 5.75% |
| Holland, MI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $9,614 | 6.63% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,696 | 7.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $2,656 | 7.25% |
| Elko, NV (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,603 | 7.00% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,276 | 6.00% |
| Taos, NM (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,451 | 6.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,247 | 8.02% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,523 | 7.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,763 | 6.44% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,489 | 6.81% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,299 | 7.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,548 | 9.02% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,649 | 6.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,268 | 7.64% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,417 | 7.13% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,832 | 5.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,290 | 6.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,561 | 6.75% |
| Barre, VT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,169 | 7.00% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,683 | 6.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,577 | 7.85% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,729 | 7.81% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,944 | 5.75% |
| READING, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,240 | 6.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,729 | 8.21% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,963 | 7.50% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 7.95% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,192 | 6.69% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,317 | 6.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,098 | 6.75% |
| Ozark, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,652 | 6.75% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,103 | 6.50% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,405 | 6.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 9.00% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,200 | 5.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,654 | 7.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,152 | 5.38% |
| Rockport, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,754 | 6.38% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,299 | 6.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,642 | 6.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,817 | 6.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,444 | 6.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,384 | 6.50% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,406 | 8.13% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,185 | 6.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,774 | 7.13% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,452 | 6.13% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,014 | 6.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,927 | 6.63% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,416 | 6.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,114 | 7.13% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.31% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,494 | 6.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,505 | 6.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,657 | 6.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,651 | 6.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,891 | 6.00% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,481 | 6.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.50% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,204 | 6.63% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 8.69% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,276 | 6.50% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.38% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.13% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.63% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.68% |
| Paragould, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,237 | 6.50% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,272 | 7.13% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,108 | 5.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,390 | 6.38% |
| RACINE, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.13% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.63% |
| Batavia, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,882 | 5.50% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,039 | 5.88% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.63% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.05% |
| ROME, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,916 | 6.00% |
| Cortland, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,982 | 6.88% |
| Douglas, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.38% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,494 | 6.38% |
| Shelby, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,927 | 6.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,036 | 6.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.55% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,009 | 6.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,262 | 6.00% |
| Newport, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.30% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.68% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.68% |
| Salina, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.63% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,366 | 5.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.43% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,737 | 6.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.18% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.63% |
| MONROE, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.88% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.63% |
| Jasper, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.38% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,107 | 6.00% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.50% |
| Crossville, TN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.30% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.05% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.38% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.38% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against Citibank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
RIVERSIDE
Similarity Rank: 20
Similarity Rank: 20
STRATA Credit Union
Similarity Rank: 36
Similarity Rank: 36
SAFE 1 CREDIT UNION
Similarity Rank: 36
Similarity Rank: 36
First Savings Bank of Hegewisch
Similarity Rank: 36
Similarity Rank: 36
FIRST NEW YORK
Similarity Rank: 48
Similarity Rank: 48
Bank of Richmondville
Similarity Rank: 50
Similarity Rank: 50
Liberty Bank for Savings
Similarity Rank: 79
Similarity Rank: 79
CRESCENT MORTGAGE COMPANY
Similarity Rank: 80
Similarity Rank: 80
ONTARIO SHORES
Similarity Rank: 80
Similarity Rank: 80
POINT BREEZE
Similarity Rank: 90
Similarity Rank: 90
Product Mix
For 2024, Citibank's most frequently originated type of loan was Conventional, with 12,403 originations. Their 2nd most popular type was HELOC, with 1,656 originations.
Loan Reason
For 2024, Citibank's most frequently cited loan purpose was Home Purchase, with 10,541 originations. The 2nd most popular reason was Other, with 1,075 originations.
Loan Duration/Length
For 2024, Citibank's most frequently cited loan duration was 30 Year, with 13,500 originations. The 2nd most popular length was 20 Year, with 252 originations.
Origination Fees/Closing Costs
Citibank's average total fees were $7,416, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 6,626 originations.
Interest Rates
During 2024, Citibank's average interest rate for loans was 6.68%, while their most frequently originated rate bucket for loans was 6-7%, with 7,236 originations.
Loan Sizing
2024 saw Citibank place emphasis on $1MM+ loans with 5,347 originations, totaling $11,883,295,000 in origination value.
Applicant Income
Citibank lent most frequently to those with incomes in the $250k+ range, with 8,450 originations. The second most popular income band? $150k-250k, with 2,175 originations.
Applicant Debt to Income Ratio
Citibank lent most frequently to those with DTI ratios of 20-30%, with 3,087 originations. The next most common DTI ratio? 30-36%, with 2,962 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.42%
Citibank has an average approval rate.
Pick Rate
Approvals leading to origination38.56%
Citibank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,104 | $15,994,500,000 | $1,134,040 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 14,104 | $15,994,500,000 | $1,134,040 |